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HomeMy WebLinkAbout04- Development Department D E V E L O P M E N T D E P A R T M E N T OF THE CITY OF SAN BERNARDINO REQUEST FOR COMMISSION/COUNCIL ACTION From: KENNETH J. HENDERSON Subject: ABANDONED PROPERTY Executive Director REHABILITATION PROGRAM Date: June 30, 1993 ------------------------------------------------------------------------------- Synopsis of Previous Commission/Council/Committee Action(s): On June 29, 1993, the Housing Committee adopted the three (3) form motions and recommended forwarding this item to the Community Development Commission for their consideration. ------------------------------------------------------------------------------- Recommended Motion(s): (Community Development Commission) MOTION A: That the Community Development Commission approve the proposed Abandoned Property Rehabilitation Program. MOTION B: That the Community Development Commission approve the program proposal submitted by Delta Pacific Land Company regarding implementation of the Abandoned Property Rehabilitation Program, with program evaluation by the Housing Committee six (6) months from date of implementation, and authorize the Chairman and Executive Director to execute any documents necessary to implement said proposal. (CONTINUED ON NEXT PAGE) pewt. Administrator KENNE J. Executive Dir�RSON or ------------------------------------------------------------------------------- Contact Person(s): Kenneth J. Henderson/David R Edgar Phone: 5081 Project Area(s): City-wide Ward(s) : 1 - 7 Supporting Data Attached: Staff Report; Memorandums; OPA FUNDING REQUIREMENTS: Amount: $ 200,000 Source: Low/Mod Housing Fund Budget Authority: Requested ------------------------------------------------------------------------------- Commission/Council Notes: ------------------------------------------------------------------------------- KJH:DRE:paw:0231c COMMISSION MEETING AGENDA Meeting Date: 07/6/1993 Agenda Item Number: DEVELOPMENT DEPARTMENT STAFF REPORT ABANDONED PROPERTY REHABILITATION PROGRAM June 30 1993 Page Number - 2 - ------------------------------------------------------------------------------- Recommended Motion(s): (CONTINUED) (Community Development Commission) MOTION C: That the Community Development Commission appropriate $200,000 of Twenty Percent Set-Aside FY 1993/94 First-Time Homebuyer's, Mortgage Assistance Program (MAP) monies in conjunction with the Abandoned Property Rehabilitation Program. ------------------------------------------------------------------------------- KJH:DRE:paw:0231c COMMISSION MEETING AGENDA Meeting Date: 07/6/1993 Agenda Item Number: �z I D E L 0 P M E N T D E P A R T M N T OF THE CITY OF SAN BERNARDINO STAFF REPORT Abandoned Property Rehabilitation Program One of the significant housing "needs" identified within this community surrounds the rehabilitation of selected abandoned (boarded-up) single-family detached properties. In conjunction with the Neighborhood "Spirit" Program, the Development Department Housing Division has attempted to seriously address this "need" through the establishment of the Abandoned Housing Rehabilitation Program. The primary goals/objectives of this important program include the following: • Identification of abandoned single-family detached properties (REO/HUD owned), concentrating on central San Bernardino. • Selection of those properties for acquisition which are negatively impacting the surrounding residential neighborhood ("worst" homes within the neighborhood) . • Substantial rehabilitation/revitalization of these identified properties to such an extent that they establish the neighborhood/community standard. ("Best" homes within the neighborhood) . o * Resale of these high quality homes as "affordable" owner-occupied dwellings to identified moderate income households (below 120% of median) . • The primary objective of the Infill Housing Rehabilitation Program is to substantially rehabilitate selected abandoned homes to such a level that they become the standard by which the community/neighborhood is judged. These homes are then sold as "affordable" housing to selected moderate income buyers. Delta Pacific, a locally based developer, recently submitted a proposal to the department to participate in the Neighborhood "Spirit" Abandoned Housing Rehabilitation Program. Through this proposal, Delta Pacific would be solely responsible for acquisition, rehabilitation, marketing and ultimate sale of identified abandoned (REO/HUD) single-family properties. Agency participation would be restricted to First-Time Home Buyers Program Mortgage Assistance Program (MAP), which would be available on each of the homes at time of purchase. The Infill Housing Rehabilitation Program, in essence, becomes another component of the Agency's First-Time Home Buyers Assistance Program. ----------------------------------------------------------- ----- ------ KJH:DRE:paw:0231c COMMISSION-MEETING-AGENDA----- Meeting Date: 07/6/1993 Agenda Item Number: I DEVELOPMENT DEPARTMENT STAFF REPORT ABANDONED PROPERTY REHABILITATION PROGRAM June 30, 1993 Page Number -2- The developer is proposing to implement two (2) phases of the program during FY 1993/94, Phase 1 consisting of five (5) homes and Phase II consisting of ten (10) homes. If approved, the Agency would maintain total control over each component of the program including: • Acquisition - Agency would approve the selection of abandoned homes. • Rehabilitation - Agency would approve all work write-ups (exterior and interior) prior to rehabilitation commencing. • Marketing and Sales - Agency would have ultimate approval of all home buyers to ensure their compliance with applicable income and affordability standards. If approved, a portion of the FY 1993/94 First-Time Home buyers Mortgage Assistance Program (MAP) monies would be set-aside for use in conjunction with the Abandoned Housing Rehabilitation Program. The amount of individual loans representing Agency assistance will not exceed ten percent (10%) of the purchase price of any site. Based upon projected sales prices (approximately $105,000), total Agency assistance would be approximately $160,000. With Agency assistance structured in the form of Equity Participation Second Mortgages, full repayment to the Agency will occur at time of property resale, typically within approximately seven (7) years from date of original purchase. E.H. Wood and Associates has formally evaluated this project and determined that the Delta Pacific Company is both financially worthy and provides an outstanding level of rehabilitation activity. (Please see attached memo) In conjunction with discussion on the Delta Pacific Land Company, the Housing Committee recommended evaluation of the developer's rehabilitation activity after completion of the first five (5) homes. At the meeting conducted on Tuesday, June 29, 1993, the Housing Committee adopted all three form motions and recommended forwarding the matter to the Community Development Commission for its consideration. Based upon the significant community benefits and the amount and structure of Agency assistance being proposed, staff recommends adoption of form motions "A", "B" and "C". KENNETH J. HENDE