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MAYOR AND COMMON COUNCIL OF THE
CITY OF SAN BERNARDINO
AGENDA
February 11. 1997
STAFF REPORT
TO:
Mayor and Common Council
FROM:
Timothy J. Saba, Saba & Green
DATE:
February 11, 1997
RE:
$46,000,000 Inland Valley Development Agency Tax
Allocation Bonds, Series of 1997
Background
The Inland Valley Development Agency has previously issued the
$25,000,000 Inland Valley Development Agency, Redevelopment Tax
Allocation Notes, Issue of 1993 (the "IVDA Notes") and the Inland
Valley Development Agency School Districts Tax Allocation Notes,
Issue of 1993 (the "School District Notes") in 1993 for the
purposes of funding the capital improvements and working capital
commitments of the IVDA and the obligations incurred by the IVDA to
the school districts with territory included in the IVDA
Redevelopment Project Area.
Both prior note issues bear an interest rate of 7.0% and have
interest only payments required to be made by the IVDA through the
respective maturity dates of April 1, 2000, for the School District
Notes and August 1, 1999, for the IVDA Notes. The combined annual
debt service obligation for both issues is $2,800,000 ($1,050,000
for the School District Notes and $1,750,000 for the IVDA Notes).
During the 1996-97 fiscal year it is anticipated that the IVDA will
have approximately $2,100,000 of tax increment revenues for the
payment of this annual obligation.
The IVDA has experienced a decline in property assessed values
since the 1993-94 fiscal year. Although the IVDA has been able to
meet the debt service obligations on both the IVDA Notes and the
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School District Notes by applying a combination of annual tax
increment revenues and proceeds of the original issuances, the IVDA
is presently in a position to save approximately 2.5% on the
current interest rate which results in a $1,000,000 annual savings
on the existing $40,000,000 combined principal balance of the
School District Notes and the IVDA Notes. This annual savings can
only be accomplished if the IVDA issues a single refunding bond
issue that is guaranteed by a direct pay letter of credit to be
delivered by Sumitomo Trust & Banking Company, Ltd., New York
Branch with a confirming letter of credit issued by Sumitomo Bank.
The proposed IVDA issuance of 30-year bonds will provide for a
variable interest rate and the ability to establish the interest
rates from time-to-time at either a weekly rate, short term fixed
rate or a long term fixed rate. This flexibility of a multi-modal
bond issue allows the IVDA to lower the debt service payments to a
level that can be supported by the tax increment revenues of the
IVDA in the near term and further provide the IVDA with the option
to establish a long term fixed interest rate in the future when tax
increment revenues increase to projected levels. The letter of
credit will only be issued by Sumitomo Trust & Banking Company,
Ltd., New York Branch if both the County of San Bernardino and the
City of San Bernardino enter into an Agreement for Appropriation of
Funds with Sumitomo Trust & Banking Company, Ltd., New York Branch
in the form as attached to this agenda item.
The Agreement for Appropriation of Funds has been reviewed by both
County Counsel and the San Bernardino City Attorneys Office and is
a valid and legal commitment of both the County and the City. The
Agreement for Appropriation of Funds only requires both the County
and the City to consider whether or not to include debt service
shortfalls, if any, that may be experienced by the IVDA in a future
year for the payment of the annual debt service obligation on the
refunding bonds. In the event either or both the County and the
City refuse or are unable to include the IVDA deficit amounts in
the annual budgets of the County and the City, the only remedy
available to Sumitomo Trust & Banking Company, Ltd., New York
Branch is against the IVDA without any recourse whatsoever to the
County and the City.
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RECOMMENDATION:
Staff recommends adoption of the attached Resolution approving the
form of the Agreement for Appropriation of Funds and authorizing
the execution and delivery of the final form of the Agreement for
Appropriation of Funds.
