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HomeMy WebLinkAboutR36-Economic Development Agency ECONOMIC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO FROM: Maggie Pacheco, Deputy Director/Director SUBJECT: Housing & Community Development OR'....'.' ~L December 10, 2001 " i \..111 ~ Ii ANR INDUSTRIES, INC. - INFILL SINGLE-F AMIL Y HOUSING PROPOSAL-NEIGHBORHOOD INITIATIVE PROGRAM (NIP) TARGET AREAS #1 AND #4 DATE: Svnopsis of Previous Commission/Council/Committee Action(s): On November 8, 2001, the Redevelopment Committee recommended thaI this item be senl to the Community Developmenl Commission for approval. Recommended Motion(s): (Community Development Commission) MOTION: Resolution of the Community Development Commission approving and authorizing execution of the Development Agreement between the Redevelopment Agency and ANR Industries, Inc. for Ihe construction of six (6) new single-family homes within Neighborhood Initiative Program (NIP) Target Areas # I and #4, Contact Person(s): Gary Yan Osdel/Maggie Pacheco Project Area(s) Phone: 663-1044 Ward(s): 2&3 Supporting Data Attached: [{I Staff Report [{I Resolution(s) [{I Agreement(s)/Contract(s) [{I Map(s) 0 LetterlMemo FUNDING REQUIREMENTS Amount: $ 124,000 Source: Low-Moderate Income Housing Funds SIGNATURE: 2002-2003 Budget ( Maggie P 0, Deputy Direclor/Director Housing 8< Community Development '--comiiiissiOiiicoiiitciiN"Otes,-.-------.-------------------------------------.------------------------------------------------------------------- 'fu?~J?;iX:4-?Ji>..\::::l..'J-------------m----------m--m-m-----m_m___________m_____________________mm_m__m_____ GYO:MP:sj:12-17-01 ANR Gap Financing COMMISSION MEETING AGENDA Meeting Date: 12/17/2001 Agenda Item Number: R3~ ECONOMIC DEVELOPMENT AGENCY STAFF REPORT ANR Industries. Inc. - Infill Affordable Housinl! ProDosal In Connection With The Nei~hborhood Initiative Prol!ram (NIP) Tarl!et Areas #1 And #4 BACKGROUND On March 13,2001, Amendment #1 to the Cooperative Agreement between the County of San Bernardino and the Redevelopment Agency of the City of San Bernardino was approved amending the Agreement entered into on September 21, 1999. The principle reason for the Amendment #1 was to require and obligate the Agency to purchase all NIP/Asset Control Area (ACA) HUD properties in an AS IS condition at the price set forth by HUD and County and to close escrow within 45 days from the date of notification of property availability. Under the Agreement and Amendment #1, the Agency has purchased approximately 139 properties scattered throughout NIPI ACA areas 1 and 6. In turn, the Agency concurrently sells these properties to pre-approved ARR Contractors. To date, the ARR Contraclors have committed and invested in excess of $ 6.3 million (only includes acquisition and rehabilitation/construction costs) in these areas. CURRENT ISSUE A large majority of the HUD properties the Agency has purchased from the County are in severe distressed and dilapidated condition. Some of the properties the County has purchased from Hun are in such poor condition that HUD/County have resorted to demolishing the structures and thus, leaving behind vacant residential lots to be purchased by the Agency. A specific case in point, are the six (6) vacant lots located at: NIP/ACA#1 (see attached MaD) 248-52 Wabash, 249 Wabash, 168-70 Wesll3th Street, 248 West 13th Street and 138 Magnolia Avenue NIP/ACA#4 (see attached MaD) 115 9 West Rialto GVO:MP:sj:12-17-01 ANR Gap Financing COMMISSION MEETING AGENDA Meeting Date: 12117/2001 Agenda Item Number: A3fo Economic Development Agency Staff Report ANR Industries - GAP Financing November 28, 2001 Page Number -2- Given the fact thai the Agency is required to buy the HUD/County properties within a very short timeframe, upon being notified by the County of these six vacant lots, staff immediately proceeded to solicit proposals from all pre-approved ARR Partners. The total expected purchase price for all six parcels is $63,000, plus closing and related escrow fees. The ARR Partners inspected the lots and provided either a response of interest or no interest for specific reasons so stated. For the most part, all but one ARR Partner replied that they were unable to undertake the development of infill housing at this time because of monetary or market constraints, thus ANR Industries, Inc. was the only tangible and timely submitted proposal. Accordingly, ANR Industries, Inc. is proposing to purchase the six (6) lots from the Agency at the purchase price of $63,000 plus related closing and escrow costs. Although our review of sale comparables in the area concludes that some of the lots are overpriced for the area, under the Amendment #1, there is no mechanism for the Agency to dispute the purchase price. In fact, the major contention between the County and Agency at the time of negotiating Amendment #1 was that the County wanted assurances from the Agency that they would be one hundred percent compensated for their real estate purchases incurred with HUD. In order to facilitate and expedite the acquisition of the properties from the County, back in November 2000, the Commission allocated the sum of $300,000 to help bridge the financial gap the ARR Partners experienced in the purchase, rehab and resale of these properties. This $300,000 has been used in the form of grants to the ARR Partners upon completion of the rehabilitation of the houses purchased under the program. ANR is proposing to develop six (6) single-family homes consisting of about 1250 square feet, containing 3 bedrooms and two baths each at a estimated cost of $750,000 (excludes land and related costs) with a potential resale value of $690,000 (the "Project"). ANR would construct and complete the Project within 120 days commencing upon plan approval by the City. (Note: ANR has constructed the same house plan at 1376 Poplar Street. This was one of the properties ANR purchased from the Agency under the $1 Good Neighbor Program and because of the condition of the structure, ANR was forced 10 demolish lhe existing structure and construcl a new home on the property. Due to these unforeseen circumstances, ANR is constructing this home at a loss of $34,000). For the development of the six vacant parcels, given the fixed acquisition costs and projected development costs, there is a shortfall of approximately $124,000 to build the Project. ANR Industries, Inc. has been an active and successful participant in the ARR Program and has committed their resources to establishing their local ARR office in the City of San Bernardino. Since inception of their ARR Contract with the Agency in 1999, ANR has purchased 118 properties, rehabbed and sold 77 to first time homebuyers, II are pending escrow closure and 30 properties are completely rehabilitated and available for sale. ANR has invested over $6 million in acquisition and rehabilitation/construction costs and has created in excess of $11 million in GYO:MP:sj:12-17-01 ANR Gap Financing COMMISSION MEETING AGENDA Meeting Date: 12/17/2001 Agenda Item Number: J{ 3(0 Economic Development Agency Staff Report ANR Industries - GAP Financing November 28,2001 Page Number -3- real estate investments in the City. ANR has not only located their offices in the City, but has improved and increased property values in San Bernardino, averaged a profit of 5.8% per real estate transaction and created numerous job opportunities in the community. Under the ARR Program, the ARR Partners are capped at the amount of profit they can earn, which is 10%. They are also required to sell the properties at affordable prices and to families whose incomes do not exceed 115% of area median income. These two requirements will also apply to the development of the six (6) parcels. In closing, staff proposes to provide financial assistance to ANR in the amount of not too exceed $124,000. ANR's a profit will not exceed 8.5% for developing the Project. ANR would be required to buy the six parcels, construct the six homes within the time frame set forth above, and advance all funds necessary to enable the timely completion of the Project. Upon completion of the Project, the Agency would be obligated to pay ANR the sum of $124,000. This repayment is expected to occur around the beginning of the Agency fiscal year, July I, 2002. ENVIRONMENTAL Pursuant to Section 15332, Class 32, the Project is categorically exempt from California Environmental Quality Act (CEQA) requirements. FISCAL IMPACT Approval of this action will obligate the Agency to pay ANR Industries, Inc., the sum of $124,000 from its Housing Fund (low/moderate income housing fund-2002 budget year). RECOMMENDATION That the Community Development Commission adopt the attached Resolution. ----.... Deputy DirectorlDirector munity Development GVO:MP:sj:12-17-01 ANR Gap Financing COMMISSION MEETING AGENDA Meeling Date: 12/17/2001 Agenda Item Number: R. 3iO 1 P"''' '- 2 3 4 5 6 7 8 9 10 11 12 13 14 C 15 16 17 18 19 20 21 22 23 24 r. 0"- ~(g~W RESOLUTION NO: RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION APPROVING AND AUTHORIZING EXECUTION OF THE DEVELOPMENT AGREEMENT BETWEEN THE REDEVELOPMENT AGENCY AND ANR INDUSTRIES, INC. FOR THE CONSTRUCTION OF SIX (6) NEW SINGLE-FAMILY HOMES WITHIN NEIGHBORHOOD INITIATIVE PROGRAM (NIP) TARGET AREAS #1 AND #4. RECITALS WHEREAS, the Agency is required to purchase certain properties from the County of San Bernardino (the "County") located in certain Neighborhood Initiative Program Target Areas within the City of San Bernardino pursuant to that Certain Cooperation Agreement by and between the County and the Agency (the "Agreemenl"); and WHEREAS, pursuant to said Agreement, lhe County will sell to the Agency the properties localed at 248-52 Wabash, 249 Wabash, 168-70 West 13th Street, 248 West 13th Street, 138 Magnolia Avenue and 1159 West Rialto, Neighborhood Initiative Program ("NIP") Target Area No. I and 4 (the "Sites"), at the fair market value, less the applicable discount price, and the Agency will concurrently sell the Sites to ANR Industries, Inc. (the "Developer") who will in turn develop six (6) new single-family homes on the Siles (the "Project") subject to the Agency providing financial assistance; and WHEREAS, the Project has been determined to be categorically exempt from the 25 California Environment Quality Act (CEQA) requirements, per Section 15332, Class 32; and 26 WHEREAS, under Section 33333.4 of the California Community Redevelopment Law, the Agency is authorized to utilize low and moderate income housing funds ("Agency Housing Fund") to provide housing opportunities to families and individuals whose income do not exceed 120% of the area median income for San Bernardino County; and 27 28 1 YlD' 0~ ! 2/(110; 1 rc "- 2 3 4 5 6 7 B 9 10 11 12 13 14 r"'"' 15 '- 16 17 WHEREAS, the Developer and Agency desire to develop the Sites in accordance with the provisions of the Developmenl Agreement (the "Agreement"). NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION ACTING ON BEHALF OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: Section I. The Chairperson or hislher designee is hereby authorized and directed to execute on behalf of said Commission the Agreement between the Agency and Developer in order to effectuate the provisions of Agreement and development of the Sites. Section 2c The Chairperson or hislher designee is hereby authorized to reimburse the Developer upon completion ofthe Project no more than one hundred twenty-four thousand ($124,000) from the Agency's Housing Fund (2002 Budget Year). Section 3. The Chairperson or hislher designee is authorized to make changes to the Agreement, provided said changes are not substantive in nature, and as approved by Agency Special Counsel. Section 4, The authorization to execute the above-referenced Agreement is rescinded if the parties to the Agreement fail to execute it within sixty (60) days of the passage of this resolution. Section 5. The Community Development Commission has determined that the Project is "categorically exempt" pursuant 10 CEQA, Section 15332, Class 32, guidelines. 2 - ",-. 2 _;<,m. 15 - f". - 1 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION APPROVING AND AUTHORIZING EXECUTION OF THE DEVELOPMENT AGREEMENT BETWEEN THE REDEVELOPMENT AGENCY AND ANR INDUSTRIES, INC. FOR THE CONSTRUCTION OF SIX (6) NEW SINGLE-FAMILY HOMES WITHIN NEIGHBORHOOD INITIATIVE PROGRAM (NIP) TARGET AREAS #1 AND #4. 3 4 5 I HEREBY CERTIFY that the foregoing resolution was duly adopled by Community 6 Development Commission of the City of San Bernardino at a meeting 7 thereof, held on day of ,2001 by the following vote, 8 to wit: 9 10 11 COMMISSION MEMBERS: AYES ESTRADA LIEN MCGINNIS SCHNETZ SUAREZ ANDERSON MC CAMMACK ABSENT NAYS ABSTAIN 12 13 14 16 17 18 19 Secretary 20 21 The foregoing resolution is hereby approved this ,2001. day of 22 23 Judith Valles, Chairperson Community Development Commission 24 25 Approved as to form an Legal Content: 26 27 By: 28 3 Development Agreement - Infill Housing (Neighborhood Initiative Program Target Areas #1 and #4) By and Between REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO And ANR INDUSTRIES, INC DECEMBER 17,2001 SBE02001:37147.1 Development Agreement - Infill Housing (Neighborhood Initiative Program Target Areas #1 and #4) THIS DEVELOPMENT AGREEMENT (the "Agreement") dated as of December 17, 2001 by and between the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO (the "Agency") and ANR INDUSTRIES, INC., a California Corporation (the "Developer"). This Agreement is entered into in light of the facts set forth in the following paragraphs ofthe Recitals: RECITALS WHEREAS, Agency is a community redevelopment agency whose functions include providing assistance to qualified developers of land in order to increase, improve and preserve the supply of affordable housing in the City of San Bernardino (the "City"); and WHEREAS, the United States Department of Housing and Urban Development ("HUD"), the County of San Bernardino Department of Economic and Community Development ("ECD"), and the City have designated certain areas within the City as "Asset Control Areas" (ACA's) or commonly referred 10 as Neighborhood Initiative Program (NIP) Target Areas (the "NIP Target Areas") for the purpose of acquiring and rehabilitating or improving properties owned by HUD in the NIP Target Areas pursuant to an agreement entitled "Cooperative Agreement" (the "COOP Agreement") dated September 9, 1999, as amended by and between ECD and the Agency. The Agency is required under the COOP Agreement to insure that the affordable housing units and lands with NIP Target Areas which are transferred by HUD to the ECD for disposition by ECD 10 the Agency, are ultimately rehabilitated, constructed and reserved for sale and occupancy by families or individuals whose incomes do not exceed 115% of the area median income ("Qualified Homebuyers"); and WHEREAS, pursuant to this Agreement, six (6) parcels of land, as generally described below (each a "HUD Property") shall be purchased by the ECD from HUD which the ECD will in turn transfer to the Agency under the COOP Agreement for disposition to the Developer under this Agreement; WHEREAS, the six (6) parcels of land which are collectively referred to herein as the "HUD Properties" are more particularly identified as follows: (I) 138 West Magnolia Avenue; (2) 168-170 West 13th Street; (3) 248-252 West Wabash Street; (4) 249 West Wabash Street; S82001 :37147.1 I (5) 248 West 13th Street; and (6) 1159 West Rialto Avenue. Each of the HUD Properties is more specifically depicted on Exhibit "A" and each is legally described in Exhibit "B"; and WHEREAS, in order to implement the COOP Agreement, the Agency shall transfer each of the HUD Properties conveyed to HUD 10 the ECD to the Developer for development and improvement by the Developer of six (6) single family homes (each a "New Home") for use and occupancy by Qualified Homebuyers as provided in Ihis Agreement. A summary or outline of this transaction is presented as follows: a. Agency will buy the six (6) HUD Properties from ECD at the appraised value, less the appropriate discount as set forth in the COOP Agreement, on the condition that Developer will purchase the same HUD Properties from the Agency at such fair market value, less Ihe discount price established by ECD. The Agency and Developer will open an escrow (the "Agency Escrow") for the transfer of the HUD Properties to the Developer. The Agency Escrow shall close concurrently with the separate escrow(s) between HUD and the ECD for the transfer of the HUD Properties; and b. Promptly following the Agency's transfer of each HUD Property to the Developer, the Developer shall construct and install six (6) New Homes (one New Home on each HUD Property) and each such New Home will include approximately 1250 square feet of interior housing area, and a two (2) car garage together with related on and off site improvements in accordance with the Scope of Developmenl attached hereto as Exhibit "C"; and c. The Developer shall market and sell each completed New Home to eligible low to moderate income buyers referred to as a "Qualified Homebuyer" whose household income does not exceed 115% of median income for San Bernardino County, as set forth in Exhibit "D"; and d. Prior to close of escrow for the transfer of litle in the HUD Properties 10 the Developer under the Agency Escrow the Developer shall provide satisfactory evidence 10 the Agency Ihat all financing is in place for the Developer to complete the acquisition of the HUD Properties and to construct thereon each of the New Homes, which shall include financing for acquisition, payment of development and ancillary fees, construclion costs, on and off-site improvements, if any, etc; WHEREAS, Developer is a well established housing provider that has the experience and qualifications to undertake the development of the Sites pursuant to Ihe lerms of this Agreement. SB2001:37147.1 2 NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS AND PROMISES OF THE PARTIES AND OTHER GOOD AND VALUABLE CONSIDERATION, THE AGENCY AND THE DEVELOPER AGREE AS FOLLOWS: Section 1.1 Pumose of Agreement The purpose of this Agreement is to effectuale the affordable housing development and preservation goals of the Agency under various redevelopment plans for the Agency by providing for Agency assistance to Developer in connection with the acquisition, development and disposition of the HUD Properties hereinafter sel forth. The acquisilion, development and resale of the HUD Properties pursuant to Ihis Agreement is in the vital and best interests of the Agency and the City and the health, safety and welfare of its residenls, and in accord with the public purposes and provisions of applicable state, federal and local laws. The Community Development Commission, as the governing board of the Agency, has determined that the acquisition, developmenl, resale and uses contemplated by this Agreement will benefit the low- and moderate-income housing needs of the City and assist the Agency in fulfilling its housing objectives pursuant to redevelopment law, the various redevelopment project areas of the City, and assist the City with the implementation of the Housing Element goals and objectives. Section 1.2 Parties to the Agreement 1. The Agencv The Agency is a public body, corporate and politic, exercising governmental functions and powers organized and existing under Chapter 2 of Ihe Community Redevelopment Law of the State of California (Health and Safety Code Section 33020, et sea.). The principal office of the Agency is located at 201 North "E" Street, San Bernardino, California 92401 phone number (909) 663-1044. The word "Agency", as used in this Agreement, means and includes the Community Development Commission of the City of San Bernardino, the Economic Development Agency of the City of San Bernardino, the Redevelopment Agency of the City of San Bernardino, and any assignee of or successor 10 Iheir rights, powers and responsibilities. 