SON, Executive Director Development Department ------------------------------------------------------------------------------- KJH:DRE:paw:0231c COMMISSION MEETING AGENDA Meeting Date: 07/6/1993 Agenda Item Number: Memorandum To: Mr. David Edgar, Housing Division Manager From: E. H. Wood & Associates Date: June 23, 1993 Subject: Review of Delta Pacific Proposal At your request E. H. Wood& Associates reviewed the proposal from Delta Pacific Land Company in the City of Industry. Their current proposal to the City of San Bernardino is to refurbish in-field housing throughout the City between Highland Ave to Rialto Ave. and Mt. Vernon to Waterman. Their past performance in this area has been outstanding and they maintain the necessary licensees and bonding capacities to complete their projects. This company has a "TEAM" approach to their business in that they have an asset management company, a development company and a marketing company. All of the projects we verified have been extremely successful and I feel this company working with the San Bernardino Housing Division would be extremely helpful and beneficial to the goals of providing "much Needed" affordable housing to our City. Background Review Coamerica Bank, City of Industry----talked with Mr. Meredith Russell, Vice-President of Real Estate. Stated they had known company over 14 years and found them to be extremely honest and have the abilities to always finish a project on time and " pay all the bills on time". They would recommend Mr. Plaster and his company for any project. i Crossroads Financial, Irwindale, Ca.-Mr...... Brent Mahoney-- stated he has financed various commercial projects for over twenty years. Company is highly recommended and all experience has been favorable. City of Chino--Pete Goodrich--Neighborhood services--talked with head of housing who has done work with Delta Pacific. All prior construction and rehab has been very satisfactory. Mr. Goodrich is no longer with the housing division but gave a high recommendation to Mr. Plaster and his company on all work performed. Summary On June 18, 1993 I drove to 869 Lassen on the San Bernardino/ Rialto border to look at one of the rehab projects being done by Delta Pacific. The house is in a neighborhood that is fairly well kept up but this house was an FHA repo and had been allowed to be vandalized and almost destroyed. I was extremely impressed with the rehab work that is taking place, both inside and outside the house. Their were several dumpsters around the house and the company encourages the neighbors to use the dumpsters to encourage neighborhood clean-up. The house was painted, new roof, new windows with "French-door" treatment and major inside renovation. I would give this company an A+ for the quality of work. The workers had a company truck with all of the necessary equipment to do heave remodeling work on-site. In all I must comment I was totally impressed with the overall project. Based on our review of the companies qualifications and an on-site look at the project currently in process, I feel this contractor will provide much needed, quality in-field rehab housing to the City of San Bernardino. If I can provide you with any additional information, please contact us. E.H. Wood & Associates SBE00001-68 6/14/93 300 RECORDING REQUESTED BY: REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND WHEN RECORDED RETURN TO: SABO & GREEN, a Professional Corporation Suite 400 6320 Canoga Avenue Woodland Hills, California 91367 z (Space Above for Recorder's Use) REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO OWNER PARTICIPATION AGREEMENT (DELTA PACIFIC LAND CO. ) By and Between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO and DELTA PACIFIC LAND CO. a California corporation I TABLE OF CONTENTS Page I. [100] SUBJECT OF AGREEMENT A. [101] Purpose of Agreement . . . . . . . . . . . 1 B. [102 ] The Sites . . . . . . . . . . . . . . . . . 2 C. [103 ] Target Area . . . . . . . . . . . . . . . . 2 D. [104] Parties to the Agreement . . . . . . . . . 2 1. [105] The Agency . . . . . . . . . . . . . . 2 2 . [106] The Participant . . . . . . . . . . . 3 3 . [107] Prohibition Against Change in Ownership, Management and Control of the Participant . . . . . . 3 4 . [108] Benefit to Project Area . . . . . . . 5 II. [200]- - AGENCY ASSISTANCE A. [2 01] The Project . . . . . . . . . . . . . . . . 6 [202] Agency Assistance/Second Trust Deeds . . . 6 [203 ] Term of the Agency Assistance . . . . . . . 7 [204 ] Affordable Housing Cost . . . . . . . . . . 8 III. [300] IMPROVEMENT OF THE SITES A. [301] Improvement by Participant . . . . . . . . 9 1. [302] Scope of Development . . . . . . . . . 9 2 . [303] Cost of Construction . . . . . . . . . 9 3 . [304] Construction Schedule . . . . . . . . 9 4. [305] Bodily Injury and Property Damage Insurance . . . . . 10 5. [306] City and Other Governmental Agency Permits . . . . . . . . . . . 11 6. [307] Rights of Access . . . . . . . . . . 12 7 . [308] Local, State and Federal Laws . . . 13 8. [309] Antidiscrimination During Construction . . . . . . . . . . . . 13 B. [310] Taxes, Assessments, Encumbrances andLiens . . . . . . . . . . . . . . . . 13 C. [311] Prohibition Against Transfer of the Site, the Buildings or Structures Thereon and Assignment ofAgreement . . . . . . . . . . . . . . 14 I 1 Page D. [312] Mortgage, Deed of Trust, Sale and Lease-Back Financing; Rights of Holders . . . . . . . . . . . . 15 1. [313] No Encumbrances Except Mortgages, Deeds of Trust or Sale and Lease-Back for Development . . . 15 E. [314] Right of Agency to Satisfy Other Liens On The Sites . . . . . . . . . . . 16 IV. [400] USES OF SITE; AFFORDABILITY COVENANTS A. [401] Uses - Covenants Running With the Land 17 B. [402] Maintenance of the Sites . . . . . . . . 20 C. [403] Effect of Violation of the Terms - - and Provisions of this Agreement After Completion of Construction . . . . 21 V. [500] GENERAL PROVISIONS A. [501] Notices, Demands and Communications Between the Parties . . . . . . . . . . . 23 B. [502 ] Conflicts of Interest; Nonliability . . . 23 C. [503 ] Enforced Delay; Extension of Times of Performance . . . . . . . . . . 24 D. [504] Inspection of Books and Records . . . . . 25 VI. [600] DEFAULTS AND REMEDIES A. [601] Defaults - - General . . . . . . . . . . 26 B. [602] Legal Actions . . . . . . . . . . . . . . 26 1. [603] Institution of Legal Actions . . . . 26 2 . [604 ] Applicable Law . . . . . . . . . . . 27 3 . [605] Acceptance of Service of Process 27 C. [606] Rights and Remedies are Cumulative 27 D. [607] Inaction Not a Waiver of Default . . . . 27 E. [608] Remedies . . . . . . . . . . . . . . . . 28 1. [609] Damages . . . . . . . . . . . . . . 28 VII. [700] SPECIAL PROVISIONS A. [701] Submission of Documents to Agency for Approval . . . . . . . . . . . 29 B. [702] Successors in Interest . • 29 VIII. [800] ENTIRE AGREEMENT, WAIVERS . . . . . . . . 30 Page IX. [900] TIME FOR ACCEPTANCE OF AGREEMENT BY AGENCY A. [901] Time for Acceptance . . . . . . . . . . . 