Loading...
HomeMy WebLinkAbout04- Community Development D E V E L O P M E N T D E P A R T M E N T OF THE CITY OF SAN BERNARDINO REQUEST FOR COMMISSION/COUNCIL ACTION From: KENNETH J. HENDERSON Subject: HOUSING DIVISION Executive Director QUARTERLY ACTIVITY REPORT Date: January 27, 1992 ----------------------------------------------------------------- Synopsis of Previous Commission/Council/Committee Actions) On January 27, 1993, the Housing Division considered this matter and recommended that the Community Development Commission receive and file the attached Housing Division Quarterly Activity Report. ---------------------------------------------------------------- Recommended Motion(s): (Community Development Commission) MOTION: That the Community Development Commission receive and file the attached Housing Division Quarterly Activity Report for the months of October through December 1992. Administrator KENNETH J. HENDE ON Executive Directo Contact Person(s) : _ Kenneth Henderson/Dave Edgar Phone: 5081 Project Area(s) : All Ward(s) : 1 - 7 Supporting Data Attached: Staff Report; Quarterly Activity Report FUNDING REQUIREMENTS: Amount: $ N/A Source: N/A Budget Authority: N/A -------------------------------------------------- Commission/Council Notes: ---------------------------------------------------------- KJH:1mp:2491B COMMISSION MEETING AGENDA Meeting Date: 02/01/19[93 93 Agenda Item Number: —T D E V E L O P M E N T D E P A R T M E N T OF THE CITY OF SAN BERNARDINO STAFF REPORT HOUSING DIVISION QUARTERLY ACTIVITY REPORT The Development Department Housing Division is responsible for initiating and facilitating a wide variety of housing programs, activities and development projects. These activities are designed to pro-actively revitalize both existing housing stock, and new development activity within the San Bernardino community. In an effort to market/promote the accomplishments of the Housing Division, and to continuously inform the Housing Committee and Community Development Commission regarding various housing activities, the attached report is the first of what will be a continuing series of quarterly reports. It is important to note that the attached report focuses on accomplishments, and is not representative of the significant volume of activity necessary to achieve the desired results. Additionally, the attached report does not include projects which may reasonably been included as Division accomplishments given the fact the Agency's role in the project is all but complete. These projects, however, require certain actions of other entities, such as private lending institutions and the City's development review departments. Such projects will only be included in the Division's quarterly activity reports when staff is certain that the projects will be successfully consummated. Staff believes that this report represents an excellent opportunity for information to be presented on the various accomplishments of the Housing Division. On January 27, 1993, the Housing Committee considered the matter and recommended that the Community Development Commission receive and file the attached Housing Division Quarterly Activity Report. Staff recommends adoption of the form motion. — �4411t" — KENNETH J. ND RSON, Executive Director Development Dep rtment ----------------------------------------------------------------- KJH:1mp:2491B COMMISSION MEETING AGENDA Meeting Date: 02/01/19993L Agenda Item Number: T ,OF Sp�i BF,RtigRO City of San Bemardi,._ Economic Development Agency _ DEVELOPMENT DEPARTMENT Kenneth J. Henderson Executive Director G OAyENT 1) P� HOUSING DIVISION QUARTERLY ACTIVITY REPORT OCTOBER, NOVEMBER, DECEMBER 1992 DAVID R. EDGAR HOUSING DIVISION MANAGER Rehabilitation Section Homeless Services Development Section Oliver Moore Norma Owens Edward L. Flores Jackie Arnold Robert Lemley James Willmott Janise McWilliams Tamara Torres Phyllis White Frank DeVries DRE:paw:dcvrsht �E 201 North E Street, Third Floor•San Bernardino, California 9240 1-150 7•(714)384-5081 •FAX(714)888-9413 4 QUARTERLY ACTIVITY REP RT The Economic Development Agency (EDA) Housing Division is charged with the Mission of 'actively maintaining, improving and developing quality neighborhoods and housing opportunities throughout the City of San Bernardino'. To that end, the Housing Division continues to pro-actively facilitate high quality programs, activities and development designed to meet identified housing needs and to revitalize the housing market within this community. This quarterly activity review highlights Housing Division accomplishments for the period of October 1, 1992 through December 31, 1992. In addition, the review also illustrates the relationship between Division accomplishments, and Development Department goals and objectives. 1) The Community Development Commission, at the recommendation of the Housing Committee, adopted a Comprehensive Neighborhood Improvement ('Housing') Strategy. This strategy identified the 'mission' of the Housing Division, and establishes an approach to Neighborhood Improvement based on the concentration of resources within selected 'focus' neighborhoods. The ultimate goal of this strategy is to change the economics of each 'focus' neighborhood to such an extent that it will be maintained at a desired level without the need for more than normal City investment. While the emphasis of this program will be to concentrate resources within selected "Focus Neighborhoods', the program also includes a citywide property improvement component. " STATED FY 1992-93 BUDGET GOAL Implement a 'housing strategy' which will provide a systematic approach to preserve, improve and construct quality affordable rental and ownership housing opportunities throughout the City of San Bernardino. 