2. The Developer The Developer is a California Corporation and is licensed to do business in the City and is qualified and eligible to do business in the State of California. The principal office and mailing address of the Developer for purposes of this Agreemenl is: 10702 Hathaway Drive, Unit I, Santa Fe Springs, California 90670, phone number is: (562) 777-7807. 3. Neither the City nor the ECD are parties to this Agreement. Section 1.3 Prohibilion Against Change in Ownership. Management and Control of the Developer The qualifications and identity of the Developer are of particular concern to the Agency. It is because of those qualifications and identity that the Agency has entered into this Agreement SB2001:37147.1 3 with the Developer. No voluntary or involuntary successor in interest of the Developer shall acquire any rights or powers under this Agreement except as expressly set forth herein. The Developer shall not assign all or any part of this Agreement or any rights hereunder without the prior written approval of the Agency, which approval the Agency may grant, withhold or deny al its sole discretion. In the event that such a transfer or assignment may be permitted by the Agency, the assignee shall expressly assume the obligalions of the Developer pursuant to this Agreement in writing satisfactory to the Agency. In the absence of specific written agreement by the Agency, no such transfer, assignment or approval by the Agency shall be deemed to relieve the Developer or any other party from any obligation under this Agreement. All of the terms, covenants and conditions of this Agreement shall be binding upon and shall inure for the benefit of the Agency. Whenever the term "Developer" is used herein, such term shall include any other permitted successors and assigns as herein provided. The restrictions of Ihis Section 1.3 shall terminate with respecl to HUD Properties at the close of the "New Home Escrow" as this term is defined in Section 2.3 for that particular HUD Property. Nothing in this Section 1.3 shall act to restrict the sale of any New Home to a Qualified Homebuyer, if such sale is otherwise in compliance with the terms of this Agreement. Section 1.4 Benefits ofProiect The Agency has determined that the Developer's purchase of each of the HUD Properties and the development and sale of the New Homes to Qualified Homebuyers in accordance with this Agreement (the "Project") will eliminate blight, provide needed low- and moderate-income housing 10 the City and benefit Ihe various project areas of the Agency, and also increase homeownership opportunilies for low- to moderate income households thereby stabilizing Ihe community and decreasing rental housing in Ihe City. Section 2.1 Developer Agreement to Purchase the HUD Properties and Construct. Improve and Sell the New Homes to Oualified Homebuvers. Subject to the terms and conditions of this Agreement, the Agency hereby agrees to transfer such interest as it may acquire in the HUD Properties from the ECD to the Developer and the Developer hereby agrees to purchase the HUD Properties from the Agency for the same consideralion payable by the Agency 10 lhe ECD for lhe HUD Properties under the COOP Agreement, and the Developer further agrees to design, construct and install a New Home on each HUD Property in accordance with the Scope of Development, and upon completion of each such New Home, sell each of the HUD Properties, as improved, 10 a Qualified Homebuyer, all on terms and conditions ofthis Agreement. S€i::tion 2.2 Agencv Assistance I. In order to assist in the development of the Project, the Agency agrees to provide certain financial assistance (the "Agency Assistance") to the Developer in Ihe amount of not to exceed $124,000 to assist with the sale of completed New Homes to Qualified Homebuyers as provided in Section 3.2 of this Agreement. Such Agency Assistance shall be allocated on a per unit basis for each New Home, and provided no default by the Developer then exists under this Agreemenl, such Agency Assistance shall be payable to the Developer within sixty (60) days S8200U7147.1 4 following the completion of the Project. As used in this Agreement, the words "completion of the Project" mean and refer to the date on which the Developer has caused to close a tolal of six (6) of the New Home Escrows. The parties presently anticipate that the completion of the Project shall occur by a date no later than March 31, 2003. 2. The Agency hereby agrees to appropriate the sum of $124,000 from the Agency fiscal year 2002-03 low- and moderate-income housing redevelopment funds of the Agency for the Project. No other source of funds of the Agency is available or shall be committed by the Agency for the Project. 3. Within thirty (30) days following the completion of Ihe Project, the Developer shall submit a final written accounting for the Project and the Project Costs incurred by Developer to the Agency as provided in Ihe Scope of Development. The Agency shall review the final written accounting for the Project, and within thirty (30) days of its receipt. The Agency shall pay Ihe indicaled amount of the Agency Assistance to the Developer within thirty (30) days following its receipt ofthe final written accounting for the Project. Section 2.3 The Agencv Escrow and New Home Escrows I. The Agency and Developer shall open an escrow the "Agency Escrow" for the disposition of the HUD Properties to the Developer within ten (10) days from the approval of this Agreement by the Community Development Commission, and shall proceed to close the Agency Escrow no later than 45 days from the date of opening. . Por the purposes hereof the Agency Escrow shall be deemed "opened" when the Developer and the Agency have each executed the NIP Target Area Unit Purchase Agreement in the form attached hereto as Exhibil "E". It is the intent of the parties that the Agency and the ECD shall, pursuant to the COOP Agreement open simultaneous escrows (e.g., HUD, ECD and Agency, Agency and Developer) to provide for the acquisition by the Agency of Ihe HUD Properties which the Developer has agreed to purchase from the Agency. The parties shall execute the escrow instructions and documents as may be necessary to accomplish the foregoing as reasonably requested by Arrowhead Escrow or such other escrow holder acceplable to the ECD for the purposes of accomplishing such simultaneous escrow closing. 2. As used herein, the words "New Home Escrow" means and refers to each of the real estate conveyances, lransactions or escrows by and between an individual Qualified Homebuyers and the Developer through which the fee title interest in each New Home shall be transferred by Ihe Developer upon its completion and sale to the Qualified Homebuyer. The Developer and the New Homebuyer, as applicable, shall be solely responsible for causing a New Home Escrow to be opened and for the execution of all documents required by the escrow holder under the New Home Escrow, to perform its duties. The Agency shall not be a party to any New Home Escrow. The Developer shall inslruct the escrow holder of the New Home Escrow to cause the final and fully executed form of the Agency Affordable Housing Covenant, substantially in the form as attached to the Agency Deed (See also Exhibit "P" ofthis Agreement) 10 be recorded upon the close of each New Home Escrow, and the Developer and the Qualified Homebuyer shall each provide such escrow holder with written authorization to SB200U7147.1 5 deliver a complete set of Qualified Homebuyer mortgage loan documents, escrow instructions and disclosure statements to the Agency promptly following the close of each such New Home Escrow. Seclion 2.4 Affordable Housing Cost and Maximum Sales Price of Each New Home For the purposes of complying with this Agreement, all of the HUD Properties shall be reserved for sale and occupancy by low- and moderate-income households whose incomes do not exceed one hundred and fifteen (115%) percent of area median income for San Bernardino County adjusted for family or household size (e.g., Qualified Homebuyers) at affordable housing costs as such term is defined in Health and Safety Code Section 50052.5, or Section 8, (24 CFR 813). The Developer agrees to be bound by all limitations for Qualified Homebuyers as set forth and in each Agency Deed for the HUD Properties. The form of the Agency Deed is included as an attachment to Exhibit "E" to this Agreement. The maximum sales price payable by a Qualified Buyer of each completed New Home shall not exceed one hundred and ten percent (110%) of the then current area median sales price for new single-family dwelling units. At the time of sale of each New Home to a Qualified Homebuyer, the Developer shall be responsible for ensuring that all documents reasonably required by the Agency to confirm the eligibility of such person or household as a "Qualified Homebuyer" 10 be delivered to the Agency through the "New Home Escrow" for such New Home as provided in Section 2.3. Section 3.1 Scope of Development Developer and Agency agree thai one of the fundamental purposes of this Agreement it to provide for quality development of the New Homes on each oflhe HUD Properties in a manner consistent with the terms and slandards of this Agreement. The Developer shall construct a New Home on each of the HUD Properties in accordance with the Scope of Development, Exhibit "C", attached hereto and incorporated herein. Any changes or amendments to the Scope of Development shall be submitted to the Agency Executive Director or his/her designee for approval. The Agency may inspect the New Homes during the course of construction to insure Developer is performing the Scope of Development pursuant to said approved plans and specifications and pursuant to Ihis Agreement. The Developer agrees that upon its acquisition of the HUD Properties from the Agency and no later than 30 days from Ihe date of such acquisition, the Developer shall promptly commence and thereafter diligently complete the improvement of a New Home on each HUD Property. Unless a longer period of time is approved by the Agency in its sole discretion, Ihe Developer shall complete the construction and improvement of a New Home on each of the HUD Properties within one hundred eighty days (180) days following Ihe close of the Agency Escrow. With respect to each New Home, the Agency shall submit to the Executive Director for approval in writing the final form of specifications and plans for each New Home prior 10 the issue by the City of the appropriate building permits therefor, including, but not limited to landscaping plans, designs, and specifications (the "Plans") and such approval by the Executive Director shall not be unreasonably withheld, conditioned or delayed. The Executive Director S82001:37147.\ 6 shall approve said Plans within 30 days from such submission and if the Executive Director may fail to approve such plans within the prescribed time frame, the Plans shall be deemed approved by the Agency. No provision of this Agreement shall be deemed to waive any building or development regulation of the City and the City reserves its discretion and regulatory authority 10 approve, conditionally approve or reject any such Plans. Section 3.2 Proiect Costs and Agencv Assistance The cost of undertaking the Project ("Project Costs" as defined in Section 3.3) including the costs of acquisition, development fees, school fees, ancillary fees, and construction of the New Homes on and off site improvements, including but not limited to, marketing and sales of each New Home shall be borne solely by Developer. Upon completion of Project, the Agency shall be obligated to pay to the Developer the Agency Assistance the sum of not to exceed One Hundred Twenty Four Thousand Dollars ($124,000), (the "Agency Assistance"). The Agency Assistance is predicated on total Projecl Costs presently estimated at $814,000, less anticipated New Home sale proceeds of $690,000 (the "Project Budget"). Should the Project Costs decrease at the time of completion of the Project the Agency Assistance of $124,000 will be reduced accordingly. Any costs in excess of the Project Budget shall be borne by the Developer. The Developer will be eligible for payment of the Agency Assistance upon completion the Project and the submission by the Developer of the Project Cost accounting information to Ihe Agency as set forth in the Scppe of Development. Section 3.3 Maximum Permitted Profit of Developer for the Proiect The Developer acknowledges and agrees that the "profit of the Developer", if any, to be made by Developer in connection with the Developer's completion of the Project shall be limited to no more than eight and five tenths percent (8.5%) of the aggregate amount of the gross sales price of the New Homes to Qualified Homebuyers as such gross sales price is completed at the close of each of the New Home Escrows. Any profit of the Developer in excess of such amount shall be credited to Ihe amount of the Agency Assistance as would otherwise be payable to the Developer. The words "profit of lhe Developer" as used in the first paragraph of this Section 3.3 means and refers to the gross amount realized by the Developer (not to exceed 8.5% of the gross sales price of the New Home) upon the sale or transfer of its inlerest in a New Home at the time of close of a New Home Escrow, after deducling the "Project Costs" incurred by the Developer in connection with the Project and further deducling the amount of the Agency Assistance paid to the Developer. The words "Project Costs" as used in the second paragraph of this Section 3.3 mean and refer to the aggregate of the following customary and commercially reasonable costs incurred by the Developer in connection with acquisition of the HUD Properties and development of Ihe Project including the costs of the sale of each New Home 10 a Qualified Homebuyer: (A) the Purchase Price for the HUD Properties paid 10 Developer at Ihe close of the Agency Escrow; SB2001:37147.1 7 (B) the cost of preparation of each HOD Property for construction oflhe New Homes; (C) architectural, engineering, legal, accounting, consulting and other fees paid by the Developer in connection with the planning, execution and financing of the Project; (D) the costs of other necessary studies, surveys, plans not included in (C) above, and the cost of building and development permits charged or levied by public agencies a the time of issuance of building permits for the New Homes (exclusive of any such costs eligible for reimbursement to the Developer as Agency Assistance); (E) the cost of insurance, interest and financing paid by the Developer for the construction of the New Homes, surety and completion bonds, property taxes, and special assessment costs incurred during the course of construclion of the Projecl (exclusive of any such costs eligible for reimbursement to the Developer as Agency Assistance); (F) the cost of labor and construction materials and mechanical equipment incorporated into the improvement of each New Home; (G) the cost of all other improvements to the HUD Properties, including landscaping, fencing, site preparation and the off-site installation of streets, sewers, utilities and other off-site improvements related to the improvement of the HOD Properties with New Homes; (H) reasonable and customary indirect costs of the Developer for the construction of the New Homes, including the cosl of a conslruction superintendent and construction security by private patrol services; (1) reasonable and customary New Home sales marketing and advertising costs and the cost payable by the Developer as escrow cosls, fees and charges upon the sale of each New Home to a Qualified Home Buyer, plus real estate sales commissions paid by the Developer to third-party real estate brokers, at the close of each New Home Escrow; (1) a developer overhead and Project administration fees payable to Ihe Developer of three and two tenths percent (3.2%) of the gross selling price paid by the Qualified Homebuyer for each New Home at the close of each New Home Escrow. The Developer shall provide the Agency with a suitably detailed written accounling of its Project Costs, prepared in accordance with generally-accepted accounting principles upon the completion of the Project as set forth in the Scope of Development. The Agency shall have the right to inspect all of the business and financial records of the Developer relating to the Project, the HOD Properties and the New Homes, for the purpose of verifying the amount of the Project SB2001 :37147.