The URL can be used to link to this page

Home My WebLink AboutCDC/2008-20 01 2 3 4 5 6 7 8 , RESOLUTION NO. cDc/2008-20 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING THE INTERIM EXECUTIVE DIRECTOR OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO TO SUBMIT AN APPLICATION TO THE CALIFORNIA STATE DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT FOR FUNDING UNDER THE CALHOME PROGRAM; THE EXECUTION OF A STANDARD AGREEMENT, IF SELECTED, FOR SUCH FUNDING AND ANY AMENDMENTS THERETO; AND ANY RELATED DOCUMENTS NECESSARY TO PARTICIPATE IN THE CALHOME PROGRAM 9 WHEREAS, the Redevelopment Agency of the City of San Bernardino ("Agency"), a 10 political subdivision of the State of California, wishes to apply for and receive an allocation of 11 funds through the CalHOME Program; and 12 WHEREAS, the California State Department of Housing and Community Development 13 (hereinafter referred to as "HCD") has issued a Notice of Funding Availability ("NOFA") for the o 14 CalHOME Program established by Chapter 84, Statutes of 2000 (SB 1656 Alarcon), and codified 15 in Chapter 6 (commencing with Section 50650) of Part 2 of Division 31 of the Health and Safety 16 Code (the "Statute"), and pursuant to the statute, HCD is authorized to approve funding allocations 17 utilizing monies made available by the State Legislature to the CalHOME Program, subject to the 18 terms and conditions of the statute and the CalHOME Program Regulations adopted by HCD in 19 April 2004; and 20 WHEREAS, the Agency seeks to submit an application to obtain from HCD, an allocation 21 of CalHOME funds in the amount of $900,000. 22 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY 23 OF SAN BERNARDINO DOES HEREBY RESOLVE, DElERMINE AND ORDER, AS FOLLOWS: 24 Section 1. The information set forth in the above recitals of this Resolution is true and 25 correct. 26 o Section 2. The Agency shall submit to HCD, an application to participate in the 27 CalHOME Program in response to the NOFA issued on April 18, 2008 which will request a funding 28 P:/Agenda9lResolutionslResolutionsl2008lO6-16-08 CalHOME CDC lleso.doc 1 CDc/2008-20 o 1 allocation for a First-Time Homebuyer Mortgage Assistance Program to be implemented within the 2 boundaries of the City of San Bernardino. The Program will provide down payment assistance to 3 first-time, low-and moderate-income homebuyers. 4 Section 3. If the application for funding is approved, the Agency hereby agrees to use 5 the CaIHOME funds for eligible activities in the manner presented in the application as approved by 6 HCD and in accordance with program regulations cited above. The Agency shall also may execute 7 any and other instruments and docurnents necessary or required by HCD for participation in the 8 CaIHOME Program. 9 Section 4. The Community Development Commission of the City of San Bernardino 10 ("Commission") hereby approves the application as presented at the meeting of the Commission at 11 which this Resolution is adopted and hereby authorizes the Mayor or Interim Executive Director 0 12 the Agency to execute the application on behalf of the Agency, the Standard Agreement, and all 13 other documents required by HCD for participation in the CaIHOME Program, and any amendments 0 14 thereto. 15 Section 5. 16 /II 17 /II 18 /II 19 /II 20 /II 21 /II 22 /II 23 /II 24 /II 25 /II 26 /II 0 27 1/1 28 This Resolution shall become effective immediately upon its adoption. P:/AgcndasIResolutionslRcso1utionsl2OO8I06-16-08 CalHOME coc Reso.OOc 2 01 2 3 4 5 6 7 CDC/2008-20 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING THE INTERIM EXECUTIVE DIRECTOR OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO TO SUBMIT AN APPLICATION TO THE CALIFORNIA STATE DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT FOR FUNDING UNDER THE CALHOME PROGRAM; THE EXECUTION OF A STANDARD AGREEMENT, IF SELECTED, FOR SUCH FUNDING AND ANY AMENDMENTS THERETO; AND ANY RELATED DOCUMENTS NECESSARY TO PARTICIPATE IN THE CALHOME PROGRAM I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Community Development Commission of the City of San Bernardino at a joint regular 8 meeting thereof, held on the 16th day of June 9 19 , 2008, by the following vote to wit: Aves Abstain Absent