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HomeMy WebLinkAbout02-Economic Development Agency CITY OF SAN BERNARDINO ECONOMIC DEVELOPMENT AGENCY ORIG- ' ' L. FROM: Emil A.Marzullo SUBJECT: Joint Mayor and Common Council and Interim Executive Director Community Development Commission Workshop on Agency Redevelopment Projects DATE: March 2,2011 and Housing Funds ----vn-------oi------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Synoasis of Previous Commission/CounciUCommittee Action(s)• -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Recommended Motion(s): (Community Development Commission) A: Resolution of the Community Development Commission of the City of San Bernardino approving the appointment of certain members to the San Bernardino Economic Development Corporation B: Resolution of the Community Development Commission of the City of San Bernardino approving a Certain Project Funding Agreement by and between the Redevelopment Agency of the City of San Bernardino("Agency")and the San Bernardino Economic Development Corporation, Inc., relating to the $525,000,000 principal amount for the Redevelopment Project Areas-Capital Improvement Projects C: Resolution of the Community Development Commission of the City of San Bernardino authorizing (1) that Certain Loan Agreement in connection with the issuance of the Redevelopment Agency of the San Bernardino Promissory Note Series 2011 (City Redevelopment Activities and Public Works Projects), and (2) that Loan Agreement in connection with the issuance of the San Bernardino Promissory Note Series 2011 and the forms of legal documents related thereto D: Resolution of the Community Development Commission of the City of San Bernardino approving a Certain Housing Capitalization Funding Agreement(Sub-Recipient Agreement)by and between the Redevelopment Agency of the City of San Bernardino ("Agency") and Affordable Housing Solutions, Inc., a California non-profit corporation ("AHS"), Inc.,relating to the financing of certain housing programs and activities (Mayor and Common Council) E: Resolution of the Mayor and Common Council of the City of San Bernardino approving and authorizing a Certain Reimbursement and Project Implementation Agreement by and between the City of San Bernardino and the San Bernardino Economic Development Corporation, Inc., authorizing the form of certain legal documents related thereto ______— and authorizing and directing their preparation,execution_and delivery ------------------------------------------------------ Contact Person(s): Emil A.Marzullo Phone: (909)663-1044 Project Area(s): Citywide Ward(s): All Supporting Data Attached: 0 Staff Report 0 Resolution(s) 0 Agreement(s)/Contract(s)❑Map(s)❑Letter(s) See FUNDING REQUIREMENTS: Amount: $ attached Source: See attached Budget Authority: See attached Signature: Fiscal Review: Emil zullo,Intermm Executive Director Lori P ino, ery,I im ief Financial Officer ----------------------------------------------------------------------- --'- �r1 Commission/Council Notes: �p s Q11- �� aW -� oL(J//-/Q aD//— L ------------------------------ ----------------------------------------------------------- V\Agendas\Comm Dev Commission\201 t CDC Items\Special Joint Workshop\03-03-11 Joint MCC and CDC Funding Agreement SR.doc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: ECONOMIC DEVELOPMENT AGENCY STAFF REPORT JOINT MAYOR AND COMMON COUNCIL AND COMMUNITY DEVELOPMENT COMMISSION WORKSHOP ON AGENCY REDEVELOPMENT PROJECTS AND HOUSING FUNDS A. Summary of the Resolution of the Community Development Commission of the City of San Bernardino approving the appointment of certain members to the San Bernardino Economic Development Corporation: 1. SBEDC Board to be comprised of 6 voting directors - 3 to be appointed by the Commission and the remaining 3 to be appointed by the official actions of the following for 1 Board member each by: (i) the Board of Education of the San Bernardino City Unified School District, (ii) the Board of Supervisors of the County of San Bernardino, and (iii) the Board of Directors of the San Bernardino Chamber of Commerce. SBEDC will function initially with 3 Commission members until each of the specified entities has duly appointed their representatives to serve on the SBEDC Board; 2. Bylaws to be amended by the current 3 member board. Successors to the current 3 member board will be the Commission appointed members plus 3 members from the entities listed in paragraph 1 above upon appointments of their respective representative to serve on the SBEDC Board; 3. The individuals appointed pursuant to paragraph 1 above must comply with the following qualifications: (i) be an elected member of the Board of the San Bernardino City Unified School District residing within the City, (ii) be a member of the Board of Supervisors of the County of San Bernardino having any portion of the City within their supervisorial district, and (iii) be an elected member of the Board of Directors of the San Bernardino Chamber of Commerce residing within the City; 4. Commission will appoint 3 members of the Commission to serve on the SBEDC Board at the time that the Project Funding Agreement is approved; 5. SBEDC to adhere to all requirements applicable to public agencies including Brown Act, Political Reform Act, Government Code 1090 and Public Records Act. All meetings of SBEDC are to be conducted at the San Bernardino City Council Chambers or at another location within the City having television recording capabilities for all SBEDC meetings. B. Summary of the Resolution of the Community Development Commission of the City of San Bernardino approving a Certain Project Funding Agreement by and between the Redevelopment Agency of the City of San Bernardino ("Agency") and the San Bernardino Economic Development Corporation, Inc., relating to the $525,000,000 principal amount for the Redevelopment Project Areas - Capital Improvements Projects: —--------- —------—---------------------------------------------------------------------------------- P:Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Joint MCC and CDC Funding Agreement SRdoc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: �_ Economic Development Agency Staff Report Page 2 1. SBEDC commits to undertake identified projects for the Agency in exchange for the transfer of the current surplus tax increment revenues and future surplus tax increment revenues. 3. SBEDC agrees to provide staffing and to retain consultants as necessary to implement all obligations incurred by SBEDC under this Agreement. 4. SBEDC manages all Agency owned properties whether such are intended to be under continued Agency ownership or title is transferred to another successor entity. This contractual obligation is also a committed tax increment obligation. 5. Agreement to contain expanded list of redevelopment projects that are currently in process and those future anticipated redevelopment projects ("Redevelopment Activities") for which the Agency pledges to transfer the tax increment revenues to SBEDC. 6. Agreement to contain a list of City and Agency public works projects, City CIP projects and other future anticipated public works projects to be located within the City ("Public Works Projects") and within Redevelopment Project Areas which are contracted to be undertaken by SBEDC with Agency tax increment revenues and CMB loan proceeds. 7. The obligations incurred by the Agency in this contractual arrangement with SBEDC will enable the filing of an annual Statement of Indebtedness with the County of San Bernardino each year for the dollar amount of the contractual obligations related to the Redevelopment Activities, the Public Works Projects and the implementation costs related to each such category of projects in addition to the obligation of SBEDC to manage and maintain those real properties then owned by the Agency. 8. Agreement contains Events of Default in the event the Bylaws of SBEDC are modified without the consent of the Commission, failure to maintain 501(c)(3) status and failure to implement any assignment of this Agreement to a Commission designated JPA. Agreement contains other customary defaults for non-performance. C. Summary and background of the Resolution of the Community Development Commission of the City of San Bernardino authorizing (1) that Certain Loan Agreement in a principal amount of 5600,000,000 in connection with the issuance of the Redevelopment Agency of the San Bernardino Promissory Note Series 2011 (City Redevelopment Activities and Public Works Projects), and (2) that Loan Agreement in the principal amount of 510,000,000 in connection with the issuance of the San Bernardino Promissory Note Series 2011 (Agency Projects) and the forms of legal documents related thereto: Background: CMB Export, LLC ("CMB"), was formed in the mid-1990's to establish a "regional center" initially for the counties of San Bernardino, Riverside and Sacramento to assist in financings for the closed military bases in these counties. The Inland Valley Development Agency ("IVDA") entered into the initial loan transaction with CMB in 1997 for the first loan of this type pursuant to the EB-5 Program ------------------------------------------------------------------------------------------------------------------------- P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-1I Joint MCC and CDC Funding Agreement SRAoc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: Economic Development Agency Staff Report Page 3 administered initially by the Immigration and Naturalization Services ("INS") which has since been restructured into the United States Citizenship and Immigration Services ("USCIS"). The IVDA and the San Bernardino International Airport Authority ("SBIAA") have jointly entered into multiple additional loans with CMB. The loan proceeds have been used by the IVDA/SBIAA in part for various Airport and roadway infrastructure projects, and in most instances, the proceeds were used to partially fund cost overruns or local matching fund requirements of other federal grants. The EB-5 program for the CMB regional center allows foreign nationals to obtain permanent residency status in the United States upon the investment of $500,000 in a qualified investment activity that generates U.S.jobs. Typically, the minimum investment amount is $1,000,000 but the lower amount of$500,000 per investor applies in San Bernardino County due to the higher unemployment rates and the closure of the Norton Air Force Base ("NAM"). CMB establishes separate limited liability companies for each investment pool and requires that there be no prepayment by the borrowing governmental entity of the principal amount for at least three years. This restriction allows adequate time for the investors to meet all criteria required by the USCIS for obtaining the permanent residency status. Rather than investing in private businesses as virtually all other regional centers have elected to undertake, CMB will only place loans into infrastructure and public improvement investments with governmental agencies whereby the necessary jobs that are required to be generated can be demonstrated utilizing an economic model approved by the USCIS. In San Bernardino County, the model provides that for each $1,000,000 of infrastructure and public improvement construction dollars expended by governmental agencies, 5.7 jobs are generated in the local economy resulting from the construction and ultimate use of the infrastructure and public improvements. Each investor must demonstrate that their$500,000 investment has generated 10 new jobs. Summary: 1. Parties will be the Agency and a Limited Partnership entity to be formed by CMB solely for this Agency financing. 2. Agreement will provide for multiple tranches as CMB determines at its sole discretion that the Agency designated Redevelopment Activities and Public Works Projects are then ready for financing and the Agency has adequate revenues to repay each tranche. 3. Each tranche will commence a separate 6-year term from the Initial Funding Date of that particular tranche (i.e., the date when the first $500,000 of foreign investor funds are disbursed by CMB to the Agency for each tranche) and the first repayment date of 42 months will also be determined from the Initial Funding Date. 4. Separate Loan Agreements will be executed for a principal amount of $600,000,000 and $10,000,000, and will include a list of the Redevelopment Activities and the Public Works Projects set forth in the Project Funding Agreement that are eligible to be financed through this Loan Agreement with CMB plus current Agency projects for the second loan of$10,000,000. 5. A separate Loan Agreement and Indenture will be fully executed and delivered by the Agency and CMB for each loan immediately after the approval of the Loan Agreement and Indenture to ----------------—----------------------------------------------------------------------------------------------------------—------------- PAAgendas\Comm Dcv Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Joint MCC and CDC Funding Agreement SR.doc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: Economic Development Agency Staff Report Page 4 be thereafter binding upon the Agency and contractually committing the Agency to repay all loans as advanced by CMB in each tranche as funds are delivered by CMB to the Agency for use by SBEDC. 6. The obligations incurred under this Loan Agreement and Indenture will be set forth on the annual Statement of Indebtedness of the Agency whether or not any tranche has then been established. The Loan Agreement will require the Agency to reserve excess tax increment revenues in a special account to assure that adequate funds are available for undertaking of all projects as financed by CMB. 7. The Agency may substitute additional projects for those initially specified as the Redevelopment Activities and the Public Works Projects with the approval of CMB at its sole discretion. D. Summary of the Resolution of the Community Development Commission of the City of San Bernardino approving a Certain Housing Capitalization Funding Agreement (Sub-Recipient Agreement) by and between the Redevelopment Agency of the City of San Bernardino ("Agency") and Affordable Housing Solutions, Inc., a California non-profit corporation ("AHS"), Inc., relating to the financing of certain housing programs and activities: ' 1. This agreement between the Agency and AHS is to continue the role of AHS in undertaking housing activities of the Agency utilizing the low- and moderate-income housing fund. 2. This agreement also includes the assignment of any federal funds transferred to the Agency pursuant to Sub-Recipient Agreement by the City (e.g., HOME,NSP, etc.). 3. This agreement is substantially similar to the Project Funding Agreement of the Agency with the SBEDC but limited in scope to the housing activities of AHS. 4. This agreement memorializes the relationship that currently exists between the Agency and AHS for housing programs. E. Summary of the Resolution of the Mayor and Common Council of the City of San Bernardino approving and authorizing a Certain Reimbursement and Project Implementation Agreement by and between the City of San Bernardino and the San Bernardino Economic Development Corporation, Inc., authorizing the form of certain legal documents related thereto and authorizing and directing their preparation, execution and delivery: 1. The City and SBEDC are parties to the Agreement. 2. The Agreement recites the same Public Works Projects as included in the Project Funding Agreement but additionally commits SBEDC to those specific Public Works Projects that are City initiated. ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- P:W gendas\CommDevCommission\2011CDClt ems\Special Joint Workshop\03-03-11 Joint MCC and CDC Funding AgreementSR.doc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: c4 Economic Development Agency Staff Report Page 5 3. SBEDC becomes contractually liable to the City for performance utilizing the tax increment revenues to be received by SBEDC pursuant to the Project Funding Agreement. ENVIRONMENTAL IMPACT: Neither action meets the definition of a "project" under Section 15378 of the California Environmental Quality Act (CEQA), which states that a "Project" means the whole of an action, which has a potential for resulting in either a direct physical change in the environment, or a reasonably foreseeable indirect physical change in the environment. FISCAL IMPACT: Repayment of these loans would be interest only and payable quarterly. The Agency would only be responsible and financially liable for a particular loan or any portion thereof when a precise "shovel ready" project had been identified together with the revenue sources to pay the quarterly interest payments and to assure the repayment or refinancing of the principal amount of the respective loan at the 6-year maturity date. There is no impact to the City's General Fund. RECOMMENDATION: That 1) the Mayor and Common Council conduct the workshop and continue the action to a date and time certain; or 2) Resolutions A, B, C, D and E be adopted Emil A. Marzullo, In im xecutive Director --------------------------------------------------------------------------------------------------------------------------------------------------------------- P.\Agcndas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Joint MCC and CDC Funding Agreement SR.doc COMMISSION MEETING AGENDA Meeting Date: 03/03/2011 Agenda Item Number: i 1 RESOLUTION NO. 2 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF 3 THE CITY OF SAN BERNARDINO APPROVING THE APPOINTMENT OF CERTAIN MEMBERS TO THE SAN BERNARDINO ECONOMIC 4 DEVELOPMENT CORPORATION 5 WHEREAS, the San Bernardino Economic Development Corporation (the "SBEDC"), 6 initially incorporated as the Economic Development Council, was formed pursuant to the non-profit 7 corporation laws of the State of California, and currently exists for the purposes of assisting in the 8 implementation of various redevelopment initiatives within the City of San Bernardino (the "City") 9 and to undertake such other activities, programs and projects of the Agency and the City as are then 10 deemed advisable by SBEDC through its board of directors (the"Board"); and 11 WHEREAS, the SBEDC bylaws have been duly amended (the "Bylaws") incorporating 12 various changes as are applicable to the SBEDC and to incorporate other updates, including changes 13 to the composition of the SBEDC Board; and 14 WHEREAS, the SBEDC Board as provided in the Bylaws shall be comprised of six (6) 15 voting directors; three (3) to be appointed by the Commission and the remaining three (3) to be 16 appointed by the official actions of the following for one (1) Board member each by: (i) the Board 17 of Education of the San Bernardino City Unified School District for an elected Board member of the 18 school district residing within the City, (ii) the Board of Supervisors of the County of San 19 Bernardino for a County Supervisor having any portion of their supervisorial district located within 20 the City regardless of residency of such Supervisor, and (iii) the Board of Directors of the San 21 Bernardino Chamber of Commerce of an elected members of such Board of Directors residing 22 within the City; and 23 WHEREAS, the SBEDC shall function initially with three (3) Commission members acting 24 as the Board until such time as the specified entities have duly appointed their representatives to 25 serve on the SBEDC Board; and 26 WHEREAS, it is necessary at this time to undertake the appointment of the three (3) 27 members of the Community Development Commission as appointed members to the Board of the 28 SBEDC; and 1 Q- R PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 SBEDC Appointing Members CDC Reso.doc 1 WHEREAS, the SBEDC intends to enter into a Reimbursement and Project Implementation 2 Agreement (the "Reimbursement Agreement") with the City for the purpose of assisting the City in 3 the implementation and undertaking of various City Public Works Projects; and 4 WHEREAS, the Agency intends to enter into a certain Project Funding Agreement with the 5 SBEDC (the "Funding Agreement") whereby the Agency will duly assign and set over to the 6 SBEDC certain current and future tax increment revenues of the Agency for the purposes of 7 restructuring the manner in which the Agency, through the SBEDC, conducts its governmental 8 functions as a community redevelopment agency pursuant to the Community Redevelopment Law, 9 found at Health & Safety Code Section 33000, et seq. (the "CRL"), and for the purposes of having 10 the SBEDC, rather than the Agency, undertake and implement certain redevelopment related 11 projects and other Agency designated public works projects in a more efficient and expeditious 12 manner than can be accomplished through operational and management structure utilizing solely the 13 Agency resources for the undertaking and implementation of all such projects; and 14 WHEREAS, the adoption of this Resolution is necessary and desirable to complete the 15 implementation of certain redevelopment related projects and designated public works of both the 16 City and the Agency. 17 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE 18 CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER, AS 19 FOLLOWS: 20 Section 1. This Commission hereby moves to appoint and approves the appointment of 21 and to serve on the 22 Board of the SBEDC until such time as either(i) this Commission votes to change the appointments 23 to the Board of the SBEDC or (ii) such members of this Commission as herein appointed are no 24 longer serving as a member of this Commission. 25 Section 2. This Resolution shall take shall take effect from and after the date of adoption by 26 this Commission. 27 28 2 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 SBEDC Appointing Members CDC Reso.doc 1 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING THE APPOINTMENT OF 2 CERTAIN MEMBERS TO THE SAN BERNARDINO ECONOMIC 3 DEVELOPMENT CORPORATION 4 5 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 6 Development Commission of the City of San Bernardino at a meeting 7 thereof,held on the day of , 2011, by the following vote to wit: 8 Commission Members: Ayes Nays Abstain Absent MARQUEZ 9 VACANT 10 BRINKER 11 SHORETT 12 KELLEY 13 JOHNSON 14 MC CAMMACK 15 16 17 Secretary 18 The foregoing Resolution is hereby approved this day of , 2011. 19 20 Patrick J. Morris, Chairperson 21 Community Development Commission 22 of the City of San Bernardino 23 Approved as to Form: 24 25 By; C-Z�W 26 Agenc ou 1 27 28 P:\Agendas\Com Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-L1 SBEDC m Appointing Members CDC Reso.doc s i s l BYLAWS OF THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC. a California Nonprofit Public Benefit Corporation History of Actions Taken ;. Related to Bylaws Bylaws Adopted 009 ♦ Sb�rr,. e P Amendment 2011 i }r r j�rrri 'rrf jr' 'y ,yf rrf� d 7 I is BYLAWS OF THE ECONOMIC DEVELOPMENT CORPORATION, INC. TABLE OF CONTENTS Page ARTICLE NAME AND CORPORATE OFFICES...................................................................... I 1.1 NAME.................................................................................... ......... I r. 1.2 PRINCIPAL OFFICE.......................................................... ... .......... 1.3 OTHER OFFICES............................................................... ...................... 1.4 PURPOSES........................................................... ............................... I ARTICLE 11 DIRECTORS .....................................................01's' ..................................2 vl 2.1 GENERAL POWERS.................... ....... ..........2 -%4/................. .................. 2.2 SPECIFIC POWERS.............. ...................................................... 2.3 NUMBER OF DIRECTOR ;' ... r., .. .............................................................4 2.4 RESTRICTIONS ON.INTERESTED PERSONS AS DIRECTORS.................4 2.5 ELECTION AND TERM OF OFFICE OF DIRECTORS..................................4 2.6 RESIGNATION AND VACANCIES.................................................................5 2.7 PLACE OF MEETINGS; MEETINGS BY TELEPHONE................................5 2.8 REGULAR MEETINGS.....................................................................................5 2.9 f RESERVED I....................................................................................................6 2.10 QUORUM...........................................................................................................6 2.11 WAIVER OF NOTICE.......................................................................................6 2.12 ADJOURNMENT...............................................................................................6 2.13 NOTICE OF ADJOURNED MEETING............................................................6 2.14 ACTION BY WRITTEN CONSENT WITHOUT A MEETING ......................6 2.15 FEES AND COMPENSATION OF DIRECTORS AND REIMBURSEMENT.........................................Error! Bookmark not defined. ii P\Agcndas\Comnt Dev Coniniission\2011 CDC Itenis\Special Joint Workshop\03-03-11 Bylaws-SBEDC,docx ARTICLE III COMMITTEES.......................................................................................................7 3.1 COMMITTEES OF DIRECTORS......................................................................7 3.2 MEETINGS AND ACTION OF COMMITTEES..............................................7 ARTICLEIV OFFICERS ..............................................................................................................8 4.1 OFFICERS ..........................................................................................................8 4.2 ELECTION OR APPOINTMENT OF OFFICERS................::<,.::;, ,,..,:_........8 4.3 SUBORDINATE OFFICERS...................................................: ;:::::,.................8 4.4 REMOVAL AND RESIGNATION OF OFFICERS..` :................................8 4.5 VACANCIES IN OFFICES......................... .. 8 4.7 PRESIDENT .......................................�,.�:�::r' .. ..........................................9 4.8 VICE PRESIDENT.................... . :..` >. ..... ......................................................9 4.9 SECRETARY. .................... ': ::;.. .............................................................9 4.10 TREASURER......... ......................................................................9 -, r, 4.11 DEPOSIT AND DISBitRSE ENT................................................................. 10 4.12 BOND................................................................................................................ 10 ARTICLE V INDEMNIFICATION OF DIRECTORS OFFICERS EMPLOYEES ANDOTHER AGENTS ................................................................................................... 10 5.1 INDEMNIFICATION....................................................................................... 10 5.2 ;APPROVAL OF INDEMNITY........................................................................ 10 5.3 PAYMENT OF EXPENSES IN ADVANCE................................................... 11 5.4 INSURANCE INDEMNIFICATION............................................................... 11 5.5 AMENDMENT, REPEAL OR MODIFICATION........................................... 1 l ARTICLE VI RECORDS AND REPORTS ................................................................................ 11 6.1 RECORDS; INSPECTION BY DIRECTORS ................................................. 11 6.2 ANNUAL REPORT.......................................................................................... 11 6.3 ANNUAL STATEMENT................................................................................. 12 iii P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx 6.4 REPORTS TO SECRETARY OF STATE....................................................... 12 ARTICLE VII GENERAL MATTERS ....................................................................................... 13 7.1 CHECKS; DRAFTS, EVIDENCES OF INDEBTEDNESS............................. 13 7.2 CORPORATE CONTRACTS AND INSTRUMENTS; HOW EXECUTED r. ...............................................................................,:.x.......... 13 rrrr r. 6r i I 7.3 CONSTRUCTION• DEFINITIONS...........................................f'.,s rrfir,.tr Y.r,,... . .. 13 ARTICLE VIII AMENDMENTS r.... .. . ... ............ 13 rrr rrrr. ''% AMENDMENT BY DIRECTORS ............ .........:k ................... 13 8.1 AMENDMENT BY DIRECTORS................. " r I •..'ky • •:...................... 8.2 RECORD OF AMENDMENTS { . }.....:� .::::..................................... 14 ARTICLE IX INTERPRETATION " " 9.1 AMENDMENTS TO LAW.............................................................................. 14 =rr_ rf iv I'A�endAs\C i v �. o nm De Commission\201 I CDC Reins\Special Joint Workshop\03-03-I I Bylaws-SBEDC.ducx BYLAWS OF THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC. ARTICLE I r. NAME AND CORPORATE OFFICES 1.1 NAME �� JrJ. The name of this corporation is the SAN BERNAROJN0%.. ECONOMIC DEVELOPMENT CORPORATION, INC. (the"Corporation"). 1,4 1.2 PRINCIPAL OFFICE rJ' ,0 J The principal office for the transaction of the activities and Vfairs of the Corporation (the "Principal Office") shall be 201 North "E" Street, Third,.:Floor San Bernardino, California 92401. The Board may change the Principal Office from' one location to another. Any change of location of the Principal Office shall be noted by tle.:Secretary on these Bylaws opposite this section or this section may be amended to statethe.new location. 1.3 OTHER OFFICES The Board may at any time establish branch or subordinate offices at any place or places where the Corporation is qualified to conduct its activities. 1.4 PURPOSES A. This corporation is a nonprofit public benefit corporation and is not organized for the private gain of any person. It is organized for public purposes within the meaning of the Nonprofit Public Benefit Corporation Law (codified at California Corporations Code Sections 5110 et seq.), as amended from time to time, and is organized and operated exclusively for charitable purposes within the meaning of Section 501(c)(3) of the Internal Revenue Code of 1986, as amended, or the corresponding provisions of any subsequent federal tax laws (the "Code"). B. This Corporation is formed for the purpose of lessening governmental burdens by providing assistance to the Redevelopment Agency of the City of San Bernardino (the "Agency") in its efforts to promote the green development and redevelopment and to implement other financings and projects that may be requested by the Agency to be undertaken by the Corporation within the municipal boundaries of the City of San Bernardino but only to the extent that such purposes constitute exclusively charitable, scientific and educational purposes within the meaning of Sections 501(c)(3), 170(c)(2)(B), 2055(a)(2)and 2522(a)(2) of the Code. 1 P.\Agendas\Comm Dev Commission\201 1 CDC hems\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docz C. In its exercise of the above purpose, the Corporation shall have the following powers, subject to those limitations set forth in these Bylaws: (1) To enter into, perform and carry out contracts of any kind necessary to, or in connection with, or incidental to, the accomplishment of the purposes of the Corporation; (2) To borrow money and to issue evidences of indebtedness and to'kcure the same in furtherance of any or all of the purposes of the Corporation; y: 1. (3) To receive and maintain a fund or funds,real or persogal'pXoperty' both, and, subject to the restrictions and limitations hereinafter set forth .to`use and'apply the whole or any part of the income therefrom and the principal thereof.exclusively for charitable, religious, scientific, literary or educational purpo'ses:<:either directly or by contributions to organizations that qualify as exempt. organizations under Section 501(c)(3) of the Code and its Regulations as they no }. xj.s;._9",%, they may hereafter be amended; and rr. (4) The Corporation shall have the-power to do and perform all things whatsoever set out in this Article I and necessar_:orl&idental to the accomplishment of said purposes; provided, however, that notwithstanding any provisions of these Bylaws, the Corporation shall not conduct or carry on any activities:..not.permitted to be conducted or carried on by an organization exempt from federal taxation under Section 501(c)(3) of the Code or by an organization, contributions to which are deductible under Section 170(c)(2) of the Code. ARTICLE II DIRECTORS 2.1 GENERAL POWERS Subject to the provisions of the California Nonprofit Public Benefit Corporation Law and any other applicable laws and to any limitations in the Articles of Incorporation and these Bylaws, the business and affairs of the Corporation shall be managed and all corporate powers shall be exercised by or under direction of the Board of Directors (the "Board"). The Board may delegate the management of the day-to-day operation of the business of the Corporation to a management company or other person provided that the business and affairs of the Corporation shall be managed and all corporate powers shall be exercised under the ultimate direction of the Board. 2 P\Agendas\Comm D-Co—ission\201 1 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx w 2.2 SPECIFIC POWERS Without prejudice to the general powers set forth in Section 2.1 of these Bylaws, but subject to the same limitations,the directors of the Corporation shall have the power to: (a) Appoint and remove at the pleasure of the Board, all of the Corporation's officers, agents and employees; prescribe powers and duties for them that are consistent with the law, with the Articles of Incorporation and with these Bylaws. (b) Change the Principal Office or principal place of business office in California from one location to another; cause the Corporation to be.;.qua'tifi'd_�"'onduct its activities in any other state, territory, dependency or country an its activities within or outside California. r. (c) Assume obligations, enter into contracts, borrow money and incur indebtedness on behalf of the Corporation and cause to:;be executed and delivered for the corporate purposes, in the corporate name, promissory notes,bonds, debentures, deeds of trust, mortgages,pledges,hypothecation, and othi`evi�dV`ss of debt and securities. d Acquire, mortgage, encumber'' OM'*�title to, pledge, sell, release, or otherwise dispose of real or personal property'and>interests therein when and upon such terms as the Board determines to be in thebest;inierest of the Corporation. (e) Facilitate any merger, consolidation, liquidation, plan of exchange, acquisition of stock, or the reorganization or transfer of a substantial portion of the assets of the Corporation. (f) Amend the Articles of Incorporation or these Bylaws. (g) Adopt operating and capital budgets and authorize expenditures outside of such budgets. (h) Approve and amend the Corporation's business and strategic plans. (i) Create corporate subsidiaries and/or establish corporate joint ventures. 0) Acquire shares of or any interest in any corporation or other legal entity or business enterprise, or create any partnership or other legal entity which the Corporation is or will be a partner, shareholder or member of similar participant. (k) Change or reorganize the Corporation into any other legal form. (1) Establish or participate in any noncorporate joint venture. Exercise of any or all of the above powers by the Board is subject to its limitation to enter into any action that would adversely affect the tax-exempt status of the Corporation. 3 1)\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docz n 2.3 NUMBER OF DIRECTORS of the Corporation shall be six 6 . Three 3 The authorized number of directors rp O ( ) directors shall be residents of the City of San Bernardino or as otherwise qualified and selected in the manner set forth in Section 2.5(a) and three (3) directors shall be members of the Community Development Commission of the City of San Bernardino, or any successor board or agency, elected in the manner set forth in Section 2.5(b). No reduction of the authorized number of directors shall have the effect of rem'dWA* g any director before that director's term of office expires. 2.4 CONFLICTS OF INTEREST; OTHER APPLICABLE CAL-IF O1 N1<A LAWS The disclosure by directors of all conflicts of interest shall be consistent with.thok requirements applicable to municipal corporations pursuant to California law. A1.I::pro-visions of California law with respect to municipal corporations and the conduct of business and the'activities of elected and appointed officials serving on the governing bodies of.,goe rpm ental agencies shall be applicable to the Corporation and the Board, including, but not limited to, the Ralph M. Brown Act of the State of California (the `Brown Act") (GoveriiriErit.Code Section 54950, et seq.), the Public Records Act (Government Code Section :: 'et seq.), the Political Reform Act (Government Code Section 87000, et seq.), the confli-c# -of interest provisions of Government Code Section 1090, et seq., the prevailing wage,`requ re. tints for public works projects (Labor Code Section 1770, et seq.). 2.5 SELECTION AND TERM OF,OFFICE OF DIRECTORS a. Directors Selected 61Certdin Entities. Three (3) members of the Board shall be appointed by the Commission asset forth in Section 2.3 and in subsection b. below and the remaining three (3) members of the Board shall be appointed by the official actions of the following entities for one (1) Board member each by: (i) the Board of Education of the San Bernardino City Unified School District for an elected member of such Board of Education who resides within the City of San Bernardino, (ii) the Board of Supervisors of the County of San Bernardino to appoint a County Supervisor having any portion of the City of San Bernardino within their supervisorial district regardless of residency of such appointed County Supervisor, and (iii) the Board -of Directors of the San Bernardino Chamber of Commerce to appoint one elected member_of said Board of Directors residing within the City of San Bernardino. The initial., Board of the Corporation be the three (3) individuals selected by the Commission to serve as members of the Board until each of the specified entities has duly appointed their representatives to serve on the Board of the Corporation. The individuals appointed pursuant to this subsection a. must comply with the following qualifications as applicable to each appointed individual: (i) be an elected member of the Board of the San Bernardino City Unified School District residing within the City of San Bernardino, (ii) be a member of the Board of Supervisors of the County of San Bernardino having any portion of the City within their supervisorial district, and (iii) be an elected Board member of the San Bernardino Chamber of Commerce residing within the City. Until such time as one (1) or more of the three (3) appointed representatives appointed by the entities described in items (i), (ii) and (iii) or the preceding sentence, other than those appointed by the Commission, have been duly appointed to serve on the Board of the 4 p'\Agendas\Comm Dev Commission\201 I CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx �V ai{� Corporation, a majority of the three (3) individuals appointed by the Commission shall constitute a quorum for all actions of the Board and for which a majority of the quorum is then present shall be required for the approval of all actions of the Board. If and when the previously identified entities appoint individuals to serve of the Board, the quorum requirement shall be increased so that a quorum shall always be a majority of the Board members appointed and servicing for which a majority of the quorum shall be required for the adoption and approval of all actions of the Board. b. Directors Elected by the Community Development Commission. The Cornmunity Development Commission of the City of San Bernardino, or any successor board:ot:agency, shall elect three (3) of its members to serve as directors. Said directors shall hol!