\ 8 Costs claimed by the Developer. The Developer shall provide the Agency (and its auditors or accountants) with access to such business records, upon reasonable prior notice from the Agency. Section 3.4 Disposition of Sites and Oualified Homebuver Eligibilitv The Developer will cause the marketing of the HUD Properties and the New Home to prospective income eligible purchasers. Developer will screen prospective purchaser to insure that Ihey meet the applicable income guidelines in accordance with Exhibit "D" and forward the pre-eligible purchaser to the appropriate mortgage lender for qualification and mortgage loan approval. Developer shall make all reasonable attempts to dispose of the New Homes upon completion of said construction, but not later than 180 days from the date the City issues a Certificate of Occupancy for each such New Home. At the close of the New Home Escrow, the Affordability Covenanl shall be fully executed by the Developer and the Qualified Homebuyer and filed for recordation. The form of the Affordability Covenant shall be provided by the Agency. Developer is responsible for ensuring HUD-I Final Settlement Statements are sent to Agency within ten (10) days of the close of each New Home Escrow. Section 3.5 Liabilitv and Permanent Insurance Requirements (I) The Developer shall maintain in full force and effect, at all times during the term of the Agreement, the following insurance: (i) (ii) (iii) S82001:37147.\ Commercial general liability insurance coverage, including, but not limited to, premises-operations, contractual liability insurance (specifically concerning the indemnity provisions of the Agreement), products- completed operalions hazards, personal injury (including bodily injury and dealh), and property damage for liability arising out of the construction of the New Homes and/or the Developer's operation of the Project. Said insurance coverage shall have minimum limits for bodily injury and property damage liability of ONE MILLION DOLLARS ($1,000,000) each occurrence and TWO MILLION DOLLARS ($2,000,000) aggregate. Automobile Liability Insurance against claims of personal injury (including bodily injury and death) and property damage covering all owned, leased, hired and non-owned vehicles used by Developer with minimum limils for bodily injury and property damage of ONE MILLION DOLLARS ($1,000,000) each occurrence and ONE MILLION DOLLARS ($1,000,000) aggregate. Such insurance shall be provided by a business or commercial vehicle policy. If the Developer hires a consultant to provide design services, such as architectural or engineering services in connection with the New Homes, Developer shall require such consultant to provide professional liability (errors and omissions) Insurance, for liabilily arising out of, or in 9 connection with, the performance of such design services, with limits of not less than ONE MILLION DOLLARS ($1,000,000). (iv) Upon acceptance of the New Homes by the Developer, or any portion thereof, from each contractor, the Developer shall maintain fire and extended coverage insurance on each New Home on a blanket basis or with an agreed amount clause in amounts nolless than 100% of each New Home's replacement value. (v) Developer shall furnish or cause to be furnished to Agency evidence salisfactory 10 Agency that any contractor with whom it has contracted for the performance of Scope of Development of each of the Sites or otherwise pursuant to this Agreement carries workers' compensation insurance as required by law. (2) The commercial general liability insurance required in sub-paragraph I (i), above shall include an endorsement naming the City, the Agency and the members of the Agency's governing board and the Agency's officers, agents, and employees as additional insureds for liability arising out of the Agreement and any operation related thereto. (3) If any of the insurance coverages required under the Agreement or the is written on a claims-made basis, such insurance policy shall provide an extended reporting period continuing through the fifth (5th) anniversary following Ihe date of acceptance of the New Home by the Developer. " (4) Prior to the close of the Agency Escrow referenced in Seclion 2.3, evidence of insurance in compliance with Ihe requirements above shall be furnished to Agency by the Developer, as evidenced by a Certificate of Insurance and a copy of the policy of such insurance. Receipt of evidence of insurance that does not comply with the above requirements shall not constitute a waiver of the insurance requirements set forth above. (5) Cancellation of Insurance -- The above stated insurance coverages required to be maintained and/or provided by Developer shall be mainlained unlil the complelion of all of Developer's obligations under the Agreement, and shall not be reduced, modified, or canceled without thirty (30) days prior written notice to Ihe Agency. Also, phrases such as "endeavor to" and "but failure 10 mail such notice shall impose no obligalion or liability of any kind upon the company" shall not be included in the cancellation wording of all Certificates of Insurance or any coverage for the Agency and the Agency's board members, their officials, agents, and erllployees. Developer shall immediately obtain replacement coverage for any insurance policy that is terminated, canceled, non-renewed, or whose policy limits have been exhausted or upon insolvency of the insurer that issued the policy. (6) All insurance shall be issued by a company or companies listed in the current "Best's Key Rating Guide" publication with a minimum of a "B+;V" rating and be a California admitted insurance company, or in special circumstances, be pre-approved by both the Executive Director of the Agency and the Agency General Counsel. S82001:37147.1 10 (7) All insurance afforded by the Developer pursuant to the Agreemenl shall be primary to and not contribuling to any other insurance maintained by the Agency. (8) Insurance coverage in the minimum amounts set forth herein shall not be construed to relieve the Developer for any liability, whether within, outside, or in excess of such coverage, and regardless of solvency or insolvency of the insurer that issues the coverage; nor shall it preclude the Agency from taking such other actions as are available to it under any other provision of the Agreement or otherwise in law. (9) Failure by Ihe Developer to maintain all such insurance in effect at all times required by the Agreement shall be an Event of Default by the Developer. The Agency, at its sole option, may exercise any remedy available to it in connection with such an Event of Default. Section 3.5 Rights of Access For the purpose of assuring compliance with this Agreement, representatives of Agency and the City as designated by the Director shall have the right of access to each Site, without charge or fee, at normal construction hours during the period of work for Ihe purposes of the inspection of the Scope of Development being performed. The Agency shall hold the Developer harmless from any bodily injury or related damages arising out of the activities of Agency and the City as referred to in this Section 3.5 resulting from the gross negligence or willful misconduct of the City or Agency while on the HUD Properties. .This Section 3.5 shall not be deemed to diminish or limit any right which the City or Agency may have by operation of law irrespective of the Agreement. Nothing in Ihis Section 3.5 shall be deemed to make either the City or the Agency a guarantor oflhe work of Scope of Development oflhe HUD Properties. Section 3.6 Local. Stale and Federal Laws Developer shall carry out the Project and all related activities on the HUD Properties in conformity with all applicable laws, including all applicable federal and state labor standards as applicable; provided, however, Developer and its contractors, successors, assigns, transferees, and lessees are nol waiving their righls 10 contest any such laws and rules or standards. Section 3.7 Anti-Discrimination During Construction Developer for itself and successors and assigns, agrees that in the development of the HUD Properties provided for in this Agreement, Developer shall not discriminate against any employee or applicant for employment because of race, color, creed, religion, age, sex, marital status, handicap, national origin or ancestry. Section 3.8 Taxes. Assessments. Encumbrances and Liens Prior to the issuance of a Certificate of Occupancy by the City for each of the New Homes, Developer shall not place or allow to be placed on the HUD Properties any mortgage, trust deed, encumbrance or lien other than as expressly approved by the Agency in writing or as S8200U7147.1 II otherwise described in this Agreement. Developer shall remove or have removed any levy or attachment made on the HUD Properties, or provide the Agency with assurance of the satisfaction thereof within a thirty (30) days from the time, but in any event prior to a Qualified Homebuyer purchasing the HUD Property and the New Home. Section 3.9 Prohibition Against Transfer of the HUD Properties and Assignment of Agreement Prior the Close of All New Home Escrows I. Prior to the close of each of the New Home Escrows, Developer shall not, except as permitted by this Agreement, without the prior written approval of Agency, make any total or partial sale, transfer, conveyance, assignment or lease of whole or any part of any of the HUD Properties. This prohibition shall not be deemed 10 prevent a transfer of the HUD Property, as improved with a completed New Home to a Qualified Homebuyer or the granting of temporary or permanent easemenls on any such HUD Property to facilitate the construction oflhe Project. 2. Upon obtaining a Certificate of Occupancy from the City for a completed New Home on a HUD Property, the Developer shall sell such New Home to a Qualified Homebuyer in accordance with and subject to the restrictions set forth in this Agreement. 3. The deed or other instrument of transfer by the Developer to any Qualified Homebuyer of the New Home shall require Ihat the New Home be owner occupied by persons living in the units as their principal residences and shall further require that such New Home shall remain available at affordable housing costs to the families of low- and moderate-income for a period of not less than ten (10) years, subject to any other exceptions as may be provided by the Agency. 4. The Developer may not rent or lease any HUD Property of any completed New Home thereon to a third party, and during the time that the Developer may hold title 10 a HUD Property, no person may use Ihe HUD Property for any non -residential dwelling purpose. Section 3.10 Mortgage. Deed of Trust. Sale and Financing; Rights of Holders No Encumbrances Exceot Mortgages. Deeds of Trust or Sale for Rehabilitation - Mortgages, deeds of trust other encumbrances on the HUD Properties are permitted before completion of the Scope of Development of each New Home but only for the purpose of securing construction loan funds 10 be used by the Developer for financing the acquisition and development of the HUD Properties and the New Home. Developer shall not enter into any other conveyance or lien for financing without the prior written approval of Agency, which approval Agency agrees to give if any such conveyance or lien for financing is given to a bank, savings and loan association, or other similar lending institution and the terms of said financing are reasonably acceplable 10 Agency. The form of approval by Agency shall be in wriling which references in this Section 3.10, executed by the Executive Director. In the event that the Agency fails 10 accept or reject such lender in writing within fifteen (15) days after written notice thereof is received by the Agency, such lender shall be deemed approved. SB2001 :37147.1 12 Section 3.11 Right of Agencv to Salisfv Other Liens on the HUD Properties Prior to the completion of the Scope of Development on the HUD Properties, and after Developer has had written notice and has failed after a reasonable time, but in any event not less than thirty (30) days, to challenge, cure, adequately bond against, or satisfy any liens or encumbrances on each HUD Property, which are not otherwise permitted under this Agreement, Agency shall have the right, but not the obligation, 10 satisfy any such lien or encumbrance. Section 4.1 Uses - Covenants Running with the Land Developer covenants and agrees for itself, its successors, its assigns, and every successor in interest to the HUD Properties, lhat for the period of time set forth in the Agency Deed, each of the HUD Properties acquired by Developer shall be devoted to and available for sale solely to persons or families with an income which are very low, low and moderate, as those terms are defined in Health and Safety Code Sections 50093 (Iow- and moderate-income) and 50105 (very low income), with sales costs of each residential unit to be at an affordable housing cost (as such term is defined in Health and Safety Code Section 50052.5,but under no circumstance shall the income of the buyer exceed one hundred and fifteen percent (115%) of the median income for San Bernardino County (Exhibit "D"). The Developer further covenants and warrants that Developer shall undertake the Scope of Development on the HUD Properties in accordance with the standards set forth in this Agreement. Developer covenants to obtain all necessary permits from the regulatory agencies wilh jurisdiction and develop each of the HUD Properties with a New Home in conformity with all applicable laws. Failure to obtain all necessary permits shall be a default under this Agreement. Developer covenants by and for itself and any successors in interest that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, national origin or ancestry in the sale, lease, sublease, lransfer, use, occupancy, tenure or enjoyment of any HUD Property and any New Home thereon, nor shall Developer ilself or any person claiming under or through it establish or permit any such praclice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublenants, sub-lessees or vendees of any of the Sites. The foregoing covenants shall run with the land. These covenants shall be expressly incorporated in the Agency Deed from the Agency 10 the Developer. Section 4.2 Maintenance of the HUD Properties Between the date of the close of the Agency Escrow and the date of the close of each New Home Escrow the Developer for itself, its successors and assigns hereby covenants and agrees that: S82001;37147.1 13 (i) The areas of each the HUD Properties and the New Homes which are subject to public view (including all improvements, paving, walkways, landscaping, exterior signage and ornamentation) shall be maintained in good repair and a neat, clean and orderly condition, ordinary wear and tear excepted. In the event that at any time following the date of close of Agency Escrow, there is an occurrence of an adverse condition on any area of the HUD Properties which is subject to public view in contravention of the general maintenance standard described above, (a "Maintenance Deficiency") then the Agency shall notify the Developer in writing of the Maintenance Deficiency and give the Developer thirty (30) days from receipt of such notice to cure the Maintenance Deficiency as identified in the notice. In the event Ihe Developer fails to cure or commence to cure the Maintenance Deficiency within the time allowed, the Agency may conduct a public hearing following transmittal of written notice thereof to the Developer ten (10) days prior to the scheduled date of such public hearing in order to verify whether a Maintenance Deficiency exists and whether the Developer has failed to comply with the provision of this Seclion. If upon the conclusion of a public hearing, the Agency makes a finding that a Maintenance Deficiency exists and Ihat there appears to be non-compliance with the general maintenance slandard, described above, thereafter the Agency shall have the right to enter the HUD Properties descried in the notice and perform all acts necessary to cure the Maintenance Deficiency, or to take other action at law or equity the Agency may then have to accomplish the abatement of the Maintenance Deficiency. Any sum expended by the Agency for Ihe abalement of a Maintenance Deficiency on the HUD Properties authorized by this Section shall become a lien on the HUD Properties. If the amount of the lien is not paid within thirty (30) days after written demand for payment by the Agency to the Developer, the Agency shall have the right to enforce the lien in the manner as provided in Subsection(c), below. (ii) Graffiti, as this term is defined in Government Code Section 38772, which has been applied to any exterior surface of a structure or improvement on the HUD Properties which is visible from any public right-of-way adjacent or contiguous to Ihe HUD Properties, shall be removed by the Developer by either painting over Ihe evidence of such vandalism with a paint which has been color-matched to the surface on which the paint is applied, or graffiti may be removed with solvents, detergents or water as appropriate. In the event that such graffiti may become visible from an adjacent or contiguous public right-of-way but is not removed within 72 hours following the time of such application, the Agency shall have the right to enler the HUD Properties and remove the graffiti without nolice to the Developer. Any sum expended by Ihe Agency for the removal of such graffili from the HUD Properties authorized by this Subsection (b) in an amount not to exceed $250.00 per entry by Ihe Agency, shall become a lien on the HUD Properties. If the amount of Ihe lien is not paid within thirty (30) days after written demand for payment by the Agency 10 the Developer, the Agency shall have the right to enforce its lien in the manner as provided in Subsection(c), below. (iii) The parties hereto further mutually understand and agree that the rights conferred upon the Agency under this Section expressly include the power to establish and enforce a lien or other encumbrance against the HUD Properties, in the manner provided under Civil Code Sections 2924, 2924b and 2924c in the as amount reasonably necessary to restore the HUD Properties to the maintenance standard required under Subsection (a) or Subsection (b), including Agency attorneys fees and costs (including salaries and wages of the legal staff of Agency Counsel) as may be associated with the abatement of the Maintenance Deficiency or S82001:37147.1 14 removal of graffiti and the collection of the costs of the Agency in connection with such action. The provisions of this Section, shall be a covenant running with Ihe land, and the HUD Properties, and shall be enforceable by the Agency. Section 4.3 Effect of Viola lion oflhe Terms and Provisions of this Agreement After Completion of Proiect The covenants established in this Agreement shall, without regard to technical classificalion and designalion, be binding for the benefit and in favor of Agency, its successors and assigns, as 10 those covenants, which are for its benefit. The covenants contained in this Agreement with respect to the HUD Properties shall remain in effect for the term as set forth in the Agency Deed. The covenants against racial discrimination shall remain in perpetuily. Agency is deemed the beneficiary of the terms and provisions of this Agreement and of the covenants running with the land, for and in its own rights and for the purposes of prolecting the interest of the community and other parties, public or private, in whose favor and for whose benefit this Agreement and the covenants running with the land have been provided. Agency shall have the right, if the Agreement or covenants are breached, to exercise all rights and remedies, and to maintain any actions or suits at law or in equity or other proper proceedings to enforce the curing of such breaches to which it or any other beneficiaries of this Agreement and covenants may be entitled. Section 5.1 Default. Breach. Termination. Remedies I. Termination Without Default or Breach. This Agreement may be terminated for the convenience of by either party who is not then in default upon Ihirty (30) days notice to the other party; provided however, that the parties have completed their obligations and responsibilities with regard to the development oflhe HUD Properties. 