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HomeMy WebLinkAboutRS08-Redevelopment Agency . 0 0 0 0 REDEVELOPIENT AGI!NCY.....ST FOR C~ISSION/COUNCIL ACTION om: GLENDA SAUL Dept: Redevelopment Agency Date: JULY 26, 1985 Subject: NE I GHBORHOOD REHAB I L1TATIO~ PROGRAM. REPORT Synopsis of Previous Commission/Council action: NONE Recommended motion: (MAYOR AND COMMON COUNCIL) 4E> Receive, file and refer recommended program changes .to Redevelopment Committee for refinement. Redevelopment Committee will make recommendation(s) to Mayor and Common Counci 1 . ~...~~~~ - Signature Contact person: GLENDA SAUL FUNDING REQUIREMENTS: Amount: $ N/A Phone: 383-5081 Ward: 1-7 Project: ALL Date: .llIly 2Q, lqR~ Supporting data attached: YES No edverse Impact on City: CnCil Notes: Agenda Item No. .:f/61 . C) 0 0 0 CITY OF SAN BERNARDIRO - REQUEST FOR COUNCIL ACTION c e c 75.0264 STAFF REPORT NEl~ REBABILlTATICN E'kJGlll\M 'lhe City of San Bernardino received it's first O:lIlInuni ty Developnent Block Grant in fiscal year 1975/1976. Funds were appropriated am received by cities and COImties as a result of passage of the Housing am (nmmllni ty Developnent h:t of 1974. Beginning with that first fiscal year, the City, through what was to become its Office of CbmIuni.ty Devel.c.pIent, established the Neighborhood RehabilitatiCll P'<U!:I'<cUIl (NRP). '1he primary puIpOSe of the program was to stabilize and raise, to the extent possible, the leYel of the City's housing stock, particularly in e<xlrIaDi.cally depressed areas and areas CXlrltaining sllDll am blight, by providing financial assistance to eligible businesses am households. '!he types of assistance through the years has varied between amortized am deferred loans and grants such as the type made in the "OperatiCll Paint Brush" program. '1he following represents a sUDDDarY of the activity generated through the NRP, although at present, the City, through the Redevelopoent Jlgency does not ~ate a grant program: Type of Assistance crm Wans Pacific Federal Wans Sectial 312 Wans crm Grants No. of TransactiCllS 1101 br ADr:lunt 258 7 85 437 $4,021,356.01 68,546.01 888,147.00 1,469,735.91 $6,447,784.93 787 '!he Canmuni ty Developoent Jlging of Notes Recei vahle Report, shown as Attachment "AM, provides loan status data cnly al the CDBG loan category. '!he Pacific Federal loans were originated by the City, but are serviced by Pacific Federal. '!he Sectial 312 loans are processed and packaged by Jlgency staff, rut are serviced by the Housing and Urban Developnent Department (lRlD). lRlD provideS to cities and COImties SectiCll 312 funds for loans within the City limits. 'lhe funds vary fran $60,000 to $100,000 al an annual basis. As with any program, the NRP suffered growing pains during its formative years. A 1",_r of changes were made CIl a "learn as :you go" basis, and sane aspects of the program were eventually dis=ntinued. In the latter part of 1981, '\;he City's Office of Canmunity Developnent was merged with the Redevelopnent J\gency, am the Agency assumed the role of administering the Neighborhood Rebabilitatial Program. Over the ensuing two am a half to three years, a lIUIIi:>er of staffing and organizational changes took place culminating in the establishment of a Community Developoent Divisial staffed by eight (8) individuals Charged with the primary missial of implementing the Conununity Developnent plan as adopted by the Mayor and CaIlDa1 Council. o o o o Over the last 12-15 m:nths, staff has instituted a nUDiJer of procedural and administrative changes to the NRP in order to increase the total overall CDoo loan activity, reduce the average amunt of loans mde, ~ mre respoosive to the Mayor am Chnont'w\ Co\mcil and citizerlS of the City and ensure the program remains in oc:mpliance with applicable BUD regulatioos. FollowiD;J is a brief descriptien of a mmiber of the changes instituted by staff. o o . A year ago, there were approximately 200 names en the NRP waitiD;J list, causiD;J potential clients to wait an inordinate aJOCllI11t of time before their applicatien could be processed. Today, as a result of certain actions taken, there is no waitiD;J list am clients can be served en a first~first-served basis. . A year ago, the average loan made (loans made in FY 83/84) was rooghly $22,000. As a result of the executien of a Mem:>randum of UnderstandiD;J (Attachment "B") between the J\qency and the Planning am Building am Safety Departments and the <DlSistent and uniform applicatien of sound underwritiD;J criteria, the average loan in FY 84/85 was $10,246.00. . Clarificatien of duties and assumptioos of new respoosibilities for the J\qency's Rehabilitatien Specialists (Inspectors) shcMn as Attachment "C". . An emphasis placed on making fully amrtized loans, rather than deferred loans, with realistic terms, ccnditioos and repayment schedules. . OCIIlprehensi ve enviralllll!lltal review rel1abilitatien projects that is of the Agency's Planning Services Development of a process for all included as part J\qreement. Many of the changes made, includiD;J those listed above, have recently begun to have the