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HomeMy WebLinkAbout31-Finance ..:L. o o We just received the final documents from Peat Marwick. All documents relate to the annual audit and management study of the Finance Department. Please look it over this weekend -- some of the detail is very complicated. .3/ TT. r " J C I T Y 0 F SAN B ERN A R DIN 0 INTEROFFICE MEMORANDUM CITY ADMINISTRATOR'S OFFICE DATE: April 16, 1992 TO: Mayor and Common Council FROM: Shauna Clark, City Administrator SUBJECT: Annual Audit and Finance Management Letter COPIES: Andy Green, Director of Finance; Rachel Krasney, City Clerk ------------------------------------------------------------------- On April 20, 1992, we will be holding a noon workshop for the audit firm of KMPG Peat Marwick to present the city's annual audit to the Mayor and Council. After the audit presentation, we will adjourn into closed session to discuss the details of the Finance Department management audit. The purpose of the closed session is to discuss personnel issues. If you like, the Director of Finance can be present in closed session to hear the issues and answer your questions. He has received a copy of the management audit. Attached is a copy of the 1990-91 audit, and the management letter. The management letter gives the specifics on deficits and corrective measures that Peat Marwick recommends. For comparison purposes, we have also attached last year's management letter. Following management ask that it the management letters is the Finance Department audit. Since this letter involves personnel 1ssues, we be kept confidential until after our closed session. Please feel free to contact Fred Wilson, Andy Green or myself if you have any specific issues on either audit that you would like us to focus on. As the workshop session will be lengthy, we hope that we can get started at noon or prior. ~ ~ '/ //)"1' {// . (r: ./ city Administrator SCjdjn Attachments 2/ . o Peat Marwick o Certified Public Accountants 725 South Figueroa Street Los Angeles. CA 90017 Telephone 213 972 4000 Telex 6831572 PMMLA Cable Address VERITATEM Teletax 213 622 1217 April 16, 1992 The Honorable Mayor and Members of the City Council City of San Bernardino California: We have audited the general purpose financial statements of the City of San Bernardino for the year ended June 30, 1991, and have issued our report thereon dated December 20, 1991. In planning and performing our audit of the general purpose financial statements of the City of San Bernardino, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. We have not considered the internal control structure since the date of our report. During our audit we noted certain matters involving the internal control structure and other operational matters that are presented for your consideration. Our comments and recommendations have been discussed with the appropriate members of management and are intended to improve the internal control structure or result in other operational efficiencies. It is important to note that this letter is critical in nature and does not address the positive features of the City's procedures and controls. Our comments are summarized as follows: PROTECTING ASSETS SPECIAL ASSFSSMENT DISTRIcrs Findin.g and Recommendation During the fiscal year ended June 30, 1991, the City created several special assessment districts and issued long term debt on behalf of citizens within those districts. While the City is not directly liable for the debt of such districts, the City is required to account for the transactions related to such districts, including capital expenditures for improvements for which ~he debt was issued and related cash balances for unspent bond proceeds, debt $ervice transactions and related required cash reserves, and, in some cases, the collection of special assessments and for foreclosure and/or other proceedings on delinquent property owners. .. M.mbo,F~of .h___~,~ n___ Un .:3/ - o o '-Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 2 These special assessment districts were established and the debt was issued primarily through efforts of the staff and management of the Public Works Department. During the process of establishing these special assessment districts and issuing the related debt, the Finance Department and the City Treasurer had not been informed of the existence or progress on such districts and their related debt until very late in the process when authorizing signatures were requested. Consequently, neither the City Treasurer nor the Finance Department had been involved in reviewing: the specific requirements of such debt prior to issuance of the securities, the transactions required to properly record the establishment of the districts and the issuance of their related debt, the responsibilities of those departments to maintain records related to the special assessment districts and the related debt issued, the need to establish new accounting funds and the related reporting requirements. A further result was that the Finance Department had therefor not properly recorded the debt, related cash and investments held by fiscal agents, nor the capital expenditures made from proceeds of such special assessment district debt. We recommend that all major projects such as the establishment of special assessment districts and issuance of related debt noted above have the involvement of all affected departments at the earliest feasible stages. By involving all such departments, the expertise found in the various departments can be used to best advantage in establishing the most efficient, cost effective and productive project possible. Additionally, by involving all affected department at the earliest possible stages, those departments can plan for their required involvement in the project and can ensure proper reporting and information within established deadlines. Mana.gement Response Management totally agrees with the overall recommendation of this management letter comment. Accountability must be a top priority when issuing debt to ensure that the City has met its monitoring obligations. In addition, the City has a duty to its citizens to ensure that the most cost effective and efficient bond issue possible is negotiated. Exclusion of the Finance Department and the City Treasurer from the early stages of creating special assessment districts or issuing long term debt weakens accountability and reduces the likelihood of the most cost effective and efficient bond issue. The Finance Department has taken steps, such as meeting with the Public Works Director, to ensure that both the Finance Department and the City Treasurer are included in the preliminary stages of establishing special assessment districts and on all issues of long term debt. in the future In addition, a recommendation will o o "Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 3 be provided to the City Administrator outlining a standard operating procedure for establishing such districts and for the issuance of long term debt. GENERAL FIXED ASSETS Findil\l and Recommendation The City still does not maintain a record for its general fixed assets with the exception of fixed assets purchased with the Community Development Block Grant and Job Training Partnership Act program funds. This comment has been noted in a number of past letters to the Council. Further, because the City has not maintained such records and balances nor reported these amounts in the Comprehensive Annual Financial Report (CAFR), which is not in accordance with generally accepted accounting principles, we are required to qualify our independent auditors' report. A formal fixed assets accounting system should be established to ensure that property and equipment transactions and related expense (depreciation, amortization, etc.) are properly recorded, classified and summarized. An inventory of general fixed assets should be taken to determine the fixed assets the City possesses. The City will benefit from the maintenance of fixed assets records by: · Providing better controls over safeguarding the City's investments in fixed assets, · Establishing the responsibility for custody and effective use of fixed assets, . Enabling the substantiation as well as serving as a basis for determining the amount of grant funds used to finance expenditures for fixed assets, and · Determining insurance needs and substantiating losses recoverable from insurance in the event of a loss. Management Response The City has begun the process which will lead to a comprehensive fixed asset program. In early 1992, the Mayor and Council authorized the hiring of a consultant to conduct a Oty-wide inventory and valuation of the City's fixed assets. The completed product is expected by late August 1992. However, as a o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 4 result of reporting requirements, this management letter comment will probably remain on the management letter until the 1993/94 fiscal year. FIXED ASSETS OF PROPRIETARY FUNDS Findir\, and Recommendation The Finance Department has not updated its records of fixed assets held by those proprietary funds maintained by the Finance Department (the Refuse Fund and the Internal Service Funds) nor has it provided for depreciation .on fixed assets held by such funds. We recommend that the Finance Department regularly update its records of fixed assets held by these funds to properly account for purchases of fixed assets and sales or scrapping of fixed assets in these funds. Further, as part of proper record keeping related to such fixed assets, the Finance Department should estimate the useful lives and residual value of such assets, prepare appropriate depreciation schedules, and record the provision for depreciation regularly. In addition, accurate records of the sale or other disposition of fixed assets should be maintained so as to properly record the related gain or loss on such disposition. Management Response The establishment of the fixed asset system in August 1992 will eliminate this comment. AMOUNTS DUE FROM OTHER GOVERNMENTS Finding and Recommendation Significant amounts are due to the City from the San Bernardino Economic Development Agency (Agency) for purchases of approximately $462,000 in fixed assets in fiscal year 1989/90 and a street resurfacing project performed by the City on behalf of the Agency in the amount of approximately $624,000. The City's practice has been to pay for such items and bill the Agency for reimbursement. The Agency requires a copy of all supporting documentation for such billings prior to approval and reimbursement to the City. However, the Finance Department has been unable to produce all such documentation to support such purchases and, consequently, there have been significant delays in reimbursement by the Agency. o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 5 Because of the significant delays found in this payment/reimbursement procedure, and an inability of the Finance Department to produce all required supporting documentation, beginning in 1990/91, the Finance Department sent all invoices and purchases orders for all Agency fixed assets and other expenditures directly to the Agency, where such items were accounted for and paid directly using the Agency accounts payable system and personnel. However, the City booked a receivable and corresponding reimbursement when such items were sent to the Agency, thus overstating the reimbursements due from the Agency. During the course of the audit, such reimbursements were written off. We recommend that the Finance Department research and obtain all necessary supporting documentation to collect the balance of reimbursement due from the Agency. We further recommend that the Finance Department maintain accurate and orderly records for all expenditures and adopt procedures to provide for regular billing and collecting of amounts due from other departments and government agencies for expenditures made on their behalf. Additionally, whenever the City will be expending funds for purchases or projects on behalf of other departments or government agencies where approvals will be required by those departments or agencies prior to reimbursement to the City, the City should make every effort to obtain such approvals of the items to be purchased, their cost, etc., and the budget for project expenditures in advance of making any such expenditures on the other departments' or agencies' behalf. This should significantly reduce problems of timely reimbursement to the City. ManaKement RelWonse The Finance Department has accurate supporting documentation for all billings sent to the Agency. However, the supporting documentation is extensive and would require many hours of personnel time to research and copy. As a result of the fact that the Agency is a part of the City, it is felt by the Finance Department that duplicate supporting documentation is unnecessary and costly. Should a need arise to review documentation of specific expenditures, a request should be forwarded to the Finance Department. Also, the Finance Department has implemented an intensive receivable collection process which address this comment. The collection process will include personnel dedicated to the monitoring and collection of outstanding receivables. A copy of this Revenue Recovery Program is available for your review. _1 o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 6 ACCOUNTS RECEIVABLE Find~ and Recommendation Significant accounts receivable balances in the general fund consisted of old invoices, or invoices without proper support, and were considered uncollectible. Such receivables were written off based upon discussion with appropriate Finance Department personnel. This comment reflects deficiencies noted in the prior year's management letter. The City should have formal procedures concerning the entire accounts receivable collection process. Such a policy will allow the City to streamline the tracking of accounts receivable, potentially increase its percentage of collections and more accurately state the accounts receivable balance. An established formal policy should include but not be limited to the following: . Delinquent accounts listed and reviewed by an official independent of the cash receipts function, . All delinquent accounts less than $150 (current write-off maximum as dictated by City Council) and past due 6 months to be written off by Director of Finance, . All delinquent accounts greater than $150 and past due 6 months to be forward to the City Attorney's Office for formal legal proceedings. The allowance for uncollectible accounts to be adjusted as appropriate, and . All delinquent accounts considered uncollectible by the City Attorney to be submitted to the City Council to be formally written off. Manasement Rellponse A Department Director Letter (DDL) outlining collection and wlite off procedures is provided for your review. The Revenue Recovery Program noted above will establish procedures which will, in conjunction with the DDL, maximize collection of City receivables. o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 7 BANK ACCOUNTS Findit\g and R~ommendation In the process of confirming cash account balances with banks, we noted that the City has two small bank accounts, the total balance of which was less than $7,000, for which no record was maintained by the accounting department and for which no bank reconciliations had been performed. While significant improvement has been noted in the area of bank reconciliations from prior years, the Finance Department should continue to improve its cash record keeping by, in conjunction with the City Treasurer, identifying all bank and investment accounts of the City, including petty cash accounts, and preparing regular reconciliations of these accounts to ensure proper accounting and control of the cash assets of the City. Man~ement Rl!l\Ponse The Finance Department has made cash reconciliations a top priority, as stated in prior year's response to the management letter. The bank accounts mentioned in the comment above are for the Summer Youth Program and the Asbestos Trust account with balances of $1,119 and $5,500 at June 30, 1991, respectively. The account for the Summer Youth Program, established for disbursement of payroll to the participants, is essentially an imprest account with deposits from the City made after determination of the payroll deposit required. The reconciled general ledger balance at any given time for this account should be at or near zero. The Asbestos Trust account is a deposit set aside as required by the U.S. Environmental Protection Agency in connection with asbestos abatement. The cash reconciliation process has received substantial attention by the Finance Department. Cash reconciliations for all accounts, including those accounts noted above, are current through the date of the latest bank statements received (primarily February 1992). The Finance Department will continue to maintain accurate and timely cash reconciliations for all accounts. JJ o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 8 IMPROVING MANAGEMENT INFOR-MATION INDIVIDUAL FUND OVERDRAFTS OF POOLED CASH AND INVESTMENTS Finding and Recommendation Significant "overdrafts" by individual funds of their respective shares of the City's cash and investment pool occurred during the year ended June 30, 1991. The balance of such "overdrafts" was $8,463,000 at June 30, 1991, an increase of $104,000 over the prior year. The Funds with such "overdrafts" and balances at June 30 were as follows (rounded to the nearest thousand): 1991 1990 Special Revenue Funds: Cemetery Cable T.V. Emergency Federal and State Programs Animal Control Traffic Safety Mobile Homes $ 140,000 388,000 166,000 554,000 279,000 1,000 60,000 210,000 166,000 451,000 284,000 2,000 Total Special Revenue Funds Debt Service Funds - AD #5861 Redemption Capital Projects Funds: Norton Project Street Construction Certificates of Participation Special Assessments 1,528,000 8,000 1,173,000 122,000 650,000 640,000 815,000 120,000 722,000 448,000 327,000 1,617,000 Total Capital Projects Funds 2,227,000 (Continued) o o _Peat Marwick . The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 9 1991 1990 Internal Service Funds: Workers' Compensation 548,000 1,226,000 liability Insurance 323,000 Self-Insurance Health Plan 2,192,000 2,453,000 Motorpool 448,000 167,000 Telephone Support 375,000 336,000 Data Processing 240,000 Total Internal Service Funds 3,563,000 4,745,000 Agency Funds - Joint Powers Financing 1,137,000 824,000 Authority Total - All Funds $ 8,463,000 8,359,000 The effect of these "overdrafts" of the cash pool is that numerous City operations are not self-supporting, rather they are supplemented by other City funds. This further results in a potential reduction of cash available for other City functions in the Funds from which such cash was "borrowed." Budgets, cost allocations, and fee structures should be set such that the operations of specific funds do not use resources in excess of those available to it. To the extent that the General Fund or other funds are regularly supplementing the operations of other specific funds, an operating transfer should be made. And, to the extent internal service fund rates are not sufficient to recover operating costs, they should be adjusted (see comments on "Internal Service Funds" below). Manllgement Response Approximately $3.1 million of the listed pooled cash overdrafts are as a result of expenditures for construction or JTPA projects which occurred late in the 1990/91 fiscal year. The billings were prepared in the 1991/92 fiscal year and payment has been received or is expected to be received in fiscal year 1991/92. This situation is typically due to the fact that the City is required to first expend money for most construction projects and is subsequently reimbursed. The remaining overdrafts will be addressed in the 1991/92 and future fiscal years through the budgetary process. ." lJ! - o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 10 COMPUTER APPLlCA nONS Finding and Recommendation The City's major financial and accounting applications areJerformed on the mainframe computer. Principal applications include gener ledger, accounts receivable, and utility billings, among others. During the course of the audit, it was noted that the computer system is not functioning properly. The following discrepancies were identified during the course of our audit: . The detail accounts receivable aging did not properly age many individual accounts, . The detailed accounts receivable balances do not always agree with the general ledger, . Several journal entries were not properly posting to the intended accounts, and . The detail general ledger does not match the year end trial balance for some funds. We understand that the City has established an EDP steering committee. The committee is currently evaluating the status of computer software to solve these deficiencies. We strongly encourage and support this process and would like to emphasize its importance. In the interim period, we recommend that temporary procedures be implemented to ensure that the above noted problems are corrected. Man"gement RelQ'onse The Finance Department has increased its monitoring efforts of the information provided by the City's mainframe computer. This requires additional staff time and continually causes shifting of work loads to address this problem. This additional monitoring is a temporary "fix" and cannot be continued indefinitely. This problem could be addressed by new software, however the City's budget constraints have prevented this total and permanent solution. _..,,0' II o o . _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 11 INTERNAL SERVICE FUNDS Findi~g and Recommendation Certain internal service funds consistently report operating losses and most have large accumulated deficits. The purpose of these funds is to provide services to user departments and to charge those departments in order to recover operating expenses. As of June 30, respective net incomes (losses) and accumulated retained earnings (deficits) (not including contributed capital) for each internal service fund is as follows (to the nearest thousand): Net Income (Loss) Fund 1991 1990 Unemployment Insurance $ 57,000 35,000 Worker's Compensation 90,000 (653,000) Liability Insurance (1,637,000) (1,899,000) Self-Insurance Health Plan 309,000 267,000 Motorpool (95,000) (339,000) Telephone Support (28,000) (160,000) Data Processing 274,000 229,000 Total internal service funds $ (1,030,000) (2,520,000) Retained Earnin~s (Deficit) 1991 1990 238,000 181,000 (6,054,000) (6,144,000) (7,159,000) (5,522,000) (2,186,000) (2,495,000) (434,000) (339,000) (628,000) (600,000) 145,000 (129,000) (16,078,000) (15,048,000) The City should evaluate the adequacy of rates charged to user departments for services provided. These rates should be reviewed periodically to determine if such rates include all costs of providing service including future replacement costs of equipment and prior deficits. A major result of the insufficiency of the current rate structure is that, effectively, the general fund has absorbed the costs of providing these services through significant borrowings by the internal service funds from the cash and investment pool ($3,563,000 and $4,745,000 at June 30, 1991 and 1990) (see comments on "Individual Fund Overdrafts of Pooled Cash and Investments" above). Proper rate structures and allocation of charges to user departments will more accurately reflect the actual cost of services used by those departments and enhance the fair presentation of financial information. _.~.. .~ L u II .ll o o . _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 12 Management RellPonse The majority of the Internal Service Funds deficits have resulted from multiple years of insufficient user charges to other funds and will require multiple years to eliminate. As stated in prior year's management letter response, these deficits are being addressed in the budgetary process through surcharges. As noted above, every Internal Service Fund reflected an increased net income or decreased net loss when compared to fiscal year 1989/90. This overall improvement is as a result of the establishment of a more accurate user charge combined with scaled down departmental expenditures. The majority of the deficits represent reserves established, in accordance with generally accepted accounting principles, for incurred but not reported workers' compensation and general liability claims against the City. CAPITAL LEASES AND OTHER LONG TERM DEBT Finding and Recommendation Capital leases entered into during the year were not recorded properly in the General Long-Term Debt Account Group and the Refuse Enterprise Fund. In addition, the capital lease obligations and other long-term debt originating in prior years were not recorded as suggested in our comment from prior year and were not relieved by the fiscal 1991 principal payments. To ensure that all General Long Term Debt and related expense are properly recorded, classified and summarized, responsibility should be established for the preparation of entries to record the debt transactions and related expense. To help facilitate this procedure, the City should prepare schedules for leases and other debt summarizing the principal and interest payments and the payment due dates. To ensure proper recording of leases transactions, lease agreements should be forward from the Purchasing department to the Finance department as soon as leases are entered into. The Finance department should also be notified upon receipt of equipment. Manalement Res.ponse This comment is being addressed through a schedule of capital leases currently maintained by the Finance Department. The 1991/92 fiscal year will reflect the procedures currently in place in regards to debt schedules. Combing the current capital lease monitoring procedures with expanded involvement of the Finance Department in the preliminary stages of bond issues should eli;ninate this comment in the future. _._ I -.l 0 0 . _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California April 16, 1992 Page 13 IMPROVING EFfICIENCY INTERNAL AUDIT STAFF FindiI\g and Recommendation The "Internal Auditor/Budget Officer" position in the Finance Department is designated to perform the City's internal audit function. The staff assigned to this position is able to spend very little time on performing the traditional role of an internal auditor because the Department needs him for general accounting and special project duties. Internal audit function is important to the City's internal control systems. To adequately address this function, we believe that additional staffing is needed. The Internal Audit Staff should perform, but not be limited to, the following functions: . Ascertain the extent to which the City's assets are accounted for and safeguarded from losses of all kinds, . Ascertain the reliability of management data developed within the City, . Ascertain the extent of compliance with established policies, plans, and procedures, . Review and appraise the soundness, adequacy, and application of accounting, financial, and operating controls, . Appraise the quality of performance in carrying out assigned responsibilities, . Recommend operating improvements, and . Assist and participate in the City's external audit. The internal audit function would enhance the internal controls of the City. We believe that there would be a positive cost/benefit relationship for an internal audit function. Management ReliPonse This comment will continue until funding can be identified to provide an adequate internal audit staff. As a result of recent budget cuts, the Finance . ..~"'n o o . _Peat Marwick The Honorable Mayor and Members of the Qty Council City of San Bernardino, California April 16, 1992 Page 14 Department was forced to eliminate the Internal Auditor/Budget Officer position. The Finance Department, as it stands now, will not be able to provide internal audits at a level which will eliminate this comment. ACCOUNTING PROCEDURES MANUAL Findinl and Re~ommendation The City does not have an accounting procedures manual. The lack of an accounting procedures manual may lead to errors and improper accounting entries made in the City's general ledger. An accounting procedures manual should be developed as it provides documentation of the accounting policies and procedures of the City, thereby facilitating an understanding of those operations by all members of management and providing detailed guidance to all personnel involved in accounting activities. In addition, an accounting procedures manual will facilitate the training of new personnel in case of personnel turnover or extended personnel absences. Management RellPonse As a result of this comment in prior management letters, the Finance Department has begun to compile an accounting manual. The manual is approximately 50% complete, however, as a result of midyear personnel reductions within the Finance Department, the completion date of the manual will have to be extended. The Finance Department realizes the importance of an accounting manual and will continue to work toward a complete and comprehensive document. DISCUSSION OF THE NATURE OF OUR LETTER AND ITS LIMITATIONS In connection with our audit, we reviewed and tested the City's system of accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. Under these standards, the purpose of such evaluation is to establish a basis for reiiance thereon in determining the nature, timing and extent of other auditing procedures that are necessary for expressing an opinion on the general purpose financial statements. The objective of internal accounting control is to provide reasonable, but not absolute, assurance as the safeguarding of assets against loss from unauthorized uu_ . l!ll o o _Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California Apri116, 1992 Page 15 use or disposition, and reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of an internal accounting control system should not exceed the benefits derived and also recognizes that the evaluation of these factors necessarily requires estimates and judgements by management. There are inherent limitations that should be recognized in considering the potential effectiveness of any system of internal accounting control. In the performance of most control procedures, errors can result from misunderstanding of instructions, mistakes of judgement, carelessness or other personnel factors. Control procedures whose effectiveness depends upon segregation of duties can be circumvented intentionally by management with respect either to the execution and recording of transactions or with respect to the estimates and judgements required in the preparation of the financial statements. Further, protection of any evaluation of internal accounting control to future periods is subject to the risk that the procedures may become inadequate because of changes in conditions and that the degree of compliance with these procedures may deteriorate. Our study and evaluation of the City's system of internal accounting control, which was made for the purpose set forth in the first paragraph above, was not designed for the purpose of expressing an opinion on internal accounting control, and it would not necessarily disclose all material weaknesses in the system. .. .... .. .. It.. .. It II' This letter is intended for the information of the Mayor and City Council of the City of San Bernardino, California and its management. This restriction is not intended to limit the distribution of this letter, which is a matter of public record. Thank you for the opportunity to serve the City of San Bernardino. We appreciate the courtesy and cooperation extended to us during our audit. We would be pleased to discuss the contents of this letter with you at your convenience. ~1>1l1 fir .p UL "'h1~ Jti o Peat Marwick o Certified Public Accountants 725 South Figueroa Street Los Angeles. CA 90017 Telephone 213 972 4000 Telex 6831572 PMMLA Cable Address VEAIT A TEM Telefax 213 622 1217 April 1, 1992 Ms. Shauna Clark City Administrator City of San Bernadino 300 North "D" Street San Bernadino, California Dear Ms. Clark: In accordance with your instructions, we herewith provide you with our supplemental management report concerning our findings and recommen- dations as regards certain matters related to the organization of the Finance Department of the City of San Bernadino. This letter should be regarded as being supplemental to our annual audit of the City's financial statements and our annual letter to management rendered to the City in conjunction there- with. BACKGROUND The City's senior management has been concerned for some time over the apparent inconsistency of financial data generated by the City's finance function. This inconsistency has adversely affected the credibility of the City's finance function. Further, management's concerns have been heightened by the City's budgetary problems in the last few years and by the lack of a sound basis of understanding over where the City stands from a financially point of view, at any point in time. Simple put, management needs to develop an understanding as to why budgetary resource numbers seem to change with- out adequate explanation as well as develop a system within the Finance Department to ensure that senior management, the Mayor and the City Council receive consistent, credible interim financial information. In the course of our conversations with the City Administrator and her assistant, several objectives of the work to be performed came to light. At these meetings the following objectives were identified: ._ _'omm .9f ., .