Loading...
HomeMy WebLinkAbout21- Water CITY OF SAN BERNARDINO - REQUEST FOR COUNCIL ACTION From: Stacey R.Aldstadt, General Manager Subject: Receive and File—Annual Audit of the a er Department's Water and Sewer Utilities for the fiscal year Dept: Water ending June 30, 2009. Date: 1/25/2010 M&CC Meeting Date: 2/16/2010 Synopsis of Previous Council Action: Similar action taken each year following completion of the annual Audit Report Recommended motion: That the Mayor and Council receive and file the Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2009. Signature Contact person: Stacey R.Aldstadt, General Manager Phone: 384-5091 Supporting data attached: Yes Ward: FUNDING REQUIREMENTS: Amount: N/A Source:(Acct. No.) Water Department (Acct. Description) Finance: Council Notes: 75-0262 Agenda Item No. ZI CITY OF SAN BERNARDINO - REQUEST FOR COUNCIL ACTION STAFF REPORT Subject: Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2009. Background: The firm of Mayer Hoffman McCann PC, has completed the Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2009. This report was presented to and accepted by the Board of Water Commissioners at their meeting of January 19, 2010. Financial Impact: None. Recommendation: That the Mayor and Common council receive and file the completed Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2009. 1 1 1 MUNICIPAL WATER DEPARTMENT OF THE ' CITY OF SAN BERNARDINO, CALIFORNIA FINANCIAL STATEMENTS tYear ended June 30, 2009 t 1 1 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA FINANCIAL STATEMENTS Year ended June 30, 2009 TABLE OF CONTENTS FINANCIAL SECTION Paqe Independent Auditors' Report 1 Management's Discussion and Analysis 5 Basic Financial Statements: Statement of Net Assets 14 Statement of Revenues, Expenses, and Changes in Net Assets 17 Statement of Cash Flows 18 Notes to Basic Financial Statements 20 SUPPLEMENTARY INFORMATION Other Information: Board of Water Commissioners and Organization 51 Schedule of Insurance Coverage 52 Schedule of Water System Demographics 55 Schedule of Water Production 56 Schedule of Water Rates 57 Schedule of Sundry Water Statistical Data 58 Schedule of Service Area and Customers 60 Schedule of Sewer Rates and Statistics 61 Schedule — 1992 Certificates of Participation, San Bernardino Public Safety Authority 64 Schedule— 1998 Refunding Sewer Revenue Certificates of Participation, San Bernardino Public Safety Authority 65 Bond Schedule — General Obligation Waterworks Bonds, Series C 66 Report on Compliance and Other Matters and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 67 (This page intentionally left blank.) Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx www.mhm-pc.com Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of each major fund of the Municipal Water Department of the City of San Bernardino ("Department"), as of and for the year ended June 30, 2009, which collectively comprise the Department's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the management of the Department. Our responsibility is to express opinions on these financial statements based on our audit. The prior year summarized partial comparative information has been derived from the financial statements of the Department for the year ended June 30, 2008 and, in our report dated January 13, 2010, we expressed an unqualified opinion on those financial statements. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note 1, the financial statements present only the financial activities of the Department and are not intended to present fairly, in all material respects, the financial position of the City of San Bernardino, California, and the results of its operations and cash flows of its proprietary fund types, in conformity with accounting principles generally accepted in the United States of America. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Department, as of June 30, 2009, and the respective changes in financial position and cash flows of the Department for the year then ended in conformity with accounting principles generally accepted in the United States of America. 1 Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California Page Two The information identified in the accompanying table of contents as management's discussion and analysis is not a required part of the basic financial statements, but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the Department's basic financial statements. The schedules listed in the table of contents as supplementary information are presented for purposes of additional analysis and are not a required part of the basic financial statements. These schedules have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. In accordance with Government Auditing Standards, we have also issued a report dated January 13, 2010 on our consideration of the Department's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Irvine, California January 13, 2010 2 MANAGEMENT'S DISCUSSION AND ANALYSIS 3 (This page intentionally left blank.) 4 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) As management of the San Bernardino Municipal Water Department (Department), we offer the readers of the Department's financial statement a narrative overview and analysis of the financial statements for the fiscal year ended June 30, 2009. We encourage readers to consider the information presented here in conjunction with the accompanying financial statements. All amounts, unless otherwise indicated, are expressed in thousands of dollars. Mission and organizational structure The San Bernardino City Municipal Water Department operates the water system for the City of San Bernardino (City) as well as sewer treatment facilities for the cities of San Bernardino, Loma Linda, and portions of the area served by East Valley Water District. The Department is comprised of two major operating funds - the water utility and the sewer utility. Overview of the financial statements This discussion and analysis letter is intended to serve as an introduction to the Department's financial statements. Department operation is accounted for as an enterprise fund of the City. These financial statements include the activities of the Department and provide comparative information for the preceding two fiscal years. Information regarding citywide financial results is available in the City's Comprehensive Annual Financial Report. The Department's financial statements are comprised of two components: 1) financial statements, and 2) notes to the financial statements. Included as part of the financial statements are the balance sheets, statement of revenues, expenses and changes in net assets, and statements of cash flow. The balance sheets present the assets and liabilities with the difference reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of the improvement or deterioration of the financial condition of the Department. The statements of revenues, expenses and changes in fund assets present information indicating how the Department's net assets have changed during the most recent two fiscal years. Results of operations are recorded using the accrual basis of accounting whereby transactions are reported as underlying events occur, regardless of the timing of cash flows. Thus, revenues and expenses are reported in these statements for some items that will result in cash flow in future fiscal periods. The statement of cash flows presents the flows of cash and cash equivalents during the last fiscal years, including certain restricted amounts. The notes to the financial statements provide additional information essential to the full understanding of the data provided in the financial statements. Performance goals and results The assets of the Department exceeded its liabilities at the close of fiscal years 2009 and 2008 by $249,096 and $248,054, respectively. Of these amounts, $29,637 and $26,956 respectively were available to meet the Department's ongoing obligations to creditors and customers (the unrestricted net assets). The Department's net assets 5 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) have increased by $1,042 and $9,687 respectively. Unrestricted net assets represent 55% and 50% of annual operating expenses for fiscal years 2009 and 2008, respectively. Water Utility: Financial analysis As noted earlier, net assets may serve over time as a useful indicator of an entity's financial position. The water utility's assets exceed liabilities by $149,161 and $148,064 at June 30, 2009 and 2008, respectively. Almost 90% of the water utility's net assets are represented by its investment in capital assets such as wells, reservoirs, treatment facilities and the distribution system less any related outstanding debt used to acquire those assets. The water utility utilizes these assets to provide service to customers. Therefore, these assets are not available for future spending. Resources necessary to repay the outstanding debt is funded by other sources such as operations. Approximately 4% of the water utility's net assets represent resources that are subject to external restrictions on how they may be used. These restrictions are for items such as debt repayment and other legally restricted purposes. The remainder represents the unrestricted portion which may be used to meet the water utility's ongoing obligations to creditors and customers. Condensed statements of net assets Fiscal year ended June 30 2009 2008 2007 Assets: Current and other assets $ 91,562 97,564 91,461 Net utility lant 148,126 143,254 130,861 Total assets $ 239,688 240,815 222,322 Liabilities: Long-term liabilities, net $ 82,118 83,672 75,269 Current liabilities 8,409 9,078 8,750 Total liabilities $ 90,527 92,750 1 84,019 Net Assets: Investment in capital assets, net $ 133,834 130,610 122,081 Restricted 6,328 8,407 11,294 Unrestricted 8,999 9,047 4,928 Total net assets $ 149,161 148,064 138,303 Assets Total assets of the water utility as of June 30, 2009 and 2008 were $239,688 and $240,815, respectively, a decrease of $1,127. Fixed asset additions include wells and pumps ($7,695), and distribution lines ($3,634). This was offset by a decrease in CWIP ($2,784) as projects were closed to fixed assets, and higher accumulated depreciation ($3,658). Additional changes in other assets include a decrease in notes held by CIEDB ($2,136) that fund construction projects; a decrease in capital fees utilized to meet expansion requirements ($2,078); and a decrease in prepaid insurance used fund reimbursement expenses at Consent Decree sites ($2,043). 6 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) Liabilities Total liabilities as of June 30, 2009 and 2008 were $90,527 and $92,750 respectively which is a decrease of $2,223. One significant increase in liabilities is the OPEB obligation ($1,105) offset by the recognition of deferred revenue ($1,581); the reduction of accounts payable ($770); the reduction in consumer deposits ($543) and debt reduction ($539). Net assets Total net assets as of June 30, 2009 and 2008 were $149,161 and $148,064, respectively, representing an increase of $1,097. Internal investment in capital assets increased $3,224; offset by decreases in restricted funds of $2,079 and unrestricted cash of $48. Statement of revenues, expenses and chan es in net assets Fiscal year end June 30 2009 2008 2007 Revenue: Sale of water $ 25,309 25,295 26,244 Other operating revenue 1,950 2,042 1,988 Investment income 1,009 1,613 1,181 Non-operating revenue 2,447 2,459 2,467 Capital contributions 3,919 11,398 11,931 Total revenue $ 34,634 42,807 43,965 Ex enses: Operating and maintenance $ 15,808 15,470 14,862 Administration 11,902 12,494 9,143 Depreciation 5,225 4,490 4,065 Interest expense 602 592 313 Total expense $ 33,537 33,046 28,383 Net assets Change in net assets $ 1,097 9,761 15,582 Net assets at beginning of year 148,064 138,303 122 721 Net assets at year end $ 149,161 148,064 138,303 Revenues Total revenues for fiscal year ended June 30, 2009 are $34,634 compared with $42,807 in fiscal year 2008. The decrease of $8,173 is due to the slow down in the economy. Capital contributions for construction declined ($7,479); and investment income was substantially lower ($604). Lower sales were offset, in part by a 3.3% rate increase implemented in August 2008. Expenses Total expenses for fiscal year ended June 30, 2009 are $33,537 compared with $33,046 in fiscal year 2008. The increase of $491 is due to increased depreciation costs ($735), and the Department's charge off of operational costs of planning, previously in CWIP, for capital projects that will not be completed within the next five years ($481). The Department has managed to trim other operational, maintenance and administration costs. Transfers Transfers to the City's General Fund, as defined by City Charter, are equal to a maximum of 10% of water service revenues of the prior fiscal year. Water service revenues include revenue from the sale of water and other fees and services. 