desired effect. As noted earlier, this report and its various attachments address cnly the CDOO-funded NRP. Since the inceptien of the program, a total of $4,021,356 has been loaned to residents of the City Whose total income does not exceed eighty percent (80%) of the area's median inoome ($26,OOO). For a family of four (4), this canputes to $20,800 a year. Of the total amunt of c::IB3 funds loaned, the J\qency's hard=re delinquency rate, those perscns or agencies 90 days delinquent in their payments, is 1.02% or $32,226. The rate for total delinquencies is 1.5% or $47,484. These delinquency rates are low even by private bankiD;J standards, and especially 60 When the eoonamic status of the beneficiaries are taken into account. Over the last ten (10) years, the average loan aJOCllI11t is $14,783.00. As described above, during the 82/83 am 83/84 fiscal years, the figure for those years approached $22,000. However, since staff's institutien of uniform loan underwriting criteria that emphasizes aJIOrtized over deferred loans and the execution of the previously referenced memorandum of understanding, the average aJOCllI11t of loans made in fiscal year 84/85 is $10,246.00. It is -2- o c o o o o important to note that the average family size and annual income for loans made in fiscal year 84/85 are 2.35 and $9.990, respectively. '!he annual income figure comp.Ites to $832.oo/mcnthly. As can be readily seen, the e<:XXIOIIIi.c status of the client population makes the NRP a high risk loan program. Although acme fundamental structural changes have been made to the NRP, staff feels broadening the level and type of assistance to residents of the City would make the program even DDre effective ani would allow staff to lIDre quickly respcni to emergency situations. '!he following sl.lllllllarizes three (3) ways in Which this CXlIuld be "'l'YYIIl!Plished. am the anticipited benefits: PRXiRllM CXH'Ctl1!Nl'S 1. Senior Citizen ani Handicapped Rehabilitation Grants: a. $1,000 IIBXi.IIIUIII grant aJOOlIIlt. b. Applicant's inOOllle must not exceed 50% of the median iIlOOllle. c. Applicant must be 62 years or older, ani an owner-occupant. d. A handicapped owner-occupant that meets the income requirements, regarclless of age, may qualify. e. Grant must be used to abate existing or incipient code violations only. 2. Senior Citizen Rehabilitation loans: C a. b. c. d. e. $2,500 IIBXi.IIIUIII loan, secured by a trust deed. It would be a non-interest bearing deferred loan. Loan would be due am payable upon transfer of title. Eligibility requirements would be same as Senior Citizen Grant. Grant must be used to abate existing or incipient code violations only. 3. EIIergency Rehabilitation loans: a. $3,500 IIBXi.IIIUIII loan, secured by a trust deed. b. Five percent (5%) fully amortized, 20 year (or less) loans for applicants with incomes that do not exceed 80% of the median in=me. c. Five percent (5%) deferred loans, with interest only piymetlts, would also be available for applicants whose income does not exceed 50% of the median income. d. Loan must be used to abate emergency code violations in order to restore decent, safe and sanitary housing canditions. Ba\Iu'.1"l'l> o 1) Senior Citizen and Handioapped Rehabilitation Grant ($1,000 max) would allow staff to respond in the quickest time possible to specific emergency situations and assist a segment of the population on fixed inoome. -3- o o o o o 2) Senior Citizen Rehabilitation lams, although non-interest bearing, would provide an additiooal. $2,500 towards abatement of code violatialS am emergencies. It would be recaptured when ownership transfers (usually at the time of sale or death of owner). 3) Fmergency Rehabilitation lams, with a $3,500 maxilll\lDl would provide smaller interest bearing loans to oorrect health and safety violatialS of an emergency nature. '!hey would assist low income owners Who are oot senior citizens. '!he entire loan cmDiiii.t, plus interest, would be recaptured by the City. 4) All of the above rehabilitation UJIl~lE!nts would provide a better p;lblic image of the City's existing NRP. '!hey help abate only the IIDSt critical housing deficiencies, benefit only the low and very low income households, require a minimal payment ($23.10 maxilll\lDl), and can be processed quickly. 'lhe above information is being provided to better inform the Mayor and C'nrrnrn1. Council abcut an iIIIportant .. ...talent of the array of services am assistance the Agency provides the """""'mity. At the meeting scheduled for July 29, 1985, each of you will receive a p,oto-log ccntaining pictures of rehabilitation projects taken at. the "before", "during" am "after" stages. It is hoped that sufficient time will be available to discuss new directions the Mayor and Comoa1 Council would like staff to explore and out of these and future discussialS will OClIIIe, lx>pefully, a Neighborhcod Rehabilitation Program worthy of emulation by other localities with similar housing needs, goals and oojectives. o Because of the am:>Ul1t of information provided am the length of the staff report, staff reo .....-.'