X Navs X X X X X X s:tJi!!f 20 The foregoing Resolution is hereby approved this /7111 day of June 21 22 23 ,2008. ~~~~ Patric J. Morris, . _on unity Development Commission of the City of San Bernardino 24 Approved as to Form: 25 By: C'ge:~r-~;1 L Agency oJs~1 r 26 o 27 28 P:/AgenduJResolutionfJRelOlutionsl2OO8J06..16-0S CalHOME CDC Reso.doc 3 , . CalHome Program Application for General Program Funding NOFA "Ji11l1rjl.,(.._it....L aelitlllll,.rlllllinl_ California Department of Housing and Community Development Financial Assistance Division P,O, Box 952054, Sacramento, CA 94252-2054 Or 1800 3'" Street, MS 390-2 Sacramento, CA 95811 916-327-3646 This application, if approved for funding, will be a part of your Standard Agreement with the Department of Housing and Community Development (HCD). In order to be considered for funding, all sections of this application, including attachments and exhibits, must be complete and accurate. Application forms must not be modified. No facsimiles, incomplete applications, or application revisions will be accepted prior to, or after the application deadline. Applications must meet all eligibility requirements upon submission. Applications containing material internal inconsistencies will not be rated and ranked. Use Exhibit A, Attachment Checklist, as an aid in completing the application. HCD must receive in its office a complete original application in a three ring binder no later than 5:00 P.M. Wednesdav. June 25. 2008. For purpose of this NOFA, this will be a Program NOFA which will include first-time homebuyer mortgage assistance activities and owner-occupied activities. A separate CalHome Project NOFA to support the development of new homeownership housing has been released separately. Please note: applicants are eligible to apply for both a CalHome Program Grant and/or a CalHome Project Grant. However, a household may have only one CalHome lien on it. SECTION I. APPLICATION SUMMARY: A. Name of Applicant: Redevelooment Aaencv of the City of San Bernardino B. Applicant Address: 201 North "E" Street City: San Bemardino Zip Code: 92401-1507 C. Chief Executive Name and Title: Patrick J, Morris. Mavor D. Contact Person Name and Title: Emil Marzullo. Interim Executive Director E. Phone Number: (909\663-1044 FAX: (909\888-9413 E-Mail: emarzullot1ilsbrda.ora F. Proposed Activity: First-Time Homebuver Mortaaae Assistance Proaram You may apply for one or two program activities, the aggregate amount of both activities may not exceed the maximum application amount, and the amount for anyone activity may not be less than the minimum activity amount, as specified in the NOFA. The maximum amount is $900,000 for most jurisdictions or 1.5 Million for High Population Areas. Only apply for the amount that you know you can use. Recipients who do not use at least 95% of their funds will be penalized in future funding rounds for not meeting performance goals. Localities shall only be eligible to apply for an award of CalHome funds for a local program within its jurisdictional boundaries. A nonprofit corporation may propose programs in a county or counties in which they have operated a housing program within the past 4 years, or in a county or counties for which the nonprofit corporation has an existing 523 technical assistance services agreement with the United States Department of Agriculture. P:lClll1cll8elYlces~..~catIIome.doc -1- . ' 1. FTHB Mortgage AssIstance P ram 2.Owner-Occupied Rehabllltallon P ram Total 18 N/A 18 San Bemardlno N/A . If your activity Is located entirely within a rural census tract or non-metro county as defined in the CalHome Program Regulations and you want to receive consideration for the rural set-aside. you must provide the census tract or tracts or list the non-metro county information in the table above. This information can be found in Appendix A in the training manual. G. Proposed Grant Amount: *$ 900.000 . If the grant request is over $900,000 (up to $1,500,000), the city, county or nonprofit will need to provide the following: The name of the city or unincorporated areas of counties with a population of over 400,000. If a County operates their programs in the small cities within the county as well as the unincorporated