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HomeMy WebLinkAboutR38- Economic Development CITY OF SAN BERNARDINO ORIGINAL ECONOMIC DEVELOPMENT AGENCY FROM: Emil A.Matzullo SUBJECT: CMB Infrastructure Investment Group V, L.P. Interim Executive Director - Issuance by the Inland Valley Development Agency of an $8,000,000 CMB Infrastructure Investment Group Revenue Bond for the DATE: September 20,2010 benefit of the Redevelopment Agency of the City of San Bernardino -------------- Synopsis of Previous Commission/Council/Committee Action(s): Recommended Motion(s): (Community Development Commission) Resolution of the Community Development Commission of the City of San Bernardino Authorizing That Certain Loan Agreement and that certain Cooperation Agreement with the Inland Valley Development Agency in Connection with the Issuance of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V,LP-Agency Projects)and the Forms of Legal Documents Related Thereto (Mayor and Common Council) Resolution of the Mayor And Common Council of the City of San Bcmardino Approving the Borrowing by the Redevelopment Agency of the City Of San Bernardino in Connection With the Issuance of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP - Agency Projects) Contact Person(s): Don Gee Phone: (909)663-1044 ProjectArea(s): All Ward(s): All Supporting Data Attached: 0 Staff Report 0 Resolution(s)®Agreement(s)/Contract(s)O Map(s)O Letter(s) Funding Requirements: Amount: $ -0- Source: N/A Budget Authority: N/A/ Signature: CQL \ Fiscal Review: t ( Emil A.Marzullo,Interim Executive Director Lo amino-Tillery,Interim CfVf Financial ------ -------------- --------------- Commission/Council Notes: L So o2 014) - 3.3/ R'NO L1J/7 3010 - 5--3 eus<w.a�ceoe.co ��cnc m�owv-xa�ocemme.,u,moes�...nAem c.wpv,vsaeoa COMMISSION MEETING AGENDA Meeting Date: 09{20/20110 K Agenda Item Number: -3 0 b CITY OF SAN BERNARDINO ECONOMIC DEVELOPMENT AGENCY STAFF REPORT CMB INFRASTRUCTURE INVESTMENT GROUP V,L.P.-ISSUANCE BY THE INLAND VALLEY DEVELOPMENT AGENCY OF AN$8,000,000 CMB INFRASTRUCTURE INVESTMENT GROUP REVENUE BOND FOR THE BENEFIT OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO BACKGROUND: CMB Exports,LLC,("CMB")was formed in the mid-1990's to establish a"regional center"for the counties of San Bernardino,Riverside, and Sacramento to assist in financings for the closed military bases in these counties. Since October,2007,the Inland Valley Development Agency(the "IVDA") and the San Bernardino International Airport Authority have executed several tax exempt promissory notes payable to various CMB Infrastructure Investment Group limited partnerships for the financing of several projects within the IVDA Redevelopment Project Area. In 2009, the Redevelopment Agency of the City of San Bernardino(the"Agency")executed a similar note for certain public improvements within the City of San Bernardino. The Agency has planned to proceed with the redesign and reconstruction of public infrastructure located along Inland Center Drive and "E" Street. Said improvements include landscaping, street lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route,water lines, sewer lines,storm drain improvements,and other improvements(the"Improvements"). For the past several years, Agency staff have reviewed various means to fund the Improvements and have now determined that the IVDA can assist in the financing of the Improvements by the issuance of an EB-5 funded IVDA tax exempt loan agreement(the"Bond")which will be purchased by CMB Infrastructure Investment Group V,LP. CURRENT ISSUE: The Bond will be issued by the IVDA as a conduit for the Agency. The proceeds of the Bond will be transferred to the Agency and Agency revenues pledged under a Loan Agreement and Cooperation Agreement between the Agency and the IVDA will secure the Bond. The Loan Agreement will evidence the pledge of surplus tax increment revenues from the Southeast Industrial Project Area (collectively the "Agency Surplus Revenues") for the repayment of the Bond and the Cooperation Agreement will provide a pledge of additional revenues as necessary to support the repayment of the Bond and to fund the Improvements from the increased tax increment revenues of the Inland Center Mall. The Southeast Industrial Project Area tax increment revenues will be used as collected on until said time, if at all, that the Merger A adoption process has been completed. The Cooperation Agreement will provide that as of the 2010-2011 fiscal year,tax increment revenues derived from the Inland Center Mall (the "Inland Center Mall Revenues"), which are currently IVDA tax increment revenues, shall become revenues attributed to the Agency under the Cooperation Agreement, and said revenues shall be pledged by the Agency for the development of infrastructure related to the Inland Center Mall, the Improvements, and the repayment of any financial obligations incurred as a result of said Improvements, including the Bond. It is not anticipated that the full amount of the tax increment revenue derived from the Inland Center Mall will be needed to repay the Bond. Excess Inland Center Mall Revenues will be applied to pay for the remainder of the Improvements which were not financed by the Bond and Improvements financed by other sources. ----------- ------------------------------------------------------------------------ e\+s�kco=M co wonTW 201mas 10 coin 1n nre 1��m Group v,LP SR.do« COMMISSION MEETING AGENDA Meeting Date: 09/20/2010 Agenda Item Number: Economic Development Agency Staff Report CMB Infrastructure Investment Group V, L.P. Page 2 The terms of the proposed financing are as follows,subject to change in the final documents: 1. Interest Rate: 5.25%,tax-exempt. 2. Principal: $8,000,000. 3. Repayment: Interest only payable quarterly as shall be provided in the IVDA Indenture. Principal payable at the 6-year maturity date. Repayment of principal will be accomplished with the proceeds of a long term bond financing. 4. Security: Surplus tax increment revenues from the Southeast Industrial Project Area and Inland Center Mall Revenues transferred from the IVDA to the Agency and pledged for the repayment of the Bond. 5. Closing Costs: No costs other than document preparation. 6. Closing Date: September,2010. 7. Funding: Increments of$500,000 will be advanced to the Agency as investors are obtained who submit the proper documentation to the U.S. Citizenship and Immigration Service for approval; all funds should be available to the Agency by mid-2011. Additional information can be obtained on the CMB website at www.cmbeb5visa.com and it contains descriptions and photographs of the other projects previously and currently being undertaken with CMB funds. ENVIRONMENTAL IMPACT: Prior to the commencement of construction of the Project,the Agency will obtain the necessary permits required to proceed with said construction. This project is in the initial permit process at this time. The agenda action does not require environmental action as the approvals contemplated do not meet the definition of a"project"under Section 15378 of the California Environmental Quality Act(CEQA). FISCAL IMPACT: The Bond would be interest only payable quarterly for a period of six years. The principal would be due in full in six years. It is proposed that the Bond be refinanced at the six-year maturity date at which time the tax increment revenues generated from the Project should be adequate to support repayment of long term bonds. Furthermore, if the proposed redevelopment plan amendment proceeds and is approved, revenues from the amended project area will be sufficient to support a long term bond issuance. There is no impact to the City's General Fund. Account Budgeted Amount: $0.00 Balance as of September 15,201 Balance after approval of this item: $0.00 RECOMMENDATION: That the Mayor and Common Council and Community Development Commission adopt the attached Resolutions. Emil A. Marzullo, n enm Executive Director P 1m..n,a.,V.v Skd«. COMMISSION MEETING AGENDA Meeting Date: 09/20/2f0�10 Agenda Item Number: P—Z 0 1 RESOLUTION NO. Copy 2 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF 3 THE CITY OF SAN BERNARDINO AUTHORIZING THAT CERTAIN LOAN AGREEMENT AND THAT CERTAIN COOPERATION 4 AGREEMENT WITH THE INLAND VALLEY DEVELOPMENT AGENCY 5 IN CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB 6 INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY PROJECTS) AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 7 8 WHEREAS, the Community Development Commission of the City of San Bernardino (the 9 "Commission') is the governing body of the Redevelopment Agency of the City of San Bernardino 10 (the "Agency") and is authorized under Health and Safety Code Section 33000, et seq., to issue 11 bonds, notes and other obligations and enter into loan agreements for the purpose of financing 12 public capital improvements within the City of San Bernardino (the"City");and 13 WHEREAS, the Inland Valley Development Agency (the "IVDA") is a joint powers 14 authority organized under the laws of the State of California and is authorized pursuant to the 15 Community Redevelopment Law to issue bonds, notes and other obligations for the purpose of 16 financing public capital improvements; and 17 WHEREAS, the Agency desires to finance certain public infrastructure located along "E" 18 Street and Inland Center Drive within the City and located within the IVDA project area, namely, 19 the redesign and reconstruction of said streets, including but not limited to, landscaping, street 20 lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center 21 Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route, 22 water lines, sewer lines, storm drain improvements, and other improvements (the "Improvements,,); 23 and 24 WHEREAS, the Agency has requested that the IVDA assist the Agency with the financing 25 of the Improvements, and the IVDA desires to assist the Agency with said financing by the issuance C26 of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure 27 Investment Group V, LP—Agency Projects) (the `Bond") in the principal amount of$8,000,000, as 28 evidenced by an Indenture and Loan Agreement dated as of September 1, 2010, by and among the 1 I IVDA, Agency and CMB Infrastructure Investment Group V, LP (the "Indenture"), and loan the 2 proceeds thereof to the Agency as provided in the Indenture; and 3 WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, 4 organized in accordance with the requirements for regional centers as set forth under the United 5 States Immigration Act of 1990, as amended, has offered to purchase the Bond with capital raised 6 from foreign investors who seek to obtain permanent residency in the United States through the EB- 7 5 investor visa program under the United States Immigration and Nationality Act; and 8 WHEREAS, the Agency desires to pledge surplus tax increment revenues from the 9 Southeast Industrial Project Area (the "Agency Surplus Revenues") to the payment of the Bond for 10 the period of time as set forth in the Bond documents; and 11 WHEREAS, the Agency and the IVDA desire to enter into that certain Loan Agreement 12 dated as of September 1, 2010, by and between the Agency and the IVDA (the "Agency Loan 13 Agreement") to evidence the pledge of the Agency Surplus Revenues for the repayment of the 14 Bond, and under the Agency Loan Agreement the Agency authorizes the pledge of the Agency 15 Surplus Revenues to the repayment of the Bond; and 16 WHEREAS, the Agency and the IVDA have determined that in order to provide additional 17 revenues as necessary to support the repayment of the Bond and to fund the Improvements, as of the 18 2010-2011 fiscal year, tax increment revenues derived from the Inland Center Mall (the "Inland 19 Center Mall Revenues"), which are currently IVDA tax increment revenues, shall become revenues 20 attributed to the Agency, and said revenues shall be pledged by the Agency for the development of 21 the infrastructure related to the Inland Center Mall, the Improvements, and the repayment of any 22 financial obligations incurred as a result of said Improvements; and 23 WHEREAS, in order to evidence the transfer of the Inland Center Mall Revenues to the 24 Agency, the Agency and the IVDA desire to enter into that certain Cooperation Agreement dated as 25 of September 1, 2010, by and between the Agency and the IVDA (the "Cooperation Agreement'); 26 and 27 WHEREAS, based upon the foregoing, the Agency desires to approve the financing as set 28 forth above. 