>.~~ o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April I, 1992 2 · Review the accuracy and develop recommendation relative to reconciling fund balances in the budget document to those listed in the financial statements. · Review the need for an expanded "changes in general fund balance financial statement. . Review assessment district accounting procedures and whether or not a central budgetary control over operating revenues and expenditures should exist. · Review of budgetary transfer policies and procedures. · Review billing and accounting procedures for receivables due from the Redevelopment Agency. · Review the City's work costing procedures · Review and recommend a policy approval of encumbrances and continuing appropriations for each fiscal year. Review of these objectives reveals one common thread. In each case, the objective reflects concern over a finance related controversy or issue currently at hand. As mentioned previously, the issues reflect management concern over the receipt of credible information. Each of the issues management has requested us to review will be addressed. In some notable cases, these issues will be addressed both in this report and in our annual letter to management. However, the approach taken in this supplemental review is focused upon the broader issue of the organization and characteristics of the finance function. '>"" o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 3 ORGANIZATION Background The City's overall finance functions are divided into three distinct and separate organizations. Separate accounting functions are maintained by the City, the Water Department and the Development Agency. Each of these organizations maintains its own accounting records and general ledger despite a moderate amount of interdependence on one another for daily transactional processing and detail. The scope of this report applies only to the City's accounting function. The finance function within the City of San Bernadino has been in a continuous state of disarray for several years. Beginning with a troublesome computer conversion a few years ago and continuing with the adoption of newer and more complex accounting guidelines, the Finance Department has been in a "catchup" mode for several years. The Finance Department's current organizational structure and methods of operation have arisen from the need to address the urgent needs of the City and the Finance Department, as they arose. Consequently, little has been done in terms of long term organizational planning. On the surface, the City's present organization of its accounting function is typical of the organization of similar accounting functions in comparable cities. As part of our review, we asked each responsible member of the audit staff to draft their own perception of the Finance Department's organizational structure. The results were markedly different at the management level of the Department. In essence, the City's formal organizational chart depicts three members of management, consisting of the Director of Finance, the Assistant Director of Finance and the Internal Auditor/Budget Officer. The formal organization chart suggests an adequate span of control and delegation of authority. In fact, we noted during our review that the Director of Finance assumes an active hands-on role in the day-ta-day supervision of the Department's workforce in addition to his management duties and time spent in addressing other Management and City Council directed inquiries. .,' o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 4 Our observation is that much of the Assistant Director of Finance's time was spent on special projects as directed by the Director and not upon day-to-day supervision of the accounting staff as is the case in most cities of which we are aware. We note with interest that this observation has been confirmed by the fact that the Assistant Director's position was vacated during the City's current round of budget cuts. At the same time, and as commented upon in our letter to management, the Internal Auditor/Budget Officer's role is also one of special projects, although he is also knowledgeable of Departmental operations and is responsible for such "line duties" as the monthly bank reconciliations. Very little of his time is spent on internal audit or routine budget related matters. In a practical sense, the organizational structure has evolved into a very flat profile with the Director assuming direct supervision over most of the Department's personnel. This functional level of control broadens the span of control of the Director of Finance and diminishes his effectiveness to plan for the future and direct the financial affairs of the City. Clearly, there is a need to evaluate the organizational structure of the Department with an eye towards streamlining the management structure of the Department. Given the City's current fiscal condition, such evaluation could equate directly to a cost savings to the City. At the same time, the constant special projects that the Department appears to be involved in suggest a "fire fighting" mentality that has continued from prior years. Senior level management time needs to be spent in determining the reasons for the recurring special projects in which the Department is involved. The following recommendations concerning the Finance Department's management structure are made: · Senior level management should consider the Department's current organizational structure as it concerns Departmental management. Such review should focus on the intended and current duties of the Assistant Director and Internal Auditor/Budget Officer. Appropriate revisions should be made to the scope of responsibilities of each individual. "- o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 5 · Considering the frequency of the Department's special projects, The Director of Finance should carefully analyze the nature of the projects undertaken in the last year. It is our belief that most of these assignments are routine in nature and should be considered as part of the staffs normal assigned duties or readily derivable from existing computer information; however, considering the reactionary nature of the Department, they are treated as special purpose assignments. At the conclusion of the review, the Director should report the results of his study and develop a plan to minimize the volume of special projects. THE BUDGEr Background The Finance Department plays the key role in the preparation of the City's Budget. In fact as suggested previously, the formulation, preparation, communication and monitoring of the budget occupies a principal portion of the Finance Director's time and that of selected Department personnel throughout the year. From our relationship throughout the last few years and through inquiry as a result of this expanded study, we note that the City's budget preparation procedures lack a clarity of thought, action, and commu- nication that we have observed in similar situations in other cities that we serve. For example, a cursory review of the City's annual budget through the end of the calendar year reveal significant revenue shortfalls. For the most part, these shortfalls can be traced to the worse than expected state of the economy in the Inland Empire. However, in the case of sales taxes, the shortfall can also be traced to unrealistic expectations at the start of the budget year. To the credit of the Finance Department, the City has placed substantial reliance upon the Department to develop the assumptiC'ns upon which revenue projections are based. However, these assumptions once developed o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 6 are not, in our view, adequately challenged as to reasonableness both at the outset and on an on-going basis. We believe that these basic assumptions should be thoroughly reviewed, critiqued and agreed upon by senior City management, the Mayor, and the City Council, before the budget as a whole is developed. This widely accepted practice serves to give the preparers of the budget (eg. the Finance Department) a better sense of the City's direction by giving them the benefit of the thoughts of several individuals. It also serves to seek the "buy-in" of all individuals concerned in a constructive and proactive manner, thus avoiding the resultant criticism when the numbers don't come out as planned. Secondly, and subject to disagreement among City staff, the annual budgets for the City of San Bernadino have been prepared giving undue weight to the City's expenditure priorities rather than developing budgets of expenditures based upon available resources. There are several consequences of this methodology especially in a period of declining economic activity. Foremost of these consequences is the severe diminishment of the City's cash reserves in order to continue spending programs when the current resources fall short of expected goals. This has certainly happened to the City in the last few years. Of equal consequence, is the need to "scramble" to find resources to fund current expenditures. Again, the City has found itself in this situation all to often in the last few years. At best, this effort represents a frantic image to persons interested in the City's financial well being. At worst, this "scrambling" could result in accusations of fiscal impropriety. It is our observation that the City is need of a true budget analyst position. We envision that this individual would report directly to the City Administrator and the Mayor and would be responsible for the year-round monitoring of the budget process. This position would not replace the Finance Department in budget preparation. Rather, he/she would augment the process and would greatly facilitate communication with members of the City Council and other Departments. In summary, it is axiomatic that the City shouldn't spend more than it takes in and that the City should also attempt to accumulate sufficient liquidity to see the City over hard times. The only way to accomplish this on a consistent basis is to carefully budget the City's revenues and plan for expenditures based upon those levels. We believe that the City's budget calendar should be o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 7 established with this premise in mind. To this end we have the following recommendations: . The Finance Department should establish an annual budget preparation calendar that begins in approximately mid- February. This calendar should include a provision for: A review of budget revenue assumptions. These assumptions should first be formalized and approved by a committee comprised of management personnel advising the Director of Finance. When finalized, the assumptions and their fiscal ramifications should be brought to the Mayor and the City Council. No formal budget projections should begin until the budget assumptions have been clearly thought through. In other words, budget preparation should begin with a realistic, conservative forecast of revenues. Expenditure levels should be geared to proposed revenues. Substantial thought should be given to reestablishing the City's diminished cash reserves, over time. . The City should consider the appointment of a qualified individual to fill a newly created position of Budget Analyst to report directly to the City Administrator. FINANCE DEPARTMENT MANAGEMENT DUTIES The Director of Finance As suggested previously, the Director of Finance has assumed the m.ost prominent role in all phases of the Finance Department's scope of activities. However, rather than directing and supervising the work performed, the Finance Director has taken much of the workload upon himself. o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 8 Consequently, bottlenecks and oversights occur that serve to hamper the overall timely flow and integrity of the City's financial information. Although, in our view, the City's Finance Department is functioning better now than five years ago and has in general become a more cohesive unit, we believe that substantial progress can still be made towards making the Finance Department more responsive to the City's needs. In order to accom- plish such progress, the Finance Director needs to step away from the day-to- day detail work and begin to truly supervise those personnel who report to him. We acknowledge that such a change cannot take place overnight. Several steps need to be taken by the Finance Director. These steps are as follows: . The Finance Department should critically evaluate the Department's current organizational structure. In conducting this reevaluation, he should critically evaluate each department member's abilities and assigned duties. The reevaluation should be organized around three current areas of responsibilities: Accounting Budget Treasury support For each of the three current areas of responsibilities, key employees should be identified who will pay a prominent role in the maintenance of the support mechanisms to be developed as a result of the Finance Director's evaluation. . The Finance Director should assess his staffing weaknesses and develop a formal plan to correct these deficiencies, if any, and present such plan to the City Administrator and to the Personnel Department. o o "'Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 9 . The Finance Director should assign formal tasks and related goals to each member of his Department and develop a formal goal achievement reporting mechanism. Assistant Director of Finance Although currently this position is unfilled, the position of Assistant Director of Finance represents a key position that should be ffiled in the near future. The Assistant Director position generally acts as the line supervisor for the Department's staff, thus freeing the Director from this task. The Assistant Director should also function as the key liaison person for other City depart- ments and other governmental entities. Delegation of such supervisory duties to the Assistant Director function creates an accountability as well as "built-in" review mechanism for account- ing decisions and work priority matters. Internal AuditorlBudget Officer This position was essentially created several years ago as a promotional vehicle. It is an uncommon position in municipal government. However, the position has been useful to the City in the past and, with modification, we believe can be useful in creating an improved management structure for the City's Finance Department. Because of the nature of the duties now performed, very little of the Internal Auditor/Budget Officer's time is now spent on either budget preparation or true internal audit type work. We believe that the current position needs to be restructured to provide an emphasis to one of the two principal duties - either Internal Audit or Budget Officer. As commented on in our manage- ment letter, we believe that there is a real need for an effective internal audit position; further, as mentioned previously, we believe that a full-time budget analyst position is also warranted. We, therefore, strongly urge that the Finance Director conduct a thorough evaluation of this position and develop a recommendation on how to best restructure the position to better serve the City and the Finance Department. o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 10 SPEGAL ASSESSMENT CONCERNS The City has created several special assessment districts and issued long term debt on behalf of citizens within those districts. This practice is again gaining widespread popularity because of the extreme fiscal constraints that munici- palities find themselves in today. While the City is not directly liable for the debt of such districts, the City is required to account for the transactions related to such districts, including capital expenditures for improvements for which the debt was issued and related cash balances for unspent bond proceeds, debt service transactions and related required cash reserves, and, in some cases, the collection of special assessments and for foreclosure and/or other proceedings on delinquent property owners. These special assessment districts were established and the debt was issued primarily through efforts of the staff and management of the Public Works Department. Based on our discussions, we noted that during the process of establishing these special assessment districts and issuing the related debt, neither the Finance Department and the City Treasurer had been informed of the existence or progress on such districts and their related debt until very late in the overall district formulation process. Consequently, neither the City Treasurer nor the Finance Department had been involved in reviewing the specific requirements of such debt prior to issuance of the securities, the transactions required to properly record the establishment of the districts and the issuance of their related debt, the responsibilities of those departments to maintain records related to the special assessment districts and the related debt issued, the need to establish new accounting funds and the related reporting requirements. A further result was that the Finance Department had therefore not properly recorded the debt, related cash and investments held by fiscal agents, nor the capital expenditures made from proceeds of such special assessment district debt until the time of our audit. In the future, we recommend that for all projects of this nature, all affected departments should be involved at the earliest feasible stages. By involving all such departments, the expertise found in the various departments can be used to best advantage in establishing the most efficient, cost effective and o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 11 productive project possible. Additionally, by involving all affected depart- ments in the early stages, those departments can plan for their required involvement in the project and can ensure timely fiscal and legal compliance. INTERAGENCY TRANSACI10NS The City's management has been very concerned about the proper recording of interagency transactions. Historically, the inability of the City's accounting function to meet the needs of the San Bernadino Economic Development Agency (Agency) has led the Agency to seek other accounting and adminis- trative alternatives. For example, at the end of the last fiscal year, significant amounts were due to the City from the Agency for purchases of approxi- mately $462,000 in fixed assets in fiscal year 1989/90 and a street resurfacing project performed by the City on behalf of the Agency in the amount of approximately $642,000. The City's practice is to first pay for such items and then seek reimbursement from the Agency. In turn, the Agency quite properly required all supporting documentation for such billings prior to approval and reimbursement to the City. However, the Finance Department was unable to produce all such documentation to support such purchases. Consequently, there have been significant delays in reimbursement by the Agency. Because of the significant delays found in this payment/reimbursement procedure, and an inability of the Finance Department to produce all required supporting documentation, beginning in 1990/91, the Finance Department sent all invoices and purchase orders for all Agency fixed assets and other expenditures directly to the Agency, where such items were accounted for and paid directly using the Agency accounts payable system and personnel. However, the City also recorded a receivable and corresponding reimburse- ment when such items were sent to the Agency, thus overstating the reimbursements due from the Agency. During the course of the audit, such reimbursements were written off. It is clear that communications need to improve between the Agency and the City in this regard, the first step in this improvement is to require the Finance Department to research and obtain all necessary supporting documentation to collect the balance of reimbursement due from the Agency. Further, the .L. o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 12 Finance Department must develop a system to maintain accurate and orderly records for all interagency expenditures and adopt procedures to provide for regular billing and collecting of amounts due from other departments and government agencies for expenditures made on their behalf. Additionally, whenever the City will be expending funds for purchases or projects on behalf of other departments or government agencies where prior approval will be required to obtain reimbursement, the City should make every effort to formalize the reimbursement and approval process and to appropriately budget for project expenditures in advance of making any such expenditures on the other departments' or agencies' behalf. ACCOUNTING PROCEDURES MANUAL As noted in or letter to management, the City does not have an accounting procedures manual. The lack of formalized accounting procedures coupled with a difficult span of management control has lead to errors and improper accounting in the City's general ledger. Development of a formal accounting procedures manual should be a high priority task as it will provide documentation of the accounting policies and procedures of the City, thereby facilitating an understanding of those operations by all members of management and providing detailed guidance to all personnel involved in accounting activities. In addition, an accounting procedures manual will facilitate the training of new personnel in case of personnel turnover or extended personnel absences. ECONOMIES OF SCALE Background Lastly, we have observed that the City, as a whole, operates several separate self-contained functional departments within the overall City. Elsewhere in this report, we suggest that communication difficulties arise from this separate entity arrangement. We are informed that these separate accounting ..11 o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 13 and administrative functions were originally created to address the unique needs of these now relatively autonomous agencies (most notably the redevelopment and water enterprise activities of the City). We are also aware that historical frustration has built up over the inability of the City's finance and administrative functions to provide timely support and reliable data. While both of these positions may have merit, we are compelled to address the issue of the economic realities of maintaining often duplicative accounting and administrative functions in. this period of diminishing resources. For these reasons we believe that the City should ask itself whether or not it can continue to maintain separate organizational structures or whether a "consolidation" of some of these activities is in the City's overall best interest. A simple survey of comparable cities should provide the City with a basis for asking this question. By way of example, most cities have only one account- ing operation where all accounting transactional detail is processed for all departments and agencies. The same is true for other departments as well; for example, San Bernadino's City Treasurer is responsible for all investments from a central location and the City Attorney generally addresses the common legal problems of each of the three entities with little regard for the separate legal status of each entity. Consolidation of the duplicative accounting and administrative functions, while not totally researched in the context of this study, has significant management opportunities, including, but not limited to: · Cost reductions associated with reducing/eliminating duplicative functions and/ or personnel. · Economies of scale from processing fuller workloads instead of partial workloads. · Economies of scale arising from the City's ability to make the optimum use of its best accounting and administrative resources and facilities. ******* . o o _Peat Marwick Ms. Shauna Clark City of San Bernadino April 1, 1992 14 This report is intended for the information of the Mayor and City Council of the City of San Bernadino, California and its management. This restriction is not intended to limit the distribution of this report, which is a matter of public record. Thank you for the opportunity to serve the City of San Bernadino. We appreciate the courtesy and cooperation extended to us during our project. We would be pleased to discuss the contents of this letter with you at your convenience. ~'P111~..p~-t-m~ " !!! ~Pea&arwick o ~ ....*.- _: .; . Certified Public Accountants -.<, -' 725 South Figueroa Street Los Angeles. CA 90017 August 2, 1991 The Honorable Mayor and Members of the City Council City of San Bernardino California: We have audited the general purpose financial statements of the City of San Bernardino for the year ended June 30, 1990, and have issued our report thereon dated November 17, 1990. In planning and performing our audit of the general purpose financial statements of the City of San Bernardino, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. We have not considered the internal control structure since the date of our report. During our audit we noted certain matters involving the internal control structure and other operational matters that are presented for your consideration. Our comments and recommendations have been discussed with the appropriate members of management and are intended to improve the internal control structure or result in other operational efficiencies. It is important to note that this letter is critical in nature and does not address the positive features of the City' s procedures and controls. Our comments are summarized as follows: PROTECTING ASSETS BANK ACCOllliIS Findin~ and Ret'!ommendation Reconciliations of all cash accounts were not performed throughout the year. Proper bank reconciliations help ensure that adequate controls exist over both cash receipts and disbursements. To ensure the propriety of the bank reconciliations an individual other than the preparer of the reconciliations should review the reconciliations for accuracy and completeness. A formal policy should also be established, in writing, as to periods of time and manner of disposition pertaining to checks and disposition of checks, drafts and other reconciling items outstanding for long periods of time. MemberF"mol O"..n"^'''' Da~' ..,~"'..." r."