areas, we will allow the aggregata population of the unincorporated areas plus these small cities to be combined for determining the maximum award amount only where we have letters/resolutions from the included small cities verifying the County's authority to operate with the cities, A list of cities and unincorporated areas of counties in California with population over 400,000 is included in this application labeled Exhibit D. Please provide the required documentation as Attachment 31 H. Brief Description of Each Program Activity Applied for: The Redevelooment Aaencv of the City of San Bernardino has 15 years of exoerience ooeratina a down oavment assistance oroaram which has resulted in over 1.000 low-and moderate-income families beina able to achieve the American dream of homeownershio. With this CalHome arant. we will offer down oavment assistance. of uo to $60,000, to First- Time Homebuvers. who are ourchasina their home within the boundaries of the City of San Bernardino. The City's oroaram reauires a $1,000 down oavrnent contribution from the buyer. but there will be no loan orocessinalmonitorina fee. A $200 aoolication fee is reauired for each oroaram oarticioant. The City's oroaram orovides a silent second at 3% simole annual interest with no oavrnents reauired. After 10 Years. 50% of the Aaencv loan is foraiven. If the homebuver ceases to occuov the home as their orimarv residence. sell. refinance to cash out eauity. or convert the orooertv to a rental unit. the loan becomes due and oavable. SECTION II. LEGISLATIVE REPRESENTATIVES: A form is included in this application labeled Exhibit B. Please complete the information on this form and attach as Attachment 5. SECTION 111. GOVERNING BOARD RESOLUTION: Attach the resolution, duly executed by the governing board of the local public agency or nonprofit corporation, granting authority to make an application to HCD for a funding P:.o'alral......~..'WIIN2OllM'...._.. .CIIlllIme.cloc - 2 - . . commitment from the CalHome Program. Label as AttacI'lJllent 8 Governing Board Resolution. Please review the sample resolution which is included in this application package as Exhibit C. Be sure that the resolution authorizes a signatory for submittal of this application and the resolution is an action of the governing body of the applicant. If someone signs the application other than the person authorized in the resolution, submit evidence that shows that the person signing has the authorization to sign. Such evidence could be in the form of an ordinance or code, or an opinion from the applicant's legal counsel. Include such authorization with Mtatchmem 8. SECTION IV. APPLICANT INFORMATION: A. The applicant is a (check one):[x] City [] County [] City and County [ ] Nonprofit Corporation 1. If a Nonorofit Corooration. Submit copies of: IRS approval of 501 (c) (3) status: as Attach....t7. Secretary of State Letter of Good Standing: as Attachment 7b Articles of Incorporation: as Attachment 7c Bylaws: as ~nt 7d List of names of Board of Directors as AttachmenUe Financial Statements (for the last 2 fiscal years, one of which must be must be audited): as Attachment 7f SECTION V. ACTIVITY ATTACHMENT: Applicants must complete at least one attachment: Attachment 1, First-Time Homebuyer Mortgage Assistance, or Attachment 2, Owner-Occupied Rehabilitation Program These attachments are part of this application. At least one must be completed and must be included or the application will not be complete and will be ineligible for funding consideration. SECTION VI. APPLICANT CERTIFICATION AND COMMITMENT OF RESPONSIBILITY: As the official designated by the governing body, I hereby certify that if approved by HCD for a CalHome Program funding allocation, the Redevelooment Aaencv of the City of San Bernardino (Applicant name) assumes the responsibilities specified in the CalHome Program Regulations and certifies that: A. It possesses the legal authority to apply for the allocation and to execute their proposed program or project; B. Before committing funds to a homebuyer/homeowner, it will evaluate the funding eligibility in accordance with CalHome Program Regulations and will not invest any more CalHome funds in combination with other governmental assistance than is necessary to proVide affordable housing; C. The Applicant does not have any unresolved audit findings for prior HCD or federally-funded housing or community development projects or programs. P'JaIItcIl......