2 1 NOW, THEREFORE, IT IS HEREBY RESOLVED, DETERMINED AND ORDERED BY 2 THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, 3 AS FOLLOWS: 4 Section 1. Approval of the Issuance of the Bond. The Agency hereby approves the 5 issuance of the Bond by the IVDA in the amount not to exceed $8,000,000. The proposed term of 6 the Bond shall be six (6) years at a rate of interest not to exceed 5.25%. Interest on the Bond shall 7 be paid quarterly until maturity, and principal shall be paid in full on or before the maturity date. 8 The proceeds of the Bond shall be transferred to the Agency under the Indenture and shall be 9 applied by the Agency to fund the Improvements. The security for the Bond shall be the Agency 10 Surplus Revenues and the Inland Center Mall Revenues. 11 Section 2. Approval of the Terms of the Indenture, Agency Loan Agreement and 12 Cooperation Agreement. The Agency hereby approves the Indenture,Agency Loan Agreement and 13 Cooperation Agreement (collectively, the "Agreements") in the forms presently on file with the 14 Secretary of the Agency with such changes thereto as may be approved by the Chairman or the 15 Executive Director of the Agency when such terms and conditions have been ascertained. The 16 Agency hereby further authorizes and directs that the forms of the Agreements presently on file with 17 the Secretary be converted into the final forms thereof together with such changes or modifications 18 as deemed necessary or desirable by the Chairman or Executive Director of the Agency, upon the 19 recommendation of Lewis Brisbois Bisgaard & Smith LLP ("Bond Counsel'). The Chairman, 20 Executive Director or such other authorized officer of the Agency are hereby authorized and 21 directed to execute and deliver, and the Secretary is hereby authorized and directed to attest to, the 22 final forms of the Agreements when the same has been prepared for and in the name of the Agency, 23 and such execution and delivery shall be deemed to be conclusive evidence of the approval thereof. 24 The Agency hereby authorizes the delivery and performance of the obligations under the 25 Agreements to accomplish the financing as contemplated herein. 26 Section 3. Findings of Benefit. The Agency hereby finds and determines pursuant to the w 27 California Health and Safety Code that the use of the tax increment revenues from the Southeast 28 Industrial Project Area for the funding of the Improvements and the payment of the Bond will be of 3 1 benefit to the Southeast Industrial Project Area. Such additional actions shall be taken by the 2 Agency at a later date as necessary upon the expenditure of the proceeds of the Bond 3 Section 4. Official Action. The Chairman, Executive Director, Secretary, Bond Counsel 4 and any and all other officers of the Agency are hereby authorized and directed, for and in the name 5 and on behalf of the Agency, to do any and all things and take any and all actions, including 6 execution and delivery of any and all assignments, certificates, requisitions, agreements, notices, 7 consents, instruments of conveyance, warrants and other documents, which they, or any of them, 8 may deem necessary or advisable in order to consummate the financing as described herein. 9 Whenever in this Resolution any officer of the Agency is authorized to execute or countersign any 10 document or take any action, such execution, countersigning or action may be taken on behalf of 11 such officer by any person designated by such officer to act on his or her behalf in the case such 12 officer shall be absent or unavailable. The Agency hereby appoints its Chairman and Executive 13 Director as agents of the Agency for purposes of executing any and all documents and instruments 14 which any officer of the Agency is authorized to execute hereunder. 15 Section 5. Effective Date. This Resolution shall become effective immediately upon 16 adoption.. 17 18 19 20 21 22 23 24 25 26 O27 /1/ 28 4 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF 1 THE CITY OF SAN BERNARDINO AUTHORIZING THAT CERTAIN 2 LOAN AGREEMENT AND THAT CERTAIN COOPERATION AGREEMENT WITH THE INLAND VALLEY DEVELOPMENT AGENCY 3 IN CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB 4 INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY PROJECTS) 5 AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 7 Development Commission of the City of San Bernardino at a meeting 8 thereof, held on the day of 2010,by the following vote to wit: 9 Commission Members: Ayes Nays Abstain Absent 10 MARQUEZ 11 DESJARDINS _ 12 BRINKER 13 SHORETT 14 KELLEY _ 15 JOHNSON 16 MC CAMMACK _ 17 18 Secretary 19 20 The foregoing Resolution is hereby approved this day of 2010. 21 22 Patrick J. Morris, Chairperson 23 Community Development Commission 24 of the City of San Bernardino 25 Approved as to Form: 26 By: 27 Agency C#nsel 28 5 mark sd 1 RESOLUTION NO. � 2 3 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO AUTHORIZING THAT CERTAIN 4 LOAN AGREEMENT AND THAT CERTAIN COOPERATION AGREEMENT WITH THE INLAND VALLEY DEVELOPMENT AGENCY 5 IN CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY 6 DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY PROJECTS) 7 AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 8 9 WHEREAS, the Community Development Commission of the City of San Bernardino (the 10 "Commission") is the governing body of the Redevelopment Agency of the City of San Bernardino 11 (the "Agency") and is authorized under Health and Safety Code Section 33000, et seq., to issue 12 bonds, notes and other obligations and enter into loan agreements for the purpose of financing 13 public capital improvements within the City of San Bernardino (the"City"); and 14 WHEREAS, the Inland Valley Development Agency (the "IVDA") is a joint powers 15 authority organized under the laws of the State of California and is authorized pursuant to the 16 Community Redevelopment Law to issue bonds, notes and other obligations for the purpose of 17 financing public capital improvements; and 18 WHEREAS, the Agency desires to finance certain public infrastructure located along "E" 19 Street and Inland Center Drive within the City and located within the IVDA project area, namely, 20 the redesign and reconstruction of said streets, including but not limited to, landscaping, street 21 lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center 22 Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route, 23 water lines, sewer lines, storm drain improvements, and other improvements (the "Improvements"); 24 and 25 WHEREAS, the Agency has requested that the IVDA assist the Agency with the financing 26 of the Improvements, and the IVDA desires to assist the Agency with said financing by the issuance 27 of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure 28 Investment Group V, LP—Agency Projects) (the `Bond") in the principal amount of$8,00�0,,�000, as P USeMUVtme tionsVfe,olutionsWIM-30.100 lnhe&ry mlmWm Crt V.U CpC Re,o.EOC I ' I evidenced by an Indenture and Loan Agreement dated as of September 1, 2010, by and among the 2 IVDA, Agency and CMB Infrastructure Investment Group V, LP (the "Indenture"), and loan the 3 proceeds thereof to the Agency as provided in the Indenture; and 4 WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, 5 organized in accordance with the requirements for regional centers as set forth under the United 6 States Immigration Act of 1990, as amended, has offered to purchase the Bond with capital raised 7 from foreign investors who seek to obtain permanent residency in the United States through the EB- 8 5 investor visa program under the United States Immigration and Nationality Act; and 9 WHEREAS, the Agency desires to pledge surplus tax increment revenues from the 10 Southeast Industrial Park Redevelopment Project Area (the "Agency Surplus Revenues") to the 11 payment of the Bond for the period of time as set forth in the Bond documents; and 12 WHEREAS, the Agency and the IVDA desire to enter into that certain Loan Agreement 13 dated as of September 1, 2010, by and between the Agency and the IVDA (the "Agency Loan 14 Agreement") to evidence the pledge of the Agency Surplus Revenues for the repayment of the 15 Bond, and under the Agency Loan Agreement the Agency authorizes the pledge of the Agency 16 Surplus Revenues to the repayment of the Bond;and 17 WHEREAS, the Agency and the IVDA have determined that in order to provide additional 18 revenues as necessary to support the repayment of the Bond and to fund the Improvements, as of the 19 2010-2011 fiscal year, tax increment revenues derived from the Inland Center Mall (the "Inland 20 Center Mall Revenues"), which are currently IVDA tax increment revenues, shall become revenues 21 attributed to the Agency, and said revenues shall be pledged by the Agency for the development of 22 the infrastructure related to the Inland Center Mall, the Improvements, and the repayment of any 23 financial obligations incurred as a result of said Improvements; and 24 WHEREAS, in order to evidence the transfer of the Inland Center Mall Revenues to the 25 Agency, the Agency and the IVDA desire to enter into that certain Cooperation Agreement dated as 26 of September 1, 2010, by and between the Agency and the IVDA (the "Cooperation Agreement' 27 and 28 WHEREAS, based upon the foregoing, the Agency desires to approve the financing as set 2 PUgenaas%mMtio=U 9oWtwn=IMAp-20.10 CM1 NfieclvMrclm=rt Group V.U CDC Reo.doc 1 forth above. 2 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE 3 CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER, AS 4 FOLLOWS: 5 Section 1. Approval of the Issuance of the Bond. The Agency hereby approves the issuance 6 of the Bond by the IVDA in the amount not to exceed $8,000,000. The proposed term of the Bond 7 shall be six (6) years at a rate of interest not to exceed 5.25%. Interest on the Bond shall be paid 8 quarterly until maturity, and principal shall be paid in full on or before the maturity date. The 9 proceeds of the Bond shall be transferred to the Agency under the Indenture and shall be applied by 10 the Agency to fund the Improvements. The security for the Bond shall be the Agency Surplus 11 Revenues and the Inland Center Mall Revenues. 