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HomeMy WebLinkAbout02- Economic Development ECONOMIC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO REQUEST FOR COMMISSION/COUNCIL A TION FROM: TIMOTHY C. STEINHAUS SUBJECT: SAN BERNARDINO INTERNATIONAL Agency Administrator AIRPORT AUTHORITY FINANCING DATE: September 27, 1996 ------------------------------------------------------------------------------------------------------------------------------------------- Synopsis of Previous Commission/Council/Committee Action(s)• ------------------------------------------------------------------------------------------------------------------------------------------- Recommended Motion(cr)• (Mayor and ommon o ncio MOTION A: RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING A CERTAIN LOAN AGREEMENT WITH THE SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY AND MEMBERS OF SAID AUTHORITY AND ACKNOWLEDGING CERTAIN OBLIGATIONS INCURRED BY THE CITY OF SAN BERNARDINO PURSUANT TO A JOINT POWERS AGREEMENT ESTABLISHING THE SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY. (Community Develo m n ommission) MOTION B: RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO,CALIFORNIA,AMENDING RESOLUTION NO. 5493 RELATIVE TO ITS COMMITMENT TO PROy4ftF A GUARANTY OF A CERTAIN OBLIGATION OF THE CITY OF SA NARDINO TIMOTilY C. STEINHAUS Agency Administrator ------------------------------------------------------------------------------------------------------------------------------------------- Contact Person(s): Timothy C. Steinhaus Phone: Project Area(s): N/A _ Ward(s): Supporting Data Attached: Staff Report; FUNDING REQUIREMENTS: Amount: S-N/A. . _ Source: _-N/A__ Budget Authority: None ------------------------------------------------------------------------------------------------------------------------------------------- Commission/Council Notes: ------------------------------------------------------------------------------------------------------------------ REW:lmp:sbiaa.cdc COMMISSION MEETING AGENDA MEETING DATE: 09/30/1996 Agenda Item Number: ECONOMIC DEVELOPMENT AGENCY STAFF REPORT ------------------------------------------------------------------------------------------------------------------ SanBernardino Intern ationalAirportAathority Financing The Mayor and Common Council has previously approved a guaranty of the proposed indebtedness of the San Bernardino International Airport Authority("SBIAA") in an amount not to exceed $2,000,000 representing the amount allocable to the City of San Bernardino. Actions were also taken by the Community Development Commission on September 11, 1996,to allow the Economic Development Agency("EDA")to pay from tax increment revenues any amounts that may need to be paid by the City of San Bernardino under the guaranties as approved by the City. The SBIAA had initiated a financing plan to issue $3,000,000 of short-term Notes that would have become due and payable on June 30, 1997, which Notes would have been secured by the(i)guaranties of each member of the SBIAA equal to the percentage allocable to each member based upon the six(6) Board member voting structure, and(ii)the guaranty agreement with the Note Trustee to be executed by the County and the City of San Bernardino whereby the County would have agreed to unconditionally advance $1,000,000 and the City of San Bernardino $2,000,000. Such payments from the county and the City of San Bernardino would have been required only in the event all or any of the other members of the SBIAA failed to remit the necessary payments on or before June 30, 1997, and no other refinancing source was then available to pay off this short-term indebtedness of the SBIAA. On September 25, 1996, the SBIAA agreed to invoke the provisions of the Section 11 of the Joint Powers Agreement establishing the SBIAA which requires each member to pay their proportionate share of the expenses of the SBIAA. Failure of any member to either(i)remit the necessary cash as a loan, (ii)enter into a loan agreement with the SBIAA, or(iii)adopt a guaranty resolution acceptable to the SBIAA, would commence the provisions for termination of participation in the SBIAA after three(3)months of inaction by any such member and eventual termination of their membership in the SBIAA after twelve (12) months for any such default. The SBIAA determined that its financial requirements for the remainder of the 1996-977 fiscal year are in the amount of$2,250,000. This amount,together with the available funds of approximately$250,000 and the estimated Airport revenues and lease payment of$50,000 per month, should be adequate to operate the SBIAA for the current fiscal year: (i)operating deficits of$1,100,000, (ii)repayments of amounts owed to the