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HomeMy WebLinkAboutR23-Economic Development Agency ECONOMIC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO FROM: Maggie Pacheco SUBJECT: ANR INDUSTRIES, INC., Deputy Director MEADOWBROOK PARK SINGLE , FAMILY INFILL HOUSING I., , DEVELOPMENT (IVDA DATE: January 29, 2003 .J.. REDEVELOPMENT PROJECT AREA) .___________________________________________________________________________________________________________________n____________________.______________________u___________--------.---------------------+-- Svnopsis of Previous Commission/Council/Committee Action(s): On October 24, 2002, Redevelopment Committee Members Anderson, Suarez and Estrada voted unanimously to recommend to the Community Development Commission approval of an Agreement by and between ANR Industries, Inc. and the Agency for the development of 23 new infill housing units located in the area bounded by 20' Street and Rialto Avenue, and Sierra Way and Allen Street, within the boundaries of the IVDA Redevelopment Project Area, and adjacent to Downtown San Bernardino. ------------------------------------------------------------------_.------------------------------------------------------------------------------------------~-+----------------------------------------_.--- Recommended Motion(s): (Communitv Develonment Commission) MOTION A: A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING THE EXECUTIVE DIRECTOR OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ('AGENCY") TO EXECUTE THE MEADOWBROOK SINGLE FAMILY RESIDENTIAL GRANT DEVELOPMENT AGREEMENT BY AND BETWEEN THE AGENCY AND ANR INDUSTRIES, INe. MOTION B: A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO REQUESTING THAT THE INLAND VALLEY DEVELOPMENT AGENCY (IVDA) ENACT A PROGRAM AUTHORIZING A ONE HUNDRED PERCENT (100%) INCLUSIONARY/REPLACEMENT HOUSING CREDIT TO THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ('AGENCY") FOR ANY AGENCY-ASSISTED HOUSING PROJECTS UNDERTAKEN BY THE AGENCY WITHIN THE IVDA PROJECT AREA BOUNDARIES. ------------------------------------------------- -----------------------------------------------------------------------------------------------------------------------------------<------------------------ Contact Person(s): Project Arca(s) Maggie Pacheco Phone: (909) 663- I 044 IVDA Project Area Ward(s): Supporting Data Attached: iii Staff Report iii Resolution(s) iii Agreement(s)/Contract(s) iii Map(s) 0 Letters/Other FUNDING REQUIREMENTS Amount: $ 500,000 Source: Low/Mod Funds SIGNATURE: Budget Authority: 2002/2003 EDA Budget ---------------------------------------------------------------------------------------------------.------------------------------------- Commission/Council Notes: ,2LSC."1.l C.OC-/<-- (;::':S - 5 'J CI~ '?C~,3-'- --------------------------------------------------------------------------------------------------------------------------------------------------- P:\Clerical Scryicc~ Dcpl\Margarcl parkcMgcnda\CDC 2003\03-02-03 ANR Meadowbrook Park Infill Housing .doc COMMISSION MEETING AGENDA Meeting Date: 02/03/2003 Agenda Item Number: RJ..3 ECONOMIC DEVELOPMENT AGENCY STAFF REPORT ----------------- ------------~-------------------------------------------------------------------------------------------+---------------+-----------------~-------------------------------+-------------. ANR Industries, Inc., Meadowbrook Park Sinl!le Familv Intill Housinl! Development (lVDA Redevelopment Proiect Area) BACKGROUND: For the past several months, Agency Staff and ANR Industries, Inc. (ANR) have been working together on a development proposal to redevelop the severely distressed residential neighborhood blocks bounded by 2nd Street and Rialto Avenue, Sierra Way and Allen Street, immediately east and outside of the Agency's Meadowbrook Redevelopment Project Area and located within the NDA Project Area boundaries (Project Site). The Project Site is compromised of older residential homes, many of which have not been maintained, are boarded up and abandoned structures, underutilized vacant parcels collecting debris and trash, and is a magnet for breeding undesirable social and physical conditions. However, the Project Site has ample development opportunity because it is located adjacent to several City assets that are essential to sustaining a viable downtown such as the Meadowbrook Park, Ralph Hernandez Community Center, and the seat of City and County government, etc. CURRENT ISSUE: ANR has been successful in negotiating the purchase of twenty-three (23) parcels on Sierra Way, Rialto Avenue, Allen, King and 2nd Streets. This includes an Agency-owned parcel at 145 Sierra Way that was acquired by the Agency through HUD under the auspices of the ARR Program. The Agency acquired the property for $25,000 and will convey the property to ANR'S Qualified Buyer pursuant to the License Agreement (Exhibit "B") at the same price the Agency paid for the property. See Map of the Area (Attachment A). ANR proposes to develop twenty-three (23) new single-story and two-story detached homes consistent with an urban setting (RU-I zoning) ranging in square footage from 1,400 to 1,700 square feet. The elevations offered will be contemporary interpretations of Victorian and Craftsman style homes taking into consideration San Bernardino's history and also being mindful of existing architectural assets. The projected costs for acquisition, demolition, and development are estimated to be $4.2 million with estimated sales price of $3.7 million (average sales price $175,000), resulting in an approximate $500,000 financial gap. ANR has requested that the Agency provide up to the $500,000 in the form of a grant. To the extent that their costs are less than $4.2 million and there is a costs savings, the savings will be used to reduce the Agency's financial contribution to the Project Site. This request is consistent and comparable (per unit basis) to other requests granted by the Agency to ANR to develop six (6) infill housing units in NIP Area #1 and to Century Vintage homes for development of Arrow Vista. ----------------------------------------------------------------------------------------------~-----------------------..--------------------------- P:\C\erical Services Dcpl\Margarcl Parker\Agcnda\CDC 2003\03-02-03 ANR Meadowbrook Park [ntilt Housing .doc COMMISSION MEETING AGENDA Meeting Date: 02103/2003 Agenda Item Number: R.J.J Economic Development Agency Staff Report ANR Industries, Inc. Meadowbrook Park Single Family Infill Housing Proposal Page 2 ANR is also requesting the Agency's assistance in land assemblage to the extent that they are unsuccessful in directly purchasing key parcels, the provision of beautification grants to adjacent qualified homeowners to spruce up the exterior of their homes, assistance with establishment of a landscaping maintenance district and expedited plan check and building permits, etc. It is proposed that the maximum $500,000 grant be disbursed during the course of construction and as set forth in the Grant Development Agreement. In return for the Agency's assistance, the Agreement requires that not less than ten (10) of the single family homes built are made available to households who will occupy the home and who earn not more than 120% of the County median income (i.e., family of four = $60,350). The eligible homebuyer will have to execute a Regulatory Agreement which sets forth the requirement for occupancy, maintenance and should the homebuyer sell the home prior to the expiration of the regulatory agreement term (45 years), the homebuyer is required to share any equity gained from the sale of the property pursuant to the formula set forth in the regulatory agreement (Exhibit "G"). The development concept provides an opportunity to recycle underutilized properties that have sat idle for an extended period of time and without any interest from local landowners to redevelop the area; it also presents a window of opportunity to introduce a fresh and unique development theme that can be used to transform a neighborhood that has declined, and to create a significant and dramatic visual and economic impact that will act as a stimulus to urban renewal and the rejuvenation of the City's downtown. Moreover, the proposed housing development will be developed within the boundaries of the IVDA Project Area and as such, under State law, the Agency would receive credit for only half of the units built in this development (II) and IVDA would receive one hundred percent (100%) credit of the units built (23). Because IVDA relies on the Agency to produce the IVDA's requirement for affordable housing under State Redevelopment Law and, in fact, provides the City's annual share of the housing fund to the Agency, Staff is proposing that the Commission consider making a request to IVDA to allow the Agency to take one hundred percent (100%) credit for all the units built within this development, future developments and any other housing projects undertaken by the Agency within the IVDA Project Area, hence the reason for introducing Resolution B attached hereto. ENVIRONMENT AL IMPACT: The proposed project is categorized as an infill housing project and will be developed consistent with the City's General Plan and Zoning; thus a negative declaration will be filed for the project. FISCAL IMPACT: Execution of an Agreement between the parties will result in an Agency financial commitment of an amount of not to exceed $500,000. These funds will be appropriated from the Agency's 2002/2003 Housing Fund (low/mod). ----------------------.