12 Section 2. Approval of the Terms of the Indenture Agency Loan Agreement and 13 Cooperation Agreement. The Agency hereby approves the Indenture, Agency Loan Agreement and 14 Cooperation Agreement (collectively, the "Agreements") in the forms presently on file with the 15 Secretary of the Agency with such changes thereto as may be approved by the Chairman or the 16 Executive Director of the Agency when such terms and conditions have been ascertained. The 17 Agency hereby fiuther authorizes and directs that the forms of the Agreements presently on file with 18 the Secretary be converted into the final forms thereof together with such changes or modifications 19 as deemed necessary or desirable by the Chairman or Executive Director of the Agency, upon the 20 recommendation of Lewis Brisbois Bisgaard & Smith LLP ("Bond Counsel"). The Chairman, 21 Executive Director or such other authorized officer of the Agency are hereby authorized and 22 directed to execute and deliver, and the Secretary is hereby authorized and directed to attest to, the 23 final forms of the Agreements when the same has been prepared for and in the name of the Agency, 24 and such execution and delivery shall be deemed to be conclusive evidence of the approval thereof. 25 The Agency hereby authorizes the delivery and performance of the obligations under the 26 Agreements to accomplish the financing as contemplated herein. 27 Section 3. Findings of Benefit. The Agency hereby finds and determines pursuant to the 28 California Health & Safety Code Section 33445.1 that the use of the tax increment revenues from 3 P:ug��ds01m 2MOc w� inn eln a=M Gmp v.U a Ao I the Southeast Industrial Park Redevelopment Project Area for the funding of the Improvements and 2 the payment of the Bond will be of benefit to the Southeast Industrial Park Redevelopment Project 3 Area which is noncontiguous to the area wherein the Improvements shall be constructed. The 4 Agency hereby finds and determines pursuant to said Health & Safety Code Section 33445.1 as 5 follows: OOM(1) that such buildings, facilities, structures or other improvements are of primary benefit to 7 the Southeast Industrial Park Redevelopment Project Area or the immediate neighborhood in which 8 the Improvements are located, regardless of whether such Improvements are within another project 9 area; (2) that no other reasonable means of financing such buildings, facilities, structures or other 0 improvements is available to the community, and such determination by the Commission and the 1 Council shall be final and conclusive; (3) that the payment of funds for the cost of the facilities, 2 structures or other improvements will assist in the elimination of one (1) or more blighted conditions 3 inside the Southeast Industrial Park Redevelopment Project Area; (4) that the payment of funds for 4 the cost of the buildings, facilities, structures or other improvements is consistent with the 5 Implementation Plan adopted pursuant to Health and Safety Code Section 33490; and (5) that the 6 installation of each building, facility, structure, or improvement is provided for in the 7 Redevelopment Plan. 4M] Section 4. Official Action. The Chairman, Executive Director, Secretary, Bond Counsel 19 and any and all other officers of the Agency are hereby authorized and directed, for and in the name 20 and on behalf of the Agency, to do any and all things and take any and all actions, including 21 execution and delivery of any and all assignments, certificates, requisitions, agreements, notices, 22 consents, instruments of conveyance, warrants and other documents, which they, or any of them, 23 may deem necessary or advisable in order to consummate the financing as described herein. 24 Whenever in this Resolution any officer of the Agency is authorized to execute or countersign any 25 document or take any action, such execution, countersigning or action may be taken on behalf of 26 such officer by any person designated by such officer to act on his or her behalf in the case such 27 officer shall be absent or unavailable. The Agency hereby appoints its Chairman and Executive 28 Director as agents of the Agency for purposes of executing any and all documents and instruments 4 P 1AB��auVtuo�miwuVtewW[iove�3a�0D9sa�o CFID Lifian�uaurt Imctmen[Gm V.U CDC Rao.a I which any officer of the Agency is authorized to execute hereunder. 2 Section 5. Effective Date. This Resolution shall become effective immediately upon 3 adoption. 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 5 P:UgeMeNteaoWnonNtewWtioos�t01p�o9-10.10 Cb®Infnuwwe lnv�mem Gmup V,IP CDC Peeo.tloc I RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO AUTHORIZING THAT CERTAIN 2 LOAN AGREEMENT AND THAT CERTAIN COOPERATION 3 AGREEMENT WITH THE INLAND VALLEY DEVELOPMENT AGENCY IN CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY 4 DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY PROJECTS) 5 AND THE FORMS OF LEGAL DOCUMENTS RELATED THERETO 6 7 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community 8 Development Commission of the City of San Bernardino at a meeting 9 thereof,held on the day of 2010,by the following vote to wit: 10 Commission Members: Ayes Nays Abstain Absent 11 MARQUEZ — 12 DESJARDINS 13 — BRINKER 14 SHORETT — KELLEY — 15 JOHNSON 16 MC CAMMACK 17 18 19 Secretary 20 21 The foregoing Resolution is hereby approved this day of 12010. 22 23 Patrick J. Moms, Chairperson Community Development Commission 24 of the City of San Bernardino 25 Approved as to Form: 26 27 BY: gency m 1 28 6 P:ueaaaaavaasame00%eroWwsWli .aa-io cxm mr.weum 1�amm c pv,U a..o.eoo M I RESOLUTION NO. W;r g 2 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING THE BORROWING BY THE 3 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO IN 4 CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB 5 INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY PROJECTS) 6 7 WHEREAS, the City of San Bernardino, California (the "City") is a municipal corporation g and charter city, duly organized and existing pursuant to the provisions of the constitution of the 9 State of California; and 10 WHEREAS, the Community Development Commission of the City of San Bernardino (the 11 "Commission") is the governing body of the Redevelopment Agency of the City of San Bernardino 12 (the "Agency") and is authorized under Health and Safety Code Section 33000, et seq., to issue 13 bonds, notes and other obligations and enter into loan agreements for the purpose of financing 14 public capital improvements within the City; and 15 WHEREAS, the Inland Valley Development Agency (the "IVDA") is a joint powers 16 authority organized under the laws of the State of California and is authorized pursuant to the 17 Community Redevelopment Law to issue bonds, notes and other obligations for the purpose of 18 financing public capital improvements; and 19 WHEREAS, the Agency desires to finance certain public infrastructure located along "E" 20 Street and Inland Center Drive within the City and located within the IVDA project area, namely, 21 the redesign and reconstruction of said streets, including but not limited to, landscaping, street 22 lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center 23 Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route, 24 water lines, sewer lines, storm drain improvements, and other improvements (the "Improvements"); 25 and 26 WHEREAS, the Agency has requested that the IVDA assist the Agency with the financing 27 of the Improvements, and the IVDA desires to assist the Agency with said financing by the issuance 28 of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure 1 R� I Investment Group V, LP—Agency Projects) (the "Bond") in the principal amount of$8,000,000, as 2 evidenced by an Indenture and Loan Agreement dated as of September 1, 2010, by and among the 3 IVDA, Agency and CMB Infrastructure Investment Group V, LP (the "Indenture"), and loan the 4 proceeds thereof to the Agency as provided in the Indenture; and 5 WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, 6 organized in accordance with the requirements for regional centers as set forth under the United 7 States Immigration Act of 1990, as amended, has offered to purchase the Bond with capital raised 8 from foreign investors who seek to obtain permanent residency in the United States through the EB- 9 5 investor visa program under the United States Immigration and Nationality Act; and 10 WHEREAS, the Agency desires to pledge surplus tax increment revenues from the 11 Southeast Industrial Park Redevelopment Project Area (the "Agency Surplus Revenues") to the 12 payment of the Bond until such time as the Merger As has been formally adopted; and 13 WHEREAS, the Agency and the IVDA desire to enter into that certain Loan Agreement 14 dated as of September 1, 2010, by and between the Agency and the IVDA (the "Agency Loan 15 Agreement") to evidence the pledge of the Agency Surplus Revenues for the repayment of the 16 Bond, and under the Agency Loan Agreement the Agency authorizes the pledge of the Agency 17 Surplus Revenues to the repayment of the Bond; and 18 WHEREAS, the Agency and the IVDA have determined that in order to provide additional 19 revenues as necessary to support the repayment of the Bond and to fund the Improvements, as of the 20 2010-2011 fiscal year, tax increment revenues derived from the Inland Center Mall (the "Inland 21 Center Mall Revenues"), which are currently IVDA tax increment revenues, shall become revenues 22 attributed to the Agency, and said revenues shall be pledged by the Agency for the development of 23 the Inland Center Mall, the Improvements, and the repayment of any financial obligations incurred 24 as a result of said Improvements;and 25 WHEREAS, in order to evidence the transfer of the Inland Center Mall Revenues to the 26 Agency, the Agency and the IVDA desire to enter into that certain Cooperation Agreement dated as 27 of September 1, 2010, by and between the Agency and the IVDA (the "Cooperation Agreement"); 28 and 2 1 WHEREAS, based upon the foregoing and, the City desires to approve the financing as set 2 forth above; and 3 WHEREAS, the Mayor and Common Council have duly considered the terms of such 4 transactions as contemplated herein and find that approval of the issuance of the Bond is in the best 5 interests of the City. 6 NOW, THEREFORE, IT IS HEREBY RESOLVED, DETERMINED AND ORDERED 7 BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, AS 8 FOLLOWS: 9 Section 1. Approval of the Bond. The Mayor and Common Council hereby approve the 10 issuance of the Bond by the IVDA for the benefit of the Agency in the amount not to exceed 11 $8,000,000. The proposed term of the Bond shall be six (6) years at a rate of interest not to exceed 12 5.25%. 13 Section 2. Official Action. The Mayor and Common Council, the City Clerk and any and 14 all other officers of the City are hereby authorized and directed, on behalf of the City, to do any and 15 all things and to take any and all actions, including execution and delivery of assignments, 16 certificates, requisitions, agreements, notices, consents, instruments of conveyance, warrants, Bond 17 closing documents and other documents which any of such officers may deem necessary or 18 advisable in connection with the execution and delivery of the Bond, and the borrowing by the 19 Agency of the proceeds derived therefrom and the consummation of the transactions described 20 herein and therein. The Mayor and Common Council hereby consent to the funding of the public 21 improvements identified by Resolution of the Community Development Commission of the City of 22 San Bernardino with regard to the use of the tax increment revenues of the Southeast Industrial Park 23 Redevelopment Project Area for the repayment of the Bond as required pursuant to Health & Safety 24 Code Section 33445.1 for public improvements which are contiguous to a redevelopment project 25 area. 26 The Mayor and Common Council further find and determines as follows, as required by 27 Health& Safety Code Section 33445.1: 28 3 (1) that such buildings, facilities, structures or other improvements are of primary benefit to 2 the Southeast Industrial Park Redevelopment Project Area or the immediate neighborhood in which i the Improvements are located, regardless of whether such Improvements are within another project 4 area; (2) that no other reasonable means of financing such buildings, facilities, structures or other 5 improvements is available to the community, and such determination by the Commission and the 6 Council shall be final and conclusive; (3) that the payment of funds for the cost of the facilities, 7 structures or other improvements will assist in the elimination of one (1) or more blighted conditions 8 inside the Southeast Industrial Park Redevelopment Project Area; (4) that the payment of funds for 9 the cost of the buildings, facilities, structures or other improvements is consistent with the 10 Implementation Plan adopted pursuant to Health and Safety Code Section 33490; and (5) that the 11 installation of each building, facility, structure, or improvement is provided for in the 12 Redevelopment Plan. 13 Section 3. Effective Date. This Resolution shall be effective from and after the date and 14 in the manner as provided in the City Charter. 