HomeMy WebLinkAboutR01-Redevelopment Agency
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SAN BERNARDINO CITY'S
HOUSING NEEDS
SUMMARY
Prepared
for
San Bernardino City Redevelopment Agency
by
Joseph T. Janczyk Evans, Ph.D.
Empire Economics
April 1986
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SUMMARY
According to California State Law, the San Bernardino City Redevelopment
Agency may be required to set-aside 20% of its tax increment revenues to
provide assistance for meeting the housing "needs" of low/moderate income
households. Consequently, the Redevelopment Agency of the City of San
Bernardino retained Empire Economics, a firm specializing in economic and
housing consulting, to perform a study that would assess the housing
"needs" of households in San Bernardino City. Specifically, the purpose
of the study was to accomplish the following: First~ to provide gUidelines
for the amount of tax increment revenues that may be required to be set
aside. Second, to perform an analysis of the socio-economic
characteristics of the households in need, so that the city could
determine which types of programs would best meet their housing needs.
The primary conclusion of the study is that San Bernardino City's housing
programs during the 1980 to 1985 time period did, in fact, provide a
substantial amount of housing for the households in need. In particular,
the programs that have provided most of the benefits were the
single-family and multi-family bond programs, and these benefitted
households in the moderate and low income categories. However, there have
been only a few programs that have provided benefits for households in the
very low income groups. The key results of the study according to
households in the various income groups are discussed below.
The bond programs for single-family and multi-family projects should be
continued since they have been successful in satisfying the housing needs
of the households that are in the low and moderate income groups. The
single-family bond program provides households with affordable mortgage
rates for both new and existing ownership housing: the primary
beneficiaries of this are moderate income households who have sufficient
incomes to qualify for mortgage loans: there have been over 500 units in
these bond programs in recent years. While the multi-family bond program
provides apartment units at designated rents which makes them affordable
to low income households: there have been an estimated 400 units in
projects that have been developed recently; additionally, there are over
500 more units in projects that are expected to be developed during the
1986-88 time period.
The income levels of the households in the very low income group do not
realistically enable them to afford new housing, due to the low rents
(less than $300/mo.) or housing prices (below $29,000) that they could
afford to pay for new housing units. Their low income can, in turn, be
attributed to lack of employment or age status i.e., retirees, among other
factors.
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SUMMARY OP SAN BERNARDINO CITY'S HOUSEHOLDS IN NEED
( Source: Eaplre leono.lca. April 1988 )
....................................................................................................
INCOME CLASSIPICATIONS
General Characteri.tics ot Houaebold.
----------------------------------------------------------------------------------------------------
Very Low
Low
Moderate
Upper
Total
----------------------------------------------
[ncoa. Levels:
Mln1au.. . . . . . . . . . . . . . . . . . . . . . . . .
Maxi.u.. . . . . . . . . . . . . . . . . . . . . . . . .
Bou.iDe Payaenta-Maxlaua:
Rents... .... .......-.. ... ... ....
Ownerahip - Price..........-.
Houeeholds in Need - 1985
----------------------------------------------
Householdl in Need: 1980
Nuaber. . . . . . . . . . . . . . . . . . . . . . . . . .
Proportion. ... ..... .............
Houline Supply: 1980-85
Nuaber. . . . . . . . . . . . . . . . . . . . . . . . . .
Proportion..................... .
Houleholdl in Need: 1985
Nu.bar. . . . . . . . . . . . . . . . . . . . . . . . . .
Proportion... ........ ........ ...
(Need 1980 - Supply 1980-881
Expected Household. in Need - 1988
-------------------------------------
EKpected Houainc Supply: 1988-88
Nuaber. . . . . . . . . . . . . . . . . . . . . . . . . .
Proportion. ... .. .. ..... ... . . .. ..
Expected Households in Need: 1988
~uaber. . . . . . . . . . . . . . . . . . . . . . . . . .
Proportion..................... .
(Need IS88 - Supply 1988-881
SO
$13,400
521,440
532.180
$32.180
$13.400
921.440
92'9
92'.140
944'
$43.424
5870
$85.138
NIA
NIA
4.908 2,194 1. 898 1.483 10.481
48.83'" 20.93'" 18.0n 14.18'" 100.00'"
189 83. 480 4.303 8.859
3.04" 11.48'" 8.09'" 77.41" 100.00"
4.'39 1.88' 1.448 0 " .42
81.21'" 20.11'" 18.88'" 0.00" 100.00'"
80
'.8n
480
89.23'"
150
23.0as
NIA
NIA
850
100.00'"
4.889
88.12'"
1.107
15.81"
1.298
18.2''''
NIA
N/A
7,092
100.00"
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Co.parine tbe hou.ine needl at the houleholds in the variouI incoa.
croups with the bonsing supply results in the follo_inc observations:
Houlinc ne.da have been tultllled throuch the production
of detached houaing with conventional financing.