-i,.of�ce.until the expiration of the term for which elected and until a successor has been el&Wd:,;and qualified, except in the case of the death,resignation, or removal of such a director. , r. 2.6 RESIGNATION AND VACANCIES ;r Any director may resign effective upon giving oral or written notice to the President, the Secretary or the Board, unless the notice specifies a later..time'for:`the effectiveness of such resignation. Except on notice to the Attorney General,of the.State Hof California, no director may resign if the Corporation would be left without a duly elected director or directors. Vacancies on the Board may be filled in'accordance with the applicable process for the election of directors as set forth in Section 2.5 for the remaining term of the vacant office. A vacancy or vacancies in the Board shall be deemed to exist (i) in the event of the death, resignation or removal of any director,(ii)-if the Board by resolution declares vacant the office of a director who has been declared of unsound mind by an order of court or convicted of a felony or(iii) if the authorized number of directors is increased. 2.7 PLACE OF MEETINGS Regular meetings of the Board may be held at any place within the City of San Bernardino which has been designated from time to time by resolution of the Board. In the absence of such a designation, regular meetings shall be held at the Principal Office of the Corporation. Special meetings of the Board may be held at any place within the City of San Bernardino which has been designated in the notice of the meeting or, if not stated in the notice or if there is no notice, at the Principal Office of the Corporation. 2.8 CONDUCT OF MEETINGS All regular and special meetings of the Board shall be held and conducted, and with notice provided, all as required pursuant to the Brown Act, and the time and place of such regular meetings shall be fixed by the Board. The City Attorney shall be entitled to attend all such meetings at which members of the Mayor and Common Council are in attendance as directors of the Corporation. 5 P1Agendas\Comm Dev Commission\120I I CDC Items\Special Joim Workshop\03-03-11 Bylaws-SBEDC.docx 2.9 [ RESERVED 1 2.10 QUORUM As further provided in Section 2.5.a., a majority of the authorized and duly appointed number of directors shall constitute a quorum for the transaction of business, except to adjourn as provided in Section 2.12 of these Bylaws. Every act or decision done or made by a majority of the directors present at a meeting duly held at which a quorum is present shall be considered as the act of the Board, subject to the provisions of the California Nonprofit Puili ;; Benefit Corporation Law, the Articles of Incorporation and other applicable law, including without limitation, those provisions relating to (i) approval of contracts or transa-[loxis, nswhich a director has a direct or indirect material financial interest; (ii) approval 6f--certain"�'ransactions between corporations having common directorships; (iii) creation and appointment of committees; (iv) indemnification of directors; and (v) the Political =Reform:Act; and (vi) the Brown Act. A meeting at which a quorum is initially present may not coutmue to transact business and may only adjourn the meeting to a subsequent date and titre. 2.11 WAIVER OF NOTICE Notice of a meeting need not be given to any director who signs a waiver of notice or a consent to holding the meeting or who attends the meeting without protesting the lack of notice to such director prior to the meeting or at its commencement. All such waivers, consents, and approvals shall be filed with the corporate`records or made a part of the minutes of the meeting.' 2.12 ADJOURNMENT A majority of the directors present, whether or not a quorum is present, may adjourn any meeting to another time.and place,and in the event no directors are then present, the Secretary of the Corporation or a duly authorized representative may adjourn the meeting from time to time until a quorum is present in conformity with the Brown Act. 2.1.3 NOTICE OF ADJOURNED REGULAR MEETING "cif a regular meeting is adjourned, notice of any adjournment to another time and place shall.be given as soon as practicable after the adjournment has been determined, to the directors who were not present at the time of the adjournment. 2.14 NO ACTION BY WRITTEN CONSENT No action required or permitted to be taken by the Board may be taken without the conduct of an officially noticed and duly conduced meeting of the Board. 6 P\Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docs 1 t ARTICLE III COMMITTEES A,. 3.1 COMMITTEES OF DIRECTORS The Board may, by resolution adopted by a majority of the authorized number of directors, designate one or more committees, each consisting of two (2) or more directors, to serve at the pleasure of the Board. The Board may designate one or more directors as-';alternate members of any committee, who may replace any absent member at any xrieeting'of the committee. The appointment of members or alternate members of a committeexequir..,Ahe vote of a majority of the authorized number of directors. Any such committee sl alf.Jfave°authority to act in the manner and to the extent provided in the resolution of the Board.and''may have all of the authority of the Board, except with respect to: �r (a) The filing of vacancies on the Board or in`anv,'6 n?rttee. (b) The fixing of compensation of the:dit'&ors Yfor`serving on the Board or on any committee. , ? ... . (c) The amendment or repeal of these Bylaws or the adoption of new Bylaws. (d) The amendment or,repeal<;of any resolution of the Board which by its express terms is not so amendable of,repealable. r; (e) The expending.of,ci3rporate funds to support a nominee for director after more people have been nominated for director than can be elected; (f) The creation of any other committees of the Board or the appointment of members thereof. (g) The approval of any contract or transaction to which the Corporation is a party and in which one or more of its directors has a material financial interest, except as special approval is provided for in Section 5233(d)(3) of the California Corporations Code. 3.2 MEETINGS AND ACTION OF COMMITTEES Meetings and actions of committees shall be governed by, and held and taken in accordance with, the provisions of the Brown Act and Article II of these Bylaws, Section 2.7 (place of meetings), Section 2.8 (regular meetings), Section 2.9 (special meetings and notice), Section 2.10 (quorum), Section 2.11 (waiver of notice), Section 2.12 (adjournment), Section 2.13 (notice of adjourned meetings), and Section 2.14 (no action without a meeting), with such changes in the context of those Bylaws as are necessary to substitute the committee and its members for the Board and its members; provided, however, that the time of regular meetings of committees may be determined either by resolution of the Board or by resolution of the committee, that special meetings of committees may also be called by resolution of the Board, 7 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-1 1 Bylaws-SBEDC.docx and that notice of special meetings of committees shall also be given to all alternate members, who shall have the right to attend all meetings of the committee. The Board may adopt rules for the government of any committee not inconsistent with the provisions of these Bylaws. ARTICLE IV OFFICERS YJ 4.1 OFFICERSsr rN The officers of the Corporation shall be a President, Vice-Pres<den# Secretary and Treasurer. Any number of offices may be held by the same person e'�cept:that-neither the Secretary nor the Treasurer may serve concurrently as President. 4.2 ELECTION OR APPOINTMENT OF OFFICERS "" {t The officers of the Corporation, except such officers.:as may.be appointed in accordance with the provisions of Section 4.3 or Section 4.5 of these::l Ia.ws,,shall be chosen by the Board and shall serve at the pleasure of the Board, subject tai.the""n'&s, if any, of an officer under any contract of employment. 4.3 SUBORDINATE OFFICERS The Board may appoint, or may:;empidwer.the President to appoint, such other officers as the business of the Corporation may require; each of whom shall hold office for such period, have such authority, and perform_ such duties as are provided in these Bylaws or as the Board may from time to time determine. 4.4 REMOVAL AND RESIGNATION OF OFFICERS All officers serve at the pleasure of the Board and any officer may be removed, either with or without cause, by the Board at any regular or special meeting of the Board or, except in the case of an officer chosen by the Board, by any officer upon whom such power of removal may be conferred,by the Board. Any officer may resign at any time by giving written notice to the Corporation. Any resignation shall take effect at the date of the receipt of that notice or at any later time specified in that notice; and, unless otherwise specified in that notice, the acceptance of the resignation shall not be necessary to make it effective. Any resignation is without prejudice to the rights, if any, of the Corporation under any contract to which the officer is a party. 4.5 VACANCIES IN OFFICES A vacancy in any office because of death, resignation, removal, disqualification or any other cause shall be filled in the manner prescribed in these Bylaws for regular appointments to that office. 8 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx 4.6 [ RESERVED] 4.7 PRESIDENT The President shall be the Chief Executive Officer of the Corporation and shall, subject to the control of the Board, have general supervision, direction, and control of the business and the officers of the Corporation. The President shall preside at. all meetings of the Board. The President shall have the general powers and duties of management usually vested irLzhe:.office of President of a corporation, and shall have such other powers and duties as may be;. res bed by the Board or these Bylaws. fs. `F�r%,, 4.8 VICE PRESIDENT �f� In the absence or disability of the President, the Vice Presid'eril• €:any,'shall perform all the duties of the President and when so acting shall have all the:-po'wefs of,'and be subject to all the restrictions upon, the President. The Vice Presidents p l<:hve:such other powers and perform such other duties as from time to time may be re*. bA60 for them respectively by the Board, these Bylaws, or the President. 4.9 SECRETARY The Secretary, or Assistant Secretary if such officer is so appointed, shall keep or cause to be kept, at the Principal Office of the Corporation or such other place as the Board may direct, a book of minutes of all meetings and.actions of directors and committees of directors. The minutes shall show the time and place each meeting, whether regular or special (and, if special, how authorized and the_notice`given), the names of those present at directors' meetings or committee meetings, and the proceedings thereof. } The Secretary or Assistant Secretary shall give, or cause to be given, notice of all meetings of the Board required to be given by law or by these Bylaws. The Secretary or Assistant Secretary shall keep the seal of the Corporation, if one be adopted, in safe custody and shall have such other powers and perform such other duties as may be prescribed by the Board or by these Bylaws. } 4.10 TREASURER The Treasurer shall keep and maintain, or cause to be kept and maintained, adequate and correct books and records of accounts of the properties and business transactions of the Corporation, including accounts of its assets, liabilities, receipts, disbursements, gains, losses, capital and retained earnings. The Treasurer shall send or cause to be given to the directors such financial statements and reports as are required to be given by law, by these Bylaws, or by the Board. The books of account shall at all reasonable times be open to inspection by any director. The Treasurer shall deposit all money and other valuables in the name and to the credit of the Corporation with such depositaries as may be designated by the Board. The Treasurer shall disburse the funds of the Corporation as may be ordered by the Board, shall render to the 9 P\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx President and directors, whenever they request it, an account of all of his or her transactions as Treasurer and of the financial condition of the Corporation, and shall have such other powers and perform such other duties as may be prescribed by the Board or these Bylaws. 4.11 DEPOSIT AND DISBURSEMENT The Treasurer shall deposit, or cause to be deposited, all money and other valuables in the name and to the credit of the Corporation with such depositories as the Board may,i esignate, shall disburse the Corporation's funds as the Board may order, shall render to the.:Pres*' nt and directors, when requested, an account of all transactions as Treasurer and;,,o ..tie financial condition of the Corporation, and shall have such other powers and perform-S-6-h ot# r duties as the Board or the Bylaws may prescribe. %== err r =�f 4.12 BOND ;: ' If required by the Board, the Treasurer shall give the.•=G...... on a bond in the amount and with the surety or sureties specified by the Board for faithful perfotrnance of the duties of the office and for restoration to the Corporation of all of itS,bboks.,:papers, vouchers, money, and other property of every kind in the possession or under the�tontrol of the Treasurer on his or her death, resignation, retirement or removal from office*.*.. ARTICLE iv < AF A INDEMNIFICATION OF DIRECTORS OFFICERS EMPLOYEES AND OTI-IER AGENTS 5.1 INDEMNIFICATION To the fullest extent permitted by law, this Corporation shall indemnify its directors, officers, employees and other persons described in Section 5238(a) of the California Corporations Code; including persons formerly occupying any such positions, against all expenses,judgments, fines, settlements and other amounts actually and reasonably incurred by them in connection with any "proceeding," as that term is used in that section of the California Corporations Code and including an action by or in the right of the Corporation, by reason of the fact that such person is or was a person described by that Section. "Expenses," as used in this Bylaw,shall have the same meaning as in Section 5238(a) of the California Corporations Code. 5.2 APPROVAL OF INDEMNITY On written request to the Board by any person seeking indemnification, the Board shall promptly determine under Section 5238(e) of the California Corporations Code whether the standard of conduct set forth in Sections 5238(b) and (c) have been met and, if it has, the Board shall authorize indemnification. 10 P\AgendasWamm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docz 5.3 PAYMENT OF EXPENSES IN ADVANCE To the fullest extent permitted by law and except as otherwise determined etermined by the Board, expenses and attorneys' fees incurred by any persons described in Section 5.1 in defending any civil or criminal action or proceeding for which indemnification is required pursuant to Section 5.1, or if otherwise authorized by the Board, shall be paid by the Corporation in advance of the final disposition of such action or proceeding upon receipt of an undertaking by or on behalf of the indemnified party to repay such amount if it shall ultimately be determined that the indemnified party is not entitled to be indemnified for those expenses. 5.4 INSURANCE INDEMNIFICATION The Corporation shall have the power to purchase and maintain irk uran on behalf of any person who is or was a director, officer, employee or agent of the:Corporat%n against any liability asserted against or incurred by such person in such capacity.oT arising out of that person's status as such. , 5.5 AMENDMENT REPEAL OR MODIFICATION Any amendment, repeal or modification of any'provision of this Article V shall not adversely affect any right or protection of a director or.:agent of the Corporation existing at the time of such amendment, repeal or modification. ARTICLE VI RECORDS AND REPORTS 6.1 RECORDS; INSPECTION BY DIRECTORS The Corporation shall keep adequate and correct books of records of account and written minutes of the proceedings of its Board and committees of the Board. Every director shall have the absolute right at any reasonable time to inspect and copy all books, records, and documents of every kind and to inspect the physical properties of the Corporation. Such inspection by a director may be made in person or by an agent or attorney and the right of inspection includes the ' right to copy and make extracts. 6.2 ANNUAL AUDIT The Board shall furnish to the directors and make available for public inspection and distribution not later than one hundred twenty (120) days after the close of the Corporation's fiscal year an annual audit conducted by ars independent firm of certified public accountants. The audit shall contain the following information, in appropriate detail, for the fiscal year: (a) The assets and liabilities, including trust funds, of the Corporation as of the end of the fiscal year. p.\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx (b) The principal changes in assets and liabilities, including trust funds, during the fiscal year. (c) The revenue and receipts of the Corporation, both unrestricted and restricted to particular purposes, for the fiscal year. (d) The expenses and disbursements of the Corporation, for both general and restricted purposes, during the fiscal year. (e) Any information required by Section 6.3 of these Bylaws. Any other information required by generally accepted accQUnt�Rg:,-pane pies and governmental accounting requirements. The annual audit shall be accompanied by any report on it o(independent certified public accountants or making recommendations and reviews of management and=�other procedures of the Corporation. 6.3 ANNUAL STATEMENT As part of the annual audit to be furnished to the directors and to the public pursuant to Section 6.2 of these Bylaws, the Board shall f i sh,to'the directors an annual statement of any transaction or indemnification of the following kinds: (a) Any transaction (i) in which the Corporation, its parent, or its subsidiary was a party, (ii) in which an"interested person" had a direct or indirect material interest, and (iii) which involved more than Fifty Thousand Dollars ($50,000), or was one of a number of transactions with the same interested person involving, in the aggregate, more than Fifty Thousand Dollars-($50,000). For the purposes of this section, an "interested person" is any director or officer of the Corporation or its parent or subsidiary; however, a mere common directorship shall not be considered a material financial interest. (b) Any-indemnifications or advances aggregating more than Ten Thousand Dollars ($10,000) paid during the fiscal year to any officer or director of the Corporation pursuant-to. Article V of these Bylaws unless such indemnification was previously approved by the directors under Section 5238(e)(1)of the California Corporations Code. °6.4 REPORTS TO SECRETARY OF STATE The Board shall cause to be filed with the Secretary of State an annual statement containing the following information: (a) The names and addresses of its President, Secretary and Treasurer. (b) The street address of its Principal Office. 12 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03.11 Bylaws-SBEDC.docx (c) A designation of an agent for service of process. The statement shall be filed on the form prescribed by the Secretary of State. ARTICLE VII GENERAL MATTERS 7.1 CHECKS; DRAFTS; EVIDENCES OF INDEBTEDNESS From time to time, the Board shall determine by resolution which person._.or:per.sgns may sign or endorse all checks, drafts, other orders for payment of money, notes or'othtir'evidences of indebtedness that are issued in the name of, or payable to, the Corporation,�Iand 60' the persons so authorized shall sign or endorse those instruments. . 7.2 CORPORATE CONTRACTS AND INSTRUMENTS 'HOW EXECUTED The Board, except as otherwise provided in thew--B. ylaws;zmy authorize any officer or officers, or agent or agents, to enter into any contract ox_exeeufe ahy instrument in the name of and on behalf of the Corporation; such authority may, be,, general or confined to specific instances. Unless so authorized or ratified by the Board or within the agency power of an officer, no officer, agent or employee shall have an' or authority to bind the Corporation by any contract or engagement or to pledge its credit or to render it liable for any purpose or for any amount. 7.3 CONSTRUCTION;DEFINITIONS Unless the context requires otherwise, the general provisions, rules of construction and definitions in the California `Nonprofit Public Benefit Corporation Law shall govern the construction of these Bylaws. Without limiting the generality of this provision, the singular number includes the plural; the plural number includes the singular, and the term "person" includes both a corporation and a natural person. ARTICLE VIII AMENDMENTS -8:1 AMENDMENT BY DIRECTORS Subject to compliance with the provisions of Sections 2.4 and 2.8, the Board may adopt, amend or repeal these Bylaws except that the Board may not extend the term of a director beyond that for which the director was designated. Ai 13 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx 8.2 RECORD OF AMENDMENTS Whenever an amendment or new Bylaw is adopted, it shall be copied in the book of minutes with the original Bylaws. If any Bylaw is repealed, the fact of repeal, with the date of the meeting at which the repeal was enacted or written consent was filed, shall be stated in said book. ARTICLE IX INTERPRETATION ' 9.1 AMENDMENTS TO LAWf}lt� ¢'<y;`��r � ' '✓,. ! ''ter_ Reference in these Bylaws to any provision of the California Cotporations Code, specifically the Nonprofit Public Benefit Corporation Law, shall be deemed to include all amendments thereof. r r lSf 14 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Bylaws-SBEDC.docx CERTIFICATE OF ADOPTION OF BYLAWS OF THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC. I,the undersigned, do hereby certify: 1. That I am the duly elected and President of the ECONOMIC .DEVELOPMENT CORPORATION, INC., a California nonprofit public benefit corporation 2. That the foregoing Bylaws constitute the Bylaws of said corporation as amended f-, by the Board of Directors of said corporation on March 2011. E f.- 40 r . IN WITNESS WHEREOF, I have hereunto subscribed 1"hy' aril =fi is _th day of March, 2011. � JJ. President ® P'\Agendas\Comm Dev Commission\2011 CDC IternASpecial Joint Workshop\03-03-11 Bylaws-SBEDC.docx R, Obligations and/or the other obligations as incurred pursuant to the Funding Agreement. Section 4. Approval of Terms and Provisions. The Commission hereby approves th terms and provisions of the Funding Agreement and the totality of the Agency's obligation thereunder. Section 5. Approval of Final Form of Funding Agreement. The Commission hereby approves the form of the Funding Agreement in the form on file with the Secretary,together with any changes therein or additions thereto as may be approved by the Chair or the Executive Directo . The Commission hereby further authorizes and directs the conversion of the form of the Fundin Agreement into the final form thereof, together with such changes or modifications as deeme H necessary or desirable by the Chair or the Executive Director upon the recommendation of Agenc ^sl 11 Counsel and the City Attorney. The Chair or the Executive Director or such other authorized offic CD 1 of the Commission is hereby authorized and directed to execute and deliver, and the Secretary o- 12 Assistant Secretary is hereby authorized and directed to attest to, the final form of the Fundin U � 14 Agreement. U U a 1 Section 6. Official Action: Validation Action. The Chair, Vice-Chair, Secreta H Assistant Secretary, Executive Director, Agency Counsel, City Attorney and any and all other �Z \J �17 members and officers of the Agency are hereby authorized and directed,for and in the name and oi i ; P behalf of the Agency,to do any and all things and take any and all actions,including execution an CR IS delivery of any and all assignments, certificates, requisitions, agreements, notices, consent% N N 2 instruments of conveyance, warrants and other documents, which they, or any of them, may dee 4 U U 21 necessary or advisable in order to fulfill the obligations of the Agency under the Fundin 2 Agreement. Whenever in this Resolution any officer of the Agency is authorized to execute or 21 countersign any document or take any action,such execution,countersigning or action may be take 24 on behalf of such officer by any person designated by such officer to act on his or her behalf in th 2_ case such officer shall be absent or unavailable. 2 b This Commission further authorizes and directs Aizency Counsel together with the Ci 2 Attorney to file an action in the Superior Court of San Bernardino County pursuant to Code of Civ 2f Procedure Section 860 et se g., as to the matters contained in this Resolution the Fundin 5 P:\Ag=das\Comm D,,Commission\2011 CDC Ilcros\Special Joint Wotkahop\03-03-11 Agency&SBEDC-Funding Ag—nt CDC Rm.doc 1 Agreement and the other actions of the Agency and the Mayor and Common Council as approved i furtherance of the Funding Agreement, the Housing Cal2italization Funding Agreement (Sub- recipient Agreement),the incurrence of the indebtedness pursuant to the EB-5 funding loan progran and the Project Implementation Agreement of the City with SBEDC. Section 7. Effective Date. This Resolution shall become effective immediately upo adoption by this Commission. 1 1 1 1 1 1_ I 1 1 1 2 2 2 2 2 2_ 2 2 2 6 P:V.gendesWomm De Commission12011 CDC Ilems\Speciul Joint Workshop\03-03-11 Agmcy B.SBEDC-Funding Agreement CDC Reso.dm 1 RESOLUTION NO. C (OP 2 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF 3 THE CITY OF SAN BERNARDINO APPROVING A CERTAIN PROJECT FUNDING AGREEMENT BY AND BETWEEN THE REDEVELOPMENT 4 AGENCY OF THE CITY OF SAN BERNARDINO (`AGENCY") AND THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC., 5 RELATING TO THE$525,000,000 PRINCIPAL AMOUNT REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO REDEVELOPMENT 6 PROJECT AREAS CAPITAL IMPROVEMENT PROJECTS 7 WHEREAS, the City of San Bernardino, California the "City"),( ty ), is a municipal corporation 8 and charter city, duly organized and existing pursuant to the provisions of the constitution of the 9 State of California; and 10 WHEREAS, the Community Development Commission of the City of San Bernardino (the 11 "Commission") is the governing body of the Redevelopment Agency of the City of San Bernardino 12 (the "Agency'), a public body, corporate and politic, organized and existing pursuant to the 13 California Community Redevelopment Law (Health and Safety Code Section 33000, et seq.) (the 14 "CRL"); and 15 WHEREAS, the Agency was established b appropriate action of the City, the y tY, purposes 16 of exercising redevelopment powers within the City boundaries through the adoption and approval 17 of various redevelopment project areas that are currently in existence within the City (the "Project 18 Areas") as further described in the applicable redevelopment plans accompanying such Project 19 Areas (the"Redevelopment Plans"); and 20 WHEREAS, the San Bernardino Economic Development Corporation (the "SBEDC") was 21 formed pursuant to the non-profit corporation laws of the State of California, and currently exists for 22 the purposes of assisting in the implementation of various redevelopment initiatives within the City 23 and to undertake such other activities, programs and projects of the Agency and the City as are then 24 deemed advisable by the SBEDC through its board of directors; and 25 WHEREAS, pursuant to the Community Redevelopment Law (Health & Safety Code 26 Section 33000, et seq.) (the "CRL" or the "Authorizing Provisions"), the Agency may enter into 27 funding agreements and financing agreements with other public agencies, private entities and non- 8 profit corporations to carry out its redevelopment and other public infrastructure development 1 al�) P:\Agendas\Comm De Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc : 3" �\ 1 purposes; and 2 WHEREAS, the SBEDC has requested that the Agency act at this time to assist the SBEDC 3 with the financing of certain public infrastructure and the implementation of other programs and 4 activities located within the Project Areas, together with other public infrastructure that is necessary 5 to support the long-term development and redevelopment of the portions of the City located within 6 the Project Areas, namely, those public improvements,public infrastructure and other developments 7 and activities, programs and projects all as set forth in the current year 2010-2011 Budget of the 8 Agency and the Downtown Vision Plan for the Theater District of the Agency as indicated on 9 Exhibit"A"(the"Programs, Projects and Activities")of the Funding Agreement by and between the 10 Agency and the EDC relating to the $525,000,000 Principal Amount Redevelopment Agency of the 11 City of San Bernardino Redevelopment Project Areas Capital Improvement Projects (the "Funding 12 Agreement" as said Funding Agreement is attached to this Resolution as Exhibit "A") plus those 13 other public improvements and public infrastructure as set forth on the Implementation Plan of the 14 Agency as indicated on Exhibit `B" of the Funding Agreement (the "Implementation Plan Public 15 Improvements") (collectively,the "Redevelopment Related Improvements"); and 16 WHEREAS, in addition to the Redevelopment Related Improvements, the SBEDC, in 17 furtherance of the redevelopment of various areas of the City and in particular with the Project 18 Areas, requires the Agency to commit to certain levels of additional financing amounts to the 19 SBEDC for the fulfillment of the contractual commitments and other financial obligations as set 20 forth on Exhibit"C"of the Funding Agreement(the"Other EDC Contractual Obligations"); and 21 WHEREAS, the Agency has determined to finance the Redevelopment Related 22 Improvements and the Other EDC Contractual Obligations by the incurring of the indebtedness as 23 required by the Funding Agreement, including, but not limited, the issuance of one or more EB-5 24 foreign investor direct loan obligations, other privately placed loans with commercial lenders and 25 private parties, the issuance of municipal bonds and the pledge of the tax increment revenues of the 26 Agency to the EDC as set forth in the Funding Agreement during the period of time that the Agency 27 is entitled to receive tax increment revenues pursuant to the Redevelopment Plans for the Project 28 Areas as the financial obligations of the Agency as shall be applicable for the period of time that 2 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc 1 such financial obligations of the Agency to the EDC are payable under the Funding Agreement; and 2 WHEREAS, in order to secure the financial obligations of the Agency to the SBEDC as 3 provided in the Funding Agreement,the Agency desires to transfer to the SBEDC, the responsibility 4 for the management and maintenance of the Agency real property assets as described on Exhibit 5 "D" of the Funding Agreement (the "Agency Real Property Assets"), which shall be operated and 6 managed by the SBEDC with the tax increment revenues to be provided by the Agency to the 7 SBEDC for such purposes at such time as determined by the SBEDC in its sole and absolute 8 discretion as further provided in the Funding Agreement; and 9 WHEREAS, the Agency and the SBEDC seek to provide through the Funding Agreement 10 that in addition to the obligations as incurred pursuant to the Funding Agreement, the Agency shall 11 pledge to the SBEDC additional revenues as necessary to support the ongoing contractual and 12 budgeted obligations and commitments of the SBEDC as shall be incurred in furtherance of the 13 improvement of the Redevelopment Related Improvements and the Other SBEDC Contractual 14 Obligations and to fund the construction and/or financing of the Redevelopment Related 15 Improvements and the Other SBEDC Contractual Obligations; and 16 WHEREAS, consistent with the SBEDC obligations incurred pursuant to the Funding 17 Agreement and the commitment of the Agency to fulfill its financial commitments to the SBEDC, 18 during the Term of the Funding Agreement, the Agency tax increment revenues available pursuant 19 to the Redevelopment Plans for the Project Areas shall become revenues attributed to and payable to 20 the SBEDC, and the Agency therein pledges the tax increment revenues for the payment and 21 repayment of the obligations to pay for and for the administration and undertaking of the 22 Redevelopment Related Improvements, the Other SBEDC Contractual Obligations and/or the other 23 obligations as incurred pursuant to the Funding Agreement; and 24 WHEREAS, the Commission has duly considered the terms of such transactions as 25 contemplated herein and has determined that it is in the best interests of the City and Agency to 26 enter into the Funding Agreement to finance said Redevelopment Related Improvements and the 27 other obligations as incurred pursuant to the Funding Agreement, and thus desire to approve and 18 authorize said Funding Agreement. P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03.03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc I NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE 2 CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER AS 3 FOLLOWS: 4 Section 1. Approval of Assistance with Financing. The Commission hereby approves 5 the Agency's financing of the Redevelopment Related Improvements and the Other SBEDC 6 Contractual Obligations by the incurring of indebtedness pursuant to the Funding Agreement 7 including, but not limited, the issuance of one or more EB-5 direct loan obligations, other privately 8 placed loans with commercial lenders and private parties, the issuance of municipal bonds and the 9 pledge of the tax increment revenues of the Agency to the SBEDC as set forth in the Funding 10 Agreement during the period of time that the Agency is entitled to receive tax increment revenues 11 pursuant to the Redevelopment Plan for the Project Areas as the financial obligations of the Agency 12 as shall be applicable for the period of time that such financial obligations of the Agency to the 13 SBEDC are payable thereunder. 14 Section 2. Approval of Security Regarding the Financial Obligations. The Commission 15 hereby approves the transfer to the SBEDC of the responsibility for the management and 16 maintenance of the Agency real property assets as described on Exhibit "D" of the Funding 17 Agreement (the "Agency Real Property Assets") and the performance and financial obligations set 18 forth in Article 2 of the Funding Agreement. 19 Section 3. Pledge of Additional Revenue. 20 A. The Commission hereby approves the pledge from the Agency to the SBEDC of 21 additional revenues as necessary to support the ongoing contractual and budgeted obligations and 22 commitments of the SBEDC and to fund the construction and/or financing of the Redevelopment 23 Related Improvements and the Other SBEDC Contractual Obligations as outlined in the Funding 24 Agreement. 25 B. The Commission hereby approves that the Agency tax increment revenues available 26 pursuant to the Redevelopment Plans for the Project Areas become revenues attributed to the 27 SBEDC, and the Agency's pledge of the tax increment revenues for the payment and repayment of 28 the obligations to pay for the Redevelopment Related Improvements, the Other SBEDC Contractual 4 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc 1 Obligations and/or the other obligations as incurred pursuant to the Funding Agreement. 2 Section 4. Approval of Terms and Provisions. The Commission hereby approves the 3 terms and provisions of the Funding Agreement and the totality of the Agency's obligations 4 thereunder. 5 Section 5. Approval of Final Form of Funding Agreement. The Commission hereby 6 approves the form of the Funding Agreement in the form on file with the Secretary, together with 7 any changes therein or additions thereto as may be approved by the Chair or the Executive Director. 8 The Commission hereby further authorizes and directs the conversion of the form of the Funding 9 Agreement into the final form thereof, together with such changes or modifications as deemed 10 necessary or desirable by the Chair or the Executive Director upon the recommendation of Agency 11 Counsel and the City Attorney. The Chair or the Executive Director or such other authorized officer 12 of the Commission is hereby authorized and directed to execute and deliver, and the Secretary or 13 Assistant Secretary is hereby authorized and directed to attest to, the final form of the Funding 14 Agreement. 15 Section 6. Official Action. The Chair, Vice-Chair, Secretary, Assistant Secretary, 16 Executive Director, Agency Counsel, City Attorney and any and all other members and officers of 17 the Agency are hereby authorized and directed, for and in the name and on behalf of the Agency, to 18 do any and all things and take any and all actions, including execution and delivery of any and all 19 assignments, certificates, requisitions, agreements, notices, consents, instruments of conveyance, 20 warrants and other documents, which they, or any of them, may deem necessary or advisable in 21 order to fulfill the obligations of the Agency under the Funding Agreement. Whenever in this 22 Resolution any officer of the Agency is authorized to execute or countersign any document or take 23 any action, such execution, countersigning or action may be taken on behalf of such officer by any 24 person designated by such officer to act on his or her behalf in the case such officer shall be absent 25 or unavailable. 26 Section 7. Effective Date. This Resolution shall become effective immediately upon 27 adoption by this Commission. 28 MAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc 1 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING A CERTAIN PROJECT 2 FUNDING AGREEMENT BY AND BETWEEN THE REDEVELOPMENT 3 AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") AND THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC., 4 RELATING TO THE$525,000,000 PRINCIPAL AMOUNT REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO REDEVELOPMENT 5 PROJECT AREAS CAPITAL IMPROVEMENT PROJECTS 6 7 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 8 Development Commission of the City of San Bernardino at a meeting thereof, 9 held on the day of ,2011, by the following vote,to wit: 10 Commission Members: Ayes Nays Abstain Absent 11 MARQUEZ 12 VACANT 13 BRINKER 14 SHORETT 15 KELLEY 16 JOHNSON 17 MC CAMMACK 18 19 Secretary 20 The foregoing Resolution is hereby approved this day of ,2011. 