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HomeMy WebLinkAbout1991-5304 r""'~ '- "'-" ~ 1 2 3 4 5 6 7 8 RESOLUTION NO. 5304 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AUTHORIZING, ON BEHALF OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, THE BORROWING OF FUNDS FROM THE SAN BERNARDINO JOINT POWERS FINANCING AUTHORITY IN A TOTAL AGGREGATE PRINCIPAL AMOUNT OF NOT TO EXCEED $28,000,000 TO UNDERTAKE ADDITIONAL REDEVELOPMENT PROJECTS AND TO REFUND ITS OUTSTANDING CENTRAL CITY REDEVELOPMENT PROJECT, TAX ALLOCATION REFUNDING BONDS, ISSUE OF 1985, AUTHORIZING THE FORM OF CERTAIN LEGAL DOCUMENTS RELATED THERETO AND AUTHORIZING AND Directing THE PREPARATION, EXECUTION AND DELIVERY OF THE FORMS THEREOF 9 10 the Redevelopment Agency of the City of San Bernardino (the 11 12 13 14 WHEREAS, the city of San Bernardino (the "City") and "Agency") have heretofore entered into a Joint Exercise of Powers Agreement establishing the San Bernardino Joint Powers Authority (the "Authority") for the purpose of issuing its bonds to be used to make loans to any of its members to finance public capital 15 16 17 18 19 20 21 22 23 24 25 26 27 improvements; and WHEREAS, the Authority proposes at this time to issue its not to exceed $28,000,000 San Bernardino Joint Powers Authority Tax Allocation Refunding Bonds, 1991 Series A (Central City Merged Project), (the "Bonds") to make a loan (the "Loan") to the Agency in a total principal amount of not to exceed $28,000,000 to undertake additional redevelopment projects and to refund its Central City Redevelopment Project Tax Allocation Refunding Bonds,- Issue of 1985 (the "Prior Bonds"); and WHEREAS, the Loan to the Agency from the Author i ty shall be made pursuant to and in accordance with that certain 28 III ~ - 1 - 1 Loan Agreement dated as of October 1, 1991 (the "Loan -, '- 2 Agreement"), by and among the Agency, the Authority and security 3 Pacific National Bank, as trustee (the "Trustee"), a form of 4 which has been prepared and is presently on file with the 5 Secretary of the Commission; and 6 7 WHEREAS, Miller & Schroeder Financial, Inc., as 8 prospective underwriter of the Bonds (the "underwriter") has 9 informed the Authority that it intends to submit an offer to 10 purchase the Bonds and shall cause to be prepared a Preliminary 11 Official Statement and an Official Statement relating to such 12 Bonds as may be necessary in the sale and marketing of the Bonds, 13 a form of.which is presently on file with the Secretary of the 14 Authority; and ~ 15 16 WHEREAS, the Agency is authorized pursuant to Section 17 33601 of the Health and Safety Code of the State of California to 18 borrow moneys for redevelopment purposes; and 19 20 WHEREAS, the Commission has determined to approve the 21 borrowing by the Agency of a certain amount representing proceeds 22 of the sale of the Bonds under the Loan Agreement for the purpose 23 of refunding the Prior Bonds; and 24 25 WHEREAS, the Commission has duly considered such 26 transaction and wishes at this time to approve said transaction 27 in the public interests of the Agency; '"-' 28 III - 2 - (p 1 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION l"''''' ',- 2 ACTING ON BEHALF OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: 3 4 5 6 7 8 9 10 11 12 13 C 14 15 16 17 18 section 1. Determinations. The Commission hereby finds and determines that the issuance of the Bonds by the Authority will result in significant public benefits, consisting of demonstrable savings in any and all of the following: effective interest rates, bond preparation, bond underwriting or bond issuance costs. section 2. Authorization of Loan: Approval of Loan Aqreement. The Commission hereby authorizes and approves the Loan to be made to the Agency by the Authority in the total principal amount of not to exceed $28,000,000 pursuant to and in accordance with the terms of the Loan Agreement for the purpose of undertaking additional redevelopment projects and refunding its Prior Bonds. The Commission hereby approves the form of the 19 Loan Agreement as presently on file with the Secretary of the 20 commission, together with any changes therein or additions 21 thereto as may be approved by the Chairman and as necessary to 22 incorporate the principal amount, interest rate, maturity and 23 prepaYment dates, pledge of security thereunder and such other 24 terms and conditions when such terms and conditions have been 25 ascertained. The Commission hereby further authorizes and 26 directs that the form of the Loan Agreement be converted into the 27 final form of the Loan Agreement. The Chairman, Vice-Chairman or 28 such other members of the Commission are