---------------------------------------------------------------------------------------------------------------------------- P:\Clerical Services Dcpl\Margarct ParkerlAgcndalCDC 2003\03-02-03 ANR Meadowbrook Park Infill Housing .doc COMMISSION MEETING AGENDA Meeting Date: 02103/2003 Agenda Item Number: RJJ Economic Development Agency Staff Report ANR Industries, Inc. Meadowbrook Park Single Family Infill Housing Proposal Page 3 RECOMMENDATION: That the Community Development Commission adopt the attached Resolutions. .-/I. -- t/ -----------------~.----------_.---------_._--------------------------------------------------------------------------------_.---------------------- P:\Clcrical Services Dcpt\Margarct ParkcrlAgenda\CDC 2003\03-02-03 ANR Meadowbrook Park Infill Housing ,doc COMMISSION MEETING AGENDA Meeting Date: 02/03/2003 Agenda Item Nnmber: /l ;23 ATTACHMENT A .:,~.,> ,;.-: ", r>.a. 1 RESOLUTION NO: 2 3 A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING AND AUTHORIZING THE EXECUTIVE DIRECTOR OF. THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") TO EXECUTE THE MEADOWBROOK SINGLE FAMILY RESIDENTIAL GRANT DEVELOPMENT AGREEMENT BY AND BETWEEN THE AGENCY AND ANR INDUSTRIES, INe. 4 5 6 7 8 9 WHEREAS, the Redevelopment Agency of the City of San Bernardino ("Agency") is a 10 public body and politic, exercising governmental functions and powers and organized and 11 existing under chapter 2 of the Community Redevelopment Law of the State of California 12 (Health and Safety Code Section 33020, et seq.); and WHEREAS, the Agency desires to assist ANR Industries, Inc., a local housing developer ("Developer") who has the experience, financial strength and background in developing affordable housing in the City of San Bernardino, with the development of twenty- three (23) single family homes in the area bounded by 2ndand Rialto Streets, between Sierra Way and Allen Avenue located within the Inland Valley Development Agency (IVDA") Project Area boundaries, but within the City of San Bernardino City limits ("Meadowbrook Park Single Family Infill Housing Development"); and WHEREAS, the Meadowbrook Park Single Family Infill Housing Development has been determined to be categorically exempt from the California Environment Quality Act 13 14 15 16 17 18 19 20 21 22 23 (CEQA) requirements, per Section 15332, Class 32; and WHEREAS, under Section 33334.2 of the California Community Redevelopment Law, the Agency is authorized to utilize low and moderate income housing funds (" Housing Fund") 24 25 26 to provide housing opportunities to families and individuals whose income do not exceed 120% ofthe area median income for San Bernardino County and the Agency desires to provide 27 " financial assistance to the Developer in an amount of not too exceed $500,000; and P:\C1eriul Services Dept\Marpm Par\r.enRcso]ulions\200J\OJ-QZ-QJ ANR Meadowbrook Resolution A.doc I WHEREAS, the Developer and Agency desire to develop the Meadowbrook Park Single Family Infill Housing Development in accordance with the provisions of the Grant Development Agreement (the "Agreement"). 1 2 3 4 -. :'~1:,'~;:"("" ,,':.. ::,:,,>~;,,~_,;,,:;-;~?,;:-;;:~~,~;~\'~~'~?'~,~~i~:~ -- ..... - " , .t:...., . 1:: .. " . " . '~', '" ~, . ):::f~.:~t. NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER, AS FOLLOWS: hereby authorized and directed to execute on behalf of said Commission the Agreement between the Agency and Developer in order to effectuate the provisions of Agreement and development of the Meadowbrook Park Single Family Infill Housing Development. 15 Section 3. 5 6 7 Section 1. 8 The Executive Director of the Agency ("Director") or hislher designee is The Director or hislher designee is hereby authorized to reimburse the 13 Developer pursuant to the Agreement the sum of not too exceed Five Hundred Thousand 9 10 11 12 Section 2. 14 Dollars ($500,000) from the Agency's Housing Fund (2002/2003 EDA Budget). 16 The Director or hislher designee is authorized to make changes to the 17 Agreement, provided said changes are not substantive in nature and do not increase the Agency's financial contribution, and as approved by Agency Counsel. 18 Section 4. 19 The Community Development Commission has determined that the Project is "categorically exempt" pursuant to CEQA, Section 15332, Class 32, guidelines. 20 Section 5. 21 /11 22 11/ 23 11/ 24 /11 25 26 11/ 27 11/ '8 11/ 11/ The Resolution shall become effective immediately upon its adoption. P:\Clerical Service! Dept\Marpm Parker\Rcsolulions\200JIOJ-02.()) ANR Meadowbrook Resolution A.doc 2 ~ ~--._--- -_.__.._~._-..--_._.-.-----~ - .--..-..-..-..-.-.------------ " : _ };:t...~-:.:_-- ,r;.'-'- ':~(.:: -' '<;>~'\."'-"<~L.' ,~.- . " .' " 1 . .'.' -' ~,- .-, .'. ;:.'- A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING AND AUmORlZING THE EXECUTIVE DIRECTOR OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") TO EXECUTE THE MEADOWBROOK SINGLE FAMILY RESIDENTIAL GRANT DEVELOPMENT AGREEMENT BY AND BETWEEN THE AGENCY AND ANR INDUSTRIES, INC. ., 2 3 4 5 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the 7 Community Development Commission of the City of San Bernardino at a meeting 8 thereof, held on the day of Aves , 2003, by the following vote to wit: 9 Commission Members: Navs Abstain Absent 10 ESTRADA LONGVILLE MCGINNIS DERRY SUAREZ ANDERSON MC CAMMACK 11 12 13 14 15 16 17 18 19 Secretary 20 21 The foregoing resolution is hereby approved this day of ,2003, 22 23 Judith Valles, Chairperson Community Development Commission of the City of San Bernardino 24 25 26 27 By: ?8 P:\Clerical Services DepI\M1t'J&Rl Parker\Resolutions\l 3 ....-........................ .--~."'._._-_... ;"'oJ'"...',. :;~ >-:...;~< :~!~;:~';.. . .,.,r.'" ., ~?\:.: ,- ..-:5:. 1 RESOLUTION NO: " 2 3 A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO REQUESTING THAT THE INLAND VALLEY DEVELOPMENT AGENCY. (IVDA) ENACT A PROGRAM AUTHORIZING A ONE HUNDRED PERCENT (100%) INCLUSIONARYIREPLACEMENT HOUSING CREDIT TO THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") FOR ANY AGENCY-ASSISTED HOUSING PROJECTS UNDERTAKEN BY THE AGENCY WITHIN THE IVDA PROJECT AREA BOUNDARIES. 4 5 6 7 8 9 WHEREAS, the Redevelopment Agency of the City of San Bernardino ("Agency") is a 10 public body and politic, exercising governmental functions and powers and organized and existing under Chapter 2 of the Community Redevelopment Law of the State of California 11 12 13 (Heath and Safety Code Section 33020, et seq.); and WHEREAS, the Inland Valley Development Agency ("IVDA") is a public body and 14 15 politic, exercising governmental functions and powers and organized and existing under 16 . Chapter 2 of the Community Redevelopment Law of the State of California (Health and Safety Code Section 33492.41); and WHEREAS, under Section 33334.2 of the California Community Redevelopment Law, the Agency is authorized to utilize low and moderate income housing funds ("Agency Housing 17 18 19 20 Fund") to provide housing opportunities to families and individuals, renting or purchasing housing within the City of San Bernardino's jurisdiction ("City") whose income does not exceed 120% of the area median income for San Bernardino County; and 21 22 23 WHEREAS, the Agency desires to assist ANR Industries, Inc. ("Developer") with the development of twenty-three (23) single family homes ("Housing Units") in the area bounded by 2nd and RiaIto Streets, between Sierra Way and Allen Avenue situated within the Inland 24 25 26 Valley Development Agency (IVDA") Project Area boundaries, but within the City of San Bernardino City limits. ("Meadowbrook Park Single Family Infill Housing Development") in 27 28 P:\C1ericaI Scrvil;es Dept\Marpm PartccrJl.esolutionsUOO3\O]..