Houaing needa have been tultilled through the single-fa.ily
.ortgag. revenue bond prograa. and al.o apart.ent unita that
are financed conventionally.
Houaine needa have been fulfilled through the Multi-F..ily Bond
Procr.. wbich require. that 20" of tbe units have rents whicb
tbe hou.ebold. in this group can afford to pay.
Houlinl needs are .et only tbroulb very special procr.... .ucb
aa MUD Section VIII rent-subaidy procr....
Upper-Inco.e:
Moderate-Incoae:
Lo.- IDco.e:
Very-Low Ineo.e:
~-.~ .'......
SUMMARY OF~ BERNARDINO CITY'S H~EHOLDS IN NEED
AND THEIR SOCID-ECDNOMIC CHARACTERISTICS
( Source: Empire Economics. April 1986 )
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------------------- SUMMARY OF HOUSEHOLDS IN NEED -------------------
( Households th.t .lloc.te more than 30% of their income for housing)
Households in Need: 1980.................
Relev.nt Housing Supply: 1980-85.........
Net Households in Need: 1985...........
10.481
2.982
1,499
8ased upon 1980 Census D.t.
Housing Opportunities: Primarily Bond Progr.ms
Households 1980 'minus' ~elev.nt Supply 1980-85
Expected Housing Supply: 1986-88.........
Net Households in Need: 1988...........
650
6.849
Housing Opportunities: Primarily Bond Programs
Households 1985 'minus' Relevant Supply 1986-88
--- SOCIO-ECONOMIC CHARACTERISTICS OF THE HOUSEHOLDS IN NEED ---
--- Distribution by Income Groups ---
Very Low: $0-13.500......
Low: $13,500-21.440.
Moderate: $21.440-32.160.
Upper: $32.160 +......
46.83%
20.93%
18.09%
14.15%
--- Alloc.tion Income - Housing ---
Proportion: N/A.........
Proportion: 30-50%......
Proportion: 50-15%......
Proportion: 15% +.......
21.94%
9.26%
3.06%
59.14%
--- Group Qu.rter vs. Residence ---
Not in Group Qu.rters.... 92.85%
--- Distribution by Age Groups ---
( He.d of the Household)
o - 20...................
21 - 39...................
40 - 55...................
56 - 65...................
65 + .....................
----- Employment St.tus -----
Civili.n - Employed.......
Civilian - Unemployed.....
Unemp 1 oyed . .. .. .. .. .. . .. . .
Armed Forces - At Work....
Armed Forces - Not Work...
Not in Labor Force........
2.11%
48.29%
15.32%
12.33%
21.30%
51.93%
1.32%
2.43%
3.91%
0.00%
40.35%
----- Tr.nsport.tion Disability -----
NIL. ... .., ....... ... . ..
Disability............... .
No Disabil ity.. ...........
33.84%
1.66%
58.50%
----- Social Security Income -----
$ 0 500........... 16.22%
$ SOD - 2.500........... 6.64%
$ 2.500 - 5.000........... 11.31%
$ 5,000 - 1,500........... 4.14%
$ 1.500 - 10.000.......... 1.09%
----- Public Assistance Income' -----
$ 0 SOD. .. .. .. .. ..
$ 500 - 2.500...........
$ 2,500 - 5.000...........
$ 5.000 - 1.500...........
$ 1.500 - 10.000..........
82.49%
1.01%
6.20%
2.84%
1.39%
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AN ASSESSMENT OF
SAN BERNARDINO CITY'S HOUSING NEEDS
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Prepared
for
San Bernardino City Redevelopment Agency
by
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Joseph T. Janczyk Evans, Ph.D.
Empire Economics
February 1986
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Backltl'ound
Accol'dinlt to
Califol'nia state
law,
the San
Bel'nal'dino City
Redevelopaent Agency is l'equil'ed to set-aside 20~ of its tax incl'eaent
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l'evenues to pl'ovide assistance fol' aeeting the housing "needs" of
1..,..,..... 1..... b....b.~if,fli;~~
The Redevelopaent Age of t~City of San Bel'nal'dino l'etained
. . ":'j''-'"",!!'',
Eapil'e Econoaics, a fil'a .Cl'll.~ in econoaic and housing consulting,
to pel'fol'a a study that aId asses".'the housing "needs" of households in
San Bel'nal'dino City, 9rdel' to ~liSh the followinlt: Fil'st. to
detenine the .,,,.}~!,j.'t.~~~r.'..".~~,en"~es that 8l'e l'equil'ed to be
::: .::::~ ~ h::::::l:~:~ .~~~o.~~'n~ e *Y~eS~15tlogI'US that would aeet
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Tax Incl'eaent
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The aaount of tax incl'eaent l'evenues that would be set-aside.
accol'ding to the 20~ set-aside.
can be estiaated using the Redevelopment
Agency's "Tax Incl'eaent Projects fol' Fiscal Veal' 85/86," The coaputation
of the set-aside diffel's fol' pl'ojects adopted pl'iol' to 1977 and aftel'
1977.
