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HomeMy WebLinkAbout1989-076 1 RESOLUTION NO. 89-76 2 RESOLUTION OF THE CITY OF SAN BERNARDINO AUTHORIZING THE EXECUTION OF THE AGREEMENT FOR UNDERWRITING SERVICES WITH STONE & 3 YOUNGBERG, INITIATING PROCEEDINGS FOR DEVELOPMENT OF A FIFTY (50) UNIT SENIOR CITIZEN HOUSING PROJECT IN THE CITY OF SAN 4 BERNARDINO. 5 BE IT RESOLVED BY THE MAYOR AND COMMON COUNCIL OF THE 6 CITY OF SAN BERNARDINO AS FOLLOWS: 7 SECTION 1. The Mayor is hereby authorized to enter into 8 and execute on behalf of the City of San Bernardino the Agreement 9 for Underwriting Services attached hereto marked Exhibit "A" and 10 incorporated herein by this reference, to initiate proceedings 11 for development of a fifty (50) unit senior citizen housing 12 project in the City of San Bernardino. 13 SECTION 2. Resolution No. 89-17 is hereby repealed. 14 I HEREBY CERTIFY that the foregoing resolution was duly 16 15 adopted by the Mayor and Common Council of the City of San 17 18 19 20 21 22 23 24 25 26 27 28 Bernardino, at a rAg1l1rlr meeting held on the 20t-h day of Mrlrrh , 19-89 by the following vote, to wit: AYES: Council Members Estrada. Reillv. Flores. Maudsley. Minor. Pope-Ludlam. Miller NAYS: None ABSENT: None JL.,,~ JJJU City Y'~?;tP JFW:ss February 8, 1989 1 . , 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 RESOLUTION OF THE CITY OF SAN BERNARDINO AUTHORIZING THE EXEUCTION OF THE AGREEMENT FOR UNDERWRITING SERVICES WITH STONE & YOUNGBERG, INITIATING PROCEEDINGS FOR DEVELOPMENT OF A FIFTY (50) UNIT SENIOR CITIZEN HOUSING PROJECT IN THE CITY OF SAN BERNARDINO. day of March The foregoing resolution is hereby approved this ~/~ Approved as to form and legal content: JAMES~F' PENMAN City Attorney BY:~_~I ) ./ JFW:ss February 8, 1989 ,.. 2 . " ?l~ I r: AGREEMENT FOR UNDERWRITING SERVICES THIS AGREEMENT, made this __J~~____day of __~~_______, 19~~, by and between the City of San Bernardino, California (hereinafter called the "City"), and STONE & YOUNGBERG, (hereinafter called the "Underwriter"): WITNESSETH: WHEREAS, the City proposes to initiate proceedings for development of a fifty (50) unit senior citizen housing project in the City of San Bernardino; and, WHEREAS, the City requires assistance in the development of a sound, equitable and practical financing plan to implement the Project by taking into consideration those matters set forth in the "Suggested Scope of Services" attached as Exhibit "1" to the "Request for Proposals for Financial Advisory and/or Underwriting Services" bearing date of 7-21-88, a copy of which is attached hereto as Exhibit "A" and by this reference made a part hereof; and, WHEREAS, the City requires the services of a professional underwriter experienced in financial consulting for and underwriting the objections of cities to assist in such financial planning and to coordinate the sale and distribution of the City's obligations; and, WHEREAS, the City has determined that the underwriter is qualified by training and experience to perform said services; / / / JFW:ss February 9, 1989 1 NOW, THEREFORE, it is mutually agreed as follows, to wit: The City hereby employs the underwriter and the underwriter hereby accepts such employment to perform the services, upon the terms, subject to the conditions, and in consideration of payments as hereinafter set forth: I. Scope of Services to be performed by the underwriter. A. Structuring the Financing: 1. Underwriter will work with City in developing the scope of the financial feasibility and assessing the marketability of the project. 