{)2..{)] ANR Meadowbrook Resoh.ltion D.doc I 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 ~-..,,',~--~--" ,_..~ ?8 accordance with the provisions between the Agency and Developer; and WHEREAS, under California Redevelopment State Law, a redevelopment agency may satisfy the incIusionary housing requirements, (15% of all housing units developed within a Redevelopment Project Area must be made available at affordable housing cost to, and occupied by, persons and families of low or moderate income), by developing or rehabilitating housing units outside a Redevelopment Project Area, however, of such housing units provided outside a Redevelopment Project Area, 'the Agency must provide two Housing Units for every housing unit developed inside the Agency's Project Area; thus the Agency would receive credit for the development of only fifty percent (50%) of the Housing Units develop in the lVDA Redevelopment Project Area such as the Meadowbrook Park Single Family InfiII Housing Development ("Housing), andthe lVDA would receive one-hundred (100%) percent credit for the Housing Units; and WHEREAS, the lVDA was formed to specifically protect, develop enhance and preserve the military facilities at the former Norton Air Force Base and as such the lVDA relies on the Agency to fulfill its affordable housing obligations pursuant to Section 33334.2 and furthermore transmits all their 20% Set Aside Housing Fund, generated within the City limits, to the Agency for the provision of affordable housing opportunities within the City's jurisdiction; and WHEREAS, the lVDA depends and relies on the Agency to assist lVDA in meeting its incIusionary and replacement housing requirements, and as such, the Agency desires to receive one hundred (100%) credit for the twenty-three (23) Housing Units to be developed by the Developer within the lVDA Project Area, and furthermore, the Agency desires to have lVDA make a fmding allowing the Agency to take one hundred percent (100%) credit for all units the Agency develops or rehabilitates within the lVDA Project Area. /1/ P:\C\crica.l Sctviccs Depl'lMuguet Parker\Rcsolutions\200J\03.o2'()) ANR Meadowbrook Resolution a.doc 2 " . . .y~:!,~~':,~;'> '. :);,:'i'~,.ji).iJ1~:4;:f!;~{'" , ...., . ',.<t.''''>' '. ..;<;k~'" .... ~.\);{~~;:~\","~j!~~~f :;r~s NOW, TIIEREFORE, THE COMMUNITY DEVELOPMENT COMMISSI()Ne)F THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DElERMINE AND ORDER, AS FOLLOWS: , 1 2 3 4 Section 1. The Chairperson or his/her designee is hereby authorized and directed to 5 6 on behalf of said Commission to request that the IVDA adopt a Resolution providing 100% credit to the Agency for any developed or rehabilitated housing units undertaken by the Agency within the IVDA Project Area boundaries. The Resolution shall become effective immediately upon its adoption. 7 8 Section 2. 9 III 10 11 III 12 III 13 III 14 III 15 III 16 III 17 III 18 III 19 III 20 III 21 III 22 III 23 III 24 III 25 26 III 27 III "8 III III P:\Ck:ricaI. Savices DepI\Matpret Pari:a\RcsohltiDns\200l\OJ-02.(1J ANR Meadowbrook Raolution B.~ 3 .-. -._--~-----" _._---_.--~_.'- -- '--~--_._-,-"--,--.- '. 1 , '.'. A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO REQUESTING THAT THE INLAND VALLEY DEVELOPMENT AGENCY (IVDA) ENACT A PROGRAM AUmORIZING A ONE HUNDRED PERCENT (100%) INCLUSIONARYIREPLACEMENT HOUSING CREDIT TO THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO ("AGENCY") FOR ANY AGENCY-ASSISTED HOUSING PROJECTS UNDERTAKEN BY THE AGENCY WITHIN THE IVDA PROJECT AREA BOUNDARIES. 2 3 4 5 6 7 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the 8 Community Development Commission of the City of San Bernardino at a meeting 9 thereof, held on the day of Aves , 2003, by the following vote to wit: 10 Commission Members: Navs Abstain Absent 11 ESTRADA 12 LONGVILLE 13 MCGINNIS 14 DERRY 15 16 SUAREZ 17 ANDERSON 18 MC CAMMACK 19 20 21 Secretary 22 The foregoing resolution is hereby approved this day of ,2003. 23 24 Judith Valles, Chairperson Community Development Commission of the City of San Bernardino 25 26 27 Approved ntent: 28 By: 4 , '~ -'-.. MEADOWBROOK SINGLE F AMIL Y RESIDENTIAL GRANT DEVELOPMENT AGREEMENT By and Between The Redevelopment Agency of the City of San Bernardino (Agency) And ANR Industries, Inc. A California Corporation (Developer) TABLE OF CONTENTS Page ARTICLE I TERMS AND CONDITIONS............................. . . . . 1 Section 1.01. Section 1.02. Section 1.03. Section 1.04. Section 1.05. Integration of All Agreements Relating to the Project and Definition of Terms........ 1 Parties to the Agreement............... . . . . 8 Prohibition Against Change in Ownership, Management and Control of Developer and Assignment of Agreement........ . . . . . . . . . . . . 9 Benefit to Project Areas.................. 10 List of Exhibits to Agreement............. 10 ARTICLE II DISBURSEMENT OF AFFORDABLE HOUSING DEVELOPMENT GRANT AND DISPOSITION OF THE AGENCY LOT......... . . . . . . . . . . . . . . 11 Section 2.01. Section 2.02. Section 2.03. Section 2.04. Section 2.05. Section 2.06. Section 2.07. Section 2.08. Section 2.09. Section 2.10. Section 2.11. Section 2.12. Section 2.13. Section 2.14. Section 2.15. Section 2.16. Section 2.17. Section 2.18. Section 2.19. Section 2.20. Section 2.2l. Section 2.22. Section 2.23. Section 2.24. 1/29/03 2:00 JITm 532003:94.3 Affordable Housing Development Grant...... 11 Disposition of Agency Lot... . . ......... . .. 14 Developer Agreement to Undertake the proj ect . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Sale of Completed New Homes to Qualified Homebuyers................................19 RESERVED - NO TEXT.... . . . . . . . . . . . . . . . . . . . . 21 RESERVED - NO TEXT ........... .............22 RESERVED - NO TEXT. . . . . . . . . . . . . . . . . . . . . . . . 22 Inspection and Review of Agency Lot....... 22 Due Diligence Investigation of the Agency Lot and the Project by the Developer...... 23 Due Diligence Approval Certificate........ 24 Books and Records of the Agency Relating to the .Z\gency Lot... . . . . . . . . . . . . . . . . . . . . . . . . . 25 Condition of the Agency Lot; Developer's Release. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Review and Approval of Condition of Title in the Agency Lot by the Developer........... 27 RESERVED - NO TEXT ................. .......28 Extension of Due Diligence Period......... 28 Developer's Conditions Precedent.......... 28 The Agency's Conditions Precedent......... 29 RESERVED - NO TEXT ............ ............30 Satisfaction of Conditions................ 30 Termination............. . ...... . .. . .. ..... 31 RESERVED - NO TEXT ....... ....... ...... ....31 RESERVED - NO TEXT ....... ....... ...... ....31 RESERVED - NO TEXT........................ 31 Representations and Warranties.. . . . . .. . ... 31 - i - Section 2.25. Section 2.26. Damage, Destruction and Condemnation...... 34 Developer Market Reports to the Agency 35 ARTICLE III DEVELOPMENT OF THE DEVELOPER LOTS AND THE AGENCY LOT..................................... 36 Section 3.0l. Section 3.02. Section 3.03. Section 3.04. ARTICLE IV Development by Developer.................. 36 Property Taxes and Assessments... . ........ 44 Prohibition Against Transfer.............. 44 Security Financing; Right of Holders...... 44 USE OF THE DEVELOPER LOTS. . . . . . . . . . . . . . . . . . . . . . 46 Section 4.01. Section 4.02. Section 4.03. Section 4.04. Section 4.05. Uses. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Maintenance of the Developer Lots......... 47 Obligation to Refrain from Discrimination. 47 Form of Nondiscrimination and Nonsegregation Clauses. . . .. . .. .... . ...... ...... . . . .... ... 47 Effect and Duration of Covenants Under Section 4.01 and Section 4.04 .............49 ARTICLE V DEFAULTS, REMEDIES AND TERMINATION.................. 49 Section 5.01. Section 5.02. Sectior. 