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AGREEMENT
FOR APPROPRIATION OF FUNDS
Dated as of March 1, 1997
by and among the
COUNTY OF SAN BERNARDINO, as Guarantor
and
CITY OF SAN BERNARDINO, as Guarantor
and
SUMITOMO TRUST, as Letter of Credit Institution
in connection with the issuance
of the
$45,500,000 (estimated)
Inland Valley Development Agency
Tax Allocation Bonds
Series 1997
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AGREEMENT FOR APPROPRIATION OF FUNDS
THIS AGREEMENT FOR APPROPRIATION OF FUNDS (the
"Agreement"), dated as of March 1, 1997, is by and among the County
of San Bernardino, a political subdivision of the State of
California, duly established and existing pursuant to the laws of
the State of California (the "County"), the City of San Bernardino,
a municipal corporation duly established and existing pursuant to
the constitution and laws of the State of California and pursuant
to the City Charter (the "City"), and Sumitomo Trust, a
, duly established and existing pursuant to the laws of
(the "Bank");
WIT N E SSE T H:
WHEREAS, the Inland Valley Development Agency (the
"IVDA") has previously issued its $15,000,000 Inland Valley
Development Agency, School District Tax Allocation Notes, Issue of
1993 (the "School District Notes") and the $25,000,000 Inland
Valley Development Agency, Inland Valley Redevelopment Project
Area, Tax Allocation Notes, Issue of 1993 (the "1993 IVDA Notes");
WHEREAS, the IVDA intends to issue its refunding
obligations to be described as the $45,500,000 * (estimated) * Inland
Valley Development Agency, Tax Allocation Bonds, Series 1997 (the
"1997 Bonds") for the purpose of redeeming both the School
District Notes and the 1993 IVDA Notes as of the next available
dates set for the call and redemption prior to the respective
maturity dates;
WHEREAS, the Bank has expressed an interest to issue its
direct pay irrevocable letter of credit in a total amount equal to
$4_,000,000 (the "Letter of Credit") for the purpose of providing
both the liquidity facility and the credit facility required for
the IVDA to successfully issue the 1997 Bonds as variable rate
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multi-modal notes at the highest municipal bond rating as may be
obtained from the nationally recognized municipal bond rating
agencies;
WHEREAS, the Bank would not issue the Letter of Credit
without the approval and execution of this Agreement by both the
County and the City for the purpose of providing additional
assurances to the Bank as to the willingness of the County and the
City to assist in providing the payment of certain deficit amounts
in the event that the tax increment revenues of the IVDA and other
legally available funds of the IVDA are insufficient for the
payment of the required annual debt service amounts on the 1997
Bonds for the period of time that the Letter of Credit remains
outstanding.
NOW THEREFORE, THE PARTIES MUTUALLY AGREE AS FURTHER
PROVIDED IN THE FOLLOWING TERMS AND CONDITIONS OF THIS AGREEMENT.
Section 1. Definitions. All terms used in this
Agreement which are not otherwise defined herein shall have the
same meanings as set forth in the applicable documents and
agreements with respect to the issuance of the 1997 Bonds
(collectively, the "1997 Note Documents"). The terms as so defined
in this Agreement or in the 1997 Note Documents shall have the
meanings ascribed to them herein or therein unless the context
clearly requires some other meaning.
Section 2. Renresentations. Covenants and Warranties of
the Countv. The County represents, covenants and warrants to the
Bank as follows:
(a) Due Or9'anization and Existence. The County is a
political subdivision of the State, duly organized and existing
under the laws of the State.
(b) Authorization. The laws of the State authorize the
County to enter into this Agreement and to enter into the
transactions contemplated by and to carry out its obligations under
this Agreement, the County has duly authorized and executed this
Agreement and this Agreement constitutes the legal, valid and
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binding agreement of the County, enforceable against the County in
accordance with the terms hereof.
(c) No Violations. Neither the execution and delivery
of this Agreement, the fulfillment of or compliance with the terms
and conditions hereof, nor the consummation of the transactions
contemplated hereby, conflicts with or results in a breach of the
terms, conditions or provisions of any restriction, agreement or
instrument to which the County is now a party or by which the
County is bound, constitutes a default under any of the foregoing,
or results in the creation or imposition of any lien, charge or
encumbrances whatsoever upon any assets of the County.
(d)
authorized and
of the State.
Execution and Deliverv. The County has duly
executed this Agreement in accordance with the laws
Section 3. Renresentations. Covenants and Warranties of
the City. The City represents, covenants and warrants to the Bank
as follows:
(a) Due Or<;ranization and Existence. The City is a
municipal corporation and charter city, duly organized and existing
under the Constitution and laws of the State.