..,........., 5/ !I!!I o o . .... Peat Marwick ,he Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 2 Manavement ResDonse Realizing the imponance of timely and accurate bank reconciliations, the Finance Depanment has placed extra emphasis on solutions to this problem. Through a reorganization of cenain staff assignments, the bank reconciliations have been brought current. With the recent consolidation of the Treasury functions within the Finance Department and the staff assignment reorganization noted, a system has been implemented to ensure timely preparation of bank reconciliations in the future. GENERAL FIXED ASSETS Findintt and Recommendation The City does not maintain a record for its general fixed assets with the exception of fixed assets purchased with the Community Development Block Grant and Job Training Partnership Act program funds. A formal fixed assets accounting system should be established to ensure that propeny and equipment transactions and related expense (depreciation, amortization, etc.) are properly recorded, classified and summarized. An inventory of general fixed assets should be taken to determine the fixed assets the City possesses. The City will benefit from the maintenance of fixed assets records by: . Providing better controls over safeguarding the City's investments in fixed assets, . Establishing the responsibility for custody and effective use of fixed assets, . Enabling the substantiation as well as serving as a basis for determining the amount of grant funds used to finance expenditures for fixed assets, and . Determining insurance needs and substantiating losses recoverable from insurance in the event of a loss. Manatlement ReSDonse The City has appropriated funds in the fiscal year 1991/92 budget to implement a comprehensive general fixed asset inventory system. It is expected that the system will be implemented in the fall of 1991. o o .... Peat Marwick [he Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 3 ACCOUNTS RECE.IV ABLE Findin~ and Recommendation Approximately 40% of the accounts receivable balance in the general fund was made up of outstanding invoices that were greater than one year old and were considered uncollectible. The City should have formal procedures concerning the entire accounts receivable collection process. Such a policy will allow the City to streamline the tracking of accounts receivable, potentially increase its percentage of collections and more accurately state the accounts receivable balance. An established formal policy should include but not be limited to the following: . Delinquent accounts listed and reviewed by an official independent of the cash receipts function, . All delinquent accounts less than $150 (current write-off maximum as dictated by City Council) and past due 6 months to be written off by Director of Finance, . All delinquent accounts greater than $150 and past due 6 months to be forward to the City Attorney's Office for formal legal proceedings. The allowance for uncollectible accounts to be adjusted as appropriate. and . All delinquent accounts considered uncollectible by the City Attorney to be submitted to the City Council to be formally written off. Management Re~Donse New policies and procedures on the accounts receivable collection process have been formulated and are in the process of approval by the City Administrator. These new policies and procedures were designed to streamline and standardize the collection and accounting process and should help speed the collection process and reduce the amount of receivables ultimately found to be uncollectible and subsequently written off. Upon approval of these new policies and procedures, those receivables currently considered uncollectible will be written off. Findinsr and Recommendation The City does not track the garage inventory as it is used throughout the year. The results of a physical inventory conducted at year end required a write off of $238,717 at June 30, 1990. LI . MIl Peat Marwick o o The Honorable Mayor and Members of the City Council City of San Bernardino, California August 2,1991 Page 4 The City should require the garage division to record the parts used and repon this information to the Finance Department on a timely basis so that the expense and inventory can be properly recorded, classified and summarized. Monitoring the usage of inventory will enable the garage division to maintain better control over inventory and properly safeguard it against loss by theft and unauthorized use. Actual expenditures for pans can also be compared to budgeted expenditures on a monthly basis to ensure against cost overruns. Mana~ement Re~Donse The City initiated a garage inventory system at the beginning of the 1990191 fiscal year. The system and other procedures such as periodic cycle counts were designed to ensure that garage inventory would be accurately recorded on a timely basis. IMPROVING MANAGEMENT INFORMATION ~ Findio2 and Recommendation Significant "overdrafts" by individual funds of their respective shares of the City's cash and investment pool occurred during the year ended June 30, 1990 ($8,357,686 at June 30,1990). The Funds with such "overdrafts" and balances at June 30,1990 were as follows: Special Revenue Funds: Cemetery Cable T.V. Emergency Federal and State Programs Animal Control Mobile Homes Total Special Revenue Funds Capital Projects Funds: Nonon Project Street ConstrUction Indian Bingo Settlement Cenificates of Participation Special Assessments Total Capital Projects Funds $ 60,133 210,199 165,854 450,776 283,685 2.081 1.172.728 120,035 721,581 51 447,946 327.153 1.616.766 o ... Peat Marwick o . Ibe Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 5 Internal Service Funds: Workers' Compensation Liability Insurance Self- Insurance Health Plan Motorpool Telephone Support Data Processing Total Internal Service Funds Agency Funds: Joint Powers Financing Authority Total Agency Funds Total- All Funds $1,225,761 322,901 2,452,888 167,378 335,642 240.078 4.744.648 823.544 823.544 $8,357,686 The effect of these "overdrafts" of the cash pool is that numerous City operations are not self- supporting, rather they are supplemented by other City funds. This further results in a potential reduction of cash available for other City functions in the Funds from which such cash was "borrowed." Budgets, cost allocations, and fee structures should be set such that the operations of specific funds do not use resources in excess of those available to it. To the extent that the General Fund or other funds are regularly supplementing the operations of other specific funds, an operating transfer10uld be made. And, to the extent internal service fund rates are not sufficient to recover opaating costs, they should be adjusted (see comments on "Internal Service Funds" below). Mana2ement ResDonse A majority of the cash pool "overdrafts," other than those in the Internal Service Funds, are the result of timing differences. Such timing differences arise from payment of approved expenditures which will subsequently be reimbursed from a variety of sources including Federal and state grants, recoveries from certain users billed in arrears for expenditures made on their behalf, and reimbursements for certain planned capital projects by the San Bernardino Redevelopment Agency. A majority of such overdrafts are expected to be eliminated in the 1991192 fiscal year. The overdrafts noted in the Internal Service Funds are the result of inadequate user charges to other City funds. Steps have been initiated in the fiscal year 1989190, 1990191 and 1991192 budgets to increase certain user charges to eliminate the overdrafts noted in these funds. For instance, through increased charges to user funds in fiscal year 1989190, the overdraft in the Self-Insurance Health Plan was reduced by approximately $266,000. Such increases in the charges to user funds are expected to substantially reduce the overdrafts through the 1990191 and 1991192 fiscal years. ~..- o o .. Peat Marwick , he Honoraole Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 6 COMPUTER AfPLICA nONS Findin~ and Recommendation The City's major financial and accounting applications are performed on the mainframe computer. Principal applications include general ledger, accounts receivable, and utility billings, among others. During the course of the audit, it was noted that the computer system is not functioning properly. The following discrepancies were identified during the course of our audit: . The detail accounts receivable aging did not properly age many individual accounts, . The detailed accounts receivable balances do not always agree with the general ledger, . Several journal entries were not properly posting to the intended accounts, and . The detail general ledger does not match the year end trial balance for some funds. We understand that the City has established an EDP steering committee. The committee is currently evaluating the status of computer software to solve these deficiencies. We strongly encourage and support this process and would like to emphasize its importance. In the interim period, we recommend that temporary procedures be implemented to ensure that the above noted problems are corrected. Manavement ResDonse The City has established the Management Information System Steering Committee to address the concerns noted above. Upon review of the recommendations of the Committee, the City has purchased a new computer system, expected to be operational by January I, 1992, which is designed to address the deficiencies noted above. ~ Findinv and Recommendation The City has refuse bin data (purchase date, location, bin number) on a manual worksheet which makes updating information inefficient. Only one copy of this worksheet is available in the refuse department. The misplacement of this worksheet will result in the loss of the only documentation that is available for refuse bins. ~ o o .. Peat Marwick 1 he Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 7 The City should consider using a microcomputer to computerize refuse bin information. By computerizing refuse bin information, it will be possible to retrieve and update this information quickly and efficiently. Also, the likelihood of losing the only documentation for refuse bins will be reduced. Manavement ResDonse The Refuse Department has established an automated routing system which currently is on the City's mainframe computer. A refuse bin inventory system is currently being developed along with an interface between the two systems. These systems and the interface are expected to be updated and installed on the new mainframe computer when it is brought on line in January, 1992. .lli:Q:RNAL SERVICf: FUNQS. Finding and Recommendation Certain internal service funds consistently report operating losses and most have large accumulated deficits. The purpose of these funds is to provide services to user departments and to charge those departments in order to recover operating expenses. As of June 30, 1990, respective net incomes (losses) and accumulated retained earnings (deficits) (not including contributed capital) for each internal service fund is as follows: EYlli! Unemployment Insurance Worker's Compensation Liability Insurance Self-Insurance Health Plan Motorpool Telephone Support Data Processing Total internal service funds Net Income .C!.&.W $ 34,953 (652,719) (1,898,880) 267,187 (338,970) (160,647) 229.379 $ (2,519,697) Retained Earnings <Deficit) $ 180,644 (6,143,820) (5,521,950) (2,495,300) (338,970) (600,365) (129.097) $ (15,048,858) The City should to evaluate the adequacy of rates charged to user departments for services provided. These rates should be reviewed periodically to determine if such rates include all costs of providing service including future replacement costs of equipment and prior deficits. A major result of the insufficiency of the current rate structure is that, effectively, the general fund has absorbed the costs of providing these services through significant borrowings by the internal service funds from the cash and investment pool ($4,744,648 at June 30, 1990) (see comments on "Individual Fund Overdrafts of Pooled Cash and Investments" above). Proper rate structures and allocation of charges to user departments will more accurately refle<;t the =~ o o . II1II Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 8 actual cost of services used by those departments and enhance the fair presentation of financial information. Manalrement ReSDonse Of the $15 million cumulative fund deficits in the Internal Service Funds at June 30, 1990, $4.7 million relates to the cash pool overdrafts discussed above. The balance relates primarily to reserves established to pay worker's compensation and general liability claims, including estimates of incurred but not reported (IBNR) claims. Under generally accepted accounting principles, management's estimate of the total expected cost of a claim, regardless of the period or periods in which such claim is paid, must be accrued in the year such claim is incurred. In the past, the City has established charges to user funds based upon the expected cash payments against such claims to be made in a particular period, rather than on the estimated total claims reserves incurred in that period. The City has revised its policy regarding premium charges to user funds for worker's compensation and general liability claims. Beginning with the fiscal year 1991/92 budget process, user fund charges were set at levels sufficient to cover provision for management's estimate of claims reserves required for claims incurred in the current period plus a surcharge designed to reduce the cash pool overdrafts and fund deficits over a reasonable period. Findin~ and Recommendation Capital leases entered into during the year were not recorded properly in the General Long- Term Debt Account Group and the Refuse Enterprise Fund. In addition, the capital lease obligations and other long-term debt originating in prior years were not being relieved by the fiscal 1990 principal payments. To ensure that all General Long Term Debt and related expense are properly recorded, classified and summarized, responsibility should be established for the preparation of entries to record the debt transactions and related expense. To help facilitate this procedure, the City should prepare schedules for leases and other debt summarizing the principal and interest payments and the payment due dates. To ensure proper recording of leases transactions, lease agreements should be forward from the Purchasing department to the Finance department as soon as leases are entered into. The Finance department should also be notified upon receipt of equipment. Manaj!ement ReSDonse The Finance Department established a comprehensive capital lease and long-term debt schedule in early fiscal year 1990/91. The Accounts Payable Supervisor has been assigned the responsibility to maintain and monitor this schedule for all capital lease and long-term debt transactions and balances. i.ii= o o . _ Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 9 IMPROVING EFFICIENCY INTERNAL AUDlT STAFF Findin2 and Recommendation The City internal audit function is being performed by the "Internal Auditor/Budget Officer." The job responsibilities of this position are extremely comprehensive and demanding. As such, very little time is spent on performing the traditional role of an internal auditor. Internal audit function is imponant to the City's internal control systems. To adequately address this function, we believe that additional staffing is needed. The Internal Audit Staff should perform, but not be limited to, the following functions: . Ascenain the extent to which the City's assets are accounted for and safeguarded from losses of all kinds, . Ascenain the reliability of management data developed within the City, . Ascertain the extent of compliance with established policies, plans, and procedures, . Review and appraise the soundness, adequacy, and application of accounting, fmancial, and operating controls, . Appraise the quality of performance in carrying out assigned responsibilities, . Recommend operating improvements, and . Assist and panicipate in the City's external audit. The internal audit function would enhance the internal controls of the City. We believe that there would be a positive costlbenefit relationship for an internal audit function. Mana2ement Re~nonse Management agrees that an increased internal audit function would facilitate a more comprehensive review of the City's functions, policies and procedures in order to improve the overall efficiency of City operations, could review selected taxpayer information to ensure appropriate compliance with certain of the City's taxes and charges, such as the transient occupancy tax, and could assist in the search for additional revenue sources for the City as required. However, budget constraints have limited, and continue to limit, the City's ability to increase internal audit staff size. While the Finance Department has temporarily rearranged staff ..... 0 ~ Peat Marwick o . The Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 10 duties within the department to help with the workload in the Internal Audit section, to increase the internal audit function would require additional staff. A Findinll and Recommendation The City does not have an accounting procedures manual. The lack of an accounting procedures manual may lead to errors ~nd improper accounting entries made in the City's general ledger. An accounting procedures manual should be developed as it provides documentation of the accounting policies and procedures of the City, thereby facilitating an understanding of those operations by all members of management and providing detailed guidance to all personnel involved in accounting activities. In addition, an accounting procedures manual will facilitate the training of new personnel in case of personnel turnover or extended personnel absences. Mana~ement ReSDonse While the City has established a variety of accounting policies and procedures, they have not been compiled into a comprehensive Accounting Procedures Manual. The Finance Department has initiated steps to compile such a comprehensive Accounting Procedures Manual and expects it to be completed in early 1992. p Findin2 and Recommendation To facilitate effective completion of annual and monthly closing procedures and to ensure that the overall Government timetable is met, formal closing instructions and related accounting practices should be developed and be included as a separate section of an accounting procedures manual. Procedures should include, but not be limited to: . The purpose of all closing entries, . Timetables outlining appropriate due dates, . Sample formats, and . Instructions for schedules to be prepared. - o o . _ Peat Marwick The Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 11 We suggest that the annual timetable cover the period beginning with the year end cash count and physical inventories through the completion of the data required for the fieldwork of the annual audit. The closing procedures should include a chronological listing of the original due dates for the items required and space should be provided for notation of actual dates completed. Such information will facilitate review and timely follow-up by the Director of Finance. The Director of Finance should assign to one individual the overall responsibility for monitoring compliance of such timetable. Manarement Response In addition to the duties noted above, the "Internal Audil/Budget Officer" is responsible for monitoring and coordinating the necessary year end closing procedures to assist the Finance Department and the independent auditors in the preparation of the City's Comprehensive Annual Financial Report (CAFR). A log and check list have been prepared outlining the tasks and reports required for closing and the dates due. The Internal Auditor, under the direction of the Director of Finance and in conjunction with discussion with the independent auditor, is responsible for setting deadlines to ensure a smooth and timely closing. The responsibilities of the Internal Auditor related to closing procedures have been reemphasized for the 1990/91 fiscal year. The Finance Department, including the Internal Auditor, understand the importance of well-designed and monitored closing procedures to the timely issuance of the City's CAFR. DISCUSSION OF THE NATURE OF OUR LETTER AND ITS LIMITATIONS In connection with our audit, we reviewed and tested the City's system of accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. Under these standards, the purpose of such evaluation is to establish a basis for reliance thereon in determining the nature, timing and extent of other auditing procedures that are necessary for expressing an opinion on the general purpose financial statements. The objective of internal accounting control is to provide reasonable, but not absolute, assurance as the safeguarding of assets against loss from unauthorized use or disposition, and reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of an internal accounting control system should not exceed the benefits derived and also recognizes that the evaluation of these factors necessarily requires estimates and judgements by management. o o - ., Peat Marwick ibe Honorable Mayor and Members of the City Council City of San Bernardino, California August 2, 1991 Page 12 There are inherent limitations that should be recognized in considering the potential effectiveness of any system of internal accounting control. In the performance of most control procedures, errors can result from misunderstanding of instructions, mistakes of judgement, carelessness or other personnel factors. Control procedures whose effectiveness depends upon segregation of duties can be circumvented intentionally by management with respect either to the execution and recording of transactions or with respect to the estimates and judgements required in the preparation of the financial statements. Further, protection of any evaluation of internal accounting control to future periods is subject to the risk that the procedures may become inadequate because of changes in conditions and that the degree of compliance with these procedures may deteriorate. Our study and evaluation of the City's system of internal accounting control, which was made for the purpose set forth in the first paragraph above, was not designed for the purpose of expressing an opinion on internal accounting control, and it would not necessarily disclose all material weaknesses in the system. ********** This letter is intended for the information of the Mayor and City Council of the City of San Bernardino, California and its management. This restriction is not intended to limit the distribution of this letter, which is a matter of public record. Thank you for the opportunity to serve the City of San Bernardino. We appreciate the courtesy and cooperation extended to us during our audit. We would be pleased to discuss the contents of this letter with you at your convenience. -1<!..:pn., Cr P...u:t""M ~ I~ ,)) an OF SAN BERNARDINO, CALIFORNIA Comprehensive Annual Financial Report For the fiscal year ended June 30, 1991 Prepared by the Department of Finance Andy Green, Director 3/ ... .... TIllS PAGE LEFr INTENTIONALLY BLANK ----- o o CITY OF SAN BERNARDINO, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED JUNE 30,1991 TABLE OF CONTENTS Exhibit ~ INTRODUCTORY SECTION Letter of Transmittal Iii Roster of Oty Officials x Organization Chart xi FINANCIAL SECTION Independent Auditors' Report 1 General Purpose Financial Statements: Combined Ba1ance Sheet - AllFund Types and Account Groups 1 4 Combined Statement of Revenues, Expenditures and Changes In Fund Balances - All Governmental Fund Types 2 8 Combined Statement of Revenues, Expenditures and Changes In Fund Balances - Budget and Actual - General, CertaIn Special Revenue and Certain Capital Projects Funds 3 10 Combined Statement of Revenues, Expenses and Changes In Fund Equity (Accumulated Deficit) - All Proprietary Fund Types 4 12 Combined Statement of Cash Flows - All Proprietary Fund Types 5 14 Notes to General Purpose F"mancial Statements 16 Combining Financial Statements: Combining Balance Sheet - All Special Revenue Funds 6 62 CombInIng Statement of Revenues, Expenditures and Changes In Fund Balances (Accumulated Deficit) - All Special Revenue Funds 7 68 CombInIng Statement of Revenues, Expenditures and Changes In Fund Balances (Accumulated Deficit) - Budget and Actual- All Budgeted Special Revenue Funds 8 74 Combining Balance Sheet - All Debt Service Funds 9 82 CombInIng Statement of Revenues, Expenditures and Changes In Fund Balances (Deficit) - All Debt Service Funds 10 86 Combining Balance Sheet - All Capital Projects Funds 11 90 Combining Statement of Revenues, Expenditures and Changes In Fund Balances (Deficit) - AIl Capital Projects Funds 12 96 CombIning Statement of Revenues, Expenditures and Changes In Fund Balances (Accumulated Deficit) - Budget and Actual- All Budgeted Capital Projects Funds 13 102 Combining Balance Sheet - AIl Enterprise Funds 14 110 i o o CITY OF SAN BERNARDINO, CAUFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT, CONTINUED TABLE OF CONTENTS Combining Statement of Revenues, Expenses and Changes in Fund Equity (Accumulated Deficit) - All Enterprise Funds Combining Statement of Cash Flows - All Enterprise Funds Combining Ba1ance Sheet - AlI Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Fund Equity (Accumulated Deflclt) - All Internal Service Funds Combining Statement of Cash Flows - All Internal Service Funds Combining Statement of Changes in Assets and Uabilities - All Agency Funds STATISTICAL SECTION General Revenues by Source - All Governmental Fund Types General Govenunental Expenditures by Function - All Governmental Fund Types Assessed Value of Taxable Property Ratio of Annual Debt Service for General Bonded Debt to General Expenditures ii j Exhibit ~ 15 112 16 114 17 116 18 118 19 120 20 122 128 129 130 131 o o - UI m ~ Ci z - &t-. O' 0 "''''.1'1 :\."......~_. d/t ~'.~.,.~~~--.:;.lt:~ ..~;;.:>~~,\~ '_, ~~.c~ ~ ~,~~.;:. ..' ...C~.)~, f ~ ..'~IC.,~ " '';<'~.~-~~..' ., ~';::;;'II ';;;..':!f. ~'/' ~ JII~\ .....y -''I~';)~-II\~\-' CITY OF San Bernardino FINANCE DEPARTMENT ANDREW M GREEN DIRECTOR OF FINANCE DAVID E REID ASSISTANT DIRECTOR OF FINANCE March 26, 1992 Ms. Shauna Clark City Administrator City of San Bernardino San Bernardino CA 92418 Dear Ms. Clark, The Comprehensive Annual Financial report of the city of San Bernardino, california, for the fiscal year ended June 30, 1991 is submitted herewith in compliance with Ordinance 2855, Section Three (D). This year's report has been expanded to provide additional information as required by generally accepted accounting principles. The accompanying report is comprised of an introductory information section, a financial information section, and a statistical information section. The Xntro4uctorv Xnfo~tion section - consists of this transmittal letter, roster of city officials and city organization chart. The pinancia1 Xnformation section - consists of the auditor's opinion letter and the general purpose financial statements including applicable notes and supplemental information. The Statistical Xnformation section - consists of miscellaneous data of a financial and non-financial nature concerning the City of San Bernardino. The city has also initiated a process which will result in a comprehensive fixed assets program. This fixed asset program, once fully implemented, will produce an accurate accounting of the City's fixed assets in addition to bringing the City closer to total compliance with generally accepted accounting principles. FINANCIAL INFORMATION This report has been prepared in conformity with generally accepted accounting principles and is presented to conform with Government Accounting Standards Board (GASB) and the Financial Accounting Standards PRIDE .f gs 300 NORTH CALIFORNIA D S T A E E T 92418-0001 iii SAN BERNARDINO 7 1 4 I 3 8 4 . 5 2 4 2 iiII o o Board (FASB) requirements. Accordingly, this report includes financial activities of the Economic Development Agency, Municipal Water Department, Civic Center Authority, Joint Powers Financing Authority, and the Municipal Water Department portion of the Public Safety Authority. This report covers all funds and account groups of the City. It includes app~opriate combined and COmbining statements with accompanying notes and schedules deemed necessary to present an accurate financial picture of this City while complying with all legal provisions and determining fairly, with full disclosure, the financial position of the City as of June 30, 1991 and the results of its operations and the cash flows of the proprietary fund types for the year then ended. Accounting systems used by the city are described in the notes in the Financial Statement Section of the Report. The following sections summarize City financial information by functions and categories which conform to generally accepted accounting principles. Each section is further separated where applicable, into "City" and "Other City Agencies" financial categories. The "Other City Agencies" category contains financial information for the Economic Development Agency, Water Department, Civic Center Authority and the portions of the Public Safety Authority which pertain to the Water Department. GENERAL GOVERNMENTAL FUNCTIONS The General Governmental Functions consist of the General Fund, Special Revenue Funds, Debt Service Funds and Capital Projects Funds. Revenues The 1990/91 General Governmental Functions' revenues totaled $82,822,000. This represents a 9.3% decrease when compared to the 1989/90 fiscal year. The 1990/91 revenues for the General Governmental Functions are categorized and compared to the 1989/90 fiscal year below: ~ (In Thousands) Percent Increase Increase <Decrease> <Decrease> 1990/91 Percent of over over Revenue Source total total 1989/90 1989/90 Property tax $12,398 15.0 % 3,477 39.0% Other taxes 37,691 45.5 900 2.4 License and permits 5,135 6.2 231 4.7 Fines and forfeits 706 .9 343 94.4 Use of money and property 938 1.1 <794> <45.9> Intergovernmental revenue 15,839 19.1 <6,545> <29.3> Charges for services 6,095 7.4 <4,089> <40.2> Miscellaneous 4.020 4.8 <1.954> <32.8> Total Revenues $82,822 100 % <8,431> iv "" crr9REVENUES - 1 ~O/91 GOVERNMENTAL FUND TYPES BY CATEGORY OlliER TAXES (45.5%) CHARGES FOR SCVS (7.4%) USE OF PROP &, MONEY (1.1%) PROPERTY TAX (15.0%) MISC (4.9%) LICENSE &, PERMITS (6.2%) INTERGOV (19.1%) FINES &, FORFEITS (0.9%) The Property Tax gain of 39% .consisted primarily of the inclusion of a street lighting and street sweeping assessment district in fiscal year 1990/91. The Other Tax category increase of 2.4% is primarily comprised of increases in the collections of utility users taxes. The increases to the Licenses and Permits and Fines and Forfeits categories of 4.7% and 94.4% respectively, were as a result of Business Licenses fees and Vehicle Code Violations fines respectively. The Use of Money and Property and Intergovernmental categories decreases were due to the Community Development Activity .being transferred to the Economic Development Agency. The decreases in the Charges for Services and Miscellaneous categories was caused by decreased collections of development fees and one time cost reimbursements which were collected in 1989/90. Assessed Valuations The Assessed Valuation for the city of San Bernardino as of July 1, 1990 for the 1990/91 fiscal year is $3,167,676,634. This represents a 7.8% increase over the prior year. The assessed value as of July 1, 1991 for the 1991/92 fiscal year is $3,386,246,322 or 6.9% above the 1990/91 fiscal year. EXtlenditures The expenditure component of the General Government Functions amounted to $84,770,000 for 1990/91. This equates to a 3.2% decrease when compared to the prior year. A breakdown by expenditure function with applicable increases and decreases over the prior year is listed below: v 'ill o Exoenditure function General Government Public Safety Public Works Culture and recreation Capital outlay Debt service Total expenditures a CITY (In Thousands) 1990/91 total $15,288 40,197 11,802 8,169 8,252 1,,062 $84,770 Percent of total 18.0% 47.0 14.0 10.0 10.0 1.0 100 % Increase <Decrease> over 1989/90 <1,481> 5,273 <5,731> 324 <409> <703> Percent Irx::rease <Decrease> over 1989/90 <8.8>% 15.1 <32.7> 4.1 <4.7> <39.9> <2,727> CITY EXPENDITURES - 1990/91 GOVERNMENTAL FUND TYPES BY FUNCTION PUBLIC SAFETY (47%) PUBLIC WORKS (14%) GENERAL GOVERN (18%) DEBT SERVICE (1%) CAPT OUTLAY (10%) CULTURE & RECREATION (10%) The variances in the General Government, Public Safety and Culture and Recreation categories were caused by personnel costs. In the case of General Government and Culture and Recreation, salary savings Caused by hiring freezes was a major factor in the decrease of costs. In the case of the Public Safety category, increased costs for expanded Police services as a result of the Street Lighting/Sweeping Assessment District vi "" o .:> was the primary cause of the 15. 