31 ATTACHMENT NO. 1 - HEALTH AND SAFETY CODE SECTION 50052.5 ATTACHMENT NO. 2 - SCOPE OF DEVELOPMENT ATTACHMENT NO. 3 - SCHEDULE OF PERFORMANCE SBEOOOOI-68 6/15/93300 OWNER PARTICIPATION AGREEMENT THIS AGREEMENT IS ENTERED INTO this day of , 1993 , by and between the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO (the "Agency") and DELTA PACIFIC LAND CO. , a California corporation (the "Participant") . Agency and Participant hereby agree as follows: I. [100] _ SUBJECT OF AGREEMENT - A. [101] Purpose of Agreement The purpose of this Agreement is to effectuate various redevelopment plans for the City of San Bernardino (the "City") by providing for Agency assistance to Participant for the development of various Sites, as hereinafter defined, within the City. The development of the Sites pursuant to this Agreement is in the vital and best interests of the City and the health, safety and welfare of its residents, and in accord with the public purposes and provisions of applicable state and local laws. The Community Development Commission, acting on behalf of the Agency, has determined that the development and uses contemplated by this Agreement will benefit the low- and moderate-income housing needs of the City as well as the various redevelopment project areas of the City, and has authorized the use of funds from the Agency's Low- and Moderate-Income Housing Fund. B. [102] The Sites The Sites shall include certain parcels of land located within the City each of which parcels must be preapproved by the Agency in writing for the purposes of causing the rehabilitation of the existing structures located thereon by the Participant in order to provide low- and moderate-income housing and such Sites shall hereinafter be collectively referred to as the "Sites" . It is the express intent of the parties hereto that the Participant will attempt to acquire those parcels within the City which evidence the highest degrees of -blight and are most in need of redevelopment, and the Agency's approval of each Site will be based upon compliance with this intent. C. [103] Target Area. The Agency anticipates that most, if not all, of the Sites to be selected will be within that portion of the City bounded on the north by Highland Avenue, on the south by Rialto Avenue, on the west by Mt. Vernon Avenue and on the east by Waterman Avenue. Such area shall hereinafter be referred to as the "Target Area" . D. (104) Parties to the Agreement 1. [105] The Agency The Agency is a public body, corporate and politic, exercising governmental functions and powers and organized and existing under Chapter 2 of the Community Redevelopment Law of the State of California (Health and Safety Code Section 33020, et seg.) The principal office of the Agency is located at 201 North "E" Street, San Bernardino, California 92401. - 2 - "Agency", as used in this Agreement, includes the Community Development Commission of the City of San Bernardino, the Economic Development Agency of the City of San Bernardino, the Redevelopment Agency of the City of San Bernardino, and any assignee of or successor to their rights, powers and responsibilities. 2. (106] The Participant The principal office and mailing address of the Participant for purposes of this Agreement is 5781 Schaefer Avenue, Chino, California 91710, ATTN: Loy E. Plaster or Harry Morris. 3. (107] Prohibition Against Change in Ownership Management and Control of the Participant The qualifications and identity of the Participant are of particular concern to the Agency. It is because of those qualifications and identity that the Agency has entered into this Agreement with the Participant. No voluntary or involuntary successor in interest of the Participant shall acquire any rights or powers under this Agreement except as expressly set forth herein. The Participant shall not assign all or any part of this Agreement or any rights hereunder without the prior written approval of the Agency, which approval the Agency may grant, withhold or deny at its discretion. In the event of such transfer or assignment: (1) the assignee shall expressly assume the 3 - obligations of the Participant pursuant to this Agreement in iL writing satisfactory to the Agency; (2) the original Participant shall remain fully responsible for the performance and liable for the obligations of the Participant pursuant to this Agreement; and (3) any guarantees provided to assure the performance of the Participant's obligations under this Agreement shall remain in full force and effect. In the absence of specific written agreement by the Agency, - no_ such transfer, assignment or approval by the_ Agency shall be deemed to relieve the Participant or any other party from any obligation under this Agreement. All of the terms, covenants and conditions of this Agreement shall be binding upon and shall inure to the benefit of the Participant and the permitted successors and assigns of the Participant. Whenever the term "Participant" is used herein, such term shall include any other permitted successors and assigns as herein provided. The restrictions of this Section 107 shall terminate and be of no further force and effect upon completion of all portions of the Project as evidenced by a Certificate of Completion. Nothing in this Section 107 shall act to restrict the sale of completed residential units developed on a Site to qualified purchasers if said sales are otherwise in compliance with the terms of this Agreement. 4 - 4 . (108) Benefit to Protect Areas Agency has determined that the development of the Sites in accordance with this Agreement will eliminate blight and provide needed low- and moderate-income housing to the various project areas of the Agency as well as to areas in proximity thereto which housing is needed due to the insufficiency of such housing within the City generally. - 5 - II. [200] AGENCY ASSISTANCE A. [201] The Project The Participant shall develop the Sites by acquiring the Sites and thereafter causing the rehabilitation of the existing structures thereon in order to provide for their resale and occupancy by low and moderate income households (the "Project") . The Participant shall use best efforts to acquire Sites which are located within the Target Area and further agrees that it shall cause the rehabilitation and completion of at least fifteen (15) Sites in each fiscal year. B. [202] Agency Assistance/Second Trust Deeds In order to assist in the development of the Project and marketability of the Project, the Agency agrees, either directly or through a third party chosen solely at the discretion of the Agency, to make loans, secured by second trust deeds, to certain eligible purchasers who are of low and moderate income as defined in Health & Safety Code Section 50093 and who seek to purchase residences to be rehabilitated on the Sites. Said program of providing such loans shall hereafter be referred to as the "Agency Assistance. " All assistance provided by the Agency under this Agreement will be in compliance with the Agency's Mortgage Assistance Program ("MAP") guidelines, as those guidelines may be amended from time-to-time. The aggregate amount of the Agency Assistance for the 1993-94 fiscal year shall not exceed Two Hundred Thousand Dollars ($200, 000) and the aggregate amount of the Agency Assistance for any future fiscal years, if any, shall be - 6 - I established by and determined in accordance with the Agency's