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HomeMy WebLinkAbout1981-233 " - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 RESOLUTION NO. fh- ;;;sa RESOLUTION OF THE CITY OF SAN BERNARDINO AUTHORIZING THE EXECUTION OF AN AGREEMENT AND ANY RELATED DOCUMENTS WITH THE STATE OF CALIFORNIA FOR THE IMPLEMENTATION AND PARTICIPATION IN THE RENTAL HOUSING CONSTRUCTION PROGRAM. BE IT RESOLVED BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO AS FOLLOWS: SECTION 1. The Mayor of San Bernardino is hereby authorized and directed to execute on behalf of said City an Agreement and any related documents with the State of California relating to a $2,096,195 loan commitment for the purpose~ of development and construction of new rental housing under the Rental Housing Con~,truction Program, a copy of which i~ attached hereto, marked Exhibit A and incorporated herein by reference as fully as though set forth at 1 ength. I HEREBY CERTIFY that the foregoing resolution was duly adopted by the Mayor and Common Council of the City of San Bernardino at a \\tfnJ '~) AYES: meeting thereof, held on the /JT day of , 1981, by the fo 11 owi ng vote, to wit: COUNCILMEN. ~ > ~~ 7J{#u~ pik~ I_~~, { l~&kt~ fi;#z NAYS: ABSENT: ~/PM/a~ City Clerk of The(Mregoing resolution is hereby approved this \] . ~ ,1981. day Approved as to form: ~ ~ ~~'~e~J ty Attorney . . , ST ANDARD AGREE MENT - STATE OF.CAL:!""ORNIA 5TO. .2 ;REV. . l/i~i ':'P=RO" ~ SY TI-IE A,T70RNEY ~E:'\lERA;" r,"'" '"''ACTO''''''' '~O" p~' lJ~~r~! I ~\ . h. ~ ~'-. I SPONSOR OEVELOP~PIT CONTRACT o CON.RACTOl": o S"",l,.TE AGENCY o DE=T. 01'" GEN. SER. o CONTROL.L E.'" o o o THIS AGREE,IENT, made and entered into this 6th day of May ,19~, in the State of California, by and benveen State of Califomia, through its duly elected or appointed, qualified and acting Director Department of Housin and Communit TITLE OF OO'"FICER .olt.C;;NG FOR 5T'!"T!:: hereafter cailed !he State, and City of San Bernardino AGENCY NUMBER 80-RHC-003 herecfter coJIed lhe Controc!or. WIT\T"ESSETH: That the Contractor for and in consideration of the co....enan~s, cor:ditions, agreements, and stipulations of the State hereinafter expressed. does hereby agree to furnish to the State ser\'ices and materials, as follows: is>:!! fcrtn service to be rendered by Cuntractor. amount Co be paid Contractor. time for ;:erform.Jl1ce or completion. and {lttGCto piLms 'ltld specifications, if any.1 Authority: The Rental Housing Construction Program ("Prog,'am") has been established by the California Legislature in the Department of Housing and Community Development ("Department") for the purpose of assisting the construction of new rental housing developments and of ensuring that assisted units in those developments are available on a priority basis to or occupied by households of low and very low income. Assistance under the Program will be provided by the Department pursuant to Chapter 9 of Part 2, Division 31 of the Health and Safety Code (Sections 50735 et seq.) and the regul at ions adopted thereunder and set out as Subchapter 10, Chapter 7, Part 1, Tltle 25 of the Cal ifornia Administrative Code (Section 7800 et seq.), as amended and in effect from time to time. Purpose: To assist the construction of the Development, and to ensure that at least 30 percent of the units (hereinafter the "assisted units") in the Development shall be made aV1ilable on a priority basis to or occupied by households of low and very low income, the Contractor (herein- after the "Local Finance Entity" or "LFE") has appl ied to the Department for financial assistance from the Prog,'am. The State on January 22, 1981 approved appl ication No. R-3, subject to the conditions hereinafter expressed and has determined to provide financial assistance pursuant to the Program. The provisions on the reverse side hereof constitute a part of this agree~ent. r;..( WIT~ESS WHEREOF, this agree:ne:1t has bee~ executed by the parties hereto. upon the date first abo':e '.vritten, CONTRACTOR AG E~, ::" ST A TE OF CALIFORNIA .,"'" t-:-'"5:.. ~ :::~.'1"~"~;"!~" of Housin and Communit De m ntl ~INISTR'ATIVE SERVICES w :"COR::SS n l\tr.opt Dlflporfment or Cf!ne.-ol S"'rvi~e$ Use ONLY 5~-"'""'3. E.:.;::.. :S€A...".G N"l,M.c:: 0'" CON7"'ACTOP!: A;=:;l"'O~::;'lAT-ON CON T:~,W EO O'~ Exempt from Department of General Services approval per Section 1206 of the State Administrative Manual. JUN '10 1981 I "'MOUN r ENC'.JMSE.R'iEO is 0 I UNENC'.JM8E.=lE::l 3A~ANCe. , is I ~~J. i'IC/lE:~SIN<: ~~C\J'...tlPP,"C:[ IS I ~c~. ::l I:C"'E"'5'" <: ~..:::;;.... !!./I"N C [ , , I J herebr cerlify upon m~' own :;ersonai ,~n(1wi~d!.l~ that hc;d2:,wd fl.ilHi~ ! ute avol!able f~Jr ~f:e per;od ,md )llrpOS2 '.1.f (he expend,cure s:~tet1 'loo\,'2,i 'JNC 7: 0"", q- J - ]-Os' N=: ,EM "''-'_:;)T'''E~."7 b -, ~.S.':' ....,:!, : c..,". '~o. I I -.