7 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) Additionally, the Department provides free and discounted water service to City facilities and contracts for master agreement services provided by the City. Capital assets Fiscal year end June 30 1 2009 2008 2007 Assets: Land and easements $ 2,945 2,945 2,945 Wells and pumping plant 69,684 61 989 48,220 Distribution 103,973 100,339 73,377 Plant and facilities 2,52' 1,930 Other capital 12,971 13,189 12,261 Construction work in process 12,661 15,445 41,651 Total capital assets $ 20417-54 196,224 180,384 Accumulated depreciation 56,628 52,970 49,523 Total capital assets net $ 148,126 143,254 i 130,861 Long-term debt and coverage Fiscal year end June 30 2009 2008 2007 Net profit: $ 2,823 1,636 3,650 Add back: Depreciation $ 5,225 4,490 4,065 Amortization -0- -0- 28 Interest expense 602 692 313 Otherfees -0- -0- -0- Gain /loss on assets 310 532 37 Total cash available a $ 2,694 3,978 8,019 Senior debt C I E D B 1,073 932 777 Total senior debt b $ 1,073 932 777 Sub debt Subordinate debt 79 79 79 Aqoreqate P&I c $ 1,152 1,011 856 Coverage: Senior debt coverage a/b X 2.5 x 4.3 x 10.3 x Aggregate covers a a/c X 2.3 x 4.0 x 3.9 x Management challenges: Regional and state-wide drought conditions have created a high demand/low supply paradigm for water resources. Recent legal decisions involving endangered species have exacerbated this low supply condition. Management continues to actively pursue political strategies to augment water supply, including preparation of planning and environmental documents for a recycled water recharge project. The only source of additional supply at this time is imported water. The costs for imported water have increased, and will continue to increase into the future. The water utility actively 8 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) encourages conservation measures and has embarked in the last 3 years on an aggressive conservation program. The water utility provided Prop 218 notification to all rate payers and property owners for a multi-year rate increase to support escalating costs for imported water, for oil and gas products, electricity, rehabilitation of aging infrastructure, and staff retention and training A public Rate Hearing has been set for January 5, 2010. The proposed rates are restructured and contain separate charges for elevation, purchased water and a two- tiered conservation program. The monthly charges are increasing to recover a greater portion of fixed expenses to protect the utility's financial position in a period of declining sales. It is expected the utility will finance $30-50 million to pay for the rehabilitation of aging infrastructure over the next five years. Two major capital efforts are expected including the replacement and upsizing of water distribution mains in downtown San Bernardino (some of which are in excess of 100 years old), and the replacement of meters to encourage conservation and reduce water loss in the system. Sewer Utility: Financial analysis The sewer utility's assets exceed liabilities by $99,935 and $99,989 at June 30, 2009 and 2008, respectively. Over 66% of the sewer utility's net assets are represented by its investment in capital assets, such as production, distribution and treatment facilities, less any related outstanding debt used to acquire those assets. The sewer utility utilizes these assets to provide service to customers. Therefore, these assets are not available for future spending. Resources necessary to repay the outstanding debt is funded by other sources such as operations. Approximately 14% of the sewer utility's net assets represent resources that are subject to external restrictions on how they may be used. These restrictions are for items such as debt repayment and other legally restricted purposes. The remainder represents the unrestricted portion which may be used to meet the Department's ongoing obligations to creditors and customers. Condensed statements of net assets Fiscal ear ended June 30 2009 2008 2007 Assets: Current and other assets $ 42,725 42,362 41,564 Net utility plant 97,100 101,763 105,396 Total assets $ 139,825 144,125 146,960 Liabilities: Long-term liabilities, net $ 31,819 35,493 39,154 Current liabilities 8,071 8,643 7,741 Total liabilities $ 39,890 44,136 46,895 Net Assets: 'r Investment in capital assets, net $ 65,794 66,282 66,116 ! Restricted 13,503 15,798 15,986 Unrestricted 20,638 17,909 17,963 Total net assets $ 99,935 99,989 100,065 1 9 i City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) Assets Total assets of the sewer utility as of June 30, 2009 and 2008 were $139,825 and $144,125 respectively which is a decrease of $4,300. CWIP increased ($1,670) as projects were still in the construction phase at year end. Fixed asset additions include plant improvement projects ($123). The additions were more than offset by higher accumulated depreciation ($5,888). Additional changes in other assets include a decrease in capital fees utilized to meet expansion requirements ($2,208), and increases in unrestricted cash ($3,002). Liabilities Total liabilities as of June 30, 2009 and 2008 were $39,890 and $44,136 respectively which is a decrease of $4,246. The sewer utility paid off $4,274 worth of principal on notes and certificates of participation without incurring additional debt for construction. Net assets Total net assets as of June 30, 2009 and 2008 were $99,935 and $99,989 respectively which is a decrease of $54. A $488 decrease in invested capital and a $2,295 decrease in restricted assets, are partially offset by a $2,729 increase in unrestricted assets. Statement of revenues, expenses and changes in net assets Fiscal year end June 30 2009 2008 2007 Revenue: Sewer charges $ 2-0-112-4 20,010 20,083 Other o erating revenue 1,084 838 919 Investment income 1,653 2,320 1,906 Non-operating revenue ex 87 93 65 Ca itai contributions 1,278 1,865 2,974 Total revenue $ 24,052 24,940 25,817 Expenses: Operating and maintenance $ 3,305 4,319 3,181 Administration 13,212 13,465 13,522 Depreciation 5,888 5,364 5,338 Non-recurring expense -0- -0- 1,200 Interest expense 1,701 1,868 2,021 Total expense $ 24,106 25,016 25,262 Net assets j Change in net assets $ 54 76 555 Net assets at beginning of year 99,989 100,065 99,510 Net assets at year end 1 $ 99,935 1 99,989 100,065 Revenues Total revenues for fiscal year ended June 30, 2009 are $24,052 compared with $24,940 in fiscal year 2008, a decrease of $888. This decrease resulted from a decrease in investment income ($667), and a decrease in capital contributions ($587) both as a result of the economic downturn. Sewer charges increased slightly ($114) despite a decrease in usage as a result of a 5% rate increase which took effect in January 2009. Expenses Total expenses for the fiscal year ending June 30, 2009 are $24,106 compared with $25,016 in fiscal year 2008, a decrease of $910. The decrease occurred despite an increase in depreciation costs ($524). All other aspects of the Department operation, 10 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) maintenance and administration costs decreased as management proactively implemented financial controls to match the downturn in the economy. Transfers Transfers to the City's General Fund, as defined by City Charter, are equal to a maximum of 10% of water service revenues of the prior fiscal year. Therefore, sewer revenues are not included in the calculation. The sewer fund does, however, pay $500,000 annually to the City General Fund in support of fire and police services for the reclamation facility included in the Master Services Agreement with the City. Capital assets Fiscal year end June 30 2009 2008 2007 Assets: Land and easements $ 12,471 12,471 12,471 Wells and pumping plant 3,192 3,192 3,192 Bldg, plant and facilities 152,859 152,736 151,901 Other capital 5,857 6,469 6,451 Construction work in process 7,290 6,176 5,340 Total capital assets $ 181,669 181,044 179,355 Accumulated de reciation 84,569 79,281 73,959 Total capital assets net $ 97,100 101,763 105,396 Long-term debt and coverage Fiscal ear end June 30 2009 2008 2007 Net rofit: $ (1,333)_ 1 940 2 420 Add back: Depreciation $ 5,888 5,364 5,338 Amortization 36 38 44 Interest expense 1,701 1,868 2,021 Otherfees 1,279 1865 2,974 Gain /loss on assets 4 4 2 Total cash available a $ 7,575 7,199 7,959 Senior debt COPS 3,300 3,285 3,285 Total senior debt b $ 3,300 3,285 3,285 Sub debt Subordinate debt 2,494 2,494 3,285 Aggregate P&I c $ 5,794 5,779 5,779 Coverage: Senior debt coverage (a/b) X 23x _22x 2.4 x Aggregate coven a a/c X 1.3 x 1.3 x 1.4 x Management challenges: The sewer utility is authorized to increase rates by 5% in January 2010, the second increase approved in 2008 as part of a two-phase rate increase. The sewer utility continues to work with the water utility toward a 30% design and environmental review to 11 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2009 and 2008 (in thousands) utilize tertiary treated water for much needed basin reclamation. The recycled water may be used to irrigate City parks and green areas, roadside medians, golf courses and other facilities as well as recharging the groundwater basin. $1.5 million in federal grant money has been earmarked to assist the Department in this effort during the next fiscal year. The recent downturn in the economy has deferred the probable expansion of the Water Reclamation Plant. Construction in San Bernardino has concurrently diminished in the past two years allowing deferral of the expansion. The sewer utility continues to look toward technological improvements in order to run more efficiently. No additional financing is expected for the sewer utility over then next 12-24 months; however it is expected that the sewer utility will apply for additional rates in January 2011. Requests for information: The financial report is designed to provide a general overview of the Department's financial condition. Questions concerning any information provided in this report or requests for additional financial information should be addressed to the Director of Finance, City of San Bernardino Municipal Water Department, P.O, Box 710, San Bernardino, CA 92402. 12 BASIC FINANCIAL STATEMENTS 13 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Net Assets June 30,2009 (With comparative totals for 2008) Water Sewer Interfund Totals Utility utility Eliminations 2009 2008 Assets Current assets: Cash and investments(note 2) 10,988,446 20,756,145 31,744,591 28,110,364 Accounts receivable, net 4,313,408 2,491,485 6,804,893 7,029,063 Due from other entities 1,036,286 373,538 1,409,824 2,076,110 Interfund receivable 197,149 - (197,149) - - Related parties receivable(note 8) 258,780 445,865 704,645 1,076,546 Inventory 1,604,597 - 1,604,597 1,474,300 Prepaid expenses 73,201 1,006,657 - 1,079,858 1,146,490 Total current assets 18,471,867 25,073,690 (197,149) 43,346,408 40,912,873 Noncurrent assets: Restricted assets: Cash and investments(note 2): Restricted for debt service 32,840 3,560,993 3,593,833 3,501,829 Restricted for rapital-related fees 6,328,449 13,503,277 19,831,726 24,205,033 Restricted for consumer deposits 2,592,741 - 2,592,741 2,533,998 Restricted for consent decree(note 12) 21,059,979 21,059,979 2,215,690 Guaranteed investment contract(note 12) - - - - 17,545,260 Interest receivable 149,385 80,765 - 230,150 1,031,389 Prepaid insurance-consent decree(note 12) 39,414,022 - - 39,414,022 41,457,912 Note proceeds held by state 3,506,098 - 3,506,098 5,642,389 Total restricted assets 73,083,514 17,145,035 90,228,549 98,133,500 Notes receivable 6,295 6,295 - Capital assets(note 3): Land and easements 2,944,972 12,470,740 15,415,712 15,415,712 Construction in progress 12,660,529 7,289,753 19,950,282 21,620,323 Water rights,wells and pumping plants 69,684,287 3,192,218 72,876,505 65,181,301 Distribution systems 103,972,604 - 103,972,604 100,339,018 Building, plants and store yards 2,520,636 152,858,610 155,379,246 155,053,204 Tools and equipment 3,005,222 2,898,010 5,903,232 5,811,187 Fleet and rolling stock 3,537,350 1,094,166 4,631,516 4,773,485 Office leasehold improvements 2,190,680 - 2,190,680 2,190,680 Office, computer, engineering equipment 2,671,657 944,172 3,615,829 4,449,106 Radio communication equipment 296,242 99,138 - 395,380 382,940 Telemetry systems and equipment 1,036,527 628,699 1,665,226 1,623,161 Miscellaneous 233,534 193,015 426,549 426,549 Less accumulated depreciation and amortization (56,627,872) (84,568,764) - (141,196,636) (132,250,577) Total capital