2) The Housing Division initiated delivery of neighborhood 'Spirit' program assistance within the State Street Focus Neighborhood. To introduce the program to Focus Neighborhood residents, a community meeting was held on Saturday, November 14, 1992, at the PAL Learning Center. At this meeting over seventy (70) local neighborhood residents, were given the opportunity to discuss specific housing issues and concerns, and to ask questions regarding the Property Improvement Assistance Program. * STATED FY 1992-93 BUDGET GOAL To establish a system of communication to encourage participation in the implementation of rehabilitation efforts within targeted project neighborhoods. 3) The Division sponsored two (2) Focus Neighborhood Clean-up up Campaigns. This effort included random placement of twenty-eight (28) ten-ton trash dumpsters, which accomplished removal of over 225 tons of assorted trash and debris. * STATED FY 1992-93 BUDGET GOAL To improve the physical, visual and economic vitality of housing within project area target rehabilitation areas through continuous public/private clean-up and revitalization programs. 4) Housing Division marketing efforts within the State Street Focus Neighborhood resulted in the following property improvement program participation levels: • Eight (8) loan program participants ($20,000/loan average) • Four (4) exterior paint program participants ($1,200/average) * STATED FY 1992-1993 BUDGET OBJECTIVE Expand the current scattered rehabilitation housing program to be supplemented by the inclusion of two specifically identified target neighborhoods designated for comprehensive rehabilitation efforts and a concerted attack on negative elements that affect the community's quality of life. 5) City-wide Efforts - The Housing i Division Pro-Actively initiated citywide e mark eting/promotion of the Neighborhood Sp irit Program, through the December in d issue of the San Bernardino Community Newsletter (Please see attached publication). This marketing effort accomplished pushed the following Property Improvement Program activity levels (Citywide): * 10 Current applicants (in process) * 36 Interested Potential Applicants * 46 Total Inquiries 6) Pro-Active marketing of the Rental Rehabilitation Program resulted in the Housing Division receiving fourteen (14) requests for rehabilitation program assistance. These requests involve eighty-one multi-family (apartment) units, which will generate over $650,000 in property improvement rehabilitation/activity. STATED F" 1992-93 BUDGET OBJECTIVE Significantly expand the Rehabilitation Program (RRP), to include but not be limited to, such financing strategies as moderate and substantial rehabilitation low interest loans, deferred loans, sliding scale loans and exhaust RRP letter or credit. DEVELOPMENT ACTIVITIES 1) The Community Development Commission, at the recommendation of the Housing Committee, adopted a First Time Homebuyers Assistance Program. First Time Homebuyers Assistance Program. The Housing Division Pro-Actively facilitated this program, which is designed to provide financial assistance to First Time Homebuyers interested in purchasing a home within the City of San Bernardino (Please see attached Program Description). It is anticipated at this time that approximately ten (10) individuals/families will receive program assistance during this fiscal year. 2) Parkside Medical Facility Site - The Housing Division facilitated development of the former Parkside Medical Center property which is currently owned by EDA. Once constructed, this ten (10) lot residential subdivision will include high quality 1,300 square foot homes, which will subsequently sell for up to approximately $120,000. Development of the site should begin in early Summer, with actual home construction completed by early Fall. " STATED FY 1992-93 BUDGET OBJECTIVE Design and secure a Joint Development Agreement for the construction of low and/or moderate income single family detached housing units on the former Parkside Medical Facility site location. 3) Comprehensive Housing Affordability Strategy (CHAS) Annual Review - The CHAS 1991-92 Annual Performance Review and 1993 Annual Plan were completed and submitted to HUD prior to the established federal deadline. This effort ensured that $1.1 million in Home Program funds would be available for use by the Agency. 4) The Housing Division completed and submitted the 1992 HOME Program Annual Performance Review. This review included comprehensive reassessment of HOME Program priorities as they relate to the City of San Bernardino's identified Housing needs. DRE:paw:drpt055 L Neighborhood Spihdl Program Your Home May Qualify for Rehabilitation Assistance! `Y or many,San Bernardino's greatest problem is the condition of its hous- ing.Thus,San Bernardino's Devel- PROGRAM TENANTS AND LOANS AND GRANTS opment Department has created a$1 million fund to OWNER OCCUPANTS help people repair their homes when other monies are not available. . Funds are available via six programs. The �� � 0% table shows what each program does,who is eligible �° $8.500 and the terms for obtaining money.Restrictions are _ 13,20p 6 based on federal and state laws. ' [Note: the most `:;,- _. .