1% increase. The decreases in the Public Works and Capital Outlay categories were as a result of the transfer of the Community Development activity to the Economic Development Agency. The Debt Service category costs declined due to the large amount of bonds called in fiscal year 1989/90 for Assessment District #5861. Undesianated Fund Balances The total amount of undesignated fund balances deficits for the General Governmental function is $<1,361,000> or a 52.9% improvement over the prior year. The major cause of the improvement was revenue for 1989/90 capital projects reflected in 1990/91. The transfer of the Community Development activity revenue and deClining user fees prevented an even larger overall improvement. A schedule of the undesignated fund balances by fund type is listed below: ITIT (In Thousands) General Special revenue Debt service funds capital projects Total Increase (decrease) Percent of over 1990/91 total 1989/90 1989/90 $ <630> 46 % $ 1,553 <2,183> 1,270 <93> 1,727 <457> 381 <28> 378 3 <2.382> 175 <6.546> 4.164 $<1,361> 100 % $<2,888> 1,527 OTHER CITY AGENCIES (In Thousands) Revenues for Other City Agencies Governmental Fund types have increased 14.7% over the 1989/90 fiscal year. A breakdown by category is listed below: Increase/ Percentage (Decrease) Increase Percent OVer OVer Revenue Source 1990/91 Of Total 1989/90 1989/90 Property Tax $14,516 55.9 % $ 143 .1 Use of Money & Prop. 8,581 33.0 1,085 14.5 Charges for Service 347 1.3 347 100.0 Other 2.520 9.8 1. 755 229.4 Total $25,964 100 % $3,330 vii .. o *,i o Expenditures for the Governmental Fund types of the Other City Agencies increased 20% over the prior year. A breakdown of the expenditure functions with applicable increases and decreases is listed below: Exoenditure Function Percent Of Total 1990/91 $ 7,802 -0- 12,293 56 General Government Capital Outlay Debt Service Other 38.7 % -0- 61.0 .3 Total 20,151 100 ENTERPRISE FUNCTIONS CITY Increase/ (Decrease) Over 1989/90 $ 5,787 <27> 2,381 <4.811> Percentage Increase/ (Decrease) Over 1989/90 287 <100> 24 <98.8> % 3,330 This Enterprise Function consists of the Refuse Fund. The 1990/91 Enterprise Function reflects a net operating gain of $289,000. This is up 130% when compared to 1989/90. The increase is due primarily to increased county dumping charges and program automation costs which will be reflected in the 1991/92 fiscal year. The Enterprise Function reflects an unreserved retained earnings amount of <$76,000> as a result of the 1990/91 reservation of carryover appropriations of approximately $490,000. Other Citv Aaencies Operations from the Enterprise Function for Other City Agencies which includes the Economic Development Agency, Municipal Water Department, Civic Center Authority, Joint Powers Financing Authority and the Municipal Water Department portion of the Public Safety Authority, reflected a net operating gain of $2,558,000. This represents an increase of 264.4% over the prior year. The unreserved retained earnings for 1990/91 was $21,234,000 which is 34% below last year. INTERNAL SERVICE FUNCTIONS The Internal Service Functions consist of the following funds: Unemployment Insurance Worker's Compensation Insurance viii ...' o 0 Liability Insurance Self Insurance Health Plan Motor Pool Telephone Support Data Processing The combined Internal Service Function operations loss in 1990/91 was $1,030,000. This loss resulted largely from an additional provision for estimated claims and reservation for contingencies of approximately $12.7 million (primarily in the self insurance funds). The additional provision for estimated claims and contingencies is not only required by generally accepted accounting but is also prudent to help guard against unanticipated cash shortfalls. While a continuing area of concern, the overdrafts of the cash and investment within the Internal Service Funds decreased $1,132,000 to $3,563,000. The City is further addressing the Internal Service Fund deficits through actions which will be reflected in the 1991/92 fiscal year. Following is a computation of the legal debt margin as of July 1, 1991: Assessed value 1990/91 used to compute city Property Tax revenues $791,919,160 Debt limit (Section 133 city Charter) 15% $118,787,874 ACKNOWLEDGEMENTS I would like to express my appreciation to all members of the Finance Department who assisted and contributed to the preparation of this report. They are to be especially commended for the professional quality of their work. I would like to thank your office, the Mayor, and Members of the City Council for their interest and support in planning and conducting the financial operations of the City in a responsible manner. Respectfully yours, 11 0 '\ .r! LJ.- ~)UI Andrew Green Director of Finance ix .. ......,. ,J..;;....'...-....". - o o an OF SAN BERNARDINO, CALIFORNIA Roster of City Officials June 30, 1991 Lejpslative Officials W. R. (Bob) Holcomb.............................................................................................................Mayor" Esther R. Estrada.....................................................................MemberofCommon CounciJ- Ward 1" Jack R. ReiIly...........................................................................Member of Common Cotm!:n.-Ward 2" Jess Flores ..............................................................................:.Member of Common CounCiJ ""'Ward 3" Michael Maudsley ...................................................................Member of Common CounciJ -:- Ward." Tom Minor................................................................................Member of Common CounciJ:"Ward SO Valarie Pope-Ludlam ..............................................................Member of Common CounciI _ Ward 6" Norine Miller ..........................................................................Member of Common CounciJ- Ward.,. Chief Administrative Officer Shauna Clark .....................................................................................................City Administrator ~nt Heads Rachel Krasney ..............................................................................................................City Oerk" James F. Penman.........................................................................................................City Attorney" Craig Graves.............................................................................................................City Treasurer" Andrew Green ...................................................................................................... Director of Fmance Larry Reed.............................................................Acting Director of Planning and Building Services Daniel Robbins ..........................................................................................................Chief of Police Will Wright.....................................................................................................................Fire Chief Roger Hardgrave ......................................................................Public Works Director/City Engineer Annie Ramos.........................................................................................Park and Recreation Director Robert S. Ewing.......................................................................................................... City Ubrarian George Fujiwara......................................................................Executive Director (Federal Programs) Manual P. Moreno, Jr. ....................................................................................Public Services Director Wayne Overstreet............................................................................ Facilities Management Director " Elected Officials x xi . THIS PAGE LEFT INTENTIONALLY BLANK "~.,;:;,^,.",'o .~ II r ~, r= o o CITY OF SAN BERNARDINO, CAUFORNIA Financial Section o o TInS PAGE LEFI' INTENTIONALLY BLANK KPMll PeaPMarwiCk o Cenified Public Accountents 725 Soutl1 Figueroa Street Los Angeles. CA 90017 INDEPENDENT AUDrrORS' REPORT The Honorable W. R. Ho1comb, Mayor Oty of San Bernardino, California: We have audited the general purpose financial statements of the Oty of San Bernardino, Callfomia as of and for the year ended June 30, 1991, as listed in the accompanying table of oontents. These general purpose financial statements are the responsibility of the Oty's management. Our responsibility is to e.pIelb an opinion on these general purpose financial statements based on our audit. We did not audit the financial statements of the Water, Sewer and Geothermal Enterprise Funds which statements reflect totaI assets oonsisting of 97'lI> and revenues oonsisting of 64')1" !~lively, of the related Enterprise Fund Type totals. Those financial statements were audited by other auditors whose repo. b thereon have been furnished to us and our opinion exprened herein, insofar as it relates to the amounts included for the Enterprise Fund Type, is based solely upon the reports of the other auditors. Except as discussed in the following paragraph, we oonducted our audit in aa:ordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatenlet\t. An audit includes examining. on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes ass! [ ling the acmunting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. The General FIXed Assets Acoount Group includes only general fixed assets of the Redevelopment At,eocy and does not include any amounts recorded as general fixed asaets for the Oty, as required by generally accepted accounting principles, inasmuch as the Oty does not maintain a record of its general fixed assets. In addition, the Redevelopment Agency does not maintain adequate records relating to furniture and equipment of the General Fixed Assets Account Group. Accordingly, we are unable to satisfy ourselves as to the fixed asaets balances of the Oty and Redevelopment Agency. In our opinion, based on our audit and the reports of other auditors, and l!XO!pl for the effects on the general purpose financial statements of the omission of certain general fixed assets and the effects of such adjustments as might have been detennined to be re<:e!'sary had we been able to examine adequate fixed asset records as discussed in the preceding paragraph, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Oty of San Bernardino, California as of June 30, 1991 and the results of its operations and the cash flows of its Proprietary Fund Types for the year then ended in oonfonnity with generally accepted lIClDunting principles. ~".'.~..'I!"l!":!.""g . f.+.l'....:.~..:. .'__ c., ..-_.~.:-.,1':;0 .:,cj,; -'. u_.....I:___... 1 o <) Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining financial statements listed in the table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of San Bernardino, California. Such information has been subjecled to the auditing procedures applied in our audit of the general purpose financial statements and, in our opinion, based on our audit and the reports of other auditors lef~u.,d to above, and except for the effects of the ommission of certain general fixed assets and the effects of such adjustments as might have been detennined to be llI!("u.ft'Y had we been able to examine adequate fixed assets records as discussed in the second preceding paragraph, is fairly presenled, in all material respects, in relation to the general purpose financial statements taken as a whole. The City utilizes internal service funds to account for self-insurance activities. The self-insurance funds user charges are inadequate to cover liabilities relaled to self-insurance activities. As a result, the self-insurance funds total accumulaled deficits amounled to $15.399,000 as of June 30, 1991. -It. 1>'111 4- 17 d ?J1~ December 20, 1991 2 o o CITY OF SAN BERNARDINO, CALIFORNIA General Purpose F"mandal Statements Year ended June 30, 1991 3 o o Exhibit 1 CITY OF SAN BERNARDINO, CALIFORNIA Combined Balance Sheel- AH Pund Types and Aa:ount Groups June3O,1991 (In thousands) Govem:m.mtal Fund Tvues Special Capital ~ and OlherDebits Geaaal Revenue Debt Serviee Pmil!ds Cash and investments $ 416 12,905 1,852 52,014 Cash with fiscal agent 581 26,568 518 Aa:ounts receivable, Del of allowance of $411 347 449 669 Other receivable 3,244 Inlereot ft!c:eivable 203 312 m 1,458 Due from other funds 1,126 3,574 84 13,928 Due from other governmental ageDCies 2,2t9 5,174 3,157 Advances to other funds 4,635 Noles receivable 3,565 5,017 Leoses receivable 11,495 lnWDlories 461 Prepoid items 82 Land held fornsale 540 14,947 Other_ 375 848 Land Improvements MadlineIy and equipment ConslnJdion in progr_ A<XUDUlated depnlCiation AmouDt avai1abIe in debt service funds for .............t of Iong-lenn debt Amount to be provided for retirement of Jong-tenn debt Total_ $ 5.435 30.138 29.282 108.686 4 o o Aemant GIOUDS Pl'ODIietarv Pamd TYDB Ficlucluy Geaenl Total - Paad TYDe Geaenl JlbaecI ~T_ 17- -..4_ 'R~_ Senke A__ - Debt - 16,588 386 7,(148 91,209 5,515 10,384 C,566 6,176 67 1,447 9,155 3,244 26 2;l77 1,lJll8 19,800 2,159 144 290 13,IC 208 4,8C 642 9,224 11,495 1,356 1,8l7 230 19 :m 15,487 602 1,825 5,959 5,959 95,164 5,472 100,636 11,1)41 3.590 564 15,195 36,044 36,044 (33,837) (1,8'71) (35)08) 29,109 29,109 ]"'401 102.401 148.961 ?~lIi; 19.169 6.036 131510 481.552 5 o o Exhibit 1-2 CI1Y OF SAN BERNARDINO, CALIFORNIA Combined Balance Sheet- All Fund Types and Account Groups June 30, 1991 (In thousands) 6 o o Aa!cnm.t Gm1lD8 PmDrieta:rY Paad TrDea Picladary Ceaeral Total - PImd TYDe GeDenlFbed J..oDs-T- (",--"'d1lDl w............ s.m.. .6._"V -'- Debt 0IlIv1 3,563 1,137 8,463 5,745 187 5 11,881 762 19 1,145 4,873 296 40 363 1,536 19,800 208 4,8C3 2,476 2,476 577 6,458 7,ll68 17m 10,384 10,384 12)113 12)113 4,282 4493 6,775 543 543 94,474 94,474 5,340 14,765 211,105 1,182 1,182 11,464 5,115 16,579 2,524 1,357 2.514 6,395 1.198 10.216 11.414 36.2110 17.829 19.169 131.510 258.118 77 ,llC3 584 77,627 6,l136 6,l136 489 489 13,429 65 13.494- 21,800 (16,143) 5$ 29,109 393 4,635 8,582 461 15,487 93 54,958 16,333 (9.920) 112 761 nSA94) 6.D36 m.434 140%1 ?~Il; 19.169 6.036 131.510 481.552 7 Revenues: Propes l)- taxes Other taxes Lic:enses and pennits Fines and forfeits Use of money and property Inle1S.o._&d1'leII.ta1 revenues CJwsesfor- Other revenues Total revenues Ilxpenditures: Cunent: GeneraJ government: Oepartmenbd Nondeputmental Public sa!ely Public works Cu1tme and noc:n!IIIian CapiIa1 outlay Debt service: PriDdpo1retiremeDt inten!ot and fisca1 charges Other Total expenditures Ilxaos (deficiency) of....... ...... over expeuditun!s Other financing IlOUttes (.....): Proceeds capilaIlease obligation 0peratiIlg transfen in (out) Total other financing sourt:es (.....) Ilxaos (deficiency) of....... ...... and other sourt:es over expeuditun!s and oth........ Fund balances, July 1, 1990 Fund balances, June 30, 1991 o o Exhibit 2 CI1Y OF SAN BERNARDINO, CALIFORNIA Combined Slaten....t of Revenues, Expenditwes and Changes in Fund IlaIances - All Governmental Fund Types YearendedJune30,1991 (In thousands) r..-.__l Special _ue Debt Service 7,533 $ 8,7% 37,691 4,822 4'Tl 353 7,491 2,810 2.143 187 313 209 2,7l2 6,666 1,840 889 1,931 1.243 10.707 64.603 12.816 8,751 1,911 38,173 10,4'Tl 5,352 202 5,299 83 2,024 1,305 2,817 103 148 25 2 1 2.663 8;177 39 65.ll59 11.634 11.479 (456) 1.182 (772) (568) 7 3.6!17 3.473 (568) 3.664 3.473 (l,()24) 4,846 2,701 2.784 15.192 26.408 29.109 $ 1.760 20.038 See accompanying notes to generaJ purpose financial statements. 8 Capital PmIeds 10,398 4,523 1,682 1,792 2.26..1; 2O.6W 7,046 7,947 992 747 17 16.749 3.911 l5.3071 (5.3071 (1,396) 70.620 69.224 Total lmemODDdam oabr) 26,914 37,691 5,135 706 9,519 15,839 6,442 6.540 108.786 21.096 1,994 4O,1'Tl 11,l102 8,169 8,252 3,805 9,550 56 104.921 3..AA..1i 7 1.255 1.262 5,127 1151J04 120.131 o o TIDS PAGE LEFT INTENTIONALLY BLANK 9 o o 1!xhibil3 CITY OF SAN BERNARDINO, CALIFORNIA Combined Statement of Revenues, Expenditwes Uld Changes in Fund BaIances- Budget and Actua1- GeoenI, Certain SpeciaI_ue Uld Certain CapiIa1 PJOjects Funds Year ended JUlIe 30. 1991 (In thousands) ('"-- CataiD ~.1 R.evea.~ (Note 1) v_- V........- _ble _ble Budll@t ........... (mafavorahle) Bnort.... AduaI '....fnonble) Revenues: Property taxes $ 8,221 8.796 5'l5 235 187 (48) Other taxes 40,202 37,691 C2.511) Lic8Ioes and permits 5,634 4,822 (812) 360 313 (47) HDesUld_ 353 4'77 144 205 2Il9 4 UIe of _ Uld property 929 353 (576) 159 1,276 1,117 1n~ta1revenues 7,811 7,491 (320) 2,S3O 3,230 :>00 Charges tor....- 3.698 2,810 (888) 3S1 166 (185) Other ........Ue5 2.1'13 2.143 (3(J) 2 45 43 Total revenues 69.021 64.603 (4.418) ~R4? 5.426 1.584 1l>cpendiIuIe< Cunm~ GeDonl goven1Dll!IIt Deporto....ta1 8,760 8.751 9 865 1.ll81 (216) NClIldepulmeotaI 1P75 1,911 (836) 83 (83) Public sar.ty 41,393 38,1'13 3,220 1,414 1,761 (347) Public WOJb 11.587 10,497 1,(l9O 215 1,30S (I,(l9O) ~ and......uion 5,819 5.352 467 2,974 2,817 157 Capita1 outlay 7S3 202 5S1 99 (99) Debt service: PriDdpal_. 148 (148) _aadfisc:al~ 25 (2S) Other Total expmditwes 693if7 IoIj;MQ .~ 5- 7.146 (1.678) _ (deficiency) of ............OWI" ""J>l!Dditure (366) (456) (90) (1,626) (1,720) (91) Other fiDanc:ing """"'" - opentiIlg _in (out) !S68) !S68) 557 557 _ (de6cieDcy) of revenues and _ """""" OWl" expmdi- tun!s and. other uses $ (366) (I,D24) (6581 Cl.626) (1,163) 463 Fund boIancm, July 1, 1990 2.784 2.772 Fund boIancm,june3O, 1991 $ 1.760 1.609 See lICCllIllpIDying notes to geaen1 purpose finandal sta........... 10 o o CertaiD. CaDibJ. Pnrieda fNote 1) Total 1----.."'.. ......) v_- v_- -... -... .......... Ac:Iaa1 I_~......\ a....... A.......I '..--ble) 3,256 3,256 8,456 12,239 3,7ll3 40,202 37,691 (2,511) 5,994 5,135 (859) SS8 7IJ6 148 23 23 1,(188 1,652 SM fD 1,682 1,613 10,410 12,403 1,993 3,447 1)92 (1,655) 7,496 4,768 (2,728) 451 1.1)77 620 2.632 326..l!) 633 3.973 7.1l3O 3Jl1;'7 7"A.'V. 77.859 11)'21 9,625 9,832 (207) 1,l7JS 1,994 (919) 42,1111 39,934 2,873 317 G17) 11,l102 12.119 1:317) 8,793 8,lfD 62f 19,6.1 7,B19 11,613 20,245 8,180 l2,IJ65 1<14 (100 2S2 C/52) 58 (S8) 83 (83) 19A92 R:!lQ 11.134 9U47 80.563 13.7lN (15,519) (S28) 14,991 (17,511) CI.'IN) 14,807 1.330 1.330 1.319 1.319 l1S519l 8lI2 16.321 fi751t) (1,385) 16..126 11.498 t7.DM 12.300 15.669 11 o o Exhibit 4 CITY OF SAN BERNARDINO, CALIFORNIA Combined Statement of Revenues, Expenses and Changes in Fund Equity CAccumulated Deficit) - All Proprietary Fund Types Year ended June 30, 1991 (In thousands) Total Intemal <memorandum IlnterDri8e Service only) Revenues: Charges for servkes $ 30,115 8,183 38,298 Other revenue 4S3 4S3 Intergovernmental 11m 1.(183 Total revenues 30.568 9.266 39.834 Operating e>cpenses: Personal services 9,831 1,837 11,668 COIItrac:tual services 7,813 720 8,533 Claims e>cpense 400 5,448 5,848 Supplies 43S 681 1,116 Materials 1,925 1,925 Utilities 2,S87 40S 2,992 Maintenance and repair 2,604 1,337 3,941 Capital outlays 102 18 120 DepJeciation 3,666 366 4,032 MicnDlI:lI~ 678 210 888 Total operating expenses 30Ml 111l?? 41.063 Operating ina>me (toes) !m (1.7561 U.229) Nonope...tiI.g revenue (e>cpense): Interest income 2,S69 2,S69 Interest and fiscal charges U,238I (36) (1,274) Other revenue 3..m6 3.llO6 Total nonoperating revenue (e>cpense) 4.337 (36) 4.301 Income (loss) before operating transfers 4,864 (1,792) 3,lJ72 Operating transfers in (out) l2.O171 762 U.2SSl Net income (toes) 2,847 (l,()3()) 1,817 Retained earnings (accumulated deficit), July 1, 1990 32871 (l5.ll48) 17.823 Retained earnings (accumulated deficit), June 30, 1991 35.718 <I6D78) 19.640 Contribued capital, July 1, 1990 71,467 S84 72,051 Additions to contribued capital 5.576 5.576 Conbibuted capital, June 30, 1991 77.ll43 S84 77.6Z7 Fund equity (accumulated deficit) June 30, 1991 $ 112761 U5.494) 97.267 See accompanying notes to general purpose financia1staten.e..,ls. 12 o o lHIS PAGE LEFT INTENTIONALLY BLANK 13 o o Exhibit 5 CITY OF SAN BERNARDINO, CALIFORNIA Combined Statement of Cash Flows- All Propriela1y Fund Types Year ended J=e 30,1991 Cash provided by (used in) operating activities: Operating ina>me (loss) $ Adjustments to reamdIe operating income Ooss) to net cash provided by operating activities: Depredation (Increase) deaease in acx:ounts receivable (Increase) deaease in amounts due from other funds Inaease in amounts due from other governments Inaease in inventories Inaease in prepeid items (Increase) deaease in other assets Inaease (deaease) in accounts payable Inaease in accrued IiahmHoc Inaease (deaease) in amounts due to other governmental ageadel Decrease in IIIDOUIlts due to other funds Inaease in deposit liabilities Inaease in judgments lUld claims payable Inaease (deaease) in a>mpensated absences liability Net cash provided by operating activities Cash provided by (used in) _capita1 financing activities: Reduction of overdrafts of cash and investment pool Other nonoperating cash received Operating tnmsfers in (out) Net cash provided by (used in) noncapital financing activities Cash provided by (used in) capita1 financing activities: Acquisitions of fixed assets Proceeds from sale of fixed assets Principal payments on notes payable Principal payments on lease revenue bonds Principal payments on capilallease obligations Interest paid on Iong-tenn debt Proceeds from issuance of notes payable Proceeds from issuance of a!rtificates of participations Capita1 amtributiollS Net cash used in capita1 financing activities 14 EnterDrise lntema1 Sarice S27 3,666 (2,426) 528 (1,264) (38) (19) (246) 3,140 259 (313) (988) 236 38 (1,756) 366 (23) (144) (9) (170) 19 2,600 3.100 883 3,122 l2Dl7l (1,182) 762 1.105 (24,955) 15 (86) (445) (292) (1,232) 3,9Tl 11,464 5.576 (420) (209) (13) (36) (6.ll28) /258) Total ~l'Ir.Ilftdam cmlv) (1,229) 4,032 (2,449) 528 (1,408) (38) (28) (246) 2,970 278 (313) (988) 236 2,600 38 3.983 (1,182) 3,122 (1..255) 685 (25,164) 15 (86) (445) (3OS) (1,268) 3,9Tl 11,464 5.576 (6.286) o o Exhibit 5-2 an OF SAN BERNARDINO, CALIFORNIA Combined Statements of Cash Flows- All Proprietary Fund Types, Continued JlntennUe Cash provided by (used in) investing ...Ii.m...: Payments received 0Jl_ receivabJe t.......,.. of DOle rec:einble ,-.-... of advuw:e to other funds ~l....d..d $ 90 (82) (168) ??I.I'I Net ClISh pmvided by illW8llng activities 21m Net inaeoIse ill ClISh and cash equivaIenIs 'Zl7 15 1ntema1 Service 205 Tot8l (memoranclum cmlv) 90 (82) 068) ??1.l1 2100 482 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to General Purpose Financial Statements June 30,1991 (In thousands) m SummaIY of S~ficant Acrountil\~ Policies The Oty of San Bernardino, California was incorporated on Apri113, 1854 as a Charter Oty. The Oty operates under a Mayor/Council form of government and provides the following services: Public Safety (Police and FIl'e), Highways and Streets, Sanitation, Health and Social Services, Culture-Recreation, Public Improvements, Community Development (Planning, Building, Zoning), Public Utilities (Water, Sewage) and General Administrative Services. The following is a summary of the accounting policies of the Oty. DescrIption of the RI:portin~ Entity The general purpose financial statements of the Oty include the financial activities of the Oty, Municipal Water Department, Redevelopment Agency Joint Powers Fmancing Authority and Ovic Center Authority of the Oty of San Bernardino, CalIfornia and the Oty-sponsored portion of the San Bernardino Public Safety Authority and West End Water Development Treatment and Conservation Joint Powers Authority (WEJP A). The financial operations of these entities are closely related, and the Mayor and Common Council have a continuing oversight responsibility for the administration of these entities. Such oversight responsibility is determined on the basis of budget adoption, taxing authority, funding and appointment of the governing board. There are other governmental agencies providing services within the Oty. These other governmental agencies have independently elected governing boards. Consequently, financial information for these agencies is not included in the accompanying financial statements. Not included in these financial statements are mortgage revenue bonds of the Redevelopment Agency and Assessment District improvement bonds as well as industrial development revenue bonds issued using the Oty's name, as described in notes 11 and 12. Fund Antnllnti'l{ The acrounts of the City are organized on the basis of funds and acrount groups, each of which is considered a separate acrounting entity. The operations of each fund are accounted for with a separate set of self-baiancing accounts that comprise each fund's assets, liabilities, fund equity, revenues and expenditures, or expenses, as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped, in the financial statements in this report, into seven generic funds organized in three broad fund categories as follows: . Governmental Fund 1j(pes General Fund - The General Fund is the general operating fund of the Oty. It is used to account for all financial resources except those required to be accounted for in another fund. 16 - o o OTY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Flnandal Statements, Continued (In thousands) liP'"-' Reven~ Funds - SpeN' Revenue Funds are used to acmunt for the proceeds of specific revenue resources that are 1egally restricted to expenditures for specified purposes. Debt Service Funds - Debt Service Funds are used to acmunt for the aoounulation of resources for, and the payment of, generallong-tenn obligation principal, interest and related costs. C4pltal Plo~ts Funds - Capital Ptojects Funds are used to acanmtfor flnandaI resources to be used for the acquisition or oonstruction of major capital fadIities (other than those fi11llllCed by Proprietary Fund Types). · l'n)~ Fund 'lj(pes Entelprise Funds - Enterprise Funds are used to account for operations that are financed and operated in a manner similar to private business ern...f>'ises where the intent Is that the CXISIlI (expenses, including depreciation) of providing goods or services to the general public on a amtinuing basis be financed 01' recovered primarily through user charges or where periodic detennination of revenues earned, expenses incurred and/or net income is apptoprlate for capitallll8intenance, public policy, management oontrol, accountability or other purpoIll!S. Internal Service PllndS - Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the Oty, or to other go'..:uudents, on a cost-reimbunement basis. . Jlidtl,.;,,~ Fund 'Jj(pe - Afpw:y Funds are used to account for assets held by the Oty as an agent for individuals, private orpnizations, other governments and/or other funds. Agency Funds are custodial in nature (assets and liabilities) and do not involve measurement of results of operations. Fixed A_ and lnnr-Term Liabilities The accounting and reporting treatment applied to the fixed assets and Iong-tenn liabilities associated with a fund is detenniJ1ed by its measurement focus. Governmental Fund Types are accounted for on a spending or "finandaJ flow'" measurement focus. This means that only current assets and current liabilities are generally inclQded on their baJance sheela.. Reported fund balances (net current assets of such governmental funds) are oonsidered a measure of "available spendable resources." Governmental Fund Types operating statements present increues (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current alIlIels. Fixed assets used in GovemmentaI Fund Type operations (general fixed assets) are acmunted for in the General Fixed AJIIets Account Group, rather than in Governmental Fund Types. Public domain (Infrastructure) general fixed _ts consisting of certain improvements other than bulldings, but including roads, bridges, curbs and gutters, streets and sidewalks, drainage systems and lighting systems, are not capitalized as general fixed assets. No depredation has been provided on general fixed assets. 