2. Underwriter will work with the City's bond counsel recommending specific terms and conditions affecting the basic security of the Bonds. 3. Underwriter will prepare the text of an Official Statement for sale of the securities. Said Official Statement will include a description of the Bonds and their security, and pertinent financial and economic data. In preparation of the Official Statements, underwriter will exercise due diligence in the ascertainment of all material facts and circumstances regarding the project and their disclosure in the prospectus. 4. Underwriter will be present at any necessary information meeting or meetings. 5. I f the City so requests, underwriter will assist in arranging the selection of a paying agent. / / / JFW:ss February 9, 1989 2 B. Marketing the Bonds. 1. The underwriters' earnings from the discounting and sale of the bonds shall be its sole compensation under this agreement, except as otherwise specifically set forth herein. 2. Underwriter will submit an offer to the City to purchase the bonds subject to pertinent resolutions, the Official statement, and all other necessary documents, approvals, and proceedings governing such Bonds having been determined by bond counsel, the City, and the underwriter to be satisfactory in all respects for financing purposes. If after negotiations with underwriter, in good faith, the City and underwriter fail to agree on terms of sale of the Bonds, the City may terminate this agreement, then offer the bonds for sale to others. 3. Other services are as set forth in Section 6 of Erlich Bober's "Proposal for Underwriting Services. ." dated September 9, 1988, a copy of which is attached hereto as Exhibit "B" and by this reference made a part hereof, as incorporated in letter of February 3, 1989, from underwriter, a copy of which is attached hereto as Exhibit "B-1" and by this reference made a part hereof. II. General Provisions Relating to he City and the Investment Banker: A. The City agrees to cooperate with underwriter by making available copies of economic and financial reports, agreements, contracts, resolutions, and other relevant documents pertaining to the project, the City or the Bonds as reasonably may be required from time to time for prompt and efficient performance by underwriter of their obligations hereunder. JFW:ss March 6, 1989 3 B. Underwriter shall pay its own out-of-pocket and other expenses, the cost of the preparation of the Official Statement, Underwriter's Counsel, Blue Sky and Investment Memoranda used by the underwriter. C. The City shall pay from the proceeds of the Bonds or other funds of the City all costs and expenses customarily paid therefrom, including the cost of printing the Bonds, the Official Statement and other documents, the fees and expenses of its legal counsel, bond counsel, consultants, accountants, and of any other experts retained by the City in connection with the financing. Such expenses may include those costs set forth in the "Costs of Issuance", a copy of which is attached hereto as Exhi bi t "C" and by thi s reference made a part hereof as though fully set out at this point. The parties hereby acknowledge that the specific fees set forth therein are estimates only. D. It is expressly understood and agreed and the City hereby recognizes that in performing its activities pursuant to a negotiated sale that underwriter is acting solely on its own behalf and plans to submit to the City a proposal to purchase the Bonds for resale. Nothing herein shall be construed to make the underwriter an employee or