~.......JIIlIII..WoN2OOM"~.. . .-- - 3- .::.- .. . . D.There are no pending lawsuits that would impact the implementation of this program or project. E. It will comply with all statutes and regulations governing the CalHome Program. F. The information, statements, and attachments contained in this application are, to the best of my knowledge and belief, true and correct. G. It has the ability to perform the duties for the activity(s) applied for in accordance with Section 7718 of the CalHome Program Regulations. I authorize the Department of Housing and Community Development to contact any agency, whether or not named in this application, which may assist in determining the capability of the Applicant. All information contained in this application is acknowledged to be public information. (This certification must be signed by the person authorized in the Resolution) *Signature: ~ ~ --..... '-.)-= Type Name: Patrick J. Morris Title: Mavor Date: June 16. 2008 *Must be signed by authorized signatory per the resolution, P:ICleIlcalServitlMDept/SheftleIBl'sWOltrl2OOlllProgramApplcatlonClll'lome.doc - 4 - , . EXHIBIT A Attachment Checklist Check if All. No. Attachment Title Included X 1 Program: First-time Hornebuyer Mortgage Assistance Program S.. Exhibit 1 of 1 2 Program: Owner-Occupied Rehabilitation Program 3 Documentation regarding population over 400,000 for requesting funds over $900,000 (UD to $1,500,000)' 4 Additional Documentation X 5 Leaislative List X 6 Copy of Resolution authorizing this application. As a time-saver, the Resolution may also authorize execution of the contract and other documents needed to Drocess a loan Bonus-A Green Build Self Certification Bonus-B Universal Desion Standards Nonprofit corporations must provide the following Information: 7a IRS aDDroval of 501 (cl(31 status 7b Copy of current certification of 501 (c)(3) status with Secretary of State that is less than one vear old 7c CODY of Articles of Incorooration 7d CODV of BYlaws 7e List of officers and Board of oovemino bodv of ADDlicant 7f Financial Statements (one of the last 2 years must be audited) P:JCllrtcll8lrwlcel o.....-......n WOltJ2OOU'....._ .. .CIIlGnW.clDc - 5- Attachment 5 LEGISLATIVE REPRESENTATIVES Indicate all Legislators who represent any portion of the proposed service area. If you have vacancies in your legislative seats, please list your district number and district address. A. Members of the State Assembly: District number: 62"" District number: 63rd Name: Wilmer A. Carter District Address: 335 N. Riverside Avenue City: Rialto Zip Code: 92376 Name: Bill Emmerson District Address: 10681 Foothill Blvd.. Suite #325 City: Rancho Cucamonaa Zip Code: 91730 B. Members of the State Senate: District number: 31" District number: 32"" Name: Bob Dutton District Address: 8577 Haven Ave.. Suite #210 City: Rancho Cucamonaa Zip Code: 91730 Name: Gloria Nearete McLeod District Address: 357 W. 2"" Street. Suite #1 City: San Bernardino Zip Code: 92401 C. Members of the U.S. House of Representatives: District number: 41" District number: 43rd Name: Jerrv Lewis District Address: 1150 Brookside Ave.. Suite #J-5 City: Redlands Zip Code: 92373 Name: Joe Baca District Address: 201 North "E" Street. Suite #102 City: San Bemardino Zip Code: 92401 P:.IC:IIlal a..w. Depl~~"WllN2OOU'......_~. ,~.cIoc -6- EXHIBIT 0 Cities and unincorporated areas of counties in California with population over 400,000. . City of Los Angeles 3,864,400 . City of San Diego 1,275,100 . Unincorporated Los Angeles County 1,048,600 . City of San Jose 925,000 . City and County of San Francisco 791,600 . Unincorporated Sacramento County 616,700 . City of Long Beach 481,000 . Unincorporated Riverside County 465,800 . Unincorporated San Diego County 458,500 . City of Fresno 448,500 . City of Sacramento 433,400 . City of Oakland 412,200 In our current NOFA, these jurisdictions will be able to apply for an aggregate maximum award of $1,500,000. Regarding the situation where the County operates their programs in the small cities within the county as well as the unincorporated areas, we would allow the aggregate population of the unincorporated areas plus these small cities to be combined for determining the maximum award amount only where we have letters/resolutions from the included small cities verifying the County's authority to operate within the cities. P'.JaeIaI......