2. Defaults and Breach - General. Failure or delay by either party 10 perform any material term or provision of this Agreement shall constitute a default under this Agreement; provided however, that if the party who is otherwise claimed to be in default by the other party commences 10 cure, correcl or remedy the alleged default within lhirty (30) calendar days after receipt of written notice specifying such default and shall diligently complete such cure, correction or remedy, such party shall not be deemed to be in default hereunder. The party which may claim that a default has occurred shall give written notice of default to the party in default, specifying the alleged default. Delay in giving such notice shall nol constitute a waiver of any default nor shall it change the time of default; provided, however, the injured party shall have no right to exercise any remedy for a default hereunder without delivering the written default notice as specified herein. Any failure to delay by a party in asserting any of its rights and remedies as to any default shall not operate as a waiver of any default or of any rights or remedies associated with a default. Excepl with respect to rights and remedies expressly declared to be exclusive in this Agreement, the rights and remedies of the parties are cumulative and the exercise by either party of one or SB200U7\47.\ 15 more of such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for Ihe same default or any other default by the other party. In the event that a default of eilher party may remain uncured for more than thirty (30) calendar days following written notice, as provided above, a "breach" shall be deemed to have occurred. In the event of a breach, the party who is not in default shall be entitled to terminate this agreement and seek any appropriate remedy or damages by initialing legal proceedings, if necessary. 3. Notwithstanding any other term of this Agreement, neither the City or the Agency, or the officers, employees or agents of eilher of them, shall be liable to the Developer or to any third party for any loss of use, loss of business goodwill, interruption of business or for indirect, incidental, special or consequential damages (including lost revenues or profits) or similar damages based on tort (including without limitation, negligence or strict liability), contract or other legal or equitable grounds, even if the City or the Agency has been advised by the Developer or had reason to know of the possibility of such damages. 4. In the event that a party may bring a legal action to enforce any provision of this Agreement, the prevailing party in such action shall be entitled to recover from the other party reasonable attorney fees to be fixed by the court in which a judgment is entered, as well as the costs of such action. In the case of the Agency, Ihe words "reasonable attorneys fees" refer to the salaries and benefits 0 lawyers employed by the Office of the City Attorney, compuled on an hourly basis, who provide legal services to the Agency in connection with any such action. 5. This Agreement shall be governed by the laws of the State of California. 6. Any legal proceeding initiated by a party to enforce any provision of this Agreement shall be initiated in the Superior Court of San Bernardino County or in the United Sales District Court Central District of California. 7. If any provision of this Agreement may be declared invalid or unenforceable by a final judgment or order of a court of competent jurisdiction, such invalidily shall not affect the remaining parts of this Agreement, which are hereby declared by lhe parties 10 be severable from any other part which is found by a court to be invalid or unenforceable. Section 5.2 Notice 1 Any notice, demand, request, consent, approval or communication thai either party desires or is required to give to the other party under this Agreement shall be in writing and shall be delivered to the appropriate party by personal service or U.S. Mail al its address as follows: Developer: ANR Industries, Inc. 10702 Hathaway Drive, Unit I Sanla Fe Springs, California 90670 (562) 777-7807 S82001:37147.1 16 Agency: Economic Development Agency 201 North "E" Street, Suite 301 San Bernardino, California 92401 (909) 663-1044 Section 5.3 Conflicts of Interest; Nonliabilitv No member, official or employee of Agency or the City shall have any personal interest, direct or indirect, in Ihis Agreement. No member, official or employee shall participate in any decision relating to the Agreement which affects his personal interests or the interests of any corporation, partnership or association in which he is directly or indirectly interested. No member, official or employee of Agency or the City shall be personally liable to Participate, or any successor in interest, in the event of any default or breach by Agency or Developer, or for any amount which may become due to Developer or its successor or on any obligations under the terms of this Agreement. Developer represents and warrants Ihat it has not paid or given, and shall not payor give, any third party any money or other consideration for obtaining this Agreement. Section 5.4 Inspection of Books. Records and Reports Agency has the right at all reasonable times to inspect the books and records of Developer pertaining the Sites as pertinent to the purposes of this Agreement. Developer has the right at all reasonable times to inspect the public records of Agency pertaining to Ihe Sites as pertinent 10 the purposes of the Agreement. Section 5.5 Indemnification The Developer shall indemnify and hold harmless the Agency and the City and the Agency's and the City's members, officials, employees and agents from and against any and all claims or liability arising from Developer's actions under this Agreement or from the conduct of Developer's business or from any activity, work or things done, permitted or suffered by Developer and shall further indemnify and hold harmless the Agency and City and their officers, employees and agents from and against any and all claims arising from any breach or default in the performance of any obligalion of Developer under the terms of this Agreement arising from any negligent or wrongful act or omission of the Developer or Developer's agents, contractors, employees or invitees and from and against all costs, attorneys' fees, expenses and liability incurred in the defense of any such claim or any action or proceeding brought thereon. Developer's agreement to indemnify and hold the Agency and City harmless shall extend to any claims or liabilities, including but not limited to claims pertaining to environmental conditions, that may arise as a result of the Agency's acquisition and/or ownership of any HUD Property thai is the subject of the Agreement. S82001:37147.1 17 Section 6.1 Submission of Documents to Agencv for Approval Whenever lhis Agreement requires Developer to submit any document to Agency for approval, which shall be deemed approved if not acted on by Agency wilhin the specified time, said document shall be accompanied by a letler stating that it is being submitted and will be deemed approved unless rejecled by Agency within the stated time. If there is not a time specified herein for such Agency action, Developer may submit a letler requiring Agency approval or rejection of documents within thirty (30) days after submission to Agency or such documents shall be deemed approved. Section 6.2 Successors in Interesl The terms, covenants, conditions and restriction of this Agreement shall extend to and shall be binding upon and inure to Ihe benefit of the heirs, executors, administrators, successors and assigns of Developer. Section 6.3 Exhibits to Agreement. Each of the exhibits identified below is incorporated by this reference as part of this Agreement: EXHIBIT "A" Vicinity Map Depicting Location of Each of the HUD Properties EXHIBIT "B" Legal Description of the HOD Properties EXHIBIT "C" Scope of Development EXHIBIT "D" Income Qualifications For New Homebuyers EXHIBIT "E" Site Purchase and Sale Agreement and Escrow Instructions EXHIBIT "F" Form of Affordable Housing Regulatory Agreement Section 6.4 [RESERVED - NO TEXTl Section 6.5 [RESERVED - NO TEXTl Section 6.6 Execution of Agreemenl This Agreement is executed in Ihree (3) triplicate originals, each of which is deemed to be an original. This Agreement includes Exhibit "A" through Exhibit "F", which together with this Agreement constilute the entire understanding and agreement of the parties. No private entity shall be deemed to be a third party beneficiary with respect 10 any provisions of this Agreement. SB2ool:37147.1 18 This Agreement integrates all of the terms and condilions menlioned herein or incidental hereto, and supersedes all negotiations or previous agreements among the parties or Iheir predecessors in interest wilh respect to all or any part oflhe subject matter hereof. If any part or provision of this Agreement is in conflict or inconsistent with applicable provisions of federal, state, or city statues, or it is otherwise held to be invalid or unenforceable by any court of competent jurisdiction, such part or provision shall be suspended and superseded by such applicable law or regulations, and the remainder of this Agreement shall not be affected thereby. All waivers of the provisions of this Agreement must be in writing by the Executive Director of Ihe Agency or the Developer, and all amendments thereto must be in writing by the Executive Director of the Agency or the Developer, except that Ihe Executive Director may only agree to non-substantive changes hereto with concurrence by Agency Counsel. Substantial changes to this Agreement shall require the prior approval of the governing body of the Agency. Each individual signing below represents and warrants that he or she has the authority to execute this Agreement on behalf of and bind the party helshe purports to represent. Section 6.7 Time for Acceptance This Agreement, when execuled by Developer and delivered to Agency, must be authorized by the governing body of the Agency and executed and delivered on behalf of the Agency by its undersigned officers on or before thirty (30) days after signing and delivery of this Agreement by Developer or this Agreement shall be void, except to the extent thai Developer shall consent in writing to a further extension of time for the authorization, execution and delivery of this Agreement. This Agreement shall be dated as of December 17, 200 I. III/ 1/11 fill 1/1/ 1/11 1111 /11/ 1111 1/1/ 582001:37147.1 19 IN WITNESS WHEREOF, Agency and Developer have executed this Agreement on the day and date first above shown. "AGENCY" Redevelopment Agency of the City of San Bernardino By: Approved as to Form: By: "DEVELOPER" ANR Industries, a California Corporation By: Agustin N. Rodriguez, President By: SB2001:37147.1 20 582001:37147.1 EXHIBIT "A" Vicinity Map Depicting Location of Each of the HUD Properties 21 EXHIBIT "A" (V"( ----Fl : V") L_L,__-: , ' r-' '-.:1-' ,I . ''L._. J ~ ~__ I 1,- : (, __rl '\...J' : C 1---' "'-... . HoghlM<lll--..e a.se~~ ~ ."'\, Foom.ll l/j,JIlolI.,. .. V... ~d ........ NORTH Not to Scale San Beroar 100 City of San Bernardin~ , j II H Ir~\, ,a",s. '6"'1' II"''' 10"'" ." ,." .." .. , i 1 I Con,,;" , j ! I - j . "," t Sar>Bffl>ordino^'<e I < ... ! , R~Iand' 8M! -' ~-~ EXHIBIT "B" Legal Descriplion of the HUD Properties 168 West 13th Street Lot 5, 33 Subdivision: RANCHO SAN BERNARDINO in Map 7, Page 2 of County Recorder's office of San Bernardino County. 248 West 13th Street Lot 50, Subdivision: HART TRACT in Map 5, Page 54 of County Recorder's office of San Bernardino County. 138 Magnolia Avenue Lot 2, 33 Subdivision: RANCHO SAN BERNARDINO in Map 7, Page 2 of County Recorder's office of San Bernardino County. 1159 West Rialto Avenue Lot 9, 3 Subdivision: WOODS SUBDIVISION in Map 15 Page 95 of County Recorder's office of San Bernardino County. 248 West Wabash Street Lot 6 & 7, Subdivision: EDELEN TRACT in Map 5 Page 35 of County Recorder's office of San Bernardino County. 249 West Wabash Street Lot 61, Subdivision: HART TRACT in Map 5 Page 54 of County Recorder's office, SB2001;37147.1 22 EXHIBIT "C" Scope of Development NOTE: ADDITIONAL TEXT OF THE SCOPE OF DEVELOPMENT SETTING FORTH FINAL PROJECT ACCOUNTING AND CLOSE-UP PROCEDURES FOR THE PROJECT AND PAYMENT OF AGENCY ASSISTANCE TO DEVELOPER AT COMPLETION OF THE PROJECT SHALL CONFORM TO THIS AGREEMENT SB2001 :37147.1 23 12/18/2881 16:46 .J1r ~ ~ . I I I l!----=i, I @J ~~ L,..../ , I ,Q! Q !f , 5627777888 WJ I~ , r _r , , , , , rr~ ~ I i ~ I ~- -e-!- I I , I , , , I , I I I , -e+ , , I ! I I I I , I, II -s+- I I I I , I ~ ANR INDUSTRIES INC I' ~ .... ~ o ! j " _~I . ....1 : I I 'i' I, I I ! ~ ~ ~i I I' 'I I, H I :i ),: :!J ------ -- -:-,."" , ,"" / , / ~ ! r --- 4B~ i .J I' " 1 :1 r- 4'" .1 .) ~!G~l~ ,; ~ ~; ~~ { .J I ~ ~ : i1i!l r@ ,j: ~ () ----~- --1 @'j G ,I $ t:G~',,: . ,fS ,~ ' ---" ------ I "" 7~.... ~ r ~ I , ~ .~, ~ I //I~ ! iI'" iB- , I I ' " I ~/ 1, I / j' , I J , . " "j ,~ --------k-~m-- f- J I"J t' . i ----, :f----m - :;: --- ~ i , I L ..." PAGE 83 ~ ~ t ~ ~ ~ ~ ~ ~ = ~ '" "EXHIBIT C" SCOPE OF DEVELOPMENT ... 12/1e/2ee1 16:46 5627777ses 1,Ii II I ~ I , & ill ANR INDUSTRIES INC I I i n ~ Ii >> w " !~f ~ PAGE 04 I I ~ I II " "EXHIBIT C" SCOPE OF DEVELOPMENT 12/10/2001 16:46 5627777808 ANR INDUSTRIES INC PAGE 05 i' , I i Standard Spel:;ifications , , I' 1240SF Poplar Style House 3 Bedroom, 2 Bath 2 Car Attached Garage Finishes A. Interior 1. Gypsum Wallboard a. Bullnose comers b. Light Orange Peel finish , , , 2. Ceramic Tile : a. 4 Yo" X 4 Yo" WHITE ceramic tile thin set ove I Yz" wonderboard in all kitchen and bathroom countertops. I ' b. 12" X 12" ceramic tile entry. i i i 3. Cabinets : a. European style f rame/ess kitch~n and bathro~, cabinetry. Prefinished in fruitwood finish with recessec! panel doors., b. All cabinets include 6 way adjustable conceal: ' hinges. ~ , i' 4. Doors I a. Interior doors to be HC Colonist ~ix panel doo b. Stanley Solid Core steel entry dQor with raise anel embossed finish and distinctive Glass Lite enhancements. , c. Faultless Door locks with brass finish. Entry la' , set to be Lexington style handle with dead bolt. Hou$e/garage doo, . garage man door to have Saturn style handle with daadbolt. Interi : : passage and, privacy doors to have Saturn style handle. , d. Garage door to be sectional ste~1 roll up door' 'ith decorative window panels. ' B. Exterior Finish 1. Roof- 25 year warranty fiberglass sl1ingle roof wit, 0 layers of 15Jb underlayment. Ridge shingles. 2. Stucco- One layer of Grade D paper, under exteri ,finish areas. Three coat stucco system with 20/20 sand finis~. 3. Windows- Dual glazed WHITE fram~d vinylwindo' . Where grids are noted, lites to be 3H4W. "EXHIBIT c" SCOPE OF DEVELOPMENT 12/10/2001 16:46 ANR INDUSTRIES INC 5627777808 ; ! C.MEP PAGE 06 1. 2.5 T central heating and cooling system with 50! OOBTU Rhetilm or equal furnace. ' 2. 40 gallon water heater. ! . 3. Pre Cast tub/shower enclosures, ,c i I 4. Moen Chateau or equal pluming fi*ures ! . 5. All exterior doors and windows pre iwired for ala system. D. Landscaping-Automatic front yard irrigati~n system. ! ! i i. I 'l. !', ; ; ~ . ! "EXHIBIT c" SCOPE OF DEVELOPMENT , . i i ! . EXHIBIT "D" Income Qualifications For New Homebuyers S82001:37147.1 24 rJl ~ ~ ~ ~ ~ ~ ~ o u z ~ ,...