(b) Authorization. The laws of the State authorize the
City to enter into this Agreement and to enter into the
transactions contemplated by and to carry out its obligations under
this Agreement, the City has duly authorized and executed this
Agreement and this Agreement constitutes the legal, valid and
binding agreement of the City, enforceable against the City in
accordance with the terms hereof.
(c) No Violations. Neither the execution and delivery
of this Agreement, the fulfillment of or compliance with the terms
and conditions hereof, nor the consummation of the transactions
contemplated hereby, conflicts with or results in a breach of the
terms, conditions or provisions of any restriction, agreement or
instrument to which the City is now a party or by which the City is
bound, constitutes a default under any of the foregoing, or results
in the creation or imposition of any lien, charge or encumbrances
whatsoever upon any assets of the City.
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(d)
authorized and
of the State.
Execution and Deliverv. The City has duly
executed this Agreement in accordance with the laws
Section 4. Reoresentations. Covenants and warranties of
the Bank. The Bank represents, covenants and warrants to the
County and to the City as follows:
(a) Due Organization and Existence. The Bank is a
corporation, duly organized and existing under the laws
of the State of
(b) Authorization. The laws of the state of
incorporation and of the State authorize the Bank to enter into the
Reimbursement Agreement, to execute and deliver the Letter of
Credit and to enter into this Agreement and to enter into the
transactions contemplated by and to carry out its obligations under
all of the aforesaid agreements, the Bank has duly authorized and
executed all of the aforesaid agreements and the Letter of Credit
and such agreements and the Letter of Credit constitute the legal,
valid and binding agreements of the Bank, enforceable against the
Bank in accordance with their respective terms.
(c) No Violations. Neither the execution and delivery
of the Reimbursement Agreement, the Letter of Credit nor this
Agreement, or the fulfillment of or compliance with the terms and
conditions hereof or thereof, nor the consummation of the
transactions contemplated hereby or thereby, conflicts with or
results in a breach of the terms, conditions or provisions of any
restriction, federal or state banking regulation or securities law,
agreement or instrument to which the Bank is now a party or by
which the Bank is bound, constitutes a default under any of the
foregoing, or results in the creation or imposition of any lien,
charge or encumbrances whatsoever upon any assets of the Bank, or
upon the Letter of Credit or this Agreement.
(d)
authorized and
of the State.
Execution and Delivery. The Bank has duly
executed this Agreement in accordance with the laws
Section 5. Term of Agreement. The term of this
Agreement shall commence on the date hereof, and shall end on the
date the Bonds are paid in full. If on any date prior to the
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termination date of this Agreement the 1997 Note Documents shall be
discharged by their terms and no further payments are required to
be made pursuant to the Reimbursement Agreement, the term of this
Agreement shall thereupon end.
Section 6. Obligation to Pav. Subject to the prov1s1ons
of Section 7(b) hereof, the County and the City each agree to pay
to the Bank, or directly to the IVDA if directed by the Bank in
writing, an amount not to exceed fifty percent (50%) of (i) the
interest payment required to be made by the IVDA with respect to
the 1997 Note Documents in any single fiscal year during the term
of this Agreement, and (ii) the interest amounts payable by the
IVDA to the. Bank pursuant to the Reimbursement Agreement. The
obligations of the County and the City as hereby incurred shall be
payable only as to such annual amount to the extent that the IVDA
has failed to pay the full amount of the interest payment for the
1997 Bonds on any Interest Payment Date pursuant to the 1997 Note
Documents. The County and the City shall only be responsible for
the percentage payments to the Bank for their respective portion of
the amounts determined in accordance with (i) and (ii) above and
not for any deficit caused by the failure to pay by the other
party. Both the County and the City shall be obligated to remit
the payments pursuant to the terms of this Section 6 during such
period of time that the 1997 Bonds remain outstanding pursuant to
the provisions of the 1997 Note Documents for the term of this
Agreement.
Section
Annropriations.
7.
Source
of
Payments:
Budaet
and
(a) Payments to be made by the County and the City
pursuant to this Agreement shall be payable from any source of
legally available funds of the County and the City, respectively,
subject to the provisions as set forth in Section 6 and as
hereinafter set forth.