15 16 17 18 19 20 21 22 23 24 25 26 27 28 4 i RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE 1 CITY OF SAN BERNARDINO APPROVING THE BORROWING BY THE 2 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO IN CONNECTION WITH THE ISSUANCE OF THE INLAND VALLEY 3 DEVELOPMENT AGENCY REVENUE BOND, SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V, LP - AGENCY 4 PROJECTS) 5 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and 7 Common Council of the City of San Bernardino at a meeting 8 thereof,held on the day of 2010,by the following vote to wit: 9 Council Members: Ayes Nays Abstain Absent 10 MARQUEZ 11 DESJARDINS 12 BRINKER _ 13 SHORETT 14 KELLEY 15 JOHNSON 16 MC CAMMACK 17 18 Rachel G. Clark, City Clerk 19 20 The foregoing Resolution is hereby approved this day of 12010. 21 22 Patrick J. Morris, Mayor 23 City of San Bernardino 24 Approved as to Form: 25 By: 26 James F. Penman,City Attorney 27 28 5 CDC/2010-53 COOPERATION AGREEMENT by and between INLAND VALLEY DEVELOPMENT AGENCY and REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO Relating to the $8,000,000 INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V, L.P. - AGENCY PROJECTS) CDC/2010-53 COOPERATION LOAN AGREEMENT THIS COOPERATION AGREEMENT is made and entered into as of September 1,2010 (this "Agreement"), by and between the Inland Valley Development Agency, a joint powers authority organized and existing under the laws of the State of California(the "IVDA") and the Redevelopment Agency of the City of San Bernardino, a public body corporate and politic (the "Agency"),as follows. WITNESSETH: WHEREAS, the IVDA was organized pursuant to a Joint Powers Agreement, dated January 24, 1990, as amended (the "IVDA Joint Powers Agreement'), by and among the City of San Bernardino, California, the City of Colton, California, the City of Loma Linda, California and the County of San Bernardino (collectively, the "IVDA Member Jurisdictions"), and pursuant to the Community Redevelopment Law of the State of California ("Community Redevelopment Law") for the purpose of assisting in the conversion of the former Norton Air Force Base to civilian commercial and industrial uses and effectuating redevelopment;and WHEREAS, pursuant to the Community Redevelopment Law (Health & Safety Code Section 33000, et seq.) and the IVDA Joint Powers Agreement (the "Authorizing Provisions"), the IVDA may enter into cooperation agreements with other redevelopment or public agencies to carry out its redevelopment purposes; and WHEREAS, the Agency has requested that the IVDA assist the Agency with the financing of certain public infrastructure located along"E" Street and Inland Center Drive within the City of San Bernardino and located within the Inland Valley Development Agency Redevelopment Project Area, namely, the redesign and reconstruction of said streets, including but not limited to, landscaping, street lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route, water lines, sewer lines and storm drain improvements and other improvements (the"Improvements"); and WHEREAS, the Agency enters into this Agreement to assume the IVDA redevelopment powers for that area bounded by Inland Center Drive, "E" Street, Orange Show Road and the I- 215 Freeway to the extent that such are located within the Inland Valley Redevelopment Project Area(the"Mall Project Area")in order to carry out the Improvements; and WHEREAS, the IVDA has determined to finance the Improvements by the issuance of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP—Agency Projects) (the"Bond")in the principal amount of$8,000,000 under and secured by an Indenture and Loan Agreement dated as of September 1, 2010, by and between the Agency and the IVDA (the "Indenture"), and loan the proceeds of the Bond to the Agency(the"Loan")pursuant to the Loan Agreement and the Indenture;and 1 P NgeMas4pnaa Ane mem,wgmaa Attachmenu\Agrmu-Amend 201M 20-10 Cb Infiutm wt Imenmem Getup v,U-Cwp ion Ageement OGC CDC/2010-53 WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, organized in accordance with the requirements for regional centers as set forth under the United States Immigration Act of 1990, as amended (the `Bondholder") has offered to purchase the Bond; and WHEREAS, in order to secure the Bond, as provided in the Indenture,the Agency desires to transfer to the IVDA, Agency surplus revenues consisting of tax increment revenues derived from the Agency's Southeast Industrial Project Area after the payment of debt service on all currently outstanding tax allocation bonds secured by the tax increment revenues of said project areas, including the refunding thereof, and all future tax allocation bonds issued by the Agency or on behalf of the Agency and secured by said tax increment revenues as provided in the indenture(s) authorizing the issuance of said debt (the "Agency Surplus Revenues") for the repayment of the Bond; and WHEREAS, the IVDA and Agency wish to provide through this Agreement that in addition to the Agency Surplus Revenues, the Agency shall pledge to IVDA additional revenues as necessary to support the repayment of the Bond and shall provide additional revenues as necessary to fund the construction and/or financing of the Improvements;and WHEREAS, in addition, consistent with the Agency's assumption of IVDA's redevelopment powers for the Mall Project Area, commencing as of July 1, 2010 and thereafter for the term of this Agreement, the WDA tax increment revenues for the Inland Center Mall ("Inland Center Mall Revenues") shall become revenues attributed to the Agency; and WHEREAS, Agency thereafter will pledge the Inland Center Mall Revenues for the repayment of the Bond and any Inland Center Mall Revenues in excess of those required to repay the Bond (the"Excess Inland Center Mall Revenues")will be applied to pay for the remainder of the Improvements and/or the financing thereof not otherwise financed by the Bond; and WHEREAS, utilizing all such revenues, the Agency shall timely repay the Loan as provided in the Loan Agreement in order to cause the timely payment of the IVDA's obligations under the Indenture and the Bond;and WHEREAS, the IVDA and the Agency have determined that it is in the best interests of the NDA and the Agency to enter into this Agreement in order to issue the Bond to finance said Improvements, and thus desire to provide for the terms and conditions of their cooperation in such matters as herein provided. 2 P] gendns genda Att¢hmentsWgenda AnachmentsUg is-Amend 20M0 20-10 Cb Infmtnwwee lineament Gmup V,LP-Cooperation Agraement O0C CDC/2010-53 NOW THEREFORE, the parties to this Agreement agree, as follows. ARTICLE I. DEFINITIONS; TERM OF AGREEMENT Section 1.01. Recitals. The Recitals set out above are true and correct. Section 1.02. Definitions. Unless the context otherwise requires,capitalized terms used herein and not defined herein shall have the meanings ascribed thereto in the Indenture. Section 1.03. Term. This Agreement shall remain in full force and effect so long as the Bond is Outstanding. ARTICLE IL TRANSFER OF REDEVELOPMENT POWERS AND TAX INCREMENT REVENUES OF IVDA TO AGENCY Section 2.01. Transfer of Powers. (a) In order to carry out the Improvements, the Agency shall assume the redevelopment powers of the IVDA as to the Inland Valley Redevelopment Project Area located in the area bounded by Inland Center Drive, "E" Street, Orange Show Road and the I-215 Freeway (the "Mall Project Area"). (b) Agency shall use such assumed powers to carry out the Improvements, specifically including,but not limited to: 1. the redesign and reconstruction of Inland Center Drive from the I-215 Freeway east to "E" Street, including streetscapes, landscaping, monument signs for businesses in the Mall Project Area, theme street lighting, upgraded traffic signals, street improvements such as curb and gutter, sidewalks and reconstruction; 2. improvements to the entrances to the Inland Center Mall on "E" Street and Inland Center Drive, including public landscape areas with monument signs and identification signage; 3. coordination with Omnitrans for the sbX bus rapid-transit route to assure continued access with unrestricted left turns for ingress and egress through the "E" Street Inland Center Mall entrances and exits; 4. installation of an Agency-owned reader board sign on the Inland Center Mall parking lot adjacent to the I-215 Freeway; 5. additional infrastructure, including but not limited to, water lines, sewer lines and storm drains to support designated parcels for future development and the 3 P. ".h..,,\A,e .Atmchmmts\AgniteAmrnd 2010109-30.10 C NOU..Imanmem Gmup V,LP-Co,p .Agmeme. CDC/2010-53 relocation of additional business tenants into the Inland Center Mall parking areas; 6. off-site improvements which are the subject of a participating agreement with the ownership of the Inland Center Mall. Section 2.02 Attribution of Revenues. Pursuant to the assumption of IVDA redevelopment powers by the Agency as set out in Section 2.01 above, commencing as of the 2010-2011 fiscal year (July 1, 2010) all those tax increment revenues derived by IVDA from the Inland Center Mall (the "Inland Center Mall Revenues") shall become revenues attributed to the Agency. Section 2.03 Use of Inland Center Mall Revenues for Bond Payments. Throughout the term of this Agreement, Agency hereby pledges the Inland Center Mall Revenues attributed to it pursuant to Section 2.02 first to be applied for the repayment of the Bond. The Agency shall take all steps necessary to utilize the Inland Center Mall Revenues to pay principal and interest due on the Bond not covered by the payment provisions of the Loan as provided in the Loan Agreement dated as of September 1, 2010, between the Agency and the IVDA and the Indenture. Such payments shall be absolute obligations of the Agency,not subject to deduction or offset of any kind. Section 2.04 Use of Excess Inland Center Mall Revenues. To the extent that there are excess Inland Center Mall Revenues ("Excess Inland Center Mall Revenues") after repayment of the Bond under Section 2.03(a) above, the Agency shall use those Excess Inland Center Mall Revenues for the development of the Inland Center Mall by financing those Improvements defined in Section 2.01(b) above not otherwise financed by the Bond or from other financing sources. ARTICLE III. MISCELLANEOUS Section 3.01. Amendment. The provisions of this Agreement may be amended only upon the written approval of the parties hereto and the Bondholder, which approval shall not be unreasonably withheld. Section 3.02. Beneficiaries of Agreement. The Bondholder is expressly recognized as third party beneficiary hereto. Nothing in this Agreement, expressed or implied, is intended to give to any person other than the Agency and IVDA, as parties hereto, and the Bondholder, as third party beneficiary hereof, any right, remedy or claim under or by reason of this Agreement. Any covenants, stipulations, promises or agreements in this Agreement contained by and on behalf of the Agency and IVDA or any member, officer or employee thereof shall be for the sole and exclusive benefit of the Agency and IVDA as parties hereto and the Bondholder as third party beneficiary hereof. Section 3.03. No Personal Liability. No member, officer or employee of the Agency shall be individually or personally liable for the payment of the Loan; but nothing herein 4 P Ugen&JU4 Ea Ana em\Age aM=hmms\Ag U-AmeW 301M-23100 intra =m eIwKm G VV,LP-Cwpa mAgsmmem.000 CDC/2010-53 contained shall relieve any member, officer or employee of the Agency from the performance of any official duty provided by law. Section 3.04. Partial Invalidity. If any one or more of the agreements or covenants or portions thereof provided in this Agreement to be performed on the part of the Agency or the IVDA should be contrary to law, then such agreement or agreements, such covenant or covenants, or such portions thereof, shall be null and void and shall be deemed separable from the remaining agreements and covenants or portions thereof. Section 3.05. Execution in Several Counterparts. This Agreement may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as the Agency and the IVDA shall preserve undestroyed, shall together constitute but one and the same instrument. 