County, the City of San Bernardino and the IVDA, (iii) local matching funds for the $4,500,000 FAA grant as recently received, and(iv) local matching funds for the Airport terminal road and parking lot improvements that are nearing completion. The City of Highland offered to loan $1,000,000 to the SBIAA until June 30, 1997. The County has previously advanced payroll expenses of the SBIAA in an amount equal to $180,000 which amount was to have been reimbursed immediately after each payroll advance to the SBIAA employees. The City of San Bernardino will be owed approximately$188,000 upon the City submitting the final invoices for reimbursements to the federal Economic Development Administration for the terminal road and parking lot project. These federal grant funds will reimburse the City for 75%of the project costs with the remaining 25% reimbursement to be paid by the SBIAA. ------------------------------------------------------------------------------------------------------------------ REW:lmp:sbiaa.cdc COMMISSION MEETING AGENDA MEETING DATE: 09/30/1996 Agenda Item Number: 9. ECONOMIC DEVELOPMENT AGENCY STAFF REPORT San Bernardino International Airport Authority Financing September 27, 1996 Page Number-2- ----------------------------------------------------------------------------------------------------------------------------- In addition to the City of Highland loan as discussed above,the SBIAA requested that the County and the City of San Bernardino each consider a loan to the SBIAA equal to $625,000 for a total of $1,250,000 which loan will be made immediately upon approval and execution of the final Loan Agreement with the SBIAA. Each vote on the SBIAA will be required to be responsible for$375,000 of the total loan amount of$2,250,000. The amount attributable to the City of San Bernardino would therefor be equal to $750,000 but the City of San Bernardino will only be required to loan $625,000 upon execution of the Loan Agreement. The remaining$125,000 would only be required to be loaned on June 30, 1997, in the event the SBIAA is unable to obtain alternate financing and under such circumstances both the Cities of Colton and Loma Linda would each be required to loan $375,000 at such time. The Highland loan would be drawn only as funds are required by the SBIAA for any of its operational and capital requirements at such time as the available working capital balances to the SBIAA were reduced to $100,000. All loan amounts to the SBIAA will bear interest at 2% points in excess LAIF rate as may be in affect from time to time. Included within this agenda item for Commission action is a Resolution which amends the previous action of the Commission whereby the EDA agreed to reimburse the City in an amount not to exceed $2,000,000 based upon the previous financial structure. At this time it is only necessary for the EDA to have a reimbursement obligation equal to $750,000, and the attached Resolution reduces this obligation to conform to the commitment not being made by the City of San Bernardino to the SBIAA. Base on the foregoing, staff recommends adoption of the form resolutions. TIMOT C. STEINHAUS Agency Administrator ------------------------------------------------------------------------------------------------------------------ REW:1mp:sbiaa.cdc COMMISSION MEETING AGENDA MEETING DATE: 09/30/1996 Agenda Item Number: _� 1 RESOLUTION NO. 2 3 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE 4 CITY OF SAN BERNARDINO APPROVING A CERTAIN LOAN AGREEMENT WITH THE SAN BERNARDINO INTERNATIONAL 5 AIRPORT AUTHORITY AND MEMBERS OF SAID AUTHORITY AND ACKNOWLEDGING CERTAIN OBLIGATIONS INCURRED BY 6 THE CITY OF SAN BERNARDINO PURSUANT TO A JOINT 7 POWERS AGREEMENT ESTABLISHING THE SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY 8 9 WHEREAS, the City of San Bernardino (the "City" ) 10 together with the County of San Bernardino and the Cities of 11 12 Colton, Loma Linda and Highland (collectively, the "Members") 13 and the City of Redlands have adopted a certain Joint Exercise of 14 Powers Agreement, as amended, dated as of May 20, 1992 (the "JPA 15 Agreement" ) , creating the San Bernardino International Airport 16 Authority ( "SBIAA" ) ; and 17 18 19 WHEREAS, the City of Redlands by official action of the 20 City Council of the City of Redlands has determined to 21 voluntarily resign from the membership of the SBIAA; and 22 23 24 WHEREAS, the SBIAA has received the conveyance of the 25 airport portions of the former Norton Air Force Base (the "SBD 26 Airport" ) from the United States Air Force and is presently 27 operating the aviation facilities thereon as a general aviation 28 airport; and 1 1 WHEREAS, the SBIAA requires additional funds at this 2 3 time for the purposes of : (i) undertaking public improvement 4 projects to gain better vehicular access to the SBD Airport, (ii) 5 upgrading the aviation facilities located on the SBD Airport by 6 contributing local match funds together with federal grant funds, 7 and (iii) paying the operating deficits created by the ongoing 8 9 operations of the SBD Airport and the payment of the necessary 10 administrative expenses of the SBIAA; and 11 12 WHEREAS, Section 11 of the JPA Agreement requires each 13 of the Members to pay their proportionate share of the operating 14 15 deficits and other debt of the SBIAA as may be assessed by the 16 SBIAA to the respective Members; and 17 18 WHEREAS, it has become necessary for the SBIAA to 19 obtain funds by obtaining a loan from the County of San 20 21 Bernardino, the Cities of Highland, Colton, Loma Linda and the 22 City (collectively referred to herein as the "Members" ) by way of 23 a Loan Agreement for the funding of the ongoing capital 24 improvement budget and the operating deficits of the SBIAA for 25 the 1996-97 fiscal year of the SBIAA for which the financial 26 commitments of all the Members to extend loans to the SBIAA will 27 28 be required; and 2 1 WHEREAS, the City has been requested by the SBIAA to 2 3 adopt this Resolution pursuant to the provisions of Section 11 of 4 the JPA Agreement and to thereby commit to the extension of the 5 San Bernardino Loan, as defined in the Loan Agreement, the amount 6 of which has been calculated on the basis of the current voting 7 structure of the Members; and 8 9 10 WHEREAS, the City of San Bernardino currently has two 11 (2) of the six (6) votes on the Board of the SBIAA since the date 12 of the voluntary resignation by the City of Redlands from the 13 voting membership of the SBIAA, and each of the other Members of 14 15 the SBIAA, including the County of San Bernardino and the Cities 16 of Colton, Highland and Loma Linda shall each have one (1) of the 17 total of six (6) votes on the Board of the SBIAA. 18 19 NOW, THEREFORE, THE MAYOR AND COMMON COUNCIL OF 20 21 THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND 22 ORDER AS FOLLOWS : 23 24 Section 1 . The City hereby finds and determines 25 that the above set forth recitals are true and correct in all 26 27 respects . 28 3 1 Section 2 . The City hereby approves the execution 2 3 by the City of the Loan Agreement substantially in the form as 4 attached hereto, whereby the SBIAA will incur indebtedness in the 5 principal amount not to exceed $2, 250, 000 . The City acknowledges 6 the existence of the obligations of the City to be incurred 7 pursuant to Section 11 of the JPA Agreement establishing the 8 9 SBIAA and consents to all terms, conditions and provisions 10 thereof . 11 12 Section 3 . The City by the adoption of this 13 Resolution does hereby incur the general fund obligation to loan 14 15 to the SBIAA, under the terms of the Loan Agreement, a portion of 16 the principal amount to be borrowed by the SBIAA in an amount not 17 to exceed $750, 000, of which $625, 000 shall be loaned as of the 18 loan closing date and the remainder of said loan to be made on 19 June 30, 1997, or as soon thereafter as requested by the SBIAA, 20 21 or such lesser principal amount representing two-sixths (2/6ths) 22 of the total principal amount loaned to the SBIAA under the Loan 23 Agreement as may be authorized by the Board of the SBIAA and as 24 shall be incurred by the SBIAA. 25 26 27 The City agrees that in the event the City should fail 28 to extend the required loan amounts to the SBIAA as required by 4 1 2 the Loan Agreement and written timeline limits therein provided, 3 this Resolution shall constitute an amendment to the JPA 4 Agreement establishing the SBIAA as referenced in the recitals 5 hereof and shall have the effect of automatically expelling the 6 City from the membership of the SBIAA as of June 30, 1997, 7 8 without any further action being required by either the City or 9 any other member jurisdiction of the SBIAA. The City agrees and 10 represents to the Members that in the event of such automatic 11 expulsion from the membership of the SBIAA, the City shall 12 execute such documents as may reasonably be requested by any 13 14 trustee or lender in connection with any subsequent financing or 15 by the SBIAA to evidence such expulsion from the membership of 16 the SBIAA, including, but not limited to, any formal amendment 17 document or certificate of amendment to the JPA Agreement . 18 19 Upon any such automatic expulsion of the City from the 20 21 membership of the SBIAA as of June 30, 1997, the City 22 acknowledges and agrees that the City shall remain liable to the 23 SBIAA and its remaining Members for a principal amount not to 24 exceed $750, 000, plus accrued and unpaid interest with respect to 25 the principal amount thereof . 