17 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Fmandal Statements, Continued an thousands) The Oty has not maintained an adequate reoord of its general fixed assets. Consequently, the fixed assets presented in the General Fixed Assets Acalunt Group represent only the recorded capital assets of the Redevelopment Agency whose fixed assets are valued at historical cost, or estimated historical cost, if actual historical cost is not available. Donated fixed assets are valued at their estimated fair value on the date donated. The two account groups are not "funds" as they are mncerned only with the measurement of financial position. They are not involved with measurement of results of operations. Because of their spending measurement focus, expenditure recognition for Governmental Fund Types is Hmited to exclude amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as Governmental Fund Type liabilities. They are instead reported as liabilities in the General Long-Term Debt Account Group. Long-term liabilities expected to be financed from Governmental Fund Types are accounted for in the Genera1 Long-Term Debt Acalunt Group. Promiela1y Fund's Fixed A.._ All Proprietary Funds are accounted for on a mst of service or "capital maintenance" measurement focus. This means that all assets and all liabilities (whether current or noncurrent) associated with their activity are included on their balance sheets. Proprietary Fund Type operating statements present increases (revenues) and decreases (expenses) in net total assets. Depreciation of all exhaustible fixed assets used by Proprietary Funds is charged as an expense against their operations. Accumulated depredation is reported on Proprietary Fund balance sheets. Depredation has been provided over the estimated useful lives using the straight-line method. The estimated useful lives vary from 5 to 50 years. Ra~s of Arrnnntin; Basis of accounting refers to when revenues and expenditures or expenses are recognized in the accounts and repot ted in the financial statements. Basis of accounting relates to the timing of the measurements made, regardless of the measurement focus applied. All Governmental Fund Types are accounted for using the modified-accrua1 basis of accounting. Revenues of Governmental Fund Types are recognized when they bemme measurable and available as net current assets. Taxpayer-aDsessed inmme, gross receipts and sales taxes are considered -measurable" when in the hands of intermediary mllection governments and are recognized as revenue at that time. Anticipated refunds of such taxes are reoorded as liabilities and reductions of revenue when they are measurable and their validity seems certain. Expenditures are genera1ly recognized under the modified-accrua1 basis of accounting when the related fund liability is incurred. An exception to this general rule is principal and interest on general long-term debt which is recognized when due. 18 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to Gener.d Purpose Financial Statements, Continued (In thousands) All Proprietary Fund Types are accounted for using the aa:rual basis of accounting. Proprietary Fund Type _ues are rec:ognlzed 85 they are euned. and related expenses are rec:ognlzed 85 they are incurred. Unbll1ed utiHty service receivables are not recorded at year-end. ~-Tenn ~vables Noncurrent portions of long-term receivables due to Governmental Fund Types are reported in their respective balance sheets despite their spending measurement focus. Special reporting treatments are used to indicate. however. that they should not be considered available spendable l'l!lI011lteS. since they do not I epl eaent net current assets. Recognition of Governmental Fund Type revenues represented by noncurrent receivables Is deferred until they beconle current receivables. Noncurrent portions of long-term loans receivable are offset by fund balance reserve accounts. Budl!etalyCnntml and A........ntl'1f The Oty utilizes the following general procedures in establishing its annual budgets. as reflected in the financial statements: · The Annual Budget adopted by the Oty Council provides for the Oty's general operations. Such annual budget includes propo8ed expenditures and estimated revenues for all Government Fund Types. except for the following: The Emel,&ellcy. Federal and State Programs. the Pro Baseball and the Redevelopment Agency (RDA) Special Revenue Funds Debt Service Funds The Indian Bingo Settlement. Certificates of Participation. Spedal Assessments and the RDA Capital Projects Funds. Formal budgetary control Is not employed for these funds because effective budgetary control Is achieved alternatively through the provisions of the bond indentures and by other speda1 agreements. · The Oty Administrator Is authorized to make the necessary changes to the budget to ensure adequate and proper standards of services. ActuaJ expenditures may not exceed budgeted appropriations at the department level for the General Fund and at the fund level for all other budgeted funds. The budget figures used in the financlal statements are final adjusted amounts. which amounts do not vary significantly from the original adopted budget. · The budget Is formally integrated into the accounting system and employed as a managed control device during the year for all funds. · Budgets for the budgeted Governmental Fund Types are adopted on a basis consistent with generally accepted accounting principles. . At fiscal year-end. operating budget appropriations lapse; however. incomplete capital improvement equipment and contractual appropriations can be carried over to the following fiscal year. 19 o o CITY OF SAN BERNARDINO, CAUFORNIA NOleS to Genenl Purpose Financial Statements, Continued (In thousands) A remncillalion of funds included and excluded from the Combined Statement of Revenue, Expenditures and Changes In Fund Balances - Budget and Actual (ExhIbit 3) to the Combined Statement of Revenue, Expenditures and Changes In Fund Balances - AIl Governmental Fund Types (Exhibit 2) is as follows: SDlM!l.1 'RenmIe Pands ..... -- .. ~of --. ... .......- T.... - cIlDp . "'-.lap.. Ia_ - -- ~ AdaaI "'1- Seiaate Ea_~_.., ..... I'rDaImI ........ ToIaI......... S 12.816 223 480 3,a7 1.228 TotaltKF If .lltntoea l1A'Y 263 III '!l'lln MI6 _ CdoIIcloacy) Gl......... ......""1""'11- 1,182 (CO) 400 Sf 532 00...-........ (_) 3.660& 7 4.0&8 _ CdoIIcloacy) Gl......... ad othB' IOUI'4* onr ""1""'11____ U46 (40) 400 61 4.!80 FuDd __1ooaunuIa1od deIIcIO. )u1yl.l!1l1O 15.192 .18 n8&l ClOl 12.l172 FuDd __1ooaunuIa1od deIIcIO. J.....3O, 1!l9t S 20.038 3'1lI 216 31 1&.~ Seed.. RenIrH hnds ..... -- -- .11101 -- .., ullIlbI.. ... cIlDp Ia_ ...-- a.Ic - -- ....... - ......... e..- M_ -........ -.. ToIaI_ S 528 117 1,'!/17 5,Q6 ToIaIlICJ"IldI_ 60 6 7.146 _1doIidoncy) Gl.......... -""1""'11- 528 57 t,37t 0,720) 00...-........ (_) I4'I'1l (471) 557 _ (cIeficIoacy) 01......... ad. otNreaun:a OR!' 1ICJ"IldI---- 51 57 9llO 0.1631 FuDd __1ooaunuIaIod deIIcIO. Julyl.1!1l1O 62 12l N 2.'7"1.2 FuDd __1ooaunuIa1od deIIcIO. J.....30.1!l9t S 113 55 !IN 1.lD9 20 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to Genera1 Purpose FinandaI Statements, Continued (In thousands) CaaItaI Pmleds Fa.... - ~ -- . . o.of ....... ......- -,,- la- ..... IIlIIIIII N_ ~. - T_ ........-lIlr -.& r...," .., A-=r P....tL.1....IL . ..-a.. y____o. T__ S 20,660 T_ o .......... 16.'749 ....tJ11ft":f1lleY)oi~ -...,...u- 3,911 0tMr-'_1_1 fS.:!IJ'1) ~c.wa"" 1"lcrl_ ............... OVW 0ICpIIldI""--- 0.3116> - _1Ia:wnuIotod cIeIIcIO. July 1. I!IIIO '1D.62O Pad........ ~_....-. 4h6dO. /uM3O, 19111 S ",77"( 185 I2,S/8 41'7 7.916 (232) t662 - 17.1JM) 175 Q.31I:/) ""' SSP" m3l gfJB1 2 61 56 C2l 11 C2l II 121 3 126 14 At June 30, 1991, the following Individual funds' expenditures exceeded aPfdoprlations: Budget Expmditures Variance ParIdng and BusineIls Improvement Special Revenue Fund $ 50 52 (2) Downtown Parking District Special Revenue Fund 336 561 (225) Loc:al Transportation Special Revenue Fund 21 (21) Animal Control Spedal Revenue Fund 188 689 (501) Professional Baseball Team Special Revenue Fund 41 (41) Community Development Spedal Revenue Fund l,oss 2,154 (l,()99) Special Ass '\lE:llts Capital Project Fund 7f17 (707) Cultural Development Construction Fee Capital Project Fund 142 (142) Street Ughting/Sweeping Capital Project Fund 2,ll26 3)117 (1,051) The above overages were funded by increased revenues received over the budgeted amount. 21 ~ ....... . . -of - .......... -"'- la- w-- ....... ... --.1 7.&lO . '.SIt l528l 1.:nD 102 11"- 1~'W'I o o an OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose F'mandal Statements, Continued (In thousands) En<mnbran<Es Encumbrance accounting, under which purchase orders, amtracts and other commibnents for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of fonnal budgetary integration in the Governmental Fund Types. Encumbrances outstanding at year-end are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Investments Investments are stated at cost, except for investments of the deferred compensation plan which are stated at market value. Inventol)' Inventory is valued on the average-cost method, which approximates the first-in, first-out method. Inventories consist of expendable supplies held for consumption. The cost of an item is recorded as an expenditure at the time such individual inventory item is used. Total Columns on General Pu~ Statements - Overview Total columns on the general purpose statements are captioned umemorandum only'" to Indicate that they are presented only to fadlitate financial analysis. Data in these columns do not present financial position, results of operations or changes in financial position in conformity with generally accepted accounting principles. (2) C"a"" and Investments Cash and investments at June 30, 1991 consisted of the following: City, sewer and water operations, cash and investments: Petty cash, demands and savings deposits, net of cash overdrafts Certificates of deposit Pooled Investments Cash and investments with fiscal agent Public Safety Authority - pooled investments $ 1,580 4,161 19,833 7,168 32,742 7 1,301 1,308 5,285 Civic Center Authority: Certificates of deposit Pooled investments 22 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finanda1 Statements, Continued (In thousands) RDA: Petty cash, demand and savings deposits Certificates of deposit Restricted cash and investments with fiscal agent Pooled investments Less: Mortgage revenue bonds cash and investments pooled with Redevelopment Agerw:y $ 319 1,359 26,014 52,an (3,180) 76,593 10,384 Cash and investments - deferred compensation plan Total cash and investments $ 126,312 The Oty follows the practice of pooling cash and Investments of all funds except for funds required to be held by outside fiscal agents under the provisions of bond indentures and funds in Its deferred oompensation plan (see note 3). The Ovic Center Authority, Public Safety Authority and RDA maintain separate cash and Investment pools. Interest inoome earned on pooled cash and investments is allocated monthly to the various funds based on the month-end cash balances. Interest inoome from cash and investments with fiscal agents and in the defeued compensation plan is credited directly to the related fund. Pooled Cash and Certificates of ~slt All pooled cash and certificates of deposit are entirely insured or collateralized. The California Government Code requires California banks and savings and loan associations to secure a city's deposits by pledging government securities as collateral. The market value of pledged securities must equal at least 110% of a city's deposits. Such collateral is not held in the name of the city or agent. California law also allows finanda1lnstitutions to secure city deposits by pledging first trust deed mortgage notes having a value of 150% of a city's total deposits. As of June 30, 1991, the balance of pooled cash and certificates of deposit insured or collateraiized is as follows: Oty, sewer and water: Cash in bank, including demand and savings deposits $ Certificates of deposit Book balance Bank balance Collater- Insured aUzed 1,580 4,161 5,741 300 3,961 4,261 2,573 200 2,773 Ovic Center Authority - certificates of deposit 7 7 23 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes \0 General Purpose Financial Statements, Continued (In thousands) Book balance Bank balance Collater- Insured allzed RDA: Cash in bank, including demand and savings deposits $ Certificates of deposit 319 1,359 1,678 103 285 388 225 1,074 1,299 4,072 $ 7,426 4,656 Authorized Investments Under the provisions of the Oty's investment policy, and in accordance with the CalIfornia Government Code, the Oty may invest in the following types of investments: SecurIties of the U.S. Government or its agencies Negotiable certificates of deposit Bankers' acceptances Commercial paper Repurchase agreement Local Agency Investment Fund (state pool) deposits a special fund of the California State Treasury through which local governments may pool investments At June 30, 1991, the City had no investments in repurchase agreements. However, the Oty utilized overnight repurchase agreements during the year ended June 30, 1991 for temporary investment of Oty funds. Market Value of Certain Securities It is the Oty's intent \0 hold all GNMA, fNMA and FHLMC securities \0 maturity in order that no losses will be incurred. Credit Ri~1c Cartyi~ Amount and Market Value of Investments Investments held by the Oty are summarized below. Investments that are represented by specific identifiable investment securities are classified as to credit risk by three categories as follows: . Category 1 - Includes investments that are Insured or registered or for which the securities are held by the Oty or its agent in the Oty's name . Category 2 - Includes uninsured and unregistered investments for which the securities are held by the oounterparty's trust department or agent in the Oty's name . Category 3 - Includes uninsured and unregistered investments for which securities are held by the oounterparty or by its trust department or agent but not in the Oty's name. 24 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose FInancIal Statements, Continued (In thousands) 2S o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to General Purpose Financial Statements, Continued an thousands) ra~h and Investments with Fi~al AVnt The City and its component units have monies held by trustees or fiscal agents pledged to the payment or security of certain bonds, certificates of participation and lease obligations. The Ca1ifornia Government Code provides these monies, in the absence of specific statutory provisions governing the issuance of bonds, certificates or leases, may be invested in accordance with the ordinance, resolutions or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions and indentures are generally more restrictive than the Oty's general investment policy. (",,~h and Investments - Deferred Compensation Plan The Oty offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The market value of the plan assets at June 30, 1991 is $9,977. See nole 3 for additional information about this plan. (3) Deferred Compensation Plan The City offers its employees a deferred compensation plan created in accordance with IntemaI Revenue Code Section 457. The plan, available to all Oty employees, permits them to defer a portion of their salary until future years. The deferred compensation is not available to employees until termination, retirement, death or unforeseeable emergency. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attributable to those amounts, property or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the Oty (without being restricted to the provisions of benefits under the plan), subject only to the claims of the Oty's general creditors. Participants' rights under the plan are equal to those of general creditors of the City in an amount equa1to the fair market value of the deferred account for each participant. It is the opinion of the City's Administration that the Oty has no liability for 10sses under the plan but does have the duty of due care that would be required of an ordinary prudent investor. The Oty believes that it is unlikely that it will use the assets to satisfy the c1aims of general creditors in the future. The following is a summary of the approximale increases and decreases of the fund for the year ended June 30, 1991: Fund assets (at market value), July 1, 1990 $ 9,lJ94 Deferrals of compensation Earnings and adjustments to market value Payments to eligible participants and beneficiaries 857 470 (37) Fund assets (at market value), June 30, 1991 $ 10,384 26 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes \0 General Purpose FinancIal Statements, Continued an thousands) (4) Loll('- Tenn Debt The following Is a summary of changes In long-term debt at June 30, 1991: Balmee, Balance, July 1, Addl- Retire- JUdO, 1990 flODB menIII 1991 Genera1iong-term debt: ReA tax allocation bonds: Tri-Clty Project. 1990 Issue, Series B $ 7,810 120 7,690 Uptown Project. 1990 Issue, Series C 1,900 30 1,870 State College Project, 1989lssue, Series A 15,890 440 15,450 State College Project, 1990 Issue, Series D 6,975 165 6,810 Centra1 Oty Project. 1985 issue 20,555 135 20,420 Central Oty North Project. 1988 issue 6,450 225 6,225 Central Oty North Project. 1988 Issue 3,380 60 3,320 Southeast Project, 1981 issue, Series A 4,875 131 4,744 Southeast Project, 1985 Issue 1,920 20 1.900 Southeast Project, 1988 Issue 12,(l25 110 11,915 Southeast Project, 1988 Issue 1,695 30 1,665 South Valle Project, 1990 Issue, Series H 3,735 60 3,675 Southeast Project. 1990 Issue, Series F 5,700 100 5,600 Northwest Project, 1990 Issue, Series E 3,245 55 3,190 Total ReA tax allocation bonds 96,155 1,681 94,474 Leese revenue bonds: San BernardIno Ovic Center Refunding Bonds, 197.2 Issue 3,640 370 3,270 Central Oty Parking DIstrict Project, 19i'7lssue 1,535 75 1,460 Central Oty Project, Public Facility Lease, 1989 Issue, Series A 10,215 180 10,ll35 Total lease revenue bonds 15,390 625 14,765 27 . o o an OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) Balance, Balance, July 1, Add!- Retire- June 30, 1990 lions menls 1991 Certificates of participation: South VaIle Project $ 3,ll95 65 3,030 Park Centre fire Station Project 2,365 280 2,(l85 Total certificates of participation 5,460 345 5,115 Assessment District bonds payable 1,182 1,182 Notes payable 2,919 426 2,493 Advances from other funds 623 415 208 Energy conservation assistance loan 64 64 Contracts payable 743 200 543 Capital lease obligations payable (note 7) 1,649 1,253 388 2,514 Compensated absences liabilities (note 6) 8,620 1,596 10,216 15,800 2,849 1,493 17,156 Total general long-term debt 132,805 2,849 4,144 131,510 Proprietary Funds long-term debt: Leese revenue bonds: Sewer Revenue Refunding Bonds 2,160 130 2,030 Public Safety Authority Sewer Refunding 3,625 315 3,310 Total lease revenue bonds 5,785 445 5,340 Certificates of participation - Water Fund 11,464 11,464 Advances from other governments- geothermal system note 2,476 2,476 Notes payable: Water - various 440 85 355 Sewer - Santa Ana Watershed Project Authority (SAWPA) note 3,927 3,927 Total notes payable 440 3,927 85 4,282 28 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) Balance, Balance, July 1, Addi- Retire- JUDe 30, 1990 lions -- 1991 Capital lease obligations payable (note 7): Enterprise Funds: Water $ 43 474 65 452 Refuse 2,315 687 930 2,()72 Total capital lease payable 2,358 1,161 995 2,524 Judgments and claims payable (note 5) 10,102 2.601 12,703 Compensated absences liabl1ities (note 6) 1,161 37 1,198 Total Proprietary Funds long-term 22,322 19,190 1,525 39,987 debt Total Genera1 and Proprietary long-term debt $ 155,127 22,l)39 5.669 171,497 General Lon,-Term Debt Following is a description of the terms of the Oty's general long-term debt. Redevelo,pment Tax Allocation Bonds Payable a. State College PrQject 515.890 of tax allocation refundin2 bonds. issue of 1989, Series A, oonsisting of $7,625 of serial bonds with varying interest rates from 6.llO% to 6.90% and $8,265 of term bonds, bearing interest at 7.20%. Interest is payable semiannually on March 1 and Septe4.ber 1. Serial bonds mature annually on Seprember 1 through Seph:o&.ber 1, 2001. Term bonds are due September 1, 20lJl and shall be mIIed and redeemed before maturity from money deposited into the Term Bond Sinking Fund on SepIe4.ber 1, 2002 to September 1, 2OlJl, without premium. 29 ;;.,"~ ~ o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) Amount outstandlng at June 30, 1991 Bonds maturing on or after September 1, 2000 are subject to optional redemption prior to maturity beginning September 1, 1999 and continuing on each interest payment date thereafter. Bonds called at option of the AgenI.:y shall be redeemed at par plus a premium of 1% for each year remaining from September 1, 1999 to March 1, 2000. There will be no premium for bonds redeemed from September 1, 2001 to maturity. The bonds are secured by a pledge of property tax apportionments from the State College Project Area $ 15,450 56.975 of tax allnt'ation bonds. issue of 1990, Series D, consisting of $3,915 of serial bonds with varying interest rates from 5.80% to 7.20% and $3,ll6O of term bonds, bearing interest at 7.375%. Interest is payable semiannually on March 1 and September 1. Serial bonds mature annually on September 1 through September 1, 2004. Term bonds are due September 1, 2010 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund on September 1, 200) to Seph:...ber 1, 2010, without premium. Bonds maturing on or after September 1, 2001 are subject to optional redemption prior to maturity beginning September 1, 2000 and continuing on each Interest payment date thereafter. Bonds called at option of the AgenI.:y shall be redeemed at par plus a premium of 1% for each year remaining from s.:"lelllber 1, 2000 to March 1, 2002. There will be no premium for bonds redeemed from Septenlber 1, 2002 to maturity. The bonds are secured by a pledge of property tax apportionments from the State College Project area, on a parity with the tax allocation refunding bonds, issue of 1989, Series A 6,810 Bonds maturing on or after January 1, 1994 may also be ca1led and redeemed before maturity at the option of the Agency, from available funds, on January 1, 1993, or any interest payment'date thereafter. Such bonds will be redeemed at par plus a premium of 1/2 of 1 % for each year from January 1, 1993 to July 1, 1997. There is no premium for bonds redeemed from January 1, 1998 to maturity. The bonds are secured by a pledge of property tax apportionments from the State College Project Area, on a parity with the tax allocation refunding bonds, Issue of 1981, SerIes A 30 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to Genera1 Purpose FlnandaI Statements, Continued an thousands) Amount OP""""dlllg atJ1IIle 30. 1991 h Central at)' Project 521.000 of tax al1lV'Aflnn ~ bo.1ssue ofl985, consisting of $2,770 of serial bonds with varying inlereatrates from 8.21m. to 9.250% and $18,230.000 of term bonda. bearing interest at 9375'1>. Interest is payable semiannually on May 1 and November 1. Serial bonds mature annually on November 1 through November 1,2000. TerD'I bonds are due November 1, 2020 and shall be called and redeemed before maturity from money deposited into the Term Bond SlnIdng Fund on November 1, 2001 to November 1, 2020, without premium. Bonds maturing on or after November 1, 1996 may also be called and redeemed before maturity, at the option of the Agency, from available funds, on November 1, 1995 or any interest payment date thereafter. Such bonds will be ~ at par plus a premium of 1/2 of 1", for each year from November 1, 1995 to May 1, 2000. There is no premium for bonds redeemed from November 1, 2001 to maturity, The bonds are secured by a pledge of properly tax apportionments from the Central aty Project Area $ 20,420 c Central al;y North Project 56.870 of tax alIocation refund~ bond.. issue of 1988, c;onsIsting of $6,870 of serial bonds with varying interest rates from 4.75'1> to 73'1>. Interest is payable semiannually on March 1 and Septeuiber 1. ~ bonds mature annually on March 1 through March 1, 2007. Bonds maturing on or after March 1, 1999 may be called and redeemed before maturity at the option of the Agency, from available funds, on March 1, 1998 or on any ~t payment date thereafter. Such bonds will be redeemed at par plus a premium of 1/2 of 1'1> for each year from March 1, 1998 to Seple..,ber 1, 2002. There is no premium for bonds redeemed on March 1, 2003 or thereafter. The bonds are secured by a pledge of property tax apportionments from the Central City North Project area 6,225 S3.soo of tax al1lV'Afl~ hnnd.. issue of 1988, consisting of $960 of serial bonds with varying interest rates from 5'1> to 7'1> and $2,540.000 of term bonds bearing interest at 7.8'1>. Interest Is payable semiannually on March 1 and September 1. Serial bonds mature annually on March 1 through March 1, 2000. Term bonds are due March 1, 2009 and shall be called and redeemed before maturity from money deposited into the Term Bond SlnIdng Fund on March 1, 2001 to March 1, 2009 without premium. 31 ',i_ o o CITY OF SAN BER,NARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) Amount outstanding at June 30, 1991 Bonds maturing on or after March 1, 1999 may be called and redeemed before maturity at the option of the Agency, from available funds, on March 1, 1998 or on any Interest payment date thereafter. Such bonds will be redeemed at par plus a premium of 1/2 of I'll, for each year from March 1, 1998 to Septeadler 1, 2002. There is no premium for bonds redeemed on March 1, 20m or thereafter. The bonds are secured by a pledge of property tax apportionments from the Central Oty North Project area. $ 3,320 d Northwest PrQiect $3245 of tax aUnt"ation bonds,Jssue of 1990, Series E, consisting of $1,280 of serial bonds with varying Interest rates from 5.9()')l, to 725% and $1,965,000 of term bonds, bearing interest at 7.375%. Interest is payable semiannually on July 1 and January 1. Serial bonds mature annually on January 1 through January 1, 2005. Term bonds are due January 1,2015 and shall be called and redeemed before maturity from money deposited Into the Term Bond SInldng Fund on January 1, 2006 to January 1, 2015 without premium. Bonds maturing on or after January 1, 2001 are subject to optional redemption prior to maturity beginning January 1, 2000 and continuing on each Interest payment date thereafter. Bonds called at option of the Agency shall be redeemed at par plus a premium of 1 % for each year remaining from January 1,2000 to July 1, 2001. There will be no premium for bonds redeemed from January 1, 2002 to maturity. The bonds are secured by a pledge of property tax apportionments from the Northwest Project area. 3,190 e. SouthPa..t PrQiect $5.600 of Tax Allocation Refundina- Bonds. issue of 1981, Series A, consisting of $1,775 of serial bonds with varying interest rates from 7.so% to 9.75% and $3,825 of term bonds, bearing Interest at 10.00%. Interest is payable semiannually on September 1 and March 1. Si!riaI bonds mature annually on March 1 through March 1, 1996. Term bonds are due March 1, 2006 and shall be called and redeemed before maturity from money deposited Into the Term Bond SInldng Fund on March 1, 1997 to March 1, 2006 without premium. 32 -"<":.'-- o o an OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose financial Statements, Continued (In thousands) AmIIlmt 01IlItancIlD& at JUDe 30, 1991 Term bonds may IIIso be called and redeelued before maturity, at the option of the Agerv:y, from available funds, on March 1, 1996 or any interest payment date theIftfter. Bonds c:aJled at the option of the Agerv:y wl1I be redeemed at par plus a premium of 1/2 of 1')(, for each yell' from March 1, 1996 to Sepblba 1,2lXXJ. There is no premium for bonds redeelued from March 1, 2001 to maturity. The bonds are secured by a pledge of property tax apportionments from the Southeast Industrial Park Project Area $ 4,744 $1.985 ofTax Allocation Refundlnr Bonds. issue of 1985, amslsting of $395 of serial bonds with an interest rate of 8.25')(, and $1,590 of term bonds, bearing interest at 8.3(J')l,. Interest is payable semiannually on March 1 and Septedober 1. Serial bonds mature annually on March 1 through March 1, 2DOO. Term bondsdue on March 1, 2015 are subject to redemption from the Term Bond Sinking Fund on March 1, 2001 and on each March 1 thereafter without premium. Bonds maturing on or after March 1, 1996 are subject to optional redemption prior to maturity beginning March 1, 1995 and continuing on eadt interest payment date theIftfter. Bonds called at option of the Agerq shall be redeemed at par plus a premium of 1/2 of 1')(, for each yell' remaining from March 1, 1995 to March 1, 1999. There wl1I be no premium for bonds redeemed from March 1,2DOO to maturity. The bonds are secured by a pledge of property tax apportionments from Southeast Industrial Park Project Area, on a parity with the tax alloattion refunding bonds, Issue of 1981, SerIes A and issue of 1983 1,900 55.700 of tax allocation bonds. issue of 1990, SerIes F, consisting of $2,185 of serial bonds with varying interest rates from 6.Ol)')l, to 7.3(J')l, and $3,515 of term bonds, bearing interest at 7.375')(,. Interest is payable semiannually on Sepre...ober 1 and March 1. Serial bonds mature annua11y on Man:h 1 through March 1, 2004. Term bonds are due March 1,2014 and sha11 be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund on March 1,2005 to March 1, 2014 without premium. 33 ',t{ o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to General Purpose Financial Statements, Continued an thousands) Amount OU_dll1l at JUDe 30, 1991 Bonds maturing on or after March 1,2001 are subject to optional redemption prior to maturity beginning March 1, 2000 and continuing on each interest payment date thereafter. Bonds called at option of the Agency shall be redeemed at par plus a premium of 1 % for each year remalning from March 1, 2000 to September 1, 2001. There will be no premium for bonds redeemed from March 1, 2002 to maturity. The bonds are secured by a pledge of property tax apportionments from Southeast Industrial Park Project area, on a parity with the tax allocation refunding bonds, issue of 1981, Series A, and issue of 1988, and the tax allocation bonds, issue of 1985 and issue of1988 $ 5,600 512.215 of Tax Allocation Refundini Bonds. issue of 1988 consisting of $2.015 of seria1 bonds with varying interest rates from 4.75% to 7.10% and $10,200 of term bonds bearing interest at 7.40%. Interest is payable semiannually on March 1 and September 1. Serial bonds mature annually on March 1 through March 1, 2002. Term bonds due on March 1, 2014 are subject to redemption from the Term Bond Sinking Fund on March 1, 2003 and on March 1 thereafter without premium. Bonds maturing on or after March 1, 1999 are subject to optional redemption prior to maturity beginning March 1, 1998 and continuing on each interest payment date thereafter. Bonds called at option of the Agency shall be redeemed at par plus a premium of 1/2 of 1 % for each year remalning from March 1, 1998 to September 1,2002. There will be no premium for bonds redeemed from March 1, 2003 to maturity. The bonds are secured by a pledge of property tax apportionments from Southeast Industrial Park Project area, on a parity with the tax allocation refunding bonds, issue of 1981, Series A and issue of 1988, and the tax allocation bonds, issue of 1985 11,915 51.750.000 of Tax Allocation Bonds. issue of 1988, consisting of $575,000 of seria1 bonds with varying Interest rates from 6.1 % to 7.125% and $1,175,000 of term bonds bearing interest at 9.2%. Interest is payable semiannually on March 1 and September 1. Serial bonds mature annually on March 1 through March 1, 2002. Term bonds are due March 1, 2014 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund on March 1, 2003 to March 1, 2014 without premium. 