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HomeMy WebLinkAbout2012-270 i 1 RESOLUTION NO. 2012-270 2 3 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE 4 CITY OF SAN BERNARDINO SERVING IN ITS CAPACITY AS THE SUCCESSOR HOUSING AGENCY TO THE REDEVELOPMENT 5 AGENCY OF THE CITY OF SAN BERNARDINO APPROVING THE SUBORDINATION OF A DEED OF TRUST IN CONNECTION WITH A 6 REFINANCING OF THE SENIOR MORTGAGE RELATING TO REAL PROPERTY LOCATED AT 5904 ROBIN ROAD, SAN BERNARDINO, 7 CALIFORNIA 8 9 WHEREAS, on January 9, 2012, the Mayor and Common Council of the City of 10 San Bemardino ("Council") adopted Resolution No. 2012-12 confirming that the City of San Bernardino would serve as the "Successor Agency" to the Redevelopment Agency of the City 11 of San Bernardino ("Agency") effective February 1, 2012, pursuant to AB1X 26 (The 12 Redevelopment Agency Dissolution Act); and 13 WHEREAS, on January 23, 2012, the Council adopted Resolution No. 2012-19 confirming 14 that the City would serve as the"Successor Housing Agency"to the former Agency and perform the 15 housing functions previously performed by the Agency; and 16 WHEREAS, pursuant to Health & Safety Code Section 34181(c), added by ABIX 26, the 17 Oversight Board for the Successor Agency ("Oversight Board") is required to direct the transfer of the former Agency's housing assets and functions to the Successor Housing Agency; and 18 WHEREAS, pursuant to Health & Safety Code Section 34176(e)(1), added by AB1484, 19 deeds of trust and restrictions on the use of real property such as affordability covenants benefiting 20 the Agency are considered"housing assets"; and 21 WHEREAS, the Agency provided a down payment assistance loan("Loan") to the purchaser 22 ("Homeowner") of real property located at 5904 Robin Road, San Bernardino, California 23 ("Property") in the amount of$65,000; and WHEREAS, the Loan is secured by a Deed of Trust, executed by the Homeowner on 24 December 10, 2007 and recorded against the Property in the Official Records of the County of San 25 Bernardino on December 31, 2007 as Instrument Number 20070719283 ("Deed of Trust"); and 26 WHEREAS, the terms of the Deed of Trust allow the Homeowner to refinance the senior 27 purchase money mortgage recorded against the Property ("Senior Loan") in order to reduce the 28 interest rate and mortgage payments under such Senior Loan; and 1 2012-270 1 WHEREAS, the Homebuyer has requested that the Successor Housing Agency agree to subordinate the lien of the Deed of Trust to the lien of a deed of trust securing the Homeowner's 2 new first mortgage ("Refinancing Loan") in order to enable the Homeowner to refinance the Senior 3 Loan, and 4 WHEREAS, the Oversight Board adopted a resolution (Resolution SBOB/2012-13) to 5 (1)confirm that the Deed of Trust is a housing asset, (2) direct the Successor Agency to transfer the 6 Deed of Trust to the Successor Housing Agency and (3) approve the subordination of the Deed of 7 Trust to the deed of trust securing the Refinancing Loan; and WHEREAS, the State of California Department of Finance, the State of California 8 Controller's Office, the County Auditor-Controller of the County of San Bernardino and the Office 9 of the Chief Executive Officer of the County of San Bernardino have been properly notified prior to 10 the adoption of Oversight Board Resolution SBOB/2012-13. 11 NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND COMMON COUNCIL 12 SERVING AS THE SUCCESSOR HOUSING AGENCY,AS FOLLOWS: 13 Section 1. Pursuant to Health & Safety Code Sections 34176(e) and 34181(c), the 14 Oversight Board found and determined that the Deed of Trust is a "housing asset" as defined in Section 34176(e) and directed Successor Agency staff to transfer the Deed of Trust to the Successor 15 Housing Agency. 16 Section 2. The Mayor and Common Council hereby approves the subordination of the 17 Deed of Trust to the deed of trust securing the Refinancing Loan. 18 Section 3. The City Manager, or designee, is hereby directed to effectuate the execution 19 of the subordination agreement in substantially the form submitted herewith, as required by the bank 20 providing the Refinancing Loan and to cause such instrument to be recorded against the Property in the Official Records of the County of San Bernardino. 21 Section 4. This Resolution shall take effect from and after its date of adoption by this 22 Council. 23 24 25 26 27 28 2 2012-270 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE 1 CITY OF SAN BERNARDINO SERVING IN ITS CAPACITY AS THE 2 SUCCESSOR HOUSING AGENCY TO THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO APPROVING THE 3 SUBORDINATION OF A DEED OF TRUST IN CONNECTION WITH A REFINANCING OF THE SENIOR MORTGAGE RELATING TO REAL 4 PROPERTY LOCATED AT 5904 ROBIN ROAD, SAN BERNARDINO, 5 CALIFORNIA 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and 7 Common Council of the City of San Bernardino at a Joint regular meeting thereof, held on the 8 19th day of November 2012, by the following vote,to wit: 9 Council Members: Ayes Nays Abstain Absent 10 MARQUEZ x 11 JENKINS x 12 VALDIVIA x 13 SHORETT x 14 KELLEY y 15 JOHNSON x 16 MCCAMMACK x 17 18 Georges Hanna, Clerk 19 20 The foregoing Resolution is hereby approved this-a:�- ,. day of -vem, e_ 12012. 21 22 tricX J. Morris, Ma r Ci San Bernardino 23 24 Approved as to Form: 25 JAMES F. PENMAN, City Attorney 26 27 By: 6� 28 3