-I = = N ~ -< ~ 00000000 \1')000000\1') O\O\O\O\r---\I')~O ~ ~ ~ ~ ~ ~ ~ ~ _r---~O\"<:to\"<:to\ "<:t"<:t \I') \1')\0\0 r---r--- EAEAEAEAEAEAEAEA 00000000 r---o \I') 000 \1')\1') _O\\O"<:tO\O-r--- n ~ ~ ~ ~ ~ ~ ~ O\l')-r---N\O-\I') "<:t"<:t \1')\1')\0\0 r---r--- EAEAEAEAEAEAEAEA 00000000 \1')\1')\1')00000 O\O\O\O\-~\I')r--- ~ ~ ~ ~ ~ ~ ~ ~ r---_\I')O\~\OO\N N~~~"<:t"<:t"<:t\l') EAEAEAEAEAEAEAEA _N~"<:t\l')\Or---OO EXHIBIT "En Site Purchase and Sale Agreement and Escrow Instructions SB2001 :37147.1 25 NIP TARGET AREA UNIT PURCHASE AND SALE AGREEMENT Property Address: THIS NIP TARGET AREA UNIT PURCHASE AND SALE AGREEMENT (the "Agreement") is dated for identification purposes only, as of ,2001, and is made and entered into by and between the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO (the "Agency") and ANR INDUSTRIES, INC., a California Corporation (the "Developer"), with reference to the following: RECITALS A. WHEREAS, the Agency and the County of San Bernardino Department of Economic and Community Development (the "ECD") are expected concurrently herewith to enter into that certain sales contract under the "Neighborhood Initiative Program" for the disposition of certain land (herein the "HUD Property") by the ECD to the Agency for affordable housing use and development under a program administered by the United States Secretary of the Department of Housing and Urban Development (the "Secretary"). A legal description of the HUD Property is attached hereto as Exhibit "A"; and B. WHEREAS, subject to the terms and conditions of that certain agreement entitled Development Agreement Infill Housing dated December 17, 2001, (the "Development Agreement"), by and between the Developer and the Agency and this Agreement, Agency desires to sell the HUD Property to the Developer and the Developer desires to purchase the HUD Property from the Agency at the close of the "HUD/ECD Escrow" as set forth herein. NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS SET FORTH HEREIN, THE DEVELOPER AND THE AGENCY AGREE AS FOLLOWS: 1. Warrantv of Authority bv Developer. The Developer warrants that it is a California Corporation under the laws of the State of California, and is authorized to execute this Agreement and all of the documents and instruments contemplated hereby, including, without limitation, supplemental escrow instructions and the Acceptance of the Agency Deed; and that this transaction has been approved by [resolution of its board of directors] if applicable. A certified copy of that [resolution] which remains in effect, will be delivered to Agency before the close ofthe HUD/ECD Escrow as set forth herein. 2. Al!reement to Sell and to Purchase. Subject to the terms and conditions of this Agreement, the Agency agrees to sell and the Developer agrees to purchase the HUD Property. 3. Purchase Price. The "Purchase Price" for the HUD Property payable by the Developer is the same sum in cash or immediately available funds in United States Currency as the discounted purchase price which the ECD has agreed to pay the Secretary pursuant to the HUD/ECD Escrow for the HUD Property. The Purchaser Price shall be payable by the Developer's delivery of the full amount to the escrow holder in cash or by wire transfer of I SB2001 :37086.1 immediately available funds at least one (1) business day before the concurrent close of the HUD/ECD Escrow and the Agency Escrow or by cashier's check during business hours at least three (3) business days before the close the HUD/ECD Escrow and the Agency Escrow. 4. HUDIECD Escrow Costs. In addition to the Purchase Price, the Developer hereby agrees to pay all of the costs of the escrow holder in the HUD/ECD Escrow, including all amounts charged to the account of the Secretary and the ECD. The escrow holder is hereby instructed to collect such costs and charges from the Developer at the concurrent close of the HUD/ECD Escrow and the Agency Escrow as provided in Section 7, below. 5. Conditions for the Benefit ofthe Al!encv. The obligation of the Agency to perform this Agreement is subject to the satisfaction of the following conditions, which are for the Agency's benefit only: (a) if the Secretary and/or the ECD have not heretofore executed all documents and instructions necessary to close the HUD/ECD Escrow Contract that the Secretary and the ECD execute such documents within fifteen(15) days after the date hereof; (b) that the Secretary and the ECD each perform under the HUD/ECD Escrow and the title of the HUD Property actually be in a condition to be transferred from HUD to the ECD within forty-five(45) days after the date hereof subject only to the close of the Agency Escrow; ( c) the Agency shall have received, in form and substance satisfactory to the Executive Director, a certificate evidencing the insurance required pursuant to Section 16 of this Agreement; (d) that the Developer has duly executed and delivered to the escrow holder, In recordable form the Acceptance ofthe Developer of the Agency Deed. (e) that the Developer not otherwise be in default under its other obligations to the Agency under the Development Agreement. The conditions set forth above are for the Agency's benefit only and the Executive Director of the Agency (the "Executive Director") may waive all or any part of such rights by written notice to the Developer and escrow holder. If any of said conditions are not satisfied within the time provided, or within such longer time as may be allowed by the Executive Director, the Agency may thereafter terminate this Agreement without any liability on the part of the Agency by giving written notice of termination to the escrow holder, with a copy to the Developer. Escrow holder shall thereupon, without further consent from the Developer, return to each party the documents, if any, deposited by them. 6. Conditions for Developer's Benefit. The obligation of the Developer to perform this Agreement is subject to the satisfaction of the following conditions, which are for the Developer's benefit only: 2 SB2001:37086.1 (a) if the Secretary and/or the ECD or either of them has not heretofore executed the HUD/ECD Escrow, that the Secretary and/or the ECD execute said HUD/ECD Escrow within fifteen (15) days after the date hereof; and (b) that the Secretary and the ECD each perform under the HUD/ECD Escrow and the HUD Property actually transfers from HUD to the ECD within forty-five (45) days after the date hereof subject only to the concurrent close of the Agency Escrow. The conditions set forth above are for the Developer's benefit only and the Developer may waive all or any part of such rights by written notice to the Agency and the escrow holder. If any said conditions are not satisfied within the time provided, or within such longer time as may be allowed by the Developer, subject to the approval of the ECD and the Agency, the Developer may thereafter terminate this Agreement without any liability on the part of the Developer by giving written notice of termination to the escrow holder, with a copy to the Agency. Escrow holder shall thereupon, without further consent from the Agency, return to each party the documents, if any, deposited by them. 7. Al!encv Escrow. The transfer of the HUD Property to the Developer shall be consummated through an escrow established with the escrow agent engaged by the Agency with the consent of the ECD to handle the transfer of the HUD Property from the Agency to the Developer concurrently upon the close of the HUD/ECD Escrow. Such escrow (the "Agency Escrow") shall be opened on a schedule coordinated with the closing or the transfer of the HUD Property between the Secretary and the ECD under the HUD/ECD Escrow. This Agreement shall constitute the escrow instructions to the escrow holder of the Developer and the Agency with respect to the HUD Property. The Agency and the Developer shall execute such additional escrow instructions as may be reasonably required by the escrow holder under the Agency Escrow. 8. Term of Al!encv Escrow. The Agency Escrow shall close concurrently with the close of escrow under the HUD/ECD Escrow. "Opening Escrow" shall mean the date upon which a fully executed copy of this Agreement is delivered to the escrow holder under the Agency Escrow. "Close of Escrow" shall mean the date upon which the Agency Deed transferring the HUD Property to the Developer is recorded in the Office of the County Recorder of the County of San Bernardino, California. 9. Condition of Title. The Agency shall convey to the Developer by deed all of the right, title and interest in the HUD Property which the Agency receives from the ECD under the HUD/ECD Escrow. The form of the Agency Deed is attached hereto as Exhibit "B" and incorporated herein by this reference. 10. Title Insurance. The Agency shall not be responsible for providing any title insurance to the Developer in connection with the transfer of title in the HUD Property to the Developer. Any title insurance desired by the Developer shall be ordered and paid for by the Developer at its sole cost and expense. 3 SB2oo1:37086.1 11. Prorations. All assessments, including improvement assessments which are available for payment without interest or penalty for advance payment, taxes, rent, and ground rent, if any, shall be prorated as of the Close of Escrow. In as much as the Agency Escrow will close concurrently with the HUD/ECD Escrow, through which escrow such items will be prorated between the Secretary and the ECD and the Agency, the parties acknowledge and agree that the Developer shall be charged for such prorations in precisely the same amount as the Agency is charged under the HUD/ECD Escrow. 12. HUDIECD Escrow and Al!encv Escrow Closinl! Costs. The Developer shall pay all escrow closing costs of all parties to the HUD/ECD Escrow and the Agency Escrow, including, without limitation, all escrow and recording fees and transfer taxes. Additionally, the Developer shall pay all closing costs and expenses charged to the Agency by the ECD in the escrow by which HUD transfers the HUD Property to the ECD and in time, the ECD transfers such property to the Agency. 13. Closinl!. At the Close of Escrow, (a) the Agency shall deliver to the Developer through escrow a the Agency Deed conveying the HUD Property to the Developer, (b) the Developer shall deliver to the Agency through the Agency Escrow the acceptance of the Agency Deed, and (c) the escrow holder shall collect and pay the sums indicated for the transfer of the HUD Property under the HUD/ECD Escrow and this Agreement and deliver such other documents to the parties in accordance with the instructions of each of them. At the Close of Escrow, the escrow holder shall cause the Agency Deed to be recorded in the Official Records of the County of San Bernardino, California. 14. Condition of the HUD Property. The Agency makes no representation or warranty to the Developer or to any third party concerning the condition of the HUD Property, including, without limitation, compliance with code, zoning or building requirements and the Agency will make no improvements to the HUD Property either before or after execution of this Agreement. The Developer understands that the Agency does not guarantee or warrant that the HUD Property is free of visible or hidden defect, or any other condition that may render the HUD Property uninhabitable or otherwise usable. Developer acknowledges responsibility for taking such action and conducting such investigation of the condition of the HUD Property as it believes necessary to satisfy itself that the HUD Property is in a condition acceptable to it and the Developer agrees to accept the HUD Property in the same condition delivered to the Agency by the ECD, in an "AS IS," "WHERE IS" and "SUBJECT TO ALL FAULTS" condition. 15. Possession; Improvements. The Developer may not perform improvements nor take possession of the HUD Property until the Agency Escrow is closed. At the close of the Agency Escrow, the Developer may take possession of the HUD Property and promptly commence the work of improvement as required for the HUD Property under the Development Agreement. 4 SB2oo1 :37086.1 16. Insurance. Prior to the Close of Escrow, the Developer shall obtain and shall thereafter maintain in full force and effect at all times the insurance policies required in Section 3.5 of the Development Agreement. 17. Assil!nment. The Developer and the Agency each agree that this Agreement shall be binding upon their respective, heirs, executors, administrators, successors or assigns and is not assignable by the Developer unless the written consent of the Executive Director is first obtained, which consent the Executive Director may withhold in his or her sole and absolute discretion. 18. Notices. All notices, demands and requests which may be given by either party to the other or to the escrow holder shall be in writing and shall be deemed to be given upon personal delivery or forty-eight (48) hours after deposit in the United States mail, certified, return receipt requested, postage prepaid, addressed to the party to be notified at the address following the party's signature or if addressed to the escrow holder, at the address set forth in the supplemental escrow instruments signed by the parties. Either party may designate by written notice to the other party in the manner set forth in this Agreement another address for notice. 19. Miscellaneous Provisions. 19.1 Waiver. The waiver of any provisions of this Agreement shall be invalid unless evidenced by a writing signed by the party to be charged therewith. The waiver of, or failure to enforce, any provision of this Agreement shall not be a waiver of any further breach of such provision hereof. The waiver by either or both parties of the time for performing an act shall not be a waiver of the time for performing any other act or acts required hereunder. 19.2 Modifications. No change or addition to this Agreement or any part hereof shall be valid unless in writing and signed by each of the parties. 19.3 Governinl! Law. This Agreement shall be governed by California law. 19.4 Headinl!s. The headings in this Agreement are for convenience only and shall not be used to interpret this Agreement. 19.5 Further Acts. Each party agrees to take such further action and to execute and deliver such further documents as may be necessary to carry out the purposes of the Developer Agreement with respect to the HUD Property and this Agreement. 19.6 Attornevs' Fees. If either party incurs attorneys' fees to enforce this Agreement or because of a breach of this Agreement by the other party, the prevailing party shall be entitled to recover reasonable attorneys' fees as set by the court from the other party. In the case of the Agency, the words "reasonable attorney's fees" mean and refer to the salaries and expenses of the lawyers employed by the Office of City Attorney of the City of San Bernardino, computed on an hourly basis, who provide legal services to the Agency in connection with the enforcement of the rights of the Agency hereunder. 5 SB2oo1 :37086.1 19.7 No Real Estate Brokers Commission Pavable Bv the Al!encv. The Agency shall not be responsible for the payment of any real estate brokers commission or finders fee in connection with the escrow or the transfer of the HUD Property to the Developer. 19.8 Time. Time is ofthe essence with respect to this Agreement. IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first above written. AGENCY Redevelopment Agency of the City of San Bernardino Dated: By: Executive Director DEVELOPER ANR Industries, Inc., a California Corporation By: Its: By: Its: 6 SB2001 :37086.1 EXHIBIT "A" Legal Description ofthe HUD Property 7 SB200 I :37086.1 EXHIBIT "B" RECORDING REQUESTED BY ) Redevelopment Agency of the ) City of San Bernardino ) ) AND WHEN RECORDED MAIL ) PROPERTY TAX BILL TO: ) ) ) ANR Industries, Inc. ) ) ) ) (Space above line reserved for use by Recorder) REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO GRANT DEED OF A PUBLIC AGENCY AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANT AND RESTRICTIONS PART A THIS GRANT DEED OF A PUBLIC AGENCY AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANTS AND RESTRICTIONS (the "Grant Deed") transfers all of the right, title and interest of the Redevelopment Agency of the City of San Bernardino, a body corporate and politic (the Agency) in certain real property situated at , San Bernardino, California (the "Property") to ANR Industries, Inc., a California Corporation, (the "Developer"), subject to the community redevelopment affordable single family housing conditions, covenants and restrictions contained in PART B hereof. The Agency is the grantor in this Grant Deed, and the Developer is the grantee. For valuable consideration, the receipt of which is hereby acknowledged, the Agency hereby grants to the Developer, subject to the community redevelopment affordable single family housing conditions, covenants and restrictions of this Grant Deed, all of the right, title and interest of the Agency in the Property, as more particularly described below; 8 SB2001:37091.1 (-- The PropertYn) , on file in the Official Records ofthe Office of the Recorder of San Bernardino County. PARTB The grant by the Agency of the Property to the Developer is expressly subject to the satisfaction of the following community redevelopment affordable single family housing conditions, covenants and restrictions as arise under that certain agreement entitled "Development Agreement - Infill Housing (Neighborhood Initiative Program)" dated as of December 17, 2001, (the "Development Agreement") by and between the Agency and the Developer: 1. the Property shall be reserved for use, improvement and occupancy for single family residential purposes for a term of thirty (30) years commencing on the date ofrecordation of this Grant Deed; and 2. the Property shall be used, reserved, sold, transferred, granted, conveyed or otherwise hypothecated for occupancy only to a "person" or a "family" who is a "Qualified Homebuyer" for a term of ten (10) years, beginning on the date of recordation of the Development Agreement and Covenant described in subparagraph 3, below. The words "Qualified Homebuyer" refer to any person or family who owns and occupies (or who declares their intention to own and occupy) the Property as their principal residence and who also satisfy the requirement of being a "Qualified Homebuyer," as these terms are defined in Development Agreement, and whose adjusted gross income during the twelve (12) months preceding the date of initial occupancy of the Property by the Qualified Homebuyer does not exceed the income qualification limits referenced in the Development Agreement. 3. 1. SB2001:37091.1 As a condition precedent to any transfer, sale, conveyance, grant or other hypothecation by the Developer of the Property to a Qualified Homebuyer the "Affordable Housing Agreement and Covenant" (the "Affordable Housing Covenant"), substantially in the form as attached hereto as Exhibit "A", shall be fully executed in recordable form by the Developer, the Qualified Homebuyer and the Agency and filed for recordation as an official record of the Recorder of San Bernardino County, all as set forth in the Development Agreement. The final form of the Affordable Housing Covenant shall be consistent with the terms and conditions of the Development Agreement as applicable at the time of initial occupancy of the Property by a Qualified Homebuyer, and may reflect certain technical and conforming changes as may be necessary to accommodate the Qualified Homebuyer's use of affordable housing assistance funds as may be provided under either the HOME Program (24 CFR Part 92 et seq.) or local 9 redevelopment housing assistance programs of the Agency. Upon its recordation, the fully executed form of the Affordable Housing Covenant shall be a separate community redevelopment affordable single family housing covenant, or if applicable, a HOME Program Regulatory Agreement(24 CFR 92 et seq.) to which the Qualified Homebuyer and the Agency are parties and which runs with the Property and which binds the Qualified Homebuyer and each heir, successor and assign of the Qualified Homebuyer for the term as provided in such recorded Affordable Housing Covenant. 