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RED.:VELOPMENT AGENCY .R~QUEST FOR COMMISSION/COUNCIL ACTION
F-'lm: GLENDA SAUL
Subject: DECLARAT I ON OF DEFAULT STATUS FOR
BELCO DEVELOPMENT COMPANY CDBG
LOAN ($187,458.34)
Dept: Redevelopment Agency
Date: JANUARY 15, 1986
Synopsis of Previous Commission/Council action:
In September and October 1983, the Mayor and Common Council approved three
(3) separate Disposition and Development Agreements for $63,000; $77,000;
and $25,000, respectively, for the acquisition and development of Mt. Vernon
and Spruce and Mt. Vernon and Vine (total of $165,000).
In October 1985, the Mayor and Common Council approved the restructuring of
the three (3) Disposition and Development Agreements into one (1) loan
agreement totaling $187,458.34 (principal plus accrued interest).
Recommended motion: (MAYOR AND COMMON COUNC I L)
REDEVELOPMENT COMMITTEE RECOMMENDATION:
DECLARE BELeO DEVELOPMENT COMPANY IN DEFAULT OF THEIR COtlMUNITY DEVELOPMENT
BLOCK GRANT LOAN AGREEMENT OF $187,458.34.
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Signature
Contact person:
GLENDA SAUL/KEN HENDERSON
Phone: 383-5081
Supporting data attached:
YES
Ward:
FUNDING REQUIREMENTS:
Amount: $
N/A
Project: N/ A
No adverse I mpact on City:
Date:
January 21, 1986
leil Notes:
AQenda Item No.l2- / if
CI'~ ( OF SAN BERNARD~...O - REQUt:.~T FOR COUNCIL AC'" .ON
STAFF REPORT
In September and October of 1983, the Mayor and Common Council approved three
(3) separate Disposition and Development Agreements (DDA's) with Belco
Development Company for $63,000; $77,000; and $25,000 for the acquisition
and development of properties located at Mt. Vernon Avenue and Spruce and Mt.
Vernon Avenue and Vine. Terms of the DDA's required Belco to make an annual
payment of $13,000(+) on or before August thirty-first of any given year until
the total of the three (3) DDA's ($165,000) was repaid. Belco missed the
first annual payment, and when the eecond annual payment was due, they
approached Agency staff regarding the restructuring of their agreements.
In October, 1985, the Mayor and Common Council considered and approved the
consolidation of the three (3) DDA's into one (1) loan agreement, bearing
interest at seven percent (7%) per annum, added the accrued interest to the
principal and amortized the loan over thirty (30) years with the total loan
due and payable in fifteen (15) years. The payments for the first year are
$1,247.17 per month, with payments to begin November 1, 1985. Belco has
failed to make the monthly payments for the months of November, December and
January which totals $3,741.51.
In December, staff brought this matter to the attention of the Redevelopment
Committee. Staff was instructed to send a payment demand letter to Belco and
if payment was not forthcoming to bring this matter before the Mayor and
Common Council (letter attached).
As a result of the foregoing, the Redevelopment Committee recommends that the
loan be declared in default and that Agency Counsel be instructed to take all
appropriate legal action to secure repayment and to protect the City's
interests.
563L
1/86
75-0264
REDEVELOPMENT AGENCY
OF THE CITY OF SAN BERNARDINO, CALIFORNIA
GLENDA SAUL
EXECUTIVE DIRECTOR
December 26, 1985
Abe Beltran
William Collazo
Belco Development Company
480 West Court Street
San Bernardino, Calif. 92401
Re: Agency Loan - Mt. Vernon Avenue and Spruce
Mt. Vernon Avenue and Vine
Dear Mr. Beltran:
In September of this year, the Mayor and Common Council, at the request of
Belco Development Company, restructured and consolidated three (3) separate
disposition and joint development agreements into one (1) loan agreement
secured by a promissory note in the sum of $187,458.34 and bearing interest
from July 1, 1985 at a rate of 7% per annum.
The agreement provides for monthly payments amortized over thirty (30) years
due and payable in full in fifteen (15) years beginning November 1, 1985.
Additionally, the monthly payments shall increase 2% on the first payment
anniversary date and shall increase 2% on every successive anniversary date
thereafter.
Our accounting records indicate that payments of $1,247.17 each for the months
of November and December are past due, with January's payment fast
approaching. I would appreciate you remitting a certified check payable to
the Redevelopment Agency in the amount of $3,741.51 (includes months November,
December and January).
You should be aware that this matter has been brought to the attention of the
Redevelopment Committee, and that staff has been instructed to bring this
matter before the Mayor and Common Council should payment not be forthcoming.
Please call Ken Henderson of my staff if you have any questions.