agent of the City, and underwriter shall be at all times an independent contractor. E. The term of this agreement shall extend to the date of sale of the Bonds as contemplated herein, as determined by the date upon which the formal Bond Purchase Contract is executed by the City and underwriter, or the term of this Agreement shall be two (2) years from the date hereof, whichever is longer. This Agreement may be cancelled without cause by either party by giving the other party thirty (30) days written notice of such cancellation. Said notice shall be sent to the party by certified mail at the following addresses: CITY OF SAN BERNARDINO 300 North "0" Street San Bernardino, CA 92418 STONE & YOUNGBERG 15260 Ventura Blvd. Sherman Oaks, CA 91403 JFW:ss February 9, 1989 4 F. The City may terminate this Agreement if, after negotiations in good faith, the City and underwriter fail to agree on mutually acceptable terms of sale of the Bonds. Upon termination of this Agreement, the City shall be under no further obligation to the underwriter hereunder, except that the City is obligated to pay to the underwriter any expenses incurred on behalf of the City pursuant to Paragraph lIB of this Agreement should the City not sell the Bonds to the underwriter pursuant to Section B of this Agreement. G. The parties identified in Exhibit "B-1" as being responsible for the processing of the transaction shall continue such responsibility, except upon twenty (20) days prior written notice to the City of a change in such personnel; except that William A. Reynolds shall be available for the processing of this transaction on an as- needed basis, as set forth in Exhibit B-1. THIS AGREEMENT shall not be amended except upon the express written Agreement of the parties hereto to such amendment. THIS AGREEMENT and any documents or instruments attached hereto or referred to herein integrate or terms and conditions mentioned herein or incidental hereto, and supercedes all negotiations and prior writing in respect to he subject matter hereof. In the event of conflict between the terms, conditions or provisions of this Agreement, and any such document or instrument, the terms and conditions of this Agreement shall prevail. / / / / / / / / / 5 JFW:ss March 6, 1989 IN WITNESS WHEREOF, said City has caused these presents to be properly executed, and said underwriter has caused these presents to be executed by one of its officers, as of the date hereinabove set forth. ATTEST: BY Wilcox, M~yor of San Bernardino ~/:lI&C~ , City Clerk STONE )/YOU:GBERG BY: ~z: L d'- ~ Approved as to form and legal content: ::7'~t:iney ../ JFW:ss February 9, 1989 6 '..',;1 ...... " .. - C1'1Y (I W IlERWlDDO cx:HUa'l"t ~ IEPARDBfl' REXlmlll' fat ~ fat i1NMcm. N1!1JYStl HCVCR tM~ 8DtVJCB -1cIp'ft.... 'Jhe CamlJnity CeYe1cp11ll1'1t Department of the City of San Il8mardfno des~ ~ retain a finarcla1 acMsor or un:Ser.Irlter to assist in the antjt!ipate4 t9""1aJ'108 of JxnS financm;, not to eJroeet' tw IIillicn dt-l1.,.. ($2,000,000) rar the pn'pOS8 of financin;l the deYel_lt of . fifty (50) \Nt IeniCI' ha>>m;, 1*Qject in the City of san Ilemardino. . 'Jhe total cart of the project is est1mted at aw....o-.i-tely three .uUen dollars ($3,000,000). 'Dle project 18 an apartment OCII()lex tar eeniC&' citizens en fb8c! !roo..- (Prlmarl1y SSI and SSA recipIents) and wau14 include a IIUltipuIp:lS8 facllty for leisure, educatia'l&! ~elI: llYOCat1mal activities. 'Dle project will be located en awradmate1y tw point fiw (2.5) acres at the future comer of nores and 17th stxeet8. '!he project will recpire the OXlStIuctim of bath nons and 17th st..eeta and 1nstallatien of certain offsite ~ related to the <XIIp1et:ia1 of said streets. 