4. The Property shall be subject to the following affordable housing redevelopment covenant in perpetuity and the text which appears in this Grant Deed shall be incorporated into the text of each grant deed or other instrument which transfers the Property to a successor in interest of the Developer and each Qualified Homebuyer: "The grantee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, national origin or ancestry in the sale, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee himself or herself or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of any vendee in the land herein conveyed. The foregoing covenants shall run with the land." PART C During the term of subparagraph 2 of P ART B of this Grant Deed, but prior to the recordation of the Affordable Housing Covenant, executed by the Agency, the Qualified Homebuyer and the Developer, the Agency hereby authorizes the Developer to conduct land improvement and home sales and ancillary business activity on the Property associated with the improvement and sale by the Developer, of an affordable single family dwelling unit on the Property to a Qualified Homebuyer, pursuant to the Development Agreement. The provisions of PART C of this Grant Deed shall have no further force or effect upon the Property after the date of the recordation of the Affordable Housing Covenant. PARTD The provisions of this Grant Deed are expressly declared by the Agency to promote an increase, improvement and preservation of the community's supply oflow- and moderate-income housing. The transfer of the Property by the Agency to the Developer for this purpose and the recordation of this Grant Deed is authorized by Health and Safety Code Sections 33334.2 and 33334.3, and 10 SB2001 :37091.1 other applicable law and actions of the Agency, including without limitation, the Development Agreement and 24 Code of Federal Regulations Part 92, et seq. PARTE Upon the delivery of this Grant Deed to the Developer, the community redevelopment affordable housing conditions, covenants and restrictions as contained herein shall be covenants and restrictions which affect the Property and shall run with the land and shall be enforceable by either the Agency or by the City of San Bernardino, a municipal corporation, as provided by Health and Safety Code Section 33334.3(f)(2) against the Developer and each successor in interest or assignee of the Developer in the Property, including, without limitation, any Qualified Homebuyer. No person other than either the City of San Bernardino or the Agency shall be deemed to be authorized to enforce any provision of this Grant Deed as a covenant or restriction which runs with the land and affects the Property. THIS GRANT DEED is executed as ofthe date indicated below next to the authorized signatures of the Executive Director ofthe Agency. AGENCY Redevelopment Agency of the City of San Bernardino, a body corporate and politic Dated: By: Executive Director 11 SB2001 :37091.1 ACCEPTANCE OF GRANT DEED AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANTS AND RESTRICTIONS BY THE DEVELOPER ANR Industries, Inc., a California Corporation (the "Developer"), hereby accepts the delivery of the instrument identified above as the "Grant Deed of a Public Agency and Community Redevelopment Affordable Single Family Residential Housing Development, Use and Occupancy Conditions, Covenants and Restrictions" (the "Grant Deed"), and the transfer of the Property from the Redevelopment Agency of the City of San Bernardino, subject to the conditions, covenants and restrictions contained in the Grant Deed. The Developer hereby acknowledges and agrees that it accepts the Property in an "AS- IS", "WHERE IS" and "SUBJECT TO ALL FAULTS" condition and that the Developer is solely responsible for causing the Property to be improved and reserved for sale and occupancy by a Qualified Homebuyer as set forth in the Development Agreement by and between the Agency and Developer. The Developer hereby further accepts and agrees to each' of the community redevelopment affordable housing use, improvement and occupancy conditions, covenants and restrictions contained in the Grant Deed which touch and concern the Property and are community redevelopment covenants which run with the land. DEVELOPER ANR Industries, Inc., a California Corporation Dated: By Its: By: Its: [NOTARY ACKNOWLEDGMENT ATTACHED] 12 SB2oo1 :37091.1 EXHIBIT "F" Form of Affordable Housing Regulatory Agreement SB2001 :37147.1 26 EXHIBIT "B" RECORDING REQUESTED BY ) Redevelopment Agency ofthe ) City of San Bernardino ) ) AND WHEN RECORDED MAIL ) PROPERTY TAX BILL TO: ) ) ) ANR Industries, Inc. ) ) ) ) (Space above line reserved for use by Recorder) REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO GRANT DEED OF A PUBLIC AGENCY AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANT AND RESTRICTIONS PART A THIS GRANT DEED OF A PUBLIC AGENCY AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANTS AND RESTRICTIONS (the "Grant Deed") transfers all of the right, title and interest of the Redevelopment Agency of the City of San Bernardino, a body corporate and politic (the Agency) in certain real property situated at , San Bernardino, California (the "Property") to ANR Industries, Inc., a California Corporation, (the "Developer"), subject to the community redevelopment affordable single family housing conditions, covenants and restrictions contained in PART B hereof. The Agency is the grantor in this Grant Deed, and the Developer is the grantee. For valuable consideration, the receipt of which is hereby acknowledged, the Agency hereby grants to the Developer, subject to the community redevelopment affordable single family housing conditions, covenants and restrictions of this Grant Deed, all of the right, title and interest of the Agency in the Property, as more particularly described below; 8 SB2001 :37091.1 (-- The Property--) , on file in the Official Records of the Office of the Recorder of San Bernardino County. PARTB The grant by the Agency of the Property to the Developer is expressly subject to the satisfaction of the following community redevelopment affordable single family housing conditions, covenants and restrictions as arise under that certain agreement entitled "Development Agreement - Infill Housing (Neighborhood Initiative Program)" dated as of December 17, 2001, (the "Development Agreement") by and between the Agency and the Developer: 1. the Property shall be reserved for use, improvement and occupancy for single family residential purposes for a term of thirty (30) years commencing on the date of recordation of this Grant Deed; and 2. .,. 3. 'l SB2001:37091.1 the Property shall be used, reserved, sold, transferred, granted, conveyed or otherwise hypothecated for occupancy only to a "person" or a "family" who is a "Qualified Homebuyer" for a term of ten (10) years, beginning on the date of recordation of the Development Agreement and Covenant described in subparagraph 3, below. The words "Qualified Homebuyer" refer to any person or family who owns and occupies (or who declares their intention to own and occupy) the Property as their principal residence and who also satisfy the requirement of being a "Qualified Homebuyer," as these terms are defined in Development Agreement, and whose adjusted gross income during the twelve (12) months preceding the date of initial occupancy of the Property by the Qualified Homebuyer does not exceed the income qualification limits referenced in the Development Agreement. As a condition precedent to any transfer, sale, conveyance, grant or other hypothecation by the Developer of the Property to a Qualified Homebuyer the "Affordable Housing Agreement and Covenant" (the "Affordable Housing Covenant"), substantially in the form as attached hereto as Exhibit "A", shall be fully executed in recordable form by the Developer, the Qualified Homebuyer and the Agency and filed for recordation as an official record ofthe Recorder of San Bernardino County, all as set forth in the Development Agreement. The final form of the Affordable Housing Covenant shall be consistent with the terms and conditions of the Development Agreement as applicable at the time of initial occupancy of the Property by a Qualified Homebuyer, and may reflect certain technical and conforming changes as may be necessary to accommodate the Qualified Homebuyer's use of affordable housing assistance funds as may be provided under either the HOME Program (24 CFR Part 92 et seq.) or local 9 redevelopment housing assistance programs of the Agency. Upon its recordation, the fully executed form of the Affordable Housing Covenant shall be a separate community redevelopment affordable single family housing covenant, or if applicable, a HOME Program Regulatory Agreement(24 CFR 92 et seq.) to which the Qualified Homebuyer and the Agency are parties and which runs with the Property and which binds the Qualified Homebuyer and each heir, successor and assign of the Qualified Homebuyer for the term as provided in such recorded Affordable Housing Covenant. 4. The Property shall be subject to the following affordable housing redevelopment covenant in perpetuity and the text which appears in this Grant Deed shall be incorporated into the text of each grant deed or other instrument which transfers the Property to a successor in interest of the Developer and each Qualified Homebuyer: "The grantee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, national origin or ancestry in the sale, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee himself or herself or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of any vendee in the land herein conveyed. The foregoing covenants shall run with the land." PART C During the term of subparagraph 2 of PART B of this Grant Deed, but prior to the recordation of the Affordable Housing Covenant, executed by the Agency, the Qualified Homebuyer and the Developer, the Agency hereby authorizes the Developer to conduct land improvement and home sales and ancillary business activity on the Property associated with the improvement and sale by the Developer, of an affordable single family dwelling unit on the Property to a Qualified Homebuyer, pursuant to the Development Agreement. The provisions of PART C of this Grant Deed shall have no further force or effect upon the Property after the date of the recordation of the Affordable Housing Covenant. PARTD The provisions of this Grant Deed are expressly declared by the Agency to promote an increase, improvement and preservation of the community's supply oflow- and moderate-income housing. The transfer of the Property by the Agency to the Developer for this purpose and the recordation of this Grant Deed is authorized by Health and Safety Code Sections 33334.2 and 33334.3, and 10 SB2001 :37091.1 other applicable law and actions of the Agency, including without limitation, the Development Agreement and 24 Code of Federal Regulations Part 92, et seq. PARTE Upon the delivery of this Grant Deed to the Developer, the community redevelopment affordable housing conditions, covenants and restrictions as contained herein shall be covenants and restrictions which affect the Property and shall run with the land and shall be enforceable by either the Agency or by the City of San Bernardino, a municipal corporation, as provided by Health and Safety Code Section 33334.3(f)(2) against the Developer and each successor in interest or assignee of the Developer in the Property, including, without limitation, any Qualified Homebuyer. No person other than either the City of San Bernardino or the Agency shall be deemed to be authorized to enforce any provision of this Grant Deed as a covenant or restriction which runs with the land and affects the Property. THIS GRANT DEED is executed as of the date indicated below next to the authorized signatures of the Executive Director ofthe Agency. AGENCY Redevelopment Agency of the City of San Bernardino, a body corporate and politic Dated: By: Executive Director 11 SB2001:37091.1 ACCEPTANCE OF GRANT DEED AND COMMUNITY REDEVELOPMENT AFFORDABLE SINGLE FAMILY RESIDENTIAL HOUSING DEVELOPMENT, USE AND OCCUPANCY CONDITIONS, COVENANTS AND RESTRICTIONS BY THE DEVELOPER ANR Industries, Inc., a California Corporation (the "Developer"), hereby accepts the delivery of the instrument identified above as the "Grant Deed of a Public Agency and Community Redevelopment Affordable Single Family Residential Housing Development, Use and Occupancy Conditions, Covenants and Restrictions" (the "Grant Deed"), and the transfer of the Property from the Redevelopment Agency of the City of San Bernardino, subject to the conditions, covenants and restrictions contained in the Grant Deed. The Developer hereby acknowledges and agrees that it accepts the Property in an "AS- IS", "WHERE IS" and "SUBJECT TO ALL FAULTS" condition and that the Developer is solely responsible for causing the Property to be improved and reserved for sale and occupancy by a Qualified Homebuyer as set forth in the Development Agreement by and between the Agency and Developer. The Developer hereby further accepts and agrees to each' of the community redevelopment affordable housing use, improvement and occupancy conditions, covenants and restrictions contained in the Grant Deed which touch and concern the Property and are community redevelopment covenants which run with the land. DEVELOPER ANR Industries, Inc., a California Corporation Dated: By Its: By: Its: [NOTARY ACKNOWLEDGMENT ATTACHED] 12 SB2001 :37091.1 EXHIBIT "F" Form of Affordable Housing Regulatory Agreement SB2001 :37147.1 26 EXHIBIT "F" (ANR Industries, Inc.) RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Redevelopment Agency of the City of San Bernardino 201 North "E" Street, Suite 301 San Bernardino, CA 92401 Attn: Executive Director (Space Above Line Reserved For Use By Recorder) RECORDATION OF THIS INSTRUMENT IS EXEMPT FROM ALL FEES AND TAXES REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORDABILITY COVENANTS AND RESTRICTIONS (Name of Qualified Homebuver) THIS DOCUMENT IS PRESENTED IN GENERAL FORM AS AN EXHIBIT TO THE WITHIN AGENCY GRANT DEED-- The final form of this document shall be executed by the "Developer", the "Qualified Homebuyer" and the Agency at the time of close of the "New Home Escrow", as each of these items are defined in this Exhibit" A". The final form of a community redevelopment housing affordability covenant may vary in certain technical respects from this Exhibit "A" at the time of close of the New Home Escrow depending upon whether the Qualified Homebuyer may elect to use (on a first come- first serve basis and subject to the availability of such public funds of the Agency) certain purchase money mortgage funds as may be provided by the Agency from a special source of available Agency funds, if any, pursuant to Health and Safety Code Section 33334.3 ( the "Agency MAP Program") or other law, including 24 Code of Federal Regulations Part 92 et seq. (the "HOME Program"). Accordingly, certain editorial notes which appears in brackets [J are set forth in the following text. SB2001 :37093.1 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORDABILITY COVENANTS AND RESTRICTIONS THIS REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORD ABILITY COVENANTS AND RESTRICTIONS, (the "Covenant") is made and entered into as of 200_, by and among ANR INDUSTRIES, INC., a California Corporation (the "Developer"), the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a body corporate and politic (the "Agency"), and (the "Qualified Homebuyer"), and this Covenant relates to the following facts set forth in Recitals. m RECITALS A. The Qualified Homebuyer proposes to acquire a single family residence (the "New Home"), located within the City of San Bernardino (the "City"), from the Developer, to be owned and occupied by the Qualified Homebuyer as their principal residence. The legal description of the New Home is attached hereto as Exhibit "A" and incorporated herein by this reference. , B. The Agency has made the property on which the New Home is situated available to the Developer for the purposes as set forth under that certain Development Agreement - Infill Housing dated as of December 17, 2001, (the "Development Agreement") in order to make the New Home available for acquisition and occupancy by the Qualified Homebuyer subject to the terms and conditions of this Covenant; and C. The terms of the Development Agreement mandate that the acquisition, use and occupancy of the New Home shall be restricted in certain respects for the term as provided herein (the "Qualified Residence Period") in order to ensure that the New Home will be used and occupied in accordance with the Development Agreement and the affordable single family residential dwelling unit development goals and objectives of the Agency. t. NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS AND UNDERTAKINGS SET FORTH HEREIN, AND FOR OTHER GOOD AND VALUABLE CONSIDERATION, THE RECEIPT AND SUFFICIENCY OF WHICH IS HEREBY ACKNOWLEDGED, THE QUALIFIED HOMEBUYER, THE DEVELOPER AND THE AGENCY DO HEREBY COVENANT AND AGREE FOR THEMSELVES, THEIR SUCCESSORS AND ASSIGNS AS FOLLOWS: SB2001:37093.1 Section 1. Definitions of Certain Terms. As used in this Covenant, the following words and terms shall have the meaning as provided in the Recitals or in this Section 1 unless the specific context of usage of a particular word or term may otherwise require: Adjusted Family Income. The words "Adjusted Family Income" mean the total annual income (adjusted for family size) for a twelve (12) month period immediately proceeding the close of the New Home Escrow, of each individual or family residing or treated as residing in the New Home as calculated in accordance with Treasury Regulation 1.167(k) - 3b)(3) under the Code, as adjusted, based upon family size in accordance with the household income adjustment factors adjusted and amended from time to time, pursuant to Section 8 ofthe United States Housing Act of 1937, as amended. Affordable Housing Cost. The words "Affordable Housing Cost" shall have the meaning as set forth in Health and Safety Code Section 50052.5. At the time of the close of the New Home Escrow, or later when a proposed Successor-In- Interest acquires the new home the amount of the maximum Affordable Housing Cost payable in connection with the acquisition of the New Home at any time during the Qualified Residence Period shall be calculated as set forth in Health and Safety Code 50053.5(b)(I) or (2), as applicable.