(b) In the event there is a deficit in the interest to
be paid by the IVDA to the Bank in any year, upon notice by the
IVDA to the City and the County, the County and the City shall, for
the next succeeding fiscal year subsequent to a fiscal year during
which the IVDA has failed to remit the full interest payment on the
1997 Bonds, consider as a part of the budget adoption process
whether to make funds available for the payment of amounts due
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under Section 6 hereof. The covenants on the part of the County
and the City herein contained shall be deemed at all times to be
subject to and limited as to enforcement as required by applicable
State law and the Constitution of the State for all actions
otherwise required of the County and the City to carry out and
perform the covenants and agreements in this Agreement agreed to be
carried out and performed by the County and the City.
Section 8. Maintenance of Tax-Exemption. Neither the
County, the City nor the Bank shall take any action, or fail to
take any action, as may be required to assure that the exclusion of
interest payable by the IVDA with respect to the 1997 Bonds from
the gross income of the Holders of the 1997 Bonds to the extent as
such interest is permitted to be excluded from gross income under
the Code as in effect on the date of issuance of the 1997 Bonds.
Section 9. Assignment by the Bank. The rights of the
Bank under this Agreement, including the right to receive payments
of those amounts as may be remitted by the County and the City
under this Agreement as limited by Sections 6 and 7 hereof, have
been assigned to the Trustee pursuant to the 1997 Note Documents.
Section 10. Events of Default Defined. The following
shall be "Events of Default" under this Agreement and the terms
"Events of Default" and "Default" shall mean, whenever they are
used in this Agreement, anyone or more of the following events:
(a) Failure by the County or the City to pay any
payment required to be paid hereunder in the manner, to the extent
and at the time specified hereunder.
(b) Failure by the County or the City to observe
and perform any covenant, condition or agreement on its part to be
observed or performed under this Agreement other than as referred
to in clause (a) of this Section 10, for a period of thirty
(30) days after written notice specifying such failure and
requesting that it be remedied has been given to the County or the
City by the Bank; provided, however, if the failure stated in the
notice can be corrected, but not within the applicable period, the
Bank shall not unreasonably withhold its consent to an extension of
such time if corrective action is instituted by the either the
County or the City within the applicable period and diligently
pursued until the Default is corrected.
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(c) Failure of the appointed staff members of the
County or the City to request that the necessary payments be
included in the particular annual budget of the County and the City
when required by this Agreement.
(d) The filing by the County or the City of a
voluntary petition in bankruptcy, or failure by the County or the
City promptly to lift any execution, garnishment or attachment, or
adjudication of the County or the City as a bankrupt, or assignment
by the County or the City for the benefit of creditors, or the
entry by the County or the City into an agreement of composition
with creditors, or the approval by a court of competent
jurisdiction of a petition applicable to the County or the City in
any proceedings instituted under the provisions of the Federal
Bankruptcy Act, as amended, or under any similar acts which may
hereafter be enacted.
Section 11. Remedies on Default: Exclusive Remedv.
Whenever any Event of Default referred to in Section 10 hereof
shall have occurred and be continuing, it shall be lawful for the
Bank to exercise any and all remedies available to the Bank
pursuant solely to this Section 11. Neither the Bank, the Trustee
nor any Holder of all or any amount of the 1997 Bonds may initiate
any action in law or in equity or exercise any other remedy except
as specifically set forth in this Section 11.
The Bank shall have as the exclusive remedy pursuant to
this Section 11 the right at its discretion upon the occurrence of
any such Event of Default to terminate the Letter of Credit and to
thus terminate all other rights and obligations of the Bank with
respect to the 1997 Bonds and the Reimbursement Agreement all as
may be further provided and limited by the 1997 Note Documents.
Section 12. No Additional Waiver Implied bv One Waiver.
In the event any provision contained in this Agreement should be
breached by any party hereto and thereafter waived by any of the
other parties, such waiver shall be limited to the particular
breach so waived and shall not be deemed to waive any other breach
hereunder by any party.