- , "~(1 8. As an inducement to the Department to provide the financial assistance made available under the Program, the LFE has agreed to enter into this State Contract, pursuant to Health and Safety Code Section 50745(a), and has consented to be regulated and restricted as provided herein. g. The LFE has entered, or will enter into an agreement with Dorjil Com- pany, a Cal ifornia 1 imited partnership (hereinafter "the Sponsor"), to prov ide to the Sponsor below market interest rate (here inafter "BMIR") financing, or its equivalent, for the purpose of assisting the Sponsor to acquire certain property (hereinafter "the Property") described in Exhibit A, attached h'ereto and made part hereof, and to develop, construct and operate on the Property a multi-unit rental housing development (hereinafter "the Development") consisting of 35 assisted units to be situated in the County of San Bernardino, State of Ca 1 iforn i a. 10. Pursuant to the statutes and regulations governing the Program, the LFE and the Sponsor will enter into a Regulatory Agreement and a Development Agreement regarding the Development and the financial assistance to be provided therefor. The provisions of those agreements and of this State Contract shall control the use of Program funds and other financial assistance to be provided to the Development, to ensure the fiscal integrity of the Development and the continuing availability of the assisted units to eligible persons for the periOd described below. 11. Compl iance with Law. The LFE agrees that, at all times, its acts regarding the Development shall be in conformity with all provisions of the Program including the statutes, rules and regulations, and such policies and procedures of the Department pertaining thereto, as amended and in effect from time to time. The LFE acknowledges that it is familiar with such applicable statutes, rules and regulations, and that professional advice is available, as necessary, to enable the LFE to fully comply with such statutes, rules and regulations. 12. Definitions. (a) Unless the context requires otherwise, the terms used in this contract shall be governed by the definitions set forth at Section 7802, as amended and in effect from time to time. All references to code sections refer to Title 25 of the Cal ifornia Administrative Code unless otherwise noted. (b) In addition, the following terms shall have the meanings set forth below: "Annu ity Fund Account" means the account es tab 1 i shed pursuant to Sectlon /808 for the payment of operating subsidies pursuant to Sec- tion 7834. "Attributable to the Assisted Units" means the factor based on the ratio derlved by divldlng the gross square footage of the area with the unit boundaries of the assisted un its by the gross square footage of the area within the unit boundaries of all the units in the Development, (~) . . common areas excepted. This factor may be adjusted to account for unusual or temporary circumstances with the prior written approval of the Department. "Development Payments" means payments pursuant to Section 7832 for development costs as deflned in Section 7802. "Excess AnnUft*"Fund Payments" means the amount by which the annual payments from the nuity Fund Account exceed approved Operating Costs attributable to the assisted units less the accrued income from rent from the assisted unit, including accrued rents and a prorata share, approved by the Department, of Project Income derived from sources other than rents. "Loan Closinr means the date on which the Sponsor executes, and the Department accep s, the note and deed of trust evidencing the financial assistance provided herein as required by this Contract. ' "Ojerating Costs" shall have the meaning set forth in Section 7834(d , as amended and in effect from time to time. "Project Income" means all income, from whatever sources, generated by the Development, including dwelling units rents, any other duly auth- orized tenant charges, commercial rents and net income from laundry room and vending machine .operations and similar sources. Any and all rents accruing to the Sponsor from occupied units shall be included as Project Income. 