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'Clf.." OF SAN BERNARD~ - REQUM FOR COUNCIL ACi10N
From:
JIM ROBBINS
Deputy City Administrator/
Administrative Services
Subject: Risk Management Report
Date:
f't1r
Dept:
July 24, 1987
Synopsis of Previous Council action:
6/1/87 -- Transfer of Risk Management from City Administrator to City
Attorney's Office cont'd to June 8, 1987.
6/8/87 -- Transfer of Risk Management's legal functions only transferred
from City Administrator to City Attorney and report back
July 6, 1987
7/6/87 -- City Administrator requested to report on 7/20/87 possible
alternatives to functions of Risk Management Department.
7/20/87
Above matter continued to August 3, 1987
Recommended motion:
1. Adopt resolution reassigning Risk Management personnel to the
City Attorney and Personnel Department, or
2. Adopt resolution reassigning Risk Management Division to City
Attorney's Office and deleting position of Risk Manager, or
3. Re-establish Risk Management as a division under the direction
of the City Administrator, direct recruitment of Risk Manager,
direct close continuous cooperation with the City Attorney's
office on liability and workers compensation matters of litigation, or
4. Refer the matter to the Legislative Review Committee.
~~M 1: ~~
~ Signature
Phone:
5122
Cont2Ct person:
Jim Robbins
Supporting data attached: y""
Ward:
FUNDING REQUIREMENTS:
Amount:
Sou rce:
Finance:
Council Notes:
75-0262
Agenda Item NO~ ("
"*,,....
CITY OF""'AN BERN-.,..;RDINO
INTEROFFICE MEMORANDUM
8707-1402
TO: The Honorable Mayor and Common Council
FROM: James Robbins, Deputy City
Administrator/Administrative Services
SUBJECT: Risk Management Report
DATE:
July 23, 1987
(7144)
COPIES:
Raymond D. Schweitzer, City Administrator
James Penman, City Attorney
This report deals with why the City of San Bernardino has a
Risk Management Division and its role in day-to-day
operations. Further, it also deals with a number of facts
regarding the Risk Management Division. Divisional
activities were changed on July 8, of this year. The
discussion of the Division's activities will be as they
existed prior and after July 8, 1987.
In 1971, the City of San Bernardino became self-insured. At
the same time, a strong loss prevention (safety) program; an
aggressive and professional in-house claims management activ-
ity; and a litigation avoidance procedure was put in
place. As a result, according to former Risk Manager,
Scotty Wallace, over eight million dollars in direct savings
was recognized from 1971 to 1983.
Since 1983, the Division has had different degrees of pro-
fessional leadership and direction. Four Risk Managers have
been employed or reassigned from other areas as "acting" over
this time period. It belabors the point to recount the
difficulties. Suffice to say, the Mayor, Common Council and
Administrative staff saw the need for strong leadership in a
Risk Manager. Shortly, after employment of such a Manager,
there was (1) a lack of understanding of the function of Risk
Management; (2) an interpretation of responsibility by the
City Attorney, and (3) a decision of Common Council to
fragment Risk Management activities pending a report describ-
ing possible alternatives to functions of the Risk Manage-
ment.
PRESENT (prior to Julv 8) STRUCTURE)
The Division (under the City Administrator's Department) has
been made up of seven employees. They include:
Risk Management Director - Administrative Leader
,-~t/.'7
I".~
INTEROFFICE MEMORANDUM:~8707-1402
Risk Management Report
July 23, 1987
Page 2
....."..1
Risk Management Specialist - Review Agreements for Adequate
Coverage
Safety Officer - Administers city Employee safety programs
Occupational Health Nurse - Medical Aid and prescreening of
applicants
Liability Claims Specialist - Handles Liability Insurance
claims
Workers Compensation Specialist - Handles Workers Compensa-
tion forms
Workers Compensation Account Clerk - Maintains records and
accounts
At your meeting of June 8, as a result of information presen-
ted by the city Attorney, it was directed that "supervision
of the Risk Management Office be transferred to the City
Attorney's Office from the City Administrator's Office,... as
to legal department functions only..." The directive further
called for the City Attorney, City Administrator and Risk
Manager to define "legal functions" and report back.
The Risk Manager then resigned. "Legal functions" were not
defined by the city Council. The City Attorney, based upon
the Council's action, assumed the day-to-day supervision and
responsibility for liability and Workers compensation Claim
activity and the Liability Claims Specialist, Workers
Compensation specialist and the Workers Compensation Account
Clerk. The Mayor, at about the same time, appointed the
Deputy city Administrator/Administrative Services, as the
Acting Director of Risk Management.
Historically, Risk Management has been and continues to be a
vital part of City operations. The objective is the
conservation or saving of resources from accidental loss. In
order to do this, the Risk Manager has been responsible for:
(1) Identifying exposure or checking physical facilities, em-
ployee activities and written or verbal communications for
liability or workers compensation exposure; (2) Evaluating
risk or evaluating past loss frequency, severity of loss and
potential for future loss; (3) Controlling risk by establish-
ing procedures and practices in personal safety, vehicle
safety, product safety, fire prevention, environmental
protection, and third party exposure; (4) Funding risk is
essential through effective use of financial resources
self-insurance - or buying insurance and (5) Administration
of Risk Management process.
