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HomeMy WebLinkAbout22-Water CITY OF SAN BERNARDINO - REQUEST FOR COUNCIL ACTION o Rl1lillAL From: Stacey R. Aldstadt, General Manager Subject: Receive and File - Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2008 Dept: Water Date: 1/28/2009 M&CC Meeting Date: 312/2009 Synopsis of Previous Council Action: Similar action taken each year following completion of the annual Audit Report Recommended motion: That the Mayor and Council receive and file the Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2008. Sign~ tl1.-~ Contact person: Stacev R. Aldstadt. General Manaqer Phone: 384-5091 Supporting data attached: Yes Ward: FUNDING REQUIREMENTS: Amount: N/A Source:(Acct. No.) Water DeDartment (Acct. DescriDtion) Finance: Council Notes: 75-0262 Agenda Item No. 22 3.2-ocr CITY OF SAN BERNARDINO - REQUEST FOR COUNCIL ACTION STAFF REPORT Subject: Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2008. Background: The firm of Mayer Hoffman McCann PC, has completed the Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2008. This report was presented to and accepted by the Board of Water Commissioners at their meeting of January 20, 2009. Financial Impact: None. Recommendation: That the Mayor and Common council receive and file the completed Annual Audit of the Water Department's Water and Sewer Utilities for the fiscal year ending June 30, 2008. MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Financial Statements Year ended June 30, 2008 (This page intentionally left blank.) MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Financial Statements Year ended June 30, 2008 TABLE OF CONTENTS Paqe FINANCIAL SECTION Independent Auditors' Report Management's Discussion and Analysis Basic Financial Statements: Statement of Net Assets Statement of Revenues, Expenses, and Changes in Net Assets Statement of Cash Flows Notes to Basic Financial Statements 1 5 14 17 18 20 SUPPLEMENTARY INFORMATION Other Information: Board of Water Commissioners and Organization 51 Schedule of Insurance Coverage 52 Schedule of Water System Demographics 55 Schedule of Water Production 56 Schedule of Water Rates 57 Schedule of Sundry Water Statistical Data 58 Schedule of Service Area and Customers 60 Schedule of Sewer Rates and Statistics 61 Schedule - 1992 Certificates of Participation, San Bernardino Public Safety Authority 64 Schedule - 1998 Refunding Sewer Revenue Certificates of Participation, San Bernardino Public Safety Authority 65 Bond Scheduie - General Obligation Waterworks Bonds, Series C 66 Report on Compliance and Other Matters and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 67 (This page intentionally left blank.) , Mayer Hoffman McCann An Independent CPA Finn Com'ad GOVfftrnmeii1t Ser\i'ic~;s Dh!is~'(v!' 2301 Dupont Drive, Suite 200 Irvine, California 92612 949A14,2020 ph 949.263.5520 fx www.mhm-pc.com Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of each major fund of the Municipal Water Department of the City of San Bernardino ("Department"), as of and for the year ended June 30, 2008, which collectively comprise the Department's basic financial statements, as listed in the table of contents, These financial statements are the responsibility of the management of the Department. Our responsibility is to express opinions on these financial statements based on our audit. The prior year summarized partial comparative information has been derived from the financial statements of the Department for the year ended June 30, 2007 and, in our report dated January 4, 2008, we expressed an unqualified opinion on those financial statements, We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation, We believe that our audit provides a reasonable basis for our opinion, As discussed in Note 1, the financial statements present only the financial activities of the Department and are not intended to present fairly, in all material respects, the financial position of the City of San Bernardino, California, and the results of its operations and cash flows of its proprietary fund types, in conformity with accounting principles generally accepted in the United States of America, In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Department, as of June 30, 2008, and the respective changes in financial position and cash flows of the Department for the year then ended in conformity with accounting principles generally accepted in the United States of America, As described further in note 7 to the financial statements, the Department changed its method of accounting for post employment benefits for fiscal years ending on or after June 30, 2008, Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California Page Two The information identified in the accompanying table of contents as management's discussion and analysis is not a required part of the basic financial statements, but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the Department's basic financial statements. The schedules listed in the table of contents as supplementary information are presented for purposes of additional analysis and are not a required part of the basic financial statements. These schedules have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. In accordance with Government Auditing Standards, we have also issued a report dated December 20, 2008 on our consideration of the Department's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. ...w..,,- h',.;c..-~ /??<~~...."/'L. Irvine, California January 20, 2009 2 MANAGEMENT'S DISCUSSION AND ANALYSIS 3 (This page intentionally left blank.) 4 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) As management of the San Bernardino Municipal Water Department (Department), a department of the City of San Bernardino, California (City), we offer the readers of the Department's financial statement a narrative overview and analysis of the financial statements for the fiscal years ended June 30, 2008. The Department operates the water system for the City and sewer treatment for the City, the City of Loma Linda, California, and portions of the area served by East Valley Water District. We encourage the readers to consider the information presented here in conjunction with the accompanying financial statements. All amounts, unless otherwise indicated, are expressed in thousands of dollars. Financial highlights The Department is comprised of two major operating funds; the water utility and the sewer utility. The assets of the Department exceeded its liabilities at the close of fiscal years 2008 and 2007 by $248,054 and $238,367, respectively. Of these amounts, $32,305 and $22,890 respectively; were available to meet the Department's ongoing obligations to creditors and customers (the unrestricted net assets). The Department's net assets have increased by $9,687 and $16,136 respectively. Unrestricted net assets represent 58% and 46% of annual operating expenses for fiscal years 2008 and 2007, respectively. Overview of the financial statements This discussion and analysis letter is intended to serve as an introduction to the Department's financial statements. The Department operation is accounted for as an enterprise fund of the City. These financial statements include the activities of the Department and provide comparative information for the preceding two fiscal years. Information regarding citywide financial results is available in the City's Comprehensive Annual Financial Report. The Department's financial statements are comprised of two components: 1) financial statements, and 2) notes to the financial statements. Included as part of the financial statements are the balance sheets, statement of revenues, expenses and changes in net assets, and statements of cash flow. The balance sheets present the assets and liabilities with the difference reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of the improvement in or deterioration of the financial condition of the Department. The statements of revenues, expenses and changes in fund assets present information indicating how the Department's net assets have changed during the most recent two fiscal years. Results of operations are recorded using the accrual basis of accounting, whereby transactions are reported as underlying events occur, regardless of the timing of cash flows. Thus, revenues and expenses are reported in these statements for some items that will result in cash flow in future fiscal periods. The statement of cash flows presents the fiows of cash and cash equivalents during the last fiscal years, including certain restricted amounts. The notes to the financial statements provide additional information essential to the full understanding of the data provided in the financial statements. 5 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) Water Utility: Financial analvsis As noted earlier, net assets may serve over time as a useful indicator of an entities' financial position. The water utility's assets exceed liabilities by $148,064 and $138,303 at June 30, 2008 and 2007, respectively. Over 88% of the water utility's net assets are represented by its investment in capital assets, such as wells, reservoirs, treatment facilities and the distribution system; less any related outstanding debt used to acquire those assets. The water utility utilizes these assets to provide service to customers. Therefore, these assets are not available for future spending. Resources necessary to repay the outstanding debt is funded by other sources, such as operations. Approximately 6% of the water utility's net assets represent resources that are subject to external restrictions on how they may be used. These restrictions are for items such as debt repayment and other legally restricted purposes. The remainder represents the unrestricted portion which may be used to meet the water utility's ongoing obligations to creditors and customers. Condensed statements of net assets 2008 2007 2006 Assets: Current and other assets $ 97,561 91,461 91,573 Net utility plant 143,254 130,861 115,269 Total assets $ 240,815 222,322 206,842 Liabilities: Long-term liabilities, net $ 83,672 75,269 76,034 Current liabilities 9,078 8,750 8,087 Total liabilities $ 92,750 84,019 84,121 Invested in capital assets, net $ 129,943 122,081 106,036 Restricted 8,407 11,294 8,720 Unrestricted 9,714 4,928 7,965 -.------- $ !\Jet alis,,,tS?tYSl<)r em! 148064 138.303 . 122.7?1 Assets Total assets of the water utility as of June 30, 2008 and 2007 were $240,815 and $222,322, respectively, representing an increase of $18,493. Net capital assets increased $9,761, comprised of an increase in the internal investment in capital assets of $7,862, and an increase in unrestricted cash of $4,786, partially offset by a reduction in restricted funds of $2,887. 6 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) Liabilities Total liabilities as of June 30, 2008 and 2007 were $92,750 and $84,019, respectively, representing an increase of $8,731. Most significantly, the water utility obtained a second $10,000 note from the California Infrastructure and Economic Development Bank to fund improvements in the City's northwest expansion. Net assets Total net assets as of June 30, 2008 and 2007 were $248,054 and $238,367, respectively, representing and increase of $9,686. Net assets invested in capital, net of debt, increased $3,347 due to continued expansion and refurbishment of water transmission and distribution infrastructure and sewer treatment facilities. The water utility's statement of revenues, expenses and changes in net assets are for the years ended June 30 are summarized as follows: 2008 2007 2006 Revenues: Saie of water $ 25,295 26,244 19,703 Other operating revenues 2,042 1,988 2,058 Investment income 1,613 1,181 401 Non operating income (net) 2,459 2,467 3,151 Capital contributions 11,398 11,931 13,766 Total revenue $ 42,807 43,965 39,079 Expenses: Operations & maintenance $ 15,4 70 14,862 22,874 Administration 12,494 9,143 8,477 Depreciation 4,490 4,065 3,482 Interest expense 592 313 366 Total expense $ 33,046 28,383 25,199 Changes in net assets $ 9,761 15,582 13,880 Net assets at beginning of year 138,303 122,721 108,841 1'-!~s..etS_at Ye?E.end ~_148.06L__ ..1.~...3.03 . ._1<'.2 721...._.._.._ Revenues Total revenues for fiscal year ended June 30, 2008 are $42,807 compared with $43,965 in fiscal year 2007. The decrease of $1,158 is due in part to lower water sales and a decrease in capital contributions caused by the slow-down in the local economy. Expenses Total expenses for fiscal year ended June 30, 2008 are $33,046 as compared with $28,383 in fiscal year 2007. The increase of $4,662 is a result of numerous variances including a one-time recognition of prior unapplied overhead costs ($1,339), recognition of GASB 45 future medical retirement benefits ($973) and an increase in supplemental water purchases ($741). 