approved budget for any such fiscal year. The amount of the individual loans representing the Agency Assistance shall not exceed ten percent (10%) of the purchase price of any of the Sites. The purpose of such loans will be to structure an overall financing package for low- and moderate- income purchasers who comply with certain requirements so that the units will be purchased at affordable housing costs. The Agency shall provide to the Participant the parameters of such- second trust deed program including the income limits, adjusted for family size, that shall apply to the purchase of the residential units to be rehabilitated on any given Sites. The Participant agrees to be bound by all limitations to be established by the Agency and/or any Conditions and Covenants and Restrictions as may be imposed by the Agency applicable to the Sites, as to income limits and maximum sales price limits for the residences on the Sites. C. (203 ) Term of the Agency Assistance The Agency and the Participant agree that the provision of the Agency Assistance shall only apply during the 1993-94 fiscal year provided, however, that to the extent the Executive Director of the Agency deems appropriate, in his sole discretion, the Agency may make the Agency Assistance available in accordance with the provisions of this Agreement for any subsequent fiscal year to the extent that the Agency has approved the allocation of revenues therefor in accordance with its approved annual budget. In such 7 - event, all of the terms and conditions of this Agreement may be extended upon the written approval of the Executive Director. D. [204] Affordable Housing Cost For the purposes of complying with this Agreement, all Sites, upon completion of the rehabilitation work, shall be sold to low and moderate income households at affordable housing cost as such term is defined in Health and Safety Code Section 50052.5, a copy of which is attached hereto as Attachment No. 1 and incorporated herein by this reference. III. [300] IMPROVEMENT OF THE SITES A. [301] Improvement by Participant Participant and Agency agree that the central purpose of this Agreement is to provide for the rehabilitation on the Sites of single family residences in a manner consistent with the redevelopment goals of the Agency, to be occupied by low- and moderate-income households. All of said homes will be of high quality and will ' be rehabilitated in accordance with Agency guidelines. The Agency shall have the right of prior approval in writing of -each Site, of the plans, designs, and specifications of each rehabilitation and of the proposed marketing plan. Such right shall be exercised at the Agency' s sole discretion. 1. [302] Scope of Development Each Site shall be developed by Participant as provided in the "Scope of Development", which is attached hereto as Attachment No. 2 and is incorporated herein. 2 . [303] Cost of Construction The costs of undertaking the Project, including the costs of acquisition of the Site, rehabilitation of the improvements thereon, marketing and sales shall be borne solely by Participant. The Agency shall have no obligations, other than as expressly set forth herein, with respect to the funding of the Project. 3. [304] Construction Schedule Upon execution of this Agreement, Participant will promptly begin and diligently prosecute to completion the undertaking of the Project. The Participant agrees that it shall cause the rehabilitation of at least fifteen (15) single family residences on fifteen (15) Sites within any given fiscal year. Performance by Participant hereunder will be in accordance with the provisions of the Schedule of Performance attached hereto as Attachment No. 3 and incorporated herein by reference. A failure to meet any time deadline set forth in the Schedule of Performance shall terminate the Agency's obligation to provide any Agency Assistance to any Site or Project. 4 . (305) Bodily Iniury and Property Damage Insurance Participant shall defend, assume all responsibility for and hold the Agency, the City and their respective officers, agents and employees, harmless from all claims or suits for, and damages to, property and injuries to persons, including accidental death (including attorneys' fees and costs) , which may be caused by any of Participant's activities under this Agreement, whether such activities or performance thereof be by the Participant or anyone directly or indirectly employed or contracted with by Participant and whether such damage shall accrue or be discovered before or after termination of this Agreement. Participant shall take out and maintain a comprehensive liability and property damage policy in the amount of one Million Dollars ($1, 000, 000) combined single limit policy, including contractual public liability, as shall protect Participant, City and Agency from claims for such damages until two (2) years after the completion of the Project. - 10 - Participant shall furnish a certificate of insurance countersigned by an authorized agent of the insurance carrier on a form of the insurance carrier setting forth the general provisions of the insurance coverage. This countersigned certificate shall name the City and Agency and their respective officers, agents, and employees as additional insureds under the policy. The certificate by the insurance carrier shall contain a statement of obligation on the part of the carrier to notify City and the Agency of any material change, cancellation or termination of the coverage at least thirty {30) days in advance of the effective date of any such material change, cancellation or termination. Coverage provided hereunder by Participant shall be primary insurance and not contributing with any insurance maintained by Agency or City, and the policy shall contain such an endorsement. The insurance policy or the certificate of insurance shall 'contain a waiver of subrogation for the benefit of the City and Agency. Participant shall furnish or cause to be furnished to Agency evidence satisfactory to Agency that any contractor with whom it has contracted for the performance of work on any Site or otherwise pursuant to this Agreement carries workers compensation insurance as required by law. 5. (306) City and Other Governmental Agencv Permits Before providing the Agency Assistance or any portion thereof and/or commencement of the Project or other construction or development of any buildings, structures or other works of improvement upon any Site, Participant shall, at its own expense, - 11 - secure or cause to be secured any and all permits for all necessary off-site improvements which may be required by the City or any other governmental agency having jurisdiction over such construction, development or work. Nothing contained in this Agreement shall be deemed to be an approval by the City of any application or permit required to be obtained by Participant from the City. G. [307] Rights of Access For the purpose of assuring compliance with this Agreement, representatives of Agency and the City shall have the right of access to any Site, without charges or fees, at normal construction hours during the period of work for the purposes of this Agreement, including, but not limited to, the inspection of the work being performed in constructing the improvements, so long j as they comply with all safety rules. Such representatives of Agency or of the City shall be those who are so identified in writing by the Executive Director of Agency. Agency shall hold the Participant harmless from any bodily injury or related damages arising out of the activities of Agency and the City as referred to in this Section 307 and resulting from the gross negligence or willful misconduct of the City or Agency. This Section 307 shall not be deemed to diminish or limit any rights which the City or Agency may have by operation of law irrespective of the Agreement. 