5.03. Section 5.04. Defaults - General.... ............. .... ...49 Legal Actions............................. 50 Rights and Remedies are Cumulative........ 51 Damages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 ARTICLE VI GENERZ\L PROVISIONS................................. 52 Section 6.01. Section 6.02. Section 6.03. Section 6.04. Section 6.05. Section 6.06. Section 6.07. Section 6.08. Section 6.09. Section 6.10. Section 6.11. Notices, Demands and Communications Between the Parties............................... 52 Conflict of Interest...................... 52 Warranty Against Payment of Consideration for Agreement.............. . . . . . . . . . . . . . . . 53 Nonliability of Agency Officials and Employees. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Enforced Delay: Extension of Time of Performance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Inspection of Books and Records........... 54 Approvals. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Real Estate Commissions................... 55 Indemnification. ... . .. .. . . ... . . . . . ........ 55 Attorneys' Fees........................... 55 Effect. . . . ... ... . . . ........ . ..... . .. . . ... . 55 ARTICLE VII ENTIRE AGREEMENT, WAIVERS AND AMENDMENT. . . . . . . . 56 :/29/03 2;00 Jrr~ S320:J3:94.3 - ii - Section 7.01. Entire Agreement....... .... . ... ........... 56 EXHIBIT "A" EXHIBIT "B" EXHIBIT "(" EXHIBIT "0" EXHIBIT "E" EXHIBIT "F" EXHIBIT "("II u SXHIBIT "HI! SXHIBIT "I" ;..,'29/03 2: CO J:71..'":". s3=003:9~.3 Legal Description of Agency Lot Form of Agency License Agreement (may affect the Agency Lot) Legal Description of Developer Lots Form of Notice of Agreement Project Description/Scope of Development Schedule of Performance Form of Section 33334.3 Covenant Copy of HUD Mortgagee Letter 2000-30 Form of Agency Grant Deed (for Completed New Agency Home) - III - MEADOWBROOK SINGLE FAMILY RESIDENTIAL GRANT DEVELOPMENT AGREEMENT THIS MEADOWBROOK SINGLE FAMILY RESIDENTIAL GRANT DEVELOPMENT AGREEMENT (this "AgreementU) is entered into as of 2003, by and between the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a public body corporate and politic (the "AgencyU) and ANR INDUSTRIES, INC., a California corporation (the "DeveloperU) in light of the facts set forth in the following paragraphs of the Recitals: RECITALS [INSERT TEXT OF RECITAL FACTS AS APPROPRIATE] NOW, THEREFORE, FOR GOOD AND VALUABLE CONSIDERATION, THE RECEIPT AND SUFFICIENCY OF WHICH IS HEREBY ACKNOWLEDGED, THE AGENCY AND THE DEVELOPER HEREBY AGREE AS FOLLOWS: ARTICLE I TERMS AND CONDITIONS Section 1.01. Integration of All Agreements Relating to the ProCect and Definition of Terms. ~ (a) ~his Agreement integrates all of the terms and conditions mentioned herein and supercedes all negotiations, discussioY1s and understandings between the par;:ies with respect to the Pro=ect and all items of assistance which the Agency may hereafter provide to the Developer. (b) =r, addition to the words which have defined meanings as set forth in the preceding paragraphs of this Agreement, certain other phrases or terms as used in this Agreement shall have the meaning set forth as follows: Adjusted Family Income. The words "Adj usted Family IncomeU mean the anticipated total annual income (adjusted for family size) of each individual or family residing or treated as residing in the New Home as calculated in accordance with Treasury Regulation 1.167(k) - 3b)(3) under the Code, as adjusted, based upon family size in accordance with the household income adjustment factors adjusted and amended from time to time, pursuant to Section 8 of the United States Housing Act of 1937, as amended. J3-J2-CJ ~~R-Meadowt~:~, ~eve;~pme~t Aqree~ent 1 Affordable Housing Cost. The words "Affordable Housing Cost" shall have the meaning as set forth in Health and Safety Code Section 50052.5, as this section may hereafter be amended from time-to-time by the State of California. A Qualified Homebuyer, and/or the Successor-In-Interest of such Qualified Homebuye~, if any, shall pay no more than an Affordable Housing Cost as its purchase price for the New Home as of the applicable Delivery Date. Affordable Housing Development Grant. The words "Affordable Housing Development Grant" mean and refer to the grant to the Developer of certain low- and moderate- income housing funds of the Agency in the total aggregate amount not to exceed Five Hundred Thousand Dollars ($500,000) which the Developer shall use and apply in connection with the redevelopment of ten (10) New Homes on the Developer Lots, plus the New Agency Home, which shall be reserved for sale and occupancy by Qualified Homebuyers. The amount of the Affordable Housing Development Grant as disbursed by the Agency to the Developer shall be subj ect to final audit and adjustment by the Agency as provided in Sectio:1 2.05 in the event that the actual and reasonable Project development costs incurred by the Developer are less chan the estimated Project development costs of $ 4, 162,011 shown in the Proj ect development cost pro forma as on file with the Agency. Agency License Agreement. The words "Agency License Agree:7lent" mean and refer to the license agreement by and between the Developer and che Agency affecting the Agency Lot. The Developer may enter the Agency Lot and perform the ,'i8rk 8n the Agency Lot pursuant to the terms of the Agency :"icense .'\greement and this Agreement. The form of the Agancy License Agreemenc is attached as Exhibit "B". Agency Lot. The words "Agency Lot" mean and refer to the parcel of land located in the City of San BerClardino and more parcicularly described In ExhibiL "A". The Agency acquired the Agency Lot from Lhe United States Secretary of the Department of Housing and Urban Development. Completed New "Completed New to the purchase the Agancy for Home (a.g., tha Agency Home Purchase Price. The words Agency Home Purchase Price" mean and refer price payable by the Qualified Homebuyer to the purchase of the Completed New Agency Agency Lot as improved with the New Agency -J3-'J2--J3 ANR-01eado..~~:2{ ::e':elcpment A:;;,"ee:ner.': 2 Home) at the close of the Agency New Home Escrow. The Completed New Agency Home Purchase Price shall be an amount which is no more than the maximum amount of the sales price of the Completed New Agency Home as computed under the applicable provisions of the HUD land purchase program pursuant to which the Agency acquired the Agency Lot, including HUD Mortgagee Letter No. 2000-30. A coy of HUD Mortgagee Letter No. 2000-30, is attached as Exhibit "HH. Completed New Agency Home. The words "Completed New Agency HomeH mean and refer to the new single family residential unit to be designed, constructed and improved by the Developer on the Agency Lot under the terms and conditions of the Agency License Agreement and made available for sale and occupancy by a Qualified Homebuyer designated by the Developer. Delivery Date. The words "Delivery DateH mean the delivery of title and possession of the New Home Developer to the Qualified Homebuyer at the close New Heme Escrow. date of by the of each Developer Lot. The words "Developer LotH mean and refer to eaeh of the nineteen (19) parcels of land located in the City of San Bernardino and more particularly described in Exhibi t "CH. In the event that the Developer may be able to acquire additional parcels of land within the vicinity of the site shown in the diagram attached to Exhibit "CH, the Developer at its option may designate up to three (3) such parcels as "Developer LotsH for the purposes of this Agreement as set forth in Section 2.06. Effective Date. The words "Effective DateH mean and refer to the date on which this Agreement has been fully executed by the officers or representatives of the parties following an approving majority vote of the governing board of the Agency authorizing the execution of this Agreement by the Agency. Environmental Laws. The words "Environmental LawsH mean all federal, state, local, or municipal laws, rules, orders, regulations, statutes, ordinances, codes, decrees, or requirements of any government authority regulating, relating to, or imposing liability of standards of conduct concerning any hazardous substance (as later defined), or pertaining to occupational health or industrial hygiene (and only to the extent that the occupational health or 0J-G2-Q3 .'