� l., ,` `-T �a��� .� likely projects to be funded will be those which uplift an entire neighborhood!] = :dam And r �CrhYwufe No More Than -0axlpartts 0* t Mwdrt un: $15,000 City-Wide Eligibility soa,s _ Xeer& 1 _ 10 All San Bernardino Owner-Occupants, mak- Tener>ts or 00culm a .5 ing under $28,000 for a family of four, qualify for Programs A, B, C and D (smaller family: deduct bQerior "� ., 596 $2,500/person). Program "A" aids exterior home A lie ftr`" Y {�a�artxrrr .� repairs like roofs. In Program "B", up to 309'0 of ; Repets_-` ' Focus , w <_r $43,00 eligible repairs can be for your home's interior. :{_ � Programs "C" and "D" are either for your home's +, interior or exterior. D Exterior Extrertte Fert�h p/ � 5% Under Program"E",citizens 62 or older,living A a^'{�' 'ts 0* IIAa�tttm:' $40,000 kiteft in their own homes or mobile homes,making under No payment for 15 yrs. $18,000,and under severe economic hardship may Foars _ ialify for$4,500 grants to undertake urgent repairs. Tertents or Oomgwb ` (Note: Interest rates vary from 0% to 5%; E. Critical Horne 62 or Older,Aft R" aximum loans from$8,500 to$40,000;and terms And Mobile argnC No t from 5 to 20 years.Program"D"defers $4=� payments for Homed Citywide. $18,000 : 15 years for extreme hardship cases.] Exterior Focus Kleighborlroods Only J Occuper>t. Free focus Neighborhood Eligibility ?fie. $43,200 twdord: 5096 Terterrts or OocuIvft To reverse serious decline in selected"Focus Neighborhoods"within San Bernardino,special as- sistance programs apply under the Department's Neighborhood Spirit Program. Here, a household r — >-, may qualify for Programs A, B, C or D if either the I Ne/g// �J Or,�.,.e.�., p„� ,s,� Owner-Occupants or Tenants make under$43,200 2 �•"vw (smaller family:deduct$2,500/person). For rentals, the landlord must approve and repay the funds. Name: Phone: Finally, with Program "F" qualifying owner- occupied homes within Focus Neighborhoods can Address: Zip. be exterior painted for free under the Neighbor-hood i I am interested in Program(check one or more): A_B_ C D E F Spirit Program. Rentals can be painted for 50% of Owner-Occupant — — — — I I am(check one): O cost. Tenant Landlord Underall programs,Development Department Total People Loring In My House: staff must approve the individuals performing the Total Annual Income of All Persons Living In My House: work. , �{�i Haw To Apply Describe Needed Repairs: If you are interested in trying to obtain I Neighborhood Spirit funds, please complete the on this page or call the Development Depart- Estimated Cost: it Housing Division at 384-5081. ■ I Mail to:Development Department Housing Division,201 North"E-Street,San Bernardino,CA 92401-1507 3 4 OX sry seRtigR City of San Bernard, Economic Development Agency DEVELOPMENT DEPARTMENT Kenneth J. Henderson Executive Director �A�f,YT DEQ�Q. CITY OF SAN BERNARDINO MORTGAGE ASSISTANCE PROGRAM MAP The Mortgage Assistance Program (MAP) makes available a limited number of deferred payment second mortgages in amounts up to 10 percent of the purchase price. This Program is designed to assist qualified families with the monies necessary to bridge the gap between the mortgage amount a first-time homebuyer can qualify for and the actual purchase price of a single-family detached home in San Bernardino. What are the req it men 3-Year Red it n : The applicant cannot have had ownership interest in a principal residence at any time in the past three (3) years. * Income ReQuire In order to qualify for mortgage assistance, the applicant's household income must be below the following limits: 1 Person $30,750 2 Person $35,100 3 Person $39,400 4 or more persons $43,900 * Purchase Price Requirements: The purchase price of the house must be below the following amounts: New unit (never previously occupied) $150,000 Existing unit (resale) $150,000 Lender R it n s: Local lenders have indicated that in order to be able to purchase property within the City of San Bernardino, the potential buyer should have approximately 530.000 income, in addition to monies necessary for down payment, closing and associated costs. How can borrow? The City of San Bernardino can help with down payment assistance for up to 10 percent of the purchase price of the home. DRE:paw:dltr014 201 North E Street, Third Floor•San Bernardino, California 92401-1507•(714)384-5081 •FAX(714)888-9413 MORTGAGE ASSISTANCE PROGRAM Page - 2 - What 1YM9f r r i arg eligible Single-family detached properties located within the City of San Bernardino are eligible. Currently, condominiums or townhomes are not eligible through this program. How much down i)ayment does the negdLQ_gualify? If an applicant is VA-eligible, only closing costs are required. If the applicant is not VA- eligible, the applicant needs at least 5 percent of the purchase price, plus any/all closing costs. What are the MmmunLterms Qf_this loan_? The Mortgage Assistance Program is a deferred payment equity participation loan secured by a second deed of trust. There are no monthly payments and the loan is due and payable only when the property is sold, refinanced, or a change in title occurs. At time of sale the City will receive an equity share of the property in an amount equal to the City's original down payment assistance (10%).