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Ted D. Bail"
5704 North 'E' Street
San Bernardino, C~. 92407
RECEI"F": -c:( rl :,).'
Y .11 ,,' .. .1\1
'85 11,'R -8 All :35
7 March 1985
To the Mayor and Comrrlon Council,
On YOUr March 7 meeting you denied my appeal of the decision
of the Board of Building Commissioners. I would like to ask
for a reconcideration of that denial based on the following
reasons:
First of all we are within two to three weeKs of a total
approval of a VA insured loan to completely reconstruct our
home. I guess the only defense I have to convince YOU that I
have not been dragging my feet on this loan, is the red tape
history of obtaining this loan.
When YOU granted us the time to secure a loan for
rebuilding, it was a Very welcome suprise. However I wasn't
, prepared for presenting a val id complete package to a lender
at that time. With I itigations still going on with E.F.
Hutton most of my paper worK for tax preperation was with
the attorney. I obtained copies of these papers as so to
complete my 82 and 83 tax returns. These were needed, to be
submitted with the loan pacKage along with my cost breaKdown
for construction that was completed at about the same time.
On December 3rd 1984 I submitted a loan package to Secure
Savings Bank in Fontana. After a two weeK period had gone by
I was informed that they did not do VA loans. So the search
started for a lender that would deal with VA and allow my
first lender to subordinate.
I finally found First Interstate Bank who had just purchased
Investors Mortagage Service to do the take out loan with VA
approval. Although they do not do any short term loans, they
worK with Upland National BanK for construction loans. Both
of these banKs have found no fault with the loan package
that I submitted to them. However, they can not go any
further until approval from the VA is obtained.
Investors Mortagage Service is now called First Interstate
Mortagage Service. Along with its new name came new
personnel, and inexperience as far as I am concerned. I had
indicated to the loan officer that the city Mayor and Common
Council's pressure for completion of reconstruction would
not allow for any delays. And did my loan package meet all
of the VA requirements before submission. She (loan officer)
assured me that she understood my situation and that the
loan package looKed complete to her.
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This was in January of 1985. This was also the end of the 90
day p~rjod that yOU had granted me for securing this loan.
At your second meeting in January, I reported back to YOU
this u~r/ information. That both the take out and new
construction lenders were awaiting VA approval. At that
meeting YOU extended my time to the first meeting in March
for my loan progress report.
One week after your second meeting in January my loan
package was returned to me from the VA asking for additional
information. It was a request for my contractor to fill out
VA forms to be put into their records as all contractors
must be recorded with the VA to be in compliance with their
procedures. Second my Discription of Materials form was
returned for the contractors' signature and a better
discription of the carpet I had listed with the name of the
Certified Products Directory from which the discription came
from. Also exact make, model and location of built-in
equipment. And last 4 complete sets of plans in addition to
the one I had already submitted.
It tooK me about four days to meet these requests. Before 1
returned the pacKage to the VA. I called them and talked to
the investigator, Mr. A. A. DOOley, personally and asked at
that time if that was all he required for my package to be
complete and not returned again for anything that might be
missing. He assured me that that was all he needed to
approve the package. So I confirmed this with the loan
offIcer at First Interstate Mortagage Services and promptly
mailed the complete loan package back to the VA.
On February 14, 1985 I received my Discription of Materials
and another request for more information back from the VA
via First Interstate Mortagage Services. This time they
asked for 4 sets of heat plans and 4 sets of heat
calculations along with a Title report with a plot map and a
plot plan including elevations. I immediately called Mr.
Dooley at the VA and asked WHY he had told me that all was
correct and complete when 1 last had talked to him in
January. He indicated his regrets and that he had over
looked these items, but that it ~houldn.t be a problem since
the city had already aproved my plans and this information
should be on record with the city. 1 called the Building and
Safety Dept. directly after talking to the VA and talked to
Dean Pagle and George. They said that this information was
not required by the city and none of these items were in my
file. Being upset I called First Interstate Mortagage
Services again asking my loan officer why she was not aware
of all that was needed for a complete loan package before
submitting to the VA. Her responce was unacceptable to me.
After investigating procedures for completing these new
requests from the VA I found that my March dead line was
very near, so 1 called Mr. Rosenbaugh to let him know what I
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was up against in such a short time frame. He seemed
unconcerned and offered no help or suggestions.