34 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finandal Statements, Continued an thousands) Amou11t outstaauUDg atJane 30, 1991 All of the outstandlng bonds may be aaIled and redeemed before maturity at the option of the Afpv:y, from available funds, on MaId\ 1, 1998 or on any interest payment dale thereafter. Such bonds will be redeemed at par plus a premium of 1/2 of 1')f, for each year from March 1, 1998 to Seple4~ 1, 2002. There is no premium for bonds redeemed on March 1, 21m or thereafter. The bonds are secured by a pledge of properly tax apportionments from the Southeast Industrial Park Project area, on a parity with the tax allocation refunding bonds, issue of 1981, Series A, and issue f 1988, and the tax allocation bonds, issue of 1985. $ 1,665 f. South Valle P1'Qject $3.735.000 of tax allnt'lOtion bonds. issue of 1990, Series A, consisting of $1,160,000 of serial bonds with varying Interest rates from 6.2O')f, to 7.3O')f, and $2,575,000 of term bonds, bearing interest at 75')f,. Interest Is payable semiannually on July 1 and January 1. Serial bonds mature annually on January 1 through January 1, 21m. Term bonds are due January 1, 2015 and shall be called and redeemed before maturity from money deposited into the Term Bond SIn1dng Fund on January 1, 201M to January 1,2015 without premium. Bonds maturing on or after January 1, 2001 are subject to optional redemption prior to maturity beginning January 1, 2000 and continulng on each interest payment date thereafter. Bonds called at option of the Agent:y shall be redeemed at par plus a premium of 1')f, for each year remaining from January 1, 2000 to July 1, 2001. There will be no premium lor bonds redeemed from January 1, 2002 to maturity. The bonds are secured by a pledge of property tax apportionments from the South Valle Project area. 3,675 S7 .810 of tax allocation bonds. Issue of 1990, Series B consisting of $2,410 of serial bonds with varying interest rates from 6.25')f, to 7.4O')f, and $1,695,000 of term bonds, bearing interest at 7.6O')f" and $3,705 of term bonds, bearing interest at 7 .65')f,. Interest Is payable semiannually on July 1 and January 1. Serial bonds mature annually on January 1 through January 1, 2003. Term bonds are due January 1, 2008 and January 1, 2015 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinlcing Fund on January 1, 2004 to January 1, 2015 without premium. 35 .I o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to Genera1 Purpose Financial Statements, Continued (In thousands) Amount OlIhobndl", atJune 30, 1991 Bonds maturing on or after January 1, 2001 are subject to optional redemption prior to maturity beginning January 1, 2000 and continuing on each interest payment date thereafter. Bonds called at option of the Agency shall be redeemed at par plus a premium of 1 % for each year remaining from January 1, 2000 to July 1, 2001. There will be no premium for bonds redeemed from January 1,2002 to maturity. The bonds are secured by a pledge of property tax apportionments from the Tri-Qty area, on a parity with the tax allocation refunding bonds, issue of 1981, Series A, and issue of 1983. $ 7,690 ~ Uptown Project Area $1,900 of tax allocation bonds, issue of 1990, Series C, consisting of $595 of serial bonds with varying interest rates from 6.20% to 7.30% and $415.000 of term bonds, bearing interest at 7.4%, and $890 of term bonds, bearing interest at 7.50%. Interest is payable semiannually on July 1 and January 1. Serial bonds mature annually on January 1, 1991 through January 1,2003. Term bonds are due January 1, 2015 and shall be called and redeemed before maturity from money deposited into the Term Bond Sinking Fund on January 1, 2004 to January 1, 2015 without premium. Bonds maturing on or after January 1, 2001 are subject to optional redemption prior to maturity beginning January 1, 2000 and continuing on each interest payment date thereafter. Bonds called at option of the Agency shall be redeemed at par plus a premium of 1 % for each year remaining from January 1, 2000 to July 1, 2001. There will be no premium for bonds redeemed from January 1, 2002 to maturity. The bonds are secured by a pledge of property tax apportionments from the Uptown Project area. 1,870 Total tax allocation bonds payable $ 94,474 36 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) "''''''IIIll 0\dItaIIdIDg at JUDe 30, 1991 T JJAWA ~ue BondA a. Citr of San Ilf!mardiIlO Civic Center Authoritr 56210.000 of San Bernardino Civic Center Authoritr bonds. with interest payable 1lellliannua11y on August 15 and February 15. These bonds are redeemable prior to their fixed maturity date at the option of the Agency, as a whole or in part from any source of available funds on any interest payment date on and after February 15 at a premium of 1-1/2%, declining by maturities as follows: $ 3,270 ,.....~....Illd redemption yeUII Percent Redemption premiums yeUII 1-1/2% 1991 1-1/4 1992 1 1993 3/4 1994 1/2 1995 1996 1997 h Central Citr Parkin~ District Project 51.950 of ParJdni PlIl'iltties , ...- Revenue Bonds. Issue of 1977, consisting of $660 of serial bonds with interest rates varying from 55% to 6.0% Illd $1,290 of term bonds due on October 1, 2OOl, bearing interest at 6.0%. Interest Is payable semiannually on April 1 and October 1. 37 .. o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finandal Statements, Continued (In thousands> ~ outstanding at June 30, 1991 The serial bonds mature annually on October 1 through October 1, 1992. The term bonds shall be redeemed prior to maturity beginning October 1, 1993 to October 1, 2002 from the Term Bond Sinking Fund. These bonds shall be redeemed without premium. The serial and term bonds may be caI1ed before maturity and redeemed at the option of the Agerv:y from other available funds on October 1, 1987, or on any interest payment date thereafter. These bonds will be redeemed at par plus a premium. Premiums range from 2-1/2% to 1/2% of prindpal, declining 1/2% each year from October 1, 1987 to April 1, 1992. No premium will be pald on bonds redeemed from October 1, 1992 to maturity. The bonds are secured by a pledge of revenues and other funds of the Project, Including 1ease revenue payments received by the Agency as lessor, under a 1ease agreement with the City of San Bernardino $ 1,460 Co Central City PrQject $10.215 of Public Facilities T -... Revenue Bonds. issue of 1989, Series A, consisting of $3,155 of serial bonds with interest rates varying from 6.ll% to 6.9%, maturing annually on September 1 through Septen:kber 1, 2001 and $7,()60 of term bonds due SepteUlber 1 2013, bearing interest at 7.15%. Interest is payable semiannually on March 1 and September 1. The term bonds shall be redeemed prior to maturity beginning September 1, 2002 to September 1, 2013 from the Term Bond Sinking Fund. These bonds were issued to defease the Central City Project, 1982 issue, Series A bonds and Central City North Project, 1983 issue, Series A bonds. The Central Gty North Project assigned its right to capital lease payments from the Gty for the Central Library project, the source of revenues for the payment of the 1983 Bonds, to the Central Gty Project. In return, the Central Gty Project assumed that portion of the 1989 Refunding Bonds used to defease the 1983 Bonds. These bonds shal1 be redeemed without premium. The serial and term bonds may be called before maturity and redeemed at the option of the Agency from other available funds on any interest payment date. These bonds will be redeemed at par plus a premium. Premiums range from 2% to 1 % of principal, declining 1 % each year to March 2001. No premium will be paid on bonds redeemed from September 1, 2001 to maturity. The bonds are secured by a pledge of revenues and other funds of the Project, Including lease revenue payments received by the Agency as lessor, under a lease agreement with the Gty of San Bernardino. 10,035 Total lease revenue bonds $ 14,765 38 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to Genera1 Purpose Finanda1 Statements, Continued (In thousands) Certificates of Partktpation a. South Valle Pntject S3 'M of NOrlificates of participation. consisting of $1.325 of serial certificates with varying interest rates from 4.75% to 7.00% and $1,955 of term certificates bearing interest at 7.20%. Interest is payable semiannua1ly on October 1 and April 1. Serial certificates mature annua1ly on April 1 through April 1, 2002. Term certificates are due April 1, 2012. The certificates are subject to mandatory redemption on any date prior to maturity in whole or in part, at par plus lICCn1ed interest, without premium, from a payment from the Oty on purchase price of the Project from proceeds of insurance or condemnation If such proceeds are lnsuffident to repair or replace the Project, and the Oty has elected to apply such proceeds to the pwcllase price of the Project rather than pay the cost of repairing or rep1adng the Project. The certificates are also subject to mandatory redemtion prior to maturity on any date, at par plus accrued interest, upon a default by the Oty under the lease agreement, from money on deposit in the Certificate Fund,. and proceeds from the sale of the Project. The certificates maturing on or after April 1, 1995 are subject to optiona1 redemption prior to maturity, at the option of the Agerv:y, as a whole, on any interest payment date on or after April 1, 1994 from amounts deposited with the Trustee by the Oty in acamIance with the City's option to pwcllase the Project as a whole or in part (but not less than $50), on any interest payment date on or after April 1, 1994 from any available aoUIQ! of fund&. Certificates redeemed on April 1, 1994 or later, sha1I be redeemed at the principal amount thereof and the following redemption prices CAptClased as percentages of the principal amount to be redeemed plus lICCn1ed interest to the redemption date: Redemption dates Redemption premium 102-1/2% 102 101-1/2 101 100-1/2 100 April 1, 1994 and October 1, 1994 April 1, 1995 and October 1, 1995 April 1, 1996 and October 1, 1996 April 1, 1997 and October 1, 1997 April 1, 1998 and October 1, 1998 April 1, 1999 and thereafter 39 ... Amount outItPdl"B atJ_3O, 1991 '" _..-~.~~ o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to General Purpose Financial Statements, Continued an thousands) AIllIIUl1t OU-no;Ji11g atJune 30, 1991 Each certificale represents a proportionale interest in payments to be made by the Oty under the lease agreement with the Agency. The Agency, pursuant to the trust agreement, will assign its rights to receive base rental payments under the lease agreement to the Trustee for the benefit of the holders of the certificates $ 3,030 h Park Centre Fire Station PnUect $2.875 of certificstes of participation. The certificates were sold, executed and delivered to finance the purchase of certain equipment, and the acquisition, construction, improvement and equipping of Park Centre Fire Station on real property within the Oty, which Project is leased to the City by the Redevelopment Agency of the Oty of San Bernardino. Interest on the certificates is payable on April 1 and October 1 of each year, and the interest rates range from 4.75% to 5.75%. The certificates were delivered as fully registered certificates in the denomination of $5 each or any integral multiple thereof. The certificates maturing on or after October 1, 1992 are subject to optional redemption prior to maturity, at the option of the Oty, as a whole or in part (but not less than $20,(00) on any interest payment dale on or after October 1, 1991 from amounts deposited with the Trustee by the Oty for that purpose in accordance with the Oty's option to purchase the Project. Certificates so csUed for redemption will be redeemed at the principal amount thereof and the following redemption prices expressed as percentages of the principal amount to be redeemed plus accrued interest to the redemption dale: Period of redemption (both dales Inclusive) Redemption prices (expressed as a percentage of par) October 1, 1991 and April 1, 1992 October 1, 1992 and April 1, 1993 October 1, 1993 and April 1, 1994 October 1, 1994 and thereafter 101% 100-1/2 100 100 40 o o an OF SAN BERNARDINO, CAUFORNIA Notes 10 General Purpo8e Financial Statements, Continued (In thousands) AmoImt w....."lng at JUlIe 30, 1991 The certificalel are subject 10 mandatory redemption on any dale prior 10 maturity in whole or in part, at par plus accrued interest, without premium, from a payment made by the Oty on the purchase price of the Project from the proceeds of lnsurana! or condemnation If such proceeds are insufflc:Ient 10 repair or replace the Project, and the Oty has elected 10 apply such ptooeeds 10 the payment of all or a portion of the purchase price for the Project rather than pay the alSt of repairing or replacing the Project. The certifk:alel are also subject 10 mandalory redemption prior 10 maturity on any dale, at par plus accrued interest. upon a default by the Oty under the lease "6'eenlelll, from moneys 011 deposit in the LeIIIe Payment Fund. Should such a mandatory redemption 0ClCUl', it is posaIble that there may be insufficient moneys available to the Trustee from the LeIIIe Payment Fund to pay all outstanding c:ertificates in fulL In such.event, the outstanding certificalel will be paid pro rata and, 10 the extent not equally alLvotble among maturities, in inverse order of maturity. I!8dI c:ertificale .q>>eseats a proportionale interest in lease payments 10 be made by the Oty under the lease lI81eenlel\t with the Agerv:y. The Agency, pursuant 10 the trust agt'I!l!DleIIt, win UlIign its rights 10 reeeiveleue payments under the lease agreement 10 the Trustee for the benefit of the holders. The obUgation of the Oty 10 make such rental payments is payable by the Oty from annual appropriations of the Oty from funds lawfully available therefor during the current fiscal year. Neither the full faith and credit nor the taxing power of the Oty, the Agerv:y, the stale of California or any poUtIca1 subdivision thereof is pledged to make payments under the lease agreement $ 2,~5 Total certificates of participation $ 5,115 A_""""'t District No. 5861 Bonds Payable $3l111111lOO of the A-- ......t District No. 5861 bonds pllYAble. issue of 1981, Series 1981-1, cxmsistingof alUpon bonds, in thedenomlnation of $5.000 each, bearing mupon ralel ranging from 1().SM, 10 11.25')(,. InteleSt is payable semiannually on January 2 and July 2. SerIal bonds mature annually on July 2 through July 2, 2001. The bonds were issued 10 provide funds 10 acquire and amstruct the work and improvements authorized by the Oty in the legal p"..Jeedings for Ml!U"'IeIlt District No. 5861, located in the Oty, and 10 pay the authorized incidental expenses of the Assessment District Project and improvement bond financing. 41 . o o an OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) Amount outstandlDg atJ1I11e 30, 1991 The bonds are subject to redemption on any January 2 or July 2 in advance of maturity at the option of the City Treasurer, upon giving 60 days prior notice and upon payment of the principal and interest accrued thereon to the date of redemption, plus a redemption premium of 5'1. of the principal amount thereof $ 80 A.o"SSlDent District No. 985 Bonds PlIYable $1.102 of the A!l_.....""~ m"trict No. 985 bonds pqyable.lssue of 1990, consisting of coupon bonds from 6.10'l1. to 7.70'1.. Interest is payable semiannually on March 2 and September 2. Serial Bonds mature annually on September 2, 1991 through Se,ylb.ober 2010. The bonds were Issued to provide funds, acquire and construct the work and improvements authorized by the Oty in the legal proceedings for Assessment District No. 985, located in the Oty and to pay the authorized incidental expenses of the Assessment District Project and improvement bond flnanclng. The bonds are subject to redemption on any March 2 or Seph,..ober 2 in advance of maturity at the option of the Oty Treasurer, upon giving 60 days prior notice and upon payment of the principal and interest accrued thereon to the date of redemption, plus a redemption premium of 5'1. of the principal amount thereof. 1,102 $ 1,182 Notes PlIyable 1. Central Oty Project - seven notes at various interest rates and due dates described as follows: a. Interest at 9'1., payable monthly through March 7, 1988; monthly payments of $2lncludlng interest due from April 7, 1988 through February 7, 1998; remaining principal and interest due in full on March 7, 1998; secured by a letter of credit issued by First Interstate Bank $ 84 b. Interest at 6'1., payable monthly through December 31, 1993; secured by a letter of credit issued by First Interstate Bank 388 c. Interest at 7'1. and interest payable quarterly - principal due July 9, 1994 850 42 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to Genera1 Purpose Financia1 Statements, Continued (In thousands) AIIIOlII1t cwphndh,g atJUDe 30, 1991 d. Interest at 7"; lIllIIlUmnual Interest pay of $30 due from April 7, 1990; through April 7, 1992 remains due October 7, 1992 $ 82 e. Interest at 75"; principal and Interest payable within five years; payable from tax inael1lent revenues 135 1,539 2. Central Oty North Project... four notes at 9" each, due Febnwy 1992; secured by 1etter of O'edit; interest payable semiannually on August 1 and February 1 708 3. Tri-city Project - a $375 face value note discounted at 8% for 10 years; annual amortization of discount using the effective-interest method, due December 1, 1997 246 Total notes payable $ 2,493 AcI""...- from Other Funds Two advances have been made by the Genera1 Fund Public Safety Authority and the Municipal Water Department to the following project areas of the San Bernardino Redevelopment Agency: 1. Northwest Project - due to the Water Department in quarterly payments of $9 including interest, commencing on November 1, 1986 and continuing through August 1, 1991 $ 8 2. Southeast IndustriaI Park Project - a 7% note payable to the Public Safety Authority for purchase of land sold to a developer; due April 1, 1993 200 Total advances from other funds $ 208 Contracts Payable 1. Tri-city Project - In June 1983, the Redevelopment Agens:y entered into a contract with the San Bernardino Unified School District whereby the Agens:y would reimburse the District for adverse financial impacts caused by the construction of residential facilities within the Tri-city Project area. The remaining outstanding ba1ance at June 30. 1991 amounted to $89 bearing interest at 8%. Principal and interest payments of $70 are due annually on March 1 through March 1, 1992 with a finaI payment of principal and interest of $28 due on March 1, 1993 $ 89 43 .. o o .4111CJU11t outstandiJl& atJUDe 30" 1991 2. State College Project - The Agency has an obligation to provide financial assistance to a developer for the development of apartment buildings in the State College Project area. The obligation is equivalent to all tax increment revenues from the development for a seven-year period based on the a~BI!SBed value of the property in March 1988 $ 298 3. Southeast Industrial Park - The Agency has an obligation to pay a participating owner $92 per year for four years to offset extraordinary costs required by the participating owner in developing property. The remaining outstanding balance at June 30,1991 amounted to $156, bearing interest at 11.75% CITY OF SAN BERNARDINO, CAUFORNIA Notes to Genera1 Purpose FlnanciaI Statements, Continued (In thousands) Total contracts payable 44 156 $ 543 o o CITY OF SAN BERNARDINO, CALIFORNIA NOleS to General Purpose Financial Statements, Continued an thousands) Advance. Notes &om other Contracts payable funds payable Total Year ending June 30: 1992 $ 948 121 235 12,863 1993 153 105 194 12,()24 1994 494 75 12,121 1995 899 76 12,540 1996 169 11,726 Thereafter 417 178,642 3,1)80 226 580 239,916 Less interest 587 18 37 121,136 Outstanding principal amount $ 2,493 2aI 543 118,780 The following is a description of the Oty's proprietary funds long term debt. T l2AtIP Revenue Bonds a. Public Safety Authority Sewer Refundilli Bonds At June 30, 1991, $3,625 of 1973 refunding leue revenue bonds are outstanding. The land for the _age treatment plant was leased by the Oty of San Bernardino to the Public Safety Authority for one dollar. The authority issued and sold revenue bonds - SerIes A and SerIes B - in a principal amount of $7,700 for oonstruction of this project in 1970. The $5,790 refunding bonds, issue of 1973, were sold to refund the Authority's 1970 bonds. The series A and B bonds were called for redemption on August 1, 1980 in the principal amount of $5,800. During the term agreement, the Authority has leued to the Oty of San Bernardino this _age treatment plant for an annual rental of $536 subject to certain adjustments where warranted by the agJeenlel\t. The rent due July 1 is paid in installments during the fiscal year. 45 . o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to Genera1 Purpose Financial Statements, Continued (In thousands) AaIOUlIt outstanding at JIIIle 30, 1991 Reso1ution 83-93 covenant, dated March 28, 1983, and Resolution 84-97, dated March 2, 1984, require that sewer service charges will be levied, whereby net revenue, after payment of necessary and reasonable maintenance and operation costs, will be at least 1.25 times the interest due on notes or bonds as they become due and payable, and payments required to be made into the Reserve Fund for the bonds. Also, net revenue shalJ be equaJ to one times any other amounts required for compliance with the resolution and any other payment spedfialJly authorized or required by the resolution. Although the sewer service charges levied during the year were not adequate to generate net revenue equaJ to 1.25 times the maximum bond service costs, there were deposits with the fiscal agent exceeding the maturing debt service costs at June 30, 1991 because of excess net revenue from prior years. Investments with the San Bernardlno Public Safety Authority exceeded amounts required to pay maturing debt service costs. These costs are funded by an annual payment by the Sewer UtiUty which is subordinate to payment of the sewer Revenue Refunding Bond service costs. $ 3,310 h ~ Revenue ~ndi", Bonds of 1986 $2,600 of Oty of San Bernardino Sewer Revenue Refunding Bonds Issue of 1986 were issued to retire the Bond Anticipation Notes of 1984 which matured in 1986. The Bonds bear interest at 6% for bonds maturing before March 1, 1994 and 6.2% for the remainder of the bonds. The final maturity of these bonds is March 1, 2001. 2,030 Total lease revenue bonds $ 5,340 46 '--0- . o o CITY OF SAN BERNARDINO, CAUFORNIA Noles to General Purpose FInancial Statements, Continued (In thousands) AmouDt oatItD"~ at Jane 30, 1991 Certificates of Participation In August 1990, the West End Water Development, Treatment and Conservation Joint Powers Authority (WEJP A) issued $18,600 Certificates of Participation (WEJPA COPs). The Oty's share of such WEJPA COPS Is $11,464. Interest on the WEJPA COPS Is due on Apri11 and October 1 at rates ranging from 6.1 % to 7.D%. WEJPA COPs mature In varying amounts on October 1 beginning October 1, 1991 through final maturity on October l,2000. $ 11,464 AdVana! from ~ (".n~ts - r......hPrmal Note On August 15, 1983, the Department entered Into an 8.&1eenlellt with the State of CaIlfornia Energy Resources Conservation and Development Commission for funding of the Geothermal System, Contract Number 5IJO.83-O()4. The funding was lnitia1ly In the form of a grant which Is to be negotiated as a note after specified performance conditions are met. Until the performance coaditions are met, the obligation amounts to $2,476 with no stated repayment terms. The agreement does not provide for Interest. $ 2,476 Notes Pl\Yable Sewer - Santa Ana Watershed Project Authority (SAWPA) loan Is to be repaid over a 20 year period at 3.3% Interest with the first payment due one year after completion of construction on the demonstration project $ 3,927 $374 note to East Valley Water District due in monthly Installments of principal and Interest tota1Ing $8 beginning Apri11, 1990. Matures March 1, 1995 and bears Interest at 7.5% 294 Note payable In annual principal Installments of $20 beginning March 1, 1990; Interest at 4% to be added to principal of note payable at maturity, March 1,1994. 61 Total notes payable $ 4,282 47 .. o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to GeneraI Purpose Fmancial Statements, Continued (In thousands) The annual requirements to amortize proprietary funds long-term debt outstanding as of June 30, 1991, including interest payments, are as follows: Lease Certificates revenue of Notes bonds Participation payable Total Year ending June 30: 1992 $ 782 993 381 2,156 1993 780 1,248 381 2,409 1994 i'9O 1,247 396 2,433 1995 793 1,243 341 2,377 1996 794 1,236 271 2,301 Thereafter 2,974 12,644 4,()70 19,688 6,913 18.611 5,840 31,364 Less interest 1,573 7,147 1,558 10,278 Outstanding principal $ 5,340 11,464 4,282 21,(l86 (S) Tudpenm and Claims P~ble The City of San Bernardino is self-insured for its lisbillty, unemployment and long-term disability programs. The accrued liability for estimated claims represents an estimate of the eventual loss on daims arising prior to year-end induding claims incurred but not yet repo1leJ. As of June 30, 1991, the total judgments and daims lisbilities recorded in the Internal Service Funds consisted of the following: Workers' compensation Liability claims $ 5,543 7,160 Total judgments and claims payable $ 12,703 The City has obtained excess liability coverage with limits of $25 million in excess of $1 million through the Big Independent Cities Excess Pool (BICEP). BICEP pools catastrophic generallisbillty, automobile liability, and public officiaIs' errors and omissions Iosses. BICEP intends to pool covered catastrophic Iosses incurred by its members, thereby eliminating the need for excess commercial insurance protection. As a result, each member's share of pooled costs will depend on the catastrophic losses of all the members. In addition, the cost to a member city win also depend on that member's own loss experience. Entities with a consistent record of cosdy daims will pay more than entities with a consistent record of limited serious claims activity. Estimated claims lisbilities at June 30, 1991, including estimates for claims incurred but not reported, have been recorded by BICEP and the City's corresponding share of cost (premium) is induded in claims expense in the liability Insurance Internal Service Fund. No claims have been made against or paid by BICEP since inception. 48 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose financial Statements, Continued (In thousands) In amnectIon with the formation of WCEP, bonds payable in the aggregate amount of $14,965 were Issued by BICEP of which $14,605 are outstanding at June 30, 1991. The City is obligated to pay all premiums as af8~red, until the earlier of the termination of the related bond agreement or prepayment of Its portion of the bond obligation. The Oty's repayment obligation of bond principal at June 30, 1991, is $2)90. The following public entities are also members of BICEP: Huntington Beach, Oxnard, Pomona, San Bernardino, and Santa Ana. Membelship RepaymeDt percentage obligation Huntington Beach 21.4% $ 3,126 Oxnard 15.6 2,278 Pomona 13.6 1,986 San BernardIno 19.1 2,790 Santa Ana 30.3 4,425 $ 14,605 Payments required on the bonds In the next five years are as follows: Interest 1,178 1,151 1,120 1~7 1,ll57 Total 1,568 1,576 1,570 1,572 1,577 June30,l992 June 30, 1993 June 30, 1994 June 30, 1995 June 30, 1996 Principal $ 390 425 450 485 520 (6) Compensated Absences LIability The Oty employees receive from 10 to 25 vacation days each year depending upon length of service. An employee may accumulate earned vacation lime to a maximum not to exceed 25 days. Upon termination, employees are paid the full value of their unused vacation lime at their existing salary. The Oty employees receive 12 personal necessity/sick leave days each year. Upon termination, employees are paid one-half the value of their unused personal necessity/sick leave lime at their existing salary for management employees and a maximum of 60 days for all other employees. At June 30, 1991, $10,216 and $1,198 have been recorded, respectively, In the Genera1 Long-Term Debt Account Group and the ProprIetary Funds for accrued vacation and sick leave. 49 ZII o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) m Lea...... a. Capital T -- - General Lolli-Tenn Debt Acrnunt Groqp The ety leases furniture and equipment. All such leases expire by 1995 and have been determined to be capital leases. Included in the General Fixed Assets Acrnunt Group is $94 applicable to the leased equipment of the Redevelopment Agency. The leased furniture is not presented in the General Fixed Assets Account Group since the ety has not maintained a record of its general fixed assets (note 1). The following is a schedule of future minimum lease payments under capital leases together with the present value of the net minimum lease payments as of June 30, 1991: Year ending June 30: 1992 1993 1994 1995 1996 Thereafter $ 780 775 759 487 90 Total minimum lease payments 2,891 377 2,514 Less amount le...esenting interest Present value of net minimum capital lease payments $ b. Capital Leases - Enteqmse Funds The ety leases its refuse equipment (trucks and bins). Such leases have been detennined to be capital leases. Included in property, plant and equipment are the following amounts applicable to capital leases: Refuse equipment Less accumulated amortization Asset ba1anc:e at June 30, 1991 $ 3336 (1,475) $ 1,861 50 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finandal Statements, Continued (In thousands) The following is a schedule of future minimum 1eue payments under capitalleues together with the present value of the net minimum 1eue payments as of June 30, 1991: Yeer endlng June 30: 1992 1993 1994 1995 1996 Thereafter Total minimum lease payments Less amount repteseI.ting interest Present value of net minimum capital lease payments Less current installments of obligation under capitalleues Long-term obligations under capital lease $ 654 648 612 340 177 2,431 359 2.072 70 $ 2,(lO2 c. The Water Department leases Its tractors, trailers and trucks. Such leases have been determined to be capital leases. The following Is a schedule of future minimum 1eue payments under capitalleues together with the present value of the net minimum 1ease payments as of June 30, 1991: Yeer ending June 30: 1992 1993 1994 1995 1996 Thereafter Total minimum lease payments Less amount representing interest Present value of net minimum capital lease payments Less current Insta11ments of obligation under capital leases Long-term obligations under capital lease 51 $ 122 125 116 113 80 556 104 452 83 $ 369 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) d. ~1i1\1' T ---Redevelopment A~ The Agency entered Into a lease agreement with Shandln Hills GoH Oub, Inc. for the 1ease of a golf course. The lease calls for minimum monthly renlal payments of $11 through December 1987, $13 from January 1, 1988 through December 1992, $16 from January 1, 1993 through December 1997, and $17 from January 1, 1998 through the remainder of lease. The tenn of the 1ease is 52 years from January 1, 1985. Minimum renlal payments to be received from Shandin Hills GoH Oub, Inc. are as follows: Year ending June 30: 1992 1993 1994 1995 1996 Thereafter $ 160 190 190 190 190 8,060 Tolal minimum lease payments $ 8,980 In addition to the minimum monthly rental payments, the 1ease agreement calIs for contingent rental payments ca1culated at 18% of all green fees and cart rentals and 5% of sa1es revenue from food, beverages and men:handise. The contingent rental is the amount by which the percentage rental exceeds the minimum monthly renlal, which amounted to $100 for the year ended June 30, 1991. 