\."?-~~"d:;.itt::)"" :Je;leloprner,~ Agreemer.t 3 industrial hygiene laws, ordinances, or regulations relate to hazardous substances on, under, or about the Site), occupational or environmental conditions on, under, or about the Site or Sales Office, as now or may at any later time be in effect, including without limitation, the Comprehensive Environmental Response, Compensation and Liability Act of 1980 ("CERCLA") [42 USC Section 9601 et seq.]; the Resource Conservation and Recovery Act of 1976 ("RCRA") [42 USC Section 6901 et seq.]; the Clean Water Act, also known as the Federal Water Pollueion Control Act ("FWPCA") [33 USC Section 1251 ee seq.]; the Toxic Substances Control Act ("TSCA") [15 USC Section 2601 et seq.]; the Hazardous Materials Transportation Act ("HMTA") [49 USC Section 1801 et seq.]; the Insecticide, Fungicide, Rodenticide Act [7 USC Section 6901 et seq. ] the Clean Air .Zl.ct [42 USC Section 7401 et seq.]; the Safe Drinking Water Act [42 USC Section 300f et seq.]; the Solid Waste Disposal Act [42 USC Section 6901 et seq.]; the Surface Mining Control and Reclamation Act [30 USC Section 101 et seq.] the Emergency Planning and Community Right to Know Act [42 USC Section 11001 et seq.]; the Occupational Safety and Health Act [29 USC Section 655 and 657]; the California Underground Storage of Hazardous Substances Act [H & S C Section 25288 et seq.]; the California Hazardous Substances Account Act [H & S C Section 25300 et seq.]; the California Safe Drinking Water and Toxic Enforcement Act [H & S C Section 24249.5 et seq.] the Porter-Cologne Water Quality Act [Water Code Section 13000 et seq.] together with any amendments of or regulations promulgated under the statutes cited above and any other federal, state, or local law, statute, ordinance, or regulation no'" in effect or later enacced that pertains to occupational healeh or industrial hygiene, and only to the extent the occupa::ional health or industrial hygiene laws, ordinances, or regulations relate to hazardous substances on, under, or aboue the Site, or the regulation or protection of the enviro:1ment, including ambient air, soil, soil vapor, ground'"ater, surface water, or land use. Hazardous Substances. The words "Hazardous Substances" mean and include without limitation: those substances included within the definiteness of "hazardous substance," "hazardous wasce," "hazardous material," "toxic substance," "solid waste," or "pollutant or contaminate" in CERCLJI., RCRA, TSCA, HMTA, or under any other environmental law; and OJ ':=--;] ';''J;l-Me3cic'~'!:''::ol<_ ::-evelopreent ....greement 4 those substances listed in Department of Transportation 172.101J, or by the EPA, or any hazardous substances [40 CFR Part the United (DOT)Table States [49 CFR successor agency, as 302J; and other become under and substances, materials, and wastes that are or regulated or classified as hazardous or toxic federal, state, or local laws or regulations; any material, waste, or substance that is: (1) a petroleum or refined petroleum product, (2) asbestos, (3) polychlorinated biphenyl, (4) designated as a hazardous substance pursuant to 33 USC Section 1321 or listed pursuant to 33 USC Section 1317, (5) a flammable explosive, or (6) a radioactive material. Moderate-Income Household. The words "Moderate-Income HouseholdH mean persons and families whose income does not exceed one hundred and twenty percent (120%) of the area median income of the City adjusted for family size by the State Department of Housing and Community Development in accordance with adjustment factors adopted and amended from time to time by the United States Department of Housing and Urban Development pursuant to Section 8 of the United States Housing Act of 1937, as amended, and Health and Safety Code Section 50093, as this section may hereafter be amended from time-to-time by the State of California. Net Development Cost. The words "Net Development CostH mean and refer to certain of the actual, reasonable and necessary construction and resale COSeS as incurred by ehe Developer during the course of construction and improvement of the New Agency Home on the Agency Lot prior to the transfer and sale of the Completed New Agency Home to a Qualified Homebuyer. Net Development Cost shall be payable by the Agency to the Developer from a portion of the ~3-,'~-.~J .~.NP-~.eadJ'..b!"~J~ :::'e'H~~~prcten~ Ag:ee",ent 5 Completed New Agency Home Purchase Price paid by the Qualified Homebuyer to the Agency. The Net Development Cost calculation performed by the Developer at the time of sale of the Completed New Agency Home to a Qualified Homebuyer shall be subject to audit and verification by the Agency in accordance with HUD Mortgagee Letter 2001-30. Net Development Cost Certificate. The words "Net Development Cost Certificaten mean and refer to the written accounting and cost certification prepared by the Developer and submitted to the Agency not later than fifteen (15) days before the date scheduled for the close of the New Agency Home Escrow. The Net Development Cost Certificate shall contain a suitably detailed description of the basis on which the Developer has determined the amount payable to the Developer from the sale of Completed New Agency Home to the Qualified Homebuyer at the close of the Agency New Home Escrow. The portion of the Completed New Agency Home Purchase Price sales price amount payable to the Developer as indicated in the Net Development Cost Certificate shall be no more than as permitted under HUD Mortgagee Letter 2001-30. New Agency Home. The words "New Agency Homen mean and refer to the affordable new single family dwelling unit to be desigCled, constructed, installed and financed by the Developer on the Agency Lot in accordance with the New Agency Home Plans; provided however, that the Developer shall have first executed the Agency License Agreement prior to entering the Agency Lot to perform any of the Work on the Agency Lot. New Agency Home Escrow. The words "New Agency Home Escrown mean and refer to the escrow transaction through which the Agency shall sell the Agency Lot, as improved by the Developer with the Completed New Agency Home, to the Qualified Homebuyer designated by the Developer. New Home. The words "New Homen mean and refer to each of the completed single-family residential dwelling units (including the land and landscape improvements thereon) as shall be constructed and installed by the Developer on each Developer Lot. New Home Escrow. The words "New Home Escrown refer to the real estate conveyance transaction by and between the Developer and the Qualified mean and or escrow Homebuyer :;-<<'3 ;,-"R-Meil;:c'~':;:cck ='eve~cp:ne'H .~.1:ee:ner_: 6 (or later, by and between the Qualified Homebuyer and the Successor-In-Interest) for the conveyance and sale of the New Home. The transfer of each New Home from the Developer to a Qualified Homebuyer (or later, by and between the Qualified Homebuyer and the Successor-In-Interest) shall be accomplished upon the close of the New Home Escrow. Notice of Agency Concurrence. The words "Notice of Agency ConcurrenceH mean and refer to the acknowledgment executed by the Executive Director of the Agency and delivered to the holder of the New Home Escrow, in which the Agency confirms that the proposed Qualified Homebuyer, appears to satisfy all of the Adjusted Family Income and other requirements of the Section 33334.3 Covenant for occupancy of the New Home. Project. The word "projectH means and refers to the acquisition and redevelopment by the Developer of at least ten (10) New Homes on ten (10) of the Developer Lots, as designa ted by the Developer, which shall be reserved for occupancy and sale to Qualified Homebuyers. The Project is more particularly described in the Scope of Development attached as Exhibit "EH. The Project shall be undertaken by the Developer in accordance with the dates set forth in the Schedule of Performance attached as Exhibit "FH. Qualified Homebuyer. The words "Qualified HomebuyerH mean the purchasers of each of the ten (10) New Homes from the Developer (e.g.: all persons identified as having a property ownership interest vested in the New Home as of the close of the New Home Escrow) which the Developer shall reserve for sale and occupancy by Qualified Homebuyers. At the c~ose of the New Home Escrow involving a Qualified Homebuyer, the Qualified Homebuyer shall: (i) have an annual Adj usted Family Income which does not exceed the household income qualification limits of a Moderate-Income Household; and (ii) pay no more than an Affordable Housing Cost for the New Home pursuant to the terms of the purchase transaction for the New Home, including all sums payable by the Qualified Homebuyer for its purchase money mortgage financing, insurance, escrow and other fees and costs. In the case of the Completed New Agency Home, the purchaser from the Agency as designated by the Developer upon the completion of the Work on the New Agency Home shall also be a Qualified Homebuyer whose household income does not exceed 115% of County median household income, adjusted for family size. '3-J2-J) A..'iP.