21 22 23 Patrick J. Morris, Chairperson Community Development Commission 24 of the City of San Bernardino 25 Approved as to Form: 26 27 By Agenc o sel 28 6 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc 1 EXHIBIT "A" 2 Funding Agreement 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 7 P:\Agendas\CommDevCommission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Funding Agreement CDC Reso.doc PROJECT FUNDING AGREEMENT by and between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNA:RDINO and SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION,INC., A CALIFORNIA NON-PROFIT CORPORATION Relating to the $525,000,000 PRINCIPAL AMOUNT REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO REDEVELOPMENT PROJECT AREAS CAPITAL IMPROVEMENT PROJECTS PROJECT FUNDING AGREEMENT THIS PROJECT FUNDING AGREEMENT is made and entered into as of March 2011 (this "Funding Agreement"), by and between the Redevelopment Agency of the City of San Bernardino, a public body, corporate and politic existing under the laws of the State of California (the "Agency") and the San Bernardino Economic Development Corporation, Inc., a California non-profit corporation("SBEDC"),as follows. WITNESSETH: WHEREAS, the Agency was established by appropriate action of the City of San Bernardino (the "City"), for the purposes of exercising redevelopment powers within the City boundaries through the adoption and approval of various redevelopment project areas that are currently in existence within the City (the "Project Areas") as further described in the applicable redevelopment plans accompanying such Project Areas (the"Redevelopment Plans"); and WHEREAS, the Community Development Commission of the City of San Bernardino (the "Commission") acts as the governing body of the Agency for all official actions taken on behalf of the Agency; and WHEREAS, SBEDC was formed pursuant to the non-profit corporation laws of the State of California and was formed and exists for the purposes of assisting in the implementation of various redevelopment initiatives within the City and to undertake such other activities, programs and projects of the Agency and the City as are then deemed advisable by EDC through its board of directors; and WHEREAS, pursuant to the Community Redevelopment Law (Health & Safety Code Section 33000, et seq.) (the "CRL" or the "Authorizing Provisions"), the Agency may enter into project funding agreements and financing agreements with other public agencies, private entities and non-profit corporations to carry out its redevelopment and other public infrastructure development purposes; and WHEREAS, SBEDC has requested that the Agency act at this time to assist SBEDC with the financing of certain public infrastructure and the implementation of other programs and activities located within the Project Areas, together with other public infrastructure that is necessary to support the long-term development and redevelopment of the portions of the City located within the Project Areas, namely, those public improvements, public infrastructure and other developments and activities,programs and projects all as set forth in the current year 2010- 201 Budget of the Agency and the Downtown Vision Plan for the Theater District of the Agency as indicated on Exhibit "A" (the "Programs, Projects and Activities") as attached hereto and incorporated herein by reference plus those other public improvements and public infrastructure as set forth on the Implementation Plan of the Agency as indicated on Exhibit `B" (the "Implementation Plan Public Improvements") as attached hereto and incorporated herein by reference(collectively,the"Redevelopment Related Improvements"); and WHEREAS, in addition to the Redevelopment Related Improvements, SBEDC, in furtherance of the redevelopment of various areas of the City and in particular with the Project 1 P:Wgendas\Comm Dev Commission\2011 CDC ltems\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.doex Areas, requires the Agency to commit to certain levels of additional financing amounts to SBEDC for the fulfillment of the contractual commitments and other financial obligations as set forth on Exhibit "C" (the "Other SBEDC Contractual Obligations") as attached hereto and incorporated herein by reference; and WHEREAS, the Agency has determined to finance the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations by the incurring of the indebtedness as required by this Funding Agreement, including, but not limited, the issuance of one or more EB-5 foreign investor direct loan obligations, other privately placed loans with commercial lenders and private parties,the issuance of municipal bonds and the pledge of the tax increment revenues of the Agency to SBEDC as set forth in this Funding Agreement during the period of time that the Agency is entitled to receive tax increment revenues pursuant to the Redevelopment Plans for the Project Areas as the financial obligations of the Agency as shall be applicable for the period of time that such financial obligations of the Agency to SBEDC are payable hereunder; and WHEREAS, in order to secure the financial obligations of the Agency to SBEDC as provided in this Funding Agreement, the Agency desires to transfer to SBEDC the responsibility for the management and maintenance of the Agency real property assets as described on Exhibit "D" (the "Agency Real Property Assets") as attached hereto and incorporated herein by reference which shall be operated and managed by EDC with the tax increment revenues to be provided by the Agency to SBEDC as further provided herein; and WHEREAS, the Agency and SBEDC seek to provide through this Funding Agreement that in addition to the obligations as incurred pursuant to this Funding Agreement, the Agency shall pledge to EDC additional revenues as necessary to support the ongoing contractual and budgeted obligations and commitments of SBEDC as shall be incurred in furtherance of the improvement of the Redevelopment Related Improvements and the Other EDC Contractual Obligations and to fund the construction and/or financing of the Redevelopment Related Improvements and the Other EDC Contractual Obligations; and WHEREAS, consistent with the SBEDC obligations incurred pursuant to this Funding Agreement and the commitment of the Agency to fulfill its financial commitments to SBEDC, during the Term (as defined in Section 1.03) of this Funding Agreement, the Agency tax increment revenues available pursuant to the Redevelopment Plans for the Project Areas shall become revenues attributed to and payable to SBEDC, and the Agency herein pledges the tax increment revenues for the payment and repayment of the obligations to pay for and for the administration and undertaking of the Redevelopment Related Improvements, the Other SBEDC Contractual Obligations and/or the other obligations as incurred pursuant to this Funding Agreement; and WHEREAS,the Agency and SBEDC have determined that it is in the best interests of the Agency and SBEDC to enter into this Funding Agreement to finance said Redevelopment Related Improvements and the other obligations as incurred pursuant to this Funding Agreement, and thus desire to provide for the terms and conditions of their cooperation in such matters as herein provided. 2 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-1I Agency&SBEDC-Project Funding Agreement.docx NOW THEREFORE,the parties to this Funding Agreement agree, as follows. ARTICLE I DEFINITIONS; TERM OF FUNDING AGREEMENT Section 1.01. Recitals. The Recitals set out above are true and correct. Section 1.02. Definitions. Unless the context otherwise requires, capitalized terms used herein and not defined herein shall have the meanings as generally ascribed to such terms. Section 1.03. Assignment. This Funding Agreement shall be subject to assignment at the written direction of the Commission to SBEDC for any assignment of this Funding Agreement that is authorized by the Commission to be made to any duly established joint powers authority as so directed by the Commission in writing to SBEDC pursuant to written notice delivered by the Commission to SBEDC. Upon receipt of any such written notice of assignment from the Commission specifying the assignment of this Funding Agreement to such joint powers authority, SBEDC shall immediately take all necessary actions to timely accomplish the assignment to the joint powers authority as may then be required in accordance with such direction of the Commission. Section 1.04. Bylaws. The Commission has authorized the execution of this Funding Agreement with SBEDC based upon the corporate bylaws of SBEDC (the "Bylaws") as are in existence as of the date of this Funding Agreement which specify the manner and term of the appointment of directors to the corporate board of SBEDC and which, in additional to other matters, requires SBEDC to comply with certain requirements that are applicable to governmental entities within the State. No amendment, change or other modification shall be made to the Bylaws without the prior written approval of the Commission which approval may be granted or withheld at the sole and absolute discretion of the Commission. Section 1.05. Maintenance of Tax-Exempt Status. SBEDC covenants and agrees to maintain the current tax status of SBEDC for federal income tax purposes as an exempt ' organization organized as a California non-profit corporation and pursuant to Internal Revenue Code Section 501(c)(3), and SBEDC shall cause to be prepared and timely transmitted all necessary filings with State of California and the Internal Revenue Service to maintain such tax- exempt status as a California non-profit corporation. SBEDC further covenants and agrees not to enter into any transaction or to undertake any other type of activity that would cause SBEDC to become a taxable entity, and all revenues, including but not limited to the tax increment revenues to be received by SBEDC pursuant to this Funding Agreement, shall be used strictly in conformance with this Funding Agreement and in a manner so as not to cause any income or funds received by SBEDC to be determined to be "unrelated business income"that would in any manner jeopardize the tax-exempt status of SBEDC. Section 1.06. Term. This Funding Agreement shall remain in full force and effect so long as the obligations incurred by the Agency to SBEDC remain outstanding and unpaid, but in no event later than the last date that the Agency is entitled to receive the tax increment revenues pursuant to the Redevelopment Plans for the Project Areas for the repayment of indebtedness and other financial and contractual obligations. 3 P.\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC.Project Funding Agreement.docx ARTICLE II PAYMENT OF TAX INCREMENT REVENUES OF AGENCY TO EDC Section 2.01. Transfer of Powers. (a) In order to carry out the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations, SBEDC shall assume all performance obligations with respect thereof and the Agency hereby pledges to SBEDC all tax increment revenues available to the Agency from the Redevelopment Plans for the Project Areas during the Term of this Funding Agreement for the payments as required for SBEDC to fully perform each and every financial and contractual obligation as set forth on Exhibits "A", "B" and "C" as to the Redevelopment Plans for the Project Areas. The Agency shall be responsible for compliance with all requirements imposed by the Redevelopment Plans and for the timely payment of funds and the reporting of such uses pursuant to the CRL, and SBEDC shall be responsible for all compliance with respect to the public works requirements as imposed pursuant to California law with regard to the implementation and undertaking of the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations. (b) SBEDC shall use and apply the tax increment revenues as pledged pursuant to this Funding Agreement to undertake, manage, administer and implement all aspects of the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations, specifically including,but not limited to: 1. the design, construction and implementation of the Redevelopment Related Improvements as set forth in the 2010-2011 Budget of the Agency and the Downtown Vision Plan for the Theater District of the Agency as indicated on Exhibit"A"; 2. undertaking of the Other SBEDC Contractual Obligations as set forth on Exhibit «B». 3. managing and maintaining the Agency Real Property Assets as set forth on Exhibit"C". (c) The Agency Real Property Assets shall not be transferred in fee by the Agency to SBEDC except upon the subsequent approval of the Commission, the Council and SBEDC as to any such subsequent transfer of fee title. SBEDC shall be responsible for the management and property maintenance of the Agency Real Property Assets for such period of time that the Agency Real Property Assets continue to be owned in fee title by the Agency. The obligation of the Agency to transfer the management and property maintenance for the Agency Real Property Assets shall be a binding and enforceable contractual obligation upon the Agency from and after the date of this Funding Agreement, and any failure of the Agency to remit the necessary tax increment revenues to provide for the payment of such management and property maintenance expenses for the Agency Real Property Assets as required herein shall be an Event of Default pursuant to Section 3.01 hereof. P:\Agendas\Comm Dev Commission\2011 CDC iternASpecial Joint Workshop\03-03-I1 Agency&SBEDC-Project Funding Agreement.docx Section 2.02. Irrevocable Pledge of Tax Increment Revenues. Pursuant to and in consideration of the assumption of the obligations by SBEDC as set forth in Section 2.01 above, commencing as of the date of this Funding Agreement during the 2010-2011 fiscal year and for each fiscal year thereafter during the Term, those tax increment revenues derived by the Agency from the Redevelopment Plans for the Project Areas are hereby irrevocably pledged to SBEDC pursuant to this Funding Agreement on a basis subordinate to all presently authorized and issued, and future authorized and issued debt obligations of the Agency that are sold through municipal underwriting means or debt obligations with third party commercial lenders, including, but not limited to those amounts that are in excess of the tax increment revenues budgeted to be expended by the Agency for the current 2010-2011 fiscal year of the Agency and for each fiscal year thereafter during the Term. Such pledge of the tax increment revenues of the Agency to SBEDC shall be irrevocable during the Term of this Funding Agreement. The maximum dollar amount of the tax increment revenues pledged by the Agency to SBEDC pursuant to this Funding Agreement for the use and pledge of tax increment revenues for debt and other contractual obligations that are intended to be issued or incurred by SBEDC on and after the date of this Funding Agreement shall not exceed $525,000,000 in the aggregate principal amount plus interest payable thereon. Section 2.03. Use of Tax Increment Revenues. (a) Throughout the Term of this Funding Agreement, SBEDC hereby agrees that the tax increment revenues as pledged by the Agency pursuant to Section 2.02 above shall be applied for the payment and/or repayment of the obligations incurred by SBEDC pursuant to Section 2.01 above. (b) SBEDC shall take all steps necessary to utilize the tax increment revenues to pay principal and interest due on all debt and other contractual obligations of EDC as specified in this Funding Agreement. Such payments shall be absolute obligations of EDC and shall not be subject to any deduction or offset of any kind whatsoever. (c) EDC shall submit an annual proposed budget for each fiscal year to the Commission and the Mayor and Common Council of the City of San Bernardino (the "Council") for review and concurrence at least sixty (60) calendar days prior to any final approval of such annual budget by SBEDC. Any budget as thereafter approved by SBEDC shall be modified to include the comments as approved by the Commission and the Council within such budget and as to such items that cannot be agreed upon among the Commission, the Council and SBEDC, those particular items shall be deleted from the budget as may thereafter be approved by SBEDC. Section 2.04. Use of Excess Tax Increment Revenues. During the Term of this Funding Agreement and to the extent that there are excess tax increment revenues ("Excess Tax Increment Revenues") after payment and/or repayment of the vai:ous obligations incurred by SBEDC pursuant to Section 2.01 above, such Excess Tax Increment Revenues shall be used by SBEDC for other qualifying public works projects and the improvements within the Project Areas or transferred to the Agency for use pursuant to the Redevelopment Plans for the Project Areas. In addition to the rights of the Commission and the Council to approve the annual budgets as specified in Section 2.03(c) above, the Commission and the Council shall also have 5 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreentcadocx the right to approve (i) the sale of any real property that may hereafter be transferred to SBEDC pursuant to this Funding Agreement, including the price, terms and other conditions to be imposed upon the sale of any such real property that is intended to be transferred to any third party, whether a private entity or governmental agency, and (ii) any agreement by and between SBEDC and any project developer or landowner seeking to obtain any form redevelopment assistance or other form of participation agreement, reimbursement agreement other project related agreement from SBEDC. ARTICLE III EVENTS OF DEFAULT; RIGHTS AND REMEDIES Section 3.01. Each of the following occurrences shall constitute an "Event of Default" under this Funding Agreement: (a) Failure to Make Payments When Due. Failure by either party to pay any amount due on or before the date that such payment is due and payable pursuant to this Funding Agreement. (b) Other Defaults. Should SBEDC fail duly and punctually to perform or observe any agreement, covenant or obligation binding on SBEDC under this Funding Agreement which could lead to an Event of Default, such failure shall continue for thirty (30) calendar days after the earlier of(i) the date as of which SBEDC had actual knowledge of such failure, and (ii) the date on which the Agency gives SBEDC notice of such failure. (c) Breach of Representation or Warranty. Should any representation or warranty made or deemed made by one party to the other party herein be false or misleading in any material respect on the date as of which made which could lead to an Event of Default which is not remedied to the satisfaction of the non-defaulting party within ninety (90) calendar days following receipt by the defaulting party of written notice of such inaccuracy. (d) Failure to Assign. Failure of SBEDC to comply with the written notice of the Commission for the assignment of this Funding Agreement to a joint powers authority as may be directed by the Commission to SBEDC pursuant to Section 1.03 shall be an Event of Default pursuant to this Section 3.01(e), and the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of termination by SBEDC without cure and without any prior notice. (e) Amendment to SBEDC Bylaws. Any amendments to the adopted Bylaws of SBEDC that amend, change or otherwise modify the form of said Bylaws as were in existence as of the date of this Funding Agreement without the prior written approval of the Commission as required by Section 1.04 shall be an Event of Default pursuant to this Funding Agreement. Upon the occurrence of any such Event of Default pursuant to this Section 3.01(d) for failure of SBEDC to comply with Section 1.04, the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of termination by SBEDC without cure and without any prior notice. 6 P:\Agendas\CommDevCommission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.docx (f) Failure to Maintain Tax Exempt Status. Any failure of SBEDC to maintain the current tax-exempt status of SBEDC as an Internal Revenue Code Section 501(c)(3) non-profit corporation as required by Section 1.05 shall be an Event of Default under this Section 3.01(f). Upon the occurrence of any such Event of Default pursuant to this Section 3.01(f) for failure of SBEDC to comply with Section 1.05, the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of termination by SBEDC without cure and without any prior notice. Section 3.02. Rights and Remedies. (a) Acceleration. Etc. Upon the occurrence of any Event of Default by the Agency to remit the tax increment revenues to SBEDC, the unpaid principal amount of any and all tax increment revenues payable pursuant to this Funding Agreement shall automatically become immediately due and payable for each fiscal year in which such Event of Default shall have occurred. After the expiration of all cure periods by the Agency, thereafter SBEDC may exercise any or all rights and remedies under this Funding Agreement or otherwise pursuant to applicable law. (b) Waiver of Demand. Demand, presentment, protest and notice of nonpayment are hereby waived by SBEDC. SBEDC also waives, to the extent permitted by law, the benefit of all valuation,appraisal and exemption laws. (c) Parties to Institute Proceedings. Upon a default by either party, the non- defaulting party may institute any proceeding at law or in equity to enforce the obligations of the other party under this Funding Agreement and/or any covenants and obligations of the other party contained in this Funding Agreement. (d) Waivers,Amendments and Remedies. No delay or omission of the either party to exercise any right under this Funding Agreement shall impair such right or be construed to be a waiver of any Event of Default or an acquiescence therein, and any single or partial exercise of any such right shall not preclude other or further exercise thereof or the exercise of any other right, and no waiver, amendment or other variation of the terms, conditions or provisions of this Funding Agreement whatsoever shall be valid unless in a writing signed by the other party, and then only to the extent in such writing specifically set forth. All remedies contained in this Funding Agreement or by law afforded shall be cumulative and all shall be available to the parties until the obligations have been paid in full and this Funding Agreement has been terminated or until the expiration of the Term of this Funding Agreement. ARTICLE IV MISCELLANEOUS Section 4.01. Amendment. The provisions of this Funding Agreement may be amended only upon the written approval of the parties hereto which approval shall be granted at the absolute and sole discretion of each party. Section 4.02. Beneficiaries of Funding Agreement. To the extent applicable, the parties identified in the Redevelopment Related Improvements and the Other SBEDC 7 R WgendasTomm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.doex I Contractual Obligations are expressly recognized as a third party beneficiary hereto. Nothing in this Funding Agreement, expressed or implied, is intended to give to any person, other than SBEDC and the Agency, as parties hereto, and those parties identified in the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations, all as third party beneficiaries hereof, any right, remedy or claim under or by reason of this Funding Agreement. Any covenants, stipulations, promises or agreements in this Funding Agreement contained by and on behalf of SBEDC and the Agency or any member, officer or employee thereof shall be for the sole and exclusive benefit of SBEDC and the Agency as parties hereto and the parties identified in the Redevelopment Related Improvements and the Other SBEDC Contractual Obligations as third party beneficiaries hereof. Section 4.03. No Personal Liability. No member, officer or employee of SBEDC or the Agency shall be individually or personally liable for the payment of any amounts of the tax increment revenues as pledged to SBEDC by the Agency pursuant to this Funding Agreement; but nothing herein contained shall relieve any member, officer or employee of SBEDC and the Agency from the performance of any official duty provided by law. Section 4.04. Partial Invalidity. If any one or more of the agreements or covenants or portions thereof provided in this Funding Agreement to be performed on the part of SBEDC or the Agency should be contrary to law, then such agreement or agreements, such covenant or covenants, or such portions thereof, shall be null and void and shall be deemed separable from the remaining agreements and covenants or portions thereof. Section 4.05. Notices and Delivery. Any consent, notice or other communication herein required or permitted to be given shall be in writing and may be personally served, telecopied or sent by courier service or United States mail and shall be deemed to have been given when delivered in person or by courier service, upon receipt of a telecopy (or on the next business day if such telecopy is received on a non-business day or after 5:00 p.m. (at the office of the recipient) on a business day) or four (4) business days after deposit in the United States mail (registered or certified, with postage prepaid and properly addressed). Any party delivering a communication by telecopy shall also send a copy thereof by one of the other means provided in this Section 4.05. For the purposes hereof the addresses of the parties hereto (until notice of a change thereof is delivered as provided in this Section 4.05) shall be as set forth in the official business addresses of each party as of the date of this Funding Agreement and at such other address as may be designated by such party in a written notice to all of the other party. Section 4.06. Survival of Warranties and Agreements. All agreements, representations, warranties and indemnities made or given herein shall survive the execution and delivery of this Funding Agreement and the making,repayment and fulfillment of the obligations of the parties as incurred in this Funding Agreement. Section 4.07. Severability. In case any provision in or obligation under this Funding Agreement shall be invalid, illegal or unenforceable in any jurisdiction, the validity, legality and enforceability of the remaining provisions or obligations, or of such provision or obligation in any other jurisdiction, shall not in any way be affected or impaired thereby. 8 P:\Agendas\CommDevCommission\2011 CDC I[ems\Special loin[Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.docx I Section 4.08. Headings. Section headings in this Funding Agreement are included herein for convenience of reference only and shall not constitute a part of this Funding Agreement for any other purpose or be given any substantive effect. Section 4.09. Governing Law; Waiver. This Funding Agreement shall be governed by,and shall be construed and enforce in accordance with,the laws of the State of California. Section 4.10. Successors and Assigns. This Funding Agreement shall be binding upon the parties hereto and their respective successors and assigns. The terms and provisions of this Funding Agreement shall inure to the benefit of any assignee or transferee of the tax increment revenues or any portion thereof, and in the event of any permitted such transfer or assignment, the rights and privileges herein conferred upon the applicable party shall automatically extend to and be vested in such transferee or assignee, all subject to the terms and conditions hereof. Section 4.11. Performance of Obligations. SBEDC agrees that the Agency may, but shall have no obligation to, make any payment or perform any act required of SBEDC under any of the obligations as incurred by SBEDC pursuant to this Funding Agreement or take any other action which the Agency in its discretion deems necessary or desirable to protect or preserve the pledge of the tax increment revenues pursuant to this Funding Agreement. Section 4.12. Construction. The parties acknowledge that each party has reviewed and revised this Funding Agreement and that the normal rule of construction to the effect that any ambiguities are to be resolved against the drafting party shall not be employed in the interpretation of this Funding Agreement or any amendments or exhibits hereto. Section 4.13. Entire Agreement. This Funding Agreement embodies the entire agreement between the parties and supersedes all prior agreements, written and oral, relating to the subject matter hereof. Section 4.14. Execution in Several Counterparts. This Funding Agreement may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as SBEDC and the Agency shall preserve undestroyed, shall together constitute but one and the same instrument. P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.do IN WITNESS WHEREOF, the Redevelopment Agency of the City of San Bernardino and the San Bernardino Economic Development Corporation, Inc., a California non-profit corporation, have caused this Project Funding Agreement to be signed in their name by their respective Executive Director and President all as of the date and year first above written. AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary APPROVED AS TO FORM: By: Agency Counsel SBEDC San Bernardino Economic Development Corporation, Inc., a California non-profit corporation By: President ATTEST: By: Secretary 10 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.docx EXHIBIT"A" Projects • 11 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.docx 'o a b w w z zzz co � wU UUU z z z . w3 U U UUU UU U U UU UUUU b ¢ A Hwv� � tr) CJOc w V) uGOV) 0 0 0 0 0 0 0 0 o O O o 0 0 0 0 0 0 0 ,.� o O 000 00 00 000 0 0 o Ooo0 o o Ooo 00 00 Ooo 0 o O vq 000 N O O O O O O 00 kn O O O C� W O �/ O O O O O t-- O 0 0 0 O O N W) O O � O � l� N O O O Wn vn vn O O c M �n kn N M O '�r N .� V kr .� oo M tf N W 69 649 69 69 69 69 69 69 69 69 69 69 69 69 69 69 69 64 16S v kn V) N , O 0 tw p��, Gki `-1 W by `77n W + �� v� I cd O O C O 4. 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Theater Promotion and Operations and Promotion of Special Events: including, but not limited to, California Theater operations, management and productions; Sturgess Theater operations, management and productions; Convention and Visitors' Bureau; Court Street Square; Baseball Stadium; Route 66 annual event; IEMG television station. 2. Staffing, Personnel, Consultants and other Professional Services to Implement Funding Agreement: including but not limited to, salaries and benefits to employees, fees and reimbursable expenses to consultants. 3. Property Maintenance and Management of Agency/SBEDC Owned Properties; including but not limited to, retaining of professional real estate consultants and service providers, payment of utilities, repair and maintenance and required capital upgrades, marketing and leasing, insurance and maintaining reserves and replacements for other property damage and liability issues. 4. Master Services Agreement of City with Agency: to be assigned by Agency to SBEDC and the scope and anticipated expenditures to be annually approved by the Board of the SBEDC. 5. Community Beautification Services: at the direction of the SBEDC Board to determine annual scope and costs of services. 6. Infrastructure Analyses within Redevelopment Project Areas: determine deficiencies and deferred maintenance and other safety hazards caused by inadequate infrastructure; determine frequency and extent of periodic repairs and maintenance to infrastructure; recommend capital improvement programs for infrastructure obsolescence and required upgrades and replacements. 7. Membership Subscriptions and Organizational Dues: including, but not limited to, IEEP, Film Commission, state and national organizations, ICSC, CRA and other industry organizations. 8. Office Expenses/Administration: including, but not limited, office supplies, office equipment and furnishings, computers and communications equipment and software, IT and communications consultants, utilities, other supplies and other out-sourced services. AOWN 1 PAAgendas\Comm De Commission11011 CDC Items\Special Joint Workshop\03-03-11 Exhibit B(SBEDC Contractual Obligations)-Project Funding Agreement.doc 9. Administration of Agreements: (i)Leases: surface parking lots and parking structures, Carousel Mall, theaters, Shandin Hills Golf Course, EDA Building, and any other Agency operating property; and (ii) Other Agreements: contract compliance and monitoring for all promissory notes and financial and performance obligations of parties pursuant to Loan Agreements, Reimbursement Agreements, DDA's and OPA's. 10. ProRe1Disposition Expenses and Management: including, but not limited to, all related to sales and brokerage commissions, marketing, preparation of materials and agreements, appraisals, surveys, environmental reports,title and escrow costs. 11. Redevelopment Plan Administration: including, but not limited to, NWPAC, other Project Area Committees, annual tax increment analyses and projections of forecasted tax increment revenues, administration of taxing entity pass-through agreements, analyses of foreclosure rates, assessment appeals and delinquent property tax reports, other Redevelopment Plan and Redevelopment Project Area administration and compliance. 12. Periodic Reporting Requirements: including, but not limited to, all state and federal reporting on redevelopment activities, filings with California Secretary of State, compliance with all FPPC reporting forms, continuing disclosure requirements for all Agency municipal bond issues and other bond issue related arbitrage and Trust Indenture compliance matters, review of annual audits and preparation of annual budgets. 2 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Exhibit B(SBEDC Contractual Obligations)-Project Funding Agreement.doc EXHIBIT u C» Management and Maintenance for Agency Real Property Assets 13 P:\AgendasNCommDe Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&SBEDC-Project Funding Agreement.docx MANAGEMENT AND MAINTENANCE FOR AGENCY REAL PROPERTY ASSETS Improved Redevelopment Agency Properties: 1. 3380 Little Mountain Drive- Shandon Hills Golf Course 2. 780 North`B" Street—The Sturges Theatre Building 3. Church and"D"Parking Lots 4. 512 North"E" Street- 5d'and"E" Street Parking Lot 5. 451 North"F" Street Parking Lot 6. 450 North"E"Streets—20-Plex Movie Theater: Appraised 7. 480 North"D"Street Grassed Lots 8. Parking Lot Adjacent to north of the Law Library Parking Lots 9. 710 North"D" Street—City Police Station 10. 562 West 4d' Street—The California Theatre Building 11.NWC 4'and"E" Streets—3 Grassed Lots: Appraised 12. 396 North`B" Street—Woolworth Building 13. 390 North"E"Street—"J"Building Lot 14. 385 North"E"Street—Vacant Restaurant: Appraised 15. 3-Level Parking Structure—Carousel Mall Parking Structure 16. 295 Carousel Mall Drive—Mall Common Area Parking Lot(30+acres) 17. 5`}'Mount Vernon Street Parking Lot 18. 349 North"E"Street—Court Street Square: Appraised 19. Court Street Parking Lot—Adjacent to the north of 300 N. "D" Street. 20. 297 North"E" Street—City of San Bernardino Convention Center: Appraised 21. 201 North"E" Street,Building A&B-Mixed Use Office/Retail Building 22. 5-Level Parking Structure—201 North"D" Street 23. 170& 174 South`B" Street 24. 820 Cooley Drive-Cooley Drive Parking Lots 25. 4-Acre Lot West of 170& 174 South"E" Street 26. 280 South"E"Street—Baseball Stadium: Appraised 27. 1289, 1316 and 1350 South"E"Street—Multi Use Office/Garage Campus: Appraised 28. Bond Street Planter 29. 266 East 3`d Street—National Guard Armory Unimproved Redevelopment Agency Properties: 1. Various parcels throughout city—approximately 100 properties(includes 100 acre Bice parcels) 2. Various remnant parcels throughout city—approximately 25 properties 1 RESOLUTION NO. COPY 2 3 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO AUTHORIZING (1) THAT 4 CERTAIN LOAN AGREEMENT IN CONNECTION WITH THE ISSUANCE OF THE REDEVELOPMENT AGENCY OF THE SAN 5 BERNARDINO PROMISSORY NOTE SERIES 2011 (CITY 6 REDEVELOPMENT ACTIVITIES AND PUBLIC WORKS PROJECTS), AND (2) THAT LOAN AGREEMENT IN CONNECTION WITH THE 7 ISSUANCE OF THE SAN BERNARDINO PROMISSORY NOTE SERIES 2011 AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 8 9 WHEREAS, the Community Development Commission of the City of San Bernardino (the 10 "Commission") is the governing body of the Redevelopment Agency of the City of San Bernardino 11 (the "Agency") and is authorized under Health and Safety Code Section 33000, et seq., to issue 12 bonds, notes and other obligations and enter into loan agreements for the purpose of financing 13 public capital improvements within the City of San Bernardino (the"City"); and 14 WHEREAS, the Agency seeks to finance certain multiple Redevelopment Activities and 15 Public Works Projects within the jurisdiction of the City over an extended period of time 16 (collectively,the"Projects"); and 17 WHEREAS, the Agency has determined that the best mode of financing the Projects is 18 through a loan from the Lender (the "Loan") in the principal amount not to exceed Five Hundred 19 and Twenty Five Million Dollars ($525,000,000.00) under and secured by an Indenture (the 20 "Agreement") and a Promissory Note (the "Note") in the form attached as Exhibit "A" to the 21 Agreement; and 22 WHEREAS, CMB Infrastructure Investment Group VII, LP, a California limited partnership 23 (the"Lender"),organized in accordance with the requirements for regional centers as set forth under 24 the United States Immigration Act of 1990,as amended,has offered to fund the Loan pursuant to 25 the terms of the Agreement; and 26 WHEREAS, the repayment of the Loan will be made from the excess tax increment 27 revenues of the Agency, which shall be placed in a special and separate account to assure that 28 adequate funds are available for the undertaking of all projects as financed by the Lender; and P:1Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-1 l EB-5 Loan Agreement$200M CDC Reso C.doc f 1 WHEREAS,the Agency seeks to finance other various infrastructure projects, including,but 2 not limited to,those identified in the Programs, Projects and Activities attached as Exhibit"A"to 3 the Project Funding Agreement within the jurisdiction of the City(the"Other Projects"); and 4 WHEREAS,the Agency has determined that the best mode of financing the Other Projects is 5 through a loan from CMB Infrastructure Investment Group VII-B, LP, a California limited 6 partnership (the "Lender B") (the "1 OM Loan") in the principal amount not to exceed Ten Million 7 Dollars ($10,000,000.00) under and secured by an Indenture ("Agreement B") and a Promissory 8 Note("Note B")in the form attached as Exhibit"A"to Agreement B;and 9 WHEREAS, Lender B, organized in accordance with the requirements for regional centers 10 as set forth under the United States Immigration Act of 1990, as amended, has offered to fund the 11 I OM Loan pursuant to the terms of the Agreement; and 12 WHEREAS, the Agency has determined that it is in the best interests of the Agency and the 13 City to enter into the Agreement and Agreement B and to issue the Note and Note B to finance said 14 Projects; and 15 WHEREAS, based upon the foregoing, the Agency desires to approve the Agreement and 16 Agreement B and the Note and Note B as set forth above. 17 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE 18 CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER, AS 19 FOLLOWS: 20 Section 1. Approval of the Issuance of the Note. The Agency hereby approves the issuance 21 of the Note in the amount not to exceed $525,000,000. The Loan shall be made in tranches of 22 between $5,000,000 to $20,000,000 at a time. The proposed repayment of the tranches shall be six 23 (6) years from each tranche's initial funding date at a rate of interest not to exceed 5.25%. Interest 24 on the Note shall be paid quarterly until maturity, and principal shall be paid in full on or before the 25 Final Maturity Date, as defined in the Note. The Loan shall be repaid from the excess Tax 26 Increment Revenues of the Agency, as further described and defined in the Agreement. 