hereby authorized and -3- lp 1 ,,- ""-', 2 3 4 5 6 7 8 9 10 11 12 14 ~ 15 16 17 18 19 20 21 22 23 24 25 26 27 28 directed to execute and deliver, and the Secretary or Assistant Secretary is hereby authorized and directed to attest to and affix the seal of the Commission to, the final form of the Loan Agreement when the same has been prepared for and in the name of and on behalf of the Agency and such execution and delivery shall be deemed to be conclusive evidence of the approval thereof. The proceeds of the Loan shall be applied by the Agency to undertake additional redevelopment projects and to refund its Prior Bonds. The Commission hereby authorizes the delivery and performance of the Loan Agreement. section 3. Official Actions. The Chairman, Vice- 13 Chairman and other members of the Commission, the Secretary, Assistant Secretary, counsel to the Commission, the Executive Director of the Agency, Agency Counsel and any and all other members and officers of the Commission and the Agency are hereby authorized and directed, for and in the name and on behalf of the Agency, to do any and all things and to take any and all actions, including execution and delivery of any and all assignments, certificates, requisitions, agreements, notices, consents, instruments of conveyance, warrants and other documents which they, or any of them, may deem necessary or advisable in connection with the execution and delivery of the Loan Agreement and the consummation of the transactions described herein and therein. The Commission hereby acknowledges that, in connection wi th the authorization of the issuance of the Bonds by the - 4 - lp '-' .~ 1 Authority pursuant to the Indenture, a form of which is presently 2 on file with the Secretary of the Authority, the Underwriter has 3 submitted the proposed bond transactions to certain municipal 4 bond insurance companies for consideration in connection with the 5 issuance of municipal bond insurance policies insuring paYment of 6 the principal of and interest on the Bonds and to certain 7 municipal bond rating agencies for consideration in connection 8 with the rating of the Bonds. 9 III 10 I I I 11 I I I 12 I I I 13 I I I 14 I I I 15 I I I 16 I I I 17 I II 18 I I I 19 I I I 20 I I I 21 I I I 22 III 23 III 24 I I I 25 III 26 I I I 27 I I I 28 III - 5 - (p 1 ,.- ........ 2 3 4 5 6 '- ""-"' RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AUTHORIZING, ON BEHALF OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, THE BORROWING OF FUNDS FROM THE SAN BERNARDINO JOINT POWERS FINANCING AUTHORITY IN A TOTAL AGGREGATE PRINCIPAL AMOUNT OF NOT TO EXCEED $28,000,000 TO UNDERTAKE ADDITIONAL REDEVELOPMENT PROJECTS AND TO REFUND ITS OUTSTANDING CENTRAL CITY REDEVELOPMENT PROJECT, TAX ALLOCATION REFUNDING BONDS, ISSUE OF 1985, AUTHORIZING THE FORM OF CERTAIN LEGAL DOCUMENTS RELATED THERETO AND AUTHORIZING AND DIRECTING THE PREPARATION, EXECUTION AND DELIVERY OF THE FORMS THEREOF section 4. Effective Date. This Resolution shall 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 take effect from and after the date of its passage and adoption. I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community Development Commission of the City of San Bernardino at a Joint Requ1ar meeting thereof, held on the 16th day of September 1991, by the following vote, to wit: ABSENT ABSTAIN NAYS commission Members: AYES x x ESTRADA REILLY HERNANDEZ MAUDSLEY MINOR POPE-LUDLAM MILLER x x x x x this J. Henderson 16th The foregoing resolution is day of September , 1991. Chairman opment Commission San Bernardino Approved as to form and legal content: By: .ht.--.... ~~~~~ ~ ~~;V=zl ?A, lp \ - 6 - .~""",^, .'-- .'~~ '- 1 STATE OF CALIFORNIA ) COUNTY OF SAN BERNARDINO) ss 2 CITY OF SAN BERNARDINO ) 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 I, Kenneth J. Henderson Secretary of the Community Development Commission of the City of San Bernardino, DO HEREBY CERTIFY that the foregoing and attached copy of Community Development Commission of the City of San Bernardino Resolution No. 5304 is a full, true and correct copy of that now on file in this office. IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the Community Development Commission of the ci ty of San Bernardino this 16th day of September , 1991. secr~he community Development Commission of the City of San Bernardino 8Boo\0111 \DOC\3 - 7 - Lp \ .P"''' 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 "-' i~ '-' ,-. COMMUNITY DEVELOPMENT COMMISSION CITY OF SAN BERNARDINO, CALIFORNIA AGENDA September 16, 1991 Item: RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AUTHORIZING, ON BEHALF OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, THE