The progress that I have made on these last set of requests
from the VA are as follows: I went to Commonwealth Land
Title Company and paid a $150.00 fee for a title report
which I received bacK dated Feb. 15, 1985 at 7:30 A.M.
showing all I expected and more. Before the fire I had a
second mortagage with Associates Financial Services Co. of
Cal ifornia Inc. which I have a paid receipt dated 1-28-81.
In talking to Associates Finance Co. asKing why a
reconveyance was never filed at the time I satisfied the
note. Their reply was that since the office the loan was
originated from was no longer at that location and because I
paid the note off at the San Bernardino office it must have
been over looked. First Interstate Mortagage Services
informs me that the VA requires a reconveyance to be
submitted for all satisfied leins. So I have sent $40.00 to
Dove Escrow Co. in Tustin, Ca. $35.00 for the reconveyance
and $5.00 to record it in the San Bernardino County Hall of
Records which will then be sent to my address in San
Bernardino. The Plot Map of coarse came with the title
report.
I have a transit and my wife and I shot the property on
Feb., 24 1985. So I have a complete Plot Plan with
elevations included.
I have drawn a completely detailed heat plan for the first
and second floors. I will have DiLine make 4 copies for the
VA.
I contacted the American Society of Heating, Refrigerating
and Air Conditioning Engineers, Inc. and prepaid $35.00 for
their Cool ing and Heating Load Calculation Manual. I
received it on the 4th of March 1985. I've worked all week
on the calculations and it should be completed after this
weekend of the 9th and 10th of March.
To sum this all up I am inches away from having a complete
and valid loan package for the VA and now YOU have brought
this all to a disaster with your decision today. Please read
this request carefully and grant me the time to complete
what we all really want, our home completed and part of our
community again. I can't see how your decision today will
benefit the city, the neighborhood or us.
If yOU wish to verify any or all of this request yOU can
contact Jul ie or Mona at First Interstate Mortagage Services
(714) 888-7851 or Mr. A.A. Dooley at the VA office in LA.
(213) 209-7845
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Very Sincere,
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Ted D. Bair
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Jane S. Bair
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Motion:
That a hearing be set for 9:00 a.m., April 1, 1985 to allow
the presentation of new evidence by ~r. Ted D. Bair relative
to the abatement of a public nuisance at 5718 North "D" Street.
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Ted D. Bair
5704 North 'E!' Street
San Bernardino. Ca. 92407
March 12. 1985
To the Mayor and Common Council,
In addition to my letter of reconsideration dated March 8.1985. I am enclosing letters from
both of our lenders confirming our loan and declarations from the neighborhood allowing us
the short amount of time that we need.
I hope you will carefully consider this information and grant us the time to listen to our
appeal again.
Thank you all for your time.
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Ted D. Bair .
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din; S. &ir
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Mortgage
o FIrat 1_ Mortggeompeny
1881 Commercenter East
Suite 101
San Bernardino, CA 92408
800 348-0015
714888-7851 714824.5520
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A subsidiary of
First Interstate Bancorp
March 8, 1985
TO WHOM IT MAY CONCERN:
Re: Ted D. Bair and Jane S. Bair
5718 North D Street
San Bernardino, CA 92407
As requested by Mr. Bair, this letter is to confirm that
we have in process a VA loan request to provide permanent
financing following construction of a residence at the
captioned address.
Subject to approval of the loan b~ the Veterans Administration,
First Interstate Mortgage Company is willing to fund the loan
or assign the commitment to another lender approved by the
Veterans Administration.
Sincerely
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;to~~ Combs
Assistant Vice President
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Upland National Bank
March 8, 1985
Mr. Ted D. Bair
5718 North "D" Street
San Bernardino, CA 92401
RE: CONSTRUCTION LOAN
$75,000.00
Dear Mr. Bair:
Pursuant to our conversation this date, this is to confirm that we will
entertain the possibility of a construction loan after we have a confirmed
take-out commitment from First Interstate Bank for a VA long term loan.
If there should be any questions pertaining to this matter, please feel
free to contact the undersigned at (714) 946-2265.