-.'!e~:CG'''c~::,: Le.;e~~;:r,'[er.t ."gre-=m,,~,: 7 Qualified Residence Period. The words "Qualified Residence PeriodH mean in the case of each New Home sold to a Qualified Homebuyer, and the Completed New Agency Home, as applicable, the period of time beginning on the Delivery Date and ending on the date which is forty-five (45) years after the Delivery Date. Real Estate Sales and Marketing Work. The words "Real Estate Sales and Marketing WorkH refer to the services LO be provided by the Developer relating to the marketing of the Completed New Agency Home for sale to a Qualified Homebuyer. The Real Estate Sales and Marketing Work includes without limitation the presentation of the Completed New Agency Home to one or more Qualified Homebuyers for the purpose of causing a Qualified Homebuyer to purchase the Completed New Agency Home from the Agency upon the completion of all of the Work and the satisfaction of all of the applicable other terms and conditions pertaining to such sale of the Completed New Agency Home to the Qualified Homebuyer under the Agreement. Section 33334.3 Covenant. The words "Section 33334.3 CovenantH mean the Redevelopment Agency of the City of San Bernardino Community Redevelopment Housing Affordability Covenants and Restrictions by and among the Qualified Homebuyer, the Developer and the Agency pertaining to the New Home, and the Completed New Agency Home, as applicable. Work. The word "WorkH refers LO all of the activities of the Developer which may hereafter be undertaken on a Agency Lot subject to tr.e terms and conditions of the Agreement. The Work includes: (i) the preparation of the Agency Lot for the construction of the New Agency Home including. the installation of all off-site public improvements and utility connections as required; (ii) the construction of the New Agency Hcme in accordance with the New Agency Home Plans; and (iii) the Real Estate Sales and Marketing Work. Section 1.02. Parties to the Agreement. (a) The Agency. The Agency is a public body, corporate and politic, exercising governmental functions and powers and organized and existing under Chapter 2 of the Community Redevelopment Law of the State of California (Health and Safety Code Section 33020, et ~.) The principal office of ':'~-_~-.J3 A.'1?~:-le.,;i0.;t~<)"io: 2e'Je:Jp~er.t Aq~ee"'e~.: 8 the Agency is located at 201 North "E" Street, Suite 301, San Bernardino, California 92401. Inc. , mailing is: (b) The Developer. The a California corporation. address of the Developer for Developer ANR Industries, The principal office and purposes of this Agreement Section 1.03. Prohibition Against Change in Ownership, Management and Control of Developer and Assignment of Agreement. The qualifications and identity of the Developer are of particular concern to the Agency. It is because of those qualifications and identity that the Agency has entered into this Agreement with the Developer. No voluntary or involuntary successor in interest of the Developer shall acquire any rights or powers under this Agreement except as expressly set forth herein. Except as set forth in Section 3.03, prior to the completion of the Project the Developer shall not assign all or any part of this Agreement, or any rights hereunder, without the prior written approval of the Agency Executive Director, which approval shall not be unreasonably conditioned, withheld or delayed. For the purpose of this Agreement, the words "completion of the Project" mean and refer to the date by which the Developer has caused both the Completed New Agency Home to be sold to a Qualified Homebuyer and the date on which the Developer has also caused at least ten (10) New Homes to be sold to Qualified Homebuyers; provided however, that both the New Agency Home Escrow and the tenth (loth) New Home Escrow shall each be closed by a date not later than as indicated in the Schedule of Performance. The Developer shall promptly notify the Agency in writing of any material change in the identity of the parties either comprising or in control of the Developer, as well as any and all changes in the interest or the degree of control of the Developer by any such party, of which information the Developer or any of its partners or officers has been notified or may otherwise have knowledge or information. This Agreement may be terminared by the Agency prior to the completion of the Project if there is any material change, whether voluntary or involuntary, in membership, ownership, management or control of the Developer (other than such changes occasioned by the death or incapacity of any individual shareholder or officer) that has not been approved by the Agency prior to the time of such change or the Age:1cy may seek other appropriate relief in the event -J3-::-"] ANR-Meadc''':;~:;;:( Develapment Aqreement 9 that at any time following the initial disbursement of the Affordable Housing Development Grant p~ior to the completion of the Project such a material change occurs in the ownership, or control of the Developer, the Developer's interest under the Agreement or the Developer's ownership interest in the Developer Lots or any portion thereof; provided, however, that (A) the Agency shall first notify the Developer in writing of its intention to terminate this Agreement or assert any other such remedy, and (B) the Developer shall have thirty (30) calendar days following its receipt of such written notice to commence and thereafter diligently and continuously proceed with the cure of the default of the Developer hereunder and submit evidence of the initiation of satisfactory comple1:ion of such cure to the Agency in a form and substance deemed satisfactory to the Agency, in its reasonable discretion. For the purpose of this Section 1.03 the words "material change" refer to any total or partial sale, assignment, or conveyance, or any trust power or any transfer in any other mode or form by the Develope~ of more than a forty- nine percent (49%) interest of the ownership of the Developer, and/or a series of such sales, assignments or conveyances which in the aggregate exceed a disposition or change of more than a fo~ty-nine percent (49%) interest of the ownership of the Developer. Section 1.04. Benefit to prcject A~eas. The Agency has determined that the redevelopment of the Developer Lots by the Developer in accordance with this .'\.greement will eliminate blight and p~ovide needed affordable housing to the Meadowbrook Redevelopment Project Area as well as to areas in proximity thereto, which housing is needed due to the insufficiency of new affordable housing within the City generally. Section 1.05. List following is a listing of Agreement. Each such exhibit reference into the text of this of Exhibi~s to Agreement. the Exhibits attached to is inco~porated by this by Agreeme~.c : The this this EXHIBIT "A" Legal Description of Agency Lot EXHIBIT "B" Form of Agency Lice~,se Agreement (may affect the Agency Lot) EXHIBIT "C" Legal Description of Developer Lots EXHIBIT "D" Form of Notice of Ag~eement 2}-'22-,23 .