'Jhe project will be financed as a joint venture bet:1oli.en the City of san Bemiu'dino, the JbJsm;, Authority of the ourt:y of san 8emIrdino ard ~ Health Care System, Inc., the parent ClCIIpany of Sari Ilemudino o.:.-lI\ity Hospital. ArroloIlead Health Care Syst8I, mo., vl11leue the land to the JbJsm;, Authodty for th.1.rty (30) years with two (2) _ (10) ~ qJt.iaw or th.1.rty fiw (35) years with three (3) fi_ (5) J8U' cpt:1aw rar CIlS dollar ($1.00) per year fell: the lit. of the 1_ and affect8S cptiaw. 'Dle 1bJsm;, Authority and the City will IIhare in fJnanCinJ the acst of the project desc::dbed abc:rM. '!he Hoosinl) Aut.hadty will ClWI1 and c:prate the project. 'Dle Authority will pay far ardrlt~ and en:pneerm;, sexv1css and awroximately CIlS-balf (1/2) of the project cart (estimated at CIlS point five mi1Uen dollars ($1,500,000)) with its own reverues. 'Jhe City p... y:ne to pay its share of the project cost (est:Dated at approximately ale point five Jd1Uen dollars ($1,500,000)) by use of 01art8r City Notes. '!be City 1nt:erds to issue a LImited (J)].lgatkln loIln ~.......aneI.t IleYerJ.Ill Ilcnd in an llIIlCUlt not to exceed two mUlien dollars ($2,000,000), and City will ret.he the bald by ple&JinJ a port.1en of its bw1ty percent (2M) bcAJsinJ set-aside funjs generatecl traD .. ,x ftful redevel~.t project areas. Recent City of san Bernardino Redevelqnent ~ tax i1~....el1t projections imicate tbat in fiscal year 1987/1988 three (3) of its eleven (ll) project areas produced $245,548 in twenty percent (2M) hooshq set aside furxls since June, 1987. '!he total set-aside t'l.lros en deposit as of March 31, 1988 was reported at $381,476. Iblsinl) set-aside inocme frail the Nor1:Jr.1est, Tri~ity ard Scuth Valle project areas has been inc:reashq fifteen percent (15\) to twenty percent (2M) annually. 7/21/88 1 EXHIBIT A .! ... ... Itll' p.ltp<SN of th1I Dioject, the dty bu ee1ected M1lcnS ClCUlM1 the .. riD of M.d;le be Qithrl. Alexan5er and hrdcn. " H1njJruI Rlqlh,..~ ' 'JbI City 8eeJca . fblancial ClOIVIUltant CC' un5enriter . vi11 play . lelJdershJp rol. ~ the prlX'SrT, prcw1de oontJn.dty of s-.....lIlt1l, an! ~ tM City reganUnJ the IICSt ~ and cost-etfect1w wy 1:0 .uucture t2'le b:rd f1nancin3 ~ to Jl88t the ... of the dty," the B:ql1~ Authority, and the Ana.bead Health ear. ~]Dc. Jl!spc.'denta to this :RFP IIUSt have . full service office in Southem CaUfamia an:! lie able to demollstrate their CXIIp8tenoe and <XIIIDitment to the Ill>> tu1. r1nancinJ of s1mi1arly sized f.......... 'Dl8 City wishes to mnDize the tJM an! effort recp!recS of its staff an:! other ocnsultanta to 6()(. ..,.11m & .1OOeE'etul financ~. (Attad1ment "1" provides. detalled descr1pt.1C1\ of t:he services recp1rid.) Pl".... tC:Al 0:Iltents '!be City recp!Sta the ~ to this":RFP ptWide, at . 1I1nbu., the iten& Jm1cated 1le1CWI 1. nUl'ificatiaw 'Ih1s sectic:n of the pxOi>'~l shculd Jm1cate breadth of eacperienoe of ytIUr f111ll in variClUll types of Ix:nS financed projecta lbJertalren by cities and redevelqment agencies. Inc1\de desc::r.Ipt:1cI of ytIUr t111ll'. involvement in structurinJ an:! deYe1cpinJ 1mc:watiw ~ plaJw an:! tectln19JeS 1nvo1Vin3 the. sale of Ix:nSs to the 1I.In1clpa1 JxnIIBrltet an:! prav1d1ng the &etV1oes listed in Attacwellt "1.. Please 1nc1ude at least three (3) references of clierts tCC' 1h:IIl ytIUr fim has pertomed recent advisoty services (within the last ~ (3) years) . Also desc:dbe the structure of ytIUr f1rll, I'UII:lar of 8Ip1oyeee, locatic:n of offices an:! its capital~. It possible, include a reoeIlt. audited financial statement. Pl.... .....18 fl"Clll finns that do not met the ~,f. couel1ts QJt;l!ned "hnUD will not be CXIIlElf....