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HomeMy WebLinkAboutR40-Economic Development Agency ECONOMIC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO FROM: Gary Van Osdel, Executive Director SUBJECT: GROW AMERICA FUND AMENDMENT DATE: February 16,2000 ORIGINAL Synopsis of Previous Commission/Council/Committee Action(s): On November I, 1999, the Community Development Commission approved a Capital Grant Participation Agreement between the Redevelopment Agency and Grow America Fund, Inc., establishing the Grow San Bernardino Fund for purposes of providing small business loans. On February 10, 2000, the Redevelopment Committee recommended that this item be forwarded to the Community Development Commission for approval. Recommended Motion(s): (Community Development Commission) MOTION: That the Community Development Commission approve the use of $300,000 in land sales proceeds to increase the Agency's level of investment in the Grow San Bernardino Fund Program. Contact Person(s): Gary Van Osdel/ Project Area(s) All Phone: 663-1044 Ward(s): 1-7 Supporting Data Attached: IliI Staff Report 0 Resolution(s) 0 Agreement(s)/Contract(s) 0 Map(s) 0 Letter/Memo FUNDING REQUIREMENTS Amount: $ 300,000 Source: Land Sales Proceeds SIGNATURE: Requested Commission/Council Notes: -------------------------------------------------------------------------------------------------------------------------------------------- GVO:lag:02-22-00 GAF Amendment COMMISSION MEETING AGENDA Meeting Date: 02/22/2000 Agenda Item Number: Rl/O ECONOMIC DEVELOPMENT AGENCY STAFF REPORT --------------------------------------------------------------------------------------------------------------------- Grow America Fund Amendment BACKGROUND On April 8, 1999, the Mayor and Common Council approved the City's 1999/2000 Consolidated Plan, which included in the list of projects to be funded with CDBG funds, a proposed $200,000 business incentives loan program intended to provide a resource to meet the mortgage and capital fmancing needs of growing businesses in the community. In as much as the Agency does not have the manpower to provide the intensive portfolio management necessary to insure viability of a commercial lending program, and in order to stretch the impact of the $200,000 in Agency's funds through leveraging, staff recommended that the Agency participate in the National Development Council's Grow America Fund as the means for providing a business incentives loan program. On November I, 1999, the Community Development Commission adopted Resolution CDC/1999-39 approving a Capital Grant Participation Agreement between the Redevelopment Agency and Grow America Fund, Inc., establishing the Grow San Bernardino Fund for purposes of providing small business loans. It may be recalled that Grow America Fund, Inc. is a wholly- owned subsidiary of the National Development Council (NDC) and was created as a Small Business Lending Company to increase access to capital and to meet the small business financing challenges within NDC's client communities. To assist the Agency in launching it's "Grow San Bernardino Fund" lending unit, the NDC set aside $200,000 of unrestricted capital to match the Agency's investment of $200,000 in 1999/2000 CDBG funds. At that time, it was anticipated that when taken together these funds would leverage approximately $1,600,000 in loans for small businesses in the City. CURRENT ISSUE Although the Grow San Bernardino Fund Program has yet to be formally marketed, preliminary requests for loan assistance already total well over $1 million. It would appear that demand for business loan assistance is greater than originally thought and that the Grow San Bernardino Fund is under capitalized. Thus, staff is recommending that $300,000 in proceeds from the sale of the property at 701 north "E" Street (total receipts $780,000) be invested in the Grow San Bernardino Fund, effectively leveraging an additional $1,200,000 in small business loans. It is important to point out that allocated monies remain on hand with the Agency until needed by the Program to fund new loans. ----------------------------------------------------------------------------------------------------------------------------------- GVO:lag:02-22-00 GAF Amendment COMMISSION MEETING AGENDA Meeting Date: 02/22/2000 Agenda Item Number: Riff) Economic Development Agency Staff Report Grow America Fund Amendment February 16,2000 Page Number -2- --------------------------------------------------------------------------------------------------------------------- FISCAL IMPACT The proceeds resulting from the Agency's sale of the office building at 701 North "E" Street are currently on deposit, have not been appropriated for any other purpose and are available for the recommended use. RECOMMENDATION That the Community Development Commission approve the use of $300,000 in land sales proceeds increase the Agency's level of investment in the Grow San Bernardino Fund Pro Gary ~ n Osdel, Exec tive Director ------------------------------------------------------------------------------------------------------------------------------------ GVO:lag:02-22-00 GAF Amendment COMMISSION MEETING AGENDA Meeting Date: 02/22/2000 Agenda Item Number: R1JD