BORROWING OF FUNDS FROM THE SAN BERNARDINO JOINT POWERS FINANCING AUTHORITY IN A TOTAL AGGREGATE PRINCIPAL AMOUNT OF NOT TO EXCEED $28,000,000 TO UNDERTAKE ADDITIONAL REDEVELOPMENT PROJECTS AND TO REFUND ITS OUTSTANDING CENTRAL CITY REDEVELOPMENT PROJECT, TAX ALLOCATION REFUNDING BONDS, ISSUE OF 1985, AUTHORIZING THE FORM OF CERTAIN LEGAL DOCUMENTS RELATED THERETO AND AUTHORIZING AND DIRECTING THE PREPARATION, EXECUTION AND DELIVERY OF THE FORMS THEREOF Action to be Taken: Adopt Resolution. Certified copy of Resolution to be returned to Sabo & Green, A Professional Corporation. SBEO/01111DOC/3 09/10/9103210 G Draft 9/04/91 pt-,. - $ SAN BERNARDINO JOINT POWERS FINANCING AUTHORITY TAX ALLOCATION REFUNDING BONDS, 1991 SERIES A (CENTRAL CITY MERGED PROJECT) BOND PURCHASE AGREEMENT , 1991 San Bernardino Joint Powers Financing Authority 300 North "0" Street San Bernardino, California 92418 Ladies and Gentlemen: Miller &: Schroeder Financial, Inc. (the "Underwriter") hereby offers to purchase upon the terms and conditions hereinafter specified, $ aggregate principal amount of San Bernardino Joint Powers Financing Authority Tax Allocation Refunding Bonds, 1991 Series A (Central City Merged Project) (the "Bonds") to be issued by the San Bernardino Joint Powers Financing Authority (the "Authority"). The Authority will issue the Bonds pursuant to a resolution adopted /""" " on , 1991 (the "Resolution"). The Bonds are described on '- Exhibit A attached hereto and will be offered and sold pursuant to an Official Statement (the "Official Statement"). If and when accepted by you, this document shall constitute our Bond Purchase Agreement (the "Agreement"). It is our understanding that the Bonds are to be issued pursuant to the Marks-Roos Local Bond Pooling Act of 1985 contituting Article 4 (commencing with Section 6584), Chapter 5 of Division 7 of Title 1 of the Government Code of the State (the "Act") and under the Resolution. The proceeds of the Bonds will be used to make a loan to the Redevelopment Agency of the City of San Bernardino (the "Agency"), to be applied by the Agency to (i) advance refund its $21,000,000 Tax Allocation Refunding Bonds, Issue of 1985 (the "1985 Bonds"), (ii) assist in financing land acquisition and public improvements (the "Project") in the Central City Merged Redevelopment Project (the "Project Area"), (iii) fund in part the Agency's Low and Moderate Income Housing Fund relating to the Project Area, and (iv) pay other costs associated with the implementation of the Project. The Bonds are payable from the repayments of the Agency loan, which are secured by a pledge of the Agency's Tax Revenues. The Bonds will be sold by the Underwriter as described in the Official Statement. All capitalized terms not otherwise defined herein shall have the meaning assigned to them in the Indenture of Trust dated as of October 1, 1991 (the "Inde~ture"). 1. Representations of the Authority. The Authority hereby represents, warrants and agrees that both at the date hereof and at the date of closing that: (a) The Authority is a public entity of the State of California, duly organized and existing under and pursuant to the Constitution and laws of the State 1 ~ .............., ,-,< of California. The Act authorizes the Authority to adopt the Resolution and to enter into the Loan Agreement and the Indenture. '- (b) To the best of its knowledge the Authority has complied with all provisions of California law, including the Act, in connection with the authorization and issuance of the Bonds, and has full power and authority to adopt the Resolution and to execute and deliver this Agreement, the Resolution, the Indenture, the Loan Agreement, and any and all other agreements relating thereto and to carry out the terms thereof. ~ (c) The Resolution has been duly and validly adopted. This Agreement and any other documents related to the Bonds, when executed and delivered as contemplated by this Agreement, will have been duly and validly authorized, executed and delivered, will be in full force and effect and will be valid and binding obligations of the Authority enforceable in accordance with their terms, except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency or other laws affecting creditors' rights generally. The Resolution, the Indenture, the Loan Agreement, and this Agreement shall be in the form heretofore submitted to us and approved by us with only such changes as mutually agreed upon by us and the Authority. (d) The Authority has duly authorized all necessary action to be taken by it for (i) the authorization, and sale of the Bonds upon the terms set forth herein and in the Resolution; (ii) the execution and