Sincerely,
4&~~4I
Glenda Saul, Executive Director
Redevelopment Agency
cc: Ken Henderson
Barbara Lindseth
File
GS:KJH:lo:525L
CITY HALL. 300 NORTH "0" STREET. RM. 320 . SAN BERNARDINO, CALIFORNIA 92418 . PHONE: (714) 383-5081
TELEX: 6711291 RDEV UW
~EDEVELOPMENT AGEL IY.RE:QUEST FOR COMr.._ JSION/COUNCIL ACTION
From: GLENDA SAUL, EXECUTIVE DI RECTOR
Subject: BELCO DEVELOPMENT COMPANY
LOAN RESTRUCTURING
\.Jept: Redevelopment Agency
Date: AUGUST 2, 1985
Synopsis of Previous Commission/Council action:
-On October 4, 1982, the Community Development Commission adopted Resolution
Number 4383 authorizing staff to receive Belco's offer to purchase and set
a public hearing.
-On October 22, 1982, the Community Development Commission adopted Resolution
Number 4390 approving the sale and the Disposition and Joint Development Agreement.
-On March 4, 1933, the Community Development Commission adopted Resolution Number
4458 authorizing delay in the closing of escrow until June 1, 1983.
Recommended motion:
(MAYOR AND COMMON COUNCIL)
Adopt Resolutions
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Contact person:
GI FNDA SAUl
Phone: 383-5081
Supporting data attached:
YES
Ward:
FUNDING REQUIREMENTS:
Amount: $
N/A
Project:
N/A
No adverse Impact on City:
1cil Notes: ~/ltl-VLU;C --- 1'7 fZJ/'~.
,y.lut. c:cc{X~ JI' 1 I1luJ4~ '1I.L'
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Date: Auqust 5, 1935
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Agenda Item No.
Is
.CI'. { OF SAN BERt-. ~RD~ ~O - REQUL.JT .. ~R COUNCIL AC. ~ON
STAFF REPORT
In August of 1982, the Community Development Commission and Belco
Development Company entered into loan agreements for property
located at Mt. Vernon Avenue and Spruce Street, and Mt. Vernon
Avenue and Vine Street. The agreement was formalized in a
Disposition and Joint Development Agreement between the Community
Development Commission and Belco Development Company, William F.
Collazo, Carol M. Callazo, Abe E. Beltran and Joa T. Beltran, and
involved land owned by the Redevelopment Agency.
The funds advanced to the redeveloper to purchase the land to
develop a shopping center complex were provided out of City's
Community Development Block Grant Funds. The loans in the amount
of $63,000 and $77,000, respectively, were used to acquire the
land, and the third loan in the amount of $25,000 was used for
soil testing, compaction and architectural and engineering
services.
The documents executed at the time were entitled, Construction
Loan Agreements. This has caused the City's auditors of the CDBG
program to preliminarily cite the City's Community Development
Division for an irregularity, since the construction loan
agreements did not require compliance with the provisions of the
Davis-Bacon Act concerning concerning prevailing wages, and the
strict Davis-Bacon provisions were not adhered to in the
construction of the shopping complexes.
None of the funds provided from CDBG sources were used for actual
construction, and therefore Davis-Bacon does not apply, but
because of the form of the documents, i.e. "construction loan,"
the appearance of an irregularity exists, and the auditor has
suggested that the matter be corrected before the audit report is
submitted.
At the same time, the redeveloper has fallen behind in its
payments, and, despite the fact that the shopping center has been
completed, occupancy by tenants has been slow in developing, with
vacancies still existing, and the redeveloper has run into a cash
flow problem.
Agency staff has carefully reviewed the cash flow position of
redeveloper, and concurs that reforming the payment schedule to
incorporate all accrued interest to date, and providing for
monthly payments hereafter, rather than annual payments, and to
provide for an escalation clause in the payments, will be
advantageous to Agency and City, and will enable redeveloper to
cope with its cash flow problems.
75-0264
The proposal includes two substantive changes over and above the
payment schedule. The first substantive change is that the
original agreement provided that in the event of the sale of any
part of the property, 12% of the net gross profits received by
redeveloper within the first five year period, 15% of the net
gross profits within the second five year period, and 20% of the
net gross profits within the third five year period, would be
paid by the redeveloper to the Agency. Redeveloper has asked to
be relieved of that responsibility, and to make this a straight
repayment program. At the time that this agreement was entered
into, Agency participation in possible profits was a goal being
stressed by federal authorities. That stress no longer exists,
and staff is satisfied that it serves no necessary purpose.
The second change of substance is that the original agreement
provided that the redeveloper was to pay to the agency a
percentage of all rent increases that occurred after rent was
originally established, 10% of rent increases in the first year,
20% in the second year, and 30% in the third and subsequent
years. Redeveloper has requested relief from that provision.