26 27 28 5 1 Section 4 . The City agrees that in the event one or 2 3 more current Members of the SBIAA should fail to extend the 4 required loan amounts applicable to said Member or Members as 5 provided in the Loan Agreement, that portion allocable to any 6 such defaulting Member or Members of the SBIAA may be assumed by 7 the City, but the City shall not be required to so assume nor 8 9 will the City be compelled to assume such allocable portion 10 attributable to a defaulting Member or Members . Such allocable 11 portion of obligated Member or Members may be assumed either in 12 whole or in cooperation with one (1) or more nondefaulting Member 13 or Members . Under such voluntary assumption by the City of the 14 15 allocable portions of a defaulting Member or Members the amount 16 of the loan to the SBIAA for which the City shall be responsible 17 will be increased by a proportionate amount as required to 18 reallocate the delinquent amounts not loaned by a defaulting 19 Member or defaulting Members . The City further acknowledges and 20 agrees that in the event all other Members should default in 21 22 their respective obligations to pay all amounts when due, either 23 pursuant to the terms of the Loan Agreement or with respect to 24 the other debts, obligations and administrative and operating 25 expenses of the SBIAA, the City may assume, but shall not be 26 27 required to assume nor will the City be compelled to assume, 28 either separately or in cooperation with one (1) or more 6 1 nondefaulting Member or Members, the total principal amount of 2 3 the loan obligation, and all debts, obligations and 4 administrative and operating expenses incurred by the SBIAA 5 whether such has become due and payable either at the time of 6 adoption of this Resolution or at a latter date if payment is 7 required pursuant to the JPA Agreement . 8 9 10 Section 5 . The findings and determinations herein 11 shall be final and conclusive . This Resolution shall be 12 effective from and after the date of its adoption and shall be 13 non-repealable prior to the time the City has advanced to the 14 SBIAA all of the principal which it is obligated to loan under 15 16 the term of the Loan Agreement . 17 18 19 20 21 22 23 24 25 26 27 28 1 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN 2 BERNARDINO APPROVING A CERTAIN LOAN AGREEMENT WITH THE SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY AND MEMBERS OF SAID 3 AUTHORITY AND ACKNOWLEDGING CERTAIN OBLIGATIONS INCURRED BY THE 4 CITY OF SAN BERNARDINO PURSUANT TO A JOINT POWERS AGREEMENT ESTABLISHING THE SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY 5 6 Section 6 . The findings and determinations herein 7 shall be final and conclusive. This Resolution shall take effect 8 9 upon the date of its adoption. 10 I HEREBY CERTIFY that the foregoing Resolution was duly 11 adopted by the Mayor and Common Council of the City of 12 San Bernardino at a meeting 13 thereof, held on the day of , 14 15 1996, by the following vote, to wit : 16 Council Members : AYES NAYS ABSTAIN ABSENT NEGRETE 17 CURLIN ARIAS 18 OBERHELMAN 19 DEVLIN ANDERSON 20 MILLER 21 22 City Clerk The foregoing resolution is hereby approved this 23 day of 1996 . 24 Mayor of the City of 25 San Bernardino Approved as to form and legal content : 26 City Attorney 27 By: 28 SBIA\0001\DOC\234 8 SBIA\0001\DOC\231 9\27\96 1040 law LOAN AGREEMENT THIS LOAN AGREEMENT is made and entered into as of 1996, by and among the SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY, a joint powers authority organized and existing under the laws of the State of California (the "Authority" ) , THE COUNTY OF SAN BERNARDINO (the "County" ) , THE CITY OF SAN BERNARDINO ( "San Bernardino") , THE CITY OF HIGHLAND ("Highland" ) , THE CITY OF COLTON ("Colton") and THE CITY OF LOMA LINDA ( "Loma Linda" ) . The County, San Bernardino, Highland, Colton and Loma Linda are all public bodies, corporate and politic, duly existing under the laws of the State of California, and shall be collectively referred to herein as the "Lenders" . W I T N E S S E T H: WHEREAS, the Authority is a joint powers authority, duly established and authorized to transact business and exercise powers under and pursuant to a Joint Exercise of Powers Agreement, as amended (the "Joint Powers Agreement" ) by and among the County, San Bernardino, Highland, Colton, Loma Linda and the City of Redlands ( "Redlands" ) ; and WHEREAS, Redlands has voluntarily withdrawn as a member of the Authority; and WHEREAS, the Authority was established for the purposes of acquiring, operating, repairing, maintaining and administrating the aviation portions of the former Norton Air Force Base, now