27 Section 2. Approval of the Issuance of Note B. The Agency hereby approves the issuance 28 of Note B in the amount not to exceed $10,000,000. The proposed term of the 10M Loan shall be 2 P:\Agendas\Comm Dev Commissicn\2011 CDC ltems\Special Joint Workshop\03-03-11 EB-5 Loan Agreement S200M CDC Reso C.doc 1 six (6) years at a rate of interest not to exceed 5.25%. Interest on the Loan shall be paid quarterly 2 until maturity, and principal shall be paid in full on or before the maturity date. The proceeds of the 3 Bond shall be transferred to the Agency under the Indenture and shall be applied by the Agency to 4 fund the Improvements. The security for the Loan shall be the surplus tax increment revenues of the 5 Agency. 6 Section 3. Approval of the Terms of the Note, Note B, the Agreement and Agreement B. 7 The Agency hereby approves the Note, Note B, the Agreement and Agreement B in the forms 8 presently on file with the Secretary of the Agency with such changes thereto as may be approved by 9 the Chairman or the Executive Director of the Agency when such terms and conditions have been 10 ascertained. The Agency hereby further authorizes and directs that the forms of the Note, Note B, 11 the Agreement and Agreement B presently on file with the Secretary be converted into the final 12 forms thereof together with such changes or modifications as deemed necessary or desirable by the 13 Chairman or Executive Director of the Agency, upon the recommendation of Agency Counsel. The 14 Chairman, Executive Director or such other authorized officer of the Agency are hereby authorized 15 and directed to execute and deliver, and the Secretary is hereby authorized and directed to attest to, 16 the final forms of the Note, Note B, the Agreement and Agreement B when the same has been 17 prepared for and in the name of the Agency, and such execution and delivery shall be deemed to be 18 conclusive evidence of the approval thereof. The Agency hereby authorizes the delivery and 19 performance of the obligations under the Note and Agreement to accomplish these financings as 20 contemplated herein. 21 Section 4. Official Action. The Chairman, Executive Director, Secretary, Agency Counsel 22 and any and all other officers of the Agency are hereby authorized and directed, for and in the name 23 and on behalf of the Agency, to do any and all things and take any and all actions, including 24 execution and delivery of any and all assignments, certificates, requisitions, agreements, notices, 25 consents, instruments of conveyance, warrants and other documents, which they, or any of them, 26 may deem necessary or advisable in order to consummate the financings as described herein. 27 Whenever in this Resolution any officer of the Agency is authorized to execute or countersign any 28 document or take any action, such execution, countersigning or action may be taken on behalf of [` 3 P:\Agendas\Comm Dev Commission\2011 CDC IternOpecial Joint Workshop\03.03-11 EB-5 Loan Agreement$200M CDC Reso C.doc 1 such officer by any person designated by such officer to act on his or her behalf in the case such 2 officer shall be absent or unavailable. The Agency hereby appoints its Chairman and Executive 3 Director as agents of the Agency for purposes of executing any and all documents and instruments 4 which any officer of the Agency is authorized to execute hereunder. 5 Section 5. Effective Date. This Resolution shall become effective immediately upon 6 adoption. 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 4 P:\Agendas\Comm Dev Commission\2011 CDC ItentASpecial Joint Workshop\03-03-I1 EB-5 Loan Agreement$200M CDC Reso C.doc 1 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO AUTHORIZING (1) THAT 2 CERTAIN LOAN AGREEMENT IN CONNECTION WITH THE 3 ISSUANCE OF THE REDEVELOPMENT AGENCY OF THE SAN BERNARDINO PROMISSORY NOTE SERIES 2011 (CITY 4 REDEVELOPMENT ACTIVITIES AND PUBLIC WORKS PROJECTS), AND (2) THAT LOAN AGREEMENT IN CONNECTION WITH THE 5 ISSUANCE OF THE SAN BERNARDINO PROMISSORY NOTE SERIES 6 2011 AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 7 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 8 Development Commission of the City of San Bernardino at a meeting 9 thereof,held on the day of , 2011, by the following vote to wit: 10 Commission Members: Ayes Nays Abstain Absent 11 MARQUEZ 12 VACANT 13 BRINKER 14 SHORETT 15 KELLEY 16 JOHNSON 17 MC CAMMACK 18 19 Secretary 20 21 The foregoing Resolution is hereby approved this day of , 2011. 22 23 Patrick J. Morris, Chairperson Community Development Commission 24 of the City of San Bernardino 25 Approved as to Form: 26 27 By: Agency 1 28 6 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-S Loan Agreement S200M CDC Reso C.doc INDENTURE AND LOAN AGREEMENT by and between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO and CMB INFRASTRUCTURE INVESTMENT GROUP VII,LP Relating to the $525,000,000 PROMISSORY NOTE (CMB INFRASTRUCTURE INVESTMENT GROUP VII,LP REDEVELOPMENT ACTIVITIES AND PUBLIC WORKS PROJECTS) Dated as of March , 2011 INDENTURE AND LOAN AGREEMENT This Indenture and Loan Agreement dated as of March_, 2011 (this "Agreement"), is by and between the Redevelopment Agency of the City of San Bernardino,a public body,corporate and politic (the "Agency"), and CMB Infrastructure Investment Group VII, LP, a California limited partnership(the"Lender"): WITNESSETH WHEREAS,the Agency seeks to finance certain multiple redevelopment activities and public works projects within the jurisdiction of the City of San Bernardino (the City") over an extended period of time(collectively,the"Projects"); and WHEREAS, the Agency has determined that the best mode of financing the Projects is through a loan from the Lender(the"Loan") in the principal amount not to exceed Five Hundred Twenty Five Million Dollars ($525,000,000.00) under and secured by this Indenture and a promissory note (the"Note")in the form attached as Exhibit"A"; and WHEREAS,the Lender,a California limited partnership,organized in accordance with the requirements for regional centers as set forth under the United States Immigration Act of 1990, as amended,has offered to fund the Loan pursuant to the terms of this Agreement; and WHEREAS,AS, the repayment of the Loan will be made from the excess Tax Increment Revenues of the Agency, which shall be placed in a special and separate account to assure that adequate funds are available for the undertaking of all projects as financed by Lender(the"Special Account"); and WHEREAS, the obligation incurred under the Agreement will be set forth on the annual Statement of Indebtedness of the Agency; and WHEREAS,the Agency has determined that all things necessary to cause the Note, when duly executed by the Agency as provided herein,to be a legal and valid obligation of the Agency,as applicable, enforceable in accordance with its terms, and to constitute this Indenture as a valid agreement for the purposes and uses herein set forth in accordance with its terms,have been done and taken and the execution and delivery hereof and the execution,authentication and delivery of the Note, subject to the terms hereof,have in all respects been duly authorized. NOW,THEREFORE,THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of, and the interest on, the Note under this Indenture and to secure the performance and observance of all of the covenants and conditions therein and herein set forth,and to declare the terms and conditions upon and subject to which the Note is to be issued and received, and in consideration of the premises and of the mutual covenants herein contained, and for other valuable consideration, the receipt whereof is hereby acknowledged, the Agency does hereby covenant and agree with Lender, as follows: 1 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5 S200M Loan Agreement(EDA).doc ARTICLE I DEFINITIONS "Loan" means EB-5 foreign investor loan in the amount of Five Hundred Twenty Five Million Dollars($525,000,000.00)through CMB Infrastructure Investment Group VII, LP,for the Redevelopment Activities and Public Works Projects as authorized to be issued hereunder. "Lender" means CMB Infrastructure Investment Group VII, LP, a California limited partnership,organized in accordance with the requirements for regional centers as set forth under the Immigration Act of 1990,as amended,and for the purpose of promoting economic growth through, among other things, increased export sales, improved regional productivity, job creation and increased domestic capital investment, and to generate jobs through the immigrant investor visa program of the United States Citizenship and Immigration Service ("USCIS"). "Tax Increment Revenues" means those property tax increment revenues available to the Agency or any successor in interest to the Agency attributable to the several redevelopment project areas of the Agency after payments have been remitted or provided for regarding all pass-through obligations to taxing agencies, deposits to the Low and Moderate Income Housing Fund of the Agency, and after payments of all debt service obligations previously incurred by the Agency for any form of indebtedness, including, but not limited to, publicly issued tax allocation bonds and refunding bonds, loans from private parties or commercial lending institutions and other forms of assistance provided to property owners (collectively, the "Prior Obligations"). The pledge to the Lender of the Tax Increment Revenues pursuant to this Agreement shall at all times be subordinate to the Prior Obligations and any other subsequently issued or incurred obligations of the Agency payable in whole or in party from the property tax increment revenues and/or the Tax Increment Revenues. ARTICLE II THE LOAN Section 2.1 Terms of the Loan. The Lender shall loan to the Agency a principal amount equal to Five Hundred Twenty Five Million Dollars($525,000,000.00) (the"Loan"). The Loan shall bear interest at the rate of 5.25%per annum per each Tranche,as defined hereinafter,accruing from and after each date of funding of a portion of the total principal amount of the Loan to the Agency. Interest shall be calculated on the number of actual days that the principal amount of the Loan is outstanding in each year on the basis of 365/366 days in a calendar year. The Loan shall be represented by the"$525,000,000 Redevelopment Agency of the City of San Bernardino Promissory Note (CMB Infrastructure Investment Group VII, LP) Series 2011" substantially in the form attached hereto as Exhibit"A" (the "Note") executed by the Agency in favor of the Lender. The Lender shall charge the Agency no origination points or loan fees, nor require the payment of any prepaid interest, in connection with making the Loan. ,J 2 P:4lgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$200M Loan Agreement(EDA).doc Section 2.2 Form of Note. The Note shall be substantially in the form attached hereto as Exhibit "A", which is incorporated herein and made a part hereof, with necessary or appropriate variations, omissions and insertions as permitted or required hereby. Section 2.3 Application of Loan Proceeds. (a) Use of Funds. The Agency shall use and apply the proceeds of the Loan for the implementation and construction of the Projects and any other related legal purposes in connection with the Projects and of the Agency with respect to the Projects pursuant to the California Health and Safety Code. (b) Funding of the Loan. (1) Acknowledgement. The Agency hereby acknowledges that (i) the Lender,as an approved and federally-designated"regional center",is authorized and intends to raise capital from foreign investors who seek to obtain permanent residency in the United States in accordance with the EB-5 investor visa program of the Immigration and Nationality Act(the"EB-5 Program"), and (ii) it is anticipated that each foreign investor will make an investment with the Lender of Five Hundred Thousand Dollars ($500,000.00). In that regard, the Agency further acknowledges that the principal amount of the Loan to be dispersed by the Lender to the Agency is dependant on the amount of capital raised by the Lender from foreign investors,and accordingly,the Agency agrees that the Lender does not guarantee that the entire principal amount of the Loan, or any portion thereof, shall be disbursed to the Agency. Additionally, the Agency further acknowledges that to maintain compliance with the rules and regulations promulgated under the EB- 5 Program,the Lender is required to lend and/or invest its funds with third parties located within the geographic area that constitutes the Bondholder's "regional center", and accordingly,the Agency further agrees that those funds raised by the Lender pursuant to this Indenture will be allocated to such third parties for the undertaking of the Projects,which allocation shall be made in the sole and absolute discretion of the Lender. (2) Funding• (a) Subject to Section (1) above, and the other terms and conditions of this Agreement, the Loan shall be disbursed to the Agency in no more than Forty (40) Tranches, each in the minimum principal amount of Five Million Dollars ($5,000,000.00) and a maximum principal amount of Twenty Million Dollars ($20,000,000.00)(each,a"Tranche"),and each Tranche will be disbursed to the Agency at such time as determined by the Lender,in its sole and absolute discretion,provided that the Lender anticipates that each Tranche will be disbursed when the funds invested by a minimum number of investors in the Lender become available to the Lender for disbursement to the Agency. If, and when, the Lender determines it is able to disburse a Tranche to the Agency, the Lender shall provide the Agency with notice thereof, and the Agency agrees that it will accept and borrow such funds. Each Tranche,or portion thereof, shall be disbursed by wire transfer to an account of the Agency pursuant to written instructions to be provided by the Agency. The Lender shall not be required to disburse any Tranche to the Agency if an Event of Default by the Agency hereunder has occurred and is 3 NAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5 S200M Loan Agreement(EDA).doc continuing. Each Tranche shall commence a separate six (6)-year term from the initial funding date of that particular Tranche. The dates on which the first Five Hundred Thousand Dollars($500,000.00)of foreign investor funds of each Tranche is disbursed to the Agency under this Agreement shall be referred to separately and numbered in the following manner: "Initial Funding Date No. 1"and consecutively numbered thereafter in a similar manner for each subsequent Tranche. Collectively,these funding dates shall be referred to herein as the "Initial Funding Dates." (b) Upon execution of this Agreement,no further action shall be necessary to authorize the funding and disbursement of each consecutive Tranche or portion thereof. (3) Payment Covenant of Agency. (a) The Loan is not secured by the pledge of,the assignment of,or the granting of any security interest in, the assets, funds, revenues or properties of the Agency, except from the Tax Increment Revenues generally as provided otherwise herein. (b) The Agency hereby agrees and covenants to appropriate funds with respect to each fiscal year throughout the term of this Agreement in an amount sufficient to make required interest payments during the applicable fiscal year. In addition,the Agency agrees and covenants to appropriate funds with respect to the fiscal years in which the maturity dates occur for each Tranche in an amount sufficient to pay the outstanding principal of each Tranche on its maturity date. (c) The Loan shall be repaid through excess Tax Increment Revenues of the Agency, which shall be placed in that certain Special Account to assure that adequate funds are available for the undertaking of all projects as financed by the Lender. (d) The full obligation incurred under this Agreement shall be set forth on the annual Statement of Indebtedness of the Agency, regardless of the existence of a Tranche. (e) The obligations of the Agency under this Agreement and under the Note are not guaranteed by, nor payable either directly or indirectly by, nor are they the obligations of,the City of San Bernardino,California or its employees,officers or agents,but are the obligations solely of the Agency payable from the Tax Increment Revenues and other assets and funds as legally available therefore at the option of the Agency. Section 2.4 Repayment of the Loan, Prepayment Provisions. (a) Principal. Payment of principal, as set out in Tranches, shall be due and payable seventy-two(72)months following the Initial Funding Date of each Tranche(the"Maturity Dates"),and shall be paid in immediately available funds of the Agency to the Lender. The Agency may,without penalty,prepay solely as to the entire outstanding principal balance of each Tranche 4 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$200M Loan Agreemem(EDA).doc any time on or after forty-two(42)months following its Initial Funding Date(collectively,the"First Repayment Dates"), or prior to such date upon the consent of the Lender. (b) Interest. Interest on each active Tranche shall be paid quarterly throughout the term of the Loan on each January 1,April 1,July 1 and October 1 (each such date is defined herein as an "Interest Payment Date"), with the final interest payment being due and payable on the Maturity Date of the Tranche, still outstanding, with the most recent Initial Funding Date. All interest shall be payable in arrears based upon the principal balance outstanding as of each Interest Payment Date for the immediately preceding interest accrual period for the actual number of days that principal was then outstanding on the Loan. The Lender shall submit invoices to the Agency on a quarterly basis prior to each Interest Payment Date. All interest shall be calculated on the basis of the actual number of days during each quarterly interest payment that any principal amount of the Loan was then outstanding. (c) Late Charges. A late charge of three percent(3%)(the"Late Charge")of the amount due shall be paid with respect to each payment of interest not made within thirty (30) calendar days from and after an Interest Payment Date ("Delinquent Interest"). A late charge of three percent(3%)of the amount due shall be paid with respect to the late payment of principal on the Maturity Dates, if such payment of principal is not made by said Maturity Dates("Delinquent Principal"). Each amount of Delinquent Interest and Delinquent Principal plus the applicable late charges (together, a "Delinquent Payment") shall bear interest at 5.25% per annum until such Delinquent Payment is made in full to the Lender. (d) Acceleration of Certain Interest Payments. In the event the Agency fails to make two (2) consecutive interest payments to the Lender, or two (2) interest payments in any twelve(12)-month period,the Lender may accelerate payment of the amount of interest coming due on the next two(2)succeeding Interest Payment Dates after notice from the Lender to the Agency, so that all such interest for the next two (2) Interest Payment Dates, together with all Delinquent Payments, Late Charges and interest due thereon, shall be due and payable on(i)the tenth (IOth) calendar day of the month following the month in which the second (2D) consecutive interest payment was not made or(ii)the second(2nd)interest payment in a twelve(12)-month period was not made, as applicable. Such amounts of interest that are subject to acceleration shall only be payable upon invoice from the Lender delivered to the Agency. Thereafter, the Agency shall continue to remit quarterly interest payments in accordance with this Agreement and the Note. ARTICLE III SECURITY FOR THE BOND Section 3.1 The Loan is secured solely by the Note,in the form attached as Exhibit"A". The Agency does not specifically pledge or commit any other source of funds or assets for the repayment for the Loan other than the Tax Increment Revenues as provided herein. The Loan shall be repaid through excess Tax Increment Revenues of the Agency,which shall be placed in a Special Account to assure that adequate funds are available for the undertaking of all projects as financed by the Lender. The Note shall be subordinate to any and all existing bond, notes, liens or other obligations of the Agency. 5 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$200M Loan Agreement(EDA).doc ARTICLE IV REPRESENTATIONS AND COVENANTS OF THE AGENCY Section 4.1 The Agency has been duly organized under the laws of the State of California and has the power to enter into this Agreement and to incur the obligations under the Note. Section 4.2 Execution of this Agreement and the Note has been duly authorized by the governing body of the Agency. Section 4.3 No governmental or regulatory approvals that have not been previously obtained by the Agency are required for the due approval,execution and delivery by the Agency of this Agreement and the Note. Section 4.4 This Agreement and the Note will be duly executed and delivered by the Agency and this Agreement and the Note constitute valid and binding obligations of the Agency, payable as set forth herein and in the Note. Section 4.5 The representations of the Agency contained in this Agreement shall be true and correct in all material respects on and as of each Initial Funding Dates as referred to in Section 2.2 above,with the same force and effect as though such representations and warranties had been made on and as of such date. Section 4.6 On and as of each of the Initial Funding Dates,the Agency is not in default under any other indebtedness of the Agency, and the execution, delivery or performance of the Agency of this Agreement and the Note shall not,to the best of the Agency's knowledge,contravene any provision of law,statute,rule or regulation of any governmental instrumentality and shall not,to the best of the Agency's knowledge,conflict or be inconsistent with or result in any breach of any terms,covenants or provisions of,or constitute a default under,or result in the creation or imposition of a lien pursuant to the terms of, any loan agreement, credit agreement or any other agreement, contract or instrument to which the Agency is a party or by which it is bound or to which it may be subject. Section 4.7 The Agency recognizes that the investors comprising the Lender are required to demonstrate the creation of jobs through the expenditure of the funds as invested by such investors with the Lender pursuant to the rules and regulations of the USCIS. The Agency agrees to undertake the Projects in an expeditious manner to accomplish such expenditures of the Loan proceeds for the intended purposes under this Agreement. Section 4.8 The Agency intends to and agrees to undertake the Projects specified as the Redevelopment Activities and Public Works Projects as described in Exhibit`B." Nevertheless,the Agency reserves the right to substitute additional projects for the initially specified Projects upon written approval of the Lender at its sole discretion; such approval shall not be unreasonably withheld. MAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$200M Loan Agreement(EDA).doc ARTICLE V EVENTS OF DEFAULT Section 5.1 By Lender. The following shall constitute a default by the Lender: failure to fund the Loan as provided in Section 2.3(b)of this Agreement within thirty(3 0)calendar days after written request by the Agency for an Initial Funding Date or any subsequent funding dates to occur. The Lender shall ensure that the first Tranche shall be disbursed to the Agency by June 30, 2012, and that the full amount of the Loan shall be disbursed by the Lender to the Agency as soon as practicable thereafter. Section 5.2 ByAgency. The following shall constitute a default by the Agency: (a) failure to pay the principal of,interest on,and any payments with respect to, the Note, on or before the tenth (10th) calendar day following an Interest Payment Date or the fifteenth(15th)calendar day following a Maturity Date, as applicable,as each payment of interest and principal is required to be made; or (b) failure to perform, or a delay in performing, any term or provision of this Agreement and such failure or delay is not corrected within thirty(3 0)calendar days after receipt of notice thereof from the Lender. ARTICLE VI REMEDIES Section 6.1 Upon a default by the Lender, (i) the Agency shall be released from any further obligations under this Agreement or the Note except for the repayment of the principal of, and interest on,any dollar amounts previously advanced, if any,by the Lender to the Agency,and (ii)the Agency may seek appropriate legal, injunctive or equitable relief. Section 6.2 Upon a default by the Agency pursuant to Section 5.2 above,the Lender may institute any proceeding at law or in equity to enforce the obligations of the Agency under the Note and/or any covenants and obligations of the Agency contained in this Agreement. Section 6.3 In any action brought under this Agreement, the prevailing party shall be entitled to reimbursement from the other party of its costs and expenses (including reasonable attorney's fees) in bringing such action. Additionally, the Lender shall be entitled to any costs, including reasonable attorney's fees,incurred in collecting amounts due and payable to the Lender under the Note. 7 P:\Agendas\Comm Dev Commission\2011 CDC Item0pecial Joint Workshop\03-03-11 EB-5$200M Loan Agreement(EDA).doc ARTICLE VII NO ASSIGNMENT Section 7.1 The Lender shall not be entitled to,and shall not,assign the Note,nor its right to receive payments under the Note to any other party without the prior written consent of the Agency,which consent shall not be unreasonably withheld. ARTICLE VIII TERM Section 8.1 This Agreement shall terminate upon the payment in full by the Agency of all amounts due under the Note. ARTICLE IX NOTICES Section 9.1 Notices shall be presented in person or by certified or registered United States mail, return receipt requested, postage prepaid, or by overnight delivery made by a nationally recognized delivery service to the addresses noted below. Notice presented by United States mail shall be deemed effective the second business day after deposit with the United States Postal Service. This Section shall not prevent giving notice by personal service,telephonically verified fax transmission,or telephonically verified e-mail transmission which shall be deemed effective upon actual receipt of such personal service or telephonic verification. Either party may change their address for receipt of written notice by so notifying the other party in writing. TO AGENCY: Redevelopment Agency of the City of San Bernardino Attention: Interim Executive Director 201 North "E" Street, Suite 301, San Bernardino, California 92401 Phone: (909) 663-1044 Fax: (909) 888-9413 TO LENDER: CMB Infrastructure Investment Group VII, LP Attention: Patrick Hogan 4507 49th Avenue Moline, Illinois 61265 8 WAgendas\Comm Dev Commission\2011 CDC ltems\Special Joint Workshop\03-03-11 EB•S$200M Loan Ageement(EDA).doc i ARTICLE X MISCELLANEOUS Section 10.1 Governing Law;Jurisdiction. This Agreement shall be governed by the laws of the State of California,and in the event any party seeks judicial relief or to enforce or to interpret any provision of this Agreement and the Note, such actions shall be filed in the Superior Court of San Bernardino County, California,Main Branch, in the City of San Bernardino, California. Section 10.2 Entire Agreement. This Indenture constitutes the entire agreement among the parties and may not be amended without the prior written consent of the parties hereto. This Indenture supersedes all prior negotiation,discussions and previous agreements between the parties concerning the subject matter herein. The parties intend this Indenture to be the final expression of their agreement with respect to the terms herein and a complete and exclusive statement of such terms. No modification,amendment or waiver of any term herein shall be binding unless executed in writing by the parties hereto. Section 10.3 Amendment. This Indenture maybe amended as deemed necessary by written instruments duly approved and executed by the parties hereto. Any such amendments or modifications shall be valid,binding and legally enforceable only if in written form and executed by the parties hereto after the same have been duly approved and authorized for execution. Section 10.4 Severability. Each and every section of this Indenture shall be construed as a separate and independent covenant and agreement. If any term or provision of this Indenture or the application thereof shall be declared invalid or unenforceable,the remainder of this Indenture,or the application of such term or provision to circumstances other than those to which it is invalid or unenforceable,shall not be affected thereby,and each term and provision of this Indenture shall be valid and enforceable to the extent permitted by law. [SIGNATURE PAGE FOLLOWS] 9 P:\Agendas\Comm Dev Commission\2011 CDC IternASpecial Joint Workshop\03-03-11 EB-5 S200M Loan Agreement(EDA).doc IN WITNESS WHEREOF,the Redevelopment Agency of the City of San Bernardino has caused this Indenture to be signed in the name of the Redevelopment Agency of the City of San Bernardino by its Interim Executive Director and CMB Infrastructure Investment Group VII,LP,has caused this Indenture to be signed in its name by its officer thereunto duly authorized,all as of the date and year first above written. AGENCY Redevelopment Agency of the City of San Bernardino, a public body, corporate and politic By: Emil A. Marzullo, Interim Executive Director ATTEST: By: LENDER CMB Infrastructure Investment Group VII, LP a California limited partnership By: General Partner 10 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5 S200M Loan Agreement(EDA).doc i EXHIBIT"A" INLAND VALLEY DEVELOPMENT AGENCY/ REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO PROMISSORY NOTE SERIES 2011 (CITY REDEVELOPMENT ACTIVITIES AND PUBLIC WORKS PROJECTS) RATE OF MATURITY ISSUE INTEREST: DATE DATE: 5.25% per annum as The Final Maturity Date as Date of First Initial Funding applicable to each Tranche Defined Herein Date as Defined in the Financing Indenture REGISTERED OWNER: CMB Infrastructure Investment Group VII,LP PRINCIPAL AMOUNT: $525,000,000 FOR VALUE RECEIVED,THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a public body, corporate and politic (the "Agency"), hereby promise to pay to CMB Infrastructure Investment Group VII,LP,a Limited Partnership,organized under the laws of the State of California (the "Lender"), from the excess Tax Increment Revenues of the Agency, which shall be placed in a special and separate account to assure that adequate funds are available for the undertaking of all projects as financed by the Lender,the principal sum of Five Hundred Twenty Five Million Dollars($525,000,000)plus interest at a rate of 5.25%per annum,in accordance with the terms and provisions of that certain Indenture and Loan Agreement dated as of March_,2011, by and between the Agency and CMB Infrastructure Investment Group VII, LP(the"Indenture"). This Note shall be paid in full on the Maturity Date of the Tranche,still outstanding,with the most recent Initial Funding Date,which shall be no later than six(6)years from said Initial Funding Date (the "Final Maturity Date"). The Agency agrees to pay the aforesaid principal plus interest in accordance with the terms hereinafter set forth: 1. This Note shall be payable, as follows: (a) On each Maturity Date, the undersigned shall pay in lawful money of the United States of America the principal and any remaining interest of the applicable Tranche to the Lender at 4507 49''Avenue,Moline,Illinois 61265,or to such other address or to such account and in such manner as the Lender shall direct. The Agency may,without penalty,prepay solely as to the entire outstanding principal balance on any Tranche funding at any time on or after forty-two(42) months from said Tranche's Initial Funding Date,and on any other date thereafter,or prior to such date upon the consent of the Lender. 4840-8157-9784.1 1 (b) Interest shall be paid quarterly on each January 1,April 1,July 1 and October 1 (each such date is defined herein as an "Interest Payment Date"), commencing on the Interest Payment Date following the first Initial Funding Date with the final interest payment due and payable on the Final Maturity Date. Interest shall be payable in arrears based upon the principal balance of each Tranche this Note is outstanding as of each interest payment date. 2. If a payment is not timely made and remains overdue for a period of thirty (30) calendar days after the same becomes due and payable (a "Delinquent Payment"), the Agency, without notice or demand by the Lender,shall pay a late charge in an amount equal to three percent (3%) of the Delinquent Payment owing (the "Late Charge"). Each Delinquent Payment plus the applicable Late Charge shall bear interest at 5.25%per annum until such amount is paid in full to the Lender. 3. In the event the Agency fails to make two (2)consecutive interest payments to the Lender, or two (2) interest payments in any twelve(12)-month period,the Lender may accelerate payment of the amount of interest coming due on the next two (2) succeeding Interest Payment Dates after notice from the Lender to the Agency, so that all such interest for the next two (2) Interest Payment Dates, together with all Delinquent Payments, Late Charges and interest due thereon, shall be due and payable on the (i) tenth (I O b) calendar day of the month following the month in which the second(2"d)consecutive interest payment was not made,or(ii)the second(2"d) interest payment in a twelve(12)-month period was not made,as applicable. 4. This Note is solely the debt of the Agency. This Note is not a debt of any of the City of San Bernardino,State of California,or any other of the State's political subdivisions and neither the City of San Bernardino,the State,nor any other of said State's political subdivisions are liable hereon. This Note does not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. Neither the employees, officers and agents of the Agency, nor any persons executing this Note are liable personally on this Note by reason of its issuance. 5. This Note is payable solely from the excess Tax Increment Revenues of the Agency, which shall be placed in a special and separate account to assure that adequate funds are available for the undertaking of all projects as financed by the Lender. 6. This Note shall not be assigned by the Lender without permission of the Agency, which permission shall not be unreasonably withheld. 7. The execution,delivery and performance of this Note have been duly authorized by all necessary actions of the Agency, do not require the consent or approval of any other person, regulatory,Agency or other governmental body,and do not conflict with,result in a violation of,or constitute a default of (a) any provision of any agreement or other instrument binding upon the Agency, or(b) any law, governmental regulation, court decree or order applicable to the Agency; provided, however, that all requisite activities of the governing boards of the Agency have been taken to provide for the payment of the Note and interest thereon. 8. This Note,when delivered,shall constitute a legal,valid and binding obligation of the Agency,enforceable in accordance with its terms. 4840-8157-9784.1 2 9. It is hereby recited,certified and declared that any and all acts,conditions and things required to exist,to happen and to be performed precedent to and in the issuance of this Note exist, have happened and have been performed in due time,form and manner as required by the California Constitution and the laws of the State of California. 10. This Note shall be subordinate to any and all existing bond, notes, liens or other obligations. 11. This Note and the Indenture constitute the entire understanding and agreement of the parties as to the matters set forth herein and therein. No alteration of,or amendment to,this Note shall be effective unless given in writing and signed by the Lender and the Agency. 12. Payment of the principal amount of this Note may not be accelerated by the Lender, unless otherwise provided in the Indenture. 13. This Note has been delivered to the Lender and accepted by the Lender in the State of California. In the event of a lawsuit,the Lender and the Agency agree to submit to the jurisdiction of the courts of San Bernardino County,California. This Note shall be governed by the laws of the State of California as to the interpretation of any matter contained herein. 