7 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 3D, 2008 and 2007 (in thousands) Transfers Transfers to the City's General Fund, as defined by City Charter, are equal to a maximum of 10% of water service revenues of the prior fiscal year. Water service revenues include revenue from the sale of water and other fees and services. Capital assets Description: Land and easements $ Wells and pumping plant Distribution Plant and facilities Other capital Construction work in process Total capital assets $ Accumulated depreciation ~'c~~~t cilRital q~lJ;>.\)ts 2008 2,945 61,989 100,339 2,317 13,189 15,445 196,224 ( 52,970) $143,254 2007 2,945 48,220 73,377 1,930 12,261 41,651 180,384 ( 49,523) 13-0,861 2006 2,945 47,194 65,938 1,627 11,821 34,368 163,893 ( 48,624) 11!M.f2~ ...~ expansion effort developing the In addition, the utility must replace The water utility is involved in an aggressive "Verdemont" area in northwestern San Bernardino. century old infrastructure. Lonr:t-term deb (and coveraqe Description: Net profit Add back: - Depreciation - Amortization - Interest expense Other fees Gain! (loss) on assets 2008 $ (1,636) 4,490 - 0 - 592 " 0 " 532 2007 2006 3,650 114 4,065 3,482 28 37 313 366 - 0 " - 0 - ( 37) ( 694) 8,019 3,305 777 777 777 777 79 79 856 856 10.3 x 4.3 x .9,3 x _".,,3J) x Cash available Senior debt " CIEDB Total senior debt Subordinate debt Aggregate P & I (c) $ Senior debt coverage (a)/ (b) -____~~g<rtEl CQ~ElragE?_.(a)/ (e) (a) $ 3,978 Manaqement overview Regional and state-wide drought conditions have created a high demand/low supply paradigm for water resources. Recent legal decisions involving endangered species (b) 932 932 75 1,007 4.3 x 4,0 x $ 8 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) have exacerbated this low supply condition. Management has been actively pursuing political strategies to augment water supply, including preparation of planning and environmental documents for a recycled water recharge project. However, the only source of additional supply at this time is imported water and the costs for imported water have increased and will continue to increase, without any doubt, into the future. The water utility actively encourages conservation measures and has embarked in the last 3 years on a progressively more aggressive conservation program. At this time, the utility has implemented the last of a three-year water rate increase. It is expected that the utility will pursue additional rate increases in the near future to support increases in costs for imported water, increasing costs for oil and gas products and electricity, the rehabilitation of aging infrastructure and increasing costs related to maintaining, improving, retaining and training human resources. Sewer Utility: Financial analvsis The sewer utility's assets exceed liabilities by $99,989 and $100,065 at June 30, 2008 and 2007, respectively. Over 66% of the sewer utility's net assets are represented by its investment in capital assets, such as production, distribution and treatment facilities, less any related outstanding debt used to acquire those assets. The sewer utility utilizes these assets to provide service to customers. Therefore, these assets are not available for future spending. Resources necessary to repay the outstanding debt is funded by other sources, such as operations. Approximately 16% of the sewer utility's net assets represent resources that are subject to external restrictions on how they may be used. These restrictions are for items such as debt repayment and other legally restricted purposes. The remainder represents the unrestricted portion which may be used to meet the Department's ongoing obligations to creditors and customers. Condensed statements of net assets 2008 2007 2006 Assets: Current and other assets Net utility plant Total assets $ 42,362 101,763 144,125 41,564 105,396 146,960 41,007 109,126 150,133 $ Liabilities: Long.term liabilities, net $ 35,493 39,154 43,036 Current liabilities Total liabilities Invested in capital assets, net Restricted Unrestricted l\IeLass.,@ts.9t l'e.?re.fl.cJ.... 8,643 7,741 7,587 $ 44,136 46,895 50,623 $ 66,282 66,116 66,079 15,798 15,986 16,139 17,909 17,963 17,292 Ji . 99,9_l.l-9~100,O.6~~_9~,5.1Q__~"" 9 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) Assets Total assets as of June 30,2008 and 2007 were $144,125 and $146,960, respectively, representing a decrease of $2,835. "Net utility plant" decreased as existing plant's depreciation exceeded new plant recorded as assets. Liabilities Total liabilities as of June 30, 2008 and 2007 were $44,136 and $46,895, respectively, representing a decrease of $2,759. The sewer utility continues to payoff notes and certificates of participation without incurring additional debt for construction. Accounts payable increased due in part to the recognition of the unfunded annual required contribution for pension costs as required by GASB 45 (see footnote 7 to the audited financial statements). Net assets Total net assets as of June 30, 2008 and 2007 were $99,989 and $100,065, respectively, representing a decrease of $76. Slight increases in invested capital were offset by minor decreases in restricted and unrestricted assets. The sewer utility's statement of revenues, expenses and changes in net assets are for the years ended June 30 are summarized as follows: 2008 2007 2006 Revenues: Sewer charges $ 20,010 20,083 19,492 Other operating revenues 838 919 871 Investment income 2,320 1,906 662 Non operating income (net) ( 93) ( 65) ( 572) Capital contributions 1,865 2,974 4,664 Total revenueS 24,940 25,817 25,117 Expenses: Operations & maintenance $ 4,319 3,181 2,937 Administration 13,465 13,522 12,249 Depreciation 5,364 5,338 5,332 Non recurring expense -0- 1,200 - 0- I nterest expense 1,868 2,021 2,164 Total expense $ 25,016 25,262 22,682 Changes in net assets ( 76) 555 2,435 Net assets at beginning of year 100,065 99,510 97,075 Net.aS:ieJsJli YJJ-'lLen>iS- .... 9998jJ 10M65__. 9a ~10~ Revenues Total revenues for fiscal year ended June 30, 2008 are $24,940 compared with $25,817 in fiscal year 2007. The decrease of $877 is largely due to a decrease in capital contributions caused by the slow-down in the local economy. 10 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 2008 and 2007 (in thousands) Expenses Total expenses for fiscal year ended June 30, 2008 are $25,016 as compared with $25,262 in fiscal year 2007. The decrease of $246 results from the elimination of a one- time non-recurring expense in 2007 of $1,200, offset by recognition of prior unapplied overhead costs and the GASB 45 future medical retirement benefits. Transfers Transfers to the City's General Fund, as defined by City Charter, are equal to a maximum of 10% of water service revenues of the prior fiscal year. Sewer revenues are not included in the calculation. Capital assets 2008 2007 Description: land and easements $ 12,471 12,471 Wells and pumping plant 3,192 3,192 Building, plant and facilities 152,736 151,901 Other capital 6,469 6,451 Construction work in process 6,176 5,340 Total capital assets $ 181,044 179,355 Accumulated depreciation ( 79,281) ( 73,~59) Net~aRl!aL1;l~~ls.._.L.~__10 t ZQ3~~ 105 ,3.a6 . 2006 12,471 3,192 150,874 6,190 5,048 177,775 ( 68,649) 1Q9,j26.,. The RIX expansion has been delayed as an alternate project at WRP utilizing new technology, with a smaller footprint, is under review. Lonq-term debt and coveraq", 2008 2007 2006 Net profit $ ( 1,940) ( 2,420) ( 2,229) Add back: - Depreciation 5,364 5,338 5,331 - Amortization 38 44 46 - Interest expense 1,868 2,021 2,164 - Other fees 1,865 2,974 4,664 - Gain/ (loss) on assets 4 2 475 Cash available (d) $ 7,199 7,959 10,451 Senior debt - COPS 3,285 3,285 3,249 Total senior debt (e) $ 3,285 3,285 3,249 Subordinate debt 2,494 2,494 2,494 Aggregate P & I (I) $ 5,779 5,779 5,743 Senior debt coverage (d)/ (e) 2,2 x 2.4 x 3,2 x ,.~.9r:.egate c,Q,veraoe ldJUI) ).3 x 1.4 x 1.~..~ 11 City of San Bernardino Municipal Water Department Management's Discussion and Analysis June 30, 200B and 2007 (in thousands) ManaQement overview The sewer utility is authorized to increase rates by 5% in each of the next two years. The sewer utility is working with the water utility toward a 30% design and environmental review for a tertiary expansion at the Chandler Water Reclamation Facility, which would provide both Title 22 and "super clean" recycled water. The tertiary-treated recycled water would be used to irrigate City parks and green areas, roadside medians, golf courses and potential private facilities, while the "super clean" recycled water would be used to recharge the groundwater basin. Requests for information: The financial report is designed to provide a general overview of the Department's financial condition. Questions concerning any information provided in this report or requests for additional financial information should be addressed to the Director of Finance, City of San Bernardino Municipal Water Department, P.O, Box 710, San Bernardino, CA 92402. 12 BASIC FINANCIAL.:3TATEMENTS 13 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Net Assets June 30, 2008 (With comparative totals for 2007) Water Sewer Interfund Totals Utility Utility Eliminations 2008 2007 bs.sels Current assets: Cash and investments (note 2) 10,356,164 17,754,200 28,110,364 21,739,242 Accounts receivable, net 4,531,841 2,497,222 7,029,063 6,822,509 Due from otner entities 1,621,707 454,403 2,076,110 1,019,813 Interfund receivable 292,786 (292,786) Related parties receivable (note 8) 417,031 659,515 1,076,546 968,025 Inventory 1,474,300 1,474,300 1,637,686 Prepaid expenses 86,681 1,059,809 1 ,146,490 1,085,185 Total current assets 18,780,510 22,425,149 (292,786) 40,912,873 33,272,460 Noncurrent assets: Restricted assets: Cash and investments (note 2): Restricted for debt service 27,971 3,473,858 3,501,829 3,601,512 Restricted for capital-related fees 8,406,696 15,798,337 24,205,033 27,280,333 Restricted for consumer deposi1s 2,533,998 2,533,998 2,393,628 Restricted for consent decree (note 12) 2,215,690 2,215,690 2,109,594 Guaranteed investment contract (note 12) 17,545,260 17,545,260 16,717,733 Interest receivable 950,624 80,765 1,031,389 946,460 Prepaid insurance - consent decree (note 12) 41,457,912 41,457,912 44,173,868 Note proceeds held by state 5,642,389 5,642,389 934,000 Total restricted assets 78,780,540 19,352,960 98,133,500 98,157,128 Notes receivable --- 785,250 Capital assets (note 3): Land and easements 2,944,972 12,470,740 15.415,712 15.415,712 Construction in progress 15.444,722 6,175,601 21,620,323 46,990,596 Water rights, wells and pumping plants 61,989,083 3,192,218 65,181,301 51.412.484 Distribution systems 100,339,018 100,339,018 73,376,986 Building, plants and store yards 2,317,596 152,735,608 155,053,204 153,830,516 Tools and equipment 2,631,120 3,180,067 5,811,187 5,778,903 Fleet and rolling stock 3,582,883 1,190,602 4,773,485 4,667,220 Office leasehold improvements 2,190,680 2,190,680 1,919,987 Office, computer, engineering equipment 3,271,254 1,177,852 4,449,106 4,269,289 Radio and interoffice communication equipment 283,802 99,138 382,940 382,940 Telemetry systems and equipment 994,462 628,699 1,623,161 1,268,369 Miscellaneous 233,534 _~~3,015 426,549 426,549 Less accumulated depreciation and amortization (52,969,570) (79,281,007) (132,250,577) (123,482,229) Total capital assets (net of accumulated depreciation and amortization) 143,253,556 101 ,762,533 245,016,089 238,257,322 Other assets: Debt issue costs, net 223,267 223,267 261,344 Deferred call premium 361,573 361,573 403,698 Total other assets 584,840 584,840 665,042 Total noncurrent assets 222,034,096 _121,700,333 ~~J}4,429 335,864,742 Total assets 240,814,606 144,125.482 (292,786) 384,647,302 369,137,202 (Continued) 14 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Net Assets (Continued) Water Sewer Interfund Totals Utility ___lJtility Eliminations 2008 2007 Liabilities and OAt assets Liabilities: Current liabilities: Accounts payable 4,386,597 2,526,590 6,913,187 5,603,024 Interfund payable 292,786 (292,786) Related parties payable (note 8) 681,323 183,750 865,073 858,347 Accrued expenses 1,271 35,218 36,489 40,148 Accrued compensation 788,112 337,326 1,125,438 1,131,574 Ciaims payable (note 10) 318,074 73,294 391,368 437,089 Consumer deposits 854,969 854,969 1,677,804 Current portion of compensated absences (note 5) 959,695 483,983 1,443,678 1,400,128 Current portion of leases payable (note 5) 76,794 76,794 73,843 Current portion of notes payable (note 5) 472,312 1,985,182 2,457,494 2,374,256 Current portion of certificates of participation (note 5) 2,102,242 2,102,242 1,986,720 Current portion of bonds payable (note 5) 10,000 10,000 10,000 Current portion of OPES obligation 301,100 40,900 342,000 Accrued interest payable 227,848 581 ,Bl~ _-----1309,684 756,015 Total current liabilities 9,078,095 8,643,107 (292,786) 17,428,416 16,346,948 Noncurrent liabilities: Consumer deposits 2,582,506 2,582,506 2,454,703 Compensated absences (note 5) 471,690 48,285 519,975 701,206 Deferred revenue - consent decree (note 12) 62,055,217 62,055,217 63,901,948 Leases payable (note 5) 19,642 19,642 96,626 Notes payable (note 5) 17,786,240 13,109,179 30,895,419 23,353,763 Certificates of participation (note 5) 21,757,488 21,757,488 23,859,730 Bonds payabte (note 5) 45,000 45,000 55,000 OPEB obligation (note 7) 711,900 578,100 1,290,000 Total noncurrent liabilities 83,672,195 35,493,052 119,165,247 114,422,976 Total liabilities 92,750,290 44,136,159 (292,786) 136,593,663 130,769,924 Net assets (note 13): Invested in capital assets, net of related debt 130,610,364 66,2B2,300 196,892,664 188,196,495 Restricted for: Capital-related fees 8,406,696 15,798,337 24,205,033 27,280,333 Unrestricted 9,047,256 17,908,686 26,955,942 22,890,450 T atal net assets $ 148,064,316 $ 99,989,323 248,053,639 _238,367,278 See accompanying notes to basic financial statements. 