Fol' the pl'ojects that wel'e adopted pl'iol' to 1977. the 20% is
applied to the "net" tax incl'eaent l'evenues (the aaount l'eaainint aftel'
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(
the pay.ent of the debt service). While for those projects that were
adopted after 1977, the 20% is applied to the gross tax incre.ent
revenues (the total incre.ent without any adjust.ent for their debt
service) .
Further.ore. these co.putations are .ade on a project by
project basis: the results are as follows:
Tax Incre.ent
Set-Aside
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Adopted Prior to
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Meadowbrook/Central $1. \
Central City East $3 Merged
Central City South "~,, $8 ,886 /
Total - Merged Ar "." ~'440'503
Central City North;;. ,'" 1.555.275
:::g;;;::;;::::: ,~:::m:m
Adopted After 1
SO
$18.246
$0
SO
$0
$18.246
Northwest
Tri-City
South Valle
Total. . . . . . . . . . . . . . . . . . .
$62,175
$22,496
$20,094
$104.765
$123,011
fiscal year is sose
Of this, the $18.246
prior to 1977 can be
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set-aside is
for housing nee ';'''',''1oally.
.rr;;*/.;;;iil;~;j;/,:::i'J'.:~,":_",:',':L.< ;; .,
likely to increase substantially
g S104,765 is designated
used for a variety of purposes.
specifically
be noted that the
in the future, due to the
following factors: First, the tax incre.ents will rise as a result of the
increasing values of property in the San Bernardino area, in general.
Secondly, the tax incre.ent fro. the projects adopted after 1977 will rise
dra.atically as their co..ercial. industrial and residential projects are
developed.
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; For additional inforaation on the Redevelopaent Areas and their required
set-asides, refer to Appendix A.
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San Bernardino City Housin& Needs: 1980
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~~~3,~'7}~~t"~,~:~;T,;T~~~:..~~'n,,'
thOS:he th::u:::::::e th::u ar~~:~.:::~~~j:a::::ae ho:::n:h~::ed:~us:::
payaents. For households:~,~~:,~er occupants, this includes their
:::tg:::u:::::~t ~::::CiP ~~:::::~~:st~h:: :::1 ::n:::~~ ::::er::c:::::
their basic unts and ao'util1tie/
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The nuaber of 'O'u'sebi;ld~\"'t.b.at-l~e1n;""'n~ea"'tequires coaprehensive
inforaation on their incoae levels~lld housin& p'yaents. . Consequently,
.
the best source for this inforaati 1. the 1480 Census; in fact, this is
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the only source. Accordin&ly, E ,tre'-Bco.oaics acquired this data from
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the Southern California Associa on of Go,ernaents Census Data Center.
n. ...b.. .f b....b.ld. 1. '''~. ::::.:::.?'f
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· INCOME RANGES ·
TOTAL
SHARE
MINIMUM
50
$1
53,251
56,501
59,751
$13,001
$16,251
$19,501
MAXIMUM
50
53,250
56,500
59,750
$13,000
516,250
$19,500
522,750
0.40~
15.28!l1i
17.67~
18.88~
15.84~
10.41%
5.76%
6.49%
42
1. 602
1,852
1,979
1,639
1,091
604
680
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Thus, there were soae 10,500 households that allocated aore than 30% of
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:::::se~:c::: t:ua:::s:;g~ou a";:::~'h~I:~~)" 1::0 of C::::~' :::h::gh t:::
infor.ation presented f:;,~pr::~boUSing needs in 1980, it is not
up-dated for the populati l~cro.~:~at occurred during the 1980 to 1985
tiae period. There are .ccurat~and reliable data available of the
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incoae levels and housi /..yaents.fo.rr ~ ,. 'e households that have coae to
San Bernardino City d~.. this t~eriod. Consequently, the above
d.~;" ,f}:.::"RJ~~t~'~~~:';~Z8i5;:j} ::.:"""""";:'. ,','_ ,,)~~.~:4>:~:~!r~f:.~~?~
::::~:t:::Si::o:::d:~' re~ar~ed'i,s :llltr~'~tSllur\.tve estiaates of the
lIold. ~Il '.Reed, refer to Appendix B.