-. . 2. ~ of !':o>...n__ Attad1ment "1" provides a list of the services the City will expect to be provided :by the selected f1nan:ia1 actvisorjurxSer.lriter. '1be "socpe of services" sect1c:n of the 1>~'-'l<""" shculd 1dent.1fy al'fi IIICdifications, deletiCllS or additions to the listed services, as well as a descriptic:n of the nature and extent of services bein;J ~. J\dditional1y, the p~l shoold (a) QJt;line the pre1iminaxy f1nan:in3 structure p~; (b) state 'Atlether credit enhaJnment \011d be ~"~; (c) state anticipated debt service coverage ~; and, (d) subnit. list of prooedural steps involved together with a prqxJSed timetable. 3. Financina <hsts and O:mJensaticn 7/21/88 2 '.' ..,;, ., .. 'lba ~,~ *"4d inc1\de an ..tJate of tJnanclr9 ca.ta inc1\1elJng t.. ani! ellpCNII U80Ciated with the t.aanoa of till Jlcrd .... bxUilate Dther these ClOlJta vUl be ~ qm c1c.lr9 of the ea1e of the ~. 4. - - "'1l6~t. Jtm::aa....d Pl_ a! -:dbe the ~. Y: I ad ........-1 trail )'ClUE' tim _ v1l1 hIaw 41rect and prilmy respawihllity tCll" the FEOYialcn of ~ ani! . will wxk with till City to a.rraI9I the 14' ".:I 8~ tJnlncfn;. 1'1-. provide pca- AhS other infOl'8tiCl'l rflIJiUdirrI tbdr ~ 1ft a1m.Uar f~ and financJa11dv1satY ~. 1ft genenl. Q;m ....,ectial. """'9aDlell1\!lv not be .......f.......... withcut IIl!vance wrl~ ................, br the Cit;y. ~'ectim ~.A.-ft O::lnsultants shall be selected ~ review of the Slbltted PO',''''''''', ..bq the follcwinIJ criteria: 1. Ilb......l&tratlm of specific current and extensive aperlenoe and tl'ac:Jt reoonI in st:xuctur1ng and ooordinatbq Jx:n:I financJngl .. pem!ttaS under california law. 2. -- -,"tlSiveness of the subnissim to the pl'OYisicnJ AhS criteria of this RfP. 3. Plexihllity in tailorbq the ~ of f~ Ce.9., amortizatiCl'l, cc:wexage and 1'eSel'\I8 aspects) to the -.pedflc neeck of the City. 4. Elcperience, tplificatiCl'lS, oont.Jn.dty and availabllity of staft assigned to the prwisicn of the advlSorf\lndelwrltbq 88l'Viaea. 5. Fees and expeIlllES. A IJm1ted I"AIIIi:ler of fims _y be invited to oral 1nterv1ews prior to the award of a oalt:ract for setVioes. ~'ectim Sdledule Fi.ve (5) ocpies of "'-f"'6ioos in respClolSe to this RFP DUSt be xeoeived ~ the City no later than 4:00 p.m., FDl', August 31, 1988, at the folladnJ ~~: City of San Bernardino Camunity Devel~ Department 300 North "D" street, 5th Floor san BemarcUno, CA 92418 Attn: Maurioe Oliva, Hoosirq Develcpnent Specialist Not.h.1ng in this RFP shall be rls emed to camdt the City to eI'JJCl98 ant fmancial oonsultant and/or urdeJ:writer or to proceed with the sale of ant balds. No p1"<l""""l costs will be reUb1rsed. 7/21/88 3 ~- '. . Q:nI1derattcn of the ......'..ICIIW will ooc:ur .. IOcn .. JlClIlI!J:l1. ~ . tba abaYe dealn1ne and fU. 1e1eetec1 fer cn1 int.cviM vl11 be Cll:'I1tacf.e4 bPow'fate1yattc the pre11alnary ...-aluat1cn 18 CCIIp1.ad. Itrri cpl8ticrw regarcUng thia RFP ray .. dlrec:tecS to Mr. Oliva at 71~. !5065. -~ '... . 7/21/88 4 \~ .... f .