15 (This page intentionally left blank) 16 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Revenues, Expenses, and Changes in Net Assets Year ended June 30, 2008 (With comparative totals for the year ended June 30, 2007) Water Sewer Interfund Totals Utility__--. _ Utility Eliminations 2008 2007 Operating revenues: Charges for services $ 25,295,534 20,009,959 (42,410) 45,263,083 46,289,997 Other operating revenues _2,041,559 B38,025 _..L1,385,256) 1,494,328 1,625,002 Total operating revenues 27,337,093 20,847,984 ( 1,427,666) 46,757,411 47,914,999 Operating expenses: Administration and customer service 7,890,971 (100) 7,890,871 6,757,263 Engineering, operations, and distribution administration 912,657 1,797,130 (1,345,145) 1,364,642 1,274,714 Plant operations 7,629,602 9,589,827 (14,709) 17,204,720 16,618,205 Maintenance 1,813,310 3,138,509 (28,826) 4,922,993 5,036,856 Environmental control 703,880 703,880 633,141 Distribution 3,621,228 3,621,228 3,645,521 Engineering 2,405,221 32,336 2,437,557 2,380,332 General, administration, and overhead 3,689,648 2,521,809 (38,886) 6,172,571 3,041,594 Depreciation and amortization (note 3) 4,490,464 5,364,048 9,854,512 9,403,400 Total operating expenses 32,453,101 23,147,539 (1,427,666) 54,172,974 48,791,026 Operating income (loss) (5,116,008) (2,299,555) (7,415,563) (876,027) Non-operating revenues (expenses): Investment income 1,613,192 2,319,570 3,932,762 3,087,158 Rental income 95,818 29,425 125,243 112,045 Noncapital grant funds 2,715,957 2,715,957 2,300,151 Gain (loss) on asset disposItion (531,528) (3,784) (535,312) 35,340 Interest expense and fiscal charges (592,182) (1,868,033) (2,460,215) (2,334,776) Colton road Improvements (1,200,000) Amortization of issuance costs (38,077) (38,077) (71,530) Other _~178,348 (80,118) 98,230 178,575 Total non-operating revenues (expenses) .__ 3,479,605 358,983 ~~-_._.~ 3,838,588 2,106,963 Net profit (loss) (1,636,403) (1,940,572) (3,576,975) 1,230,936 Capital contributions: Capital grants 38,723 Acquisition fees 2,895,970 2,895,970 3,564,083 Capacity fees 3,527,254 1,693,502 5,220,756 5,235,819 Contributed capital assets 4,974,723 4,974,723 5,907,230 Other capital restricted fees 171,887 171 ,887 ~_8"975 Total capital contributions 11,397,947 1,865,389 13,263,336 14,904,830 Net assets: Balance at beginning of year 138,302,772 100,064,506 238,367,278 222,231,512 Balance at end of year $ 148,064,316 99,989,323 248,053,639 238,367,278 See accompanying notes to basic financial statements. 17 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Cash Flows Year Ended June 30, 2008 (With comparative totals for 2007) Totals -- - ,-----"----- Water Sewer 2008 2007 Cash flows from operating activities: Cash received from customers $ 27,181 354 20,941,234 48,122,588 48,979,761 Rental income 95,818 29,425 125,243 112,045 Nonoperating miscellaneous revenue (expenses) (353,180) (84,472) (437,652) 69,918 Settlement 900,000 Cash paid to employees for services (18818,968) (3,468,313) (22,087,281) (19,431,222) Cash paid to suppliers of goods and services (7,991,612) (14,164,625) (22,158,237) (19,889,591) Net cash provided by operating activities 313,412 3,253,249 3,566,661 10,740,911 Cash fjows from noncapital financing activities: Collection on notes receivable 785,250 785,250 Consent decree insurance drawdowns 2,715,957 2,715,957 2,300,151 Construction of road to rix facility (1,200,000) Net cash provided by noncapltal financing activities 3,501,207 3,501,207 (1.200,000) Cash flows from capital and related financing activities Capital fees received 6,423,224 1,865,389 8,288,613 8,958,877 Drawdown on CIEDM loan 4,357,611 4,357,611 Grant proceeds received 38,723 Cash paid to acquire fIxed assets (12,489,362) (819,679) (13,309,041) (15,117,337) Principal paid on capital-related debt (541,079) (3,823,275) (4,364,354) (4,285,086) Interest paid on capital-related debt (485,626) (1,855,515) (2,341,141) (2,586,637j Net cash provided by (used for) capital and related financing activities (2,735,232) (4,633,080) (7,368,312) (12,991,460) Cash flows from ',nvesting activities' Interest received 1,528,263 2,319,570 3,847,833 3,074,160 Net cash provided by investing activities 1,528,263 2,319,570 3,847,833 3,074160 Net increase in cash 2,607,650 939,739 3,547,389 1,923,762 Cash and cash equivalents at beginning of year 20,932,869 32,612,798 53,545,667 51,621,905 Cash and cash equivalents at end of year $ 23,540,519 33,552,537 57,093,056 53,545,667 18 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Statement of Cash Flows (Continued) Totals Totals Water Sewer 2008 2007 Reconciliation of cash and cash equivalents to amounts reported on the balance sheet: Reported on the balance sheet: Cash and investments $ 10,356,164 17754,200 28 110,364 21.739,242 Restricted assets 78.780,540 19,352,960 98,133,500 98,157,128 Less restricted assets not meeting the definition of cash eqUivalents. Investment agreements (3,473858) (3,473,858) (3,578,642) Government investment contract (17,545,260) (17,545,260) (16,717,733) Interest receivable (950,624) (80.765) (1,031,389) (946,460) Prepaid insurance - consent decree (41,457,912) (41,457,912) (44,173,868) Note proceeds held by state (5,642,389) (5,642,389) (934,000) Cash and cash equivalents at end of year $ 23,540,519 33,552,537 --.27,,09 3,056 53,5,~.?,667 Reconciliation of operating Income to net cash provided by (used for) operating activities: Operating income $ (5,116,008) (2,299,555) (7,415,563) (876,027) Depreciation and amortization 4,490,464 5,364,048 9,854,512 9,403,400 Rental income 95,818 29,425 125.243 112,045 Settlement 900,000 Gain (loss) on asset disposition (531,528) (3,784) (535,312) 35,340 Other receipts (expenses) 178,348 (80,1'8) 98,230 34,578 Adjustments: (Increase) decrease in accounts receivable (283,542) 76,988 (206,554) (498,422) (Increase) decrease in due from other entities (970,716) (85,581) (1,056,297) 777 ,204 (Increase) decrease in interfund receivable (148,459) (148.459) (58,192) (Increase) decrease in related parties receivable (61,905) (46,616) (108,521) (293,785) (Increase) decrease in inventory 163,386 163,386 72,224 (Increase) decrease In prepaid expenses (72,158) 10,853 (61,305) 83,802 (Increase) decrease in note proceeds held by state 934,000 934,000 (Increase) decrease in other assets 581,386 (910,902) (329,516) (234,825) Increase (decrease) In accounts payable 1,163,478 488,685 1,652,163 611,424 Increase (decrease) in interfund payable 148.459 148,459 58,192 Increase (decrease) in related parties payable 5,958 2.758 8,726 164,453 Increase (decrease) in accrued expenses (27) (3,632) (3,659) 26,584 Increase (decrease) in accrued compensation (80,854) (62,963) (143,817) (21,373) Increase (decrease) in claims payable (93,375) 47,654 (45,721) 77,838 Increase (decrease) in consumer deposits - current (822,265) (570) (822,835) (240,066) Increase (decrease) in consumer deposits - noncurrent 127,803 127,803 234,841 (Increase) decrease in OPES obligation 711,900 711,900 (Increase) decrease in prepaid insurance - consent decree 41,698 41,698 3,001 Increase (decrease) in deferred revenue 368,695 Net cash provided by operating activities $ 313,412 2,675,149 2,988,561 10,740,911 Noncash investing, capital, and financing activities: Capital assets constructed by developers 4,974,723 4,974.723 5,907,230 See accompanying notes to basic financial statements. 19 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements Year ended June 30, 2008 (1) Summarv of Siqnificant Accountinq Policies Reportinq Entitv The Municipal Water Department of the City of San Bernardino, California ("the Department") is governed under the Charter of the City of San Bernardino. A Board of Water Commissioners who is appointed by the Mayor and approved by the City Council of the City of San Bernardino has certain limited powers with respect to the Department. The Department has no separate organizing document and is a part of the legal entity of the City of San Bernardino. The Department of the City of San Bernardino operates two enterprise funds: the Water Utility Enterprise Fund (Water Utility) and the Sewer Utility Enterprise Fund (Sewer Utility). The Water Utility also provides administrative services and contracted services to the Sewer Utility. The accounting policies of the Department conform to generally accepted accounting principles (GAAP) as applicable to governments. The preparation of these financial statements requires management to make estimates and assumptions. Those estimates and assumptions affect the reported amounts of assets, liabilities, revenues, and expenses, as well as the disclosure of contingent assets and liabilities. Actual results could differ from those estimates. Management also determines the accounting principles to be used in the preparation of the financial statements. A description of the significant accounting policies employed in the preparation of these financial statements follows: Fund Accountinq The accounts of the Department are organized and operated on the basis of funds. A fund is an independent fiscal and accounting entity with a self-balancing set of accounts. Fund accounting segregates funds according to their intended purpose and uses them to aid management in demonstrating compliance with finance-related legal and contractual provisions. The Department's financial statements include only enterprise funds, which are a proprietary fund type. Enterprise funds are used to account for those operations that are financed and operated in a manner similar to private business or where the Board of Water Commissioners has decided that the determination of revenues earned, costs incurred and/or net income is necessary for management accountability. Basis of Accountinq Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The Department applies all applicable GASB pronouncements in accounting and reporting for its proprietary operations and applicable FASBs that occurred prior to November 30,1989. 20 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Siqnificant Accountinq Policies (Continued) Cash and Investments Investments are reported in the accompanying balance sheet at fair value, except for certain certificates of deposit and investment contracts that are reported at cost because they are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value and any gains or losses realized upon the liquidation or sale of investments. Cash for the Department is pooled with the City of San Bernardino for investment purposes in order to maximize interest earnings. Such earnings are credited to the various funds within the City of San Bernardino based upon average monthly cash balances. The investment policies and the associated risk factors as they relate to the Department are included in the City's Comprehensive Annual Financial Report. For the purpose of the statement of cash fiows, cash and cash equivalents include all highly liquid investments (including restricted assets) with maturity of three months or less when purchased. Receivables Trade receivables are shown net of an allowance for uncollectible accounts based on management's estimate. Interfund Receivables and Pavables Transactions between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables/payables" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All interfund transactions are eliminated for financial reporting purposes. Inventories Inventories are valued at the lower of cost, using the average-cost method, or market. 