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HomeMy WebLinkAbout11- Water Department CITY OF SAN BERNARDINO MUNICIPAL WATER DEPARTMENCE!v -M�? INTEROFFICE MEMORANDUM •98 7r 30 P 5 :15 To: Rachel Clark, City Clerk FROM: Stacey R. Aldstadt, Deputy General Manager SUBJECT: 1997-1998 AUDIT REPORT FOR WATER DEPARTMENT WATER AND SEWER UTILITIES DATE: December 28, 1998 Dr'r�' i � ��, gL CC: Bernard C. Kersey, John Murphy The firm of Soren♦MCAdam4Bartells has completed the 1997-1998 Annual Audit of the Water Department' s Water and Sewer Utilities . This report was presented to and accepted by the Board of Water Commissioners at their meeting held on December 15, 1998 . Transmitted herein is one copy of the audit for the Mayor and Common Council to "receive and file. " Please contact me or John Murphy, Director of Finance, if you have any questions. i:4.PU�6tiJ Stace R. Aldstadt Deputy General Manager SRA:als 1015) 1 IL 1 SOREN McADAM BARTELLS ' CERTIFIED PUBLIC ACCOUNTANTS, INC. 1 ORIGINAL MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Financial Statements And Supplementary Information With Independent Auditors' Report For the Year Ended June 30, 1998 TABLE OF CONTENTS Page Independent Auditors' Report 1 Combining Financial Statements 3 Combining Balance Sheet Combining Statement of Operations 8 Combining Statement of Changes in Fund Equity 8 Combining Statement of Cash Flows 9 Notes to Combining Financial Statements 11 Supplementary Information Board of Water Commissioners and Organization 34 Schedule of Expenditures of Federal Awards 35 Schedule of Insurance Coverage 3 Schedule of Water System Demographics 38 8 Schedule of Water Production 39 40 Schedule of Water Rates Schedule of Sundry Water Statistical Data 44 44 Schedule of Service Area and Customers Schedule of Sewer Rates and Statistics 45 Certificates of Participation Schedule - San Bernardino Public Safety Authority 48 Bond Schedule - Series 1998A Water and Wastewater Revenue Bonds 50 Bond Schedule - General Obligation Waterworks Bonds, Series C 51 MICHAEL R.ADCOCK.C.P.A. THOMAS E.AHERN,C.P.A. MEMBERS M GARY L.CHRISTENSON,C.P.A.DENTIN, A LINDA S.DENTIN,C.P . RHEE ELIKER,C.P.A. WING K.LAU,C.P.A. ASSOCIATED REGIONAL DOUGLAS R.MrADAM,C.P.A. ACCOUNTING FIRMS(ARAF) JESSIE C.POWELL,C.P.A. JAMES L.SOREN,C.P.A. KIRK G.STITt,C P.A. AMERICAN INSTITUTE OF NO RA .P.A. SOREN • McADAM ♦ BARTELLS NORA I.TEATLY,C P.A. CERTIFIED PUBLIC ACCOUNTANTS CERTIFIED PUBLIC ACCOUNTANTS. INC. PRIVATE COMPANIES PRACTICE SECTION Independent Auditors' Report To the Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California r We have audited the accompanying combining financial statements of the Municipal Water Department of the City of San Bernardino, California as of and for the year ended June 30, 1998 as listed in the table of contents. These financial statements are the responsibility of the Municipal Water Department's management. Our responsibility is to express an opinion on time financial statements based on our audit. We did not audit the financial statements of the West End Water Development, Treatment and Conservation Joint Powers Authority, the San Bernardino Public Safety Authority, or the San Bernardino/Colton Rapid Infiltration Extraction Project which represent 17.0 and 1.0 percent of the total assets and operating revenues, respectively, of the Municipal Water Department. Those financial statements were audited by other auditors whose reports have been furnished to us, and our opinion, insofar as it relates to the amounts included for these organizations and project, is based on the reports of the other auditors. We conducted our audit in accordance with generally accepted auditing standards. Those standards require r that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. r As discussed in Note 1,the financial statements present only the Municipal Water Department and are not intended to present fairly, in all material respects, the financial position of the City of San Bernardino, California,and the results of its operations and cash flows of its proprietary fund types,in conformity with generally accepted accounting principles. v r �. _I_ r 2068 Orange Tree Lane,Suite 100 ♦ Post Office Be.8010 ♦ Redlands,CA 92375-1210 ♦ (909)798-2222 ♦ (909)824-5110 ♦ Fax(909)798-9772 ^ Riverside Office, ♦ BR.Sharp Financial Center ♦ 2155 Chicago Avenue,Suite 100 ♦ Riverside,CA 92507 ♦ (909)683-0672 ♦ Fax(909)686-7780 In our opinion, based on our audit and the reports of other auditors, the financial statements referred to above present fairly, in all material respects, the financial position of the Municipal Water Department of the City of San Bernardino, California as of June 30, 1998, and the results of its operations and its cash flows for the year then ended, in conformity with generally accepted accounting principles. As discussed in Note 1, the Municipal Water Department retroactively changed its method of accounting for investments as of June 30, 1997. Our audit was conducted for the purpose of forming an opinion on the financial statements taken as a whole. The supplementary information shown on pages 34 through 51 is presented for purposes of additional analysis and is not a required part of the basic financial statements. The supplementary information, except for management supplied data on pages 38 through 47 on which we express no opinion, was subjected to the auditing procedures applied in the audit of the financial statements and, in our opinion, based on our audit and the reports of other auditors, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. SOREN ♦ McADAM♦ BARTELLS Certified Public Accountants, Inc. Redlands, California October 30, 1998 By: Jessie C. Powell, CPA M F -2- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet June 30, 1998 (With Comparative Information for June 30, 1997) Water Sewer Combined ASSETS Utility Utility Eliminations 1998 1997 Current assets Cash and cash equivalents $2,145,193 $ 3,170,532 $ 5,315,725 $ 5,881,165 Investments 5,177,721 7,652,521 12,830,242 13,525,470 Accounts receivable,net 2,982,720 3,035,442 6,018,162 6,518,822 Interfund receivable 112,714 4,820 $(117,534) Related parties receivable 205,820 145,312 351,132 373,904 Inventory 1,214,920 160,537 1,375,457 1,517,820 Prepaid expenses 115 883 175,680 291 563 350,683 Total current assets 11,954,971 14.344 844 (117,534) 26,182,281 28,167,8 Restricted assets Crib and cash equivalents 1,451,573 1,451,573 Investments 885,592 7,748,065 8,633,657 11,622,630 Notes receivable 219,414 219,414 509,602 Interest receivable 28 124,836 124,864 152,886 Related parties receivable 183 34,078 34,261 40,482 Taxes receivable 16,107 16,107 Other 1,991 1,991 3,372 Total restricted assets 2,355,474 8.126 393 10.481 867 12,328.97 The accompanying notes are an integral part of these financial statements. -3- Water Sewer Combined Utility Utility Eliminations 1998 1997 LIABII.ITIES AND FUND EQUrrY Current liabilities Current portion of notes payable $'4,414,486 $ 1,414,486 $ 1,368,672 Current portion of obligations under capital leases $ 84,694 84,694 80,339 Accounts payable 1,591,223 762,360 2,353,583 3,722,029 Interfund payable 4,820 112,714 $(117,534) Related parties payable 683,958 411,006 1,094,964 1,000,842 Accrued expenses 9,539 193,479 203,018 199,193 Accrued compensation 1,438,084 599,666 2,037,750 1,814,210 Deposits for performance bonds and other charges subject to refund 647 647 48 - Consumer deposits,advance payments, and credit available 370,241 370,241 235,137 Deferred revenue 22,776 ... Total current liabilities 4,183,206 3.493,711 (117,534) 7,559,383 8.443.246 Current liabilities payable from restricted assets Current portion of certificates of participation 943,480 943,480 1,543,896 Current portion of bonds payable 811,085 811,085 455,000 Accounts payable 30,256 30,256 21,895 Accrued interest payable 62,112 996,891 1,059,003 1,204,335 Consumer deposits 871,886 871.886 818.237 Total current liabilities payable from restricted assets 1775 339 1,940,371 3,715,710 4,043.363 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet June 30, 1998 (With Comparative Information for June 30, 1997) as Water Sewer Combined Utility Utility Eliminations 1998 1997 Property, plant,and equipment, and water rights Property,plant,and equipment, and as water rights $88,180,191 $162,483,435 $250,663,626 $749,821,903 Less accumulated depreciation and amortization (33.979.349) (30.804,369) (64,783.718) (58,172,262) 54,200,842 131,679,066 - 185,879,908 191,649,641 r Construction in progress 10,860,326 6.799.300 17.659 626 10,315,120 Total property,plant, and equipment,and water rights,net 65,061,168 138,478.366 203.539.534 201.964 761 Other assets Idle assets 254,860 254,860 266,721 Issuance costs of certificates of participation and bonds, net of r accumulated amortization 154,177 178,791 332,968 263.572 Total other assets 409,037 178.791 587.828 530.293 Total assets $ 79,780,650 $161,128.394 $(117,534) $240,791,510 $242 991 890 r r r r r The accompanying notes are an integral part of these financial statements. r -5- Water Sewer Combined Utility Utility Eliminations 1998 1997 Long-term debt Notes payable $31,649,670 $31,649,670 $33,018,782 Obligations under capital leases _ $ 84,694 84,694 165,033 Certificates of participation 36,487,958 36,487,958 45,746,841 Bonds payable 8,173,584 8,173,584 1,080.000 8,258,278 68,137,628 76,395,906 80,010,656 Less current portion of notes payable (1,414,486) (1,414,486) (1,368,672) Less current portion of obligations under capital leases (84,694) (84,694) (80,339) Less current portion payable from restricted assets (811,085) (943,480) (1,754,565) (1,998,896) Total long-term debt 7,362,499 65,779,662 73,142,161 76,562,749 Total liabilities 13,321,044 71,213,744 $(117,534) 84,417,254 89,049.358 Fund equity Contributed capital 45,671,600 59,626,528 105,298,128 101,659,996 Retained earnings 20,788,006 30,288,122 51,076,128 52,282,536 tr Total fund equity 66,459,606 89,914,650 - 156,374,256 153,942,532 Total liabilities and fund equity $79,780,650 $161,128,394 $(117,534) $240,791,510 $242,991,890 i -6- w w MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Operations For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) w Water Sewer Combined ., Utility Utility Eliminations 1995 1997 Operating revenues Charges for services $12,630,547--$16,558,904 $ (4,526) $29,184,925 $31,194,982 Other operating revenues 1,590,147 171,766 (730,704) 1,031,209 2,067 871 Total operating revenues 14,220,694 16,730,670 (735,230) 30,216,134 33,262.853 Operating expenses _ Administration and customer service 3,427,523 (1,747) 3,425,776 3,342,182 w, Engineering, operations, and distribution administration 134,722 1,173,606 (588,042) 720,286 691,988 Plant operations 2,679,143 5,425,406 (17,641) 8,086,908 8,625,640 Maintenance 620,126 1,554,836 (17,326) 2,157,636 2,404,790 Environmental control 192,044 (56) 191,988 291,820 Distribution 2,232,631 (43,390) 2,189,241 2,117,541 Engineering 912,797 912,797 800,294 General administration and overhead 2,207,458 2,906,497 (67,040) 5,046,915 5,983,007 Depreciation and amortization 2,376,301 4,518,957 6,895,258 6,744,977 Bad debt expense 45,486 40,335 12 85,833 132,936 Total operating expenses 14 636,187 15,811,681 (735,230) 29,712,638 31,135,175 Operating income(loss) (415,493) 918,989 - 503,496 2,127.678 ,a Nonoperating revenues(expenses) Investment income 586,469 1,343,132 1,929,601 1,955,454 Rental income 50,578 29,347 79,925 76,823 Net loss on capital assets and inventory items (9,764) (440) (10,204) (65,802) Interest expense and fiscal charges (493,361) (3,453,035) (3,946,396) (4,383,479) Amortization of issuance costs (9,250) (9,623) (18,873) (18,873) All other-net 247,896 8,147 256,043 36.184 Total nonoperating revenues (expenses) 372,568 (2,082,472) - (1,709,904) (2,399,693) Net loss $ (42,925) $(1,163,483) $ - $(1,206,408) $ (272.015) i The accompanying notes are an integral part of these financial statements. -7- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Changes in Fund Equity For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined Utility Utility 1998 1997 Contributed capital Balance, beginning of year $43,089,079 $58,570,917 $101,659,996 $94,174,124 Add nonoperating credits and adjustments Charges to property owners for capital purposes: w_ Contributions in aid of construction 182,946 182,946 274,536 Impact fees for service connections 432,650 432,650 432,550 `. Impact fees for capacity rights-net of repurchases, refunds, and writeoffs 679,062 679,062 751,795 East trunk line fees 102,251 102,251 106,688 Grants from government agencies for capital improvements 1.966,925 274.298 2.241.223 5.920,303 Balance, end of year 45.671.600 59.626.528 105.298.128 101.659.996 Retained earnings Balance, beginning of year 20,830,931 31,451,605 52,282,536 52,554,551 Net loss (42.925) (1.163.483) (1.206.408) (272.015) Balance, end of year 20.788.006 30,288.122 51.076.128 52,282,536 Total equity, end of year $66.459.606 $89.914,650 $156.374,256 $153.942.532 The accompanying notes are an integral pan of these financial statements. -8- w w MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Flows For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined •• Utility Utility Eliminations 1998 1997 Cash flows from operating activities Operating income(loss) $ (415,493) $ 918,989 $ 503,496 $ 2,127,678 Adjustments to reconcile operating income Doss)to net cash provided --, by operating activities Depreciation and amortization 2,376,301 4,518,957 6,895,258 6,744,977 NO Bad debt expense 45,486 40,335 85,821 132,936 .. (Increase)decrease in: Accounts receivable 457,632 (160,595) 297,037 (51,428) .a Interfund receivable 1,016,312 (4,298) $ 1,012,014 Related parties receivable (41,922) (1,814) (43,736) 132,715 r Inventory 101,135 41,229 142,364 (160,979) Prepaid expenses and other assets 19,827 40,673 60,500 8,767 Increase(decrease)in: Accounts payable 66,835 (1,426,924) (1,360,089) 1,667,447 Interfund payable (960,090) (51,974) (1,012,014) 4 Related parties payable 23,852 70,271 94,123 (161,108) Accrued expenses 8,027 (4,202) 3,825 135,296 ... Accrued compensation 92,090 131,450 223,540 12,619 Deposits for performance bonds and other charges subject to refund 599 599 (163) Consumer deposits, advance payments, and credit available 188.754 188.754 (342.024) Net cash provided by operating activities 2.979.345 4.112.147 7.091.492 10.246.733 Cash flows from noncapital and related financing activities Other nonoperating revenues, net 231.789 8,147 239.936 36.184 Net cash provided by noncapital and related financing activities 231.789 8.147 239.936 36.184 • w -9- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Flows For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined Utility Utility Eliminations 1998 1997 Cash flows from capital and related financing activities Acquisition of property, plant, and equipment $(4,616,929) $(3,851,447) $ - $ (8,468,376) $ (7,947,154) Payments received on notes receivable 290,188 290,188 252,523 Charges to property owners for capital purposes 615,596 781,313 1,396,909 1,565,568 Payments on contracts payable (120,788) Grant proceeds from government agencies 2,336,254 2,336,254 2,121,976 Principal payments on notes payable (1,369,111) (1,369,111) (2,069,708) Proceeds from issuance of long-term debt 8,018,023 8,018,023 924,244 Principal payments under capital leases (80,339) (80,339) (82,771) Principal payments on certificates of participation (8,443,606) (895,000) (9,338,606) (1,482,137) Principal payments on bonds payable (5,000) (955,000 (960,000) (455,000) Property taxes received 19,539 Interest paid (571,021) (3,493,690) (4,064,711) (4,407,196) Rent payments received 50,578 29,347 79,925 76,823 Net cash used in capital and related financing activities (2,696,444) (9,463,400) - (12,159,844) (11,604,081) Cash flows from investing activities Proceeds from sale of investments 5,733,757 11,805,757 17,539,514 5,072,619 Purchase of investments (5,233,188) (8,622,125) (13,855,313) (4,764,903) Interest received 611.443 1,418,905 2,030,348 1.844,711 Net cash provided by investing activities 1.112.012 4,602,537 - 5,714,549 2,152,427 Net increase(decrease)in cash and cash equivalents 1,626,702 (740,569) - 886,133 831,263 Cash and cash equivalents at beginning of year 1,970,064 3,911,101 5,881 165 5,049 902 Cash and cash equivalents at end of year $ 3.596,766 $ 3,170,532 $ $ 6,767,298 $ 5,881,165 The accompanying notes are an integral part of these financial statements. -10- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies The Municipal Water Department of the City of San Bernardino, California(a component unit of the City of San Bernardino)(the Department)was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by a Board of Water Commissioners who are appointed by the Mayor of the City of San Bernardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Municipal Water Department of the City of San Bernardino operated three enterprise funds up to the year ended June 30, 1997: the Water Utility Enterprise Fund (Water Utility), the Sewer Utility Enterprise Fund(Sewer Utility), and the Geothermal Utility Enterprise Fund (Geothermal Utility). On July 1, 1997, the operations, assets, and liabilities of the Geothermal Utility were transferred to the Water Utility. The Water Utility also provides administrative services and contracted services to the Sewer Utility. The accounting policies of the Department conform to generally accepted accounting principles (GAAP) as applicable to governments. The preparation of these financial statements requires management to make estimates and assumptions. Those estimates and assumptions affect the reported amounts of assets, liabilities,revenues, and expenses, as well as the disclosure of contingent assets and liabilities. Actual results could differ from those estimates. Management also determines the accounting principles to be used in the preparation of the financial statements. A description of the significant accounting policies employed in the preparation of these financial statements follows: Change in Method of Accounting and Reporting for Certain Investments and for External Investment Pools During the year ended June 30, 1998,the Department adopted Governmental Accounting Standards Board Statement No. 31,Accounting and Financial Reporting for Certain Investments and for External Investment Pools. GASB No. 31 establishes fair value standards for investments in(a)participating interest-earning investment contracts, (b)external investment pools, (c)open-end mutual funds, (d)debt securities, and(e) equity securities, option contracts, stock warrants, and stock rights that have readily determinable fair values. All investment income, including changes in the fair value of investments, is reported as revenue in the operating statement. This change had no effect on equity at June 30, 1997. The effect of this change on net income for the year ended June 30, 1998 was an increase of$50,501 and $83,072 on the Water Utility and Sewer Utility, respectively. -11- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Reporting Entity Generally accepted accounting principles require that these financial statements present the accounts of the Department and any of its component units. Component units are legally separate entities for which the Department is considered