'1
,.,!-~I.H~U.~,~J4y: 1980-85
,de ;::~}?ii~t~~':'r12";:'~~~::.2;.~j,:,:~.}" j,"<,~'_
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$22,751 $26,000
$26,001 $29,250
$29,251 $32,500
$32,501 $35,750
$35,751 $39,000
$39,001 $42,250
$42,251 $45,500
$45,501 $48,750
$48,751 $52,000
Totals...(All Inco.e Levels)..
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Por further inforaatton on the hou
San
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504
50
70
64
63
28
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10,481
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2.03%
4.81%
0.48%
0.67%
0.61%
0.60%
0.27%
0.00%
0.00%
100.00%
Since 1980, San Bernardino City has actively pursued aany housing programs
that provide housing to its citizens with below aarket interest rates and
rents. Accordingly, such prograas provide the households in "need" with
the opportunity of having housing that enables thea to spend the
designated amount of 30% or less on their housing pay.ents.
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The specific programs that San Bernardino City has for its citizens are
now presented according to the incomes that households would need to
qualify as well as the types of housing units that they could have, either
owner occupied or rental.
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$0 $0 Very $0/ $0
$1 $3,250 Very...,..,...", $41
$3,251 56,500 Very '''~''II;,..c:74 $122
56,501 59,750 Very . 520,7\, 5203 Patton Parms: Sect VIII
59,751 513,000 Ver.. 529,1qa 5284 Dorjhil Apartments
513,001 516,250 L $37,418 5366 Multi-family Bonds
H~: ~H H:: ~g~ ;~wr::~.Ht .~E/::~: ::nl~~::HL:~~::
528,001 529, 25~4Jpper'.t~TO~.'('1"'J;.;;'r~"1 Z"'Mortgage bonds
529,251 532, 500 '1JppeX:5~? 'S'I'8, 9 ""'<'-"'s1'72, Mortgage bonds
Therefore, most of the housing tha~fthe City of San Bernardino
',' T!~
shave.,..een oriented towards those
lncoae \roups for rental housing and
"srou.p.s, for l-cwnershiP housing. By
ro.ra~or households in the very
;;<
Relevant Programs
focused
upon
in
recent
households in
the low and madera.
,.'
the
moderate
and
upper
programs for the very low
coaparison, there have
,
low income category.
incoae households deal with various types of loans that can be aade to
iaprove the quality of ownership and rental housing. While these have a
substantial benefit, they do not directly provide new housing for the
households that are in "need."
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specific nueber of housing units that have been eade available through
San Bernardino city's housing progra.s during the 1980 to 1985 ti.e period
were estieated using inforeation on the following: the nu.ber of building
per.its for new single- and .ultiple- faeily units; the rent distribution
of the new apart.ent projects, including their provision for affordable
units: and the price distribution of the ownership units as well as their
eortgage rates.
,(~h,.1.1!:'ca.~l!~ysis are as follows:
"="';:T ",' .""
~:.if'~..::;: ~ -~
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RUD ~-~----~~~~~-~~~~~~:_~~~~_:~-~~~~------
, ~--
-;~~~;~;---;~;~;~;- Cat ego ~~,r~~,': . ..- Attached Special Total
SO SO ow 0 0 0
$1 $3,250 Low 0 0 0
S3,251 $6,500 Ve ,,'~ow j/ 0 0 0
S6,501 $9,750 Ve Low 0 0 32 32
$9,751 $13,000 V loow. . 66 71 137
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$13,001 S16, 25 ,.~.. ;Lii;;~;:;;'... ~". '. ~,~.,,';.:'~.21 0 321
$16,251 $19,500 Low "'--S76 , 0 577
$19,501 $22,750 Low/Mod. 698 '\. 0 874
$22,751 526,000 Moderate 476 ~ 0 847
526,001 529,250 Upper ~16 0 838
529,251 532,500 Upper ~~4 0 808
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The
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Incoee Ranges
I. Total..(Very Low -Moderate
103
1,504
II.Total..(All Incoee Levels)
103
5<,905
.. Uo or ... AbO....'" II l . . . " ..?~. "'Y
J\r~1~;5~>~" -,;;,_~~~'!.;i;;;)~,~ ,;"./ -
100.00%.
25.47%
,
Thus, soee 25% of San Bernardino City's new housing units during the 1980
to 1985 tiee period have been for very low,
low, and .oderate incoee
households. Purthereore, .ost of this has been in the form of rental
units as coepared to ownership housing.
Por additional inforeation on the supply of new housing in San Bernardino
City, refer to Appendix C.