21 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summarv of Siqnificant Accountirrq Policies (Continued) Restricted Assets Various resources of the Department are limited as to their use by law or by certificates of participation and bond covenants and are classified on the balance sheet as restricted assets. Proceeds of the certificates of participation and bonds are restricted for the construction of water and sewer system improvements and for repayments. Assessments collected from property owners are restricted for the payment of bond principal and interest. Also, fees imposed on new real estate development are restricted by law for the construction of capital improvements that benefit the development projects. Issuance Costs and Discount Issuance costs, discounts, and deferred funding charges for certificates of participation and bonds payable are being amortized using the effective interest rate method over the term of the related certificate or bond or the straight-line method which approximates the effective interest method. Capital Assets Property, plant, equipment and water rights are recorded at cost. The Department's policy is to capitalize all property having a value of $5,000 or more and a life expectancy of 3 years or more. Major outlays for capital assets and improvements are capitalized as projects are constructed. Material interest incurred during the construction phase is reflected in the capitalized value of the asset constructed, net of interest earned on the invested proceeds over the same period, if any. Overhead costs are capitalized at the rate of 28.9% for labor/benefits, 10% for materials/supplies, 2% for significant contracts and are reflected in the capitalized value of the asset constructed. Depreciation has been provided for using the straight-line method over the estimated useful lives of the related assets. Useful lives for depreciation purposes are as follows: Wells, pumping plants, reservoirs, and distribution system Interceptor lines Disposal plant Leasehold improvements Shops, offices, stores, and yards Tools and equipment Office equipment Communication equipment Computer equipment Automotive equipment 8 to 50 years 50 years 35 to 50 years 5 to 25 years 10 to 20 years 4 to 20 years 5 to 20 years 8 to 10 years 3 to 5 years 3 to 15 years 22 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summarv of Siqnificant Accountinq Policies (Continuw Capital Assets (Continued) Equipment leased under capital leases is recorded at cost, and amortization has been provided for using the straight-line method over the estimated usefui life. Amortization is included in depreciation expense. Comoensated Absences Employees gain a vested right to accumulated unpaid vacation based on years of service but cannot accumulate more than two years of accrued vacation. Once each fiscal year, employees with at least three weeks of accrued vacation have the option of receiving payment at their regular rate of pay for up to two weeks of regular paid vacation. Employees' vacation benefits are recognized as a liability of the Department. Sick leave is accumulated without limit for each employee at the rate of 3.7 hours per pay period. Leave with pay is provided when employees are absent for health reasons, Upon termination empioyees are entitled to 25 percent of accumulated sick leave with five years of service and a minimum of 480 hours of accumulated sick leave. Upon retirement or death, employees are entitled to 50 percent of accumulated sick leave up to a maximum of 1,152 hours. Accrued sick ieave benefits are recognized as a liability of the Department. Ciassification of Revenues and Expenses Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result' from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the Department's enterprise funds are charges to customers for services. The Department recognizes the collection of fees to connect new customers to the system as operating revenues, Operating expenses for the enterprise funds include the cost of services, administrative expenses, and depreciation on capital assets, All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses, Capital contributions consist of contributed capital assets and special charges that are legally restricted for capital expenditures by state law or by the Board of Water Commissioners action that established those charges, interfund Eliminations The interfund eliminations column represents entries made to eliminate interfund income and expenditure transactions between the water and sewer funds for the purposes of consolidated financial statements, 23 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (1) Summary of Siqnificant Accountinq Policies (Continued) Comparative Data Prior year data has been included where practical for comparison purposes only. The prior year data does not represent a complete presentation in accordance with accounting principles in the United States of America. Certain minor reclassifications of prior year data have been made in order to enhance their comparability with current year figures. (2) Cash and Investments Cash and investments as of June 30, 2008 are classified in the accompanying financial statements as follows: Total cash and investments $28,110,364 3,501,829 24,205,033 2,533,998 2,215,690 17,545,260 ,$L8JJ2,174 Cash and investments Cash and investments for debt service Cash and investments for capital-related fees Cash and investments for consumer deposits Cash and investments for consent decree Guaranteed investment contract Cash and investments as of June 30, 2008 consist of the following: Cash on hand Demand deposits Deposits with financial institutions Investments $ 5,700 44,856 3,473,858 74,587,760 Total cash and investments $78.112.1Z1 24 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments (Continued) Investments Authorized bv the California Government Code and the Entitv's Investment Policv The table below identifies the investment types that are authorized for the Department by the California Government Code (or the Department's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code (or the Department's investment policy, where more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the Department, rather than the general provisions of the California Government Code or the Department's investment policy. Authorized by Maximum Maximum Investment Types Investment Maximum Percentage Investment Authorized by State Law Policv Maturitv* of Portfolio* I nOne Issuer* Local Agency Bonds No 5 years None None U.S. Treasury Obligations Yes 5 years None None U.S. Agency Securities Yes 5 years None None Banker's Acceptances Yes 180 days 40% 30% Commercial Paper Yes 270 days 25% 10% Negotiable Certificates of Deposit Yes 5 years 30% None Repurchase Agreements No 1 year None None Reverse Repurchase Agreements No 92 days 20% of base value None Medium-Term Notes Yes 5 years 30% None Mutual Funds No N/A 20% 10% Money Market Mutual Funds Yes N/A 20% 10% Mortgage Pass-Through Securities Yes 5 years 20% None County Pooled Investment Funds No N/A None None Local Agency Investment Fund Yes N/A None None JPA Pools (other investment pools) No N/A None None Guaranteed Investment Contract Yes N/A None None * Based on state law requirements or investment policy requirements, whichever is more restrictive. The Board of Water Commissioners has also authorized the investment of Consent Decree (see note 12) funds in the state Local Agency Investment Fund (LAIF) and in guaranteed investment contracts (GICs) with maturities in excess of five years. 25 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments (Continued) Investments Authorized bv Debt Aqreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the Department's investment policy, The table below identifies the investment types that are authorized for investments held by bond trustee, The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk, Maximum Authorized Maximum Percentage Investment Investment Type Maturity Allowed In One Issuer U,S, Treasury Obligations None None None U,S, Agency Securities None None None Banker's Acceptances 180 days None None Commercial Paper 270 days None None Money Market Mutual Funds N/A None None Repurchase Agreements 270 days None None Investment Contracts 30 years None None Disclosures Relatinq to Interest Rate Risjs Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates, One of the ways that the Department manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations, 26 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (2) Cash and Investments (Continued) (Continued) Disclosures Relatinq to Interest Rate Risk (Continued) Information about the sensitivity of the fair values of the Department's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the Department's investments by maturity: Investment Tvpe Equity in City investment pool State investment pool Guaranteed investment contract Held by bond trustee: Federal agency securities Investment Agreement Total Total Remaininq Maturinq (in Months) 12 Months 13 to 24 25 to 60 More Than Or Less Months Months 60 Months $54,352,952 54,352,952 2,215,690 2,215,690 17,545,260 108 108 3.473,750 17,545,260 $77,_!5?U20 56,568.7(iQ __-'--_ ~_:~ _21 01~.Q.1Q 3.473,750 27 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments (Continued) Disclosures Relatina to Credit Risk Generally, credit risk i$ the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the Department's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Investment T YA" Equity in City investment pool State investment pool Guaranteed investment contract Held by bond trustee: Federal agency securities Investment Agreement Total Concentration of Credit Risk Total Minimum Legal Ratina Ratina as of Year End Not AAA AA Rated $54,352,952 2,215,690 17,545,260 54,352,952 2,215,690 17,545,260 N/A N/A N/A 108 3,473,750 $_n.5Jl7 L60 108 3,473,750 77 587,652 .108 The investment policy of the Department contains no limitations on the amount that can be invested in anyone issuer beyond that stipulated by the California Government Code. Investments in anyone issuer (other than U.S. Treasury securities, mutual funds, and investment pools) that represent 5% or more of total Department investments are as follows: Issuer Investment Type AIG Match Funding Corporation Guaranteed Investment Contract Reported Amount $17,545,260 28 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (2) Cash and Investments (Continued) Custodial Credit Risk Custodial credit risk for deposits (including bank investment contracts) is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the toial amount deposited by the public agencies. California law also allows financial institutions to secure the Department's deposits by pledging first tnust deed mortgage notes having a value of 150% of the secured public deposits. For investments identified herein as held by bond trustee, the bond trustee selects the investment under the terms of the applicable trust agreement, acquires the investment, and holds the investment on behalf of the reporting government. Investment in State Investment Pool The Department is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the Department's investment in this pool is reported in the accompanying financial statements at amounts based upon the Department's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 29 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (3) Caoital Assets Capital asset activity for the year ended June 3D, 2008 is as follows: Balance at Balance at JId!yJ,2007 Additions Deletions June 30,_2W8 Capital projects, not being depreciated: Land and easements $ 15,415,712 15,415,712 Construction in progress 46990.596 15.696,441 (41.066.714) 21 620,323 Total capital assets, not being depreciated 62.406.308 15.696441 141.066.IH) 37.036035 Capital assets, being depreciated: Water rights, wells and pumping plants 51,412,484 14,437,324 (668,507) 65,181,301 Distribution systems 73,376,986 27,615,503 (653,471 ) 100,339,018 Building, plants and store yards 153,830,516 1,251,278 (28,590) 155,053,204 Tools and equipment 5,778,903 89,561 (57,277) 5,811,187 Fleet and rolling stock 4,667,220 305,607 (199,342) 4,773,485 Office leasehold improvements 1,919,987 270,693 2,190,680 Office, computer, engineering equipment 4,269,289 183,372 (3,555) 4.449,106 Radio and interoffice communication equip 382,940 382,940 Telemetry system and equipment 1,268,369 415.261 (60,469) 1,623.161 Miscellaneous --129M9 _426.549 Total capital assets, being depreciated __.297333.243 '\4,568.599 (1.671.211) 340230,631 Less accumulated depreciation for: Water rights, wells and pumping plants (22,124,295) (1,908,499) 182,546 (23,850,248) Distribution systems (21,987,039) (1,693.421) 636,992 (23,043,468) BUilding, plants and store yards (68,664,680) (4,859,695) 30,129 (73,494,246) Tools and equipment (3.569,774) (300.793) 37,545 (3,833,022) Fleet and roll\ng stock (2,746.948) (354,249) 177,523 (2,923,674) Office leasehold improvements (208,493) (133,985) (342,478) Office, computer and engineering equipment (3,138,087) (349,370) 1,737 (3,485,720) Radio and interoffice computer equipment (283,646) (12,318) (295,964 ) Telemetry system and equipment (506,005) (229,859) 19,692 (716,172) Miscellaneous 1253 262) (12.323) (265 585) Total accumulated depreciation (123.482,229) 19,854512) 1.086,164 1132.250.577) Total capital assets, being depreciated, net 173.851.014 34.714.087 ~Q,.o47) 207.980054 Net property, plant and equipment $2:iQ,2!il.:1Z2 :jQAlQ,Q2Z (~M:j12gQ) 2iQ,Q16,o~~9 30 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (3) Capital Assets (Continued) Significant project commitments as of June 30, 2008 are as follows: Cumulative Expenditures Project Amount as of June Unexpended Proiect Description Number Authorized 30. 