assets(net of accumulated depreciation and amortization) 148,126,368 97,099,757 - 245,226,125 245,016,089 Other assets: Debt issue costs, net - 187,387 - 187,387 223,267 Deferred call premium 319,448 - 319,448 361,573 Total other assets 506,835 - 506,835 584,840 Total noncurrent assets 221,216,177 114,751,627 335,967,804 343,734,429 Total assets 239,688,044 139,825,317 (197,149) 379,316,212 384,647,302 (Continued) 14 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Net Assets (Continued) Water Sewer Interfund Totals utility Utility Eliminations 2009 2008 Liabilities and net assets _ Liabilities: Current liabilities: Accounts payable 3,617,011 1,892,734 5,509,745 6,913,187 Interfund payable - 197,149 (197,149) - - Related parties payable(note 8) 765,280 185,195 - 950,475 865,073 Accrued expenses 1,738 10,080 - 11,818 36,489 Accrued compensation 897,208 342,381 - 1,239,589 1,125,438 Claims payable (note 10) 323,062 98,237 - 421,299 391,368 Consumer deposits 312,123 - - 312,123 854,969 Current portion of compensated absences (note 5) 966,929 472,561 - 1,439,490 1,443,678 Current portion of leases payable (note 5) 19,642 - - 19,642 76,794 Current portion of notes payable (note 5) 926,464 2,056,342 - 2,982,806 2,457,494 Current portion of certificates of participation (note 5) - 2,217,793 - 2,217,793 2,102,242 Current portion of bonds payable(note 5) 10,000 - - 10,000 10,000 Current portion of OPEB obligation(note 7) 347,900 67,200 - 415,100 342,000 Accrued interest payable 221,275 530,808 - 752,083 809,684 Total current liabilities 8,408,632 8,070,480 (197,149) 16,281,963 17,428,416 Noncurrent liabilities: Consumer deposits 2,579,699 - - 2,579,699 2,582,506 Compensated absences (note 5) 447,308 57,126 504,434 519,975 Deferred revenue-consent decree(note 12) 60,473,518 - 60,473,518 62,055,217 Leases payable (note 5) - - - 19,642 Notes payable (note 5) 16,859,776 11,052,837 27,912,613 30,895,419 Certificates of participation (note 5) - 19,539,695 19,539,695 21,757,488 Bonds payable(note 5) 35,000 - 35,000 45,000 OPEB obligation (note 7) 1,723,100 1,169,800 2,892,900 1,290,000 Total noncurrent liabilities 82,118,401 31,819,458 113,937,859 119,165,247 Total liabilities 90,527,033 39,889,938 (197,149) 130,219,822 136,593,663 Net assets(note 13): Invested in capital assets, net of related debt 133,834,066 65,794,083 - 199,628,149 196,892,664 Restricted for: Capital-related fees 6,328,449 13,503,277 19,831,726 24,205,033 Unrestricted 8,998,496 20,638,019 29,636,515 26,955,942 Total net assets $ 149,161,011 $ 99,935,379 249,096,390 248,053,639 See accompanying notes to basic financial statements. 15 (This page intentionally left blank) 16 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Revenues, Expenses, and Changes in Net Assets Year ended June 30, 2009 (With comparative totals for the year ended June 30, 2008) Water Sewer Interfund Totals Utility Utility Eliminations 2009 2008 Operating revenues: Charges for services $ 25,308,524 20,124,192 (31,426) 45,401,290 45,263,083 Other operating revenues 1,950,430 1,083,829 (1,263,751) 1,770,508 1,494,328 Total operating revenues 27,258,954 21,208,021 (1,295,177) 47,171,798 46,757,411 Operating expenses: Administration and customer service 8,275,959 - 8,275,959 7,890,871 Engineering, operations, and distribution administration 736,112 1,424,089 (965,073) 1,195,128 1,364,642 Plant operations 7,155,031 9,644,861 (272,938) 16,526,954 17,204,720 Maintenance 1,853,244 2,928,189 (26,949) 4,754,484 4,922,993 Environmental control - 592,629 592,629 703,880 Distribution 3,753,301 - 3,753,301 3,621,228 Engineering 3,046,765 16,278 3,063,043 2,437,557 General,administration,and overhead 2,889,629 1,910,451 (30,217) 4,769,863 6,172,571 Depreciation and amortization (note 3) 5,224,933 5,888,314 11,113,247 9,854,512 Total operating expenses 32,934,974 22,404,811 (1,295,177) 54,044,608 54,172,974 Operating income(loss) (5,676,020) (1,196,790) - (6,872,810) (7,415,563) Non-operating revenues (expenses): Investment income 1,008,607 1,652,562 - 2,661,169 3,932,762 Rental income 101,130 26,826 - 127,956 125,243 Noncapital grant funds 2,043,889 - - 2,043,889 2,715,957 Gain (loss)on asset disposition 309,708 (3,736) - 305,972 (535,312) Interest expense and fiscal charges (601,795) (1,701,371) - (2,303,166) (2,460,215) Amortization of issuance costs - (35,881) - (35,881) (38,077) Other (8,021) (74,211) - (82,232) 98,230 Total non-operating revenues (expenses) 2,853,518 (135,811) - 2,717,707 3,838,588 Net profit(loss) (2,822,502) (1,332,601) - (4,155,103) (3,576,975) Capital contributions: Acquisition fees 1,239,309 - - 1,239,309 2,895,970 Capacity fees 1,202,964 968,298 - 2,171,262 5,220,756 Contributed capital assets 1,476,924 - - 1,476,924 4,974,723 Other capital restricted fees - 310,359 310,359 171,887 Total capital contributions 3,919,197 1,278,657 - 5,197,854 13,263,336 Net assets: Balance at beginning of year 148,064,316 99,989,323 248,053,639 238,367,278 Balance at end of year $ 149,161,011 99,935,379 249,096,390 248,053,639 See accompanying notes to basic financial statements. 17 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO,CALIFORNIA Statement of Cash Flows Year Ended June 30,2009 (With comparative totals for 2008) Totals Water Sewer 2009 2008 Cash flows from operating activities: Cash received from customers $ 27,477,387 21,412,636 48,890,023 48,122,588 Rental income 101,130 26,826 127,956 125,243 Nonoperating miscellaneous revenue(expenses) 301,687 (77,947) 223,740 (437,652) Cash paid to employees for services (7,665,862) (3,397,946) (11,063,808) (11,459,925) Cash paid to suppliers of goods and services (18,935,373) (13,464,015) (32,399,388) (32,783,593) Net cash provided by operating activities 1,278,969 4,499,554 5,778,523 3,566,661 Cash flows from noncapital financing activities: Collection on notes receivable (6,295) - (6,295) 785,250 Consent decree insurance drawdowns 2,043,889 - 2,043,889 2,715,957 Net cash provided by noncapital financing activities 2,037,594 - 2,037,594 3,501,207 Cash flows from capital and related financing activities: Capital fees received 2,442,273 1,278,657 3,720,930 8,288,613 Drawdown on CIEDM loan 2,136,291 - 2,136,291 4,357,611 Proceeds from sale of fixed assets 156,615 156,615 Cash paid to acquire fixed assets (8,777,437) (839,053) (9,616,490) (13,309,041) Principal paid on capital-related debt (559,106) (4,197,317) (4,756,423) (4,364,354) Interest paid on capital-related debt (608,368) (1,687,518) (2,295,886) (2,341,141) Net cash provided by(used for)capital and related financing activities (5,209,732) (5,445,231) (10,654,963) (7,368,312) Cash flows from investing activities: Liquidation of GIC 17,545,260 17,545,260 - Interest received 1,809,845 1,652,562 3,462,407 3,847,833 Net cash provided by investing activities 19,355,105 1,652,562 21,007,667 3,847,833 Net increase in cash 17,461,936 706,885 18,168,821 3,547,389 Cash and cash equivalents at beginning of year 23,540,519 33,552,537 57,093,056 53,545,667 Cash and cash equivalents at end of year $ 41,002,455 34,259,422 75,261,877 57,093,056 18 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO,CALIFORNIA Statement of Cash Flows (Continued) Totals Totals Water Sewer 2009 2008 Reconciliation of cash and cash equivalents to amounts reported on the balance sheet: Reported on the balance sheet: Cash and investments $ 10,988,446 20,756,145 31,744,591 28,110,364 Restricted assets 73,083,514 17,145,035 90,228,549 98,133,500 Less restricted assets not meeting the definition of cash equivalents: Investment agreements - (3,560,993) (3,560,993) (3,473,858) Government investment contract (17,545,260) .Interest receivable (149,385) (80,765) (230,150) (1,031,389) Prepaid insurance-consent decree (39,414,022) - (39,414,022) (41,457,912) Note proceeds held by state (3,506,098) (3,506,098) (5,642,389) Cash and cash equivalents at end of year $ 41,002,455 34,259,422 75,261,877 57,093,056 Reconciliation of operating income to net cash provided by(used for)operating activities: Operating income $ (5,676,020) (1,196,790) (6,872,810) (7,415,563) Depreciation and amortization 5,224,933 5,888,314 11,113,247 9,854,512 Rental income 101,130 26,826 127,956 125,243 Gain (loss)on asset disposition 309,708 (3,736) 305,972 (535,312) Other receipts(expenses) (8,021) (74,211) (82,232) 98,230 Adjustments: (Increase)decrease in accounts receivable 218,433 5,737 224,170 (206,554) (Increase)decrease in due from other entities 585,421 80,865 666,286 (1,056,297) (Increase)decrease in interfund receivable 95,637 - 95,637 (148,459) (Increase)decrease in related parties receivable 158,251 213,650 371,901 (108,521) (Increase)decrease in inventory (130,297) - (130,297) 163,366 (Increase)decrease in prepaid expenses 13,480 53,152 66,632 (61,305) (Increase)decrease in note proceeds held by state - -_ 934 000 (Increase)decrease in other assets - 275,343 275,343 (329,516) Increase(decrease)in accounts payable (747,622) (677,683) (1,425,305) 1,652,163 Increase(decrease)in interfund payable - (95,637) (95,637) 148,459 Increase(decrease)in related parties payable 72,672 1,445 74,117 8,726 Increase(decrease)in accrued expenses 467 (25,138) (24,671) (3,659) Increase(decrease)in accrued compensation 103,233 2,474 105,707 (143,817) Increase(decrease)in claims payable (318,074) 24,943 (293,131) (45,721) Increase(decrease)in consumer deposits-current (542,846) - (542,846) -(822,835) increase(decrease)in consumer deposits-noncurrent (2,807) - (2,807) 127,803 (Increase)decrease in OPEB obligation 1,359,100 - 1,359,100 711,900 (Increase)decrease in prepaid insurance-consentdecree 462,191 462,191 41,698 l.. Increase(decrease)in deferred revenue _ _ Net cash provided by operating activities $ 1,278,969 4,499,554 5,778,523 2,988,561 Noncash investing, capital, and financing activities: Capital assets constructed by developers 1,476,924 - 1,476,924 4,974,723 See accompanying notes to basic financial statements. 19 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements Year ended June 30, 2009 (1) Summary of Significant Accounting Policies Reporting Entity The Municipal Water Department of the City of San Bernardino, California ("the Department") is governed under the Charter of the City of San Bernardino. A Board of Water Commissioners who is appointed by the Mayor and approved by the City Council of the City of San Bernardino has certain limited powers with respect to the Department. The Department has no separate organizing document and is a part of the legal entity of the City of San Bernardino. The Department operates two enterprise funds: the Water Utility Enterprise Fund (Water Utility) and the Sewer Utility Enterprise Fund (Sewer Utility). The Water Utility also provides administrative services and contracted services to the Sewer Utility. The accounting policies of the Department conform to generally accepted accounting principles (GAAP) as applicable to governments. The preparation of these financial statements requires management to make estimates and assumptions. Those estimates and assumptions affect the reported amounts of assets, liabilities, revenues, and expenses, as well as the disclosure of contingent assets and liabilities. Actual results could differ from those estimates. Management also determines the accounting principles to be used in the preparation of the financial statements. A description of the significant accounting policies employed in the preparation of these financial statements follows: Fund Accounting The accounts of the Department are organized and operated on the basis of funds. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and uses them to aid management in demonstrating compliance with finance-related legal and contractual provisions. The Department's financial statements include only enterprise funds, which are a proprietary fund type. Enterprise funds are used to account for those operations that are financed and operated in a manner similar to private business or where the Board of Water Commissioners has decided that the determination of revenues earned, costs incurred and/or net income is necessary for management accountability. Basis of Accounting Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The Department applies all applicable GASB pronouncements in accounting and reporting for its proprietary operations and applicable FASBs that occurred prior to November 30, 1989. 