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San Bernardino City Housing Needs: 1985
The nuaber of households in need for 1985 can now be assessed by coaparing
the nuaber of such households in 1980 to the supply of new housing during
. '~i~~)l'~~fl :~~~~ '
the 1980 to 1985 tiae period. ~.P~CITld~1~~he nuaber of households that
were designated as being .4 as of 198~~re reduced according to the
". a.ad~ilable to thea through the various
f.;>," '.'::, .,....,.::~j_'::;:,.,:~{
::~::::a:;l:h::dan::::::gec::.;:~~:~ as well as other prograas. The
""J,~~'<'&;~E:;{0;;,'T!;?';i:':TJ'
08ouseh014c,souSlng,. .ouseholds
Incoae Ranges HUD In Ne14 Supply . ;In Need
------------------- Category 1980' 1980-85 . 1985
Minia:~ Max::~::~ ~:~~-~:: ~:~~ ----:~:~~
53,251 56,500 Very Low .J;.;.t><." 0 1,852
56,501 59,750 Very Low '\ 32 1,947
59,751 513,000 Very Low t 137 1.502
513,001 516,250 Low ~091 321f 770
:~:: ~~~ :~:: ~~~ LOW~::d. ;".;;:~~.. ~ 57i 2~
522,751 526,000 Moderate ; ..... 213 ~, 0
526,001 529,250 uppe><D(;;~;:fp.~;~;.::$...;hi:i:e38 0
529,251 532,500 Upper 50 808 0
532,501 535,750 Upper 70 822 0
535,751 539,000 Upper 64 330 0
539,001 542,250 Upper 63 130 0
542,251 545,500 Upper 28 104 0
545,501 548,750 Upper 0 78 0
548,751 552,000 Upper 0 26 0
Totals..................... 10,481 7,742
Reduction in Households... .... 2,739
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housing products that have
,
Ratio of
Households
1980/1985
100%
100%
100%
98%
92%
71%
4%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Therefore, the various housing prograas have provided houslng for some
2,700 housing units for households in need during the 1980 to 1985 time
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"j period; this aaounts to soae 26% of the households in need as of 1980,
Por furthur inforaation on the households in need as of 1985.
refer to
Appendix D.
Characteristics of Households in Need
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The
~the households in need were
analyzed usin& 1980
{I this
represents the aost
coaprehensive inforaation a
households. Specifically, the
1980 Census involved a
San Bernardino City. coapiled included the followin&:
::::::. "::::: 1 ::::.::. ."~:.. · :~~;::!i';;.:::~' ::, I::.'::: :.: :::
ml,... .f "m ..".;~I~'~~.~!l;:~~,
. The type of housin& occupi ~.....~s.,~t;. apartaents. soae 93% of
'.., :..A'-"-.i;..' '-':-"';","'-:. '
~"~Or~PD owned their own homes. SOMe
),
these households, while
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eDt~~aJ;'.~~43%
;;';~;~1~~:i.'.--; ..;.,':,:j~?J~Y"~A/~~~,
reaain'ini households were not in
of these households
,
were eaployed.
Most of the
the labor
force. either because they were unable to work (disability or a&e) or they
had becoae discouraged in seekin& eaployment.
. With respect to the age of these households, soae 14% were 65 years
of age or older.
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· The proportion of these households that received various forss of
governsental financial support was as follows:
Social Security:
15%,
Public Assistance: 10%. and Disability: 5%. Consequently, sost of these
households did not recieve governsental assistance.
For additional inforsation on the characteristics of the households in
need, refer to Appendix E.
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In general. San Bernardin
-%4"~~~~'~""-"-"~'.'."
"""."".:;.:";',*i..~ii""2:f[,:;'!!{'...
.:.:,~>~..~-~~IfA~.~ ";f' ''''.
z(-;:,-- -;
'oDclusions :.
..~~.
~,~~~,;--,
Ity's hoJting prograss during the 1980 to 1985
lIeneficial :2l.:atisfYing the housing needs of
The pro ...tl1at Jl.a~;rovidedsost of the benefits are
~1i;2;T'/;;;)' :;~:;: :~:):;i;:';:.';;::j:t"~_.~:\ ,'- - _,'" '~-;,-_:_,,;;;&~--:t1:~1~:~-::~-;.'-- ,
single-tasily and sUlti-tasily')vnd pr.ograil.... However.
only a few prograss that have p/~vI~ed benefiJi for households in the
tlse period have
its citizens.
the
there have
been
..~~/
~k"-'~l
low and very low incose groups.
Polic "~.ec:ossendation
"
r
r
Moderate Incose Households
The bond prograss tor single-fa.ily and sulti-fasily projects should be
continued since they have been successful in satisfying the housing needs
of the households that are in the soderate incose groups.