~_~a..,..WInI2OClM"__.& ~ . .CIlIlome.doe -7 - CalHome Program Application ~t1 First-Time Homebuyer Mortgage Assistance Program This Application form is for homebuyer mortgage assistance to first-time homebuyers of new or existing homes, or for purchase of existing homes to be rehabilitated by the homebuyer. An applicant may only apply for funds under this attachment when it will be providing the services required in Section 7729 of the program regulations. SECTION I. APPLICANT INFORMATION Name: RedeveloDment Aaencv of the City of San Bernardino SECTION II. FIRST-TIME HOMEBUYER PROGRAM EXPERIENCE A. Provide the following information for each year of first-time homebuyer program operation for 12 consecutive months, by calendar year. Applicant organizations should only list those homebuyer units for which they provided the mortgage assistance services. YEAR ~...",,-.~ No. . '<, E II. ~"'ANCE FUNDING$0URCE(81 -~ ~P,IUUlU_ . 2007 HomelRDA 20% set aside 31 $63,513 2006 Home/RDA 20% set aside 18 $57,653 2005 Home/RDA 20% set aside 25 $46,665 2004 Home/RDA 20% set aside 16 $25,805 2003 Home/RDA 20% set aside 56 $12,294 2002 Home/RDA 20% set aside 127 $10,823. 2001 Home/RDA 20% set aside 169 $10,247. 2000 Home/RDA 20% set aside 170 $10,461. 1999 Home/RDA 20% set aside 47 $10,543. 1998 Home/RDA 20% set aside 42 $ 8,479. B. For years 2004 through 2007, provide a narrative of applicant's history and experience with the proposed activity, including evidence of program operation for each year listed: e.g., board resolution authorizing the program; award letters; program financial pages from annual audit, annual reports or other evidence that will demonstrate program operation. (Attach as Exhibit 1-1) P:lCltriclll...,...~..'WIltlII2llOI"...._.~r.ft~. .c.Ilorne.dCIc - 8- SECTION III. LOAN UNDERWRITING EXPERIENCE A. For the years 2004 through 2007, the total number of homebuyer loans applicant has underwritten and closed, which included preparation of loan documents and escrow 90 instructions. # SECTION IV. LOAN SERVICING EXPERIENCE A. For the years 2004 through 2007, the total number of homebuyer loans closed for which the applicant was the named beneficiary on the loan documents. # 90 B. As of the CalHome NOFA issuance date, the total number of homeowner loans in the applicant's portfolio. # 189 C. Number of loans identified in B. above that are being directly serviced by the applicant. # 189 D. Number of loans identified in B. above that are being serviced by a third party. # -0- E. As of the CalHome NOFA issuance date, the total number of homebuyer loans the applicant is servicing for another entity. # -0- F. If there are zero loans identified in C, D!!!!! E, submit a narrative identifying how loans will be serviced, how the servicing activities will be funded or provided and the procedures for implementing loan servicing operations. In addition to the narrative, attach either: 1) a budget that provides an identified source of financing, for a period of at least 5 years, for contracting loan servicing with a third party who is in the business of loan servicing; 2) a commitment letter from a third party, who is in the business of loan servicing, willing to provide loan servicing at no cost to the applicant; or 3) the resume of a current employee(s) of the applicant that describes the employee(s)'s experience in homeowner loan servicing, (Attach as Exhibit 1-2) SECTION V. PROGRAM TARGETING A. Number of homebuyers to be assisted with this application for CaIHome funds # 18 B. Program will be operated entirely within a federally defined Qualified Census Tract/s) located in ADoendlx B In the tralnlna manual (ONLY MARK YES IF ALL HOMES TO BE ASSISTED WITH CALHOME FUNDS SHALL BE LOCATED IN THE AREA(S) IDENTIFIED HERE): Yes No x Federally defined Qualified Census tract(s) No. C. Program will be operated entirely within a deslanated redevelooment area under the iurlsdlctlon of a local Redevelooment Aaency (ONLY MARK YES IF ALL HOMES TO BE ASSISTED WITH CALHOME FUNDS SHALL BE LOCATED IN THE AREAlS) IDENTIFIED HERE): Yes No x Attach a redeyelopment area map and indicate program location on the map. (Attach as Exhibit 1- 3) D. Nonprofit corporations must list the county or counties in which the program will be operated. countylcounties p;/CllrtCll........