Staff, in reviewing redeveloper's cash flow position, is
satisfied that no undue profit can be earned by redeveloper, and
that Agency and City have no need to participate in rent
increases. Such participation is no longer insisted upon by
federal authorities.
Upon review of this matter by Agency Counsel, he has recommended
that since Community Development Block Grant Funds were utilized,
and not Agency funds, the disposition and joint development
agreement should be set aside, and all future payments should be
made direct to the City, and the funds from such payments
utilized by the City in accordance with its standard procedures
for loans made with Community Development Block Grant Funds.
Identification of these funds as CDBG funds is important.
Staff recommends adoption of the resolutions authorizing
execution of the agreement to restructure the loans, and to
cancel out the disposition and joint development agreement.
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RESOLUTION NO.
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RESOLUTION OF THE CITY OF SAN BERNARDINO AUTHORIZING AND
DIRECTING THE EXECUTION OF AN AGREEMENT AMONG THE ~ITY OF SAN
BERNARDINO, THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF
SAN BERNARDINO, BELCO DEVELOPMENT COMPANY, WILLIAJIII F. COLLAZO,
CAROL N. COLLAZO, ABE E. BELTRAN AND JOA T. BELTRAN, RELATING TO
THE PROPERTY AT MT. VERNON AVENUE AND VINE STREET, AND AT MT.
VERNON AND SPRUCE STREET.
BE IT RESOLVED BY THE MAYOR AND COMMON COUNCIL OF THE CITY
OF SAN BERNARDINO AS FOLLOWS:
SECTION 1. The Mayor and Common Council of the City of San
Bernardino are hereby authorized and directed to execute on
behalf of said City an Agreement among the City of San
Bernardino, the Community Development Commission of the City of
San Bernardino and Belco Development Company, William F. Collazo
and Carol N. Collazo, Abe E. Beltran and Joa T" Beltran, relating
to the property at Mt. Vernon Avenue and Vine Street, and at Mt.
Vernon Avenue and Spruce Street, a copy of which agreement is
attached hereto as Exhibit wI- and incorporated herein by
reference as though fully set forth at length.
I HEREBY CERTIFY that the foregoing resolution was duly
adopted by the Mayor and Common Council of the City of San
Bernardino at a
day of
meeting thereof, held on the
, 1985, by the following vote, to
wit:
AYES:
Council Members
NAYS:
ABSENT:
CITY CLERK
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The foregoing resolution is hereby approved this
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of
, 1985.
~",/?" ,
r;y~-cv
City Attorney
day
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Mayor of the City of San Bernardino
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RESOLUTION NO.
11 g' ()
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RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE
2 CITY OF SAN BERNARDINO AUTHORIZING AND DIRECTING THE EXECUTION OF
AN AGREEMENT AMONG THE CITY OF SAN BERNARDINO, THE COMMUNITY
3 DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, BELCO
DEVELOPMENT COMPANY, WILLIAM F. COLLAZO, CAROL N. COLLAZO, ABE E.
4 BELTRAN AND JOA T. BELTRAN, RELATING TO THE PROPERTY AT MT.
VERNON AVENUE AND VINE STREET, AND AT MT_ VERNON AVENUE AND
5 SPRUCE STREET.
6 BE IT RESOLVED BY THE COMMUNITY DEVELOPMENT COMMISSION OF
THE CITY OF SAN BERNARDINO AS FOLLOWS:
SECTION 1. The Chairman and Secretary of the Community
Development Commission of the City of San Bernardino are hereby
authorized and directed to execute on behalf of said Commission
an Agreement among the City of San Bernardino, the Community
Development Commission of the City of San Bernardino and Belco
Development Company, William F. Collazo and Carol N. Collazq, Abe
E. Beltran and Joa T. Beltran, relating to the property at Mt.
Vernon Avenue and Vine Street, and at Mt. Vernon Avenue and
Spruce Street, a copy of which agreement is attached hereto as
Exhibit "I" and incorporated herein by reference as though fully
set forth at length.
ADOPTED: 1/ ~ 5: / '1~0;'
I
Approved as to form:
AGENCY COUNSEL
By~.~~7r
':'
AGREEMENT AMONG THE CITY OF SAN BERNARDINO, THE COMMUNITY
DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO AND BELCO
DEVELOP~IENT COMPANY, WILLIAM F. COLLAZO AND CAROL N. COLLAZO
AND ABE E. BELTRAN AND JOA T. BELTRAN, RELATING TO PROPERTY AT
MT. VERNON AVENUE AND VINE STREET AND AT MT. VERNON AVENUE AND
SPRUCE STREET
THIS AGREEMENT, made and executed as of the
S;Y~
day of
If U1fivl-
, 1985, evidences the agreement by and
among the City of San Bernardino, a municipal corporation,
hereinafter "City", the Community Development Commission of
the City of San Bernardino, California, a public body
corporate, hereinafter "Commission" and the Belco Development
Company, William F. Collazo, Carol N. Collazo, Abe E. Beltran
and Joa T. Beltran, collectively, hereinafter referred to as
the "Redeveloper."