- ~.. .. .. ~.1. Cl'lY t6 SAN JE:IIf.W)]M) CXIIUa'lY DE.'VEl.OMJfl' IUARDtEN1' JllVUT JIICR ~ JICR rnw<<::w, 1tl1IJ!K:Rl ~ ~ smvICD ~..... ~ of RAt'Vi.... "- services liSted belCIII are these on....ltly 1d8ntJ.t.led to be ~ by a. selectled tJnanc1al advisor,'Urdel'writer. Ani ~ tCC' ..sitic:aticrw to these S8lVices shcQ1d be 1nc1\XSecS In the ... v ""1\1 --ftted in Iespa_ to this RPP. In general, the se1ectecl tinancial advisorjUn:ier.lriter wcu14 be ~ to acIviae City statt and ot:herdse oooxdinate the ~. ",:i68d tblancJng. !ba initial ..m.ces ret,rlred will be to OCIWUlt with city lItaff ~ the ~kl tblancJng cptiCIIW available tCC' the .... ,^nd fblancin), and JIftIVidI advice, CXIUI'lS81. and ~ as to teuJh1e 1 alt.enlAtlws tIb1dl wcu14 aco -'l,lisb the goal. of the city in . tDe1l11d CX&t-eftectiw taIIh1cm. 'Jhe advisor,/urdeJ:writ.er wcu14 then be as1ced to fJna1.ize the financ!nJ plan and provide the following sern.cesl 1. Prepare and NO ..-.....d amrtizaticn schec!ules tor the ~~.eed t1nancJJq. . . 2. Arl'an38 and bplement prooedural steps for the finarlc!nl1. 3. Jfal(e reo ......'tdaticns regard1n) the financial CXl'ltent of resolut1cns, notices of sale, and other .......,""""1ts. 4. Prepare and revise, as ~ by city staff and c:xmult.ants, the Official statements and other doc::mentaticn for the financin,J. 5. 000rdinat8 the nprcduct1C1'1, DBilhq and distribJtiCl'l of the notices of sale, Official statements, and other ttnco-u, if any, to un:Jer.iriters and instituUCI'IIll bJyers located t:hrcughc:Qt the CCU1tzy to enocurage the best Cu&~UII8 biddin;l for the f1nanchq. 6. Assist in d:lt:aining bon! ratin:Js frail M:x:dys an:J,Ior st:andaJ:d and Poors, if ~"""iate. 7 . Assist in obt:aJ.niIg lIl.Inieipal bon! insurance or other credit enhancement, if awzepriate. 8. With due regard for the needs an:! requirements of the city, IMke recu...endations regardin.J 1:JJniJq of the f1nancin,J to take cptin1.Jm advantage of marlcet oon:litlcns. . 7/21/88 5 .' . t. Mv1ae City 8t:att .. to the Mlect.1an of the bcnI Jdnten, ~~~~ e ::~!a~\d1ni ClbtaWiJr 10. It pj>lic1y b14, calOllate bid. tor the bcn:SI, JdenUfy the lCMSt bid IRS ~ the City ~ award of the f1nanc!nlJ. u. ~ t2le c1csin1 of the f1nancin1 an! adviaa City 8taft . c:x:.ncem1n; ~1t: of t1nancin1 plQ [ ,., it IIPJ, perll!1ng their expen:Utur. by the City. Qx:h advice lIha.I1d JnC:1_ <<I11y very secure an:! JnsUred 1nve..t:.....j~ 119 that the City ---..... DC) risk htscaver ~ sea,arlty of princiPal an:! guaranteed ~ Q\ Jm'e.>t.-It. y. lab/l081 7/22/88 . 7/21/88 6 . . . . . . . . . . . . . . . . . I I -Ehrlich Bober'" Co.. Inc. SECTION 6 SCOPE OF SERVICES Listed below are the suggested scope of services that were provided by the City in its request for proposals. Because we are proposing to serve the City as an underwriter, we have deleted any services in connection with financial advisory services for a competitively bid financing. However, we have added to this list several other services that Ehrlich Bober would provide as underwriter for the City's proposed bond issue. These additions are in boldface type. 1. Identify the advantages and disadvantages of alternative financing structures including fixed rate and variable rate financing alternatives. 2. Advise the City on the appropriate financial structure of the issue, including principal amount, maturity dates, coverage requirements, interest payment dates and early redemption provisions. 3. Prepare and recommend amonization schedules for the proposed fmancing. 4. Arrange and implement procedural steps for the fmancing. 5. Make recommendations regarding the fmancial content of resolutions, and other documents. 6. Prepare and revise, as requested by City staff and consultants, the Official Statements and other documentation for the financing. 7. Assist in obtaining bond ratings from Moody's and/or Standard and Poors, if appropriate. 