2008 Commitments Water Fund Palm avenue pump station 10340 2,610.000 262,397 2,347,603 Magnolia pump station 10341 1,827,000 219,030 1,607,970 Caltrans 215 freeway 10352 2,775,000 1,460,610 1,314,390 widening Palm avenue reservoir #3 10463 3,90.0.000 __~.839 3,89'1,121 Totals j J ,UWO.Q 1..947 876 Rj~4;,l21 Sewer Fund RIX facility expansion 00038 8,000,000 2,269,616 5,730,384 Cogeneration 00062 5,537,303 3,688,745 1,848,558 Digester gas treatment 2,071"000 ;1,Q71,000 Totals 15"liQ!l, ~Q.3 :1.\l5!l.3111 ll,6.4M4;2 (4) Operatinq Leases Other Funding Sources 2,455,731 1.719,918 1,533,669 lLLO,S,,:US 1,146,077 1.14;.6 077 The Department leases office space from the City of San Bernardino under a noncancellable operating lease that terminates on March 31, 2012. Effective December 15, 2008, the Department entered into a lease with Superior Homes LLC for office and warehouse space for a term of ten years. The following is a schedule of minimum lease payments as of June 30, 2008: For the year endinq June 30 Office and Warehouse Space Water Sewer Total 296,942 21,479 318,421 415,907 21,479 437,386 415,907 21,479 437,386 415,907 16,004 431,911 $.1,54;4 6.63 ~Q...141_ 1..~!5.1Q4 Rent expense was $177,826 for the periods ending June 30, 2008 and 2007. 2009 2010 2011 2012 31 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Lonq-Term Debt The following is a summary of changes in long-term debt obligations for the year ended June 30, 2008: Amounts Amounts Due Balance at Balance at Due Within Beyond July 1 2007 Additions Reductions June 30, 2008 One Year One Year Compensated absences $ 2,101,334 (137,681) 1,963,653 1,443,678 519,975 Lease payable 170,468 (74,032) 96,436 76,794 19,642 Notes payable 25,728,019 10,000,000 (2,375,106) 33,352,913 2,457,494 30,895,419 Certificates of Participation 26,045,000 (2,010,000) 24,035,000 2,125,000 21,910,000 Less deferred amounts- Unamortized discounts (198,550) 23,280 (175,270) (22,758) (152,512) Bonds payable 65,000 (10,000) 55,000 10,000 45,000 OPEB obligation 1 632 000 1 ,632,000 342 000 1 290 000 ~},~lUll ill~ (~~";}Jl) ~~,7]~ 6 432 208 54.52,ld?1 Lease/Purchase Payable California First Leasing Corporation Maturity date: 2009 Interest rate: 3,68% Repayment provisions: Quarterly principal and interest Payments of $19,822,20 Balance Less current portion $96,436 (76,794) $19642 Long-term portion On December 28, 2004, the Department entered into a master equipment lease/purchase agreement with California First Leasing Corporation for furniture and equipment for the 5'h Floor Remodeling Project, in the amount of $363,000, The furniture and equipment are pledged as collateral for the term of lease/purchase agreement. 32 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Lona-Term Debt (Continued) Notes Pavable California Infrastructure and Economic Development Bank Maturity date: 2022 Interest rate: 3.34% Repayment provisions: Annual principal and interest payments ranging from $776,905 to $750,319 Balance California Infrastructure and Economic Development Bank Maturity date: 2026 Interest rate: 2.71% Repayment provisions: Annual principal and interest payments ranging from $733,438 to $702,091 Balance San Bernardino Valley Municipal Water District Original amount: $5,084,729 Maturity date: 2013 Interest rate: 7.25% Repayment provisions: Annual principal and interest payments of $456,250 Balance State Water Resources Control Board (SWRCB) Original amount: $4,015,216 Maturity date: 2011 Interest rate: 3.3% Repayment provisions: Annual principal and interest payments of $279,293 Balance State Water Resources Control Board (SWRCB) Original amount: $25,978,599 Maturity date: 2016 Interest rate: 2.8% Repayment provisions: Annual principal and interest payments of $1 ,758,901 Balance Total notes payable Less current portion Long-term portion 33 $8,258,552 10,000,000 1,858,259 785,383 12,450,719 33,352,913 (2,457,494 ) m.89M19 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Lonq-Term Debt (Continued) On March 18, 2004, the California Infrastructure and Economic Development Bank (CIEDB) issued its Infrastructure State Revolving Fund Revenue Bonds to provide funding for a portion of the costs of Phases I and II of the Water System Reliability Schedule of Improvements including transmission mains, booster stations, and a reservoir. Installment Sale Agreement No. 02-027 between the Department and the CIEDB was pledged as security for the bonds. The Department sets aside water revenues to make installment payments on the bonds as due. The State Revolving Fund loans between the State Water Resources Control Board and the Santa Ana Watershed Authority provided funding for the constnuction of the San Bernardino/Colton Rapid Infiltration Extraction (RIX) Project. The loan agreements were amended in April 2001 to transfer the loan obligations to the successors in interest, being Ihe City of San Bernardino Board of Water Commissioners, and the City of Colton. The loans require the Department to establish a Wastewater Capital Reserve Sinking Fund (WCRF) for expansion, major repair or replacement of wastewater treatment works at one-half of one percent of the total loan amount over a period of ten years. The Department has decided to use the revenues of the Sewer Utility Fund towards repayment of the loans. Certificates of Participation Interest Rates Issue Date Maturity Date Original Amount Annual Principal Installments f,gllance 1998 Refinancing Sewer 3.95% to 5.00% 1998 2017 $36,230,000 $1,505,000 10 $3,220,000 $24,035,000 Less current portion payable from restricted assets deferred unamortized discount (2,125,000) 22 758 -12,102,242\ Long-term portion payable from restricted assets deferred unamortized discount Long-term portion, net of unamortized discount 21,910,000 _____ (1!j2L512) $2L751,1Ji8 It has been determined that the amount of $131,378 was due under Internal Revenue Code Section 148(f)(4)(B) for the temporary investments of the 1998 Refinancing Sewer Revenue Certificates of Participation and for arbitrage rebate, 34 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Long-Term Debt (Continued) In 1998, the Department refinanced the acquisition and construction of certain capital improvements which were originally financed by the 1992 Sewer Certificates of Participation, dated February 1, 1992. The refinancing was accomplished by issue of the 1998 Refunding Sewer Revenue Certificates of Participation in the amount of $36,230,000. The proceeds of the 1998 Certificates were invested and used to pay interest on the 1998 issue until February 1, 2001. The 1992 Certificates were called on February 1,2001 at a prepayment premium of two percent. The funds from the 1998 issue were used to payoff the 1992 Certificates. The Department will now begin paying the installment payments on the 1998 Certificates from the net revenues on the Sewer System. The Department has covenanted that it will budget amounts sufficient to make all installment payments due. The required reserve for the 1998 Refunding Sewer Revenue Certificates of Participation is $2,125,000. As of June 30, 2008, the reserve was fully funded. Costs related to the issuance of the 1998 Certificates have been paid out of the proceeds of the issue. Bonds Pavable Annual Interest Issue Maturity Original Principal Rates Date Date 6mount Installments Balance Waterworks Bonds, 7.75% 1988 2013 $150,000 $ 5,000 Series C to $15,000 $55.000 Less current portion payable from restricted assets (10.000) l1~,9_0_Q . Long-term portion The Department has covenanted to set aside Water revenues to make installment payments on the Bonds as due. A financial guaranty insurance policy has been issued, and accordingly, no cash reserve balance is required to be established. 35 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Lonq-Term Debt (Continued) The annual requirements to amortize long-term debt subsequent to June 30, 2008 are as follows: June 30 Principal Interest Total Lease payable 2009 76,794 2,495 79,289 2010 19,592 180 19,822 96.436 2,675 99,111 Notes payable 2009 2.457.494 1,110,873 3,568,367 2010 2,982,806 1,016,581 3,999,387 2011 3,085,118 911,227 3,996,344 2012 2,913,058 801,067 3,714,125 2013 3,014,053 688,959 3,703,012 2014-2018 10,543,163 2,160,442 12,703,604 2019-2022 5,702,007 885,406 6,587,413 2023-2026 2,655.214 166.498 2,821.712 33,352,913 7,741,053 41,093,967 Certificates of participation 2009 2,125,000 1,174,555 3,299,555 2010 2,240,000 1,078,930 3,318,930 2011 2,365,000 973,650 3,338,650 2012 2,510,000 855,400 3,365,400 2013 2,650,000 736,175 3,386,175 2014-2016 12,145,000 1,561,813 13,706.813 24,035,000 6,380,523 30.415.523 Bonds payable 2009 10,000 4,263 14,263 2010 10,000 3,488 1 3.488 2011 10,000 2,713 12,713 2012 10,000 1,938 11,938 2013 15,000 1,163 16,163 55,000 13,565 68,565 $57,539>3411 .14,137,81fl 7UUJ6ll 36 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (5) Lonq-Term Debt (Continued) Compensated Absences The Department's policies relating to compensated absences are described in note 1. This liability, amounting to $1,963,653 and $2,101,334 at June 30, 2008 and June 30, 2007, respectively, will be paid in future years from future resources from the water and sewer funds. (6) Defined Benefit Pension Plan Qualified employees are covered under a multiple-employer contributory retirement plan maintained by an agency of the State of California, California Public Employees' Retirement System (PERS). Plan Description The Department is a part of the City of San Bernardino. The City contributes to PERS, an agent multiple-employer public employee retirement system defined benefit pension plan administered by PERS. All employees who work 1,000 hours or more are eligible to participate. The plan provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. Benefit provisions are established by state statutes, as legislatively amended, within the Public Employees' Retirement Law. PERS issues a separate comprehensive annual financial report that includes financial statements and required supplementary information. Copies of the PERS annual financial report may be obtained from the PERS Executive Office, 400 "P" Street, Sacramento, California 95814. PERS also issues a separate report on the actuarial valuation of the plan of the City of San Bernardino, which is availabie at the Department. Additional information regarding the City's participation in PERS can be found in the City's financial statements. (7) Postemployment Benefits other than Pensions Plan Description: The Department administers a single-employer defined benefit healthcare plan which provides medical insurance benefits to eligible retirees and their spouses in accordance with various labor agreements. The Department reports the financial activity of the plan as a trust fund, and no separate financial report is prepared. 