known as the San Bernardino International Airport (the "Airport" ) ; and WHEREAS, the Authority has the powers set forth in the Joint Powers Agreement and as provided in the Joint Powers Act, Chapter 5, Division 7, Title 2 of the Government Code of the State of California; and - 1 - WHEREAS, the Authority desires to borrow money for the purpose of paying certain operating costs and other expenses of the Authority; and WHEREAS, the Lenders individually possess the legal ability and authority to loan funds to the Authority for the purposes specified above (the "Loan" ) and desire to do so; and WHEREAS, in order to establish and declare the terms and conditions upon which the Loan is to be made, the Authority and the Lenders desire to enter into this Loan Agreement; and WHEREAS, all acts and proceedings required by law necessary to make this Loan Agreement, when executed by the Authority and the Lenders, the valid, binding and legal obligation of the Authority and each of the Lenders, and to constitute this Loan Agreement as a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms, have been done and taken, and the execution and delivery of this Loan Agreement have been in all respects duly authorized by the respective parties . NOW, THEREFORE, in consideration of the premises and the mutual agreements herein contained, the parties hereto do hereby agree as follows : 2 - ARTICLE I Definitions Section 1 . 01 . Definitions . Unless the context clearly otherwise requires or unless otherwise defined herein, the capitalized terms in this Loan Agreement shall have the respective meanings as defined in this Section 1 . 01, for all purposes of this Loan Agreement . "Certificate of the Authority" means a certificate in writing signed by the President, Vice President, Airport Director, Treasurer or Secretary of the Authority or by any other officer of the Authority duly authorized by the Authority in writing for that purpose. "Closing" means the approval of this Loan Agreement by the governing bodies of the Authority and each of the Lenders and the execution of this Loan Agreement by the authorized representative of the Authority and each of the Lenders . "Closing Date" means the date on which the Closing occurs . "LAIF" means the Local Agency Investment Fund. "Loan Agreement" means this Loan Agreement by and among the Authority and the Lenders, as originally entered into or as amended or supplemented pursuant to the provisions hereof . "Request of the Authority" means a request in writing signed by the President, Vice-President, Airport Director, Treasurer or Secretary of the Authority or by any other officer of the Authority duly authorized by the Authority for that purpose . Section 1 . 02 . Rules of Construction. All references herein to "Articles, " "Sections" and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Loan Agreement, and the words "herein, " "hereof, " "hereunder" and other words of similar import refer to this Loan Agreement as a whole and not to any particular Article, Section or subdivision hereof . - 3 - ARTICLE II Agreements to Extend Loans Section 2 . 01 . County Loan. The County hereby agrees to loan the Authority the sum of Six Hundred Twenty Five Thousand Dollars ($625, 000) , to be paid at the Closing (the "County Loan" ) . The County Loan will be made on the terms set forth in Section 2 . 06 hereof . Section 2 . 02 . San Bernardino Loan. San Bernardino hereby agrees to loan the Authority up to the sum of Seven Hundred Fifty Thousand Dollars ($750, 000) (the "San Bernardino Loan") . San Bernardino agrees that Six Hundred Twenty Five Thousand Dollars ($625, 000) of the San Bernardino Loan (the "San Bernardino First Installment" ) will be paid at the Closing, and on the terms set forth in Section 2 . 06 hereof . It further agrees that the balance of the San Bernardino Loan, in an amount not to exceed One Hundred Twenty Five Thousand Dollars ($125, 000) (the San Bernardino Second Installment" ) will be made on the terms set forth in Section 2 . 07 hereof . Section 2 . 03 . Highland Loan. Highland hereby agrees to loan the Authority up to the sum of One Million Dollars ($1, 000, 000) , which loan (the "Highland Loan") will be made on the terms set forth in Section 2 . 08 hereof . Section 2 . 04 . Colton Loan. Colton hereby agrees to loan the Authority up to the sum of Three Hundred Seventy Five Thousand Dollars ($375, 000) , which loan (the "Colton Loan" ) will be made on the terms set forth in Section 2 . 07 hereof . Section 2 . 05 . Loma Linda Loan. Loma Linda hereby agrees to loan the Authority up to the sum of Three Hundred Seventy Five Thousand Dollars ($375, 000) , which loan (the "Loma Linda Loan" ) will be made on the terms set forth in Section 2 . 07 hereof . Section 2 . 