20 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies. (Continued) Cash and Investments Investments are reported in the accompanying balance sheet at fair value, except for certain certificates of deposit and investment contracts that are reported at cost because they are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value and any gains or losses realized upon the liquidation or sale of investments. Cash for the Department is pooled with the City of San Bernardino for investment purposes in order to maximize interest earnings. Such earnings are credited to the various funds within the City of San Bernardino based upon average monthly cash balances. The investment policies and the associated risk factors as they relate to the Department are included in the City's Comprehensive Annual Financial Report. For the purpose of the statement of cash flows, cash and cash equivalents include all highly liquid investments (including restricted assets) with maturity of three months or less when purchased. Receivables Trade receivables are shown net of an allowance for uncollectible accounts based on management's estimate. Interfund Receivables and Pavables Transactions between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables/payables" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All interfund transactions are eliminated for financial reporting purposes. Inventories Inventories are valued at the lower of cost, using the average-cost method, or market. 21 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) Restricted Assets Various resources of the Department are limited as to their use by law or by certificates of participation and bond covenants and are classified on the balance sheet as restricted assets. Proceeds of the certificates of participation and bonds are restricted for the construction of water and sewer system improvements and for repayments. Assessments collected from property owners are restricted for the payment of bond principal and interest. Also, fees imposed on new real estate development are restricted by law for the construction of capital improvements that benefit the development projects. Issuance Costs and Discount Issuance costs, discounts, and deferred funding charges for certificates of participation and bonds payable are being amortized using the effective interest rate method over the term of the related certificate or bond or the straight-line method which approximates the effective interest method. Capital Assets Property, plant, equipment and water rights are recorded at cost. The Department's policy is to capitalize all property having a value of $5,000 or more and a life expectancy of 3 years or more. Major outlays for capital assets and improvements are capitalized as projects are constructed. Material interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period, if any. Overhead costs are capitalized at the rate of 28.9% for labor/benefits, 10% for materials/supplies, 2% for significant contracts and are reflected in the capitalized value of the asset constructed. Depreciation has been provided for using the straight-line method over the estimated useful lives of the related assets. Useful lives for depreciation purposes are as follows: Wells, pumping plants, reservoirs, and distribution system 8 to 50 years Interceptor lines 50 years Disposal plant 35 to 50 years Leasehold improvements 5 to 25 years Shops, offices, stores, and yards 10 to 20 years Tools and equipment 4 to 20 years Office equipment 5 to 20 years Communication equipment 8 to 10 years Computer equipment 3 to 5 years Automotive equipment 3 to 15 years 22 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) Capital Assets (Continued) Equipment leased under capital leases is recorded at cost, and amortization has been provided for using the straight-line method over the estimated useful life. Amortization is included in depreciation expense. Compensated Absences Employees gain a vested right to accumulated unpaid vacation based on years of service but cannot accumulate more than two years of accrued vacation. Once each fiscal year, employees with at least three weeks of accrued vacation have the option of receiving payment at their regular rate of pay for up to two weeks of regular paid vacation. Employees' vacation benefits are recognized as a liability of the Department. Sick leave is accumulated without limit for each employee at the rate of 3.7 hours per pay period. Leave with pay is provided when employees are absent for health reasons. Upon termination employees are entitled to 25 percent of accumulated sick leave with five years of service and a minimum of 480 hours of accumulated sick leave. Upon retirement or death, employees are entitled to 50 percent of accumulated sick leave up to a maximum of 1,152 hours. Accrued sick leave benefits are recognized as a liability of the Department. Classification of Revenues and Expenses Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Department's enterprise funds are charges to customers for services. The Department recognizes the collection of fees to connect new customers to the system as operating revenues. Operating expenses for the enterprise funds include the cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. Capital contributions consist of contributed capital assets and special charges that are legally restricted for capital expenditures by state law or by the Board of Water Commissioners action that established those charges. Interfund Eliminations The interfund eliminations column represents entries made to eliminate interfund income and expenditure transactions between the water and sewer funds for the purposes of consolidated financial statements. 23 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) Comparative Data Prior year data has been included where practical for comparison purposes only. The prior year data does not represent a complete presentation in accordance with accounting principles in the United States of America. Certain minor reclassifications of prior year data have been made in order to enhance their comparability with current year figures. (2) Cash and Investments Cash and investments as of June 30, 2009 are classified in the accompanying financial statements as follows: Cash and investments $31,744,591 Cash and investments for debt service 3,593,833 Cash and investments for capital-related fees 19,831,726 Cash and investments for consumer deposits 2,592,741 Cash and investments for consent decree 21,059,979 Total cash and investments 78 Cash and investments as of June 30, 2009 consist of the following: Cash on hand $ 17,569 Deposits with financial institutions 44,639 Investments 78,760,662 Total cash and investments $78,822,8ZQ 24 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments. (Continued) Investments Authorized by the California Government Code and the Entity's Investment Policy The table below identifies the investment types that are authorized for the Department by the California Government Code (or the Department's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code (or the Department's investment policy, where more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the Department, rather than the general provisions of the California Government Code or the Department's investment policy. Authorized by Maximum Maximum Investment Types Investment Maximum Percentage Investment Authorized by State Law Policy Maturity* of Portfolio* In One Issuer* Local Agency Bonds No 5 years None None U.S. Treasury Obligations Yes 5 years None None U.S. Agency Securities Yes 5 years None None Banker's Acceptances Yes 180 days 40% 30% Commercial Paper Yes 270 days 25% 10% Negotiable Certificates of Deposit Yes 5 years 30% None Repurchase Agreements No 1 year None None Reverse Repurchase Agreements No 92 days 20% of base value None Medium-Term Notes Yes 5 years 30% None Mutual Funds No N/A 20% 10% Money Market Mutual Funds Yes N/A 20°% 10% Mortgage Pass-Through Securities Yes 5 years 20% None County Pooled Investment Funds No N/A None None Local Agency Investment Fund Yes N/A None None JPA Pools (other investment pools) No N/A None None Guaranteed Investment Contract Yes N/A None None * Based on state law requirements or investment policy requirements, whichever is more restrictive. The Board of Water Commissioners has also authorized the investment of Consent Decree (see note 12) funds in the state Local Agency Investment Fund (LAIF) and in guaranteed investment contracts (GICs) with maturities in excess of five years. 25 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments (Continued) Investments Authorized by Debt Agreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the Department's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Authorized Maximum Percentage Investment Investment Type Maturity Allowed In One Issuer U.S. Treasury Obligations None None None U.S. Agency Securities None None None Banker's Acceptances 180 days None None Commercial Paper 270 days None None Money Market Mutual Funds N/A None None Repurchase Agreements 270 days None None Investment Contracts 30 years None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the Department manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. 26 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments. (Continued) Disclosures Relating to Interest Rate Risk (Continued) Information about the sensitivity of the fair values of the Department's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the Department's investments by maturity: Remaining Maturing (in Months) 12 Months 13 to 24 25 to 60 More Than Investment Tvpe Total Or Less Months Months 60 Months Equity in City investment pool $54,143,289 54,143,289 - Consent Decree State investment pool 10,135,702 10,135,702 - - Federal agency securities 10,920,678 - - 10,920,678 Held by bond trustee: Federal agency securities 87,243 87,243 - - - Investment Agreement 3,473.750 - 3.473,750 Total $78.760 662 64.366.234 10.920.678 .473.750 27 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments, (Continued) Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the Department's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Minimum Rating as of Year End Legal Not Investment Type Total Rating AAA AA Rated Equity in City investment pool $54,143,289 N/A - 54,143,289 Consent Decree State investment pool 10,135,702 N/A - - 10,135,702 Federal agency securities 10,920,678 10,920,678 - - Held by bond trustee: Federal agency securities 87,243 87,243 - - Investment Agreement 3,473,750 - 3,473.750 Total 11,007,921 67.752 741 Custodial Credit Risk Custodial credit risk for deposits (including bank investment contracts) is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). 28 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments. (Continued) Custodial Credit Risk. (Continued) The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure the Department's,deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. For investments identified herein as held by bond trustee, the bond trustee selects the investment under the terms of the applicable trust agreement, acquires the investment, and holds the investment on behalf of the reporting government. Investment in State Investment Pool The Department is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the Department's investment in this pool is reported in the accompanying financial statements at amounts based upon the Department's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 29 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (3) Capital Assets Capital asset activity for the year ended June 30, 2009 is as follows: Balance at Balance at July 1 2008 Additions Deletions June 30, 2009 Capital assets, not being depreciated: Land and easements $ 15,415,712 - 15,415,712 Construction in progress 21,620,323 11091,355 (12,761,396) 19,950,282 Total capital assets, not being depreciated 37,036,035 11,091,355 (12,761,396) 35 365,994 Capital assets, being depreciated: Water rights,wells and pumping plants 65,181,301 7,757,856 (62,652) 72,876,505 Distribution systems 100,339,018 4,008,441 (374,855) 103,972,604 Building, plants and store yards 155,053,204 345,322 (19,280) 155,379,246 Tools and equipment 5,811,187 468,676 (376,631) 5,903,232 Fleet and rolling stock 4,773,485 364,569 (506,538) 4,631,516 Office leasehold improvements 2,190,680 - 2,190,680 Office,computer, engineering equipment 4,449,106 207,334 (1,040,611) 3,615,829 Radio and interoffice communication equip 382,940 12,440 395,380 Telemetry system and equipment 1,623,161 42,065 1,665,226 Miscellaneous 426,549 426,549 Total capital assets, being depreciated 340230,631 13,206.703 (2,380,567) 351,056,767 Less accumulated depreciation for: Water rights,wells and pumping plants (23,850,248) (2,139,645) 94,066 (25,895,827) Distribution systems (23,043,468) (2,223,459) 369,724 (24,897,203) Building, plants and store yards (73,494,246) (5,527,019) 35,808 (78,985,457) Tools and equipment (3,833,022) (282,556) 345,074 (3,770,504) Fleet and rolling stock (2,923,674) (330,215) 420,832 (2,833,057) Office leasehold improvements (342,478) (142,353) - (484,831) Office,computer and engineering equipment (3,485,720) (212,459) 955,590 (2,742,589) Radio and interoffice computer equipment (295,964) (565) - (296,529) Telemetry system and equipment (716,172) (289,061) (1,005,233) Miscellaneous (265585) (19,821) (285,406) Total accumulated depreciation (132250,577) (11,167,153) 2,221.094 (141,196,636) Total capital assets, being depreciated, net 207,980,054 2,039,550 (159,473) 209,860,131 Net property, plant and equipment $245 016 089 13 130 905 (12 920 869) 245 226 125 30 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (3) Capital Assets, (Continued) Significant project commitments as of June 30, 2009 are as follows: Cumulative Expenditures Other Project Amount as of Unexpended Funding Proiect Description Number Authorized June 30, 2009 Commitments Sources Water Fund Palm pump station 10340 $ 2,890,000 1,278,820 1,611,180 1,611,180 Magnolia pump station 10341 2,157,000 740,798 1,416,202 1,416,202 Caltrans freeway widening (relocation of water lines) 10352 2,775,000 2,051,939 723,061 723,061 Palm reservoir#3 10463 3.900,000 145.677 3,754,323 1.391.639 Totals 11.722.000 21 Q 5.142.082 Sewer Fund RIX facility expansion 00038 8,000,000 2,624,432 5,735,568 1,075,114 Cogeneration 00062 5,537,303 3,765,085 1,772,218 - Digester gas treatment 1,330,000 379.483 950.517 Totals 51ZO2= .458.303 9.9Z�511 (4) Operating Leases The Department leases office space from the City of San Bernardino under a noncancellable operating lease that terminates on March 31, 2012. Effective December 15, 2008, the Department took possession of leased space with Superior Homes LLC for office and warehouse space for a term of ten years. The following is a schedule of minimum lease payments as of June 30, 2009: Office and Warehouse Space For the year ending June 30 Water Sewer Total 2010 415,907 21,479 437,386 2011 415,907 21,479 437,386 2012 311,930 16,109 328,039 2013 259.560 259,560 1.403.304 � 2 71 Rent expense was $318,421 for the period ending June 30, 2009 and $177,826 for the period ending June 30, 2008 31 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt The following is a summary of changes in long-term debt obligations for the year ended June 30, 2009: Amounts Amounts Due Balance at Balance at Due Within Beyond July 1. 2008 Additions Reductions June 30, 2009 One Year One Year Compensated absences $ 1,963,653 (19,729) 1,943,924 1,439,490 504,434 Lease payable 96,436 (76,794) 19,642 19,642 - Notes payable 33,352,913 (2,457,494) 30,895,419 2,982,806 27,912,613 Certificates of Participation 24,035,000 (2,125,000) 21,910,000 2,240,000 19,670,000 Less: Unamortized discounts (175,270) 22,758 (152,512) (22,207) (130,305) Bonds payable 55.000 (10.000) 45.000 10.000 35.000 59.327.73 - (4.5&5.25.9) 54 S4Z'� 6.669-73 47.991 74_ Lease/Purchase Payable California First Leasing Corporation Maturity date: 2009 Interest rate: 3.68% Repayment provisions: Quarterly principal and interest Payments of$19,822.20 Balance $18,642 Less current portion 1�) Long-term portion $__- On December 28, 2004, the Department entered into a master equipment lease/purchase agreement with California First Leasing Corporation for furniture and equipment for the 5th Floor Remodeling Project, in the amount of $363,000. The furniture and equipment are pledged as collateral for the term of lease/purchase agreement. 32 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt, (Continued) Notes Payable California Infrastructure and Economic Development Bank Maturity date: 2022 Interest rate: 3.34% Repayment provisions: Annual principal and interest payments ranging from $776,905 to $750,319 Balance $7,786,240 California Infrastructure and Economic Development Bank Maturity date: 2026 Interest rate: 2.71% Repayment provisions: Annual principal and interest payments ranging from $733,438 to $702,091 Balance 10,000,000 San Bernardino Valley Municipal Water District Original amount: $5,084,729 Maturity date: 2013 Interest rate: 7.25% Repayment provisions: Annual principal and interest payments of $456,250 Balance 1,536,733 State Water Resources Control Board (SWRCB) Original amount: $4,015,216 Maturity date: 2011 Interest rate: 3.3% Repayment provisions: Annual principal and interest payments of$279,293 Balance 532,008 State Water Resources Control Board (SWRCB) Original amount: $25,978,599 Maturity date: 2016 Interest rate: 2.8% Repayment provisions: Annual principal and interest payments of$1,758,901 Balance 11,040,438 Total notes payable 30,895,419 Less current portion (2,982,806) Long-term portion 27.912.613 33 i MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt, (Continued) On March 18, 2004, the California Infrastructure and Economic Development Bank (CIEDB) issued its Infrastructure State Revolving Fund Revenue Bonds to provide funding for a portion of the costs of Phases I and II of the Water System Reliability Schedule of Improvements including transmission mains, booster stations, and a reservoir. Installment Sale Agreement No. 02-027 between the Department and the CIEDB was pledged as security for the bonds. On July 1, 2007, the California Infrastructure and Economic Development (CIEDB) issues its Infrastructure State Revolving Fund Revenue Bonds to provide additional funding for a portion of the costs of Phase 1 of the Verdamont Area Infrastructure Project including booster stations and transmission mains. Installment Sale Agreement No. BC05-076 between the City of San Bernardino Municipal Water Department and the CIEDB was pledged as security for the bonds. The Department sets aside water revenues to make installment payments on the bonds as due. The State Revolving Fund loans between the State Water Resources Control Board and the Santa Ana Watershed Authority provided funding for the construction of the San Bernardino/Colton Rapid Infiltration Extraction (RIX) Project. The loan agreements were amended in April 2001 to transfer the loan obligations to the successors in interest, being the City of San Bernardino Board of Water Commissioners, and the City of Colton. The loans require the Department to establish a Wastewater Capital Reserve Sinking Fund (WCRF) for expansion, major repair or replacement of wastewater treatment works at one-half of one percent of the total loan amount over a period of ten years. The Department has decided to use the revenues of the Sewer Utility Fund towards repayment of the loans. On June 22, 1993 the Department entered into an agreement with the San Bernardino Municipal Water District (SMVMWD) for the purchase of Santa Ana Regional Interceptor (SARI) pipeline discharge rights allocation of 2.5 million gallons per day. The agreement allows the Department to discharge 2.5 MGD of industrial waste water into the interceptor pipeline which was constructed and completed in 1995 as a joint project by SMVMWD and Santa Ana Watershed Project Authority (SAWPA) as funded by a state revolving fund loan obtained by SAWPA. The Department pledged its income from sewer revenues as security for the monthly payments. 34 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt. (Continued) Certificates of Participation Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance 1998 Refinancing Sewer 3.95% 1998 2017 $36,230,000 $1,505,000 to to 5.00% $3,220,000 $21,910,000 Less current portion payable from restricted assets (2,240,000) deferred unamortized discount 22.207 (2,217,793) Long-term portion payable from restricted assets 19,670,000 deferred unamortized discount (130.305) Long-term portion, net of unamortized discount $19.539.695 It has been determined that the amount of $22,664 was due under Internal Revenue Code Section 148(f)(4)(B) for the temporary investments of the 1998 Refinancing Sewer Revenue Certificates of Participation and for rebate arbitrage. The Trust Rebate Fund has a current balance of$87,150 to cover the amount due. In 1998, the Department refinanced the acquisition and construction of certain capital improvements which were originally financed by the 1992 Sewer Certificates of Participation, dated February 1, 1992. The refinancing was accomplished by issue of the 1998 Refunding Sewer Revenue Certificates of Participation in the amount of $36,230,000. The proceeds of the 1998 Certificates were invested and used to pay interest on the 1998 issue until February 1, 2001. The 1992 Certificates were called on February 1, 2001 at a prepayment premium of two percent. The funds from the 1998 issue were used to pay off the 1992 Certificates. The Department will now begin paying the installment payments on the 1998 Certificates from the net revenues on the Sewer System. The Department has covenanted that it will budget amounts sufficient to make all installment payments due. 35 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt (Continued) The required reserve for the 1998 Refunding Sewer Revenue Certificates of Participation is $2,240,000. As of June 30, 2009, the reserve was fully funded. Costs related to the issuance of the 1998 Certificates have been paid out of the proceeds of the issue. Bonds Payable Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance Waterworks Bonds, 7.75% 1988 2013 $150,000 $ 5,000 Series C to $15,000 $45,000 Total bonds payable $45,000 Less current portion payable from restricted assets 1( 0,000) Long-term portion $35-000 The Department has covenanted to set aside Water revenues to make installment payments on the Bonds as due. A financial guaranty insurance policy has been issued, and accordingly, no cash reserve balance is required to be established. 36 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt. (Continued) The annual requirements to amortize long-term debt subsequent to June 30, 2009 are as follows: June 30 Principal Interest Total Lease payable 2010 19,642 180 19,822 19,642 180 19.822 Notes payable 2010 2,982,806 1,016,581 3,999,387 2011 3,085,118 911,227 3,996,345 2012 2,913,058 801,067 3,714,125 2013 3,014,053 696,951 3,711,004 2014 2,663,608 587,930 3,251,538 2015-2019 9,093,220 1,833,886 10,927,106 2020-2024 5,125,762 695,317 5,821,079 2025-2027 2.017.794 95.213 2.113,007 30.895.419 6,638.172 37.533,591 Certificates of participation 2010 2,240,000 1,078,930 3,318,930 2011 2,365,000 973,650 3,338,650 2012 2,510,000 855,400 3,365,400 2013 2,650,000 736,175 3,386,175 2014 2,805,000 607,650 3,412,650 2015-2017 9.340,000 954.163 10.294,163 21,910,000 5.205,968 27.115,968 Bonds payable 2010 10,000 3,488 13,488 2011 10,000 2,713 12,713 2012 10,000 1,938 11,938 2013 15.000 1,163 16.163 45,000 9,302 54,302 $52.870,061 1.853.622 4.723.683 37 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt, (Continued) Compensated Absences The Department's policies relating to compensated absences are described in note 1. This liability, amounting to $1,943,924 and $1,963,653 at June 30, 2009 and June 30, 2008, respectively, will be paid in future years from future resources from the water and sewer funds. Rate Covenants As part of the 1998 Certificates of Participation Revenue Covenant Requirement, the Department is required to set rates and charges for sewer service that will be at least sufficient to yield during each fiscal year Net Revenues equal to at least 110% of Debt Service.' For the fiscal year ended June 30, 2009 Net Revenues represented 130% of Debt Service. (6) Defined Benefit Pension Plan Qualified employees are covered under a multiple-employer contributory retirement plan maintained by an agency of the State of California, California Public Employees' Retirement System (PERS). Plan Description The Department is a part of the City of San Bernardino. The City contributes to PERS, an agent multiple-employer public employee retirement system defined benefit pension plan administered by PERS. All employees who work 1,000 hours or more are eligible to participate. The plan provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. Benefit provisions are established by state statutes, as legislatively amended, within the Public Employees' Retirement Law. PERS issues a separate comprehensive annual financial report that includes financial statements and required supplementary information. Copies of the PERS annual financial report may be obtained from the PERS Executive Office, 400 "P" Street, Sacramento, California 95814. PERS also issues a separate report on the actuarial valuation of the plan of the City of San Bernardino, which is available at the Department. Additional information regarding the City's participation in PERS can be found in the City's financial statements. 