37 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Postemplovment Benefits other than Pensions. (Continued) Eligibility: Employees are eligible for retiree health benefits if they retire from the Department on or after age 50 with at least 5 years of service, and are eligible for a PERS pension. Membership of the plan consisted of the following at June 30, 2008, the date of the latest actuarial valuation: Retirees and beneficiaries receiving benefits Terminated plan members entitled to but not yet receiving benefits Active plan members Total 83 o 240 323 Funding Policy: The contribution requirements of plan members and the Department are established and may be amended by the Board of Water Commissioners. The required contribution is based on projected pay-as-you-go financing requirements, with an additional amount to prefund benefits as detenmined annually by the Board of Water Commissioners. For fiscal year 2007-08, the Department contributed $632,000 to the plan, including $632,000 for current premiums (100% of total premiums). Plan members receiving benefits contributed $146,000 (approximately 6.2% of total premiums) through their required contribution. The Department pays up to the entire cost of health benefits for eligible retirees and their spouses until age 65 subject to the City's vesting schedule. Annual OPEB Cost and Net OPEB Obligation. The Department's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) not to exceed thirty years. The following table shows the components of the Department's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the Department's net OPEB obligation: The Department's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2008 and the two preceding years were as follows: 38 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Postemplovment Benefits other than Pensions, (Continued) Year Ended Annual OPEB Cost AnnualOPEB Cost Contributed OPEB Obligation 6/30/06 6/30107 6/30108 NIA N/A $2,264,000 NIA NfA 72.1% NfA NfA $1,632,000 Actuarial vaiuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. Actuarial Methods .and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that poinL The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with the long-term perspective of the calculations. 39 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (7) Postemployment Benefits other than Pensions, (Continued) The actuarial cost method used for determining the benefit obligations Is the Entry Age Normal Cost Method. The actuarial assumptions included a 5.0 percent investment rate of return, which is the assumed rate of the expected iong-term investment returns on plan assets calculated based on the funded level of the plan at the valuation date, and an annual health care cost trend rate between 9.5-10.9 percent initially, reduced by decrements of between 0.65-.080% per year to an ultimate rate of 4.5 percent after the tenth year. Both rates Included a 3.0 percent inflation assumption. The UML is being amortized as a level percentage of projected payroll over 30 years. It is assumed the Department's payroll will increase 3.25% per year. SCHEDULE OF FUNDING PROGRESS Actuarial Accrued UAAL as a Actuaria Liability Unfunded Percentage of Actuarial Value of (AAL)- AAL Funded Covered Covered Valuation Assets Entry Age (UAAL) Ratio Payroll Payroll Date ill} &l (b-al la/b) ~ (b-allc) 6130108 $0 $26,190,000 $26,190,000 0% $13,169,000 198.9% SCHEDULE OF EMPLOYER CONTRIBUTIONS Ended Required Percentage .June 30 Contribution Contributed 2006 NIA NIA 2007 NIA NIA 2008 $2,264,000 27.9% 40 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (8) Related Party Transactions Following is a summary of transactions and balances with the City of San Bernardino and its various departments as of and for the years ended June 30, 2008 and 2007: Receipts City of San Bernardino Revenue from water charges Revenue from sewer charges Revenue from geothermal charges Billing and collection charges - refuse Billing and collection charges - storm drain Cost reimbursement Reimbursement - sale of land Interest income Economic Development Aqencv Revenue from geothermal charges Total receipts from related parties Payments City of San Bernardino 10% water revenUe Sewer collection system maintenance Worker's compensation - administration charges Printing services Postage City Hall rent Phone charges Refuse disposal service Civil service/human resources Legal services Data processing services Police & Fire Protection Revenue transfer - land sale Cost reimbursement Other services Miscellaneous charges Total payments to related parties 41 2008 2007 $ 151,015 206,809 57,466 70,201 13,750 12,142 197,258 197,570 5,242 5,469 1,000 1,000 804,881 58,894 2,416,738 1,995,670 617 483 l3()4l,lli)~Z ~,!518 2.~8 2008 2007 $2,368,049 2,373,013 3,036,221 3,073,405 177,469 172,961 2,319 5,396 10,757 10,500 177,826 177,826 131,109 130,774 74,595 73,081 170,700 156,000 176,000 170,890 659,455 510,499 500,000 500,000 0 3,090 96,922 40,859 5,142 5,722 60 233 $7,5Bft,~Z4 I,'tQ<L249 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (8) Related Party Transactions (Continued) Receivables The receivables to the City of San Bernardino are classified within the Statement of Net Assets as follows: Related party receivable Accounts receivable, net Due from other entities 2008 $1,076,546 49,903 53,837 $1.180~28Q Total receivables from related parties 2007 968,025 51,601 37.674 M_5-".)00 Payables The payables to the City of San Bernardino are classified within the Statement of Net Assets as follows: Related party payable Accounts payable Claims payable (note 10) Total payables to related parties 2008 $ 865,073 1,052,441 _391,368 ~2 308,13_8;< 2007 856,347 1,231,869 437,089 2,525~3Jl~ The Department collects and transmits to the City of San Bernardino ten percent of collections on gross water revenue and one hundred percent of collections on sewer collection system maintenance charges from Sewer Utility customers. These remittances are included in the related party payments shown above. (9) Joint Venture West End Water Development. Treatment and Conservation Joint Powers Authority On August 15, 1990, the City of San Bernardino joined the West End Water Development, Treatment and Conservation Joint Powers Authority (WEJPA) as a financing vehicle for construction of water facilities. A separate three-member Board consisting of one representative from each agency's governing body governs the WEJPA. The Departments' investment in the joint venture is included in the property, plant, and equipment of the Department. The financial statements of WEJPA are available at West Valley Water District, 855 West Base Line, Rialto, California 92736. The joint venture is not experiencing fiscal stress. 42 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (9) Joint Venture, (Continued) San Bernardino Public Safety Authority On April 1, 1968, the City of San Bernardino and the County of San Bernardino formed the San Bernardino Public Safety Authority (PSA), a joint powers authority, as a financing vehicle to construct (1) public safety buildings and (2) improvements to the wastewater treatment plant. According to the original joint powers agreement, title to the PSA-constructed wasteweter treatment facility will automatically vest in the City with the residual cash being transferred to the City after the bonds are repaid. A separate Board consisting of three members, one appointed by the San Bernardino City Council and two members appointed by the San Bernardino County Board of Supervisors, governs PSA. Effective with the transfer of the Sewer Utility to the Department, all the assets and activities of PSA related to the wastewater treatment plant were also transferred to the Department pursuant to the enabling resolution of October 1973 and are included in the property, plant, and equipment of the Sewer Utility. The financial statements of PSA are available at the Clerk of the Board of Supervisors, County of San Bernardino, 385 N. Arrowhead Avenue, 2nd Floor, San Bernardino, California 92402. The joint venture is not experiencing fiscal stress. Colton/San Bernardino Reoional Tertiary Treatment and Water Reclamation Authority On August 2, 1994, the City of San Bernardino, through the Department, formed a joint powers authority with the City of Colton to construct, operate, use, and maintain tertiary wastewater treatment, disposal, and water reclamation systems, including the Regional Rapid Infiltration and Extraction Facility (RIX). The Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority is governed by a separate Board consisting of four members, two of whom are appointed by the City of San Bernardino through the Department's Board of Water Commissioners and two appointed by the City Council of the City of Colton. Construction of the project was administered by the Santa Ana Watershed Project Authority (SAWPA) and was substantially completed during 1996. Administration and operation of the project was turned over to the Colton/San Bernardino Regional Tertiary Treatment and Water Reclamation Authority at that time. Each of the cities, San Bernardino and Colton, has an undivided interest in the real property and any related debt of the RIX project based on a split of 80 percent and 20 percent, respectively. The Departments' investment in the joint venture is included in the property, plant, and equipment of the Department. The financial statements are available at the Department. The joint venture is not experiencing fiscal stress. 43 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to BasIc Financial Statements (Continued) (10) Construction and Other Siqnificant Commitments Commitments Commitments in the form of signed contracts for costs to complete construction projects or other improvements amounted to $5,730,384 and $6,370,307 at June 30, 2008 and June 30, 2007, respectively. Risk Manaqement The Department's risk management activities are recorded in both of the utility funds. Significant losses are covered by commercial insurance for all major events except workers' compensation, for which the Department retains risk of loss in conjunction with the City of San Bernardino's risk management program for workers' compensation. For insured events, there have been no significant reductions in insurance coverage. Settlement amounts have not exceeded insurance coverage for the current year or the three prior years. Workers' Comoensation Claims Liabilities The Department records an estimated liability for workers' compensation. Claims liabilities are based on estimates of the ultimate cost of reported claims (including future claim adjustment expenses) and an estimate for claims incurred but not reported based on historical experience. Workers' compensation unpaid claims liabilities are not discounted. The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 2008: Total Liability balance, July 1, 2007 Claims and changes in estimates Claim payments $437,089 97,058 (142.779) $391,3I?i3 Claims payable, June 30, 2008 44 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (10) Construction and Other Siqnificant Commitments (Continued) The following represents the changes in approximate aggregate liabilities for the Department for the year ended June 30, 2007: Total Liability balance, July 1, 2006 Claims and changes in estimates Claim payments $359,251 207,205 (129,367) Claims payable, June 30, 2007 H37L08!l (11) ~Qntinqencies Federal and State Grants Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies, principally the federal and state governments. Any disallowed claims, including amounts already collected, may constitute a liability of the Department. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the Department expects such amounts, if any, to be immaterial. (12) Consent Decree In 1996, the City of San Bernardino ("City") filed a complaint against the United States of America, Department of the Army ("Army") to recover damages, response costs and other available remedies relating to contamination alleged to have originated at a World War II Army installation known as Camp Ono. In March 2005, the United States District Court, Central District, entered judgment, in the form of a consent decree (Consent Decree), in the matter of City of San Bernardino v. United States of America. The consent decree settles the City's and the State's claims arising from the groundwater contamination allegedly caused by the Army. The Consent Decree contains a number of provisions obligating the City (through the Municipal Water Department) to operate and maintain the Newmark Groundwater Superfund site ("Site"). The Site consists of two operable units, the Newmark Operable Unit and the Muscoy Operable Unit. The Newmark Operable Unit was declared operational and functional in 1998. 