delivery by it of the Resolution and the Indenture providing for the issuance of and security for the Bonds and the pledge by the Authority of Revenues sufficient to pay the principal and interest on the Bonds; and (Hi) the execution, delivery, receipt and due performance of this Agreement, the Bonds, the Resolution, the Indenture, the Loan Agreement, and any and all such other agreements and documents as may be required to be executed, delivered and received by the Authority in order to carry out, give effect to and consummate the transactions contemplated hereby. Executed counterparts of the Resolution, the Indenture, the Loan Agreement, and this Agreement, will be delivered by the Authority at the Closing Time as hereinafter defined. (e) The Bonds when issued and delivered as provided herein and in the Resolution and Indenture, will have been duly and validly authorized and issued and will be entitled to the benefits and security of the Resolution and the Indenture which among other things provide that the Bonds and the interest thereon are payable solely from Revenues (except to the extent paid out of moneys attributable to the Bonds or refunding bond proceeds or the income from the temporary investment thereof and, under certain circumstances, proceeds of insurance, sale and condemnation awards) and not from any other fund or source and do not constitute a debt of the Authority within the meaning of any constitutional or statutory limitation. (f) The Official Statement does not contain any untrue statement of a material fact or omit to stat~ a material fact required to be stated therein in order to make the statements contained therein not misleading. By offical action of the Authority prior to or concurrently with the acceptance hereof, the Authority has duly authorized and approved the use and distribution of the Official Statement. (g) The Authority will cause the proceeds from the sale of the Bonds to be utilized as specified in the Resolution. So long as any of the Bonds are 2 Cp , , outstanding and except as may be authorized by the Resolution, the Indenture, or - the Loan Agreement, the Authority will not issue or sell any bonds or other '-' obligations, other than the Bonds sold thereby and additional bonds permitted to be issued and sold as provided in the Resolution, the Indenture, or the Loan Agreement, the interest and premium, if any, or principal of which will be payable from the Revenues and will not pledge the Revenues other than to the payment of the Bonds and additional bonds permitted to be sold as provided in the Resolution, the Indenture, or the Loan Agreement, and the interest thereon, except as provided in the Resolution, the Indenture, or the Loan Agreement. (h) There is no action, suit, proceeding, inquiry or investigation at law or in equity or before or by any court, public board, or body pending or, to the knowledge of the Authority, threatened against or affecting the Authority (or any basis therefor) wherein an unfavorable decision, ruling or finding would have a material adverse effect on the validity or security of the Bonds, the Resolution, this Agreement, the Indenture, or the Loan Agreement, or the transactions contemplated thereby, or the tax exempt status of the Bonds. (i) The adoption of the Resolution and the execution and delivery of the Indenture, the Loan Agreement, or this Agreement, and the other agreements contemplated hereby and by the Official Statement, and the substantial compliance with the provisions thereof, will not conflict with or result in a material breach of any of the terms and provisions of, or constitute a material default under, any existing law, court or administrative regulation, decree or order, or any agreement, indenture, mortgage, lease or other instrument to which the Authority is subject or by which it is or may be bound. "'--- G) Any certificates signed by an authorized officer of the Authority and delivered to the Underwriter at closing shall be deemed a representation and warranty by the Authority to the statements made therein. (k) The Authority is not now in default, nor has the Authority been in default at any time since September 1, 1976, as to principal or interest with respect to any obligations issued by the Authority or predecessor to the Authority. (1) The Preliminary Official Statement, dated , which has been provided to the Underwriter, is deemed final as of its date, except for the omission of certain information permitted to be omitted by Regulation Section 240.15c2-12(b)(1) promulgated by the Securities and Exchange Commission. 