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HomeMy WebLinkAboutCity of San Bernardino CAFR 2012 CITY OF SAN BERNARDINO CALIFORNIA Comprehensive Annual Financial Report Year Ended June 30, 2012 This page intentionally left blank. CITY OF SAN BERNARDINO Comprehensive Annual Financial Report Year Ended June 30, 2012 Table of Contents INTRODUCTORY SECTION Letter of Transmittal ................................................................................................................................ i Organizational Structure ........................................................................................................................ v List of City Officials ................................................................................................................................vi FINANCIAL SECTION Independent Auditor’s Report ................................................................................................................ 1 Management’s Discussion and Analysis (Required Supplementary Information) ................................. 5 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Assets ................................................................................................................ 21 Statement of Activities ................................................................................................................... 22 Fund Financial Statements: Governmental Funds: Balance Sheet ............................................................................................................................ 24 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets ... 29 Statement of Revenues, Expenditures and Changes in Fund Balances .................................... 30 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities ............................................................. 33 Proprietary Funds: Statement of Net Assets ............................................................................................................. 34 Statement of Revenues, Expenses and Changes in Fund Net Assets ....................................... 38 Statement of Cash Flows ............................................................................................................ 40 Fiduciary Funds: Statement of Fiduciary Net Assets .............................................................................................. 46 Statement of Changes in Fiduciary Net Assets .......................................................................... 47 Notes to Basic Financial Statements ................................................................................................ 48 Required Supplementary Information: Defined Benefit Pension Plan Schedule of Funding Progress ........................................................ 132 Other Post-Employment Benefit Plans Schedule of Funding Progress .......................................... 133 Budgetary Comparison Schedules: General Fund ............................................................................................................................... 134 Economic Development Agency Special Revenue Fund ............................................................ 138 Federal and State Grants Fund ................................................................................................... 139 Low and Moderate Income Housing Fund ................................................................................... 140 Notes to Required Supplementary Information ............................................................................... 141 CITY OF SAN BERNARDINO Comprehensive Annual Financial Report Year Ended June 30, 2012 Table of Contents FINANCIAL SECTION (CONTINUED) Supplementary Schedules: Nonmajor Governmental Funds: Combining Balance Sheet ........................................................................................................... 144 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ................... 145 Nonmajor Special Revenue Funds: ................................................................................................ 146 Combining Balance Sheet ........................................................................................................... 148 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ................... 152 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Library Fund .............................................................................................................................. 156 Cemetery Fund ......................................................................................................................... 157 Cable TV Fund .......................................................................................................................... 158 Asset Seizure Fund .................................................................................................................. 159 Alternative Transportation Fund................................................................................................ 160 Animal Control Fund ................................................................................................................. 161 Traffic Congestion Fund............................................................................................................ 162 Special Gas Tax Fund .............................................................................................................. 163 Traffic Safety Fund.................................................................................................................... 164 Sewerline Maintenance Fund ................................................................................................... 165 Sales and Road Fund ............................................................................................................... 166 Baseball Stadium Fund ............................................................................................................. 167 Soccer Field Fund ..................................................................................................................... 168 Fire Station Fund ...................................................................................................................... 169 Major and Nonmajor Debt Service Funds: ...................................................................................... 171 Combining Balance Sheet ........................................................................................................... 172 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ................... 174 Schedules of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Assessment District #985 Fund ................................................................................................ 176 Assessment District #987 Fund ................................................................................................ 177 Assessment District #1015 Fund .............................................................................................. 178 Economic Development Agency Debt Service Fund ................................................................ 179 CITY OF SAN BERNARDINO Comprehensive Annual Financial Report Year Ended June 30, 2012 Table of Contents FINANCIAL SECTION (CONTINUED) Supplementary Schedules (continued): Major and Nonmajor Capital Projects Funds: ................................................................................. 180 Combining Balance Sheet ........................................................................................................... 182 Combining Statement of Revenues, Expenditures and Changes in Fund Balances ................... 186 Schedules of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Verdemont Fund ....................................................................................................................... 190 Public Park Extension Fund ...................................................................................................... 191 CIEDB Street Construction Fund .............................................................................................. 192 Fire Equipment Acquisition Fund .............................................................................................. 193 Park Construction Fee Fund ..................................................................................................... 194 Cemetery Construction Fund .................................................................................................... 195 Sewerline Construction Fund .................................................................................................... 196 Storm Drain Construction Fund ................................................................................................ 197 Special Assessments Fund....................................................................................................... 198 Cultural Development Construction Fee Fund .......................................................................... 199 Assessment District #1015 Fund .............................................................................................. 200 Impact Fees Fund ..................................................................................................................... 201 Street Construction Fund .......................................................................................................... 202 Public Improvements Fund ....................................................................................................... 203 Prop 1b Local Street Fund ........................................................................................................ 204 Economic Development Agency Capital Projects Fund ............................................................ 205 Internal Service Funds: ................................................................................................................... 207 Combining Statement of Net Assets ............................................................................................ 208 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets...................... 210 Combining Statement of Cash Flows .......................................................................................... 212 Agency Funds: ............................................................................................................................... 217 Combining Statement of Fiduciary Assets and Liabilities .......................................................... 218 Combining Statement of Changes in Fiduciary Assets and Liabilities ....................................... 220 CITY OF SAN BERNARDINO Comprehensive Annual Financial Report Year Ended June 30, 2012 Table of Contents STATISTICAL SECTION Description of Statistical Section Contents ........................................................................................ 223 Financial Trends: Net Assets by Component – Last Ten Fiscal Years ........................................................................ 224 Changes in Net Assets – Last Ten Fiscal Years .............................................................................. 226 Fund Balances of Governmental Funds – Last Ten Fiscal Years ................................................... 230 Changes in Fund Balances of Governmental Funds – Last Ten Fiscal Years ................................ 232 Revenue Capacity: Assessed Value and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years ............ 234 Principal Property Tax Payers – Current Fiscal Year and Ten Years Ago ....................................... 236 Property Tax Levies and Collections – Last Ten Fiscal Years ......................................................... 237 Debt Capacity: Ratios of Outstanding Debt by Type – Last Seven Fiscal Years ..................................................... 238 Ratio of General Bonded Debt Outstanding – Last Seven Fiscal Years ......................................... 240 Direct and Overlapping Bonded Debt ............................................................................................. 241 Legal Debt Margin Information – Last Ten Fiscal Years ................................................................. 242 Pledged-Revenue Coverage – Last Seven Fiscal Years ................................................................ 244 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Calendar Years ................................................ 245 Principal Employers – Last Six Years ............................................................................................. 246 Operating Information: Full-time and Part-time City Employees by Function – Last Ten Fiscal Years ................................ 247 Operating Indicators by Function – Last Seven Fiscal Years ......................................................... 248 Capital Asset Statistics by Function/Program – Last Ten Fiscal Years ........................................... 250 Water Sold by Type of Customer – Last Ten Fiscal Years .............................................................. 252 Water Rates – Last Ten Fiscal Years .............................................................................................. 254 Principal Water Customers – Current Fiscal Year and Ten Years Ago ............................................ 255 i 300 North “D” Street · San Bernardino · CA 92418-0001 www.sbcity.org June 16, 2014 To the Mayor, Members of the City Council and Citizens of the City of San Bernardino: It is the policy of the City of San Bernardino to annually publish a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audited in accordance with generally accepted auditing standards by a firm of certified public accountants. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of San Bernardino (“the City”) for the fiscal year ended June 30, 2012. This report consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the City’s assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City’s financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City’s financial statements have been audited by Rogers, Anderson, Malody & Scott, LLP, a firm of independent certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2012 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon that audit, that there was a reasonable basis for rendering a qualified opinion that the City’s financial statements for the fiscal year ended June 30, 2012, were fairly presented in conformity with GAAP, except as noted with respect to adopting and implementing methodologies for reviewing (i) the valuation of property held for resale, and (ii) the collectability of notes receivable. The independent auditor’s report is presented as the first component of the financial section of this report. The independent audit of the financial statements of the City also included a federally mandated “Single Audit” designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the City’s internal controls and legal requirements involving the administration of federal awards. These reports are available in the City’s separately issued Single Audit Report. Mayor, Members of the City Council and Citizens of the City of San Bernardino June 16, 2014 ii GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors. Profile of the Government The City of San Bernardino, incorporated as a Charter City in 1854, is located in Southern California, approximately 60 miles east of Los Angeles and 55 miles west of Palm Springs. The City has a land area of approximately 59.3 square miles and population of 209,924 as of the 2010 census. The City is the County Seat of San Bernardino County, the largest county in the nation. Along with adjacent Riverside County, these two counties comprise what is called the “Inland Empire”, so-named because it formerly was a vast agriculture domain (primarily citrus). This area is immediately east of the Los Angeles/Orange County metropolitan area. The City operates under a hybrid Mayor-Council-City Manager form of government. The Mayor is elected by the voters at large, and is the City’s Chief Executive Officer. Each of the seven members of the City Council is elected by voters in their respective wards. The Mayor and Councilmembers serve four-year terms. Under the supervision of the Mayor, the City Manager is the Chief Administrative Officer. The City Manager directs most City Departments, other than those governed by separate boards (Water Dept., Civil Service, and Library) and the offices of elected officials. The City Manager’s office, in addition to assisting the Mayor and Council in policy formation, focuses on special projects. The City of San Bernardino also has an elected City Attorney, City Treasurer and City Clerk. The City provides a full range of services, including police and fire protection; the construction and maintenance of highways, streets and other infrastructure; and recreational activities and cultural events. The City is financially accountable for the former redevelopment agency, the Successor Agency to the former redevelopment agency, and the financing authority, all of which are reported within the City’s financial statements. Additional information regarding all three of these legally separate entities can be found in the notes to the financial statements. The annual budget serves as the foundation for the City’s financial planning and control. The appropriated budget is prepared by department (e.g., police), fund (e.g. general), and program (e.g. patrol field services). All department heads may make transfers of non-personnel appropriations within their department if less than $25,000. Elected officials may also make transfers of personnel appropriations within their department with Mayor and Common Council approval. All other transfers of appropriations, however, require the special approval of the City Council. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund and major special revenue funds, this comparison is presented as part of the required supplementary information in the accompanying financial statements. For governmental funds that have appropriated annual budgets, other than the general fund and major special revenue funds, this comparison is presented in the supplementary section of the accompanying financial statements. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Local economy. The housing market and related industries had been major sources of growth in the local economy for several years. Now that the downturn in the housing market has resulted in an extended recession, the local economy has been affected more than most areas of the country. As an Mayor, Members of the City Council and Citizens of the City of San Bernardino June 16, 2014 iii example, the Inland Empire has experienced rates of home foreclosures and levels of unemployment that are some of the highest in the country. The recession has brought the City’s sales tax revenues to a stagnant state. This is of particular concern to the City because economic experts believe the Inland Empire will recover from the recession more slowly than other areas of the country and sales tax revenues have been the largest revenues of the City. In addition, because the value of real estate in the area has decreased with slight improvement in the economy, property tax revenues have stayed flat to moderate, but are expected to slightly increase in the following year. Cash management policies and practices. Cash temporarily idle during the year was invested by the City Treasurer in authorized investments including obligations of the U.S. Treasury, corporate bonds, investment contracts, and the State Treasurer’s investment pool. The maturities of the investments range from current to 5 years, with average days to maturity of 562 at June 30, 2012. The average yield on investments was 2.18 percent. Investment income includes changes in the fair value of investments. Changes in fair value during the current year, however, do not necessarily represent trends that will continue; nor is it always possible to realize such amounts, especially in the case of temporary changes in the fair value of investments that the City intends to hold to maturity. Risk management. The City of San Bernardino is self-insured for workers’ compensation and liability. The unpaid claims and judgments payable as of June 30, 2012 for these activities is $17.8 million. Third-party coverage is currently maintained from the CSAC Excess Insurance Authority and ACE American Insurance Company for workers’ compensation claims in excess of $1 million, with limits of $50 million. Third-party coverage is currently maintained from the Big Independent Cities Excess Pool (BICEP) for liability coverage in excess of $1 million with limits of $25 million. Additional information on the City’s risk management activity can be found in the notes to the financial statements. Pension and other postemployment benefits. The City contributes to the California Public Employees Retirement System, an agent multiple-employer public employee defined benefit pension plan for its employees. Each year, an independent actuary engaged by the pension plan calculates the amount of the annual contribution that the City must make to the pension plan to ensure that the plan will be able to fully meet its obligations to retired employees on a timely basis. As of June 30, 2012, the City of San Bernardino has succeeded in funding (Miscellaneous, Safety, and EDA) 83.5% of the present value of the projected benefits earned by employees. The City also provides “Other Post-Employment Benefits” (OPEB), which include health and dental care benefits for certain retirees and their dependents which are financed on a pay-as-you-go basis. The actuarially determined unfunded annual required contribution for current benefits is included on the government-wide financial statements in accordance with GAAP. Additional information regarding the City’s pension arrangements and postemployment benefits can be found in the notes to the financial statements. Dissolution of Redevelopment Agency. Effective February 1, 2012, per state legislation, all redevelopment agencies within California were dissolved. The City of San Bernardino Economic Development Agency (“Economic Development Agency” or “EDA”), which administered redevelopment activities for the City as well as other economic development activities (including HUD programs and low and moderate income housing) ceased operations on that date. All redevelopment activity was transferred to a Successor Agency for administration of the dissolution, and all other EDA activities were assumed by the City. The impact of this process was a significant reduction in assets and liabilities on the City’s books, and the loss of on-going property tax increment revenues. Mayor, Members of the City Council and Citizens of the City of San Bernardino June 16, 2014 iv Bankruptcy. The City filed a voluntary petition on August 1, 2012 seeking protection under Chapter 9 of the Bankruptcy Code because it faced an immediate and dire liquidity crisis due to ongoing fiscal challenges. On November 26, 2012, the City Council adopted a Pendency Plan, which balanced the budget and provided time for the City to work on a longer-term plan of adjustment. This plan was presented to the Bankruptcy Court on November 30, 2012 for Court approval. For more information regarding the Chapter 9 filing, and subsequent City action, please see note 2 to the financial statements. Respectfully submitted, CITY OF SAN BERNARDINO Organizational Chart As of June 30, 2012 v * ELECTED OFFICIALS ** GOVERNED BY A BOARD CITIZENS OF SAN BERNARDINO COMMUNITY DEVELOPMENT PUBLIC WORKS POLICEFIREHUMAN RESOURCES **WATER *MAYOR CITY MANAGER *CITY CLERK *CITY TREASURER INFORMATION TECHNOLOGY FINANCE **LIBRARY **CIVIL SERVICE **SBETA *CITY ATTORNEY *CITY COUNCIL PARKS, REC & COMM. SVCS **SUCCESSOR AGENCY CITY OF SAN BERNARDINO List of City Officials As of June 30, 2012 vi LEGISLATIVE OFFICIALS Patrick J. Morris ............................................................................................................................ Mayor* Virginia Marquez ........................................................................... Member of Common Council-Ward 1* Robert Jenkins .............................................................................. Member of Common Council-Ward 2* John Valdivia. ............................................................................... Member of Common Council-Ward 3* Fred Shorett .................................................................................. Member of Common Council-Ward 4* Chas A. Kelly ................................................................................ Member of Common Council-Ward 5* Rikke Van Johnson ....................................................................... Member of Common Council-Ward 6* Wendy J. McCammack ................................................................. Member of Common Council-Ward 7* CHIEF ADMINISTRATIVE OFFICERS Andrea Travis Miller ................................................................................................ Interim City Manager DEPARTMENT HEADS Georgeann “Gigi” Hanna ......................................................................................................... City Clerk* James F. Penman............................................................................................................... City Attorney* David Kennedy. ................................................................................................................ City Treasurer* Jason Simpson. ......................................................................................................... Director of Finance Margo Wheeler ................................................................................... Community Development Director Rob Handy .........................................................................................................................Chief of Police Paul Drasil. ................................................................................................................... Interim Fire Chief Kevin Hawkins .......................................................................................... Parks and Recreation Director Deborah Clark...................................................................................................... Interim Library Director Ernest Dowdy ............................................................................. Executive Director (Federal Programs) Tony Frossard........................................................................................................ Public Works Director Linn Livingston .............................................................................................. Human Resources Director * Elected Officials 735 E. Carnegie Dr. Suite 100 San Bernardino, CA 92408 909 889 0871 T 909 889 5361 F ramscpa.net PARTNERS Brenda L. Odie, CPA, MST Terry P. Shea, CPA Kirk A. Franks, CPA Matthew B. Wilson, CPA, MSA. CGMA Scon W. Manno, CPA. CGMA Leena Shanbhag, CPA, MST, CGMA Jay H. Zercher, CPA (Partner Emeritus) Phillip H. Waller, CPA (Partner Emeritus) MANAGERS / STAFF Bradferd A Welebir', CPA. MBA Jenny Liu, CPA, MST Papa Matar Thiaw, CPA, MBA Maya S. Ivanova, CPA, MBA Seong-Hyea Lee, CPA, MBA Charles De Simoni, CPA Yiann Fang, CPA Daniel T. Turner, CPA, MSA David D. Henwood, CPA Nathan Statham, CPA, MBA Bngina Banha, CPA Gar'denya Dur'an, CPA Juan Romer'o. CPA Ivan Gonzales, CPA, MSA MEMBERS Amer'rcan Institute of Certified Public Accountants PCPS The AICPA Alliance (or CPA Frrms Governmental Audrt QualILY CetHer Californra Society of Certified Public Accountants ROGERS, AN D ERSON. MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS. SINCE 1948 INDEPENDENT AUDITORS' REPORT To the Mayor and City Council Members City of San Bernardino, California We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund , and the aggregate remaining fund information of the City of San Bernardino, California, as of and for the year ended June 30, 2012, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of City of San Bernardino, California's management. Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the Water and Sewer Enterprise Funds, which are major funds and represent 96%, 99%, and 73%, respectively, of the assets, net assets, and revenues of the business-type activities, Those financial statements were audited by other auditors whose report thereon has been furnished to us, and our opinion, insofar as it relates to the amounts included for the business-type activities and proprietary fund financial statements, is based on the report of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An aud it includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and the significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit and the report of other auditors provide a reasonable basis for our opinions. Management has not adopted a methodology for reviewing the valuation of property held for resale in the major governmental funds and the Successor Agency to the City of San Bernardino Economic Development Agency (Successor Agency) fiduciary fund in order to determine the net realizable value of the property, and, accordingly, property held for resale is reported at acquisition cost plus improvement costs. Accounting principles generally accepted in the United States of America require that the carrying amount of property held for resale, or development and sale, should not exceed net realizable value. We were unable to obtain sufficient appropriate audit evidence about the valuation of property held for resale by other auditing procedures. The amount by which this departure would affect the assets, fund balances, and expenditures of the major governmental funds, and the assets, fiduciary net assets, and deductions of the Successor Agency is not reasonably determinable. -1- STABILITY. ACCURACY, TRUST. Independent Auditors’ Report (continued) -2- Management has not adopted and implemented a methodology for reviewing the collectability of notes receivable in the major governmental funds and the Successor Agency fiduciary fund, and, accordingly, has not considered the need to provide an allowance for uncollectible amounts. Accounting principles generally accepted in the United States of America require that an adequate allowance be provided for uncollectible receivables. We were unable to obtain sufficient appropriate audit evidence about the valuation of notes receivable by other auditing procedures. The amount by which this departure would affect the assets, fund balances, and expenditures of the major governmental funds, and the assets, fiduciary net assets, and deductions of the Successor Agency is not reasonably determinable. In our opinion, except for the effects of such adjustments, if any, needed to report property held for resale at net realizable value, and to report an adequate allowance for uncollectible notes receivable as described in the preceding paragraphs, based on our audit and the report of the other auditor, the financial statements referred to previously present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Bernardino, California, as of and for the year ended June 30, 2012, and the respective changes in financial position and where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. The accompanying financial statements have been prepared assuming that the City of San Bernardino, California, will continue as a going concern. As discussed in Note 2 to the financial statements, on August 1, 2012, the City filed a case seeking bankruptcy protection and the adjustment of its liabilities under Chapter 9 of the United Stated Bankruptcy Code. These conditions raise substantial doubt about the City’s ability to continue as a going concern. Management’s plans regarding those matters also are described in Note 2. The accompanying financial statements do not include any adjustments that might result from the outcome of this uncertainty. On December 29, 2011, the California Supreme Court upheld Assembly Bill X1 26 that provides for the dissolution of all redevelopment agencies in the State of California. Therefore, the City of San Bernardino Economic Development Agency (the City’s redevelopment agency), a component unit of the City of San Bernardino, was dissolved on February 1, 2012. As discussed in Note 26 to the financial statements, the City Council adopted resolutions to serve as the Successor Agency to the former redevelopment agency (for non-housing functions), and the Successor Housing Agency to the former redevelopment agency (for housing functions). On February 1, 2012, housing assets and liabilities were transferred to the City and are reported in the Low and Moderate Income Housing Special Revenue Fund, and non-housing assets and liabilities were transferred to the Successor Agency to the Economic Development Agency of the City of San Bernardino and are reported in the fiduciary funds. Certain transactions undertaken by the City of San Bernardino Economic Development Agency prior to the date of dissolution are subject to an asset transfer review by the State of California and Due Diligence Reviews to be performed on behalf of the State. The State issued its asset transfer review report on March 6, 2013, and its final determination on the Low and Moderate Income Housing Fund Due Diligence Review on March 21, 2014. The Other Assets Due Diligence Review has not been completed. The effects of this review cannot be determined at this time, and the accompanying financial statements do not include any adjustments that might result from the outcome of this uncertainty. Independent Auditors’ Report (continued) -3- As discussed in Note 23 to the accompanying financial statements, the City of San Bernardino, California, has expended certain federal grant funds in a manner that may have violated certain of the restrictive provisions of the related grants. The possible outcome of these matters, which is under review of the appropriate federal officials, is uncertain at this time. Accordingly, no provision for any liability resulting from the outcome of this uncertain matter has been made in the accompanying financial statements for possible federal claims for refunds of those grant monies. As discussed in Note 23 to the accompanying financial statements, the City of San Bernardino, California, has expended certain gas tax revenues in a manner that may have violated State guidelines relating to gas tax expenditures. The possible outcome of this matter is uncertain at this time. Accordingly, no provision for any liability resulting from the outcome of this uncertain matter has been made in the accompanying financial statements for the possible return of gas tax monies from the General Fund to the Gas Tax Fund (a restricted fund). As discussed in Note 23 to the accompanying financial statements, the City of San Bernardino, California, has been named as a defendant in various claims and legal actions. The City’s position on these matters is not a position of settled law and there is considerable legal uncertainty regarding these matters. It is possible that legal determinations may be made at a later date by an appropriate judicial authority that would resolve this issue favorably or unfavorably to the City. The City has reported a contingent liability of $20.9 million in the accompanying financial statements related to these matters. There are no reserves set aside for these contingencies. In accordance with Government Auditing Standards, we have also issued our report dated June 16, 2014, on our consideration of the City of San Bernardino, California’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, the defined benefit pension plans schedule of funding progress, the other post-employment benefit plans schedule of funding progress, and the budgetary comparison information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Independent Auditors’ Report (continued) -4- Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of San Bernardino, California’s financial statements as a whole. The introductory section, combining and individual nonmajor fund financial statements, budgetary comparison schedules, and statistical section, are presented for purposes of additional analysis and are not a required part of the financial statements. The combining and individual nonmajor fund financial statements and the budgetary comparison schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. San Bernardino, California June 16, 2014 CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -5- The following discussion and analysis of the financial performance of the City of San Bernardino (the City) provides an overview of the City’s financial activities for the fiscal year ended June 30, 2012. Please read it in conjunction with the transmittal letter and financial statements identified in the accompanying table of contents. Using the Accompanying Financial Statements This annual report consists of a series of financial statements. The government-wide statements, including the Statement of Net Assets and the Statement of Activities provide information about the activities of the City as a whole and present a longer-term view of the City’s finances. Also included in the accompanying report are fund financial statements. For governmental activities, the fund financial statements tell how these services were financed in the short term as well as what remains for future spending. Fund financial statements also report the City’s operations in more detail than the government-wide statements by providing information about the City’s most significant funds. The remaining statements provide financial information about activities for which the City acts solely as a trustee or agent for the benefit of those outside of the government. Financial Highlights On August 1, 2012 the City of San Bernardino filed an emergency petition for Chapter 9 Bankruptcy with the United States Bankruptcy Court for the Central District of California, Riverside Division. The City Council declared a fiscal emergency shortly before filing the petition noting that the City would not be able to pay its financial obligations in the next 60 days. Following the petition, a pre-pendency and a pendency plan were filed that allowed the City to operate while it completes a Plan of Adjustment to regain solvency. As of date of this report, the City is still in mediation and negotiating with creditors to complete the Plan of Adjustment. All changes in financial conditions, except those discussed in the preceding paragraph, relate to fiscal year 2011-12. Please note that each of these changes will be discussed in detail in the appropriate section of this analysis.  The assets of the City exceeded its liabilities at the close of the fiscal year by $640.7 million (net assets). This amount includes net assets from (i) governmental activities of $380.4 million and (ii) business-type activities of $260.3 million.  Overall the City’s total net assets increased by $16.4 million (which is comprised of an ordinary decrease of $33.4 million and an extraordinary gain in net assets of $49.8 million due to the dissolution of the Economic Development Agency).  Total City long-term liabilities decreased by $169.4 million, primarily due to the dissolution of the Economic Development Agency.  As of the close of the fiscal year, the City’s governmental funds reported combined ending fund balances of $90.0 million, a decrease of $120.4 million (which is comprised of an ordinary decrease of $10.1 million and an extraordinary decrease in net assets of $110.3 million due to the dissolution of the Economic Development Agency). CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -6- Overview of the Financial Statements The annual report consists of four parts – management’s discussion and analysis (this section), the basic financial statements, required supplementary information, and a supplemental section that presents combining statements for non-major governmental funds, internal service funds, and agency funds. The basic financial statements include two kinds of statements that present different views of the City:  The first two statements are government-wide financial statements that provide both long-term and short-term information about the City’s overall financial status.  The remaining statements are fund financial statements that focus on individual parts of the City government, reporting the City’s operations in more detail than the government-wide statements.  The governmental funds statements tell how general government user services, like public safety, were financed in the short-term as well as what remains for future spending.  Proprietary fund statements offer short- and long-term financial information about the activities the government operates like businesses, such as the water and sewer utility systems.  Fiduciary fund statements provide information about the fiduciary relationships, like the agency funds of the City, in which the City acts solely as agent or trustee for the benefit of others, to whom the resources in question belong. The financial statements also include notes that explain some of the information in the financial statements and provide more detailed data. The basic financial statements are followed by a section of required supplementary information that provided additional financial and budgetary information. Figure A-1 summarizes the major features of the City’s financial statements, including the portion of the City government they cover and the types of information they contain. The remainder of this overview section of management’s discussion and analysis explains the structure and contents of each of the statements. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -7- Figure A-1 Major Features of the City’s Government-wide and Fund Financial Statements Government-wide Statements Governmental Funds Proprietary Funds Scope Entire City Government (except Fiduciary funds) and the City’s component units The activities of the City that are not proprietary or fiduciary Activities the City operates similar to private businesses Required financial statements - Statement of net assets - Statement of activities - Balance sheet - Statement of revenues, expenditures and changes in fund balances - Statement of net assets - Statement of revenues, expenses and changes in net assets - Statement of cash flows Accounting basis and measurement focus Accrual accounting and economic resources focus Modified accrual accounting and current financial resources focus Accrual accounting and economic resources focus Types of asset/liability information All assets and liabilities, both financial and capital, and short-term and long- term Only assets expected to be used up and liabilities that come due during the year or soon thereafter; no capital assets or long- term debt included All assets and liabilities, both financial and capital, and short-term and long- term Types of inflow/outflow information All revenues and expenses during year, regardless of when cash is received or paid Revenues for which cash is received during or soon after the end of the year; expenditures when goods or services have been received and payment is due during the year or soon thereafter All revenues and expenses during the year, regardless of when cash is received or paid Reporting the City as a Whole The accompanying government-wide financial statements include two statements that present financial data for the City of San Bernardino as a whole. One of the most important questions asked about the City’s finances is “Is the City as a whole better off or worse off as a result of the year’s activities?” The Statement of Net Assets and the Statement of Activities report information about the City as a whole and about its activities in a way that helps answer this question. These statements include all assets and liabilities using the accrual basis of accounting, which is similar to the accounting used by most private-sector companies. All of the current year’s revenues and expenses are taken into account regardless of when cash is received or paid. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -8- These two statements report the City’s net assets and changes in net assets. The City’s net assets, which is the difference between assets and liabilities, is one way to measure the City’s financial health, or financial position. Over time, increases and decreases in the City’s net assets are one indicator of whether its financial health is improving or deteriorating. Other non-financial factors, however, such as changes in the City’s property tax base and the condition of the City’s roads, should be considered to assess the overall health of the City. In the Statement of Net Assets and the Statement of Activities, two types of activities are presented:  Governmental activities – Most of the City’s basic services are reported here. Sales taxes, property taxes, other taxes, state subventions, and other revenues finance most of these activities.  Business-type activities – The City charges a fee to customers to help it cover all or most of the costs of the services accounted for in these funds. Reporting the City’s Most Significant Funds The fund financial statements provide detailed information about the City’s most significant funds, not the City as a whole. Some funds are required to be established by State law or by bond covenants. However, City Council establishes many other funds to help it control and manage resources for particular purposes or to show that it is meeting administrative responsibilities for using certain taxes, grants, or other funding sources. The City’s two kinds of funds, governmental and proprietary, use different accounting approaches.  Governmental Funds – Most of the City’s basic services are reported in governmental funds, which focus on how money flows into and out of those funds and the balances left at year end that are available for spending. These funds are reported using an accounting method called modified accrual accounting, which measures cash and all other current financial assets that can readily be converted to cash. The governmental fund statements provide a detailed short-term view of the City’s general government operations and the basic services it provides. Governmental fund information helps to determine whether there were sufficient financial resources to fund current period activities, and whether there are remaining resources that can be spent in the near future to finance the City’s programs. The relationship or differences between governmental activities (reported in the Statement of Net Assets and the Statement of Activities) and governmental fund, are described in reconciliations following each of the fund financial statements, respectively.  Proprietary funds – When the City charges customers for the services it provides, whether to outside customers or to other units of the City, these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the Statement of Net Assets and the Statement of Activities. The City’s enterprise funds (a component of proprietary funds) are the same as the business-type activities reported in the government-wide statements, but provide more detail and additional information, such as cash flows. Internal service funds (the other component of proprietary funds) are used to report activities that provide supplies and services for the City’s other programs and activities. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -9- Government-wide Financial Statements A summary of the government-wide statement of net assets follows: Govt Bus-typeGovt Bus-type ActivitiesActivitiesTotalActivitiesActivitiesTotal Current and other assets115.6$ 137.0$ 252.6$ 252.0$ 140.5$ 392.5$ Capital assets425.4 255.1 680.5 452.0 264.3 716.3 Total Assets541.0 392.1 933.1 704.0 404.8 1,108.8 Long-term liabilities142.0 59.5 202.3 250.3 69.8 320.1 Other liabilties18.5 72.2 89.9 75.3 96.9 172.2 Total Liabilites160.5 131.7 292.2 325.6 166.7 492.3 Net assets: Invested in captial assets, net of debt394.7 212.3 607.0 423.5 206.6 630.1 Restricted104.0 7.4 111.4 197.6 8.3 205.9 Unrestricted(118.2) 40.7 (77.5) (242.7) 23.2 (219.5) Total net assets380.5$ 260.4$ 640.9$ 378.4$ 238.1$ 616.5$ 20122011 (in millions) Table 1 Net Assets June 30, 2012 and 2011 CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -10- A summary of the government-wide statement of activities follows: Govt Bus-typeGovt Bus-type ActivitiesActivitiesTotalActivitiesActivitiesTotal Program revenues: Charges for services24.6$ 87.4$ 112.0$ 21.9$ 81.0$ 102.9$ Operating contributions and grants26.3 1.8 28.1 33.1 1.9 35.0 Captial contributions and grants11.3 3.1 14.4 15.7 4.4 20.1 General revenue: Sales tax32.3 - 32.3 29.4 - 29.4 Property tax46.7 - 46.7 63.4 - 63.4 Other taxes34.2 - 34.2 31.1 - 31.1 Other general4.8 2.4 7.2 19.1 2.0 21.1 Total revenue180.2 94.7 274.9 213.7 89.3 303.0 Program expenses: General government22.9 - 22.9 23.0 - 23.0 Public safety108.9 - 108.9 106.4 - 106.4 Streets30.1 - 30.1 31.8 - 31.8 Culture and recreation7.7 - 7.7 7.1 - 7.1 Community development9.6 - 9.6 16.3 - 16.3 Economic development24.1 - 24.1 31.2 - 31.2 Community service7.8 - 7.8 11.2 - 11.2 Integrated Waste- 26.9 26.9 - 24.2 24.2 Water- 40.0 40.0 - 36.3 36.3 Sewer- 23.3 23.3 - 24.1 24.1 Interest on long-term debt7.2 - 7.2 13.3 - 13.3 Total expenses218.3 90.2 308.5 240.3 84.6 324.9 Excess (deficiency) before transfer and extraordinary item:(38.1) 4.5 (33.6) (26.6) 4.7 (21.9) Transfers(0.1) 0.1 - 3.4 (3.4) - Extraordinary item: Gain on dissolution of Economic Development Agency49.8 - 49.8 - - - Increase (decrease) in net assets11.6 4.6 16.2 (23.2) 1.3 (21.9) Beginning net assets362.5 254.0 616.5 385.7 252.7 638.4 Prior period adjustment6.3 1.7 8.0 - - - Ending net assets380.4$ 260.3$ 640.7$ 362.5$ 254.0$ 616.5$ Changes in Net Assets Years Ended June 30, 2012 and 2011 (in millions) 20122011 Table 2 CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -11- The increase or decrease in net assets can provide an indication as to whether the overall financial position of the City improved or deteriorated during the year. The net assets of the City’s governmental activities increased by 3.2 percent (to $380.5 million from $368.7 million). The primary contributor to the increase was the extraordinary gain of $49.8 million from the transfer of assets of the EDA to the Successor Agency. Excluding this item, net assets declined by $38.1 million, resulting from expenditures exceeding revenues. Revenue and expense fluctuations are described below for the governmental and business-type activities of the City. Restricted net assets, established by debt covenants, enabling legislation, or other legal requirements, was $120.0 million at the end of the year, and the resources are limited in their future use for the related purpose restrictions. Unrestricted net assets, the part of net assets that can be used to finance day-to-day operations without constraints, was a $86.1 million deficit at the end of the year. The net assets of the City’s business-type activities increased by 2.5 percent during the year (to $260.4 million from $255.7 million). Governmental Activities The cost of all governmental activities during the year was $218.3 million. As reported in the Statement of Activities, the amount that the City’s taxpayers ultimately financed for these activities through City taxes and other sources was only $167.8 million because some of the costs were paid by those who directly benefited from the programs ($24.6 million) or by other governments and organizations that subsidized certain programs with grants and contributions ($37.6 million). Overall, the City’s governmental program revenues, including intergovernmental aid and fees for services were $62.2 million. The City paid for the $152.5 million remaining “public benefit” portion of governmental activities with $118.1 million in taxes (some of which could only be used for certain programs) and with other revenues, such as interest and general entitlements, and by using $49.8 million of assets that resulted from the dissolution of the Economic Development Agency. The reasons for significant changes in the revenues and expenses of the City’s governmental activities presented above are as follows:  Revenues of ordinary governmental activities decreased by 15.3% ($180.2 million in 2012 from $213.7 million in 2011). This decrease was primarily due to a $16.7 million decrease in property taxes and a $12.7 million decrease in general revenues. The $32.5 million decrease in operating revenues from ordinary governmental activities was offset by the $49.8 million one-time (extraordinary) gain realized from the dissolution of the Economic Development Agency.  The cost of governmental functions/programs decreased by $22.0 million (9.2%), from $240.3 million in 2011 to $218.3 million in 2012. The largest decreases were due to decreased charges for Community Development ($6.7 million), Economic Development ($7.1 million) and decreased interest paid on long-term debt ($6.1 million).  The overall increase in net assets for governmental activities in 2012 was $11.6 million. This increase includes a prior period adjustment of $6.3 million to beginning net assets. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -12- Revenue by Source – Governmental Activities Charges for Services 13.7% Operating  contributions and grants 14.6% Captial  Contributions and grants 6.3% Sales tax 17.9% Property tax 25.9% Other taxes 17.1% Other general 4.5% $180.2 million CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -13- Expenses by Function – Governmental Activities General government 11% Public safety 51% Streets 14% Culture and recreation 3% Community  development 3% Economic development 11% Community service 4% Interest on long‐term debt 3% $218.3 million  Business-Type Activities Current year operating revenues of the City’s business-type activities decreased by 0.4 % for Integrated Waste, increased 12.4% for the Water Utility, and increased 10.7% for the Sewer Utility. Capital Contributions in the Water and Sewer Utilities were equal to 11.3% and 2.3% of operating revenues, respectively. Net assets for the Water and Sewer Utilities increased by 4.4% and 1.6%, respectively, including prior period adjustments. Integrated Waste net assets decreased by $2.1 million after non-operating revenues and expenses and transfers. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -14- Revenue by Source – Business-type Activities Charges for services 92.3% Operating  contributions and  grants 1.9% Captial contributions  and grants 3.3% Other general 2.5% $94.7 million Expenses by Function – Business-type Activities Integrated Waste 25.3% Water 46.1% Sewer 25.9% Interest and Other 2.8% $90.2 Million CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -15- Major Funds As previously noted, the City uses fund accounting to provide proper financial management of the City’s resources and to demonstrate compliance with finance-related legal requirements. Major Governmental Funds – The General Fund is the chief operating fund of the City. At the end of the current fiscal year, there was a negative ($12.2 million) unassigned fund balance in the General Fund. Total fund balance decreased by $11.0 million to a negative ($12.2 million). The General Fund had no reserves. The reasons for significant changes in the revenues, expenditures, and other financing sources and uses of the City’s General Fund from the prior year are as follows:  Total revenues decreased by $0.4 million, due primarily to a decrease in intergovernmental revenue of $4.8 million, offset by an increase in tax revenue of $3.2 million.  Total expenditures increased by $3.5 million due primarily to an increase in general government expenditures of $2.5 million.  Other financing sources and uses decreased by $5.5 million due to an decrease in asset sales of $2.4 million and net transfers out to other funds of $3.1 million. The dissolution of the Economic Development Agency (EDA) was completed in 2011-12 resulting in the elimination of fund balances in the EDA Special Revenue, EDA Debt Service, and EDA Capital Projects major funds from the Governmental Fund Balance Sheet at June 30, 2012. Revenues and expenditures, and extraordinary gains and losses on EDA Special Revenue, EDA Debt Service, and EDA Capital Projects major funds are as follows:  EDA Special Revenue Fund – Expenditures exceeded revenues by $4.8 million; total other financing sources and uses contributed $8.9 million to operations; and the extraordinary item on the dissolution of the Economic Development Agency resulted in an extraordinary loss of $79.2 million.  EDA Debt Service Fund – Expenditures exceeded revenues by $11.8 million; total other financing sources and uses contributed $9.9 million to operations; and the extraordinary item on the dissolution of the Economic Development Agency resulted in an extraordinary loss of $36.8 million.  EDA Capital Projects Fund – Expenditures exceeded revenues by $9.6 million; total other financing sources and uses utilized $12.6 million; and the extraordinary item on the dissolution of the Economic Development Agency resulted in an extraordinary loss of $67.8 million. A number of federal grant funds of the City were reported with the EDA special revenue funds in prior years, as the EDA was administering the grants. The City’s federal grants were transferred from the EDA back to the City on July 1, 2011, and are included in the Federal and State Grants fund in the accompanying financial statements. The addition of these grants to the Federal and State Grants fund contributed to the fund becoming a major fund during the year. The City’s federal grants are subject to a Single Audit under Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. The results of the Single Audit are available in a separate report received by the City. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -16- Major Funds (continued) The Low and Moderate Income Housing fund was reported with the EDA special revenue funds in prior year, as the EDA administered the redevelopment related housing activities. Upon dissolution of the EDA on February 1, 2012, the City became the Housing Successor, which established the Low and Moderate Income Housing fund as a separate major fund of the City. Major Enterprise Funds – At year-end, unrestricted net assets of the Sewer Fund were $29.9 million, $13.7 million for the Water Fund and a deficit of $2.8 million for the Integrated Waste Fund. The change in net assets for the funds was an increase of $1.6 million for the Sewer Fund (including a prior period adjustment decrease of $2.5 million), an increase of $6.9 million for the Water Fund (including a prior period adjustment increase of $4.1 million), and a decrease of $2.1 million for the Integrated Waste Fund, which includes an accrual for future environmental pollution remediation of $5.0 million. Other factors concerning the finances of these funds were previously addressed in the discussion of the City’s business-type activities. General Fund Budget The original $126.2 million budget appropriations of the General Fund was increased by $1.9 million to the final amended budget appropriation amount of $128.1 million. The primary reason for the increase in appropriations was to provide for contracted attorney charges of $1.4 million related to the City’s bankruptcy. Major deviations between the final total budget of the General Fund and its actual operating results were as follows:  Total tax revenues were $1.1 million more than budgeted.  Licenses and permits revenues were $1.3 million more than budgeted.  General governmental expenditures were $1.1 less than budgeted.  Public safety expenditures were $1.2 million more than budgeted.  Debt principal payments were $1.1 more than budgeted and debt interest payments were $2.7 more than budgeted.  Transfers in from other funds were $1.1 million less than budgeted and transfers out to other funds were $3.8 million more than budgeted. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -17- Capital Assets Govt Bus-typeGovt Bus-type ActivitiesActivitiesTotalActivitiesActivitiesTotal Land 113.8$ 15.7$ 129.5$ 125.5$ 15.5$ 141.0$ Infrastructure269.2 - 269.2 269.0 - 269.0 Systems, pumping, wells- 147.7 147.7 - 141.5 141.5 Building and improvements17.2 75.7 92.9 24.9 68.2 93.1 Machinery and equipment9.5 6.5 16.0 13.1 17.9 31.0 Construction in progress10.5 9.6 20.1 22.6 12.5 35.1 Total 420.2$ 255.2$ 675.4$ 455.1$ 255.6$ 710.7$ Captial Assets June 30, 2012 and 2011 (in millions) 20122011 (net of depreciation) The major additions to capital assets during the year ended June 30, 2012 were as follows:  $7.0 million of infrastructure assets were completed and transferred from construction in process for governmental activities.  $2.9 million in pumping and distribution systems were completed and transferred from construction in process for business-type activities. Additional information on the City’s capital assets can be found in the Capital Assets Note 5 in the accompanying financial statements as listed in the table of contents. CITY OF SAN BERNARDINO Management’s Discussion and Analysis June 30, 2012 -18- Long-term Liabilities At the end of the current fiscal year, the City had bonded debt outstanding of $81 million and additional debt of $116.1 million. Bonded indebtedness included $46.1 million of pension obligation bonds and $25.1 million of certificates of participation. The City’s total long-term liabilities decreased by $174.2 million (46.4%), including a decrease in long- term debt of $120.2 million (56.0%), during the fiscal year due primarily to the dissolution of the Economic Development Agency and the transfer of related tax allocation bonds of $130.0 million to the Successor Agency (which, as a separate entity, is reported as a fiduciary fund, and is not included as part of the government-wide statements). Govt Bus-typeGovt Bus-type ActivitiesActivitiesTotalActivitiesActivitiesTotal Tax allocation bonds-$ -$ -$ 134.7$ -$ 134.7$ Revenue bonds9.8 - 9.8 11.1 - 11.1 Infrastructure loans8.0 - 8.0 9.3 - 9.3 Notes payable5.7 31.5 37.2 33.2 24.4 57.6 Certificates of participation4.5 14.8 19.3 10.9 17.2 28.1 Pension obligation bonds46.1 - 46.1 47.1 - 47.1 Other67.9 13.2 81.1 65.2 22.6 87.8 Total 142.0$ 59.5$ 201.5$ 311.5$ 64.2$ 375.7$ Outstanding Debt and Long-term Liabilities June 30, 2012 and 2011 (in millions) 20122011 State statutes limit the amount of general obligation debt a city may issue to 15 percent of its total assessed valuation. The current debt limitation for the City is $179.5 million, which is significantly in excess of the City’s outstanding general obligation debt of $55.4 million. Additional information on the City’s long-term debt can be found in the long-term liabilities note 8 in the accompanying financial statements as listed in the table of contents. Requests for Information This financial report is designed to provide a general overview of the City’s finances and to show the City’s accountability for the financial resources it receives for all those with an interest in the City’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Director of Administrative Services, City of San Bernardino, 300 N. “D” St., San Bernardino, California 92418. -19- BASIC FINANCIAL STATEMENTS -20- This page intentionally left blank. CITY OF SAN BERNARDINO Statement of Net Assets June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -21- GovernmentalBusiness-type ActivitiesActivities20122011 ASSETS Cash and investments12,924,831$ 75,711,312$ 88,636,143$ 128,179,014$ Cash and investments with fiscal agents36,110 750 36,860 40,962,247 Receivables, net: Accounts2,642,226 9,804,756 12,446,982 14,375,430 Interest4,378 175,903 180,281 198,481 Notes47,574,234 - 47,574,234 32,162,796 Other- - - 20,509,042 Special assessments297,125 - 297,125 - Deposits271,073 - 271,073 300,000 Inventory235,514 1,615,750 1,851,264 2,081,589 Prepaids5,100 37,620,116 37,625,216 36,895,297 Internal balances(277,600) 277,600 - - Due from other governments16,958,908 1,374,260 18,333,168 20,656,531 Property held for resale34,721,733 - 34,721,733 100,438,846 Deferred charges- 287,261 287,261 1,679,056 Other assets214,671 10,000,000 10,214,671 291,492 Capital assets: Not being depreciated124,299,790 25,077,286 149,377,076 176,041,354 Being depreciated, net295,920,490 230,126,145 526,046,635 536,250,932 Intangible assets, net5,103,931 - 5,103,931 5,698,564 Total assets540,932,514 392,071,139 933,003,653 1,116,720,671 LIABILITIES Accounts payable and accrued expenses8,143,004 10,489,178 18,632,182 17,199,129 Accrued interest943,475 567,462 1,510,937 4,281,573 Retentions payable134,960 - 134,960 107,738 Deposits payable1,084,829 3,692,469 4,777,298 3,496,806 Unearned revenue1,037,985 57,471,166 58,509,151 75,254,884 Due to other governments4,174,411 - 4,174,411 21,737 Due to agency funds659,486 - 659,486 - Due to Successor Agency2,232,925 - 2,232,925 - Short-term note payable- - - 16,250,000 Noncurrent liabilities: Due within one year19,548,118 10,761,808 30,309,926 36,924,784 Due in more than one year122,515,140 48,716,278 171,231,418 338,799,861 Total liabilities160,474,333 131,698,361 292,172,694 492,336,512 NET ASSETS Invested in capital assets, net of related debt394,655,658 212,255,999 606,911,657 631,742,670 Restricted for: Public safety1,552,213 - 1,552,213 774,855 Streets and capital projects24,246,718 - 24,246,718 25,406,968 Culture and recreation2,357,706 - 2,357,706 81,331 Community development76,110,877 - 76,110,877 - Economic development7,472,526 - 7,472,526 139,555,336 Community service813,439 - 813,439 - Debt service80,692 - 80,692 38,035,678 Capital related fees- 7,389,246 7,389,246 8,276,462 Unrestricted(126,831,648) 40,727,533 (86,104,115) (219,489,141) Total net assets380,458,181$ 260,372,778$ 640,830,959$ 624,384,159$ Totals CITY OF SAN BERNARDINO Statement of Activities Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -22- OperatingCapital Charges forContributionsContributions Functions/ProgramsExpensesServiceand Grantsand Grants Governmental activities: General government22,915,176$ 3,466,570$ 1,018,038$ -$ Public safety108,865,770 8,399,399 9,358,675 - Streets30,143,061 6,476,362 - 11,305,306 Culture and recreation7,649,897 965,629 - - Community development9,605,305 4,981,622 6,585,152 - Economic development24,074,629 - 5,816,888 - Community service7,823,261 322,873 3,533,708 - Interest on long-term debt7,234,246 - - - Total governmental activities218,311,345 24,612,455 26,312,461 11,305,306 Business-type activities: Integrated Waste26,931,095 24,371,665 - - Water39,951,698 37,106,217 1,838,223 2,384,710 Sewer23,232,878 25,888,729 - 671,211 . Total business-type activities90,115,671 87,366,611 1,838,223 3,055,921 Total308,427,016$ 111,979,066$ 28,150,684$ 14,361,227$ General revenues: Taxes: Sales tax Property taxes Other taxes Franchises Investment income, unrestricted Other Intergovernmental (unrestricted) Gain on sale of capital assets Extraordinary item: Gain on dissolution of economic development agency Transfers Total general revenues, extraordinary item and transfers Change in net assets Net assets, beginning of year, as restated (Note 25) Net assets, end of year Program Revenues continued -23- Governmental Business-type ActivitiesActivities20122011 (18,430,568)$ -$ (18,430,568)$ (20,623,918)$ (91,107,696) - (91,107,696) (90,029,491) (12,361,393) - (12,361,393) (9,754,179) (6,684,268) - (6,684,268) (5,230,977) 1,961,469 - 1,961,469 (1,369,481) (18,257,741) - (18,257,741) (26,916,877) (3,966,680) - (3,966,680) (2,444,460) (7,234,246) - (7,234,246) (13,299,213) (156,081,123) - (156,081,123) (169,668,596) - (2,559,430) (2,559,430) 357,319 - 1,377,452 1,377,452 1,395,120 - 3,327,062 3,327,062 969,753 - 2,145,084 2,145,084 2,722,192 32,347,377 - 32,347,377 29,378,969 46,708,872 - 46,708,872 63,442,311 30,911,640 - 30,911,640 31,124,606 3,268,800 - 3,268,800 3,164,830 - 1,031,912 1,031,912 3,673,189 4,824,838 1,444,963 6,269,801 10,662,325 - - - 1,068,331 - - - 2,546,550 49,844,437 - 49,844,437 - (65,000) 65,000 - - 167,840,964 2,541,875 170,382,839 145,061,111 11,759,841 4,686,959 16,446,800 (21,885,293) 368,698,340 255,685,819 624,384,159 646,269,452 380,458,181$ 260,372,778$ 640,830,959$ 624,384,159$ Totals Changes in Net Assets Net (Expense) Revenue and CITY OF SAN BERNARDINO Balance Sheet June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -24- EconomicEconomicEconomic DevelopmentDevelopmentDevelopment AgencyAgencyAgency SpecialDebt ServiceCapital General FundRevenue FundFundProjects Fund ASSETS Cash and investments-$ -$ -$ -$ Cash and investments with fiscal agents36,110 - - - Deposits71,073 - - - Receivables, net: Accounts2,615,419 - - - Interest- - - - Leases- - - - Notes- - - - Other- - - - Special assessments- - - - Taxes- - - - Inventory19,133 - - - Prepaids5,100 - - - Due from other governments7,032,123 - - - Due from other funds- - - - Advances to other funds- - - - Other assets- - - - Property held for resale- - - - Total assets9,778,958$ -$ -$ -$ continued -25- Low and ModerateNonmajor Federal andIncomeGovernmental State GrantsHousingFunds20122011 1,764,093$ 4,240,617$ 6,920,121$ 12,924,831$ 45,957,913$ - - - 36,110 38,857,027 - 200,000 - 271,073 376,821 7,178 - 17,587 2,640,184 3,746,917 184 - 3,787 3,971 85,544 - - - - 16,932,502 8,765,390 38,808,844 - 47,574,234 32,162,288 - - - - 3,022,335 - - 297,125 297,125 333,839 - - - - 220,366 - - - 19,133 19,133 - - - 5,100 102,250 8,018,321 - 1,832,359 16,882,803 18,948,515 - 155,500 20,895,135 21,050,635 15,285,592 - 9,347,332 1,837,174 11,184,506 18,299,841 - - 214,671 214,671 214,671 16,296,266 18,425,467 - 34,721,733 100,438,846 34,851,432$ 71,177,760$ 32,017,959$ 147,826,109$ 295,004,400$ Totals CITY OF SAN BERNARDINO Balance Sheet June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -26- EconomicEconomicEconomic DevelopmentDevelopmentDevelopment AgencyAgencyAgency SpecialDebt ServiceCapital General FundRevenue FundFundProjects Fund LIABILITIES AND FUND BALANCES Liabilities: Accounts payable2,396,621$ -$ -$ -$ Accrued liabilities49,270 - - - Due to other funds15,345,420 - - - Due to agency funds- - - - Retentions payable- - - - Deferred revenues183,687 - - - Deposits1,050,719 - - - Short-term note payable- - - - Advances from other funds1,629,400 - - - Due to other governments- - - - Due to Successor Agency1,332,925 - - - Total liabilities21,988,042 - - - Fund balances: Nonspendable: Deposits71,073 - - - Inventory19,133 - - - Prepaids5,100 - - - Restricted for: Low-Moderate Income Housing - - - - Other special revenue funds- - - - Community development - - - - Debt service- - - - Capital projects- - - - Committed- - - - Assigned- - - - Unassigned (12,304,390) - - - Total fund balances (deficit)(12,209,084) - - - Total liabilities and fund balances9,778,958$ -$ -$ -$ continued -27- Low and ModerateNonmajor Federal andIncomeGovernmental State GrantsHousingFunds20122011 2,336,453$ 276,031$ 1,172,515$ 6,181,620$ 6,095,200$ 45,879 - - 95,149 - 4,555,504 - 2,544,527 22,445,451 17,311,389 659,486 - - 659,486 - 12,708 - 122,252 134,960 107,738 8,510,511 - 998,650 9,692,848 26,568,927 - - 34,110 1,084,829 55,040 - - - - 16,250,000 9,347,332 - 158,000 11,134,732 18,172,067 759,256 3,415,155 - 4,174,411 21,737 - - 900,000 2,232,925 - 26,227,129 3,691,186 5,930,054 57,836,411 84,582,098 - - - 71,073 76,821 - - - 19,133 19,133 - - - 5,100 5,100 - 67,486,574 - 67,486,574 62,120,420 8,624,303 - 7,888,492 16,512,795 6,291,998 - - - - 116,414,464 - - 80,692 80,692 30,049,030 - - 20,690,281 20,690,281 32,264,600 - - 589,180 589,180 356,373 - - 79,971 79,971 118,462 - - (3,240,711) (15,545,101) (37,294,099) 8,624,303 67,486,574 26,087,905 89,989,698 210,422,302 34,851,432$ 71,177,760$ 32,017,959$ 147,826,109$ 295,004,400$ Totals -28- This page intentionally left blank. CITY OF SAN BERNARDINO Reconciliation of the Balance Sheet of Governmental Funds to the Government-Wide Statement of Net Assets June 30, 2012 The accompanying notes are an integral part of these financial statements. -29- Fund balances of governmental funds89,989,698$ Capital assets not being depreciated 124,299,790 Capital assets being depreciated, net of accumulated depreciation 293,655,598 Pension obligation bonds(46,140,860)$ Certificates of participation(4,520,000) Notes payable(1,200,000) Lease revenue bonds(9,810,000) OPEB obligation payable(25,068,601) Capital leases payable(1,949,536) Compensated absences(18,375,000) Accrued interest payable(943,475) California Infrastructure Bank(8,005,034) (116,012,506) (20,129,262) 8,654,863 Net assets of governmental activities380,458,181$ Capitalassetsusedingovernmentalactivitiesarenotfinancialresourcesand, therefore, are not reported in the funds. Someliabilities,includingbondspayable,arenotdueandpayableinthecurrent period and, therefore, are not reported in funds. Internalservicefundsareusedbymanagementtochargevariouscoststoindividual funds.Theassetsandliabilitiesoftheinternalservicefundsareincludedinthe governmental activities in the statement of net assets. Certainaccounts,interest,advances,andintergovernmentalreceivablesarenot availabletopayforcurrent-periodexpendituresand,therefore,areoffsetbydeferred revenue in the governmental funds. Amountsreportedforgovernmentalactivitiesinthestatementofnetassetsaredifferent because: CITY OF SAN BERNARDINO Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -30- EconomicEconomic DevelopmentDevelopment AgencyAgency SpecialDebt Service General FundRevenue FundFund REVENUES Taxes88,609,313$ -$ -$ Licenses and permits9,353,890 - - Impact fees- - - Fines and forfeitures1,904,361 - - Investment income661,900 82,076 341,054 Lease- - - Intergovernmental2,913,751 2,592,368 - Charges for services7,469,936 - - Other4,579,180 14,671 - Total revenues115,492,331 2,689,115 341,054 EXPENDITURES Current: General government19,449,039 - - Public safety93,351,536 - - Streets7,862,657 - - Culture and recreation5,561,811 - - Community development- - - Community service1,926,188 - - Economic development- 6,995,065 - Debt service: Principal1,119,577 - 6,625,000 Interest and fiscal charges2,677,403 531,185 5,511,240 Total expenditures131,948,211 7,526,250 12,136,240 Excess (deficiency) of revenues over (under) expenditures(16,455,880) (4,837,135) (11,795,186) OTHER FINANCING SOURCES (USES) Issuance of debt- 18,000,000 - Gain/(Loss) on sale of property124,160 (5,455,317) - Transfers in11,904,286 4,410,862 9,895,266 Transfers out(6,600,046) (7,992,735) - Total other financing sources (uses)5,428,400 8,962,810 9,895,266 EXTRAORDINARY ITEM Gain (loss) on dissolution of economic development agency- (79,206,232) (36,773,859) Net change in fund balances(11,027,480) (75,080,557) (38,673,779) Fund balances (deficit), beginning of year, as previously stated(1,181,604) 72,180,185 38,673,779 Prior period adjustment- 2,900,372 - Fund balances (deficit), beginning of year, as restated(1,181,604) 75,080,557 38,673,779 Fund balances, end of year(12,209,084)$ -$ -$ continued -31- Economic DevelopmentLow and AgencyModerateNonmajor CapitalFederal andIncomeGovernmental Projects FundState GrantsHousingFunds20122011 19,003,377$ -$ -$ 1,906,293$ 109,518,983$ 123,896,615$ - 485 - 888,857 10,243,232 8,516,516 - - - 239,553 239,553 618,030 - - - 68,686 1,973,047 2,338,684 28,354 9,654 36,752 (10,959) 1,148,831 1,257,290 2,049,151 - - - 2,049,151 1,227,763 5,000 15,762,698 - 12,756,230 34,030,047 48,457,193 - - - 4,855,764 12,325,700 12,886,715 489,844 2,878,899 3,560 69,873 8,036,027 8,925,459 21,575,726 18,651,736 40,312 20,774,297 179,564,571 208,124,265 - 1,999,879 - 242,648 21,691,566 17,234,673 - 6,713,174 - 2,812,057 102,876,767 101,657,184 - 385,716 - 8,531,639 16,780,012 24,433,688 - 983,950 - 977,022 7,522,783 6,579,287 - 3,850,086 6,002,494 - 9,852,580 15,901,097 - 3,779,227 - 2,262,203 7,967,618 10,266,256 11,079,138 - - - 18,074,203 29,735,854 410,000 472,182 - 1,245,478 9,872,237 12,627,234 497,390 275,065 - 223,931 9,716,214 13,745,859 11,986,528 18,459,279 6,002,494 16,294,978 204,353,980 232,181,132 9,589,198 192,457 (5,962,182) 4,479,319 (24,789,409) (24,056,867) - - - - 18,000,000 23,171,122 - 83,000 - - (5,248,157) 2,546,549 - 7,883,898 - 4,344,836 38,439,148 33,952,713 (12,632,831) - - (9,268,762) (36,494,374) (30,530,449) (12,632,831) 7,966,898 - (4,923,926) 14,696,617 29,139,935 (67,808,477) - 73,448,756 - (110,339,812) - (70,852,110) 8,159,355 67,486,574 (444,607) (120,432,604) 5,083,068 71,237,110 (3,507,266) - 26,851,212 204,253,416 198,851,648 (385,000) 3,972,214 - (318,700) 6,168,886 6,487,586 70,852,110 464,948 - 26,532,512 210,422,302 205,339,234 -$ 8,624,303$ 67,486,574$ 26,087,905$ 89,989,698$ 210,422,302$ Totals -32- This page intentionally left blank. CITY OF SAN BERNARDINO Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Government-Wide Statement of Activities Year Ended June 30, 2012 The accompanying notes are an integral part of these financial statements. -33- Net change in fund balance - total governmental funds(120,432,604)$ Capital outlay4,608,197$ Depreciation(18,195,383) (13,587,186) 76,829 Issuance of debt(18,000,000)$ Principal payments on debt9,872,237 (8,127,763) Change in compensated absences648,759$ Change in accrued interest payable2,730,921 Change in unfunded OPEB obligation(5,217,893) Change in component of lease revenue bonds shared with internal service funds prior to dissolution of economic development agency(125,000) Amortization of bond issuance costs(48,555) Amortization of deferred charges(72,057) (2,083,825) (4,269,859) 160,184,249 Change in net assets of governmental activities11,759,841$ Amountsreportedforgovernmentalactivitiesin thestatementofactivitiesaredifferent because: Thetransferoflong-termassetsandliabilitiestotheSuccessorAgencyandhousing successor(theCity)resultedinanextraordinarygain/lossduetothedissolutionofthe EconomicDevelopmentAgency(EDA).Thecapitalassetswerenotcurrentresources andthelong-termliabilitieswerenotpayableinthecurrentperiod,and,therefore,were notreportedinthegovernmentalfunds.Certaindeferredrevenuesunderthemodified accrualbasisofaccountingweretransferredtothehousingsuccessorbutarenot deferred on the accrual basis of accounting used in the government-wide statements. Governmentalfundsreportcapitaloutlaysasexpenditures.However,inthestatement ofactivitiesthecostofthoseassetsisallocatedovertheirestimatedusefullivesand reportedasdepreciationexpense.Thisistheamountbywhichcapitaloutlaywas exceeded by depreciation, net of disposals. Certainrevenuesinthegovernmentalfundsaredeferredbecausetheyare measurablebutnotavailableunderthemodifiedaccrualbasisofaccounting. However,therevenuesareincludedundertheaccrualbasisofaccountingusedinthe government-wide statements. This amount represents the change during the year. Debtproceedsarereportedasfinancingsourcesingovernmentalfundsandthus contributetothechangeinfundbalance.Inthestatementofnetassets,however, issuingdebtincreaseslong-termliabilitiesanddoesnotaffectthestatementof activities.Similarly,repaymentofdebtprincipalisanexpenditureinthegovernmental funds, but reduces long-term liabilities in the statement of net assets. Someexpensesreportedinthestatementofactivitiesdonotrequiretheuseofcurrent financialresourcesandthereforearenotreportedasexpendituresingovernmental funds. Internalservicefundsareusedbymanagementtochargecostsofactivitiesinvolved inrenderingservicestodepartmentswithintheCity.Thechangesinnetassetsofthe internal service funds are included in the statement of activities. CITY OF SAN BERNARDINO Statement of Net Assets Proprietary Funds June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -34- Integrated Waste WaterSewerTotals ASSETS Current assets: Cash and investments3,208,578$ 10,294,297$ 27,100,276$ 40,603,151$ Cash and investments with fiscal agents750 - - 750 Receivables, net: Accounts3,418 6,612,142 3,189,196 9,804,756 Interest- - - - Other- - - - Inventory- 1,615,750 - 1,615,750 Prepaids- 1,140,386 920,615 2,061,001 Due from other governments19,519 998,535 356,206 1,374,260 Due from other funds2,264,989 799,077 850,894 3,914,960 Total current assets5,497,254 21,460,187 32,417,187 59,374,628 Noncurrent assets: Cash and investments: Restricted for debt service- 41,281 3,560,901 3,602,182 Restricted for capital related fees- 41,320 7,347,926 7,389,246 Restricted for deposits- 3,159,351 - 3,159,351 Restricted for consent decree- 20,957,382 - 20,957,382 Interest receivable- 95,138 80,765 175,903 Prepaid insurance - consent decree- 35,559,115 - 35,559,115 Note proceeds held by State- 10,000,000 - 10,000,000 Total restricted assets- 69,853,587 10,989,592 80,843,179 Note receivable- - - - Capital assets: Land and easements- 2,989,179 12,470,740 15,459,919 Construction in progress- 6,058,101 3,559,266 9,617,367 Intangible asset, net- - - - Capital assets being depreciated, net10,045,463 153,543,144 66,537,538 230,126,145 Total capital assets10,045,463 162,590,424 82,567,544 255,203,431 Other assets: Debt issue costs, net- - 94,188 94,188 Deferred call premium- - 193,073 193,073 Total other assets - - 287,261 287,261 Total noncurrent assets10,045,463 232,444,011 93,844,397 336,333,871 Total assets15,542,717$ 253,904,198$ 126,261,584$ 395,708,499$ Business-type Activities - Enterprise funds continued -35- Governmental Activities - Internal Service Funds 20122011 -$ 40,603,151$ 45,186,196$ - 750 2,105,220 2,042 9,806,798 10,626,142 407 407 8,378 - - 2,371 216,381 1,832,131 2,062,456 - 2,061,001 1,202,647 76,105 1,450,365 1,708,016 2,713,916 6,628,876 4,849,717 3,008,851 62,383,479 67,751,143 - 3,602,182 3,615,442 - 7,389,246 8,276,462 - 3,159,351 3,040,423 - 20,957,382 21,783,878 - 175,903 104,559 - 35,559,115 35,590,400 - 10,000,000 - - 80,843,179 72,411,164 - - 508 - 15,459,919 15,459,919 - 9,617,367 12,498,216 5,103,931 5,103,931 5,698,564 2,264,892 232,391,037 230,666,631 7,368,823 262,572,254 264,323,330 - 94,188 122,716 - 193,073 235,198 - 287,261 357,914 7,368,823 343,702,694 337,092,916 10,377,674$ 406,086,173$ 404,844,059$ Totals CITY OF SAN BERNARDINO Statement of Net Assets Proprietary Funds June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -36- Integrated Waste WaterSewerTotals LIABILITIES Current liabilities: Accounts payable1,335,561$ 1,970,485$ 1,303,540$ 4,609,586$ Accrued liabilities5,000,000 612,983 266,609 5,879,592 Interest payable- 214,150 353,312 567,462 Due to other funds1,260,112 2,042,095 335,153 3,637,360 Advances from other funds- - - - Deposits payable- 544,868 - 544,868 Claims and judgments payable - current- 327,988 96,453 424,441 Compensated absences - current283,603 1,029,021 449,584 1,762,208 Capital lease payable - current2,936,684 - - 2,936,684 Due to New World - current- - - - Notes payable - current- 993,436 2,000,399 2,993,835 Facility lease payable - current- - - - Water bonds payable - current- 15,000 - 15,000 Certificates of participation - current- - 2,629,640 2,629,640 Total current liabilities10,815,960 7,750,026 7,434,690 26,000,676 Noncurrent liabilities: Consumer deposits- 3,147,601 - 3,147,601 Claims and judgments payable- - - - Compensated absences436,066 212,621 93,136 741,823 Deferred revenue - consent decree - 57,471,166 - 57,471,166 Capital lease payable 7,343,373 - - 7,343,373 Due to New World- - - - Notes payable - 23,560,165 4,993,225 28,553,390 Facility lease payable- - - - Water bonds payable - - - - Certificates of participation - - 12,077,692 12,077,692 OPEB obligation- - - - Total noncurrent liabilities7,779,439 84,391,553 17,164,053 109,335,045 Total liabilities18,595,399 92,141,579 24,598,743 135,335,721 NET ASSETS Invested in capital assets, net of related debt(234,594) 148,063,104 64,427,489 212,255,999 Restricted for: Capital related fees- 41,320 7,347,926 7,389,246 Unrestricted (deficit)(2,818,088) 13,658,195 29,887,426 40,727,533 Total net assets (deficit)(3,052,682)$ 161,762,619$ 101,662,841$ 260,372,778$ Business-type Activities - Enterprise funds continued -37- Governmental Activities - Internal Service Funds 20122011 1,796,573$ 6,406,159$ 7,194,624$ 69,662 5,949,254 3,590,605 - 567,462 607,177 1,596,700 5,234,060 2,823,920 49,774 49,774 127,774 - 544,868 423,832 3,121,931 3,546,372 6,331,289 367,679 2,129,887 2,484,282 176,818 3,113,502 3,419,043 513,540 513,540 645,000 - 2,993,835 2,893,389 - - 50,000 - 15,000 - - 2,629,640 2,488,988 7,692,677 33,693,353 33,079,923 - 3,147,601 3,017,934 17,800,041 17,800,041 14,099,413 520,593 1,262,416 939,633 - 57,471,166 57,263,991 458,380 7,801,753 10,915,250 4,035,245 4,035,245 4,486,987 - 28,553,390 21,546,606 - - 85,000 - - 15,000 - 12,077,692 14,707,332 - - 6,530,000 22,814,259 132,149,304 133,607,146 30,506,936 165,842,657 166,687,069 2,184,840 214,440,839 206,686,177 - 7,389,246 8,276,462 (22,314,102) 18,413,431 23,194,351 (20,129,262)$ 240,243,516$ 238,156,990$ Totals CITY OF SAN BERNARDINO Statement of Revenues, Expenses, and Changes in Net Assets Proprietary Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -38- Integrated WasteWaterSewerTotals OPERATING REVENUES Charges for services24,371,665$ 34,562,985$ 24,250,417$ 83,185,067$ Other operating revenues- 2,543,232 1,638,312 4,181,544 Total operating revenues24,371,665 37,106,217 25,888,729 87,366,611 OPERATING EXPENSES Cost of sales and services17,339,587 - - 17,339,587 Administration1,247,509 15,683,420 2,224,773 19,155,702 Engineering, operations and distribution administration- 621,410 1,598,854 2,220,264 Plant operations- 8,663,046 9,770,245 18,433,291 Maintenance- 1,628,764 3,257,127 4,885,891 Environmental control5,000,000 - 557,828 5,557,828 Distribution- 4,296,461 - 4,296,461 Engineering- 2,492,056 - 2,492,056 Claims expense- - - - Depreciation and amortization2,952,864 5,770,673 4,645,127 13,368,664 Total operating expenses26,539,960 39,155,830 22,053,954 87,749,744 Operating income (loss)(2,168,295) (2,049,613) 3,834,775 (383,133) NONOPERATING REVENUES (EXPENSES) Investment income- 219,027 812,885 1,031,912 Noncapital grants- 1,838,223 - 1,838,223 Interest expense and fiscal charges(427,794) (526,915) (1,147,810) (2,102,519) Gain/(loss) on disposal of capital assets36,659 (268,953) (31,114) (263,408) Other366,040 1,175,067 (96,144) 1,444,963 Total nonoperating revenues (expenses)(25,095) 2,436,449 (462,183) 1,949,171 Income before contributions and transfers(2,193,390) 386,836 3,372,592 1,566,038 CONTRIBUTIONS AND TRANSFERS Capital contributions- 2,384,710 671,211 3,055,921 Transfers in65,000 - - 65,000 Transfers out- - - - Total contributions and transfers65,000 2,384,710 671,211 3,120,921 Change in net assets(2,128,390) 2,771,546 4,043,803 4,686,959 Net assets (deficit), beginning of year, as previously stated(924,292) 154,850,957 100,089,728 254,016,393 Prior period adjustment- 4,140,116 (2,470,690) 1,669,426 Net assets (deficit), beginning of year, as restated(924,292) 158,991,073 97,619,038 255,685,819 Net assets (deficit), end of year(3,052,682)$ 161,762,619$101,662,841$260,372,778$ Business-type Activities - Enterprise funds continued -39- Governmental Activities - Internal Service Funds20122011 23,981,833$ 107,166,900$ 100,995,192$ - 4,181,544 3,713,323 23,981,833 111,348,444 104,708,515 17,872,644 35,212,231 34,143,038 - 19,155,702 20,580,464 - 2,220,264 2,112,247 - 18,433,291 17,282,277 - 4,885,891 4,743,620 - 5,557,828 490,593 - 4,296,461 3,925,108 - 2,492,056 2,220,956 6,738,749 6,738,749 13,113,331 1,896,818 15,265,482 15,760,616 26,508,211 114,257,955 114,372,250 (2,526,378) (2,909,511) (9,663,735) (3,983) 1,027,929 1,391,472 - 1,838,223 1,928,999 (176,896) (2,279,415) (2,414,135) - (263,408) 40,137 447,172 1,892,135 1,021,456 266,293 2,215,464 1,967,929 (2,260,085) (694,047) (7,695,806) - 3,055,921 4,390,162 - 65,000 128,800 (2,009,774) (2,009,774) (3,551,064) (2,009,774) 1,111,147 967,898 (4,269,859) 417,100 (6,727,908) (15,859,403) 238,156,990 244,884,898 - 1,669,426 - (15,859,403) 239,826,416 244,884,898 (20,129,262)$ 240,243,516$ 238,156,990$ Totals CITY OF SAN BERNARDINO Statement of Cash Flows Proprietary Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -40- Integrated WasteWaterSewerTotals Cash flows from operating activities: Cash received from customers24,270,019$ 35,327,878$ 24,853,267$ 84,451,164$ Cash received from user departments- - - - Cash payments to employees and suppliers for goods and services(18,321,822) (28,961,845) (15,864,999) (63,148,666) Cash payments for claims and insurance- - - - Cash payments to employees for services- (10,794,906) (4,431,172) (15,226,078) Cash received from (paid for) other activities366,040 1,175,067 (67,616) 1,473,491 Net cash provided by (used for) operating activities6,314,237 (3,253,806) 4,489,480 7,549,911 Cash flows from noncapital financing activities: Transfer from other funds65,000 - - 65,000 Transfer to other funds- - - - Interfund loans- - - - Collection on notes receivable- 508 - 508 Consent decree insurance drawdowns- 2,076,683 - 2,076,683 Net cash provided by (used for) noncapital financing activities65,000 2,077,191 - 2,142,191 Cash flows from capital and related financing activities: Acquisition of capital assets(2,042,547) (7,924,063) (1,602,831) (11,569,441) Proceeds from capital debt- - - - Principal payments on long-term debt(2,869,838) (974,027) (4,417,731) (8,261,596) Interest paid on long-term debt(427,794) (505,819) (1,166,496) (2,100,109) Proceeds from sale of capital assets77,530 (164,911) 54,246 (33,135) Charges to property owners for capital projects- 2,247,743 671,211 2,918,954 Grant proceeds received- 136,967 - 136,967 Net cash provided by (used for) capital and related financing activities(5,262,649) (7,184,110) (6,461,601) (18,908,360) Business-type Activities - Enterprise Funds continued -41- Governmental Activities - Internal Service Funds20122011 -$ 84,451,164$ 82,522,431$ 24,644,648 24,644,648 22,688,203 (16,955,809) (80,104,475) (65,391,927) (5,958,796) (5,958,796) (6,242,189) - (15,226,078) (13,429,057) 447,172 1,920,663 1,198,695 2,177,215 9,727,126 21,346,156 - 65,000 128,800 (2,009,774) (2,009,774) (3,551,064) 1,728,812 1,728,812 3,466,928 - 508 2,937 - 2,076,683 1,928,999 (280,962) 1,861,229 1,976,600 (505,812) (12,075,253) (12,170,401) - - 387,501 (1,257,402) (9,518,998) (4,811,155) (176,896) (2,277,005) 104,610 - (33,135) (4,587,544) - 2,918,954 3,744,686 - 136,967 - (1,940,110) (20,848,470) (17,332,303) Totals CITY OF SAN BERNARDINO Statement of Cash Flows Proprietary Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -42- Integrated WasteWaterSewerTotals Cash flows from investing activities: Sale of investments-$ -$ -$ -$ Interest received- 147,683 812,885 960,568 Net cash provided by investing activities- 147,683 812,885 960,568 Net increase (decrease) in cash and investments1,116,588 (8,213,042) (1,159,236) (8,255,690) Cash and investments, beginning of year2,092,740 42,706,673 35,607,438 80,406,851 Cash and investments, end of year 3,209,328$ 34,493,631$ 34,448,202$ 72,151,161$ Reconciliation of cash and investments to amounts reported on statement of net assets: Cash and investments3,208,578$ 10,294,297$ 27,100,276$ 40,603,151$ Cash and investments with fiscal agents750 - - 750 Cash and investments: Restricted for debt service- 41,281 3,560,901 3,602,182 Restricted for capital related fees- 41,320 7,347,926 7,389,246 Restricted for deposits- 3,159,351 - 3,159,351 Restricted for consent decree- 20,957,382 - 20,957,382 Less restricted cash and investments reported with investing activities Cash and investments: Restricted for debt service- - (3,560,901) (3,560,901) Cash and investments, end of year 3,209,328$ 34,493,631$ 34,448,202$ 72,151,161$ Business-type Activities - Enterprise Funds continued -43- Governmental Activities - Internal Service Funds20122011 -$ -$ 6,179,053$ 3,988 964,556 1,297,282 3,988 964,556 7,476,335 (39,869) (8,295,559) 13,466,788 39,869 80,446,720 66,979,932 -$ 72,151,161$ 80,446,720$ -$ 40,603,151$ 47,291,416$ - 750 - - 3,602,182 3,615,442 - 7,389,246 8,276,462 - 3,159,351 3,040,423 - 20,957,382 21,783,878 - (3,560,901) (3,560,901) -$ 72,151,161$ 80,446,720$ Totals CITY OF SAN BERNARDINO Statement of Cash Flows Proprietary Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) The accompanying notes are an integral part of these financial statements. -44- Integrated WasteWaterSewerTotals Reconciliation of operating income (loss) to net cash provided by (used for) operating activities: Operating income (loss)(2,168,295)$ (2,049,613)$ 3,834,775$ (383,133)$ Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities: Depreciation and amortization2,952,864 5,770,673 4,645,127 13,368,664 Other nonoperating revenues (expenses)366,040 1,175,067 (67,616) 1,473,491 (Increase) decrease in assets: Accounts receivable2,182,862 (930,894) (430,582) 821,386 Other receivables- - - - Inventory- 115,168 - 115,168 Prepaids- (937,467) 79,113 (858,354) Due from other governments(19,519) (823,249) 15,503 (827,265) Due from other funds(2,264,989) (220,598) (620,383) (3,105,970) Increase (decrease) in liabilities: Accounts payable and accrued expenses128,148 (1,615,610) (538,593) (2,026,055) Accrued liabilities5,000,000 - - 5,000,000 Due to other funds141,881 85,678 (32,980) 194,579 Deposits payable- 250,703 - 250,703 Claims and judgments- 117,972 17,786 135,758 Deferred revenue- - - - Compensated absences(4,755) (94,636) 20,330 (79,061) OPEB obligation- (4,097,000) (2,433,000) (6,530,000) Net cash provided by (used for) operating activities6,314,237$ (3,253,806)$ 4,489,480$ 7,549,911$ Noncash, investing, capital and financing activities: Acquisition of capital asset through capital lease-$ -$ -$ -$ Developer contributions- - - - Business-type Activities - Enterprise Funds continued -45- Governmental Activities - Internal Service Funds20122011 (2,526,378)$ (2,909,511)$ (9,663,735)$ 1,896,818 15,265,482 15,760,616 447,172 1,920,663 1,202,564 - 821,386 1,639,904 329 329 927 115,157 230,325 22,757 - (858,354) 252,208 662,486 (164,779) 1,217,577 - (3,105,970) 287,014 684,567 (1,341,488) 1,553,747 69,662 5,069,662 - - 194,579 1,224,272 - 250,703 (842) 779,953 915,711 6,165,894 - - (63,188) 47,449 (31,612) 67,441 - (6,530,000) 1,679,000 2,177,215$ 9,727,126$ 21,346,156$ -$ -$ 448,158$ - - 732,322 Totals CITY OF SAN BERNARDINO Statement of Fiduciary Net Assets Fiduciary Funds June 30, 2012 (with comparative totals as of June 30, 2011) The accompanying notes are an integral part of these financial statements. -46- Redevelopment Obligation Retirement Fund (Successor Agency)Agency Funds 201220122011 ASSETS Cash and investments34,506,252$ 2,629,936$ 4,058,896$ Cash with fiscal agents36,912,220 - - Deposits300,000 - - Accounts receivable, net134,766 13,970 144,005 Interest receivable202 78 1,314 Taxes receivable11,206 - - Notes receivable1,364,254 - - Due from other governments- 55,103 3,021 Due from City of San Bernardino2,232,925 659,486 - Property held for resale48,607,836 - - Unamortized bond issuance costs1,237,905 - - Capital assets (Note 26): Not being depreciated11,631,572 - - Being depreciated, net8,572,842 - - Total assets145,511,980 3,358,573$ 4,207,236$ LIABILITIES Accounts payable5,080,994 -$ 101,151$ Retention payable143,505 - - Deposits payable4,532 2,843,516 3,590,678 Interest payable2,410,453 - - Short-term note payable16,250,000 - - Long-term liabilities (Note 26): Due within one year9,472,064 - - Due in more than one year169,582,209 - - Due to bond holders- 515,057 515,407 Total liabilities202,943,757 3,358,573$ 4,207,236$ NET ASSETS Net assets (deficit) held for dissolution of economic development agency(57,431,777) Total net assets (deficit)(57,431,777)$ CITY OF SAN BERNARDINO Statement of Changes in Fiduciary Net Assets Fiduciary Funds Five Months Ended June 30, 2012 The accompanying notes are an integral part of these financial statements. -47- Redevelopment Obligation Retirement Fund (Successor Agency) ADDITIONS Property tax revenue 11,581,222$ Investment income 186,231 Intergovernmental 50,331 Intergovernmental - City of San Bernardino2,003,980 Lease revenue 1,348,683 Other revenue 221,760 Total additions 15,392,207 DEDUCTIONS Administrative expenses 2,391,206 Professional services 1,512,491 Operation of acquired property319,604 Project costs 5,284,487 Pass-through contributions to other governments1,348,246 Interest expense 7,654,292 Remittance to County under AB 14844,183,433 Depreciation and amortization285,788 Total deductions 22,979,547 Extraordinary loss on dissolution of economic development agency(49,844,437) Change in net assets (57,431,777) Net assets, beginning of year - Net assets (deficit), end of year(57,431,777)$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -48- 1. Summary of Significant Accounting Policies The City of San Bernardino, California (City) was incorporated on April 13, 1854, as a Charter City. The City operates under a Mayor/Council/City Manager form of government and provides the following services: public safety (police and fire), highways and streets, health and social services, culture-recreation, public improvements, community development (planning, building and zoning), public utilities (water, sewage and solid waste), and general administrative services. a. Reporting Entity As required by generally accepted accounting principles, these financial statements present the activities of the City and its component units, entities for which the City is considered to be financially accountable. The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the organization is able to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent (i.e., it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. Blended component units, although legally separate entities, are, in substance, part of the City's operations, and data from these units are combined with data of the primary government. Based on the criteria above, the City has two component units, both of which are considered to be blended component units. These component units are described as follows: The Successor Agency to the redevelopment agency of the City of San Bernardino (Successor Agency) was established following the dissolution of all redevelopment agencies in the State of California on February 1, 2012 (resulting from Assembly Bill X1 26) (See note 26). The former redevelopment agency of the City of San Bernardino, commonly identified as the City of San Bernardino Economic Development Agency (EDA), was governed by a board composed of the City’s elected Mayor and Common Council. The activity of the EDA is reported in the accompanying financial statements as separate special revenue, debt service and capital projects funds, consistent with prior years, through the date of dissolution, February 1, 2012. There are no separate financial statements issued for the EDA. The San Bernardino Joint Powers Financing Authority (Authority) was established pursuant to a Joint Exercise of Powers Agreement dated August 21, 1989, by and between the City and the EDA. The Authority was created for the purpose of providing financing for redevelopment activities for the City, the EDA, or other local agencies in the State of California, the acquisition, construction or installation by the Authority of public capital improvements and/or the purchase by the Authority of public obligations within the meaning of the Marks-Roos Act. The Authority is authorized pursuant to the Marks-Roos Act to borrow money for the purpose of financing the acquisition of bonds, notes and other obligations of, or for the purpose of making loans to, the City, the EDA, or such other local agencies to provide financing for redevelopment activities of the City or the EDA. The Authority is governed by a board composed of the City's elected council. There are no individual financial statements issued for the Authority. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -49- 1. Summary of Significant Accounting Policies (continued) b. Basis of Accounting and Measurement Focus The basic financial statements of the City are composed of the following:  Government-wide financial statements  Fund financial statements  Notes to basic financial statements Financial reporting is based upon all Governmental Accounting Standards Board (GASB) pronouncements. GASB Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre-November 30, 1989 FASB and AICPA Pronouncements, establishes accounting and financial reporting standards for financial statements of state and local governments. The standard incorporates into the GASB’s authoritative literature the applicable guidance previously only found in certain FASB and American Institute of Certified Public Accountants (AICPA) pronouncements issued before November 30, 1989. Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as any discretely presented component units. The City has no discretely presented component units. Eliminations have been made in the statement of activities so that certain allocated expenses are recorded only once (by the function to which they were allocated). However, general government expenses have not been allocated as direct expenses to the various functions of the City. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenses are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. As a general rule the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and other charges for goods or services provided by one fund to another. Elimination of these would distort the direct costs and program revenues reported for the various functions concerned. Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -50- 1. Summary of Significant Accounting Policies (continued) b. Basis of Accounting and Measurement Focus (continued) Government-wide Financial Statements (continued) Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as an expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as another financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. In the government-wide statements, when an expense is incurred for purposes for which both restricted and unrestricted net assets are available, the City’s policy is to apply restricted net assets first. Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and proprietary funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds of the City primarily represent assets held by the City in a custodial capacity for other individuals or organizations. Governmental Funds In the fund financial statements, governmental funds are presented using the modified- accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The City uses an availability period of 60 days for all revenues except reimbursable grants which use a six month availability period. Sales taxes, property taxes, franchise taxes, gas taxes, motor vehicle in-lieu, transient occupancy taxes, grants and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period to the extent normally collected within the availability period. Other revenue items are considered to be measurable and available when cash is received by the government. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -51- 1. Summary of Significant Accounting Policies (continued) b. Basis of Accounting and Measurement Focus (continued) Governmental Funds (continued) Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed nonexchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary nonexchange transactions have been recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of “available spendable resources.” Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of “available spendable resources” during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. However, special reporting treatments are used to indicate that they should not be considered “available spendable resources,” since they do not represent net current assets. Recognition of governmental fund type revenue represented by non-current receivables is deferred until they become current receivables. Due to the nature of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When expenditures are incurred for purposes for which both restricted and unrestricted (committed, assigned, or unassigned) fund balances are available, the City’s policy is to apply restricted first. When expenditures are incurred for purposes for which committed, assigned, or unassigned fund balances are available, the City’s policy is to apply committed fund balance first, then assigned fund balance, and finally unassigned fund balance. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -52- 1. Summary of Significant Accounting Policies (continued) b. Basis of Accounting and Measurement Focus (continued) Proprietary Funds The City's enterprise and internal service funds are proprietary funds. In the fund financial statements, proprietary funds and fiduciary funds are presented using the accrual basis of accounting. Revenues are recognized when they are earned and expenses are recognized when the related goods or services are delivered. In the fund financial statements, proprietary funds and fiduciary funds are presented using the economic resources measurement focus. This means that all assets and all liabilities (whether current or non-current) associated with their activity are included on their balance sheets. Proprietary fund type operating statements present increases (revenues) and decreases (expenses) in total net assets. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Operating expenses for the enterprise and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. Non-operating revenues, such as subsidies, taxes and investment earnings result from nonexchange transactions or ancillary activities. Amounts paid to acquire capital assets are capitalized as assets in the proprietary fund financial statements, rather than reported as expenditures. Proceeds of long- term debt are recorded as liabilities in the proprietary fund financial statements, rather than as other financing sources. Amounts paid to reduce long-term indebtedness of the proprietary funds are reported as a reduction of the related liability, rather than as expenditures. Fiduciary Funds The City maintains two fiduciary fund types. The first is a private-purpose trust fund which uses the economic resources measurement focus and the accrual basis of accounting. Private-purpose trust funds are used to report trust arrangements under which principal and income benefit individuals, private organizations, or other governments. The second is an agency fund, which has no measurement focus. Agency funds are custodial in nature (assets equal liabilities) and do not involve the recording of City revenues and expenses. The Successor Agency is reported as a private-purpose trust fund within these statements. c. Fund Classifications The funds designated as major funds are determined by a mathematical calculation consistent with GASB Statement No. 34. The City reports the following major governmental funds: General Fund – This is the primary operating fund of the City. It accounts for all activities of the general government, except those required to be accounted for in another fund. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -53- 1. Summary of Significant Accounting Policies (continued) c. Fund Classifications (continued) Economic Development Agency Special Revenue Fund – This fund represents the Low- and Moderate-Income Housing portion of redevelopment tax increment as required by California state law. As of February 1, 2012, the EDA was dissolved as a matter of State law, and ceased to exist. The activity reported in these financial statements is for the period from July 1, 2011 through January 31, 2012. Economic Development Agency Debt Service Fund – This fund is used to account for the accumulation of resources for, and the payment of, principal, interest and related costs of liabilities of the redevelopment agency. As of February 1, 2012, the EDA was dissolved as a matter of State law, and ceased to exist. The activity reported in these financial statements is for the period from July 1, 2011 through January 31, 2012. Economic Development Agency Capital Projects Fund – This fund is used to account for the financing and construction of projects of the redevelopment agency in accordance with the State’s Community Redevelopment Law, as well as administrative expenditures incurred in sustaining EDA activities. As of February 1, 2012, the EDA was dissolved as a matter of State law, and ceased to exist. The activity reported in these financial statements is for the period from July 1, 2011 through January 31, 2012. Federal and State Grants – This fund is used to report various grants awarded to the City by the Federal, State and local governments not otherwise accounted for in the General Fund or Capital Projects Funds. A detailed report by program is available under a separate report meeting the criteria of the Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations for all federal grants received by the City. Low and Moderate Income Housing – This fund is used for the continued maintenance and operations of low and moderate income housing project activities of the former redevelopment agency. This fund was established on February 1, 2012 when the City elected to become the Housing Successor to the housing related activities of the former redevelopment agency. The City reports the following major enterprise funds: Integrated Waste Fund – This fund is used to account for the provision of refuse collection to the residential, commercial and industrial segments of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, financing and related debt service, and billing and collection. Water Fund – This fund is used to account for the provision of water services to the residential, commercial and industrial segments of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, financing and related debt service, and billing and collection. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -54- 1. Summary of Significant Accounting Policies (continued) c. Fund Classifications (continued) Sewer Fund – This fund is used to account for the provision of wastewater collection and treatment to residential, commercial and industrial segments of the City. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, financing and related debt service, and billing and collection. The City's fund structure also includes the following fund types: Special Revenue Funds – These funds are used to account for the proceeds of specific revenue sources that are legally restricted and expended for specified purposes other than debt service or capital projects. Debt Service Funds – These funds are used to account for the accumulation of resources for, and the payment of principal, interest, and related costs of the long-term debt of the governmental funds. Capital Projects Funds – These funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary funds). Internal Service Funds – These funds are used to account for the financing of special activities that provide services within the City. Such activities include: unemployment insurance, workers' compensation, liability insurance, motorpool, telephone support, information systems, utility and central services. Agency Funds – These funds are used to account for money and property held by the City as trustee or custodian. Such funds include Special Deposits, Cemetery Perpetual Care, San Bernardino Regional Water Resource Authority, and Sturges Center for the Arts. They are also used to account for various assessment districts for which the City acts as an agent for debt service activity, as the City is prohibited from levying additional taxes for these districts. Such funds include Assessment District’s #961, #977A, #977B, and #1003. d. Cash and Investments Investments are reported in the accompanying financial statements at fair value, except for certain investment contracts that are reported at cost because they are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year, and may result in negative investment income in the accompanying financial statements. Investment income includes interest earnings, changes in fair value, and any gains or losses realized upon the liquidation, maturity, or sale of investments. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -55- 1. Summary of Significant Accounting Policies (continued) d. Cash and Investments (continued) The City pools cash and investments of all funds, except for cash and investments held by fiscal agents. Each fund's share in this pool is reported in the accompanying financial statements as cash and investments. Investment income earned by the pooled investments is allocated to the various funds based on each fund's average cash and investment balance, except for investment income associated with funds not legally required to receive pooled investment income which has been assigned to and recorded as revenue of the general fund, as provided by California Government Code Section 53647. e. Cash Equivalents For purposes of the statement of cash flows, amounts reported as cash and investments are treated as cash equivalents, defined as short-term, highly liquid investments that are both readily convertible to known amounts of cash or so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Cash equivalents have an original maturity date of three months or less from the date of purchase. All cash of the Proprietary Funds and Internal Service Funds are held in a City pool, and are considered cash and cash equivalents for purposes of the statement of cash flows. f. Receivables Customer or trade receivables are reported as “accounts receivable” and are shown net of an allowance for uncollectible accounts based on historical and management estimates. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either “due to/from other funds” (i.e., the current portion of interfund loans) or “advances to/from other funds” (i.e., the non- current portion of interfund loans). Long-term interfund advances are recorded as advances to other funds and as nonspendable fund balance by the advancing governmental fund. Noncurrent portions of long-term receivables (e.g. “notes receivable”) due to governmental fund types are reported in their respective balance sheets despite their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered available spendable resources, since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables is deferred until they become current receivables. Noncurrent portions of long-term notes receivable are offset by nonspendable fund balance in the general fund, and by restricted, committed or assigned fund balance in other funds. g. Inventories Inventories are valued on the average cost method, which approximates the first-in-first-out (FIFO) method. Inventory balances represent expendable supplies held for consumption. Reported expenditures reflecting the purchase of supplies have been restated to reflect the consumption method of recognizing inventory-related expenditures. Inventory reported in governmental funds is offset with nonspendable fund balance to show that inventories do not constitute available spendable resources, even though they are a component of fund balance. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -56- 1. Summary of Significant Accounting Policies (continued) h. Prepaid Items Prepaid items are reported in the governmental funds under the consumption method and are reported as a nonspendable component of fund balance to indicate that they are not spendable for appropriation and are not expendable financial resources. i. Property Held for Resale Property held for resale represents land, structures, and related improvements that were acquired for resale as part of the City’s redevelopment and grant activities. Property held for resale is reported at cost. These costs will be charged to current year project expenditures when the related properties are sold or disposed. j. Restricted Assets Amounts reported as restricted assets in the enterprise funds have been restricted by bond indentures or are to be used for specified purposes based on contract provisions, such as bonded debt service. k. Capital Assets Capital assets (including infrastructure) are recorded at cost where historical records are available and at an estimated original cost where no historical records exist. Contributed capital assets are valued at their estimated fair market value at the date of the contribution. Generally, capital asset purchases in excess of $5,000 are capitalized if they have an expected useful life of three years or more. Infrastructure projects individually exceeding $200,000 are capitalized if the project does not represent routine ordinary maintenance to keep the infrastructure assets in the condition necessary to perform its intended function, but rather improves the asset beyond its original condition or functionally, or extraordinarily extends the life of the asset beyond its original condition of functionality, or extraordinarily extends the life of the asset beyond original expectations. Generally, street slurry seals and repairs adding one inch or less of asphalt are considered to be routine maintenance regardless of the cost of the project. Capital assets include public domain (infrastructure) consisting of certain improvements other than buildings, including pavement, curbs and gutters, streets and sidewalks, drainage systems, traffic control devices, streetlights, and right-of-way corridors within the City. Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method in the government-wide financial statements and in the financial statements of the proprietary funds. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the respective balance sheet. The ranges of lives used for depreciation purposes for each capital asset class are: CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -57- 1. Summary of Significant Accounting Policies (continued) k. Capital Assets (continued) Years Buildings and improvements 10 - 40 Infrastructure 20 - 50 Wells, pumping plants, reservoirs, and distribution system 8 - 50 Interceptor lines 50 Disposal plant 35 - 50 Leasehold improvements 5 - 25 Shops, offices, stores, and yards 10 - 20 Tools and equipment 4 - 20 Office equipment 5 - 20 Communication equipment 7 - 10 Computer equipment 5 - 10 Automotive equipment 3 - 8 Contributed capital assets are recorded in the proprietary funds at fair market value at the time received. l. Deferred Charges Bond discounts and issuance costs are deferred and amortized over the term of the bonds using the straight-line method, which materially approximates the effective interest method. Bond discounts are presented as a reduction of the face amount of bonds payable whereas issuance costs are recorded as an asset, deferred charges. Unamortized refunding costs represent the difference between the reacquisition price of debt (outstanding principal of the debt, as well as the call premium) and its net carrying value (face value of the debt, adjusted for unamortized premiums, discounts or issuance costs). The difference is amortized over the shorter of 1) the life of the refunding debt or 2) the life of the refunded debt. The amortization is treated as an adjustment to interest expense of the current period. The remaining unamortized refunding costs are presented as a reduction of the face amount of the new debt. m. Compensated Absences Certain employees are permitted to accumulate a limited amount of earned vacation and sick leave. Various negotiation groups have different sell-back and cash out options. Additionally, cash out options upon retirement or death of the employee vary based on the negotiation group. Employee’s accrued vacation and sick leave benefits are recognized as a liability, and are reported as compensated absences in the government-wide and proprietary financial statements. n. Fund Balances Fund balance of governmental funds is reported in various categories based on the nature of any limitations requiring the use of resources for specific purposes. The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -58- 1. Summary of Significant Accounting Policies (continued) n. Fund Balances (continued)  Nonspendable – amounts that are not in a spendable form (such as inventory) or are required to be maintained intact.  Restricted – amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government) through constitutional provisions or by enabling legislation.  Committed – amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority; to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest level action to remove or change the constraint.  Assigned – amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority.  Unassigned – amounts that are for any purpose; positive amounts are reported only in a general fund. The City Council establishes (and modifies or rescinds) fund balance commitments by passage of a resolution. The Council may also direct City officials to determine assignments of fund balance. When both restricted and unrestricted resources are available for use, restricted resources will be applied first, followed by (in order of application) committed, assigned, and unassigned resources. o. Net Assets Net assets are the excess of assets over liabilities, as reported in the government-wide and proprietary financial statements. Net assets are classified into three categories as follows:  Invested in Capital Assets, Net of Related Debt – this component of net assets consists of capital assets, net of accumulated depreciation and reduced by any debt outstanding against the acquisition, construction or improvement of those assets.  Restricted – this component of net assets consists of constraints placed on net assets through external constraints imposed by creditors, grantors, contributors, or laws or regulations of other governments or constraints imposed by law through constitutional provisions or enabling legislation.  Unrestricted – this component of net assets consists of net assets that do not meet the definition of restricted or invested in capital assets, net of related debt. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -59- 1. Summary of Significant Accounting Policies (continued) p. Property Taxes Property tax revenue is recognized in the fiscal year for which the taxes have been levied providing they become available. Available means due, or past due and receivable within the current period and collected within the current period or expected to be collected soon enough thereafter (not to exceed 60 days) to be used to pay liabilities in the current period. Under California law, property taxes are assessed and collected by the counties at up to 1% of assessed value, plus other increases approved by the voters. The County of San Bernardino, bills and collects the property taxes and remits them to the City at various times throughout the year. Property taxes are attached as an enforceable lien on property as of March 1. Taxes are levied on July 1 and are due in two installments. The first installment is due on November 1, and is payable through December 10 without penalty. The second installment is due February 1, and is payable through April 10 without penalty. q. Capital Contributions Contributions in aid of construction represent cash and utility plant additions contributed to the City by property owners or developers desiring services that require capital expenditures or capacity commitment. r. Comparative Data Comparative total data for the prior year have been presented in the accompanying basic financial statements in order to provide an understanding of changes in the City's financial position and operations. However, comparative (i.e., presentation of prior year totals by fund type) data have not been presented in each of the statements since their inclusion would make the statements unduly complex and difficult to read. Certain reclassifications of prior year data have been made in order to enhance their comparability with current year amounts. The prior year financial statements reported an Agency Fund titled “Payroll Trust Fund”, the purpose of which was described as being used for the disposition of funds charged to departments for the payment of wages, related withholdings and retirement benefits. This fund was treated as a Payroll Clearing Fund and was used for administrative and accounting purposes only, and, therefore, has more appropriately been internally combined with the general fund in the City’s financial reporting framework, and all balances included in the General Fund as reported in the accompanying financial statements. s. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenditures/expenses during the reporting period. Actual results could differ from those estimates. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -60- 2. Bankruptcy Events Giving Rise to the Petition for Bankruptcy At the end of fiscal year ended June 30, 2012, the City’s Finance Department completed a budget report in which it was determined that the City faced a projected budget deficit of over $45.8 million in the 2012-13 fiscal year and the budget deficit was projected to grow even larger for each of the following five years. The City prepared a staff report in July, 2012, which determined that (i) it was unlikely that at that time the City could meet its payroll and other financial obligations in the next thirty (30) to sixty (60) days (including debt obligations and lease payments for critical City assets), (ii) an unusually large number of employees were retiring and leaving the City triggering immediate cash-outs of accrued vacation and sick leave benefits, (iii) the City’s credit line had been terminated, (iv) vendors were demanding cash up front before providing essential materials, goods and services to the City, (v) the City had no ability to access short-term credit markets to solve its cash flow problems and had no General Fund reserves, and (vi) cash flow projections showed that the City had projected monthly General Fund deficits ranging between $2 million and $5.6 million from July through September. On July 18, 2012, the Mayor and Common Council declared a fiscal emergency, as the Common Council found that the City was unable to pay its obligations within the next sixty (60) days, nor would it meet its next payroll. The Mayor, Common Council, and City staff began exploring financial alternatives in response to its situation, including the option of bankruptcy. As an initial step in developing a budget for operating in bankruptcy, the City did not make (i) debt payments on debt obligations due, including a payment for pension bond debt, (ii) bi-monthly payments to fund retiree health obligations, (iii) equipment purchases and payments on capital projects, (iv) semi-monthly payments on the General Fund employer contribution to the California Public Employee Retirement System (“CalPERS”) pension plan (the City continued withholding semi-monthly payments to CalPERS through June 30, 2013), and (v) payments on trade payables or payments under certain settlement agreements. The City’s Chapter 9 Bankruptcy Filing In response to on-going fiscal challenges, on August 1, 2012 (“Petition Date”) the City commenced a bankruptcy case under Chapter 9 of the Bankruptcy Code (the “Bankruptcy Case”) by filing of a voluntary petition for relief in the United States Bankruptcy Court for the Central District of California (Riverside Division) (the “Bankruptcy Court”) on an emergency basis. The Bankruptcy Court’s Determination that the City is Eligible for Chapter 9 Relief In the first few weeks of the Bankruptcy Case, the City filed a motion requesting that the Court set a deadline to file objections to the City’s eligibility for Chapter 9 relief. On August 24, 2012, the Court entered its “Order Directing And Approving Form Of Notice And Setting Deadline For Filing Objections To The City Of San Bernardino, California’s Petition” which established the deadline to file and serve all objections to eligibility as October 24, 2012. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -61- 2. Bankruptcy (continued) The Bankruptcy Court’s Determination that the City is Eligible for Chapter 9 Relief (continued) On August 28, 2013, the Bankruptcy Court found that the City was authorized under California law to be a Chapter 9 debtor because the City was insolvent, the City had filed its bankruptcy case in good faith and with the desire to effect a plan of adjustment of debts, and, under the circumstances, it was impracticable for the City to have conducted pre-bankruptcy negotiations with its creditors. CalPERS appealed the finding of eligibility, and CalPERS’ opening brief to the appellate court is currently due on July 19, 2014. Approval and Implementation of the City’s Pendency Plan The City promptly prepared its Pre-Pendency Plan. On August 30, 2012, a budget for fiscal year 2012-2013 was presented to the City’s Common Council to remain effective until a Pendency Plan was finalized and approved. During the preparation of the Pre-Pendency Plan, the City deferred payment of certain obligations in order to curtail the increasing deficit in the General Fund and the City’s dire liquidity crisis. These deferred payments included General Fund employer pension contribution payments to CalPERS, bond debt, and certain trade debt. On November 26, 2012, the Common Council adopted a Pendency Plan which incorporated the Pre-Pendency Plan. On April 22, 2013, the City adopted its budget for fiscal years 2012-13 and 2013-14, which was based on the Pendency Plan noted above. Chapter 9 Labor Negotiations Following the Petition Date, the City’s labor negotiating team began discussions with all seven of the City’s bargaining units. The City reached agreements with five of its seven bargaining units on modifications to the terms and conditions of employment, and those modifications took effect on February 1, 2013. Unable to reach agreements with its two other bargaining units on the modifications, the Common Council voted on January 28, 2013 to impose modifications to the terms and conditions of employment on these units. In February and March 2013, in response to the City’s actions, the two bargaining groups representing fire safety and police safety filed motions for relief from the stay to exercise remedies to challenge the City’s unilateral modifications. The City filed a motion to reject its collective bargaining agreements with those two unions. These matters were postponed, and the last status conference on the motions was held on May 8, 2014 with a further status conference set for June 19, 2014. Deferral of CalPERS Payments The City deferred certain payments, including the City’s general fund employer portion of retirement contributions to CalPERS. CalPERS sought relief from the stay in order to commence a state court action against the City to attempt to recoup the deferred payments, and to compel the payment of future pension contributions from the City. The Bankruptcy Court denied CalPERS’ motion for relief from the automatic stay. Beginning in July 2013, the City resumed payments of the City’s employer portion of retirement contributions to CalPERS. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -62- 2. Bankruptcy (continued) The City’s Debt Obligations and Creditor Claims The Bankruptcy Court established February 7, 2014 as the deadline for all creditors other than governmental units and certain employees and retirees to file proofs of claims, and March 21, 2014 as the deadline for governmental units to file proofs of claims. The City’s proposed plan of adjustment will address claims timely filed against the City and the City’s outstanding obligations. In addition, the City continues to make regular payments on financing obligations secured by dedicated special use restricted resources outside the General Fund, such as sewer improvement and infrastructure obligations or lease payments secured by restricted “special revenues,” from those restricted sources. Impact of the Bankruptcy Case on the City’s Ability to Provide Services The City continues to provide essential services to its residents and is committed to continuing to provide such services throughout the Bankruptcy Case. The goal for the Chapter 9 process is to allow the City the time it needs to correct its structural budget imbalance and cash flow problems and set it on a sound financial course moving forward. Mediation Respecting the Terms of a Chapter 9 Plan of Adjustment and Further Status Conference In October 2013, the Bankruptcy Court appointed a bankruptcy judge as case and plan mediator, and ordered the City, CalPERS, and the other principal creditors into confidential mediation over the terms of a Chapter 9 plan of adjustment The Bankruptcy Court has put on hold related litigation in the Chapter 9 case to give the mediation a chance to succeed. The City, CalPERS, the City’s bondholders, the labor unions, and a committee of retirees have participated in several mediation sessions, the purpose of which is to attempt to negotiate a consensual Chapter 9 plan of adjustment. Additional mediation sessions are anticipated to be scheduled and held. The Bankruptcy Court has set a further status conference for June 19, 2014. Although the outcome of CalPERS’ appeal of the City’s eligibility for Chapter 9 relief and any challenges the City may receive to a plan of adjustment are uncertain, the City is working toward a consensual plan of adjustment with its creditors. If a consensual plan cannot be achieved, then the City will seek to have the Bankruptcy Court confirm the City’s plan of adjustment over potential objections from creditors. Until a plan of adjustment is filed with the Bankruptcy Court, no terms of adjustment can be disclosed. Currently, the City is unable to provide an estimate of the gain, if any, resulting from the re-measuring of liabilities, nor can an estimate be provided of when the plan of adjustment will be completed. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -63- 3. Cash and Investments Cash and investments are presented in the accompanying financial statements at June 30, 2012 as follows: Statement of net assets: Cash and investments88,636,143$ Statement of fiduciary net assets: Cash and investments - Redevelopment Obligation Retirement Fund34,506,252 Cash and investments - Agency Funds2,629,936 Total cash and investments125,772,331 Statement of net assets: Cash and investments with fiscal agents36,860 Statement of fiduciary net assets: Cash and investments with fiscal agents - Redevelopment Obligation Retirement Fund36,912,220 Total cash and investments with fiscal agents36,949,080 Total162,721,411$ Cash and investments at June 30, 2012 consisted of the following: Cash on hand13,450$ Demand deposits4,728,162 Investments157,979,799 Total cash and investments162,721,411$ As part of the City's investment guidelines, the City continually seeks ways to increase investment income while not risking investment principal. One way the City accomplishes this is by “sweeping”, on a nightly basis, any excess cash held in its non-interest bearing checking account to an interest bearing money market account with the same bank. This “sweeping” of excess funds from the non-interest bearing accounts may result in a negative balance due to outstanding checks. Investments Authorized by the California Government Code and the City’s Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee’s that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -64- 3. Cash and Investments (continued) Investments Authorized by the California Government Code and the City’s Investment Policy (continued) Maximum Maximum Maximum Percentage Investment Authorized Investment Types Maturity* of Portfolio* in One Issuer* United States Treasury Obligations 5 years None None United States Federal Agency Securities 5 years None None Bonds, Notes or Registered Warrants Issued by the State of California or Local Agencies within the State of California 5 years None None Bankers’ Acceptances 180 days 40% 30% Commercial Paper 270 days 25% 15% Negotiable Certificates of Deposit 5 years 30% None Time Certificates of Deposit N/A 25% None Medium-term Corporate Notes 5 years 30% 15% Money Market Mutual Funds N/A 20% 10% Mortgage Pass-through Securities 5 years 20% None Local Agency Investment Fund (LAIF) N/A None None * Based on state law requirements or City investment policy requirements, whichever is more restrictive. Investments Authorized by Debt Agreements Investment of debt proceeds held by fiscal agent’s are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City’s investment policy. The table below identifies the investment types that are authorized for investments held by fiscal agents. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum Maximum Percentage Investment Authorized Investment Types Maturity Allowed in One Issuer United States Treasury Obligations None None N/A United States Federal Agency Securities None None None Bonds, Notes or Registered Warrants Issued by the State of California or Local Agencies within the State of California None None None Bankers’ Acceptances 180 - 360 days None None Commercial Paper 92 - 180 days None None Medium-term Corporate Notes None None None Money Market Mutual Funds N/A None None Investment Contracts None None None CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -65- 3. Cash and Investments (continued) Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City’s investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City’s investments by maturity. For purposes of the schedule shown below, any callable securities are assumed to be held to maturity. Remaining Maturity 12 Months13 to 2425 Months Investment TypeTotalor LessMonthsor More Local Agency Investment Fund (State Investment Pool)36,768,093$ 36,768,093$ -$ -$ Money Market Mutual Funds4,248,473 4,248,473 - - Certificates of Deposit998,872 - 998,872 - Negotiable Certificates of Deposit497,721 - 497,721 - Federal Agency Securities54,469,084 6,636,355 11,452,989 36,379,740 U.S. Treasury Securities12,561,601 2,959,568 1,139,270 8,462,763 Medium-term Corporate Notes7,925,974 1,830,458 2,389,054 3,706,462 Held by Bond Trustee: Money Market Funds34,797,080 34,797,080 - - U.S. Treasury Securities1,005,000 1,005,000 - - Mutual Funds87,151 87,151 - - Investment Contracts4,620,750 - - 4,620,750 Total157,979,799$ 88,332,178$ 16,477,906$ 53,169,715$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -66- 3. Cash and Investments (continued) Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City’s investment policy, or debt agreements, and the actual rating as of year-end for each investment type. MinimumRatings Legalat Year EndNot Investment TypeTotalRatingAA or AAARated Local Agency Investment Fund (State Investment Pool)36,768,093$ N/A-$ 36,768,093$ Money Market Mutual Funds4,248,473 N/A- 4,248,473 Certificates of Deposit998,872 N/A- 998,872 Negotiable Certificates of Deposit497,721 N/A- 497,721 Federal Agency Securities54,469,084 AA54,469,084 - U.S. Treasury Securities12,561,601 N/A12,561,601 - Medium-term Corporate Notes7,925,974 AA7,925,974 - Held by Bond Trustee: Money Market Funds34,797,080 N/A- 34,797,080 U.S. Treasury Securities1,005,000 N/A1,005,000 - Mutual Funds87,151 N/A- 87,151 Investment Contracts4,620,750 N/A- 4,620,750 Total157,979,799$ 75,961,659$ 82,018,140$ Concentration of Credit Risk The investment policy of the City contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. Investments in any one issuer (other than U.S. Treasury securities, money market mutual funds, and external investment pools) that represent 5% or more of total City investments are as follows: ReportedPercentage of IssuerInvestment TypeAmountPortfolio Federal Home Loan BankFederal Agency Security16,600,949$ 11% Federal Home Loan Mortgage Corp.Federal Agency Security9,241,751 6% Federal National Mortgage AssociationFederal Agency Security19,253,073 12% CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -67- 3. Cash and Investments (continued) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City’s investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. At June 30, 2012, the City’s deposits (bank balances) were collateralized under California Law. Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City’s pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 4. Notes Receivable Notes receivable represent loan agreements entered into between the EDA and unrelated non- governmental entities as part of the EDA’s redevelopment activities, including single-family home buyer assistance, and real estate development and construction loans. Approximately 155 notes are reported in the Federal and State Grants Fund (a nonmajor special revenue fund) ranging in amount from approximately $25,000 to $3.5 million, and totaling $8.8 million. The Low and Moderate Income Housing Fund (a nonmajor special revenue fund) includes approximately 40 notes ranging in amount from approximately $8,000 to $7 million, and totaling $38.7 million. Collection of these notes receivable is subject to the terms of each individual loan agreement. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -68- 5. Interfund Receivables, Payables and Transfers Due To / From Other Funds Amounts due to and due from other funds at June 30, 2012 are summarized as follows: Due From Other Funds (asset): Low and ModerateIntegrated NonmajorIncomeWasteWaterSewerInternal GovernmentalHousingEnterpriseEnterpriseEnterpriseService FundsFundFundFund FundFundsTotal Due To Other Funds (liability): General Fund15,345,420$ -$ -$ -$ -$ -$ 15,345,420$ Federal and State Grants Fund1,841,588 - - - - 2,713,916 4,555,504 Nonmajor Govern- mental Funds2,389,027 155,500 - - - - 2,544,527 Integrated Waste Enterprise Fund- - - 409,218 850,894 - 1,260,112 Water Enterprise Fund- - 2,042,095 - - - 2,042,095 Sewer Enterprise Fund- - 222,894 112,259 - - 335,153 Internal Service Funds1,319,100 - - 277,600 - - 1,596,700 Total20,895,135$ 155,500$ 2,264,989$ 799,077$ 850,894$ 2,713,916$ 27,679,511$ Amounts due to and due from other funds reflect (a) Monies owed to the Integrated Waste Enterprise (IWE) fund from Water Enterprise and Sewer Enterprise funds for monies for services collected by the Water Department on behalf of the IWE fund; and (b) inter-fund borrowings to cover short-term operating deficits and cash overdrafts. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -69- 5. Interfund Receivables, Payables and Transfers (continued) Advances To / From Other Funds Advance to and advances from other funds at June 30, 2012, are summarized as follows: Advances To Other Funds (asset): Low and ModerateNonmajor IncomeGovernmental Housing FundFundsTotal Advances From Other Funds (liability): General Fund-$ 1,629,400$ 1,629,400$ Federal and State Grants Fund9,347,332 - 9,347,332 Nonmajor Governmental Funds- 158,000 158,000 Internal Service Funds- 49,774 49,774 Total9,347,332$ 1,837,174$ 11,184,506$ The interfund advances above resulted from (1) a General Fund budget shortfall of $1,629,400 covered by a short term loan from the City’s impact fees fund, (2) loans to fund infrastructure and other capital improvements. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -70- 5. Interfund Receivables, Payables and Transfers (continued) Transfers Interfund transfers during the year ended June 30, 2012 consisted of the following: Transfers out: EconomicEconomic DevelopmentDevelopment AgencyAgency SpecialCapitalNonmajorInternal GeneralRevenueProjectsGovernmentalService FundFundFundFundsFundsTotal Transfers in: General Fund-$ -$ 625,750$ 9,268,762$ 2,009,774$ 11,904,286$ Economic Development Agency Special Revenue Fund - - 4,410,862 - - 4,410,862 Economic Development Agency Debt Service Fund 1,611,512 687,535 7,596,219 - - 9,895,266 Federal and State Grants Fund578,698 7,305,200 - - - 7,883,898 Nonmajor Govern- mental Funds4,344,836 - - - - 4,344,836 Integrated Waste Fund65,000 - - - - 65,000 Total6,600,046$ 7,992,735$ 12,632,831$ 9,268,762$ 2,009,774$ 38,504,148$ Interfund transfers were principally used to fund (a) operating deficits in non-major funds, (b) debt service payments, and (c) reimbursement of costs of the general fund related to accomplishing activities of other funds. 