Sincerely,
blrbD
o ne oy Z~es
istant Vice President
and Loan Officer
1126 W Foothill Boulevard · PO, Box 5009 . Upland, California 91786 . (714) 946-BANK
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JBed aratinn
The undersigned under penalty of perjury does
declare that after reading both the appeal of the
decision of the Board of Building Comnl..loners
dated Sept.9, 1984 and the letter of
reconcideratlon of the denial of said appeal dated
March 7, 1985, both being a ~atter of public record
at the San Bernardino City Hall, a. well a. a
yerbal explanation from Ted D. and Jane S Bair tOO)
DO NOT agree to all~ a 30 day period In whlch~
show just Intent of a starting date for
construction at 5718 North 'D~ Street San
Bernardino, Ca..
SI GNATURE..-e4-.J2), _~___DATe]- )0 ~
SIGNATURE.. ___OAT"
ADDRESS -S'lT"]'iS ;~ '\"";' _~:-l __
TELEPHONE.._.s....~ D~~-':;;-
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peel BrBtinn
The undersigned under penalty of perjury does
de~lare that after reading both the appeal of the
de~islon of the Board of Building Comnissloners
dated Sept.9, 1984 and the letter of
re~on~ld.ration of the denial of said appeal dated
Mar~h 7, 198~, both being a natter of publl~ re~ord
at the San Bernardino City Hall, as well as a <!y."
yerbal explanation frOlll Ted D. and Jane S Bair, 0
DO NOT agree to allow a 30 day period in whi~h 0
show Just intent of a starting date for
~onstru~tion at ~718 North 'DJ Stre.t San
Bernardino, Ca..
SIGNAT~ ~~~~___OAT~ -ptjlJ\-
SIGNATUR~ _ DATE
ADDRESS _~~ - ~?A"'J /,k; ..d&__
TELEPHON~ ~7/st -73(',) 3'.?,1~
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~ed atatinn
The undersl9ned under penalty of perJury does
declare that after reading both the appeal of the
decision of the Board of Building Comnis.ioners
dated Sept.9, 19B4 and the letter o~
reconclderation of the denial of said appeal dated
March 7, 198~, both being a ftatter of public record
at the San Bernardino City Hall, as well as a ~
verbal explanation ~rom Ted D. and Jane S Bair DO
DO NOT agree to all~ a 30 day period in whic 0
show Just intent of a starting date for
construction at ~718 North '0' Street San
Bernardino, Ca., ,L
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SI GNATURr: , /j. ""-- ~ / - ___DAT~)'"
SIGNATURr: ~.4L J .~....___,....' DAT-~I._I/I7~
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ADDRESS 5" l!.L-'Jl.-,-JL_Sr <;;1 .fi1jDO
TELEPHONr: ~ S -:?, 2:+- "') L__
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filed BrBtinn
The undersigned under penalty of perjury doe.
declare that after reading both the appeal of the
deci.ion of the Board of Building Comnl.sioners
dated Sept.9, 1984 and the letter of
reconcideratlon of the denial of said appeal dated
March 7, 1985, both being a ~atter of public record
at the San Bernardino City Hall, as ~ell a. a
verbal explanation from Ted D. and Jane S Bair ~
.... t',.", agree to all ~ a 30 day per I od In wh i ch ~
show just intent of a starting date for
construction at 5718 North '0' Street San
Bernardino, Ca..
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SIGNATUR ~ F==::. ___DAT~i Cj/x-~
"_TUR ~ . .--__1 /~-"-- ""T.iI~s-
ADDRESS _571:.1... No ;/--f.-, 1JJ L, !:Jderau-J,'l ~ 1~<f(l 7
TELEPHON~ ill - ~ "-/-.5-/
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ped Bndinn
The undersigned under penalty oi perJury does
declare that aiter reading both the appeal oi the
decision oi the Board oi Building Comnissloners
dated Sept.9, 1984 and the letter oi
reconcideration oi the denial oi said appeal dated
March 7, 1985, both being a matter oi public record
at the San Bernardino City Hall, as well as a
verbal explanation from Ted D, and Jane S Bair DO
I ___ agree to allow a 30 day period In which to
show Just intent of a starting date for
construction at 5718 North '0' Street San
Bernardino, Ca..