52 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes 10 General Purpose Finandal Statements, Continued (In thousands) (8) Interfund -r...n....-tinnCl Interfund receivables and payables at June 30, 1991 are as follows: Advanca Due from Due 10 Advanca from other other to other other Fund funds funds func1s func1s General $ 1,126 SpedaI Revenue Funds: Downlown Parking District 348 Administrative 237 543 Central ety Security 44 332 Low and Moderate Income Housing 3,293 Debt Service Funds: A.D. 5861 Redemption 165 Parking District 84 Capital 1'1.....15 Funds: Central ety Projects 3,123 3,030 3.soo Central ety North 1,331 Central City West 915 Mt Vemon Business Corridor 1 550 Northwest 1,131 4,938 250 Operation Second Chance 1 1,835 885 Parking District 1,330 Southeast Industrial Park 7.025 250 South Valle 1 2,205 State College 1,314 252 4,385 Tri-Clty 1 7 Uptown Project Area 1,814 Enterprise Funds: Water 640 200 Sewer l.oss 314 8 Geothermal 582 General Long-Tenn Debt Account Group 208 Total $ 19,800 19,800 4,843 4,843 53 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Financial Statements, Continued (In thousands) (9) ~t Infonnation for Enle1:prise Funds The Oty maintains four Enterprise Funds to provide water, sewer, refuse and geothennaI services to City residents. Operations of the funds are aa:ounted for, financed and operated in a manner simi1ar to private business enterprises. A summary of these enterprises is as follows: Water Sewer Refuse Geothermal Total Operating revenue $ 11,867 7,586 10,958 157 30,568 Operating expenses: Depreciation U,602) U,325) (667) (72) (3,666) Other UO,023) (6,803) (9,390) (59) (26,375) Nonoperating revenue (expenses) 2,lJS4 2,400 (27) 10 4,337 Operating transfers in 253 253 Operating transfers out (396) U,389) (485) (2,270) Net income (loss) $ 1,900 722 289 (64) 2,847 Additions to contributed capital $ 3,309 2.267 5,576 Property, plant and equipment additions 3,735 16,421 754 12 20,922 Net working capital 5.358 12.245 572 (550) 17,625 Total assets 60,259 82.000 4,003 2,699 148,961 Bonds and other long- tenn liabilities 12,613 8,832 2,281 2,476 26,202 Total liabilities 16,967 12,586 3.589 3,058 36.200 Total fund equity (deficit> 43.292 69,414 414 (359) 112,761 (to) Defined Benefit Pension Plan Plan Description The Oty and RDA contribute to the California Public Employees' Retirement System (PERS), an agent multiple-emp1oyer public employee retirement system that acts as a common investment and administrative agent for participating public entities within the state of California. The Oty's and RDA's payrolls for employees covered by PERS for the year ended June 30, 1991 were $40,782 and $788, respectively. Total payroll for the year was $46,668 and $834, respectively. 54 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose FInancial Statements, Continued an thousands) All full-time employees are eligible to participate In PERS, md related benefits vest after seven years of service. Upon five years of service, general employees who retire at age 62 are entitled to receive an annual retirement benefit. The benefit Is payable monthly for life, In an amount equa1 to 1% of the employee's average sa1ary during the last year of employment for each year of aedlted service, after seven years of employment and 2% for each year over seven years. The System also provides death and disability benefits. PERS Is a amtributory plan deriving funds from employee contn"butions as well as from employer contributions and earnings from Investments. Contribution rates for the year ended June 30, 1991 were as follows: Employee category MiIcleI1aneous Public Safety Employer Employee 7.611% 7.00 21.197% 9.00 Pundillr Ststus and Provess The amount shown below as the Npension benefit obllgationN Is a standardized disclosure measure of the present value of pension benefits, adjusted for the effects of projected sa1ary Increases and step-rate benefits, estimated to be payable In the future as a result of employee service to date. The measure Is Intended to help users assess the funding status of the System on a going~ basis, assess ptog._ made In accumulating suffident IISlleIS to pay benefits when due, and make comparisons among employers. The measure Is the actuarial present value of aedlted ~lljo:..'ted benefits md Is Independent of the funding method used to determine contributions to the System. The pension benefit obligation was computed as part of an actuarial valuation performed as of June 30, 1990. Significant actuarial assumptions used In the valuation include (a) a rate of return on the InVooSblldlt of present and future IISlleIS of 85% a year compounded annually, (b) projected sa1ary Increases of 5% a year compounded annually, attributable to Inflation, (e) additional projected sa1ary Increases of 15% a year, attributable to seniority lmerlt and (d) no postretirement benefit Increases. 55 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finandal Statements, Continued (In thousands) Total unfunded pension benefit obligation applicable to the Oty's and RDA's employees was $25,533 and $20, respectively, at June 30, 1990 as follows: Pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees not yet receiving benefits Current employees: Aa:umulated employee contnbutions, including allocated investment earnings Employer-financed vested Employer-financed nonvested Total pension benefit obligation Net assets available for benefits, at cost (market value Is $199,()22 and $2,507, respectively) Unfunded pension benefit obligation City RDA $ 102.870 1,344 39,013 650 56,969 158 2,186 79 201,038 2,231 175,505 2,211 $ 25,533 20 In caJcuJating the pension benefit obligation at June 30, 1990, PERS updated the IIOn<<onomlc actuarial assumptions regarding mortality, retirement and disability rates based on an experience study for the period from 1985 through 1989. The effect of this change in non- economic actuarial assumptions was to increase the Oty's and Agency's pension benefit obligation by $3,579 and $44, respectively. Actuariaily Determined Contribution Req,ulrements and Contribution Made PERS uses the entry-age-nonnai-actuarJal-cost method, which is a projected-benefit-cost method. That is, it takes into account those benefits that are expected to be earned in the future as well as those already accrued. According to this cost method, the norma1 cost for an employee is the 1eveI amount that would fund the projected benefit if it were paid annually from date of employment until retirement. PERS uses a modification of the entry-age-cost method in which the employer's total normal cost is expressed as a level percentage of payroll. PERS also uses the level-percentage-of- payroll method to amortize any unfunded actuarial liabilities. The amortization period of the unfunded actuarial liability ends on June 30, 2001. The significant actuarial assumptions used to compute the actuarialJy detennined contribution requirement are the same as those used to compute the pension benefit obligation, as prevlous1y described. Contributions for the plans to PERS totaling $8.801 and $56, respectively, were made during the fiscaJ year ended June 30, 1991 in accordance with actuaria1ly detennined contribution requirements through an actuaria1 valuation performed at June 30, 1989. 56 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to General Purpolle Financial Statements, Continued (In thousands) These contributions consisted of: City "'of cuaent covered payroll RDA Amount Amount "'of current covered payroll Normal cost $ 3,866 9.48% $ Amortization of unfunded actuarial accrued liability 1,701 4.17 Total Oty/RDA contributions 5,567 13.65 Employee contributions 3,235 7.93 Total contributions $ 8,802 21.58% $ Trend Information 59 7.49% (59) (7.49) 56 7.00 56 7.00% Trend information gives an indication of the progress made in accumulating sufficient assets to pay benefits when due. Historical information is important to assist readers of the financial statements in assessing the Oty's progress in accumulating sufficient resources with PERS to pay pension benefits as they become payable. Such information is now being accumulated; however, historical information for periods prior to 1987 is not avallable. (Dollar amounts in millions). Net Unfunded assets Pension pension avail- benefit benefit able for obllga- Percent obllga- Fiscal year benefits tions funded tion City: 1987 $ 122.2 152.7 80.0% $ 30.5 1988 138.5 164.4 843 25.8 1989 157.1 181.8 86.5 24.6 1990 175.5 201.0 87.3 25.5 1991 N/A N/A N/A N/A RDA: 1987 1.5 2.0 75.2 .49 1988 1.7 2.2 77.1 .50 1989 1.9 1.9 101.7 (.03) 1990 2.2 2.2 99.1 .02 1991 N/A N/A N/A N/A N/ A", Information is not available as of June 30,1991. 57 o o CITY OF SAN BERNARDINO, CALIFORNIA Notes to Genera1 Purpose Finandal Statements, Continued (In thousands) Net Unfunded assets Pension pensloIl avail- benefit benefit able for obUga- Percent obUga- Fiscal year benefits tions funded tion City: 1987 $ 36.7 83.0% $ 8.9 24.2% 1988 39.8 64.9 6.1 15.3 1989 44.2 55.7 5.4 15.3 1990 48.1 62.6 5.4 13.9 1991 40.8 N/A 5.6 13.7 RDA: 1987 .7 69.9 .2 20.2 1988 .7 67.9 .2 20.2 1989 .8 (4.2) .1 21.1 1990 .7 2.9 .1 19.3 1991 .8 N/A .06 7.0 NI A ..Information is not avaIlable as of June 30, 1991. C11) Aaanssment Districts Bond Issue Assessment District No. 961 issued $12,450 of Improvement Refunding Bonds, Assessment District No. 977 A issued $683 Improvement Bonds and Assessment District No. 977B issued $1,013 Improvement Bonds, all under the Refunding Act of 1984 for 1915 Improvement Acts Bonds in December 1986. Neither the faith, credit nor taxing power of the aty is pledged to the repayment of the bonds. Accordingly, no liability has been recorded in the General Long- Tenn Debt Account Group. At June 30, 1991, $13,(l31 of Improvement Bonds remains outstanding. (12) Mortp~ Revenue and Industrial DeveI'lP"""'t Revenue Bonds Not included in the accompanying financial statements are mortgage revenue bonds and industrial development revenue bonds issued by the aty and Redevelopment Agenq. The bonds are spedal obligations payable solely from payments made on and secured by a pledge of the acquired mortgage loans and certain reserve funds and other monies in oonnection therewith, all pledged under the resolution authorizing the issuance of the bonds. The bonds are not payable from any other revenues or assets of the City or the Redevelopment Agenq. Neither the falth and credit nor the taxing powers of the aty of San Bernardino, California, the state of California or any poUtical subdivision thereof or the Agency is pledged to the payment of the prindpal of or the interest on the bonds. 58 o o CITY OF SAN BERNARDINO, CAUFORNIA Noles to Genera1 Purpose FinancIal Statements, Continued (In thousands) (13) Fund Defidtsl A=lmulated Defidts At June 30, 1991, the following funds from the Governmental Fund Types have fund deficits that are anticipated to be funded from future grant and other revenues and operating transfers: SpP<'lal Revenue Funds: Cemetery Cable TV Animal Control Central Cty Security Industrial Development Bonds $ (150) (404) (288) (290) (173) $ (1,305) Capital Projects Funds: Certificates of Partidpation Special Assessments Central Cty West Mount Vernon Business CorrIdor Northwest Operation Semnd Chance Parking District $ (273) (707) (915) (841) (554) (546) (1,324) $ (5,160) At June 30, 1991, the following funds from the Proprietary Fund Types have accumulated deficits that are anticipated to be RICOvere<I in future periods from user charges and/or operating transfers. As of June 30, 1991, the General Fund does not have the financial capacity to fund such accumulated deficits. Therefore, funding for the accumulated defidts will take years to acmmplish. The accumulated deficits are due to higher claims experienced versus amounts charged to the various departments: Enterprise Funds: Geothermal $ (500) Internal Service Funds: Worlcers' Compensation (5,454) liability Insurance (5,159) Self-Insurance Health Plan (2,186) Motor Pool (434) Telephone support (628) $ (14,361) 59 o o CITY OF SAN BERNARDINO, CAUFORNIA Notes to General Purpose Finanda1 Statements, Continued (In thousands) (14) Prior Year Defeasance of DMt In prior years, the Redevelopment Agency defeased certain tax allocation refunding bonds by pIadng the proceeds of new bonds in an Irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust acmunt assets and the liability for the defeased bonds are not Included in the genera1 purpose finandaI statements. On June 30, 1991, $76,560.000 of bonds outstanding are considered defeased. (15) Land Held for Resale A summary of land held for resale by various redevelopment project areas as of June 30, 1991 is as follows: Special Revenue Funds: lDw and moderate income housing Capital Projects Funds: Central Cty Projects Central Cty North Northwest Operation Second Chance Southeast Industria1 Park Uptown $ 540 5,290 1,140 1,475 1,275 5,167 600 $ 15.487 Land acquired for future sale by the Redevelopment Agenc:yis capitalized at cost. These assets are generally acquired under developer disposition agreements (DDAs) in the normal course of redeve10pment activity. The (DDAs) provide for transfer of the property to developers after certain redevelopment obligations have been fu1fi11ed. When the DDA is consumated, the value of the land held for resale is reduced to its estimated sales value. (16) Continponri.... In the normal course of operations. the Cty has also been named as a defendant in various claims and 1ega1 actions. In the opinion of legal counsel, the ultimate liability for these other legal actions and c1aims will not have a material adverse effect on the Cty's general purpose financial statements. 60 o o CITY OF SAN BERNARDINO, CAUFORNIA Combining Financial Statements and Exhibits Year ended June 30, 1991 61 o o Exhibit 6 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - A1l Special Revenue Funds June 30, 1991 (In thousands) Assets l.1"brarv Cemeterv Cable TV Asset Seizure Cash and investments $ 80 384 Aa:ounts receivable Other receivab1e Interest receivab1e Due from other funds Due from other governmental agencies Notes receivable Land held lor resa1e Other assets Total assets $ 80 384 Liabilities and Fund Ba1anceo tDeficit) Overdraft of cash and ~ pool $ 140 388 Aa:ounts payable 23 2 3 6 Aa:rued liabilities 57 8 13 Due to other governmental agencies Due to other funds Advances from other funds Deposits Deferred revenue Total liabilities 80 150 404 6 Fund ba1ances (accumulated deficit): Re&erwd lor encumbrances 2 18 76 Re&erwd for other assets Re&erwd lor land held for resale Re&erwd lor notes receivab1e UnreservecI: 1)oclg>'.~ for specific capita1 projects Designated for continuing appropriations Unc:Iesignated (accumuJated deficit) (2) 050) (422) 302 Total fund balances (accumulated deficit) 050) (404) 378 Total liabilities and fund balances (accumulated deficit) $ 80 384 62 o o BuiDess Paddug Local s_ ADlma1 T...~-,- Dlslrid Il_ Traftatl'lwtati"" 1'1'o2r:a....& Cmdml 22 3Il4 93 14 400 14 861 2 22 398 400 93 863 14 2 21 130 (84) 216 &3 29 t?AA\ 21 46 216 &3 31 (288) 22 398 400 93 863 14 63 0 0 Exhibit 6-2 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - All Special Revenue Funds, Continued June 30, 1991 (In thousands) PmfeuiODal SpedU Gas Baseball Community Aaseb Tax Team Traffic Safetv DeveloDD'lellt Cash and investments $ 396 73 1,042 Acmunts receivable 7 Other receivable 17 Interest receivable Due from other funds Due from other governmental agencies 111 1 3,903 Notes receivable Land held for n!Sll1e Other assets Total assets $ 5J.1l 80 1 4.962 Liabilities _ PUDd B:Ill~ftces (Deficit) 0verdIaft of 0ISh and investment pool $ 1 Acmunts payable 6 123 Accrued Iiabi1ities 2S Due to other govemmentaI agencies Due to other funds AdV!"'CI!S from other funds Deposits Deferred revenue 3.094 Total Iiabi1ities 6 1 3.242 Fund baJances (aa:umuJated deficit): Reserved for encumImmCl!S Reserved for other assets Reserved for 1and held for resa1e Reserved for _ rec:eivab1e Unreserved: Designated for specific capital projects 1,682 Designated for continuing appropriations Undesignated (aa:umuJated deficit) 5J.1l 74 38 Total fund ba1ances (acaunuJatied deficit) 5J.1l 74 1.720 Total liabi1ities and fund ba1anCl!S (aca.unuJated deficit) $ 5J.1l 80 1 4.962 64 3?Ni. 3.206 113 113 3.319 o 55 55 55 984 984 984 543 543 543 65 o 3 332 33S (29()) (29()) 45 382 382 (173) (173) 209 ~ 0 0 Exhibit 6-3 CI'IY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - AD Special Revenue Funds, Continued June 30, 1991 (In thousands) IlecfevelODlllent A2I!Dn' Low and Modezate Total lDcome RedneJopment AsHb HonanD' j........". Total Cash and in.-.~,ts $ 9,170 9,592 12,.905 Aa:ounts receivable 449 Other receivable 21 3,244 Interest receivable 311 311 312 Due &om other funds 3,293 3,574 3,574 Due &om other governmental agencies 5,174 Notes receivable 3,565 3,565 3,565 Land held for resa1e 5(() 5(() 5(() Other assets 300 373 375 Total assets $ 17.179 17.976 30.138 Uabilities and Pand .....-_ (Deficit) Overdraft of cash and investment pool $ 1,528 Aa:ounts pByBb1e 64 449 843 Aa:rued 6abiIities 177 Due to other govemmental agencies 27 Due to other funds 875 1,223 Advances &om other funds Deposits Deferred revenue 6.302 Total6abilities 64 1.324 10.100 Fwui beIances (accumulated deficit): Reserved for encumbIances 209 Reserved'for other assets 2 Reserved for land held for resa1e 5(() 5(() 5(() Reserved for notes receivable 3,565 3,565 3,565 Unreserved: DesigDated for specific capital projects 13,010 13,010 14,692 DesigDaled for continuing appropriations 130 UndesigDaled (ac:cumulated deficit) (463) 900 Total fund beIances (accumulated deficit) 17.115 16.652 20.038 Total tialHHties and fund balances (ac:cumulated deficit) $ 17.179 17.976 30.138 66 o o nus PAGE LEFI' INTENTIONALLY BLANK 67 - o o Exhibit 7 OTY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Aa:umulated Deficit) - An Specia1 Revenue Funds Yeerended June 30, 1991 (In thousands) L11muv Cemelerv Cable TV Revenues: Property taxes LioImses and permits Fines and forfeits Use of money and propert). Intergovernmental revenues Charges for services Other revenues $ 143 48 20 163 Total revenues 191 183 Expenditures: Current: Geaeral government: Deputmental Nondepartmental Public safely Public works CuIlure and recreelion Capital outlay Debt service: Princ:ipol relin!ment Inten!Sl and fiscal dwges Total expencJitwes Excess (deficiency) of revenues over expel>- ditun!s 264 469 2,817 2.817 264 547 (2,626) (81) (547) Other financing soun:es (uses): Proceeds from capital lease ob6galion Operating transfers in (out) 2.626 391 Total other financing soun:es (uses) 2.626 391 Excess (deficiency) of revenues and other soun:es over expenditures (81) (156) Fund balances (accumulated deficit), July 1.1990 Fund balances (accumuIatecI deficit), June 30, 1991 (69) (248) $ (150) (404) 68 Asset SelzUJe 12 211 223 263 78 263 (40) (40) 418 378 o o '3t17 80 3,376 83 52 171 689 21 4 2 1 52 561 80 21 3.383 689 122 (45) 400 198 54 (370) 7 (130) 130 1415l 377 030) 130 1415l 7 377 (8) 85 400 (217) 61 7 29 (39) (184) 300 (30) I295l 21 46 216 83 31 1288) 69 Revenues: }\O}'<"l)-laxes Licenses and permits Fines and forfeits Use of money and property Inb6UYel4lDelltal revenues Charges for seIVices Other reYel\ues Total reYel\ues Expenditures: Cunent: General government: Deputn.....ta1 NcmdepartmeDtal Public safety Public worlcs Cultwe and recreation Capital outlay ,Debt service: PriDdpa1 retUement Interest and fiscal charges Total expenditures E>o:ess (deficiency) of reYel\W!S over expen- ditures Other financing sources (uses): Pro<eeds from capital1ease obligation Operating transfers in (out) Total other financing sources (uses) E>o:ess (deficiency) of reYel\W!S and other sources over expenditures Fund ba1ances (accumulated deficit), July 1, 1990 Fund ba1ances (accumulated deficit), June 30, 1991 o o Exhibit 7-2 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balana!s (Deficit) - All Spedal Revenue Funds, Continued Year ended June 30, 1991 (In thousands) Special Gas Tax Pmfe8aioaal Baseball Team 1'Dffic Safetv $ 182 30 2,715 80 2.745 2 82 2 184 41 41 2,745 41 184 I? ?'U;\ (84) (2 238) (84) 507 41 33 $ 507 74 70 CommUDity DeYeIomaeat 808 5 813 849 1,305 2.154 (1,341) (1,341) 3.061 1.720 o o CivIc Center Mobili! Home SlIles ..... Road jA.....;ft;~ Central City Secaritv IncIastrial Dne10pmeDt JIOIld. 528 15 15 528 117 117 1,327 35 1.377 347 347 15 60 6 347 16 60 6 347 16 528 57 1,37l (1) (477) (471) (477) (471) 51 57 900 (1) 62 C2l 84 (290) (172) 113 55 984 (29()) (173) 71 o o Exhibit 7-3 CI1Y OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) - All Special Revenue Funds, Continued Year ended June 30, 1991 (In thousands) Kedevelomnent AaenCY Law and Modeme Total IJu:ome Redevelopment Ifonana A......CY Total Revenues: Floperlj taxes $ 187 Licenses and permits 313 Fines and forfeits 209 Use of moDI!)' and property 866 881 2,712 Intergovernmental revenues 6,666 Charges for servkes 347 1,840 Other .........ues 889 Total.........ues 866 1 ??It 12.816 Expenditures: Current: GeneraJ govemment: Departmental 333 696 5,299 NondeparlDoentaI lB Public safety 2,024 Public worb 1,30S Cu1ture and recreation 2,817 Capital out1ay 103 Debt service: Principal retirement 2 Interest and fiscal duuges 1 Total expenditures 333 696 11.634 Excess (deficiency) of revenues over expenditures 533 532 1,182 Other financing sources (uses): Prot:eeds &om capital lease obligation 7 Operating transfers in (out) 4.048 4.ll48 3.657 Total other financing sources (uses) 4.048 4.048 3.664 Excess (deficiency) of.........ues and other sources over ecpenditures 4,581 4,S8O 4,846 Fund balances (accwnuIated deficit), July 1, 1990 12.534 12.072 15.192 Fund balances (accumulated deficit), June 30, 1991 $ 17.115 16.652 20.038 72 o o THIS PAGE LEFT INTENTIONALLY BLANK 73 o o Exhibit 8 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenclitwes and Changes in Fund Balances (Accumulated Deficit) - Budget and ActuaJ - All Budgeted Special Revenue Funds Year ended June 30, 1991 l.11>rarv BudRet Ac:tua1 Revenues: Prope.ly taxes Licenses and permits Fines and forfeits Use of """"'Y and property Intergovemmental revenues Charges for servia!s Other revenues $ 2 178 49 143 48 Total revenues 229 191 Expenditures: Current: General govemment: Departmental Nondepartmental Public safety Public works Cu1ture and ft!Cn!ation Capital outlay Debt oeM"", Principel retiJement Interest and fisca1 dwges 2,974 2,817 Total expenclilun!S Excess (deficiency) of revenues over expencIitwes 2974 2817 (2,745) (2,626) Other financing SOUJa!S (uses): Proceeds bom capita11eose obligation Operating tnmsfers in (out) 2626 2626 Total other financing SOUJa!S (uses) Excess (deficiency) of revenues and other SOUJa!S over expencIilun!S and other uses $ (2.745) Fund balances (accumulated deficit), July 1, 1990 Fund balances (accumulated deficit), J1Dle 30, 1991 $ 74 Vadance - favmable hUlfavorablel (2) (35) (1) (38) 157 157 119 2.626 2.626 2.745 o o r_I...~. Cable TV Varlan<e- Varlan<e- favorable favorable ...,.... Adua1 (UDfavonble) Budai Actaal 'IIM.......h1.) 53 20 163 (33) 163 (194) 194 247 183 (64) 276 264 12 589 469 120 78 (78) 276 264 12 589 547 42 (29) (81) (52) (589) (547) 42 391 391 391 391 1291 (81) (52) (5891 (lS6) 433 (69) l2481 (150) (.(()4) 75 ~,- o o Exhibit 8-2 CITY OF SAN BERNARDINO, CALlFORNIA Combining Statement of Revenues, Expenditures lI1ld Changes in Fwd Balances (Deficit)- Budget and ActuaJ - All Budgeted Special Revenue Funds, Continued (In thousands) P.llM"O and Blla..... ImDlO..~t VuiaDce- flrvoDble BadRet ActuaJ f1lllfavonb1e) Revenues: I'1vp<"I,_ , v-....lI1ld permits Fines and I"orieits Use of moaey and P.v~ JntergovemmentaJ revenues Charges for semces 0tbeI" nM!Ilues $ 180 174 (6) Total revenues 180 174 (6) l!~*ures: Cummt: GeIleral govenunent: DeputmentaI NcmdepartmentaJ PubIi<: safety PubIi<: worb Culture and reaeation Capital outlay Debt service: PriDc:ipal relin!ment ~ lI1ld fiscol cIwges Total ecpeDditwes 1bocess (deficiency) of nM!IlUOS over ecpeDdiIures 50 52 (2) 50 52 (2) 130 122 (8) Other fiDancing soun:es (uses): Proceeds &om aapital1ease obligation Operating transfers in (out) 1bocess (deficiency) of nM!IlUOS lI1ld other lIOUJa!S over ecpeDdiIures and other uses on (130) (130) (130) $ 130 (8) (138) 29 $ 21 Total other fina....n,g _ (uses) Fwd balances (acc:umuIated deficit), July 1, 1990 Fwd balances (accumulated deficit),June30, 1991 76 o o DowIlt1nna p...w... n;.....,;.... Lol:al """n___... VadaDce - VadaDce- flmuable flmuable ..A..... .......... (1b4.... hla) BlldRet ~""".1 ,.....,--.....,.) 235 187 (48) 19 329 310 6 9 3 167 209 42 1 1 254 516 262 173 219 46 336 307 83 171 (307) (83) 165 21 (21) 336 561 (??I;\ 21 (21) (82) (45) 'S7 173 198 25 130 130 /4151 /4151 130 130 /4151 /4151 (82) 85 167 173 (217) (390) (39) 300 46 83 77 o o Exhibit 8-3 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balan.... (Deficit) - Budget and AduaI- All Budgeted Special Revenue Funds, Continued (In thousands) Revenues: l\u~l,. taxes License and permits Fines and forfeils Use of JIlOJll!Y and !"ul""'l) Jntergovenunental revenues Charges for servia!S Olherrevenues Total revenues Ilxpendilures: Cum!I1t: Geaeral govemment: Departmental Nondeputmenta1 I'uI>Ik safety I'uI>Ik worb Culture and recreation Capital outlay Debt service: ""'........'6 t ..&~.. ~-- ~ and fiscal charges Total ecpendilun!s E>ocess (deficiency) of revenues CM!I" ""Jl'!"ditur Other financing llOIIJa!S (uses): I"Ioceeds from alpita11eese obligation Operating baIlsfe.s in (out) Total other fi1lanc:ing llOIIJa!S (uses) E>ocess (deficiency) of revenues and other llOIIJa!S CM!I" expenditures and other uses Fund balances (accumulated deficit), July 1, 1990 Fund balances (acxumulated deficit), June 30, 1991 ??(tI; 2,2ll5 $ ??fII; 78 2.745 540 2,745 I? ?'Ul) I?~ 5f17 $ 5f17 540 n?'Oll\ t? 7Ut\ 0.698) ...A.... 160 160 160 160 o T..HLo !IlaI.hr ~.......1 182 2 184 184 (184) nMl VuiaDce- favmable (M4f...a.....h!el 22 24 24 t1M) OM) Q~ o C"nftlftttlftfhr .......1_. VllIilmce - fanable Budat ~1'hI.1 (-.4.- -hie) 2 840 215 1/1111; U.oss> n.MS\ 79 808 5 813 849 1,305 2.154 U,341) (1,341) 3.1161 l.m 808 5 813 (9) O,ll!lO) (lJI99) (286) (286) ""oM o o Exhibit S-4 Cl'IY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund BalanCll!S (Deficit) - Budget and Actual- AU Budgeted Special Revenue Funds, Continued (In thousands) Pwn'-a;_.l Baseball T-- VlIIWule - fnarable Budaet AduaI (=........hl.\ Revenues: l'1upal, taxes Licenses and permits Fines and forfeits Use of money and pro~l, Intergovernmental revenues Charges for services 00..... revenues $ 59 so 21 2 2 Total reveI\Ul!S 59 82 23 Expenditures: CunenI: GeNnI govemment: Depertmenlal Ncmdepartmenta1 Public safety Public worb CuIlure and II!CIeIItion Capita1 oatJay Debt service: PrincipIl retirement lnten!st and fiscal dwges Total ecpenclitures 41 (41) 41 141\ Excels (deficiency) of revenues over expenditures 00..... fiDandng soun:es (uses): Pm<.ds &om capital1ease obligation Operating transfers in (out) Total other fiDandng SOUJaS (uses) Excels (deficiency) of revenues and other soun:es over expenditures and other uses 59 41 (18) $ 59 41 (18) Fund balances (aa:umulated deficit), July 1,1990 Fund balances (aa:umuIated de6cit), June 30,1991 33 $ 74 80 o o ...-....1 Co:at:ml Total Vada!ule - Vada!ule- favorable flmmIble ...d.... A......1 1_........_1 8adat Actaal (....(_......_hle) 235 187 (48) 180 139 (41) 360 313 (47) 45 Z7 (18) 205 209 4 159 1,276 1,117 2,S3O 3,230 :100 108 118 10 351 166 (185) 2 3S 33 2 45 43 33S 319 (16) 3.842 5.426 1.584 865 1,081 83 1,761 1,305 2,817 99 (216) (83) C347) (I,Il9O) 157 (99) 188 689 (501) 1,414 215 2,<R4 188 689 (5(J1 ) 5.468 7.146 11.678) 147 (370) (517) (1,626) (1,720) (94) :J77 :J77 557 557 :J77 :J77 557 557 147 7 (140) (t,.~) (1,163) 463 <295l 2.772 I?lUI\ 1.609 81 o o Exhibit 9 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - AD Debt Service Funds June 30, 1991 On thousands) Redeve10Dlllellt A......" am Center A.D.f5861 Leue JleveDue Centml Oty Centml Oty Aa8els Red-"';ftft BcnuI PlOiects North Cash and investments $ 1,196 219 140 Cash and investments with fiscal agent S54 10,376 2,848 Due from other funds Other JeceivabIe In_ receivable 12 76 140 Total assets $ 554 1.208 10.671 3.128 Liabilities and Pand "'1~_ CDeficit) Cash lM!I'drafls $ 8 Due to other funds 165 Total liabilities 173 Fund balances - reserved for debt service 381 1.208 10.671 3.128 Total liabilities and fund balances (deficit) $ S54 1 ?IIR 10.671 3.128 82 Nol'lh....sd m 399 399 399 PuIciDg Diatdd SIJ9 84 2 9 692 692 692 o 'DaA...lft_'" ~____ SoatIIeut lIuIutdal PlIdc South Valle 'Bl 7,368 842 490 4 tl~ 846 8.155 846 ~.15S 846 83 o ~CoU- 2,358 40 2.398 2.398 2.398 ",.,;. " o o Exhibit 9-2 CITY OF SAN BERNARDINO, CALIFORNIA CombiniDg Balance Sheet - All Debt ServiCl! Funds, Continued June 30, 1991 (In thousands) Red.....l~.... ~........tMI ToIlIl UpIowD llecIeftlopmem A-m 1'J:i.Citv Pmied Aaa ~-n' ToIlIl Cash and inVSmenls $ 656 1,852 Cash and inv___.ts with fisca1 agent 991 235 26,014 26,568 Due from other funds 84 84 Other receivable ~receivab1e 4 1 766 m Tolalassets $ 995 236 270;,0 29?R? LiabUitles ancI Fand BaJances CDefidt) Cash overdr.Uls $ 8 Due to other funds 165 Tolalliabilitil!s 173 Fund balances (deficit) -.- ...d for debt service 995 236 270;,0 29.109 ToIlIlliabiIities and fund ""I.nces (delidt) $ 995 236 270;,0 29'Jl1? 84 '-'-.",.-.:---,'0: o o nus PAGE LEFT INTENTIONALLY BLANK 85 - o o Bxhibit 10 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Deficit) - All Debt Servic:e Funds Year ended June 30, 1991 (In thousands) :Rednelq--t A-~ Ovic CeDler A.D. f5ll61 Leue Revenue CentIlIl City CentIlIl City --- 1IoIld l'mi_ North Revenues: Prot""l, taxes $ 2,413 1,453 Use of IIIDIle)' and P'O)~ly 74 609 153 Other reveaue 2 m Total n!Vl!Ilues 2 74 3.815 1.606 Expenditures: DebtIll!l"Vice: Prindpel ,etk.=_ 37U 320 28S Inten!st and fiscal dwges 177 2,624 676 Other 5 11 3 Total ""J'e"d;m",. SS2 2.955 964 lixa!ss ("eficieacy) of_ over ecpenditures 2 (478) 860 642 Other finaDdDg I1llW'CeS (uses) - operating tnmsfem in (out) 477 (28) 087) lixa!ss (deficieacy) of_ and other lIClUICI!S over ecpenditures and other uses 2 0) 832 4SS Fund ""Lu.ceo (deficit), July 1, 1990 379 1.2D9 9.839 2.673 Fund b81ances (defidt), J1Dle 30, 1991 $ 381 1211II 10.671 3.128 86 o o --.. &JI.-- &,11 I PaddDs lDdubiaJ NortInnst N.....".. PlIIk !loath v.ne S_ Colletle 3,304 352 22 44 610 49 3111 168 280 22 212 3.914 329 6!l9 55 75 39S 408 605 231 90 2,201 4B1 1,572 13 5 286 165 2.609 89S 2.182 (264) 4'J 1,30S (566) U,523) 242 11 57S 1~?1i. (22) 4'J 1,316 9 lIB 421 64S Ii.