2. Purchase, Sale and Delivery of the Bonds. On the basis of the representations and warranties and subject to the terms and conditions set forth herein, the Authority agrees to sell, and the Underwriter agrees to purchase at the Closing Time and at the Closing Date (as hereafter defined), the total principal amount of the Bonds at a purchase price of $ plus interest accrued from the date of the Bonds to the Closing Date. Payment for the Bonds shall be made in same day funds by a wire transfer of those funds at the offices of Bond Counsel, or some other mutually agreeable place at ten o'clock a.m. prevailing time on , or at such other date, time and place agreed upon by appropriate officers of the Authority and the Underwriter against delivery of the Bonds to the Underwriter. The date of such payment and delivery is herein called the "Closing Date" and the hour and date of such delivery and payment is herein called the "Closing Time". The Bonds will be delivered in fully registered form, '- 3 ~ - ~ '- bearing CUSIP numbers (provided neither the printing of a wrong number nor the failure to print a number shall constitute cause to refuse delivery of any Bond). 3. Covenants of the Authority. The Authority shall: (a) cooperate in qualifying the Bonds for offer and sale under the Blue Sky laws of California, provided that the Authority shall not be required to consent to service of process or qualify to do business in any state or jurisdiction; (b) at the Underwriter's request, refrain from taking any action, or permitting any action to be taken with regard to which the Authority may exercise control, or take any action reasonably necessary to assure or maintain the exclusion of interest on the Bonds from gross income of the Owners thereof for federal income tax purposes pursuant to the Internal Revenue Code of 1986, as amended; (c) if, at any time for a period of ninety (90) days after the date of the Official Statement, an event pertaining to the Authority, the Agency, the City of San Bernardino, the Project Area or the Tax Revenues shall have occurred as a result of which it is necessary to amend or supplement the Official Statement or to make the statements therein not untrue nor misleading or to make the Official Statement comply with any state Blue Sky law (subject to 3(a) above), and the Authority shall have received actual notice of such event, the Authority will notify the Underwriter promptly thereof and cooperate with the Underwriter in preparing an appropriate amendment or a supplement that will correct the statements in the Official Statement in order to make the statements therein not untrue or misleading; - (d) fully comply with and assume all expenses incurred in fully complying with all regulatory requirements imposed by the State of California or any federal regulatory authority as may have jurisdictions herein, including, but not limited to, all expenses incurred and required in the preparation and filing of such interim and annual financial information and reports as may be required to maintain the registration of the Bonds, or exemptions from registration, as the case may be, copies of all of which the Authority agrees to promptly furnish to the Underwriter at such time as the same may be filed in the office of any such state or federal regulatory authority; (e) On or before the date hereof, as may be reasonably requested by the Underwriter, the Authority agrees to assist the Underwriter in causing the delivery to the Underwriter of copies of the Official Statement in sufficient quantities and in the time required to permit the Underwriter to comply with Regulation Section 240.15c2-12(b)(4) promulgated by the Securities and Exchange Commission and with the rules of the Municipal Securities Rulemaking Board. 4. Conditions of Underwriter's Obligations. The obligations of the Underwriter to purchase and pay for the Bonds are subject to the following conditions: (a) The representations and warranties of the Authority contained herein shall be true and correct as of the date hereof and the Closing Date. ,A'",,:A$'... '-" 4 y . . (b) At the Closing Date, the Authority shall have performed all of its obligations hereunder theretofore to be performed. (c) At the Closing Date, there shall be delivered to the Underwriter: (i) an opinion of Bond Counsel, in the form set forth in Appendix C to the Official Statement, together with a reliance letter addressed to the Underwriter, and an opinion of Bond Counsel in the form set forth in Exhibit A hereto; (ii) an opinion of the counsel to the Authority, addressed to the Authority, the Underwriter, counsel to the Underwriter, and Bond Counsel in form and substance satisfactory to the Underwriter; and (Hi) an opinion of the counsel to the Agency, addressed to the