Pa2e 9
!
c
{'~
'-'
,-,'/
.!
Low and Ve~y Low Incoae Households
----------------------------------
The low incoae levels of the households in the ve~y low incoae ,~oup do
not ~ealistically enable them to affo~d new housin,. due to the low rents
(less than $300/ao.) or housln, p~ices (below $29,000) that they could
afford to pay for new housin,.
Their low income can.
in turn, be
att~ibuted
"..~nt",.~F,.,~.e.",!..tatus 1. e., ~etl~ees. aaong othe~
"\{(Z'\l
Consequently. the aost eff .!V~",~~.s for such households aay be the
'^' , .;, ~ ,,,,'
followln" Pl~st, fo~ the ,....~Ol~..~hat are uneaployed, the Eaployment
Linkage Prograa can be u d to inc~ase their incoaes by providing them
wIth eaployaent opportun secondlY~fOr the senlo~s households, the
funds could be used to pvide ass~ce to projects that are targeted
~~~~~t~~:'" <,~;;~':::.....>:/... .' ", )L,';;::~i:.,r~f:;.~',",',,;-
di~ectly to households in this a,elroap., ~lnal1~. other p~o'Taas should
be considered as well. However.~~nce the aao~t of funds that are
presently available aaounts to Only.,.;~100,OOO.)be costs of fo~aulating and
',. ,~~!'t"~
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factors.
adainistering new prograas should
takeR Ita
consideration.
1-
J,
..,,~ ~ . .- ."',." ",'
',' . '
- . ~.' ,
':!.:::Ji.;i..'
Joseph T. Janczyk Evans. Ph.D.
,
-----------------------------
Page 10
:1
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1
APPENDIX A
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,
SAN BERNARDINO CITY REDEVELOPMENT AREAS
TAX-INCREMENT FUNDS AND SET-ASIDE
FOR AFFORDABLE HOUSING
."
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1...".
"
....J
TABLE 1
SAN BERNARDINO CITY REDEVELOPMENT AREAS
TAX-INCREMENT PUNDS AND SET-ASIDE POR APPORDABLE HOUSING
REDEVELOPMENT AREA
INCREMENT
.........................__.............__.....................................e...
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OEBT
NET
POTENTIAL
SET-ASIDE
..................................................................................=
Adopted Prior to 1977
------------------------------
Meado.brook/Central City 11.273.925
Central City North 1307,892
Central City Ea., 1858.888
Total - Merced Area. .12.440.503
Central City South 11.555.275
South.a.t Indu.trial Park 114.352
Central City W..t 12.130.534
State Collece 12.298.345
Total. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18.439.009
Adopted Arter 1977
------------------------------
Nortb.est
Trl-Clty
South Valle
t To t al . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
1310.874
1112.481
1100.472
1523.827
13.248.501
12.350.400
1845.975
16. 2U . 876
11.484.048
1100.000
12.243.815
12.U3.815
112.474.552
1204.287
111.075
lzeO.300
1475.862
(11.972.578)
(12:0U.708)
1212.911
(13.802.373)
191.229
(Sl5.848)
(1113.281 )
(1125.470)
(14.035.543)
20.00%
SO
118.248
SO
SO
SO
118.248
1106.587 182.175
1101.408 122.498
(1159.8281 120.094
148.185 1104.785
Accrecate. ............................ .18.962.838 112.950.214 (13.987.378t~123.011
..................................................................................:
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APPENDIX B
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INCOME LEVELS AND HOUSING PAYMENTS
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4
COMPARISON OP ALL HOUSEHOLDS AND THOSE IN NEED
SAN BERNARDINO CITY
..............................................---..............................:
· INCOME RANGES ·
RUMBER OP
HOUSEHOLDS
HOUSEHOLDS
IN NEED
RATIO
REED/ALL
HOUSEHOLDS
MINIMUM MAXIMUM
--------------------------------------------------------------------------------
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SO
11
S3,251
S6,501
19.751
S13.001
118.251
119,501
122,751
126,001
129.251
S32,501
S35.751
S39,OOl
S42,251
S45.501
S48.751
S52.001
S56,501
S65,OOl
S71.501
$76,001
S84.501
S91.001
SO
S3.250
S6.500
S9.750
113,000
116.250
119.500
122.750
S26,OOO
129.250
S32.500
S35,750
S39,OOO
S42,250
145.500
S48.750
152,000
158,500
S65,OOO
S71 ,500
S78,000
184,500
S91.000
S999,OOO
42
1,654
2,653
3,341
3,446
3,574
2,469
3,860
2.880
3,439
2,462
2,178
1,866
1,326
1.034
1,186
858
979
448
362
84
298
84
348
42
1. 602
1,852
1,979
1,839
1,091
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880
213
504
50
70
84
63
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10,481
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APPENDIX C
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SUPPLY OF HOUSING IN
SAN BERNARDINO CITY: 1980-85
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TABLE 1
:)
RECENT CONSTRUCTION TRENDS IN SAN BERNARDINO CITY
........................................................................