[Editor's Note: THIS DEFINITION FOR USE UNDER AGENCY MAP PROGRAM] Code. The word "Code" means the Internal Revenue Code of 1986, as amended, and any regulation, rulings or procedures with respect thereto. Delivery Date. The words "Delivery Date" mean the date of delivery of title and possession of the New Home from the Developer to the Qualified Homebuyer at the close of the New Home Escrow. Low- and Moderate-Income Household. The words "Low- and Moderate- Income Household" mean persons and families whose income does not exceed the qualifying limits for persons and families whose Adjusted Family Income is not more than One Hundred and Fifteen percent (115%) of the Area Median Income for San Bernardino County. The limits shall be published by the department in the California Administrative Code as soon as possible after adoption by the Secretary of Housing and Urban Development. In the event such federal standards are discontinued, the department shall, by regulation, establish income limits for lower income households for all geographic areas ofthe state at 80 percent of area median income, adjusted for family size and revised annually. The words "Area Median Income" means the median family income of San Bernardino County as established by the published household income reports for San Bernardino County announced from time-to-time by the State of California Department of Housing and Community Development. [Editor's Note: THIS DEFINITION FOR USE UNDER AGENCY MAP PROGRAM] 2 SB2001:37093.1 Low Income Family. The words "Low Income Family" means persons and families whose Adjusted Family Income does not exceed 80 percent of Area Median Income. [Editor's Note: THIS DEFINITION FOR USE UNDER HOME PROGRAM] New Home. The words "New Home" mean and refer to the completed affordable single-family residential dwelling unit (including the land and landscape improvements thereon) as constructed by the Developer and sold to the Qualified Homebuyer. New Home Escrow. The words "New Home Escrow" mean and refer to the real estate conveyance transaction or escrow by and between the Developer and the Qualified Homebuyer (or later, by and between the Qualified Homebuyer and the Successor-In-Interest). The transfer of the New Home from the Developer to the Qualified Homebuyer (or later, by and between the Qualified Homebuyer and the Successor-In-Interest) shall be accomplished upon the close of the New Home Escrow. Notice of Agency Concurrence. The words "Notice of Agency Concurrence" mean and refer to the acknowledgment in recordable form in which the Agency confirms that the proposed Successor-In-Interest of the Qualified Homebuyer satisfies all of the Adjusted Family Income and other requirements of this Covenant for occupancy of the New Home by the Successor-In-Interest at any time during the Qualified Residence Period. Qualified Homebuyer. The words "Qualified Homebuyer" mean the purchaser of the New Home from the Developer (e.g.: all adult persons identified as having a property ownership interest vested in the New Home and who shall reside in the New Home as of the close of the New Home Escrow). At the close of the New Home Escrow, the Qualified Homebuyer shall: (i) have an annual Adjusted Family Income which does not exceed the household income qualification limits of a Low- and Moderate-Income Household: (ii) shall be a first-time homebuyer, as this term is defined in Health and Safety Code Section 50068.5; and (iii)pay no more than an Affordable Housing Cost for the New Home pursuant to the terms of the purchase transaction for the New Home, including all sums payable by the Qualified Homebuyer for its purchase money mortgage financing, insurance, escrow and other fees and costs. [Editor's Note: THIS DEFINITION FOR AGENCY MAP PROGRAM] Qualified Homebuyer. The words "Qualified Homebuyer" mean the purchaser of the New Home from the Developer (e.g.: all adult persons identified as having a property ownership interest vested in the New Home and who shall reside in the New Home as of the close of the New Home Escrow). At the close of escrow the New Home Escrow, the Qualified Homebuyer shall satisfy the eligibility requirements as set forth under 24 Code of Federal Regulations Part 92.254(a)(3). [Editor's Note: FOR USE UNDER THE HOME PROGRAM] 3 SB2001 :37093.1 Qualified Residence Period. The words "Qualified Residence Period" mean the period oftime beginning on the Delivery Date and ending on the date which is ten (10) years after the Delivery Date. [Editor's Note: FOR HOME PROGRAM THIS PERIOD SHALL BE TWENTY (20) YEARS FOR "NEW" CONSTRUCTION] Covenant. The words "Covenant" mean these Redevelopment Agency of the City of San Bernardino Community Redevelopment Housing Affordability Covenants and Restrictions by and among the Qualified Homebuyer, the Developer and the Agency pertaining to the New Home. [Editor's Note: SEE GENERAL COMMENT OR THE COVER PAGE OF THIS FORM COVENANT WHICH INDICATES THAT THE FINAL FORM OF THIS INSTRUMENT WILL REFLECT WHETHER AGENCY MAP PROGRAM OR HOME PROGRAM ASSISTANCE HAS BEEN PROVIDED BY THE AGENCY TO THE QUALIFIED HOMEBUYER] Successor-In-Interest. The words "Successor-In-Interest" mean and refer to the person, family or household which may acquire the New Home from the Qualified Homebuyer at any time during the Qualified Residence Period by purchase, assignment, transfer or otherwise. The Successor-In-Interest shall be a "first-time homebuyer" and shall have an income level for the twelve (12) months prior to the date on which the Successor-In-Interest acquires the New Home which does not exceed the maximum Adjusted Family Income level for a Low- and Moderate-Income Household. Upon acquisition of the New Home the Successor-In-Interest shall be bound by each of the covenants, conditions and restrictions of this Covenant. [Editor's Note: THIS DEFINITION FOR AGENCY MAP PROGRAM] Successor-In-Interest. The words "Successor-In-Interest" means and refers to the Low Income Family which may acquire the New Home from the Qualified Homebuyer at any time during the Qualified Residence Period by purchase, assignment transfer or otherwise. The Successor-In-Interest shall be a Low Income Family and shall otherwise satisfy the requirements of24 Code of Federal Regulations Part 92.254 (a). Upon acquisition of the New Home, the Successor- In-Interest shall be bound by each of the covenants, conditions and restrictions of this Covenant. [Editor's Note: THIS DEFINITION FOR HOME PROGRAM] The titles and headings of the sections of this Covenant have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict the meaning any of the terms or provisions hereof. 4 SB2001 :37093.1 Section 2. Homebuver. Acknowledl!ments and Representations of the Qualified The Qualified Homebuyer hereby acknowledges and represents that, as of the Delivery Date: (a) the total household income for the Qualified Homebuyer does not exceed the maximum amount permitted as Adjusted Family Income for a Low- and Moderate- Income Household, [Low Income Family for HOME Program] adjusted for family size; (b) the Qualified Homebuyer intends to promptly occupy the New Home after the Delivery Date as the principal place of residence for a term of at least two (2) years following the Delivery Date and the Qualified Homebuyer has not entered into any arrangement and has no present intention to rent, sell, transfer or assign the New Home to any third party during the Qualified Residence Period so as to frustrate the purpose of this Covenant; (c) the Qualified Homebuyer has no present intention to lease or rent any room or sublet or rent a portion of the New Home to any relative of the Qualified Homebuyer or to any third person at any time during the Qualified Residence Period; (d) the Qualified Homebuyer agrees to provide the Agency with the following items of information for inspection by the Agency promptly upon written request of the Agency: (i) State and federal income tax returns filed by all persons who reside in the New Home for the calendar year preceding the close of the New Home Escrow for inspection of such State and federal income tax returns; (ii) current wage, income and salary statements for all person residing in the New Home at the close of the New Home Escrow; (e) the Qualified Homebuyer has been informed by the Developer that this Covenant imposes certain restrictions on the use and occupancy of the New Home during the term of this Covenant and that this Covenant imposes certain restrictions on the resale of the New Home during the Qualified Residence Period. The Qualified Homebuyer acknowledges and understands that these restrictions shall be applicable to the New Home and to any resale of the New Home from the Delivery Date to the end of the Qualified Residence Period which is ,201_ Dated: Initials of Qualified Homebuyer 5 SB2oo1:37093.1 (f) the sum payable each month by the Qualified Homebuyer following the close of the New Home Escrow as principal and interest, property taxes and, property casualty insurance for the acquisition of the New Home does not exceed the Affordable Housing Cost for the household. [Editor's Note: THIS PROVISION FOR AGENCY MAP PROGRAM]. (g) the Qualified Homebuyer has instructed the holder of the New Home Escrow and the First Mortgage Lender , to deliver to the Agency a true and correct copy of the loan agreement by and between the First Mortgage Lender, , and the Qualified Homebuyer. (h) the Developer has conducted a due and diligent investigation of the matters set forth by the Qualified Homebuyer in each of the preceding subparagraphs of this Section 3, and the Developer hereby certifies and warrants to the Agency that each such statement of the Qualified Homebuyer is true and correct. Section 3. Acknowledl!ment of Subordination of the Provisions of Section 4 of this Covenant to the Mortl!al!e Securitv Interest of the First Mortl!al!e Lender. Concurrently upon the execution and recordation of this Covenant the Qualified Homebuyer shall obtain certain purchase money mortgage financing for the acquisition of the New Home from (the "First Mortgage Lender"). As a condition to providing its mortgage loan to the Qualified Homebuyer, the First Mortgage Lender requires the Agency to agree that the provisions of Section 4 of this Covenant shall be junior and subordinate to the security interest ofthe First Mortgage Lender in the New Home of even date herewith. The Agency hereby acknowledges and agrees that the provisions of Section 4 of this Covenant are subordinate and junior to the security interest of the First Mortgage Lender in the New Home of even date herewith. No breach or default by the Qualified Homebuyer of any provision of Section 4 of this Covenant, nor the exercise by the Agency of any remedy it may have against the Qualified Homebuyer in the event of such a breach or default shall affect such security interest of the First Mortgage Lender in the New Home. Section 4. Covenant of the Oualified Homebuver to Maintain Affordability of the New Home Durin I! the Oualified Residence Period and Covenant Relatinl! to Sale or Transfer of the New Home Durinl! the Oualified Residence Period to a S uccessor- In-In terest. (a) The Qualified Homebuyer for itself, its heirs, successors and assigns, hereby covenants and agrees that during the term of the Qualified Residence Period the New Home shall be used and, occupied by the Qualified Homebuyer as its principal residence, and that the New Home shall be reserved for sale, use and occupancy by the Qualified Homebuyer and/or for another Low- and Moderate-Income Household as a 6 SB2oo1 :37093.1 Successor-In-Interest at an Affordable Housing Cost. The Qualified Homebuyer, for itself, its heirs, successors and assigns, further covenants and agrees that, during the Qualified Residence Period, the Agency shall have the right and duty as provided in this Section 4 to verify that each proposed Successor-In-Interest of the Qualified Homebuyer in the New Home satisfies the income requirements and Affordable Housing Cost limitations of a Low- and Moderate-Income Household (based upon the Adjusted Family Income of each household), [Low Income Family] and that the completion of any resale or transfer of the New Home to a Successor-In-Interest shall be subject to the recordation of the "Notice of Agency Concurrence" as provided in Section 4(d). (b) The Qualified Homebuyer, for itself, its successors and assigns, hereby covenants and agrees that during the term of the Qualified Residence Period the Qualified Homebuyer shall not sell, transfer or otherwise dispose of the New Home (or any interest therein) to a Successor-In-Interest without first giving written notice to the Agency and without first obtaining the written concurrence of the Agency as provided herein. At least sixty (60) days prior to the date on which the Qualified Homebuyer proposes to transfer title in the New Home to a Successor-In-Interest, the Qualified Homebuyer shall send a written notice to the Agency as provided in Section 17 of the intention of the Qualified Home buyer to sell the New Home to a Successor-In-Interest which includes the following true and correct information: (i) name of the proposed Successor-In-Interest (including the identity of all persons in the household of the Successor-In- Interest, proposing to reside in the New Home); (ii) copies of State and federal income tax returns for the Successor-In-Interest for the calendar year preceding the year in which the notice of intention to sell the New Home is given to the Agency; (iii) resale price of the New Home payable by the Successor-In- Interest, including the terms of all purchase money mortgage financing to be assumed, provided or obtained by the Successor-In-Interest, escrow costs and charges, realtor broker fees and all other resale costs or charges payable by either the Qualified Homebuyer or the Successor- In-Interest; (iv) name address, and telephone number of the escrow company which shall coordinate the transfer of the New Home from the Qualified Homebuyer to the Successor-In-Interest; ;. (v) appropriate mortgage credit reference for the Successor-In- Interest with a written authorization signed by the Successor- In-Interest authorizing the Agency to contact each such reference; and 7 5B2001 :37093.1 (vi) such other relevant information as the Agency may reasonably request, as provided in Section 4(c). (c) Within twenty (20) days following receipt of the notice of intention described in Section 4(b), the Agency shall provide the Qualified Homebuyer with either a preliminary confirmation of approval or a preliminary rejection of approval in writing of the income and household occupancy qualifications of the Successor-In-Interest. The Agency shall not unreasonably withhold approval of any proposed sale of the New Home to a Successor-In-Interest who satisfies the Adjusted Family Income [and the Affordable Housing Cost] requirements for occupancy of the New Home and for whom the other information as described in Section 4(b) has been provided to the Agency. In the event that the Agency may request additional information relating to the confirmation of the matters described in Section 4(b), the Qualified Homebuyer shall provide such information to the Agency as promptly as feasible. (d) Upon its final confirmation of approval of the Adjusted Family Income and Affordable Housing Cost eligibility of the Successor-In-Interest to acquire the New Home, the Agency shall deliver a written acknowledgment and approval of the resale of the New Home to the Successor-In-Interest in recordable form to the escrow holder referenced in Section 4(b)(iv) above, and thereafter the Successor-In-Interest may acquire the New Home subject to the satisfaction of the following conditions: (i) the recordation of the Notice of Agency Concurrence executed by the Successor-In-Interest and the Agency at the close of the resale escrow; (ii) the escrow holder shall have provided the Agency with a copy of the customary form of the final escrow closing statement of the Qualified Homebuyer and the final escrow closing statement for the Successor- In- Interest; and (iii) the other conditions of the resale escrow as established by the Qualified Homebuyer and Successor- In-Interest shall have been satisfied. (e) The Qualified Homebuyer for itself, its successors and assigns hereby covenants and agrees that during the Qualified Residence Period the New Home shall not be leased, subleased, or rented to any third person, except for a temporary period (not to exceed 12 months) in the event of an emergency or other unforeseen circumstance as may be expressly approved in writing by the Agency subject to compliance during the temporary rental period with the reasonable temporary rental occupancy conditions required by the Agency. The Qualified Homebuyer shall submit a written request to the Agency prior to the commencement of the temporary occupancy, as practicable, but in any event within not more than (60) days following the commencement of a temporary rental occupancy of the New Home by a third party, which notice shall set forth the 8 SB2001 :37093.1 grounds on which the Qualified Homebuyer believes an emergency or other unforeseen circumstance has occurred and that a temporary rental occupancy in necessary. Section 5. Maintenance Condition of the New Home. The Qualified Homebuyer, for itself, its successors and assigns, hereby covenants and agrees that: (a) The exterior areas of the New Home which are subject to public view (e.g.: all improvements, paving, walkways, landscaping, and ornamentation) shall