~..'NDIW2ODI/f...._.. .~.ctDc -9- E. Provide the data source used to project sales price: Analysis of the sales prices of homes where we have provided down payment assistance, under our existing program, with an emphasis on the sale prices of homes during the last 12 months under the CaIHome Program. Maximum sale price may not exceed the FHA Loan Limits established for the County and the City of San Bemardino by FHA. [X] Conventional [ ] Federal HOME [X] FHA [X] CaIHFA [ ] Redevelopment Agency [ ] USDA-Rural Development [ ] Other Describe the financing structure, first mortgage and any subordinate financing in addition to CalHome that will finance the ourchase of the orooerties. Souroe of F Pl'Ooosed Uen PositIon Conventional or FHA or CalHFA 1st CalHome 2nd B. Projected Average Housing Cost and Affordability: 1. Expected Average Sales Price, Less Homebuyer Equity: $ 200.000 2. Less Average CalHome Mortgage Assistance to be given: $ 50.000 3. Less Average Other Mortgage Assistance to be received, if any: $ -0- 4. Average First Mortgage: $ 150.000 5. Estimated Monthly Payment on First Mortgage (PITI): $ 1.166 6. Annual Income Needed to Support above Payment $ 46.644 (Based on the homebuyer paying 30% of gross annual income for PITI) SECTION VII. CONTRIBUTED LABOR PROGRAMS - Self-Help, Volunteer Labor and Youth Construction Training Labor. Important Note: Only complete this section, If the applicant meets the two-year minimum experience requirement for operation of a program, a minimum of 500 hours of onslle contributed construction labor per anisted unit must be provided, and that financed purchase of homes InVOlving this type of construction or developed homes Involving this type of construction and the entire Droaram will be restricted to units Involving this type of construction. A. Check if project involves any of the following types of contributed onsite construction labor: 1. Self-Help labor: Ves No x No. of hours of guaranteed self-help onsite construction labor per unit: hrs 2. Volunteer labor. Ves No x No. of hours of guaranteed volunteer onsite construction labor per unit: hrs 3. A youth construction skills training program: Name of program: Ves No x P:JClerlcll8eNlllla 0IfiWl-......... WDN2OOllF' ....._. . . c.tone.doc: - 10- No. of hours of guaranteed youth construction training onsite construction labor per unit, provided by participants age 16 to 24 years old only: hrs 4. If the answer to A. 1, 2 or 3 above Is ves, indicate the minimum number of onsite construction labor hours oar unit to be provided by the homebuyer: hrs B. Describe the criteria for participation in your contributed labor program. (Attach as Exhibit 1-4) C. Attach a copy of the agreement form used for the contributed labor program. (Attach as Exhibit 1- 4a) D. Provide description of activities performed by contributed labor participants. (Attach as Exhibit 1- 4b) E. Provide description of activities normally contracted out. (Attach as Exhibit 1-4<<:) F. What percentage of total onsite construction labor per unit will be performed by contributed labor: % Please provide evidence of previous administration of the type of contributed labor program proposed in this application. This could include, but not be limited to, the nonprofit corporation charter or a copy of the board resolution authorizing the program supported by documentation of completed projects; or copies of contracts with contributed labor participants. (Attach as Exhibit 1-4d) SECTION VIII. HOMEBUVER EDUCATION A. Does the applicant currently provide homebuyer education classes? Ves X No If not, describe arrangements for providing homebuyer education in Attachment 4-Additional Documentation. SECTION IX. BONUS POINTS - NEW POLlCV OBJECTIVES A. Taraetlng energv efficient homeownershiD: Bonus points