12 - // 7. [308) Local, State and Federal Laws Participant shall carry out the construction of the Project and all related activities on any Site in conformity with all applicable laws, including all applicable federal and state labor standards; provided, however, Participant and its contractors, successors, assigns, transferees, and lessees are not waiving their rights to contest any such laws, rules or standards. 8. (309) Antidiscrimination During Construction -Participant, for itself and successors and assigns, agrees that in the construction or rehabilitation of the improvements provided for in this Agreement, Participant shall not discriminate against any employee or applicant for employment because of race, color, creed, religion, age, sex, marital status, handicap, national origin or ancestry. B. (310) Taxes. Assessments. Encumbrances and Liens Prior to the issuance of a Certificate of Occupancy for any residence developed on a Site, Participant shall not place or allow to be placed on such Site or any part thereof any mortgage, trust deed, encumbrance or lien other than as expressly approved by the Agency in writing. Participant shall remove or have removed any levy or attachment made on any of the Sites or any part thereof, or assure the satisfaction thereof within a reasonable time but in any event prior to a sale thereunder. - 13 - C. [311] Prohibition Against Transfer of the Site the Buildings or Structures thereon and Assignment of Agreement 1. Prior to the issuance by the Agency of a Certificate of Completion as to any building or structure, Participant shall not, except as permitted by this Agreement, without the prior written approval of Agency, make any total or partial sale, transfer, conveyance, assignment or lease of whole or any part of any Site or of the buildings or structures on the applicable Site. This prohibition -shall not be deemed to prevent a transfer expressly permitted pursuant to Section 107 of this Agreement, or the granting of temporary or permanent easements or permits to facilitate the development of the Sites. 2. Upon obtaining a Certificate -of Occupancy from the City of San Bernardino for the residential unit rehabilitated on a Site, the Participant shall use best efforts to sell such unit in accordance with and subject to the restrictions set forth in this Agreement. 3. The deed to any purchasers of the residential units shall require that the units be owner occupied by persons living in the units as their principal residences and shall further require that such units shall remain available at affordable housing costs to the families of low- and moderate-income for a period of not less than ten (10) years subject to any exceptions as may be provided by the Agency. - 14 - r D. [312] Mortgage, Deed of Trust. Sale and Lease-Back Financing; Rights of Holders 1. [313] No Encumbrances Except Mortgages Deeds of Trust or Sale and Lease-Back for Development Mortgages, deeds of trust and sales and lease-back are to be permitted before completion of the construction of the improvements, but only for the purpose of securing loans of funds to be used for financing the acquisition of any Site, the construction of improvements on any Site, and any other purposes necessary and appropriate in connection with development under this Agreement. Participant shall not enter into any other conveyance or lien for financing without the prior written approval of Agency, which approval Agency agrees to give if any such conveyance or lien for financing is given to a bank, savings and loan association, or other similar lending institution and the terms of said financing are reasonably acceptable to Agency. The form of approval by Agency shall be in writing which references this Section 313 , executed by the Executive Director of the Agency. In the event that the Agency fails to accept or reject such lender in writing within fifteen (15) days after written notice thereof is received by the Agency, such lender shall be deemed approved. 15 - -:J t. E. (314) Right of Agency to Satisfy Other Liens On The Sites Prior to the completion of the rehabilitation on any given Site, and after Participant has had written notice and has failed after a reasonable time, but in any event not less than fifteen (15) days, to challenge, cure, adequately bond against, or satisfy any liens or encumbrances on a Site which are not otherwise permitted under this Agreement, Agency shall have the right but not the obligation to satisfy any such liens or encumbrances. 16 - IV. [400] USES OF SITE; AFFORDABILITY COVENANTS A. [401] Uses - Covenants Running With the Land Participant covenants and agrees for itself, its successors, its assigns, and every successor in interest to any Site or any part thereof, that for a period of ten (10) years commencing on the date of the issuance by City of the Certificate of Occupancy on each of the residences to be rehabilitated by Participant on the 'Sites will be devoted to and available for sale solely to persons or families with an income which are low and moderate to very 1-ow, as those terms are defined in Health and Safety Code Sections 50093 (low and moderate income) and 50105 (very low income) , with sales costs of each residential unit to be at an affordable housing cost (as such term is defined in Health and Safety Code Section 50052 . 5, a copy of which is attached hereto as Attachment 1) . The foregoing covenants shall run with the land for ten (10) years commencing on the date that the City issues the Certificate of Occupancy on each of the residences. The Agency shall, after the date of this Agreement, consider and adopt guidelines and restrictions as it deems necessary for compliance with the provisions contained in the California Community Redevelopment Law and in particular, those Sections thereof that permit the use of the Agency's Low- and Moderate-Income Housing Fund. The Participant acknowledges that the source of funds to be utilized to fulfill the Agency's financial commitments under this Agreement shall be tax increment - 17 - " i revenues on deposit in the Agency's Low- and Moderate-Income Housing Fund. The Community Redevelopment Law, and in particular, Health and Safety Code Section 33334.3, requires the Agency to impose certain limitations on the income of prospective purchasers of the units and the maximum sales price of the units, based upon affordability as may be determined by the Agency. The Participant agrees to include within the content of the grant deed and any other appropriate` disclosure documents as may be reasonably necessary to implement this Agreement, such provisions as are necessary in .furtherance of the guidelines and restrictions to be adopted by the Agency pursuant to this section as a means of complying with the intent of said Health and Safety Code Section 33334 . 