5 P\Apn&afteda Am emMpnft AnacM1mwsV gmu-AmttA 2010 20.10C Infmro mImeumem Gm v,LP-Caopu mA6ee DO CDC/2010-53 IN WITNESS WHEREOF, the Inland Valley Development Agency and the Redevelopment Agency of the City of San Bernardino have caused this Cooperation Agreement to be signed in their name by their respective Executive Directors all as of the date and year first above written. IVDA Inland Valley Development Agency By: Interim Executive Director ATTEST: By: Clerk of the Board AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary 6 P.UOende\Ape Mwh=e N$cnde AnaM1mmuUgmn-AmeM 201010-20-10C 1n fflmum Imnetmem Gm V,U-Cmpmmion Agrmmem.pOC CDC/2010-53 IN WITNESS WHEREOF, the Inland Valley Development Agency and the Redevelopment Agency of the City of San Bernardino have caused this Cooperation Agreement to be signed in their name by their respective Executive Directors all as of the date and year first above written. IVDA Inland Valley Development Agency By: Interim Executive Director ATTEST: By: Clerk of the Board AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary 6 P\AgeMM pMe MwhmemsVAeMe Mwhme \A®m4-Amend 201O -20.10 CI.18 IMuWgmc 1m9mem Gout/V,UP COOPv 00 Affft m. OC CDC/2010-53 IN WITNESS WHEREOF, the Inland Valley Development Agency and the Redevelopment Agency of the City of San Bernardino have caused this Cooperation Agreement to be signed in their name by their respective Executive Directors all as of the date and year first above written. IVDA Inland Valley Development Agency By: Interim Executive Director ATTEST: By: Clerk of the Board AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary 6 P:UgentlesWgcntla AnacM1mrntsUgentla AtuchmeMSUgrmts-AmeM 2010W-20.10 CM Inft rvMMM 1m9me Go V,U-COO iOn AgeemeM CDC/2010-53 INDENTURE AND LOAN AGREEMENT by and among INLAND VALLEY DEVELOPMENT AGENCY, REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO and CMB INFRASTRUCTURE INVESTMENT GROUP V,LP Relating to the $8,000,000 INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V,L.P. -AGENCY PROJECTS) CDC/2010-53 INDENTURE AND LOAN AGREEMENT This Indenture and Loan Agreement dated as of September 1, 2010 (the "Indenture'), is by and between the Inland Valley Development Agency, a joint powers authority organized and existing under the laws of the State of California (the "IVDA'), Redevelopment Agency of the City of San Bernardino, a public body corporate and politic (the "Agency") and CMB Infrastructure Investment Group V, LP, a California limited partnership(the `Bondholder"): WITNESSETH WHEREAS, the IVDA was organized pursuant to a Joint Powers Agreement, dated January 24, 1990, as amended (the "IVDA Joint Powers Agreement"), by and among the City of San Bernardino, California, the City of Colton, California, the City of Loma Linda, California and the County of San Bernardino (collectively, the "IVDA Member Jurisdictions"), and pursuant to the Community Redevelopment Law of the State of California ("Community Redevelopment Law") for the purpose of assisting in the conversion of the former Norton Air Force Base to civilian commercial and industrial uses and effectuating redevelopment; and WHEREAS, the Redevelopment Agency of the City of San Bernardino (the "Agency") has requested that the IVDA assist the Agency with the financing of certain public infrastructure located along "E" Street and Inland Center Drive within the City of San Bernardino and located within the Inland Valley Development Agency Redevelopment Project Area, namely, the redesign and reconstruction of said streets, including but not limited to, landscaping, street lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route,water lines, sewer lines and storm drain improvements and other improvements (the "Improvements"); and WHEREAS, the IVDA has determined to finance the Improvements by the issuance of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP —Agency Projects) (the "Bond") in the principal amount of$8,000,000 under and secured by this Indenture; and WHEREAS, the Bond will be secured by the Revenues (as defined in Article I hereof) constituting funds pledged by the Agency to the IVDA and subsequently pledged by the IVDA to the repayment of the Bond hereunder; and WHEREAS, the IVDA has determined that it is in the best interests of the IVDA and the Agency to issue the Bond to finance said Improvements; and WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, organized in accordance with the requirements for regional centers as set forth under the United States Immigration Act of 1990, as amended,has offered to purchase the Bond; and 1 P UgeMcsUgentle ppwhmwsUgeoG MecM1mamUgmis-AmeM MIM9-20-10 CA IMe9 .invcnmem Gout/V.U-Md—wi BO d- CDC/2010-53 WHEREAS, the IVDA has determined that all things necessary to cause the Bond when duly executed by the IVDA as provided herein, to be a legal and valid special obligation of the IVDA enforceable in accordance with its terns, and to constitute the Indenture a valid agreement for the purposes and uses herein set forth in accordance with its terms, have been done and taken and the execution and delivery hereof and the execution,authentication and delivery of the Bond, subject to the terms hereof,have in all respects been duly authorized. NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of, and the interest on, the Bond under the Indenture and to secure the performance and observance of all of the covenants and conditions therein and herein set forth, and to declare the terns and conditions upon and subject to which the Bond is to be issued and received, and in consideration of the premises and of the mutual covenants herein contained, and of the purchase and acceptance of the Bond by the owner thereof, and for other valuable consideration, the receipt whereof is hereby acknowledged, the IVDA does hereby covenant and agree with the Agency and CMB, as follows: ARTICLE I DEFINITIONS "Agency Loan Agreement" means that certain Agency Loan Agreement dated as of September 1,2010,between the IVDA and the Agency. "Agency Surplus Revenues" means tax increment revenues derived from the Agency's Southeast Industrial Project Area after the payment of debt service on all currently outstanding tax allocation bonds secured by the revenues from said project area, including the refunding thereof, and all future tax allocation bonds of the Agency or on behalf of the Agency, secured by said tax increment revenues as provided in the indenture(s) authorizing the issuance of said debt. Upon adoption of the Merger A, the tax increment revenues of the Merger A shall replace the pledged tax increment revenues of the Southeast Industrial Project Area. The indebtedness currently outstanding for the Southeast Industrial Project Area is "Bond" means the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP — Agency Projects) authorized to be issued hereunder. "Bondholder" means CMB Infrastructure Investment Group V, LP, a California limited partnership organized in accordance with the requirements for regional centers as set forth under the Immigration Act of 1990, as amended, and for the purpose of promoting economic growth through, among other things, increased export sales, improved regional productivity,job creation and increased domestic capital investment, and to generate jobs through the immigrant investor visa program of the United States Citizenship and Immigration Service ("USCIS"). "Cooperation Agreement" means the Cooperation Agreement dated as of September 1, 2010, by and between the Agency and the IVDA. 2 P:NApm UVWa Ms mMV9 aAtmch \A� W3010d 2. 10 CA LJmevumme Im 9" G qV,U Wevuee wiJiBad doc CDC/2010-53 "Inland Center Mall Revenues" means commencing as of the 2010-2011 Fiscal Year, tax increment revenues derived from the Inland Center Mall facility as transferred to the Agency under the Cooperation Agreement. "Revenues" means collectively the Agency Surplus Revenues and Inland Center Mall Revenues. ARTICLE II ISSUANCE OF THE BOND Section 2.1. Authorization and Terms of Bond. The Bond in the principal amount of $8,000,000 is hereby authorized to be issued by the IVDA in order to finance the Improvements. The Bond shall be designated the "Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP — Agency Projects)." The Bond shall be dated the date of delivery thereof, shall bear interest (computed on the basis of a 360-day year consisting of twelve 30-day months) at the rate per annum, payable quarterly on each January 1, April 1, July 1, and October 1 (each such date is defined herein as an "Interest Payment Date"), commencing on April 1, 2011, as further provided in Section 2.3(b) hereof. The Bond shall mature and become payable, as follows: Maturity Date Princinal Interest Rate October 1, 2016 $8,000,000 5.25% The Bond shall bear interest at the rate of 5.25%per annum, accruing from and after each date of funding of a portion of the total principal amount of the Bond as described in Section 2.3(b)(2) hereof. Section 2.2 Form of Bond. The Bond shall be substantially in the form attached hereto as Exhibit A, which is incorporated herein and made a part hereof, with necessary or appropriate variations, omissions and insertions as permitted or required hereby. Section 2.3 Application of Proceeds of Sale of Bond. (a) Use of Funds. Upon receipt of payment for the Bond, the IVDA shall transfer said amount to the Agency as further provided in Section 23(b)(2) below. The Agency shall use and apply the proceeds of the Bond for the construction of the Improvements and any legal purposes of the Agency pursuant to the California Health and Safety Code. (b) Funding of the Bond. (1) Acknowledgement. The Agency and the IVDA hereby acknowledge that (i) the Bondholder, as an approved and federally-designated "regional center", is authorized and intends to raise capital from foreign investors who seek to obtain permanent residency in the United States in accordance with the EB-5 investor visa program of the Immigration and Nationality Act(the"EB-5 Program"), and(ii) it is anticipated that each foreign 3 P