06 . Terms Applicable to County and San Bernardino First Installment Loans . The terms on which the County Loan and the San Bernardino First Installment loan will be made are as follows : - 4 - a . The principal amount of said loans will bear simple annual interest at the rate of two (2) points over the LAIF rate in effect at the Closing Date, with said rate being adjusted from time to time as the LAIF rate changes so as to always be two points over the LAIF rate, with interest accruing on all unpaid principal from the Closing Date until all of said principal is paid in full . b. Except as provided in subsection c . below, all of the principal of said loans, together with all accrued interest thereon, shall be paid in full in a single payment due on or before June 30, 1997 . C . In the event the loans provided for in Section 2 . 07 hereof are required to be made to the Authority on June 30, 1997, the County Loan shall thereupon be repaid by an amount to produce a principal balance not in excess of $375, 000 . The then outstanding principal balance of the County Loan and the San Bernardino First Installment shall be repaid, together with interest thereon, when and to the extent financially possible from the available revenues and other funding sources of the Authority. Section 2 . 07. Terms Applicable to San Bernardino Second Installment , Colton and Loma Linda Loans . The terms on which the San Bernardino Second Installment, Colton Loan and Loma Linda Loan will be made are as follows : a. Said loans will be made only upon service on San Bernardino, Colton and Loma Linda of a Request of the Authority, specifying the total amount of the loan requested by the Authority (the "Total Loan Request") . The Authority may serve more than one Request of the Authority but the total principal amount sought from San Bernardino (as to the San Bernardino Second Installment) , Colton and Loma Linda, from all of the Requests of the Authority may not exceed the sum of Eight Hundred Seventy Five Thousand Dollars ($875, 000) . Any Request of the Authority under this Section 2 . 07 must be made to San Bernardino, Colton and Loma Linda concurrently, and must request from each city that portion of the Total Loan Request which the amount of said city' s Loan bears (in the case of San Bernardino, the San Bernardino Second Installment) to the total of the San Bernardino Second Installment Loan, the Colton Loan and the Loma Linda Loan. No Request of the Authority under this Section 2 . 07 may be served prior to June 30, 1997 . - 5 - b. Any principal advanced by San Bernardino, Colton and Loma Linda under the provisions of this Section 2 . 07 will bear simple annual interest at the rate of two (2) points over the LAIF rate in effect on the date which said principal is received by the Authority, with said rate being adjusted from time to time as the LAIF rate changes so as to always be two (2) points over the LAIF rate, with interest accruing on all unpaid principal from the date on which any portion of the principal under this Section 2 . 07 is received by the Authority until all of said principal has been paid in full . C . The Authority shall repay the principal and interest of the loans made under this Section 2 . 07 when and to the extent financially possible from the available revenues and other funding sources of the Authority. Section 2 . 08 . Terms Applicable to Highland Loan. The terms on which the Highland Loan will be made are as follows : a. The Authority may draw upon the Highland Loan from time to time in such principal amounts as requested in the Request of the Authority, so long as the total principal drawn under the Highland Loan does not exceed $1, 000, 000, providing that, at each time the Authority seeks to draw upon said loan, the Authority has available to it cash on hand (exclusive of the San Bernardino Second Installment, Colton and Loma Linda Loans) in an amount equal to or less than One Hundred Thousand Dollars ($100, 000) . b. Any draw under this Section 2 . 08 will be made by way of a Request of the Authority specifying the amount of the draw requested, and shall be accompanied by a Certificate of the Authority certifying that the Authority, as of the date of the Certificate, has available to it funds in an amount equal to or less than $100, 000 . The Authority shall not make more than two (2) draws under this Section 2 . 08 in any calendar month. Highland will have three (3) business days after the receipt by it of a Request of the Authority seeking each draw, together with the required Certificate of the Authority, within which to pay to the Authority the amount of the draw requested. - 6 - c. All sums of principal advanced by Highland under the provisions of this Section 2 . 