13. Assisted Units. . (a) The LFE shall ensure that the Development shall contain the number and size of assisted and unassisted units specified in Exhibit B, attached hereto and made part hereof. The Sponsor shall ensure that only those rents described below shall be charged to occupants of assisted units, subject to rent adjustments in accordance with the procedures set forth below. (b) The LFE shall ensure that the program assistance to be provided under this Contract -- including any and all present and future payments from the Program's accounts -- shall be used to ensure that each and every assisted unit remain available on a priority basis to, or occupied by, eligible households at affordable rents for a periOd of 30 years or the term of the BMIR financing, if any, provided by the LFE, whichever is greater. The number of assisted units to be available on a priority basis to or occupied by very low income households and the number of assisted units reserved for elderly or handicapped households, if any, shall be as set forth in Exhibit B. (c) The number of assisted units in the Development may be reduced only where all of the following conditions are met: (4) . , (i) The reduction is approved by both the LFE and the Department, and (ii) Annuity Funds Payments or other Program payments cannot provide assistance to maintain the fiscal integrity of the housing development. A rate of return on investment, if any, less than that permitted by the Regulatory Agreement shall not, in itself, be regarded for purposes af this paragraph as indicative that the Development's fiscal integrity is not being maintained. The deter- mination of the need for a reduction tn the number of assisted units shall be at the sole discretion of the Department. Any reduction in the number af assisted units pursuant to this paragraph shall be reviewed, at least annually, to determine its continued necessity. Upon such review the Department or LFE may require that the number of assisted units be increased to any number up to and including the number of assisted units specified in Exhibit B. 14. Financial Assistance (a) The Department agrees to provide financial assistance to the LFE, in the form of Development Payments and a contingency CI11Ount, if any, for the development and construction of the Development, in the amount and according to the manner, timing and other terms specified in full in Exhibit C, attached hereto and made a part hereof. The Department is not required to disburse or provide funds to the LFE until the Regula- tory Agreement and the Development Agreement referred to herein have received the approval of the Department. In addition, all the condi- tions set forth in Exhibit C shall be met to the satisfaction of the Department prior to loan closing. (b) The LFE agrees to provide the CI110unt set forth in Exhibit C in the form of a loan secured by a note and deed of trust to the Sponsor in accordance with the terms of Exhibit C, and exclusively for the purposes designated therein. The LFE is not obliged to provide Development Payments except as specified in Exhibit C, and except as may be provided for in such other documents or agreements, including those relating to BMIR financing or its equivalent, as may be entered into from time to time by the LFE and the Sponsor. ' (c) The LFE agrees to cooperate with the Sponsor in applying to the Department for such additional financial assistance from the Program as may be necessary and available to ensure the Development's financial integrity. 15. Annuity Fund Payments (a) The Department shall provide financial assistance from the Annuity Fund Account to subsidize approved annual Operating Costs af the Devel- opment attributable to the assisted units. Prior to the completion of the Development, the LFE shall submit to the Department a proposed oper- (5) . , ating budget, including projected Operating Costs attributable to the assisted units and projected income from rents from the assisted units, including accrued rents and a prorata share, approved by the Department, of the Project Income derived from sources other than rents, for the fiscal year, or portion thereof, immediately following initial occupancy of the Development. The initial proposed budget shall be subject to review and approval by the Department. For subsequent fiscal years, the LFE ,shall submit reports and budgets in accordance with paragraphs 24 and 25, respectively, of this Contract. (b) On the basis of the approved initial and sUbsequent budgets submit- ted by the LFE, the Department shall make payments from the Annuity Fund Account for the following fiscal year in the amount of the difference between the approved projected Operating Costs attributable to the assisted unit, and the projected income from the rents from assisted units, including accrued rents and a prorata share, approved by the Department, of the Project Income derived from sources other than rents, subject to the requirements of subparagraph (c) below. Such payments shall be made monthly and deposited in such accounts and in such