14. If a court of competent jurisdiction finds any provision of this Note invalid or unenforceable as to any person or circumstance,such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances. If feasible,any such offending provision shall be deemed to be modified to be within the limits of enforceability or validity; provided, however,in the event the offending provision cannot be so modified,it shall be stricken and all other provisions of this Note in all respects shall remain valid and enforceable. REMAINDER INTENTIONALLY LEFT BLANK 4840-8157-9784.1 3 IN WITNESS WHEREOF,the Agency has caused this Note to be executed as of this day of ,2011. Redevelopment Agency of the City of San Bernardino By: Interim Executive Director Attest: By: 4840-8157-9784.1 4 INDENTURE AND LOAN AGREEMENT by and between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO and CMB INFRASTRUCTURE INVESTMENT GROUP VII,LP Relating to the $10,000,000 PROMISSORY NOTE (CMB INFRASTRUCTURE INVESTMENT GROUP VII,LP) INDENTURE AND LOAN AGREEMENT This Indenture and Loan Agreement dated as of _, 2011 (this "Agreement"),is by and between the Redevelopment Agency of the City of San Bernardino,a public body, corporate and politic(the"Agency"), and CMB Infrastructure Investment Group VII, LP, a California limited partnership(the"Lender"): WITNESSETH WHEREAS,the Agency seeks to finance certain various infrastructure projects,including, but not limited to,those identified in the Programs,Projects and Activities attached as Exhibit"A"to the Project Funding Agreement within the jurisdiction of the City of San Bernardino(the City")(the "Projects"); and WHEREAS, the Agency has determined that the best mode of financing the Projects is through a loan from Lender(the"Loan")in the principal amount not to exceed Ten Million Dollars ($10,000,000.00) under and secured by this Agreement and a promissory note(the"Note") in the form attached hereto as Exhibit"A"; and WHEREAS,the Lender,a California limited partnership,organized in accordance with the requirements for regional centers as set forth under the United States Immigration Act of 1990,as amended,has offered to fund the Loan pursuant to the terms of this Agreement; and WHEREAS, the repayment of the Loan will be made from the excess Tax Increment Revenues of the Agency; and WHEREAS,the Agency has determined that all things necessary to cause the Note, when duly executed by the Agency as provided herein,to be a legal and valid obligation of the Agency,as applicable, enforceable in accordance with its terms, and to constitute this Agreement as a valid agreement for the purposes and uses herein set forth in accordance with its terms,have been done and taken and the execution and delivery hereof and the execution,authentication and delivery of the Note, subject to the terms hereof,have in all respects been duly authorized. NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of, and the interest on, the Note under this Agreement and to secure the performance and observance of all of the covenants and conditions therein and herein set forth,and to declare the terms and conditions upon and subject to which the Note is to be issued and received, and in consideration of the premises and of the mutual covenants herein contained, and for other valuable consideration, the receipt whereof is hereby acknowledged, the Agency does hereby covenant and agree with Lender, as follows: 1 P:\Agendas\CommDev Commission\201 I CDC ltems\Special Joim Workshop\03-03-11 EB-5$I OM Loan Agreement-Final.doc ARTICLE I DEFINITIONS "Loan" means EB-5 foreign investor loan in the amount of Ten Million Dollars ($10,000,000)through CMB Infrastructure Investment Group VII,LP for the Projects as authorized to be issued hereunder. "Lender" means CMB Infrastructure Investment Group VII, LP, a California limited partnership,organized in accordance with the requirements for regional centers as set forth under the Immigration Act of 1990,as amended,and for the purpose of promoting economic growth through, among other things, increased export sales, improved regional productivity, job creation and increased domestic capital investment, and to generate jobs through the immigrant investor visa program of the United States Citizenship and Immigration Service("USCIS"). "Tax Increment Revenues"means those property tax increment revenues available to the Agency or any successor in interest to the Agency attributable to the several redevelopment project areas of the Agency after payments have been remitted or provided for regarding all pass-through obligations to taxing agencies, deposits to the Low and Moderate Income Housing Fund of the Agency, and after payments of all debt service obligations previously incurred by the Agency for any form of indebtedness, including, but not limited to, publicly issued tax allocation bonds and refunding bonds, loans from private parties or commercial lending institutions and other forms of assistance provided to property owners (collectively, the "Prior Obligations"). The pledge to the Lender of the Tax Increment Revenues pursuant to this Agreement shall at all times be subordinate to the Prior Obligations and any other subsequently issued or incurred obligations of the Agency payable in whole or in party from the property tax increitent revenues and/or the Tax Increment Revenues. ARTICLE II THE LOAN Section 2.1 Terms of the Loan. The Lender shall loan to the Agency a principal amount equal to Ten Million Dollars($10,000,000.00)(the"Loan"). The Loan shall bear interest at the rate of 5.25%per annum,accruing from and after each date of funding of a portion of the total principal amount the Loan to the Agency. Interest shall be calculated on the number of actual days that the principal amount of the Loan is outstanding in each year on the basis of 365/366 days in a calendar year. The Loan shall be represented by the"$10,000,000 Redevelopment Agency ofthe City of San Bernardino Promissory Note Series 2011(CMB Infrastructure Investment Group VII, LP)" substantially in the form attached hereto as Exhibit "A" (the "Note") executed by the Agency in favor of the Lender. The L-,nder shall charge the Agency no origination points or loan fees, nor require the payment of any prepaid interest,in connection with making the Loan. Section 2.2 Form of Note. The Note shall be substantially in the form attached hereto as Exhibit"A", which is incorporated herein and made a part hereof, with necessary or appropriate variations,omissions and insertions as permitted or required hereby. 2 P:\Agendas\ConunDevCommission\2011 CDC Jtems\Special Joint Workshop\03-03-11 EB-5 S I OM Loan Agreement-Final.doc it i Section 2.3 Application of Loan. (a) Use of Funds. The Agency shall use and apply the proceeds of the Loan for the construction of the Project and any other related legal purposes in connection with the Project and of the Agency with respect to the Project pursuant to the California Health and Safety Code. (b) Funding of the Loan. (1) Acknowled eg_ment. The Agency hereby acknowledges that (i) the Lender,as an approved and federally-designated"regional center",is authorized and intends to raise capital from foreign investors who seek to obtain permanent residency in the United States in accordance with the EB-5 investor visa program of the Immigration and Nationality Act(the"EB-5 Program"), and (ii) it is anticipated that each foreign investor will make an investment with the Lender of Five Hundred Thousand Dollars ($500,000.00). In that regard, the Agency further acknowledges that the principal amount of the Loan to be dispersed by the Lender to the Agency is dependant on the amount of capital raised by the Lender from foreign investors,and accordingly,the Agency agrees that the Lender does not guarantee that the entire principal amount of the Loan, or any portion thereof, shall be disbursed to the Agency. Additionally, the Agency further acknowledges that to maintain compliance with the rules and regulations promulgated under the EB- 5 Program,the Lender is required to lend and/or invest its funds with third parties located within the geographic area that constitutes the Bondholder's "regional center", and accordingly,the Agency further agrees that those funds raised by the Lender pursuant to this Agreement will be allocated to such third parties for the undertaking of the Project,which allocation shall be made in the sole and absolute discretion of the Lender. (2) Funding. Subject to Section (1) above, and the other terms and conditions of this Agreement, the Loan shall be disbursed to the Agency, in no more than twenty (20) tranches, each in the minimum principal amount of Five Hundred Thousand Dollars ($500,000.00)(each,a"Tranche"),and each Tranche will be disbursed to the Agency at such time as determined by the Lender, in its sole and absolute discretion,provided that the Lender anticipates that each Tranche will be disbursed when the funds invested by an investor in the Lender become available to the Lender for disbursement to the Agency. If,and when,the Lender determines it is able to disburse a Tranche to the Agency,the Lender shall provide the Agency with notice thereof, and the Agency agrees that it will accept and borrow such funds. Each Tranche shall be disbursed by wire transfer to an account of the Agency pursuant to written instructions to be provided by the Agency. The Lender shall not be required to disburse any Tranche to the Agency if an Event of Default by the Agency hereunder has occurred and is continuing. Each Tranche shall commence a separate six (6)-year term from the initial funding date of that particular Tranche. The dates on which the first Five Hundred Thousand Dollars ($500,000.00) of foreign investor funds of each Tranche is disbursed to the Agency under this Agreement shall be referred to separately and numbered in the following manner: "Initial Funding Date No. 1" and consecutively numbered thereafter in a similar manner for each subsequent Tranche. Collectively,these funding dates shall be referred to herein as the"Initial Funding Dates." 3 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$10M Loan Agreement•Fiml.doc (3) Payment Covenant of the Agency. (a) The Loan is not secured by the pledge of,the assignment of,or the granting of any security interest in, the assets, funds, revenues or properties of the Agency, unless provided otherwise herein. (b) The Agency hereby agrees and covenants to appropriate funds with respect to each fiscal year throughout the term of this Agreement in an amount sufficient to make required interest payments during the applicable fiscal year. In addition,the Agency agrees and covenants to appropriate funds with respect to the fiscal year in which the Maturity Date occurs in an amount sufficient to pay the outstanding principal of the Loan on the Maturity Date. (c) The Loan shall be repaid through the Agency's excess Tax Increment Revenues. (d) The obligations of the Agency under this Agreement and under the Note are neither guaranteed by, nor payable either directly or indirectly by, nor are they the obligations of,the City of San Bernardino,but are the obligations solely of the Agency. Section 2.4 Repayment of the Loan; Prepayment Provisions. (a) Principal. Payment of principal, as set out in Tranches, shall be due and payable seventy-two(72)months following the Initial Funding Date of each Tranche(the"Maturity Dates"),and shall be paid in immediately available funds of the Agency to the Lender. The Agency may,without penalty,prepay solely as to the entire outstanding principal balance of each Tranche any time on or after forty-two(42)months following its Initial Funding Date(collectively,the"First Repayment Dates"),or prior to such date upon the consent of the Lender. (b) Interest. Interest shall be paid quarterly throughout the term of the Loan on each January 1, April 1, July 1 and October 1 (each such date is defined herein as an "Interest Payment Date"), commencing on October 1, 2011, with the final interest payment being due and payable on the Maturity Date of the Tranche, still outstanding,with the most recent Initial Funding Date(the"Final Maturity Date"). All interest shall be payable in arrears based upon the principal balance outstanding as of each Interest Payment Date for the immediately preceding interest accrual period for the actual number of days that principal was then outstanding on the Loan. The Lender shall submit invoices to the Agency on a quarterly basis prior to each Interest Payment Date. All interest shall be calculated on the basis of the actual number of days during each quarterly interest payment that any principal amount of the Loan was then outstanding. (c) Late Charges. A late charge of three percent(3%)(the"Late Charge")of the amount due shall be paid with respect to each payment of interest not made within thirty (30) calendar days from and after an Interest Payment Date ("Delinquent Interest"). A late charge of three percent(3%)of the amount due shall be paid with respect to the late payment of principal on the Maturity Dates, if such payment of principal is not made by said Maturity Dates("Delinquent Principal"). Each amount of Delinquent Interest and Delinquent Principal plus the applicable late 4 P:\Agendas\CommDevCommission\2011 CDC ltems\Special Joint Workshop\03-03-11 EB-5 S10M Loan Agreement-Final.doc charges (together, a "Delinquent Payment") shall bear interest at 5.25% per annum until such Delinquent Payment is made in full to the Lender. (d) Acceleration of Certain Interest PaMents-. In the event the Agency fails to make two (2) consecutive interest payments to the Lender, or two (2) interest payments in any twelve-month period,the Lender may accelerate payment of the amount of interest coming due on the next two(2)succeeding Interest Payment Dates after notice from the Lender to the Agency, so that all such interest for the next two (2) Interest Payment Dates, together with all Delinquent Payments, Late Charges and interest due thereon, shall be due and payable on(i)the tenth(10th) calendar day of the month following the month in which the second (2"d) consecutive interest payment was not made or(ii)the second(2nd)interest payment in a twelve-month period was not made,as applicable. Such amounts of interest that are subject to acceleration shall only be payable upon invoice from the Lender delivered to the Agency. Thereafter, the Agency shall continue to remit quarterly interest payments in accordance with this Agreement and the Note. ARTICLE III SECURITY FOR THE LOAN Section 3.1 The Loan is secured solely by the Note,in the form attached as Exhibit"A". The Agency does not pledge or commit any other source of funds or assets for the repayment for the Loan. The Note shall be subordinate to any and all existing bonds,notes,liens or other obligations of the Agency. ARTICLE IV REPRESENTATIONS AND COVENANTS OF THE AGENCY Section 4.1 The Agency has been duly organized under the laws of the State of California and has the power to enter into this Agreement and to incur the obligations under the Note. Section 4.2 Execution of this Agreement and the Note has been duly authorized by the governing body of the Agency. Section 4.3 No governmental or regulatory approvals that have not been previously obtained by the Agency are required for the due approval,execution and delivery by the Agency of this Agreement and the Note. Section 4.4 This Agreement and the Note will be duly executed and delivered by the Agency and this Agreement and the Note constitute valid and binding obligations of the Agency, payable as set forth herein and in the Note. 5 P:\Agendas\Comm Dev Commission\2011 CDC ltems\Special Joint Workshop\03-03-11 EB-5 S10M Loan Agreement-Final.doc Section 4.5 The representations of the Agency contained in this Agreement shall be true and correct in all material respects on and as of the Initial Funding Date as referred to in Section 2.2 above,with the same force and effect as though such representations and warranties had been made on and as of such date. Section 4.6 On and as of the Initial Funding Date,the Agency is not in default under any other indebtedness of the Agency,and the execution,delivery or performance of the Agency of this Agreement and the Note shall not,to the best of the Agency's knowledge,contravene any provision of law, statute,rule or regulation of any governmental instrumentality and shall not,to the best of Agency's knowledge,conflict or be inconsistent with or result in any breach of any terms,covenants or provisions of, or constitute a default under, or result in the creation or imposition of a lien pursuant to the terms of,any loan agreement,credit agreement or any other agreement,contract or instrument to which the Agency is a party or by which it is bound or to which it may be subject. Section 4.7 The Agency recognizes that the investors comprising the Lender are required to demonstrate the creation of jobs through the expenditure of the funds as invested by such investors with the Lender pursuant to the rules and regulations of the USCIS. The Agency agrees to undertake the Project in an expeditious manner to accomplish such expenditures of the Loan proceeds for the intended purposes under this Agreement. ARTICLE V EVENTS OF DEFAULT Section 5.1 By Lender. The following shall constitute a default by the Lender:failure to fund the Loan as provided in Section 2.3(b)of this Agreement within thirty(30)calendar days after written request by the Agency for an Initial Funding Date or any subsequent funding date to occur. The Lender shall ensure that the first$500,000.00 shall be disbursed to the Agency by January 31, 2012, and that the full amount of the Loan shall be disbursed by the Lender to the Agency on or before December 31, 2012. Section 5.2 By Agency. The following shall constitute a default by the Agency: (a) failure to pay the principal of,interest on,and any payments with respect to, the Note, on or before the tenth (10"') calendar day following an Interest Payment Date or the fifteenth(15th)calendar day following a Maturity Date,as'applicable, as each payment of interest and principal is required to be made; or (b) failure to perform, or a delay in performing, any term or provision of this Agreement and such failure or delay is not corrected within thirty(30)calendar days after receipt of notice thereof from the Lender. 6 PAAgendas\Comm Dev Commission\2011 CDC Jtems\Special Joint Workshop\03-03-11 EB-5$10M Loan Agreement-Final.doc ARTICLE VI REMEDIES Section 6.1 Upon a default by the Lender, (i) the Agency shall be released from any further obligations under this Agreement or the Note except for the repayment of the principal of, and interest on,any dollar amounts previously advanced,if any,by the Lender to the Agency, and (ii)the Agency may seek appropriate legal,injunctive or equitable relief. Section 6.2 Upon a default by the Agency pursuant to Section 5.2 above,the Lender may institute any proceeding at law or in equity to enforce the obligations of the Agency under the Note and/or any covenants and obligations of the Agency contained in this Agreement. In any action brought under this Agreement,the prevailing party shall be entitled to reimbursement from the other party of its costs and expenses (including reasonable attorney's fees) in bringing such action. Additionally,the Lender shall be entitled to any costs,including reasonable attorney's fees,incurred in collecting amounts due and payable to the Lender under the Note. ARTICLE VII NO ASSIGNMENT The Lender shall not be entitled to, and shall not, assign the Note, nor its right to receive payments under the Note to any other party without the prior written consent of the Agency,which consent shall not be unreasonably withheld. ARTICLE VIII TERM This Agreement shall terminate upon the payment in full by the Agency of all amounts due under the Note. ARTICLE IX NOTICES Notices shall be presented in person or by certified or registered United States mail,return receipt requested, postage prepaid, or by overnight delivery made by a nationally recognized delivery service to the addresses noted below. Notice presented by United States mail shall be deemed effective the second business day after deposit with the United States Postal Service. This Section shall not prevent giving notice by personal service,telephonically verified fax transmission, or telephonically verified e-mail transmission which shall be deemed effective upon actual receipt of such personal service or telephonic verification. Either party may change their address for receipt of written notice by so notifying the other party in writing. 7 P:\Agendas\Comm Dev Commission\2011 CDC ItemASpecial Joint Workshop\03-03-11 EB-5 S10M Loan Agreement-Final.doc TO AGENCY: Redevelopment Agency of the City of San Bernardino Attention: Interim Executive Director 201 North"E" Street, Suite 301 San Bernardino,California 92401 Phone: (909)663-1044 Fax: (909) 888-9413 TO LENDER: CMB Infrastructure Investment Group VII,LP Attention: Patrick Hogan 4507 49`"Avenue Moline, Illinois 61265 ARTICLE X MISCELLANEOUS Section 10.1 Governing Law;Jurisdiction. This Agreement shall be governed by the laws of the State of California,and in the event any party seeks judicial relief or to enforce or to interpret any provision of this Agreement and the Note, such actions shall be filed in the Superior Court of San Bernardino County, California,Main Branch, in the City of San Bernardino, California. Section 10.2 Entire Agreement. This Agreement and the Note constitute the entire agreement among the parties and may not be amended without the prior written consent of the parties hereto. This Agreement supersedes all prior negotiation, discussions and previous agreements between the parties concerning the subject matter herein. The parties intend this Agreement to be the final expression of their agreement with respect to the terms herein and a complete and exclusive statement of such terms. No modification,amendment or waiver of any term herein shall be binding unless executed in writing by the parties hereto. Section 10.3 Amendment. This Agreement may be amended as deemed necessary by written instruments duly approved and executed by the parties hereto. Any such amendments or modifications shall be valid,binding and legally enforceable only if in written form and executed by the parties hereto after the same have been duly approved and authorized for execution. Section 10.4 Severability. Each and every section of this Agreement shall be construed as a separate and independent covenant and agreement. If any term or provision of this Agreement or the application thereof shall be declared invalid or unenforceable,the remainder of this Agreement, or the application of such term or provision to circumstances other than those to which it is invalid or unenforceable,shall not be affected thereby,and each term and provision of this Agreement shall be valid and enforceable to the extent permitted by law. [SIGNATURE PAGE FOLLOWS] 8 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5$10M Loan Agreement-Final.doc IN WITNESS WHEREOF,the Redevelopment Agency of the City of San Bernardino has caused this Agreement to be signed in the name of the Redevelopment Agency of the City of San Bernardino by the Interim Executive Director and CMB Infrastructure Investment Group VII,LP, has caused this Agreement to be signed in its name by its officer thereunto duly authorized,all as of the date and year first above written. AGENCY Redevelopment Agency of the City of San Bernardino a public body, corporate and politic By: Interim Executive Director ATTEST: By: LENDER CMB Infrastructure Investment Group VII, LP a California limited partnership By: General Partner 9 P:\Agendas\CommDevCommission\2011 CDC Items\Special Joint Workshop\03-03-11 EB-5 S10M Loan Agreement-Final.doc EXHIBIT"A" REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO PROMISSORY NOTE SERIES 2011 (CMB INFRASTRUCTURE INVESTMENT GROUP VII,LP) RATE OF INTEREST MATURITY DATE ISSUE DATE 5.25% per annum as The Final Maturity Date as Date of First Initial Funding applicable to each Tranche Defined Herein Date as Defined in the Financing Indenture REGISTERED OWNER: CMB Infrastructure Investment Group VII,LP PRINCIPAL AMOUNT: $10,000,000 FOR VALUE RECEIVED,THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a public body, corporate and politic (the "Agency"), hereby promises to pay to CMB Infrastructure Investment Group VII,LP,a Limited Partnership,organized under the laws of the State of California (the "Lender"), from its excess Tax Increment Revenues, which shall be placed in a special and separate account to assure that adequate funds are available for the undertaking of all projects as financed by Lender, the principal sum of Ten Million Dollars ($10,000,000) plus interest at a rate of 5.25% per annum, in accordance with the terms and provisions of that certain Indenture and Loan Agreement dated as of _,2011,by and between the Agency and CMB Infrastructure Investment Group VII, LP (the "Indenture"). This Note shall be paid in full on the Maturity Date of the Tranche,still outstanding,with the most recent Initial Funding Date,which shall be no later than(6)years from said Initial Funding Date(the"Final Maturity Date"). The Agency agrees to pay the aforesaid principal plus interest in accordance with the terms hereinafter set forth: 1. This Note shall be payable, as follows: (a) On each Maturity Date, the undersigned shall pay in lawful money of the United States of America the principal and any remaining interest of the applicable Tranche to the Lender at 4507 49th Avenue,Moline,Illinois 61265,or to such other address or to such account and in such manner as the Lender shall direct. The Agency may,without penalty,prepay solely as to the entire outstanding principal balance on any Tranche funding at anytime on or after forty-two(42) months from said Tranche's Initial Funding Date,and on any other date thereafter,or prior to such date upon the consent of the Lender. (b) Interest shall be paid quarterly on each January 1,April 1,July 1 and October 1 (each such date is defined herein as an "Interest Payment Date"), commencing on the Interest Payment Date following the first Initial Funding Date with the final interest payment due and 1 payable on the Final Maturity Date. Interest shall be payable in arrears based upon the principal balance of each Tranche this Note outstanding as of each interest payment date. 2. If a payment is not timely made and remains overdue for a period of thirty (30) calendar days after the same becomes due and payable (a "Delinquent Payment"), the Agency, without notice or demand by the Lender,shall pay a late charge in an amount equal to three percent (3%) of the Delinquent Payment owing (the "Late Charge"). Each Delinquent Payment plus the applicable Late Charge shall bear interest at 5.25%per annum until such amount is paid in full to the Lender. 3. In the event the Agency fails to make two (2) consecutive interest payments to the Lender, or two (2) interest payments in any twelve-month period, the Lender may accelerate payment of the amount of interest coming due on the next two (2) succeeding Interest Payment Dates after notice from the Lender to the Agency, so that all such interest for the next two (2) Interest Payment Dates, together with all Delinquent Payments, Late Charges and interest due thereon, shall be due and payable on the (i) tenth (100) calendar day of the month following the month in which the second(2°a)consecutive interest payment was not made,or(ii)the second(2nd) interest payment in a twelve-month period was not made,as applicable. 4. This Note is solely the debt of the Agency. This Note is not a debt of any of the City of San Bernardino,State of California,or any other of the State's political subdivisions and neither the City of San Bernardino,the State,nor any other of said State's political subdivisions are liable hereon. This Note does not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. The employees,officers and agents of the Agency,and any persons executing this Note are not liable personally on this Note by reason of its issuance. 5. This Note is payable solely from the excess Tax Increment Revenues of the Agency, which shall be placed in a special and separate account to assure that adequate funds are available for the undertaking of all projects as financed by Lender. 6. This Note shall not be assigned by the Lender without permission of the Agency, which permission shall not be unreasonably withheld. 7. The execution,delivery and performance of this Note have been duly authorized by all necessary actions of the Agency, do not require the consent or approval of any other person, regulatory,Agency or other governmental body,and do not conflict with,result in a violation of,or constitute a default of: (a) any provision of any agreement or other instrument binding upon the Agency, or(b)any law, governmental regulation, court decree or order applicable to the Agency; provided, however, that all requisite activities of the governing boards of the Agency have been taken to provide for the payment of the Note and interest thereon. 8. This Note,when delivered,shall constitute a legal,valid and binding obligation of the Agency, enforceable in accordance with its terms. 2 9. It is hereby recited,certified and declared that any and all acts,conditions and things required to exist,to happen and to be performed precedent to and in the issuance of this Note exist, have happened and have been performed in due time,form and manner as required by the California Constitution and the laws of the State of California. 10. This Note shall be subordinate to any and all existing bond, notes, liens or other obligations. i f 11. This Note and the Indenture constitute the entire understanding and agreement of the parties as to the matters set forth herein and therein. No alteration of, or amendment to,this Note shall be effective unless given in writing and signed by the Lender and the Agency. 12. Payment of the principal amount of this Note may not be accelerated by the Lender, unless otherwise provided in the Indenture. 13. This Note has been delivered to the Lender and accepted by the Lender in the State of California. In the event of a lawsuit,the Lender and the Agency agree to submit to the jurisdiction of the courts of San Bernardino County,California. This Note shall be governed by the laws of the State of California as to the interpretation of any matter contained herein. 14. If a court of competent jurisdiction finds any provision of this Note invalid or unenforceable as to any person or circumstance,such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances. If feasible,any such offending provision shall be deemed to be modified to be within the limits of enforceability or validity; provided, however,in the event the offending provision cannot be so modified,it shall be stricken and all other provisions of this Note in all respects shall remain valid and enforceable. REMAINDER INTENTIONALLY LEFT BLANK i I 'P f, 7 i 3 IN WITNESS WHEREOF,the Agency has caused this Note to be executed as of this_ day of ,2011. Redevelopment Agency of the City of San Bernardino By: Interim Executive Director Attest: 4 By: City Clerk t 3 a x s i 4 1 RESOLUTION NO. 2 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF 3 THE CITY OF SAN BERNARDINO APPROVING A CERTAIN HOUSING CAPITALIZATION FUNDING AGREEMENT (SUB-RECIPIENT 4 AGREEMENT) BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") AND AFFORDABLE 5 HOUSING SOLUTIONS, INC., A CALIFORNIA NON-PROFIT 6 CORPORATION ("AHS"), INC., RELATING TO THE FINANCING OF CERTAIN HOUSING PROGRAMS AND ACTIVITIES 7 8 WHEREAS, the City of San Bernardino, California (the "City") is a municipal corporation 9 and charter city, duly organized and existing pursuant to the provisions of the constitution of the 10 State of California; and 11 WHEREAS, the Agency was established by appropriate action of the City, for the purposes 12 of exercising redevelopment powers within the City boundaries through the adoption and approval 13 of various redevelopment project areas that are currently in existence within the City (the "Project 14 Areas") as further described in the applicable redevelopment plans accompanying such Project 15 Areas (the "Redevelopment Plans");and 16 WHEREAS, the Community Development Commission of the City of San Bernardino (the 17 "Commission") acts as the governing body of the Agency for all official actions taken on behalf of 18 the Agency; and 19 WHEREAS, AHS was formed pursuant to the non-profit corporation laws of the State of 20 California and was formed and exists for the purposes of assisting in the implementation of various 21 housing initiatives within the City and to undertake such other activities, programs and projects of 22 the Agency and the City as are then deemed advisable by AHS through its board of directors as the 23 same relate to housing activities; and Z4 WHEREAS, pursuant to the Community Redevelopment Law (Health & Safety Code 25 Section 33000, et seq.) (the "CRL" or the "Authorizing Provisions"), the Agency may enter into 26 project funding agreements and financing agreements with other public agencies, private entities 27 and non-profit corporations to carry out its affordable housing purposes; and 28 P:\Agendas\Comm Dev Commission\20I I CDC Items\Spccial Joint Workshop\03.03-11 Agency&AHS-Housing Capitalization Funding Agreement CDC Reso.doc 1 WHEREAS,the Agency receives certain funds annually attributable to the Project Areas and 2 from the Inland Valley Development Agency ("IVDA") which are designated as low and moderate 3 income housing funds pursuant to the CRL which are required to be used solely for the purposes as 4 set forth in the CRL (those low and moderate income housing funds as received from the Project 5 Areas and the IVDA are collectedly referred to herein as the"Low Mod Funds"); and 6 WHEREAS, AHS has requested that the Agency act at this time to assist AHS with the 7 financing of certain housing programs and the implementation of other programs and activities 8 located within the Project Areas and within the City, together with other public infrastructure that is 9 necessary to support the long-term development and redevelopment of housing units located within 10 portions of the City located within the Project Areas, including those public improvements, public 11 infrastructure and other housing developments and activities, programs and projects all as set forth 12 in the current year 2010-2011 Budget of the Agency as indicated on Exhibit "A" (the "Housing 13 Programs, Projects and Activities") of the proposed Housing Capitalization Funding Agreement 14 (Sub-Recipient Agreement) (the "Sub-Recipient Agreement") plus those other housing activities 15 and programs as set forth on the Implementation Plan of the Agency as indicated on Exhibit `B" of 16 the Sub-Recipient Agreement (the "Housing Compliance Plan of the Agency's Implementation 17 Plan") (collectively,the "Housing Related Programs"); and 18 WHEREAS, in addition to the Housing Related Programs, AHS, in furtherance of the 19 redevelopment of various areas of the City and in particular with the Project Areas, requires the 20 Agency to commit to certain levels of additional financing amounts to AHS for the fulfillment of the 21 contractual commitments and other financial obligations as set forth on Exhibit "D" of the Sub- 22 Recipient Agreement(the "Other AHS Contractual Obligations"); and 23 WHEREAS, the Agency has determined to finance the Housing Related Programs and the 24 Other AHS Contractual Obligations by the incurring of the indebtedness as required by the Sub- 25 Recipient Agreement attributable to the Low Mod Funds, including, but not limited, the issuance of 26 one or more direct loan obligations, other privately placed loans with commercial lenders and 27 private parties, the issuance of municipal bonds and the pledge of the tax increment revenues in the 28 form of the Low Mod Funds of the Agency to AHS as set forth in the Sub-Recipient Agreement 2 P:',Agendas\Comm Dcv Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agmeement CDC Reso.doc 1 during the period of time that the Agency is entitled to receive tax increment revenues in the form of ICI 2 Low Mod Funds pursuant to the Redevelopment Plans for the Project Areas and from the IVDA as j 3 the financial obligations of the Agency as shall be applicable for the period of time that such I { 4 financial obligations of the Agency to AHS are payable hereunder; and 5 WHEREAS, in order to secure the financial obligations of the Agency to AHS as provided 6 in the Sub-Recipient Agreement, the Agency desires to transfer to AHS the responsibility for the 7 management and maintenance of the Agency real property assets as described on Exhibit "E" of the 8 Sub-Recipient Agreement (the "Agency Real Property Assets"), which shall be operated and 9 managed by AHS with the tax increment revenues in the form of the Low Mod Funds to be 10 provided by the Agency to AHS as further provided in the Sub-Recipient Agreement; and 11 WHEREAS, the Agency and AHS seek to provide through the Sub-Recipient Agreement 12 that in addition to the obligations as incurred pursuant to the Sub-Recipient Agreement, the Agency 13 shall pledge to AHS additional Low Mod Funds as necessary to support the ongoing contractual and 14 budgeted obligations and commitments of AHS as shall be incurred in furtherance of the 15 implementation of the Housing Related Programs and the Other AHS Contractual Obligations and 16 to fund the construction and/or financing of the Housing Related Programs and the Other AHS 17 Contractual Obligations; and 18 WHEREAS, consistent with the AHS obligations incurred pursuant to the Sub-Recipient 19 Agreement and the commitment of the Agency to fulfill its financial commitments to AHS, during 20 the Term of the Sub-Recipient Agreement, the Agency tax increment revenues in the form of the 21 Low Mod Funds available pursuant to the Redevelopment Plans for the Project Areas and from the 22 IVDA shall become revenues attributed to and payable to AHS, and the Agency therein would 23 pledge the tax increment revenues in the form of the Low Mod Fund for the payment and repayment 24 of the obligations to pay for and for the administration and undertaking of the Housing Related 25 Programs, the Other AHS Contractual Obligations and/or the other obligations as incurred pursuant 26 to the Sub-Recipient Agreement; and 27 WHEREAS, the Agency has obtained certain housing funds from the City that were 28 obtained through federal governmental sources for which the Agency and the City entered into one 3 Pi,Agendas\Comm Dcv Commission\2011 CDC Itcros\Spmial Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement CDC Reso.doc 9 3 1 or more sub-recipient agreements for the manner and use of such City funds by the Agency, and the 2 parties intend that the Sub-Recipient Agreement shall constitute a similar sub-recipient agreement to 3 likewise transfer all obligations and funds of the Agency received and to be received pursuant to the 4 sub-recipient agreements to AHS pursuant to the Sub-Recipient Agreement; and 5 WHEREAS, the Agency has determined that it is in the best interests of the Agency to enter 6 into the Sub-Recipient Agreement to finance said Housing Related Programs and the other 7 obligations as incurred pursuant to the Sub-Recipient Agreement, and thus desire to provide for the 8 terms and conditions of its cooperation in such matters as therein provided. 9 WHEREAS, the Commission has duly considered the terms of such transactions and 10 obligations as contemplated herein and has determined that it is in the best interests of the City and 11 Agency to enter into the Sub-Recipient Agreement t, and thus desire to approve and authorize said 12 Sub-Recipient Agreement. 13 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE 14 CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER AS 15 FOLLOWS: 16 Section 1. Approval of Assignment of other Sub-Recipient Agreements. The Commission 17 hereby approves the transfer and assignment of all additional sub-recipient agreements that are 18 currently in full force and effect by and between the Agency and the City and all federally funded 19 governmental loan programs, governmental funds, availability to acquire housing units upon a 20 federal government foreclosure of an insured mortgage loan including other foreclosure properties 21 and use of funds such as the Neighborhood Stabilization Program ("NSP") and the HOME 22 Investment Partnership Program ("HOME Program") in their various series of fundings and the 23 execution of any and all additional documents as may be necessary, without any further 24 amendments or modifications to the Sub-Recipient Agreement, to implement such transfer and 25 assignment. 26 Section 2. Approval of Pledge of Low and Moderate Income Housing Funds. The 27 Commission hereby approves the Agency's pledge to AHS of all tax increment revenues in the form 28 of the Low Mod Funds available to the Agency from the Redevelopment Plans for the Project Areas 4 P:\Agendas\Comm Dev Commission12011 CDC ltems\Special Joint Workshop\03.03-11 Agency&AHS-Housing Capitalization Funding Agreement CDC Reso.doc 1 and from the IVDA during the Term of the Sub-Recipient Agreement, not to exceed $375,000,000 2 in the aggregate principal amount plus interest payable thereon, for the payments as required for 3 AHS to fully perform each and every financial and contractual obligation as set forth in the Sub- 4 Recipient Agreement and as required by the IVDA. 5 Section 3. Approval of Responsibility for Compliance. The Commission hereby approves 6 the Agency maintaining responsibility for compliance with all requirements imposed by the 7 Redevelopment Plans and for the timely payment of funds and the reporting of such uses pursuant to 8 the CRL. 9 Section 4. Approval of Terms and Provisions. The Commission hereby approves the terms 10 and provisions of the Sub-Recipient Agreement and the totality of the Agency's obligations 11 thereunder. 12 Section 5. Approval of Final Form of Sub-Recipient Agreement. The Commission hereby 13 approves the form of the Sub-Recipient Agreement in the form on file with the Secretary, together 14 with any changes therein or additions thereto as may be approved by the Chair or the Executive 15 Director as such changes may be approved by Agency Counsel and the City Attorney. The 16 Commission hereby further authorizes and directs the conversion of the form of the Sub-Recipient 17 Agreement into the final form thereof, together with such changes or modifications as deemed 18 necessary or desirable by the Chair or the Executive Director upon the recommendation of Agency 19 Counsel. The Chair or the Executive Director or such other authorized officer of the Commission is 20 hereby authorized and directed to execute and deliver, and the Secretary or Assistant Secretary is 21 hereby authorized and directed to attest to, the final form of the Sub-Recipient Agreement. 