to be financially accountable or otherwise has a relationship which is such that the exclusion of the entity would cause the financial statements to be misleading. Blended component units are considered, in substance, part of the Department's operations, so the accounts of these entities are to be combined with the data of the Department. Component units which do not meet these requirements are reported in the financial statements as discrete units to emphasize their separate legal status. The Department has determined that it has three component units, all of which qualify to be treated as blended component units as follows: West End Water Development. Treatment and Conservation Joint Powers Authority On August 15, 1990,the City of San Bernardino joined the West End Water Development,Treatment and Conservation Joint Powers Authority(WEJPA)as a financing vehicle for construction of water facilities. In accordance with the joint powers agreement, title to the WEJPA constructed water facilities will automatically vest with the Department in the Water Utility upon repayment of the certificates of participation issued to fund the construction. The WEJPA is governed by a separate three-member board consisting of one representative from each agency's governing body. The financial statements for the WEJPA are available at the Department. San Bernardino Public Safety Authority On April 1, 1968, the City of San Bernardino and County of San Bernardino formed the San Bernardino .. Public Safety Authority (PSA), a joint powers authority, as a financing vehicle to construct (1) public safety buildings and(2) improvements to the wastewater treatment plant. According to the original joint powers agreement,title to the PSA-constructed wastewater treatment facility will automatically vest in the City with the residual cash being transferred to the City after the bonds are repaid. PSA is governed by a separate board consisting of three members, one appointed by the San Bernardino City Council and two members appointed by the San Bernardino County Board of Supervisors. Effective with the transfer of the Sewer Utility to the Department, all the assets and activities of PSA related to the wastewater treatment plant were also transferred to the Department pursuant to the enabling resolution of October 1973 and are included in the Sewer Utility. The financial statements of PSA are available at the Department. -12- A MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority On August 2, 1994, the City of San Bernardino, through the Department, formed a joint powers authority with the City of Colton to construct, operate, use, and maintain tertiary wastewater treatment, disposal, and water reclamation systems, including the Regional Rapid Infiltration and Extraction Facility (RDQ. The Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority is governed by a separate board consisting of four members, two of whom are appointed by the City of San Bernardino through the Department's Board of Water Commissioners and two appointed by the City Council of the City of Colton. Construction of the project was administered by the Santa Ana Watershed Project Authority (SAWPA) and was substantially completed during 1996. Administration and operation of the project was turned over to the Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority at that time. Title to the property will be transferred upon final resolution of construction issues and is expected to occur during the fiscal year 1998-99. Each of the cities, San Bernardino and Colton, has an undivided interest in the real property and any related debt of the RIX project based on a split of 80 percent and 20 percent, respectively. The activities related to the construction, administration and operation of the RIX project are accounted for in the Sewer Utility. Fund Accounting The accounts of the Department are organized and operated on the basis of funds. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and uses them to aid management in demonstrating compliance with finance-related legal and contractual provisions. The Department's financial statements include only enterprise funds which are a proprietary fund type. Enterprise funds are used to account for those r operations that are financed and operated in a manner similar to private business or where the Board has decided that the determination of revenues earned, costs incurred and/or net income is necessary for management accountability. Basis of Accounting Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The Department applies all applicable GASB pronouncements in accounting and reporting for its proprietary operations. -13- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Cash and Investments Cash for the Department is pooled with the City of San Bernardino for investment purposes in order to maximize interest earnings. Such earnings are credited to the various funds within the City of San Bernardino based upon average monthly cash balances. The investment policies and the associated risk factors as they relate to the Department are included in the City's Comprehensive Annual Financial Report. For the purpose of the statement of cash flows, cash and cash equivalents include all highly liquid r investments (including restricted assets) with a maturity of three months or less when purchased. Receivables Trade receivables are shown net of an allowance for uncollectible accounts based on management's estimate. v Interfund Receivables and Payables Transactions between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables/payables" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the noncurrent portion of interfund loans). . All interfund transactions are eliminated for financial reporting purposes. Inventories Inventories are valued at the lower of cost, using the average-cost method, or market. Restricted Assets Y Various resources of the Department are limited as to their use by law or by bond covenants and are classified on the balance sheet as restricted assets. Proceeds of the bonds are restricted for the construction of water and sewer system improvements and for repayment of the bonds. Assessments collected from property owners are restricted for the payment of bond principal and interest. Also, fees imposed on new real estate development are restricted by law for the construction of capital improvements which benefit the development projects. -14- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Issuance Costs and Discount Issuance costs and discounts for certificates of participation and bonds payable are being amortized using the straight-line method over the term of the related certificate or bond which approximates the effective interest method. Issuance costs,discount and deferred funding charges for the series 1998A bonds issued by the Water Utility are being amortized over the term of the bond using the effective interest rate method. Property, Plant, and Equipment and Water Rights Property, plant, and equipment and water rights are recorded at cost. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period, if any. Overhead costs are capitalized at the rate of 24.75 percent of direct construction cost and are reflected in the capitalized value of the asset constructed. Depreciation has been provided for using the straight-line method over the estimated useful lives of the related assets. Useful lives for depreciation purposes are as follows: Wells, pumping plants, reservoirs, and distribution system 8 to 50 years Interceptor lines 50 years Disposal plant 35 to 50 years Leasehold improvements 5 to 25 years Shops, offices, stores, and yards 10 to 20 years Tools and equipment 4 to 20 years Office equipment 5 to 20 years Communication equipment 8 to 10 years Computer equipment 5 to 10 years Automotive equipment 3 to 8 years Equipment leased under capital leases is recorded at cost, and amortization has been provided for using the straight-line method over the estimated useful life. Amortization is included in depreciation expense. Idle Assets Idle assets consist of water wells, pumping plants, reservoirs, and pipelines not in production. -15- _ MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements i 1. Summary of Significant Accounting Policies (Continued) i Compensated Absences Employees gain a vested right to accumulated unpaid vacation based on years of service but cannot T accumulate more than two years of accrued vacation. Once each fiscal year, employees with at least three weeks of accrued vacation have the option of receiving payment at their regular rate of pay for one �- week of accumulated unpaid vacation. Employees' vacation benefits are recognized as a liability of the F Department. i Sick leave is accumulated without limit for each employee at the rate of 3.7 hours per pay period. Leave with pay is provided when employees are absent for health reasons and employees are entitled to T 25 percent of accumulated sick leave with five years of service and a minimum of 480 hours of accumulated sick leave. Upon retirement or death, employees are entitled to 50 percent of accumulated sick leave up to a maximum of 1,152 hours. Accrued sick leave benefits are recognized as a liability of the Department. Fund Equity Reservations of retained earnings are limited to outside third-party restrictions. The Department currently has no reserved retained earnings. The Department's contributed capital represents equity acquired through capital grants and capital contributions from developers, customers, or other funds. Comparative Data for Prior Year Comparative data for the prior year has been presented in selected sections of the accompanying financial statements for comparative purposes and is not intended to be a complete financial statement presentation. For comparative purposes, the prior year data for the Water Utility includes the Geothermal Utility. In addition, certain amounts presented in the prior year have been reclassified in order to be consistent with the current year's presentation. r 2. Cash and Investments As of June 30, 1998, the carrying amount of the Department's deposits was $1,527,753 and the bank balance was$1,454,633. Of the bank balance, $129,441 was covered by federal depository insurance and $1,325,191 was collateralized with securities held by the pledging financial institution or its trust department or agent, but not in the Department's name. .. The Department maintains substantially all of its operating funds in the City of San Bernardino Treasury (an internal investment pool). These funds are reported at market value as determined by quoted market prices. Investment earnings are deposited quarterly into participating funds. Any investment losses are proportionately shared by all funds in the internal investment pool. -16- w w MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements w 2. Cash and Investments (Continued) The Department's cash and investments include the following components: ~ Cash deposits $ 1,527,753 Internal investment pool with City of San Bernardino 21,510,604 Investments with fiscal agent 5.192.840 $28.231.197 The Department's investments are categorized as either(1)insured or registered or for which the securities are held by the Department or its agent in the Department's name, (2) uninsured and unregistered for which the securities are held by the broker's or dealer's trust department or agent in the Department's name, or(3)uninsured and unregistered for which the securities are held by the broker or dealer or by its trust department or agent but not in the Department's name. The Department's investments in the Local Agency Investment Fund and money market funds have not been categorized because securities are not used as evidence of the investments but are an ownership interest in pooled investment funds. Investments are categorized at June 30, 1998 as follows: Category Fair Value l 2 3 Total Investments U.S. Treasury securities $ 3,349,022 $ 3,349,022 U.S. Government agencies 12,638,029 12,638,029 Other securities 5,476,848 5,476,848 -. Local Agency Investment Fund 4,299,728 Money Market Funds 925.513 Total investments 26,689,140 Cash on hand and deposits 1.542.057 �* Total cash and investments $28.231.197 Presented in the balance sheet as: Cash and cash equivalents Current assets $ 5,315,725 Restricted assets 1.451.573 Total cash and cash equivalents 6,767,298 Investments Current assets 12,830,242 Restricted assets 8.633.657 $28.231.197 -17- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 3. Accounts Receivable Accounts receivable consisted of the following at June 30, 1998: Less Net Amount Allowance Receivable Water Utility Consumer $2,516,977 $247,297 $2,269,680 Grant funding 664,986 664,986 Other 73.261 25.207 48.054 3.255.224 272.504 2,982,720 Sewer Utility Consumer 2,013,227 158,308 1,854,919 Grant funding 251,522 251,522 Other 942.025 13.024 929.001 3.206.774 171,332 3.035.442 Totals $6.461,998 $443,836 $6.018,162 4. Notes Receivable Notes receivable at June 30, 1998 consisted of the following: Sewer Utility Automated Health Systems Laundry/Medline Industries, Inc. Interest rate: 6.25% Repayment provision: $198,157 annual installments, including interest Balances $186,500 Miscellaneous notes Various parties (for collection of sewer capacity fees) Interest rate: 12% Repayment provision: Interest and principal due at maturity in 1998 Balances 32.914 Total notes receivable $219.414 -18- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements S. Restricted Assets Certain assets are classified as restricted assets because their use is completely restricted by the provisions _ of loan or grant agreements or bond covenants. The balances of restricted asset accounts at June 30, 1998 follow: Water Utility �* Customer deposits $ 871,886 Funds for debt service on South San Bernardino Water District Waterworks Bonds, Series C 29,996 Set asides required under 1990 Water facilities certificates of participation 8,861 Set asides required under series 1998A bonds, project fund 1,425,191 " Set asides for the purchase of computer equipment, software, and training 19.540 2.355.474 Sewer Utility Advance sales of capacity rights to property owners under Resolution 84-271, including any interest earnings, restricted for capacity expansion expenditures 312,688 East Valley Water District connection fees, restricted for .� additional interceptor capacity requirements of the District, including any interest earnings 2,504,755 Construction and other reserves including set asides required under the 1992 Sewer facilities certificates of participation 5.308.950 8.126,393 Total restricted assets $10.481,867 -19- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA .. Notes to Combining Financial Statements 6. Property, Plant, and Equipment and Water Rights A summary of changes in property, plant, and equipment and water rights follows: Additions Retirements Balance, and and Balance, T July 1. 1997 Transfers-in Transfers-out June 30. 1998 Water Utility Sundry land, rights-of-way, service areas, and easements $ 2,372,230 $ 2,372,230 Water rights, wells, pumping plants, reservoirs, etc. 29,474,476 29,474,476 Distribution systems 48,414,275 $322,371 $208,272 48,528,374 Shops, office, and store yards 1,132,961 6,801 1,139,762 Tools and equipment 1,845,411 63,980 4,722 1,904,669 Automobiles and trucks 1,917,774 123,862 40,343 2,001,293 Office leasehold improvements 110,175 110,175 Office, computer, and engineering equipment 1,990,300 82,989 16,496 2,056,793 "E" Street property 54,202 54,202 Radio and interoffice " communications equipment 301,796 2,184 303,980 Telemetry systems and equipment 75,240 3,210 78,450 Miscellaneous capital items 155,789 2 155.787 87,844,629 $605.397 $269.835 88,180,191 Less accumulated depreciation and amortization 31.870.448 33.979,349 55,974,181 54,200,842 Construction in progress 6.844.266 10.860.326 Total property, plant, and equipment and water rights, net $62.818.447 $65.061.168 Details of changes in construction in progress in the Water Utility follow: -- Balance Balance July 1, 1997 Additions Transfers June 30, 1998 United States Environmental •* Protection Agency Newmark Groundwater Project $4,181,875 $2,570,649 $6,752,524 Other miscellaneous projects 2.662.391 1.666.579 $221.168 4.107.802 Totals $6.844.266 $4.237,228 $221.168 $10.860.326 -20- w MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements w 6. Property, Plant, and Equipment and Water Rights (Continued) During the year ended June 30, 1998, the Department capitalized interest costs of$19,875 in the Water Utility. Balance, Additions and Balance, July I. 1997 Transfers-in Retirements June 30 1998 Sewer Utility r Land, rights, and easements $ 12,162,672 $140,549 $ 12,303,221 Buildings and plants 143,133,301 119,097 143,252,398 Wells and lines 3,192,217 3,192,217 .. Tools and equipment 2,471,316 118,034 $ 5,903 2,583,447 Automobiles and trucks 390,737 124,551 15,583 499,705 ^ Office and computer equipment 420,638 25,416 446,054 Miscellaneous capital items 206.393 206.393 m 161,977,274 $527.647 $21.486 162,483,435 Less accumulated depreciation w and amortization 26.301.814 30.804.369 135,675,460 131,679,066 Construction in progress 3.470.854 6.799.300 .. Total property, plant, and equipment, net $139.146.314 $138.478.366 w, Details of changes in construction in progress in the Sewer Utility follow: Balance, Balance, July 1. 1997 Additions Transfers June 30, 1998 Phase III expansion project $2,614,441 $2,614,441 Other miscellaneous projects 856.413 $3.328.446 4.184.859 Totals $3.470.854 $3.328.446 $6.799.300 During the year ended June 30, 1998, the Department capitalized interest costs of$139,765 in the Sewer Utility. -21- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 7. Operating Leases The Department leases office space from the City of San Bernardino under a noncancellable operating lease terminating in 2002. The following is a schedule of minimum lease payments as of June 30, 1998: Office Space Water Sewer Total .. For the year ending June 30, 1999 $161,918 $21,802 $183,720 2000 161,918 21,802 183,720 r 2001 161,918 21,802 183,720 2002 121.439 16.351 137.790 ^ ,r $607193 $81.757 $688.950 Rental expense for the year ended June 30, 1998 amounted to $207,036. 8. Long-Term Debt W The following is a summary of changes in long-term debt obligations for the year ended June 30, 1998: ,., Balance, Balance, June 30, 1998 July 1. 1997 Additions Reductions Total Current Lone-Term Notes payable $33,018,781 $ 1,369,111 $31,649,670 $1,414,486 $30,235,184 Certificates of participation 45,746,842 9,258,884 36,487,958 943,480 35,544,478 _ Bonds payable 1,080,000 $8,053,584 960,000 8,173,584 811,085 7,362,499 Obligations under capital leases 165.033 80.339 84.694 84.694 $80.010.656 $8.053.584 $11.668.334 $76.395,906 $3.253.745 $73.142.161 ^ Notes Payable Santa Ana Watershed Project Authority (SAWPA) Maturity date: 2011 Interest rate: 3.3% Repayment provisions: Annual principal and interest payments of$279,293 Balances $ 2,914,077 .. -22- A MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) San Bernardino Valley Municipal Water District Maturity date: 2013 Interest rate: 7.25% Repayment provisions: Annual principal and interest payments of$456,250 Balances $ 4,090,657 Santa Ana Watershed Project Authority (SAWPA) Maturity date: 2016 Interest rate: 2.8% Repayment provisions: Annual principal and interest payments of$1,761,739 Balances 24.644.936 31,649,670 w Less current portion 1.414.486 Long-term portion $30.235.184 w The loan through the Santa Ana Watershed Project Authority from the State Water Resources Control Board had been provided for the construction of the San Bernardino/Colton Rapid Infiltration Extraction r (RDQ Project. The loan requires the Department to establish a Wastewater Capital Reserve Sinking Fund (WCRF) for expansion, major repair or replacement of wastewater treatment works at one-half of one percent of the total loan amount over a period of ten years. The balance of the WCRF is $520,300 at , June 30, 1998. The Department has decided to use the revenues of the Sewer Utility towards repayment of the loan. 23 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) Certificates of Participation .. Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance 1990 Water Facilities 6.10% 1991 2006 $11,463,581 $215,713 to to 7.00% $1,232,643 $ -0- 1992 Sewer Treatment Plant 6.25% 1992 2018 $41,300,000 $625,000 to to 9.25% $3,385,000 36.795.000 36,795,000 Less unamortized discount 307.042 M 36,487,958 Less current portion payable from restricted assets 943.480 Long-term portion $35,544.478 The City of San Bernardino's independent bond council has determined that no amounts are currently due under IRS Code Section 148(f)(4)(B) for the temporary investments of the 1992 Sewer Treatment Plant Certificates of Participation for rebate arbitrage. As of June 30, 1998, $7,765,652 of outstanding 1990 Water Facilities Certificates of Participation are considered in substance defeased through the issuance of the Series 1998A Water and Wastewater Revenue Bonds(see Bonds Payable). Funds have been deposited in an escrow account and will provide for the debt .. service of the certificates until they mature. The advance refunding met the requirements of an in- substance defeasance, and were removed as a liability of the Department at June 30, 1998. -24- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) Bonds Payable Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance 1998 Water and Wastewater Revenue Bonds 3.75% 1998 2005 $8,610,000 $860,000 to to 4.40% $1,260,000 $8,610,000 Waterworks Bonds, Series C 7.75% 1988 2013 $150,000 $5,000 to $15,000 120,000 San Bernardino Public Safety Authority Refunding Revenue Bonds 5.60% 1973 1998 $5,790,000 $185,000 to $475,000 Total bonds payable 8,730,000 Less unamortized discount and deferred advance MM refunding charge 556.416 -� 8,173,584 Less current portion payable from restricted assets 811.085 Long-term portion $7.362.499 w During the year, the Department joined in a pooled financing program of the Association of Bay Area Governments, under which the Series 1998A Water and Wastewater Revenue Bonds were issued. The Department's share of the principal amount of bonds at year-end was $8,610,000. The Department has used$7,765,652 out of the proceeds to defease and prepay in full the principal outstanding on the 1990 Water Facilities Certificates of Participation. A portion of the proceeds has been used to pay the costs incurred in issuing the Series 1998A Water and Wastewater Revenue Bonds and the remaining portion has been set aside to finance a new computerized billing system and miscellaneous water improvement projects. The refinancing is expected to result in aggregate savings of$1,725,342 which is the difference between the amounts required to service the defeased certificates of participation and that required to service the portion of the new bonds which has gone towards defeasement. The present value of these savings has been computed as $304,820. r. In addition, during the year, the Department paid in full the principal outstanding on the 1973 San Bernardino Public Safety Authority Refunding Revenue Bonds ahead of maturity. MR -25- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) Capital Leases All leases qualifying as capital leases for accounting purposes have been recorded at the present value of the future minimum lease payments as of the date of their inception. The Department held office and engineering equipment in the amount of$262,432 at June 30, 1998 under capital leases. There was no amortization charged to depreciation expense for these assets during the year since they are currently not in service. The following is a schedule of the future minimum lease payments under these capital lease obligations and the present value of the net minimum lease payments at June 30, 1998: r For the year ending June 30, 1999 $89,284 Less amount representing interest .4,590 Present value of future minimum lease payments 84,694 Less current portion 84.69 Long-term portion of obligations under capital leases $ The annual requirements to amortize long-term debt subsequent to June 30, 1998 are as follows: June 30, Principal Interest Total Notes payable 1999 $ 1,414,486 $ 1,082,796 $ 2,497,282 2000 1,462,114 1,035,168 2,497,282 2001 1,511,620 985,662 2,497,282 2002 1,563,095 934,187 2,497,282 2003 1,616,637 880,645 2,497,282 Thereafter 24.081.718 5.617.746 29.699.464 31.649.670 10.536.204 42.185.874 Certificates of participation 1999 943,480 2,392,538 3,336,018 2000 1,013,480 2,303,738 3,317,218 2001 1,088,480 2,208,462 3,296,942 2002 1,168,480 2,106,250 3,274,730 2003 1,253,480 2,032,188 3,285,668 Thereafter 31.020.558 16.835.312 47.855.870 36.487.958 27.878.488 64.366.446 .. -26- w w MUNICIPAL WATER DEPARTMENT _ OF THE CITY OF SAN BERNARDINO, CALIFORNIA ■ Notes to Combining Financial Statements 8. Long-Term Debt (Continued) June 30, Principal Interest Total ■ Bonds payable 1999 $ 811,085 $ 156,831 $ 967,916 _ 2000 857,510 328,587 1,186,097 2001 915,852 291,825 1,207,677 2002 970,329 251,853 1,222,182 2003 1,025,984 208,737 1,234,721 Thereafter 3,592.824 363.148 3.955 972 8.173.584 1.600.981 9.774 565 $76.311,212 $40.015.673 $116.326.885 At June 30, 1998, $785,000 of the 1986 Revenue Refunding Bonds of the Sewer Facility are considered defeased and are not included as a liability of the Department in these financial statements. 9. Deferred Compensation Plan The Department offers its employees a deferred compensation plan, through the City of San Bernardino, created in accordance with Internal Revenue Code Section 457. The Plan, available to all full-time employees at their option, permits participants to defer a portion of their salary until future years. The �■ deferred compensation is not available to participants until termination,retirement,death,or unforeseeable emergency. All amounts of compensation deferred under the plan, all property, and rights purchased with these amounts, property, or rights are(until paid or made available to the participant or beneficiary)solely the property of the Department, subject only to the claims of the Department's general creditors. Participants' rights under the plan are equal to those of general creditors of the Department in an amount equal to the fair market value of the deferred account for each participant. It is the opinion of the Department's legal counsel that the Department has no liability for losses under the plan, but does have the duty of due care that would be required of an ordinary prudent investor. The investment and related liabilities due to the employees are included in the City of San Bernardino's Comprehensive Annual Financial Report and cannot be separately determined for the Department. The Department believes it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. -27- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 10. Defined Benefit Pension Plan Qualified employees are covered under a multiple-employer contributory retirement plan maintained by an agency of the State of California, California Public Employees' Retirement System (PERS). Plan Description The Department contributes to PERS,a cost-sharing multiple-employer public employee retirement system defined benefit pension plan administered by PERS. The plan provides retirement and disability benefits, annual cost-of-living adjustments,and death benefits to plan members and beneficiaries. Benefit provisions are established by state statutes, as legislatively amended, within the Public Employees' Retirement Law. PERS issues a separate comprehensive annual financial report that includes financial statements and required supplementary information. Copies of the PERS annual financial report may be obtained from the PERS Executive Office, 400 "P" Street, Sacramento, California 95814. Funding Policv Active plan members are required to contribute 7.0 percent of their salary (7.0 percent of monthly salary over$133.33 if the member participates in Social Security) and the Department is required to contribute - an actuarially determined rate. The actuarial methods and assumptions required employer contribution rate for fiscal year 1997-98 was 6.172 percent of annual payroll (decreasing to 6.033 percent of pay under a special funding provision effective with the January 1998 payroll period due to the state's direct reimbursement to PERS of the cost of certain legislated benefit increases in the plan). The contribution requirements of the plan members are established by state statute. The Department's contributions to PERS for the years ended June 30, 1998, 1997 and 1996 were $278,035, $434,712, and $499,297, ,.. respectively, and equal 100 percent of the required contributions for each year. 11. Postretirement Health Care Benefits In addition to the pension benefits described in Note 11, the Department provides postretirement health care benefits to all employees who retire from the Department on or after attaining age 55 with a minimum of 15 years of service. Retirees are allowed to continue on the health care plan at a set premium. Some employees are eligible to have a portion of that premium reimbursed to them by the Water Department up to $150 per month per retiree. Currently, eleven Water Utility and one Sewer Utility retirees meet those eligibility requirements. The Department pays$16 per month per retiree to PERS for administrative costs of this program and an additional one-half percent administrative charge to PERS for all retirees currently covered under the health benefits plan. Expenditures for monthly premiums are recognized as incurred. During the year ended June 30, 1998, expenditures of$22,137 were recognized for postretiremem health care benefits and administrative costs for the Water and Sewer Utilities. -28- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 12. Related Party Transactions Following is a summary of transactions and balances with the City of San Bernardino and its various departments as of and for the year ended June 30, 1998: Revenues City of San Bernardino Revenue from water charges $ 92,721 Revenue from sewer charges 57,622 Revenue from geothermal energy 8,060 Billing and collections charges - refuse 121,544 Billing and collections charges - storm drain 4,607 New services and mains - installation 15,192 Reimbursement- consulting services 8,571 Interest income 1,567,874 Economic Development Agency Revenue from geothermal energy 1,910 New services and mains - installation 59,699 Reimbursement - consulting services 7.425 Total revenues from related parties $1.945.225 Expenses City of San Bernardino 10%a water revenue $1,385,355 Sewer collection system maintenance 1,284,585 Printing services 4,702 Purchases 701 City Hall rent 183,720 -- Telephone charges 79,491 Refuse disposal services 72,834 Civil Service 45,000 Legal services and Affirmative Action 105,000 Rideshare coordination 2,010 Permits and engineering services 11,568 Postage 6,763 Relocation of water services 45,600 Workers' compensation- administration charges 63,742 , Miscellaneous charges 2,705 w Total expenses to related parties $3.293.776 -29- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements .. 12. Related Party Transactions (Continued) Receivables City of San Bernardino Finance Department $287,373 Fire Department 395 Public Services 30,314 r. Public Works 5,520 Economic Redevelopment Agency 61,532 Animal Shelter 259 r Total related parties receivable $385.393 Payables Due to the City of San Bernardino Finance Department - various terms for repayment $1.094.964 The Department collects and transmits to the City of San Bernardino ten percent of collections on gross water revenue and sewer collection system maintenance charges from Sewer Utility customers. These remittances are included in the related party expense shown above. The City of San Bernardino is exempt from all water service charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. The value of the exempt water service charges for the year ended June 30, 1998 was $215,093. 13. Contingencies Grand Jury Investigation .. The Department is under investigation for alleged violations of the Clean Water Act by the Grand Jury of the United States District Court of the Central District of California. Although management denies any material violations of the Act, the outcome of this investigation or any subsequent actions cannot be determined at this time with any certainty. If the Department were to be found guilty of violations of the Clean Water Act, it could be subject to fines, and those fines could be material to these financial statements. The Department is also a respondent in an administrative action brought by and before the California Regional Water Quality Control Board, Santa Ana Region in connection with reporting of discharges of sewage. The department has denied the allegations and the parties have engaged in mediation followed by arbitration. Although the outcome of this dispute is not presently determinable, it is the opinion of the Department's counsel that its resolution will not have a material adverse effect on the financial condition of the Department. �- -30- w ■ MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA rt Notes to Combining Financial Statements 13. Contingencies (Continued) Federal and State Grants Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies,principally the federal and state governments. Any disallowed claims,including amounts already collected, may constitute a liability of the Department. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the Department expects such amounts, if any, to be immaterial. Litigation The Department has filed a complaint against the United States of America, Department of Army, in connection with alleged contamination of Camp Ono site. This lawsuit is in the discovery phase and an estimate of recoveries, if any, arising out of this claim cannot be made at this time. w The Department is a defendant in various other lawsuits. Although the outcome of these lawsuits is not presently determinable, it is the opinion of the Department's counsel that resolution of these matters will not have a material adverse effect on the financial condition of the Department. Commitments Commitments in the form of signed contracts for costs to complete construction projects or other improvements amounted to $844,564 at June 30, 1998. Risk Management Description The Department's risk management activities are recorded in both of the utility funds. Significant losses are covered by commercial insurance for all major events except workers' compensation, for which the Department retains risk of loss in conjunction with the City of San Bernardino's risk management program for workers' compensation. For insured events, there have been no significant reductions in insurance coverage. Settlement amounts have not exceeded insurance coverage for the current year or the three prior years. Claims Liabilities The Department records an estimated liability for workers' compensation. Claims liabilities are based on estimates of the ultimate cost of reported claims (including future claim adjustment expenses) and an estimate for claims incurred but not reported based on historical experience. Workers' compensation unpaid claims liabilities are not discounted. -31- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 13. Contingencies (Continued) Unpaid Claims Liabilities The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 1998: Water Sewer Geothermal Utility Utility Utility Total Liability balance, June 30, 1997 $ 321,718 $ 180,888 $ 17,038 $ 519,644 Claims and changes in estimates 268,900 110,468 (17,038) 362,330 Claim payments (288.621) (186.103) (474,724) Liability balance, June 30, 1998 $ 301,997 $ 105.253 $ - $ 407.250 14. Concentrations Customers The Department serves customers located primarily in the City of San Bernardino, the East Valley, and Loma Linda. Employee Contracts The employees of the Water Department, except for certain management employees, are covered by memorandums of understanding with the Water Department Employees Association and Association of Water Department Mid-Managers as to wages, hours, and other terms and conditions of employment. These agreements are for a two-year period ending in April 2000. 