financial institutions as the Department may direct. Such payments shall be utilized by the LFE only for the payment of approved Operating Costs attributable to assisted units in the Development. The LFE shall disburse Annuity Fund Payments to the Sponsor in accordance with the terms of the Regulatory Agreement referred to herein. (c) On the basis of the annual financial report submitted to the Department pursuant to paragraph 24 of this Contract, the Department shall determine the amount of Excess Annuity Fund Payments, if any, received by the LFE in the preceeding fiscal year. The LFE agrees to abide by the directives of the Department and applicable terms of the Regulatory Agreement with respect to the disposition of such funds. The 'directives may include, but are not limited to, direct reimbursement of the funds to the Department or the reduction of future Annuity Fund Payments. (d) In the event that the Department determines that insufficient funds are available in the Annuity Fund Account to pay the entire amount described in subparagraph (b), the Department and the LFE agree to make all reasonable efforts to secure funds from other sources, including the Management Reserve Account. If the Department determines that funds from other sources are not available, it may authorize the reduction of the number of assisted units in the Development to the extent necessary to maintain the fiscal integrity of the Development. Rental income from such units shall be applied to Operating Costs and shall supplement Annuity Fund Payments. Any reduction in assisted units shall be reviewed by the Department at least annually as to its continued neces- sity. (e) In the event that income from the rents from assisted units, including accrued rents and a prorata share, approved by the Department, of the Project Income derived from sources other than rents, exceeds actual approved Operating Costs attributable to the assisted units in a (6) given fiscal year, the LFE agrees to return the difference to the Department within thirty (30) days after the Department's approval of ,the Annual Report required by paragraph 24 of this Contract, subject to applicable terms of the Regulatory Agreement. 16. Mana1ement Reserve Funds. In order to maintain affordable rents in the Deve opment's asslsted units, the LFE may apply to the Department for funds from the Management Reserve Account. Application shall be made, and any management reserve payments made to the LFE shall be used in accordance with the Program Regulations, in particular; Section 7836, as amended and in effect from time to time. 17. Disbursement of Funds by LFE. The LFE shall deposit the funds received from the Department under this Program into (a) special project account(s). Disbursements to the Sponsor shall be made in accordance with Exhibit C of this Contract. Pending such disbursements to the Sponsor, the LFE shall invest the funds and remit such interest as accrues thereby to the Department, in accordance with the terms of Exhibit C. The LFE may specify, in writing, that assistance payments be made directly from the Department to the Sponsor or through a third party to the Sponsor. 18. Rents for Non-Assisted Units. (a) The LFE shall fix and alter from time to time, a schedule of rents to be charged for non-assisted units in the Development as may be necessary to provide tenants of such units with affordable rents con- sistent with the financial integrity of the Development. Such a rent schedule shall be subject to approval by the Department prior to the di sbursement of any funds or fi nanci al ass i stance under, thi s Contract. Such a rent schedule may be included as a term or condition of the below market interest rate financing, or its equivalent, provided by the LFE to the Sponsor. (b) Where the LFE has established such a rent schedule for non-assisted units, the LFE shall ensure that no rent increases shall take effect without the approval of the LFE. Such rent increases shall be permitted only where the Sponsor affirmatively demonstrates to the reasonable satisfaction of the LFE and the Department that such rent increases are necessary to defray increased operating costs or to avoid jeopardizing the fiscal integrity of the Development. 