22 Section 6. Official Action. The Chair, Vice-Chair, Secretary, Assistant Secretary, 23 Executive Director, Agency Counsel and any and all other members and officers of the Agency are 24 hereby authorized and directed, for and in the name and on behalf of the Agency, to do any and all 25 things and take any and all actions, including execution and delivery of any and all assignments, 26 certificates, requisitions, agreements, notices, consents, instruments of conveyance, warrants and 27 other documents, which they, or any of them, may deem necessary or advisable in order to fulfill the 28 obligations of the Agency under the Sub-Recipient Agreement. Whenever in this Resolution any 5 P:\Agendas\Comm Dcv Conunissiou,2011 CDC Items\SpeciaIJoint Workshop\03.03-11 Agency&AHS-Housing Capitalisation Funding Agramrnt CDC Reso.doc 1 officer of the Agency is authorized to execute or countersign any document or take any action, such 2 execution, countersigning or action may be taken on behalf of such officer by any person designated 3 by such officer to act on his or her behalf in the case such officer shall be absent or unavailable. 4 Section 7. Effective Date. This Resolution shall take effect from and after its date of 5 adoption by this Commission. 6 7 j 8 9 i 10 11 I $ 12 9 13 s 14 15 j 16 17 3 # 18 19 20 21 1 22 23 24 25 26 27 28 6 P.\Agendas\Comm Dev Commission'01I CDC llems\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitali alion Funding Agreement CDC Reso.doc 3 1 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING A CERTAIN HOUSING 2 CAPITALIZATION FUNDING AGREEMENT (SUB-RECIPIENT 3 AGREEMENT)BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") AND AFFORDABLE ' 4 HOUSING SOLUTIONS, INC., A CALIFORNIA NON-PROFIT CORPORATION ("AHS"), INC., RELATING TO THE FINANCING OF 5 CERTAIN HOUSING PROGRAMS AND ACTIVITIES s 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 7 Development Commission of the City of San Bernardino at a meeting 5 8 thereof,held on the day of , 2011,by the following vote to wit: 9 Commission Members: Ayes Nays Abstain Absent 10 MARQUEZ 11 VACANT 12 BRINKER 13 SHORETT i a 14 KELLEY 15 JOHNSON l 16 MC CAMMACK 17 18 Secretary 19 The foregoing Resolution is hereby approved this day of , 2011. 20 21 22 Patrick J. Morns, Chairperson Community Development Commission 23 of the City of San Bernardino 24 Approved as to Form: 25 26 By' Agency un 27 28 7 P:\Agendas\Comm Der Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement CDC Reso.doc HOUSING CAPITALIZATION FUNDING AGREEMENT (SUB-RECIPIENT AGREEMENT) by and between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO and AFFORDABLE HOUSING SOLUTIONS,INC.,A CALIFORNIA NON-PROFIT CORPORATION Relating to the $375,000,000 PRINCIPAL AMOUNT REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO LOW AND MODERATE INCOME HOUSING FUND PROJECTS P.\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx HOUSING CAPITALIZATION FUNDING AGREEMENT (SUB-RECIPIENT AGREEMENT) THIS HOUSING CAPITALIZATION FUNDING AGREEMENT (SUB—RECIPIENT AGREEMENT) is made and entered into as of March _, 2011 (this "Funding Agreement"), by and between the Redevelopment Agency of the City of San Bernardino, a public body, corporate and politic existing under the laws of the State of California (the "Agency") and Affordable Housing Solutions, Inc., a California non-profit corporation("AHS"), as follows. WITNESSETH: WHEREAS, the Agency was established by appropriate action of the City of San Bernardino (the "City"), for the purposes of exercising redevelopment powers within the City boundaries through the adoption and approval of various redevelopment project areas that are currently in existence within the City (the "Project Areas") as further described in the applicable redevelopment plans accompanying such Project Areas(the "Redevelopment Plans"); and WHEREAS, the Community Development Commission of the City of San Bernardino (the "Commission") acts as the governing body of the Agency for all official actions taken on behalf of the Agency; and WHEREAS, AHS was formed pursuant to the non-profit corporation laws of the State of California and was formed and exists for the purposes of assisting in the implementation of various housing initiatives within the City and to undertake such other activities, programs and projects of the Agency and the City as are then deemed advisable by AHS through its board of directors as the same relate to housing activities; and WHEREAS, pursuant to the Community Redevelopment Law (Health & Safety Code Section 33000, et seq.) (the "CRL" or the "Authorizing Provisions"), the Agency may enter into project funding agreements and financing agreements with other public agencies, private entities and non- profit corporations to carry out its affordable housing purposes; and WHEREAS, the Agency receives certain funds annually attributable to the Project Areas and from the Inland Valley Development Agency ("IVDA") which are designated as low and moderate income housing funds pursuant to the CRL which are required to be used solely for the purposes as set forth in the CRL (those low and moderate income housing funds as received from the Project Areas and the IVDA are collectedly referred to herein as the"Low Mod Funds"); and WHEREAS, AHS has requested that the Agency act at this time to assist AHS with the financing of certain housing programs and the implementation of other programs and activities located within the Project Areas and within the City, together with other public infrastructure that is necessary to support the long-term development and redevelopment of housing units located within portions of the City located within the Project Areas, including those public improvements, public infrastructure and other housing developments and activities, programs and projects all as set forth in the current year 2010-2011 Budget of the Agency as indicated on Exhibit "A" (the "Housing Programs, Projects and Activities") as attached hereto and incorporated herein by reference plus those other housing activities 1 PAAgendas\Comm Dev Cotnmission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx and programs as set forth on the Implementation Plan of the Agency as indicated on Exhibit "B" (the "Housing Compliance Plan of the Agency's Implementation Plan")as attached hereto and incorporated herein by reference(collectively,the"Housing Related Programs"); and WHEREAS, in addition to the Housing Related Programs, AHS, in furtherance of the redevelopment of various areas of the City and in particular with the Project Areas, requires the Agency to commit to certain levels of additional financing amounts to AHS for the fulfillment of the contractual commitments and other financial obligations as set forth on Exhibit "D" (the "Additional Ongoing Agency Contractual Obligations to be undertaken by AHS") as attached hereto and incorporated herein by reference; and WHEREAS, the Agency has determined to finance the Housing Related Programs and the Other AHS Contractual Obligations by the incurring of the indebtedness as required by this Funding Agreement attributable to the Low Mod Funds, including, but not limited, the issuance of one or more direct loan obligations, other privately placed loans with commercial lenders and private parties, the issuance of municipal bonds and the pledge of the tax increment revenues in the form of the Low Mod Funds of the Agency to AHS as set forth in this Funding Agreement during the period of time that the Agency is entitled to receive tax increment revenues in the form of Low Mod Funds pursuant to the `a Redevelopment Plans for the Project Areas and from the IVDA as the financial obligations of the Agency as shall be applicable for the period of time that such financial obligations of the Agency to AHS are payable hereunder; and WHEREAS, in order to secure the financial obligations of the Agency to AHS as provided in this Funding Agreement, the Agency desires to transfer to AHS the responsibility for the management and maintenance of the Agency real property assets as described on Exhibit "E" (the "Agency Real Property Assets") as attached hereto and incorporated herein by reference which shall be operated and managed by AHS with the tax increment revenues in the form of the Low Mod Funds to be provided by the Agency to AHS as further provided herein; and i WHEREAS, the Agency and AHS seek to provide through this Funding Agreement that in addition to the obligations as incurred pursuant to this Funding Agreement, the Agency shall pledge to AHS additional Low Mod Funds as necessary to support the ongoing contractual and budgeted obligations and commitments of AHS as shall be incurred in furtherance of the implementation of the Housing Related Programs and the Other AHS Contractual Obligations and to fund the construction { and/or financing of the Housing Related Programs and the Other AHS Contractual Obligations as further identified on Exhibit"C"(the "Housing Related Projects/Programs Capital Needs Analysis") as attached hereto and incorporated herein by reference; and WHEREAS, consistent with the AHS obligations incurred pursuant to this Funding Agreement and the commitment of the Agency to fulfill its financial commitments to AHS, during the Term (as defined in Section 1.03) of this Funding Agreement,the Agency tax increment revenues in the form of the Low Mod Funds available pursuant to the Redevelopment Plans for the Project Areas and from the IVDA shall become revenues attributed to and payable to AHS, and the Agency herein pledges the tax increment revenues in the form of the Low Mod Fund for the payment and repayment of the obligations to pay for and for the administration and undertaking of the Housing Related Programs, the Other AHS Contractual Obligations and/or the other obligations as incurred pursuant to this Funding Agreement; and P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop`:03-03-11 Agency AHS-Housing Capitalization Funding Agmement.docx WHEREAS, the Agency has obtained certain housing funds from the City that were obtained through federal governmental sources for which the Agency and the City entered into one or more Sub-Recipient Agreements for the manner and use of such City funds by the Agency, and the parties intend that this Funding Agreement shall similarly constitute a sub-recipient agreement to likewise transfer all obligations and funds of the Agency received and to be received pursuant to the Sub- Recipient Agreements to AHS pursuant to this Funding Agreement; and WHEREAS,the Agency and AHS have determined that it is in the best interests of the Agency and AHS to enter into this Funding Agreement to finance said Housing Related Programs and the other obligations as incurred pursuant to this Funding Agreement, and thus desire to provide for the terms and conditions of their cooperation in such matters as herein provided. NOW THEREFORE, the parties to this Funding Agreement agree, as follows. ARTICLE I DEFINITIONS; TERM OF FUNDING AGREEMENT Section 1.01. Recitals. The Recitals set out above are true and correct. Section 1.02. Definitions. Unless the context otherwise requires, capitalized terms used herein and not defined herein shall have the meanings as generally ascribed to such terms. Section 1.03. Assignment. This Funding Agreement shall be subject to assignment at the written direction of the Commission to AHS for any assignment of this Funding Agreement that is authorized by the Commission to be made to any duly established joint powers authority as so directed by the Commission in writing to AHS pursuant to written notice delivered by the Commission to AHS. Upon receipt of any such written notice of assignment from the Commission specifying the assignment of this Funding Agreement to such joint powers authority, AHS shall immediately take all necessary actions to timely accomplish the assignment to the joint powers authority as may then be required in accordance with such direction of the Commission. Section 1.04. Bylaws. The Commission has authorized the execution of this Funding Agreement with AHS based upon the corporate bylaws of AHS (the "Bylaws") as are in existence as of the date of this Funding Agreement which specify the manner and term of the appointment of directors to the corporate board of AHS and which, in additional to other matters, requires AHS to comply with certain requirements that are applicable to governmental entities within the State. No amendment, change or other modification shall be made to the Bylaws without the prior written approval of the Commission which approval may be granted or withheld at the sole and absolute discretion of the Commission. Section 1.05. Maintenance of Tax-Exempt Status. AHS covenants and agrees to maintain the current tax status of AHS for federal income tax purposes as an exempt organization organized as a California non-profit corporation and pursuant to Internal Revenue Code Section 501(c)(3), and AHS shall cause to be prepared and timely transmitted all necessary filings with State of California and the Internal Revenue Service to maintain such tax-exempt status as a California non-profit corporation. AHS further covenants and agrees not to enter into any transaction or to undertake any other type of activity that would cause AHS to become a taxable entity, and all revenues, including but not limited 3 P:\Agendas\Comm Dev Commission\201 I CDC Items\Special Joint Workshop\03.03.11 Agency&AHS-Housing Capitalization funding Agmement.docx to the tax increment revenues to be received by AHS pursuant to this Funding Agreement, shall be used strictly in conformance with this Funding Agreement and in a manner so as not to cause any income or funds received by AHS to be determined to be "unrelated business income" that would in any manner jeopardize the tax-exempt status of AHS. Section 1.06. Term. This Funding Agreement shall remain in full force and effect so long as the obligations incurred by the Agency to AHS remain outstanding and unpaid, but in no event later than the last date that the Agency is entitled to receive the tax increment revenues in the form of the Low Mod Funds pursuant to the Redevelopment Plans for the Project Areas and from the IVDA for the repayment of indebtedness and other financial and contractual obligations. Section 1.07. Reporting to Commission. AHS shall provide written reports on a quarterly basis to the Commission on behalf of the Agency setting forth for the applicable reporting period all expenditures of funds and all purchases, rehabilitation and sales of housing units and the execution by AHS of any and all other agreements entered into by AHS in furtherance of this Funding Agreement and the use of the Low and Mod Fund. An annual budget shall be prepared by AHS and submitted to the Commission for review and comment in the manner and by the dates as provided in Section 2.03(c) hereof. AHS shall additionally prepare and submit all reports as may be required by the State pursuant to the CRL or pursuant to other applicable State laws with copies of all such reports submitted to the Commission upon filing of such reports. Section 1.08. Cooperation with City Housing Authority. AHS recognizes that the San Bernardino City Housing Authority (the "City Housing Authority"has been formed and is presently in existence with the City of San Bernardino. To the extent feasible, AHS shall coordinate its housing related activities in a manner consistent with the goals and objectives of the City Housing Authority and shall endeavor to undertake joint housing projects or oversee any and all housing activities deemed appropriate by the City Housing Authority to the extent such may be financially feasible under the circumstances. Section 1.09. Assignment of other Sub-Recipient Agreements. By the execution and delivery of this Funding Agreement,the parties intend to transfer and assign to AHS all additional sub- recipient agreements that may currently be in full force and effect by and between the Agency and the City for any and all federally funded governmental loan programs, governmental funds, availability to acquire housing units upon a federal government foreclosure of an insured mortgage loan including other foreclosure properties and use of funds such as the Neighborhood Stabilization Program ("NSP") and the HOME Investment Partnership Program ("HOME Program") in their various series of fundings. The parties agree to execute all such additional documents as may be necessary without any further amendments or modifications to this Funding Agreement to implement and carry out the full intent of this Section 1.09. ARTICLE II PAYMENT OF LOW MOD FUND OF AGENCY TO AHS Section 2.01. Transfer of Powers. (a) In order to carry out the Housing Related Projects and the Other AHS Contractual Obligations, AHS shall assume all performance obligations with respect thereof and the Agency 4 P:\Agendas\Comm Dev Commission\2011 CDC Items`Special Joint Workshop\03-03-11 Agency&AHS-Homing Capitalisation Funding Agreement.docx hereby pledges to AHS all tax increment revenues in the form of the Low Mod Funds available to the Agency from the Redevelopment Plans for the Project Areas and from the IVDA during the Term of this Funding Agreement for the payments as required for AHS to fully perform each and every financial and contractual obligation as set forth on Exhibits "A", `B", "C", "D" and "E" as to the Redevelopment Plans for the Project Areas and as required by the IVDA. The Agency shall be responsible for compliance with all requirements imposed by the Redevelopment Plans and for the timely payment of funds and the reporting of such uses pursuant to the CRL, and AHS shall be responsible for all compliance with respect to the requirements as imposed pursuant to California law for the use of the Low Mod Funds with regard to the implementation and undertaking of the Housing Related Programs and the Other AHS Contractual Obligations. (b) AHS shall use and apply the tax increment revenues as pledged pursuant to this Funding Agreement to undertake, manage, administer and implement all aspects of the Redevelopment Related Improvements and the Other AHS Contractual Obligations, specifically including,but not limited to: 1. the design, construction and implementation of the Housing Related Programs as set forth in the 2010-2011 Budget of the Agency as indicated on Exhibit"A"; 2. undertaking of the Housing Compliance Plan of the Agency's Implementation Plan as set forth on Exhibit`B"; 3. undertaking the housing related projects and programs identified in the Capital Needs Analysis as set forth on Exhibit"C", 4. undertaking of the Other AHS Contractual Obligations as set forth on Exhibit"D"; 5. managing and maintaining the Agency Real Property Housing Assets as set forth on Exhibit"E". (c) The Agency Real Property Housing Assets shall not be transferred in fee by the Agency to AHS except upon the subsequent approval of the Commission, the Council and AHS as to any such subsequent transfer of fee title. AHS shall be responsible for the management and property maintenance of the Agency Real Property Housing Assets for such period of time that the Agency Real Property Housing Assets continue to be owned in fee title by the Agency. The obligation of the Agency to transfer the management and property maintenance for the Agency Real Property Housing Assets shall be a binding and enforceable contractual obligation upon the Agency from and after the date of this Funding Agreement, and any failure of the Agency to remit the necessary tax increment revenues to provide for the payment of such management and property maintenance expenses for the Agency Real Property Housing Assets as required herein shall be an Event of Default pursuant to Section 3.01 hereof. Section 2.02. Irrevocable Pledge of Low Mod Funds. Pursuant to and in consideration of the assumption of the obligations by AHS as set forth in Section 2.01 above, commencing as of the date of this Funding Agreement during the 2010-2011 fiscal year and for each fiscal year thereafter during the Term, those tax increment revenues derived by the Agency from the Redevelopment Plans for the Project Areas and from the IVDA as Low Mod Funds are hereby irrevocably pledged to AHS pursuant to this Funding Agreement on a basis subordinate to all presently authorized and issued, and 5 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agmement.docx future authorized and issued debt obligations of the Agency that are sold through municipal underwriting means or debt obligations with third party commercial lenders, including,but not limited to those amounts that are in excess of the tax increment revenues budgeted to be expended by the Agency for the current 2010-2011 fiscal year of the Agency and for each fiscal year thereafter during the Tenn. Such pledge of the Low Mod Funds of the Agency and the IVDA to AHS shall be irrevocable during the Term of this Funding Agreement. The maximum dollar amount of the tax increment revenues pledged by the Agency to AHS pursuant to this Funding Agreement for the use and pledge of Low Mod Funds for debt and other contractual obligations that are intended to be issued or incurred by AHS on and after the date of this Funding Agreement shall not exceed $375,000,000 in the aggregate principal amount plus interest payable thereon. Section 2.03. Use of Tax Increment Revenues. (a) Throughout the Term of this Funding Agreement, AHS hereby agrees that the Low Mod Funds as pledged by the Agency pursuant to Section 2.02 above shall be applied for the payment and/or repayment of the obligations incurred by AHS pursuant to Section 2.01 above. (b) AHS shall take all steps necessary to utilize the Low Mod Funds to pay principal and interest due on all debt and other contractual obligations of AHS as specified in this Funding Agreement. Such payments shall be absolute obligations of AHS and shall not be subject to any deduction or offset of any kind whatsoever. (c) AHS shall submit an annual proposed budget for each fiscal year to the Commission and the Mayor and Common Council of the City of San Bernardino (the "Council") for review and concurrence at least sixty(60) calendar days prior to any final approval of such annual budget by AHS. Any budget as thereafter approved by AHS shall be modified to include the comments as approved by the Commission and the Council within such budget and as to such items that cannot be agreed upon among the Commission, the Council and AHS, those particular items shall be deleted from the budget as may thereafter be approved by AHS. Section 2.04. Use of Excess Low Mod Funds. During the Tenn of this Funding Agreement and to the extent that there are excess tax increment revenues generated and received by AHS as Low Mod Funds ("Excess Tax Increment Revenues") after payment and/or repayment of the various obligations incurred by AHS pursuant to Section 2.01 above, such Excess Tax Increment Revenues shall be used by AHS for other qualifying housing projects and housing related programs and activities within the Project Areas and the City. In addition to the rights of the Commission and the Council to approve the annual budgets as specified in Section 2.03(c) above, the Commission and the Council shall also have the right to approve the sale of any real property that may hereafter be transferred to AHS pursuant to this Funding Agreement, including the price, terms and other conditions to be imposed upon the sale of any such real property that is intended to be transferred to any third party, whether a private entity or governmental agency. All agreements entered into by and between AHS and any housing project developer or landowner seeking to obtain any form of redevelopment housing assistance or other form of participation agreement, reimbursement agreement other housing project related agreement from AHS shall be included in the quarterly reports as required by Section 1.07 hereof. 6 P:\Agcndas\Conun D�-Conunission\2011 CDC.Itcrns\Special Joint Work'shopl,03.03-11 Agency&AHS-Homing Capitalization Funding Agomtnent.docx ARTICLE III EVENTS OF DEFAULT; RIGHTS AND REMEDIES I Section 3.01. Each of the following occurrences shall constitute an "Event of Default" under this Funding Agreement: i ! (a) Failure to Make Payments When Due. Failure by either party to pay any amount due on or before the date that such payment is due and payable pursuant to this Funding Agreement. (b) Other Defaults. Should AHS fail duly and punctually to perform or observe any agreement, covenant or obligation binding on AHS under this Funding Agreement which could lead to an Event of Default, such failure shall continue for thirty (30) calendar days after the earlier of(i) the date as of which AHS had actual knowledge of such failure, and (ii) the date on which the Agency gives AHS notice of such failure. (c) Breach of Representation or Warranty. Should any representation or warranty made or deemed made by one party to the other party herein be false or misleading in any material respect on the date as of which made which could lead to an Event of Default which is not remedied to the satisfaction of the non-defaulting party within ninety (90) calendar days following receipt by the defaulting party of written notice of such inaccuracy. (d) Failure to Assign. Failure of AHS to comply with the written notice of the Commission for the assignment of this Funding Agreement to a joint powers authority as may be directed by the Commission to AHS pursuant to Section 1.03 shall be an Event of Default pursuant to this Section 3.01(e), and the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of tennination by AHS without cure and without any prior notice. (e) Amendment to AHS Bylaws. Any amendments to the adopted Bylaws of AHS that amend, change or otherwise modify the form of said Bylaws as were in existence as of the date of this Funding Agreement without the prior written approval of the Commission as required by Section 1.04 shall be an Event of Default pursuant to this Funding Agreement. Upon the occurrence of any such Event of Default pursuant to this Section 3.01(d) for failure of AHS to comply with Section 1.04, the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of termination by AHS without cure and without any prior notice. (f) Failure to Maintain Tax-Exempt Status. Any failure of AHS to maintain the current tax- exempt status of AHS as an Internal Revenue Code Section 501(c)(3) non-profit corporation as required by Section 1.05 shall be an Event of Default under this Section 3.01(f). Upon the occurrence of any such Event of Default pursuant to this Section 3.01(f) for failure of AHS to comply with Section 1.05, the Commission may thereupon terminate this Funding Agreement immediately upon receipt of such notice of termination by AHS without cure and without any prior notice. i Section 3.02. Rights and Remedies. (a) Acceleration, Etc. Upon the occurrence of any Event of Default by the Agency to remit the tax increment revenues to AHS, the unpaid principal amount of any and all Low Mod Funds 3 payable pursuant to this Funding Agreement shall automatically become immediately due and payable P:b4gendaslCotnm Dev CommissiotiQ011 CDC Items\Special Joint Workshop\03.03.11 Agency B AHS•Housing Capitalization Funding Agreementdocx i i i f i i for each fiscal year in which such Event of Default shall have occurred. After the expiration of all cure periods by the Agency, thereafter AHS may exercise any or all rights and remedies under this Funding Agreement or otherwise pursuant to applicable law. (b) Waiver of Demand. Demand, presentment, protest and notice of nonpayment are hereby waived by AHS. AHS also waives, to the extent permitted by law, the benefit of all valuation, appraisal and exemption laws. (c) Parties to Institute Proceedings. Upon a default by either party,the non-defaulting party s may institute any proceeding at law or in equity to enforce the obligations of the other party under this Funding Agreement and/or any covenants and obligations of the other party contained in this Funding Agreement. (d) Waivers, Amendments and Remedies. No delay or omission of the either party to exercise any right under this Funding Agreement shall impair such right or be construed to be a waiver of any Event of Default or an acquiescence therein, and any single or partial exercise of any such right shall not preclude other or further exercise thereof or the exercise of any other right, and no waiver, amendment or other variation of the terms, conditions or provisions of this Funding Agreement whatsoever shall be valid unless in a writing signed by the other party, and then only to the extent in such writing specifically set forth. All remedies contained in this Funding Agreement or by law afforded shall be cumulative and all shall be available to the parties until the obligations have been paid in full and this Funding Agreement has been terminated or until the expiration of the Term of this Funding Agreement. ARTICLE IV MISCELLANEOUS Section 4.01. Amendment. The provisions of this Funding Agreement may be amended only upon the written approval of the parties hereto which approval shall be granted at the absolute and sole discretion of each party. Section 4.02. Beneficiaries of Funding Agreement. To the extent applicable, the parties identified in the Housing Related Programs and the Other AHS Contractual Obligations are expressly recognized as a third party beneficiary hereto. Nothing in this Funding Agreement, expressed or implied, is intended to give to any person, other than AHS and the Agency, as parties hereto, and those parties identified in the Housing Related Programs and the Other AHS Contractual Obligations, all as third party beneficiaries hereof, any right, remedy or claim under or by reason of this Funding Agreement. Any covenants, stipulations, promises or agreements in this Funding Agreement contained by and on behalf of AHS and the Agency or any member, officer or employee thereof shall be for the sole and exclusive benefit of AHS and the Agency as parties hereto and the parties identified in the Housing Related Programs and the Other AHS Contractual Obligations as third party beneficiaries hereof. l ? Section 4.03. No Personal Liability. No member, officer or employee of AHS or the Agency shall be individually or personally liable for the payment of any amounts of the tax increment revenues a as pledged to AHS by the Agency pursuant to this Funding Agreement; but nothing herein contained s 1 { 8 i P:Wgendas\Comm Dev Cornmission\2011 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx i d i d i 9 t 1 S shall relieve any member, officer or employee of AHS and the Agency from the performance of any a official duty provided by law. Section 4.04. Partial Invalidity. If any one or more of the agreements or covenants or 0 portions thereof provided in this Funding Agreement to be performed on the part of AHS or the Agency should be contrary to law, then such agreement or agreements, such covenant or covenants, or such portions thereof, shall be null and void and shall be deemed separable from the remaining agreements and covenants or portions thereof. Section 4.05. Notices and Delivery. Any consent, notice or other communication herein required or permitted to be given shall be in writing and may be personally served, telecopied or sent a by courier service or United States mail and shall be deemed to have been given when delivered in person or by courier service, upon receipt of a telecopy(or on the next business day if such telecopy is received on a non-business day or after 5:00 p.m. (at the office of the recipient) on a business day) or four (4) business days after deposit in the United States mail (registered or certified, with postage prepaid and properly addressed). Any party delivering a communication by telecopy shall also send a copy thereof by one of the other means provided in this Section 4.05. For the purposes hereof the addresses of the parties hereto (until notice of a change thereof is delivered as provided in this Section 4.05) shall be as set forth in the official business addresses of each party as of the date of this Funding Agreement and at such other address as may be designated by such party in a written notice to all of the other party. t Section 4.06. Survival of Warranties and Agreements. All agreements, representations, warranties and indemnities made or given herein shall survive the execution and delivery of this Funding Agreement and the making, repayment and fulfillment of the obligations of the parties as incurred in this Funding Agreement. i Section 4.07. Severability. In case any provision in or obligation under this Funding Agreement shall be invalid, illegal or unenforceable in any jurisdiction, the validity, legality and enforceability of the remaining provisions or obligations, or of such provision or obligation in any other jurisdiction, shall not in any way be affected or impaired thereby. Section 4.08. Headings. Section headings in this Funding Agreement are included herein for convenience of reference only and shall not constitute a part of this Funding Agreement for any other purpose or be given any substantive effect. Section 4.09. Governing Law; Waiver. This Funding Agreement shall be governed by, and shall be construed and enforce in accordance with,the laws of the State of California. Section 4.10. Successors and Assigns. This Funding Agreement shall be binding upon the parties hereto and their respective successors and assigns. The terms and provisions of this Funding Agreement shall inure to the benefit of any assignee or transferee of the tax increment revenues or any portion thereof, and in the event of any permitted such transfer or assignment, the rights and privileges herein conferred upon the applicable party shall automatically extend to and be vested in such transferee or assignee, all subject to the terms and conditions hereof. 9 P:\Agndas\Comm Dev Commission\2011 CDC lte \Special Joint Workshop\03-03.11 Agency&AHS-Housing Caphalization Funding Agnmrnent.docx i 1 't 1 3 f i s Section 4.11. Performance of Obligations. AHS agrees that the Agency may, but shall have no obligation to, make any payment or perform any act required of AHS under any of the obligations as incurred by AHS pursuant to this Funding Agreement or take any other action which the Agency in its discretion deems necessary or desirable to protect or preserve the pledge of the tax increment revenues pursuant to this Funding Agreement. ! Section 4.12. Construction. The parties acknowledge that each party has reviewed and revised this Funding Agreement and that the normal rule of construction to the effect that any ambiguities are to be resolved against the drafting party shall not be employed in the interpretation of this Funding Agreement or any amendments or exhibits hereto. I I Section 4.13. Entire Agreement. This Funding Agreement embodies the entire agreement between the parties and supersedes all prior agreements, written and oral, relating to the subject matter hereof. 1 Section 4.14. Execution in Several Counterparts. This Funding Agreement may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as AHS and the Agency shall preserve undestroyed, shall together constitute but one and the same instrument. (Wool 9 { A i 1 k 7 3 10 j P:1Agendas\Comm 1Rv Commission\2011 CDC.Items`Special Joint Workshop\03-03-I l Agency&AHS-Housing Capitalization Funding Agrcemem.docx a i IN WITNESS WHEREOF, the Redevelopment Agency of the City of San Bernardino and Affordable Housing Solutions, Inc., a California non-profit corporation, have caused this Housing Capitalization Funding Agreement to be signed in their name by their respective Executive Director and President all as of the date and year first above written. AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary APPROVED AS TO FORM: By. Agency Counsel AHS Affordable Housing Solutions, Inc., a California non- profit corporation By: Chief Executive Officer ATTEST: By: Secretary 11 P:\Agendas\Comm Dev Commission2011 CDC hems\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.doa EXHIBIT"A" Housing Related Programs (From Approved 2010-2011 Budget) 12 P:Wgendas\Comm Dev Commission 2011 CDC Items\Special Joint Workshop\03-0 3-1 l Agency&AHS-Housing Capitalization Funding Agreement.docx Line 7201 Page 1 of 1 Expenditure Detail-Capital Expenses Development Capital Expenses Housing-Budget Line 7201 Project Area Description of Activity Amount Low-moderate Carry-Over: A. SF Beautification Grant 1,000,000 B. City Wide HAP 2,000,000 C. 49th Street Telacu property acquisition/relocation/demo 500,000 D. 5th and Merdian Project 2,000,000 E. Annual Notice of Funds Available-2009/10 6,000,000 F. Senior& Disabled minor repairs 136,000 G. Housing Programs/BP carry-over funds*** 4,281,300 15,917,300 New Projects: A. Housing Prog funds (using carry-over)*** (4,281,300) B. Utility Rebate Program Low Income 75,000 C. Residential revitalization opportunities 3,000,000 D. Highland and Medical Center Senior Housing 3,950,000 E. Annual Notice of Funds Available-2010/11 6,000,000 F. Rehabilitation Loan Program- HSC Violations 500,000 25,161,000 ESGP A. Grant for 2009-10 for Programs as previously approved 158,200 HPRP A. Home Prevention Rehabilitation Program 1,338,000 HOME A. Grant for 2009-10 for Programs as previously approved 1,598,400 B. Carry-over from prior years-allocated 2,601,000 .! C. Mobile Home Grant Program Administration 200,000 D. Home Buyer Education and Training 80,000 NIP A. Neighborhood Initiative Program 140,000 NSP A. Neighborhood Stabilization Program 4,295,000 Project Area Recap: Low-moderate 25,161,000 ESGP 158,200 HPRP 1,338,000 HOME 4,479,400 NIP 140,000 NSP 4,295,000 Total Line 7201 35,571,600 w. Page 44 T, EXHIBIT"B" Housing Compliance Plan of the Agency's Implementation Plan 3 1 13 P:\Agendas\Comm Dev Commissio&2011 CDC ltemsSpecial Joint Workshop\03-03-1 I Agency&AHS-Housing Capitalization Funding Agreement.docx San Bernardino Redevelopment Agency SECTION III: HOUSING COMPLIANCE PLAN 64 Bernardino /' 11 INTRODUCTION Overview of the Housing Compliance Plan The CRL requires agencies to adopt an affordable housing compliance plan that identifies how the Agency will achieve the affordable housing production requirements for each Project Area. The compliance plan must be consistent with the jurisdiction's housing element and must also be reviewed and, if necessary, amended at least every five years in conjunction with the cyclical preparation of the housing element or the agency's five year implementation plan. This section of the Implementation Plan addresses specific requirements in the CRL with respect to prior affordable housing activities and the anticipated housing program for the current ten-year planning period (fiscal years 2004-05 through 2013-14) ("Compliance Period"). This Housing Compliance Plan amends the Affordable Housing Compliance Objectives adopted on January 22, 2007 and presents an updated affordable housing plan through the duration of the Compliance Period. Additionally, the Housing Compliance Plan details the Agency's Housing Goals and proposed work program during the Compliance Period and evaluates the Agency's affordable housing requirements for the next ten years (FY 2009-10 to 2018-19) and the life of the Redevelopment Plans. The Agency is required to allocate 20% of the tax increment revenue it receives from the Project Areas to increase and improve housing affordable to very low, low, and moderate income households. The Housing Fund has been established for this revenue. The Agency has the authority to expend the Housing Fund either inside or outside the Project Areas and aggregate its housing production activities among all Project Areas to more effectively meet housing program objectives. This includes the area contained within the Inland Valley Development Agency ("IVDA") Redevelopment Project Area located within the City of San Bernardino jurisdictional boundaries. The Agency, with the adoption of its 2004 Housing Compliance Plan, has taken action to aggregate its new and substantially rehabilitated units among all Project Areas. The Agency will consider similar action at the Public Hearing to consider the adoption of this Implementation Plan. It is anticipated that, based upon the evidence provided, the Agency will find that the aggregation of its affordable housing obligations among its Project Areas is of benefit to the Project Areas and the community, and that such aggregation will not cause or exacerbate racial, ethnic, or economic segregation. Redevelopment agencies use implementation plans to establish ten-year objectives to achieve compliance with the CRL in its affordable housing programs. These generally fall into three categories: • Housing Production — Based on the number of housing units constructed or substantially rehabilitated over a ten-year period, a redevelopment agency must ensure that a percentage of these units are affordable to low and moderate income households. • Replacement Housing — Another legal obligation of redevelopment agencies is to ensure that any housing units destroyed or removed as a result of an agency redevelopment project are replaced within four years. • Expenditures by Household Types — Redevelopment agencies must meet specific requirements on the amount of Housing Funds spent over a ten-year period on housing affordable to very low income households, low income households, and housing for residents under the age of 65. 