Section 1. Recitals.
The parties hereto acknowledge:
A. Commission and Redeveloper are parties to a certain
Disposition and Joint Development Agreement recorded in the
Official Records of San Bernardino County, California,
September 15, 1983 as Document No. 83-214867, relating to the
property at Mt. Vernon Avenue and Vine Street, sold for
$77,000. Commission and Redeveloper are parties to a certain
Disposition and Joint Development Agreement recorded in the
Official Records of San Bernardino County, California
September 15, 1983 as Document No. 83-214864, relating to the
1
property at Mt. Vernon Avenue and Spruce Street, sold for
$63,000.
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B.
Pursuant to the Disposition and Joint Development
(
Agreements, Commission, acting as City's administrator of
Community Development Block Grant funds, has advanced to
Redeveloper three separate loans, as follows:
1. A loan of $63,000, evidenced by promissory note
and deed of trust, which deed of trust is recorded in Official
Records of San Bernardino County, California, on October 20,
1983, as Document No. 83-246311.
2. A loan of $77,000, which loan is evidenced by a
promissory note and a deed of trust which deed of trust is
recorded in the Official Records of San Bernardino County,
California, as of October 20, 1983, as Document No. 83-246313.
3. A loan of $25,000, evidenced by a promissory
note and deed of trust, which deed of trust was recorded in
the official records of San Bernardino County, California, on
October 20, 1983, as Document No. 83-246312.
C. Of the three loans referred to in Subsection B above,
the $63,000 loan and the $77,000 loan were each made for
purchase of certain property by Redeveloper for this project,
and represented the acquisition price for such property. No
part of those funds was intended for or used for actual
construction on the premises.
D. The $25,000 loan was for soil testing, architectural
work, and preliminary engineering, and no part of that $25,000
loan was for actual construction of the project.
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E. All of the funds advanced on these loans were
advanced by the Commission as agent for the City in the
distribution of Community Development Block Grant funds
provided by the United States of America under its Community
Development Block Grant program.
F. The parties now desire to substitute this agreement
and a substitute note and trust deed in place of the
Disposition and Joint Development Agreements hereinabove
referred to, and the three promissory notes and deeds of trust
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referred to above_
Section 2. Implementation_
(
The parties therefore agree:
A. Redeveloper shall execute and deliver to the City a
promissory note and deed of trust in form approved by the City
Attorney of the City, which promissory note shall be in the
sum of $187,458.34, representing the principal amount
outstanding with interest computed through June 30, 1985, and
the note shall bear interest from July 1, 1985 at the rate of
7% per annum. The note shall provide for monthly payments at
a rate to amortize the loan over a period of thirty (30)
years, but shall provide for full payment of the loan within
fifteen (15) years, and earlier payment in the event the
property is sold, or pro rata if either complex is sold
separately. Payments shall commence November 1, 1985, and the
monthly payment shall be increased two (2%) percent on the
first payment anniversary date, so that the monthly payments
due commencing November 1, 1986 will be two (2%) percent
3
greater than the payment due November 1, 1985, and the payment
due November 1, 1987 shall be two (2%) percent greater than
the payment due November 1, 1986. Similar adjustment shall be
provided for as to each successive anniversary date.
B. Upon execution and delivery of the promissory note
and deed of trust provided for hereinabove, the Executive
Director/Secretary of the Community Development Commission is
authorized and directed to execute a deed of reconveyance
setting aside the three deeds of trust presently in existence,
and is authorized to execute and deliver a certificate of
completion evidencing the cancellation and termination of all
further obligations of Redeveloper under each of those certain-
(
Disposition and Joint Development Agreements recorded as
Document No. 83-214864 and as Document No. 83-214867 in the
Official Records of San Bernardino County, California.
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C. The parties recognize that all funds repaid are
Community Development Block Grant funds, and shall be
recognized as such by the City upon such payment.
IN WITNESS WHEREOF, the parties hereto have executed this
agreement effective as of the date and year first set forth
above.
CITY OF SAN BERNARDINO
COMMUNITY DEVELOPMENT COMMISSION
OF THE CITY OF SAN BERNARDINO
By
BY
Chairman
Mayor
ATTEST:
By
Secretary
City Clerk
4
Approved as to form:
By
BELCO DEVELOPMENT COMPANY
By
Its
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Approved as to form:
AGENCY COUNSEL
':'
By ~~..(~
Allen R. Bri 9
WILLIAM F. COLAZZO
CAROL N. COLAZZO
ABE E. BELTRAN
JOA T. BELTRAN
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ACKNOWLEDGMENTS
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