\ds that the program changes included in this report be referenced to the Redevelopnent OJmndttee for further study. 'lhe Conunittee's eventual reoc:mnendations will be brought back to the Mayor and ~ Council for further consideration. &JH:lo:249L o --.4- o o ~ "' ;:: ... '" c.> li:l o '" '" i ~ ... ... .... Q " '" Z ... ... II ~ g .. .., Z ! ~ ~ :! ~ '" '" !:: ... i c.> o .. 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" i~~~~~!::lE~;~~i..EI~i551~3 e ... ~ '" < ~ ~ ". ..,.. 0 . . a....~~"l:ii= j~! ~i i fI!: ~ ~5 0 N ...... .. 0 o o o o MEMORANDUM OF UNDERSTANDING o Neighborhood Housing Rehabilitation Program TO: The Undersigned SUBJECT: ~r8Ddua of Understanding governing the Property Rehabilitation StandanIB (PBS) and Off Street Covered Parking Requirements as said requir_tB relate to the Redeve10Jllllent Agency of the City of San Bernardino Neighborhood Housing Rehabilitation Program. (NHRP) PURPOSE: The purpose and intent of this Memorandum is to develop an understanding between the City of San Bernardino Departments of BUilding and Safety, Planning and Redeve1oplllent, and a framework for the efficient and cost-effective implementation of the Redevelopment Agency/COIDIDunity Deve10pment Block Grant Neighborhood Housing Rehabilitation Program. Rehabilitation, for 1;he purposes of this Agreement, is defined as follows: Rehabilitation is the reconditioning of the existing dwelling unit without increasing the size of the liveable area within the unit. Enlarging the liveable area within a dwelling unit by twenty-five percent (25%) or less will not be considered an increase in the size of the liveable area. - o PROPERTY REHABILITATION STANDARDS (PRS) Recognizing the need for III1nimum standards with respect to health, safety and welfare, the State of California adopted the Community Redevelopment Law, California Health and Safety Code Sections 33000 lli .!!9,., and the California Environmental Quality Act, California Public Resources Code Section 2l000~. seq. Historically, under the City's N~ighborhood Housing Rehabilitation Program these minimum standards, called Property Rehabili tation Standards (PRS) , have supplemented those standards established by the Uniform Building Code and various City ordinances. Due to the age and condition of a majority of the houses that are targeted for rehabilitation by the Redeveloplllent Agency, significant additional costs are incurred and financial hardship placed upon the low and moderate income owners who would otherwise benefit from the City.s NHRP. As such, this Memorandum shall effectuate an understanding between the Redeve10plllent Agency and the Department of Building and Safety that adopts the following changes in the Redevelopment Agency Neighborhood Housing Rehabilitation Program's Property Rehabilitation Standards. - When the rehabilitation work is maintenence, alteration or repair (modernization, upgrading, etc.) of an existing building, it need only conform to the code under which the building was initially constructed. o Attachment "B" o Page 2 Memo of Understanding o o o Q - When the rehabilitation work includes ..jor structural repairs or substantial reconstruction of an ensting building, that portion of the building requiring said repairs or reconstruction will be brought to current code. - When the rehab1lltation work includes the remodeling of the kitchen area, the electrical service to the building must be upgraded to current building code requirements, including the area being serviced, i.e., the kitchen IlU8t have the proper number and type of electrical outlets and separate circuits for appliances. - When the rehab1lltation work also includes the construction of a new room addition on an ensting building, the new room addition must conform to current codes required for new construction. OFF STREET COVERED PARKING REQUIREMENTS Section 19.56.030 of the City of San Bernardino Zoning Ordinance entitled -Required Minimum Number of Parking Spa~es - Residential- states that in a single family (including Manufactured Housing Subdivisions) - two spaces shall be provided in a garage. Since ..ny of the homes being rehabilitated were built prior to this ordinance being adopted, many properties were constructed without a garage, had a garage or carport that 1& now demolished, or the ensting garage/carport was converted to additional living space. C> As such, this memorandum shall effectuate an understanding between the Redevelopment Agency and the Planning Department that adopts the fOllowing: - When the property to be rehabilitated under the Redevelopment Agency Neighborhood Housing Rehabilitation Program did not previously include a covered garage, no off street covered parking will be required. Additionally, when the property to be rehabilitated includes a garage that has been converted to living space, and since the requirement for a garage is not excused by -non conforming use- retroactivity provisions, the property owner shall apply to the City of San Bernardino Planning Commission for a variance under the provisions outlined in Chapter 19.74 of the San Bernardino Municipal Code. sl..