19. Regulatory Agreement. (a) At or prior to loan closing, the Sponsor and the LFE shall execute a Regulatory Agreement I'otlich shall contain, at a minimum, such terms as are required by the Program Regulations, particularly'Section 7822. (b) The LFE shall ensure, through enforcement of the Regulatory Agreement, or otherwise, that assisted units remain available to or occupied by eligible families, as specified in Exhibit B, at affordable rents for a period of 30 years from the date the Development is (7) certified for occupancy or for the term of the BMIR financing, whichever is longer. (c) The LFE shall fulfill its duties and responsiblities with respect to the administration and monitoring of the Development as set forth in this Contract and the Regulatory Agreement. In the event that there is a breach or default by the Sponsor of any terms of the Regulatory Agreement, the LFE shall notify the Department, within fifteen (15) 'days after the LFE obtains knowledge of such breach, in writing, of (1) the nature of such breach, and (2) the steps being undertaken by the LFE to remedy such breach. (d) The LFE hereby assigns to the Department all of its rights to enforce the provisions of the Regulatory Agreement for the Development, provided that this assignment shall be of no force or effect unless and until the Department, at its sole discretion, determines that the LFE refuses, fails, or is otherwise unable to enforce such provisions. The Department shall notify the LFE, in writing, of its determination to effect this assignment, specifying the reasons therefor, at least fif- teen (15) days prior to the Department undertaking any action to enforce the Regulatory Agreement. 20. Sponsor's Return on Investment. Where the Sponsor is not a nonprofit corporatlon or a governmental entity, the LFE agrees that it will abide by and enforce the provisions of Section 7866 as amended and in effect from time to time, and applicable provisions of the Regulatory Agreement regarding the allowable return on the Sponsor's investment in the Devel- opment. 21. Development Agreement. (a) The LFE and the Sponsor have entered or will enter into a Develop- ment Agreement regarding the acquisition of the Property and the devel- opment, construction and operation of the Development thereon. The Development Agreement shall be subject to approval by the Department and shall contain at a minimum such terms as are required by the Program Regulations. (b) Through enforcement of the Development Agreement, the LFE shall supervise the design and construction of the Development. (c) The LFE hereby assigns to the Department all its rights to enforce the provisions of the Development Agreement in the event as determined by the Department at its sole discretion that the LFE fails, refuses or is otherwise unable to enforce those provisions. The Development Agree- ment shall provide for an express assignment the LFE's rights thereunder to the Department in said event. The Department shall notify the LFE, in writing, of its determination to effect assignment, specifying the reasons therefor, at least fifteen (15) days prior to the Department undertaking any action to enforce the Development Agreement. (8) 22. BMIR Financing Document(s). The BMIR financing, or its equivalent, to be prOvlded by the LrE to the Sponsor shall be evidenced and governed by such other notes, deeds of trust, documents or agreements as may have been or will be executed by or between the Sponsor and the LFE. The LFE agrees that any obligation, covenant, condition or restriction contained in such other note, deed of trust document or agreement which is con- trary to, or inconsistent with the obligations, covenants, conditions or restrictions contained in this State Contract shall be governed by the terms of this State Contract, without otherwise rendering such other notes, deeds of trust, documents or agreements void or invalid. The LFE shall notify the Department, in writing, of any breach by the Sponsor of its obligations under any agreements, notes or deeds of trust with res- pect to the BMIR financing or its equivalent. Such notices shall be given within 15 days after the occurrence of such breach. 23. Other Agreements. The LFE shall not enter into any other agreements lncludlng, but not limited to, Regulatory and Development agreements, or amendments thereto, with regard to the Development, without the prior written approval of the Department. 