15. Subsequent Event On June 2, 1998, the San Bernardino Public Safety Authority authorized the refunding of the 1992 Certificates of Participation, Sewer Treatment Plant, by issuing 1998 Cross-Over Refunding Sewer Revenue Certificates of Participation. The issuance of the 1998 certificates and refunding of the 1992 certificates was funded on July 1, 1998. The 1998 Refunding Sewer Revenue Certificates have been approved for an amount not to exceed $39,000,000. -32- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 16. Noncash Operating, Investing, and Financing Activities On July 1, 1997, the Water Utility received all of the assets and assumed all of the liabilities of the Geothermal Utility. The assets transferred consisted of the following: Assets transferred in, net of cash overdraft $ 3,577,914 Liabilities assumed (1,032,82 Net assets received $ 2.545.088 r -33- r r SUPPLEMENTARY INFORMATION r r r r MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Board of Water Commissioners and Organization .r June 30, 1998 IYI MAYOR OF THE CITY OF SAN BERNARDINO ^ Tom Minor BOARD OF WATER COMMISSIONERS w_ Name Office Mr. Harold W. Willis President Mr. B. Warren Cocke Member Mr. Alton L. Garrett, Jr. Member Mr. Martin A. Matich Member Mr. James H. Urata Member ADMINISTRATION Mr. Bernard C. Kersey General Manager Ms. Stacy Aldstadt Deputy General Manager r Mr. Joseph F. Stejskal °- Director: Engineering Construction - Maintenance Mr. John A. Perry, P.E. Director: Water Reclamation Vacant Director of Finance Mrs. Marjorie A. Hoverland Director of Administrative Services Mr. John K. Turnipseed Safety Program Manager ORGANIZATION The City of San Bernardino Municipal Water Department was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by a Board of Water Commissioners who are appointed by the Mayor of the City of San Bernardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Department operates two enterprise funds: the Water Utility Enterprise Fund and the Sewer Utility Enterprise Fund. Water Service encompasses the City, with the exception of the east end, which is serviced by East Valley Water. Sewer Services encompass all of the City of San Bernardino, East Valley Water, City of Loma Linda, the former Norton Air Force Base and Patton State Hospital. -34- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Expenditures of Federal Awards For the Year Ended June 30, 1998 Federal Receipts Program Catalog Program or Revenue Program Title Number Entitlements Recognized Expenditures Federal financial assistance received directly Environmental Protection Agency Superfund state site - specific cooperative agreements (Newmark groundwater contamination site) - major program 66.802 $14.205.737 $1,966.925 $1,966.925 Total Environmental Protection Agency 14.205.737 1.966.925 1.966.925 Total federal awards $14.205.737 $1,966.925 $1.966.925 This schedule is presented on the accrual basis of accounting. -35- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage Insurance coverage for the Department at June 30, 1998 is summarized below: Reliance National Insurance Company, Policy#NCZC0146458; boiler and machinery coverage- April 30, 1998 to April 30, 1999 Per occurrence lint $10,000,000 Multiple insurance companies and policies, all-risk property coverage, including earthquake and flood - April 30, 1998 to April 30, 1999 as follows: Primary lint - AIG/Lexington Insurance Company, Policy#8522205 $2,500,000 ■ Excess lints - r Commonwealth Insurance Company, Policy#US2019 $2,500,000 Travelers Insurance Company of Illinois, Policy#7XJPFF246Tt191698 $2,175,000 Allianz Underwriters Insurance Company, Policy#CLP 1031220 $2,825,000 -• TIG Insurance Company, Policy#XPT37954044 $5,000,000 Essex Insurance Company, Policy#MSP2565 $5,000,000 Royal Indemnity Company, Policy#RHD403106 $5,000,000 TIG Insurance Company, Policy#XPT37954044 $4,500,000 Allianz Insurance Company, Policy#CLP 1031220 $3,000,000 Royal Indemnity Company, Policy#RHD 403126 $12,500,000 .. Associated International Insurance Company, Policy#IM319858 $7,500,000 RLI Insurance Company, Policy#IMF 0029525 $5,000,000 Agricultural Insurance Company, Policy#CPP2626300 $5,000,000 Lloyds of London, Policy#F9824731000 $25,000,000 Allianz Underwriters Insurance Company, Policy#CLP1031220 $75,000,000 Reliance Insurance Company, Policy#JK2838890; general liability and personal injury liability - October 30, 1997 to October 30, 1999 ., Per occurrence lint $1,000,000 Personal and advertising injury limit $1,000,000 Fire damage limit $50,000 .. Medical expense lint (any one person) $5,000 General aggregate lint $2,000,000 Products/completed operations aggregate limit $2,000,000 .a Reliance Insurance Company, Policy#JK2838890; commercial automobile coverage - October 30, 1997 to October 30, 1998 Bodily injury/property damage - combined single lint $1,000,000 Uninsured motorist $1,000,000 Medical expense $5,000 w Mred/nonowned liability $1,000,000 -36- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage (Continued) Steadfast Insurance Company, Policy#SUO 2810874-00; commercial umbrella liability policy - October 30, 1997 to October 30, 1998 Per occurrence limit $10,000,000 Products/completed operations aggregate $10,000,000 General aggregate $10,000,000 Each pollution incident $10,000,000 Retained limit- each occurrence $10,000 Agricultural Insurance Company, Policy#EXC2613987; commercial umbrella liability policy - October 30, 1997 to October 31, 1998 Per occurrence limit $15,000,000 Aggregate where applicable $15,000,000 -- Western Brokers Insurance Services, Policy#POI 001356-1; public official and employer's liability policy - October 30, 1997 to October 30, 1998 $5,000,000 -- American International Specialty Lines, #819 5815; pollution liability policy - October 30, 1997 to October 30, 1998 $5,000,000 _. The Department is self-insured through the City of San Bernardino for workers'compensation liability and material damage to rolling stock. <.• -37- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water System Demographics Physical Changes in Water Utility System 1998 July 1, 1997 Added Removed .tune 30 1998 Miles of main in service 550.4499 .1178 0.0152 550.5525 Gate valves in system 14,136 99 2 14,233 Fire hydrants in system 4,105 9 4 4,110 Water meters in system 44,397 2,644 2,476 44,565 1997 July 1, 1996 Added Removed .tune 30 1997 ' Miles of main in service 549.4635 1.3264 0.3400 550.4499 Gate valves in system 14,040 107 11 14,136 t Fire hydrants in system 4,088 17 0 4,105 Water meters in system 44,214 2,087 1,904 44,397 Water Production/Utilization (Cubic Feet) 1997-98 1996-97 1995-96 ' Water utilization (shown in cubic feet) Water sold to direct customers 1,596,392,100 1,810,738,700 1,792,557,200 ' Water sold to other agencies 140,192,330 108,660,884 89,067,953 Water sold to or used by City* 79,698.816 91.775.960 102.447 897 1,816,283,246 2,011,175,544 1,984,073,050 Loss and other factors 133,365,478 112,450,699 107,919,218 Loss and other factors percentage 6.840% 5.295% 5.159% Total water sold, used or lost 1,949.648 724 2.123.626.243 2.091.992.268 *Includes exempt water used by the City in the amount of 51,558,300 and 68,560,200 cubic feet for the 1997-98 and 1996-97 years, respectively. " -38- r MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Production June 30, 1998 1997-98 1996-97 1995-96 Total Water Total Water Total Water Per 1,000 Per 1,000 Per 1,000 Amount Cubic Feet Amount Cubic Feet Amount Cubic Feet Summary of total water production and purchased cost Total production, purchases, and supplemental 2,026,126 2,047,915 2,063,136 Production and pumping expenses* $2,526,300 $2,874,992 $2,753,253 Cost of purchased water(including assessments) 2,944 Total expense before depreciation 2,526,300 $1.24686 2,874,992 $1.40558 2,756,197 $1.33593 Depreciation of plant facilities 870.338 0.42956 878.349 0.42890 854.399 0.41413 Totals $3,396,638 $1.67642 $3.753.341 $1.83448 $3,610,596 $1.75006 Summary of costs per acre foot Acre feet 46,513.451 47,013.662 47,363.088 Cost per acre foot before depreciation $54.31 $61.15 $58.19 Cost per acre foot(including depreciation of plant facilities) $73.02 $79.84 $76.23 *Includes operations administration. -39- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Rates Water rates are summarized below: Single Family Dwelling Unit Minimum Montbly Charge Meter Effective Dates Cubic Foot Size April 1, 1991 November 1, 1989 Allowance 5/8" $6.60 $5.50 500 3/4" $8.80 $7.35 500 1" $10.55 $8.80 500 1-1/2" $18.90 $15.75 500 2" $26.40 $22.00 500 3" $44.90 $37.40 500 4" $76.25 $63.55 500 6" $137.30 $114.40 500 8" $205.90 $171.60 500 10" $257.40 $214.50 500 12" $308.90 $257.40 500 All water usage in excess of 500 cubic feet per month is at the rate of$32 and $.60 per 100 cubic feet effective April 1, 1991 and November 1, 1989, respectively. Commercial, Landscape, and Industrial Users Minimum Monthly Charge Meter Effective Dates Size April 1, 1991 November 1, 1989 5/8" $6.60 $5.50 3/4" $8.80 $7.35 1" $10.55 $8.80 1-1/2" $18.90 $15.75 2" $26.40 $22.00 3" $44.90 $37.40 4" $76.25 $63.55 6" $137.30 $114.40 8" $205.90 $171.60 10" $257.40 $214.50 12" $308.90 $257.40 All water usage per month is at the rate of$32 and $.60 per 100 cubic feet effective April 1, 1991 and November 1, 1989, respectively. -40- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Rates (Continued) Delmann Heights Users (Customers formerly served by Southern California Water Company) Minimum Monthly Charge Meter Effective Dates Size April 1. 1991 November 1, 1989 5/8" $4.60 $4.60 3/4" $5.50 $5.50 1" $8.80 $8.80 1-1/2" $13.80 $13.80 2" $14.90 $14.90 3" $26.60 $26.60 4" $35.00 $35.00 6" $58.50 $58.50 - . 8" $84.00 $84.00 -- Water usage charge on the first 300 cubic feet is at the rate of$30 per 100 cubic feet with water usage over 300 cubic feet at the rate of$.844 per 100 cubic feet for the effective dates of April 1, 1991 and November 1, 1989. Effective July 1, 1995, water furnished for municipal use to the City of San Bernardino is exempt from all water service charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. Water usage in excess of this amount is charged at $.288 per 100 cubic foot. Water furnished for use by the City of San Bernardino for landscape assessment districts or funded from other than the City's general fund is charged at$.288 per cubic foot. All other rates remained unchanged. -41- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sundry Water Statistical Data 1997-1998 1996-1997 Production Percent Production Percent in Cubic Feet Production in Cubic Feet Production Perris Hill 12,082,300 0.66% 5,952,100 0.29% Sierra Way and 16th Street 108,345,300 5.90 106,958,600 5.22 Antil pumping 110,558,300 6.02 97,372,000 4.75 Waterman Avenue pumping 65,645,000 3.57 100,975,900 4.93 Mill and "D" Streets 24,489,400 1.33 29,290,900 1.43 Lytle Creek#1 and#2 211,407,612 11.51 249,683,913 12.20 ■ Secombe well - 7th Street plants 121,139,100 6.59 113,110,300 5.52 Cajon Pass and Vincent plant 107,585,000 5.86 109,452,800 5.34 Devils Canyon#1 - #7 114,549,050 6.23 131,031,430 6.40 Newmark#1 - #4 173,641,100 9.45 261,064,200 12.74 19th Street#1 and#2 148,340,400 8.07 165,472,100 8.08 Gilbert Street 60,684,800 3.30 97,630,100 4.77 Lynwood 83,322,600 4.53 39,860,900 1.95 27th Street 5,933,200 .32 28,083,800 1.37 Baseline and California plant 22,726,800 1.24 35,535,200 1.73 ■ Ellena Bros. well Cajon#1, #2 and#3 159,063,000 8.66 175,541,300 8.57 Mallory well and reservoir 25,900,300 1.41 13,207,600 0.64 ■ 30th and Mountain View 41,095,062 2.24 63,512,500 3.10 Olive and Garner well 45,237,800 2.46 65,816,600 3.21 LeRoy Street well 19,167,100 1.04 4,563,800 0.22 ■ 10th and "Y Street 42,676,300 2.32 34,420,900 1.68 Kenwood well 129,339,300 7.04 115,529,600 5.64 40th Street well 4.508.800 0.25 4.491.800 0.22 1,837,437,624 100.00 2,048,558,343 100.00 Exchange water from East Valley Water Department 112.211.100 75,067.900 w Total produced water 1.949,648,724 100.00% 2,123,626.243 100.00% 42- 1995-19% 1994-1995 1993.1994 Production Percent Production Percent Production Percent in Cubic Feet Production in Cubic Feet Production in Cubic Feet Production 14,056,300 0.71% 37,643,000 2.17% 29,805,300 1.72% _- 133,142,700 6.75 139,819,300 8.07 155,636,900 8.88 85,263,000 4.32 95,007,700 5.48 73,317,200 4.18 56,160,500 2.85 56,777,000 3.27 79,189,400 4.52 17,000,700 0.86 19,770,300 1.14 23,157,100 1.32 196,365,448 9.95 87,336,700 5.04 62,383,100 3.56 r 93,492,100 4.74 104,208,096 6.01 140,632,000 8.02 M 112,502,300 5.71 81,299,500 4.69 98,572,200 5.62 128,098,120 6.50 92,209,070 5.32 121,258,501 6.92 .. 233,582,200 11.85 176,697,800 10.19 173,007,339 9.87 136,200,800 6.91 139,418,900 8.04 89,640,700 5.11 117,855,900 5.98 91,160,000 5.26 26,451,100 1.51 .. 136,705,700 6.93 87,714,100 5.06 72,098,600 4.11 9,015,400 0.46 19,434,900 .99 32,483,100 1.87 25,665,300 1.46 .- 18,605,160 1.06 155,425,400 7.88 151,949,400 8.76 151,083,500 8.62 9,292,800 0.47 5,207,400 0.30 5,736,100 0.33 74,113,000 3.76 94,234,800 5.44 103,165,400 5.89 87,164,300 4.42 64,071,600 3.70 80,857,900 4.61 5,903,700 0.30 4,300,200 0.25 19,324,000 1.10 12,346,200 0.63 35,202,900 2.03 44,761,200 2.55 132,997,600 6.75 134,547,300 7.76 154,721,600 8.83 5,552.200 0.28 2.590.700 0.15 3,619,100 0 21 1,971,671,268 100.00 1,733,648,866 100.00 1,752,688,700 100.00 120.321.000 2,091.992.268 100.00% 1,733,648,866 100 00% 1,752,688,700 100 00% -43- MUNICIPAL WATER DEPARTMENT • OF THE CITY OF SAN BERNARDINO, CALIFORNIA WATER UTILITY Schedule of Service Area and Customers Number of Active Connections by Classification of User as of June 30, 1993 through June 30, 1998 m User Tvce 1998 1997 1996 1995 1994 1993 w Single family residential 31,692 32,105 32,202 32,219 32,355 32,181 Multiple family residential 2,830 2,870 2,900 2,931 2,967 2,960 Commercial/institutional 3,268 3,126 3,115 3,146 3,146 3,172 „ Other 1.345 1,267 1.200 1,152 1.106 1.106 Total all users, active 39,135 39.368 39.417 39.448 39,574 39.419 w Revenue by Class of User Fiscal Year 1997-98 w Fiscal Year Percentage of User Class Revenue Annual Revenue w Single family residential $ 6,815,362 54.0% Multiple family residential 2,493,207 20.0% Commercial/industrial 2,742,539 22.0% ■ Other and unmetered 579,439 4.0% Total all users $12,630.547 100.0% � ■ s Largest users: The System had no customer accounting for more than three percent of the revenues for the fiscal year 1997-98. ■ -44- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics Regional Facilities and Collection Treatment System Total Monthly Classification Charge Charge Citv Charge Rates effective as of June 1, 1995: W Residential $13.25 per month $1.35 per month $14.60 Commercial: Multi-family, mobile home parks (4 or more units) $0.75/HCF* $0.15/HCF $0.90/HCF* Retail, commercial, light industrial (non-office, bakeries, markets, theaters, dry cleaners) $1.10/HCF* $0.15/HCF* $1.25/HCF* Auto repair, car wash $1.20/liCF* $0.15/11CF* $1.35/HCF* Offices, motels (without restaurants) $0.95/HCF* $0.15/HCF* $1.10/HCF* Restaurants, hotels (hotels/motels with restaurants) $1.70/HCF* $0.15/HCF* $1.85/HCF* Laundromats $0.90/HCF* $0.15/HCF* $1.05/HCF* Hospitals, convalescent homes $0.80/HCF* $0.15/HCF* $0.95/HCF* Schools, churches, nursery schools, daycares $0.50/HCF* $0.15/HCF* $0.65/HCF* Industry $826.67/MG $264.22/1,000 LBS BOD (Discharge flow) $324.28/1,000 LBS SS Rates effective as of January 1, 1994: Residential $13.55 per month $1.35 per month $14.90 Commercial: Multi-family, mobile home parks (4 or more units) $0.80/HCF* $0.15/HCF $0.95/HCF* Retail, commercial, light industrial (non-office, bakeries, markets, theaters, dry cleaners) $1.15/HCF* $0.15/14CF* $1.30/HCF* Auto repair, car wash $1.25/HCF* $0.15/HCF* $1.40/HCF* Offices, motels (without restaurants) $1.00/HCF* $0.15/HCF* $1.15/HCF* Restaurants, hotels (hotels/motels _. with restaurants) $1.75/HCF* $0.15/HCF* $1.90/HCF* Laundromats $0.95/HCF* $0.15/HCF* $1.10/HCF* Hospitals, convalescent homes $0.85/HCF* $0.15/HCF* $1.00/HCF* Schools, churches, nursery schools, daycares $0.55/I-ICF* $0.15/HCF* $0.70/HCF* Industry $908.33/MG $264.22/1,000 LBS BOD (Discharge flow) $324.28/1,000 LBS SS *HCF = Per 100 cubic feet of water usage. -45- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics (Continued) w .tune 30. 1998 Residential Nonresidential Total Number of connections City of San Bernardino 32,517 3,711 36,228 East Valley Water District 16,420 1,089 17,509 City of Loma Linda 3.438 545 3.983 ■ 52,375 5.345 57.720 Annual billings w City of San Bernardino** $5,091,718 $4,505,248 $ 9,596,966 ■ East Valley Water District 2,588,101 1,402,504 3,990,605 City of Loma Linda 537.770 862.410 1.400.180 $8.217.589 $6.770.162 $14.987.751 w Average monthly billings City of San Bernardino $424,310 $375,437 $ 799,747 East Valley Water District 215,675 116,875 332,550 w City of Loma Linda 44,814 71.867 116.681 $684,799 $564.179 $1,248.978 w ■ w w ■ **The billings to the City of San Bernardino are net of collection system costs. w -46- w June 30, 1997 dune 30, 1996 Residential Nonresidential Total Residential Nonresidential Total 32,693 3,723 36,416 32,790 3,719 36,509 15,526 1,106 16,632 15,278 1,116 16,394 3,119 554 3,673 3,245 428 3,673 _ 51,338 5,383 56,721 51,313 5,263 56.576 $5,183,721 $4,919,644 $10,103,365 $5,187,316 $4,907,909 $10,095,225 2,571,861 1,457,114 4,028,975 2,428,930 1,528,957 3,957,887 491,122 790,874 1,281,996 526,411 820,232 1,346,643 $8,246,704 $7,167,632 $15,414,336 $8,142,657 $7,257,098 $15,399,755 $431,977 $409,970 $ 841,947 $432,276 $408,992 $ 841,268 214,322 121,426 335,748 202,411 127,413 329,824 40,927 65,906 106,833 43,868 68,353 112,221 $687,226 $597,302 $1,284,528 $678,555 $604,758 $1,283,313 r r r r -47- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Certificates of Participation Schedule San Bernardino Public Safety Authority Principal Payments (Net of Principal Unamortized Unamortized Interest Date Due Payments Discounts Discounts) Interest Total Rate 8-1-1998 $ 1,196,269 $ 1,196,269 9.25% 2-1-1999 $ 960,000 $ 16,520 $ 943,480 1,196,269 2,139,749 9.25% 8-1-1999 1,151,869 1,151,869 9.25% 2-1-2000 1,030,000 16,520 1,013,480 1,151,869 2,165,349 9.25% 8-1-2000 1,104,231 1,104,231 9.25% 2-1-2001 1,105,000 16,520 1,088,480 1,104,231 2,192,711 9.25% 8-1-2001 1,053,125 1,053,125 6.25% 2-1-2002 1,185,000 16,520 1,168,480 1,053,125 2,221,605 6.25% 8-1-2002 1,016,094 1,016,094 6.25% 2-1-2003 1,270,000 16,520 1,253,480 1,016,094 2,269,574 6.25% 8-1-2003 976,406 976,406 6.25% 2-1-2004 1,360,000 16,520 1,343,480 976,406 2,319,886 6.25% 8-1-2004 933,906 933,906 6.25% 2-1-2005 1,460,000 16,520 1,443,480 933,906 2,377,386 6.25% 8-1-2005 888,281 888,281 6.25% 2-1-2006 1,565,000 16,520 1,548,480 888,281 2,436,761 6.25% 8-1-2006 839,375 839,375 6.25% 2-1-2007 1,680,000 16,520 1,663,480 839,375 2,502,855 6.25% 8-1-2007 786,875 786,875 6.25% 2-1-2008 1,800,000 16,520 1,783,480 786,875 2,570,355 6.25% 8-1-2008 730,625 730,625 6.25% 2-1-2009 1,930,000 16,520 1,913,480 730,625 2,644,105 6.25% 8-1-2009 670,312 670,312 6.25% 2-1-2010 2,070,000 16,520 2,053,480 670,312 2,723,792 6.25% 8-1-2010 605,625 605,625 6.25% 2-1-2011 2,220,000 16,520 2,203,480 605,625 2,809,105 6.25% 8-1-2011 536,250 536,250 6.25% 2-1-2012 2,385,000 16,520 2,368,480 536,250 2,904,730 6.25% 8-1-2012 461,719 461,719 6.25% 2-1-2013 2,555,000 16,520 2,538,480 461,719 3,000,199 6.25% 8-1-2013 381,875 381,875 6.25% 2-1-2014 2,740,000 16,520 2,723,480 381,875 3,105,355 6.25% 8-1-2014 296,250 296,250 6.25% -48- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Certificates of Participation Schedule San Bernardino Public Safety Authority (Continued) Principal Payments (Net of Principal Unamortized Unamortized Interest Date Due Payments Discounts Discounts) Interest Total Rate 2-1-2015 $ 2,940,000 $ 16,520 $ 2,923,480 $ 296,250 $ 3,219,730 6.25% 8-1-2015 204,374 204,374 6.25% 2-1-2016 3,155,000 16,520 3,138,480 204,375 3,342,855 6.25% 8-1-2016 105,781 105,781 6.25% 2-1-2017 3,385 000 9.682 3,375.318 105,784 3.481.102 6.25% $36,795,000 $307.042 $36,487,958 $27,878.488 $64.366.446 Funds used for the Primary Hydraulic Reliability Project, remodel of the administration laboratory building, and design of 3A secondary treatment. �R -49- 1 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Series 1998A Water and Wastewater Revenue Bonds Unamortized Discounts and Principal Principal Deferred Payments Interest ' Date Due Pavments Charges (Net) Interest Total Rate 10-1-1998 $ 860,000 $ 53,915 $ 806,085 $ 147,531 $ 953,616 4.00% ' 10-1-1999 970,000 117,490 852,510 319,675 1,172,185 3.75% 10-1-2000 1,015,000 104,149 910,851 283,300 1,194,151 3.90% 1 10-1-2001 1,055,000 89,671 965,329 243,715 1,209,044 4.05% ' 10-1-2002 1,095,000 74,016 1,020,984 200,988 1,221,972 4.15% 10-1-2003 1,160,000 57,338 1,102,662 155,545 1,258,207 4.20% 1 10-1-2004 1,195,000 39,360 1,155,640 106,825 1,262,465 4.30% ' 10-1-2005 1,260,000 20.477 1,239,523 55.440 1,294,963 4.40% $8,610.000 $556.416 $8,053.584 $1,513,019 $9,566,603 ' 1 Funds used to defease and prepay 1990 Certificates of Participation issued to finance construction of reservoirs, wells and mains, and to finance future improvements of Water Facilities. -50- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Bond Schedule - General Obligation Waterworks Bonds, Series C Interest Date Due Payments Interest Total Rate m 9-1-1998 $ 4,650 $ 4,650 7.75% r 3-1-1999 $ 5,000 4,650 9,650 7.75% 9-1-1999 4,456 4,456 7.75% - 3-1-2000 5,000 4,456 9,456 7.75% 9-1-2000 4,263 4,263 7.75% 3-1-2001 5,000 4,263 9,263 7.75% 9-1-2001 4,069 4,069 7.75% 3-1-2002 5,000 4,069 9,069 7.75% _ 9-1-2002 3,875 3,875 7.75% 3-1-2003 5,000 3,875 8,875 7.75% r 9-1-2003 3,681 3,681 7.75% 3-1-2004 5,000 3,681 8,681 7.75% r 9-1-2004 3,488 3,488 