- - Ai4Lf Glenda Saul Executive Director Redevelopment Agency FraDlt SchU818 Director Planning Department ~te Executed: 0463C August 9, 1984 , o o 0"8 Jan. , 1184 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, CALIFORNIA DATE March 12, 1985 TO Rehabilitation Staff See Distribution ~ Maurice Oliva ' Rehabilitation Coordinator FROM SUBJECT REHABILITATION SPECIALIST RESPONSIBILITIES The following is a summary of the Rehabilitation Specialist Responsibilities: A. ASSIGNMENT OF CASE FILE TO REHABILITATION SPEClALlST: 1) Receives Rehab Specialist working file with inspection time and deadline for completion of rough estimate. ~O 2) Orders for termite inspection and report that same day. 3) Calls Building and Safety Inspector to schedule pre-alter inspection for day of initial inspection. B. INITIAL INSPECTION: 1) Discusses with owner the items desired for rehabilitation, keeping in mind that the Loan Officer has identified whether "CO items (general property improvements or amenities) are allowed. 2) Inspects property for Rehabilitation Standards Inscipient Deficiencies. code (PRS), violations lNelling including Property Unit Standards and 3) Takes "before rehab" photographs - interior and ezterior. 4) To the eztent possible, Building and Safety Inspector shall make pre-alter inspection while Rehabilitation Specialist makes initial inspection. C. ROUGH ESTIMATE: 1) Develops rough estimate based on above findings. ,,0 2) Discusses rough estimate with the Loan Officer to determine if any items must be added or deleted. Attachment "c" o o o o " o 3) Takes responsibility to play -lead role- as primary contact person who discusses and/or negotiates with the owner any items to be included or deleted from the rehabilitation write-up. 4) Once owner agrees to the extent of rehabilitation work to be completed, the Rehabilitation Specialist advises the Loan Officer to call the owner to discuss the financial terlll8 of the proposed loan. D. FULL won WRITE-UP 1) If owner agrees to all the above, the Rehabilitation Coordinator will preacribe a deadline for Rehabilitation Specialist to complete a full work write-up. 2) Submits a copy of full write-up to Rehabilitation Coordinator before deadline. 3) After Rehabilitation Coordinator's review and approval, gives the full write-up to typist w~th deadline for completion. 4) Proof reads full write-up before Owner Conference. E. OWNER CONFERENCE . ,\.... 1) Reviews and explaina each item in full write-up to owner in simple laymads. terms. 2) Answers ownera questions regarding rehabilitation. 3) Writes in any changes to the write-up and has owner initial and da te each change. 4) Resolves all discrepancies or changes noted at this one-time owner conference,- rather than after the rehabilitation starts by using change orders. 5) Requests Loan Officer to determine financial feasibility of any changes before acquiring the owners signature on write-up. F. BID OPENING 1) Is present to answer any questions and provide staff estimate. 2) Runs tape to verify contractors bid calculations. 3) Makes copies of Bid Information Sheet and distributes to contractors and Loan Officer. G. IN-CONSTRUCTION c 1) Gives copy of write-up to contractor and Department of Building and Safety. Q 0, i,-, ~ o o o o o 2) Gives contractor Notice to Proceed when copy of permit is submitted. 3) Makes a Ilini_ of one monitoring inspection per week for each on-going rehabilitation job. However, lIore frequent inspections _y be necessary for progress payments, change orders, and to ensure that the work is being performed according to the work write-up. 4) Mediates disputes between the owner and contractor, misunderstandings regarding work write-up and provides assistance to solve unforeseen problems. clarifies technical 5) With proper training by Loan Officer, responsible for filling out typist input sheet and typist preparation of Progress Payment, Change Order, Lien Release and Contract Receipt forms. 6) Responsible for having the above forms ezecuted, retained, copied and distributed to owner, contractor, accounting department and Loan Officer, as required. 7) Acquires checks from accoUnting department and has them endorsed by owner. 8) Verifies that work has passed final inspection with Department of Building and Safety. Acquires copy of sigued-off job card or permit form and submits to the Loan Officer before final check is disbursed. g) Develops punch list and inspects for completion of all items before 10% retention is released. (20 days after final completion.) 10) Closes out Rehabilitation Specialist working file and submits to Loan Officer with "after rehab" photos - interior and exterior. The responsibilities outlined above are not meant to be all inclusive, and are aubject to change as the need arises. The intent of this outline is to help clarify the ensting duties of the Rehabilitation Specialist as well as put new responsibilities into effect. Thank you. cc: R.E. Goblirsch Ken Henderson Distribution: Sally Enriquez, Loan Officer Nancy Lyona, Rehabilitation Specialist Jim Willmott, Rehabilitation Specialist Marsha FlelDDling, Secretary MLO:lo 708L