24. Annual Report. The LFE shall file with the Department an annual report 1n a form approved by the Department no 1 ater than 90 days after the end of each fiscal year established for the Development. A separate report shall be filed for each development for which the LFE is responsible under the Program. The report shall contain such information with respect to all units in the Development as the Department may then require, including, but not limited to, the following: (a) The fiscal condition of the Development, including an audited financial statement indicating surplus or deficits in operating accounts, a detailed itemized listing of income and expenses, and the amounts of any fiscal reserves; (b) the substantial physical defects in the rental housing development, including a description of any major repair or maintenance work undertaken in the reporting year; (c) the occupancy of the rental housing development indicating (1) the number and sizes of assisted units available to and/or actually occupied by eligible households; (2) the distribution of incomes of eligible households; and (3) the ethnic groups to which eli~ible households belong and the distribution of income of households on waiting lists for assisted units; and (4) general management performance, including tenants relations and other relevant information. (9) 25. Annual Budget. (a) The LFE shall submit to the Department no later than 90 days before the beginning of each fiscal year established for the Development, a proposed budget, in a form approved by the Department, for each develop- ment for which the LFE is responsible. The budget' shall cover the development's next fiscal year and shall include such information with respect to all units in the Development for that period as the Depart- ment may then require, including but not limited to the Development's projected rental income, other income, operating cost and utility cost. (b) The proposed annual budget shall be accompanied by a request for payments from the Annuity Fund Account, and/or an application for Management Reserve Funds, all as described in paragraphs 15 and 16 above, respectively, if, in the LFE's opinion, such funds are required to maintain the fiscal integrity of the development. (c) Unless the Regulatory Agreement for the Development states other- wise, the Development's fiscal year shall run from July 1 through June 30. 26. Management Plan. The LFE shall submit to the Department a Management Plan tor the Development in accordance with Section 7868(d), as amended and in effect from time to time. Said Management Plan shall be revised and updated as necessary in conjunction with the annual budget submitted to the Department pursuant to Paragraph 25 of th~s Contract. 27. Term of Contract. The term of this Contract shall commence on June 5, 1981, and shall continue for the lesser of thirty-five (35) years from the date of approval of this Contract by the Department of General Services or thirty (30) years from the date that the Development is certified for occupancy. This contract is subject to the approval of the State Department of General Services. 28. Prevailing Wage Rate. The LFE shall ensure, through enforcement of 'the Regulatory Agreement and the Development AgreementT that the prevailing wage rate is paid for labor utilized in the construction of the Develop- ment pursuant to all requirements, methods and definitions for prevail- ing wage rate payment on public works construction found at Chapter 1, Part 7, Division 2 of the Labor Code (Section 1720, et seq.), as amended and in effect from time to time. 29. Amendments. No amendment or other alteration of the terms of this Con- tract shall be valid unless it is made in accordance with the provisions set forth in Section 7852; is in writing and signed by both parties hereto. Neither party shall be bound by any oral representation or oral agreement not incorporated herein. 30. Termination for Cause. The Department may terminate this Contract and refuse to make any payment hereunder should the LFE fail to perform any of the covenants of this Contract at the time and in the manner provided herein. In the event of such termination, the Department, in its sole discretion, may continue to provide Program assistance to the Develop- ment in any manner is deems proper. ( 10) 31. Partial Invalidity. If any provision of this Contract shall be deemed lnvalld, 1 Ilegal or unenforceable by a court of competent jurisdiction, the validity, legality and enforceability of the remaining provisions hereof shall not in any way be affected or impaired thereby. Bindin! on Successors. The State Contract shall bind, and the benefits thereo shall lnure to, the respective parties hereto, their legal representatives, executors, administrators, successors in the office or interest, and assigns; provided, however that the LFE may not assign this State Contract or any of its obligations hereunder, voluntarily or by operation of law, without the prior approval of the Department. 33. Gender. The use of the plural herein shall include the singular, use of the singular shall include the plural, and the use of one gender shall be deemed to include all genders. 32. 