45 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (12) Consent pecIEJ& In 1996, the City of San Bernardino ("City") filed a complaint against the United States of America, Department of the Army ("Army") to recover damages, response costs and other available remedies relating to contamination alleged to have originated at a World War II Army installation known as Camp Ono. In March 2005, the United States District Court, Central District, entered judgment, in the form of a Consent Decree (Consent Decree), in the matter of City of San Bernardino v. United States of America. The Consent Decree settles the City's and the State's claims arising from the groundwater contamination allegedly caused by the Army. The Consent Decree contains a number of provisions obligating the City (through the Municipal Water Department of the City of San Bernardino ("Department")) to operate and maintain the Newmark Groundwater Superfund site ("Site"). The Site consists of two operable units, the Newmark Operable Unit and the Muscoy Operable Unit. The Newmark Operable Unit was declared operational and functional in 1998. In September 2007, the Muscoy Operable Unit was declared operational and functional. The Consent Decree provided for a payment of $69 million from the Army to the City for performance of the work outlined in the Consent Decree. Upon entry of the Consent Decree, the City, through the Department, received title to all facilities constructed by the United States Environmental Protection Agency (EPA) for the Site and agreed to operate and maintain the groundwater extraction and treatment system for a period of 50 years. The $69 million dollar payment consisted of $59 million for operation and maintenance and $10 million for the construction of certain capital facilities that would be required in the future. The funds are subject to strict limitations, contained in the Consent Decree, as to how the money may be spent. Pursuant to the Consent Decree, $10 million, including interest earned, has been set aside to be used only for (i) funding construction of treatment and directly related transmission systems that expand the Department's capacity to deliver potable water, and (iI) funding work performed by the Department to complete construction of the Muscoy Operable Unit extraction system. These "capital facility" funds may not be used for costs incurred to operate, maintain, repair or retrofit components of the site extraction or treatment systems constructed by EPA. 46 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA NDtes tD Basic Financial Statements (CDntinued) (13) Net Assets The fDllowing is a detailed breakdown of net assets. Total capital assets (net Df accumulated depreciation and accumulated amDrtizatiDn) Less related debt: NDtes payable Water bonds payable Certificates Df participation Add back: PDrtiDn Df debt Dffsetting debt seT\iice reserves NDte proceeds hold by state TDtal invested in capital assets, net of related debt Restricted Net Assets - Capital related fees Unrestricted Net Assets Total Net Assets AmDunts restricted for debt service is calculated as follows: Cash and investments with fiscal agent restricted for debt service Less portiDn of debt Dffsetting unexpended debt prDceeds held in the debt service amounts 47 Water $27,971 (27,971 ) L- Sewer 3,473,858 (3,473,858) MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Notes to Basic Financial Statements (Continued) (14) Subsequent Events A number of financial institutions have reported financial difficulties as an indirect result of delinquencies associated with home mortgages. The full ramifications of this are not determinable at this time and it is not possible to determine with certainty all of the institutions that might be impacted by current market conditions, nor the market conditions that might exist at the time that investments might be liquidated, if liquidated prior to maturity. As discussed further in Note 12 ("Consent Decree"), on March 17, 2006, the Department entered into a Guaranteed Investment Contract with AIG Match Funding Corporation. The Department invested $16,482,039 of excess consent decree funds into an interest bearing Escrow Fund investment with an interest rate of 4.95% per annum. These funds were invested to pay for the costs associated with the water facilities defined in the Consent Decree for the years 2035-2056. An additional $50 million was used to purchase a blended insurance policy to provide a financial vehicle that provides cost cap coverage for the first 30 years those expenses. Subsequent to June 30, 2008, AIG has experienced financial difficulties. Although specific concerns have not been raised with respect to the insurance programs of AIG, the terms of the Guaranteed Investment Contract only provide the Department with the position of a secured creditor with respect to an AIG bankruptcy. Given this concern, on October 9, 2008, the Department negotiated and accepted a "payout" of the Guaranteed Investment Contract in the amount of $18,661,876 which represented the principal and accrued interest as of that date. The City is currently holding these funds in anticipation of reinvestment into an appropriate long-term investment vehicle. 48 SUPPLEMENTARY INFORMA TION 49 (This page intentionally left blank) 50 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Board of Water Commissioners and Organization As of June 30, 2008 MAYOR9LT!:Ji::Q!TY OF SAN BERNARDINO Patrick J. Morris BOARD OF WATER COMMISSIONERS Name Office Toni Callicott B. Warren Cocke louis A. Fernandez Judith W. Battey Norine I. Miller President Commissioner Commissioner Commissioner Commissioner ADMINISTRATION Stacey R. Aldstadt General Manager Robin l. Ohama Deputy General Manager Matthew H. Litchfield, P.E. Director, Water Utility John A. Perry, P.E. Director, Water Reclamation Don Shackelford Director, Finance Valerie K. Housel Director, Environmental And Regulatory Compliance ORGANIZATION The City of San Bernardino Municipal Water Department was formed in 1904 under the Charter of the City of San Bernardino. The Department is governed by the Board of Water Commissioners who are appointed by the Mayor of the City of San Bernardino. The Charter gives the Board of Water Commissioners semi-autonomous authority to govern the Department independent of the City Council. The Department operates two enterprise funds: the Water Utility Enterprise Fund and the Sewer Utility Enterprise Fund. Water service encompasses the City, with the exception of the east end, which is served by the East Valley Water District. Sewer service encompasses all of the City of San Bernardino, East Valley Water District, City of Loma Linda, the former Norton Air Force Base and Patton State Hospital. 51 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage As of June 30, 2008 Insurance coverage for the Department at June 30, 2008 is summarized below: Multiple insurance companies and policies; all-risk property coverage, including earthquake and flood - July 1, 2007, to July 1, 2008 Primary limit: Commonwealth Insurance Company, Policy #USS2118 Excess limits: Catlin Insurance Company, Policy #SJC2003 L10yds of London, Policy #DP6501 08 L10yds of London, Policy #DP650108 Landmark American Insurance Company, Policy #LHD414755 Pacific Indemnity Company, Policy #78357989; boiler and machinery Coverage - July 1, 2007 to July 1, 2008 Per occurrence limit American Alternative Insurance Co., Policy #SDISSP9152180-01; general Liability, including bodily injury and property damage, personal injury and Advertising injury, professional liability and wrong acts- October 30, 2007 to October 30, 2008 Bodily injury and property damage Per occurrence Agg regate Damages to premises rented to you Anyone premises Personal injury and advertising injury Per person Aggregate Employee benefits liability Per person Aggregate Professional liability Per claim Aggregate Wrongful acts Per claim Aggregate American Alternative Insurance Co., Policy #SDISSA8052089-02; business Automobile coverage - October 30, 2007 to October 30, 2008 Owned automobile liability limit Hired/non-owned automobile liability Hired car physical damage Uninsured motorist liability Medical 52 $10,000,000 5,000,000 5,000,000 10,000,000 95000,000 25,000,000 1,000,000 3,000,000 1,000,000 1,000,000 3,000,000 1,000,000 3,000,000 1,000,000 3,000,000 1,000,000 3,000,000 1,000,000 1,000,000 50,000 1,000,000 5,000 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Insurance Coverage (Continued) As of June 30, 2008 Multiple insurance companies and policies; excess liability coverage - October 30, 2007 to October 30, 2008 Primary limit: American Alternative Ins. Co., Policy # SDISSX9250792-01 Excess limits:' St. Paul Surplus Lines Co., Policy #QY01225460 10,000,000 10,000,000 American International Specialty Lines, Policy # 26738997: pollution Liability - October 30,2004 to October 30,2009 (each incident/aggregate) Third-Party Claims, On-site Bodily Injury and Property Damage Third-Party Claims, Off-site Clean-Up Resulting from New Conditions Third-Party Claims, Off-site Bodily Injury and Property Damage Third-Party Claims, Resulting from Transported Cargo 5,000,000 5,000,000 5,000,000 5,000,000 National Union, Policy #2642385; employment practices liability _ October 30,2007 to October 30, 2008 2,000,000 Hartford Fire Insurance Company, Policy #83BPEEG2769; crime coverage's; - March 15, 2008 to October 30, 2009 Employee theft (each incident) Theft, disappearance and destruction 500,000 500,000 American International Specialty Lines, Policy #7783901; pollution Legal liability clean-up cost cap - September 28, 2004 to March 23, 2035 Coverage A - Legal liability for pollution conditions 25,000,000 Coverage B - Consent decree required clean-up 150,000,000 The Department is self-insured through the City of San Bernardino for workers' compensation liability and material damage to rolling stock. 53 (This page intentionally left blank) 54 Water utilization (shown in cubic feet) Water sold to direct customers Water sold to other agencies Water sold to or used by City Loss and other factors Total water sold, used or lost Loss and other factors percentage MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Water System Demographics Water Production/Utilization (Cubic Feet) 2007 -2008 1,914,684,000 362,868,972 74,866,697 2,362,399,669 220,169,231 2,572,568,800 8658% 65 2006-2007 1,979,377300 424,271,042 90,022,904 2,493,671,246 240,610,084 2,734,281,330 8.800% 2006-2006 1,891,121,000 208,667,743 75,753,797 2,175,532,640 163,875,410 2,329,407,950 6.606% Summary of total water production and purchased cost Total production, purchases, and supplemental Production and pumping expenses Salaries & benefits Employee related expenses Office relaled expenses Contract services Permits & fees Utilities Materials & supplies Equipment Chemical & carbon Sub,total Water stock assessments Supplemental water purchases Water extraction fees Total expense before depreciation Depreciation of plant facilities Totals Summary of costs per acre foot Acre feet Cost per acre feet for direct operating cosls Cost per acre feet for assessment, purchases, and extraction fees Cost per acre feet for depreciation Total cosl per acre feet MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA SCHEDULE OF WATER PRODUCTION June 30, 2008 2007.2008 Total Water Per 1,000 Amount Cubic Feet 2006~2007 Total Water Per 1,000 Amount Cubic Feet 2005.2006 Total Water Per 1,000 Amount Cubic Feet $1,359,697 10,181 29,599 5t,686 4,273,914 31,137 139,928 732,931 $6,629,073 105,990 670,000 27,161 2,572,569 2.734,281 2,329,408 $0,52854 $1,236,416 $0,45219 $1,117,263 $047963 0.00396 18,430 0.00674 11,194 0,00481 0,01151 26,690 0,00976 19,820 0,G0851 11,221 0,00410 7,743 0,00332 0.02009 102,279 0,03741 49,243 002114 1,66134 4,803,782 1.75687 3,706,065 159099 0.01210 22,105 000808 48,148 002067 0.05439 73,101 002674 51,957 002231 Q,28490 543,460 0,19876 373,522 0,15035 2.57683 $6,837,484 2.50065 $5,384,955 231173 004120 34,550 0.01264 9,062 000389 0,26044 261,000 0,11205 0.01056 14,968 0,00547 $288903 $6,887.003 $2,51876 $5,655.017 $242767 1.32017 3,016,056 1,10305 2.536.417 1.08887 $4.20920 $9,903,059 $3.62181 $8,191.434 $3.51653 59,058.058 62,770-455 53,475,849 $108.93 $100,70 $0,79 $5,05 $4805 $47.43 $157.77 $i5318 $7,432,224 3,396,226 $10,828,450 $11225 $1360 $57.51 5183.36 56 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA SCHEDULE OF WATER RATES Rates are summarized as follows: Sinqle and Multiple Familv Dwellinq Units, Commercial, Landscape and Industrial Users Meter Size Minimum Monthly Charge Effective Dates July 1, 2007 July 1, 2008 5/8" 3/4" 1" 1-112" 2" 3" 4" 6" 8" 10" 12" $8.59 $1147 $13.71 $2460 $34.36 $58 43 $99.19 S17857 S267.84 S33480 S40182 $888 $11.84 $14.16 $25.41 $35.49 $60.35 $102.46 $184.47 $276.67 $345.84 $415.08 All water usage. except municipal. will be billed at the rate of $0.94 and $0.97 per 100 cubic feet effective July 1,2007. and July 1, 2008, respectively with no minimum allowance. Elevation Zone CharQe Zone 1 2 3 4 5 6 Charge per 100 cubic feet $000 $006 $0.14 $0.21 SO 12 $012 This charge is based on the identified delivery costs associated with a specific elevation zone Assessment Districts so 00 $006 $0.15 $0.21 $013 $0.13 All water usage furnished for use by the City of San Bernardino for landscape assessment districts or funded from other than the City's General Fund will be billed at the rate of $0.30 and $0 31 per 100 cubic feet effective July 1. 