3 s 65 San Bernardino Redevelopment ye,11,1111pl(,111t,11t,1tio1, 11hui:FY 2009-10 through 2013-11 IVDA PROJECT AREA AND HOUSING POLICY WITH THE AGENCY IVDA is a joint powers authority comprised of the Cities of Colton, Loma Linda, Redlands, and San Bernardino, and the County of San Bernardino (the "County"). The IVDA Project Area was adopted by ordinance of the IVDA on July 18, 1990. The IVDA Project Area covers approximately 14,000 acres within approximately 22,400 (assessor's) parcels. The majority of land within the IVDA Project Area falls within the City and County unincorporated territory, with somewhat smaller areas falling within the Cities of Colton, Loma Linda, and Redlands. The IVDA was formed in response to the federal government's decision to close the Norton Air Force Base. Under the CRL, specific authority was granted to these jurisdictions to form a redevelopment project area within three miles of the territory surrounding, adjacent to, or in proximity to the Norton Air Force Base. Base closures have a significant impact on the economy of the surrounding area and authority was granted to the IVDA and participating agencies to revitalize this area. The IVDA and participating jurisdictions have entered into an agreement whereby said jurisdictions have agreed to administer IVDA's Low and Moderate Income Housing Funds to increase and improve the communities' supply of housing available at affordable housing costs to persons and families of very low, low, and moderate income households within their respective jurisdictional boundaries. Pursuant to the current IVDA affordable housing program, 20% housing set-aside funds are transferred by the IVDA to each participating jurisdiction which in turn use these funds for specific affordable housing development activities either within the portion of the IVDA Project Area located within their jurisdictional boundaries or elsewhere in the territorial jurisdiction of the participating jurisdiction. Each participating jurisdiction provides the IVDA with an annual written report on the member's use of such affordable housing funds. Under the provisions of CRL Section 33413(b)(2)(ii), when a redevelopment agency produces an j - affordable housing unit outside its project area, an agency may only claim a 50% °inclusionary housing credit" for such a housing unit. On September 14, 2005 the IVDA adopted Resolution No. 2005-08 which permitted each member jurisdiction that adopts an acceptance resolution of the IVDA Inclusionary Housing Policy to receive 100% of the inclusionary/replacement housing credits for any developed or newly rehabilitated housing unit undertaken by the member jurisdiction or its duly formed redevelopment agency within the IVDA Project Area that is also within the territorial jurisdiction of such member jurisdiction. The Agency on November 7, 2005 adopted Resolution No. CDC 2005-38, which accepted the IVDA Inclusionary Housing Policy. The Agency is now able to receive 100% of the inclusionary/replacement housing credits for developed or rehabilitated housing units within the IVDA Project Area. As such, this Implementation Plan encompasses both those units created/replaced within the San Bernardino Project Areas and the IVDA Project Area, collectively referred to as the"Project Areas." Although the IVDA has been transferring its 20 percent housing set-aside funds annually to the Agency, it should be noted that the IVDA, the legislative body which controls its 20 percent set-aside, could make a finding and determination to withhold these funds at any time. Consequently, any and all IVDA funds should be treated and used as "estimates and projections." Future revenue streams from IVDA funds are uncertain and therefore restrict the Agency's bonding capacity if supported by tax increment revenue generated within the IVDA Project Area. 3 66 San Bernardino Redevelopment Agency 1-oll"11 Five Year 11111)lelilellt�jtioll pl�,111:FY 2009-10 th AGENCY'S FIVE YEAR AFFORDABLE HOUSING GOALS Community Affordable Housing Focus In conjunction with the Mayor and Council members, the Agency completed an Integrated Housing Strategy ("IHS") on October 20, 2008 to help focus implementation activities to meet the City's current and future housing needs. As a result of the IHS and the goals indentified in the Redevelopment Plans,the following details the Agency's housing goals over the remainder of the Compliance Period: 41 Notice of Funding Availability. Create a more objective and consistent system for awarding funds for housing projects. HELP Invest, Promote, and Produce. Promote affordable housing development in the Project Area(s) by providing housing resources for greater community sustainability. Efficiently and creatively expend scarce housing resources. INVEST Encourage Community Engagement. Encourage private sector investment and development of affordable housing by supporting the cooperation and participation of residents, business owners, public agencies, and community organizations. COLLABORATE Housing Accessible to All Families. Increase, improve, and preserve the supply of housing, especially housing affordable to very low, low, and moderate income households. Increase home ownership in the residential portions of the Project PRESERVE Areas. AGENCY AFFORDABLE HOUSING FIVE YEAR STRATEGY Affordable Housing Strategic Programs The following describes the Strategic Programs the Agency will undertake to achieve its affordable housing goals in the Project Areas. The Strategic Programs were identified as part of the IHS and Agency staff input on additional needs since the IHS was prepared. The Strategic Programs, including the projects contained within, will be facilitated in all of the Project Areas to satisfy the Agency's affordable housing requirements pursuant to the CRL. Affordable Housing Project Solicitation: The Agency will allocate funds on an annual basis that will be used to review development proposals, provide project gap funding, improve housing stock, and ensure adequate affordable housing management. The purpose of this is to provide funding to address housing needs throughout the City as they arise while meeting affordable housing needs. 67 s San Bernardino Redevelopment Agency 20 13-1 1 $N tN Single-Family Homeownershiop enhance'gresident as neighborhoods and The promotec responsible facilitate programs designed t homeownership. This will create healthy and sustainable communities throughout the City. Strategic Site Specific Development: The Agency will explore opportunities to acquire specific development. Sites • strategically located sites for affordable multi-family single family will generally be chosen based p resenc of blight or thepotent I of being a catalytic project spurring private investment. Grant and Loan Procurement: The Agency will seek grant and loan opportunities that can be Agency's delivery of • immediately inserted into existing programs aopportunities thatlintegrate smoothly into housing production. By applying f or specific 9 rantt and loan existing Agency activities, the speed of new development will increase without additional cost to the Agency. AFFORDABLE HOUSING WORK PROGRAM The list below describes the sing strategies and related be achieved, projected timeframe, and estimated Project Areas, including Housing G costs to implement each Strategic five over the n accordance withlt Additional a Strategic Progra that are not listed may be implemented over the next a yea d Projected Timetrame Prjec o t/Description STRATEGIC PROGRAM ocatedFoOO ds tBhlis program l oGe ROJremai remainder a Cotnp�ancel Period. '450,000 from the Housing Fund has been al _ Ongoing ❑ Notice of Funding Availability: Program that provides for A affordable housing development by informing potential developers of the availability of housing funds from the 1 HE,. INVEST COLLARORAT9 PRESERVE I Agency's various housing fund resources. STRATEGIC PROGRAM H-2: SINGLE-FAMILY e HOMEOWNERSHIP� EA rNEIGHoORHOOD REVITALIZATION. Atotal ce towards of$15,760,000 from the Housing Fund has Period. FY 12-13 thru L) Residential Revitalization Opportunities: Funds allocated FY 13-14 a to neighborhood housing projects to lessen blight and promote high quality affordable housing. INVEST COLLABORATE Ongoing ❑ Homebuyer Assistance Program: Citywide housing ® program that promotes home ownership through a deferred .RESERVE payment second trust deed loan targeted to income eligible INVEST COLLABORATE home buyers. 3 Ongoing ❑ Code Compliance Receivership of the California Program: Program that and Safety • utilizes Section 17980 'i INVEST o� to overall neighborhood retalzaton�s for rehabilitation and i target blighted Costs are subject to change,and completion of these projects may require future action by the Agency. 68 San Bernardino Redevelopment Agency Projected • B 1 • • / Goals Timeframe ❑ Single Family Rehabilitation Program: Program provides j Ongoing grants of$10,000 to income eligible homeowners for exterior i • rehabilitation within designated target areas. Grant may be I ,„vEfT COLLABORATE/REfERVE used for exterior painting, landscaping, sprinklers, fencing, j driveway,security lighting or roofing. ❑ Old Timers Grant Program: The Old Timers Foundation, a Ongoing local non-profit corporation, performs minor and emergency repairs to low-income homeowners (80% and below median ,NVOST COLLABORATE/REfERVE income). The repairs generally do not exceed $1,600 per house. Eligibility requirements require that the applicant be a senior age 60,disabled, handicapped, or a recipient of Social Security Income. STRATEGIC PROGRAM H-3: STRATEGIC SITE SPECIFIC DEVELOPMENT. A total of$16,800,000 from the Housing Fund has been allocated towards this program over the remainder of the Compliance Period. ❑ Land Acquisition, Relocation, and Demolition Program: ! Ongoing Program that promotes ancillary development and site 0 preparation activities for future development of Agency avwT properties. ❑ Stn and Meridian Project: Project located along the 2600 FY 09-10 thru block of W. 5th Street that is targeted for acquisition, tenant FY 11-12 relocation, and a RFP soliciting an affordable housing �NVaT eoLLA�eBAn MBBEBVE developer. ❑ 49th Street Housing: urther acquisition and FY 09-10 thru o Q I FY 11-12 demolition for future housing development through the acquisition of blighted properties to be replaced by up to INVEST COLLABORATE PRESERVE seven new affordable and market rate single family homes. th__ , 9 0 thru —__------.----_-._-- FY 09-10 thru ❑ 19 and Sunrise Project: Acquisition, relocation, ! FY 12-13 rehabilitation and/or demolition of a series of bli hted four-plexes to be followed by affordable rental housing i nNnT COLLABORATE PRESERVE and newly built for-sale single family homes. I Magnolia-Highland Senior Housing: New construction of j 09-10 thru 13 80 units of affordable senior housing to be built on a I Jo• * FY10 t previously blighted commercial site. This represents the first •a” IeBT project from the Agency's NOFA program. STRATEGIC PROGRAM H-4: GRANT AND LOAN PROCUREMENT. A total of$250,000 from the Housing Fund has been allocated towards this program over the remainder of the Compliance Period , C —❑ Tax Credit Procurement: Technical assistance funds Ongoing allocated to develop and submit competitive low-income i housing tax credit applications. I INVEST PRESERVE 69 i San Bernardino Redevelopment Agency Five Ye�ir Implementation Plan: FY2009-10 throulgh 2013-11 :Sae w Project/Description Timeframe ❑ Action Programs and Applications: Technical assistance ® Ongoing funds allocated to secure federal, state and other affordable ! housing grants and related resources. i INVEST COLLMBRATE PREfERVE "ANN ST dal of 337,670 from th l 1 r od ___-E _._ _- ❑ Casa Ramona / Highland Stand by: Funds allocated on a FY 09-10 thru stand-by basis to assist developer financing of an affordable 0 ® FY 13-14 senior housing project previously assisted with Agency INV[sT •REfERVE housing set-aside funds. ❑ Utility Rebate Program:Program provides sewer,water,and Ongoing refuse rebates to eligible owner-occupied households. 0 I I � INVEST ❑ Mobile Home Inspection Program: Funds used to pay a Q Ongoing portion of the salary of a city building inspector whose job it is to identify health and safety violations in the city's network of INVEST ! mobile home parks and to cite those violators. ❑ Emergency Relocation/ Rent Assistance: Funds used by Ongoing the City Attorney's Office to pay for emergency relocation of low-income tenants of residential rental properties cited for ; INVEST severe health and safety code violations. 1 �Irr� ❑ Casa Ramona Grant. Grant funds made available to an FY 09-10 thru affordable senior housing project previously assisted with ® FY 13-14 Agency housing set-aside funds. INVEST PRESERVE 70 San Bernardino Redevelopment AFFORDABLE HOUSING COMPLIANCE BLUEPRINT FOR AGENCY HOUSING ACTIVITIES The Housing Compliance Plan serves as a blueprint for current and future Agency activities within the Project Areas and outlines how it will meet its low and moderate income housing responsibilities and eliminate blight. This Housing Compliance Plan presents a summary of the Agency's inclusionary and replacement housing programs as mandated by Sections 33413(b)(4) and 33490(a)(2) and (3) of CRL Sections 33000 et seq. Specifically, it presents a forecast of the number of affordable housing units that may be required over the ten-year Compliance Period, and assesses the Agency's plans to facilitate the creation of the required number of affordable housing units within this timeframe. Adoption of a Housing Compliance Plan does not constitute approval of any specific project, program, or expenditure, and it does not change the need to obtain any required approval of a specific program, project, or expenditure from the Agency or community. The Housing Compliance Plan is a general statement of direction rather than an unalterable course of action. As such, in order to effectuate its purposes due to unknown circumstances or new opportunities that arise from time to time, the Agency may amend the Housing Compliance Plan during the five-year term of the Implementation Plan at any point, including but not limited to the mid-term opportunity as required by CRL. HOUSING PRODUCTION Since 1976, redevelopment agencies have been required to assure that, for all units developed in a project area by entities other than an agency, at least 15% of these new or substantially rehabilitated dwelling units be made available at affordable costs to very low, low, or moderate income households. Of these affordable units, not less than 40% are required to be available at affordable costs to very low income households. These requirements are applicable to housing units as aggregated, and not on a project-by-project basis to each dwelling unit created or substantially rehabilitated unless so required by an agency. These affordable housing production requirements differ for Agency-developed housing versus privately-developed housing. The CRL requires that at least 30% of all new or substantially rehabilitated units directly developed by an agency (within a project area) be available at affordable costs to households of very low, low, or moderate income. Of this 30%, not less than 50% are required to be available at affordable costs to very low income households. It is the practice of this Agency to enter into agreements with third party developers to build all affordable housing units in the Project Areas, and not directly develop housing. The Agency intends to continue this practice through the remaining life of the Redevelopment Plans. Appendix 2 provides a glossary of terms related to affordable housing covenants, affordability limits, and inclusionary unit satisfaction. Table 111-1 on the following page shows the total amount of affordable units that have been or are anticipated to be produced in the Project Areas. Those affordable units already produced have documented covenants appropriate to the time in which they were produced and have been counted towards the inclusionary requirements triggered by development in the Project Areas pursuant to CRL Section 33413(c)(1). These affordable units which have been counted towards inclusionary requirements cannot also be used to replace affordable units destroyed within the Project Areas. At this time, no affordable units produced outside the Project Area are expected to be counted towards inclusionary housing requirements. However, in the future, housing units restricted to lower income households produced outside the project Areas may be used towards satisfying inclusionary housing requirements on a 2-for-1 basis according to Section 33413(b)(2)(ii) of the CRL. i 71 i San Bernardino Redevelopment Agency M\-e Year Implementation Plan: FY2009-10 throulgh 201.3-1-1 Production of Affordable Units Table III-1 San Bernardino Economic Development Agency Total Low& Very Low Affordable Units Moderate Units' Units Produced From Adoption through 626 537 89 6/30/2009 Projected To Be Produced From 7/1/2009 through the End of the 404 163 241 Redevelopment Plans Total Affordable Units Produced 1,030 700 330 ' Does not include units that are to replace demolished affordable units As of June 20, 2009, there have been 537 very low income and 89 low and moderate income units produced in the Project Areas since the adoption of the Redevelopment Plans. From July 1, 2009 through the termination of the Redevelopment Plans, it is projected that 163 very low and 241 low or moderate income restricted units will be produced. Therefore, throughout the entire life of the „ Redevelopment Plans, it is estimated that a total of 1,030 very low, low, or moderate income restricted units will have been produced in the Project Areas. The Inclusionary Housing Obligations table on the following page (Table III-2) summarizes the production goals over various time periods as required by the CRL; a summary by Project Area may be found in Appendix 3. The number of affordable units required is based on statutory thresholds prescribed by the CRL, and the Agency is responsible for ensuring that the appropriate number of affordable units is created during the Compliance Period. Pursuant to CRL Section 33413(d)(1), project areas adopted before 1976 are exempt from the production requirements previously described for very low, low, and moderate income housing ("inclusionary units"). This exemption is removed if a 10-year extension of the project area's effectiveness is adopted under CRL Section 33333.10. Meadowbrook / Central City, State College, and Central City North Project Areas were adopted in 1970 and 1973, respectively, and are being amended pursuant to CRL Section 33333.10. Therefore, housing units built in these Project Areas prior to the amendment do not generate inclusionary housing obligations. However, these Project Areas will generate an inclusionary obligation upon adoption of the 10-year extension. Since the Agency has aggregated its housing production obligations across all Project Areas, affordable units produced in these Project Areas may be used to satisfy obligations generated in other Project Areas in the City. To estimate the number of housing units that need to be affordable to low and moderate income households, the Agency estimated the total number of units to be constructed or substantial rehabilitated in the Project Areas and applied formulas established in the CRL. The following inclusionary housing analysis takes into account all residential construction or substantial rehabilitation that occurred within the Project Areas since their adoptions to determine affordable housing production needs, and includes projections for the number of additional dwelling units to be constructed or 72 F San Bernardino Redevelopment Agency Five Year lnipleineiitatioii Plan:FY 2009-10 throu,-di 2013-I'll Sa Ni substantially rehabilitated during the Compliance Period, the next ten years, and over the life of the Redevelopment Plans. Appendix 4 shows a complete listing of all housing units counted towards the Agency's Inclusionary Housing Obligations through June 30, 2008 as well as the affordability covenants associated with each of the units. 73 San Bernardino Redevelopment mild& Five Year hiii)lenient ation Plan:F�'2009-10 t hrough 201 11 Inciusionary Housing Obligations Table lil-2 San Bernardino Economic Development Agency_ Aggregate of All Project Areas Total Units Low a Privately Affordable Very Low Moderate Units Units Developed Required Units Housing Units Developed 4 6 138 58 80 a Adoption through 6/3011994 C" °- m Affordable Units Built or Covenanted 0 M SO Adoption Through 6/30/1994 Affordable Units Surplus(Deficit) Adoption Through 6/3011994 a•. a Housing Units Developed 4 253 45 22 23 °e , a 7/1/1994-6/30/2004 a! a o enanted m v$ Affordable Units Built or Co = s > Z ro 7/1/1994-6/3012004 `O Affordable Units Surplus(Deficit) 2 8 7/1/1994-6/30/2004 3 CUMULATIVE AFFORDABLE UNIT SURPLUS (DEFICIT) ADOPTION THROUGH 613012004 p.; U„ Housing Units Developed 4 280 46 22 24 y rn 7/112004-6/30/2009 Affordable Units Built or Covenanted0$� A'8 u' L" c 711/2004.613012009 u k F. C N A m s M Affordable Units Surplus(Deficit) 7/112004-6/30/2009 r, V Housing Units to Be Developed(Est.) 0 251 43 22 21 o > 0 0 7/112009-6/30/2014 Affordable Units To Be Built or Covenanted(Est.) 1' H N 7/1/2009-6/3012014 Affordable Unit Surplus(Deficit)Over 2nd 10 Year Compliance Period(Est.)7/1/2004-6/30/2014 CUMULATIVE AFFORDABLE UNIT SURPLUS (DEFICIT) (Est.) ADOPTION THROUGH 613012014 } -0 a� Housing Units to Be Developed(Est.)4 190 32 1s 17 o 0 o Q 7/1/2014-6/30/2019 a c2 Affordable Units To Be Built or Covenanted(Est.) ° 0 0 0 0 7/1/2014-6/3012019 CUMULATIVE AFFORDABLE UNIT SURPLUS (DEFICIT) (Est.) 726 561 165 - ADOPTION THROUGH 613012019 / y Housing Units to Be Developed(Est.)4 268 44 22 22 c a 7/1/2019-End of Redevelopment Plans `= W Affordable Units To Be Built or Covenanted(Est.) k r: 71112019-End of Redevelopment Plans , 0 0 0 s , a CUMULATIVE AFFORDABLE UNIT SURPLUS (DEFICIT) (Est.) 'i ` ADOPTION THROUGH THE END OF REDEVELOPMENT PLANS ri +662 4539 ry+x13 0, ) 'Due to the proposed Amendment to the Redevelopment Plan which will extend the effectiveness of the Plan for the Project Area by 10 years,Project Area will begin to trigger inclusionary housing requirements in 2010-11 pursuant to CRL Section 33333.10. Pursuant to CRL Section 33413(d)(1),project areas adopted before 1976 are exempt from the requirement to restrict as affordable to very low,low,and moderate income households. '15%of All Units Developed or Substantially Rehabiliated °Housing Units Developed/To be Developed include both newly constructed units and substantially rehabilitated units per CRL Section 33490(a)(2)(B). g3 74 San Bernardino Redevelopment Agency Fi�v Year Implement atioli Plan: FY 2009-1.0 t hrough 2013-1-1 Table III-2 shows that development over the past five years has generated a need for 22 very low and 24 low or moderate income restricted units. As 89 very low income units and 17 low and moderate income units were produced during this time, there remains a surplus of 67 very low income units but a deficit of 7 low or moderate income units. Development that is anticipated to occur over the next five years in the Project Areas will generate the need for 43 affordable units, 22 of which must be restricted to very low income households. The Agency further anticipates that during the same time period, 404 affordable units will be produced, 163 units of which are expected to be restricted to very low income households and 241 to low or moderate income households. Therefore, during the course of the current ten-year Compliance Period, it is estimated that the Project Areas will have produced a total surplus of 423 affordable units, 209 of which are very low and 214 are low or moderate units. Taking this surplus into account, it is projected that, from adoption of the Redevelopment Plans through June 30, 2014, the Project Areas will likely have a total surplus of 758 affordable units, 576 of which will be restricted to very low income households and 182 to low or moderate income households. Through the remaining effective term of the Redevelopment Plans, the Agency has projected that the number of housing units that are to be produced will be based on historical development trends and amounts of available land in each of the Project Areas. During the first five years of the next Compliance Plan period, fiscal years 2014-15 through 2018-19, the Agency anticipates that development will generate the need for 15 very low and 17 low income units. Similarly, development that will occur from fiscal year 2018-19 through the term of the Redevelopment Plans will generate the need for 22 very low and 22 low income units. Taking into account the surplus of affordable units at the end of the current Compliance Plan Period, there will still remain a surplus of 539 very low and 143 low income units at the expiration of the Redevelopment Plans. fi As described earlier in this Implementation Plan, the Agency anticipates development of affordable housing projects in the Project Areas over the Compliance Period that may result in sufficient units to meet the housing production goal. Included in Appendix 2 is a breakdown of projected housing production by Project Area. The fulfillment of the projected housing needs is anticipated to be accomplished through the completion of the programs listed in Work Program. 75 San Bernardino Redevelopment iv :Sit t11 REPLACEMENT HOUSING Summary of Replacement Units Versus Demolished Units Table III-3 San Bernardino Economic Development Agency #of Units #of Bdrms Very Low Units Low&Mod Units C5 Demolished 366 714 272 94 0 0 o Replaced 1122 2314 751 371 to Surplus (Deficit) 756 1600 479 277 o o Demolished 187 333 80 107 � N N Replaced 40 81 11 29 iZ� O iB Surplus (Deficit) (147) (252) (69) (78) Cumulative Surplus(Deficit) 609 1348 410 199 Through June 30,2009 Source:San Bernardino Development Services Department The CRL requires that whenever housing occupied by low and moderate income persons or households are destroyed as part of an Agency project, the Agency is responsible for ensuring that an equivalent number of replacement units are constructed or substantially rehabilitated. These units must provide at least the same number of bedrooms destroyed, and 100% of the replacement units must be affordable to the same income categories (very low, low, and moderate) as those removed. The Agency receives a full credit for replacement units created inside or outside the Project Areas. Table III-3 above summarizes the units that have been demolished and subsequently replaced in the Project Areas. According to Agency records, there were 366 affordable units that were destroyed in the Project Areas from the adoption of the Redevelopment Plans through June 30, 2004. Of these, 272 units were occupied by very low and 94 were occupied by low or moderate income households. However, during the same time period, 751 very low and 371 low or moderate replacement units were built or covenanted in or outside the Project Areas, generating a surplus of 479 and 277 very low and low or moderate income affordable units, respectively. Similarly, from July 1, 2004 through June 30, 2009, records show that 80 very low and 107 low or moderate income units were destroyed and were replaced by 11 very low and 29 low or moderate income units. This left a deficit for this period of 69 and 78 very low and low or moderate income affordable units, respectively. However, the surplus from the previous period was sufficiently large to offset this period's deficits. Therefore, from adoption of the Redevelopment Plans through June 30, 2009, there were a total of 609 more affordable units produced than were destroyed in the Project Areas. A complete listing of all the replacement units quoted in the above table can be found in Appendix 5. During the remaining Compliance Period through June 30, 2014, the Agency anticipates one additional project that will result in the displacement or removal of affordable housing units in the Project Areas. The 5'h and Meridian Avenue Project contains 68 housing units and a Replacement Housing Plan was adopted by the Agency on September 8, 2009. When the Agency purchased the property, 38 units were in such disrepair (lack of plumbing and electrical wiring) that they could not be inhabited without substantial rehabilitation and thus were not viable market units. Of the remaining 30 viable units, 29 very low income units and one moderate income unit will be removed from the housing market and will 76 San Bernardino Redevelopment 11Y need to be replaced by the Agency. As depicted in Table III-3, the Agency currently has a surplus of 609 replacement housing units that will be more than sufficient to replace displaced units resulting from the 5'"and Meridian Project. HOUSING PROGRAM CASH FLOW ANALYSIS The Agency's primary source of funding for housing projects and programs is the annual deposit of 20% (30% in the M/CC and CNN Project Areas) of its tax increment revenue into a special housing set- aside fund. The CRL requires that these funds be used to increase, improve, and preserve the community's supply of housing available, at affordable housing cost, to persons and families of very low, low, and moderate incomes. Other sources of Housing Fund revenues include interest earnings, bond proceeds, IVDA housing revenue, loan repayments, and other miscellaneous revenue. The following table presents the Agency's Housing Fund projected cash flow over the next ten years. The first five years represent the remainder of the Compliance Period (FY 2004-05 through 2013-14) and the subsequent five years represent the beginning of the next compliance period (FY 2014-15 through 2023-24) and is included to assist the Agency with planning for future affordable housing projects and programs. 3 77 i 3 $i i F N 8 ^ $ E � o s E A V q� , � a oRa §m x a s s Iz ; s a m o s n o o S 8^ LL 00 O E u "� 9 $ m 9 N 8 8 8 .� ? n ti o I San Bernardino Redevelopment Agency Due to the State's actions to take redevelopment funds to balance the State Budget, the Agency may be required to make Educational Revenue Augmentation Fund ("ERAF") payments during the planning period. In 2008, the State approved the prior budget contingent upon a $350 million shift of tax increment monies from redevelopment agencies to be applied to ERAF. The California Redevelopment Association filed a lawsuit on behalf of all redevelopment agencies asserting that the take from redevelopment was unconstitutional. On April 30, 2009, a judgment in favor of redevelopment agencies was rendered, affirming that the take was unconstitutional and therefore illegal. The State has since dropped their appeal of the court decision. Following this judgment, the State of California approved the FY 2009-10 budget egregiously relying on a $2.05 billion ERAF shift from redevelopment agencies over the next two years. The additional shift to ERAF (referred to as the Supplemental Educational Revenue Augmentation Fund or "SERAF") is estimated to result in a payment of $11,000,000 in 2009-10, and $2,453,000 in 2010-11 from the Agency. The budget trailer bill, Assembly Bill 26 4x, contains a provision by which the Agency has the option to suspend its fiscal 2009-10 20% housing set-aside contribution in order to assist the ERAF shift in that year; however the loan will need to be repaid by June 30, 2015. If the Agency elects this option, the loan could potentially delay many of the housing programs and projects anticipated over the next five year period. EXPENDITURES BY HOUSEHOLD TYPES Effective January 2002, expenditure of housing set-aside revenues is subject to certain legal requirements. At a minimum, the Agency's Housing Fund revenue is to be expended in proportion to the community's need for very low and low income housing, as well as the proportion of the low income - population under the age of 65. New legal requirements took effect in 2006 that modified the previous limitation on spending Housing Fund monies on households under the age of 6512. Prior to 2006, '? Section 33334.4(b) of CRL required that an agency spend its Housing Fund monies "in at least the same proportion as the population under age 65 bears to the total population based on the most recent census." The 2006 changes provide a higher level of specificity to spend "in at least the same proportion as the number of low-income households with a member under age 65 bears to the total number of low-income households of the community as reported in the most recent census." A community's proportionate need is based on statistics from the local regional planning agency, in this case the Southern California Association of Governments, to meet the requirement for affordable housing by category, and the US Department of Housing and Urban Development Comprehensive Housing Affordability Strategy ("CHAS") allocation numbers. However, as data relating to low income k persons under the age of 65 is not readily available from the US Census, the metric that closest approximates it is from the CHAS database which represents data of low income persons below the age of 62. Table III-5 on the following page represents the minimum Housing Fund expenditure thresholds for very low and low income households and the maximum housing expenditure thresholds for households 62 years of age over the term of the Compliance Period. The moderate income category represents a maximum figure for expenditures for moderate income households, although such funds (within this category) can be spent on very low or low income households. The chart specifically details the Agency's Housing Fund expenditure during the first five years of the Compliance Period and the 11 The intent of the legislation was to ensure that Housing Funds were not exclusively or extensively used by a community senior housing projects and programs. s ►� 79 i 3 .E 1 i i i I San Bernardino Redevelopment Agency Five Year linplenientat ion Plan:FY 2009-10 throw-1) 2013-1-1 projected expenditures during the remainder of the Compliance Period. The Agency anticipates meeting their Housing Fund targeting requirements by the end of the Compliance Period. Housing Fund Proportional Expenditure Allocation Table III-6 City of San Bernardino RHNA Targeting 2004-05 to 2008-09 I 2009-10 to 2013-14 2004-05 to 2013-14 Allocation Requirement Income Level Units' %of Total Expenditure % Expenditure % Expenditure % Very-Low Income(minimum) 1,275 39.0% $5,373,649 23.2% $24,899,491 45.7% $30,273,140 39.0% Low-Income(minimum) 913 27.9% $5,941,569 25.7% $15,736,374 28.9% $21,677,943 27.9% Moderate-Income maximum 1,079 33.0% 1 $11,817,582 51.1% $13,801805 25.4% $25619,387 33.0% 3,267 $23,132,801 $54,437,670 $77,570,471 CHAS Targeting 2004-05 to 2008-09 2009-10 to 2013-14 2004-05 to 2013-14 Age Category of Income Allocation Requirement Restricted Households (Households)2 %of Total Expenditure % Expenditure % Expenditure Non-Senior 25,431 82.7% $22,804,730 98.6% $41,379,251 76.0% $64,183,980 82.7% Senior limitation 5,304 17.3% $328,071 1.4% $13,058419 24.0% $13,386,490 17.3% 30,735 $23,132,801 $54,437,670 $77,570,471 Southern California Regional Housing Needs Assessment,Final 2007 Z Data of low income households under the age of 65 is not readily available from the Census. The nearest metric for such Census data represents households under the age of 62(available via the Comprehensive Housing Affordability Strategy at hftp://socds.huduser.org/chas/index.htm). Source:SCAG;State of Cities Data System;and HUD As shown in Table III-5, the Agency expended the majority of Housing Fund revenues on moderate and non-senior households during the first five years of the Compliance Period (FY 2004-05 through 2008- 09). The Agency has projected $54.4 million of Housing Fund expenditures for projects and programs implemented over the remainder of the Compliance Period (the second five years from FY 2009-10 through 2013-14). Future Housing Fund expenditures will be spent in the proportions detailed in Table III-5 to ensure that Housing Fund Proportional Allocation targets are met by the end of the Compliance Period. Although the Agency has a surplus of affordable housing units, the Housing Fund must be expended in a timely manner to avoid penalties due to the Agency incurring an excess surplus in the Housing Fund pursuant calculations defined in CRL Section 33334.10.13 PRIOR FIVE YEAR HOUSING FUND EXPENDITURES Units Assisted by Housing Set Aside Fund The CRL requires the Agency to report projects assisted by the Housing Fund to create extremely low, very low, and low income housing units over the past implementation plan period (FY 2004-05 through 2008-09). The CRL also requires a recap of the number, location, level of affordability, and the amount of Housing Funds expended on housing units. Table III-6 on the following page summarizes these statistics. 13 An excess surplus is any unencumbered or unexpended amount in the Agency's Housing Fund that exceeds$1.0 million or the aggregate amount of housing tax increment deposited into the Housing Fund for the four preceding fiscal years. co 80 N m N p r O O O ° O N o M N O O °V O o W D O O � 000 0 C N d 1- 00 m O V (D 9 O O M M N V N O V (V 2 C O N (N CO L n N N r ry M a) M a0 N to 00 a0 N r r V) (D r d N Ict 0 a MN V� bM9 t9 OM t9 f9 to N p X N N F w w F w w d m F a N N O H"L O.E O .0 t0 0) co N O M to N W N N 0, V It h 0 Z) N m Q Q °y C M( r V oC V to O r co ° M .0 o p 00 M 0 ° f V ^ O� O O C O ° N O N h r (V N N r tD C M 0 W ac N C t N M N Z9 w t9� � ' = O O W O O to m 2 2 0 _a U U O C r O co C .N-• 00 O N O M N M M O r v O V N N V C4 O'E O N cm C j Ol C C C d n d (n C O M O ° O � O] O M r (D (n C O O (D fA .N• oo (D O O O M ,a O r V) h m N 3 3 p (D ao to m O (D ao V O ,: b9 3.