34. Recordino Agreement. This Contract shall be acknowledged by each of the partles and recorded, or recorded by reference, in the official records of the county in which the Development is situated, at the LFE's expense. The recorded contract shall be indexed in the grantor index to the name of the Sponsor and in the grantee index to the State of Cal iforni a. 35. Lien. The recorded or referenced State Contract shall constitute a lien on-the Development for the performance of the covenants stated herein. The term of the lien shall be identical to the term of this State Contract, set forth in Paragraph 27, above. 36. Remedi es. In the event of the vi 0 lat ion or breach of any of the provlsions of this Contract, the Department may give written notice thereof to the LFE and, if such violation is not corrected to the satisfaction of the Department within 30 days after the date such notice is mailed, the Department may, without further prior notice, declare in writing a default under this Contract effective on the date of such declaration of default and upon any such declaration of default into the Department may: (a) Assume all the powers, rights, duties and obligations of the LFE under the Regulatory Agreement and undertake any actions necessary for the enforcement of the Regulatory Agreement. (b) Apply to any court of competent jurisdiction for specific perfor- mance of this Contract; for an injunction against any violation or breach by the LFE of this Contract; for the appointment of a receiver to take over the duties and responsiblities of the LFE under the Regulatory Agreement; or for such other rel ief as may be appropriate, it being agreed by the LFE that the injury to the Department arising from a default under any of the terms of this contract would be irreparable and that it would be extremely difficult to ascertain the i!I1Ount of compensation to the Department which would afford adequate relief in light of the purposes and poliCies of the Program. (11) 37. Election of Remedies. The remedies of the Department hereunder or under any other lnstrument providing for or evidencing the financial assis- tance provided herein are cumulative. The exercise of one or more such remedies shall not be deemed an election of remedies and shall not preclude the exercise by the Department of anyone or more of its other remed i es . 38. Waiver. No wavier by the Department of any breach of or default under thlS State Contract shall be deemed a waiver of any other or subsequent breach thereof or default hereunder. 39. Captions. The captions used in this State Contract are inserted only as a matter of convenience and reference and in no way define, limit or describe the scope or the intent of the State Contract. 40. Governing Law. This State Contract shall be construed in accordance 'wlth and governed by the laws of the State of California. 41. Notices. Written notices and other written communications by and between the parties hereto shall be addressed as follows unless and until a party hereto has, in writing, commmunicated a different address to the other party hereto: Department of Housing and Community Development 921 Tenth Street Sacramento, CA 95814 HCF#33/1 (12) C1CY of San Bernardino Page 1 of 1 EXHIB IT A Legal Description Lots 35 and 36, according to Map of Mount Vernon Orange Grove and Fruit Company's Land, in the City of San Bernardino, as per plat recorded in Book 12 of Maps, Page 16, records of said County. EXCEPTING therefrom the West 30 feet of Lot 36. HCF#33/1 Unit Description (Bedrooms/Bath) 2 1 3 1-1/2 4 2-1/2 City of San Bernardino Page 1 of 1 EXHIBIT B ASSISTED UNITS NON-ASSISTED UNITS Very Low Income Other Lower ~rncome NumDer 1/ NumDer T! Number .!! of Un its Occupancy- of Un its Occ upancy of Un its Occupancy 3 Elderly or 1 Elderly or 8 Family Handicapped Handicapped 15 Family 7 Family 52 Family 6 Family 3 Family 20 Family l/Occupancy is restricted to the designated group. HCF#33/1 . CitJ of San Bernard ino Page 1 of 4 EXHIBIT "C" Development Payments (Lr-E - Sponsor, Including Cooperative) 1. The Department shall provide Development Payments in the total amount of $1,905,632 and a contingency amount of $190,563 from the Department's Development Payments Account for the payment of development costs approved by the Department for the proposed Development. The funds will be provided in a form of a no interest, deferred payment loan to be evidenced by a note and secured by J deed of trust on the Property. 2. The total amount of the loan shall be set forth in the Development Agreement, shall include all approved development costs and shall in no case exceed the 5um of Development Payments and the contingency amount stated above. Any additional development costs not included in the LFE's approved application for assistance which result in total develop- ment costs in excess of the amount of Development Paymer,ts stated above shall be identified, documented and justified by the LFE and shall be subject to the approval of the Department. 