Authority, the Underwriter, counsel to the Underwriter, and Bond Counsel in form and substance satisfactory to the Underwriter; and (iv) an opinion of Underwriter's counsel, Holmes & Graven, Chartered, addressed to the Underwriter, in form and substance satisfactory to the Underwriter, covering such legal phases of the transactions contemplated by this Agreement as the Underwriter may reasonably require. In rendering the above opinions, counsel may rely upon customary certificates. ""-" (d) The Bonds, the Resolution, the Indenture, the Loan Agreement, in substantially the forms existing on the date hereof, with such changes therein as may be mutually agreed upon by the parties thereto and the Underwriter, shall have been duly authorized, executed and delivered by the respective parties thereto and such agreements and the Resolution shall be in full force and effect on the Closing Date. (e) All proceedings and related matters in connection with the authorization, issue, sale and delivery of the Bonds shall have been satisfactory to Bond Counsel and counsel for the Underwriter, and such counsel shall have been furnished with such papers and information as they may have reasonably requested to enable them to pass upon the matters referred to in this subparagraph. (f) The Authority shall have furnished or caused to be furnished to the Underwriter on the Closing Date certificates satisfactory to the Underwriter as to the accuracy of its representations and warranties contained herein as of the date hereof and as of the Closing Date and as to the performance by it of its obligations hereunder to be performed at or prior to the' Closing Date. (g) The Bonds shall be exempt from registration pursuant to the Securities Act of 1933, as amended; and the Resolution and the Indenture and related security instruments. shall be exempt from qualification pursuant to the Trust Indenture Act of 1939, as amended. (h) The Bonds shall be registered or exempt from registration for sale in the State of California. #'~'''. '-' 5 lp - (i) The Authority shall have delivered to the Underwriter all documentation requested by the Underwriter relating to the City of San Bernardino, the Authority, the Agency, and the Project or any documents required by the Underwriter to secure the interests of the holders of the Bonds. '-' 0> The Underwriter shall have received a verification report from verifying the suffiency of the escrow deposit for the purpose of defeasing the 1985 Bonds. (k) The Underwriter shall have received an opinion of Bond Counsel that the 1985 Bonds have been legally defeased in accordance with their terms. (1) The Agency shall have delivered to the Underwriter a certificate to the effect that the information contained in the Official Statement under the headings "The Agency" and "The Project Area" does not contain any untrue statement of a material fact or omit to state any material fact necessary in order to make the statements contained therein, in light of the circumstances under which they were made, not misleading. . All proceedings taken at or prior to the Closing Date in connection with the authorization, issue and sale of the Bonds shall be satisfactory in form and substance to the Underwriter and counsel to the Underwriter, and the Underwriter and counsel to the Underwriter shall have been furnished with all such documents, certificates and opinions as the Underwriter and counsel to the Underwriter may request to evidence the accuracy and completeness of any of the representations, warranties or statements, the performance of any covenants of the Authority, or the compliance with any of the conditions herein contained. \~ All such opinions, certificates, letters and documents will be in compliance with the provisions hereof only if they are in all material respects satisfactory to the Underwriter and to counsel for the Underwriter, as to which both the Underwriter and such counsel shall act reasonably. If any conditions of the Underwriter's obligation hereunder to be satisfied prior to the Closing Date are not so satisfied, this Agreement may be terminated by the Underwriter by notice in writing or by telegram to the Authority. The Underwriter may waive in writing compliance by the Authority of any one or more of the foregoing conditions or extend the time for its performance. 