7.75% r 3-1-2005 5,000 3,488 8,488 7.75% 9-1-2005 3,294 3,294 7.75% 3-1-2006 10,000 3,294 13,294 7.75% " 9-1-2006 2,906 2,906 7.75% 3-1-2007 10,000 2,906 12,906 7.75% 9-1-2007 2,519 2,519 7.75% 3-1-2008 10,000 2,519 12,519 7.75% 9-1-2008 2,131 2,131 7.75% ., 3-1-2009 10,000 2,131 12,131 7.75% 9-1-2009 1,744 1,744 7.75% r 3-1-2010 10,000 1,744 11,744 7.75% 9-1-2010 1,356 1,356 7.75% 3-1-2011 10,000 1,356 11,356 7.75% 9-1-2011 969 969 7.75% 3-1-2012 10,000 969 10,969 7.75% 9-1-2012 580 580 7.75% 3-1-2013 15.000 580 15.580 7.75% $120.000 $87.962 $207.962 r W Bonds related to water system improvements for South San Bernardino Water District,which was acquired r by the Department in 1991. -51- C�OpY MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Financial Statements And Supplementary Information With Independent Auditors' Report For the Year Ended June 30, 1998 TABLE OF CONTENTS Page Independent Auditors' Report 1 Combining Financial Statements Combining Balance Sheet 3 Combining Statement of Operations 7 r Combining Statement of Changes in Fund Equity 8 Combining Statement of Cash Flows 9 y Notes to Combining Financial Statements 11 Supplementary Information t Board of Water Comtnissioners and Organization 34 A Schedule of Expenditures of Federal Awards 35 Schedule of Insurance Coverage 36 a, Schedule of Water System Demographics 38 j Schedule of Water Production 39 Schedule of Water Rates 40 Schedule of Sundry Water Statistical Data 42 Schedule of Service Area and Customers 44 Schedule of Sewer Rates and Statistics 45 Certificates of Participation Schedule - San Bernardino Public Safety Authority 48 Bond Schedule- Series 1998A Water and Wastewater Revenue Bonds 50 Bond Schedule - General Obligation Waterworks Bonds, Series C 51 MICHAEL R.ADCOCK,C.P.A. I THOMAS E.AHERN,C.P.A. MEMBERS Em GARY L.CHRISTENSON.C.P.A. LINDA S.DEVLIN,C.P.A. KNEE ELIKER.C.P.A. ASSOCIATED REGIONAL WING K.LAU.C.P.A. DOUGLAS R.McADAM,C.P.A. ACCOUNTING FIRMS(AMP) JESSIE C.PO WELL,C.P.A. JAMES L.SOREN,C.P.A. KIRK G.STITT,C.P.A. AMERICAN INSTITUTE OF NOM L.TEASLEY,C.P.A.DAVID P.TATTLEUTTLE,C.P.A. SOREN • McADAM ♦ BARTELLS CERTIFIED PUBLIC ACCOUNTANTS CERTIFIED PUBLIC ACCOUNTANTS, INC. PRIVATE COMPANIES PRACTICE SECTION Independent Auditors' Report To the Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California We have audited the accompanying combining financial statements of the Municipal Water Department of the City of San Bernardino, California as of and for the year ended June 30, 1998 as listed in the table of contents. These financial statements are the responsibility of the Municipal Water Department's management. Our responsibility is to express an opinion on these financial statements based on our audit. We did not audit the financial statements of the West End Water Development, Treatment and Conservation Joint Powers Authority, the San Bernardino Public Safety Authority, or the San Bernardino/Colton Rapid Infiltration Extraction Project which represent 17.0 and 1.0 percent of the total assets and operating revenues, respectively, of the Municipal Water Department. Those financial statements were audited by other auditors whose reports have been furnished to us, and our opinion, insofar as it relates to the amounts included for these organizations and project, is based on the reports of the other auditors. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note 1,the financial statements present only the Municipal Water Department and are not intended to present fairly, in all material respects, the financial position of the City of San Bernardino, California, and the results of its operations and cash flows of its proprietary fund types,in conformity with generally accepted accounting principles. -1- 2068 Orange Tree Lane,Suite 100 ♦ PDsT OB'ice Box 8010 ♦ Redlands,CA 92375-1210 ♦ (909)798-2222 ♦ (909)824-5110 ♦ Fax(909)798-9772 Riverside Office • B.R.Sharp Financial Center ♦ 2155 Chicago Avenue.Suite 100 ♦ Riverside.CA 92507 • (909)683-0672 ♦ Fax(909)686-7780 In our opinion, based on our audit and the reports of other auditors, the financial statements referred to above present fairly, in all material respects,the financial position of the Municipal Water Department of the City of San Bernardino, California as of June 30, 1998, and the results of its operations and its cash flows for the year then ended, in conformity with generally accepted accounting principles. As discussed in Note 1, the Municipal Water Department retroactively changed its method of accounting for investments as of June 30, 1997. Our audit was conducted for the purpose of forming an opinion on the financial statements taken as a whole. The supplementary information shown on pages 34 through 51 is presented for purposes of additional analysis and is not a required part of the basic financial statements. The supplementary information, except for management supplied data on pages 38 through 47 on which we express no opinion, was-aubjected to the auditing procedures applied in the audit of the financial statements and, in our opinion, based on our audit and the reports of other auditors, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. SOREN ♦ McADAM ♦ BARTELLS Certified -Public'Accountants, Inc. Redlands, California October 30, 1998 By: Jessie C. Powell, CPA -2- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet June 30, 1998 (With Comparative Information for June 30, 1997) m Water Sewer Combined _ Utility Utility Eliminations 1998 1997 ASSETS Current assets Cash and cash equivalents $2,145.193 $ 3,170,532 5 5,315,725_ $ 5,881,165 Investments 5,177,721 7,652,521 12,830,242 13,525,470 Accounts receivable,net 2,962,720 3,035,442 6,018,162 6,518,822 Interfund receivable 112,714 4,820 $(117,534) Related parties receivable 205,820 145,312 351,132 373,904 Inventory 1,214,920 160,537 1,375,457 1,517,820 Prepaid expenses 115,883 175.680 291.563 350.68 Total current assets 11,954.971 14.344.844 (117.534) 26.182 281 28,167.8 Restricted assets Cash and cash equivalents 1,451,573 1,451,573 Investments 885,592 7,748,065 8,633,657 11,622,630 Notes receivable 219,414 219,414 509,602 Interest receivable 28 124,836 124,864 152,886 Related parties receivable 183 34,078 34,261 40,482 Taxes receivable 16,107 16,107 Other 1.991 1.991 3,372 Total restricted assets 2,355,474 8.126.393 10.481 867 12,328,972 The accompanying notes are an integral part of these financial statements. -3- s Water Sewer Combined UNity Utility Eliminations 1998 1997 LIABIUMS AND FUND EQUITY Current liabilities Current portion of notes payable $ 1,414,486 S 1,414,486 $ 1,368,672 Current portion of obligations under capital leases $ 84,694 84,694 80,339 Accounts payable 1,591,223 762,360 2,353,583 3,722,029 Interfund payable 4,820 112,714 $(117,534) Related parties payable 683,958 411,006 1,094,964 1,000,842 Accrued expenses 9,539 193,479 203,018 199,193 Accrued compensation 1,438,084 599,666 2,037,750 1,814,210 Deposits for performance bonds and other charges subject to refund 647 647 48 Consumer deposits, advance payments, and credit available 370,241 370,241 235,137 Deferred revenue 22.776 Total current liabilities 4.183.206 3.493.711 (117.534) 7.559.383 8.443.246 Current liabilities payable from restricted assets Current portion of certificates of participation 943,480 943,480 1,543,896 Current portion of bonds payable 811,085 811,085 455,000 Accounts payable 30,256 30,256 21,895 Accrued interest payable 62,112 996,891 1,059,003 1,204,335 Consumer deposits 871.886 871.886 818.237 Total current liabilities payable from restricted assets 1.775.339 1.940.371 3.715.710 4.043.363 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet June 30, 1998 (With Comparative Information for June 30, 1997) Water Sewer Combined utility Utility Eliminations 1998 1997 Property,plant,and equipment, and water rights Property,plant,and equipment,and water rights $88,180,191 $162,483,435 $250,663,626 $249,821,903 Less accumulated depreciation and amortization (33,979.349) (30.804,369) (64.783 718) (58,172,26 54,200,842 131,679,066 - 185,879,908 191,649,641 Construction in progress 10,860,326 6.799.300 17.659.626 10.315.120 Total property,plain,and equipment,and water rights,net 65,061,168 138.478.366 203.539.534 201,964,761 Other assets Idle assets 254,860 254,860 266,721 Issuance costs of certificates of participation and bonds,net of accumulated amortization 154.177 178.791 332.968 263,572 Total other assets 409,037 178.791 587.828 530,293 Total assets $79.780.650 5161.128,394 $(117.534) $240,791,510 $242,991,890 The accompanying now are an integral part of these financial statements. -5- Water Sewer Combined Utility Utility Eliminations 1998 1997 Long-term debt Notes payable $31,649,670 $31,649,670 $33,018,782 Obligations under capital kases $ 84,694 84,694 165,033 Certificates of participation 36,487,958 36,487,958 45,746,841 Bonds payable 8,173,584 8,173,584 1,080,000 8,258,278 68,137,628 76,395,906 80,010,656 Less current portion of notes payable (1,414,486) (1,414,486) (1,368,672) Less current portion of obligations under capital leases (84,694) (84,694) (80,339) Less current portion payable from restricted assets (811,085) (943,480) (1,754565) (1,998,89 Total long-term debt 7,362,499 65,779,662 73,142,161 76,562749 Total liabilities 13,321,044 71,213 744 $(117,534) 84,417 254 89,049,358 Fund equity Contributed capital 45,671,600 59,626,528 105,298,128 101,659,996 Retained earnings 20,788,006 30,288,122 51,076 128 52,282,536 Total fund equity 66,45906 89,914,650 156374 256 153,942,53 Total liabilities and food equity $79,780,650 $161,128394 $(117.534) $240,791,510 $242991890 -6- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Operations For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30. 1997) Water Sewer Combined Utility Utility Eliminations 1998 1997 Operating revenues Charges for services $12,630,547 $16,558,904 $ (4,526) 529,184,925 $31,194,982. _. Other operating revenues 1,590.147 171.766 (730,704) 1,031,209 2.067,871 Total operating revenues 14.220.694 16,730.670 (735,230) 30.216.134 33.262.853 Operating expenses Administration and customer service 3,427,523 (1,747) 3,425,776 3,342,182 -- Engineering, operations, and distribution administration 134,722 1,173,606 (588,042) 720,286 691,988 Plant operations 2,679,143 5,425,406 (17,641) 8,086,908 8,625,640 - Maintenance 620,126 1,554,836 (17,326) 2,157,636 2,404,790 Environmental control 192,044 (56) 191,988 291,820 Distribution 2,232,631 (43,390) 2,189,241 2,117,541 Engineering 912,797 912,797 800,294 General administration and overhead 2,207,458 2,906,497 (67,040) 5,046,915 5,983,007 _ Depreciation and amortization 2,376,301 4,518,957 6,895,258 6,744,977 Bad debt expense 45.486 40.335 12 85.833 132.936 Total operating expenses 14 636,187 _ 15,811,681 (735.230) 29.712.638 31,135.175 Operating income(loss) _ (415,493) 918.989 503.496 2,127,678 Nonoperating revenues(expenses) Investment income 586,469 1,343,132 1,929,601 1,955,454 Rental income 50,578 29,347 79,925 76,823 Net loss on capital assets and inventory items (9,764) (440) (10,204) (65,802) Interest expense and fiscal charges (493,361) (3,453,035) (3,946,396) (4,383,479) - Amortization of issuance costs (9,250) (9,623) (18,873) (18,873) All other-net 247.896 8,147 256.043 36.184 Total nonoperating revenues (expenses) 372.568 (2.082.472) (1.709,904) (2,399.693) Net loss S (42,925) $(1.163.483) $ S(1.206,408) $ (272.015) The accompanying notes are an integral part of these financial statements. -7- ' MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Changes in Fund Equity For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined Utility Utility 1998 1997 Contributed capital Balance, beginning of year $43,089,079 $58,570,917 $101,659,996 S 94,174,124 Add nonoperating credits and adjustments Charges to property o%mers for capital purposes: Contributions in aid of construction 182,946 182,946 274,536 Impact fees for service connections 432,650 432,650 432,550 Impact fees for capacity rights-net of repurchases, refunds,and wraeoffs 679,062 679,062 751,795 East trunk line fees 102,251 102,251 106,688 Grants from government agencies for capital improvements 1,966,925 274,298 2,241,223 5,920.303 Balance, end of year 45,671,600 59,626,528 105,298,128 101,659.996 Retained earnings Balance, beginning of year 20,830,931 31,451,605 52,282,536 52,554,551 Net loss (42.925) (1.163.483) (1.206,408) (272,015) Balance, end of year 20,788.006 30.288.122 51.076.128 52,282.536 Total equity, end of year $66.459.606 589,914.650 $156.374,256 5153,942,532 The accompanying notes are an integral part of these financial statements. -8- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Flows For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined Utility Utili Eliminations 1998 1997 Cash flows from operating adivities Operating income(loss) $ (415,493) $ 918,989 $ 503,496 $ 2,127,678 Adjustments to reconcile operating income(loss)to net cash provided by operating activities Depreciation and amortization 2,376,301 4,518,957 6,895,258 6,744,977 Bad debt expense 45,486 40,335 85,821 132,936 (Increase)decrease in: Accounts receivable 457,632 (160,595) 297,037 (51,428) Interfund receivable 1,016,312 (4,298) $ 1,012,014 Related parties receivable (41,922) (1,814) (43,736) 132,715 Inventory 101,135 41,229 142,364 (160,979) Prepaid expenses and other assets 19,827 40,673 60,500 8,767 Increase(decrease)in: Accounts payable 66,835 (1,426,924) (1,360,089) 1,667,447 htterfund payable (960,090) (51,924) (1,012,014) Related parties payable 23,852 70,271 94,123 (161,108) Accrued expenses 8,027 (4,202) 3,825 135,296 Accrued compensation 92,090 131,450 223,540 12,619 Deposits for performance bonds and other charges subject to refund 599 599 (163) Consumer deposits, advance - payments, and credit available 188,754 188 754 (342,024) Net cash provided by operating activities 2,979345 4,112 147 - 7,091,492 10 246 73 Cash flows from noncapital and related financing activities Other nonoperating revenues, net 231,789 8,147 - 239 936 36,194 Net cash provided by noncapiral and related financing activities 231,789 8,147 - 239 936 36,184 -9- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Flows For the Year Ended June 30, 1998 (With Comparative Information for the Year Ended June 30, 1997) Water Sewer Combined Utility Utility Eliminations 1998 1997 Cash flows from capital and related financing activities Acquisition of property, plant, and equipment $(4,616,929) $(3,851,447) $ - $(8,468,376) S (7,947,154) Payments received on notes receivable 290,188 290,188 252,523 Charges to property owners for capital purposes 615,596 781,313 1,396,909 1,565,568 Payments on contracts payable (120,788) Grant proceeds from government agencies 2,336,254 2,336,254 2,121,976 Principal payments on notes payable (1,369,111) (1,369,111) (2,069,708) Proceeds from issuance of long-term debt 8,018,023 8,018,023 924,244 Principal payments under capital leases (80,339) (80,339) (82,771) Principal payments on certificates of participation (8,443,606) (895,000) (9,338,606) (1,482,137) Principal payments on bonds payable (5,000) (955,000 (960,000) (455,000) Property taxes received 19,539 Interest paid (571,021) (3,493,690) (4,064,711) (4,407,196) Rent payments received 50.578 29.347 79.925 76.823 Net cash used in capital and related financing activities (2.696.444) (9.463.400) (12.159.844) (11.604.081) Cash flows from investing activities Proceeds from sale of investments 5,733,757 11,805,757 17,539,514 5,072,619 Purchase of investments (5,233,188) (8,622,125) (13,855,313) (4,764,903) Interest received 611.443 1.418.905 2.030 348 1.844.711 Net cash provided by investing activities 1.112.012 4.602.537 5.714,549 2.152.427 Net increase(decrease) in cash and cash equivalents 1,626,702 (740,569) - 886,133 831,263 Cash and cash equivalents at beginning of year 1.970.064 3.911.101 5.881 165 5.049.902 Cash and cash equivalents at end of year $ 3,596.766 S3.170.532 $ $ 6.767 298 S 5,881.165 The accompanying notes are an integral part of these financial statements. -10- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies The Municipal Water Department of the City of San Bernardino, California(a component unit of the City of San Bernardino)(the Department)was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by a Board of Water Commissioners who are appointed by the Mayor of the City of San Bernardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Municipal Water Department of the City of San Bernardino operated three enterprise funds up to the year ended June 30, 1997: the Water Utility Enterprise Fund (Water Utility), the Sewer Utility Enterprise Fund(Sewer Utility), and the Geothermal Utility Enterprise Fund (Geothermal Utility). On July 1, 1997, the operations, assets, and Liabilities of the Geothermal Utility were transferred to the Water Utility. The Water Utility also provides administrative services and contracted services to the Sewer Utility. The accounting policies of the Department conform to generally accepted accounting principles (GAAP) as applicable to governments. The preparation of these financial statements requires management to make estimates and assumptions. Those estimates and assumptions affect the reported amounts of assets,liabilities, revenues, and expenses, as well as the disclosure of contingent assets and liabilities. Actual results could differ from those estimates. Management also determines the accounting principles to be used in the preparation of the financial statements. A description of the significant accounting policies employed in the preparation of these financial statements follows: Change in Method of Accounting and Reporting for Certain Investments and for External Investment Pools During the year ended June 30, 1998,the Department adopted Governmental Accounting Standards Board Statement No. 31,Accounting and Financial Reporting for Certain Investments and for External Investment Pools. GASB No. 31 establishes fair value standards for investments in(a)participating interest-earning investment contracts, (b)external investment pools, (c)open-end mutual funds, (d)debt securities, and(e) equity securities, option contracts, stock warrants, and stock rights that have readily determinable fair values. All investment income, including changes in the fair value of investments, is repotted as revenue in the operating statement. This change had no effect on equity at June 30, 1997. The effect of this change on net income for the year ended June 30, 1998 was an increase of$50,501 and 583,072 on the Water Utility and Sewer Utility, respectively. -11- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Reporting Entity Generally accepted accounting principles require that these financial statements present the accounts of the Department and any of its component units. Component units are legally separate entities for which the Department is considered to be financially accountable or otherwise has a relationship which is such that the exclusion of the entity would cause the financial statements to be misleading. Blended component units are considered, in substance, part of the Department's operations, so the accounts of these entities are to be combined with the data of the Department. Component units which do not meet these requirements are reported in the financial statements as discrete units to