3 . The Participant further covenants and warrants that Participant shall develop improvements on the Sites in accordance with the Scope of Development. Participant covenants to develop the Sites in conformity with all applicable laws. The covenants of this paragraph shall run with the land. Participant covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status , age, handicap, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of any Site, nor shall Participant itself or any person claiming under or through it establish or permit any such practice or practices of - 18 - discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the Sites. The foregoing covenants shall run with the land. All deeds, leases or contracts pertaining to the Sites shall contain or be subject to substantially the following nondiscrimination or non-segregation clauses: 1. In deeds: "The grantee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee himself or herself or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land. " 2 . In leases: "The lessee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through him or her, that this lease is made and accepted upon and subject to the following - 19 - conditions: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, handicap, age, ancestry or national origin in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the premises herein leased nor shall the lessee himself or herself, or any person claiming under or through him or her, establish or permit any such practices or practices of discrimination or segregation with reference to the selection, location, number, use ry or occupancy of tenants, lessees, sublessees, subtenants or vendees in the premises herein leased. " 3. In contracts: "There shall be no discrimination against or segregation of, any person, or, group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, ancestry or national origin, in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the premises, nor shall the transferee himself or herself or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the premises. " B. [402] Maintenance of the Sites Participant shall, until sale of each of the residential units, maintain all Sites or portions thereof which remain unsold - 20 - i and all other improvements on the Sites and shall keep the Sites free from any accumulation of debris or waste materials. Participant further agrees to maintain the Sites in a neat and attractive manner until construction of the improvements described in this Agreement is complete so as not to, in the reasonable determination of an appropriate officer of the City, be a public nuisance, or be detrimental to the health, safety and welfare of the public, or impair value of property within one thousand (1, 000) feet of the Sites, and agrees that in the event Participant fails to do so, Agency may enter upon the applicable Site for the purposes of performing necessary and desirable maintenance, that Participant will be responsible for the cost of any such maintenance undertaken by Agency, which shall be paid within thirty (30) days after receipt by Participant of written demand therefor. C. (403 ) Effect of Violation of the Terms and Provisions of this Agreement After Completion of Construction The covenants established in this Agreement shall, without regard to technical classification and designation, be binding for the benefit and in favor of Agency, its successors and assigns, as to those covenants which are for its benefit. The covenants contained in this Agreement shall remain in effect until the termination date of the Redevelopment Plan unless an earlier date is specified. The covenants against racial discrimination shall remain in perpetuity. - 21 - Agency is deemed the beneficiary of the terms and provisions of this Agreement and of the covenants running with the land, for and in its own rights and for the purposes of protecting the interests of the community and other parties, public or private, in whose favor and for whose benefit this Agreement and the covenants running with the land have been provided. Agency shall have the right, if the Agreement or covenants are breached, to exercise all rights and remedies, and to maintain any actions or suits at law or in equity or other proper proceedings to enforce z the curing -of such breaches to which it or any other beneficiaries of this Agreement and covenants may be entitled. - 22 - rl C V. [500] GENERAL PROVISIONS A. [501] Notices, Demands and Communications Between the Parties Written notices, demands and communications between Agency and Participant shall be sufficiently given if delivered by hand (and a receipt therefor is obtained or is refused to be given) or dispatched by registered or certified mail, postage prepaid, return receipt requested, to the principal offices of Agency and Participant. Such written notices, demands and communications may be sent in-the same manner to such other addresses as such party may from time to time designate by mail as provided in this Section 501. Any written notice, demand or communication shall be deemed received immediately if delivered by hand and shall be deemed received on the tenth day from the date it is postmarked if delivered by registered or certified mail. B. [502] Conflicts of Interest; Nonliability No member, official or employee of Agency or the City shall have any personal interest, direct or indirect, in this Agreement. No member, official or employee shall participate in any decision relating to the Agreement which affects his personal interests or the interests of any corporation, partnership or association in which he is directly or indirectly interested. No member, official or employee of Agency or the City. shall be personally liable to Participant, or any successor in interest, in the event of any default or breach by Agency or Participant, or for - 23 - f any amount which may become due to Participant or its successor or on any obligations under the terms of this Agreement. Participant represents and warrants that it has not paid or given, and shall not pay or give, any third party any money or other consideration for obtaining this Agreement. C. [503] Enforced Delay; Extension of Times of Performance In -addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default, and all performance and other dates specified in this Agreement shall be extended, where delays or defaults are due to: war; insurrections; floods; earthquakes; fires; casualties; acts of God; acts of the public enemy; freight embargoes; governmental restrictions or priority; litigation; unusually severe weather; acts or omissions of another party; acts or failures to act of the City or any other public or governmental agency or entity (other than the acts or failures to act of Agency which shall not excuse performance by Agency) ; or any other causes beyond the control or without the fault of the party claiming an extension of time to