38 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Post-employment Benefits other than Pensions Plan Description: The Department administers a single-employer defined benefit healthcare plan which provides medical insurance benefits to eligible retirees and their spouses in accordance with various labor agreements. Eligibility: Employees are eligible for retiree health benefits if they retire from the Department on or after age 50 with at least 5 years of service, and are eligible for a PERS pension. Membership of the plan consisted of the following at June 30, 2009, the date of the latest actuarial valuation: Retirees and beneficiaries receiving benefits 79 Terminated plan members entitled to but not yet receiving benefits 0 Active plan members 238 Total 317 Funding Policy: The contribution requirements of plan members and the Department are established and may be amended by the Board of Water Commissioners. The required contribution is based on projected pay-as-you-go financing requirements, with an additional amount to prefund benefits as may be determined annually by the Board of Water Commissioners. The Department has not established an irrevocable trust to which pre-funding contributions have been made. For fiscal year 2008-09, the Department contributed $743,000 to the plan, including $743,000 for current premiums (100% of total premiums). Plan members receiving benefits contributed $150,000 (approximately 6.2% of total premiums) through their required contribution. The Department pays up to the entire cost of health benefits for eligible retirees and their spouses subject to the City's vesting schedule. Annual OPEB Cost and Net OPEB Obligation. The Department's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and 39 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Post-employment Benefits other than Pensions. (Continued) Annual OPEB Cost and Net OPEB Obligation, (Continued) amortize any unfunded actuarial liabilities (or funding excess) not to exceed thirty years. The following table shows the components of the Department's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the Department's net OPEB obligation: Annual required contribution $2,419,000 Interest on net OPEB obligation - Annual OPEB cost (expense) 2,419,000 Contributions made (743.000) Increase in net OPEB obligation 1,676,000 Net OPEB obligation — beginning of year 1,632,000 Net OPEB obligation —end of year 3.308.000 The Department's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2009 and the two preceding years were as follows: Year Annual Annual OPEB OPEB Ended OPEB Cost Cost Contributed Obligation 6/30/07 N /A N /A N /A 6/30/08 $2,264,000 72.1% $1,632,000 6130/09 $2,419,000 69.3% $3,308,000 Funded Status and Progress. The actuarial accrued liability for benefits was $26 million, and the actuarial value of the assets was zero, resulting in an unfunded actuarial accrued liability (UAAL) of $26 million and a funded ratio (actuarial value of assets as percentage of the actuarial liability) of zero percent. The covered payroll (annual payroll of active employees covered by plan) was $13.2 million, and the ratio of the UAAL to the covered payroll was 198.9 percent. 40 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Post-employment Benefits other than Pensions. (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. Actuarial Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with the long-term perspective of the calculations. The actuarial cost method used for determining the benefit obligations is the Entry Age Normal Cost Method. The actuarial assumptions included a 5.0 percent investment rate of return, which is the assumed rate of the expected long-term investment returns on plan assets calculated based on the funded level of the plan at the valuation date, and an annual healthcare cost trend rate between 9.5-10.9 percent initially, reduced by decrements of between 0.65-.080% per year to an ultimate rate of 4.5 percent after the tenth year. Both rates included a 3.0 percent inflation assumption. The UAAL is being amortized as a level percentage of projected payroll over 30 years. It is assumed the Department's payroll will increase 3.25% per year. SCHEDULE OF FUNDING PROGRESS Actuarial Accrued UAAL as a Actuarial Liability Unfunded Percentage of Actuarial Value of (AAL)- AAL Funded Covered Covered Valuation Assets Entry Age (UAAL) Ratio Payroll Payroll Date f a� f lq (b-a) a (c) b-a /c 6/30/09 $0 $26,190,000 $26,190,000 0% $13,169,000 198.9% 41 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (8) Related Party Transactions Following is a summary of transactions and balances with the City of San Bernardino and its various departments as of and for the years ended June 30, 2009 and 2008: Receipts 2009 2008 City of San Bernardino Revenue from water charges $ 204,487 151,015 Revenue from sewer charges 55,760 57,466 Revenue from geothermal charges 13,321 13,750 Billing and collection charges-refuse 208,648 197,258 Billing and collection charges -storm drain 4,973 5,242 Cost reimbursement 2,000 1,000 Reimbursement- sale of land 474,591 804,881 Interest income 2,258,883 2,416,738 Economic Development Agency Revenue from geothermal charges 755 617 Total receipts from related parties 13-,223.41- 6 Payments 2009 2008 City of San Bernardino 10% water revenue $2,353,148 2,368,049 Sewer collection system maintenance 3,055,617 3,036,221 Worker's compensation - administration charges 170,659 177,469 Printing services 2,723 2,319 Postage 11,866 10,757 City Hall rent 177,826 177,826 Phone charges 119,369 131,109 Refuse disposal service 90,949 74,595 Civil service/human resources 177,800 170,700 Legal services 181,800 176,000 Data processing services 710,700 659,455 Police & Fire Protection 500,000 500,000 Permits 73,119 0 Cost reimbursement 108,552 96,922 Other services 3,302 5,142 Miscellaneous charges 942 60 Total payments to related parties 7 7 72 7�5$S.624 42 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (8) Related Party Transactions, (Continued) Receivables The receivables to the City of San Bernardino are classified within the Statement of Net Assets as follows: 2009 2008 Related party receivable $704,645 1,076,546 Accounts receivable, net 27,028 49,903 Due from other entities 64,565 53,837 Total receivables from related parties 796 238 1 180.286 Payables The payables to the City of San Bernardino are classified within the Statement of Net Assets as follows: 2009 2008 Related party payable $ 950,475 865,073 Accounts payable 674,707 1,052,441 Claims payable (note 10) 421,299 391,368 Total payables to related parties $2.046 4 Za08.882 The Department collects and transmits to the City of San Bernardino ten percent of collections on gross water revenue and one hundred percent of collections on sewer collection system maintenance charges from Sewer Utility customers. These remittances are included in the related party payments shown above. (9) Joint Venture West End Water Development, Treatment and Conservation Joint Powers Authority On August 15, 1990, the City of San Bernardino joined the West End Water Development, Treatment and Conservation Joint Powers Authority (WEJPA) as a financing vehicle for construction of water facilities. A separate three-member Board consisting of one representative from each agency's governing body governs the WEJPA. The Departments' investment in the joint venture is included in the property, plant, and equipment of the Department. The financial statements of WEJPA are available at West Valley Water District, 855 West Base Line, Rialto, California 92736. The joint venture is not experiencing fiscal stress. 43 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (9) Joint Venture. (Continued) West End Water Development Treatment and Conservation Joint Powers Authority, (Continued) On April 1, 1968, the City of San Bernardino and the County of San Bernardino formed the San Bernardino Public Safety Authority (PSA), a joint powers authority, as a financing vehicle to construct (1) public safety buildings and (2) improvements to the wastewater treatment plant. San Bernardino Public Safety Authority According to the original joint powers agreement, title to the PSA-constructed wastewater treatment facility will automatically vest in the City with the residual cash being transferred to the City after the bonds are repaid. A separate Board consisting of three members, one appointed by the San Bernardino City Council and two members appointed by the San Bernardino County Board of Supervisors, governs PSA. Effective with the transfer of the Sewer Utility to the Department, all the assets and activities of PSA related to the wastewater treatment plant were also transferred to the Department pursuant to the enabling resolution of October 1973 and are included in the property, plant, and equipment of the Sewer Utility. The financial statements of PSA are available at the Clerk of the Board of Supervisors, County of San Bernardino, 385 N. Arrowhead Avenue, 2nd Floor, San Bernardino, California 92402. The joint venture is not experiencing fiscal stress. Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authoritv On August 2, 1994, the City of San Bernardino, through the Department, formed a joint powers authority with the City of Colton to construct, operate, use, and maintain tertiary wastewater treatment, disposal, and water reclamation systems, including the Regional Rapid Infiltration and Extraction Facility (RIX). The Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority is governed by a separate Board consisting of four members, two of whom are appointed by the City of San Bernardino through the Department's Board of Water Commissioners and two appointed by the City Council of the City of Colton. Construction of the project was administered by the Santa Ana Watershed Project Authority (SAWPA) and was substantially completed during 1996. Administration and operation of the project was turned over to the Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority at that time. Each of the cities, San Bernardino and Colton, has an undivided interest in the real property and any related debt of the RIX project based on a split of 80 percent and 20 percent, respectively. The Department's investment in the joint venture is included in the property, plant, and equipment of the Department. The financial statements are available at the Department. The joint venture is not experiencing fiscal stress. 44 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (10) Construction and Other Significant Commitments Commitments Commitments in the form of signed contracts for costs to complete construction projects or other improvements amounted to $4,340,533 and $5,730,384 at June 30, 2009 and June 30, 2008, respectively. Risk Management The Department's risk management activities are recorded in both of the utility funds. Significant losses are covered by commercial insurance for all major events except workers' compensation, for which the Department retains risk of loss in conjunction with the City of San Bernardino's risk management program for workers' compensation. For insured events, there have been no significant reductions in insurance coverage. Settlement amounts have not exceeded insurance coverage for the current year or the three prior years. Workers' Compensation Claims Liabilities The Department records an estimated liability for workers' compensation. Claims liabilities are based on estimates of the ultimate cost of reported claims (including future claim adjustment expenses) and an estimate for claims incurred but not reported based on historical experience. Workers' compensation unpaid claims liabilities are not discounted. The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 2009: Total Liability balance, July 1, 2008 $391,368 Claims and changes in estimates 147,683 Claim payments 11( 7,752) Claims payable, June 30, 2009 4 2 The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 2008: Total Liability balance, July 1, 2007 $437,089 Claims and changes in estimates 97,058 Claim payments (142,779) Claims payable, June 30, 2008 91 45 i i i MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (11) Contingencies Federal and State Grants Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies, principally the federal and state governments. Any disallowed claims, including amounts already collected, may constitute a liability of the Department. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the Department expects such amounts, if any, to be immaterial. (12) Consent Decree In 1996, the City of San Bernardino ("City") filed a complaint against the United States of America, Department of the Army ("Army") to recover damages, response costs and other available remedies relating to contamination alleged to have originated at a World War II Army installation known as Camp Ono. In March 2005, the United States District Court, Central District, entered judgment, in the form of a consent decree (Consent Decree), in the matter of City of San Bernardino v. United States of America. The consent decree settles the City's and the State's claims arising from the groundwater contamination allegedly caused by the Army. The Consent Decree contains a number of provisions obligating the City (through the Municipal Water Department) to operate and maintain the Newmark Groundwater Superfund site ("Site"). The Site consists of two operable units, the Newmark Operable Unit and the Muscoy Operable Unit. The Newmark Operable Unit was declared operational and functional in 1998. In 1996, the City of San Bernardino ("City") filed a complaint against the United States of America, Department of the Army ("Army") to recover damages, response costs and other available remedies relating to contamination alleged to have originated at a World War II Army installation known as Camp Ono. In March 2005, the United States District Court, Central District, entered judgment, in the form of a Consent Decree (Consent Decree), in the matter of City of San Bernardino v. United States of America. The Consent Decree settles the City's and the State's claims arising from the groundwater contamination allegedly caused by the Army. The Consent Decree contains a number of provisions obligating the City (through the Municipal Water Department of the City of San Bernardino ("Department")) to operate and maintain the Newmark Groundwater Superfund site ("Site"). The Site consists of two operable units, the Newmark Operable Unit and the Muscoy Operable Unit. The Newmark Operable Unit was declared operational and functional in 1998. In September 2007, the Muscoy Operable Unit was declared operational and functional. 46 i i MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (12) Consent Decree. (Continued) The Consent Decree provided for a payment of $69 million from the Army to the City for performance of the work outlined in the Consent Decree. Upon entry of the Consent Decree, the City, through the Department, received title to all facilities constructed by the United States Environmental Protection Agency (EPA) for the Site and agreed to operate and maintain the groundwater extraction and treatment system for a period of 50 years. The $69 million dollar payment consisted of $59 million for operation and maintenance and $10 million for the construction of certain capital facilities that would be required in the future. The funds are subject to strict limitations, contained in the Consent Decree, as to how the money may be spent. Pursuant to the Consent Decree, $10 million, including interest earned, has been set aside to be used only for (i) funding construction of treatment and directly related transmission systems that expand the Department's capacity to deliver potable water, and (ii) funding work performed by the Department to complete construction of the Muscoy Operable Unit extraction system. These "capital facility' funds may not be used for costs incurred to operate, maintain, repair or retrofit components of the site extraction or treatment systems constructed by EPA. On March 17, 2006, the Department entered into a Guaranteed Investment Contract with AIG Match Funding Corporation. The Department invested $16,482,039 of excess consent decree funds into an interest bearing Escrow Fund investment with an interest rate of 4.95% per annum. These funds were invested to pay for the costs associated with the water facilities defined in the Consent Decree for the years 2035-2056. An additional $50 million was used to purchase a blended insurance policy to provide a financial vehicle that provides cost cap coverage for the first 30 years those expenses. The terms of the Guaranteed Investment Contract only provided the Department with the position of a secured creditor with respect to an AIG bankruptcy. As concern rose regarding AIG's financial credibility, on October 9, 2008, the Department negotiated and accepted a "payout" of the Guaranteed Investment Contract in the amount of $18,661,876 which represented the principal and accrued interest as of that date. These funds are currently invested in the Local Agency Investment Fund and Federal Agencies investments. The Department is reviewing alternate investment options for these funds. 47 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (13) Net Assets The following is a detailed breakdown of net assets. Water Sewer Total capital assets (net of accumulated depreciation and accumulated amortization) $148,126,368 97,099,757 Less related debt: Notes payable (17,786,240) (13,109,179) Bonds payable (45,000) Certificates of participation - (21,757,488) Add back: Portion of debt offsetting debt service reserves 32,840 3,560,993 Note proceeds hold by state 3,506,098 - Total invested in capital assets, net of related debt 133,834,066 65,794,083 Restricted Net Assets - Capital related fees 6,328,449 13,503,277 Unrestricted Net Assets 8,998,496 20.638,019 Total Net Assets 149.161.011 99.935.379 Amounts restricted for debt service is calculated as follows: Water Sewer Cash and investments with fiscal agent restricted for debt service $32,840 3,560,993 Less portion of debt offsetting unexpended debt proceeds held in the debt service amounts (32,840) (3,560,993) 48 SUPPLEMENTARY INFORMATION 49 (This page intentionally left blank) 50 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Board of Water Commissioners and Organization As of June 30, 2009 MAYOR OF THE CITY OF SAN BERNARDINO Patrick J. Morris BOARD OF WATER COMMISSIONERS Name Office Toni Callicott President B. Warren Cocke Commissioner Louis A. Fernandez Commissioner Wayne Hendrix Commissioner Norine I. Miller Commissioner ADMINISTRATION Stacey R. Aldstadt General Manager Robin L. Ohama Deputy General Manager Matthew H. Litchfield, P.E. Director, Water Utility John Claus Director, Water Reclamation Don Shackelford Director, Finance Valerie K. Housel Director, Environmental And Regulatory Compliance ORGANIZATION The City of San Bernardino Municipal Water Department was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by the Board of Water Commissioners who are appointed by the Mayor of the City of San Bernardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Department operates two enterprise funds: the Water Utility Enterprise Fund and the Sewer Utility Enterprise Fund. Water service encompasses the City, with the exception of the east end, which is served by the East Valley Water District. Sewer service encompasses all of the City of San Bernardino, the City of Loma Linda, the former Norton Air Force Base, Patton State Hospital and portions of the areas service by East Valley Water District. 51 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage As of June 30, 2009 Insurance coverage for the Department at June 30, 2009 is summarized below: Multiple insurance companies and policies; all-risk property coverage, including earthquake and flood —July 1, 2007, to July 1, 2008 Primary limit: Commonwealth Insurance Company, Policy#USS2118 $10,000,000 Excess limits: Catlin Insurance Company, Policy#SJC2003 5,000,000 Lloyds of London, Policy#DP650108 5,000,000 Lloyds of London, Policy#DP650108 10,000,000 Landmark American Insurance Company, Policy#LHD414755 95,000,000 Policy Deductible (other deductibles apply for Earthquake and Flood) 25,000 Pacific Indemnity Company, Policy#78357989; boiler and machinery Coverage—July 1, 2008 to July 1, 2009 Per occurrence limit 25,000,000 Policy Deductible 10,000 American Alternative Insurance Co., Policy#SDISSP9152180-02; general liability, including bodily injury and property damage, personal injury and advertising injury, professional liability and wrong acts — October 30, 2008 to October 30, 2009 Each Occurrence 1,000,000 Special District Professional Activity Wrongful Act 1,000,000 Personal/Advertising Injury Limit 1,000,000 Fire Damage Legal Liability 1,000,000 Medical Expense— each Accident 10,000 Aggregate Limit 3,000,000 Products/Completed Operations Aggregate 3,000,000 Management Liability - Occurrence Wrongful Act per Claim 1,000,000 Wrongful Act Aggregate 3,000,000 Defense Expense for Injunctive Relief 5,000 Deductible 25,000 American Alternative Insurance Co., Policy #SDISSA8052089-03; business Automobile coverage — October 30, 2008 to October 30, 2009 Owned automobile liability limit 1,000,000 Hired/non-owned automobile liability 1,000,000 Uninsured motorist liability 1,000,000 Auto medical payments 5,000 Hired car physical damage 50,000 Comprehensive Deductible 100 Collision Deductible 1,000 Owned Vehicle Physical Damage 2002 &newer Comprehensive Deductible 1,000 Collision Deductible 1,000 52 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage (Continued) As of June 30, 2009 Multiple insurance companies and policies; excess liability coverage — October 30, 2008 to October 30, 2009 First Excess: American Alternative Ins. Co., Policy # SDISSX9250792-02 10,000,000 Second Excess: Everest National Insurance Company, Policy#1 P7000039-081 10,000,000 American International Specialty Lines, Policy#26738997; pollution Liability —October 30, 2004 to October 30, 2009 (each incidentlaggregate) Third-Party Claims, On-site Bodily Injury and Property Damage 5,000,000 Third-Party Claims, Off-site Clean-Up Resulting from New Conditions 5,000,000 Third-Party Claims, Off-site Bodily Injury and Property Damage 5,000,000 Deductible 25,000 National Union, Policy#94-555-64-97; employment practices liability — October 30, 2008 to October 30, 2009 Limit of Liability— Claims Made 2,000,000 Deductible 50,000 Hartford Fire Insurance Company, Policy#83BPEEG2769; crime coverage's; — March 15, 2008 to October 30, 2009 Employee theft (per loss) 500,000 Theft, disappearance and destruction 500,000 Deductible 2,500 American International Specialty Lines, Policy#7783901; pollution Legal liability clean-up cost cap — September 28, 2004 to March 23, 2035 Coverage A— Legal liability for pollution conditions 25,000,000 Coverage B —Consent decree required clean-up 150,000,000 The Department is self-insured through the City of San Bernardino for workers' compensation liability and material damage to rolling stock. 53 (This page intentionally left blank) 54 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water System Demographics Water Production/Utilization (Cubic Feet) 2008-2009 2007-2008 2006-2007 Water utilization (shown in cubic feet) Water sold to direct customers 1,833,498,000 1,914,684,000 1,979,377,300 Water sold to other agencies 319,104,303 362,858,972 424,271,042 Water sold to or used by City 83,505,608 74,856,597 90,022,904 2,236,107,911 2,352,399,569 2,493,671,246 Loss and other factors 185,909,109 220,169,231 240,610,084 Total water sold, used or lost 2,422,017,020 2,572,568,800 2,734,281,330 Loss and other factors percentage 7.676% 8.558% 8.800% 55 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO,CALIFORNIA SCHEDULE OF WATER PRODUCTION June 30,2009 2008-2009 2007.2008 2006-2007 Total Water Total Water Total Water Per 1,000 Per 1,000 Per 1,000 Amount Cubic Fast Amount Cubic Feet Amount Cubic Feet Summary of total water production and purchased cost Total production,purchases,and 2,422,017 2,572,569 2,734,281 supplemental Production and pumping expenses Salaries&benefits $1,367,844 $0.56475 $1,359,697 $0.52854 $1,236,416 $0.45219 Employee related expenses 9,019 0.00372 10,181 0.00396 18,430 0.00674 Office related expenses 26,917 0.01111 29,599 0.01151 26,690 0.00976 Contract services - - - - 11,221 0.00410 Permits&fees 70,478 0.02910 51,686 0.02009 102,279 0.03741 Utilities 3,980,007 1.64326 4,273,914 1.66134 4,803,782 1.75687 Materials&supplies 24,570 0.01014 31,137 0.01210 22,105 0.00808 Equipment 29,755 0.01229 139,928 0.05439 73,101 0.02674 Chemical&carbon 758,495 0.31317 732,931 0.28490 543,460 0.19876 Sub-total $6,267,084 2.58754 $6,629,073 2.57683 $6,837,484 2.50065 Water stock assessments 200,228 0.08267 105,990 0.04120 34,550 0.01264 Supplemental water purchases 350,000 0.14451 670,000 0.26044 - - Water extraction fees 21,476 0.00887 27,161 0.01056 14,968 0.00547 Total expense before depreciation $6,838,788 $2.62359 $7,432,224 $2.88903 $6,887,003 $2.51876 Depreciation of plant facilities 4,166,816 1.72039 3,396,226 1.32017 3,016,056 1.10305 Totals $11,005,604 $4.54398 $10,828,450 $4.20920 $9,903,059 $3.62181 Summary of costs per acre foot Acre feet 55,601.860 59,058.058 62,770.455 Cost per acre feet for direct operating costs $112.71 $112.25 $108.93 Cost per acre feet for assessment,purchases, and extraction fees $1028 $13.60 $0.79 Cost per acre feet for depreciation $74.94 $57.51 $48.05 Total cost per acre feet $197.93 $183.36 $157.77 56 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA SCHEDULE OF WATER RATES Rates are summarized as follows: Single and Multiple Family Dwelling Units Commercial Landscape and Industrial Users Minimum Monthly Charge Meter Effective Dates Size July 1,2007 July 1,2008 518" $8.59 $8.88 3/4" $11.47 $11.84 1" $13.71 $14.16 1-1/2" $24.60 $25.41 2" $34.36 $35.49 3" $58.43 $60.35 4" $99.19 $102.46 6" $178.57 $184.47 8" $267.84 $276.67 10" $334.80 $345.84 12" $401.82 $415.08 All water usage,except municipal,will be billed at the rate of$0.94 and$0.97 per 100 cubic feet effective July 1,2007, and July 1, 2008, respectively with no minimum allowance. Elevation Zone Charge Zone Charge per 100 cubic feet 1 $0.00 $0.00 2 $0.06 $0.06 3 $0.14 $0.15 4 $0.21 $0.21 5 $0.12 $0.13 6 $0.12 $0.13 This charge is based on the identified delivery costs associated with a specific elevation zone. Assessment Districts All water usage furnished for use by the City of San Bernardino for landscape assessment districts or funded from other than the City's General Fund will be billed at the rate of$0.30 and $0.31 per 100 cubic feet effective July 1, 2007, and July 1, 2008, respectively. Municipal Water Users Water furnished for municipal use to the City of San Bernardino shall be exempt from all water service charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. Water usage in excess of this amount is charged at$0.288 per 100 cubic foot. Enemy Surchame Effective July 5,2001, all consumption, except municipal, shall be charged$0.05 per cubic foot to offset the increased power costs to the entire service territory. These rates were approved by the Board of Water Commissioners on February 20,2007. 