6. Property Held for Resale Property held for resale represents single-family, multi-family, commercial, and retail real estate acquired by the EDA under its low and moderate income housing activities and the City’s federal grant programs. Approximately 60 properties are reported in the Federal and State Grants Fund (a nonmajor special revenue fund) ranging in amount from approximately $78,000 to $640,000, and totaling $16.3 million. The Low and Moderate Income Housing Fund (a nonmajor special revenue fund) includes approximately 30 properties ranging in amount from approximately $5,000 to $11.8 million, and totaling $18.4 million. The properties are reported at cost basis. These costs will be charged to current year project expenditures when the related properties are sold or disposed. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -71- 7. Capital Assets Capital asset activity for governmental activities for the year ended June 30, 2012, was as follows: Transfers to BeginningReclass-SuccessorEnding balanceAdditionsDeletionsificationsAgencybalance Governmental activities: Capital assets, not being depreciated: Land (1)125,475,931$ -$ -$ -$ (11,631,572)$ 113,844,359$ Construction in progress (2)22,607,288 5,259,176 (17,411,033) - - 10,455,431 Total capital assets, not being depreciated148,083,219 5,259,176 (17,411,033) - (11,631,572) 124,299,790 Capital assets, being depreciated: Infrastructure531,619,693 14,503,740 (25,512) - - 546,097,921 Buildings and improvements85,138,141 1,025,240 - 4,608,946 (16,508,665) 74,263,662 Machinery, vehicles and equipment59,858,218 1,736,886 (684,392) (4,608,946) (1,282,198) 55,019,568 Total capital assets, being depreciated676,616,052 17,265,866 (709,904) - (17,790,863) 675,381,151 Less accumulated depreciation for: Infrastructure(262,647,499) (14,271,847) 25,512 - - (276,893,834) Buildings and improvements(60,199,399) (1,708,899) - (3,085,155) 7,941,664 (57,051,789) Machinery, vehicles and equipment(46,793,014) (3,516,822) 684,392 3,085,155 1,025,251 (45,515,038) Total accumulated depreciation(369,639,912) (19,497,568) 709,904 - 8,966,915 (379,460,661) Total capital assets, being depreciated net306,976,140 (2,231,702) - - (8,823,948) 295,920,490 Intangible assets5,946,327 - - - - 5,946,327 Less accum. amortization(247,763) (594,633) - - - (842,396) Total intangible assets, net5,698,564 (594,633) - - - 5,103,931 Governmental activities capital assets, net460,757,923$ 2,432,841$ (17,411,033)$ -$ (20,455,520)$ 425,324,211$ (1) The land balance reflected above includes various parcels that include certain restrictions that may impact the subsequent sale of those parcels. (2) Current year deletions of construction in progress include $1,901,829 of prior year project costs that no longer meet the criteria for capitalization. Capital assets of the former redevelopment agency (Economic Development Agency or “EDA”) were transferred to the Successor Agency upon dissolution at February 1, 2012. Capital asset activities for the seven months ended January 31, 2012 are included in the governmental activities of the City. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -72- 7. Capital Assets (continued) Certain reclassifications between capital asset classes in the governmental activities were made to ensure consistency with the City’s classifications and capital asset subsidiary schedules. There were no changes to carrying amounts or depreciation lives, and there was no effect on the City’s changes in net assets. Capital asset activity for business-type activities for the year ended June 30, 2012, was as follows: BeginningEnding balanceAdditionsDeletionsAdjustmentsbalance Business-type activities: Capital assets, not being depreciated: Land and easements15,459,919$ -$ -$ -$ 15,459,919$ Construction in progress12,498,216 9,052,195 (11,933,044) - 9,617,367 Total capital assets, not being depreciated27,958,135 9,052,195 (11,933,044) - 25,077,286 Capital assets, being depreciated: Water rights, wells and pumping83,225,598 2,919,221 (11,062) - 86,133,757 Distribution systems117,057,748 3,989,998 (401,611) - 120,646,135 Building, plant, and store yards157,307,070 4,847,862 - - 162,154,932 Other assets45,237,805 2,693,211 (2,736,759) - 45,194,257 Total capital assets, being depreciated402,828,221 14,450,292 (3,149,432) - 414,129,081 Less accumulated depreciation for: Water rights, wells and pumping(29,994,658) (2,351,987) 10,621 2,156,538 (30,179,486) Distribution systems(28,812,112) (2,429,340) 323,057 2,024,342 (28,894,053) Building, plant, and store yards(89,126,236) (4,556,075) - (2,586,336) (96,268,647) Other assets(27,289,849) (4,031,262) 2,585,479 74,882 (28,660,750) Total accumulated depreciation(175,222,855) (13,368,664) 2,919,157 1,669,426 (184,002,936) Total capital assets, being depreciated, net227,605,366 1,081,628 (230,275) 1,669,426 230,126,145 Business-type activities capital assets, net255,563,501$ 10,133,823$ (12,163,319)$ 1,669,426$ 255,203,431$ There were adjustments made to beginning accumulated depreciation to account for errors noted in the calculation of depreciation subsequent to the issuing of the June 30, 2011 financial statements of $4,140,116 and $(2,470,690) to the water and sewer enterprise funds, respectively, for a net adjustment to the business-type activities of $1,669,426. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -73- 7. Capital Assets (continued) Depreciation expense was charged to the following functions in the Statement of Activities: GovernmentalBusiness-type activitiesactivities Function: General government234,909$ -$ Public safety1,935,379 - Streets14,897,503 - Culture and recreation520,194 - Economic development351,548 - Community services255,850 - Integrated waste enterprise fund- 2,952,864 Water enterprise fund- 5,770,673 Sewer enterprise fund- 4,645,127 Capital assets held by the government's internal service funds are charged to the various functions based on their usage of the assets1,302,185 - Total depreciation expense19,497,568$ 13,368,664$ 8. Long-Term Liabilities – Governmental Activities Changes in the long-term liabilities of the governmental activities for the year ended June 30, 2012 were as follows: Transfer to Successor Amount Balance Agency on BalanceDue Within June 30, 2011AdditionsReductionsFeb. 1, 2012June 30, 2012One Year Governmental activities: Capital leases payable 3,685,809$ -$ (1,101,075)$ -$ 2,584,734$ 739,557$ Claims and judgments (Note 13)20,142,019 5,630,933 (4,850,980) - 20,921,972 6,276,592 Compensated absences (Note 12)20,287,987 217,671 (818,981) (423,405) 19,263,272 8,114,405 OPEB obligation (Note 17)20,732,739 5,217,893 - (882,031) 25,068,601 - Participation agreement: Yellow Freight 277,688 - - (277,688) - - CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -74- 8. Long-Term Liabilities – Governmental Activities (continued) Transfer to Successor Amount Balance Agency on BalanceDue Within June 30, 2011AdditionsReductionsFeb. 1, 2012June 30, 2012One Year Governmental activities (continued): Notes payable: HUD Section 108: Cinema project3,860,000$ -$ (410,000)$ (3,450,000)$ -$ -$ Arden Guthrie7,500,000 - - (7,500,000) - - Reynolds506,637 - - (506,637) - - Fire maintenance facility note1,200,000 - - - 1,200,000 - CMB note payable15,000,000 18,000,000 - (33,000,000) - - New World note payable5,131,987 - (583,202) - 4,548,785 513,540 Total notes payable33,198,624 18,000,000 (993,202) (44,456,637) 5,748,785 513,540 Lease revenue bonds: Public Facilities Lease (Lease Revenues Refunding 1997, Series A)2,570,000 - (815,000) - 1,755,000 855,000 City Hall Lease (Refunding Bonds, Series 1996)8,575,000 - (520,000) - 8,055,000 550,000 Total lease revenue bonds11,145,000 - (1,335,000) - 9,810,000 1,405,000 California Infrastructure Bank: Fire station lease2,153,425 - (86,396) - 2,067,029 88,919 Street construction5,814,565 - (1,109,082) - 4,705,483 1,135,367 Harriman Place Street Extension Lease 1,338,015 - (105,493) - 1,232,522 108,458 Total California Infrastructure Bank9,306,005 - (1,300,971) - 8,005,034 1,332,744 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -75- 8. Long-Term Liabilities – Governmental Activities (continued) Transfer to Successor Amount Balance Agency on BalanceDue Within June 30, 2011AdditionsReductionsFeb. 1, 2012June 30, 2012One Year Governmental activities (continued): Tax allocation bonds: Bonds 2010A6,505,000$ -$ -$ (6,505,000)$ -$ -$ Bonds 2010B3,075,000 - - (3,075,000) - - Refunding Bonds, 2002A22,330,000 - - (22,330,000) - - Bonds 20023,095,000 - (75,000) (3,020,000) - - Refunding Bonds, 1998A10,880,000 - (855,000) (10,025,000) - - Refunding Bonds, 1998B5,320,000 - (355,000) (4,965,000) - - Refunding Bonds, 2005A45,110,000 - (2,500,000) (42,610,000) - - Refunding Bonds, 2005B16,980,000 - (965,000) (16,015,000) - - Taxable 200623,035,000 - - (23,035,000) - - Less: deferred charges(1,659,462) - 72,057 1,587,405 - - Total tax allocation bonds134,670,538 - (4,677,943) (129,992,595) - - Assessment District bonds: Assessment District No. 98750,000 - (50,000) - - - Certificates of Participation: 1999 Certificates of participation 10,940,000 - (540,000) (5,880,000) 4,520,000 250,000 Pension obligation bonds payable: Taxable Pension Obligation Bonds, 2005 Series A 47,075,251 - (934,391) - 46,140,860 916,280 Total governmental activities long-term liabilities $ 311,511,660 $ 29,066,497 $ (16,602,543) $ (181,912,356) $ 142,063,258 $ 19,548,118 Internal service funds predominantly serve the governmental funds. Accordingly, long-term liabilities for internal service funds are included as part of the above totals for governmental activities. At June 30, 2012, $635,198 of capital leases payable, $20,921,972 of claims and judgments, $888,272 of compensated absences, and $4,548,785 of notes payable (New World) for internal service funds are included in the above amounts for governmental activities. For governmental activities, compensated absences and other post-employment benefit obligations (OPEB) are generally liquidated by the General Fund. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -76- 8. Long-Term Liabilities – Governmental Activities (continued) A. Capital Leases Payable Amount Outstanding at June 30, 2012 The City has entered into several lease agreements for the financing of fire vehicles and equipment, air conditioners, and police vehicles. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of future minimum lease payments as of the date of inception. $ 2,584,734 Assets acquired through capital leases are as follows: Amount Machinery, vehicles and equipment5,347,420$ Less: accumulated depreciation(3,018,059) Total 2,329,361$ The following schedule summarizes the debt to maturity payments for capital leases: Year ending June 30,PrincipalInterestTotal 2013739,557$ 94,939$ 834,496$ 2014625,124 67,514 692,638 2015622,010 43,920 665,930 2016309,686 21,578 331,264 2017121,229 11,542 132,771 2018 - 2019167,128 9,890 177,018 Totals2,584,734$ 249,383$ 2,834,117$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -77- 8. Long-Term Liabilities – Governmental Activities (continued) B. Notes Payable Amount Outstanding at June 30, 2012 Fire Maintenance Facility Note On August 1, 2009, the City entered into a note agreement with a property owner for the purchase of land to be used for the City’s Fire Department Maintenance Facility. The note is for the amount of $1,200,000 with a maturity date of July 1, 2019 and bears interest of 5.0% per annum. Due to the nature of the terms of the note, an amortization schedule is not available. $ 1,200,000 New World Note Payable In 2011, the City entered into a subscription agreement for the acquisition of computer software. The agreement has the substance of a note payable for accounting purposes and has been recorded at the present value of the annual payments of $645,000, calculated using a discount rate of 2.89%. The final payment is due July 1, 2019. 4,548,785 Total notes payable $ 5,748,785 Future debt service requirements for notes payable outstanding as of June 30, 2012, are as follows (due to the nature of the terms of the fire maintenance facility note does not have an amortization schedule, and therefore no interest is scheduled): Year ending June 30,PrincipalInterestTotal 2013513,540$ 131,460$ 645,000$ 2014528,381 116,619 645,000 2015543,652 101,348 645,000 2016559,363 85,637 645,000 2017575,529 69,471 645,000 2018 - 20203,028,320 106,680 3,135,000 Totals5,748,785$ 611,215$ 6,360,000$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -78- 8. Long-Term Liabilities – Governmental Activities (continued) C. Lease Revenue Bonds Amount Outstanding at June 30, 2012 Public Facilities Lease Revenue Refunding Bonds, 1997 Series A $10,370,000 of Public Facilities Lease Revenue Refunding Bonds, issue of 1997, Series A, were issued for the purpose of refunding the EDA's Public Facilities Lease Revenue Bonds, 1989 Series A, and to provide funds for the construction and leasing of a fueling station. The bonds currently outstanding consist of $4,790,000 of term bonds due September 1, 2013, bearing interest at 5.0% per annum. Interest is payable semiannually on March 1, and September 1. The term bonds shall be redeemed prior to maturity beginning September 1, 2008 to September 1, 2013 from the Term Bond Sinking Fund. The bonds are subject to optional redemption before maturity from available funds. Such bonds will be redeemed at the times and prices (expressed as a percentage of the principal amount so redeemed) as set forth in the bond documents. A reserve account is required to be maintained in accordance with the bond documents. As of June 30, 2012 the reserve requirement was $945,000 and the amount actually held in the reserve account was $945,196. The bond payments were previously paid by the EDA and secured by and payable from the lease revenue payments received by the EDA as lessor, under lease agreements with the City of San Bernardino. Upon dissolution of the EDA, the bonds became a liability of the City. $ 1,755,000 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -79- 8. Long-Term Liabilities – Governmental Activities (continued) C. Lease Revenue Bonds (continued) Amount Outstanding at June 30, 2012 Lease Revenue Refunding Bonds (City Hall Project), Series 1996 $16,320,000 of Lease Revenue Refunding Bonds (City Hall Project), Series 1996, were issued to refund the Central City Project, $12,000,000 Certificates of Participation (Series 1992) and to finance the acquisition of certain equipment and other capital improvements by the City. These bonds consisted of: $4,235,000 of serial bonds with interest rates varying from 4.15% to 5.00%; and $1,690,000 of term bonds bearing interest at 5.10%; $865,000 of term bonds, bearing interest of 5.30%; $3,215,000 of term bonds, bearing interest at 5.60% and $6,315,000 of term bonds, bearing interest at 5.70%. Interest is payable semiannually on January 1 and July 1. Remaining term bonds are due January 1, 2015 and January 1, 2023 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund. The bonds are subject to optional redemption as a whole or in part at the times and prices (expressed as a percentage of the principal amount so redeemed) as set forth in the bond documents. A reserve account is required to be maintained in accordance with the bond documents. As of June 30, 2012 the reserve requirement was $1,008,190 and the amount actually held in the reserve account was $1,051,460. The bonds and the interest thereon were previously payable from, and secured by a pledge of, lease payments to be paid by the City of San Bernardino pursuant to a Lease Purchase Agreement between the EDA as lessor and the City as lessee. In order for the City to secure its obligations pursuant to the Lease Agreement, the City will grant to the EDA, which will be assigned to First Trust of California National Association, as trustee, its interest in the Lease Agreement, which includes its rights to acquire the Leased Premises, upon payment of principal of and interest on the bonds. Upon dissolution of the EDA, the bonds became a liability of the City. 8,055,000 Total lease revenue bonds $ 9,810,000 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -80- 8. Long-Term Liabilities – Governmental Activities (continued) C. Lease Revenue Bonds (continued) Future debt service requirements for lease revenue bonds outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 20131,405,000$ 538,330$ 1,943,330$ 20141,480,000 464,495 1,944,495 2015610,000 410,355 1,020,355 2016645,000 377,035 1,022,035 2017685,000 341,573 1,026,573 2018 - 20224,035,000 1,095,255 5,130,255 2023950,000 106,875 1,056,875 Totals9,810,000$ 3,333,918$ 13,143,918$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -81- 8. Long-Term Liabilities – Governmental Activities (continued) D. California Infrastructure Bank Amount Outstanding at June 30, 2012 Fire Station Lease On August 2, 2004, the California Infrastructure and Economic Development Bank (CIEDB) and the City entered into a lease agreement in regard to the purchase of a Fire Station. Subject to the provisions of the lease, the City agrees to pay to the CIEDB as rental for use and occupancy of the Fire Station lease payments on February 1 and August 1 of each year. $ 2,067,029 Harriman Place Street Extension Lease On August 28, 2001, the California Infrastructure and Economic Development Bank (CIEDB) and the City entered into a lease agreement in regard to the Harriman Place Street Extension Project (Project). The Project is located on real property owned by the City. Subject to the provisions of the lease, the City agrees to pay to the CIEDB as rental for use and occupancy of the Harriman Street Extension lease payments on February 1 and August 1 of each year. 4,705,483 Street Construction On September 27, 2005, the California Infrastructure and Economic Development Bank (CIEDB) and the City entered into a financing agreement for pavement reconstruction and 25.5 miles of pavement rehabilitation projects on public streets throughout the City. The City agrees to pay the CIEDB on August 1 and February 1, beginning in fiscal year 2009. During the fiscal year ended June 30, 2012, the City had drawn a total of $9,613,878 of the $10,000,000 available. 1,232,522 Total California Infrastructure Bank liabilities $ 8,005,034 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -82- 8. Long-Term Liabilities – Governmental Activities (continued) D. California Infrastructure Bank (continued) Future debt service requirements for California Infrastructure Bank liabilities outstanding as of June 30, 2012, are as follows: Year ending June 30,PrincipalInterestTotal 20131,332,744$ 190,235$ 1,522,979$ 20141,365,295 157,284 1,522,579 20151,398,648 123,522 1,522,170 20161,432,818 88,933 1,521,751 2017220,941 68,268 289,209 2018 - 20221,203,169 241,467 1,444,636 2023 - 2027628,524 108,681 737,205 2028 - 2030422,895 18,760 441,655 Totals8,005,034$ 997,150$ 9,002,184$ E. Assessment District Bonds Assessment District No. 987 Bonds Payable Assessment District No. 987 bonds, series 1991, were issued on December 2, 1991 in the amount of $709,000. The bonds consisted of coupon bonds with interest ranging from 5.75% to 7.30% per annum. Interest was payable semiannually on March 2 and September 2. Serial Bonds matured annually on September 2 through September 2, 2011. The bonds were issued to provide funds, acquire and construct the work and improvements authorized by the City in the legal proceedings for Assessment District No. 987 located in the City and to pay the authorized incidental expenses of the Assessment District Project and improvement bond financing. The outstanding balance of the bonds was paid in full during the year ended June 30, 2012. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -83- 8. Long-Term Liabilities – Governmental Activities (continued) F. Certificates of Participation 1999 Certificates of Participation On September 23, 1999, the San Bernardino Joint Powers Financing Authority issued $15,480,000 of Refunding Certificates of Participation (Certificates). The Certificates were issued to retire $2,325,000 outstanding of Refunding Certificates of Participation (South Valle Public Improvement Project) dated April 1, 1987, and $5,910,000 outstanding of Certificates of Participation (1995 Police Station Financing Project) dated April 1, 1995, and to provide funds for capital improvements (201 Building Projects). The Certificates mature on September 1 of each year through September 1, 2024, in amounts ranging from $330,000 to $1,080,000. The interest represented by the Certificates is calculated on the basis of a 360-day year of twelve 30-day months, from September 1, 1999, at the rates per annum set forth in the bond documents and will represent the sum of the portions of the lease payments designated as interest coming due during the six months preceding each interest payment date. The interest rates will range approximately from 3.70% to 5.50% per annum. The Certificates maturing on September 1, 2020 are subject to mandatory sinking fund redemption in part on September 1 in each year on or after September 1, 2010, from the principal components of the lease payments required to be paid by the City pursuant to the Lease Agreements with respect to each such redemption date, at a redemption price equal to the principal amount thereof to be redeemed, together with interest accrued thereon to the date fixed for redemption, without premium, in accordance with the terms identified in the bond documents. The Certificates maturing on September 1, 2024 are subject to mandatory sinking fund redemption in part on September 1, 2021, from the principal components of the lease payments required to be paid by the City pursuant to the Lease Agreements with respect to each such redemption date, at a redemption price equal to the principal amount thereof to be redeemed, together with interest accrued thereon to the date fixed for redemption, without premium, in accordance with the terms identified in the bond documents. The Certificates represent direct, undivided fractional interest in lease payments to be made by the City under the lease agreements. A reserve fund is required to be maintained in an amount equal to the maximum annual debt service. At June 30, 2012, the reserve requirement was $1,147,000 and the amount actually held in the reserve account was $1,147,000. The total outstanding balance of the Certificates at June 30, 2012 was $10,400,000, of which $4,520,000 is reported as a long-term liability of the City, which is the portion of the Certificates that represent the Police Station portion. Repayment of this portion of the Certificates is funded from the City’s general revenues under the terms of the lease agreement. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -84- 8. Long-Term Liabilities – Governmental Activities (continued) F. Certificates of Participation (continued) Future debt service requirements for certificates of participation outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 2013250,000$ 572,000$ 822,000$ 2014260,000 540,375 800,375 2015275,000 507,375 782,375 2016290,000 472,450 762,450 2017305,000 435,600 740,600 2018 - 20221,805,000 1,552,375 3,357,375 2023 - 20251,335,000 344,025 1,679,025 Totals4,520,000$ 4,424,200$ 8,944,200$ G. Pension Obligation Bonds Taxable Pension Obligation Bonds, 2005 Series A In October 2005, the City issued City of San Bernardino Taxable Pension Obligation Bonds, 2005 Series A, consisting of $36,050,000 principal amount of Taxable Pension Obligation Bonds, Series A-1 (standard bonds) and $14,351,583 principal amount of Taxable Pension Obligation Bonds, 2005 Series A-2 (capital appreciation bonds). The City issued the bonds in order to prepay its unfunded accrued actuarial liability related to the City’s safety retirement plan. The standard bonds are dated October 1, 2005, with an interest rate of 5.628% per annum, maturing annually commencing October 1, 2024 through October 1, 2035. Interest is due annually commencing on October 1, 2006 through October 1, 2035. The capital appreciation bonds are dated October 1, 2005, with interest rates varying from 4.993% to 5.877% per annum, maturing annually commencing October 1, 2007 through October 1, 2024. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -85- 8. Long-Term Liabilities – Governmental Activities (continued) G. Pension Obligation Bonds (continued) Future debt service requirements for pension obligation bonds outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 2013916,280$ 2,422,615$ 3,338,895$ 2014895,138 2,493,756 3,388,894 2015873,241 2,565,653 3,438,894 2016856,483 2,637,411 3,493,894 2017833,750 2,715,144 3,548,894 2018-20223,810,786 14,743,685 18,554,471 2023-20276,715,182 13,295,441 20,010,623 2028-203214,725,000 6,848,854 21,573,854 2033-203616,515,000 1,943,771 18,458,771 Totals46,140,860$ 49,666,330$ 95,807,190$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -86- 9. Long-Term Liabilities – Business-type Activities Changes in the long-term liabilities of the business-type activities for the year ended June 30, 2012 were as follows: Amount BalanceBalanceDue Within June 30, 2011AdditionsReductionsJune 30, 2012One Year Business-type activities: Capital leases payable 13,149,895$ -$ (2,869,838)$ 10,280,057$ 2,936,684$ Claims payable (Note 13)288,683 233,438 (97,680) 424,441 424,441 Compensated absences (Note 12)2,583,092 2,238,315 (2,317,376) 2,504,031 1,762,208 OPEB obligation (Note 17)6,530,000 2,510,000 (9,040,000) - - Notes payable 24,439,995 10,000,000 (2,892,770) 31,547,225 2,993,835 Certificates of participation: Refunding sewer revenues COPs 17,305,000 - (2,510,000) 14,795,000 2,650,000 Less: deferred charges (108,680) - 21,012 (87,668) (20,360) Subtotal17,196,320 - (2,488,988) 14,707,332 2,629,640 Water bonds payable25,000 - (10,000) 15,000 15,000 Total business-type activities long-term liabilities 64,212,985$ 14,981,753$ (19,716,652)$ 59,478,086$ 10,761,808$ A. Capital Leases Payable These lease agreements qualify as capital leases for accounting purposes, and therefore, have been recorded at the present value of the future minimum lease payments as of the date of inception. Amount Outstanding at June 30, 2012 Integrated Waste equipment The City entered into several lease purchase agreements for the financing of the acquisition of refuse trucks and street sweepers. The terms of leases are 84 months each, with individual semi-annual payments ranging from $59,370 to $384,437. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of future minimum lease payments as of the date of inception. $ 10,280,057 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -87- 9. Long-Term Liabilities – Business-type Activities (continued) A. Capital Leases Payable (continued) Assets acquired through capital leases are as follows: Amount Machinery, vehicles and equipment19,972,082$ Less: accumulated depreciation(10,509,111) Total 9,462,971$ The following schedule summarizes the debt to maturity payments for capital leases: Year ending June 30,PrincipalInterestTotal 20132,936,684$ 328,011$ 3,264,695$ 20142,550,418 225,007 2,775,425 20152,140,362 145,780 2,286,142 20161,438,444 78,821 1,517,265 2017889,210 32,560 921,770 2018324,939 7,060 331,999 Totals10,280,057$ 817,239$ 11,097,296$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -88- 9. Long-Term Liabilities – Business-type Activities (continued) B. Notes Payable Amount Outstanding at June 30, 2012 California Infrastructure and Economic Development Bank (CIEDB) In April 2002, CIEDB issued a $10,000,000 note to the City Water Department to provide funding for transmission mains, booster stations and a reservoir identified in the Water System Reliability Schedule of Improvements. The note was issued with an interest rate of 3.34% per annum with interest payable semiannually on February 1 and August 1. Principal payments are due annually on February 1. $ 6,272,528 In July 2007, CIEDB issued a $10,000,000 note to the City Water Department to provide funding for booster stations and transmission mains in the Verdemont area. The note was issued with an interest rate of 2.71% per annum with interest payable semiannually on February 1 and August 1. Principal payments are due annually on August 1. 8,281,073 In May 2012, CIEDB issued a $10,000,000 note to the City Water Department to provide funding for the construction of the 12 million gallon Ogden Reservoir and certain pipeline improvements. The note was issued with an interest rate of 2.61% per annum with interest payable semiannually on February 1 and August 1. Principal payments are due annually on August 1. 10,000,000 San Bernardino Valley Municipal Water District (SBVMWD) SARI Line Rights The City Water Department entered into an agreement with the SBVMWD for the purchase of 2.5 million gallons per day of discharge rights in the Santa Ana Regional Interceptor (SARI) pipeline (now called the Inland Empire Brine Line). SBVMWD issued a note to the City Water Department in the amount of $5,084,723 with an interest rate of 7.25% per annum, annual debt service payments of $456,250, and a maturity of 2013. 425,408 State Revolving Fund The State Water Resources Control Board issued a note to Santa Ana Watershed Authority to provide funding the San Bernardino/Colton Rapid Infiltration Extraction (RIX) project in the amount of $25,978,599. In April 2001, the agreement was amended to transfer the note obligation to the successors in interest being the City of San Bernardino Board of Water Commissioners, and the City of Colton. The City Water Department will use revenues from the sewer treatment utility fund towards repayment of the note. The note matures in 2016 and bear interest at a rate of 2.80% per annum. 6,568,216 Total notes payable $ 31,547,225 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -89- 9. Long-Term Liabilities – Business-type Activities (continued) B. Notes Payable (continued) Future debt service requirements for notes payable outstanding as of June 30, 2012, are as follows: Year ending June 30,PrincipalInterestTotal 20132,993,835$ 828,109$ 3,821,944$ 20143,056,103 792,692 3,848,795 20153,143,473 705,008 3,848,481 20163,232,041 614,802 3,846,843 20171,566,895 522,036 2,088,931 2018 - 20228,550,615 1,888,788 10,439,403 2013 - 20275,881,662 807,355 6,689,017 2028 - 20323,122,601 207,947 3,330,548 Totals31,547,225$ 6,366,737$ 37,913,962$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -90- 9. Long-Term Liabilities – Business-type Activities (continued) C. Certificates of Participation 1998 Refunding Sewer Revenue Certificates of Participation In 1998, the sewer treatment utility issued $36,230,000 in Certificates of Participation to advance refund the 1992 Sewer Certificates of Participation and fund additional capital improvements. The 1992 Certificates originally provided for the construction of certain capital improvements. The proceeds of the 1998 Certificates were invested and used to pay interest on the 1998 issue until February 1, 2001, when the 1992 Certificates were called at a prepayment premium of two percent. The City Water Department now pays the installment payments on the 1998 Certificates from the net revenues of the sewer treatment system. Interest is payable semiannually on February 1, and August 1. The issue has interest rates ranging between 3.95% and 5.25% per annum, annual debt service payments ranging from $1,697,000 to $3,474,000, and a maturity date of 2017. The advance refunding resulted in an economic gain of $1,277,994 (difference between the present value of the annual debt service payments between old and new debt). Future debt service requirements for certificates of participation outstanding as of June 30, 2012, are as follows: Year ending June 30,PrincipalInterestTotal 20132,650,000$ 736,175$ 3,386,175$ 20142,805,000 607,650 3,412,650 20152,965,000 474,412 3,439,412 20163,155,000 318,750 3,473,750 20173,220,000 161,000 3,381,000 14,795,000 2,297,987 17,092,987 Less: Deferred Charges (87,668) - (87,668) Totals14,707,332$ 2,297,987$ 17,005,319$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -91- 9. Long-Term Liabilities – Business-type Activities (continued) D. Water Bonds Payable Waterworks Bonds, Series C During the year ended June 30, 1992, the South San Bernardino Water District merged with the City Water Department, and assumed all the bonds. The bonds were initially issued March 1, 1988, for $150,000 and mature annually commencing September 1, 1993, through September 1, 2013 in principal amounts ranging from $5,000 to $16,200. Interest accrues at 7.75% per annum. The outstanding balance at June 30, 2012 is $15,000. Future debt service requirements for water bonds payable outstanding as of June 30, 2012, are as follows: Year ending June 30,PrincipalInterestTotal 201315,000$ 1,163$ 16,163$ Totals15,000$ 1,163$ 16,163$ 10. Operating Leases Effective December 15, 2008, the City’s Water Department took possession of leased space from Superior Homes LLC for administrative office and warehouse space for a term of ten years. The following is a schedule of minimum lease payments as of June 30, 2012. WaterSewer YearUtilityUtilityTotal 2013384,737$ 52,631$ 437,368$ 2014384,737 52,631 437,368 2015384,737 52,631 437,368 2016384,737 52,631 437,368 2017384,737 52,631 437,368 1,923,685$ 263,155$ 2,186,840$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -92- 11. Mortgage Revenue Bonds Without Government Commitment The accompanying financial statements do not include certain mortgage revenue bonds issued by the Economic Development Agency (EDA). The bonds are special obligations payable solely from payments made on and secured by a pledge of the acquired mortgage loans and certain reserve funds and other monies in connection therewith, all pledged under the resolution authorizing the issuance of the bonds. The bonds are not payable from any other revenues or assets of the EDA. Neither the faith nor credit of the taxing powers of the City of San Bernardino, California, the State of California or any political subdivision thereof, or the EDA is pledged to the payment of the principal of or the interest on the bonds. Mortgage revenue bonds outstanding as of June 30, 2012 include the Multifamily Housing Revenue Bonds (Highland Lutheran Senior Housing Project) 1995 Series for $1,270,000 and the Multifamily Housing Revenue Bonds (Ramona Senior Complex Project) Series 1995 for $1,120,000. 12. Compensated Absences Liability City employees receive between 10 and 25 vacation days each year depending upon length of service. An employee may accumulate earned vacation time to a maximum not to exceed 60 days. Upon termination, employees are paid the full value of their unused vacation time determined at their present salary rate. City employees receive 12 personal necessity/sick leave days each year. Upon termination or retirement, employees are paid one-half the value of their unused personal necessity/sick leave time determined at their present salary rate. At June 30, 2012, $19,263,272 and $2,504,031 of vacation and leave have been accrued for governmental and business-type activities, respectively. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -93- 13. Claims and Judgments Payable The City of San Bernardino is self-insured for its liability, unemployment and long-term disability programs. The accrued liability for estimated claims represents an estimate of the eventual loss on claims arising prior to year-end including claims incurred but not yet reported. Changes in the claims liability for the governmental activities for the years ended June 30, 2012 and 2011, are as follows: Incurred Claims and Changes in BeginningEstimatedPaymentsEnding Governmental activities Balance Claimson Claims Balance 2010-2011: Workers compensation8,466,811$ 3,851,677$ (1,910,039)$ 10,408,449$ Liability claims5,195,320 6,228,428 (1,690,178) 9,733,570 Total 2010-201113,662,131$ 10,080,105$ (3,600,217)$ 20,142,019$ 2011-2012: Workers compensation10,408,449$ 4,889,070$ (2,697,797)$ 12,599,722$ Liability claims9,733,570 741,863 (2,153,183) 8,322,250 Total 2011-201220,142,019$ 5,630,933$ (4,850,980)$ 20,921,972$ Changes in the claims liability for the business-type activities for the years ended June 30, 2012 and 2011, are as follows: Incurred Claims and Changes in BeginningEstimatedPaymentsEnding Business-type activities Balance Claimson Claims Balance 2010-2011: Workers compensation313,994$ 135,751$ (161,062)$ 288,683$ 2011-2012: Workers compensation288,683$ 233,438$ (97,680)$ 424,441$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -94- 13. Claims and Judgments Payable (continued) Currently, the City is a member of the Big Independent Cities Excess Pool (BICEP) which covers general liability claims. BICEP pools catastrophic general liability, automobile liability, and public official’s errors and omissions losses. BICEP intends to pool covered catastrophic losses incurred by its members, thereby eliminating the need for excess commercial insurance protection. As a result, each member's share of pooled costs will depend on the catastrophic losses of all the members. In addition, the cost of a member city will also depend on that member's own loss experience. Entities with a consistent record of costly claims will pay more than entities with a consistent record of limited serious claims activity. The following public entities are members of BICEP: Huntington Beach, Oxnard, West Covina, San Bernardino and Santa Ana. For liability claims, the City is self-insured for the first $1 million. The first million in excess of the self-insured limit is divided up proportionately among the BICEP members. In addition, the City has obtained excess liability coverage using a tiered system with three carriers totaling $25 million per occurrence. Currently, the City is a member of the CSAC Excess Insurance Authority (the Authority) for its workers compensation claims. For these claims, the City is self-insured for the first $1 million. The first $4 million in excess of the self-insured limit is insured through the Authority. In addition, for amounts in excess of the $5 million self-insurance and Authority coverage, the City has obtained an additional $45 million in liability coverage from ACE American Insurance Company. Settled claims for general liability and workers’ compensation have not exceeded insurance coverage during the past three years. Estimated claims liabilities at June 30, 2012, including estimates for claims incurred but not reported, have been recorded by BICEP and the City’s corresponding share of cost (Premium) is included in claims expense in the Liability Insurance Internal Service Fund. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -95- 14. Fund Deficits and Expenditures in Excess of Appropriations At June 30, 2012, the following governmental funds have deficits that are anticipated to be funded from future grants, other revenues and operating transfers: Deficit Amount General Fund12,209,084$ Special revenue fund: Fire Station 3,156 Debt service fund: Assessment District #1015287,790 Capital projects funds: Special Assessments2,700 Street Construction2,947,065 At June 30, 2012, the following proprietary funds have accumulated deficits that are anticipated to be recovered in future periods from user charges and/or operating transfers, as follows: Deficit Amount Internal service funds: Unemployment Insurance128,381$ Workers' Compensation13,759,290 Liability Insurance6,681,950 Utility 882,996 Central Services92,431 As of June 30, 2012, the General Fund does not have the financial capacity to fund such accumulated deficits. Therefore, management expects that funding for the accumulated deficits will take years to accomplish. The accumulated deficit of the Workers’ Compensation Internal Service Fund, which accounts for self-insurance activities, is due to higher claims experienced versus amounts charged to the various departments. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -96- 14. Fund Deficits and Expenditures in Excess of Appropriations (continued) The General Fund reported expenditures in excess of appropriations for the year ended June 30, 2012, based on the level of budgetary control: FinalActual Variance with BudgetAmountsFinal Budget General Fund: General government: Mayor: Other149,800$ 170,486$ (20,686)$ City treasurer: Personnel salaries and benefits180,600 185,930 (5,330) City manager: Other 145,900 160,305 (14,405) Human resources: Personnel salaries and benefits462,800 485,744 (22,944) Finance: Personnel salaries and benefits1,525,000 2,148,955 (623,955) Other 238,285 431,939 (193,654) Public safety: Police: Personnel salaries and benefits54,416,000 55,306,727 (890,727) Fire: Personnel salaries and benefits28,391,800 31,647,977 (3,256,177) Streets: Community development: Personnel salaries and benefits1,713,400 1,857,785 (144,385) Culture and recreation: Park, recreation and community services: Other2,604,400 3,079,434 (475,034) Debt service: Principal- 1,119,577 (1,119,577) Interest and fiscal charges- 2,677,403 (2,677,403) CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -97- 15. Net Assets The government-wide statement of net assets reports net assets as follows: GovernmentalBusiness-type ActivitiesActivitiesTotal Invested in capital assets, net of related debt: Total capital assets, net425,324,211$ 255,203,431$ 680,527,642$ Cash and investments, restricted for debt service- 3,602,182 3,602,182 Note proceeds held by state- 10,000,000 10,000,000 Less related debt: Capital leases payable(2,584,734) (10,280,057) (12,864,791) Notes payable(5,748,785) (31,547,225) (37,296,010) Lease revenue bonds(9,810,000) - (9,810,000) California Infrastructure Bank(8,005,034) - (8,005,034) Certificates of participation(4,520,000) (14,707,332) (19,227,332) Bonds payable- (15,000) (15,000) Total invested in capital assets, net of related debt394,655,658 212,255,999 606,911,657 Restricted for: Public safety1,552,213 - 1,552,213 Streets and capital projects24,246,718 - 24,246,718 Culture and recreation2,357,706 - 2,357,706 Community development76,110,877 - 76,110,877 Economic development7,472,526 - 7,472,526 Community service813,439 - 813,439 Debt service80,692 - 80,692 Capital related fees- 7,389,246 7,389,246 Total restricted net assets112,634,171 7,389,246 120,023,417 Unrestricted net assets(126,831,648) 40,727,533 (86,104,115) Total net assets380,458,181$ 260,372,778$ 640,830,959$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -98- 16. Defined Benefit Pension Plan Plan Description The City of San Bernardino contributes to the California Public Employees Retirement System (PERS), an agent multiple-employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and City contracts with employee bargaining groups. Copies of PERS’ annual financial report may be obtained from its executive office at 400 “P” Street, Sacramento, California 95814, or at www.calpers.ca.gov. Funding Policy Participants are required to contribute 8% (9% for safety employees) of their annual covered salary. The City makes the contributions required of City employees on their behalf and for their account. Under GASB 27, an employer reports an annual pension cost (APC) equal to the annual required contribution (ARC) plus an adjustment for the cumulative difference between the APC and the employer's actual plan contributions for the year. The cumulative difference is called the net pension obligation (NPO). The ARC for the period July 1, 2011 to June 30, 2012 has been determined by an actuarial valuation of the plan as of June 30, 2009. The contribution rate indicated for the fiscal year ended June 30, 2012 was 28.277% of covered payroll for the safety plan, and 17.248% for the miscellaneous plan. In order to calculate the dollar value of the ARC for inclusion in financial statements prepared as of June 30, 2012, these contribution rates would be multiplied by the payroll of covered employees that was actually paid during the period July 1, 2011 to June 30, 2012. Actuarial Methods and Assumptions A summary of principal assumptions and methods used to determine the ARC is shown below: Valuation Date June 30, 2009 Actuarial Cost Method Entry Age Actuarial Cost Method Amortization Method Level percent of payroll Average Remaining Period 29 (safety) 26 (miscellaneous) years as of the valuation date Asset Valuation Method 15 year smoothed market Actuarial Assumptions Investment Rate of Return 7.75% (net of administrative expenses) Projected Salary Increases 3.55% to 14.45% depending on age, service, type of employment and plan Inflation 3.00% Payroll Growth 3.25% Individual Salary Growth A merit scale varying by duration of employment coupled with an assumed annual inflation growth of 3.0% and an annual production growth of 0.25%. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -99- 16. Defined Benefit Pension Plan (continued) Actuarial Methods and Assumptions (continued) Initial unfunded liabilities are amortized over a closed period that depends on the plan's date of entry into PERS. Subsequent plan amendments are amortized as a level percent of pay over a closed 20-year period. Gains and losses that occur in the operation of the plan are amortized over a rolling period, which results in an amortization of 6% of unamortized gains and losses each year. If the plan's accrued liability exceeds the actuarial value of plan assets, then the amortization period may not be lower than the payment calculated over a 30-year amortization period. Contributions The following is the three-year trend information for contributions to PERS (Dollar amounts in thousands) City - Miscellaneous FiscalAnnual PensionPercentage ofNet Pension Year EndingCost (APC)APC ContributedObligation June 30, 20104,161$ 100%-$ June 30, 20114,375 100%- June 30, 20125,608 100%- City - Safety FiscalAnnual PensionPercentage ofNet Pension Year EndingCost (APC)APC ContributedObligation June 30, 201011,225$ 100%-$ June 30, 201111,042 100%- June 30, 201213,077 100%- FiscalAnnual PensionPercentage ofNet Pension Year EndingCost (APC)APC ContributedObligation June 30, 2010377,362$ 100%-$ June 30, 2011400,310 100%- June 30, 2012679,501 100%- Economic Development Agency CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -100- 16. Defined Benefit Pension Plan (continued) Benefits All full-time City employees are eligible to participate in PERS, with benefits vesting after 5 years of credited service. Classic members who retire at age 50 with at least 5 years of credited service are entitled to a service retirement benefit, payable monthly for life, equal to the product of the benefit factor, years of service, and final compensation. The years of service is the amount credited by PERS to a member while he or she is employed in the group. The benefit factors come from the 2.0% at 55 and 2.7% at 55 Miscellaneous benefit factor tables, the 3.0% at 50 Safety benefit factor table, and the 2.0% at 55 and 3.0% at 60 EDA benefit factor tables, and depends on the member’s age at retirement. The factors range from 1.426% at age 50 to 3.0% at age 63 and up. Final compensation for members is the monthly average of the member’s highest 36 or 12 consecutive months’ full-time equivalent monthly pay. The Miscellaneous service retirement benefit is not capped. The Safety service retirement benefit is capped at 90% of final compensation. Funded Status and Funding Progress As of the most recent actuarial valuation dates of June 30, 2012, the combined plans (Miscellaneous, Safety, and EDA) were 83.5% funded based on the actuarial value of assets. The actuarial accrued liability for benefits was $1.08 billion, and the actuarial value of assets was $902 million, resulting in an unfunded actuarial accrued liability (UAAL) of $179 million. The covered payroll (annual payroll of active employees covered by the plan) was $93.1 million, and the ratio of the UAAL to the covered payroll was 191.9%. The schedule of funding progress, presented as Required Supplementary Information (RSI) following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. 