be maintained in good repair and a neat, clean and orderly condition, ordinary wear and tear excepted. In the event that at any time during the term of the Qualified Residence Period, there is an occurrence of an adverse condition on any area of the New Home which is subject to public view in contravention of the general maintenance standard described above, (a "Maintenance Deficiency") then the Agency shall notify the Qualified Homebuyer in writing of the Maintenance Deficiency and give the Qualified Homebuyer thirty (30) days from the date of such notice to cure the Maintenance Deficiency as identified in the notice. The words "Maintenance Deficiency" include without limitation the following inadequate or non-confirming property maintenance conditions and/or breaches of single family dwelling residential property use restrictions: failure to properly maintain the windows, structural elements, and painted exterior surface areas of the dwelling unit in a clean and presentable manner; failure to keep the front and side yard areas of the property free of accumulated debris, appliances, inoperable motor vehicles or motor vehicle parts, or free of storage of lumber, building materials or equipment not regularly in use on the property; failure to regularly mow lawn areas or permit grasses planted in lawn areas to exceed nine inches (9") in height, or failure to otherwise maintain the landscaping in a reasonable condition free of wed and debris; parking of any commercial motor vehicle in excess of 7,000 pounds gross weight anywhere on the property, or the parking of motor vehicles, boats, camper shells, trailers, recreational vehicles and the like in any side yard or on any other parts of the property which are not covered by a paved and impermeable surface; the use of the garage area of the dwelling unit for purposes other than the parking of motor vehicles and the storage of personal possessions and mechanical equipment of persons residing in the New Home. In the event the Qualified Homebuyer fails to cure or commence to cure the Maintenance Deficiency within the time allowed, the Agency may thereafter conduct a public hearing following transmittal of written notice thereof to the Qualified Homebuyer ten (10) days prior to the scheduled date of such public hearing in order to verify whether 9 SB2001 :37093.1 a Maintenance Deficiency exists and whether the Qualified Homebuyer has failed to comply with the provision of this Section 5(a). If, upon the conclusion of a public hearing, the Agency makes a finding that a Maintenance Deficiency exists and that there appears to be non-compliance with the general maintenance standard, as described above, thereafter the Agency shall have the right to enter the New Home (exterior areas only) and perform all acts necessary to cure the Maintenance Deficiency, or to take other action at law or equity the Agency may then have to accomplish the abatement of the Maintenance Deficiency. Any sum expended by the Agency for the abatement of a Maintenance Deficiency as authorized by this Section 5(a) shall become a lien on the New Home. If the amount of the lien is not paid within thirty (30) days after written demand for payment by the Agency to the Qualified Homebuyer, the Agency shall have the right to enforce the lien in the manner as provided in Section 5( c). (b) Graffiti which is visible from any public right-of-way which is adjacent or contiguous to the New Home shall be removed by the Qualified Homebuyer from any exterior surface of a structure or improvement on the New Home by either painting over the evidence of such vandalism with a paint which has been color-matched to the surface on which the paint is applied, or graffiti may be removed with solvents, detergents or water as appropriate. In the event that graffiti is placed on the New H~me (exterior areas only) and such graffiti is visible from an adjacent or contiguous public right-of-way and thereafter such .graffiti is not removed within 72 hours following the time of its application; then in such event and without notice to the Qualified Homebuyer, the Agency shall have the right to enter the New Home and remove the graffiti. Notwithstanding any provision of Section 5(a) to the contrary, any sum expended by the Agency for the removal of graffiti from the New Home as authorized by this Section 5(b) shall become a lien on the New Home. If the amount of the lien is not paid within thirty (30) days after written demand for payment by the Agency to the Qualified Homebuyer, the Agency shall have the right to enforce its lien in the manner as provided in Section 5(c). (c) The parties hereto further mutually understand and agree that the rights conferred upon the Agency under this Section 4 expressly include the power to establish and enforce a lien or other encumbrance against the New Home in the manner provided under Civil Code Sections 2924, 2924b and 2924c in the amount as reasonably necessary to restore the New Home to the maintenance standard required under Section 5(a) or Section 5(b), including attorneys fees and costs of the Agency associated with the abatement of the Maintenance Deficiency or removal of graffiti and the collection of the costs of the Agency in connection with such action. In any legal proceeding for enforcing such a lien against the New Home, the prevailing path shall be entitled to recover its attorneys' fees and costs of suit. The provisions of this Section 5, shall be a covenant running with the land for the Qualified Residence Period and shall be enforceable by the Agency in its discretion, cumulative with any other rights or powers granted by the Agency under applicable law. Nothing in the foregoing provisions of this Section 5 shall be deemed to preclude the Qualified Homebuyer from making any alterations, additions, or other changes to any structure or improvement or landscaping on the New Home, provided that such changes comply with the zoning and development 10 SB2001:3709J.1 regulations of the City and other applicable law. Section 6. rRESERVED/NO TEXTl Section 7. Foreclosure of Purchase Monev Mortl!al!e Loan of the First Mortl!al!e Lender and Al!encv Ril!ht of First Refusal. (a) During the Qualified Residence Period the Agency shall have the right (but not the obligation) to bid on the purchase of mortgage loan lien of the First Mortgage Lender secured by the New Home at the time of any trustee foreclosure sale or any judicial foreclosure sale. (b) During the Qualified Residence Period the Agency shall have the right of first refusal to purchase the New Home from the Qualified Homebuyer on the same terms which the Qualified Homebuyer may propose to offer the New Home for resale to a Success- In-Interest. The Agency must exercise such a right of first refusal within thirty (30) days following written notification of the intention of the Qualified Homebuyer to resell the New Home, and if the Agency accepts the offer in writing within such time period the Agency shall be bound to complete the purchase of the New Home strictly in accordance with the offer. Thereafter the Agency shall pay the "resale price" to the Qualified Homebuyer and close an escrow for the transfer of the New Home to the Agency within sixty (60) days following written notification of the intention of the Qualified Homebuyer to resell the New House. The Qualified Homebuyer shall deliver possession of the New Home to the Agency free and clear of all occupancies, liens and encumbrances except for the lien of current property taxes not yet payable, and with merchantable title in a condition satisfactory to the Agency. Section 8. Covenants to Run With the Land. The Developer, the Agency and the Qualified Homebuyer hereby declare their specific intent that the covenants, reservations and restrictions set forth herein are part of a common plan for the rehabilitation of affordable single family housing improvements within the territorial jurisdiction of the Agency and that each shall be deemed covenants running with the land and shall pass to and be binding upon the New Home and each Successor-In-Interest of the Qualified Homebuyer in the New Home for the term provided in Section 10. The Qualified Homebuyer hereby expressly assumes the duty and obligation to perform each of the covenants and to honor each of the reservations and restrictions set forth in this Covenant. Each and every contract, deed or other instrument hereafter executed covering or conveying the New Home or any interest therein shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations, and restrictions, regardless of whether such covenants, reservations and restrictions are set forth in such contract, deed or other instrument. Section 9. Burden and Benefit. The Developer, the Agency and the Qualified Homebuyer hereby declare their understanding and intent that the burden of the covenants set forth herein touch and concern the land in that the Qualified Homebuyer's legal interest in the New Home is affected by the affordable single family dwelling use 11 SB2001 :37093.1 and occupancy covenants hereunder. The Agency and the Qualified Homebuyer hereby further declare their understanding and intent that the benefit of such covenants touch and concern the land by enhancing and increasing the enjoyment and use of the New Home by the intended beneficiaries of such covenants, reservations and restrictions, and by furthering the affordable single family housing development goals and objectives of the Agency and in order to make the New Home available for acquisition and occupancy by the Qualified Homebuyer. Section 10. Term. (a) The provisions of Section 4 and Section 7 of this Covenant shall apply to the New Home and the Qualified Homebuyer and to each Successor-In-Interest as of the Delivery Date for ten (10) years after the Delivery Date. [Editor's Note: 20 YEARS IN THE CASE OF THE HOME PROGRAM] (b) All of the other provisions of this Covenant shall apply to the New Home for a term of thirty (30) years after the Delivery Date. (c) Any provision or section of this Covenant may be terminated after the Delivery Date upon agreement by the Agency and the Qualified Homebuyer (or the Successor-In-Interest in the New Home), if there shall have been provided to the Agency an opinion of special legal counsel acceptable to the agency that such a termination, under the terms and conditions approved by the Agency in its reasonable discretion, will not impose an unfunded financial obligation on the Agency or otherwise adversely affect the affordable single family housing and development goals of the Agency. Section 11. Breach and Default and Enforcement. (a) Failure or delay by the Qualified Homebuyer to honor or perform any material term or provision of this Covenant shall constitute a breach under this Agreement; provided however, that if the Qualified Homebuyer commences to cure, correct or remedy the alleged breach within thirty (30) calendar days after the date of written notice specifying such breach and shall diligently complete such cure, correction or remedy, the Qualified Homebuyer shall not be deemed to be in default hereunder. The Agency shall give the Qualified Homebuyer written notice of breach specifying the aIleged breach which if uncured by the Qualified Homebuyer within thirty (30) calendar days, shall be deemed to be an event of default. Delay in giving such notice shall not constitute a waiver of any breach or event of default nor shall it change the time of breach or event of default; provided, however, the Agency shall not exercise any remedy for an event of default hereunder without first delivering the written notice of breach as specified in this Section 11. Except with respect to rights and remedies expressly declared to be exclusive in this Covenant, the rights and remedies of the Agency are cumulative with any other right or power of the Agency or the City or other applicable law, and the exercise of one or 12 5B2001:37093.1 more of such rights or remedies shall not preclude the exercise by the Agency at the same or different times, of any other right or remedy for the same breach or event of default. In the event that a breach of the Qualified Homebuyer may remain incurred for more than thirty (30) calendar days following written notice, as provided above, an event of default shall be deemed to have occurred. In addition to the remedial provisions of Section 5 as related to a Maintenance Deficiency at the New Home, upon the occurrence of any event of default the Agency shall be entitled to seek any appropriate remedy or damages by initiating legal proceedings as follows: (i) by mandamus or other suit, action or proceeding at law or in equity, to require the Qualified Homebuyer to perform its obligations and covenants hereunder, or enjoin any acts or things which may be unlawful or in violation of the rights of the Agency; or (ii) by other action at law or in equity as necessary or convenient to enforce the obligations, covenants and agreements of the Qualified Homebuyer or the Developer to the Agency. (b) No third party shall have any right or power to enforce any provision of this Covenant on behalf of the Agency or to compel the Agency to enforce any provision of this Covenant against the Qualified Homebuyer or the New Home; provided however,. that the City of San Bernardino may enforce the provisions of this Covenant as the successors to the Agency for the enforcement of the affordable housing goals and programs of the Agency. Section 12. Governinl! Law. This Covenant shall be governed by the laws of the State of California. Section 13. Amendment. This Covenant may be amended after the Delivery Date only by a written instrument executed by the Qualified Homebuyer (or the Successor-In-Interest, as applicable) and by the Agency. The Developer shall have not any right or power to approve any such amendment to this Covenant, and the execution by the Developer of any such amendment after the Delivery Date shall not be required. Section 14. Attornev's Fees. In the event that the Agency brings an action to enforce any condition or covenant, representation or warranty in this Covenant or ,. otherwise arising out ofthis Covenant, the prevailing party in such action shall be entitled to recover from the other party reasonable attorneys' fees to be fixed by the court in which a judgment is entered, as well as the costs of such action. In the case of the Agency, the words "reasonable attorney's fees" refer to the salaries and benefits of lawyers employed by the Office of the City Attorney of the City of San Bernardino, computed on an hourly basis, who provide legal services to the Agency in connection with any such action. 13 SB2001:37093.1 Section 15. Severability. If any provision of this Covenant shall be declared invalid, inoperative or unenforceable by a final judgment or order of a court of competent jurisdiction, such invalidity or unenforceability of such provision shall not affect the remaining parts of this Covenant which are hereby declared by the parties to be severable from any other part which is found by a court to be invalid or unenforceable. Section 16. Time is of the Essence. For each provision of this Covenant which states a specific amount of time within which the requirements thereof are to be satisfied, time shall be deemed to be of the essence. Section 17. Notice. Any notice required to be given under this Covenant shall be given by the Agency or by the Qualified Homebuyer, as applicable, by personal delivery or by First Class United States mail at the addresses specified below or at such other address as may be specified in writing by the parties hereto: If to the Agency: Executive Director Redevelopment Agency of the City of San Bernardino 201 North "E" Street, Suite 301 San Bernardino, CA 92401 Phone: (909) 663-1044 If to the Qualified Homebuyer: Attn: Phone: Notice shall be deemed given five (5) calendar days after the date of mailing to the party, or, if personally delivered, when received by the Executive Director of the Agency or the Qualified Homebuyer, as applicable. 14 SB2oo1:37093.1 IN WITNESS WHEREOF, the Developer, the Qualified Homebuyer and the Agency have caused this Covenant to be signed, acknowledged and attested on their behalf by duly authorized representatives in counterpart original copies which shall upon execution by all of the parties be deemed to be one original document. The recordation of this Covenant is authorized under Health and Safety Code Section 33334.3(g). [24 Code of Federal Regulations Part 92]. QUALIFIED HOMEBUYER Dated: By: By: DEVELOPER ANR Industries, Inc., a Corporation Corporation Dated: By: AGENCY Redevelopment Agency of the City of San Bernardino Dated: By: Executive Director [ALL SIGNATURES MUST BE NOTARIZED] Approved as to Form: By: Agency Counsel 15 SB2001 :37093.1 EXHIBIT "A" Legal Description ofthe New Home 16 SB2001 :37093.1 , ** FOR OFFICE USE ONLY - NOT A PUBLIC DOCUMENT ** RESOLUTION AGENDA ITEM TRACKING FORM Meeting Date (Date Adopted): 12:-/1-01 Item # ~~~_ Vote: Ayes \- c" Nays -0' Abstain Change to motion to amend original documents: Resolution ~ _~rx~1260I-S']_~_.__ ..fl-- Absent~_~_____ Reso. # On Attachments: ,,/ Contract term: Note on Resolution of Attachment stored separately: _==- Direct City Clerk to (circle I): PUBLISH, POST, RECORD WCOUNTY Date Sent to Mayor: l"2-~\"'-()\ Date of Mayor's Signature: Date ofClerk/CDC Signature: 1"2-1'1-(; \ 12- ,-6--0 \ Date Memo/Letter Sent for Signature: 60 Day Reminder Letter Sent on 30th day: 90 Day Reminder Letter Sent on 45th day: See Attached: See Attached: See Attached: Request for Council Action & Staff Report Attached: Updated Prior Resolutions (Other Than Below): Updated CITY Personnel Folders (6413, 6429, 6433, 10584, 10585, 12634): Updated CDC Personnel Folders (5557): Updated Traffic Folders (3985, 8234, 655, 92-389): Copies Distributed to: City Attorney Parks & Rec. Code Compliance Dev. Services Police Public Services Water Notes: NullNoid After_~D~.i'b=lS-(>'-_ By: _____~~_ Reso. Log Updated ....-..- Seal Impressed: __~_J.:::'..___________. Date Retumed: 12.- 2!:;--c) I Ves L No By Ves No ,/ By Ves NoL By Ves No -Y' By Ves No ~ By EDA / MIS Finance Others: BEFORE FILING. REVIEW FORM TO ENSURE ANY NOTATIONS MADE HERE ARE TRANSFERRED TO THE YEARLY RESOLUTION CHRONOLOGICAL LOG FOR FUTURE REFERENCE (Contract Term, etc.) Ready to File:~ Date: 12-2.1-01 Revised 01112/01