5. Offerinp: by Underwriter. The Underwriter intends to offer the Bonds for sale to the public (which may include selected dealers) as set forth in the Official Statement. Concessions from the public offering price may be allowed to selected dealers. It is understood that the initial public offering price and concessions set forth in the Official Statement may vary after the initial public offering. It is further understood that the Bonds may be offered to the public at prices other than the par value thereof. The net premium on the sale of the Bonds, if any, shall accrue to the -benefit of the Underwriter. The Authority hereby confirms the authority and use by the Underwriter of the Official Statement. 6. Representations, Warranties and Agreements to Survive Delivery. The representations, warranties, indemnities, agreements and other statements of the Authority and the Underwriter or their officers set forth in, or made pursuant "-'" 6 l( SEP 09 '91 15:27 HOLMES & GRAVEN P.3 , , ,fI""" ."- . to, this Agreement will remain op~rative and in full force and effect regardless of any investigation made by or on behalf of the Authority or the Underwriter or any controlling person and will survive delivery of and payment tor the BondS. '1. Payment of Costs and Expenses. . ~ J '1. :'- (a) Whether or not the Authority delivel'$ the Bonds to the Underwriter on the Closing Date, the Underwritel" shall be under no ~bligation to pay, and the Authority shall pay or ~use to' be paid out of Bond proceeds or otQitr funds, any expenses incident to the performance ot the Authority's obligations hereunder, including, 1)ut not limited to, the cost of printing the Bonds, the Preliminary Official Statement and the Official Statement and furnishing copies thereof to the Underwriter, the fees and expenses, it any, of Bond Counsel, the fees and expenses of counsel to the Agency, the fees and expenses, if any, of Special Tax Counsel, the initial lees and expenses, it any, of the Trustee, and the fess and expenses, it any, of any' other counsel, consultants, accountants or other experts retained by the Authority In connection with the issuance and sale of the Bonds. The estimated issUance expenses of the Autho~ity incident to the performance of the Au~orlty's obligations hereunder 81'e set forth in Exhibit C hereto. (b) The Underwriter shall pay its own expenses, including fees ot. counsel to the Underwriter and all advertising expenses incurred in connection with the public ofterlng .of the Bonds. 8. Termination of AiTeement. The Underwriter shall have the right to terminate this Agreement and thereupon be relieved ot ita obUgations hereund~1" to purchaSe the Bonds, by written notice or by telegram to the Authority ot its election so to do between the date hereof and the Closing Date, it at any time hereafter and prior to the Closing Date: (a) legislation shall be introduced, or a tentative decision with respect to legislation sball be reached by' a committee of the House of Representatives or the Seriate of the Congress of the United States or legislation shall be favorably reported by such a committee or be Introduced, by amendment or otherwise, in, or be enacted by the House of Representatives or the Senate, or recommended to the Congress of the United States for passage by the President of the United States, or a decision by a court established under Article m of the Constitution ot the United States, shall be rendered, or a ruling~ regulation or order of the Treasury Department ot the United States or the Internal Revenue Service shall be made or proposed having the purpose or effect of impostor Federal income taxation, or any other event shall have occurred which results In the imposition of Pederallnaome taxation, upon revenues or oth.er income of the general. character to be derived by the Authority.or by any simllar body or upon interest received on obliptions of the general character of the Bonds, or the Bonds, which, in the Underwriter's opinion. materiallY adversely affects the market price of the Bonds;. (b) any legislation, ordinance, rule or regulation shall be introduced in, or be enacted by.any governmental body. department or agency in the State of California, or a decision by any court of competent jurisdiction within the State of California shall be rendered which, in the Underwriter's opinion, materially adverseiy atfects the market price of the Bonds; --.. . . (c) legislation shall be introduced, by amendment or otherw1s.e, in, or be enacted by the Hou.se of Representatives or the Senate of the Congress ot the '1 ~ United States, or a decision by a court of the United States shall be rendered, or a - stop order, ruling, regulation or official statement by, or on behalf of, the '-' Securities and Exchange Commission or other governmental agency having jurisdiction of the subject matter shall be made or proposed, to the effect that the issuance, offering or sale of obligations of the general character of the Bonds, or the Bonds, contemplated hereby or by the Official