UgendaaUgeMa AnetlimmuWgeMa A,.bM1 ,\Ag -Amend 201M-20.10C MftW. ure 1v9m Gaup V,U- IaEemme xiNOOM.doc CDC/2010-53 investor will make an investment with the Bondholder of Five Hundred Thousand Dollars ($500,000.00). In that regard, the Agency and the IVDA further acknowledge that the purchase of the Bond is dependent on the amount of capital raised by the Bondholder from foreign investors, and accordingly, the Agency and the IVDA agree that the Bondholder does not guarantee that the entire principal amount of the Bond, or any portion thereof, shall be disbursed to the Agency. Additionally, the IVDA and the Agency further acknowledge that to maintain compliance with the rules and regulations promulgated under the EB-5 Program,the Bondholder is required to invest its funds with third parties, other than the Agency, located within the geographic area that constitutes the Bondholder's "regional center", and accordingly,the Agency and the IVDA further agree that a portion of the funds raised by the Bondholder will be allocated to such third parties, which allocation shall be made in the sole and absolute discretion of the Bondholder. (2) Funding. Subject to Section (1) above, and the other terms and conditions of this Agreement,the IVDA hereby authorizes the Bondholder to pay the proceeds of the Bond directly to the Agency, with notice to the IVDA. Said proceeds shall be paid in no more than twenty-five (25) trenches, each in the minimum principal amount of Five Hundred Thousand Dollars ($500,000.00) (each, a "Tranche"), and each Tranche will be disbursed to the Agency at such time as determined by the Bondholder, in its sole and absolute discretion, provided that the Bondholder anticipates that each Tranche will be disbursed when the funds invested by an investor in the Bondholder become available to the Bondholder for disbursement to the Agency. If, and when, the Bondholder determines it is able to disburse a Tranche to the Agency, the Bondholder shall provide the IVDA and the Agency with notice thereof, and the Agency and the IVDA agree that they will accept and borrow such funds. Each Tranche shall be disbursed by wire transfer to an account of the Agency pursuant to written instructions to be provided by the Agency. The Bondholder shall not be required to disburse any Tranche to the Agency if an Event of Default by the IVDA or the Agency hereunder has occurred and is continuing. The date on which the initial Tranche is disbursed to the Agency under this Agreement shall be referred to herein as the"Initial Funding Date." Section 2.4. Repayment of the Bond; Prepayment Provisions. (a) Principal. Payment of principal shall be due and payable on October 1, 2016 (the "Maturity Date"), and shall be paid in immediately available funds. The IVDA may, without penalty, prepay solely as to the entire outstanding principal balance of this Bond any time on or after April 1, 2014, or prior to such date upon the consent of the Bondholder. (b) Interest. Interest shall be paid quarterly on each January 1, April 1, July 1, and October I (each such date is defined herein as an "Interest Payment Date"), commencing on April 1, 2011, with the final interest payment being due and payable on the Maturity Date. All interest shall be calculated on the basis of the actual number of days during each quarterly interest payment period that any principal amount of the Bond was then outstanding. Interest shall be payable in arrears based upon the principal balance outstanding as of each Interest Payment Date for the immediately preceding interest accrual period for the actual number of days that principal was then outstanding on the Bond. The Bondholder shall submit invoices to the IVDA and the Agency on a semi-annual basis prior to each Interest Payment Date. 4 B:1Agm %Apada AnuA \Agenda AOChme %Agr Ahnmd NIOb M,10C hdnhnudum 1"emmcm Group V,LP-Indemurc wi10 BOW due CDC/2010-53 (c) Late Charges. A late charge of three percent (3%) of the amount due shall be paid with respect to each payment of interest not made within thirty (30) calendar days from and after an Interest Payment Date ("Delinquent Interest"). A late charge of three percent (3%) of the amount due shall be paid with respect to the late payment of principal on the Maturity Date, if such payment of principal is not made by October 1, 2016 ("Delinquent Principal"). Each amount of Delinquent Interest and Delinquent Principal plus the applicable late charge (together, a"Delinquent Payment") shall bear interest at 5.25% per annum until such Delinquent Payment is made in full to the Bondholder. (d) Acceleration of Certain Interest Payments. In the event the IVDA fails to make two (2) consecutive interest payments to the Bondholder, or two (2) interest payments in any twelve-month period, the Bondholder may accelerate payment of the amount of interest coming due on the next two (2) succeeding Interest Payment Dates, so that all such interest, together with all delinquent pa ments and interest due on such delinquent payments, shall be due and payable on the tenth (10 ) calendar day of the month following the month in which the second (2nd) consecutive interest payment was not made or the second (2nd) interest payment in a twelve-month period was not made. Such amounts of interest that are subject to acceleration shall only be payable upon invoice from the Bondholder delivered to the IVDA and the Agency. Thereafter, the IVDA shall continue to remit quarterly interest payments in accordance with this Agreement and the Bond. ARTICLE III SECURITY FOR THE BOND The Bond is secured solely by the Revenues which are specifically pledged for the repayment of the Bond. The pledge of the Revenues hereunder is not an exclusive pledge of the Revenues. The Bondholder acknowledges that the Revenues are derived from the Agency Loan Agreement and the Cooperation Agreement. The IVDA does not pledge any other source of payment for the Bond. The Bondholder further acknowledges receipt of the financial audits of the IVDA and the Agency for the period ending June 30, 2009, and the budgets for the past and current fiscal years, and has reviewed the financial condition of the IVDA and Agency and other notes as contained in the audit statements and the budgets. ARTICLE IV REPRESENTATIONS AND COVENANTS OF THE IVDA Section 4.1 The IVDA has been duly organized under the laws of the State of California and has the power to enter into this Agreement, the Loan Agreement and the Cooperation Agreement(the"Agreements")and to incur the obligations under the Bond. Section 4.2 Execution of the Agreements and of the Bond have been duly authorized by the governing body of the IVDA. 5 P 4g sUgeM Avchme s\ApWa Au hMWSVA ts- eM 3010109-20-10 CI InNgunwe Nw4mnt G up V,IP-IMemure x th goM doc CDC/2010-53 Section 4.3 No governmental or regulatory approvals that have not been previously obtained by the IVDA are required for the due approval, execution and delivery by the IVDA of the Agreements and the Bond. Section 4.4 The Agreements have been, and the Bond will be, duly executed and delivered by the IVDA and the Agreements and the Bond constitute valid and binding obligations of the IVDA, payable from the Revenues as set forth herein and in the Bond. Section 4.5 The representations of the IVDA contained in the Agreements shall be true and correct in all material respects on and as of the Initial Funding Date as referred to in Section 2.2 above,with the same force and effect as though such representations and warranties had been made on and as of such date. Section 4.6 On and as of the Initial Funding Date, the IVDA is not in default under any other indebtedness of the IVDA, and the execution, delivery or performance of the IVDA of the Agreements and the Bond shall not, to the best of the IVDA's knowledge, contravene any provision of law, statute, rule or regulation of any governmental instrumentality and shall not, to the best of the IVDA's knowledge, conflict or be inconsistent with or result in any breach of any terms, covenants or provisions of, or constitute a default under, or result in the creation or imposition of a lien pursuant to the terms of, any loan agreement, credit agreement or any other agreement, contract or instrument to which the IVDA is a party or by which it is bound or to which it may be subject. Section 4.7 The IVDA recognizes that the investors comprising the Bondholder are required to demonstrate the creation of jobs through the expenditure of the funds as invested by such investors with the Bondholder pursuant to the rules and regulations of the USCIS. The IVDA covenants and agrees that the proceeds of each Tranche shall be expended on qualifying projects as required by the rules and regulations of the USCIS within twenty-four (24) months after receipt of such Tranche from the Bondholder. ARTICLE V REPRESENTATIONS AND COVENANTS OF THE AGENCY Section 5.1 The Agency is a public body duly organized under the laws of the State of California and has the power to enter into this Agreement, the Agency Loan Agreement and the Cooperation Agreement(the "Agreements"). Section 5.2 Execution of the Agreements have been duly authorized by the governing body of the Agency. Section 5.3 No governmental or regulatory approvals that have not been previously obtained by the Agency are required for the due approval, execution and delivery by the Agency of the Agreements. 6 P V4a m\Age Maeh sUgeMaM hmmtsUg A-AmeM 201M-2MO Ch Infianmctum Investment Gwp V.LP-IMmture MO Bm &C CDC/2010-53 Section 5.4 The Agreements constitute valid and binding obligations of the Agency. Section 5.5 The Agency shall provide to the Bondholder copies of reports prepared periodically by the Agency regarding the status of(i) the commencement date for each of the identified projects for which the proceeds of the Bond will be expended together with a description of the other sources of project funds and the dollar amounts thereof, and (ii) either submittal to the Bondholder of the notice of completion as issued by the Agency or such other written confirmation to the Bondholder as to the date of completion of each such project and the final costs for each of said projects as funded, whether in whole or in part by the proceeds of the Loan, together with the sources and dollar amounts of all other funding sources used to complete such project. Section 5.6 The audit statements and budgets referred to in Article III above, present fairly, in all material respects, the financial condition of the Agency at such dates and the results of operations for the periods then ended. Since the end of the periods covered by the audit statements, there has been no known change in the financial condition of the Agency which has materially or adversely affected the ability of the Agency to conduct its business as presently heretofore conducted. Section 5.7 The representations of the Agency contained in the Agreements shall be true and correct in all material respects on and as of the Initial Funding Date as referred to in Section 2.2 above, with the same force and effect as though such representations and warranties had been made on and as of such date. Section 5.8 On and as of the Initial Funding Date, the Agency is not in default under any other indebtedness of the Agency, and the execution, delivery or performance of the Agency of the Agreements shall not, to the best of the Agency's knowledge, contravene any provision of law, statute, rule or regulation of any governmental instrumentality and shall not, to the best of the Agency's knowledge, conflict or be inconsistent with or result in any breach of any terms, covenants or provisions of, or constitute a default under, or