will be given in the scoring of this application for applicants that use their mortgage assistance loans exclusively for transactions where the units purchased are energy efficient. The Department is encouraging the use of Green Building features. Applicants will self certify their activity on Form 3A and confirm that items 2, 3, 4,5,6,7,10,11,12. & 13 are included in the units to be constructed, and that at least two of the remaining items (1,8 & 9) will also be included in the units to be constructed. (Attach as Bonus Exhibit A) Ves No X B. Taraeting homeownershlD units that meet universal deslan standards: Bonus points will be given in the scoring of this application for applicants that use their mortgage assistance loans exclusively for home purchase transactions where the units purchased are developed or improved by meeting the following universal design standards: . Provide at least one no-step entrance with beveled threshold. This may be at the front, side or back of the unit. P-.ICiItriCIl8eMall~..WIftI.1OOI"f.......CIIIofnI.dDc - 11 - . Make doorways throughout the unit at least 32 inches wide and hallways at least 36 inches clear width. . Reinforce walls around the toilet, bathtub and shower stall in order that grab bars may be added at a later time, if needed. . Install light switches and electrical controls no higher than 48 inches and electrical plugs no lower than 15 inches above the floor. . Install lever handles on all doors and plumbing fixtures. . (Attach as Bonus Exhibit B) Yes No x P:.o'Clllal8eNDlD~_......IIIIlM"WOdrI2OllIIP......_. & .CIIllIIM.dDc: - 12 - Green Building Self-Certification Check List Form 3A The Department is encouraging the use of Green Building features. A new bonus category has been added to this NOFA to reward developers that use energy efficient products that will enhance new units. Therefore, this new bonus opportunity has been developed and included in this NOFA. Applicants must self certify that items 2, 3, 4, 5, 6, 7, 10, 11, 12, & 13 are included in the units to be constructed, and that at least two of the remaining items (1,8 & 9) will also be included in the units to be constructed. Additionally, appliances that are customarily provided with the units, such as hot water heaters and dishwashers, or heating/cooling systems, should all meet the ENERGY STAR@standards. CUl'I'8nt Requirement Applicant CertIflcalIon C_ 011 Column Site 1. Use plant and tree species that require low Two of three of items water use in sufficient quantities and install #1, 8. or 9 must be met irrigation system using only low-flow drip, for Bonus Consideration bubblers, or low-flow sprinklers. Materials and Resources 2. Use engineered lumber Essential for Bonus a. Beams and Headers b. Wood I-Joists or web trusses for floors and Consideration ceilinos 3. Use Oriented Strand Board (OSB) Essential for Bonus a. Floor, Wall and Roof sheathino. ConsIderation 4. Provide effective air sealing. a. Seal sole plates. Essential for Bonus b. Seal exterior penetrations at plumbing, Consideration electrical and other penetrations. c. Seal top plate penetrations at plumbing, electrical, cable and other penetrations. d. Weather-strip doors and attic access openings. e. Seal penetrations in interior equipment closets and rooms. f. Seal around bathtub drain penetrations in raised floors. 5. Install and flash windows in compliance with Essential for Bonus window Installation nrotocols. Consideration 6. Exterior Doors Essential for Bonus a. Insulated or solid core. Consideration b. Flush, paint or stain grade shall be metal clad or have hardwood faces. c. Factory primed on six sides with a one year warrantv : 7. Select durable non-combustible roofing Essential for Bonus materials which cany a three-year contractor Consideration installation guarantee. Enerav Efflclencv 8, Install ENERGY STARGl> Ceiling Fans in Two of three of Items living areas and all bedrooms; install a whole #1,8, or 9 must be met house fan with insulated louvers; or install an for Bonus ConsIderation economizer. 9. Install ENERGY ST ARGl> appliances in each Two of three of Items P:lClltlClll8el\lllllS~..WiDftII2OOIIf'......