17. Other Post-Employment Benefits City (Excluding Water Department) Plan Description The City administers a single employer defined benefit healthcare plan (the Plan). The Plan currently provides healthcare and life insurance for eligible retirees and their surviving spouses through the City’s group health insurance plan which is administered by Mercer. Life insurance premiums are paid 100% by retirees. The Plan covers both active and retired members. Benefits provisions are established through negotiations between the City and various union bargaining groups. The Plan does not issue a publicly available financial report. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -101- 17. Other Post-Employment Benefits (continued) Funding Policy Contribution requirements of the Plan are established through negotiations between the City and union representatives. The required contribution is based on pay-as-you-go financing requirements. For fiscal year 2012, the City contributed $627,000 to the Plan. The City currently contributes $112 per month of the required premium costs of active employees. Retired employees are permitted to participate with active employees in the health-care plan, but retirees must pay all premiums as calculated by Mercer, less the City’s payment of $112 per month, assigned to them, except for sworn police employees. The City’s monthly contribution for sworn police employees is in accordance with the following schedule: Years of service Monthly Contribution 20 $ 200 25 350 30 450 Annual OPEB Cost and Net OPEB Obligation The City’s annual other OPEB cost (expense) is calculated based on the annual required contribution (ARC) of the employer, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually contributed to the Plan, and changes in the City’s net OPEB obligation: Annual Required Contribution (ARC)7,293,000$ Interest on net OPEB obligation998,000 Adjustment to annual required contribution(1,666,000) Annual OPEB cost (expense)6,625,000 Contributions made Benefit payments (cash subsidy)(627,000) Benefit payments (implied subsidy)(886,000) Total contributions made(1,513,000) Increase in net OPEB obligation5,112,000 Net OPEB obligation - beginning of year19,956,601 Net OPEB obligation - end of year25,068,601$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -102- 17. Other Post-Employment Benefits (continued) Annual OPEB Cost and Net OPEB Obligation (continued) The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the Plan, and the net OPEB obligation for 2012 and the two preceding years were as follows: FiscalAnnualPercentage of YearOPEBAnnual OPEB Net OPEB EndedCostCost ContributedObligation June 30, 20105,790,000$ 19%14,960,736$ June 30, 20116,197,000 19%19,956,601 June 30, 20126,625,000 23%25,068,601 Funded Status and Funding Progress The funded status of the plan as of June 30, 2012, the most recent valuation date, was as follows: Actuarial accrued liability (AAL)48,819,000$ Actuarial value of plan assets- Unfunded actuarial accrued liability (UAAL)48,819,000$ Funded ratio (actuarial value of plan assets/AAL)0% Covered payroll (active plan members)84,166,000$ UAAL as a percentage of covered payroll58% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the Plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi- year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with long-term perspective of the calculations. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -103- 17. Other Post-Employment Benefits (continued) Actuarial Methods and Assumptions (continued) In the June 30, 2012 actuarial valuation, the actuarial cost method used for determining the benefit obligations is the entry age normal cost method. The actuarial assumptions included a 4.25% discount rate, which is the assumed rate of the expected long-term investment returns on plan assets calculated based on the funded level of the plan at the valuation date, and an annual healthcare cost trend rate of 8.5% initially, reduced by increments of 0.5% per year to an ultimate rate of 5.0%. The unfunded actuarial accrued liability (UAAL) at June 30, 2012 is being amortized as a level percent of payroll over a 21-year fixed (closed) period. Future assumption changes, plan changes, and gain/losses are amortized over a 15-year fixed (closed) period. The maximum combined period amortization is 30-years. It is assumed the City’s payroll will increase 3.25% per year. Water Department Plan Description The City Water Department (Department) provides health benefits to all qualifying retirees and their spouses in accordance with Memorandums of Understanding under various labor agreements. The Department maintains the financial activity of the plan as a trust fund, and no separate financial report is publically available. Employees are eligible for retiree health benefits if they retire from the Department on or after age 50 with at least 10, 12, or 15 years of service, depending on bargaining unit, and are eligible for a PERS pension. Funding Policy The contribution requirements of plan members and the Department are established and may be amended by the Board of Water Commissioners. The required contribution is based in projected pay-as-you-go financing requirements, with an additional amount to prefund benefits as determined annually by the Board of Water Commissioners. For fiscal year 2012, the Department has funded $1,728,000 for the current year, plus $6,530,000 for previous years to the trust. Plan members receiving benefits contributed $141,400 (approximately 5.9% of total premiums) through their required contribution. The Department pays up to the entire cost of health benefits for eligible retirees and their spouses, subject to the City’s vesting schedule. Annual OPEB Cost and Net OPEB Obligation The Department’s annual other post-employment benefit (OPEB) cost (expense) is calculated based on the annual required contribution (ARC) of the employer, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the Department’s annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the Department’s net OPEB obligation: CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -104- 17. Other Post-Employment Benefits (continued) Annual OPEB Cost and Net OPEB Obligation (continued) Annual Required Contribution (ARC)2,729,000$ Interest on net OPEB obligation327,000 Adjustment to annual required contribution(546,000) Annual OPEB cost (expense)2,510,000 Contributions made(9,040,000) Decrease in net OPEB obligation(6,530,000) Net OPEB obligation - beginning of year6,530,000 Net OPEB obligation - end of year-$ The Department’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2012 and the two preceding years were as follows: FiscalAnnualPercentage of YearOPEBAnnual OPEB Net OPEB EndedCostCost ContributedObligation June 30, 20102,213,000$ 30%4,851,000$ June 30, 20112,355,000 29%6,530,000 June 30, 20122,510,000 360%- Funded Status and Funding Progress The funded status of the plan as of June 30, 2010, the most recent valuation date, was as follows: Actuarial accrued liability (AAL)28,676,000$ Actuarial value of plan assets- Unfunded actuarial accrued liability (UAAL)28,676,000$ Funded ratio (actuarial value of plan assets/AAL)0% Covered payroll (active plan members)12,619,000$ UAAL as a percentage of covered payroll227% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the Plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi- year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -105- 17. Other Post-Employment Benefits (continued) Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with long-term perspective of the calculations. In the June 30, 2010 actuarial valuation, the entry age actuarial cost method was used. The actuarial assumptions included a rate of return of 5% and annual healthcare costs trend rates of 10.9% initially, reduced by increments to an ultimate rate of 4.5% after ten years. Both rates included a 3% inflation assumption. The actuarial value of assets was determined using techniques that spread the effects of short-term volatility in the market value of investments over a five-year period. The UAAL is being amortized as a level percentage of projected payroll on an open basis. The remaining amortization period at June 30, 2012 was 28 years. Economic Development Agency Plan Description The Economic Development Agency (EDA) administers a single employer defined benefit healthcare plan (the Plan). The EDA provides medical and dental plan coverage for retirees and their eligible surviving dependents. This coverage is available for employees who satisfy the requirements for retirement under the California Public Employees Retirement System (PERS), which is age 50 or older with at least eight years of EDA service. The Plan does not issue a publicly available financial report. Funding Policy The contribution requirements of the EDA are established and may be amended by the EDA’s Board. The required contribution is based on pay-as-you-go financing requirements. For fiscal year 2012, the EDA contributed $18,326 to the plan, which was 100% of the total current premiums. Annual OPEB Cost and Net OPEB Obligation The EDA’s annual other OPEB cost (expense) is calculated based on the annual required contribution (ARC) of the employer, an amount actuarially determined in accordance with GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) not to exceed thirty years. The following table shows the components of the EDA’s annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the EDA’s net OPEB obligation: CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -106- 17. Other Post-Employment Benefits (continued) Annual OPEB Cost and Net OPEB Obligation (continued) Annual Required Contribution (ARC)211,490$ Interest on net OPEB obligation34,926 Adjustment to annual required contribution(46,559) Annual OPEB cost (expense)199,857 Contributions made(18,326) Increase in net OPEB obligation181,531 Net OPEB obligation - beginning of year776,138 Net OPEB obligation - end of year957,669$ The EDA’s annual OPEB cost, the percentage of annual OPEB cost contributed to the Plan, and the net OPEB obligation for 2012 and the two preceding years were as follows: FiscalAnnualPercentage of YearOPEBAnnual OPEB Net OPEB EndedCostCost ContributedObligation June 30, 2010208,055$ 8%587,669$ June 30, 2011204,639 8%776,138 June 30, 2012199,857 9%957,669 Funded Status and Funding Progress The funded status of the plan as of June 30, 2008, the most recent valuation date, was as follows: Actuarial accrued liability (AAL)749,208$ Actuarial value of plan assets- Unfunded actuarial accrued liability (UAAL)749,208$ Funded ratio (actuarial value of plan assets/AAL)0% Covered payroll (active plan members)1,763,100$ UAAL as a percentage of covered payroll42% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the Plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi- year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -107- 17. Other Post-Employment Benefits (continued) Actuarial Methods and Assumptions Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with long-term perspective of the calculations. The actuarial cost method used for determining the benefit obligations is the entry age normal cost method. The actuarial assumptions included a 4.5% discount rate, which is the assumed rate of the expected long-term investment returns on plan assets calculated based on the funded level of the Plan at the valuation date, and an annual healthcare cost trend rate of zero percent initially, which increases to 5.0% in the fourteenth year. The UAAL is being amortized as level percentage of projected payroll over 20 years. 18. Other Retirement Plan (PARS) Effective January 1, 2004, pursuant to sections 4041(a) and 501(a) of the Internal Revenue Code, the City adopted a tax-qualified governmental defined benefit plan, the City of San Bernardino Public Agency Retirement System (PARS) – Retirement Enhancement Plan (the Plan). The Plan is administered by the City and was established to provide certain police safety or police management employees employed as of January 1, 2004, meeting specific requirements as outlined in the Plan document, supplemental retirement benefits in addition to the benefits employees will receive from the Public Employees Retirement System (PERS). The Plan is entirely funded through City contributions amounting to 1.70% of employee salaries. The City’s contributions to the Plan amounted to $518,084 in 2012 and $566,368 in 2011. 19. Jointly Governed Organizations Inland Valley Development Agency In January 1990, the City entered into a joint powers agreement with the Cities of Colton and Loma Linda and the County of San Bernardino to form the Inland Valley Development Agency (IVDA). The IVDA adopted a redevelopment plan, and its primary purpose is to promote the redevelopment of the former Norton Air Force Base and other areas within its project area. The IVDA board is comprised of three members from the City and two each from the other members. The primary sources of funding are tax increment and lease income. As of June 30, 2012, the outstanding balance due from IVDA was $34,519. Additional financial information can be obtained by contacting the IVDA at 1601 E. Third Street, San Bernardino, CA 92408. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -108- 19. Jointly Governed Organizations (continued) San Bernardino International Airport Authority In May 1992, the City entered into a joint powers agreement with the Cities of Colton, Loma Linda, Highland and Redlands and the County of San Bernardino to form the San Bernardino International Airport Authority (SBIAA). SBIAA was created primarily for the purpose of acquiring, operating, repairing, maintaining and administering the aviation related portions of the former Norton Air Force Base property located in San Bernardino. Effective April 19, 1996, the City of Redlands withdrew from its membership in SBIAA. The board is comprised of two members from the City and one each from the other members. The primary sources of funding are loans, federal grants and lease income. Additional financial information can be obtained by contacting SBIAA at 1601 E. Third Street, San Bernardino, CA 92408. San Bernardino Regional Water Resource Authority In August 1998, the City entered into a joint powers agreement with the Inland Valley Development Agency (IVDA) and the San Bernardino Valley Municipal Water District (the District) to form the San Bernardino Regional Water Resources Authority (the Authority). The Authority was created primarily for the purpose of conducting a water resource and storage project. The Authority board is comprised of three members from the City, one member from IVDA and two from the District. The primary sources of funding are loans and grants. Additional financial information can be obtained by contacting the Authority at 201 North “E” Street, Third Floor, San Bernardino, CA 92401. Colton / San Bernardino Regional Tertiary Treatment and Water Reclamation Authority On August 2, 1994, the City of San Bernardino, through the Water Department formed a joint powers authority with the City of Colton to construct, operate, use and maintain tertiary wastewater treatment, disposal and water reclamations systems, including the Regional Rapid Infiltration and Extraction Facility (RIX). This authority is governed by a separate board consisting of four members; two appointed by the City through the Water Department's Board of Water Commissioners and two appointed by the City Council of the City of Colton. Construction of RIX was administered by the Santa Ana Watershed Project Authority and was substantially completed during 1996. Administration and operation was turned over at that time. The cities of San Bernardino and Colton each have an undivided interest in the real property and any related debt of the RIX projects based on an 80% / 20% split, respectively. The Water Department's investment in the joint venture is included as capital assets of the Sewer Fund. The joint venture is not experiencing financial stress. San Bernardino Public Safety Authority On April 1, 1968, the City of San Bernardino and the County of San Bernardino formed the San Bernardino Public Safety Authority (PSA), a joint powers authority, as a financing vehicle to construct (1) public safety buildings and (2) improvements to the wastewater treatment plant. Effective with the transfer of the sewer treatment utility to the City Water Department by resolution in October 1973, all the assets were transferred to the Water Department and are included in the capital assets of the Sewer Fund. The Water Department utilized the PSA to issue the 1998 Certificates of Participation debt. The joint venture is not experiencing financial stress. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -109- 19. Jointly Governed Organizations (continued) West End Water Development, Treatment and Conservation Joint Powers Authority On August 15, 1990, the City of San Bernardino joined the West End Water Development, Treatment and Conservation Joint Powers Authority (WEJPA) as a financing vehicle for construction of water facilities. A three-member board consisting of one representative from each agency’s governing body governs the WEJPA. The Water Department’s investment in the joint venture is included in capital assets of the Water Fund. The joint venture is not experiencing financial stress. 20. Consent Decree In 1996, the City of San Bernardino filed a complaint against the United States of America, Department of the Army to recover damages, response costs and other available remedies relating to contamination alleged to have originated at a World War II army installation known as Camp Ono. In March 2005, the United States District Court, Central Division entered judgment, in the form of a consent decree, in the matter of City of San Bernardino v. United States of America. The Consent Decree settles the City’s and the State’s claims arising from the groundwater contamination allegedly caused by the Army. The Consent Decree contains a number of provisions obligating the City (through the City’s Water Department) to operate and maintain the Newmark Groundwater Superfund site (Site). The Site consists of two operable units, the Newmark Operable Unit and the Muscoy Operable Unit. The Newmark Operable Unit was declared operational and functional in 1998. The Muscoy Operable unit was declared operational and functional in 2007. The Consent Decree provided for a payment of $69 million from the Army to the City for performance of the work outlined in the Consent Decree. Upon acceptance of the Consent Decree, the Department received title to all facilities constructed by the United States Environmental Protection Agency (EPA) of the Site and agreed to operate and maintain the groundwater extraction and treatment system for a period of 50 years. The $69 million payment consisted of $59 million for operations and maintenance and $10 million for the construction of certain capital facilities that would be required in the future; the funds are subject to strict limitations, contained in the Consent Decree, as to how the money may be spent. Pursuant to the Consent Decree, $10 million, including interest earned, has been set aside to be used only for (i) funding construction of treatment and directly related transmission systems that expand the Water Department’s capacity to deliver potable water and (ii) funding work performed by the Water Department to complete construction of the Muscoy Operable Unit extraction system. These capital facility funds may not be used for costs incurred to operate, maintain, repair or retrofit components of the site extraction of treatment systems constructed by EPA. In March 2006, the Water Department entered into a Guaranteed Investment Contract with AIG Match Funding Corporation. The Department invested $16,482,039 of excess Consent Decree funds into an interest bearing Escrow Fund investment with an interest rate of 4.95% per annum. These funds were invested to pay costs associated with the water facilities defined in the Consent Decree for years 2035-2056. An additional $50 million was used to purchase a blended insurance policy to provide a financial vehicle that provides cost cap coverage for the first 30 years of expenses. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -110- 20. Consent Decree (continued) The terms of the Guaranteed Investment Contract only provided the Department with the position of a secured creditor with respect to an AIG bankruptcy. As concerns rose regarding AIG’s financial credibility, in October 2008, the Department negotiated and accepted a “payout” in the amount of $18,661,876 which represented the principal and accrued interest as of that date. These funds are currently invested in a diversified portfolio managed by PFM Asset Management. 21. Pollution Remediation The City operated a municipal non-hazardous solid waste facility, identified as the “Waterman Landfill”, from 1950 to 1960. The City is the primary responsible party for pollution remediation obligations related to the Waterman Landfill. During the 1990s, groundwater monitoring wells were installed and placed into service as part of the overall remediation plan. In 2004, it was determined that additional work was required to comply with state regulations. State regulatory agencies approved a plan for final closure of the Waterman Landfill in 2012. The City is currently in the design phase of the remediation project, and anticipates the construction phase to begin in 2016. Pollution remediation costs for the closure of the Waterman Landfill are estimated at $5,000,000, measured using the expected cash flow technique. This estimate is subject to change in future periods due to various factors including changes in the remediation plan or operating conditions, the type of equipment and services that will be used, price increases or reductions for specific outlay elements such as ongoing monitoring requirements, changes in technology, or changes in legal or regulatory requirements. The liability is reported in the Integrated Waste Fund in the accompanying financial statements. Post-closure care costs to maintain and monitor the site are not recognized in the accompanying financial statements. 22. Commitments Contractual Obligations Commitments in the form of signed contracts for costs to complete construction projects or other improvements, including street repairs and infrastructure improvements, at June 30, 2012, amounted to $1,954,378 in the governmental funds, $10,958,722 in the water enterprise fund, and $1,588,560 sewer enterprise fund. 23. Contingencies Federal and State Grants Amounts received or receivable from grantor agencies are subject to audits or adjustments by grantor agencies, principally the federal and state governments. Such audits could lead to disallowed claims under the terms of the grants, including amounts already collected, which may constitute a liability of the City. The City was subject to an audit of its Community Development Block Grant Program, administered by the United States Department of Housing and Urban Development (HUD). The audit was conducted by the Office of the Inspector General of HUD. The audit report, dated April 23, 2013, identified approximately $7.1 million of reimbursed expenses as ineligible or unsupported. The City, on behalf of the Successor Agency (and former Economic Development CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -111- 23. Contingencies (continued) Federal and State Grants (continued) Agency) has responded to the audit report, and is currently compiling and preparing documentation to be submitted to reduce and/or eliminate certain specific findings. The City anticipates that the disallowed costs related to the audit findings will be significantly smaller than initially reported, and therefore, no contingent liability related to this matter has been accrued in the accompanying financial statements. There is no assurance, however, that the amounts related to any of the findings will be reduced and/or eliminated, and consequently, the City may be liable for repayment of unsupported grant funds received. Gas Tax Revenues The City is subject to periodic audits of its use of gas tax revenues by the State Controller’s Office. The City used a portion of gas tax revenues to make certain debt service payments on a note payable related to pavement rehabilitation (street-related) projects. State guidelines relating to gas tax expenditures limit the amount of revenue available for debt service expenditures, as well as the type of debt that may be paid. State regulatory authorities have not issued an opinion on the matter and the potential exposure to the City’s General Fund is uncertain, and therefore, no contingent liability related to this matter has been accrued in the accompanying financial statements. Litigation The City has been named as a defendant in various claims and legal actions. The outcomes and ultimate liability for these claims and legal actions have been evaluated based on legal counsel’s estimated range of loss and the probability of an unfavorable outcome for each case. A contingent liability of $20.9 million is reported as claims and judgments payable in the Internal Service Funds of the accompanying financial statements. There are no reserves set aside for these contingencies. 24. Subsequent Events Purchase of Real Property In July 2012, the City’s Water Department closed escrow on the purchase of real property from the San Bernardino Valley Municipal Water District, which included a down payment of $1,000,000 and a promissory note of $1,117,500 to be paid in sixty (60) monthly installments. Correspondence with California Department of Finance A March 21, 2014 letter from the California Department of Finance (DOF) indicated that $3,413,155 of Low- and Moderate-Income Housing Fund (LMIHF) balances are to be transferred from the LMIHF to the County Auditor-Controller for distribution to the affected taxing entities. The City does not contest $200,000 of this total balance. Through correspondence with the DOF subsequent to the issuance of their letter on March 21, 2014, the DOF acknowledged that it did not have a complete data set with respect to the disputed items. The City intends to forward the missing data to the DOF for its review. If the DOF determines that the data received provides sufficient justification, the amount in dispute may be adjusted or eliminated. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -112- 25. Restatement of Prior Year Balances Net assets at the beginning of the year were restated as follows: Governmental Business-Type ActivitiesActivities Netassetsatthebeginningoftheyear,aspreviously reported 362,529,454$ 254,016,393$ Netincreaseresultingfromitemsexpendedinpreviousyears thathavebeenreclassifiedasnotesreceivableandproperty heldforresaleintheEconomicDevelopmentAgencySpecial Revenue Fund.2,621,424 - Increaseresultingfromthereversalofaccruedexpensesthat werepaidinapreviousyearintheEconomicDevelopment Agency Special Revenue Fund.278,948 - Decreaseresultingfromthedispositionofpropertyheldfor resalewherethesalewasrecognizedinapreviousyearin the Economic Development Agency Capital Projects Fund.(385,000) - Netincreaseresultingfromitemsexpendedinpreviousyears thathavebeenreclassifiedasnotesreceivableandproperty heldforresaleintheFederalandStateGrantsSpecial Revenue Fund.3,972,214 - Decreaseresultingfromthereversalofatransferreportedin fiscalyear2010-11betweentheCemeterySpecialRevenue Fund and the Cemetery Perpetual Care Trust Fund.(318,700) - Increaseresultingfromthecorrectionoferrorsdiscoveredin thebeginningbalanceofaccumulateddepreciationdueto thecapitalassetstrackingsystemcalculatingdepreciation incorrectly in the Water Enterprise Fund.- 4,140,116 Increaseresultingfromthecorrectionoferrorsdiscoveredin thebeginningbalanceofaccumulateddepreciationdueto thecapitalassetstrackingsystemcalculatingdepreciation incorrectly in the Sewer Enterprise Fund.- (2,470,690) Net assets at the beginning of the year, as restated 368,698,340$ 255,685,819$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -113- 26. Successor Agency Trust for Assets of Former Redevelopment Agency On December 29, 2011, the California Supreme Court upheld Assembly Bill X1 26 (the “Bill”) that provides for the dissolution of all redevelopment agencies in the State of California. This action impacted the reporting entity of the City since the City had previously reported its redevelopment agency (commonly referred to as the “Economic Development Agency” or “EDA”) as a blended component unit on the City’s financial statements. The Bill provides that upon dissolution of the redevelopment agency, either the city or another unit of local government may serve as the “successor agency” to hold the assets of the dissolved redevelopment agency until they are disposed of in accordance with applicable laws and regulations. On January 9, 2012, the City Council adopted resolution 2012-12, electing to serve as the Successor Agency to the former redevelopment agency of the City of San Bernardino in accordance with the Bill. On January 23, 2012, the City Council adopted resolution 2012-19 to have the City of San Bernardino serve as the Successor Housing Agency to the former redevelopment agency of the City of San Bernardino. After enactment of the law, which occurred on June 28, 2011, redevelopment agencies in the State of California were prohibited from entering into new projects, obligations or commitments. Subject to the control of a newly established oversight board, remaining assets can only be used to pay enforceable obligations in existence at the date of dissolution, including the completion of any unfinished projects that were subject to legally enforceable contractual commitments. In future fiscal years, successor agencies will only be allocated tax increment revenue (to the extent available in the Redevelopment Property Tax Trust Fund, or “RPTTF”, as maintained by the County Auditor/Controller) in the amount that is necessary to pay the estimated annual payments on enforceable obligations of the former redevelopment agency until all enforceable obligations of the prior redevelopment agency have been paid in full and all assets have been redistributed or liquidated. The Bill directs the State Controller of the State of California to review the propriety of any transfers of assets between redevelopment agencies and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency by the Bill. In accordance with the timeline set forth in the Bill (as modified by the California Supreme Court on December 29, 2011) all redevelopment agencies in the State of California were dissolved and ceased to operate as a legal entity as of February 1, 2012. Prior to that date, the final seven months of activity of the redevelopment agency continued to be reported in the governmental funds of the City. These funds included the Economic Development Agency Special Revenue Fund, the Economic Development Agency Debt Service Fund, and the Economic Development Agency Capital Projects Fund. After the date of dissolution, the assets, liabilities, and activities of the dissolved redevelopment agency are reported in the Low and Moderate Income Housing Fund, a City special revenue fund (for housing assets, liabilities, and activities), and a private- purpose trust fund, a type of fiduciary fund (for non-housing assets, liabilities, and activities), in the financial statements of the City. The transfer of assets and liabilities of the former redevelopment agency as of February 1, 2012 (effectively the same date as January 31, 2012) from the governmental funds of the City to a special revenue fund (housing) and a fiduciary fund (non-housing) were reported as an extraordinary gain/loss in the governmental fund and fiduciary fund financial statements. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -114- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) Because of the different measurement focus of the governmental funds (current financial resources measurement focus), and the measurement focus of the trust fund (economic resources measurement focus), the extraordinary gain/loss recognized in the governmental funds will not be the same amount as the extraordinary gain/loss that will be recognized in the fiduciary fund financial statements. The difference between the extraordinary losses recognized in the fund financial statements, and the extraordinary loss reported in the fiduciary fund financial statements are reconciled as follows: Total extraordinary loss reported in governmental funds(110,339,812)$ Capital assets reported in the government-wide financial statements(20,455,520) Deferred charges (cost of issuance) reported in the government-wide financial statements(1,272,587) Long-term debt reported in the government-wide financial statements181,912,356 Total extraordinary gain reported in the government-wide financial statements49,844,437$ Total extraordinary loss reported in the fiduciary funds49,844,437$ The EDA and the Successor Agency to the EDA conducted some of their activities through three affiliated entities: San Bernardino Economic Development Corporation (SBEDC), Affordable Housing Solutions (AHS), and Sustainable Communities Reinvestment Partnership (SCRIP). The financial activities of these affiliated entities are reported in the fiduciary funds of the accompanying financial statements, as components of the Successor Agency. San Bernardino Economic Development Corporation – SBEDC was incorporated in 1973 as a nonprofit public benefit corporation. SBEDC’s purpose is to assist the EDA in promoting development and redevelopment of properties within the City of San Bernardino (City). SBEDC currently holds title to approximately 300 parcels of real property in the City pursuant to a March 2011 Funding Agreement with the EDA, under which the EDA transferred properties to SBEDC, and SBEDC committed to develop the properties using funding provided by the EDA. These parcels include 128 parcels for the Bice Property project, 74 parcels for the Arden Guthrie Property project, and 5 parcels for the Carousel Mall (an approximately 650,000 square foot indoor mall) which is owned and operated through the Carousel Mall LLC (a single-member limited liability company with SBEDC as the single member). The funding agreement and the transfer of the properties were validated in a judgment entered on July 27, 2011 by the Superior Court of the State of California, County of San Bernardino, in an action brought by the EDA as Case No. CIVDS1103893 (Validation Judgment). Subsequently, however, the State Controller’s Office (SCO), as authorized by the June 2011 and June 2012 legislation providing for the dissolution of redevelopment agencies, conducted a review of the transfers and issued a report dated March 6, 2013 (SCO’s “City of San Bernardino Economic Development Agency – Asset Transfer Review Report.”). The SCO contended in the report that the transfers were unallowable and that the Validation Judgment was not effective. The Successor Agency contested these contentions but the matter remains unresolved and the ultimate disposition of the properties is undetermined. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -115- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) Affordable Housing Solutions – AHS was incorporated in 2005 as a nonprofit public benefit corporation and was acquired by the EDA in 2009 to assist it in promoting economic development and increasing the availability of low and moderate income housing in the City. AHS has developed several successful affordable housing projects, including Phoenix Square and the Magnolia Square Project. AHS is also the City’s contracted Neighborhood Stabilization Program administrator as well as its property holding entity for the Home Investment Partnership Program (HOME) and the Low and Moderate Income Housing Fund (LMHIF). AHS, like SBEDC, entered into an agreement with the EDA in March 2011 for the receipt of properties and funding from the EDA. This agreement, and property transfers made pursuant to it, were validated in the Validation Judgment. As with SBEDC, the SCO disputed the validity of the EDA-AHS transactions. Sustainable Communities Reinvestment Partnership – SCRIP was organized as a limited liability company in 2009 to pursue renewable energy and sustainability projects in the City to help improve energy efficiency and reduce greenhouse gas emissions in the region. SCRIP’s priorities include the development of solar power systems and coordination with the City-owned geothermal energy operation that serves governmental and private users in the City. In 2010, SCRIP facilitated the construction of a 250kW photovoltaic solar power system on the roof of a city- occupied building at 201 North “E” Street, San Bernardino. SCRIP also facilitated construction of a 448kW solar power system at the San Bernardino International Airport in conjunction with the Inland Valley Development Agency. A. Cash and Investments Cash and investments as of June 30, 2012, are classified in the accompanying financial statements as follows: Cash and investments34,506,252$ Cash and investments with fiscal agents36,912,220 71,418,472$ B. Notes Receivable Notes receivable represent loan agreements entered into between the EDA and unrelated non- governmental entities as part of the EDA’s redevelopment activities. There are five notes ranging in amount from approximately $11,000 to $609,000, and totaling $1.4 million. Collection of these notes receivable is subject to the terms of each individual loan agreement. C. Property Held for Resale Property held for resale represents vacant land, commercial, and retail real estate acquired by the EDA as part of its redevelopment activities. Over 55 properties, reported at cost basis ranging from under $1,000 to $16.4 million each, and totaling $48.6 million, were transferred to the Successor Agency upon dissolution of the redevelopment agency. These properties are being held for disposition in accordance with applicable laws and regulations. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -116- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) D. Capital Assets In accordance with the provisions of the Bill and the court case, all assets of the former redevelopment agency (also identified as the “Economic Development Agency” or “EDA”) were transferred to the Successor Agency upon dissolution on February 1, 2012. Capital assets transferred to the Successor Agency and related capital asset activities for the five months ended June 30, 2012 were as follows: Transfer in from EDA onBalance Feb. 1, 2012AdditionsDeletionsJune 30, 2012 Capital assets, not being depreciated: Land11,631,572$ -$ -$ 11,631,572$ Total capital assets, not being depreciated11,631,572 - - 11,631,572 Capital assets, being depreciated: Buildings and improvements16,508,665 - - 16,508,665 Machinery, vehicles and equipment1,282,198 - - 1,282,198 Total capital assets, being depreciated17,790,863 - - 17,790,863 Less accumulated depreciation for: Buildings and improvements(7,941,664) (185,082) - (8,126,746) Machinery, vehicles and equipment(1,025,251) (66,024) - (1,091,275) Total accumulated depreciation(8,966,915) (251,106) - (9,218,021) Total capital assets, being depreciated net8,823,948 (251,106) - 8,572,842 Capital assets, net20,455,520$ (251,106)$ -$ 20,204,414$ E. Short-Term Note Payable The Economic Development Agency entered into a short-term loan agreement on May 3, 2010 in the amount of $16,250,000. The terms of the note specified that interest-only payments equal to the Prime Rate of interest be made monthly. The note was amended twice to extend its term. The note ultimately matured on June 3, 2013, and the outstanding balance was paid off at that time. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -117- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities In accordance with the provisions of the Bill and the court case, the obligations of the former redevelopment agency (“Economic Development Agency” or “EDA”) became vested with the funds established for the Successor Agency upon the date of dissolution, February 1, 2012. Tax revenue is pledged to fund the debts of the Successor Agency Trust subject to the reapportionment of such revenues as provided by the Bill. The debt of the Successor Agency Trust as of June 30, 2012 was as follows: Transfer in Amount from EDA on BalanceDue Within Feb. 1, 2012AdditionsReductionsJune 30, 2012One Year Compensated absences (Note 12)423,405$ 125,236$ (268,827)$ 279,814$ 69,954$ OPEB obligation (Note 17)882,031 75,638 - 957,669 - Participation agreement: Yellow Freight 277,688 - (61,600) 216,088 - Notes payable: HUD Section 108: Cinema project3,450,000 - - 3,450,000 435,000 Arden Guthrie7,500,000 - - 7,500,000 334,000 Reynolds506,637 - - 506,637 506,637 CMB note payable33,000,000 - - 33,000,000 - Total notes payable44,456,637 - - 44,456,637 1,275,637 Tax allocation bonds: Bonds 2010A6,505,000 - (170,000) 6,335,000 180,000 Bonds 2010B3,075,000 - (170,000) 2,905,000 160,000 Refunding Bonds, 2002A22,330,000 - (1,125,000) 21,205,000 1,190,000 Bonds 20023,020,000 - - 3,020,000 75,000 Refunding Bonds, 1998A10,025,000 - - 10,025,000 895,000 Refunding Bonds, 1998B4,965,000 - - 4,965,000 375,000 Refunding Bonds, 2005A42,610,000 - - 42,610,000 2,640,000 Refunding Bonds, 2005B16,015,000 - - 16,015,000 1,020,000 Taxable 200623,035,000 - (1,315,000) 21,720,000 1,390,000 Less: deferred charges(1,587,405) - 51,470 (1,535,935) (123,527) Total tax allocation bonds129,992,595 - (2,728,530) 127,264,065 7,801,473 Certificates of Participation: 1999 Certificates of participation 5,880,000 - - 5,880,000 325,000 Total successor agency long-term liabilities $ 181,912,356 $ 200,874 $ (3,058,957) $ 179,054,273 $ 9,472,064 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -118- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (1) Participation Agreements Amount Outstanding at June 30, 2012 Yellow Freight On January 22, 2001, the City of San Bernardino Economic Development Agency (EDA) entered into a Property Owner Redevelopment Agreement with Yellow Freight Systems. As part of the agreement, the EDA agreed to provide public assistance to the offset costs associated with acquisition and development of a freight terminal. Only EDA funds directly generated by net tax increment amounts upon maturity of the note have been pledged. Payments will be from time to time as funds are available. No interest shall accrue on the note. $ 216,088 (2) Notes Payable Amount Outstanding at June 30, 2012 HUD Section 108 Notes: Cinema Project The City of San Bernardino Economic Development Agency (EDA) and MDA-San Bernardino Associates, LLC (MDA) entered into a HUD Section 108 Loan Agreement in December of 1998. The proceeds of the EDA Loan, together with other sources of funds, were used and applied by MDA for the payment of the costs of the development, construction, improvement and financing of a multi-screen cinema complex and related common area improvements. In order for the EDA to be able to make the loan, the EDA entered into a Contract for Loan Guarantee Assistance, a Master Fiscal Agency Agreement, and executed promissory notes with the United States of America through its Department of Housing and Urban Development pursuant to Section 108 of the Housing and Community Development Act of 1974, as amended. Interest payments are due semiannually on February 1 and August 1 through August 1, 2018. Principal payments are to be made annually on August 1, and continue through August 1, 2018. $ 3,450,000 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -119- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (2) Notes Payable (continued) Amount Outstanding at June 30, 2012 HUD Section 108 Notes (continued): Arden-Guthrie Focused Neighborhood Revitalization Project The City of San Bernardino entered into a Contract for Loan Guarantee Assistance, a Master Fiscal Agency Agreement, and executed a promissory note with the United States Department of Housing and Urban Development pursuant to Section 108 of the Housing and Community Development Act of 1974, as amended (Section 108 Loan). The proceeds of the loan were then loaned to the EDA to be used for the Arden-Guthrie Focused Neighborhood Revitalization Project, which affects approximately 20 acres of land located at the NWC of Arden Avenue and 20th Street (Arden-Guthrie Site). Once the Arden-Guthrie Site is sold to a third party, the proceeds of the sale are required to be paid to the City. All of the debt service payments on the Section 108 Loan are the responsibility of the City. The source of funds available for the repayment of the Loan is the CDBG Program Revenue of the City. During the initial phase interest is payable from the date of each advance to the “Public Offering Date” and shall accrue on the unpaid principal balance of the Note and shall be paid in quarterly installments on the first day of February, May, August and November, “Interim Payment Date”. The amount of interest payable on each Interim Payment Date will represent interest accrued on the unpaid balance during the three month period ending before the Interim Payment Date, in the case of the first Interim Payment Date, the period from the date of this Note to the day before the first Interim Payment Date. The initial interest rate will be set on the date of such advance at a rate per annum equal to 20 basis points (.2%) above the Applicable LIBOR Rate on such Reset Date. Interest payments are due semiannually on February 1 and August 1 and continue through August 1, 2025. Principal payments are due annually on August 1, and continue through August 1, 2025. $ 7,500,000 Reynolds of San Bernardino, a California Corporation On December 5, 2006, the former EDA entered into an Installment Note (Note) for the purchase of property with Reynolds of San Bernardino, a California Corporation, for $606,637. This Note was amended on January 1, 2010. The Note matures on January 1, 2013. Interest only payments of $2,494 per month at 4.93436% are due on the first day of the month and continue through January 1, 2013. The Note is secured by a deed of trust. The Note was fully repaid on May 8, 2013. 506,637 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -120- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (2) Notes Payable (continued) Amount Outstanding at June 30, 2012 CMB Notes Payable On October 5, 2009, the former EDA entered into a Loan Agreement (Loan) for borrowing funds from CMB Infrastructure Investment Group III, in the amount of $15,000,000, in accordance with the Employment-Based Immigration Fifth Preference (EB-5) Immigrant Investor Visa Program. The Note matures on September 30, 2015. Interest only payments are due on the first day of each quarter at the rate of 5.25% per annum. On September 1, 2010, the former EDA entered into a Loan Agreement (Loan) for borrowing funds from CMB Infrastructure Investment Group V, in the amount of $8,000,000, in accordance with the EB-5 Immigrant Investor Visa Program. The Note matures on October 1, 2016. Interest only payments are due on the first day of each quarter at the rate of 5.25% per annum. On March 1, 2011, the former EDA entered into a Loan Agreement (Loan) for borrowing funds from CMB Infrastructure Investment Group VI-C, in the amount of $10,000,000, in accordance with the EB-5 Immigrant Investor Visa Program. The Note matures on January 1, 2018. Interest only payments are due on the first day of each quarter at the rate of 5.25% per annum. As of June 30,2012, $33,000,000 has been drawn against the Loans. 