result in the creation or imposition of a lien pursuant to the terms of, any loan agreement, credit agreement or any other agreement, contract or instrument to which the Agency is a party or by which it is bound or to which it may be subject. Section 5.9 The Agency recognizes that the investors comprising the Bondholder are required to demonstrate the creation of jobs through the expenditure of the funds as invested by such investors with the Bondholder pursuant to the rules and regulations of the USCIS. The Agency covenants and agrees that the proceeds of each Tranche shall be expended on qualifying projects as required by the rules and regulations of the USCIS within twenty-four (24) months after receipt of such Tranche from the Bondholder. SECTION VI EVENTS OF DEFAULT Section 6.1 By Bondholder. The following shall constitute a default by the Bondholder: failure to fund the Bond as provided in Section 3 of this Agreement within thirty (30) calendar 7 P IApn&sUpn&Mwhmm \ApWa MahmemMg� cnd 2010N9-20.10G In0erou Imw AGetup V.V-Wmmmv hBmd.dm CDC/2010-53 days after written request by the Agency for the Initial Funding Date or any subsequent funding date to occur. The Bondholder shall ensure that the first $500,000.00 shall be disbursed to the Agency by December 1, 2010, and that the full amount of the Bond shall be disbursed by the Bondholder to the Agency on or before August 1, 2011. Section 6.2 By IVDA. The following shall constitute a default by the IVDA: (a) failure to pay the principal of, interest on, and any other payments with respect to, the Bond, on or before the tenth (10`h) calendar day following an Interest Payment Date or the fifteenth (15`") calendar day following the Maturity Date, as applicable, as each payment of interest and principal is required to be made; and (b) failure to perform, or a delay in performing, any term or provision of this Agreement and such failure or delay is not corrected within thirty (30) calendar days after receipt of notice thereof from the Bondholder. Section 6.3 By Agency. The following shall constitute a default by the Agency: (a) a default under the Agency Loan Agreement or the Cooperation Agreement; and (b) failure to perform, or a delay in performing, any term or provision of this Agreement and such failure or delay is not corrected within thirty (30) calendar days after receipt of notice thereof from the Bondholder. ARTICLE VII REMEDIES Section 7.1 Upon a default by the Bondholder, (i) the IVDA and the Agency shall be released from any further obligations under this Agreement or the Bond except the IVDA shall not be released from the repayment of the principal of, and interest on, any dollar amounts previously advanced, if any, by the Bondholder to the IVDA, and (ii) the IVDA may seek appropriate legal, injunctive or equitable relief. Section 7.2 Upon a default by the IVDA, the Bondholder may institute any proceeding at law or in equity to enforce the obligations of the IVDA under the Bond and/or any covenants and obligations of the IVDA contained in this Agreement. In any action brought under this Agreement, the prevailing party shall be entitled to reimbursement from the other party of its costs and expenses (including reasonable attorney's fees) in bringing such action. Additionally, the Bondholder shall be entitled to any costs, including reasonable attorney's fees, incurred in collecting amounts due and payable to the Bondholder under the Bond. Section 7.3 Upon a default by the Agency, the Bondholder may institute any proceeding at law or in equity to enforce any covenants and obligations of the Agency hereunder. In any action brought under this Agreement, the prevailing party shall be entitled to reimbursement 8 P.UVn"s\Agn &Muhm suU n"At hmems\A trAmend 3010\W-10-10 CA 1Ma t=lmvmmenlG pV.0-IMemmewith Bm 4o CDC/2010-53 from the other party of its costs and expenses (including reasonable attorney's fees) in bringing such action. Additionally, the Bondholder shall be entitled to any costs, including reasonable attorney's fees, incurred in collecting amounts due and payable to the Bondholder under the Bond. ARTICLE VIII NO ASSIGNMENT The Bondholder shall not be entitled to, and shall not, assign the Bond, nor its right to receive payments under the Bond to any other party without the prior written consent of the IVDA and the Agency, which consent shall not be unreasonably withheld. ARTICLE IX NOTICES Notices shall be presented in person or by certified or registered United States mail, return receipt requested, postage prepaid, or by overnight delivery made by a nationally recognized delivery service to the addresses noted below. Notice presented by United States mail shall be deemed effective the second business day after deposit with the United States Postal Service. This Section shall not prevent giving notice by personal service, telephonically verified fax transmission, or telephonically verified email transmission which shall be deemed effective upon actual receipt of such personal service or telephonic verification. Either party may change their address for receipt of written notice by so notifying the other party in writing. TO IVDA: Inland Valley Development Agency 294 South Leland Norton Way San Bernardino, California 92408 Attention: Interim Executive Director TO AGENCY: Redevelopment Agency of the City of San Bernardino 200 North`B" Street,Suite 301 San Bernardino,California 92401 Attention: Interim Executive Director TO BONDHOLDER: CMB Infrastructure Investment Group V,LP 4507 49"Avenue Moline,Illinois 61265 Attention: Patrick Hogan 9 P Wg<nges�V.ft Anx6mem<NgeM<Ana<hmmu\A®mt<-Amend 20109 10 C 1e6uhu Im'emm<m GQ V,IP-I.&.,.,w!N eund d- CDC/2010-53 [SIGNATURE PAGE FOLLOWS] 10 P UgeMUWgmds AnuAmuv�lAg<nde AVUMmuNgrmtrAmwd 2010�A9-20.10 CAID In fnMmcNre lmeatmeot Group V,LP-1M. xiN Bond doc CDC/2010-53 IN WITNESS WHEREOF, the Inland Valley Development Agency and the Redevelopment Agency of the City of San Bernardino have caused this Indenture to be signed in their name by their respective Executive Directors, and CMB Infrastructure Investment Group V, LP has caused this Indenture to be signed in its name by its officer thereunto duly authorized, all as of the date and year first above written. IVDA Inland Valley Development Agency By: Interim Executive Director ATTEST: By: Clerk of the Board AGENCY Redevelopment Agency of the City of San Bernardino By: Interim Executive Director ATTEST: By: Secretary BONDHOLDER CMB Infrastructure Investment Group V, LP By: General Partner 11 P UpndasUgmda Me CmsUgmdsM memsU4=s-h end 2010W-20.10 LTiB In fnnmmurc Imertmem Getup V,U-1Mm rew6 Bm ,dm CDC/2010-53 EXHIBIT"A" INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V,LP-AGENCY PROJECTS) RATE OF MATURITY ISSUE INTEREST DATE DATE 5.25% October 1,2016 September_,2010 REGISTERED OWNER: CMB Infrastructure Investment Group V,LP PRINCIPAL AMOUNT: $8,000,000 FOR VALUE RECEIVED, THE INLAND VALLEY DEVELOPMENT AGENCY (the "IVDA")hereby promises to pay to CMB Infrastructure Investment Group V, LP, a Limited Partnership organized under the laws of the State of California(the `Bondholder"), the principal sum of Eight Million Dollars ($8,000,000) plus interest at a rate of 5.25% per annum in accordance with the terms and provisions of that certain Indenture and Loan Agreement dated as of September 1, 2010, by and among the IVDA, Redevelopment Agency of the City of San Bernardino and the Bondholder, CMB Infrastructure Investment Group V, LP (the "Indenture"). This Bond shall be paid in full on the Maturity Date, unless and to the extent payment has been made sooner as permitted by the Indenture. The WDA agrees to pay the aforesaid principal plus interest in accordance with the terms hereinafter set forth: 1. This Bond shall be payable,as follows: (a) On October 1, 2016, the undersigned shall pay in lawful money of the United States of America Eight Million Dollars ($8,000,000) to the Bondholder at 4507 49`" Avenue, Moline, Illinois 61265, or to such other address or to such account and in such manner as the Bondholder shall direct. The IVDA may, without penalty, prepay solely as to the entire outstanding principal balance of this Bond at anytime on or after April 1, 2014, and on any other date thereafter,or prior to such date upon the mutual consent of the parties. (b) Interest shall be paid quarterly on each January 1, April 1, July 1, and October I (each such date is defined herein as an "Interest Payment Date"), commencing on April 1, 2011, with the first interest payment due on April 1, 2011, (each such date being an "Interest Payment Date") with the final interest payment due and payable on the Maturity Date. Interest shall be payable in arrears based upon the principal balance of this Bond outstanding as of each interest payment date. 4830-1043.7127.1 I CDC/2010-53 2. If a payment not timely made and remains overdue for a period of thirty (30) calendar days after the same becomes due and payable (a "Delinquent Payment"), the IVDA, without notice or demand by the Bondholder, shall pay a late charge in an amount equal to three percent (3%) of the Delinquent Payment owing (the "Late Charge"). Each Delinquent Payment plus the applicable Late Charge shall bear interest at 5.25% per annum until such amount is paid in full to the Bondholder. 3. In the event the IVDA fails to make two (2) consecutive interest payments to the Bondholder, or two (2) interest payments in any twelve-month period, the Bondholder may accelerate payment of the amount of interest coming due on the next two (2) succeeding interest payment dates, so that all such interest, together with all delinquent payments, Late Charges and interest due thereon, shall be due and payable on the tenth (10°) calendar day of the month following the month in which,the second (2"d) consecutive interest payment was not made or the second(2nd) interest payment in a twelve-month period was not made. 4. This Bond is solely the debt of the IVDA. This Bond is not a debt of the City of San Bernardino, State of California or any other of the State's political subdivisions and neither the City, the State,nor any other of said State's political subdivisions is liable hereon. This Bond does not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. Neither the members of the IVDA Board, nor any persons executing this Bond are liable personally on this Bond by reason of its issuance. 5. This Bond is secured solely by a pledge and assignment of the Revenues pledged by the IVDA under the Indenture. 6. Interest on the Bond is not included in the gross income of the Bondholder for Federal income tax purposes under the Internal Revenue Code of 1986, as amended. Interest on this Bond is exempt from present State of California personal income taxes. 7. This Bond shall not be assigned by the Bondholder without permission of the IVDA, which permission shall not be unreasonably withheld. 8. The execution, delivery and performance of this Bond have been duly authorized by all necessary actions of the IVDA, do not require the consent or approval of any other person, regulatory IVDA or governmental body, and do not conflict with, result in a violation of, or constitute a default of. (a) any provision of any agreement or other instrument binding upon the IVDA, or(b) any law, governmental regulation, court decree or order applicable to the IVDA. 9. This Bond, when delivered, shall constitute a legal, valid and binding obligation of the IVDA, enforceable in accordance with its terms. I 4830-1043-7127.1 2 s CDC/2010-53 10. It is hereby recited, certified and declared that any and all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in due time, form and manner as required by the California Constitution and the laws of the State of California. 