emphasize their separate legal status. The Department has determined that it has three component units, all of which qualify to be treated as blended component gaits as follows: West End Water Development. Treatment and Conservation Joint Powers Authori ty On August 15, 1990, the City of San Bernardino joined the West End Water Development,Treatment and Conservation Joint Powers Authority(WEJPA) as a financing vehicle for construction of water facilities. In accordance with the joint powers agreement, title to the WEJPA constructed water facilities will automatically vest with the Department in the Water Utility upon repayment of the certificates of participation issued to fund the construction. The WEJPA is governed by a separate three-member board consisting of one representative from each agency's governing body. The financial statements for the WEJPA are available at the Department. San Bernardino Public Safety Authority On April 1, 1968, the City of San Bernardino and County of San Bernardino formed the San Bernardino Public Safety Authority (PSA), a joint powers authority, as a financing vehicle to construct (1) public safety buildings and (2) improvements to the wastewater treatment plant. According to the original joint powers agreement,title to the PSA-constructed wastewater treatment facility will automatically vest in the City with the residual cash being transferred to the City after the bonds are repaid. PSA is governed by a separate board consisting of three members, one appointed by the San Bernardino City Council and two members appointed by the San Bernardino County Board of Supervisors. Effective with the transfer of the Sewer Utility to the Department, all the assets and activities of PSA 7 related to the wastewater treatment plant were also transferred to the Department pursuant to the enabling resolution of October 1973 and are included in the Sewer Utility. The financial statements of PSA are available at pie Department. -12- i r MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority On August 2, 1994, the City of San Bernardino, through the Department, formed a joint powers authority with the City of Colton to construct, operate, use, and maintain tertiary wastewater treatment, disposal, and water reclamation systems, including the Regional Rapid Infiltration and Extraction Facility (RIX). The Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority is governed by a separate board consisting of four members,two of whom are appointed by the City of San Bernardino through the Department's Board of Water Commissioners and two appointed by the City Council of the City of Colton. Construction of the project was administered by the Santa Ana Watershed Project Authority (SAWPA) and was substantially completed during 1996. Administration and operation of the project was turned over to the Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority at that time. Title to the property will be transferred upon final resolution of construction issues and is expected to occur during the fiscal year 1998-99. Each of the cities, San Bernardino and Colton, has an undivided interest in the real property and any related debt of the RIX project based on a split of 80 percent and 20 percent, respectively. The activities related to the construction, administration and operation of the RIX project are accounted for in the Sewer Utility. Fund Accounting The accounts of the Department are organized and operated on the basis of funds. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and uses them to aid management in demonstrating compliance with finance-related legal and contractual provisions. The Department's financial statements include only enterprise funds which are a proprietary fund type. Enterprise funds are used to account for those operations that are financed and operated in a manner similar to private business or where the Board has decided that the determination of revenues earned, costs incurred and/or net income is necessary for management accountability. Basis of Accounting Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The Department applies all applicable GASB pronouncements in accounting and reporting for its proprietary operations. -13- z 15 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Cash and Investments Cash for the Department is pooled with the City of San Bernardino for investment purposes in order to maximize interest earnings. Such earnings are credited to the various funds within the City of San Bernardino based upon average monthly cash balances. The investment policies and the associated risk factors as they relate to the Department are included in the City's Comprehensive Annual Financial Report. For the purpose of the statement of cash flows, cash and cash equivalents include all highly liquid investments (including restricted assets) with a maturity of three months or less when purchased. Receivables Trade receivables are shown net of an allowance for uncollectible accounts based on management's estimate. Interfund Receivables and Payables _ Transactions between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables/payables" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the noncurrent portion of interfund loans). All interfund transactions are eliminated for financial reporting purposes. Inventories Inventories are valued at the lower of cost, using the average-cost method, or market. Restricted Assets Various resources of the Department are limited as to their use by law or by bond covenants and are classified on the balance sheet as restricted assets. Proceeds of the bonds are restricted for the construction of water and sewer system improvements and for repayment of the bonds. Assessments collected from property owners are restricted for the payment of bond principal and interest. Also, fees imposed on new real estate development are restricted by law for the construction of capital improvements which benefit the development projects. -14- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Issuance Costs and Discount Issuance costs and discounts for certificates of participation and bonds payable are being amortized using the straight-line method over the term of the related certificate or bond which approximates the effective interest method. Issuance costs, discount and deferred finding charges for the series 1998A bonds issued by the Water Utility are being amortized over the term of the bond using the effective interest rate method. Property, Plant, and Equipment and Water Rights Property, plant, and equipment and water rights are recorded at cost. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period, if any. Overhead costs are capitalized at the rate of 24.75 percent of direct construction cost and are reflected in the capitalized value of the asset constructed. Depreciation has been provided for using the straight-line method over the estimated useful lives of the related assets. Useful lives for depreciation purposes are as follows: Wells, pumping plants, reservoirs, and distribution system 8 to 50 years Interceptor lines 50 years Disposal plant 35 to 50 years Leasehold improvements 5 to 25 years Shops, offices, stores, and yards 10 to 20 years Tools and equipment 4 to 20 years Office equipment 5 to 20 years Communication equipment 8 to 10 years Computer equipment 5 to 10 years Automotive equipment 3 to 8 years Equipment leased under capital leases is recorded at cost, and amortization has been provided for using the straight-line method over the estimated useful life. Amortization is included in depreciation expense. Idle Assets Idle assets consist of water wells, pumping plants, reservoirs, and pipelines not in production. -15- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 1. Summary of Significant Accounting Policies (Continued) Compensated Absences Employees gain a vested right to accumulated unpaid vacation based on years of service but cannot accumulate more than two years of accrued vacation. Once each fiscal year, employees with at least three weeks of accrued vacation have the option of receiving payment at their regular rate of pay for one week of accumulated unpaid vacation. Employees' vacation benefits are recognized as a liability of the Department. Sick leave is accumulated without limit for each employee at the rate of 3.7 hours per pay period. Leave with pay is provided when employees are absent for health reasons and employees are entitled to 25 percent of accumulated sick leave with five years of service and a minimum of 480 hours of accumulated sick leave. Upon retirement or death, employees are entitled to 50 percent of accumulated sick leave up to a maximum of 1,152 hours. Accrued sick leave benefits are recognized as a liability of the Department. Fund Equity Reservations of retained earnings are limited to outside third-party restrictions. The Department currently has no reserved retained earnings. The Department's contributed capital represents equity acquired through capital grants and capital contributions from developers, customers, or other funds. Comparative Data for Prior Year Comparative data for the prior year has been presented in selected sections of the accompanying financial statements for comparative purposes and is not intended to be a complete financial statement presentation. For comparative purposes, the prior year data for the Water Utility includes the Geothermal Utility. In addition, certain amounts presented in the prior year have been reclassified in order to be consistent with the current year's presentation. 2. Cash and Investments As of June 30, 1998, the carrying amount of the Department's deposits was S1,527,753 and the bank balance was$1,454,633. Of the bank balance, $129,441 was covered by federal depository insurance and $1,325,191 was collateralized with securities held by the pledging financial institution or its trust department or agent, but not in the Department's name. The Department maintains substantially all of its operating funds in the City of San Bernardino Treasury (an internal investment pool). These funds are reported at market value as determined by quoted market prices. Investment earnings are deposited quarterly into participating funds. Any investment losses are proportionately shared by all funds in the internal investment pool. -16- MUNICIPAL WATER DEPARTMENT # OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 2. Cash and Investments (Continued) The Department's cash and investments include the following components: Cash deposits $ 1,527,753 Internal investment pool with City of San Bernardino 21,510,604 Investments with fiscal agent 5.192.840 _ $28.231.197 The Department's investments are categorized as either(1)insured or registered or for which the securities are held by the Department or its agent in the Department's name, (2) uninsured and unregistered for which the securities are held by the broker's or dealer's trust department or agent in the Department's name, or(3)uninsured and unregistered for which the securities are held by the broker or dealer or by its trust department or agent but not in the Department's name. The Department's investments in the Local Agency Investment Fund and money market funds have not been categorized because securities are not used as evidence of the investments but are an ownership interest in pooled investment funds. Investments are categorized at June 30, 1998 as follows: Cateeory Fair Value 1 2 3 Total Investments U.S. Treasury securities $ 3,349,022 $ 3,349,022 U.S. Government agencies 12,638,029 12,638,029 Other securities 5,476,848 5,476,848 Local Agency Investment Fund 4,299,728 Money Market Funds 925.513 Total investments 26,689,140 Cash on hand and deposits 1.542.057 Total cash and investments $28.231.197 Presented in the balance sheet as: Cash and cash equivalents Current assets $ 5,315,725 Restricted assets 1.451.573 Total cash and cash equivalents 6,767,298 Investments Current assets 12,830,242 Restricted assets 8.633.657 $28.231.197 -17- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 3. Accounts Receivable Accounts receivable consisted of the following at June 30, 1998: Less Net Amount Allowance Receivable Water utility Consumer $2,516,977 $247,297 $2,269,680 Grant funding 664,986 664,986 Other 73.261 25.207 48.054 3.255.224 272,504 2.982.720 Sewer Utility Consumer 2,013,227 158,308 1,854,919 Grant funding 251,522 251,522 Other 942,025 13,024 929.001 3.206,774 171.332 3.035.442 Totals $6.461.998 $443,836 $6.018.162 4. Notes Receivable Notes receivable at June 30, 1998 consisted of the following: Sewer Utility Automated Health Systems Laundry/Medline Industries, Inc. Interest rate: 6.25% Repayment provision: $198,157 annual installments, including interest Balances $186,500 Miscellaneous notes Various parties (for collection of sewer capacity fees) Interest rate: 12% Repayment provision: Interest and principal due at maturity in 1998 Balances 32.914 Total notes receivable $219.414 -18- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 5. Restricted Assets Certain assets are classified as restricted assets because their use is completely restricted by the provisions of loan or grant agreements or bond covenants. The balances of restricted asset accounts at June 30, 1998 follow: Water Utility Customer deposits $ 871,886 A Funds for debt service on South San Bernardino Water District Waterworks Bonds, Series C 29,996 Set asides required under 1990 Water facilities certificates of *+ participation 8,861 Set asides required under series 1998A bonds, project fund 1,425,191 �! Set asides for the purchase of computer equipment, software, i and training 19.540 2,355.474 Sewer Utility Advance sales of capacity rights to property owners under Resolution 84-271, including any interest earnings, restricted for capacity expansion expenditures 312,688 East Valley Water District connection fees, restricted for additional interceptor capacity requirements of the District, including any interest earnings 2,504,755 Construction and other reserves including set asides required under the 1992 Sewer facilities certificates of participation 5.308.950 8.126.393 Total restricted assets $10.481.867 -19- __ ' MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA rNotes to Combining Financial Statements 6. Property, Plant, and Equipment and Water Rights A summary of changes in property, plant, and equipment and water rights follows: Additions Retirements Balance, and and Balance, July 1. 1997 Transfers-in Transfers-out June 30, 1998 Water Utility Sundry land, rights-of-way, service areas, and easements $ 2,372,230 $ 2,372,230 Water rights, wells, pumping plants, reservoirs, etc. 29,474,476 29,474,476 ' Distribution systems 48,414,275 $322,371 $208,272 48,528,374 Shops, office, and store yards 1,132,961 6,801 1,139,762 Tools and equipment 1,845,411 63,980 4,722 1,904,669 Automobiles and trucks 1,917,774 123,862 40,343 2,001,293 Office leasehold improvements 110,175 110,175 Office, computer, and engineering equipment 1,990,300 82,989 16,496 2,056,793 "E" Street property 54,202 54,202 Radio and interoffice communications equipment 301,796 2,184 303,980 Telemetry systems and equipment 75,240 3,210 78,450 Miscellaneous capital items 155,789 2 155.787 87,844,629 $605,397 $269,835 88,180,191 Less accumulated depreciation and amortization 31.870.448 33,979.349 55,974,181 54,200,842 Construction in progress 6.844.266 10.860.326 ' Total property, plant, and equipment and water rights, net $62.818.447 $65,061,168 Details of changes in construction in progress in the Water Utility follow: Balance Balance July 1 1997 Additions Transfers June 30, 1998 United States Environmental Protection Agency Newmark Groundwater Project $4,181,875 $2,570,649 $6,752,524 ' Other miscellaneous projects 2,662,391 1 666 579 $221,168 4,107.802 Totals $6,844,266 $4,237,228 $221,168 $10.860.326 20 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 6. Property, Plant, and Equipment and Water Rights (Continued) During the year ended June 30, 1998, the Department capitalized interest costs of$19,875 in the Water Utility. Balance, Additions and Balance, July 1. 1997 Transfers-in Retirements June 30, 1998 Sewer Utility Land, rights, and easements $ 12,162,672 $140,549 $ 12,303,221 Buildings and plants 143,133,301 119,097 143,252,398 Wells and lines 3,192,217 3,192,217 Tools and equipment 2,471,316 118,034 $ 5,903 2,583,447 Automobiles and trucks 390,737 124,551 15,583 499,705 Office and computer equipment 420,638 25,416 446,054 Miscellaneous capital items 206.393 206.393 161,977,274 $527.647 $21.486 162,483,435 Less accumulated depreciation and amortization 26.301.814 30.804.369 135,675,460 131,679,066 Construction in progress 3.470.854 6.799.300 L Total property, plant, and equipment, net $139.146.314 $138.478.366 Details of changes in construction in progress in the Sewer Utility follow: Balance, Balance, July 1. 1997 Additions Transfers June 30, 1998 Phase DI expansion project $2,614,441 $2,614,441 Other miscellaneous projects 856.413 $3.328.446 4.184,859 Totals $3.470.854 $3.328.446 56.799,300 During the year ended June 30, 1998, the Department capitalized interest costs of$139,765 in the Sewer Utility. -21- MUNICIPAL WATER DEPARTMENT OF TEIE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 7. Operating Leases The Department leases office space from the City of San Bernardino under a noncancellable operating lease terminating in 2002. The following is a schedule of minimum lease payments as of June 30, 1998: Office Space Water Sewer Total For the year ending June 30, 1999 $161,918 $21,802 $183,720 2000 161,918 21,802 183,720 2001 161,918 21,802 183,720 2002 121,439 16.351 137.790 $607,193 $81.757 $688.950 Rental expense for the year ended June 30, 1998 amounted to $207,036. 