33,000,000 Total notes payable $ 44,456,637 CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -121- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (2) Notes Payable (continued) Future debt service requirements for notes payable outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 20131,275,637$ 2,399,178$ 3,674,815$ 2014804,000 2,335,206 3,139,206 2015844,000 2,280,787 3,124,787 201615,914,000 1,828,592 17,742,592 20178,964,000 1,162,053 10,126,053 2018 - 202213,455,000 1,735,391 15,190,391 2023 - 20263,200,000 458,243 3,658,243 Totals44,456,637$ 12,199,450$ 56,656,087$ Note: The amounts above are scheduled payments in accordance with the loan agreements. Payments after June 30, 2012 were impacted by the City’s bankruptcy (see note 2). CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -122- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds Tax Allocation Bonds, Series 2010A In December 2010, the San Bernardino Joint Powers Financing Authority issued $7,065,000 in tax allocation bonds to finance certain redevelopment activities of the 4th Street Corridor project, to fund a reserve fund for the bonds, fund the interest account, and pay all costs of issuance related to the bonds. The Series 2010A bonds consist of term bonds of $7,065,000 maturing from 2011 to 2030 in annual installments ranging from $170,000 to $655,000. Term bonds of $740,000 are due in 2015, term bonds of $1,515,000 are due in 2021, and term bonds of $4,250,000 are due in 2030. Interest is payable semi-annually on April 1 and October 1 at rates ranging from 3.5% to 9.3% per annum. The term bonds maturing on April 2015 are subject to mandatory prepayment, on each April 1, commencing on April 1, 2012 through April 1, 2015. Term bonds maturing on April 1, 2021, are subject to mandatory prepayment, on each April 1, commencing on April 1, 2016 through April 1, 2021. Term bonds maturing on April 1, 2030, are subject to mandatory prepayment on each April 1, commencing on April 1, 2022 through April 1, 2030. The former EDA agreed to pay the Authority principal and interest payments solely from the Tax Revenues from the Northwest Redevelopment Project Area. A reserve account is required to be maintained in the amount of $706,500. The balance held in the reserve account as of June 30, 2012 was $687,819. At June 30, 2012, $6,335,000 of the bonds were outstanding. Tax Allocation Bonds, Series 2010B In January 2011, the San Bernardino Joint Powers Financing Authority issued $3,220,000 in tax allocation bonds to finance certain redevelopment activities of the Northwest project area, to fund a reserve fund for the bonds, fund the interest account, and pay all costs of issuance of the bonds. The Series 2010B bonds consist of term bonds of $1,085,000 maturing from 2013 to 2020 in annual installments ranging from $100,000 to $160,000, and term bonds of $1,820,000 maturing from 2021 to 2028 in annual installments ranging from $25,000 to $690,000. Interest is payable semi-annually on April 1 and October 1 at rates ranging from 3.0% to 7.0% per annum. The term bonds maturing in April 2020 are subject to mandatory prepayment, on each April 1, commencing on April 1, 2013 through April 1, 2020. Term bonds maturing on April 1, 2028, are subject to mandatory prepayment, on each April 1, commencing on April 1, 2021 through April 1, 2028. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -123- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds (continued) Tax Allocation Bonds, Series 2010B (continued) The former EDA agreed to pay the Authority principal and interest payments solely from the EDA's tax revenues from the Northwest Redevelopment Project Area. A reserve account is required to be maintained in the amount of $322,000. The balance held in the reserve account as of June 30, 2012 was $309,619. At June 30, 2012, $2,905,000 of the bonds were outstanding. Tax Allocation Refunding Bonds, Series 2002A In April 2002, the San Bernardino Joint Powers Financing Authority issued $30,330,000 in tax allocation refunding bonds to refund the 1995 Tax Allocation Bonds, to finance certain redevelopment activities in the former EDA’s project areas, to fund a reserve fund for the bonds, fund the interest account, and pay costs of issuance of the bonds. As a result, the refunded bonds are considered to be defeased and the liability has been removed from the financial statements. The bonds consist of term bonds of $8,290,000 maturing from 2013 to 2018 in annual installments ranging from $1,190,000 to $1,500,000, term bonds of $3,475,000 maturing from 2019 to 2020 in annual installments ranging from $1,685,000 to $1,790,000, and term bonds of $9,440,000 maturing from 2021 to 2026 in annual installments ranging from $1,120,000 to $2,770,000. Interest is payable semi-annually on October 1 and April 1 at rates ranging from 3.25% to 5.625% per annum. The term bonds maturing on April 2018, are subject to mandatory prepayment, on each April 1, commencing on April 1, 2013 through April 1, 2018. Term bonds maturing on April 1, 2020, are subject to mandatory prepayment, on April 1, 2019 and April 1, 2020. Term bonds maturing on April 1, 2026, are subject to mandatory prepayment on each April 1, commencing on April 1, 2021 through April 1, 2026. The former EDA agreed to pay the Authority principal and interest payments solely from the EDA’s surplus tax revenues from the Central City North, State College No. 4, Southeast Industrial Park, Northwest, South Valle, Uptown and Tri-City Redevelopment Project Areas. A reserve account is required to be maintained in the amount of $2,524,776. The balance held in the reserve account as of June 30, 2012 was $2,685,267. At June 30, 2012, $21,205,000 of the bonds were outstanding. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -124- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds (continued) Tax Allocation Bonds, Series 2002 In January 2002, the San Bernardino Joint Powers Financing Authority issued $3,635,000 in tax allocation bonds to fund certain capital improvement projects in the Mount Vernon Project Area, to fund a reserve fund, and to pay costs of issuance of the bonds. Interest on the bonds is payable June 1, 2002 and semi-annually thereafter on June 1 and December 1 of each year at rates ranging from 4.7% to 6.2% per annum. The bonds consist of term bonds ranging in amounts from $285,000 to $2,025,000 maturing from 2006 to 2031. Principal installments are payable annually on December 1 ranging in amount from $50,000 to $445,000 through December 1, 2031. Term bonds maturing on December 1, 2012 are subject to mandatory prepayment, on each December 1, commencing on December 1, 2007 through December 1, 2012. Term bonds maturing on December 1, 2021, are subject to mandatory prepayment on each December 1, commencing on December 1, 2013 through December 1, 2021. Term bonds maturing on December 1, 2031, are subject to mandatory prepayment, on each December 1, commencing on December 1, 2022. A reserve account is required to be maintained in the amount of $263,625. The balance held in the reserve account as of June 30, 2012 was $263,658. At June 30, 2012, $3,020,000 of the bonds were outstanding. Refunding Bonds, Series 1998A The $19,000,000 of tax allocation refunding bonds, issue of 1998, Series A, consist of serial bonds with varying interest rates from 3.600% to 5.750% per annum. Interest is payable semiannually on January 1 and July 1. Serial bonds mature annually on July 1 through July 1, 2020. The proceeds of the 1998 Series A Tax Allocation Refunding Bonds along with the proceeds of the 1998 Series B Subordinated Tax Allocation Refunding Bonds were used to advance refund $20,990,000 of outstanding Central City Project Tax Allocation Refunding Bonds, 1991 Series A and $4,005,000 of outstanding Central City Project Subordinated Tax Allocation Bonds 1991 Series B. The Series A bonds are not subject to optional redemption. The bonds are secured by a pledge of property tax apportionments from the Central City Project Area. A reserve account is required to be maintained in accordance with the bond documents. A reserve account is required to be maintained in the amount of $1,433,720. The balance held in the reserve account as of June 30, 2012 was $1,456,879. At June 30, 2012, $10,025,000 of the bonds were outstanding. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -125- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds (continued) Subordinate Refunding Bonds, Series 1998B The $8,590,000 of subordinated tax allocation refunding bonds, issue of 1998 Series B, consists of $4,815,000 of serial bonds with varying interest rates from 4.500% to 5.875% per annum and $3,775,000 of term bonds, bearing interest at 6.000% per annum. Interest is payable semiannually on January 1 and July 1. Serial bonds mature annually on July 1 through July 1, 2014. Term bonds are due July 1, 2020 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund on July 1, 2015 to July 1, 2020 without premium. The proceeds of the 1998 Series B subordinated Tax Allocation Refunding Bonds along with the 1998 Series A Tax Allocation Refunding Bonds were used to advance refund $20,990,000 of outstanding Central City Project Tax Allocation Refunding Bonds, 1991 Series A and $4,005,000 of outstanding Central City Project Subordinated Tax Allocation Bonds, 1991 Series B. Bonds maturing on or after July 1, 2009 are subject to redemption before maturity, at the option of the former EDA, from available funds, on any date after July 1, 2008. Such bonds will be redeemed at the times and prices (expressed as a percentage of the principal amount so redeemed) as set forth in the bond documents. The bonds are secured by a pledge of property tax apportionments from the Central City Project Area. A reserve account is required to be maintained in accordance with the bond documents. As of June 30, 2012, the reserve requirement was $660,158 and the amount actually held in the reserve account was $639,172. At June 30, 2012, $4,965,000 of the bonds were outstanding. Tax Allocation Revenue Refunding Bonds, Series 2005A In September 2005, the San Bernardino Joint Powers Financing Authority issued $55,800,000 in tax allocation refunding bonds to current refund $55,800,000 of the outstanding 1995A Tax Allocation Refunding Bonds. The remaining portion of the 1995A Bonds was refunded with the proceeds of the Authority’s Tax Allocation Refunding Bonds, Series 2005B (see following section). As a result, the 1995A Tax Allocation Refunding Bonds are considered to be defeased and the liability has been removed from the financial statements. The Series 2005A bonds consist of serial bonds with varying interest rates from 5.15% to 5.75% per annum. Interest is payable semi-annually on April 1 and October 1. Serial bonds mature annually on October 1 through October 1, 2025. The Series 2005A bonds are not subject to optional redemption. The former EDA agreed to pay the Authority principal and interest payments solely from the EDA's tax revenues from the Central City North, State College Project No. 4, Southeast Industrial Park, Northwest, South Valle, Uptown and Tri-City Redevelopment Project Areas. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -126- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds (continued) Tax Allocation Revenue Refunding Bonds, Series 2005A (continued) A reserve account is required to be maintained in the amount of $5,014,937. The balance held in the reserve account as of June 30, 2012 was $5,100,919. At June 30, 2012, $42,610,000 of the bonds were outstanding. The reacquisition price exceeded the net carrying amount of the old debt by $1,116,000. This amount is being netted against the new debt and being amortized over the life of the new debt. The advance refunding resulted in an increase in debt service payments over the next 20 years of $18,089 and resulted in an economic gain of $1,940,000. Tax Allocation Revenue Refunding Bonds, Series 2005B In September 2005, the San Bernardino Joint Powers Financing Authority issued $21,105,000 in tax allocation refunding bonds to current refund $21,105,000 of the outstanding 1995A Tax Allocation Refunding Bonds. The remaining portion of the 1995A Bonds was refunded with the proceeds of the Authority’s Tax Allocation Refunding Bonds, Series 2005A (see preceding section). As a result, the 1995A Tax Allocation Refunding Bonds are considered to be defeased and the liability has been removed from the financial statements. The Series 2005B bonds consist of serial bonds with varying interest rates from 5.15% to 5.75% per annum. Interest is payable semi-annually on April 1 and October 1. Serial bonds mature annually on October 1 through October 1, 2025. The Series 2005B bonds are not subject to optional redemption. The former EDA agreed to pay the Authority principal and interest payments solely from the EDA's tax revenues from the Central City North, State College Project No. 4, Southeast Industrial Park, Northwest, South Valle, Uptown and Tri-City Redevelopment Project Areas. A reserve account is required to be maintained in the amount of $1,911,094. The balance held in the reserve account as of June 30, 2012 was $1,942,801. At June 30, 2012, $16,015,000 of the bonds were outstanding. The reacquisition price exceeded the net carrying amount of the old debt by $422,100. This amount is being netted against the new debt and being amortized over the life of the new debt. Tax Allocation Bonds (20% Set Aside), Taxable Series 2006 In April 2006, the San Bernardino Joint Powers Financing Authority issued $28,665,000 in tax allocation bonds to fund the acquisition, demolition and relocation of certain occupants of the Central City North Project Area and provide for other redevelopment activities within the City of San Bernardino, as provided in the Redevelopment Plan, fund the Reserve Fund, and pay costs of issuance associated with the bonds. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -127- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (3) Tax Allocation Bonds (continued) Tax Allocation Bonds (20% Set Aside), Taxable Series 2006 (continued) The 2006 bonds consist of term bonds of $7,370,000 maturing from 2012 to 2016 in annual installments ranging from $1,315,000 to $1,640,000, and term bonds of $15,665,000 maturing from 2017 to 2027 in annual installments ranging from $1,015,000 to $1,850,000. Interest is payable semi-annually on May 1 and November 1 at interest rates ranging from 5.20% to 6.15% per annum. The bonds maturing on or prior to May 1, 2016, shall not be subject to call and redemption prior to maturity. The bonds maturing on or after May 1, 2017, shall be subject to redemption on or after May 1, 2016, and any date thereafter as a whole or in part by lot, at the option of the former EDA, at par, plus accrued interest, without premium. The former EDA agreed to pay the Authority principal and interest payments solely from the EDA's Housing Revenues from the Central City North, Central City Merged, Central City West, Mount Vernon, State College Project No. 4, Southeast Industrial Park, Northwest, South Valle, Uptown, 40th Street and Tri-City Redevelopment Project Areas. A reserve account is required to be maintained in the amount of $2,698,116. The balance held in the reserve account as of June 30, 2012 was $2,634,491. At June 30, 2012, $21,720,000 of the bonds were outstanding. Future debt service requirements for tax allocation bonds outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 20137,925,000$ 7,641,269$ 15,566,269$ 20148,365,000 7,184,498 15,549,498 20158,825,000 6,697,439 15,522,439 20169,315,000 6,178,477 15,493,477 20179,835,000 5,626,185 15,461,185 2018 - 202252,000,000 18,614,391 70,614,391 2023 - 202728,800,000 6,111,941 34,911,941 2028 - 20323,735,000 618,776 4,353,776 128,800,000 58,672,976 187,472,976 Less: Deferred Charges (1,535,935) - (1,535,935) Totals 127,264,065$ 58,672,976$ 185,937,041$ CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -128- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (4) Certificates of Participation 1999 Certificates of Participation On September 23, 1999, the San Bernardino Joint Powers Financing Authority issued $15,480,000 of Refunding Certificates of Participation (Certificates). The Certificates were issued to retire $2,325,000 outstanding of Refunding Certificates of Participation (South Valle Public Improvement Project) dated April 1, 1987, and $5,910,000 outstanding of Certificates of Participation (1995 Police Station Financing Project) dated April 1, 1995, and to provide funds for capital improvements (201 Building Projects). The Certificates mature on September 1 of each year through September 1, 2024, in amounts ranging from $330,000 to $1,080,000. The interest represented by the Certificates is calculated on the basis of a 360-day year of twelve 30-day months, from September 1, 1999, at the rates per annum set forth in the bond documents and will represent the sum of the portions of the lease payments designated as interest coming due during the six months preceding each interest payment date. The interest rates will range approximately from 3.70% to 5.50% per annum. The Certificates maturing on September 1, 2020 are subject to mandatory sinking fund redemption in part on September 1 in each year on or after September 1, 2010, from the principal components of the lease payments required to be paid by the City pursuant to the Lease Agreements with respect to each such redemption date, at a redemption price equal to the principal amount thereof to be redeemed, together with interest accrued thereon to the date fixed for redemption, without premium, in accordance with the terms identified in the bond documents. The Certificates maturing on September 1, 2024 are subject to mandatory sinking fund redemption in part on September 1, 2021, from the principal components of the lease payments required to be paid by the City pursuant to the Lease Agreements with respect to each such redemption date, at a redemption price equal to the principal amount thereof to be redeemed, together with interest accrued thereon to the date fixed for redemption, without premium, in accordance with the terms identified in the bond documents. The Certificates represent direct, undivided fractional interest in lease payments to be made by the City under the lease agreements. A reserve fund is required to be maintained in an amount equal to the maximum annual debt service. At June 30, 2012, the reserve requirement was $1,147,000 and the amount actually held in the reserve account was $1,147,000. The total outstanding balance of the Certificates at June 30, 2012 was $10,400,000, of which $5,880,000 is reported as a long-term liability of the Successor Agency, which is the portion of the Certificates that represent the South Valle Refunding and 201 Building Projects portions. Repayments of these portions of the Certificates are funded from the Redevelopment Property Tax Trust Fund, as a result of the dissolution of the redevelopment agency. CITY OF SAN BERNARDINO Notes to Basic Financial Statements Year Ended June 30, 2012 -129- 26. Successor Agency Trust for Assets of Former Redevelopment Agency (continued) F. Long-Term Liabilities (continued) (4) Certificates of Participation (continued) Future debt service requirements for certificates of participation outstanding as of June 30, 2012 are as follows: Year ending June 30,PrincipalInterestTotal 2013325,000$ 572,000$ 897,000$ 2014340,000 540,375 880,375 2015360,000 507,375 867,375 2016380,000 472,450 852,450 2017400,000 435,600 835,600 2018 - 20222,340,000 1,552,375 3,892,375 2023 - 20251,735,000 344,025 2,079,025 Totals5,880,000$ 4,424,200$ 10,304,200$ -130- This page intentionally left blank. -131- REQUIRED SUPPLEMENTARY INFORMATION CITY OF SAN BERNARDINO Required Supplementary Information Defined Benefit Pension Plan Public Employees Retirement System (PERS) Schedule of Funding Progress Year Ended June 30, 2012 -132- Amounts in thousands Unfunded ActuarialActuarialActuarialFundedMarketFundedUAAL as AccruedValue ofAccruedRatioValue ofRatioAnnuala % of ActuarialLiabilityAssetsLiabilityBased onAssetsBased onCoveredCovered Valuation(AAL)(AVA)(UAAL)AVA(MVA)MVAPayrollPayroll Date(a)(b)(a) - (b)(b) / (a)(c)(c) / (a)(d)[(a)-(b)]/(d) 6/30/2007 Misc.321,501$ 301,929$ 19,572$ 93.9%350,362$ 109.0%49,541$ 39.5% Safety452,834 401,023 51,811 88.6%467,301 103.2%44,581 116.2% Totals774,335$ 702,952$ 71,383$ 90.8%817,663$ 105.6%94,122$ 75.8% 6/30/2008 Misc.350,911$ 323,746$ 27,165$ 92.3%330,625$ 94.2%52,567$ 51.7% Safety482,224 426,485 55,739 88.4%437,394 90.7%48,292 115.4% Totals833,135$ 750,231$ 82,904$ 90.0%768,019$ 92.2%100,859$ 82.2% 6/30/2009 Misc.391,360$ 337,732$ 53,628$ 86.3%246,645$ 63.0%51,175$ 104.8% Safety527,185 445,549 81,636 84.5%326,595 62.0%48,800 167.3% Totals918,545$ 783,281$ 135,264$ 85.3%573,240$ 62.4%99,975$ 135.3% 6/30/2010 Misc.406,904$ 351,048$ 55,856$ 86.3%274,500$ 67.5%50,284$ 111.1% Safety552,316 464,836 87,480 84.2%365,169 66.1%48,004 182.2% Totals959,220$ 815,884$ 143,336$ 85.1%639,669$ 66.7%98,288$ 145.8% 6/30/2011 Misc.427,258$ 366,217$ 61,041$ 85.7%324,464$ 75.9%49,853$ 122.4% Safety587,025 487,333 99,692 83.0%434,464 74.0%46,293 215.4% EDA18,125 15,503 2,622 85.5%14,008 77.3%2,537 103.4% Totals1,032,408$ 869,053$ 163,355$ 84.2%772,936$ 74.9%98,683$ 165.5% 6/30/2012 Misc.446,677$ 379,291$ 67,386$ 84.9%316,291$ 70.8%47,802$ 141.0% Safety614,962 506,240 108,722 82.3%422,275 68.7%44,163 246.2% EDA18,720 16,116 2,604 86.1%13,724 73.3%1,152 226.0% Totals1,080,359$ 901,647$ 178,712$ 83.5%752,290$ 69.6%93,117$ 191.9% CITY OF SAN BERNARDINO Required Supplementary Information Other Post-Employment Benefit Plans Schedule of Funding Progress Year Ended June 30, 2012 -133- Schedule of Funding Progress (in thousands) Unfunded ActuarialActuarialActuarialFundedUAAL as AccruedValue ofAccruedRatioAnnuala % of ActuarialLiabilityAssetsLiabilityBased onCoveredCovered Valuation(AAL)(AVA)(UAAL)AVAPayrollPayroll Date(a)(b)(a) - (b)(b) / (a)(c)[(a)-(b)]/(c) City 6/30/200760,158$ -$ 60,158$ 0.0%79,135$ 76.02% 6/30/200961,371 - 61,371 0.0%78,951 77.73% 6/30/2012*48,819 - 48,819 0.0%73,320 66.58% Water Department 6/30/200826,190$ -$ 26,190$ 0.0%12,755$ 205.33% 6/30/2010*28,676 - 28,676 0.0%12,619 227.24% Economic Development Agency 6/30/2008*749$ -$ 749$ 0.0%1,763$ 42.48% * Most recent actuarial valuation available Schedule of Employers Contributions (in thousands) City YearAnnual EndedRequiredAmountPercentage June 30,ContributionContributedContributed 20106,084$ 1,116$ 18% 20116,660 1,201 18% 20127,293 1,513 21% Water Department YearAnnual EndedRequiredAmountPercentage June 30,ContributionContributedContributed 20102,307$ 670$ 29% 20112,505 676 27% 20122,729 9,040 331% Economic Development Agency YearAnnual EndedRequiredAmountPercentage June 30,ContributionContributedContributed 2010211$ 16$ 8% 2011211 16 8% 2012211 18 9% CITY OF SAN BERNARDINO Required Supplementary Information Budgetary Comparison Schedule – General Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -134- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual REVENUES Taxes: Sales and use31,127,500$ 31,127,500$ 33,127,325$ 1,999,825$ 30,169,313$ Utility users22,500,000 22,500,000 22,127,129 (372,871) 22,089,888 Property27,375,000 27,375,000 27,524,214 149,214 26,965,590 Franchise3,376,300 3,376,300 3,268,800 (107,500) 3,164,830 Transient occupancy2,600,000 2,600,000 2,217,325 (382,675) 2,507,283 Property transfer500,000 500,000 344,520 (155,480) 531,343 Total taxes87,478,800 87,478,800 88,609,313 1,130,513 85,428,247 Licenses and permits: Business registration6,000,000 6,000,000 6,222,666 222,666 5,996,091 Building permits500,000 500,000 723,657 223,657 489,493 Mechanical permits160,000 160,000 137,062 (22,938) 157,861 Onsite permits100,300 100,300 391,681 291,381 151,825 Onsite plan check fees35,000 35,000 155,629 120,629 106,559 Public works construction permit25,000 25,000 175,909 150,909 41,620 Paramedic/EMS subscription20,000 20,000 8,897 (11,103) 9,555 Street cut permit150,000 150,000 404,544 254,544 183,369 Other1,102,400 1,102,400 1,133,845 31,445 955,449 Total licenses and permits8,092,700 8,092,700 9,353,890 1,261,190 8,091,822 Fines and forfeitures: General fines200,000 200,000 104,012 (95,988) 102,896 Parking citation1,150,000 1,150,000 729,249 (420,751) 936,594 Code admin citations550,000 550,000 145,399 (404,601) 259,499 Fire citation60,000 60,000 20,429 (39,571) 73,570 Other924,000 924,000 905,272 (18,728) 910,867 Total fines and forfeitures2,884,000 2,884,000 1,904,361 (979,639) 2,283,426 Investment income (loss): Investment income (loss)200,000 200,000 (8,098) (208,098) (20,754) Land and building rental607,000 607,000 641,053 34,053 602,981 Other30,000 30,000 28,945 (1,055) 27,494 Total investment income (loss)837,000 837,000 661,900 (175,100) 609,721 Intergovernmental: Motor vehicle in lieu tax725,000 725,000 - (725,000) 946,143 Vehicle license fee in excess- - 104,424 104,424 - Homeowners exemption130,000 130,000 123,434 (6,566) 122,188 State police training grants88,700 88,700 84,107 (4,593) 70,154 State grants600,000 600,000 343,580 (256,420) 828,155 Other2,165,200 2,165,200 2,258,206 93,006 5,752,224 Total intergovernmental3,708,900 3,708,900 2,913,751 (795,149) 7,718,864 Budgeted Amounts continued -135- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual Charges for services: Plan check fees200,000$ 200,000$ 288,382$ 88,382$ 203,181$ Paramedics/emergency medical services755,200 755,200 693,420 (61,780) 726,909 Board up/demolition assessment750,000 750,000 851,865 101,865 1,022,795 Storm drain utility fee265,000 265,000 235,392 (29,608) 249,723 Weed abatement175,000 175,000 217,102 42,102 168,804 Planning development projects200,000 200,000 205,691 5,691 182,460 Sale of photos15,000 15,000 6,222 (8,778) 9,844 Alarm system fee100,000 100,000 61,409 (38,591) 67,231 Engineering fees50,000 50,000 14,189 (35,811) 57,934 Miscellaneous police receipts900,000 1,089,000 1,052,072 (36,928) 1,183,914 Swimming pool fees51,000 51,000 78,634 27,634 59,942 Other charges3,256,100 3,256,100 3,765,558 509,458 3,491,078 Total charges for services6,717,300 6,906,300 7,469,936 563,636 7,423,815 Other revenues: Off track betting100,000 100,000 76,238 (23,762) 78,547 Miscellaneous receipts895,300 895,300 192,810 (702,490) 641,302 Other revenues3,651,900 3,651,900 4,310,132 658,232 3,621,748 Total other revenues4,647,200 4,647,200 4,579,180 (68,020) 4,341,597 Total revenues114,365,900$ 114,554,900$ 115,492,331$ 937,431$ 115,897,492$ Budgeted Amounts CITY OF SAN BERNARDINO Required Supplementary Information Budgetary Comparison Schedule – General Fund (continued) Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -136- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual EXPENDITURES Current: General government: Mayor Personnel salaries and benefits614,800$ 614,800$ 583,078$ 31,722$ 526,939$ Other149,800 149,800 170,486 (20,686) 117,499 Common council Personnel salaries and benefits481,800 481,800 439,450 42,350 397,787 Other134,200 199,900 139,342 60,558 61,652 City clerk Personnel salaries and benefits576,100 1,262,600 612,816 649,784 1,215,661 Other869,100 1,001,415 911,716 89,699 291,390 City treasurer Personnel salaries and benefits180,600 180,600 185,930 (5,330) 183,561 Other29,800 29,800 23,600 6,200 18,963 City attorney Personnel salaries and benefits2,671,200 2,671,200 2,578,541 92,659 2,662,022 Other354,800 1,770,650 1,526,006 244,644 1,433,503 City manager Personnel salaries and benefits1,136,100 1,136,100 1,080,813 55,287 1,109,861 Other145,900 145,900 160,305 (14,405) 69,725 Human resources Personnel salaries and benefits462,800 462,800 485,744 (22,944) 449,478 Other151,500 151,500 127,217 24,283 58,893 Finance Personnel salaries and benefits2,161,500 1,525,000 2,148,955 (623,955) 1,342,504 Other356,900 238,285 431,939 (193,654) 560,374 Civil service Personnel salaries and benefits288,400 288,400 279,278 9,122 270,826 Other77,000 77,000 75,973 1,027 15,696 Code compliance Personnel salaries and benefits1,518,200 1,518,200 1,445,576 72,624 2,323,194 Other690,000 730,400 714,134 16,266 353,771 Facilities management Personnel salaries and benefits1,297,400 1,247,400 1,219,219 28,181 1,356,584 Other816,000 898,500 756,394 142,106 743,278 Nondepartmental Personnel salaries and benefits(100,000) (139,200) (386,957) 247,757 (428,015) Other3,841,200 3,902,200 3,739,484 162,716 1,775,537 Total general government18,905,100 20,545,050 19,449,039 1,096,011 16,910,683 Public safety: Police Personnel salaries and benefits54,416,000 54,416,000 55,306,727 (890,727) 55,839,845 Other6,665,400 6,672,800 4,958,081 1,714,719 4,714,692 Fire Personnel salaries and benefits28,338,600 28,391,800 31,647,977 (3,256,177) 30,870,141 Other2,589,000 2,620,000 1,438,751 1,181,249 1,307,951 Total public safety92,009,000 92,100,600 93,351,536 (1,250,936) 92,732,629 Budgeted Amounts continued -137- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual Streets: Community development Personnel salaries and benefits1,724,400$ 1,713,400$ 1,857,785$ (144,385)$ 2,134,852$ Other1,559,700 1,533,400 1,225,266 308,134 1,216,623 Public works Personnel salaries and benefits1,219,700 1,269,700 1,053,651 216,049 1,104,375 Other3,694,500 3,730,500 3,725,955 4,545 3,862,417 Total streets8,198,300 8,247,000 7,862,657 384,343 8,318,267 Culture and recreation: Park, recreation and community services Personnel salaries and benefits2,570,900 2,570,900 2,482,377 88,523 2,913,406 Other2,546,000 2,604,400 3,079,434 (475,034) 2,154,122 Total culture and recreation5,116,900 5,175,300 5,561,811 (386,511) 5,067,528 Community services: Planning, plan check and building inspection Personnel salaries and benefits1,683,300 1,694,300 1,679,579 14,721 1,189,696 Other284,700 322,200 246,609 75,591 54,833 Total community services1,968,000 2,016,500 1,926,188 90,312 1,244,529 Debt service: Principal- - 1,119,577 (1,119,577) 1,623,576 Interest and fiscal charges- - 2,677,403 (2,677,403) 2,516,407 Total debt service- - 3,796,980 (3,796,980) 4,139,983 Total expenditures126,197,300 128,084,450 131,948,211 (3,863,761) 128,413,619 Budgeted Amounts Deficiency of revenues under expenditures(11,831,400) (13,529,550) (16,455,880) (2,926,330) (12,516,127) OTHER FINANCING SOURCES (USES) Sale of capital assets- - 124,160 124,160 2,546,549 Transfers in12,961,100 12,961,100 11,904,286 (1,056,814) 13,023,914 Transfers out(2,780,100) (2,780,100) (6,600,046) (3,819,946) (4,646,233) Total other financing sources10,181,000 10,181,000 5,428,400 (4,752,600) 10,924,230 Net change in fund balances(1,650,400) (3,348,550) (11,027,480) (7,678,930) (1,591,897) Fund balances, beginning of year(1,181,604) (1,181,604) (1,181,604) - 410,293 Fund balances (deficits), end of year(2,832,004)$ (4,530,154)$ (12,209,084)$ (7,678,930)$ (1,181,604)$ CITY OF SAN BERNARDINO Required Supplementary Information Budgetary Comparison Schedule – Economic Development Agency Special Revenue Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -138- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual REVENUES Investment income62,800$ 62,800$ 82,076$ 19,276$ 157,055$ Intergovernmental12,396,040 12,396,040 2,592,368 (9,803,672) 11,316,634 Other- - 14,671 14,671 2,584,030 Total revenues12,458,840 12,458,840 2,689,115 (9,769,725) 14,057,719 EXPENDITURES Current: Economic development: Personnel salaries and benefits1,129,257 1,129,257 1,059,608 69,649 1,828,246 Other17,071,677 17,071,677 5,935,457 11,136,220 21,155,230 Debt service: Principal2,693,000 2,693,000 - 2,693,000 - Interest and fiscal charges28,538 28,538 531,185 (502,647) - Total expenditures20,922,472 20,922,472 7,526,250 13,396,222 22,983,476 Excess (deficiency) of revenues over (under) expenditures(8,463,632) (8,463,632) (4,837,135) 3,626,497 (8,925,757) OTHER FINANCING SOURCES (USES) Issuance of debt- - 18,000,000 18,000,000 - Sale of property- - (5,455,317) (5,455,317) - Transfers in8,463,632 8,463,632 4,410,862 (4,052,770) 9,617,873 Transfers out- - (7,992,735) (7,992,735) (2,697,282) Total other financing sources (uses)8,463,632 8,463,632 8,962,810 499,178 6,920,591 EXTRAORDINARY ITEM Loss on dissolution of economic development agency- - (79,206,232) (79,206,232) - Net change in fund balance- - (75,080,557) (75,080,557) (2,005,166) Fund balance, beginning of year, as restated75,080,557 75,080,557 75,080,557 - 77,085,723 Fund balance, end of year75,080,557$ 75,080,557$ -$ (75,080,557)$ 75,080,557$ Budgeted Amounts CITY OF SAN BERNARDINO Required Supplementary Information Budgetary Comparison Schedule – Federal and State Grants Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -139- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Licenses and permits-$ 485$ 485$ -$ Investment income- 9,654 9,654 (55,895) Intergovernmental1,633,800 15,762,698 14,128,898 9,013,197 Other3,229,900 2,878,899 (351,001) 12,503 Total revenues4,863,700 18,651,736 13,788,036 8,969,805 EXPENDITURES Current: General government2,358,700 1,999,879 358,821 188,561 Public safety546,700 6,713,174 (6,166,474) 5,179,070 Streets322,900 385,716 (62,816) 25,141 Culture and recreation159,500 983,950 (824,450) 377,117 Community development1,415,900 3,850,086 (2,434,186) - Communtiy service2,423,600 3,779,227 (1,355,627) 6,800,675 Debt service: Principal- 472,182 (472,182) - Interest and fiscal charges- 275,065 (275,065) - Total expenditures7,227,300 18,459,279 (11,231,979) 12,570,564 Excess (deficiency) of revenues over (under) expenditures(2,363,600) 192,457 2,556,057 (3,600,759) OTHER FINANCING SOURCES Sale of property- 83,000 83,000 - Transfers in- 7,883,898 7,883,898 - Total other financing sources- 7,966,898 7,966,898 - Net change in fund balances(2,363,600) 8,159,355 10,522,955 (3,600,759) Fund balance (deficit), beginning of year, as previously stated(3,507,266) (3,507,266) - 93,493 Prior period adjustment- 3,972,214 3,972,214 - Fund balance, beginning of year, as restated464,948 464,948 - 93,493 Fund balance (deficit), end of year(1,898,652)$ 8,624,303$ 10,522,955$(3,507,266)$ CITY OF SAN BERNARDINO Required Supplementary Information Budgetary Comparison Schedule – Low and Moderate Income Housing Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -140- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income-$ 36,752$ 36,752$ -$ Other- 3,560 3,560 - Total revenues- 40,312 40,312 - EXPENDITURES Current: Community development- 6,002,494 (6,002,494) - Total expenditures- 6,002,494 (6,002,494) - Excess (deficiency) of revenues over (under) expenditures- (5,962,182) (5,962,182) - EXTRAORDINARY ITEM Gain on dissolution of economic development agency- 73,448,756 73,448,756 - Net change in fund balance- 67,486,574 67,486,574 - Fund balance, beginning of year- - - - Fund balance, end of year -$ 67,486,574$67,486,574$-$ CITY OF SAN BERNARDINO Notes to Required Supplementary Information Year Ended June 30, 2012 -141- 1. Budgetary control and accounting The City utilizes the following general procedures in establishing its annual budgets, as reflected in the financial statements: The annual budget adopted by the Common Council provides for the City's general operations, and includes proposed expenditures and estimated revenues. The City Manager and City Council are authorized to make the necessary changes to the budget to ensure adequate and proper standards of services. During the year, supplemental budget appropriations in the General Fund amounted to $1,887,150. Following approval of the final budget by the Mayor and Common Council, budget transfers within a department budget in an amount not to exceed $25,000 per transfer shall be approved or disapproved according to established Finance policies and procedures and on forms approved by the Finance Department, and with notice to the Director of Finance, and written notice to the Mayor and Common Council, as long as the total department budget allocation is not increased and as long as no transfers are approved into or out of budget allocation for personnel salary or benefits. For purposes of this requirement, each fund other than the General Fund is considered to be a separate department. The legal level of budgetary control is personnel salaries and benefits versus other expenditures in each department (except for the federal and state grants fund whose legal level of budgetary control is at the functional level). The budget is formally integrated into the accounting system and employed as a managed control device during the year for all funds. Budgets for the governmental fund types are adopted on a basis consistent with generally accepted accounting principles. At fiscal year-end, operating budget appropriations lapse; however, incomplete capital improvements, equipment and contractual appropriations can be carried over to the following fiscal year. Annual budgets for the following funds have not been adopted: Special revenue funds: Cable TV Low and Moderate Income Housing (previously a component of the redevelopment agency) Baseball Stadium Debt service funds: Assessment District #985 Capital projects funds: Public Park Extension CIEDB Street Construction Assessment District #1015 -142- This page intentionally left blank. -143- SUPPLEMENTARY SCHEDULES CITY OF SAN BERNARDINO Combining Balance Sheet Nonmajor Governmental Funds June 30, 2012 (with comparative totals as of June 30, 2011) -144- SpecialDebtCapital RevenueServiceProjects20122011 ASSETS Cash and investments1,461,915$ 113,112$ 5,345,094$ 6,920,121$ 15,552,410$ Cash and investments with fiscal agent- - - - 48,853 Receivables, net: Accounts17,587 - - 17,587 24,495 Interest934 15 2,838 3,787 64,441 Special assessments- 297,125 - 297,125 333,839 Due from other governments1,052,694 - 779,665 1,832,359 2,285,583 Due from other funds6,470,104 - 14,425,031 20,895,135 15,151,687 Advances to other funds128,774 - 1,708,400 1,837,174 2,550,599 Other assets- - 214,671 214,671 214,671 Total assets9,132,008$ 410,252$22,475,699$32,017,959$ 36,226,578$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable317,669$ -$ 854,846$ 1,172,515$ 2,160,779$ Due to other funds11,354 155,500 2,377,673 2,544,527 5,651,785 Retentions payable7,731 - 114,521 122,252 98,667 Deferred revenues310,222 297,125 391,303 998,650 653,924 Deposits10,516 6,725 16,869 34,110 10,516 Advances from other funds- 158,000 - 158,000 1,096,800 Due to other governments- - - - 21,595 Due to Successor Agency- - 900,000 900,000 - Total liabilities657,492 617,350 4,655,212 5,930,054 9,694,066 Fund balances: Restricted7,888,492 80,692 20,690,281 28,659,465 34,020,915 Committed589,180 - - 589,180 356,373 Assigned - - 79,971 79,971 118,462 Unassigned (3,156) (287,790) (2,949,765) (3,240,711) (7,963,238) Total fund balances (deficit)8,474,516 (207,098) 17,820,487 26,087,905 26,532,512 Total liabilities and fund balances9,132,008$ 410,252$22,475,699$32,017,959$ 36,226,578$ Totals CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds June 30, 2012 (with comparative totals for the year ended June 30, 2011) -145- SpecialDebtCapital RevenueServiceProjects20122011 REVENUES Taxes588,445$ 76,798$ 1,241,050$ 1,906,293$ 1,991,647$ Licenses and permits490,081 - 398,776 888,857 424,694 Impact fees- - 239,553 239,553 618,030 Fines and forfeitures68,686 - - 68,686 55,258 Investment income3,505 (8) (14,456) (10,959) 186,758 Intergovernmental revenues11,024,576 - 1,731,654 12,756,230 18,604,662 Charges for services4,691,731 - 164,033 4,855,764 5,462,900 Other69,873 - - 69,873 782,097 Total revenues16,936,897 76,790 3,760,610 20,774,297 28,126,046 EXPENDITURES Current: General government235,099 7,549 - 242,648 135,429 Public safety2,742,378 - 69,679 2,812,057 3,745,485 Streets3,566,101 - 4,965,538 8,531,639 16,090,280 Culture and recreation385,112 - 591,910 977,022 1,134,642 Community service2,262,203 - - 2,262,203 2,221,052 Debt service: Principal1,109,082 50,000 86,396 1,245,478 1,212,350 Interest and fiscal charges142,106 13,746 68,079 223,931 270,594 Total expenditures10,442,081 71,295 5,781,602 16,294,978 24,809,832 Excess (deficiency) of revenues over (under) expenditures6,494,816 5,495 (2,020,992) 4,479,319 3,316,214 OTHER FINANCING SOURCES (USES) Issuance of debt- - - - 386,122 Transfers in4,125,003 - 219,833 4,344,836 2,195,904 Transfers out(8,539,345) - (729,417) (9,268,762) (9,472,850) Total other financing sources (uses)(4,414,342) - (509,584) (4,923,926) (6,890,824) Net change in fund balances2,080,474 5,495 (2,530,576) (444,607) (3,574,610) Fund balances (deficit), beginning of year, as previously stated6,712,742 (212,593) 20,351,063 26,851,212 30,107,122 Prior period adjustment(318,700) - - (318,700) - Fund balances (deficit), beginning of year, as restated6,394,042 (212,593) 20,351,063 26,532,512 30,107,122 Fund balances (deficit), end of year8,474,516$ (207,098)$ 17,820,487$ 26,087,905$ 26,532,512$ Totals CITY OF SAN BERNARDINO Nonmajor Special Revenue Funds June 30, 2012 (with comparative totals for the year ended June 30, 2011) -146- Special Revenue Funds are used to account for the proceeds of specific revenue sources that are restricted or committed to expenditure for specified purposes other than debt service or capital projects. The City maintains the following Nonmajor Special Revenue Funds for the purposes indicated: Library For the cost of operating the City's Library system from related revenues and ongoing General Fund contributions. Cemetery For the cost of operating the City owned Cemetery from related revenues. Cable TV For the regulatory oversight of the City’s cable companies for franchise compliance, consumer protection, and franchise renewal negotiations, as well as operating two access channels. Asset Seizure For the investigation, detection and prosecution of criminal activities. Funding is provided by criminal assets seized under existing state and federal statutes. Alternative Transportation For receipt and disbursement of funds received per Transportation Development Act Article 3 (SB 821) of the Bikeway & Pedestrian Program and the State and Local Fiscal Assistance Act of 1972. Animal Control For control, care and housing of stray animals, licensing of animals and public education from related revenues including licensing and ongoing General Fund contributions. Traffic Congestion For the receipt and disbursement of funds received under AB 2928 to be used for traffic congestion relief projects. Special Gas Tax For the receipt of gasoline tax revenue paid to the City as a subvention from the State of California. These funds are transferred to the General Fund to partially support maintenance activities and to finance street construction projects as provided by State law. Traffic Safety For the recording of the City's share of California Vehicle Code fines collected by San Bernardino County. Sewerline Maintenance For the cost of maintaining Sewer lines as paid for from a portion of Sewer revenues. Sales and Road For local street improvements as provided for by San Bernardino County Measure I Sales Tax. continued -147- Baseball Stadium For the maintenance of the minor league baseball stadium constructed by the City. Soccer Field For the operation of the San Bernardino Soccer Complex formerly operated by a non-profit foundation. Fire Station For the operation and maintenance of the Verdemont Fire Station. CITY OF SAN BERNARDINO Combining Balance Sheet Nonmajor Special Revenue Funds June 30, 2012 (with comparative totals as of June 30, 2011) -148- LibraryCemeteryCable TV ASSETS Cash and investments-$ -$ -$ Receivables, net: Accounts631 265 - Interest- 59 3 Due from other governments- - - Due from other funds83,090 6,707 240,965 Advances to other funds- - - Total assets83,721$ 7,031$ 240,968$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable6,275$ 6,396$ -$ Due to other funds- - - Retentions payable- - - Deferred revenues- - - Deposits- - - Total liabilities6,275 6,396 - Fund balances: Restricted77,446 635 240,968 Committed- - - Unassigned - - - Total fund balances (deficit)77,446 635 240,968 Total liabilities and fund balances83,721$ 7,031$ 240,968$ continued -149- AssetAlternativeAnimalTrafficSpecialTraffic SeizureTransportationControlCongestionGas TaxSafety -$ -$ -$ -$ -$ -$ - - 6,031 - - - 109 6 - - 26 - 32,408 65,350 36,355 - 578,211 80,999 1,111,482 2,742 225,229 - 292,412 - - - - - - - 1,143,999$ 68,098$ 267,615$ -$ 870,649$ 80,999$ 4,244$ 2,685$ 28,835$ -$ 57,648$ 69,645$ - - - - - 11,354 - - - - - - - - - - - - - - - - - - 4,244 2,685 28,835 - 57,648 80,999 1,139,755 65,413 - - 813,001 - - - 238,780 - - - - - - - - - 1,139,755 65,413 238,780 - 813,001 - 1,143,999$ 68,098$ 267,615$ -$ 870,649$ 80,999$ CITY OF SAN BERNARDINO Combining Balance Sheet Nonmajor Special Revenue Funds (continued) June 30, 2012 (with comparative totals as of June 30, 2011) -150- SewerlineSales andBaseball MaintenanceRoadStadium ASSETS Cash and investments1,461,915$ -$ -$ Receivables, net: Accounts6,160 - - Interest249 402 - Due from other governments259,371 - - Due from other funds- 3,822,035 - Advances to other funds128,774 - - Total assets1,856,469$ 3,822,437$ -$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable88,184$ 31,717$ -$ Due to other funds- - - Retentions payable7,731 - - Deferred revenues- - - Deposits- - - Total liabilities95,915 31,717 - Fund balances: Restricted1,760,554 3,790,720 - Committed- - - Unassigned - - - Total fund balances (deficit)1,760,554 3,790,720 - Total liabilities and fund balances1,856,469$ 3,822,437$ -$ continued -151- SoccerFire FieldStation20122011 -$ -$ 1,461,915$ 4,060,289$ 4,500 - 17,587 24,495 37 43 934 13,317 - - 1,052,694 1,403,005 367,903 317,539 6,470,104 1,924,285 - - 128,774 226,174 372,440$ 317,582$ 9,132,008$ 7,651,565$ 22,040$ -$ 317,669$ 606,362$ - - 11,354 320,560 - - 7,731 - - 310,222 310,222 320,085 - 10,516 10,516 10,516 22,040 320,738 657,492 1,257,523 - - 7,888,492 9,799,264 350,400 - 589,180 356,373 - (3,156) (3,156) (3,761,595) 350,400 (3,156) 8,474,516 6,394,042 372,440$ 317,582$ 9,132,008$ 7,651,565$ Totals CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Special Revenue Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -152- LibraryCemeteryCable TV REVENUES Taxes-$ -$ -$ Licenses and permits- - 240,940 Fines and forfeitures- - - Investment income (loss)- (139) 28 Intergovernmental - - - Charges for services32,099 16,916 - Other33,115 - - Total revenues65,214 16,777 240,968 EXPENDITURES Current: General government- - - Public safety- - - Streets- - - Culture and recreation- - - Community service2,090,055 172,148 - Debt service: Principal- - - Interest and fiscal charges- - - Total expenditures2,090,055 172,148 - Excess (deficiency) of revenues over (under) expenditures(2,024,841) (155,371) 240,968 OTHER FINANCING SOURCES (USES) Transfers in2,066,000 430,362 - Transfers out- - - Total other financing sources (uses)2,066,000 430,362 - Net change in fund balances41,159 274,991 240,968 Fund balances (deficit), beginning of year, as previously stated36,287 44,344 - Prior period adjustment- (318,700) - Fund balances (deficit), beginning of year, as restated36,287 (274,356) - Fund balances (deficit), end of year77,446$ 635$ 240,968$ continued -153- AssetAlternativeAnimalTrafficSpecialTraffic SeizureTransportationControlCongestionGas TaxSafety -$ -$ -$ -$ -$ -$ - - 249,141 - - - - - 68,686 - - - (251) (27) - - 329 - 848,300 265,340 - - 5,842,290 1,143,798 - - 1,124,049 - - - - 5,200 - - - - 848,049 270,513 1,441,876 - 5,842,619 1,143,798 - 235,099 - - - - 401,818 - 1,825,625 - - 514,935 - - - - 225,061 - - - - - - - - - - - - - - - - - 1,109,082 - - - - - 142,106 - 401,818 235,099 1,825,625 - 1,476,249 514,935 446,231 35,414 (383,749) - 4,366,370 628,863 - - 572,088 6,459 - 975,312 - (70,000) - - (4,165,000) (1,400,000) - (70,000) 572,088 6,459 (4,165,000) (424,688) 446,231 (34,586) 188,339 6,459 201,370 204,175 693,524 99,999 50,441 (6,459) 611,631 (204,175) - - - - - - 693,524 99,999 50,441 (6,459) 611,631 (204,175) 1,139,755$ 65,413$ 238,780$ -$ 813,001$ -$ CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Special Revenue Funds (continued) Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -154- SewerlineSales andBaseball MaintenanceRoadStadium REVENUES Taxes-$ -$ -$ Licenses and permits- - - Fines and forfeitures- - - Investment income (loss)4,752 (749) - Intergovernmental- 2,924,848 - Charges for services3,135,460 - - Other- - - Total revenues3,140,212 2,924,099 - EXPENDITURES Current: General government- - - Public safety- - - Streets2,293,836 1,047,204 - Culture and recreation- - 15,042 Community service- - - Debt service: Principal- - - Interest and fiscal charges- - - Total expenditures2,293,836 1,047,204 15,042 Excess (deficiency) of revenues over (under) expenditures846,376 1,876,895 (15,042) OTHER FINANCING SOURCES (USES) Transfers in- 18,990 55,792 Transfers out(1,510,900) (805,000) - Total other financing sources (uses)(1,510,900) (786,010) 55,792 Net change in fund balances(664,524) 1,090,885 40,750 Fund balances (deficit), beginning of year, as previously stated2,425,078 2,699,835 (40,750) Prior period adjustment- - - Fund balances (deficit), beginning of year, as restated2,425,078 2,699,835 (40,750) Fund balances (deficit), end of year1,760,554$ 3,790,720$ -$ continued -155- SoccerFire FieldStation20122011 -$ 588,445$ 588,445$ 585,053$ - - 490,081 274,798 - - 68,686 55,258 (227) (211) 3,505 294,503 - - 11,024,576 10,197,452 383,207 - 4,691,731 4,311,368 31,558 - 69,873 59,031 414,538 588,234 16,936,897 15,777,463 - - 235,099 107,755 - - 2,742,378 3,175,865 - - 3,566,101 5,588,594 370,070 - 385,112 443,266 - - 2,262,203 2,221,052 - - 1,109,082 1,083,405 - - 142,106 171,261 370,070 - 10,442,081 12,791,198 44,468 588,234 6,494,816 2,986,265 - - 4,125,003 2,195,904 - (588,445) (8,539,345) (8,758,150) - (588,445) (4,414,342) (6,562,246) 44,468 (211) 2,080,474 (3,575,981) 305,932 (2,945) 6,712,742 9,970,023 - - (318,700) - 305,932 (2,945) 6,394,042 9,970,023 350,400$ (3,156)$ 8,474,516$ 6,394,042$ Totals CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Library Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -156- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Intergovernmental30,000$ -$ (30,000)$ 70,052$ Charges for services40,000 32,099 (7,901) 37,911 Other37,200 33,115 (4,085) 37,237 Total revenues107,200 65,214 (41,986) 145,200 EXPENDITURES Current: Community service: Personnel salaries and benefits1,542,4001,486,02056,380 1,449,511 Other663,900604,03559,865 633,223 Total expenditures2,206,300 2,090,055 116,245 2,082,734 Excess (deficiency) of revenues over (under) expenditures(2,099,100) (2,024,841) 74,259 (1,937,534) OTHER FINANCING SOURCES Transfers in2,066,0002,066,000 - 1,937,534 Total other financing sources2,066,000 2,066,000 - 1,937,534 Net change in fund balance(33,100) 41,159 74,259 - Fund balance, beginning of year36,287 36,287 - 36,287 Fund balance, end of year3,187$ 77,446$ 74,259$ 36,287$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Cemetery Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -157- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)10,000$ (139)$ (10,139)$ (1,693)$ Intergovernmental- - - 318,700 Charges for services17,500 16,916 (584) 22,038 Total revenues27,500 16,777 (10,723) 339,045 EXPENDITURES Current: Community service: Personnel salaries and benefits109,000117,830(8,830) 112,913 Other54,10054,318(218) 25,405 Total expenditures163,100 172,148 (9,048) 138,318 Excess (deficiency) of revenues over (under) expenditures(135,600) (155,371) (19,771) 200,727 OTHER FINANCING SOURCES Transfers in134,400 430,362 295,962 - Total other financing sources134,400 430,362 295,962 - Net change in fund balance(1,200) 274,991 276,191 200,727 Fund balance (deficit), beginning of year, as previously stated44,344 44,344 - (156,383) Prior period adjustment- (318,700) (318,700) - Fund balance (deficit), beginning of year, as restated(274,356) (274,356) - (156,383) Fund balance (deficit), end of year (275,556)$ 635$ 276,191$ 44,344$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Cable TV Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -158- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Licenses and permits-$ 240,940$ 240,940$ -$ Investment income- 28 28 - Total revenues- 240,968 240,968 - Net change in fund balance- 240,968 240,968 - Fund balance, beginning of year- - - - Fund balance, end of year-$ 240,968$ 240,968$ -$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Asset Seizure Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -159- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)9,200$ (251)$ (9,451)$ (2,498)$ Intergovernmental 340,000 848,300 508,300 680,089 Total revenues349,200 848,049 498,849 677,591 EXPENDITURES Current: Public safety: Other501,677 401,818 99,859 824,003 Total expenditures501,677 401,818 99,859 824,003 Net change in fund balance(152,477) 446,231 598,708 (146,412) Fund balance, beginning of year693,524 693,524 - 839,936 Fund balance, end of year541,047$ 1,139,755$598,708$ 693,524$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Alternative Transportation Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -160- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)1,000$ (27)$ (1,027)$ (134)$ Intergovernmental240,000 265,340 25,340 225,913 Other5,200 5,200 - 5,200 Total revenues246,200 270,513 24,313 230,979 EXPENDITURES Current: General government: Personnel salaries and benefits85,70073,88311,817 82,238 Other171,800161,21610,584 25,517 Total expenditures257,500 235,099 22,401 107,755 Excess (deficiency) of revenues over (under) expenditures(11,300) 35,414 46,714 123,224 OTHER FINANCING SOURCES (USES) Transfers out(70,000) (70,000) - (70,000) Total other financing sources (uses)(70,000) (70,000) - (70,000) Net change in fund balance(81,300) (34,586) 46,714 53,224 Fund balance, beginning of year99,999 99,999 - 46,775 Fund balance, end of year18,699$ 65,413$ 46,714$ 99,999$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Animal Control Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -161- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Licenses and permits300,500$ 249,141$ (51,359)$ 274,798$ Fines and forfeitures50,000 68,686 18,686 55,258 Charges for services1,152,500 1,124,049 (28,451) 1,005,505 Total revenues1,503,000 1,441,876 (61,124) 1,335,561 EXPENDITURES Current: Public safety: Personnel salaries and benefits1,170,0001,152,86717,133 1,099,669 Other871,000672,758198,242 434,281 Total expenditures2,041,000 1,825,625 215,375 1,533,950 Excess (deficiency) of revenues over (under) expenditures(538,000) (383,749) 154,251 (198,389) OTHER FINANCING SOURCES Transfers in449,100 572,088 122,988 197,070 Total other financing sources449,100 572,088 122,988 197,070 Net change in fund balance(88,900) 188,339 277,239 (1,319) Fund balance, beginning of year50,441 50,441 - 51,760 Fund balance (deficit), end of year (38,459)$ 238,780$ 277,239$ 50,441$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Traffic Congestion Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -162- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ -$ -$ (1,092)$ Total revenues- - - (1,092) EXPENDITURES Current: Streets: Personnel salaries and benefits- - - 3,279 Other1,041,900 - 1,041,900 1,799,249 Total expenditures1,041,900 - 1,041,900 1,802,528 Excess (deficiency) of revenues over (under) expenditures(1,041,900) - 1,041,900 (1,803,620) OTHER FINANCING SOURCES Transfers in- 6,459 6,459 - Total other financing sources- 6,459 6,459 - Net change in fund balance(1,041,900) 6,459 1,048,359 (1,803,620) Fund balance (deficit), beginning of year(6,459) (6,459) - 1,797,161 Fund balance (deficit), end of year (1,048,359)$-$ 1,048,359$ (6,459)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Special Gas Tax Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -163- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)5,000$ 329$ (4,671)$ (46)$ Intergovernmental 5,488,300 5,842,290 353,990 5,113,876 Total revenues5,493,300 5,842,619 349,319 5,113,830 EXPENDITURES Current: Streets: Personnel salaries and benefits- 17,050(17,050) 16,748 Other2,242,900 208,0112,034,889 1,723,675 Debt service: Principal- 1,109,082 (1,109,082) - Interest and fiscal charges- 142,106 (142,106) - Total expenditures2,242,900 1,476,249 766,651 1,740,423 Excess of revenues over expenditures3,250,400 4,366,370 1,115,970 3,373,407 OTHER FINANCING SOURCES (USES) Transfers out(4,165,000) (4,165,000) - (3,620,000) Total other financing sources (uses)(4,165,000) (4,165,000) - (3,620,000) Net change in fund balance(914,600) 201,370 1,115,970 (246,593) Fund balance, beginning of year611,631 611,631 - 858,224 Fund balance (deficit), end of year (302,969)$ 813,001$ 1,115,970$ 611,631$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Traffic Safety Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -164- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Intergovernmental2,329,300$ 1,143,798$ (1,185,502)$ 1,794,478$ Total revenues2,329,300 1,143,798 (1,185,502) 1,794,478 EXPENDITURES Current: Public safety: Other669,200 514,935 154,265 817,690 Total expenditures669,200 514,935 154,265 817,690 Excess of revenues over expenditures1,660,100 628,863 (1,031,237) 976,788 OTHER FINANCING SOURCES (USES) Transfers in- 975,312 975,312 - Transfers out(1,400,000) (1,400,000) - (1,180,999) Total other financing sources (uses)(1,400,000) (424,688) 975,312 (1,180,999) Net change in fund balance260,100 204,175 (55,925) (204,211) Fund balance (deficit), beginning of year(204,175) (204,175) - 36 Fund balance (deficit), end of year 55,925$ -$ (55,925)$ (204,175)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Sewerline Maintenance Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -165- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ 4,752$ 4,752$ (506)$ Charges for services4,200,000 3,135,460 (1,064,540) 3,164,303 Total revenues4,200,000 3,140,212 (1,059,788) 3,163,797 EXPENDITURES Current: Streets: Personnel salaries and benefits1,323,800 1,300,395 23,405 1,262,665 Other3,574,400 993,441 2,580,959 1,356,737 Total expenditures4,898,200 2,293,836 2,604,364 2,619,402 Excess (deficiency) of revenues over (under) expenditures(698,200) 846,376 1,544,576 544,395 OTHER FINANCING SOURCES (USES) Transfers out(1,510,900) (1,510,900) - (1,949,600) Total other financing sources (uses)(1,510,900) (1,510,900) - (1,949,600) Net change in fund balance(2,209,100) (664,524) 1,544,576 (1,405,205) Fund balance, beginning of year2,425,078 2,425,078 - 3,830,283 Fund balance, end of year215,978$ 1,760,554$1,544,576$ 2,425,078$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Sales and Road Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -166- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)35,000$ (749)$ (35,749)$ (11,572)$ Intergovernmental 2,500,000 2,924,848 424,848 2,313,044 Total revenues2,535,000 2,924,099 389,099 2,301,472 EXPENDITURES Current: Streets: Personnel salaries and benefits- 330,495(330,495) 297,858 Other5,946,500 716,7095,229,791 383,049 Total expenditures5,946,500 1,047,204 4,899,296 680,907 Excess (deficiency) of revenues over (under) expenditures(3,411,500) 1,876,895 5,288,395 1,620,565 OTHER FINANCING SOURCES (USES) Transfers in- 18,990 18,990 - Transfers out(805,000) (805,000) - (1,350,000) Total other financing sources (uses)(805,000) (786,010) 18,990 (1,350,000) Net change in fund balance(4,216,500) 1,090,885 5,307,385 270,565 Fund balance, beginning of year2,699,835 2,699,835 - 2,429,270 Fund balance (deficit), end of year (1,516,665)$3,790,720$5,307,385$ 2,699,835$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Baseball Stadium Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -167- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ -$ -$ 363$ Total revenues- - - 363 EXPENDITURES Current: Culture and recreation: Other- 15,042 (15,042) 21,434 Total expenditures- 15,042 (15,042) 21,434 Excess (deficiency) of revenues over (under) expenditures- (15,042) (15,042) (21,071) OTHER FINANCING SOURCES Transfers in- 55,792 55,792 61,300 Total other financing sources- 55,792 55,792 61,300 Net change in fund balance- 40,750 40,750 40,229 Fund balance (deficit), beginning of year(40,750) (40,750) - (80,979) Fund balance (deficit), end of year (40,750)$ -$ 40,750$ (40,750)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Soccer Field Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -168- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)5,000$ (227)$ (5,227)$ 313,102$ Charges for services404,000 383,207 (20,793) 81,611 Other4,000 31,558 27,558 16,594 Total revenues413,000 414,538 1,538 411,307 EXPENDITURES Current: Culture and recreation: Personnel salaries and benefits273,500 208,289 65,211 272,320 Other190,800 161,781 29,019 149,512 Total expenditures464,300 370,070 94,230 421,832 Excess (deficiency) of revenues over (under) expenditures(51,300) 44,468 95,768 (10,525) Net change in fund balance(51,300) 44,468 95,768 (10,525) Fund balance, beginning of year305,932 305,932 - 316,457 Fund balance, end of year254,632$ 350,400$ 95,768$ 305,932$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Special Revenue Fund – Fire Station Fund Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -169- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Taxes567,800$ 588,445$ 20,645$ 585,053$ Investment income (loss)5,900 (211) (6,111) (1,421) Total revenues573,700 588,234 14,534 583,632 EXPENDITURES Current: Public Safety- - - 222 Total expenditures- - - 222 Excess of revenues over expenditures573,700 588,234 14,534 583,410 OTHER FINANCING SOURCES (USES) Transfers out(573,700) (588,445) (14,745) (587,551) Total other financing sources (uses)(573,700) (588,445) (14,745) (587,551) Net change in fund balance- (211) (211) (4,141) Fund balance (deficit), beginning of year(2,945) (2,945) - 1,196 Fund balance (deficit), end of year (2,945)$ (3,156)$ (211)$ (2,945)$ -170- This page intentionally left blank. CITY OF SAN BERNARDINO Major and Nonmajor Debt Service Funds June 30, 2012 -171- Debt Service Funds are used to account for the accumulation of resources for, and payment of, principal, interest and related costs of the long-term debt. The City maintains the following Nonmajor Debt Service Funds for the purposes indicated: NONMAJOR FUNDS Assessment District #985 For the collection of assessments from property owners and for the remittance of such assessments to bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Assessment District #987 For the collection of the Verdemont infrastructure fees on developing properties used to repay a loan from bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Assessment District #1015 For the collection of assessments from property owners and for the remittance of such assessments to the Successor Agency of the former redevelopment agency (Economic Development Agency) and other City funds as required by the Improvement Bond Act of 1915 and related California State statutes for this district. MAJOR FUND Economic Development Agency Debt Service Fund For the accumulation of resources for, and the payment of, principal, interest and related costs of liabilities of the redevelopment agency. As of February 1, 2012, the EDA was dissolved as a matter of State law, and ceased to exist. The activity reported in the Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual is for the period from July 1, 2011 through January 31, 2012. CITY OF SAN BERNARDINO Combining Balance Sheet Nonmajor Debt Service Funds June 30, 2012 (with comparative totals as of June 30, 2011) -172- Assessment Assessment Assessment DistrictDistrictDistrict #985#987#1015 ASSETS Cash and investments68,280$ 19,127$ 25,705$ Cash and investments with fiscal agent- - - Receivables, net: Interest8 2 5 Special assessments- - 297,125 Due from other governments- - - Total assets68,288$ 19,129$ 322,835$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable-$ -$ -$ Due to other funds- - 155,500 Deferred revenues- - 297,125 Deposits- 6,725 - Advances from other funds- - 158,000 Due to other governments- - - Total liabilities- 6,725 610,625 Fund balances (deficit): Restricted68,288 12,404 - Unassigned - - (287,790) Total fund balances (deficit)68,288 12,404 (287,790) Total liabilities and fund balances68,288$ 19,129$ 322,835$ continued -173- 20122011 113,112$ 81,990$ - 48,853 15 169 297,125 333,839 - 15,421 410,252$ 480,272$ -$ 6,726$ 155,500 133,905 297,125 333,839 6,725 - 158,000 196,800 - 21,595 617,350 692,865 80,692 318,178 (287,790) (530,771) (207,098) (212,593) 410,252$ 480,272$ Totals CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Debt Service Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -174- Assessment Assessment Assessment DistrictDistrictDistrict #985#987#1015 REVENUES Taxes-$ 12,772$ 64,026$ Investment income (loss)(18) (2) 12 Total revenues(18) 12,770 64,038 EXPENDITURES Current: General government- 1,500 6,049 Debt service: Principal- 50,000 - Interest and fiscal charges- 1,938 11,808 Total expenditures- 53,438 17,857 Excess (deficiency) of revenues over (under) expenditures(18) (40,668) 46,181 Net change in fund balances(18) (40,668) 46,181 Fund balances (deficit), beginning of year68,306 53,072 (333,971) Fund balances (deficit), end of year68,288$ 12,404$ (287,790)$ continued -175- 20122011 76,798$ 108,660$ (8) (337) 76,790 108,323 7,549 27,674 50,000 45,000 13,746 28,515 71,295 101,189 5,495 7,134 5,495 7,134 (212,593) (219,727) (207,098)$ (212,593)$ Totals CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Debt Service Fund – Assessment District #985 Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -176- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Taxes-$ -$ -$ 14,902$ Investment income (loss)- (18) (18) (226) Total revenues- (18) (18) 14,676 Net change in fund balance- (18) (18) 14,676 Fund balance, beginning of year68,306 68,306 - 53,630 Fund balance, end of year68,306$ 68,288$ (18)$ 68,306$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Debt Service Fund – Assessment District #987 Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -177- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Taxes51,400$ 12,772$ (38,628)$ 22,836$ Investment income (loss)1,400 (2) (1,402) (75) Total revenues52,800 12,770 (40,030) 22,761 EXPENDITURES Current: General government15,100 1,500 13,600 14,057 Debt Service: Principal45,000 50,000 (5,000) 45,000 Interest and fiscal charges5,600 1,938 3,662 5,619 Total expenditures65,700 53,438 12,262 64,676 Excess (deficiency) of revenues over (under) expenditures(12,900) (40,668) (27,768) (41,915) Net change in fund balance(12,900) (40,668) (27,768) (41,915) Fund balance, beginning of year53,072 53,072 - 94,987 Fund balance, end of year40,172$ 12,404$ (27,768)$ 53,072$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Debt Service Fund – Assessment District #1015 Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -178- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Taxes68,000$ 64,026$ (3,974)$ 70,922$ Investment income (loss)300 12 (288) (36) Total revenues68,300 64,038 (4,262) 70,886 EXPENDITURES Current: General government8,000 6,049 1,951 13,617 Debt Service: Interest28,200 11,808 16,392 22,896 Total expenditures36,200 17,857 18,343 36,513 Excess (deficiency) of revenues over (under) expenditures32,100 46,181 14,081 34,373 Net change in fund balance32,100 46,181 14,081 34,373 Fund balance (deficit), beginning of year(333,971) (333,971) - (368,344) Fund balance (deficit), end of year (301,871)$ (287,790)$ 14,081$ (333,971)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Major Debt Service Fund – Economic Development Agency Debt Service Fund Seven Months Ended January 31, 2012 (with comparative totals for the year ended June 30, 2011) -179- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual REVENUES Investment income34,160$ 34,160$ 341,054$ 306,894$ 1,380,224$ Total revenues34,160 34,160 341,054 306,894 1,380,224 EXPENDITURES Debt service: Principal16,556,558 16,556,558 6,625,000 9,931,558 8,800,000 Interest and fiscal charges161,714 161,714 5,511,240 (5,349,526) 9,442,637 Total expenditures16,718,272 16,718,272 12,136,240 4,582,032 18,242,637 Excess (deficiency) of revenues over (under) expenditures(16,684,112) (16,684,112) (11,795,186) 4,888,926 (16,862,413) OTHER FINANCING SOURCES Issuance of debt31,445,986 31,445,986 - (31,445,986) 10,285,000 Transfers in17,491,739 17,491,739 9,895,266 (7,596,473) 16,408,299 Total other financing sources48,937,725 48,937,725 9,895,266 (39,042,459) 26,693,299 EXTRAORDINARY ITEM Loss on dissolution of economic development agency- - (36,773,859) (36,773,859) - Net change in fund balance32,253,613 32,253,613 (38,673,779) (70,927,392) 9,830,886 Fund balance, beginning of year38,673,779 38,673,779 38,673,779 - 28,842,893 Fund balance, end of year70,927,392$ 70,927,392$ -$ (70,927,392)$ 38,673,779$ Budgeted Amounts CITY OF SAN BERNARDINO Major and Nonmajor Capital Projects Funds June 30, 2012 -180- Capital Projects Funds are used to account for the financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). The City maintains the following Nonmajor Capital Projects Funds for the purposes indicated: NONMAJOR FUNDS Verdemont For improvements in the Verdemont area from development fees collected. Public Park Extension For upgrades and improvements to parks from funds annually transferred from the General Fund. CIEDB Street Construction For right-of-way acquisition, construction and improvements related to the City’s street system. These projects are funded by various state and federal programs and matching City funds. Fire Equipment Acquisition For the acquisition of fire equipment from lease proceeds. Park Construction Fee For park land acquisition and development. Principal revenue sources are parks acquisition and development fees collected from developers and state revenues for park development. Cemetery Construction For improvements of the City-owned cemetery from a portion of fees collected for services. Sewerline Construction For construction of sewer collection systems from development revenues. Storm Drain Construction For the construction of storm drain facilities throughout the City from development revenues. Special Assessments For assessment districts related to improvement, construction, and maintenance including landscape maintenance, sewerline maintenance, and security paid by assessments on properties. Cultural Development Construction Fee For collection of development fees used to pay for cultural improvements and activities. Assessment District #1015 For construction of improvements from loans related to assessment district #1015. Impact Fees For the specific revenue sources that are legally restricted to fund expenditures for specific purposes. continued -181- Street Construction For right-of-way acquisition, construction, and improvements related to the City’s street system. These projects are funded by various state and federal programs and matching City funds. Public Improvements For maintenance and construction of improvements around the Indian Bingo Casino located on the reservation. Prop 1b Local Street Established to account for monies received from the State through Prop 1b. This proposition provided $19 billion in bond funds for a variety of transportation projects, including $2 billion for cities and counties for maintenance and improvements of local transportation facilities. MAJOR FUND Economic Development Agency Capital Projects Fund For the financing and construction of projects of the redevelopment agency in accordance with the State’s Community Redevelopment Law, as well as administrative expenditures incurred in sustaining EDA activities. As of February 1, 2012, the EDA was dissolved as a matter of State law, and ceased to exist. The activity reported in the Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual is for the period from July 1, 2011 through January 31, 2012. CITY OF SAN BERNARDINO Combining Balance Sheet Nonmajor Capital Projects Funds June 30, 2012 (with comparative totals as of June 30, 2011) -182- Fire Public ParkCIEDB StreetEquipment VerdemontExtensionConstructionAcquisition ASSETS Cash and investments-$ -$ -$ -$ Receivables, net: Interest32 - - - Due from other governments- - - - Due from other funds250,191 - - 87,471 Advances to other funds- - - - Other assets- - - - Total assets250,223$ -$ -$ 87,471$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable4,430$ -$ -$ 7,500$ Due to other funds- - - - Retentions payable- - - - Deferred revenues- - - - Deposits- - - - Advances from other funds- - - - Due to Successor Agency- - - - Total liabilities4,430 - - 7,500 Fund balances: Restricted245,793 - - - Assigned - - - 79,971 Unassigned - - - - Total fund balances (deficit)245,793 - - 79,971 Total liabilities and fund balances250,223$ -$ -$ 87,471$ continued -183- Park Cultural ConstructionCemeterySewerlineStorm DrainSpecialDevelopment FeeConstructionConstructionConstructionAssessmentsConstruction Fee -$ -$ 2,629,231$ -$ 98,770$ -$ 73 6 381 382 229 60 - - - - 6,822 - 364,294 52,328 - 2,938,225 - 439,324 - - 79,000 - - - - - 214,671 - - - 364,367$ 52,334$ 2,923,283$ 2,938,607$ 105,821$ 439,384$ 192,016$ -$ 281,705$ 117,136$ 91,652$ -$ - - - - - - 50,889 - 14,053 12,804 - - - - - - - - - - - - 16,869 - - - - - - - - - - - - - 242,905 - 295,758 129,940 108,521 - 121,462 52,334 2,627,525 2,808,667 - 439,384 - - - - - - - - - - (2,700) - 121,462 52,334 2,627,525 2,808,667 (2,700) 439,384 364,367$ 52,334$ 2,923,283$ 2,938,607$ 105,821$ 439,384$ CITY OF SAN BERNARDINO Combining Balance Sheet (continued) Nonmajor Capital Projects Funds June 30, 2012 (with comparative totals as of June 30, 2011) -184- Assessment DistrictStreet #1015Impact FeesConstruction ASSETS Cash and investments33,656$ 2,583,437$ -$ Receivables, net: Interest4 1,201 - Due from other governments- - 772,843 Due from other funds- 6,790,210 - Advances to other funds- 1,629,400 - Other assets- - - Total assets33,660$ 11,004,248$ 772,843$ LIABILITIES AND FUND BALANCES Liabilities: Accounts payable-$ 117,983$ 30,176$ Due to other funds- - 2,377,673 Retentions payable- - 20,756 Deferred revenues- - 391,303 Deposits- - - Advances from other funds- - - Due to Successor Agency- - 900,000 Total liabilities- 117,983 3,719,908 Fund balances: Restricted33,660 10,886,265 - Assigned - - - Unassigned - - (2,947,065) Total fund balances (deficit)33,660 10,886,265 (2,947,065) Total liabilities and fund balances33,660$ 11,004,248$ 772,843$ continued -185- PublicProp 1b ImprovementsLocal Street20122011 -$ -$ 5,345,094$ 11,410,131$ 141 329 2,838 50,955 - - 779,665 867,157 1,075,220 2,427,768 14,425,031 13,227,402 - - 1,708,400 2,324,425 - - 214,671 214,671 1,075,361$ 2,428,097$ 22,475,699$ 28,094,741$ -$ 12,248$ 854,846$ 1,547,691$ - - 2,377,673 5,197,320 - 16,019 114,521 98,667 - - 391,303 - - - 16,869 - - - - 900,000 - - 900,000 - - 28,267 4,655,212 7,743,678 1,075,361 2,399,830 20,690,281 23,903,473 - - 79,971 118,462 - - (2,949,765) (3,670,872) 1,075,361 2,399,830 17,820,487 20,351,063 1,075,361$ 2,428,097$ 22,475,699$ 28,094,741$ Totals CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Capital Projects Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -186- PublicCIEDBFire Park StreetEquipment VerdemontExtensionConstructionAcquisition REVENUES Taxes-$ -$ -$ -$ Licenses and permits- - - - Impact fees- - - - Investment income (loss)(352) - - - Intergovernmental - - - - Charges for services- - - - Other- - - - Total revenues(352) - - - EXPENDITURES Current: Public safety- - - 24,000 Streets7,529 - - - Culture and recreation- - - - Debt service: Principal- - - - Interest and fiscal charges- - - - Total expenditures7,529 - - 24,000 Excess (deficiency) of revenues over (under) expenditures(7,881) - - (24,000) OTHER FINANCING SOURCES (USES) Issuance of debt- - - - Transfers in- - 9,049 - Transfers out- (4,491) - (10,000) Total other financing sources (uses)- (4,491) 9,049 (10,000) Net change in fund balances(7,881) (4,491) 9,049 (34,000) Fund balances (deficit), beginning of year253,674 4,491 (9,049) 113,971 Fund balances (deficit), end of year245,793$ -$ -$ 79,971$ continued -187- Park Cultural ConstructionCemeterySewerlineStorm DrainSpecialDevelopment FeeConstructionConstructionConstructionAssessmentsConstruction Fee -$ -$ -$ -$ 1,241,050$ -$ - - - - - 398,776 - - - - - - (568) (37) 2,791 (2,351) (2,225) (166) - - - - - - - 40 119,698 44,069 226 - - - - - - - (568) 3 122,489 41,718 1,239,051 398,610 - - - - - - - - 859,695 346,079 1,564,995 - 545,644 - - - - - - - - - - - - - - - - - 545,644 - 859,695 346,079 1,564,995 - (546,212) 3 (737,206) (304,361) (325,944) 398,610 - - - - - - - - - - 200,000 - - - (225,000) (132,700) (226) (357,000) - - (225,000) (132,700) 199,774 (357,000) (546,212) 3 (962,206) (437,061) (126,170) 41,610 667,674 52,331 3,589,731 3,245,728 123,470 397,774 121,462$ 52,334$ 2,627,525$ 2,808,667$ (2,700)$ 439,384$ CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenditures, and Changes in Fund Balances (continued) Nonmajor Capital Projects Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -188- AssessmentImpactStreet District #1015FeesConstruction REVENUES Taxes-$ -$ -$ Licenses and permits- - - Impact fees- 239,553 - Investment income (loss)(23) (7,366) - Intergovernmental- - 1,731,654 Charges for services- - - Other- - - Total revenues(23) 232,187 1,731,654 EXPENDITURES Current: Public safety- 45,679 - Streets- 699,453 1,016,896 Culture and recreation- 46,266 - Debt service: Principal- 86,396 - Interest and fiscal charges- 68,079 - Total expenditures- 945,873 1,016,896 Excess (deficiency) of revenues over (under) expenditures(23) (713,686) 714,758 OTHER FINANCING SOURCES (USES) Issuance of debt- - - Transfers in- 10,784 - Transfers out- - - Total other financing sources (uses)- 10,784 - Net change in fund balances(23) (702,902) 714,758 Fund balances (deficit), beginning of year33,683 11,589,167 (3,661,823) Fund balances (deficit), end of year 33,660$ 10,886,265$ (2,947,065)$ continued -189- PublicProp 1b ImprovementsLocal Street20122011 -$ -$ 1,241,050$ 1,297,934$ - - 398,776 149,896 - - 239,553 618,030 (891) (3,268) (14,456) (107,408) - - 1,731,654 8,407,210 - - 164,033 1,151,532 - - - 723,066 (891) (3,268) 3,760,610 12,240,260 - - 69,679 569,620 57,746 413,145 4,965,538 10,501,686 - - 591,910 691,376 - - 86,396 83,945 - - 68,079 70,818 57,746 413,145 5,781,602 11,917,445 (58,637) (416,413) (2,020,992) 322,815 - - - 386,122 - - 219,833 - - - (729,417) (714,700) - - (509,584) (328,578) (58,637) (416,413) (2,530,576) (5,763) 1,133,998 2,816,243 20,351,063 20,356,826 1,075,361$ 2,399,830$ 17,820,487$ 20,351,063$ Totals CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Verdemont Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -190- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ (352)$ (352)$ (1,949)$ Total revenues - (352) (352) (1,949) EXPENDITURES Current: Streets239,200 7,529 231,671 468,933 Total expenditures239,200 7,529 231,671 468,933 Excess (deficiency) of revenues over (under) expenditures(239,200) (7,881) 231,319 (470,882) Net change in fund balance(239,200) (7,881) 231,319 (470,882) Fund balance, beginning of year253,674 253,674 - 724,556 Fund balance, end of year14,474$ 245,793$ 231,319$ 253,674$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Public Park Extension Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -191- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ -$ -$ (6)$ Total revenues - - - (6) EXPENDITURES - - - - OTHER FINANCING SOURCES (USES) Transfers out - (4,491) (4,491) - Total other financing sources (uses)- (4,491) (4,491) - Net change in fund balance- (4,491) (4,491) (6) Fund balance, beginning of year4,491 4,491 - 4,497 Fund balance, end of year4,491$ -$ (4,491)$ 4,491$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – CIEDB Street Construction Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -192- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES -$ -$ -$ -$ EXPENDITURES - - - - OTHER FINANCING SOURCES Issuance of debt- - - 386,122 Transfers in- 9,049 9,049 - Total other financing sources- 9,049 9,049 386,122 Net change in fund balance- 9,049 9,049 386,122 Fund (deficit), beginning of year(9,049) (9,049) - (395,171) Fund balance (deficit), end of year (9,049)$ -$ 9,049$ (9,049)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Fire Equipment Acquisition Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -193- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES -$ -$ -$ -$ EXPENDITURES Current: Public safety: Personnel salaries and benefits- - - 18,000 Other58,500 24,000 34,500 - Total expenditures58,500 24,000 34,500 18,000 Excess (deficiency) of revenues over (under) expenditures(58,500) (24,000) 34,500 (18,000) OTHER FINANCING SOURCES (USES) Transfers out- (10,000) (10,000) - Total other financing sources (uses)- (10,000) (10,000) - Net change in fund balance(58,500) (34,000) 24,500 (18,000) Fund balance, beginning of year113,971 113,971 - 131,971 Fund balance, end of year55,471$ 79,971$ 24,500$ 113,971$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Park Construction Fee Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -194- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)5,000$ (568)$ (5,568)$ (3,543)$ Intergovernmental- - - 1,292 Charges for services1,120,800 - (1,120,800) 723,773 Other336,000 - (336,000) - Total revenues1,461,800 (568) (1,462,368) 721,522 EXPENDITURES Current: Culture and recreation: Personnel salaries and benefits- 5,598(5,598) 1,192 Other2,049,600 540,046 1,509,554 632,267 Total expenditures2,049,600 545,644 1,503,956 633,459 Excess (deficiency) of revenues over (under) expenditures(587,800) (546,212) 41,588 88,063 Net change in fund balance(587,800) (546,212) 41,588 88,063 Fund balance, beginning of year667,674 667,674 - 579,611 Fund balance, end of year79,874$ 121,462$ 41,588$ 667,674$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Cemetery Construction Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -195- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)1,000$ (37)$ (1,037)$ (221)$ Charges for services500 40 (460) 260 Total revenues1,500 3 (1,497) 39 EXPENDITURES - - - - Net change in fund balance1,500 3 (1,497) 39 Fund balance, beginning of year52,331 52,331 - 52,292 Fund balance, end of year53,831$ 52,334$ (1,497)$ 52,331$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Sewerline Construction Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -196- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)60,000$ 2,791$ (57,209)$ (8,557)$ Charges for services100,000 119,698 19,698 152,813 Total revenues160,000 122,489 (37,511) 144,256 EXPENDITURES Current: Streets: Personnel salaries and benefits- 57,804(57,804) 138,730 Other3,877,500 801,8913,075,609 324,606 Total expenditures3,877,500 859,695 3,017,805 463,336 Excess (deficiency) of revenues over (under) expenditures(3,717,500) (737,206) 2,980,294 (319,080) OTHER FINANCING SOURCES (USES) Transfers out(225,000) (225,000) - (225,000) Total other financing sources (uses)(225,000) (225,000) - (225,000) Net change in fund balance(3,942,500) (962,206) 2,980,294 (544,080) Fund balance, beginning of year3,589,731 3,589,731 - 4,133,811 Fund balance (deficit), end of year (352,769)$ 2,627,525$2,980,294$ 3,589,731$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Storm Drain Construction Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -197- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)40,000$ (2,351)$ (42,351)$ (14,722)$ Charges for services175,000 44,069 (130,931) 274,686 Total revenues215,000 41,718 (173,282) 259,964 EXPENDITURES Current: Streets: Personnel salaries and benefits- 141,136(141,136) 123,636 Other3,236,900 204,9433,031,957 273,594 Total expenditures3,236,900 346,079 2,890,821 397,230 Excess (deficiency) of revenues over (under) expenditures(3,021,900) (304,361) 2,717,539 (137,266) OTHER FINANCING SOURCES (USES) Transfers out(132,700) (132,700) - (132,700) Total other financing sources (uses)(132,700) (132,700) - (132,700) Net change in fund balance(3,154,600) (437,061) 2,717,539 (269,966) Fund balance, beginning of year3,245,728 3,245,728 - 3,515,694 Fund balance, end of year91,128$ 2,808,667$2,717,539$ 3,245,728$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Special Assessments Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -198- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Taxes1,255,000$ 1,241,050$ (13,950)$ 1,297,934$ Investment income (loss)- (2,225) (2,225) (10,486) Charges for services- 226 226 - Total revenues1,255,000 1,239,051 (15,949) 1,287,448 EXPENDITURES Current: Streets: Personnel salaries and benefits997,900 1,055,929 (58,029) 1,109,365 Other274,700 509,066 (234,366) 416,420 Total expenditures1,272,600 1,564,995 (292,395) 1,525,785 Excess (deficiency) of revenues over (under) expenditures(17,600) (325,944) (308,344) (238,337) OTHER FINANCING SOURCES (USES) Transfers in200,000 200,000 - - Transfers out- (226) (226) - Total other financing sources (uses)200,000 199,774 (226) - Net change in fund balance182,400 (126,170) (308,570) (238,337) Fund balance, beginning of year123,470 123,470 - 361,807 Fund balance (deficit), end of year 305,870$ (2,700)$ (308,570)$ 123,470$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Cultural Development Construction Fee Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -199- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Licenses and permits200,000$ 398,776$ 198,776$ 149,896$ Investment income (loss)15,000 (166) (15,166) (1,666) Total revenues215,000 398,610 183,610 148,230 EXPENDITURES - - - - Excess (deficiency) of revenues over (under) expenditures215,000 398,610 183,610 148,230 OTHER FINANCING SOURCES (USES) Transfers out(357,000) (357,000) - (357,000) Total other financing sources (uses)(357,000) (357,000) - (357,000) Net change in fund balance(142,000) 41,610 183,610 (208,770) Fund balance, beginning of year397,774 397,774 - 606,544 Fund balance, end of year255,774$ 439,384$ 183,610$ 397,774$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Assessment District #1015 Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -200- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ (23)$ (23)$ (132)$ Total revenues- (23) (23) (132) EXPENDITURES - - - - Net change in fund balance- (23) (23) (132) Fund balance, beginning of year33,683 33,683 - 33,815 Fund balance, end of year33,683$ 33,660$ (23)$ 33,683$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Impact Fees Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -201- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Impact fees345,000$ 239,553$ (105,447)$ 618,030$ Investment income (loss)108,500(7,366) (115,866) (46,575) Charges for services5,000- (5,000) - Other340,000- (340,000) - Total revenues798,500 232,187 (566,313) 571,455 EXPENDITURES Current: Public safety309,000 45,679 263,321 551,620 Streets8,507,500 699,453 7,808,047 92,475 Culture and recreation62,000 46,266 15,734 57,917 Debt service: Principal- 86,396 (86,396) 83,945 Interest and fiscal charges- 68,079 (68,079) 70,818 Total expenditures8,878,500 945,873 7,932,627 856,775 Excess (deficiency) of revenues over (under) expenditures(8,080,000) (713,686) 7,366,314 (285,320) OTHER FINANCING SOURCES Transfers in- 10,784 10,784 - Total other financing sources- 10,784 10,784 - Net change in fund balance(8,080,000) (702,902) 7,377,098 (285,320) Fund balance, beginning of year11,589,167 11,589,167 - 11,874,487 Fund balance, end of year 3,509,167$ 10,886,265$7,377,098$ 11,589,167$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Street Construction Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -202- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Intergovernmental21,138,500$ 1,731,654$ (19,406,846)$ 8,405,918$ Other5,286,800 - (5,286,800) 723,066 Total revenues26,425,300 1,731,654 (24,693,646) 9,128,984 EXPENDITURES Current: Streets: Personnel salaries and benefits- 87,625 (87,625) 109,399 Other22,824,700 929,271 21,895,429 6,442,649 Total expenditures22,824,700 1,016,896 21,807,804 6,552,048 Excess (deficiency) of revenues over (under) expenditures3,600,600 714,758 (2,885,842) 2,576,936 Net change in fund balance3,600,600 714,758 (2,885,842) 2,576,936 Fund balance (deficit), beginning of year(3,661,823) (3,661,823) - (6,238,759) Fund balance (deficit), end of year(61,223)$ (2,947,065)$(2,885,842)$ (3,661,823)$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Public Improvements Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -203- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ (891)$ (891)$ (5,646)$ Total revenues- (891) (891) (5,646) EXPENDITURES Current: Streets: Personnel salaries and benefits- 2,834 (2,834) 55,636 Other881,000 54,912 826,088 589,094 Total expenditures881,000 57,746 823,254 644,730 Net change in fund balance(881,000) (58,637) 822,363 (650,376) Fund balance, beginning of year1,133,998 1,133,998 - 1,784,374 Fund balance, end of year252,998$ 1,075,361$822,363$ 1,133,998$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Nonmajor Capital Projects Fund – Prop 1b Local Street Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -204- FinalActual Variance withPrior Year BudgetAmountsFinal BudgetActual REVENUES Investment income (loss)-$ (3,268)$ (3,268)$ (13,905)$ Total revenues- (3,268) (3,268) (13,905) EXPENDITURES Current: Streets: Personnel salaries and benefits- 105,506 (105,506) 76,083 Other2,294,800 307,639 1,987,161 281,066 Total expenditures2,294,800 413,145 1,881,655 357,149 Net change in fund balance(2,294,800) (416,413) 1,878,387 (371,054) Fund balance, beginning of year2,816,243 2,816,243 - 3,187,297 Fund balance, end of year521,443$ 2,399,830$1,878,387$ 2,816,243$ CITY OF SAN BERNARDINO Schedule of Revenues, Expenditures, and Changes in Fund Balance – Budget and Actual Major Capital Projects Fund – Economic Development Agency Capital Projects Fund Seven Months Ended January 31, 2012 (with comparative totals for the year ended June 30, 2011) -205- Actual Variance withPrior Year Original FinalAmountsFinal BudgetActual REVENUES Taxes37,500,200$ 37,500,200$ 19,003,377$ (18,496,823)$ 36,476,721$ Investment income736,240 736,240 28,354 (707,886) 207,190 Lease4,956,143 4,956,143 2,049,151 (2,906,992) - Intergovernmental310,000 310,000 5,000 (305,000) 1,803,836 Other538,500 538,500 489,844 (48,656) 1,205,232 Total revenues44,041,083 44,041,083 21,575,726 (22,465,357) 39,692,979 EXPENDITURES Current: Economic development: Personnel salaries and benefits4,005,401 4,005,401 2,073,859 1,931,542 1,888,104 Other68,894,606 68,894,606 9,005,279 59,889,327 20,765,371 Debt service: Principal- - 410,000 (410,000) 991,308 Interest and fiscal charges- - 497,390 (497,390) 1,516,221 Total expenditures72,900,007 72,900,007 11,986,528 60,913,479 25,161,004 Excess (deficiency) of revenues over (under) expenditures(28,858,924) (28,858,924) 9,589,198 38,448,122 14,531,975 OTHER FINANCING SOURCES (USES) Issuance of debt- - - - 12,500,000 Transfers in7,400,367 7,400,367 - (7,400,367) - Transfers out(10,795,056) (10,795,056) (12,632,831) (1,837,775) (21,007,361) Total other financing sources (uses)(3,394,689) (3,394,689) (12,632,831) (9,238,142) (8,507,361) EXTRAORDINARY ITEM Loss on dissolution of economic development agency- - (67,808,477) (67,808,477) - Net change in fund balance(32,253,613) (32,253,613) (70,852,110) (38,598,497) 6,024,614 Fund balance, beginning of year, as restated70,852,110 70,852,110 70,852,110 - 64,827,496 Fund balance, end of year38,598,497$ 38,598,497$ -$ (38,598,497)$ 70,852,110$ Budgeted Amounts -206- This page intentionally left blank. CITY OF SAN BERNARDINO Internal Service Funds June 30, 2012 -207- Internal Service Funds are used to account for activities and services performed for other organizational units within the City. Charges to other City departments are made to support these activities. The City maintains the following Internal Service Funds for the purposes indicated: Unemployment Insurance For administration of unemployment insurance claims paid to the Employment Development Department of the State of California. Workers’ Compensation For administration of the City’s self insurance for worker’s compensation. Liability Insurance For administration of the City’s liability claims, combined self insurance and umbrella coverage for liability. Motorpool For the maintenance and operating costs for the City’s fleet of vehicles. Telephone Support For the operation cost and acquisition of the City’s telephone communications systems. Information Systems For the acquisition and maintenance of the City’s computer and emergency communications systems. Utility For the control and allocation of the City’s utility costs. Central Services For the provision of printing, duplication and postal services and operation of City Stores for supply costs. CITY OF SAN BERNARDINO Combining Statement of Net Assets Internal Service Funds June 30, 2012 (with comparative totals as of June 30, 2011) -208- UnemploymentWorkers'Liability InsuranceCompensationInsuranceMotorpool ASSETS Current assets: Cash and investments-$ -$ -$ -$ Cash and investments with fiscal agent- - - - Receivables: Accounts- - 167 - Interest- - 375 - Other- - - - Inventory- - - 216,381 Due from other governments- 62,488 - - Due from other funds- - 1,689,495 250 Total current assets- 62,488 1,690,037 216,631 Noncurrent assets: Intangible assets, net- - - - Capital assets, net- - 78 973,606 Total noncurrent assets- - 78 973,606 Total assets- 62,488 1,690,115 1,190,237 LIABILITIES Current liabilities: Accounts payable- 201,602 36,528 280,361 Accrued liabilities- - - - Due to other funds128,381 910,894 - 194,954 Advances from other funds- - - - Claims and judgments payable - current- 3,121,931 - - Compensated absences - current- 93,603 3,986 116,618 Capital lease payable - current- - - 112,044 Due to New World - current - - - - Facility lease payable - current- - - - Total current liabilities128,381 4,328,030 40,514 703,977 Noncurrent liabilities: Claims and judgments payable- 9,477,791 8,322,250 - Compensated absences- 15,957 9,301 197,871 Capital lease payable- - - - Due to New World- - - - Facility lease payable- - - - Total noncurrent liabilities- 9,493,748 8,331,551 197,871 Total liabilities128,381 13,821,778 8,372,065 901,848 NET ASSETS Invested in capital assets, net of related debt- - 78 861,562 Unrestricted (deficit)(128,381) (13,759,290) (6,682,028) (573,173) Total net assets (deficit)(128,381)$ (13,759,290)$(6,681,950)$ 288,389$ continued -209- TelephoneInformationCentral SupportSystemsUtilityServices20122011 -$ -$ -$ -$ -$ 25,055$ - - - - - 14,814 1,875 - - - 2,042 - 9 11 12 - 407 8,378 - - - - - 2,371 - - - - 216,381 331,538 10,496 2,640 - 481 76,105 738,591 218,626 400,976 404,569 - 2,713,916 4,463,157 231,006 403,627 404,581 481 3,008,851 5,583,904 - 5,103,931- - 5,103,931 5,698,564 241,579 695,541 354,088 - 2,264,892 3,061,265 241,579 5,799,472 354,088 - 7,368,823 8,759,829 472,585 6,203,099 758,669 481 10,377,674 14,343,733 64,744 124,201 1,085,023 4,114 1,796,573 1,112,006 - 69,662 - - 69,662 - 176,000 101,600 - 84,871 1,596,700 1,539,129 - 49,774 - - 49,774 127,774 - - - - 3,121,931 6,042,606 5,949 136,299 10,046 1,178 367,679 295,996 - - 64,774 - 176,818 549,200 - 513,540 - - 513,540 645,000 - - - - - 40,000 246,693 995,076 1,159,843 90,163 7,692,677 10,351,711 - - - - 17,800,041 14,099,413 13,881 257,392 23,442 2,749 520,593 544,827 - - 458,380 - 458,380 635,198 - 4,035,245 - - 4,035,245 4,486,987 - - - - - 85,000 13,881 4,292,637 481,822 2,749 22,814,259 19,851,425 260,574 5,287,713 1,641,665 92,912 30,506,936 30,203,136 241,579 1,250,687 (169,066) - 2,184,840 2,318,444 (29,568) (335,301) (713,930) (92,431) (22,314,102) (18,177,847) 212,011$ 915,386$ (882,996)$ (92,431)$ (20,129,262)$ (15,859,403)$ Totals CITY OF SAN BERNARDINO Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets Internal Service Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -210- UnemploymentWorkers'Liability InsuranceCompensationInsuranceMotorpool OPERATING REVENUES Charges for services283,923$ 3,889,425$ 3,094,300$ 6,850,288$ Total operating revenues283,923 3,889,425 3,094,300 6,850,288 OPERATING EXPENSES Cost of sales and services3,500 1,240,096 329,961 6,757,820 Claims