RESIDENTIAL UNITS
YEAR POPULATION ------------------------- COMMERCIAL INDUSTRIAL
SINGLE MULTIPLE
TOTAL
........................................................................
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1970
1971
1972
1973
1974
1975
1978
1977
1978
1979
1980
1981
1982
1983
1984
1985
108.889
108.500
108..00
108.300
103.800
102.100
10..800
108.100
111. 300
115.300
118.794
123.500
128.500
128.900
131. .00
134.700
Statl.tlcal Su..ary
---------------------
1970-74
1978-79
1980-85
198
256
171
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55
97
301
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958
812
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98
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818
546
774
2.U9
2.593
586
810
734
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33
23
81
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1123
265
236
383
1.377
1. 220
2.368
1.916
4.384
784
886
905
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88
120
382
927
1.811
1.355
1.367
742
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775
1.993
1.785
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6.978
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122.813
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S6.859
$1 . .07
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S8.381
S18.380
120.897
S23.884
$18.200
$111.786
U5.511
127.798
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S52.3110
$181.233
( 000 )
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S409
1235
$142
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S44
Sli45
S3.856
S5.221
14.514
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$1.110
14.2411
14.089
$1 .556
$1.238
$1.391
$13.980
$12.857
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Note: Data for 1985 are annualIzed u.lnl January-Aulu.t Infor.atlon.
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APPENDIX D
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HOUSEHOLDS IN NEED
IN SAN BERNARDINO CITY: 1985
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UBLI 1
COBPARISOB OP BOUSIBOLOS IB BIIO, 1..0 ABD 1..5
.AB IIRBARDIBO CITY
...............................----....................--......................................
. I.COMES .
BOUIIBDLDS IB
1110 : 1..0
BOUSIBO SUPPLY: IB'0-'5
BIBIBUB BAIIBUB
DITACBID ATTACBID .PICIAL TOTAL
BUBnR
.IABI
-----------------------------------------------------------------------------------------------
'0 '0 41 o..os 0 0 0 0
.1 13.150 1. .01 15.1'''' 0 0 0 0
13.151 ".500 l.'sa 17."'" 0 0 0
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APPENDIX E
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CHARACTERISTICS OF HOUSEHOLDS IN NEED
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TABLE
1 - A
DISTRIBUTION OF HOUSEHOLDS IN NEED BY RENTAL HOUSING
......=.====...=....=.c........====......z.======~======~==...=.=====.==
RENT PAYMENTS PERSONS PROPORTION
------------------ ------------------ OF
MINIMUM MAXIMUM SAMPLE TOTAL PERSONS
------------------------------------------------------------------------
50 50 249 2,365 7.42%
50 5250 1096 10,412 32.68%
5250 5500 0 0 0.00%
5500 5750 20 190 0.60%
5750 51 ,000 70 665 2.09%
51 ,000 51,250 53 503 1.58%
51 ,250 51 .500 102 969 3.04%
51,500 51.750 127 1,206 3.79%
51,750 52,000 180 1,710 5.37%
52,000 52,250 223 2,118 6.65%
52,250 52.500 252 2.394 7.51%
52.500 52.750 253 2.403 7.54%
52.750 53,000 207 1,966 6.17%
53.000 53.250 144 1,368 4.29%
53.250 53,500 108 1,026 3.22%
53,500 53,750 73 693 2.18%
53,750 54.000 58 551 1.73%
51,000 54.250 63 598 1.88%
54,250 54,500 44 418 1. 31 %
54.500 54.750 23 218 0.69%
54.750 55.000 9 85 0.27% "
TOTALS. . . . . . . . . . . . . . . . . . . 3354 31.739 100.00%