08 shall bear simple annual interest at a rate two (2) points over the LAIF rate in effect as of the date each advance of principal is made, with such rate being adjusted from time to time as the LAIF rate changes, so that the rate in effect as to each draw shall always be two points over the LAIF rate, with interest accruing on all unpaid principal from the date said principal is received by the Authority until the date all principal is paid in full . d. Except as provided in Section 2 . 08 d. below, any principal amount drawn by the Authority under the provisions of this Section 2 . 08, together with all accrued interest thereon, will be due and payable in a single payment on June 30, 1997 . e . In the event the loans provided for in Section 2 . 07 hereof are required to be made to the Authority on June 30 , 1997, the Highland Loan shall thereupon be repaid by an amount to produce a principal balance not in excess of $375, 000 . The then outstanding principal balance of the Highland Loan shall be repaid, together with interest thereon, to the extent financially possible from the available revenues and other funding sources of the Authority. 7 - ARTICLE III Default Provisions Section 3 . 01 . Default As to San Bernardino Second Installment , Colton Loan or Loma Linda Loan. In the event that San Bernardino (as to the San Bernardino Second Installment) , Colton or Loma Linda fail or refuse to make the loans provided for in this Loan Agreement as and when called for herein, then the city or cities so failing shall be in default of this Loan Agreement, providing only that the defaulting city or cities first receive written notice, given in accordance with Section 4 . 09 hereof, specifying the nature of the default . If a default is established under the provisions of this Section 3 . 01, the defaulting city or cities shall be immediately terminated from the membership and participation in the Authority upon receipt of such notice of default and otherwise as provided in Section 11 of the Joint Powers Agreement, as applicable. Any such defaulting city or cities shall continue to remain liable hereunder to remit to the Authority the full principal amount of their respective loans pursuant to this Loan Agreement . Section 3 . 02 . Default As to Highland Loan. In the event that Highland fails to make any loan draw provided for in this Loan Agreement as and when called for herein, and further provided that Highland has refused to advance any of the principal amount of its loan obligation under this Loan Agreement or has advanced principal amounts totaling less than $375, 000, then Highland shall be in default of this Loan Agreement, providing only that Highland first receive written notice, given in accordance with Section 4 . 09 hereof, specifying the nature of the default . If a default is established under the provisions of this Section 3 . 02, Highland shall be immediately terminated from the membership and participation in the Authority upon receipt of such notice of default and otherwise as provided in Section 11 of the Joint Powers Agreement, as applicable . Highland shall continue to remain liable hereunder to remit to the Authority a principal amount not to exceed $375, 000 of the Highland Loan pursuant to this Loan Agreement . Highland will not be considered in default of this Loan Agreement for any refusal or failure to extend loan draws if it has previously extended such draws in a principal amount of not less than $375, 000 . 8 - ARTICLE IV Miscellaneous Provisions Section 4 . 01 . Optional Prepayment . The Authority has the right to prepay any portion of the various loans made under the provisions of this Loan Agreement without penalty at any time and from time to time on a proportionate basis to the Lenders in proportion to the principal amount of the advances then outstanding with respect to each Lender. Any payments made by the Authority shall be credited first to unpaid interest in proportion to the interest then owed to each Lender, and then to unpaid principal in proportion to the principal then owed to each Lender. Section 4 . 02 . Books and Accounts ; Financial Statement . The Authority will keep, or cause to be kept, proper books of record and accounts, in which complete and correct entries shall be made of all transactions relating to the loans made under this Loan Agreement . Such books of record and accounts shall at all times during business hours be subject, upon prior written request, to the reasonable inspection of the Lenders or their representatives authorized in writing. Section 4 . 03 . Further Assurances. The Authority and the Lenders, and each of them, will adopt, make, execute and deliver any and all such further resolutions, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Loan Agreement . Section 4 . 