Statement, is or would be in violation of any provision of the Securities Act of 1933, as amended and as then in effect, or the Securities Exchange Act of 1934, as amended and as then in effect, or the Trust Indenture Act of 1939, as amended and as then in effect, or with the purpose or effect of otherwise prohibiting the issuance, offering or sale of obligations of the general character of the Bonds, or the Bonds, as contemplated hereby or by the Official Statement; (d) any event shall have occurred, or information become known, which, in the Underwriter's opinion, makes untrue, incorrect or misleading in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains an untrue, incorrect or misleading statement of a material fact or omits to state a material fact required to be stated therein or necessary to make the statements made therein, in light of the circumstances under which they were made, not misleading; (e) additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange; .--.. (f) the New York Stock Exchange or other national securities exchange, or any governmental authority, shall impose, as to the Bonds or obligations of the general character of the Bonds, any material restrictions not now in force, or increase materially those now in force, with respect to the extension of credit by, or the charge to the net capital requirements of, underwriters; (g) trading in securities on the New York Stock Exchange or the American Stock Exchange shall have been suspended or limited or minimum prices have been established on either such exchange; (h) a general banking moratorium shall have been established by Federal or applicable State authorities; (i) a default shall have occurred with respect to the obligations of, or proceedings have been instituted under the Federal bankruptcy laws or any similar state laws by or against, any state of the United States or any city located in the United States having a population in excess of one million persons or any entity issuing obligations on behalf of such a city or state; G> any action shall have been taken by any government in respect of its monetary affairs which, in the opinion of the Underwriter, has a material adverse effect on the United States securities market; --- (k) a war involving the United States shall have been declared, or any conflict involving the armed forces of the United States shall have escalated, or any other national emergency relating to the effective operation of government or the financial community shall have occurred, which, in the Underwriter's opinion, materially adversely affects the market price of the Bonds; 8 ~ ,- (1) a default shall occur under any of the terms, conditions or requirements of this Agreement; or """- (m) general political, economic and market conditions, in the sole judgment of the Underwriter, shall not be satisfactory to permit the sale of the Bonds. 9. Notice and Governin~ Law. All communications hereunder shall be in writing and, except as otherwise provided, shall be delivered at, or mailed or telegraphed to, the following addresses: If to the Underwriter: Miller & Schroeder Financial, Inc. 505 Lomas Santa Fe Drive, Suite 100 Solana Beach, California 92075 If to the Authority: at the address set forth above This Agreement shall be governed by and construed in accordance with the laws of the State of California. 10. Parties in Interest. This Agreement shall be binding upon and shall inure to the benefit of the Underwriter, the Authority, and, to the extent expressed, any person controlling the Authority, or the Underwriter and their respective executors, administrators, successors and assigns, and no other person shall acquire or have any right under or by virtue of this Agreement. The term "successors and assigns" shall not include any purchaser, as such, from the Underwriter of the Bonds. ,:"'~"'*' c~ 11. Time. Time shall be of the essence of this Agreement. 12. Counterparts. This Agreement may be executed in any number of counterparts. If the foregoing is in accordance with your understanding of the Agreement, kindly sign and return to us the enclosed duplicate copies hereof, whereupon it will become a binding agreement between the Authority and the Underwriter in accordance with its terms. Very truly yours, MILLER & SCHROEDER FINANCIAL, INC. By Its Authorized Representative Confirmed and accepted as of the date first above written. SAN BERNARDINO JOINT POWERS FIN~UTHORITY By ~Y:rc- Its ~ 9 ~ EXHIBIT A ,.,.,... -- Maturity Date ( 1) Principal Amount Interest Rate $ 96 0_ - 10 \p ~ EXlllBIT B [Supplemental Opinion of Bond Counsel] ""- ''''"-' 11 ~ EXlUBIT C "-' Estimated Issuance Expenses /"".,,,,,,, ~ ,~" "-' 12 ~