-N_• ' w 0)o E t9 10 � o Di � m r t9 �i N O v r_ v rn o c v (n v a U C J D �T O V N (n N N m m N tl) D) C J to a) 5i C t 9 C4 69 9 69 L O j O O � = O (9 O O 2 2 N d N C E Q O U U (6 c L p) C 30 j O M N r r co .Oy. O V m N N V O j ° O r CO tT N ri J J 6O O C 00 E 7 C (J C U O 1 ca to 3 o r D) m (D n r _M °v to C M c v 3 v a o o Y N a'. o ° ° m C E09 I J d O O O O O O f(9 n (D 4N tO 0 3 VV O 'E E t d J h w (9 (9 f9 0 r N N D) (O`l C N M j 0 N ry N O c"i C4 69 N to NN J rn=j ° O O C flo_ d Q U d O CL d O O S O a) V d p O C L O m`O 7 J N'C U O O) fO .0 O O O O O O w to ) N N V N E d CL 'O d N Z'U r O d N m N N U LO o E o m o a a (a c E '° ° a E m C m 'o V OC C W y a a Q m c @ E ot1 D: E b N n. o rn (° n U E o d m r v 'C o o c o a E 0) O >d d h m d 'O: c O O ) d m O d IL L E d E m a a� N 7 d C E Q N N m c (1 a) 'O a V C N E m o Q N rn o rn c d Y d E c c u 2 .N 2 j a) Q o o H m m d Q U m CO E d 0 d a T a`� m 2 d E y c L d 'c y o N m C7 C7 v x w ° v Q o .N v rn Q > d ° 3 v y a W O ti d Q O a) d ] m C O C C N N C m 0 a g g C E E o (° m a y c_ o T 2 E o p` c o C L LL d d 2 O S O N d U O LL 2C 'E d G LL t0 .T, d O N 2 O O N !a O LL 0) N d m 0 !!) j rn E U o a) p N N Q d N C N LL ? U N = a U N L U �O c K E y 2 0 0 aci y ai 0 C C .N. @ L r 0 m 7 = C .0 to to � w .� +(°. X XX C � Stn U O to tT Z 2 0 2 'S K O Z Z .�i 2 2 � W W to t San Bernardino Redevelopment Five Year Niplemeii[atioti Plan:FY 2009-10 throu0i 20 13-1 1 Table III-6 above breaks down Housing Fund expenditures from the past five years by income category and age group. As also shown in the Housing Fund Proportional Expenditure Allocation table (Table III- 5), $5,373,649 (or 23.2%) of the Housing Fund was expended on very low income housing and $5,941,569 (or 25.7%) was expended on low income housing. To comply with proportional expenditure allocation requirements per CRL Section 33334.4, the Agency will need to expend approximately $24.9 million and $15.7 million on very low and low income housing, respectively, over the next five years. Similarly, $328,071 (or 1.4%) of the Housing Fund was expended on people over the age of 62 over the past five years. Therefore,to comply with proportional expenditure requirements as outlined in Table III- 5, not more than $13.1 million of the $54.4 million anticipated total expenditure on housing projects and programs can be expended on this population over the next five years. Housing Units Constructed During Prior Implementation Plan Without Housing Set Aside Funds Since fiscal year 2004-05, 78 affordable restricted units featuring long term covenants (affordable units with covenants of at least 45 years for ownership housing or 55 years for rental housing) have been created with funds other than tax increment. Of these, 48 were restricted to low, 22 were restricted to very low, and 8 were restricted to extremely low income households. Table III-7 below outlines the location, affordability breakdown, and funding source of these units. Affordable Units Constructed from 2004 to 2009 Without Agency Assistance Table III-7 San Bernardino Economic Development Agency Assessor Parcel Project Affordability Level Total Affordable Funding Amount of Date Covenant Number Information Project Area Low Very Low EM_Low Units Source Assistance Com feted Term AHEPA 377 East Gilbert St.(APN 0147-091-47) IVDA 43 1 45 89 HOME $1,200,000 3/20/2009 55 Years 82 x EXHIBIT "C" Housing Related Projects/Programs Capital Needs Analysis 14 P:\Agendas\Comm Dev CommissionW11 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx HOUSING RELATED PROJ ECTS/PROG RAMS CAPITAL NEEDS ANALYSIS PROJECT BUDGET Residential Revitalization Opportunities(30-Year Programs) I Single Family Beautification Grant $28,000,000 2 Single Family Rehabilitation Loan $12,000,000 3 Mobile Home Grant and Minor Home Repair $3,000,000 4 Home Buyer Education and Training $2,000,000 5 Citywide Homebuyer Assistance Program $28,000,000 6 Neighborhood Stabilization Program—tax increment contribution $12,000,000 Subtotal $85,000,000 NOFA&NOFA Created Projects 7 Magnolia @ Highland Senior Apartments(remaining balance) $3,000,000 8 Lugo Senior Apartments(remaining balance) $2,500,000 9 Annual Notice of Funding Availability(30-Year Program) $86,500,000 Subtotal $92,000,000 Site and/or Area Specific Redevelopment(including off-sites) 10 Meridian Redevelopment Project $8,000,000 11 19th and Sunrise—Eastpointe Village Project $10,000,000 12 Hillside and Fairfax Redevelopment Project $4,000,000 13 Ward 1 Redevelopment Project $3,000,000 14 The Urban Block $18,000,000 9th 15 4 Street Project $1,000,000 16 Mobile Home Park Acquisition and Redevelopment Project $9,000,000 17 Site Specific RFP Program (30-Year Program) $145,000,000 Subtotal $198,000,000 Grand Total $375,000,000 FY2011: RDA Housing Set Aside $7.4 million IVDA Housing Set Aside Allocation=$5.1 million (Based on FY2011 Budget Schedule 4801,Pg.8—Budget Line Detail) EXHIBIT"D" Additional Ongoing Agency Contractual Obligations to be undertaken by AHS .rte+ ' — ':*endas\Comm Dev Commission=11 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx Additional Ongoing Agency Contractual Obligations to be Undertaken by the AHS 1. Staffing, Personnel, Consultants and other Professional Services to Imolement Funding Agreement: including but not limited to, salaries and benefits to employees, fees and reimbursable expenses to consultants. 2. Property Maintenance and Management of Agency/AHS Owned Properties; including but not limited to, retaining of professional real estate consultants and service providers, payment of utilities, repair and maintenance and required capital upgrades, marketing and leasing, insurance and maintaining reserves and replacements for other property damage and liability issues. 3. Master Services Agreement of Cijy with Agency: to be assigned by Agency to AHS and the scope and anticipated expenditures to be annually approved by the Board of the AHS. 4. Housing Needs Analysis within Redevelopment Project Areas: determine deficiencies and deferred maintenance and other safety hazards caused by inadequate housing stock; determine frequency and extent of periodic repairs and maintenance requirements; recommend capital improvement programs for these properties and recommended upgrades and acquisitions. 5. Membership Subscriptions and Organizational Dues: including, but not limited to, state and national organizations, ICSC, CRA, NAHRO, NDC, SCANPH and other industry organizations. 6. Office Expenses/Administration: including, but not limited, office supplies, office equipment and furnishings, computers and communications equipment and software, IT and communications consultants,utilities, other supplies and other out-sourced services. 7. Administration of Housing related Agreements: contract compliance and monitoring for all promissory notes and financial and performance obligations of parties pursuant to Loan Agreements, Reimbursement Agreements, DDA's and OPA's and Affordability, Maintenance and Use Covenants. 8. Property Disposition Expenses and Mana eg ment: including, but not limited to, all related to sales and brokerage commissions, marketing, preparation of materials and agreements, appraisals, surveys, environmental reports,title and escrow costs. 9. Periodic Reporting Requirements: including, but not limited to, all state and federal reporting on housing redevelopment activities, filings with California Secretary of State, compliance with all FPPC reporting forms, continuing disclosure requirements for all Agency municipal housing bond issues and other bond issue related arbitrage and Trust Indenture compliance matters,review of annual audits and preparation of annual budgets. 1 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Exhibit D(AHS Contractual Obligations)-Housing Capitalization Funding Agreement.doc EXHIBIT"E" Agency Real Property Housing Assets 16 P:\Agendas\Comm Dev Commission=11 CDC Items\Special Joint Workshop\03-03-11 Agency&AHS-Housing Capitalization Funding Agreement.docx AGENCY OWNED PROPERTIES ACQUIRED WITH HOUSING FUNDS-LOW MOD AND RELATED j Downtown Properties 1. W 5" St. 134-101-04, 05, 06-Vacant Land(L/M 20%) 2. 5"& G St. 134-054-24-Vacant Land(L/M 20%) 3. 575 W 5"' St. 134-093-07-Vacant Land-Retail(L/M 20%) 4. 673 W 5"' St. 134-101-02, 03 -Vacant Land (Beauty School) (L/M 20%) 5. 696 W 5t" St. 134-061-30-Restaurant(L/M 20%) ' 134-061-21, 22, 25 -Parking Lot(L/M 20%) 6. 701 W 5" St. 134-093-08, 09-Vacant Land(L/M 20%) 7. 745 W 5" St. 134-093-05, 06-Vacant Land (L/M 20%) ' 8. 755 W 5" St. 134-093-40-Vacant Land (L/M 20%) 9. 746 W 5`h St 134-054-07, 08, 09 Salvation Army (L/M 20%) 10. 770 W 5"' St. 134-054-26-Vacant Land (Las Portales Restaurant) (L/M 20%) 11. 795 W 5' St. 134-093-41 -Vacant Land (Paradise Motel)(L/M 20%) 12. 796 W 5`h Street 134-054-25-Vacant Land (Service Station)(L/M 20%) 5th&Meridian Properties: 1. 2619 W 5" St. 142-522-38 (L/M 20%) 2. 2624 W 5`h St. 142-522-25 (L/M 20%) 3. 2625 W 5`" St. 142-522-37 (L/M 20%) 4. 2632 W 5" St. 142-522-42 (L/M 20%) 5. 263') W 5"' St. 142-522-36(L/M 20%) 6. 2638 W 5" St. 142-522-4 1(L/M 20%) 7. 2639 W 5`h St. 142-522-35 (L/M 20%) 8. 2642 W 5" St. 142-522-13 (L/M 20%) 9. 2643 W 5"' St. 142-522-12 (L/M 20%) 10. 2656 W 51" St. 142-522-14 (L/M 20%) 11. 2657 W 5`h St. 142-522-11 (L/M 20%) 12. 2670 W 5`h St. 142-522-15 (L/M 20%) 13. 2682 W 5"' St. 142-522-16 (L/M 20%) 14. 2683 W 5' St. 142-522-09(L/M 20%) 15. 2694 W 5`h St. 142-522-17 (L/M 20%) 16. 2695 W 5`h St. 142-522-08 (L/M 20%) I i 49th Street 1. 251 E 49"' St. 154-126-01 -Vacant Land (L/M 20%) 2. 255 E 49' St. 154-126-02-Vacant Land (L/M 20%) 3. 288 E 49" St. 154-125-07-Quadruplex (L/M 20%) 4. 299 E 491h St. 154-126-30-Vacant Land(L/M 20%) .rte 1 P:\Agendas\CommDevCommission\2011 CDC Item0pecial Joint Workshop\03-03-11 Exhibit E(Housing Assets)-Housing Capitalization Funding Agreement.docx a {{ 1 "F" Street 1. 939 N F St. 140-143-38—Vacant Land($1 Home) 2. 1045 N F St. 140-041-29—Vacant Land($1 Home) i E "G" Street 1. 495 N G St. 134-101-28—Vacant Land(L/M 20%) 2. West 6" St. 134-021-26 Vacant Land(L/M 20%) 3. 621 N G St. 134-021-28—Vacant Land$1 Home 4. 622 N G St. 134-014-24, 25, 26, 27 (L/M 20%) 5. 631 N. G St. 134-021-29—Vacant Land (L/M 20%) 6. 938 N G St. 140-134-06—Vacant Land($1 Home) HWY 215-Adiacent 1. 261-111-21, 23, 29, 30, 35, 40 (L/M 20%) 2. 261-121-01, 02, 03, 13, 14 (L/M 20%) 7 North Clearview Avenue 1. 261-461-11 thru 21 (L/M 20%) 2. 261-461-24 thru 31 (L/M 20%) North Parkview Court 1. 261-461-36 thru 45, 47(L/M 20%) North Streamside Avenue i 1. 261-451-39 thru 48 (L/M 20%) d West Sunset Lane j1. 261-451-01 thru 06(L/M 20%) 2. 261-451-24 thru 38 (L/M 20%) 3. 261-461-01 thru 10(L/M 20%) 4. 261-461-32 thru 35 (L/M 20%) 2 P:\P.gendas\Comm Dcv Commission\2011 ODC Items\Special Joint Workshop\03-03-11 Exhibit E(Housing Assets)-Housing Capitalization Funding Agreement.docz i s I I I I i Q West Washington Avenue 1. 261-451-07 thru 23 (L/M 20%) 2. 261-461-22, 23,46 (L/M 20%) 3. 261-461-48-66(L/M 20%) Miscellaneous 1. 676 W 10th St. 140-033-22—Vacant Land ($1 Home) 2. 815 W Orange St. 140-012-11 —Vacant Land ($1 Home) 3. Arden Guthrie Tract. 1191-021-11 thru 46& 1191-021-48 thru 69(L/M 20%) 4. 2105 E Sunrise Ln. 1191-051-55—Vacant Land(L/M 20%) 5. 1433 Lynwood Dr. 155-451-10—MF to Demo (L/M 20%) 6. Parcel at Medical Center Drive and Highland—unassigned parcel no. (L/M 20%) E f 3 I 3 i { S i } f 3 { 1 I i PAAgendes\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 Exhibit E(Housing Assets)-Housing Capitalization Funding Agmatent.dom IIII o ® 1 RESOLUTION NO. 2 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING A CERTAIN 3 REIMBURSEMENT AND PROJECT IMPLEMENTATION AGREEMENT BY 4 AND BETWEEN THE CITY OF SAN BERNARDINO AND THE SAN BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC., 5 AUTHORIZING THE FORM OF CERTAIN LEGAL DOCUMENTS RELATED THERETO AND AUTHORIZING AND DIRECTING THEIR PREPARATION, 6 EXECUTION AND DELIVERY 7 WHEREAS,the City of San Bernardino,California(the"City"),is a municipal corporation and 8 charter city, duly organized and existing pursuant to the provisions of the constitution of the State of 9 California; and 10 WHEREAS, the Redevelopment Agency of the City of San Bernardino is a public body, 11 corporate and politic(the"Agency")duly organized and existing pursuant to the California Community 12 Redevelopment Law(Health and Safety Code Section 33000, et seq.) (the"CRL"); and 13 WHEREAS, the San Bernardino Economic Development Corporation (the "SBEDC") was 14 formed pursuant to the non-profit corporation laws of the State of California,and currently exists for the 15 purposes of assisting in the implementation of various redevelopment initiatives within the City and to 16 undertake such other activities,programs and projects of the Agency and the City as are then deemed 17 advisable by the SBEDC through its board of directors; and 18 WHEREAS, the City and the SBEDC intend to enter into a Reimbursement and Project 19 Implementation Agreement(the"Reimbursement Agreement")for the purpose of assisting the City in 20 the implementation and undertaking of various City Public Works Projects as further set forth on 21 Exhibit"A"of the Reimbursement Agreement and for the reasons as described in the Reimbursement 22 Agreement; and 23 WHEREAS, the SBEDC has also entered into a certain Project Funding Agreement with the 24 Agency dated as of March 2011 (the"Funding Agreement"),whereby the Agency has duly assigned and 25 set over to the SBEDC certain current and future tax increment revenues of the Agency for the purposes 26 of restructuring the manner in which the Agency, through the SBEDC, conducts its governmental 27 functions as a community redevelopment agency pursuant to the CRL, and for the purposes of having 28 1 P:\Agendas\CommDevCommission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC-Reimbursement Agreement MCC Reso.doc I the SBEDC, rather than the Agency,undertake and implement certain redevelopment related projects 2 and other Agency designated public works projects in a more efficient and expeditious manner than can 3 be accomplished through the operational and management structure utilizing solely the Agency 4 resources for the undertaking and implementation of all such projects; and 5 WHEREAS,the SBEDC has determined that the commitments entered into by the SBEDC with 6 the Agency pursuant to the Funding Agreement requires the SBEDC to enter into the Reimbursement r 7 Agreement with the City in the form of the Reimbursement Agreement attached to this Resolution as 8 Exhibit"A"for the purposes of further defining and setting forth the manner in which the parties shall 9 pursue the undertaking and implementation of those City Public Works Projects as further set forth on 10 Exhibit"A"of the Reimbursement Agreement which are eligible for reimbursement from the Agency to 11 the SBEDC under the terms set forth in the Reimbursement Agreement as qualified redevelopment 12 expenses in furtherance of the above stated purposes; and 13 WHEREAS,the City is currently without adequate staff and financial resources to undertake the 14 City Public Works Projects and seeks the assistance of the SBEDC to implement and complete such 15 City Public Works Projects on behalf of the City; and 16 WHEREAS,the SBEDC has the expectation of receiving tax increment revenues to be generated 17 within the various redevelopment project areas(the"Project Areas")of the Agency that are each subject 18 to their own redevelopment plan(each a"Redevelopment Plan"for the Project Areas)as required by the 19 CRL. 20 WHEREAS, the Mayor and Common Council have duly considered the terms of such 21 transactions as contemplated herein and find that approval of the terms and obligations of the 22 Reimbursement Agreement at this time is in the best interests of the City. 23 NOW, THEREFORE, THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN 24 BERNARDINO DO HEREBY RESOLVE, DETERMINE AND ORDER, AS FOLLOWS: 25 Section 1. Findings and Determinations. The Mayor and Common Council hereby find and 26 determine that the Recitals contained hereinabove are true and correct and are incorporated herein by 27 this reference. 28 2 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC-Reimbursement Agreement MCC Reso.doc I Section 2. Approval of the Reimbursement Agreement. The Mayor and Common Council 2 hereby approve the undertaking by the SBEDC of all or any number of the City Public Works Projects 3 in a principal amount not to exceed the Commitment Amount set forth in Exhibit"A"for the benefit of 4 the City, in addition to the reimbursement provisions, as set forth in Section 1 of the Reimbursement 5 Agreement, in the event the City undertakes and completes any of such City Public Works Projects in 6 lieu of such undertaking and completion having been accomplished by the SBEDC. 7 Section 3. Approval of City's Notice Requirements. The Mayor and Common Council hereby 8 approve the condition precedent to the ability of the City to receive eligible reimbursements in 9 accordance with the Reimbursement Agreement of providing written notice to the SBEDC pursuant to 10 Section 11 of the Reimbursement Agreement which notice shall be given for each project in the manner 11 as set forth therein. 12 Section 4. Approval of Terms of Repayment. The Mayor and Common Council hereby 13 approve the methods and terms of repayment of the principal for any amounts advanced by the City,and 14 interest thereon,pursuant to the Reimbursement Agreement,as more thoroughly described in Section 3 15 of the Reimbursement Agreement. 16 Section 5. Approval of Acceptance of the Payment Covenant of the SBEDC. The Mayor and 17 Common Council hereby approve the City's acceptance of the SBEDC's payment covenant described in 18 Section 4 of the Reimbursement Agreement in lieu of a security interest in the assets,funds,revenues or 19 properties of the SBEDC or an assignment of the rights of the SBEDC pursuant to the Funding 20 Agreement. 21 Section 6. Official Action. The Mayor and Common Council,the City Clerk and any and all 22 other officers of the City are hereby authorized and directed, on behalf of the City, to do any and all 23 things and to take any and all actions, including execution and delivery of assignments, certificates, 24 requisitions,agreements,notices,consents,instruments of conveyance,warrants and other documents 25 which any of such officers may deem necessary or advisable in connection with the fulfillment of the 26 City's obligations under the Reimbursement Agreement and the consummation of the transactions 27 described herein and therein. 28 3 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC-Reimbursement Agreement MCC Reso.doc I Section 7. Effective Date. This Resolution shall take effect upon its adoption and execution 2 in the manner as required by the City Charter. 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 4 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-I1 City&SBEDC-Reimbursement Agreement MCC Reso.doc 1 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING A CERTAIN 2 REIMBURSEMENT AND PROJECT IMPLEMENTATION AGREEMENT BY AND BETWEEN THE CITY OF SAN BERNARDINO AND THE SAN 3 BERNARDINO ECONOMIC DEVELOPMENT CORPORATION, INC., AUTHORIZING THE FORM OF CERTAIN LEGAL DOCUMENTS RELATED 4 THERETO AND AUTHORIZING AND DIRECTING THEIR PREPARATION, 5 EXECUTION AND DELIVERY 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and 7 Common Council of the City of San Bernardino at a meeting 8 thereof, held on the day of , 2011, by the following vote to wit: 9 Council Members: Ayes Nays Abstain Absent 10 MARQUEZ 11 VACANT 12 BRINKER 13 SHORETT 14 KELLEY 15 JOHNSON 16 MC CAMMACK 17 18 Rachel G. Clark, City Clerk 19 20 The foregoing Resolution is hereby approved this day of , 2011. 21 22 23 Patrick J. Morris, Mayor 24 City of San Bernardino 25 Approved as to Form: 26 By: 27 James F. Penman, 6ity Attorney Q 1 28 5 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC-Reimbursement Agreement MCC Reso.doc i 1 EXHIBIT "A" 2 Reimbursement Agreement 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 6 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC-Reimbursement Agreement MCC Reso.doc REIMBURSEMENT AND PROJECT IMPLEMENTATION AGREEMENT (City of San Bernardino and San Bernardino Economic Development Corporation, Inc.) THIS REIMBURSEMENT AND PROJECT IMPLEMENTATION AGREEMENT (this "Agreement") is entered into as of this day of March, 2011, by and between the City of San Bernardino, California, a charter city duly incorporated pursuant to the Constitution and laws of the State of California (the "City"), and the San Bernardino Economic Development Corporation, Inc., a California non-profit corporation (the"SBEDC"). RECITALS WHEREAS, the City and the SBEDC intend to enter into this Agreement for the purpose of assisting the City in the implementation and undertaking of various City Public Works Projects as further set forth on Exhibit "A" as attached hereto and incorporated by reference into this Agreement and for the reasons as described in this Agreement; and WHEREAS, the SBEDC has entered into a certain Project Funding Agreement with the Redevelopment Agency of the City of San Bernardino (the "Agency") dated as of March_, 2011 (the "Funding Agreement") whereby the Agency has duly assigned and set over to the SBEDC certain current and future tax increment revenues of the Agency for the purposes of restructuring the manner in which the Agency through the SBEDC conducts its governmental functions as a community redevelopment agency pursuant to the Community Redevelopment Law, found at Health & Safety Code Section 33000, et seq. (the "CRL"), and for the purposes of having the SBEDC rather than the Agency, undertake and implement certain redevelopment related projects and other Agency designated public works projects in a more efficient and expeditious manner than can be accomplished through operational and management structure utilizing solely the Agency resources for the undertaking and implementation of all such projects; and WHEREAS, the SBEDC has determined that the commitments entered into by the SBEDC with the Agency pursuant to the Funding Agreement requires the SBEDC to enter into this Agreement with the City for the purposes of further defining and setting forth the manner in which the parties shall pursue the undertaking and implementation of those City Public Works Projects as further set forth on said Exhibit"A" which are eligible for reimbursement from the Agency to the SBEDC under the terms set forth in this Agreement as qualified redevelopment expenses in furtherance of the above stated purposes; and WHEREAS, the City is currently without adequate staff and financial resources to undertake the City Public Works Projects and seeks the assistance of the SBEDC to implement and complete such City Public Works Projects on behalf of the City; and WHEREAS, the SBEDC has the expectation of receiving tax increment revenues to be generated within the various redevelopment project areas (the "Project Areas") of the Agency that are each subject to their own redevelopment plan (each a "Redevelopment Plan" for the Project Areas) as required by the CRL. 1 PAAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docx NOW, THEREFORE, in consideration of the promises contained herein, and for such other good and valuable consideration receipt of which is hereby acknowledged, the parties hereto agree as follows: Section 1. Reimbursement Agreement. The SBEDC shall undertake for the benefit of the City all or any number of the City Public Works Projects in a principal amount not to exceed that amount as set forth in the Exhibit "A" as attached hereto (the "Commitment Amount"). In the event the City undertakes and completes any of such City Public Works Projects in lieu of such undertaking and completion having been accomplished by the SBEDC, the principal amount as expended by the City in furtherance thereof shall bear interest at the rate of four percent (4%) per annum and shall be payable by the SBEDC to the City as herein provided. Interest shall be paid quarterly in arrears for the term that any amounts remain outstanding pursuant to this Agreement as of each January 1, April 1, July 1, and October 1 (each such date being an "Interest Payment Date") for any period of time for which amounts remain due and payable by the SBEDC to the City under this Agreement. Interest shall be calculated on the number of actual days that any principal amount remains outstanding and unpaid in each year on the basis of 365/366 days in a calendar year. Section 2. Implementation and Funding;Notice for City to Proceed. (a) The SBEDC has agreed to reimburse the City or to undertake any or all of the City Public Works Projects as set forth on Exhibit "A" which shall necessarily include certain qualified engineering design costs with third party private engineering firms, construction management with third party private firms and actual construction costs for those City Public Works Projects which will inure to the benefit of the City and the residents of the entire City and which will additionally accomplish other public purposes of the City and the SBEDC. The SBEDC shall adhere to substantially all public works requirements as are applicable to the City and in particular shall pay the prevailing wage rates as may be applicable from time to time for the type of"public work" then being undertaken by the SBEDC in accordance with the Public Contracts Code of the State. The SBEDC shall adhere to such competitive bidding procedures and practices or other forms of procurement that in the determination of the SBEDC will produce the lowest possible project cost but in conformity with all requirements of State law. (b) As a condition precedent to the ability of the City to receive eligible reimbursements for a City Public Works Project in accordance with this Agreement, prior to the City commencing to undertake or to expend any dollar amounts on a proposed City Public Works Project, the City shall provide written notice to the SBEDC in the manner required by Section 11 hereof, and the SBEDC shall have forty-five (45) days after receipt of such notice to reply in the affirmative that the SBEDC intends to undertake such designated City Public Works Project and commence the expenditure of funds with sixty (60) days thereafter. Failure of the SBEDC to timely respond to the City shall be deemed to be a rejection of acceptance of the contractual obligation to proceed with such designated City Public Works Project and the City shall be entitled to thereafter proceed utilizing City funds and seek the reimbursements from the SBEDC in the manner as provided in this Agreement. 2 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.do" Section 3. Repayment. (a) Principal. Payment of the principal for any amounts advanced by the City pursuant to this Agreement on the City Public Works Projects shall be payable to the extent that the SBEDC has available tax increment revenues as may have been received pursuant to the Funding Agreement during the term of each applicable Redevelopment Plan of the Agency for which tax increment revenues are then being generated and are available to the SBEDC and actually received by the SBEDC. The SBEDC may, without penalty, prepay all or any portion of the principal balance of the amounts owed to the City pursuant to this Agreement and the SBEDC may remit periodic payments of principal at any time and from time to time. The SBEDC, at the SBEDC's discretion, may request that the City provide written evidence of the receipt of those amounts payable pursuant to this Agreement and verification of the application of all such funds to the principal and interest, if any, as may be due and payable pursuant to this Agreement. (b) Interest. (i) Interest shall be paid quarterly in arrears for the term of this Agreement with the first quarterly interest payment due upon each Interest Payment Date during the period of time that any amounts remain due and payable by the SBEDC to the City pursuant to this Agreement, and the final interest payment shall be due and payable upon the payment of the final principal payment hereunder. Interest shall be payable in arrears in quarterly installments based upon the principal amount that is then outstanding under this Agreement as of each Interest Payment Date for the precise number of days calculated on a i 365/366 year basis that the applicable principal amount payable under this Agreement was outstanding during the applicable Interest Payment Calculation Period (as defined below). Interest shall compound annually and shall be calculated in arrears for the applicable calendar year ending as of the calendar day immediately prior to each one (1) year anniversary date of each advance by the City on a project by project basis and not on the basis of each periodic advance (each such calendar year being defined herein as an "Interest Payment Calculation Period"). (ii) On the final principal payment date, the SBEDC shall pay to the City at the notice address set forth in Section 11 hereof the outstanding principal amount due and payable pursuant to this Agreement, all accrued and unpaid interest and all other amounts due and payable by the SBEDC to the City pursuant to this Agreement. (c) Quarterly Payment. Quarterly payments of principal shall be due and payable on each Interest Payment Date to the extent that the SBEDC has received tax increment revenues specifically for such purposes pursuant to the Funding Agreement from the applicable Redevelopment Plan for the Project Areas within which such City Public Works Projects are located (each such principal payment is herein defined as a"Quarterly Payment"). (d) Late Charges. If a Quarterly Payment is not timely made when tax increment revenues are specifically available for such purposes and remains overdue for a period of thirty (30) days after the same becomes due and payable from and after receipt of an invoice or notice from the 3 MAgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docx { I City to the SBEDC delivered in the manner required by Section 11 hereof, the SBEDC,without further notice or demand by the City, shall pay a late charge in an amount equal to five percent (5%) of the delinquent payment due and owing to the City (the "Late Charge"). The SBEDC agrees that an amount equal to the Late Charge is a reasonable estimate of the damage to the City in the event of a late payment is remitted by the SBEDC under this Agreement. Each delinquent payment plus the applicable Late Charge shall bear interest at a rate equal to ten percent (10%) per annum until such amount is paid in full to the City. Section 4. No Security' Payment Covenant of the SBEDC. (a) The payments to be remitted by the SBEDC pursuant to this Agreement are not secured by the pledge of, the assignment of, or the granting of any security interest in, the assets, funds, revenues or properties of the SBEDC nor any assignment of the rights of the SBEDC pursuant to the Funding Agreement. (b) The SBEDC hereby agrees and covenants to appropriate funds with respect to each fiscal year throughout the term of this Agreement in an amount sufficient to remit the required interest payments during the applicable fiscal year if and to the extent the SBEDC did not undertake one or more City Public Works Projects which were required to be undertaken and completed by the SBEDC and such City Public Works Projects were in fact undertaken, funded and completed by the City. In addition, the SBEDC agrees and covenants to appropriate funds with respect to the fiscal year in which sufficient tax increment revenues are available for such purposes in an amount sufficient to pay the outstanding principal of and interest on the amounts due and payable, if any, to the City pursuant to this Agreement. (c) The obligations of the SBEDC under this Agreement and under the Note are not guaranteed by, nor payable either directly or indirectly by, nor are they the obligations of any other governmental agency, but are the unsecured obligations solely of the SBEDC. Section 5. Prior Indebtedness. The City hereby acknowledges that the SBEDC has incurred certain prior contractual performance and financial obligations to the Agency in accordance with the Funding Agreement. The City acknowledges the financial condition of the SBEDC and recognizes that the SBEDC is presently without any sources of funds other than those amounts, if any, as may be payable to the SBEDC pursuant to the Funding Agreement. Section 6. Representations of the SBEDC. (a) The SBEDC has been duly organized as a non-profit corporation under the laws of the State of California and has the power to enter into this Agreement and to incur the obligations under this Agreement and maintains tax-exempt status pursuant to Section 501(c)(3) of the Internal Revenue Code. (b) Execution of this Agreement and of the Note have been duly authorized by the governing board of the SBEDC. 4 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docx i i (c) No governmental or regulatory approvals that have not been previously obtained by the SBEDC are required for the due approval, execution and delivery by the SBEDC of this Agreement. (d) This Agreement has been duly executed and delivered by the SBEDC and this Agreement does constitute the valid and binding obligations of the SBEDC payable from the tax increment revenues to be received by the SBEDC as set forth herein. (e) The representations of the SBEDC contained in this Agreement shall be true and correct in all material respects on and as of the date of execution and delivery of this Agreement, with the same force and effect as though such representations and warranties had been made on and as of the date of approval of this Agreement by the governing board of the SBEDC. (f) On and as of the date of this Agreement, the SBEDC is not in default under any other indebtedness of the SBEDC, and the execution, delivery or performance of the SBEDC of this Agreement shall not, to the best of the SBEDC`s knowledge, contravene any provision of law, statute, rule or regulation of any governmental instrumentality and shall not, to the best of the SBEDC's knowledge, conflict or be inconsistent with or result in any breach of any terms, covenants or provisions of, or constitute a default under, or result in the creation or imposition of a lien pursuant to the terms of, any loan agreement, credit agreement or any other agreement, contract or instrument to which the SBEDC is a party or by which they are bound or to which they may be subject. Section 7. Events of Default. (a) By the City. Failure to perform or a delay in performing any term or provision of this Agreement with such failure or delay not being corrected within thirty (30) calendar days after receipt of notice thereof from the SBEDC shall constitute a default by the City. (b) By the SBEDC. Failure to perform or a delay in performing any term or provision of this Agreement with such failure or delay not being corrected within thirty (30) calendar days after receipt of notice thereof from the City shall constitute a default by the SBEDC. Section 8. Remedies. Upon a default by the City, (i) the SBEDC shall be released from any further obligations under this Agreement except for the repayment of the principal of and interest on any dollar amounts previously advanced, if any, by the City in furtherance of any of the City Public Works Projects which are deemed to be advances to the SBEDC, and (ii) the SBEDC may seek appropriate legal, injunctive or equitable relief. Upon a default by the SBEDC, the City may institute any proceeding at law or in equity to enforce the obligations of the SBEDC under this Agreement and/or any covenants and obligations of the SBEDC contained in this Agreement. In any action brought under this Agreement, the prevailing party shall be entitled to reimbursement from the other party of its costs and expenses (including reasonable attorney's fees) in bringing such action. Additionally, the City shall be entitled to any costs, including reasonable attorney's fees, including those fees and costs of providing legal services through the office of the City Attorney, incurred in collecting amounts due and payable to the City under this Agreement. 5 P:\Agendas\CommDevCommission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docx 4 1 Section 9. No Assignment. The City shall not be entitled to, and shall not, assign this Agreement nor its right to receive payments under this Agreement to any other party without the prior written consent of the SBEDC first having been obtained which consent shall not be unreasonably withheld. Section 10. Term. This Agreement shall terminate upon the payment in full by the SBEDC of all amounts due under this Agreement during the period of time that the SBEDC is entitled to receive the tax interment revenues from the Agency attributable to the redevelopment project areas as further set forth in the Funding Agreement. Section 11. Notices. Notices shall be presented in person or by certified or registered United States mail, return receipt requested, postage prepaid, or by overnight delivery made by a nationally recognized delivery service to the addresses noted below. Notice presented by United States mail shall be deemed effective the second business day after deposit with the United States Postal Service. This Section shall not prevent giving notice by personal service or telephonically verified fax transmission, which shall be deemed effective upon actual receipt of such personal service or telephonic verification. Either party may change their address for receipt of written notice by so notifying the other party in writing. TO THE CITY: City of San Bernardino City Hall, 6t'Floor 300 North"D" Street San Bernardino, California 92418 Attn: City Manager TO THE SBEDC: San Bernardino Economic Development Corporation, Inc. 201 North"E" Street, 3ta Floor San Bernardino, California 92401 Attn: Executive Director Section 12. Governing Law. This Agreement shall be governed by the laws of the State of California, and in the event any party seeks judicial relief or to enforce or to interpret any provision of this Agreement and the Note, such actions shall be filed in the Superior Court of San Bernardino County, California, Main Branch, in the City of San Bernardino, California. Section 13. Entire Agreement. This Agreement constitutes the entire agreement among the parties and may not be amended without the prior written consent of the parties hereto. This Agreement supersedes all prior negotiation, discussions and previous agreements between the parties concerning the subject matter 6 P:Wgendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docx herein. The parties intend this Agreement to be the final expression of their agreement with respect to the terms herein and a complete and exclusive statement of such terms. No modification, amendment or waiver of any term herein shall be binding unless executed in writing by the parties hereto. Section 14. Amendment. This Agreement may be amended as deemed necessary by written instruments duly approved and executed by the parties hereto. Any such amendments or modifications shall be valid,binding and legally enforceable only if in written form and executed by the parties hereto after the same have been duly approved and authorized for execution. Section 15. Severability. Each and every section of this Agreement shall be construed as a separate and independent covenant and agreement. If any term or provision of this Agreement or the application thereof shall be declared invalid or unenforceable, the remainder of this Agreement, or the application of such term or provision to circumstances other than those to which it is invalid or unenforceable, shall not be affected thereby, and each term and provision of this Agreement shall be valid and enforceable to the extent permitted by law. [SIGNATURE PAGE FOLLOWS] 7 P:\Agendas\Comm Dev Commission\2011 CDC Items\Special Joint Workshop\03-03-11 City&SBEDC Reimbursment Agreement.docz