~_"R-Meacc'''''cr::'o~ 2e'leiopmer.t Aqre'lment 10 EXHIBIT "E" EXHIBIT "F" EXHIBIT "G" EXHIBIT "H" EXHIBIT "I" Project Description/Scope of Development Schedule of Performance Form of Section 33334.3 Covenant Copy of HUD Mortgagee Letter 2000-30 Form of Agency Grant Deed (for Completed New Agency Home) ARTICLE II DISBURSEMENT OF AFFORDABLE HOUSING DEVELOPMENT GRANT AND DISPOSITION OF AGENCY LOT Section 2.01. Affordable Housing Development Grant. (a) Subject to the terms and conditions set forth in this Agreement, the Agency hereby allocates and reserves the sum of Five fiur.dced Thousand Dollars ($500,000) to the Developer for disbursement in installments (the Affordable Housing Development Grant) as provided in this Section 2.01 in support of the Project. (b) Provided that the Developer has delivered its Due Diligence Approval Certificate to the Agency as provided in Section 2.03, and provided that the Agency conditions precedent set forth in Section 2.17 have been satisfied, the Agency shall disburse the Affordable Housing Development Grant to the Developer in installments as follows: (i) Initial disbursement: the of fee title interest of (19) Developer Lots, the the sum of $75,000 to the in Section 2.01(c); Developer's acquisition not less than nineteen Agency shall disburse Developer as provided (ii) Second disbursement: upon the recordation of a construction loan in favor of the Developer for the financing of the construction of not less than eleven (11) New Homes on eleven (11) Developer Lots designated by the Developer, the Agency shall disburse the sum of $75,000 to the Developer as provided in Section 2.01(e); J3-n-.)J A.\;",-Mea::i?'..;b~::;: :'e'.el:cme:lc .'\.c;,ae::>ent 11 (iii) Third disbursement: upon the issuance by the City to the Developer of certificates of occupancy for completed New Home Nos. 1 through 11 inclusive, the Agency shall disburse the sum of $125,000 to the Developer as provided in Section 2.01(f); (iv) Fourth disbursement: upon the issuance by the City to the Developer of certificates of occupancy for completed New Home No. 12 through 19 inclusive, the Agency shall disburse the sum of $125,000 to the Developer as provided in Section 2.01(g); (v) Fi fth disbursement: upon the completion of the Project, as defined in Section 1.03 and receipt by the Agency of the Developer's certification of actual Project development costs incurred as provided in Section 2.05, the Agency shall disburse the sum of $100,000 to the Developer as provided in Section 2.01 (h) . (c) Provided the other Agency condi tions precedent set forth in Section 2.17 have been satisfied, the initial disbursement. or the Affordable Housing Development Grant shall be payable co the Developer within thirty (30) days following receipt by the Agency Executive Director that the Developer has submitted the following documents to the Agency: (i) Due Diligence Approval Cercificate; and (ii) evidence as reasonably satisfactory to the Agency Executive Director that the Developer has obtained a binding coromitment from a reputable construction lending institution to provide the Developer with a construction loan in an amount sufficient, when combined with the equity f'.mds of the Developer, to fund the construction and improvement of noc less than eleven (11) New Homes on the Developer Lots, and the construccion of the New Agency Home on the Agency Lot; and (iii) evidence as reasonably satisfactory to the Agency Executive Director that the Developer has acquired fee title interest in not less than nineteen (19) of the Developer Lots. '-']-:~= -]3 ;":;i<-Mea::!:;..t:[:;'2 . = ",.:",~ ::O:]1'.en: Agreement 1 ~ ~L Evidence that the condition of subparagraph (iii), above has been satisfied, may be provided to the Agency Executive Director by a written acknowledgment of a title insurance company which confirms that it has caused the deeds to be recorded whereby the Developer acquires fee title in the Developer Lots concurrently upon the recordation of the Notice of Agreement and the disbursement of the initial installment of t:he .Z\ffordable Housing Development Grant through an escrow of such title insurance company for the account of the Developer. (d) Upon the initial disbursement of the Affordable Housing Development Grant the Developer shall execute and cause to be recorded the Notice of Agreement (See: Exhibit "DN) against each of the Developer Lots at no cost to the Agency. The Developer shall provide the Agency with evidence satisfactory to the Executive Director that the Notice of Agreement has been recorded against each of the Developer Lots, subject only to permitted financing liens for the Project as described in Section 3.04. (e) Provided that the Developer is not then in default under this Agreement, the second disbursement of the P,ffordable Housing Development Grant shall be payable to the Developer concurrently upon the recordation of the construction 10a!1 as previously approved by the Executive Director of the Agency under Section 2.01(c), which construction loan shall provide for an initial disbursement: to the Developer by such lending institution of at least $100,000 for Project development costs, for t:he improvement of eleven (11) New Homes on the Developer Lots. The Developer shall provide the Agency with at least thirty (30) days written notice of the date on which the Developer reasonably believes the recordation of such cor.st:ruction loa!1 shall occur, the Agency shall pay the second insc:allment of the Affordable Housir.g Development Grant for the account of the Developer through the construction loan disbursement escrow account: established by such construction lender and the Developer. (f) Provided the Developer is not then in default under this Agreement, the third disbursemer.t of the Affordable Housing Development Grant shall be payable to t:he Developer wi thin thirty (30) days following the receipt by the Agency of written certification from the Developer that t:he City has issued certificates of occupancy for completed New Home Nos. 1 through 11, inclusive. '~]-':'2-';} A."i"-Mea:i:c'"cr::;o.: ::e']e~0pr,e~.: .".cjreerr.e:1t 13 (g) Provided the Developer is not then in default under this Agreement, the fourth disbursement of the Affordable Housing Development Grant shall be payable to the Developer within thirty (30) days following the receipt by the Agency of written certification from the Developer that: (i) the Developer has caused at least six (61 New Homes to be sold to Qualified Homebuyers; and that (ii) the City has issued certificates of occupancy for completed New Home Nos. 12 through 19, inclusive. (h) Provided the Developer is not then In default under this Agreement, the fifth and final disbursement of the Affordable Housing Grant shall be payable to the Developer wi thin thirty (30) days following the receipt by the Agency of written certification from the Developer that its actual and reasonable Project development costs incurred as of the completion of the Project are not less than $4,162,011 as shown in the proj ect development cost pro forma as on file with the Agency. (i) In the event that the final Project development cost certification under Section 2.01(h) indicates that the actual and reasonable Project development costs are less than the product of the actual number of Developer Lots fully improved olus the New Agency Home multiplied by the sum of $159,218 is less than $3,184,360, then In such event the Affordable Housing Development Grant shall be reduced by a ratio of $1 for each $8.33 that such actual and reasonable Project development costs are less than $3,184,360. Section 2.02. Disposition of the Agency Lot. la) Provided that the Developer has delivered its Due Diligence Approval Certificate to the Agency as provided in Section 2.03, the Agency shall make the Agency Lot available to disposition to a Qualified Homebuyer as designated by the Developer subject to the following conditions: Ii) the Developer shall have indicated in its Due Diligence Certificate that it intends to undertake the Work on the Agency Lot subject only to an approving majority vote of the governing board of the Agency in its discretion in accordance with Health and Safety Code Section 33433, authorizing the execution of the Agency License Agreement and the disposition of the Agency Lot, as improved by the Developer with the .J]~,)2-.)3 A:,R-~ea.:jo..',=,~':o~ :e-.'e~QP:ne~,~ Aq!"ee.'1',ent 14 Completed New Agency Home, to a Qualified Homebuyer as designated by the Developer at a sales price (the Completed New Agency Home Purchase Price) which is not more than the $25,000 land purchase price paid by the Agency for the Agency Lot, plus the Net Development Cost estimate for the Completed New Agency Home, based upon the Developer's written budget for the improvement of the New Agency Home in accordance with the New Agency Home Plans; (ii) the Agency shall have approved the New Agency Home Plans, the amount of the Completed New Agency Home Purchase Price and the Net