8. Assist in obtaining municipal bond insurance or other credit enhancement, if appropriate. 9. With due regard for the needs and requirements of the City, make recommendations regarding timing of the financing to take optimum advantage of market conditions. 10. Advise City staff as to the selection of the bond printers, fiscal agents and paying agents, including obtaining competitive bids, where appropriate. 11. Provide trade publications, including the Bond Buyer, with information regarding the salient features and proposed sale date of the transaction. 12. Analyze the market in the period prior to the sale of the issue to determine the best method for marketing the securities, given prevailing market conditions. 13. Develop an expected pricing scale, terms of offering and strategy for the sale. EXHIBIT B -. III III II II II III .. .. .. .. I. .. I. n II . Ehrlich Bober & Co., Inc. 14. Arrange the closing of the financing and advise City staff concerning investment of financing proceeds, if any, pending their expenditure by the City. Such advice should include only very secure and insured investments so that the City assumes no risk whatsoever regarding security of principal and guaranteed return on investment. 15. Compile a complete bond record for the City which will include all details regarding the securities, their sale and the resulting payments required for principal and interest, along with the respective dates of such payments. 16. Compile a pricing report which compares the pricing and underwriter's discount of the City issue to other similar issues on the market at that time. 17. Supply any other information requested by the City with regard to the issue, market information, operational consideration or other topics or 18. Continued monitoring of the City's unexpended bond proceeds so the City can realize capital appreciation on its investment portfolio, thereby eliminating any negative arbitrage that may have been present _ upon purchase of the initial portfolio. By using computer software expressly designed for such "reoptimization," Ehrlich Bober will structure the City investment portfolio subject to expenditure requirements and market yields. * STONE & YOUNGBERG MEMBERS: PACIFIC STOCK EXCHANGE February 3, 1989 Mr. Kenneth J. Henderson Director Community Development Department city of San Bernardino 300 North D Street San Bernardino, CA 94218-0001 Re: $2,000,000 City of San Bernardino Limited Obligation Loan Agreement Revenue Bonds (Senior Housing Project) Dear Mr. Henderson: On behalf of Stone & Youngberg and Donaldson, Lufkin & Jenrette, and in response to our recent discussions with you and your Department Staff regarding our relocation to new firms, we commit to co-underwrite the above-referenced financing at the prices set forth in our original proposal submitted to the city on September 9, 1988. In addition to underwriting the City's bonds at the same price, we will also provide all of the services highlighted in our proposal. with regards to personnel, we will continue to be the individuals responsible for the proposed bond issue. The third member of our financing team, Mr. Mark Young, is now also associated with Donaldson, Lufkin and Jenrette, and will be available to the city on an as-needed basis. As we indicated in our proposal, we are committed to providing the city of San Bernardino with the highest service available. We look forward to working with the city now and in the future. Sincerely, Dawn Vincent Stone & Youngberg ~~~ DV/lf EXHIBIT "B-1" 152eO VENTURA BOULEVARD' SHERMAN OAKS, CALIFORNIA 91403' (818) 789.2883