8. Long-Term Debt The following is a summary of changes in long-term debt obligations for the year ended June 30, 1998: Balance, Balance, June 30, 1998 July 1, 1997 Additions Reductions Total Current Lone-Term Notes payable $33,018,781 $ 1,369,111 $31,649,670 $1,414,486 $30,235,184 Certificates of participation 45,746,842 9,258,884 36,487,958 943,480 35,544,478 Bonds payable 1,080,000 $8,053,584 960,000 8,173,584 811,085 7,362,499 Obligations under capital leases 165.033 80.339 84.694 84.694 $,80.010.656 $8.053.584 $11.668.334 $76.395.906 $3.253.745 573.142,161 Notes Payable Santa Ana Watershed Project Authority (SAWPA) Maturity date: 2011 Interest rate: 3.3% Repayment provisions: Annual principal and interest payments of$279,293 Balances $ 2,914,077 -22- R F MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) San Bernardino Valley Municipal Water District Maturity date: 2013 Interest rate: 7.25% Repayment provisions: Annual principal and interest payments of$456,250 Balances $ 4,090,657 Santa Ana Watershed Project Authority (SAWPA) Maturity date: 2016 Interest rate: 2.8% Repayment provisions: Annual principal and interest payments of$1,761,739 Balances 24.644.936 31,649,670 Less current portion 1.414,486 Long-term portion $30.235.184 The loan through the Santa Ana Watershed Project Authority from the State Water Resources Control Board had been provided for the construction of the San Bernardino/Colton Rapid Infiltration Extraction (RIX) Project. The loan requires the Department to establish a Wastewater Capital Reserve Sinking Fund (WCRF) for expansion, major repair or replacement of wastewater treatment works at one-half of one percent of the total loan amount over a period of ten years. The balance of the WCRF is $520,300 at June 30, 1998. The Department has decided to use the revenues of the Sewer Utility towards repayment of the loan. -23- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements S. Long-Term Debt (Continued) Certificates of Participation Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance c .3 1990 Water Facilities 6.10% 1991 2006 $11,463,581 $215,713 to to 7.00% $1,232,643 $ -0- 1992 Sewer Treatment Plant 6.25% 1992 2018 $41,300,000 $625,000 to to 9.25% $3,385,000 36.795.000 36,795,000 Less unamortized discount 307.042 } 36,487,958 Less current portion payable from restricted assets 943.480 Long-term portion $35.544.478 The City of San Bernardino's independent bond council has determined that no amounts are currently due under IRS Code Section 148(f)(4xB) for the temporary investments of the 1992 Sewer Treatment Plant Certificates of Participation for rebate arbitrage. As of June 30, 1998, $7,765,652 of outstanding 1990 Water Facilities Certificates of Participation are considered in substance defeased through the issuance of the Series 1998A Water and Wastewater Revenue Bonds (see Bonds Payable). Funds have been deposited in an escrow account and will provide for the debt service of the certificates until they mature. The advance refunding met the requirements of an in- substance defeasance, and were removed as a liability of the Department at June 30, 1998. r -24- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Tenn Debt (Continued) Bonds Payable Annual Interest Issue Maturity Original Principal Rates Date Date Amount Installments Balance 1998 Water and Wastewater Revenue Bonds 3.75% 1998 2005 $8,610,000 $860,000 to to 4.40% $1,260,000 $8,610,000 Waterworks Bonds, Series 7.75% 1988 2013 $150,000 $5,000 to $15,000 120,000 San Bernardino Public Safety Authority Refunding Revenue Bonds 5.60% 1973 1998 55,790,000 $185,000 to $475,000 Total bonds payable 8,730.000 Less unamortized discount and deferred advance refunding charge 556.416 8,173,584 Less current portion payable from restricted assets 811.085 Long-term portion $7 36 499 During the year, the Department joined in a pooled financing program of the Association of Bay Area Governments, under which the Series 1998A Water and Wastewater Revenue Bonds were issued. The Department's share of the principal amount of bonds at year-end was $8,610,000. The Department has used $7,765,652 out of the proceeds to defease and prepay in full the principal outstanding on the 1990 Water Facilities Certificates of Participation. A portion of the proceeds has been used to pay the costs incurred in issuing the Series 1998A Water and Wastewater Revenue Bonds and the ruining portion has been set aside to finance a new computerized billing system and miscellaneous water improvement projects. The refinancing is expected to result in aggregate savings of$1,725,342 which is the difference between the amounts required to service the defeased certificates of participation and that required to service the portion of the new bonds which has gone towards defeasement. The present value of these savings has been computed as $304,820. In addition, during the year, the Department paid in full the principal outstanding on the 1973 San Bernardino Public Safety Authority Refunding Revenue Bonds ahead of maturity. -25- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) Capital Leases All leases qualifying as capital leases for accounting purposes have been recorded at the present value of the future minimum lease payments as of the date of their inception. The Department held office and engineering equipment in the amount of$262,432 at June 30, 1998 under capital leases. There was no amortization charged to depreciation expense for these assets during the year since they are currently not in service. The following is a schedule of the future minimum lease payments under these capital lease obligations and the present value of the net minimum lease payments at June 30, 1998: For the year ending June 30, 1999 $89,284 Less amount representing interest 4590 Present value of future minimum lease payments 84,694 Less current portion 84.6 Long-term portion of obligations under capital leases $ The annual requirements to amortize long-term debt subsequent to June 30, 1998 are as follows: June 30, Princinal Interest Total Notes payable 1999 $ 1,414,486 $ 1,082,796 $ 2,497,282 2000 1,462,114 1,035,168 2,497,282 2001 1,511,620 985,662 2,497,282 2002 1,563,095 934,187 2,497,282 2003 1,616,637 880,645 2,497,282 Thereafter 24 081,718 5.617.746 29.699.464 31,649.670 10.536.204 42.185.874 Certificates of participation 1999 943,480 2,392,538 3,336,018 2000 1,013,480 2,303,738 3,317,218 2001 1,088,480 2,208,462 3,296,942 2002 1,168,480 2,106,250 3,274,730 2003 1,253,480 2,032,188 3,285,668 Thereafter 31.020.558 16.835.312 47.855,870 36.487.958 27.878.488 64.366.446 -26- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 8. Long-Term Debt (Continued) June 30 Principal Interest Total Bonds payable 1999 $ 811,085 $ 156,831 S 967,916 2000 857,510 328,587 1,186,097 _ 2001 915,852 291,825 1,207,677 2002 970,329 251,853 1,222,182 2003 1,025,984 208,737 1,234,721 Thereafter 3.592.824 363.148 3.955,972 9,173,584 1.600.981 9.774.565 $76.311.212 $40,015,673 $116.326.885 At June 30, 1998, $785,000 of the 1986 Revenue Refunding Bonds of the Sewer Facility are considered . defeased and are not included as a liability of the Department in these financial statements. 9. Deferred Compensation Plan The Department offers its employees a deferred compensation plan, through the City of San Bernardino, created in accordance with Internal Revenue Code Section 457. The Plan, available to all full-time employees at their option, permits participants to defer a portion of their salary until future years. The deferred compensation is not available to participants until termination,retirement,death,or unforeseeable c emergency. M All amounts of compensation deferred under the plan, aB property, and rights purchased with these r amounts, property, or rights are(until paid or made available to the participant or beneficiary)solely the property of the Department,subject only to the claims of the Department's general creditors. Participants' rights under the plan are equal to those of general creditors of the Department in an amount equal to the fair market value of the deferred account for each participant. It is the opinion of the Department's legal counsel that the Department has no liability for losses under the plan, but does have the duty of due care that would be required of an ordinary prudent investor. The investment and related liabilities due to the employees are included in the City of San Bernardino's Comprehensive Annual Financial Report and cannot be separately determined for the Department. The Department believes it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. -27- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 10. Defined Benefit Pension Plan 1 Qualified employees are covered under a multiple-employer contributory retirement plan maintained by an agency of the State of California, California Public Employees' Retirement System (PERS). Plan Description The Department contributes to PERS,a cost-sharing multiple-employer public employee retirement system defined benefit pension plan administered by PERS. The plan provides retirement and disability benefits, annual cost-of-living adjustments,and death benefits to plan members and beneficiaries. Benefit provisions are established by state statutes, as legislatively amended, within the Public Employees' Retirement law. PERS issues a separate comprehensive annual financial report that includes financial statements and required supplementary information. Copies of the PERS annual financial report may be obtained from the PERS Executive Office, 400 "P" Street, Sacramento, California 95814. Funding Policv Active plan members are required to contribute 7.0 percent of their salary (7.0 percent of monthly salary over$133.33 if the member participates in Social Security) and the Department is required to contribute an actuarially determined rate. The actuarial methods and assumptions required employer contribution rate for fiscal year 1997-98 was 6.172 percent of annual payroll(decreasing to 6.033 percent of pay under a special funding provision effective with the January 1998 payroll period due to the state's direct reimbursement to PERS of the cost of certain legislated benefit increases in the plan). The contribution requirements of the plan members are established by state statute. The Department's contributions to PERS for the years ended June 30, 1998, 1997 and 1996 were $278,035, $434,712, and $499,297, respectively, and equal 100 percent of the required contributions for each year. 11. Postretirement Health Care Benefits In addition to the pension benefits described in Note 11, the Department provides postretirement health care benefits to all employees who retire from the Department on or after attaining age 55 with a minimum of 15 years of service. Retirees are allowed to continue on the health care plan at a set premium. Some employees are eligible to have a portion of that premium reimbursed to them by the Water Department up to $150 per month per retiree. Currently, eleven Water Utility and one Sewer Utility retirees meet those eligibility requirements. The Department pays$16 per month per retiree to PERS for administrative costs of this program and an additional one-half percent administrative charge to PERS for all retirees currently covered under the health benefits plan. Expenditures for monthly premiums are recognized as incurred. During the year ended June 30, 1998, expenditures of$22,137 were recognized for postretirement health care benefits and administrative costs for the Water and Sewer Utilities. -28- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 12. Related Party Transactions Following is a summary of transactions and balances with the City of San Bernardino and its various departments as of and for the year ended June 30, 1998: Revenues City of San Bernardino Revenue from water charges $ 92,721 Revenue from sewer charges 57,622 Revenue from geothermal energy 8,060 Billing and collections charges - refuse 121,544 Billing and collections charges - storm drain 4,607 New services and mains -installation 15,192 Reimbursement - consulting services 8,571 Interest income 1,567,874 Economic Development Aeencv Revenue from geothermal energy 1,910 New services and mains -installation 59,699 Reimbursement - consulting services 7.425 Total revenues from related parties $1.945.225 Expenses City of San Bernardino 10% water revenue $1,385,355 Sewer collection system maintenance 1,284,585 Printing services 4,702 Purchases 701 City Hall rent 183,720 Telephone charges 79,491 Refuse disposal services 72,834 Civil Service 45,000 Legal services and Affirmative Action 105,000 Rideshare coordination 2,010 Permits and engineering services 11,568 Postage 6,763 Relocation of water services 45,600 Workers' compensation - administration charges 63,742 Miscellaneous charges 2.705 Total expenses to related parties $3.293.776 -29- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 12. Related Party Transactions (Continued) Receivables City of San Bernardino Finance Department $287,373 Fire Department 395 Public Services 30,314 Public Works 5,520 Economic Redevelopment Agency 61,532 Animal Shelter 259 Total related parties receivable $385.393 Payables Due to the City of San Bernardino Finance Department - various terms for repayment $1,094,964 The Department collects and transmits to the City of San Bernardino ten percent of collections on gross water revenue and sewer collection system maintenance charges from Sewer Utility customers. These remittances are included in the related party expense shown above. The City of San Bernardino is exempt from all water service charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. The value of the exempt water service charges for the year ended June 30, 1998 was $215,093. 13. Contingencies Grand Jury Investigation The Department is under investigation for alleged violations of the Clean Water Act by the Grand Jury of the United States District Court of the Central District of California. Although management denies any material violations of the Act, the outcome of this investigation or any subsequent actions cannot be determined at this time with any certainty. If the Department were to be found guilty of violations of the Clean Water Act, it could be subject to fines, and those fines could be material to these financial statements. The Department is also a respondent in an administrative action brought by and before the California Regional Water Quality Control Board, Santa Ana Region in connection with reporting of discharges of sewage. The department has denied the allegations and the parties have engaged in mediation followed by arbitration. Although the outcome of this dispute is not presently determinable, it is the opinion of the Department's counsel that its resolution will not have a material adverse effect on the financial condition of the Department. -30- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 13. Contingencies (Continued) Federal and State Grants Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies,principally the federal and state governments. Any disallowed claims,including amounts already collected, may constitute a liability of the Department. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the Department expects such amounts, if any, to he immaterial. Litigation The Department has filed a complaint against the United States of America, Department of Army, in connection with alleged contamination of Camp Ono site. This lawsuit is in the discovery phase and an estimate of recoveries, if any, arising out of this claim cannot be made at this time. The Department is a defendant in various other lawsuits. Although the outcome of these lawsuits is not presently determinable, it is the opinion of the Department's counsel that resolution of these matters will not have a material adverse effect on the financial condition of the Department. Commitments Commitments in the form of signed contracts for costs to complete construction projects or other improvements amounted to $844,564 at June 30, 1998. Risk Management Description The Department's risk management activities are recorded in both of the utility funds. Significant losses are covered by commercial insurance for all major events except workers' compensation, for which the Department retains risk of loss in conjunction with the City of San Bernardino's risk management program for workers' compensation. For insured events, there have been no significant reductions in insurance coverage. Settlement amounts have not exceeded insurance coverage for the current year or the three prior years. Claims Liabilities The Department records an estimated liability for workers' compensation. Claims liabilities are based on estimates of the ultimate cost of reported claims (including future claim adjustment expenses) and an estimate for claims incurred but not reported based on historical experience. Workers' compensation unpaid claims liabilities are not discounted. -31- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Combining Financial Statements 13. Contingencies (Continued) Unpaid Claims liabilities The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 1998: Water Sewer Geothermal Utility Utility Utility Total Liability balance, June 30, 1997 $ 321,718 $ 180,888 $ 17,038 $ 519,644 Claims and changes in estimates 268,900 110,468 (17,038) 362,330 Claim payments (288,621) (186.103) (474.724) Liability balance, June 30, 1998 $ 301,997 $ 105.253 $ - $ 407.250 14. Concentrations Customers The Department serves customers located primarily in the City of San Bernardino, the East Valley, and Loma Linda. Employee Contracts The employees of the Water Department, except for certain management employees, are covered by memorandums of understanding with the Water Department Employees Association and Association of Water Department Mid-Managers as to wages, hours, and other terms and conditions of employment. These agreements are for a two-year period ending in April 2000. 15. Subsequent Event On June 2, 1998, the San Bernardino Public Safety Authority authorized the refunding of the 1992 Certificates of Participation, Sewer Treatment Plant, by issuing 1998 Cross-Over Refunding Sewer Revenue Certificates of Participation. The issuance of the 1998 certificates and refunding of the 1992 certificates was funded on July 1, 1998. The 1998 Refunding Sewer Revenue Certificates have been approved for an amount not to exceed$39,000,000. -32- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA r Notes to Combining Financial Statements 16. Noncash Operating, Investing, and Financing Activities On July 1, 1997, the Water Utility received all of the assets and assumed all of the liabilities of the Geothermal Utility. The assets transferred consisted of the following: Assets transferred in, net of cash overdraft $ 3,577,914 _ Liabilities assumed (1,032,826) Net assets received $ 2,545.088 -33- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Board of Water Commissioners and Organization June 30, 1998 MAYOR OF THE CITY OF SAN BERNARDINO Tom Minor BOARD OF WATER COMMISSIONERS Name Office Mr. Harold W. Willis President Mr. B. Warren Cocke Member Mr. Alton L. Garrett, Jr. Member Mr. Martin A. Matich Member Mr. James H. Urata Member ADMINISTRATION Mr. Berard C. Kersey General Manager Ms. Stacy Aldstadt Deputy General Manager Mr. Joseph F. Stejskal Director: Engineering Construction- Maintenance Mr. John A. Perry, P.E. Director: Water Reclamation Vacant Director of Finance Mrs. Marjorie A. Hoverland Director of Administrative Services Mr. John K. Turnipseed Safety Program Manager ORGANIZATION The City of San Berardino Municipal Water Department was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by a Board of Water Commissioners who are appointed by the Mayor of the City of San Berardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Department operates two enterprise funds: the Water Utility Enterprise Fund and the Sewer Utility Enterprise Fund. Water Service encompasses the City, with the exception of the east end, which is serviced by East Valley Water. Sewer Services encompass all of the City of San Bernardino, East Valley Water, City of Loma Linda, the former Norton Air Force Base and Patton State Hospital. -34- ,1 SUPPLEMENTARY INFORMATION J SA J MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Expenditures of Federal Awards For the Year Ended June 30, 1998 Federal Receipts Program Catalog Program or Revenue Program Title Number Entitlements Recognized Expenditures Federal financial assistance received directly Environmental Protection Agency Superfund state site- specific cooperative agreements (Newmark groundwater contamination site) - major program 66.802 $14,205,737 $1,966,925 $1,966,925 Total Environmental Protection Agency 14,205,737 1,966,925 1,966,925 Total federal awards $14,205.737 $1,966,925 $1,966,925 This schedule is presented on the accrual basis