11. This Bond and the Indenture constitute the entire understanding and agreement of the parties as to the matters set forth herein and therein. No alteration of, or amendment to, this Bond shall be effective unless given in writing and signed by the Bondholder and the IVDA. 12. Payment of the principal amount of this Bond may not be accelerated by the Bondholder. 13. This Bond has been delivered to the Bondholder and accepted by the Bondholder in the State of California. In the event of a lawsuit, the Bondholder and the IVDA agree to submit to the jurisdiction of the courts of San Bernardino County, California. This Bond shall be governed by the laws of the State of California as to the interpretation of any matter contained herein. 14. If a court of competent jurisdiction finds any provision of this Bond invalid or unenforceable as to any person or circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances. If feasible, any such offending provision shall be deemed to be modified to be within the limits of enforceability or validity; provided, however, in the event the offending provision cannot be so modified, it shall be stricken and all other provisions of this Bond in all respects shall remain valid and enforceable. 4830-1043-7127.1 3 CDC/2010-53 IN WITNESS WHEREOF, the IVDA has caused this Bond to be executed as of this_ day of September, 2010. Inland Valley Development Agency By: Interim Executive Director Attest: By: Clerk of the Board 4830-1043-7127.1 4 CDC/2010-53 AGENCY LOAN AGREEMENT by and between INLAND VALLEY DEVELOPMENT AGENCY and REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO Relating to the $8,000,000 INLAND VALLEY DEVELOPMENT AGENCY REVENUE BOND SERIES 2010 (CMB INFRASTRUCTURE INVESTMENT GROUP V,L.P. -AGENCY PROJECTS) CDC/2010-53 AGENCY LOAN AGREEMENT THIS AGENCY LOAN AGREEMENT is made and entered into as of September 1, 2010 (the "Agreement") by and between the Inland Valley Development Agency, a joint powers authority organized and existing under the laws of the State of California(the "IVDA") and the Redevelopment Agency of the City of San Bernardino,a public body corporate and politic(the"Agency"), as follows. WITNESSETH: WHEREAS,the IVDA was organized pursuant to a Joint Powers Agreement, dated January 24, 1990, as amended (the "IVDA Joint Powers Agreement"), by and among the City of San Bernardino, California, the City of Colton, California, the City of Loma Linda, California and the County of San Bernardino (collectively, the "IVDA Member Jurisdictions"), and pursuant to the Community Redevelopment Law of the State of California("Community Redevelopment Law") for the purpose of assisting in the conversion of the former Norton Air Force Base to civilian commercial and industrial uses and effectuating redevelopment; and WHEREAS, the Redevelopment Agency of the City of San Bernardino (the "Agency") has requested that the IVDA assist the Agency with the financing of certain public infrastructure located along "E" Street and Inland Center Drive within the City of San Bernardino and located within the Inland Valley Development Agency Redevelopment Project Area, namely, the redesign and reconstruction of said streets, including but not limited to, landscaping, street lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route, water lines, sewer lines and storm drain improvements and other improvements (the"Improvements"); and WHEREAS, the IVDA has determined to finance the Improvements by the issuance of the Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP — Agency Projects) (the "Bon(f) in the principal amount of $8,000,000 under and secured by an Indenture and Loan Agreement dated as of September 1, 2010, by and between the Agency and the IVDA (the "Indenture'), and loan the proceeds of the Bond to the Agency (the "Loan")pursuant to this Agreement and the Indenture; and WHEREAS, CMB Infrastructure Investment Group V, LP, a California limited partnership, organized in accordance with the requirements for regional centers as set forth under the United States Immigration Act of 1990,as amended (the"Bondholder")has offered to purchase the Bond; and WHEREAS, in consideration for the Loan,the Agency desires to transfer to the IVDA, Agency surplus revenues consisting of tax increment revenues derived from the Agency's Southeast Industrial Project Area after the payment of debt service on all currently outstanding tax allocation bonds secured by the tax increment revenues of said project area, including the refunding thereof, and all future tax allocation bonds issued by the Agency or on behalf of the Agency and secured by said tax increment revenues as provided in the indenture(s) authorizing the issuance of said debt (the "Agency Surplus Revenues") for the repayment of the Loan; and WHEREAS, the indebtedness currently outstanding for the Southeast Industrial Project Area is and 1 P\Agendae\Agenda AnachmewMgrna Apechme \Ag Is-Amend 2010\09-20.10 CMB 1n stmaumlmec[ment Gmup V,LP-Lwn Agmemcm.pGC CDC/2010-53 WHEREAS, the Agency Surplus Revenues received by the IVDA from the Agency hereunder will be pledged under the Indenture for the repayment of the Bond, and the IVDA shall pledge and assign its right to payment hereunder to the Bondholder; and WHEREAS, the Agency shall timely repay the Loan as herein provided in order to cause the timely payment of the IVDA's obligations under the Indenture and the Bond;and WHEREAS, the IVDA and the Agency have determined that it is in the best interests of the lVDA and the Agency to issue the Bond to finance said Improvements, and thus desire to provide for the terms and conditions of the Loan and the repayment thereof as herein provided. NOW THEREFORE, the parties to this Agreement agree, as follows. ARTICLE I. DEFINITIONS; TERM OF AGREEMENT Section 1.01. Definitions. Unless the context otherwise requires, capitalized terms used herein and not defined herein shall have the meanings ascribed thereto in the Indenture. Section 1.02. Term. This Agreement shall remain in full force and effect so long as the Bond is Outstanding. ARTICLE IL THE LOAN; REPAYMENT Section 2.01. The Loan. (a) Terms of the Loan. The IVDA agrees to loan the proceeds of the Bond to the Agency and in consideration therefore, the Agency agrees to pay the IVDA amounts equal to the principal and interest coming due on the Loan as and when due as provided in the Indenture. The Loan shall be in the amount equal to the "Inland Valley Development Agency Revenue Bond, Series 2010 (CMB Infrastructure Investment Group V, LP — Agency Projects). Interest on the Loan shall be computed on the basis of a 360-day year consisting of twelve 30-day months at the rate per annum, payable quarterly on each January 1, April 1, July 1, and October 1 (each such date is defined herein as an "Interest Payment Date"), commencing on April 1, 2011, as further provided in Section 2.1 of the Indenture. The Loan shall mature and become payable, as follows: Maturity Date Principal Interest Rate October 1, 2016 $8,000,000 5.25% The Loan shall bear interest at the rate of 5.25% per annum, accruing from and after each date of funding of a portion of the total principal amount of the Bond as described in Section 2.1 of the Indenture. (b) Use of Proceeds. The Agency shall use the proceeds of the Loan to fund certain public infrastructure located along "E" Street and Inland Center Drive within the City of San 2 P WendasV eMa Auacb=WMg RAttmhmmm\Ag is-Amend 2010\09-20.10C InftWWm Inenm[m Gaup V.U-Lam Agmmm DX CDC/2010-53 Bernardino and located within the Inland Valley Development Agency Redevelopment Project Area, namely,the redesign and reconstruction of said streets, including but not limited to,landscaping, street lights, upgraded signal lights, street improvements, upgrades to the entrances of the Inland Center Mall, improvements in connection with the Omnitrans project for the sbX bus rapid-transit route,water lines, sewer lines and storm drain improvements and other improvements (the "Improvements"). (c) Transfer of Proceeds of the Loan. The proceeds of the Loan shall be disbursed in accordance with the disbursements set forth in Section 2.3(b)(2) of the Indenture. Payment of the proceeds of each Tranche shall be made directly to the Agency from the Bondholder as further provided in Section 2.3(b)(2)of the Indenture. Section 2.02. Repayment of the Loan. The Agency hereby agrees to pay to the IVDA the Agency Surplus Revenues in an amount required to pay interest and/or principal equal to the amount thereof coming due on each Interest Payment Date or Maturity Date under the Indenture, less amounts already on deposit with the IVDA for such payment. The Loan shall be repaid in the amounts and at the times as provided in the Indenture. The terms of prepayment and late payments penalties shall be the same as said terms under Sections 2.4 of the Indenture. All payments required by the Agency hereunder shall be the absolute obligations of the Agency, not subject to deduction or offset of any kind. Section 2.03. Source of Repayment. The Loan shall be paid from Agency Surplus Revenues, consisting of tax increment revenues derived from the Agency's Southeast Industrial Project Area after the payment of debt service on all currently outstanding tax allocation bonds secured by the tax increment revenues of said project area, including the refunding thereof, and all future tax allocation bonds issued by the Agency or on behalf of the Agency and secured by said tax increment revenues as provided in the indenture(s) authorizing the issuance of said debt. As of the date hereof, the senior indebtedness outstanding for the Southeast Industrial Project Area is Upon completion of the adoption and approval of the Merger A which is currently in process, the tax increment revenues of the Merger A shall automatically be pledged to the repayment of the Bond on a basis subordinate to any existing or subsequently issued municipal bond sold through judicial underwriting vehicles. ARTICLE III. MISCELLANEOUS Section 3.01. Amendment. The provisions of this Agreement may be amended only upon the written approval of the parties hereto and the Bondholder, which approval shall not be unreasonably withheld. Section 3.02. Beneficiaries of Agreement. The Bondholder is expressly recognized as third parry beneficiary hereto. Nothing in this Agreement, expressed or implied, is intended to give to any person other than the Agency and IVDA, as parties hereto, and the Bondholder, as third party beneficiary hereof, any right, remedy or claim under or by reason of this Agreement. Any covenants, stipulations, promises or agreements in this Agreement contained by and on behalf of the Agency and IVDA or any member, officer or employee thereof shall be for the sole and exclusive benefit of the Agency and IVDA as parties hereto and the Bondholder as third party beneficiary hereof. 3 P Ugmdes�AgnMa AiacM1namsUgeM.AMCM1msma\Apms-AmeM 301M-20-10C bfng..n Im'eelmmt Gout/V.U-L Ag mw OOC CDC/2010-53 IN WITNESS WHEREOF, the Inland Valley Development Agency and the Redevelopment Agency of the City of San Bernardino have caused this Agency Loan Agreement to be signed in their name by their respective Executive Directors all as of the date and year first above written. IVDA Inland Valley Development Agency By: Interim Executive Director ATTEST: By: Clerk of the Board AGENCY Redevelopment Agency of the City of San Bernardino By: Emil A. Marzullo, Interim Executive Director ATTEST: By: Secretary 5 P\ Vnd&sVAe Anac mMpnds Annhmms\A�20IM-30-10 CAB�punum Inenmem G pv,V-{.nan Ag em MC