Because of the size of our City and Risk Management Division,
the Director is the key to bringing all five of the elements
together as well as having a major responsibility in some
elements. The major responsibility is administration of the
process. This means meeting and working with each person in
the division on a regular, daily basis, evaluating their
~~,
...... INTEROFFICE MEMORANDUM:'-8707-1402 ,--,
Risk Management Report
July 23, 1987
Page 3
input and making adjustments in the program as appropriate.
The evaluation is as just noted, making sure the potential
exposure or loss to the City is minimized. The evaluation
occurs after discussions with the adjusters (specialists)
regarding cases that are closing, in process or just occur-
ring. The Safety Officer reports on exposure as a result of
inspections of city facilities and observing employee work
habits.
As a result of evaluation process, various changes are prop-
osed. In order to insure acceptance of change, top manage-
ment (the Mayor and/or city Administrator) must issue orders
or direction to cause change. This further includes review
of written materials so potential exposure is reduced.
The other step is to provide a sufficient fund of money to
(1) keep self insurance fund viable (2) purchase various
special policies and (3) evaluate and make recommendations
for joining self insured pools. This last method is a way to
spread large unanticipated disaster losses while attempting
to keep overall City losses down.
By way of evaluation, the Risk management functions has been
effective over the years. There have been problems over the
immediate past few years. The Mayor and City Adinistrator
being aware, contemplated resolution by the hiring of a
professional Risk Manager. Some of the steps to resolve the
problems are:
1. There needs to be continued qualified, quality Risk
Management staff. If the division remains intact, the
Manager must have good technical skills, good management
skills and a long term commitment to the City of San
Bernardino.
2. There needs to be a strong quality relationship with the
City Attorney's office. Adjusters must feel comfortable
in discussing issues and potential results with legal
staff.
3. There needs to be strong, consistent support both
financially and psychologically for effective safety
programs; a detailed, analytical evaluation of contracts
and agreements; and monitoring of facilities.
4. The level and quality of insurance coverage held by the
city as well as third party exposure must be monitored
and evaluated to keep exposure to a minimum.
..1.1_8'
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INTEROFFICE MEMORANDUM: 8707-1402
Risk Management Report
July 23, 1987
Page 4
'....~,...
5. The City Attorney's Office must provide the
advice and support for claims which result in
court activity. The use of outside attorneys has
been the most effective of resources.
expert
legal
not
A city this size needs a strong identifiable Risk Management
division. Currently, the division is administered by two
different departments. The rejoining of the two parts under
one department will allow a new Risk Manager to be effective
in providing technical and administrative leadership. In
this setting, either the city Administrator or the city
Attorney could provide the needed administrative oversight.
In any case, the City Attorney must serve as the advisor and
director of liability and workers compensation claims settle-
ment.
There is another approach to Risk Management which is disper-
sal. The claims adjusters and support staff (Account Clerk)
could be assigned totally to the City Attorneys Office. This
would be a continuation of the current condition. The
Employee Safety Officer and Occupational Health Nurse could
be assigned to the Personnel Department. This is where these
programs are administered in many cities. Another assignment
would be to Emergency Services. This would combine day to
day safety and good health with long term planning of safety
in the event of a disaster. The Risk Management Specialist
could be assigned to Personnel (working in conjunction with
health insurance activities), to Finance (where often
insurance coverage is monitored,) or to the city Attorney's
Office (where the legality of various third party
certificates can be evaluated as well as the properness of
current or proposed policies.) In this approach, the
Director's position is no longer necessary. The division is
distributed and the City does not have anyone individual
responsible for identification, evaluation, control, funding
and administration of Risk Management.
Summarv
The alternatives in resolving this issue are three:
1. Retain existing structure of Risk Management Division
with Risk Manager reporting to City Administrator.
Liability and Workers Compensation Claims litigation
closely coordinated and cooperatively provided through
City Attorney's Office.
2. Retain existing structure of Risk Management Division
with Risk Manager reporting to City Attorney.
3. Reorganize Risk Management Division eliminating Risk
Manager position. The Risk Management Specialist;
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INTEROFFICE MEMORANDUM:~8707-1402
Risk Management Report
July 23, 1987
Page 5
'-.....
Liability and Workers' Compensation specialist; and
Workers Compensation Account Clerk would comprise the
Liability and Workers Compensation Claims section of the
city Attorneys office. A certified specialist attorney
would provide technical and administrative leadership.
The Employee Safety Officer and Occupational Health
Nurse would be reassigned to the Personnel Department.
Alternatives for Action:
1. Adopt a resolution reassigning Risk Management personnel
to the City Attorney's and Personnel Department.
2. Adopt a resolution reassigning Risk Management
to City Attorney's Office and deleting Risk
position.
Division
Manager
3. Re-establish Risk Management as a division under the
direction of the city Administrator; direct recruitment
of a Risk Manager; direct close continuous cooperation
with the city Attorney's Office on liability and workers
compensation litigation.