3. The timing, method and manner of disbursement of the funds authorized herein shall be set forth in the Development Agreement. All disburse- ments of funds shall be deposited by the LFE in an account and in a financial institution, both approved by the Department. Interest paid on such account, if any, shall, at the direction of the Department, be returned to the Department. 4. The Development Agreement shall authorize the Department to disburse an amount not to exceed fifteen percent (15%) of the total loan amount, in advance to pay initial or start-up development costs approved by the Department. The exact amount of such initial disbursement, the allow- able development costs to be paid therefrom and the method of payments shall be set forth in the Development Agreement. ' S. The balance of the loan amount shall be disbursed in accordance with the following: a) The Sponsor shall, on a regular basis, submit invoices for payment of a ]lowab le deve lopment costs on a form approved by the Depart;;lent. Such invoices shall be accompanied by such supporting evidence and documentation as the Department may require. The Department shall make payment after its approval of the submitted invoices. The exact timing and terms of the disbursement procedures shall be set forth in the Development Agreement. b) The Department shall retain ten percent (10%) of the total loan amount for final payment of approved development costs after (1) the development is certified for occupancy, (2) completion of an City of San Bernardino Page 2 of 4 approved certified cost audit, and (3) the release of all liens, assessments and encumberances against the Development to the satisfaction of the Department. The exact timing and terms of such final payment shall be set forth in the Development Agreement. 6. No funds shall be disbursed prior to Loan Closing. The following terms and conditions must be met to the satisfaction of the Department prior to Loan Closing. HCF#33/1 . .. City of San Bernardino Page 3 of 4 a) All required contracts and legal agreements shall be completed and approved by the Department before Department loan and grant closing. Such contracts shall include: 1. A Regulatory Agreement between the Applicant and Sponsor which shall include a provision for annual operational subsidies. 2. A Development Agreement between the Applicant and Sponsor. 3. Agreements between the Sponsor, general contractor and the architect must be approved by the Department. 4. A second deed of trust with the Department as beneficiary in the amount of the development payments. 5. Any additional agreements that the Department deems necessary. b) The general contractor, architect, and management agent must be approved by the Department. c) The management plan must be approved by the Department. d) The final architectural drawings and specifications must be approved by the Department. e) The first year operational budget must be approved by the Department. f) The specific amount of the RHCP development payments at the time of loan and grant closing will be determined by the Department based on review of final specifications and costs, but in no event shall it exceed $2,096,195. g) Loan and grant closing shall take place on or before August 19, 1982. h) The Development Agreement shall require construction completion and occupancy within eighteen (18) rronths of loan and grant closing. i) The Sponsor shall obtain a building permit before loan and grant closing. . . City of San Bernardino Page 4 of 4 j) Sponsor shall secure below market interest rate financing, the amounts, terms and conditions of which shall be subject to approval by the Department. k) All documents relating to the creation and operation of the cooperative corporation including, but not limited to, the articles of incorporation and the corporate bylaws shall be subject to review and approval by the Department prior to loan and grant closing. 1) All documents relating to the below market interest rate financing including, but not limited to, loan agreements, notes and deeds of trust shall be subject to the review and approval by the Department prior to loan and grant closing. m) The Sponsor shall comply with all requirements of the Subdivided Lands' Act and all local laws, rules, regulations and ordinances relating to the project. n) The Sponsor, the Applicant and the Department shall develop a plan for the utilization of the feasibility funds, if needed, based on an independent feasibility study to determine the marketability of the non-assisted units. HCF#33/1