perform. Notwithstanding anything to the contrary in this Agreement, an extension of time for any such cause shall be for the period of the enforced delay and shall commence to run from the time of the commencement of the cause, if notice by the party claiming such extension is sent to the other party within thirty (30) days of the commencement of the cause. Times of performance - 24 - J under this Agreement may also be extended in writing by the mutual agreement of Agency and Participant. D. [504] Inspection of Books and Records Agency has the right at all reasonable times to inspect the books and records of Participant pertaining to any Site as pertinent to the purposes of this Agreement. Participant has the right at all reasonable times to inspect the public records of Agency pertaining to any Site as pertinent to the purposes of the Agreement. - - 25 - i 0 VI. [600] DEFAULTS AND REMEDIES A. [601] Defaults - - General Subject to the extensions of time set forth in Section 503, failure or delay by any party to perform any term or provision of this Agreement constitutes a default under this Agreement. The party who so fails or delays must immediately commence to cure, correct, or remedy such failure or delay, and shall complete such cure, correction or remedy with diligence. z The injured party shall give written notice of default to the party in default, specifying the default complained of by the injured party. The injured party may not institute proceedings against the party in default until thirty (30) days after giving such notice. Failure or delay in giving such notice shall not constitute a waiver of any default, nor shall it change the time of default. B. [602] Legal Actions 1. [603] Institution of Legal Actions In addition to any other rights or remedies hereunder, Agency or Participant may institute legal action to cure, correct or remedy any default, to recover damages for any default, or to obtain any other remedy consistent with the purpose of this Agreement. Any legal actions initiated pursuant to this Agreement or otherwise with respect to this subject matter must be instituted in the Superior Court of the County of San Bernardino, State of California, or in an appropriate municipal court in that county. - 26 - 2 . [604] Applicable Law The laws of the State of California shall govern the interpretation and enforcement of this Agreement. 3. [605] Acceptance of Service of Process In the event that any legal action is commenced by any party against another party, service of process on such party shall be made by personal service upon such party or in such other manner as may be provided by law, and shall be valid whether made within or without -the Stat7e of California. C. [606] Rights and Remedies are Cumulative Except as otherwise expressly stated in this Agreement, the rights and remedies of the parties are cumulative, and the exercise by any party of one or more of such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by any other party. D. [607] Inaction Not a Waiver of Default Any failures or delays by any party in asserting any of its right and remedies as to any default shall not operate as a waiver of any default or of any such rights or remedies, or deprive any party of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. - 27 - i E. (608) Remedies 1. [609] Damages Prior to completion of the Project, if either Participant or Agency defaults with regard to any of the provisions of this Agreement, the non-defaulting party shall serve written notice of such default upon the defaulting party. If the default is not cured or if a cure has not been commenced and is being diligently pursued to completion by the defaulting party within thirty (30) days after service of the notice of default, the defaulting party z shall be liable to the other for any damages caused by such default, and the non-defaulting party shall have the right to seek specific performance and such other remedies as are available in law or equity. 28 - VII. [700] SPECIAL PROVISIONS k., A. [701] Submission of Documents to Agency for Approval Whenever this Agreement requires Participant to submit any document to Agency for approval, which shall be deemed approved if not acted on by Agency within the specified time, said document shall be accompanied by a letter stating that it is being submitted and will be deemed approved unless rejected by Agency within the stated time. If there is not a time specified herein for such Agency action, Participant may submit a letter requiring Agency approval or rejection of documents within thirty (30) days after submission to Agency or such documents shall be deemed approved. B. [702] Successors in Interest The terms, covenants, conditions and restrictions of this i Agreement shall extend to and shall be binding upon and inure to the benefit of the heirs, executors, administrators, successors and assigns of Participant. 29 - �f VIII. [800] ENTIRE AGREEMENT, WAIVERS This Agreement is executed in four (4) duplicate originals, each of which is deemed to be an original. This Agreement includes one Attachment, which together with this Agreement constitute the entire understanding and agreement of the parties. No private entity shall be deemed to be a third party beneficiary with respect to any provisions of this Agreement. This Agreement integrates all of the terms and conditions mentioned herein or incidental hereto, and supersedes all negotiations or previous agreements among the parties or their i iL predecessors in interest with respect to all or any part of the subject matter hereof. All waivers of the provisions of this Agreement must be in writing by the appropriate authorities of the Agency and Participant, and all amendments hereto must be in writing by the appropriate authorities of Agency and Participant, except that the Executive Director of Agency may agree to non-substantive changes hereto with concurrence by Agency Counsel. Each individual signing below represents and warrants that he has the authority to execute this Agreement on behalf of and bind the party he purports to represent. - 30 - IX. (900] TIME FOR ACCEPTANCE OF AGREEMENT BY AGENCY A. (901] Time for Acceptance This Agreement, when executed by Participant and delivered to Agency, must be authorized, executed and delivered by Agency on or before thirty (30) days after signing and delivery of this Agreement by Participant or this Agreement shall be void, except to the extent that Participant shall consent in writing to a further extension of time for the authorization, execution and delivery of this Agreement. The date of this Agreement shall be L the date when it shall have been signed by the Agency as evidenced by the date first above shown. - 31 - IN WITNESS WHEREOF, Agency and Participant have executed this Agreement on the day and date first above shown. "Agency" REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO By: Tom Minor Chairman APPROVED AS TO FORM AND By: LEGAL CONTENT: Kenneth J. Henderson z Secretary pe ial A44ncy Counsel "Participant" DELTA PACIFIC LAND CO. a California corporation Title: By: Title: SBEOWWI-68-DELTA PACIFIC OPA - 32 - r STATE OF CALIFORNIA ) COUNTY OF ) On before me, (here insert name and title of the officer) , personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) , and that by his/her/their signature(s) on the instrument the person(s) , or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. z Signature (Seal) STATE OF CALIFORNIA ) COUNTY OF ) On before me, (here insert name and title of the officer) , personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) , and that by his/her/their signature(s) on the instrument the person(s) , or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signature (Seal) ATTACHMENT NO. 1 Health and Safety Code Section 50052 . 