2007, and July 1, 2008, respectively Municipal Water Users Water furnished for municipal use to the City of San Bernardino shall be exempt from all water serlice charges as long as water usage does not exceed 110 percent of the fiscal year 1994/1995 water usage. Water usage in excess of this amount is charged at $0,288 per 100 cubic foot. EnerQV SurcharQe Effective July 5, 2001, all consumption, except municipal, shall be charged $0,05 per cubic foot to offset the increased power costs to the entire service territory These rates were approved by the Board of Water Commissioners on February 20, 2007. 57 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule af Sundry Water Statistical Data 2007-2008 2006-2007 Production Percent Production Percent Pumping Plants in Cubic Feet Production in Cubic Feet Production Anlil Plant 7,230,500 0.28% 3,228,400 0,12% Baseline & California Well 13,181,800 0,52% 13,730,300 0,52% Cajon Boulevard Plant 180,770,100 7,10% 183,006,100 6,90% Cajon Pass & Vincent Wells 27,090,300 1,06% 10,725,600 0.41% Devil Canyon Plant 97,533,700 3,83% 148,230,130 5,60% EPA Wells - Newmark au 658,427,200 25,85% 656,297,800 24.78% EPA Wells - Muscoy au 544,411,900 21,38% 533,951,600 20,17% 40th Street Well 1,030,100 0.04% 1,757,700 0,07% Gilbert Street Well 61,852,400 2.43% 62,571,700 2,36% IVDA Well #11 2,909,300 0.11% 1,985,500 007% Kenwood Wells 146,497,800 5.75% 144,349,100 5.45% LeRoy Street Well 34,819,700 1.37% 45,795,300 1.73% Lynwood Well 49,079,300 1.93% 61,583,900 2.33% Lytle Creek Plant 14,934,300 0,59% 17,428,200 0,66% Mallory Well 11,402,900 0.45% 35,684,900 1.350/0 Mill & "D" Streets Well 18,743,500 0.74% 19,501,400 0.740/0 Newmark Plant 183,678,000 7.21% 168,064,900 6.35% 19th Street Pia nt 84,608,100 3.32% 71,438,800 2.70% Olive & Garner Well 56,468,700 2.22% 63,649,600 2.40% Perris Hill Plant 130,900 0.01% 5,858,600 0.22% 7th Street Well 2,217,500 0.09% 7,003.400 0.26% Sierra Way & 16th Street Wells 86,170,100 3.38% 44,616,500 1.69% 10th & "J" Street Well 70,158,900 2,76% 91,265,200 3.45% 30th & Mountain View Wells 92,911,700 3,65% 130,756,000 4.94% 27th Street Well 20,881,000 0,82% 26,624,700 1.01% Waterman Avenue Plant 79,205,900 3.11%1 98,441,900 3,72% Total Water Produced 2,546,345,600 100,00% 2,647,547,230 100,00% Purchased water - East Valley Water District 26,223,200 86,734,100 Total Water Production 2,572,568,800 100,00% 2,734,281,330 100,00% 58 2005-2006 2004-2005 2003-2004 Production Percent Production Pel"cent Production Percent in Cubic Feet Production in Cubic Feet Production in Cubic Feet Production 94,600 0.00% 33,443,800 1.63% 82,571,200 3.79% 4,058,500 0.18% 12,249,100 0.60% 20,784,900 0.95% 156,173,000 7.00% 114,021,100 5.54% 98,009,400 4.50% 1,568,900 0.07% 26,840,000 1.30% 38,443,100 1.76% 87,633,950 3.93% 94,388,390 4.59% 123,324,880 5.66% 670,111,400 30.06% 576,392,400 28.02% 565,447,170 25.93% 577,040,000 25.89% 133,156,900 6.47% 0 0.00% 1,311,500 0.06% 1,505,100 0.07% 1,676,100 0.08% 12,634,000 0.57% 43,913,100 2.14% 83,912,300 ,3.85% 0 000% 0 0.00% 0 0.00% 159,946,600 7.18% 153,162,100 7.45% 166,971,400 7,66% 23,716,800 106% 59,151,700 2.88% 60,969,500 2.80% 34,866,600 1.56% 38,705,300 1.88% 53,509,860 2.45% 0 0.00% 5,509,700 0.27% 31,152,100 1.43% 35,182,700 1.58% 35,523,100 1.73% 21,317,100 0.98% 18,456,300 0.83% 20,305,400 0.99% 14,140,800 065% 122,521,500 5.50% 148,870,200 7.24%.. 158,321,800 7.26% 69,559,800 3.12% 129,585,600 630% 132,848,000 6.09% 41,192,200 1.85% 96,972,900 4,71% 115,058,398 5.28% 6,814,300 0.31% 17,526,200 0.85% 17,280,200 0.79% 3,916,700 0.18% 5,186,600 0.25% 37,796,200 1.73% 210,000 0010/0 166,100 0.01% 205,100 0.01% 67,220,600 3.02% 98,420,900 4.79% 129,074,500 5.92% 66,308,800 2.97% 116,906,300 5.68% 122,995,600 5.64% 14,396,300 0.65% 27,794,700 1.350/0 31,616,500 1.45% 54,028,000 2.42% 67,056,200 3.26% 72,891,380 3.34% 2,228,963,050 100.00% 2,056,752,890 100.00% 2,180,317,488 100.00% 100,444,900 73,492,900 55,962,500 2,329,407,950 100.00% 2,130,245,790 100.00% 2,236,279,988 100.00% 59 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA WATER UTILITY Schedule of Service Area and Customers Number of Active Connections by Classification of User as of June 30, 2004 through June 30, 2008 User Type 2008 2007 2006 2005 2004 Single family residential 34,316 34,842 34,900 34,360 34,075 Multiple family residential 2,834 2,913 2,922 2,930 2,929 Commercial/institutional 4,003 3,954 3,847 3,812 3,761 Other 1,820 1,755 1,572 1,299 1,223 Total all users, active 42,973 43,464 43,241 42,401 41,988 Revenue by Class of User Fiscal Year 2007 -2008 Fiscal Year Percentage of User Class Revenue Annual Revenue Single family residential $ 13,419,093 55.63% Multiple family residential 3,419,696 14.18% Commercial/industrial 5,765,993 23.90% Other and unmetered 1,518,693 6.30% Total all users $ 24,123,475 100% Largest users: The System had no customer accounting for more than three percent of the revenues for the fiscal year 2007-2008 60 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics Regional Facilities Collection and Treatment System Total monthly Classification Charge Charge City Charge Rates effective as of July 1, 2004 Residential $14.50 per month $3.45 per month 17.95/ month/unit Commercial: Multi-family, mobil home parks $0.83/HCF SO.33/HCF $1.16/HCF (4 or more units) + S2.00/month + nOO/month + S3.00/mo Retail, commercial, light industrial $1.70/HCF SO 33/HCF $2.03/HCF (non~offlce. bakeries, markets, theaters, dry cleaners) + S2.00/month + S1.00/month + $3.00/mo Auto repair, car wash S1.17/HCF $0 33/HCF 51.501HCF + 52.00/month + $1. OO/month + $3.00/mo Offices, motels (without restaurants) S132/HCF $0.33/HCF 51.65/HCF + S200/month + $1 OO/month + $3.00/mo Restaurants, hotels S184/HCF 50 33/HCF S2.17/HCF (hotel/motels with restaurants) + S2.00/month + 51.00lmonth + 53.00/mo Laundromats S1.15/HCF SO.33/HCF 51.48/HCF + 52.00/month + 51.00/month + 53.00/mo Hospitals, convalescent homes 50.841HCF SO.33/HCF S117/HCF + 52.00/month + $1. OO/month + S3.00/mo Schools, churches, nursey schools, $0.62/HCF SO.33/HCF SO.95/HCF daycares + $2.00/month + 51.00/month + 53.00/mo Industry 5816.1 O/MG OF SO.33/HCF $264.91/1,000 LBS BOD + 51.00/month $577.41/1,000 LBS ss The last rate change prior to July 1,2004 occurred in June 1995. 61 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule of Sewer Rates and Statistics, (Continued) June 30, 2008 ResidentIal Nonresidential Total Number of connections City of San Bernardino 32,058 5,491 37,549 East Valley Water District 17,956 1,159 19,115 City of Lorna Linda 4,407 576 4,983 54,421 7,226 61,647 Annual billings City of San Bernardino $6,197,816 $6,570,125 $12,767,941 East Valley Water District 3,221,455 2,213,946 5,435,401 City of Loma Linda 767,075 1,011,795 1,778,870 $10,186.346 $9,795,866 $19.982,212 62 June 30, 2007 June 30, 2006 Residential Nonresidential Total Residential Nonresidential Total 32,367 5,528 37,895 31,523 5.401 36,924 18,085 1,160 19,245 18,005 1,160 19,165 4,567 584 5,151 4,493 584 5,077 55,019 7,272 62,291 54,021 7,145 61,166 $6,238,570 3,231,282 728,111 $6,654,231 2,252,260 950,227 $12,892,801 5.483,542 1,678,338 $6,021.449 3,184,223 728,713 $6.448,117 2,171,095 910,116 $12,469,566 5,355,318 1,638,829 $10,197,963 $9,856,718 $20,054,681 $9,934,385 $9,529,328 $19.463,713 63 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule -1992 Certificates of Participation San Bernardino Public Safety Authority June 30, 2008 EARLY PAY OFF During Fiscal Year 2001, the 1992 Certificates of Participation were retired by an early call and payoff The totai principal amount of 534,805,000 was paid off February 1, 2001. An early call premium of $674,000 was incurred due to this transaction. This amount will be amortized annually in the amount of $42, 125 over a sixteen year period. The unamortized discount balance of $141 ,841 will continue to be amortized annually in the amount of $16,520 With the finai payment of $9,681 due February 1, 2017 Funds used for the Primary Hydraulic Reliability Project, remodel of the administration laboratory buildmg and design of 3A secondary treatment 64 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Schedule -1998 Refunding Sewer Revenue Certificates of Participation San Bernardino Public Safety Authority June 30, 2008 Principal Principal Unamortized Payments Interest Date Due Payments Discounts (Net) Interest Total Rate 8/1/2008 587,278 587,278 4.50% 2/1/2009 2,125,000 6,238 2,118,762 587,278 2,706,040 4.50% 8/1/2009 539,465 539,465 4.70% 2/1/2010 2,240,000 5,687 2,234,313 539,465 2,773,778 4.70% 8/1/2010 486,825 486,825 500% 2/1/2011 2,365,000 5,105 2,359,895 486,825 2,846,720 5.00% 8/1/2011 427,700 427,700 4.75% 2/1/2012 2,510,000 4,492 2,505,508 427,700 2,933,208 4.75% 8/1/2012 368,088 368,088 4.85% 2/1/2013 2,650,000 3,840 2,646,160 368,088 3,014,248 4.85% 8/1/2013 303,825 303,825 4.75% 2/1/2014 2,805,000 3,152 2,801,848 303,825 3,105,673 4,75% 8/1/2014 237,206 237,206 5.25% 2/1/2015 2,965,000 2,424 2,962,576 237,206 3,199,782 5.25% 8/1/2015 159,375 159,375 500% 2/1/2016 3,155,000 1,655 3,153,345 159,375 3,312,720 5.00% 8/1/2016 80,500 80,500 5.00% 2/1/2017 3,220,000 836 3,219,164 80,500 3,299,664 5.00% $ 24,035,000 S 33,429 $ 24,001,571 $ 6,380,524 $ 30,382,095 65 MUNICIPAL WATER DEPARTMENT OF THE CITY OF SAN BERNARDINO, CALIFORNIA Bond Schedule - General Obligation Waterworks Bonds, Series C June 30, 2008 Principal Interest Date Due Payments Interest Total Rate 9/112008 2,131 2,131 7.75% 3/1/2009 10,000 2,131 12,131 7.75% 9/1/2009 1,744 1,744 7.75% 3/1/2010 10,000 1,744 11,744 7.75% 9/1/2010 1,356 1,356 7.75% 3/1/2011 10,000 1,356 11,356 7.75% 9/1/2011 969 969 7.75% 3/1/2012 10,000 969 10,969 7.75% 9/1/2012 580 580 7.75% 3/1/2013 15,000 580 15,580 7.75% $ 55,000 $ 13,560 $ 68,560 Bonds related to water system improvements for South San Bernardino Water Distn'ct, whIch was acquired by the Department in 1991. 66 Mayer Hoflinal1 McCann An Independent CPA Firm ~~onrad GOVHn1~'n0nt S0Pj~e!:c~.i:: D~,;!1'!0i:r,"'J't 2301 Dupont Drive, Suite 200 Irvine, California 92612 . 949A 74-2020 ph 1949-263-5520 fx www.mhm-pc.com Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California REPORT ON COMPLIANCE AND OTHER MATTERS AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the Municipal Water Department of the City of San Bernardino ("Department"), as of and for the year ended June 30, 2008, which collectively comprise the Department's basic financial statements and have issued our report thereon, dated January 20, 2008. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Department's financial statements are free of material misstatement, we performed tests of Its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reportinq In planning and performing our audit, we considered the Department's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Department's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Department's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is defined 67 Board of Water Commissioners Municipal Water Department of the City of San Bernardino, California Page Two to be a control deficiency, or combination of control deficiencies, that adversely affects the District's ability to initiate, authorize, record, process or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the District's financial statements that is more than inconsequential will not be prevented or detected by the District's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the Department's internal control is defined to be a control deficiency, or combination of control deficiencies, that adversely affects the District's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the District's financial statements that is more than inconsequential will not be prevented or detected by the District's internal control. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily disclose all deficiencies in internal control that might be significant deficiencies or material weaknesses We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. This report is intended solely for the information and use of the Board of Water Commissioners, and management of the Department and is not intended to be and should not be used by anyone other than these specified parties. ht-,.- /7"~-,, fi'1~~/.C'. Irvine, California January 20, 2009 68