04 . Benefits Limited to Parties . Nothing in this Loan Agreement, expressed or implied, is intended to give to any person other than the Authority and the Lenders, any right, remedy or claim under or by reason of this Loan Agreement . Section 4 . 05 . No Agreement . None of the parties to this Loan Agreement may assign or transfer any right or obligation created by this Loan Agreement without the express written consent of all of the other parties . Section 4 . 06 . Amendment . This Loan Agreement may be amended by the parties hereto but only in writing and with the - 9 - approval of all parties hereto, and the authorization of the governing body of each party. Section 4 . 07 . Waiver of Personal Liability. No member, officer, agent or employee of the Authority or the Lenders shall be individually or personally liable for the .payment of the principal of or interest provided for in this Loan Agreement, but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law. Section 4 . 08 . Payment on Business Days . Whenever in this Loan Agreement any amount is required to be paid on a day which is not a business day, such payment shall be required to be made on the business day immediately following such day. Section 4 . 09 . Notices . All written notices to be given under this Loan Agreement shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time. Notice shall be effective 48 hours after deposit in the United States mail, postage prepaid or, or in the case of personal delivery to any person, upon actual receipt at the address set forth below: If to the Authority: San Bernardino International Airport Authority 294 S . Leland Norton Way San Bernardino, CA 92408 Attn: Airport Director If to the County: County of San Bernardino 385 North Arrowhead Avenue San Bernardino, CA 92415 Attn: County Administrative Officer If to the City of San Bernardino: City of San Bernardino 300 North "D" Street, Sixth Floor San Bernardino, CA 92418 Attn: City Administrator - 10 - If to the City of Colton: City of Colton 650 North La Cadena Drive Colton, CA 92324 Attn: City Manager If to the City of Highland: City of Highland 26985 Base Line Highland, Ca 92346 Attn: City Manager If to the City of Loma Linda: City of Loma Linda 25541 Barton Road Loma Linda, CA 92354 Attn: City Manager Section 4 . 10 . Partial Invalidity. If any Section, paragraph, sentence, clause or phrase of this Loan Agreement shall for any reason be held illegal, invalid or unenforceable, such holding shall not affect the validity of the remaining portions of this Loan Agreement . Section 4 . 11 . Governing Law. This Loan Agreement shall be construed and governed in accordance with the laws of the State of California. Section 4 . 12 . Counterparts . This Loan Agreement may be executed in one or more counterparts, each of which shall constitute an original . Section 4 . 13 . Parity of Loans . Each loan made by the Lenders under this Loan Agreement shall be deemed to have equal dignity and priority with the other loans made hereunder, and no Loan, plus interest thereon, made by any Lender shall have any priority or superior payment position over any other Loan made by the other Lenders pursuant to this Loan Agreement . In the event the Loans required by the provisions of this Loan Agreement to be repaid on or before June 30, 1997, are not so paid, and the additional Loans pursuant to the provisions of Section 2 . 07 are - 11 - required to be made to the Authority, then commencing on July 1, 1997, and thereafter the provisions of Section 11 of the Joint Powers Agreement shall determine the principal amounts required to be loaned by the Lenders to the Authority for the continued funding of the operations and capital requirements of the Authority. - 12 - IN WITNESS WHEREOF, the San Bernardino International Airport Authority, the County of San Bernardino, the City of San Bernardino, the City of Highland, the City of Colton and the City of Loma Linda have caused this Loan Agreement to be signed by their respective officers, all as of the day and year first above written. SAN BERNARDINO INTERNATIONAL AIRPORT AUTHORITY By: Name : Title ATTEST: By: Secretary APPROVED AS TO FORM: By: Authority Counsel - 13 - COUNTY OF SAN BERNARDINO By: Name : Title ATTEST: By: APPROVED AS TO FORM: By: County Counsel - 14 - CITY OF SAN BERNARDINO By: Name : Title ATTEST: By: City Clerk APPROVED AS TO FORM: By: City A orney 15 - CITY OF HIGHLAND By: Name : Title ATTEST: By: City Clerk APPROVED AS TO FORM: By: City Attorney - 16 - CITY OF COLTON By: Name : Title ATTEST: By: City Clerk APPROVED AS TO FORM: By: City Attorney - 17 - CITY OF LOMA LINDA By: Name : Title ATTEST: By: City Clerk APPROVED AS TO FORM: By: City Attorney - 18 -