~ 837 2.29S 399 692 8.155 846 2.398 87 - o o Exhibit 10-2 CITY OF SAN BERNARDINO, CALIFORNIA CombiDing Statement of Revenues, Expenditwes and Changes in Fund Balances (Deficit) - All Debt Service FulIds, Continued Year ended June 30, 1991 (In thousands) Redeve1cnttn..... ~.....,.., Total UplDwa llecIewelo.......... TIi-Citv PmiectAma /a.-- Total Revenues: Fi.u~l, taxes $ 11 7,533 7,533 Use of IIlIlD8Y and propaly 51 12 1,857 1,931 Other rennue 1.241 1.243 TotaInM!DueB 62 12 10.631 10.7117 Expenditures: Debt service: Principe1 retirement 120 30 2,293 2,663 IDterest and fiscal dwges 581 138 8,600 8;777 00... 2 34 39 Total expenditun!s 7lI3 168 10.927 11.479 Excess (deficieacy) of............. over ""P"""Buns (M1) US6} (296) (772) Other fin...,.;"g _ (uses}-operating transfers in (out) 623 134 2.996 3.473 Excess (deficiency) of............. and othOI'SOUI'a!S over e>cpeDditwes and other uses U8) (22) 2,7llO 2.701 Fund balances (deficit},JuIy 1, 1990 1.013 2S8 24 son 26.408 Fund balances (deficit), June 30, 1991 $ 99S 236 27520 29.109 88 -r_7=::..4C'..,;:;.......__,.. o o THIS PAGE LEFI' INTENTIONALLY BLANK 89 0 0 Exhibit 11 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - An Capital Projeds Funds June 30, 1991 (In thousands) Pade Public Pade Street Co-.:tioa A.- NorionPmied Wvt..r.';..... C".n..........rti"ft Fee Cash and investments $ 140 ?ll5 Cash and in.-.~d& with fisca1 agent Accounts receivable Interest receivable Due from other funds Due from other governmental ageucies 248 1,532 1,318 Advances to other funds Notes receivable lase receivable LaDd held for resale Other assels Total_ $ 248 140 1~ ?1'I'n LiabiIitieo and l'1md .....1.ftces CDeficit) LiabiIi1i eo: Overdraft of cash and im,...h._l pool $ 122 650 Accounts payable 550 15 Aa:rued 1iabiIities 133 10 Due to other governmental ageucies Due to other funds Advances from other funds DeposiIs Derenecl revenue Tota1liabi1ities 122 1- 25 Fund balances (aa:umuIaIed deficit): Reserved for en<:umbrances 19 10 92 Ra ...d for lIdvImces to other funds Reo ...d for DOtes receivable Reserved for Iud held for nsaIe Reserved for J'I'!PBid ilems/other assets Um...... .4!d; D-~ !or specific capilaI y,,'je<b and programs DesigDaled !or """tUu'n,g appropriations 122 6,375 2,262 Un.f-;g...1ed (acammIated deficit) 126 en (6.186) (356) Tota1fund balances (aa:umuIaIed deficit) 126 140 199 1.998 Tota16abi1ities and fund balanaos (aa:umuIaIed dl!ficit) $ 248 140 1~ ?fl?':t 90 35 13 22 35 35 S7 223 7.lllM 1 33 34 2.751 4.219 6.9'0 7.lllM o 4C3 lOll 21 129 t.t23 (llO9) 314 4C3 2.7l2 50 S7 10'7 1,269 1.336 2.605 2.712 91 o 367 640 640 C!7.3) (273) 367 1~ 815 38 5 858 t7U7l t7U7l 151 o o Exbibi111-2 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheel- AD Capital Projects Funds, Continued June 30, 1991 (In thousands) Redevelo_A......,.. Central City Pmjeds $ 3,569 Aueta Cash and investments Cash and in...dh..~,ts with fiscal agent Accounts JeCeivable In_ JeCeivable Due from other funds Due from other governmental agencies Advances to other funds Notes receivable LeIse JeCeivable Land held for resale Olherassets Total assets Central City North 4.150 Central City West 152 75 3,123 147 84 1,331 767 11,495 5,290 1 1,140 $ 24.471 Liabilities ad Pand p.l.ft-eo (Deficit) 1 bhUities- Overdraft of cash and investment pool $ Accounts payable Aa:rued liabilities Due to other governmental agencies Due to other funds Advances from other funds Deposits Deferred revenue Tota1lial>o~ Fund baIanas (aa:umuIated deficit): Resened for encumbrances Resened for advances to other funds Resened for notes receivable Resened for land held for resale Resened for prepaid ill!llls/other assets Unreserved: Designated for speciIk capital yntjt.:b and programs Designated for CIOIllinuing appropriations Undesignated (aa:umuJaled deficit) Total fund balances (aa:umuIated deficit) Total liabilities and fund balances (acaunulated deficit) $ 6Rll'; 150 124 3,ll3O 3,500 915 11.495 18.175 124 915 767 5,290 1 1,140 239 5,588 (915) 6.296 6.129 (915) 24.471 6.853 92 Mt. Vemon Baaiusa l'"ft"';dor 1 1 42 550 250 842 (841) (841) 1 o o 113 31 2 30 2,362 29 4,938 1,835 1.330 2,2DS 2S2 885 5.936 tau. I on? 30 4.567 281 250 4,385 142 SOl 2,986 6lO 1.475 1,275 5,167 12,751 14,692 12.171) (1.821) fl.324) C39Sl (SS4) lS46) 11.324) 18.669 2.S91 19.69'7 s~ 1~ 8 IM99 7.158 19.978 93 o o Exhibit 11-3 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - AD Capital Projec:ts Funds, Continued JlDIe 30, 1991 (In thousands) Red.enloumeDf: J.......,. Auets Cash aad investmmts Cash aad investmmts with fiscal agent Aa:ounts nc:eivabIe In_1eCl!ivabIe Due from other funds Due from other governmental agencies Advanas to other funds Notes receivable Lease nc:eivabIe Land held for resa1e Other asoels TotaI_ Uptown Pmiect Ala 1,437 Total 1tedeve1opmeat jA.....,. Tri-Citv 6,941 $ 4O~ 24 138 1 21 29 633 1,458 13,928 2 4,635 5,ll17 11,495 14,947 616 93.061 600 $ 7.104 ?()11(1 Liabilities iIIld I'lIIld Rsl__ (Deficit) Liabilities: 0venIraft of cash aad iIr..stu.....t pool $ Accounts payable Aa:rued liabilities Due to other governmental agencies Due to ~ funds Advanas from other funds Deposits Defem!d revenue Total liabilities Fund baIaN:es (1I<XWIUIated deficit): IleIerwcI for emcumbrances IleIerwcI for advances to other funds Res ...d for DOles receivable IleIerwcI for IaDd held for resa1e IleIerwcI for pn!pIid items/other_ Unreserved: Designated for specific capital projects aad programs DesigDatedforamtinuing appropriaticms Undesignated (acaunuIated defidt) Total fund baIaN:es (acxwnulated defidt) Total liabilities and fund balances (ac:cwnuIatt!d deficit) $ 101 14 2,998 7 1,814 16,876 4,635 1011 1 A?Jl 11.495 361lf14 600 4,635 5,ll17 14.947 6,996 40,266 (341) (7.808) 6.996 259 S7J1Sl 7.104 2.087 93.061 94 C1I1taD1 DeveIopmeat Co..-tion Fee o Binet TrUfic Ughlillsf V--"'" s....... . S....~...:.... Total 2S 365 571 Sl,014 518 669 l.e 13,928 3,157 4.635 S,ot7 11,495 14.947 9 N8 2S 365 S80 lCJl!~ 2,ZZl 9 15 162 3,945 2 22 251 16.876 4.635 33 11.495 11 15 184 39.462 11 132 4.635 S,ot7 14.947 9 9 to,266 493 l4,tOS 14 nal 376 00.190) 14 3SO 396 69.224 2S 365 S80 108 NIl; 95 o Total expendiluJes ExI:ess (de6dency) of_ over ecpenditures Other financing SOUttl!S (uses) - operating transfeIS in (out) Revenues: l'Ioperty taxes Use of money and p.ut""'l) Intergovemmental revenue Charges for service Other_ Tota1_ Expenditures: Redl!\aop...eut y...jo..t>. Capital outlay Debt service: Principa1 retin!meftt ~ aDd fiscal dwges Current alSIs o o Exhibit 12 CITY OF SAN BERNARDINO, CALIFORNIA Combining Slalemerlt of Revenues, ExpendiIuJes and Changes in Fund JlaIances (Deficit) - All Capital Projects Funds Year ended June30, 1991 (In thousands) N_Pmiect Public Puk Ext-aIftft Sbeet Co-.tion $ 1,182 8 1.190 2 14 2.233 2 14 ? ?':n (2) (14) (1,1lC) 685 ExI:ess (de6dency) of_ aDd other SOUttl!S over l!lCpl!Ilditure aDd other uses Fund "'1.~ (accmnuJated deficit), July 1, 1990 Fund baIanees (accmnuJated deficit), June 30,1991 (2) (14) (358) 128 154 557 $ 126 140 199 96 Puk CoDStmc:lion Fee 420 582 32 U134 542 542 492 492 1.506 1.998 o o ,. . z SewerLiDe Iadiul Blago SlaaD DrlIiD CeIfIfl...... of Special r---...lfOtI_ ,. . - c.HI-t r............Mi_ PutidDRlion .. - 1- 159 553 13 6 942 10 10 148 88 26 10 10 161 1.1130 185 559 3S 48 Z77 1,1)63 10 646 280 104 127 58 3S 48 Z77 1.1163 417 808 (25) l38) (116) t'33) (232) (249) 820 18 407 (25) 7112 (116) (15) 175 (249) 60 6.188 430 ?~?n (448) (458) 3S 6.9?Il 314 2605 f273) l'107l 97 o o Exhibit 12-2 CI1Y OF SAN BERNARDINO, CALIFORNIA Combining Statement of RevenUES, Expenditun!s and Change; in Fund &1_..... (Deficit) - All Capital Projects Funds, Continued Year ended JWle 30,1991 (In thousands) RedlP.WPlmnn..... A......~ Mt. Vemon Central aty CeIltraI Oty CeIltraI aty B....... Pmiects North West t"ftMdor Revenues: Prc.~ I) taxes $ 483 225 17 Use of IIIOIll!f and pope.ty 47.3 355 IntergovemmentaJ revenue Charges for service Olhe. revenues 51 712 Total revenues 1.1107 1.292 17 1!xpeIlditures: Redeoelopment projeds 1,ll6S 523 8 398 CapitaJ outJay Debt serviQ!: PrincipaI relin!ment 98 Interest and fiscal c:Iwges 175 78 Olhe. 17 Total expenditun!s 1.355 601 8 398 Excess (deficiency) of revenues over expencIiIwes (348) 691 9 (398) Olhe. financing soun:es (uses) - operating lraDsfeIS in (out) !9831 13401 (41 Excess (deficiency) of revenues and other ISOUl'teS over expenditures and other uses (1,331) 351 5 (398) Fund balances (accumulated deficit), July 1, 1990 7.627 6.378 (92()) (.(43) Fund balances (accumulated deficit), J...... 30, 1991 $ 6.296 6.729 (9t51 (MIl 98 o o :Redevelo.......... /l---..... !kl...1heMt 0peratiaD l'ukiag .....lIItrial Nvdh........A Seatad "_NIl DUtdct Pule. South Valle StateCDD_ 410 788 451 3,185 199 100 669 440 1,448 77 15 14 343 636 100 15 1.471 891 4.976 1,907 300 4 955 192 1,313 32 157 80 2 48 64 30 1.939 300 6 1.160 256 1.423 (1,303) (200) 9 311 635 3,553 1269) 0.269) (613) (2.716) (1,572) (200) 9 (958) 22 tf51 1.018 (346) 11,333) 19.627 2.569 18.860 1554) (546) 11.324) 18.669 2.591 19.697 99 U. o o Exhibit 12-3 CITY OF SAN BERNARDINO, CALIFORNIA CombUUng Statement of Revenues, Expenditwes and Changes in Fund Rala~ (Deficit) - All Capital Projects Funds, Continued Year ended June 30, 1991 (In thousands) TJi-citv Revenues: Flop..t).laxes Use of mcmey and property Inteae_..Aumental revenue Cbuges lor service Other revenues $ 1,174 609 TotaI_ 1.783 Expenditures: Rede-.!."I"-'~,t projects Capita1 outlay Debt service: Princ:ipII ~t Interest and fisca1 charges Other 251 58 22 Total ""P"""'1lun!s 331 l!lu:ess (deficiency) of revenues CM!!l" expeDditures Other fina1Icing lIOUIa!S (uses) - opemling tJaDsfeIs in (out) l!lu:ess (deficiency) of revenues and otIIa lIOUI'CeS CM!!l" expenditures and other uses 1,452 l7Il4) 748 Fund baIanas (ac:cumulaled deficit), July 1, 1990 Fund baIanas (ac:cumuIaled deficit), June 30, 1991 6.248 $ 6.996 100 Recleftlooment A........ UplDwD Proiect Ala Total 1ledne1opmeDt A- 250 140 6,983 4,433 1.162 390 12.S711 130 7,1l46 9 425 428 17 139 7.916 251 4,662 (I46) 17 .Il44) 105 (2,3S2) 154 59.439 259 !/7JS7 Ca1tara1 Deftlo)llDellt Co-.:tioA Fee 80 80 142 142 (62) (62) 62 o Stnoet TDffic HF""g' Verd--" 5...- . S..........4...tr: ToIiIl 2,7lX3 10,398 67 4 4.523 1,682 268 1,792 15 766 '?~II; 67 2&'3 3.473 20.660 7,l146 56 119 2,760 7,947 183 992 134 747 17 56 119 3J17'7 16.749 11 1M 396 3,911 C193l (S.307l 11 C29) 396 (1,396) 3 379 711.62ll 14 3SO 396 69.224 101 o o o Exhibit 13 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditures and Changes in Fund Balances (Accumulated Deficit) - Budget and ActuaI- All Budgeted Capital Projects Funds Year ended June 30, 1991 (In thousands) Public Pade. Rw-aOD BudRet Actual VuiaDoe - favoJable lunfavorable) Revenues: PropeIty taxes Use of money and I"ope1t, Intergovernmental revenue CIuuges for service Other revenues $ Total revenues E>cpenditures: Public works Capital outlay Debt service: Principal ,..ti>....""" In_ and fiscaJ charges Total expenditures Exa!ss (deficiency) of reve- nues over expenditures 156 14 142 156 14 142 (156) (4) 142 Other financing soun:es (uses)- operating transfers in (out) Exa!ss (deficiency) of revenues and oIher soun:es over~*uresand otheruses 284 $ (156) (14) 426 Fund balances (accumulated deficit), July 1, 1990 154 Fund \>AI........ (accumuJated deficit), June 30, 1991 $ 140 102 B..do.t 8,516 8.516 (8,516) (8516) o SbHI: C"_......f"Ifi_ Adul 1,182 8 1.190 2,233 ?~ 0,00) 685 G58) 557 199 VarIuu:e - favmable (aDI___h1.\ 1,182 8 1.190 6,283 6.2ll'l 1,473 13.756 21.229 o Pam. C"_.tftuofI_ Fee BuclRet 69 438 '!I.TT 2,711 2.711 (2,264) t??I.4) 103 Adul GI 582 32 1.034 542 542 492 492 1.506 1.998 VarIuu:e - favmable f....I........hI..) 351 144 32 521 2,229 ???O 2,756 2.756 o o Exhibit 13-2 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Bxpendilun!S and Changes in Fund Balances CAa:umulated Deficit) - Budget and Actual- All Budgeted Capital Projects Funds, Continued Year ended June3O, 1991 (In thousands) Revenues: Property taxes Use of money and property IntergovennentaJ revenue Charges for service Other revenues Total revenues Bxpendilun!S: Public works Capital outlay Debt service: Princ:ipa11&=~.t Interest and fiscaI charges 48 35 13 Total expendilun!S Excess (deficiency) of 11M!- DUes over expendilun!S 48 35 13 (36) (2S) 11 Other financing sources (uses) - "......mog transfeIS in (out) Excess (deficiency) of revenues and other sources over expenditures and other uses $ (36) (2S) 11 Fund baIana:s (accumu1ated deficit), July 1, 1990 Fund baIana:s (accumulated deficit), June 30, 1991 60 $ 35 104 Bud.... 2.756 2.756 0.945> (1.96) 811 811 o Sftn!r T 1_. C"................ Adaal 10 10 48 48 (38) 82ll 7112 6.188 6.97D v.......- fawable (.........ble) (811) 10 (80Il 2,708 2.708 1,907 (82ll) 1.087 Bnd..... 105 ISO ISO 518 518 (368) (368) c 1DdiaD. Bm... !li:.H1_... Adaal 13 148 161 271 271 016) 016) 430 314 v....... - fawab1e (~.~~I.a...~.b1e) 13 (2) 11 241 241 2S2 2S2 - o o Exhibit 13-3 CIn' OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expendituns and Changes in Fund Balances (Acaunulated Deficit) - Budget and Actual- All Budgeted Capital Projects Funds, Continued Year ended June 30, 1991 (In thousands) Slomt Drain Fund COD8tnu:tion VaDance - flmmoble BudRet Actual hUlf_ble) Revenues: Property taxes Use of money and property Intergovenunental revenue CJwses for service Other revenues $ 1,286 942 88 (344) 88 Total revenues 1.286 1.030 (256) Expenditures: Public works CapitaI outlay Debt servi... Principal. .<Ii> t ... e...._1 Inlen!st and fiscal charges Totalexpenclihues Excess (deficiency) of reve- nues over expendituns Other financing sources (uses)- opel~og transfers in (out) Excess (deficiency) of revenues and other IlOUI'a!S over expendituns and other uses 2,088 1,(l63 1,ll25 2.Q88 1,(l63 1.()25 (802) (33) 769 18 18 $ (Am) (15) 'llrl Fund balances (acaunulated deficit), July 1, 1990 2.620 Fund balances (acaunulated deficit), June 30, 1991 $ 2.605 106 BudRet o SDeCial J.----...-. Vaduu:e- flmuabJe Actual ,...._hJe) 553 6 553 6 559 559 646 (646) 000 (58) 104 58 808 (808) (249) (249) (249) (249) (4S8) l7IJ'7) 107 o Caltaral n-.I~tr_~ftn Pee Vaduu:e - flmuabJe BudRet Actual (UDf........hle) 3(17 3(17 3(17 3(17 80 80 l307l 80 (227) 142 042> 142 (42) (62) (369) (62) (369) 62 . o~ o o Exhibit 13-4 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Revenues, Expenditun!s and Changes in Fund Balances (Accumulated Deficit) - Budget and Actual- All Budgeted Capital Projects Funds Year ended June 30, 1991 (In thousands) Revenues: Pro.-ly taxes Use of money and property Intergovernmental revenue Charges for service Other revenues Total revenues Expenditures: Public wor1cs Capital outlay Debt service: Principa1 retirement Interest and fiscal charges 613 119 494 Total expenditures Excess (deficiency) of reve- nues over expenditun!s 613 119 494 'JS7 164 (123) Other financing sources (uses) - opeming transfers in (out) Excess (deficiency) of revenues and other sources over expenditun!s and other uses (193) (193) $ 'JS7 (29) (316) Fund balances (accumulated deficit), July 1, 1990 379 Fund balances (accumulated deficit), June 30, 1991 $ 350 108 _.... o o Street:' i.htin.~.....eeoinR Total V..;~~- v..;~,.. - favorable favorable Budut Ac:tuaI (unfavorable) Budut Ac:tuaI (uDf-hle) 2,703 2,703 3,256 3,256 4 4 23 23 69 1,682 1,613 3,447 1,792 (1,655) 766 766 4S7 U177 620 3.473 3.473 3.973 7.830 3.857 317 (317) 317 (317) 2,026 2,760 (734) 19,492 7,fr79 11,613 104 (104) 58 (58) 2.026 3.l177 (1.051) 19.492 8.358 11.134 (2,026) 396 2,422 (15,519) (528) 14,991 1.330 1.330 I? ro,;\ 396 2.422 (15.519) 802 16.321 11.498 396 12.300 109 1 0 0 Ilxhibit 14 CITY OF SAN BERNARDINO, CALIFORNIA Combining Balance Sheet - AD Enterprise Funds June 30, 1991 (In thousands) Aaaets Water Sewer Refuse Geothermal Totol Cunea.t assets: Cash and iIl...-cdb.._tt5 $ 3.549 11,869 1,146 24 16,588 Aaxlunts zec:eivab1e 4,030 1,416 7.Z2 8 6,176 ~ receivobIe 26 26 Due from other funds 1,ll88 1,ll88 Due from other government agencies S09 1,350 2.159 InWDtories 1,214 142 1,356 PIepaid items 110 108 12 230 Totol current assets 9.712 15.999 1.880 32 27.623 Restricted assets: Cash with fiscal agent 5,l126 489 5,515 N...... receivable 81 300 21 402 Advanc:es to other funds 200 8 208 Totol restric:Ied assets 5.307 '7W 21 6.125 Property, plant and equipment, at CXJSt: Ulnd 1,157 4,802 5,959 Impovements SO,487 41,594 3,083 95,164 MadIiDeIy and equipment 4,3S8 1,592 5,D74 17 11,()41 Construction in ""0,,._ 8.347 27.6W 36.D44 Totol 1"0......'1), plant and equipment 64,349 75,685 5,D74 3,100 148,208 Less acamtu1atecI depreciation 119.8271 no.605l C2.951l (454) (33.837) Net property, plant and equipment ...~ 65llAO 2.123 2.646 114.37l Note receivable 240 240 Other assets 478 124 602 Totol assets $ 60.259 82.000 4.003 2.699 148.961 110 0 0 Exhibit 14-2 CITY OF SAN BERNARDINO, CALIFORNIA CombiDiDg IlaIana! Sheet - AD 1!i.4a Y'. Funds June 30, 1991 (In tbousancls) II.hll"'_IIId~ ~1De6dt) WalIOr Sewer -- GeoIh---_1 Total C......t JiUo'lillaoo AaxluDls ~ $ 2,349 2,621 175 S,14S Aa:rued IilI1IIIItIeI 449 19'1 116 762 Due to oIber ...............1II\t Ipl\CieI 296 296 Due to...... funds 640 314 S82 1,S36 DIIpoelt IWliIIty S26 51 S71 CurnDtpodian of~debt 3!lO 622 70 II11l? TolI1__11,bo'- 4.3S4 3.754 1.308 S82 9.998 Loua.......1W.~ Due to alIIor..........- "8'"""- 2,476 2,476 Cuu..- . 1.9n - 732 187 279 1,198 N_~ 264 3,785 4,049 ~__boDcIspayable 4,860 4,860 u.~olr-'&~I:'" 11,248 11,248 Capital..... payable 369 2.002 2.371 Total ~I ~...1iu."UN- 12.613 AJn? ??R1 2.416 26""" TolI1ljabo'- 16.967 I" lUll:. g589 3.l1!i8 U?f'IIl I'aIId equity (-..IoIied deficit): CaaIribaled cap/blI 25,165 51,737 141 77,1)43 ........... ......~ delidtl: RII ..d lor debt oevice - - ReI "sd .....capiIal~"..-...-t 2,883 10,546 13,429 Pw .....d.farftlft~ llppIIIIlriIlIi 490 490 UN__.....d. 15.244 6.642 (76) ISIJOl 21.310 TolI1 fu1Id equity <-:uum- IIII8d defidt) ...q~ 69.414 414 C3!!19) 112.761 TolI11i-ilt'-1IId fImcI equity <0--....... deIidt) $ 60.259 Jt?tn'l 4.lD3 2.699 14ll.961 111 0 0 Exhibil15 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statemebl of Reveswes, ExpeDses and ChangEs in Fund Equity (Aa:umu/ated Deficit) - An Enterprise Funds Year ended June30, 1991 (In thousands) Water Sewer lIefue GeothemW Total Revenues: Charges (or services $ 11,867 7.586 10,505 157 30,115 Other revenue 453 453 Total revenues 11.867 7.586 10.958 157 30.568 Operating e><pel .... PencmaI services 4.103 2,504 3,108 116 9,831 Ccmlradual services 2,805 1,324 3,662 22 7,813 Claims expense 400 400 Supplios 349 31 54 1 435 Materials 356 1,143 426 1,925 Utilities 1,304 1,273 10 2,5ffl Maintenance and rep8ir 768 298 1.518 20 2,604 Capita1 outlays 102 102 Depn!ciation 1,6Q2 1,325 667 72 3,666 Miscellaneous 338 230 110 678 Total "J"'..m.g expenses 11.625 8.128 1O.ll57 231 :JtUNt Operating ina>me (loss) 242 (542) 901 (4) 527 NOIIOpe>atiug _(expense): ID_ ina>me 790 1,776 3 2,S69 ID_ and fiscal chazps (716) (395) (J27) (1,238) Miscellaneous ina>me 1.980 Im9 7 3.006 Tota11lCl1lOJl"1'1l revenue (expense) 2.054 2.400 (J271 10 4.337 Inaxne (loss) before operating lraDsf1!Is in (out) 2.296 1,858 774 (64) 4,864 Operating lIansIers in (out) (396) 0.136) (485) l2.Ol7) Net income (loss) 1,900 722 289 (64) 2,847 Retained earnings (llCICUIIlU1aIed deficit), July 1, 1990 16.227 16.955 125 (436) "nA'7'l Retained _gs (llCICUIIlU1aIed deficit),}une30,I991 18.127 17.677 414 (SOO) 35.718 Contribued capital, July 1, 1990 21,856 49A?O 141 71,467 Additions to conlJibuted capital 3.309 '?~7 5.576 Contributed capital. June 30, 1991 25.165 51.7.37 141 77.043 Fund equity (accwnu1ated deficit), June 30,1991 $ 43.292 69.414 414 (359) 112.761 112 o o TInS PAGE LEFT INI'ENTIONALL Y BLANK 113 0 0 ExIUbit 16 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Rows- AD Enterprise Funds Year encled June 30, 1991 an_) W_ - Ildue Geot1t__..1 Total Cash pov;ded by (used in) opentiDg_ OpenIins - (Ioos) $ 242 (5Q) 901 (74) S'Z7 Ad;usm-ts to -opentiDg-(Ioos) to cash provided by (used ill) .......m...- DT_v.rtic,.. 1.602 1,325 667 7.Z 3,666 (inaeue)decreueiD__ (2,717) 318 (31) 10 (2,426) (inaeue) decreueiD..."".tsduefnmt_ flmds 7ff1 (338) 79 528 IDaeMe in......... due fnmt olher gooemments (220) (1,lM4) (1,264) 1Dcnooein_ ClU) (8) (38) 1Dcnooe in I""POicI iloms (9) (11) 1 (19) ana-ld_iIIolher_ (2S!l) 13 a46) 1Dcnooe(deaaoe) in_poyobIe 1,352 1,184 612 (8) 3,140 IDaeMe in Ila:NOCIIiIbiIiIies 215 ~ 7 25!1 1Dcnooe (d""-l in......... due 10 other gove-" .. (359) 46 013) Deaeooe in......... due 10 olherflmds (596) (246) (68) (78) (988) __in depooitlilbililies 230 6 236 lDaeMe(d""-liD . u.l"l;' 1 abseDc:es IiobiIity 174 3!l Cl7Sl 38 Net cash porided by (used in) openIins activities 412 7.Z7 1.960 1 3.100 Cash pov;ded by (used in) -.capiIollinancins- Othor.....,.,...m.s cash """"-I 1.939 1,178 5 3,122 0per0tiDg_ out C3!l6\ tl.136) 14851 (2.D1'1) Net cash pov;ded by (uoed in)-.capiIol linancins activities 1.5a 42 '4M) 5 1.105 Cash pov;ded by (used in) apiIo1linancins- '"...,.-01__ (8,300) (16,420) (223) (12) C24.955l Ploceeds fnmtlOleof__ 15 15 PriDCipoI...,-d> on ""'"" poyobIe (86) (86) PriDCipoI pe)u_.tson -__bonds (445) (445) PriDCipoI.-~~ Oft capital Jeae -L;: tiOIdr (48) (244) (292) '- poid on1cmg-lonn debt (777) (328) (127) (1,232) Ploceeds fnmt ___of ""'"" poy_ 3/Rl 3/TO Ploceeds fnmt ___ of _tifi.A.. 01 pulicipotions 11,464 11,464 CapiIoI allllribulions 3.309 '2.767 SS76 Net cash provided by (used in) apiIo1 ........, activities 5ST7 nO.9991 (59.() t1.21 lI.mA\ 114 o o Il>ehibitl~2 CITY OF SAN BERNARDINO, CALIFORNIA CoalIlinias ",.' ..... ofCooh__ AD 1inIeIprioe.......... Coatinued CoohpvvicWby (_iDll... . 8..:11._ '..1..-ab.NCeived..__n!lClIi9IbIe IIIuInce oIl101e ~_a.. --of_to_funds -- Cooh pvvided byiDWItiDg_ NetinCNMe(~incoshlllldcosh ~ Cooh IlIld cosh equivIJeaIs. J- 30, 19!1O Cooh 1lIld.... eqaivoIeals, J- 30, 1991 So -.,of............t~~llIldfi-~""s - Land ntamed &om Reel... Ikf.--d Apacy r~ofIlOlleJeC:lllinbleflumRedI\~ .....t Apacy Aoquioition of fixed_ __ofcapita1_oII"I" . SoIeoffixed_ __of__ On ............) w_ - $ 111 (82) (1'0 680 (8) 1.57'1 519 1.569 8,051 (11,661) 21mg )'1:1;8 115 265 18 21.826 1.146 24 22..1m 4,965 (4,965) (463) 463 320 mill -- 881 "'__.--~.1 Total 9 90 (82) (168) 3 ''}M 12 2.100 6 rn o o Exhibit 17 CI1Y OF SAN BERNARDINO, CALIFORNIA Combining IlaJance Sheet - All IntemaJ Service Funds June30,1991 (In thousands) AlMa UDl!lDployment Workers' ~ Com-.~OIl Assets: Cashandin.___ds Aa:ounts noceivabIe Due from other funds Due from other govemznental agencies Prepaid ecpenses Mac:hinety and equipment Less accwnuIated depredation $ 233 5 Net fixed assets 42 TolaIassets 238 42 $ Liabi1ities and Faad Equity (Accamalaled Deficit) Liabilities: Overdraft of cash and im..esh.-d pool Aa:ounts payable Aa:rued liabilities Judgments and claims payable CapitalIeeses payable $ 6.l196 TolaIl;abiIities Fund equity (llCCWIIIIIated deficit): Contributed capital Retained llII1'IIings (llCCWIIIIIated deficit): Reserved for capital improYemeDts 1Jnnserved 238 Total fund equity (accwnuIated deficit) 238 TolaItiabililies and fund equity (accwnuIated deficit) $ 238 42 116 548 5 5,543 (6.ll54) (6.ll54) Liability IDauraDce 2 2 1 7,160 7.161 17.159) 0.159) 2 o o Self-m- TeIep....... Data 'U'_1Ih PIIm. MoIiDrDH1 SIIDDGd PIuc~....h t!: Total 151 386 19 1 67 144 144 15 4 19 333 746 2.511 3,590 (106) (448) (1317) O.87ll '1Z7 298 1.194 1.719 19 243 446 1345 ?'n~ 2,192 448 37S 3,563 13 42 108 18 187 7 12 19 12,703 187 1.1711 1357 ??no; 677 490 1?M 17.829 S84 S84 6S 6S (2.186) (499) (628) 145 06.1Cl 12.186) C.atl (44) 145 05.494) 19 243 446 1345 ?'"-&:;; 117 118 o o Self.Juvnace Te1epboDe Data R_1th Plan uftItDmoal S_ ~ftR Total 685 3,l195 962 l,O!16 8,183 1.D83 685 3.ll95 962 1..Q96 9.266 60 1,185 235 309 1.837 51 19 52 720 316 5,448 645 3 32 681 54 340 11 405 9C7 100 290 1,337 106 142 118 366 18 18 148 29 10 210 376 3.154 868 822 11"'" 309 (59) 94 274 0,756) (36) (36) 309 (95) 94 274 0)92) 022) 762 309 (95) (28) 274 (1,ll3O) (2A9S) (339) (600) U29) U5.lJ48) f2.1861 (434) (628) 145 (16m8) 5lI4 5lI4 5lI4 (2.186) (434) (44) 145 (]5A94) 119 o o Exhibit 19 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of Cash Rows- All IntemaJ Service Funds Year ended June30, 1991 (In thousands) 120 ~ o o Self-1IIauIuIce Te1ephoae Data 'J" 1th Plml ............I SlIDDGIt .... ..,'lnS!: TutU 309 (59) 94 274 (1,756) 106 142 118 366 (14) (1) 1 (23) (144) (144) (15) (4) 9 (9) (34) (194) 101 4 (170) 7 12 19 2600 261 (163) 196 418 883 (261) 281 39 (240) (1,182> (122) 762 (261) 281 (83) Q4O) (420) (69) (113) (27) (209) (36) (36) 03) (13) 018> (113) C27l r.2.1i8) 151 205 181 151 386 (200) 2lIO (1,170) 1.170 (1,370) 1.370 121 o o Exhibit 20 CITY OF SAN BERNARDINO, CALIFORNIA CombiniDg Statement of Changes in Assets and Liabilities - An Agency Funds Year ended June 30,1991 (In thousands) B51!11ftce, 1!111 Ad BoIIds lulv L 1990 Additicms Dedadicms B:Iol~~. 1_30.1991 Asoels Cash andin_ts TolaIassets $ $ 1 1 1 1 Liabilities Deposits TolaI6abiIities $ $ 1 1 1 1 11u11IIlIia11leftD....1IoDds Asoels Cash and in_ts $ 69 69 Due from other governmental agencies 290 290 TolaIassets $ 69 290 359 Liabilities Deposits $ 69 290 359 TolaI6abiIities $ 69 290 359 122 o o Exhibit 21).2 CITY OF SAN BERNARDINO, CALIFORNIA Combining Statement of n,~gr in Assets aDd lJabilities - An Ageacy Funds (In thousands) ..ISI_", BlIIl-_ . . Special Deposita TuIv L 1990 Add;';...._ Ded1ldlaM Tmae 30. U91 -'- Cash ud m...oh.....ts $ 2,'Zl9 lI95 3,174 jr.,..,.......h Jet'eivable 4 (1) 3 Due &om other sovemmmtalllgencies 144 (1") Total_ $ 2.42'7 lI95 0451 3.177 Liab1Iities Aa:ounts payable $ 1 1 Aa:rued.1iabiIities 3 3 Due to other sovemmmtalllgencies 40 40 Deposits 2.42'7 904 (98) 3.133 Total liabilities $ 2.42'7 948 098) 3.177 c-"7 PerpetaaI Cue -'- Cash llIld i.....oh._ts $ 623 12 635 Total_ $ 623 12 635 lJabDities Deposits $ 623 12 635 Total liabilities $ 623 12 ~. 123 o o Exhibit 20-3 CITY OF SAN BERNARDINO, CALIFORNIA CombiniDg Statement of Changes in Assets and Liabilities - AU AgeJq Funds (In thousands) bl_'"e, ..I.....~. PayroD'lr1ut lulv L 1990 Additions DedJldioas 'hm.e 30.1991 ~ Cash and in.___.... $ 117 1,1121 1.138 Cash and in..___1s with fiscal agent 7)!t;'/7 2P77 10,384 Aa:ounls receivable 4 4 Tolal_ $ 7.928 3.598 11526 IJabllities A<xounts payable $ 891 (891) Aa:rued G_"IGj;es 129 1,405 (392) 1,142 Derened cumpensation payable 9.D94 1.290 10384 Tolalliabilities $ 9"" 3.586 0.2&1\ 11.526 Ar.tT-..-t District f961 ~ Cash and in_Is $ 2,313 1,188 OA'U) 2,031 Aa:ounls receivab1e 1 2 3 Tolal_ $ 2.314 1.190 (1.410\ "Q'34 IJablIities A<xounts payable $ 1 1 Deposits 2.314 1.190 0.471) ?trn Tolal1iabilities $ 2.314 1.191 0.471) .,nu 124 o o Ilxhibit 20-4 CITY OF SAN BERNARDINO, CALIFORNIA CombiniDg Slatemeat of Changes in Assets and UabiIities - All Agemcy Funds (In thousands) Bal._ce, ..1_..... }obit Powen plft_";.., AatIuNity Talv L 1990 AcIcIitl..... DedwuoM__ I'llDe 30. 1991 A..- Aa:olmIs receivable $ 972 lMO 19'1Sl 1.a7 TotaI_ $ 972 1.440 lml 1.a7 Li8bilities Overdraft ofcash and in.__d pool $ 823 1,759 0,44S) 1,137 Aaoomls payable 149 046) 3 Deposits 'B7 'B7 ToIaI1Uobi1ities $ 972~ ,~ 1.591 l.A31 TotalI- All AsaqhDds A..- CashaDdin,,~_,1s $ 5,402 3,116 0,471)) 7,lM8 c.h and in_Is with fisca1 ageDt 7,tm 2,577 10,384 Aa:olmIs receivable 981 1M2 (976) 1,441 Due from other govemmenlII1 agendos 144 2!10 Cl441 2!10 Total assets $ 14.334 7.m C2.5901 19.169 T;.1w'~ Overdraft of cash and im.__ pool $ 823 1,759 0,44S) 1,137 .A~-"'payable 149 893 0,ll37) 5 Aa:rued Iillbi1ilies 129 1,408 (3921 1,145 Due to other govemmenlII1 agendos 40 40 Deposits 5,j34 2,693 0,669) 6,458 Delem!d ~or--'iun payable 9.ll94 1.2!1O 10.384 ToIaI1iabi1ilies $ 15.629 8 IlIA (4.5a1 19.169 125 "._, o o TInS PAGE LEFT INTENTIONALLY BLANK 126 1->...,,' ,'k;;,:.; .',{iMf. '--r-r 1\ :: 1/" o o CITY OF SAN BERNARDINO, CAUFORNIA Statistical Section 127 : . 5~ -.. <... -.. ... ...~ olil ~ ~ ...- ,."" ml:! m... I~ -.. n li:~ ili ...m Jp ::lS ...m ... ~ .. n ... . . . o 'f~l .. .. *~ *~ i~ o 0 0 0 0 0 ." "'" ." ."... ~- ~- .... .... -t ....iI ...ill d~ o 000 0'" .... .... .... ... ... ... :. .. .. .. . . r- r- r- r- ... ... .ttt~ ~ . .~ .~ .t~ &~ N '" '" R~ fi~ -J .J .J j !" ... .J LJ JJ ~ ..~ M M M lot ~... .. -JJL .. .J.J 1J LJ -;;I lot M M M .. .J .J .J.~ .. .J .J .J .J .J .J 0: ~N ~; ~~ F .::: :;: l:l ~~ ~~ ~~ J .0 o;~ Vl:t 0. - ~l fi::: N" ..- M~ .. .. .. .J JJ .i J ' .tJ .J .J.J i". '0 ;I" iiN .J .J .J .J .J .J .J .~ .J .J .J .a .~ .~ .~ .~ .~ 8~ 8~ 8~ 8~ .~ 128 o m i!l::: m.. "'l:! '- ... c: ..... mm . ..... 0 ... ~ m .. ..... ...- mn ..m "," :;Xl '" .... m .. m .. . ... ~~ i:: lil- ~.. ili _m m" .. c: iil" m .. .. ... c: n ",- .... ~E!:: m ... ~ .... "0 -no !il~ .. lim~ 5a ... '.. '" ... . ...m 8 m... .. ... ... .. ..... . ... m Z i!l !:8~ ... .. l::ilii:'; m ~ .. ..'" '" .. - ~ "'.. mo m .. .. ... .. . '" ... m ~ .. ... c: . .. ... '" ... n ... ..'" ... m. m .... "' <'" _m n"' m~ "2 0 ... '" m .. ... o ~ ... o o CITY OF SAN BERNARDINO GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION. ALL GOVERNMENTAL FUND TYPES PRIOR TEN YEARS (IN THDUSANDSl FISCAL YEAR GENERAL ENDED JUNE 3D GOVERNMENT PUBLIC SAFETY PUBLIC WORKS CULTURE & RECREATION TOTAL CURRENT EXPENDITURES (EXCLUDING OTHER OTHER EXPENDITURES) EXPENDITURES TOTAL EXPENDITURES (INCLUDING OTHER EXPENDITURES) 1981 11,152 15,728 5,387 4,313 36,580 12,468 49,048 X OF CURRENT 30X 43% 15X 121 100 X OF TOTAL 23X 321 llX 91 75X 25X 100 1982 8,545 16,563 5,620 4,662 35,390 8,587 43, 977 X OF CURRENT 24X 47X 161 13% 100 X OF TOTAL 191 38X 13X llX BOX 20X 100 1983 8,188 16,960 5,022 4,936 35,106 26,508 61,614 X OF CURRENT 23X 48X 14X 14X 100 X OF TOTAL 13X 28X ax ax 57X 43X lDO 1984 8,909 19,620 5, 145 5,248 38, 9Z2 33,423 72,345 X OF CURRENT 23X 50X 13X 13X lDO X OF TOTAL 121 27X 7X 7X 54X 46X lDO 1985 11,406 ZZ,649 5,596 5,653 45,304 49,193 94,497 X OF CURRENT 25X 50X 121 121 lDO X OF TOTAL 121 24X 61 6X 48X 521 lDO 1986 9,m 25,157 9,711 6,587 51,227 35,008 86,235 X OF CURRENT 191 491 191 13% lDO X OF TOTAL llX 29X l1X ax 59X 41X 100 . 1987 7,183 27, 032 10,599 6,262 51,676 24,995 76,671 X OF CURRENT 15X 521 21X 121 lDO X OF TOTAL lOX 35X 14X ax 67X 33X lDO 1988 10,456 2.7,655 9,597 6,203 53,91' 24,599 78,510 X OF CURRENT 191 51X lax 121 lDO X OF TOTAL 13% 35X 121 ax 69X 31X 100 1989 12,639 30,684 10,380 6,488 60,191 Z3, 695 83 ,886 X OF CURRENT 21X 51X 17X llX lDO X OF TOTAL 15X 37X 121 ax 72X 2ax 100 1990 18,784 34,924 17,533 7,845 79, 086 25,037 104,123 X OF CURRENT 24X 44X 221 lOX 100 X OF TOTAL lax 34X 17X ax 76X 24X lDO 1991 Z3. 090 40,197 11, 802 8,169 83,258 21,663 104,921 X OF CURRENT 2ax 48X 14X lOX 100 X OF TOTAL 221 38X llX ax 79X 21X 100 ***AMDUIITS FOR FISCAL YEARS 1982 EXCLUDES ACTIVITY OF THE ECONONIC DEVELOPMENT AGENCY'" 129 ... ... ... 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