===.==========~===-=.__..=========....=..=======-=======================
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TABLE
1 - B
DISTRIBUTION OF HOUSEHOLDS IN NEED BY OWNERSHIP HOUSING
=====__c==========..._==================~==
: "',.. :=========:0;:-==========
MORTGAGE PAYMENTS
------------------
MINIMUM MAXIMUM
PERSONS
------------------
SAMPLE TOTAL
PROPORTI ON
OF
PERSONS
------------------------------------------------------------------------
50 50 2.854 27.113 83.35%
5250 5250 112 1.064 3.27%
5500 5500 241 2.289 7.04%
5750 5750 137 1.301 4.00%
$1.000 $1 ,000 33 313 0.96%
$1 .250 $1.250 4 38 0.12%
$1 . 500 $1 .500 4 38 0.12%
$1.750 $1 .750 0 0 0.00%
52.000 52.000 39 370 1.14%
52.250 52.250 0 0 0.00\
52.500 52.500 0 0 0.00%
52.750 52.750 0 0 0.00%
$3.000 53,000 0 0 0.00%
$3.250 $3.250 0 0 0.00%
$3.500 $3.500 0 0 0.00%
$3.750 53.750 0 0 0.00%
54.000 $4.000 0 0 0.00%
54.250 $4.250 0 0 0.00%
$4.500 54.500 0 0 0.00%
$4.750 54.750 0 0 0.00%
$5,000 $5,000 0 0 0.00%
---------
TOTALS. . . . . . . . . . . . . . . . . . . 3.424 32.528 100.00%
_==_=c....=======......=====.....==.....=============...c..z._.cc=_=====
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TABLE 2
DISTRIBUTION OF HOUSEHOLDS IN NEED BY EMPLOYMENT CATEGORIES
SOCIAL SECURITY AND OTHER PUBLIC PROGRAMS
=-======-==================-============================================
EMPLOYMENT
GROUP
PERSONS
PROPORTION
OF
PERSONS
------------------
SAMPLE
TOTAL
------------------------------------------------------------------------
Not Available 924 4.389 26.99%
Civilian E.ployed 1.073 5.097 31.34%
At Work
Civilian E.ployed 34 161 0.99%
Not At Work
Une.ployed 123 584 3.59%
Ar.ed Forces 144 684 4.21%
At Work
Ar.ed Forces 0 0 0.00%
Not At Work
Not in Labor Force 1.126 304 32.89%
TOTALS. . . . . . . . . . . . . . . . . . .
3.424
11.219
100.00%
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DISTRIBUTION OF HOUSEHOLDS IN NEED BY AGE GROUPS
==..=~c===z===.=.==.==.._....__.=..===.=========~===~~~~~==_...==.======
AGE-GROUPS
PERSONS
PROPORTION
OF
PERSONS
------------------
------------------
MINIMUM MAXIMUM
SAMPLE
TOTAL
------------------------------------------------------------------------
0 5 317 3.011 9.49%
5 10 276 2.622 8.26%
10 15 248 2.356 7.42%
15 20 352 3.344 10.54%
20 25 439 4.170 13.14%
25 30 352 3.344 10.54%
30 35 235 2.232 7.03%
35 40 174 1.653 5.21%
40 45 107 1.016 3.20%
45 50 108 1.026 3.23%
50 55 119 1.130 3.56%
55 60 133 1.263 3.98%
60 65 121 1.149 3.62%
65 70 115 1.092 3.44%
70 75 97 921 2.90%
75 80 61 579 1.83%
80 85 52 494 1.56%
85 90 35 332 1.05%
90 95 0 0 0.00%
95 tOO 0 0 0.00%
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Totals. . . . . . .. . . . . .. . . . . 3.341 31.739 100.00%
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4
DISTRIBUTION OF HOUSEHOLDS IN NEED BY GOVERMENT ASSISTANCE
SOCIAL SECURITY AND OTHER PUBLIC PROGRAMS
=_a..===_z==.__======__===_=__=_==_=_================_=_____=_=_========
ASSISTANCE
PERSONS
PROPORTION
OF
PERSONS
------------------
------------------
MINIMUM MAXIMUM
SAMPLE
TOTAL
------------------------------------------------------------------------
$0 $0 6,085 28.904 88.86\
$500 $500 76 361 1.1 f\
51 ,000 51 .000 46 218 0.67\
51 .500 51 .500 65 309 0.95\
$2.000 $2.000 84 399 1.23\
$2,500 $2.500 84 399 1.23%
$3.000 $3,000 64 304 0.93\
$3.500 $3,.500 56 266 0.82%
$4.000 $4.000 78 370 1.14\
$4.500 $4.500 72 342 1.05%
$5.000 $5,000 54 256 0.79%
$5.500 $5.500 15 71 0.22\
$6.000 $6.000 21 100 0.31%
$6,500 $6.500 16 76 0.23%
$7.000 $7.000 15 71 0.22%
$7.500 $7.500 7 33 0.10\
$8,000 $8,000 6 28 0.09%
$8.500 $8.500 0 0 0.00\
$9,000 $9.000 0 0 0.00\
$9.500 $9.500 2 9 0.03\
SlO.OOO $10.000 2 9 0.03%
TOTALS. . . . . . . . . . . . . . . . . . . 6.848 32.528 100.00\
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