expense262,100 4,744,286 1,732,363 - Amortization expense- - - - Depreciation- - 116 841,351 Total operating expenses265,600 5,984,382 2,062,440 7,599,171 Operating income (loss)18,323 (2,094,957) 1,031,860 (748,883) NONOPERATING REVENUES (EXPENSES) Investment income- - (4,334) - Interest expense- - - (18,773) Miscellaneous income- - - 435,011 Total nonoperating revenues (expenses)- - (4,334) 416,238 Income before transfers18,323 (2,094,957) 1,027,526 (332,645) OTHER FINANCING SOURCES (USES) Transfers in- - - - Transfers out- - (2,000,000) (9,774) Total other financing sources (uses)- - (2,000,000) (9,774) Change in net assets18,323 (2,094,957) (972,474) (342,419) Net assets (deficit), beginning of year(146,704) (11,664,333) (5,709,476) 630,808 Net assets (deficit), end of year(128,381)$ (13,759,290)$(6,681,950)$ 288,389$ continued -211- TelephoneInformationCentral SupportSystemsUtilityServices20122011 1,363,914$ 4,023,384$ 4,401,188$ 75,411$ 23,981,833$ 23,717,495$ 1,363,914 4,023,384 4,401,188 75,411 23,981,833 23,717,495 1,037,492 3,466,718 4,919,080 117,977 17,872,644 16,793,905 - - - - 6,738,749 13,113,331 - 594,633 - - 594,633 247,763 91,050 251,883 117,785 - 1,302,185 1,996,552 1,128,542 4,313,234 5,036,865 117,977 26,508,211 32,151,551 235,372 (289,850) (635,677) (42,566) (2,526,378) (8,434,056) 98 121 132 - (3,983) (19,166) - (131,460) (26,663) - (176,896) (46,845) 9,443 2,718 - - 447,172 436,043 9,541 (128,621) (26,531) - 266,293 370,032 244,913 (418,471) (662,208) (42,566) (2,260,085) (8,064,024) - - - - - 63,800 - - - - (2,009,774) (38,564) - - - - (2,009,774) 25,236 244,913 (418,471) (662,208) (42,566) (4,269,859) (8,038,788) (32,902) 1,333,857 (220,788) (49,865) (15,859,403) (7,820,615) 212,011$ 915,386$ (882,996)$ (92,431)$ (20,129,262)$ (15,859,403)$ Totals CITY OF SAN BERNARDINO Combining Statement of Cash Flows Internal Service Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -212- UnemploymentWorkers'Liability InsuranceCompensationInsuranceMotorpool Cash flows from operating activities: Cash received from user departments283,923$ 3,836,937$ 3,094,300$ 6,850,554$ Cash payments to employees and suppliers for goods and services(3,500) (1,233,620) (379,744) (6,592,967) Cash payments for claims and insurance(262,100) (2,553,013) (3,143,683) - Cash received for other activities- - - 435,011 Net cash provided by (used for) operating activities18,323 50,304 (429,127) 692,598 Cash flows from noncapital financing activities: Transfer from other funds- - - - Transfer to other funds- - (2,000,000) (9,774) Interfund loans(18,323) (50,304) 2,400,653 256,326 Net cash provided by (used for) noncapital financing activities(18,323) (50,304) 400,653 246,552 Cash flows from capital and related financing activities: Acquisition of capital assets- - - (323,088) Principal payments on long-term debt- - - (612,353) Interest paid on long-term debt- - - (18,773) Net cash used for capital and related financing activities- - - (954,214) Cash flows from investing activities: Interest received- - 3,669 - Net cash provided by investing activities- - 3,669 - Net increase (decrease) in cash and investments- - (24,805) (15,064) Cash and investments, beginning of year- - 24,805 15,064 Cash and investments, end of year -$ -$ -$ -$ continued -213- TelephoneInformationCentral SupportSystemsUtilityServices20122011 1,523,039$ 4,578,594$ 4,401,188$ 76,113$ 24,644,648$ 22,609,727$ (1,108,211) (3,493,340) (4,032,936) (111,491) (16,955,809) (16,282,268) - - - - (5,958,796) (6,242,189) 9,443 2,718 - - 447,172 436,043 424,271 1,087,972 368,252 (35,378) 2,177,215 521,313 - - - - - 63,800 - - - - (2,009,774) (38,564) (424,360) (190,696) (279,862) 35,378 1,728,812 1,567,122 (424,360) (190,696) (279,862) 35,378 (280,962) 1,592,358 - (182,724) - - (505,812) (1,514,228) - (583,202) (61,847) - (1,257,402) (880,471) - (131,460) (26,663) - (176,896) (66,009) - (897,386) (88,510) - (1,940,110) (2,460,708) 89 110 120 - 3,988 4,187 89 110 120 - 3,988 4,187 - - - - (39,869) (342,850) - - - - 39,869 382,719 -$ -$ -$ -$ -$ 39,869$ Totals CITY OF SAN BERNARDINO Combining Statement of Cash Flows (continued) Internal Service Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -214- UnemploymentWorkers'Liability InsuranceCompensationInsuranceMotorpool Reconciliation of operating income (loss) to net cash provided by (used for) operating activities: Operating income (loss)18,323$ (2,094,957)$ 1,031,860$(748,883)$ Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities: Amortization- - - - Depreciation- - 116 841,351 Other nonoperating revenues- - - 435,011 (Increase) decrease in assets: Other receivables- - - 266 Inventory- - - 115,157 Prepaids- - - - Due from other governments- (52,488) - - Increase (decrease) in liabilities: Accounts payable- 636 (29,844) 57,843 Accrued liabilities- - - - Claims and judgments- 2,191,273 (1,411,320) - Compensated absences- 5,840 (19,939) (8,147) Net cash provided by (used for) operating activities18,323$ 50,304$ (429,127)$ 692,598$ Noncash, investing, capital and financing activities: Acquisition of capital assets through capital lease-$ -$ -$ -$ continued -215- TelephoneInformationCentral SupportSystemsUtilityServices20122011 235,372$ (289,850)$ (635,677)$ (42,566)$ (2,526,378)$ (8,434,056)$ - 594,633 - - 594,633 247,763 91,050 251,883 117,785 - 1,302,185 1,996,552 9,443 2,718 - - 447,172 436,043 63 - - - 329 927 - - - - 115,157 131,005 - - - - - 198,663 159,062 555,210 - 702 662,486 (710,564) (80,680) (149,303) 882,642 3,273 684,567 264,904 - 69,662 - - 69,662 - - - - - 779,953 6,479,888 9,961 53,019 3,502 3,213 47,449 (89,812) 424,271$ 1,087,972$ 368,252$ (35,378)$ 2,177,215$ 521,313$ -$ -$ -$ -$ -$ 840,470$ Totals -216- This page intentionally left blank. CITY OF SAN BERNARDINO Agency Funds June 30, 2012 -217- The Agency Funds are used to account for assets held by the City as an agent for individuals, private organizations, other governments and/or other funds. The City maintains the following Agency Funds for the purposes indicated: Assessment District #961 For the collection of assessments from property owners and for the remittance of such assessments to bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Assessment District #977A For the collection of assessments from property owners and for the remittance of such assessments to bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Assessment District #977B For the collection of assessments from property owners and for the remittance of such assessments to bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Assessment District #1003 For the collection of assessments from property owners and for the remittance of such assessments to bondholders as required by the Improvement Bond Act of 1915 and related California State statutes for this district. Special Deposits For deposits made by developers, other government agencies or others for disposition under the terms for which the deposits were made. Cemetery Perpetual Care For funds collected for the perpetual maintenance of the City owned and operated Cemetery. San Bernardino Regional Water Resource Authority For the collection and disposition of funds received for the San Bernardino Regional Water Resource Authority. Sturges Center for the Arts For the collection and disposition of funds received for the Sturges Center for the Arts. CITY OF SAN BERNARDINO Combining Statement of Fiduciary Assets and Liabilities Agency Funds June 30, 2012 (with comparative totals as of June 30, 2011) -218- AssessmentAssessmentAssessmentAssessment DistrictDistrictDistrictDistrict #961#977A#977B#1003 ASSETS Cash and investments368,257$ 61,914$ 26,629$ 58,192$ Accounts receivable, net- - - - Interest receivable47 8 3 7 Due from other governments- - - - Due from City of San Bernardino- - - - Total assets368,304$ 61,922$ 26,632$ 58,199$ LIABILITIES Accounts payable-$ -$ -$ -$ Deposits payable- - - - Due to bond holders368,304 61,922 26,632 58,199 Total liabilities368,304$ 61,922$ 26,632$ 58,199$ continued -219- San Bernardino CemeteryRegionalSturges SpecialPerpetualWater ResourceCenter for DepositsCareAuthoritythe Arts20122011 2,027,617$ -$ 74,584$ 12,743$ 2,629,936$ 4,058,896$ 13,970 - - - 13,970 144,005 13 - - - 78 1,314 55,103 - - - 55,103 3,021 - 659,486 - - 659,486 - 2,096,703$ 659,486$ 74,584$ 12,743$ 3,358,573$ 4,207,236$ -$ -$ -$ -$ -$ 101,151$ 2,096,703 659,486 74,584 12,743 2,843,516 3,590,678 - - - - 515,057 515,407 2,096,703$ 659,486$ 74,584$ 12,743$ 3,358,573$ 4,207,236$ Totals CITY OF SAN BERNARDINO Combining Statement of Changes in Fiduciary Assets and Liabilities Agency Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -220- Balance atBalance at July 1, 2011AdditionsDeletionsJune 30, 2012 Assessment District #961 Assets Cash and investments367,801$ 456$ -$ 368,257$ Interest receivable757 47 757 47 Total assets368,558$ 503$ 757$ 368,304$ Liabilities Due to bondholders368,558$ 503$ 757$ 368,304$ Total liabilities368,558$ 503$ 757$ 368,304$ Assessment District #977A Assets Cash and investments61,522$ 392$ -$ 61,914$ Interest receivable127 8 127 8 Due from other governments315 - 315 - Total assets61,964$ 400$ 442$ 61,922$ Liabilities Due to bond holders61,964$ 400$ 442$ 61,922$ Total liabilities61,964$ 400$ 442$ 61,922$ Assessment District #977B Assets Cash and investments23,891$ 2,738$ -$ 26,629$ Interest receivable49 3 49 3 Due from other governments2,706 - 2,706 - Total assets26,646$ 2,741$ 2,755$ 26,632$ Liabilities Due to bond holders26,646$ 2,741$ 2,755$ 26,632$ Total liabilities26,646$ 2,741$ 2,755$ 26,632$ CITY OF SAN BERNARDINO Combining Statement of Changes in Fiduciary Assets and Liabilities (continued) Agency Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -221- Balance atBalance at July 1, 2011AdditionsDeletionsJune 30, 2012 Assessment District #1003 Assets Cash and investments58,121$ 71$ -$ 58,192$ Interest receivable118 7 118 7 Total assets58,239$ 78$ 118$ 58,199$ Liabilities Due to bondholders58,239$ 78$ 118$ 58,199$ Total liabilities58,239$ 78$ 118$ 58,199$ Special Deposits Assets Cash and investments2,936,218$ 3,309,287$ 4,217,888$ 2,027,617$ Accounts receivable, net144,005 260,753 390,788 13,970 Interest receivable263 13 263 13 Due from other governments- 55,103 - 55,103 Total assets3,080,486$ 3,625,156$ 4,608,939$ 2,096,703$ Liabilities Deposits payable3,080,486$ 3,625,156$ 4,608,939$ 2,096,703$ Total liabilities3,080,486$ 3,625,156$ 4,608,939$ 2,096,703$ Cemetery Perpetual Care Assets Cash and investments659,341$ 134,545$ 793,886$ -$ Due from City of San Bernardino- 659,486 - 659,486 Total assets659,341$ 794,031$ 793,886$ 659,486$ Liabilities Deposits payable659,341$ 794,031$ 793,886$ 659,486$ Total liabilities659,341$ 794,031$ 793,886$ 659,486$ CITY OF SAN BERNARDINO Combining Statement of Changes in Fiduciary Assets and Liabilities (continued) Agency Funds Year Ended June 30, 2012 (with comparative totals for the year ended June 30, 2011) -222- Balance atBalance at July 1, 2011AdditionsDeletionsJune 30, 2012 San Bernardino Regional Water Resource Authority Assets Cash and investments74,584$ -$ -$ 74,584$ Total assets74,584$ -$ -$ 74,584$ Liabilities Deposits payable74,584$ -$ -$ 74,584$ Total liabilities74,584$ -$ -$ 74,584$ Sturges Center for the Arts Assets Cash and investments12,743$ -$ -$ 12,743$ Total assets12,743$ -$ -$ 12,743$ Liabilities Deposits payable12,743$ -$ -$ 12,743$ Total liabilities12,743$ -$ -$ 12,743$ Totals - All Agency Funds Assets Cash and investments4,194,221$ 3,447,489$ 5,011,774$ 2,629,936$ Accounts receivable, net144,005 260,753 390,788 13,970 Interest receivable1,314 78 1,314 78 Due from other governments3,021 55,103 3,021 55,103 Due from City of San Bernardino- 659,486 - 659,486 Total assets4,342,561$ 4,422,909$ 5,406,897$ 3,358,573$ Liabilities Deposits payable3,827,154$ 4,419,187$ 5,402,825$ 2,843,516$ Due to bondholders515,407 3,722 4,072 515,057 Total liabilities4,342,561$ 4,422,909$ 5,406,897$ 3,358,573$ CITY OF SAN BERNARDINO Statistical Section June 30, 2012 -223- This part of the City of San Bernardino Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents: Page Financial Trends These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. 224 Revenue Capacity These schedules contain information to help the reader assess the City’s most significant local revenue source, the property tax. 234 Debt Capacity These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and its ability to issue additional debt in the future. 238 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place. 245 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report is related to the services it provides and the activities it performs. 247 CITY OF SAN BERNARDINO Statistical Section Net Assets by Component Last Ten Fiscal Years (accrual basis of accounting) -224- Fiscal Year 2003200420052006* Governmental activities: Invested in capital assets, net of related debt159,997,876$ 161,342,293$ 165,342,311$ 446,214,267$ Restricted44,041,49296,428,026113,377,790135,155,865 Unrestricted(83,153,847)(134,736,718)(139,222,042)(190,675,069) Total governmental activities net assets120,885,521$ 123,033,601$ 139,498,059$ 390,695,063$ Business-type activities: Invested in capital assets, net of related debt132,932,983$ 142,833,962$ 153,245,960$ 176,245,295$ Restricted8,719,48912,532,37920,007,02624,859,169 Unrestricted36,022,81533,748,85537,167,93425,605,996 Total business-type activities net assets177,675,287$ 189,115,196$ 210,420,920$ 226,710,460$ Primary government: Invested in capital assets, net of related debt292,930,859$ 304,176,255$ 318,588,271$ 622,459,562$ Restricted52,760,981108,960,405133,384,816160,015,034 Unrestricted(47,131,032)(100,987,863)(102,054,108)(165,069,073) Total primary government net assets298,560,808$ 312,148,797$ 349,918,979$ 617,405,523$ * Net infrastructure increase of $294.2 million recorded in the 2006 fiscal year. Source: Statement of Net Assets continued -225- Fiscal Year 200720082009201020112012 439,241,654$ 457,017,602$ 456,769,519$ 417,644,510$ 425,705,511$ 394,655,658$ 172,975,182189,545,448206,065,382188,976,306197,685,282112,634,171 (206,382,426)(234,036,937)(252,777,547)(220,895,189)(260,861,339)(126,831,648) 405,834,410$ 412,526,113$ 410,057,354$ 385,725,627$ 362,529,454$ 380,458,181$ 188,668,410$ 196,936,845$ 197,034,723$ 200,989,638$ 204,367,733$ 212,255,999$ 27,280,33324,205,03319,831,72611,992,0598,276,4627,389,246 27,222,67629,950,67434,586,99739,723,81641,372,19840,727,533 243,171,419$ 251,092,552$ 251,453,446$ 252,705,513$ 254,016,393$ 260,372,778$ 627,910,064$ 653,954,447$ 653,804,242$ 618,634,148$ 630,073,244$ 606,911,657$ 200,255,515213,750,481225,897,108200,968,365205,961,744120,023,417 (179,159,750)(204,086,263)(218,190,550)(181,171,373)(219,489,141)(86,104,115) 649,005,829$ 663,618,665$ 661,510,800$ 638,431,140$ 616,545,847$ 640,830,959$ CITY OF SAN BERNARDINO Statistical Section Changes in Net Assets Last Ten Fiscal Years (accrual basis of accounting) -226- Fiscal Year 2003200420052006 Expenses: Governmental activities: General Government10,110,920$ 21,656,283$ 24,808,713$ 23,892,333$ Public Safety71,475,265 74,407,316 80,039,649 136,667,148 Streets12,349,490 14,669,079 13,891,216 27,057,006 Culture and Recreation6,691,192 7,169,744 7,161,720 6,982,538 Community Development6,065,117 8,884,530 12,687,620 8,346,669 Economic Development20,259,952 24,495,651 18,044,434 13,049,495 Community Service11,133,083 11,482,351 2,137,139 8,721,633 Interest on long-term debt13,031,339 14,163,424 9,139,110 13,196,169 Total governmental activities expenses151,116,358 176,928,378 167,909,601 237,912,991 Business-type activities: Integrated Waste15,040,394 16,594,002 18,558,293 21,008,588 Water18,825,102 21,317,663 22,734,007 25,236,041 Sewer19,413,795 18,976,067 21,541,197 22,728,156 Total business-type activities expenses53,279,291 56,887,732 62,833,497 68,972,785 Total primary government expenses204,395,649 233,816,110 230,743,098 306,885,776 Program revenues: Governmental activities: Charges for services: General Government2,747,466 2,738,254 3,398,519 3,035,106 Public Safety4,685,593 4,311,566 4,206,552 5,584,791 Streets4,650,313 5,692,784 7,825,117 10,375,349 Culture and Recreation1,351,930 1,299,275 1,886,925 2,148,929 Community Development3,055,541 3,384,534 4,496,494 5,455,580 Economic Development Community Service1,438,110 1,468,455 1,588,046 1,575,304 Operating grants and contributions17,360,240 19,109,855 15,612,353 16,749,511 Capital grants and contributions13,953,933 16,081,187 18,350,510 8,560,691 Total governmental activities program revenues49,243,126 54,085,910 57,364,516 53,485,261 Business-type activities: Charges for services: Integrated Waste18,412,352 19,149,079 21,585,381 22,751,076 Water20,306,056 24,159,556 18,605,346 19,702,252 Sewer17,009,204 17,339,174 19,551,823 19,492,372 Operating grants and contributions794,044 1,214,167 1,001,047 1,983,509 Capital grants and contributions6,520,569 7,942,497 18,906,564 18,430,146 Total business-type activities program revenues63,042,225 69,804,473 79,650,161 82,359,355 Total primary government program revenues112,285,351 123,890,383 137,014,677 135,844,616 continued -227- Fiscal Year 200720082009201020112012 27,262,344$ 28,690,682$ 31,889,888$ 30,091,111$ 22,992,136$ 22,915,176$ 93,515,654 101,494,843 100,515,707 96,151,341 106,367,139 108,865,770 27,069,798 29,851,158 28,471,766 26,308,728 31,801,002 30,143,061 7,641,107 9,008,014 7,119,434 5,682,806 7,112,156 7,649,897 9,035,671 7,280,167 12,214,813 29,981,845 16,303,880 9,605,305 10,484,282 18,262,699 22,276,482 18,333,565 31,253,168 24,074,629 7,859,979 7,900,685 4,224,880 9,092,811 11,223,506 7,823,261 14,091,476 13,486,264 14,035,536 13,852,035 13,299,213 7,234,246 196,960,311 215,974,512 220,748,506 229,494,242 240,352,200 218,311,345 21,484,555 24,356,571 23,703,876 23,871,383 24,172,161 26,931,095 28,410,534 33,045,283 33,227,061 32,608,484 36,343,754 39,951,698 25,357,620 25,053,649 24,145,799 26,037,956 24,072,074 23,232,878 75,252,709 82,455,503 81,076,736 82,517,823 84,587,989 90,115,671 272,213,020 298,430,015 301,825,242 312,012,065 324,940,189 308,427,016 3,049,407 2,634,674 3,520,136 4,035,539 509,158 3,466,570 6,830,785 7,847,150 8,132,156 8,397,172 7,696,287 8,399,399 13,220,302 15,292,390 10,402,510 7,611,158 6,357,593 6,476,362 2,264,397 2,141,227 1,045,559 1,897,352 1,009,023 965,629 5,035,631 3,829,972 2,986,531 3,681,075 4,413,761 4,981,622 1,665,858 1,740,995 1,564,959 1,539,532 1,869,805 322,873 15,674,299 16,270,234 20,318,765 29,834,546 33,138,747 26,312,461 10,742,679 11,883,134 10,006,137 8,127,158 15,689,230 11,305,306 58,483,358 61,639,776 57,976,753 65,123,532 70,683,604 62,230,222 24,035,457 24,410,492 25,095,208 26,074,292 24,529,480 24,371,665 26,281,951 27,337,093 27,258,954 27,688,694 33,027,707 37,106,217 21,002,484 20,847,984 21,208,021 22,424,943 23,433,833 25,888,729 4,287,943 2,715,957 2,043,889 1,894,624 1,928,999 1,838,223 14,904,830 13,263,336 5,197,854 6,325,571 4,390,162 3,055,921 90,512,665 88,574,862 80,803,926 84,408,124 87,310,181 92,260,755 148,996,023 150,214,638 138,780,679 149,531,656 157,993,785 154,490,977 CITY OF SAN BERNARDINO Statistical Section Changes in Net Assets (continued) Last Ten Fiscal Years (accrual basis of accounting) -228- Fiscal Year (continued)2003200420052006 Net revenues (expenses): Governmental activities(101,873,232) (122,842,468) (110,545,085) (184,427,730) Business-type activities9,762,934 12,916,741 16,816,664 13,386,570 Total net revenues (expenses)(92,110,298) (109,925,727) (93,728,421) (171,041,160) General revenues and other changes in net assets: Governmental activities: Taxes: Sales tax29,894,441 32,277,342 34,768,847 36,753,095 Property tax26,327,504 28,965,153 32,611,618 49,242,321 Other taxes27,919,423 30,203,483 31,468,545 34,033,797 Franchise tax2,878,719 3,084,720 3,137,384 3,343,990 Investment income (unrestricted)8,850,414 8,535,567 8,670,285 8,867,706 Other general revenues8,140,146 9,282,701 3,322,507 4,805,836 Intergovernmental (unrestricted)11,142,549 11,200,846 7,260,757 1,541,439 Gain on sale of capital assets- - - - Extraordinary item: Gain on dissolution of economic development agency- - - - Transfers1,598,246 2,316,200 2,316,200 2,810,900 Total governmental activities116,751,442 125,866,012 123,556,143 141,399,084 Business-type activities Investment income (unrestricted)2,382,963 839,368 4,783,660 4,024,042 Other revenues- - 2,021,600 1,689,828 Loss on disposal of capital assets- - - - Transfers(1,598,246) (2,316,200) (2,316,200) (2,810,900) Total business-type activities784,717 (1,476,832) 4,489,060 2,902,970 Total primary government117,536,159 124,389,180 128,045,203 144,302,054 Changes in net assets: Governmental activities14,878,210 3,023,544 13,011,058 (43,028,646) Business-type activities10,547,651 11,439,909 21,305,724 16,289,540 Total primary government25,425,861$ 14,463,453$ 34,316,782$ (26,739,106)$ Source: Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances continued -229- Fiscal Year 200720082009201020112012 (138,476,953) (154,334,736) (162,771,753) (164,370,710) (169,668,596) (156,081,123) 15,259,956 6,119,359 (272,810) 1,890,301 2,722,192 2,145,084 (123,216,997) (148,215,377) (163,044,563) (162,480,409) (166,946,404) (153,936,039) 36,011,631 36,101,446 29,601,414 25,569,302 29,378,969 32,347,377 58,061,978 65,324,686 74,661,731 63,565,610 63,442,311 46,708,872 34,952,626 34,423,896 33,460,958 31,087,543 31,124,606 30,911,640 3,348,564 3,611,073 3,513,508 3,125,973 3,164,830 3,268,800 7,723,375 5,649,984 3,921,832 1,112,028 2,262,551 - 9,455,462 12,104,881 11,409,423 11,213,503 10,036,775 4,824,838 1,529,664 1,193,173 951,828 853,324 1,068,331 - - - - - 2,546,550 - - - - - - 49,844,437 2,533,000 2,617,300 2,782,300 3,511,700 3,447,500 (65,000) 153,616,300 161,026,439 160,302,994 140,038,983 146,472,423 167,840,964 3,270,023 4,116,288 2,808,251 2,333,045 1,410,638 1,031,912 463,980 835,984 607,753 540,421 625,550 1,444,963 - (533,198) - - - - (2,533,000) (2,617,300) (2,782,300) (3,511,700) (3,447,500) 65,000 1,201,003 1,801,774 633,704 (638,234) (1,411,312) 2,541,875 154,817,303 162,828,213 160,936,698 139,400,749 145,061,111 170,382,839 15,139,347 6,691,703 (2,468,759) (24,331,727) (23,196,173) 11,759,841 16,460,959 7,921,133 360,894 1,252,067 1,310,880 4,686,959 31,600,306$ 14,612,836$ (2,107,865)$ (23,079,660)$ (21,885,293)$ 16,446,800$ CITY OF SAN BERNARDINO Statistical Section Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) -230- Fiscal Year 2003200420052006 General fund: Reserved1,149,167$ 1,667,321$ 565,637$ 372,840$ Unreserved11,740,916 10,811,053 17,674,733 16,891,900 Nonspendable- - - - Unassigned- - - - Total general fund12,890,083 12,478,374 18,240,370 17,264,740 All other governmental funds: Reserved100,773,650 92,518,419 86,310,076 106,294,213 Unreserved, reported in: Special revenue funds6,399,819 6,948,361 10,402,126 15,924,138 Debt service funds(2,226,126) (2,266,242) (2,075,698) (2,806,294) Capital project funds11,876,357 17,133,417 33,126,970 39,757,743 Nonspendable- - - - Restricted- - - - Committed- - - - Assigned- - - - Unassigned- - - - Total all other governmental funds116,823,700$ 114,333,955$ 127,763,474$ 159,169,800$ Source: Governmental Funds Balance Sheet continued -231- Fiscal Year 200720082009201020112012 916,003$ 600,241$ 222,157$ 1,107,232$ -$ -$ 17,680,645 15,552,803 2,486,162 (696,939) - - - - - - 101,054 95,306 - - - - (1,282,658) (12,304,390) 18,596,648 16,153,044 2,708,319 410,293 (1,181,604) (12,209,084) 113,001,861 115,642,734 126,666,344 189,764,830 - - 22,423,967 15,519,741 21,082,573 (14,349,535) - - (782,226) 1,623,105 (406,895) (581,544) - - 55,231,122 67,966,965 62,722,731 23,607,604 - - - - - - 2,962,070 - - - - - 242,457,518 104,770,342 - - - - 356,373 589,180 - - - - 118,462 79,971 - - - - (40,459,403) (3,240,711) 189,874,724$ 200,752,545$ 210,064,753$ 198,441,355$ 205,435,020$ 102,198,782$ CITY OF SAN BERNARDINO Statistical Section Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) -232- Fiscal Year 2003200420052006 Revenues: Taxes84,123,265$ 91,755,978$ 107,732,349$ 120,977,254$ Licenses and permits7,262,108 7,876,768 9,585,532 10,277,240 Impact fees- - - 843,458 Fines and forfeitures1,559,840 1,758,510 1,974,534 2,554,720 Investment Income6,053,106 5,206,478 4,414,204 5,312,423 Lease- - - - Intergovernmental39,313,349 46,348,639 35,933,532 29,179,616 Charges for services9,512,656 10,066,984 13,447,328 16,296,784 Other11,583,609 10,855,822 14,914,028 6,926,240 Total revenues159,407,933 173,869,179 188,001,507 192,367,735 Expenditures: Current: General Government15,317,801 18,560,589 21,725,050 23,405,697 Public Safety69,742,970 73,516,373 79,860,210 134,891,847 Streets17,173,949 17,101,303 19,596,406 24,060,239 Culture and Recreation6,901,194 7,450,410 6,987,251 6,898,492 Community Development12,763,319 20,291,613 13,527,724 10,695,256 Community Service10,827,093 6,977,775 4,299,772 8,485,029 Economic Development15,038,436 17,593,938 11,222,530 12,469,103 Debt service: Principal retirement9,584,617 8,939,434 7,831,737 12,546,394 Interest and fiscal charges11,529,630 11,282,798 11,984,266 12,067,597 Bond issuance costs- - - 1,267,051 Payment to refunded escrow- - - 5,497,751 Total expenditures168,879,009 181,714,233 177,034,946 252,284,456 Excess (deficiency) of revenues over (under) expenditures(9,471,076) (7,845,054) 10,966,561 (59,916,721) Other financing sources (uses): Transfers in31,143,372 36,782,713 30,033,293 34,251,343 Transfers out(28,503,926) (34,066,513) (27,454,893) (31,773,743) Issuance of long-term debt3,500,000 2,401,954 2,193,154 107,337,383 Pension bonds issued- - - 62,095,000 Discounts on pension bonds issued- - - (10,155,317) Payment to refunded escrow agent- - - (71,407,249) Forgiveness of debt- - - - Sale of capital assets- - - - Total other financing sources (uses)6,139,446 5,118,154 4,771,554 90,347,417 Extraordinary item: Gain (loss) on dissolution of economic development agency- - - - Net change in fund balances(3,331,630)$ (2,726,900)$ 15,738,115$ 30,430,696$ Debt service as a percentage of noncapital expenditures13.7%12.3%12.0%13.1% Source: Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances continued -233- Fiscal Year 200720082009201020112012 129,060,182$ 135,605,049$ 138,027,508$ 120,443,480$ 123,896,615$ 109,518,983$ 12,499,578 11,116,513 10,048,833 8,796,052 8,516,516 10,243,232 3,450,896 5,268,475 1,065,305 2,036,352 618,030 239,553 3,183,008 3,880,674 4,721,725 5,850,072 2,338,684 1,973,047 9,974,811 8,413,713 5,708,816 4,191,386 2,485,053 1,148,831 - - - - - 2,049,151 34,294,304 36,683,544 37,970,647 42,318,633 48,775,893 34,030,047 14,268,495 13,465,003 11,020,644 10,932,430 12,886,715 12,325,700 8,940,357 6,803,988 6,213,253 8,603,639 8,925,459 8,036,027 215,671,631 221,236,959 214,776,731 203,172,044 208,442,965 179,564,571 24,355,666 24,983,025 23,468,564 23,815,033 17,234,673 21,691,566 91,978,732 100,534,357 105,613,213 96,130,768 101,657,184 102,876,767 26,555,429 27,129,532 25,150,386 20,267,012 24,433,688 16,780,012 8,261,185 9,480,585 6,842,658 5,228,540 6,579,287 7,522,783 8,563,125 9,363,769 11,777,679 12,817,428 15,901,097 9,852,580 6,547,021 6,914,615 4,329,133 9,150,336 10,266,256 7,967,618 10,178,004 18,165,689 22,276,482 34,168,768 29,735,854 18,074,203 8,949,418 10,759,184 11,223,004 12,285,742 12,627,234 9,872,237 14,676,189 13,146,478 14,101,348 13,420,944 13,745,859 9,716,214 - - - - - - - - - - - - 200,064,769 220,477,234 224,782,467 227,284,571 232,181,132 204,353,980 15,606,862 759,725 (10,005,736) (24,112,527) (23,738,167) (24,789,409) 53,516,613 47,095,652 48,744,845 38,698,615 33,952,713 38,439,148 (50,711,595) (44,964,252) (47,090,561) (34,665,002) (30,530,449) (36,494,374) 13,624,952 3,638,489 4,218,935 4,227,490 23,171,122 18,000,000 - - - - - - - - - - - - - - - - - - - 1,556,000 - - - - - - - 1,930,000 2,546,549 (5,248,157) 16,429,970 7,325,889 5,873,219 10,191,103 29,139,935 14,696,617 - - - - - (110,339,812) 32,036,832$ 8,085,614$ (4,132,517)$ (13,921,424)$ 5,401,768$ (120,432,604)$ 12.6%11.5%12.3%11.8%11.9%9.8% CITY OF SAN BERNARDINO Statistical Section Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years -234- Fiscal YearTaxable EndedLessAssessed June 30SecuredUnsecuredExemptionsValue 20033,890,771,009240,855,914(142,450,899)3,989,176,024 20044,131,145,783243,179,161(146,771,273)4,227,553,671 20054,356,175,834246,018,029(146,527,117)4,455,666,746 20064,775,068,600251,599,885(144,877,914)4,881,790,571 20075,423,944,631252,834,944(144,547,076)5,532,232,499 20086,132,855,990257,839,081(144,303,550)6,246,391,521 20096,233,169,050261,272,249(145,708,938)6,348,732,361 20105,185,425,176260,923,761(143,959,857)5,302,389,080 20114,956,261,271252,261,265(143,550,006)5,064,972,530 20124,959,942,790252,999,295(141,201,758)5,071,740,327 City Note: In1978thevotersoftheStateofCaliforniapassesProposition13whichlimitedpropertytaxes toatotalminimumrateof1%basedupontheassessedvalueofthepropertybeingtaxed. Eachyear,theassessedvalueofpropertymaybeincreasedbyan"inflationfactor"(limitedtoa maximumincreaseof2%).Withfewexceptions,propertyisonlyre-assessedatthetimethatit issoldtoanewowner.Atthatpoint,thenewassessedvalueisreassessedatthepurchase priceofthepropertysold.Theassessedvaluationdatashownaboverepresentstheonlydata currentlyavailablewithrespecttotheactualmarketvalueoftaxablepropertyandissubjectto thelimitationsdescribedabove. Source:CountyofSanBernardino,Auditor/Controller-Recorder-CountyClerk continued -235- TaxableTotal LessAssessedDirect Tax SecuredUnsecuredExemptionsValueRate 1,762,347,247269,287,123- 2,031,634,3700.44% 1,974,759,124310,354,838- 2,285,113,9620.44% 2,388,824,098292,415,626- 2,681,239,7240.46% 2,844,012,789335,148,475- 3,179,161,2640.61% 3,663,290,709374,962,702- 4,038,253,4110.61% 4,514,199,489391,939,126- 4,906,138,6150.59% 5,178,960,928500,192,233- 5,679,153,1610.62% 5,120,754,081577,948,187- 5,698,702,2680.58% 4,678,734,272602,483,225- 5,281,217,4970.61% 4,486,175,902607,066,114- 5,093,242,0160.46% Redevelopment Agency CITY OF SAN BERNARDINO Statistical Section Principal Property Tax Payers Current Year and Ten Years Ago -236- Percent ofPercent of Total CityTotal City TaxableTaxableTaxableTaxable AssessedAssessedAssessedAssessed Taxpayer:ValueValueValueValue Stater Bros Markets361,321,350$ 3.51%15,846,217$ 0.27% Rancon Realty Fund154,593,9021.50%- 0.00% LIT Industrial LTD Partnership116,262,7831.13%- 0.00% Opus R/E CA VII Northpointe77,918,6200.76%- 0.00% Kohl's Department Stores Inc65,067,2470.63%21,907,6000.38% WP CT Cajon LLC63,140,5000.61%- 0.00% WM Inland Investors LLC IV58,576,1040.57%- 0.00% 786 Central LLC52,500,0000.51%- 0.00% Westgate No 1 LP51,300,0000.50%- 0.00% Tec Park Land LP49,667,1180.48%- 0.00% Catholic Healthcare West101,698,2191.75% Rancon Realty Fund V34,823,519 0.60% St Bernardine Medical Center47,973,4620.83% Pera Castlepark Inc39,366,0000.68% CNP & Media News Group27,031,2230.47% Rancon Realty Fund IV22,626,2720.39% Capital Foresight San Bernardino21,600,0000.37% Universe at Acacia LLC19,400,0000.33% 6155 Palm Avenue Apartments LLC18,054,0000.31% Costco Wholesale Corp10,716,2790.18% Community Hospital of San Bernardino13,914,8970.24% Yellow Freight System Inc13,190,3990.23% Delta Investors II LLC12,970,0840.22% California Newspaper Partnership11,259,4160.19% SB Tri-City Associates10,469,2420.18% Cinemastar Luxury Theaters Inc10,404,0000.18% Roman Catholic Bishop of San Bernardino9,127,9900.16% Central City Company LLC8,736,7000.15% 1,050,347,624$10.20%471,115,519$ 8.13% The amounts shown above include assessed value data for both the City and the Redevelopment Agency. Sources: HdL Coren & Cone for 2012, City of San Bernardino Real Property Section for 2002 20122002 CITY OF SAN BERNARDINO Statistical Section Property Tax Levies and Collections Last Ten Fiscal Years -237- FiscalTaxes LeviedCollections in Year Endedfor thePercentSubsequentPercent June 30Fiscal YearAmountof LevyYearsAmountof Levy 20037,357,853$ 7,209,686$ 97.99%398,976$ 7,608,662$ 103.41% 20047,957,7507,959,153100.02%388,9588,348,111104.91% 20058,506,4538,571,117100.76%414,8978,986,014105.64% 20069,525,9789,474,66199.46%389,3949,864,055103.55% 200711,085,242 10,461,907 94.38%395,00110,856,90897.94% 200812,856,402 11,666,517 90.74%542,35812,208,87594.96% 200913,190,847 12,391,917 93.94%904,95613,296,873100.80% 201011,173,659 10,507,597 94.04%943,32411,450,921102.48% 201110,567,101 10,184,419 96.38%430,36510,614,784100.45% 201210,547,495 9,552,101 90.56%291,2779,843,37893.32% Note: The amounts presented include City property taxes only. In 2011 penalties started to be excluded from amounts collected. Source: County of San Bernardino, Auditor/Controller - Recorder - County Clerk Fiscal Year of Levy Collected within the Total Collections to Date CITY OF SAN BERNARDINO Statistical Section Ratios of Outstanding Debt by Type Last Seven Fiscal Years -238- 2006200720082009 Governmental Activities: Lease revenue bonds17,360,000$ 15,855,000$ 14,765,000$ 13,615,000$ Tax allocation bonds155,217,904 149,821,430 144,119,956 138,113,483 Certificates of participation13,275,000 12,850,000 12,405,000 11,935,000 Pension obligation bonds50,401,583 50,401,583 49,564,907 48,599,907 Other15,236,681 27,149,462 28,360,145 31,207,863 Total governmental activities251,491,168 256,077,475 249,215,008 243,471,253 Business-type Activities: Capital leases914,381 6,176,079 10,004,851 12,029,423 Notes payable28,021,736 25,728,019 33,352,913 30,895,419 Certificates of participation27,732,673 25,846,450 23,859,730 21,757,488 Water bonds75,000 65,000 55,000 45,000 Total business-type activities56,743,790 57,815,548 67,272,494 64,727,330 Total Primary Government308,234,958$ 313,893,023$ 316,487,502$ 308,198,583$ Percentage of Personal Income*6.25%6.37%5.79%5.37% Debt per Capita*1,570$ 1,599$ 1,571$ 1,506$ *=Basedonmostcurrentdataavailable Notes: Informationpriortofiscalyear2006isnotavailable,asitwasnotdevelopedintheformatrequiredprior tothisdate. CertaindebtsoftheCityweretransferredtotheSuccessorAgencytotheCity'sredevelopmentagency upondissolutionoftheagencyonFebruary1,2012. continued -239- 201020112012 12,410,000$ 11,145,000$ -$ 131,777,008 134,670,538 - 11,450,000 10,940,000 4,520,000 47,902,051 47,075,251 46,140,860 31,850,996 46,518,126 16,338,553 235,390,055 250,348,915 66,999,413 13,598,053 13,149,895 10,280,057 27,912,613 24,439,995 31,547,225 19,539,695 17,196,320 14,707,332 35,000 25,000 15,000 61,085,361 54,811,210 56,549,614 296,475,416$ 305,160,125$ 123,549,027$ 4.71%4.95%1.98% 1,443$ 1,465$ 589$ CITY OF SAN BERNARDINO Statistical Section Ratio of General Bonded Debt Outstanding Last Seven Fiscal Years -240- (amounts in thousands, except per capita) FiscalTaxPensionLeasePercent of Year EndedAllocationObligationRevenueAssessedPer June 30BondsBondsBondsTotalValueCapita 2006155,218$ 50,402$ 17,360$ 222,980$ 2.77%1,136$ 2007149,821 50,402 15,865 216,088 2.26%1,101 2008144,120 49,565 14,765 208,450 1.87%1,035 2009138,113 48,600 13,615 200,328 1.67%979 2010131,777 47,902 12,410 192,089 1.75%935 2011134,671 47,075 11,145 192,891 1.86%926 2012- 46,141 - 46,141 0.45%220 Outstanding General Bonded Debt Notes: Informationpriortofiscalyear2006isnotavailable,asitwasnotdevelopedintheformatrequired priortothisdate. Certain debts of the City were transferred to the Successor Agency to the City's redevelopment agency  upondissolution of the agency on February 1, 2012. CITY OF SAN BERNARDINO Statistical Section Direct and Overlapping Bonded Debt -241- 2011-12 Assessed Valuation10,306,184,101$ Redevelopment Incremental Valuation:(5,093,242,016) Adjusted Assessed Valuation:5,212,942,085 Total DebtPercentCity's Share of OVERLAPPING TAX AND ASSESSMENT DEBT 6/30/12Applicable (1)Debt 6/30/12 San Bernardino Community College District427,595,651$ 14.128%60,410,714$ Colton Joint Unified School District188,244,4222.9825,613,449 Redlands Unified School District105,269,7840.847891,635 Rialto Unified School District76,992,22510.7608,284,363 San Bernardino City Unified School District165,304,79970.849117,116,797 Colton Joint Unified School District CFD No. 24,245,00042.7201,813,464 Total Overlapping Tax and Assessment Debt194,130,422$ Ratios to 2011-12 Assessed Valuation Total Overlapping Tax and Assessment Debt1.88% DIRECT AND OVERLAPPING GENERAL FUND DEBT: San Bernardino County General Fund Obligations613,235,000$ 4.580%28,086,163$ San Bernardino County Pension Obligations547,885,5914.58025,093,160 San Bernardino County Flood Control District General Fund Obligations108,210,0004.5804,956,018 Colton Joint Unified School District Certificates of Participation4,871,7572.982145,276 Redlands Unified School District Certificates of Participation5,000,0000.84742,350 Rialto Unified School District Certificates of Participation6,840,00010.760735,984 San Bernardino City Unified School District Certificates of Participation53,080,00070.84937,606,649 City of San Bernardino General Fund Obligations20,210,000100.00020,210,000 City of San Bernardino Pension Obligations46,140,860100.00046,140,860 Total Direct and Overlapping General Fund Debt163,016,460$ Total Direct Debt 66,350,860$ Total Overlapping Debt 290,796,022 Combined Total Debt (2)357,146,882$ (1) Percentage of overlapping agency's assessed valuation located within boundaries of the city. (2) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations. Qualified Zone Academy Bonds are included based on principal due at maturity. Ratios to Adjusted Assessed Valuation: Total Direct Debt ($66,350,860)1.27% Combined Total Debt6.85% State School Building Aid Repayable as of 6/30/12:-$ AB: ($450) Note: The most recent information available was as of June 30, 2011. CITY OF SAN BERNARDINO Statistical Section Legal Debt Margin Information Last Ten Fiscal Years -242- (amounts in thousands) Fiscal Year 2003200420052006 Assessed valuation4,131,627$ 4,374,325$ 4,602,194$ 5,026,668$ Conversion percentage25%25%25%25% Adjusted assessed value1,032,907 1,093,581 1,150,548 1,256,667 Debt limit percentage15%15%15%15% Debt limit 154,936 164,037 172,582 188,500 Total net debt applicable to limit: General obligation bonds27,76528,09024,74581,037 Legal debt margin127,171$ 135,947$ 147,837$ 107,463$ Total debt applicable to the limit as a percentage of debt limit17.9%17.1%14.3%43.0% Note: ThegovernmentcodeoftheStateofCaliforniaprovidesforalegaldebtlimitof15%ofgrossassessed valuation.However,thisprovisionwasenactedwhenassessedvaluationwasbasedupon25%ofmarket value.Effectivewiththe1981-82fiscalyear,eachparcelinnowassessedat100%ofmarketvalue(asof themostrecentchangeinownershipforthatparcel).Thecomputationsshownabovereflecta conversionofassessedvaluationdataforeachfiscalyearfromthecurrentfullvaluationperspectiveto the25%levelthatwasineffectatthetimethatthelegaldebtmarginwasenactedbytheStateof Californiaforlocalgovernmentslocatedwithinthestate. continued -243- Fiscal Year 200720082009201020112012 5,676,780$ 6,390,695$ 6,494,441$ 5,446,349$ 5,208,523$ 5,212,942$ 25%25%25%25%25%25% 1,419,195 1,597,674 1,623,610 1,361,587 1,302,131 1,303,236 15%15%15%15%15%15% 212,879 239,651 243,542 204,238 195,320 195,485 79,10776,73574,15071,76269,16066,436 133,773$ 162,916$ 169,392$ 132,476$ 126,159$ 129,049$ 37.2%32.0%30.4%35.1%35.4%34.0% CITY OF SAN BERNARDINO Statistical Section Pledged-Revenue Coverage Last Seven Fiscal Years -244- (amounts in thousands) Water Utility FiscalLessNet Year EndedWaterOperatingAvailable June 30RevenueExpensesRevenuePrincipalInterestCoverage 200627,15320,9856,1674573177.97 200735,28423,69111,59347260210.80 200838,68727,39711,29047260210.51 200933,19427,4575,7379265783.81 201031,70325,8885,8159555533.86 201135,61429,8845,7309645043.90 201240,61032,8587,7529934715.29 Sewer Utility FiscalLessNet Year EndedSewerOperatingAvailable June 30RevenueExpensesRevenuePrincipalInterestCoverage 200622,78813,0229,7663,7612,0001.70 200724,12714,6829,4453,9271,8531.63 200822,90015,9206,9814,1101,6841.20 200922,04614,8157,2314,2961,5171.24 201023,04717,3655,6824,4951,3380.97 201123,76616,3827,3844,4391,1411.32 201225,62316,2619,3624,6519511.67 Tax Allocation Bonds Fiscal Year EndedTax June 30IncrementPrincipalInterestCoverage 2006171051.13 2007181051.21 2008201041.43 2009281032.10 2010281032.23 2011541024.53 2012*411512.55 * Outstanding Tax Allocation Bonds were transferred to the Successor Agency to the City's redevelopment agency that was dissolved on February 1, 2012 Notes: Operating expenses do not include interest or depreciation expense. Information prior to fiscal year 2006 is not available, as it was not developed in the format required prior to this date. Debt Service Debt Service Debt Service CITY OF SAN BERNARDINO Statistical Section Demographic and Economic Statistics Last Ten Calendar Years -245- PersonalPer Capita CalendarIncomePersonalUnemployment YearPopulation (1)(in thousands) (2)Income (2)Rate (3) 2001190,232$ 4,365,634$ 22,949$ 5.2% 2002189,800 4,421,201 23,294 6.2% 2003194,100 4,614,145 23,772 6.2% 2004196,300 4,928,700 25,108 5.7% 2005199,521 5,201,113 26,068 5.3% 2006201,396 5,464,679 27,134 4.9% 2007204,620 5,734,271 28,024 5.8% 2008205,493 6,295,073 30,634 8.3% 2009208,318 6,168,088 29,609 13.5% 2010*209,924 6,245,029 29,749 14.3% Sources: (1) League of California Cities for 1996‐2004, California Department of Finance for subsequent years (2)CaliforniaLaborMarketInfo,MeasuresofIncome(SanBernardinoCounty)for1996‐2004,Bureauof EconomicAnalysis,RegionalEconomicAccountsforsubsequentyears (3) U.S. Department of Labor, Bureau of Labor Statistics (Riverside‐San Bernardino‐Ontario Metropolitan Statistical Area) for all years shown * Most recent complete year available CITY OF SAN BERNARDINO Statistical Section Principal Employers Last Six Fiscal Years -246- Approximate Number of Employees Principal Employers200620072008200920102011 Cal State University - San Bernardino1000+1000+1000+500-9991000+1000+ Caltrans District 81000+1000+1000+1000+1000+1000+ City of San Bernardino1000+1000+1000+1000+1000+1000+ Community Hospital1000+1000+1000+500-9991000+1000+ Corona Regional Medical Center1000+1000+**** Renzenberger, Inc1000+1000+**** San Bernardino City Unified School District1000+1000+1000+1000+1000+1000+ San Bernardino Community College District1000+1000+**** San Bernardino County Sheriff1000+1000+1000+1000+1000+1000+ San Bernardino County Superintendant of Schools**1000+1000+1000+1000+ San Manuel Band of Mission Indians**1000+1000+1000+1000+ Stater Bros Markets**1000+1000+1000+# St. Bernardine Medical Center**1000+1000+1000+1000+ Arrowhead Credit Union500-999500-999**** BNSF Railway**500-999500-999*^ Inland Regional Center for Management500-999500-999**** Omnitrans500-999500-999500-9991000+500-999500-999 San Bernardino County Public Works**500-9991000+500-999500-999 San Bernardino Valley College1000+1000+500-999500-999*^ Starwood Vacation Ownership500-999***** Wells Fargo Home Mortgage***1000+1000+1000+ San Bernardino Community Hospital****1000+1000+ Actual employment numbers not available. Information prior to fiscal year 2006 is not available, as it was not developed in the format required prior to this date. * = Not considered to be a prinicpal employer in that year ^ = Could not verify for fiscal years 2010 or 2011 # = Could not verify for fiscal year 2011 Source: City of San Bernardino Employment and Training Agency for years 2006-2008; Employment Development Department for subsequent years. 2011 is the most recent data available. CITY OF SAN BERNARDINO Statistical Section Full-time and Part-time City Employees by Function Last Ten Fiscal Years -247- Fiscal Year Function2003200420052006200720082009201020112012 General Government228222209210223289269264245204 Public Safety628633653667688790754746779640 Streets12111810711011012094688261 Culture & Recreation268268272272274162160157175218 Community Development22222327333223323628 Economic Development2222221717223539440 Community Service270269268268269159111204115213 Enterprise349357356369380398379385361365 Total1,9081,9111,9101,9401,9941,9721,8251,8951,8371,729 Source: Budgeted positions for full and part time employees CITY OF SAN BERNARDINO Statistical Section Operating Indicators by Function Last Seven Fiscal Years -248- Fiscal Year 2006200720082009 Police: Arrest16,955 15,967 15,600 14,725 Parking citations issued25,411 21,917 30,782 35,042 Fire: Number of emergency calls25,282 24,323 29,668 29,436 Inspections7,646 5,242 5,464 6,211 Public Works/Public Services: Street resurfacing (lane miles)382 80 28 24 Parks and Recreation: Number of recreation classes150 150 29 153 Number of facility rentals410 410 556 474 Water: New connections563 511 172 138 Average daily consumption (thousands of gallons)44,583 44,863 48,208 45,825 Sewer: New connections952 542 240 67 Average daily sewage treatment (thousands of gallons)26,500 27,000 26,090 24,590 Information prior to fiscal year 2006 is not available, as it was not developed in the format required prior to this date. Source: Various City departments continued -249- Fiscal Year 201020112012 13,733 13,620 8,346 24,266 27,606 16,608 29,578 25,720 25,734 5,344 6,144 3,476 31 23 7 346 501 357 372 268 247 37 43 96 41,228 41,489 41,354 26 25 53 21,670 23,590 22,890 CITY OF SAN BERNARDINO Statistical Section Capital Asset Statistics by Function/Program Last Ten Fiscal Years -250- Fiscal Year 200320042005200620072008 Pubic Safety: Police stations1 1 1 1 1 1 Fire stations12 12 12 12 12 12 Streets/Community Development: Miles of streets614 621 621 625 628 628 Street lights (City maintained5,000 5,000 5,000 5,100 5,100 5,100 Street lights (SCE maintained)6,351 6,351 6,351 6,400 6,400 6,980 Street traffic controllers (signals)237 246 251 255 255 262 Street traffic controllers (ped-xing)21 21 21 21 21 21 Culture and Leisure: Parks43 43 43 26 28 39 Park acreage510 510 510 498 504 550 Water: Water mains (miles)579 590 600 551 575 581 Sewer: Sanitary sewers (miles)500 507 507 509 509 510 Source: Various City departments continued -251- Fiscal Year 2009201020112012 1 1 1 1 12 12 12 12 628 629 629 629 5,100 5,100 5,100 5,900 6,502 7,700 7,700 7,500 268 272 272 272 20 19 19 19 39 39 39 37 618 618 618 441 583 584 586 587 510 510 510 510 CITY OF SAN BERNARDINO Statistical Section Water Sold by Type of Customer Last Ten Fiscal Years -252- (in millions of gallons) Fiscal Year 200320042005200620072008 Type of Customer: Residential9,415 10,278 9,494 10,023 10,491 9,893 Commercial2,569 2,791 2,681 2,753 2,949 2,744 Municipal536 526 511 534 586 559 Landscape1,480 1,521 1,376 1,585 1,736 1,699 Other Agencies364 117 77 51 613 441 Total14,363 15,234 14,140 14,945 16,375 15,335 Total direct rate per 1,000 gallons1.30$ 1.28$ 1.29$ 1.29$ 1.52$ 1.57$ continued -253- Fiscal Year 2009201020112012 9,463 8,779 8,399 8,627 2,442 2,208 2,188 2,144 547 528 470 501 1,818 1,637 1,579 1,723 408 285 154 149 14,677 13,437 12,791 13,144 1.70$ 1.82$ 2.17$ 2.53$ CITY OF SAN BERNARDINO Statistical Section Water Rates Last Ten Fiscal Years -254- FiscalMonthlyRate per Year EndedBase1,000 June 30RateGallons 20038.05$ 1.24$ 20048.05 1.24 20058.05 1.24 20068.05 1.24 20078.32 1.28 20088.59 1.32 20098.80 1.36 201010.55 1.52 201112.20 1.59 201212.90 1.66 Note: Ratesarebasedon5/8"meter,whichisthestandard householdmetersize.Thedepartmentcharges$0.22per 1,000gallonsforexcess-userateabovenormaldemand. Source: City Water Department CITY OF SAN BERNARDINO Statistical Section Principal Water Customers Current Fiscal Year and Ten Years Ago -255- Percent ofPercent of WaterTotal WaterWaterTotal Water Water CustomerChargesRevenuesChargesRevenues City of San Bernardino897,479$ 2.61%107,224$ 0.57% SB Unified School District763,294 2.22%559,267 2.97% County of San Bernardino325,578 0.95%223,392 1.19% Baseline Mutual Water270,116 0.78% Housing Authority259,938 0.75%267,579 1.26% California State University237,410 0.69%269,486 1.43% Cott Beverages228,404 0.66%106,001 0.56% City of San Bernardino E.D.A211,000 0.61% California Dept. of Transportation164,449 0.48%149,937 0.80% Pama Management118,218 0.34% City of Colton299,218 1.59% Rialto School District114,240 0.61% North Pointe Apts84,336 0.45% 3,475,886$ 10.09%2,180,680$ 11.43% Source: Customer Services Department 20022012