5 ATT. 1 - Page 1 ;� CHAPTER i DEFINITIONS Section 60062.5. Definitions. SOOSL& Affordable housing cost For an owneroccu . housing which reoeives assistance PrW to januarT 1 1991 and a ONKUtiOn Of t assistance m compliance edo Y rdable housing ° with rpect to lower means no e: 25 p er0 oeat of gmea moocne. For arif owneroccu ' bogs' which receives ssaiatsnee on or after JanuMT L 1991 and a oxxtition of assratanoe is Coin bft-inr Coe a not Mceed the fouo wmA il) For veY7 low income households the product of 80 percent times 60 percent of the area median tic adjusted for i jagj size appropriate for the—salt — For Sower Income households whose gross incomes exceed the maximum iaoome for very iow booms not exceed 70 t o area mZe zed-of So nt hmee 70 t o area median income or uze not! or suet Ln addrbo for an lower moons t a Income t or 70 t of area mcome or an state or a to urn t o us cost not ex 80 t of hoes Income o use Fur moderate income households affordable hogs' poet shall not be less than 28 t of the, ° nor ex nd 35 t tines 110 t o arez Ins or one to or part a or an to a000Ine t a rmoome t ex 110 *meat of area median '— size Tt aruw oe oPtIonal for state �� �V WC Cost not ex ' �� Rnai aundin arencv to rr ume t ��tS'aent O Rr'ces mCOtme O use Q The department shall,by regulation,adopt criteria defining,and providing for determinatioa of, Cross iaoome�ustrnests for farad size a ropriate to the nni and housing coat for P�i�es of ms's "u°r�s�Te uarng Code under Uus section. These regulations may provide alternative aiteria,where neceaaary to be consistent with pertinent eZen_d statutes and regulations Governing federally assisted housing. The agency any,by regulation,adopt alternative aiteria and to subdivision(f)of Section 50462, alternative percentages of income may be adopted for agency+saiated housing development With respell to moderate and lower income households who are tenants of rental housing developments and memU;rs or a krreholders of cooperative housing developments,or limited equity Sect;iou 60053. "affordable housing Bose has the acme meaning as affordable rest, as defined in Regulations of the department shall also include a method for determining the maximum construe- 600 cost, mortgage loan, or dales price that will make housing available to an income group at affordable housing cost_ For purpO«IA of this secbm"area median income"shall mean area median income as published by t'be decsrtaeat pursuant to �,,, �,� For purpeses of this aectioa "moderate income household" shall have the same eani amukes me as of moderate income as T m a 50093 For of this and there are M t federal statutes liubk to a or or sue ro nate to unit shi&MII mean or a of Coe In use o a stu two ns in use o n o m m cane o a tw Persons unrt, our persona m e case o a m unct, ve persons m the a{se of a foe ..,. (Amended by Ststa.1990,c 1523(S.B.13M, 1.) . _ J ATTACHMENT NO. 2 SCOPE OF DEVELOPMENT I. GENERAL DESCRIPTION The Participant will acquire existing blighted housing, with each specific Site subject to prior written Agency approval, and cause the rehabilitation and resale of the housing therein. II. DEVELOPMENT Participant shall develop the Site by comprehensively rehabilitating homes of varying square footage. Each home shall have a work write-up acceptable to both the Agency and the Participants. z Participant agrees to expend a construction cost of approximately $8.25 per square foot for each residence, exclusive of fees, off-site improvements, engineering or loan costs. All-of the improvements to be provided by the Participant on the Site constitute the "Project. " III• DEVELOPMENT STANDARDS The Project shall be developed, in accordance with applicable building and safety codes. IV. DEMOLITION AND SOILS Participant assumes all responsibility for surface and subsurface conditions at the Site, and the suitability of the Site for the Project. If the surface and subsurface conditions are not entirely suitable for such development and use, Participant shall at its cost take all actions necessary to render the Site entirely suitable for such development. Participant has undertaken all investigation of the Site it has deemed necessary and has not received or relied upon any representations of Agency, the City, or their respective officers, agents and employees. Participant shall undertake at its cost all demolition required in connection with the development of the Project. ATT. 2 - Page 1 4- ATTACHMENT NO. 3 SCHEDULE OF PERFORMANCE The rehabilitation of housing to be performed under the terms of the Agreement shall be accomplished in three (3) phases. Phase I shall consist of five (5) residential properties, and shall be completed by December 31, 1993 . Phase II shall consist of ten (10) residential properties to be completed by June 30, 1994 . Phase III shall consist of fifteen (15) residential properties to be purchased, rehabilitated and sold during each of the Agency's fiscal years, commencing on July 1 of 1994. The specific time frames for the elements of each Phase is set forth below. A failure to meet any one of the time deadlines set forth z_ below shall, at the Agency's sole discretion, terminate any future obligation on the part of the Agency to provide any further Agency Assistance under the terms of the Agreement. Phase I (5 residential properties) To Be Completed BV: 1. Acquisition of all Sites. July 31, 1993 2 . Rehabilitation of all residences on the Sites. October 31, 1993 3 . Marketing of all rehabilitated residences. ' December 31, 1993 ' Marketing is defined as the opening of bona fide escrows on all residential properties in the subject Phase, with purchasers acceptable to the Agency, by the deadline indicated. Each of said escrows must close not later than 90 days after the indicated marketing deadline or the Agency shall be excused from providing further assistance on that Phase or any subsequent Phase. ATT. 3 - Page 1 1 Phase II (10 residential properties) To Be Completed By: 1. Acquisition of all Sites. January 31, 1994 2. Rehabilitation of all residences on the Sites. April 30, 1994 3. Marketing of all rehabilitated residences. June 30, 1994 Phase III z (15 residential properties in each subsequent Agency fiscal year) To Be Completed By: 1. Acquisition of all Sites. not later than October 31 2. Rehabilitation of all residences on the Sites. not later than February 28 3. Marketing of all rehabilitated residences. not later than June 30 The time deadlines for Phase III may be adjusted as reasonably required to meet changing circumstances, subject to the written approval of the Executive Director of the Agency. a..� ATT. 3 - Page 2 ij