of accounting. -35- w ff MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage Insurance coverage for the Department at June 30, 1998 is summarized below: Reliance National Insurance Company, Policy#NCZC0146458; boiler and machinery coverage - April 30, 1998 to April 30, 1999 Per occurrence limit $10,000,000 Multiple insurance companies and policies, all-risk property coverage, including earthquake and flood - April 30, 1998 to April 30, 1999 as follows: Primary limit- AIG/Lexington Insurance Company, Policy#8522205 $2,500,000 Excess limits - _ Commonwealth Insurance Company, Policy#US2019 $2,500,000 Travelers Insurance Company of Illinois, Policy#7XJPFF246TO91698 $2,175,000 Allianz Underwriters Insurance Company, Policy#CLP 1031220 $2,825,000 TIG Insurance Company, Policy#XPT37954044 $5,000,000 Essex Insurance Company, Policy#MSP2565 $5,000,000 Royal Indemnity Company, Policy#RHD403106 $5,000,000 TIG Insurance Company, Policy#XPT37954044 $4,500,000 Allianz Insurance Company, Policy#CLP 1031220 $3,000,000 Royal Indemnity Company, Policy#RHD 403126 $12,500,000 Associated International Insurance Company, Policy#IM319858 $7,500,000 RLI Insurance Company, Policy#IMF 0029525 $5,000,000 Agricultural Insurance Company, Policy#CPP2626300 $5,000,000 Lloyds of London, Policy#F98/2473/000 $25,000,000 Allianz Underwriters Insurance Company, Policy#CLP1031220 $75,000,000 Reliance Insurance Company, Policy#JK2838890; general liability and personal injury liability - October 30, 1997 to October 30, 1999 Per occurrence limit $1,000,000 Personal and advertising injury limit $1,000,000 Fire damage limit $50,000 Medical expense limit(any one person) $5,000 General aggregate limit $2,000,000 Products/completed operations aggregate limit $2,000,000 Reliance Insurance Company, Policy#JK2838890; commercial automobile coverage - October 30, 1997 to October 30, 1998 Bodily injury/property damage-combined single limit $1,000,000 Uninsured motorist $1,000,000 Medical expense $5,000 Hired/nonowned liability $1,000,000 -36- z MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage (Continued) Steadfast Insurance Company, Policy#SUO 2810874-00; commercial umbrella liability policy - October 30, 1997 to October 30, 1998 Per occurrence limit $10,000,000 Products/completed operations aggregate $10,000,000 General aggregate $10,000,000 Each pollution incident $10,000,000 Retained limit - each occurrence $10,000 Agricultural Insurance Company, Policy#EXC2613987; commercial umbrella liability policy - October 30, 1997 to October 31, 1998 Per occurrence limit $15,000,000 Aggregate where applicable $15,000,000 ` Western Brokers Insurance Services, Policy#POI 001356-1; public official and employer's liability policy - October 30, 1997 to October 30, 1998 $5,000,000 American International Specialty Lines, #819 5815; pollution Liability policy - October 30, 1997 to October 30, 1998 $5,000,000 The Department is self-insured through the City of San Bernardino for workers'compensation liability and material damage to rolling stock. -37- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water System Demographics Physical Changes in Water Utility System 1998 July 1. 1997 Added Removed .tune 30. 1998 Miles of main in service 550.4499 .1178 0.0152 550.5525 Gate valves in system 14,136 99 2 14,233 Fire hydrants in system 4,105 9 4 4,110 Water meters in system 44,397 2,644 2,476 44,565 1997 July 1, 1996 Added Removed June 30, 1997 Miles of main in service 549.4635 1.3264 0.3400 550.4499 Gate valves in system 14,040 107 11 14,136 Fire hydrants in system 4,088 17 0 4,105 Water meters in system 44,214 2,087 1,904 44,397 Water Production/Utilization (Cubic Feet) 1997-98 1996-97 1995-% Water utilization (shown in cubic feet) Water sold to direct customers 1,596,392,100 1,810,738,700 1,792,557,200 Water sold to other agencies 140,192,330 108,660,884 89,067,953 Water sold to or used by City* 79,698.816 91.775.960 102.447.897 1,816,283,246 2,011,175,544 1,984,073,050 Loss and other factors 133,365,478 112,450,699 107,919,218 Loss and other factors percentage 6.840% 5.295% 5.159% Total water sold, used or lost 1.949.648 724 2.123.626.243 2.091 992 268 *Includes exempt water used by the City in the amount of 51,558,300 and 68,560,200 cubic feet for the 1997-98 and 1996-97 years, respectively. -38- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Production June 30, 1998 1997.98 1996-97 1995-96 Total Water Total Water Total Water Per 1,000 Per 1,000 Per 1,000 Amount Cubic Feet Amount Cubic Feet Amount Cubic Feet Summary of total water production and purchased cost Total production, purchases, and supplemental 2,026,126 2,047,915 2,063,136 Production and pumping expenses* $2,526,300 $2,874,992 $2,753,253 Cost of purchased water(including assessments) 2.944 Total expense before depreciation 2,526,300 $1.24686 2,874,992 $1.40558 2,756,197 $1.33593 Depreciation of plant facilities 870.338 0.42956 878.349 0.42890 854.399 0.41413 Totals $3.396.638 $1.67642 $3,753,341 $1.83448 $3.610.596 $1.75006 Summary of costs per acre foot Acre feet 46,513.451 47,013.662 47,363.088 Cost per acre foot before depreciation $54.31 $61.15 $58.19 Cost per acre foot(including depreciation of plant facilities) $73.02 $79.84 $76.23 *Includes operations administration. -39- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Rates Water rates are summarized below: s Single Family Dwelling Unit Minimum Monthly Charge Meter Effective Dates Cubic Foot Size April 1, 1991 November 1, 1989 Allowance 5/8" $6.60 $5.50 500 3/4" $8.80 $7.35 500 1" $10.55 $8.80 500 1-1/2" $18.90 $15.75 500 i 2" $26.40 $22.00 So0 3" $44.90 $37.40 500 4" $76.25 $63.55 500 6" $137.30 $114.40 500 8" $205.90 $171.60 500 10" $257.40 $214.50 500 12" $308.90 $257.40 500 T All water usage in excess of 500 cubic feet per month is at the rate of$32 and $.60 per 100 cubic feet , effective April 1, 1991 and November 1, 1989, respectively. :z Commercial, Landscape, and Industrial Users Minimum Monthly Char¢e Meter Effective Dates a Size April 1. 1991 November 1. 1989 5/8" $6.60 $5.50 3/4" $8.80 $7.35 1" $10.55 $8.80 i 1-1/2" $18.90 $15.75 2" $26.40 $22.00 3" $44.90 $37.40 4" $76.25 $63.55 6" $137.30 $114.40 8" $205.90 $171.60 10" $257.40 $214.50 12" $308.90 $257.40 All water usage per month is at the rate of$32 and $.60 per 100 cubic feet effective April 1, 1991 and November 1, 1989, respectively. -40- - MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water Rates (Continued) Delman Heights Users (Customers formerly served by Southern California Water Company) Minimum Monthly Charge } Meter Effective Dates Size April 1. 1991 November 1, 1989 518' $4.60 $4.60 3/4" $5.50 $5.50 1" $8.80 $8.80 �} 1-i/2" $13.80 $13.80 3 2" $14.90 $14.90 3" $26.60 $26.60 4" $35.00 $35.00 6" $58.50 $58.50 8" $84.00 $84.00 Z Water usage charge on the first 300 cubic feet is at the rate of$30 per 100 cubic feet with water usage over 300 cubic feet at the rate of$.844 per 100 cubic feet for the effective dates of April 1, 1991 and November 1, 1989. Effective July 1, 1995, water furnished for municipal use to the City of San Bernardino is exempt from all water service charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. Water usage in excess of this amount is charged at $.288 per 100 cubic foot. Water furnished for use by the City of San Bernardino for landscape assessment districts or funded from other than the City's general fund is charged at$.288 per cubic foot. All other rates remained unchanged. -41- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sundry Water Statistical Data 1997-1998 1996-1997 Production Percent Production Percent in Cubic Feet Production in Cubic Feet Production Perris Bill 12,082,300 0.66% 5,952,100 0.29% Sierra Way and 16th Street 108,345,300 5.90 106,958,600 5.22 Antil pumping 110,558,300 6.02 97,372,000 4.75 Waterman Avenue pumping 65,645,000 3.57 100,975,900 4.93 Mill and "D" Streets 24,489,400 1.33 29,290,900 1.43 Lytle Creek#1 and#2 211,407,612 11.51 249,683,913 12.20 Secwmbe well - 7th Street plants 121,139,100 6.59 113,110,300 5.52 Cajon Pass and Vincent plant 107,585,000 5.86 109,452,800 5.34 Devils Canyon#1 - #7 114,549,050 6.23 131,031,430 6.40 Newmark#1 -#4 173,641,100 9.45 261,064,200 12.74 19th Street#1 and#2 148,340,400 8.07 165,472,100 8.08 Gilbert Street 60,684,800 3.30 97,630,100 4.77 Lynwood 83,322,600 4.53 39,860,900 1.95 27th Street 5,933,200 .32 28,083,800 1.37 Baseline and California plant 22,726,800 1.24 35,535,200 1.73 Ellena Bros. well Cajon#1, #2 and#3 159,063,000 8.66 175,541,300 8.57 Mallory well and reservoir 25,900,300 1.41 13,207,600 0.64 30th and Mountain View 41,095,062 2.24 63,512,500 3.10 Olive and Garner well 45,237,800 2.46 65,816,600 3.21 LeRoy Street well 19,167,100 1.04 4,563,800 0.22 10th and "J" Street 42,676,300 2.32 34,420,900 1.68 Kenwood well 129,339,300 7.04 115,529,600 5.64 40th Street well 4.508.800 0.25 4.491.800 0.22 1,837,437,624 100.00 2,048,558,343 100.00 Exchange water from East Valley Water Department 112.211.100 75.067.900 Total produced water 1,949,648,724 100.00% 2,123.626.243 100.00% -42- 1995-1996 1994-1995 1993-1994 Production Percent Production Percent Production Percent in Cubic Feet Production in Cubic Feet Production in Cubic Feet Production 14,056,300 0.71% 37,643,000 2.17% 29,805,300 1.72% 133,142,700 6.75 139,819,300 8.07 155,636,900 8.88 85,263,000 4.32 95,007,700 5.48 73,317,200 4.18 56,160,500 2.85 56,777,000 3.27 79,189,400 4.52 17,000,700 0.86 19,770,300 1.14 23,157,100 1.32 196,365,448 9.95 87,336,700 5.04 62,383,100 3.56 93,492,100 4.74 104,208,096 6.01 140,632,000 8.02 112,502,300 5.71 81,299,500 4.69 98,572,200 5.62 128,098,120 6.50 92,209,070 5.32 121,258,501 6.92 233,582,200 11.85 176,697,800 10.19 173,007,339 9.87 136,200,800 6.91 139,418,900 8.04 89,640,700 5.11 117,855,900 5.98 91,160,000 5.26 26,451,100 1.51 136,705,700 6.93 87,714,100 5.06 72,098,600 4.11 9,015,400 0.46 19,434,900 .99 32,483,100 1.87 25,665,300 1.46 18,605,160 1.06 155,425,400 7.88 151,949,400 8.76 151,083,500 8.62 9,292,800 0.47 5,207,400 0.30 5,736,100 0.33 74,113,000 3.76 94,234,800 5.44 103,165,400 5.89 87,164,300 4.42 64,071,600 3.70 80,857,900 4.61 5,903,700 0.30 4,300,200 0.25 19,324,000 1.10 12,346,200 0.63 35,202,900 2.03 44,761,200 2.55 132,997,600 6.75 134,547,300 7.76 154,721,600 8.83 5.552.200 0.28 2.590.700 0.15 3.619.100 0.21 1,971,671,268 100.00 1,733,648,866 100.00 1,752,688,700 100.00 120,321.000 2.091.992,268 100.00% 1,733 648.866 100.00% 1.752.688.700 100.00% -43- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA WATER UTILITY Schedule of Service Area and Customers Number of Active Connections by Classification of User as of June 30, 1993 through June 30, 1998 User TM 1998 1997 1996 1995 1994 1993 Single family residential 31,692 32,105 32,202 32,219 32,355 32,181 Multiple family residential 2,830 2,870 2,900 2,931 2,967 2,960 Commercial/institutional 3,268 3,126 3,115 3,146 3,146 3,172 Other 1.345 1.267 1.200 1.152 1,106 1,106 Total all users, active 39.135 39.368 39.417 39,448 39,574 39,419 Revenue by Class of User Fiscal Year 1997-98 Fiscal Year Percentage of User Class Revenue Annual Revenue Single family residential $ 6,815,362 54.0% Multiple family residential 2,493,207 20.0% Commercial/industrial 2,742,539 22.0% Other and unmetered 579.439 4.0% Total all users $12.630.547 100.0% Largest users: The System had no customer accounting for more than three percent of the revenues for the fiscal year 1997-98. -44- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics Regional Facilities and Collection Treatment System Total Monthly Classification Charge Charge City Charge Rates effective as of June 1, 1995: Residential $13.25 per month $1.35 per month $14.60 Commercial: Multi-family, mobile home parks (4 or more units) $0.75/HCF* $0.15/HCF $0.90/HCF* Retail, commercial, light industrial n on-office, bakeries, markets, theaters, dry cleaners) $1.10/HCF* $0.15/HCF* $1.25/HCF* Auto repair, car wash $1.20/HCF* $0.15/HCF* $1.35/HCF* Offices, motels (without restaurants) $0.95/HCF* $0.15/HCF* $1.10/HCF* Restaurants, hotels (hotels/motels with restaurants) $1.70/HCF* $0.15/HCF* $1.85/HCF* Laundromats $0.90/HCF* $0.15/HCF* $1.05/HCF* Hospitals, convalescent homes $0.80/HCF* $0.15/HCF* $0.95/HCF* Schools, churches, nursery schools, daycares $0.50/HCF* $0.15/HCF* $0.65/HCF* Industry $826.67/MG $264.22/1,000 LBS BOD (Discharge flow) $324.28/1,000 LBS SS Rates effective as of January 1, 1994: Residential $13.55 per month $1.35 per month $14.90 Commercial: Multi-family, mobile home parks (4 or more units) $0.80/HCF* $0.15A-ICF $0.95/HCF* Retail, commercial, light industrial (nonoffice, bakeries, markets, theaters, dry cleaners) $1.15/HCF* $0.15/HCF* $1.30/HCF* Auto repair, car wash $1.25/HCF* $0.15/HCF* $1.40/HCF* Offices, motels (without restaurants) $1.00/HCF* $0.15/HCF* $1.15/HCF* Restaurants, hotels (hotels/motels with restaurants) $1.75/HCF* $0.15/HCF* $1.90/HCF* Laundromats $0.95/HCF* $0.15/HCF* $1.10/HCF* Hospitals, convalescent homes $0.85/HCF* $0.15/HCF* $1.00/HCF* Schools, churches, nursery schools, daycares $0.55/HCF* $0.15/HCF* $0.70/HCF* Industry $908.33/MG $264.22/1,000 LBS BOD (Discharge flow) $324.28/1,000 LBS SS *HCF = Per 100 cubic feet of water usage. -45- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics (Continued) .tune 30. 1998 Residential Nonresidential Total Number of connections City of San Bernardino 32,517 3,711 36,228 East Valley Water District 16,420 1,089 17,509 City of Loma Linda 3.438 545 3.983 52.375 5.345 57.720 Annual billings City of San Bernardino** $5,091,718 $4,505,248 $ 9,596,966 East Valley Water District 2,588,101 1,402,504 3,990,605 City of Loma Linda 537.770 862.410 1.400.180 $8.217.589 $6.770.162 $14.987.751 Average monthly billings City of San Bernardino $424,310 $375,437 $ 799,747 East Valley Water District 215,675 116,875 332,550 City of Loma Linda 44.814 71.867 116.681 $684.799 $564.179 $1.248.978 **The billings to the City of San Bernardino are net of collection system costs. -46- June 30, 1997 June 30, 1996 Residential Nonresidential Total Residential Nonresidential Total 32,693 3,723 36,416 32,790 3,719 36,509 15,526 1,106 16,632 15,278 1,116 16,394 3,119 554 3,673 3.245 428 3,673 51,338 5,383 56,721 51,313 5,263 56,576 $5,183,721 $4,919,644 $10,103,365 $5,187,316 $4,907,909 $10,095,225 2,571,861 1,457,114 4,028,975 2,428,930 1,528,957 3,957,887 491,122 790.874 1,281,996 526,411 820,232 1346,643, $8,246,704 $7,167,632 $15,414,336 $8,142,657 $7,257,098 $15,399,755 $431,977 $409,970 $ 841,947 $432,276 $408,992 $ 841,268 214,322 121,426 335,748 202,411 127,413 329,824 40,927 65.906 106,833 43,868 68,353 112,221 $687,226 $597,302 $1,284,528 $678,555 $604,758 $1.283,313 -47- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Certificates of Participation Schedule San Bernardino Public Safety Authority Principal Payments (Net of Principal Unamortized Unamortized Interest Date Due Payments Discounts Discounts) Interest Total-. Rate 8-1-1998 $ 1,196,269 $ 1,196,269 925% 2-1-1999 $ 960,000 $ 16,520 $ 943,480 1,196,269 2,139,749 9.25% 8-1-1999 1,151,869 1,151,869 9.25% 2-1-2000 1,030,000 16,520 1,013,480 1,151,869 2,165,349 925% 8-1-2000 1,104,231 1,104,231 9.25% 2-1-2001 1,105,000 16,520 1,088,480 1,104,231 2,192,711 9.25% 8-1-2001 1,053,125 1,053,125 6.25° 2-1-2002 1,185,000 16,520 1,168,480 1,053,125 2,221,605 625% 8-1-2002 1,016,094 1,016,094 625% 2-1-2003 1,270,000 16,520 1,253,480 1,016,094 2,269,574 6.25% 8-1-2003 976,406 976,406 6.25% 2-1-2004 1,360,000 16,520 1,343,480 976,406 2,319,886 6.25% 8-1-2004 933,906 933,906 6.25% 2-1-2005 1,460,000 16,520 1,443,480_ 933,906 2,377,386 6.25° 8-1-2005 888,281 888,281 625% 2-1-2006 1,565,000 16,520 1,548,480 888,281 2,436,761 625% 8-1-2006 839,375 839,375 625% 2-1-2007 1,680,000 16,520 1,663,480 839,375 2,502,855 6.25° 8-1-2007 786,875 786,875 625% 2-1-2008 1,800,000 16,520 1,783,480 786,875 2,570,355 6?5% 8-1-2008 730,625 730,625 6.25% 2-1-2009 1,930,000 16,520 1,913,480 730,625 2,644,105 6.25% 8-1-2009 670,312 670,312 6.15% 2-1-2010 2,070,000 16,520 2,053,480 670,312 2,723,792 6.25% 8-1-2010 605,625 605,625 6.15% 2-1-2011 2,220,000 16,520 2,203,480 605,625 2,809,105 6.25% 8-1-2011 536,250 536,250 6.25% 2-1-2012 2,385,000 16,520 2,368,480 536,250 2,904,730 675% 8-1-2012 461,719 461,719 6.25% 2-1-2013 2,555,000 16,520 2,538,480 461,719 3,000,199 6.25% 8-1-2013 381,875 381,875 6.25% 2-1-2014 2,740,000 16,520 2,723,480 381,875 3,105,355 6.25% 8-1-2014 296,250 296,250 6.25% 48- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Certificates of Participation Schedule San Bernardino Public Safety Authority (Continued) Principal Payments (Net of Principal Unamortized Unamortized Interest Date Due Payments Discounts Discounts) Interest Total Rate 2-1-2015 $ 2,940,000 $ 16,520 $ 2,923,480 $ 296,250 $ 3,219,730 6.25% 8-1-2015 204,374 204,374 6.25% 2-1-2016 3,155,000 16,520 3,138,480 204,375 3,342,855 6.25% 8-1-2016 105,781 105,781 6.25% 2-1-2017 3,385,000 9.682 3.375,318 105.784 3,481.102 6.25% $36,795,000 $307.042 $36,487.958 $27.878,488 $64.366.446 Funds used for the Primary Hydraulic Reliability Project, remodel of the administration laboratory building, and design of 3A secondary treatment. -49- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Series 1998A Water and Wastewater Revenue Bonds Unamortized Discounts and Principal Principal Deferred Payments Interest Date Due Payments Char¢es (Net) Interest Total Rate 10-1-1998 $ 860,000 $ 53,915 $ 806,085 $ 147,531 $ 953,616 4.00% 10-1-1999 970,000 117,490 852,510 319,675 1,172,185 3.75% 10-1-2000 1,015,000 104,149 910,851 283,300 1,194,151 3.90% 10-1-2001 1,055,000 89,671 965,329 243,715 1,209,044 4.05% 10-1-2002 1,095,000 74,016 1,020,984 200,988 1,221,972 4.15% 10-1-2003 1,160,000 57,338 1,102,662 155,545 1.258,207 4.20% 10-1-2004 1,195,000 39,360 1,155,640 106,825 1,262,465 4.30% 10-1-2005 1,260,000 20 477 1,239,523 55.440 1.294.963 4.40% $8,610,000 $556,416 $8.053.584 $1.513.019 $9.566.603 Funds used to defease and prepay 1990 Certificates of Participation issued to finance construction of reservoirs, wells and mains, and to finance future improvements of Water Facilities. -50- MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Bond Schedule - General Obligation Waterworks Bonds, Series C Interest Date Due Payments Interest Total Rate 9-1-1998 $ 4,650 $ 4,650 7.75% 3-1-1999 $ 5,000 4,650 9,650 7.75% 9-1-1999 - 4,456 4,456 7.75% 3-1-2000 5,000 4,456 9,456 7.75% 9-1-2000 4,263 4,263 7.75% 3-1-2001 5,000 4,263 9,263 7.75% 9-1-2001 4,069 4,069 7.75% 3-1-2002 5,000 4,069 9,069 7.75% 9-1-2002 3,875 3,875 7.75% 3-1-2003 5,000 3,875 8,875 7.75% 9-1-2003 3,681 3,681 7.75% 3-1-2004 5,000 3,681 8,681 7.75% 9-1-2004 3,488 3,488 7.75% 3-1-2005 5,000 3,488 8,488 7.75% 9-1-2005 3,294 3,294 7.75% 3-1-2006 10,000 3,294 13,294 7.75% 9-1-2006 2,906 2,906 7.75% 3-1-2007 10,000 2,906 12,906 7.75% 9-1-2007 2,519 2,519 7.75% 3-1-2008 10,000 2,519 12,519 7.75% 9-1-2008 2,131 2,131 7.75% 3-1-2009 10,000 2,131 12,131 7.75% 9-1-2009 1,744 1,744 7.75% 3-1-2010 10,000 1,744 11,744 7.75% 9-1-2010 1,356 1,356 7.75% 3-1-2011 10,000 1,356 11,356 7.75% 9-1-2011 969 969 7.75% 3-1-2012 10,000 969 10,969 7.75% 9-1-2012 580 580 7.75% 3-1-2013 15,000 580 15,580 7.75% $120.000 $87,962 $207.962 Bonds related to water system improvements for South San Bernardino Water District,which was acquired by the Department in 1991. -51-