57 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO,CALIFORNIA Schedule of Sundry Water Statistical Data 2008-2009 2007-2008 Production Percent Production Percent Pumping Plants in Cubic Feet Production in Cubic Feet Production Antil Plant 3,187,500 0.13% 7,230,500 0.28% Baseline&California Well 17,030,300 0.70% 13,181,800 0.52% Cajon Boulevard Plant 154,296,100 . 6.37% 180,770,100 7.10% Cajon Pass&Vincent Wells 36,383,100 1.50% 27,090,300 1.06% Devil Canyon Plant 119,543,520 4.94% 97,533,700 3.83% EPA Wells- Newmark OU 633,243,100 26.14% 658,427,200 25.85% EPA Wells-Muscoy OU 510,480,900 21.08% 544,411,900 21.38% 40th Street Well 2,775,500 0.11% 1,030,100 0.04% Gilbert Street Well 18,356,700 0.76% 61,852,400 2.43% IVDA Well#11 4,261,200 0.18% 2,909,300 0.11% Kenwood Wells 116,867,000 4.83% 146,497,800 5.75% LeRoy Street Well 26,660,100 1.10% 34,819,700 1.37% Lynwood Well 59,487,600 2.46% 49,079,300 1.93% Lytle Creek Plant 31,738,000 1.31% 14,934,300 0.59% Mallory Well 28,712,000 1.19% 11,402,900 0.45% Mill&'D"Streets Well 18,942,400 0.78% 18,743,500 0.74% Newmark Plant 170,516,700 7.04% 183,678,000 7.21% 19th Street Plant 78,886,800 3.26% 84,608,100 3.32% Olive&Garner Well 67,065,900 2.77% 56,468,700 2.22% Perris Hill Plant 42,900 0.00% 130,900 0.01% 7th Street Well 9,706,100 0.40% 2,217,500 0.09% Sierra Way& 16th Street Wells 90,576,200 3.74% 86,170,100 3.38% 10th&"J"Street Well 98,529,200 4.07% 70,158,900 2.76% 30th&Mountain View Wells 67,436,800 2.78% 92,911,700 3.65% 27th Street Well 21,888,300 0.90% 20,681,000 0.82% Waterman Avenue Plant 35,403,100 1.46% 79,205,900 3.11% Total Water Produced 2,422,017,020 100.00% 2,546,345,600 100.00% Purchased water- East Valley Water District 0 26,223,200 Total Water Production 2,422,017,020 100.00% 2,572,568,800 100.00% 58 2006-2007 2005-2006 2004-2005 Production Percent Production Percent Production Percent in Cubic Feet Production in Cubic Feet Production in Cubic Feet Production 3,228,400 0.12% 94,600 0.00% 33,443,800 1.63% 13,730,300 0.52% 4,058,500 0.18% 12,249,100 0.60% 183,006,100 6.90% 156,173,000 7.00% 114,021,100 5.54% 10,725,600 0.41% 1,568,900 0.07% 26,840,000 1.30% 148,230,130 5.60% 87,633,950 3.93% 94,388,390 4.59% 656,297,800 24.78% 670,111,400 30.06% 576,392,400 28.02% 533,951,600 20.17% 577,040,000 25.89% 133,156,900 6.47% 1,757,700 0.07% 1,311,500 0.06% 1,505,100 0.07% 62,571,700 2.36% 12,634,000 0.57% 43,913,100 2.14% 1,985,500 0.07% 0 0.00% 0 0.00% 144,349,100 5.45% 159,946,600 7.18% 153,162,100 7.45% 45,795,300 1.73% 23,716,800 1.06% 59,151,700 2.88% 61,583,900 2.33% 34,866,600 1.56% 38,705,300 1.88% 17,428,200 0.66% 0 0.00% 5,509,700 0.27% 35,684,900 1.35% 35,182,700 1.58% 35,523,100 1.73% 19,501,400 0.74% 18,456,300 0.83% 20,305,400 0.99% 168,064,900 6.35% 122,521,500 5.50% 148,870,200 7.24% 71,438,800 2.70% 69,559,800 3.12% 129,585,600 6.30% 63,649,600 2.40°% 41,192,200 1.85% 96,972,900 4.71% 5,858,600 0.22% 6,814,300 0.31°% 17,526,200 0.85°% 7,003,400 0.26% 3,916,700 0.18% 5,186,600. 0.25% 44,616,500 1.69°% 210,000 0.01% 166,100 0.01% 91,265,200 3.45°% 67,220,600 3.02% 98,420,900 4.79% 130,756,000 4.94°% 66,308,800 2.97°% 116,906,300 5.68°% 26,624,700 1.01°% 14,396,300 0.65°% 27,794,700 1.35°% 98,441,900 3.72°% 54,028,000 2.42°% 67,056,200 3.26°% 2,647,547,230 100.00°% 2,228,963,050 100.00% 2,056,752,890 100.00°% 86,734,100 100,444,900 73,492,900 2,734,281,330 100.00% 2,329,407,950 100.00% 2,130,245,790 100.00°% 59 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA WATER UTILITY Schedule of Service Area and Customers Number of Active Connections by Classification of User as of June 30, 2005 through June 30, 2009 User Type 2009 2008 2007 2006 2005 Single family residential 34,450 34,316 34,842 34,900 34,360 Multiple family residential 2,810 2,834 2,913 2,922 2,930 Commercial/institutional 3,985 4,003 3,954 3,847 3,812 Other 1,818 1,820 1,755 1,572 1,299 Total all users, active 43,063 42,973 43,464 43,241 42,401 Revenue by Class of User Fiscal Year 2008-2009 Fiscal Year Percentage of User Class Revenue Annual Revenue Single family residential $ 13,943,439 55.98% Multiple family residential 3,547,811 14.24% Commercial/industrial 5,990,149 24.05% Other and unmetered 1,426,183 5.73% Total all users $ 24,907,582 100% Largest users: The System had no customer accounting for more than three percent of the revenues for the fiscal year 2008-2009. 60 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics Regional Facilities Collection and Treatment System Total monthly Classification Charge Charge City Charge Rates effective as of January 1, 2009 Residential $15.25 per month $3.75 per month $19.00/ month/unit Commercial: Multi-family, mobil home parks $0.90 1HCF $0.34/HCF $1.24/HCF (4 or more units) + $2.00/month +$1.25/month + $3.25/mo Retail, commercial, light industrial $1.80/HCF $0.34/HCF $2.14/HCF (non-office,bakeries,markets,theaters,dry cleaners) + $2.00/month + $1.25/month + $3.25/mo Auto repair, car wash $1.25/HCF $0.34/HCF $1.59/HCF +$2.00/month +$125/month + $3.25/mo Offices, motels(without restaurants) $1.40/HCF $0.34 1HCF $1.74/HCF +$2.00 1month +$125/month + $3.25/mo Restaurants, hotels $1.90/HCF $0.34/HCF $2.24/HCF (hotel/motels with restaurants) + $2.00/month + $1.25/month + $3.25/mo Laundromats $1.25/HCF $0.34/HCF $1.59/HCF + $2.00/month + $1.25/month + $3.25/mo Hospitals, convalescent homes $0.90 1HCF $0.34/HCF $1.24/HCF +$2.00/month + $125/month + $3.25/mo Schools, churches, nursey schools, $0.65 1HCF $0.34/HCF $0.99/HCF daycares +$2.00/month + $1.25/month +$3.25/mo Industry $860.00/MG DF $0.34/HCF $280.00/1,000 LBS BOD + $125/month $610.00/1,000 CBS SS The last rate change prior to January 2009 occurred in July 2004. 61 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics, (Continued) June 30, 2009 Residential Nonresidential Total Number of connections City of San Bernardino 32,050 5,434 37,484 East Valley Water District 17,986 1,146 19,132 City of Loma Linda 4,692 559 5,251 54,728 7,139 61,867 Annual billings City of San Bernardino $6,288,804 $6,625,012 $12,913,816 East Valley Water District 3,285,452 2,139,543 5,424,995 City of Loma Linda 781,159 984,117 1,765,276 $10,355,415 $9,748,672 $20,104,087 62 June 30,2008 June 30,2007 Residential Nonresidential Total Residential Nonresidential Total 32,058 5,491 37,549 32,367 5,528 37,895 17,956 1,159 19,115 18,085 1,160 19,245 4,407 576 4,983 4,567 584 5,151 54,421 7,226 61,647 55,019 7,272 62,291 $6,197,816 $6,570,125 $12,767,941 $6,238,570 $6,654,231 $12,892,801 3,221,455 2,213,946 5,435,401 3,231,282 2,252,260 5,483,542 767,075 1,011,795 1,778,870 728,111 950,227 1,678,338 $10,186,346 $9,795,866 $19,982,212 $10,197,963 $9,856,718 $20,054,681 63 , i MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule -1992 Certificates of Participation San Bernardino Public Safety Authority June 30, 2009 EARLY PAY OFF During Fiscal Year 2001, the 1992 Certificates of Participation were retired by an early call and payoff. The total principal amount of$34,805,000 was paid off February 1, 2001. An early call premium of$674,000 was incurred due to this transaction. This amount will be amortized annually in the amount of$42,125 over a sixteen year period. The unamortized discount balance of$25,321 will continue to be amortized annually in the amount of $16,520 with the final payment of$9,681 due February 1, 2017. Funds used for the Primary Hydraulic Reliability Project, remodel of the administration laboratory building and design of 3A secondary treatment. 64 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule- 1998 Refunding Sewer Revenue Certificates of Participation San Bernardino Public Safety Authority June 30, 2009 Principal Principal Unamortized Payments Interest Date Due Payments Discounts (Net) Interest Total Rate 8/1/2009 539,465 539,465 4.70% 2/1/2010 2,240,000 5,687 2,234,313 539,465 2,773,778 4.70% 8/1/2010 486,825 486,825 5.00% 2/1/2011 2,365,000 5,105 2,359,895 486,825 2,846,720 5.00% 8/1/2011 427,700 427,700 4.75% 2/1/2012 2,510,000 4,492 2,505,508 427,700 2,933,208 4.75% 8/1/2012 368,088 368,088 4.85% 211/2013 2,650,000 3,840 2,646,160 368,088 3,014,248 4.85% 8/1/2013 303,825 303,825 4.75% 2/1/2014 2,805,000 3,152 2,801,848 303,825 3,105,673 4.75% 8/1/2014 237,206 237,206 5.25% 2/1/2015 2,965,000 2,424 2,962,576 237,206 3,199,782 5.25% 8/1/2015 159,375 159,375 5.00% 2/1/2016 3,155,000 1,655 3,153,345 159,375 3,312,720 5.00% 8/1/2016 80,500 80,500 5.00% 2/1/2017 3,220,000 836 3,219,164 80,500 3,299,664 5.00% $ 21,910,000 $ 27,191 $ 21,882,809 $ 5,205,968 $ 27,088,777 65 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Bond Schedule - General Obligation Waterworks Bonds, Series C June 30, 2009 Principal Interest Date Due Payments Interest Total Rate 9/1/2009 1,744 1,744 7.75% 3/1/2010 10,000 1,744 11,744 7.75% 9/112010 1,356 1,356 7.75% 3/1/2011 10,000 1,356 11,356 7.75% 9/1/2011 969 969 7.75% 3/1/2012 10,000 969 10,969 7.75% 9/1/2012 580 580 7.75% 3/1/2013 15,000 580 15,580 7.75% $ 45,000 $ 9,298 $ 54,298 Bonds related to water system improvements for South San Bernardino Water District, which was acquired by the Department in 1991. 66 Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine,California 92612 949-474-2020 ph 949-263-5520 fx www.mhm-pc.com Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California REPORT ON COMPLIANCE AND OTHER MATTERS AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the Municipal Water Department of the City of San Bernardino ("Department"), as of and for the year ended June 30, 2009, which collectively comprise the Department's basic financial statements and have issued our report thereon, dated January 13, 2010. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Department's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Department's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Department's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Department's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is defined to be a control deficiency, or combination of control deficiencies,that adversely affects the District's ability to initiate, authorize, record, process or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the District's financial statements that is more than inconsequential will not be prevented or detected by the District's internal control. 67 Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California Page Two A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the Department's internal control is defined to be a control deficiency, or combination of control deficiencies, that adversely affects the District's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the District's financial statements that is more than inconsequential will not be prevented or detected by the District's internal control. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily disclose all deficiencies in internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. This report is intended solely for the information and use of the Board of Water Commissioners, and management of the Department and is not intended to be and should not be used by anyone other than these specified parties. Irvine, California January 13, 2010 68