_~ ,- -13 - &" unit, including but not limited to; #1,8, or 9 must be met a. Dishwashers lor Bonus Consideration b. Refrigerators c. Clothes washers 10. Install gas storage water heater with an EssenUa110r Bonus Energy Factor (EF) of 0.62 or greater and a capacity of at least 30 gallons for one- and two- Consideration bedroom units and 40 gallons for three- bedroom units or lamer. Water Efflclencv 11. Use watar saving fixtures or flow restrictors. EssenUal10r Bonus a. Kitchen and Service Areas < 2 gallons per minute (gpm). Consideration b. Bathroom Sinks < = 1.5 gallons per minute (gpm). c. Showers and Bathtubs < = 2.5 gallons per minute (oDml. IndQQr Environmental Qualltv 12. Use Low-VOC paint and stain. EssenUa110r Bonus a. Flat interior walVceiling paints & stains < SOgpl VOCS. Consideration b. Non-flat walVceiling paints & stains <l50gpl VOCs. 13. Floor coverings Essential lor Bonus a. Light and medium traffic areas shall have vinyl or linoleum at least 3132" in thickness. Consideration b. Heavy traffic areas shall have vinyl or linoleum at least 1/8" in thickness. c. Carpet shall comply with U.S. Department of Housing and Urban Development/Federal Housing Administration UM 44C, or alternatively, cork, bamboo, linoleum, or hardwood floors shall be provided in all other floor areas. P:.lCllltc*.......~lwo....&""..~......_. .CIIhQnle.doc - 14- EXHIBIT 1 OF 1 The Redevelopment Agency of the City of San Bernardino currently operates a Homeownership Assistance Program (HAP) that utilizes Federal HOME funds and Redevelopment Low Income Housing (20% Set-Aside) funds. The program is available to low- and moderate-income homebuyers purchasing a home within the boundaries of the City of San Bernardino. This program has been in operation since 1994. As of December 31,2007, a total of 1,060 low- and moderate-income homebuyers had received assistance in achieving the American Dream of homeownership. A total of $16,405,209 in down payment and closing cost assistance was provided to these homebuyers, leveraging total acquisition costs of $63,597,058. On average, participant's covered 72% of the cost of their homes using their own resources, through a combination of 30 year fixed-rate mortgages and their own buyer cash down payment. The Redevelopment Agency of the City of San Bernardino has allocated RDA low-income housing and HOME funds annually for this program. In addition, RDA utilized recaptured funds from loans previously made that had been paid oft to fund additional loans. With our existing capacity, we were able to process 31 loans last year, with a total amount spent of $1,968,903 dollars in down payment assistance. Based on data from 2000 Census, the overall homeownership rate in the City of San Bernardino for all income levels combined was 48%, one of the lowest in the State. The homeownership rate among low-income households was only 35%. The 2000 census data also revealed that approximately 65% of low-income households living within the City boundaries were paying more than 30% of their income toward housing. The census data also revealed that at least 53% of these households were actually paying more than 50% of their income toward housing. Homeownership assistance helps increase homeownership rates for lower income households without increasing their cost for housing. Feasibility of Providing Sufficient Assistance to Make Homeownershlp Possible: The median home price in San Bernardino County in 2007 was $291,000. The estimated area median income for 2007 as published by HUD is $59,200. The ratio between last year's median home sales price and current area median household income is 5 to 1. Even though the median price of a home is $291,000, our existing down payment program has proven there are a number of homes that sell for substantially less, especially in the City of San Bernardino. There are many qualified, first-time homebuyers who make 80% of area median income; who are able to purchase a home, with approximately $60,000 of down payment assistance, the Redevelopment Agency of the City of San Bernardino's annual allocation for down payment assistance was easily spent. With this CalHome grant, we will be able to assist 18 additional low income families wanting to buy their first home. P:K:lllal.....~_~..WIlNaDllIl'...._.. ~ . .~.dDc - 15 -