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Expenses.
under any
Section 13. Aareement to Pay Attorneys' Fees and
In the event any party to this Agreement should Default
of the provisions hereof and the non-defaulting party or
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parties should employ attorneys or incur other expenses for the
collection of moneys or the enforcement or performance or
observance of any obligation or agreement on the part of the
defaulting party or parties herein contained, the defaulting party
agrees that it will on demand therefor pay to the non-defaulting
party or parties the reasonable fees of such attorneys and such
other expense so incurred by the non-defaulting party or parties;
provided, however, that both the County and the City shall be
liable for such costs and expenses to the extent that either the
County or the City elect to make the necessary appropriations for
such purposes pursuant to Section 7 hereof. Nothing contained
herein shall preclude the Bank from seeking payment of such costs
and expenses from the IVDA pursuant to the terms and provisions of
the Reimbursement Agreement by and between the Bank and the IVDA.
The costs, salary and expenses of the City Attorney and County
Counsel and members of his office in enforcing this Agreement on
behalf of the City and County shall be considered as "attorneys'
fees" for the purposes of this section.
Section 14. Notices. All notices, certificates or other
communications hereunder shall be sufficiently given and shall be
deemed to have been received forty-eight (48) hours after deposit
in the United States mail in first class form with postage fully
prepaid unless delivered by hand or by verified facsimile or other
electronic transmission:
If to the County:
County of San Bernardino
385 North Arrowhead Avenue
San Bernardino, CA 92415
Attn: County Administrative Officer
If to the City:
City of San Bernardino
300 North "0" Street
San Bernardino, CA 92418
Attn: City Administrator
If to the Bank:
Sumitomo Trust
527 Madison Avenue
New York, New York 10022
Attn:
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If to the Trustee:
First Trust of California,
National Association
Corporate Trust Dept., Fifth Floor
550 South Hope Street
Los Angeles, CA 90071
The County, the City, the Bank and the Trustee, by notice
given hereunder, may designate different addresses to which
subsequent notices, certificates or other communications will be
sent.
Section 15. Binding Effect. This Agreement shall
inure to the benefit of and shall be binding upon the County, the
City and the Bank and their respective successors and assigns.
Section 16. Severabilitv. In the event any provision
of this Agreement shall be held invalid or unenforceable by any
court of competent jurisdiction, such holding shall not invalidate
or render unenforceable any other provision hereof.
Section 17. Further Assurances and Corrective
Instruments. The County, the City and the Bank agree that they
will, from time to time, execute, acknowledge and deliver, or cause
to be executed, acknowledged and delivered, such supplements hereto
and such further instruments as may reasonably be required for
correcting any inadequate or incorrect description contained herein
or intended so to be or for carrying out the expressed intentions
of this Agreement.
Section 18. Execution in Counterparts. This
Agreement may be executed in several counterparts, each of which
shall be an original and all of which shall constitute but one and
the same instrument.
Section 19. ~pplicable law. This Agreement shall be
governed by and construed in accordance with the laws of the State.
Section 20. Countv and City Official Actions.
Whenever under the provisions of this Agreement the approval of the
County or the City is required, or the County or the City is
required to take some action at the request of the Bank, such
approval or action shall be given or undertaken for the County by
official action of the Board of Supervisors of the County and for
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the City by official action of the Mayor and Common Council of the
City, and each party hereto shall be authorized to rely upon any
such approval or action only if acted upon by the Board of
Supervisors and the Mayor and Common Council at duly noticed public
meetings in the manner as required by the laws of the State.
Section 21. Caotions. The captions or headings as
contained in this Agreement are for convenience only and in no
manner define, limit or describe the scope or intent of any
provisions or section of this Agreement.
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IN WITNESS WHEREOF, the County has caused this Agreement
to be executed in its corporate name by its duly authorized
officers and sealed with its seal; and the City has caused this
Agreement to be executed in its name by its duly authorized
officers and sealed with its seal; and the Bank has caused this
Agreement to be executed in its name by its duly authorized
officers and sealed with its seal, as of the date first above
written.
COUNTY OF SAN BERNARDINO
By:
Chairman
ATTEST:
By:
Clerk of the Board
APPROVED AS TO FORM:
By:
CITY OF SAN BERNARDINO
By:
Mayor
ATTEST:
By:
City Clerk
APPROVED AS TO FORM:
By:
SUMITOMO BANK
By:
Title:
ATTEST:
By:
Title:
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