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SIGNATURE... ~ ~ ",7 (__ ) ~ _ ,_ ~___OATE.....l..:.J. - 8.:l
SIGNATUR"" ..JJ-:1Y/h~' ", ,'_.7"~A(f_ OAT"" S- )-r',$'
ADDRESS _-4:.~_~~~_~~____
TELEPHON""
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pedaratinn
The undersigned under penalty oi perJury does
declare that aiter reading both the appeal oi the
decision oi the Board oi Building C~is.loners
dated Sept.9, 1984 and'the letter oi
reconcideration oi the denial oi said appeal dated
March 7, 198~, both being a ~atter oi public record
at the San Bernardino City Hall, as well as a ~
yerbal explanation irom Ted D. and Jane S Bair ~
DO NOT agree to allow a 30 day period in which to
show Just intent oi a starting date ior
construction at ~718 North '0' Street San
Bernardino, Ca..
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:....:;..._____DAT~_~
, .-! tJ./yb DATE 3-9-e.~
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SIGNATUR~
ADDRESS
TELEPHONE-
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itled aratinn
The under.igned under penalty of perjury doe.
declare that after reading both the app.al of the
d.ci.ion of the Board of Building Comni.sion.r.
dat.d S.pt.9, 1984 and the l.tt.r of
r.concid.ration of the d.nial of .aid app.al dat.d
March 7, 198~, both b.ing a qatt.r of public r.cord
at the San Bernardino City Hall, as w.ll a. a ~..
....rbal .xplanation -from T.d D. and Jan. S Bair' : DO
DO NOT agr.. to allow a 30 day p.riod in which .
show just int.nt o-f a .tarting date -for
con.truction at ~718 North '0' Stre.t San
Bernardino, Ca..
SIGNATURE-
.~\J ~_-.-__DATE-.:1lill!J5:
SIGNATUR5:
OATF
ADDRESS
___~AJ~JL~~_____
VI~ 'i?~l-1"7LL
TELEPHONE-
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!llecIatatinn
The under.igned under penalty of perjury doe.
declare that after reading both the appeal of the
decl.ion of the Board of Building Comni.sloner.
dated Sept.9, 1984 and the letter of
reconcideration of the denial of .aid appeal dat.d
March 7, 1985, both being a matter of public record
at the San Bernardino City Hall, a. well a. a ~---.'
verbal explanation from Ted D. and Jane S Bair DO_~
DO NOT agree to allow a 30 day period in which
.how just Intent of a starting date for
construction at 5718 North '0' Street San
Bernardino Ca..
SIONATU ..-__DATj:'.~-IO ~S
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SIONATUR . / DAT~_
ADDRESS 5?Q!5' ~~ ,/ K'_f-Z:__0~/! 2e,fch
TELEPHONE-~~~~i>9
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pedatatinn
Th. und.rsign.d und.r p.nalty of p.rJury do.s
d.clar. that aft.r r.adlng both th. app.al of th.
d.cision of th. Board of Building Commission.rs
dat.d S.pt.9, 1984 and th. l.tt.r of
r.concid.ration of th. d.nial of said app.al dat.d
March 7, 1985, both b.lng a ~att.r of public r.cord
at th. San B.rnardlno City Hall, as w.ll as a
v.rbal .xplanatlon frOM T.d D. and Jan. S Balr DO_
DO NOT agr.. to allow a 30 day p.r lod In wh I c1'l t,o
show Just int.nt of a starting dat. for
construction at 5718 North 'D' Str..t San
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SI GNATUR ____DATr!f~clllc), /~-
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SIGNATURI=
DATI=
!/-/7 3 57V J) >7
ADDRESS _______________
TELEPHONI= 8'&' ~- 0/3'7
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Jiled andinn
The undersigned under penalty of perjury does
declare that after reading both the appeal of the
decision of the Board of Building Camnissioners
dated Sept.9, 1984 and the letter of
reconcideration of the denial of said appeal dated
March 7, 198~, both being a qatter of public record
at the San Bernardino City Hall, as well as a .?"")
verbal explanation from Ted D. and Jane S Balr cnw
DO NOT agree to allow a 30 day p.~I~~ In which to
show Just Intent of a starting date for
construction at ~718 North 'DJ Street San
Bernardino, Ca..
SIGNATUR~~
-lE:h.1/Yr
-r-___DAT~...L
ADDRESS
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