Development Cost estimate as submitted by the Developer, as part of the public hearing for the disposi tion of the Completed New Agency Home as set forth in subparagraph Ii), above; (iii) provided that subparagraphs the Developer Agency License the conditions described in Ii) and (ii) have been satisfied, and the Agency have executed the Agreement; liv) the other conditions set forth in Section 2.17(b) have been satisfied. Ib) Provided the Agency has authorized the disposition of the Completed New Agency Home to a Qualified Homebuyer, as set forth in Section 2.02 la) Ii), the parties shall complete the final form of the l\gency License l\greement. The final form of the Agency License JI.greement shall set forth the Completed New Agency Home Purchase Price based upon the Net Development Cost estimate and shall include a complete and itemized budget and description of the Work to be undertaken by the Developer on the Agency Lot and a schedule for the completion of such Work. The Agency License Agreement shall also include acknowledgment by the Agency that the Developer may create and the Agency shall cooperace with the recordation of a construction loan security interest in the Agency Lot in favor of the Developer's construction lender to provide the Developer with a portion of the estimated cost of improvement of the New Agency Home in an amount not to exceed eighty percent 180%) of the Developer's estimated Net Development Cost for the Completed New Agency Home. The Developer shall construct and install the New Agency Home on the Agency Lot in a good and workman like CJ-,:.2-GJ A.'JR-M,"ad<=,,"'br:o:o:< ;)eve::;pmer.: Aqreemet1t 15 manner, as provided in the final form of the Agency License Agreement. Icl Upon the completion of the Work on the Agency Lot by the Developer, the Agency shall transfer and sell all of its right, title and interest in the Agency Lot as improved with the Completed New Agency Home to the Qualified Homebuyer designated by the Developer. The Completed New Agency Home Purchase Price payable by such Qualified Homebuyer to the Agency for the Completed New Agency Home shall be an amount which does not exceed the actual Net Development Cost for the Completed New Agency Home as confirmed by the Net Development Cost Certificate of the Developer, including the cost paid by the Agency for the Agency Lot. Idl The disposition of the Completed New Agency Home to the Qualified Homebuyer designated by the Developer shall take place through the New Agency Home Escrow to be administered by the Escrow Holder. The New Agency Home Escrow shall be deemed open ("Opening of New Agency Home Escrow") upon deli very of a fully executed copy of the Agency License Agreement to the Escrow Holder. The Escrow Holder shall promptly confirm to the parties the escrow number and the title insurance order number assigned to such escro',oJ. The Escrow Holder shall be a title company or escro',; service as mutually acceptable to the Agency and the Developer. I e I Provided that the Developer and the l\gency have jointly executed the Agency License Agreement, then the Developer may thereafter take possession of the Agency Lot under the Agency License Agreement, and cause the Work on the Agency Lot to be undertaken. The words "Close of Escro1tJ, n "Closing Date" and "Closing" in the case of the New Agency Horne Escrow shall mean and refer to the date when the last of the following has occurred: (i) the Developer has completed the Work on the Agency Lot; (iil the Developer has submitted its Net Development Cost Certificate to the Agency; (iii) the Developer has designated a Qualified nomebuyer to purchase the Completed New Agency Home and the Agency has issued its Notice of Agency Concurre:1ce with respect to such Qualified Homebuyer; liv) the Qualified Homebuyer has executed the escrow instructions as the purchaser thereof; Iv) the Qualified Homebuyer and the Developer have mutually satisfied all of the remaining conditions for the close of New Agency Home Escrow; and (vi) the Escrow Holder is in receipt of the Completed New Agency Home Purchase Price, the fully executed form of the Section 33334.3 Covenant and all necessary documents and the Escrow Holder lS in a position to ,~3-.~:-:; _;;''J,,-M,"aJ:::'..;i:,~:::;~ )evel:::::mell" Ac;re-;me:-.: 16 comply with the final written instructions of the parties and cause the Agency Grant Deed for the Completed New Agency Home to be recorded and the policy of insurance for the Completed New Agency Home to be delivered to the Qualified Homebuyer. (f) The Developer shall deliver to the Agency the information relating to the Qualified Homebuyer described in Section 2(e) of the Section 33334.3 Covenant, within five (5) days following the Developer's designation of such Qualified Homebuyer as the prospective purchaser of the Completed New Agency Home. Concurrently upon the Developer's delivery to the Agency of the household income and occupancy information described in Section 2 (e) of the Section 33334.3 Covenant, the Developer shall also request that the Agency issue its Notice of Agency Concurrence with respect to the Qualified Homebuyer designated by the Developer. Within ten (10) days following its receipt of such written information and request from the Developer relating to the Qualified Homebuyer, the Agency shall provide the Developer with a preliminary confirmation of the approval or rejection of the income and household occupancy qualifications of the proposed Qualified Homebuyer. In the event that the Agency may request additional information relating to the confirmation of the matters described in tr.e preceding sentence with respect to the Qualified Homebuyer, t::e Developer shall cause such additional information to be provided to the JI.gency as promptly as feasible. The Executive Directcr of the Agency shall issue a preliminary determination of his concurrence of the eligibility of the Qualified Homebuyer within ten (101 days following receipt of such completed income and household occupancy information. Provided that the proposed Qualified Homebuyer also qualifies to obtain purchase money ~ortgage financing for the purchase of the Completed New Agency Home wich cerms and costs not in excess of an Affordable Housing Cost for such Quali f ied HomebiJyer, as evidenced by a written mortgage lending contract by and between the Qualified Homebuyer and a financial lending institution which is issued within sixty (60) days following the Executive Director's preliminary concurrence of the eligibility of the Qualified Homebuyer designated by the Developer, the Executive Director of the Agency shall issue a Notice of Agency Concurrence with respec: to such Qualified Homebuyer to the Escrow Holder. In the event that the Agency may later discover that the written information provided to it in support of a request for issuance of a Notice of Agency Concurrence is false or incorrect in any material respect, then in such event the Agency may exercise all of its remedies tc enforce the provisions of this Agreement and the Section 33334.3 Covenant, if applicable, notwithstanding the ~'3-j=-OJ ;:UJR-~e!l:::'..Dr~:,.; :'evel.op:ne;-,t Ac;~eemen: 17 fact that a Notice of Agency Concurrence may have been issued in favor of a particular Qualified Homebuyer. (g) The Developer and the Agency mutually covenant and agree to execute all necessary or appropriate written escrow instructions as may be reasonably requested by the Escrow Holder in connection with the New Agency Home Escrow. The Developer shall be solely responsible for the payment of the escrow cancellation costs of the Escrow Holder in any event of cancellation. (h) On or before 12: 00 noon on the business day preceding the Closing Date, the Agency shall deliver to the Escrow Holder a grant deed for the Completed New Agency Home in the form attached hereto as Exhibit "I" (the "Agency Grant Deed") duly executed and acknowledged by the Agency, which Agency Grant Deed shall convey all of the right, title and interest of the Agency in the Completed New Agency Home to the Qualified Homebuyer. The Escrow Holder shall be instructed to record the Agency Grant Deed in the Official Records of San Bernardino County, California, if and when Escrow Holder holds the various instruments and funds for the accounts of the parties as set forth herein a'1d can obtain for the Qualified Homebuyer a CLTA owner's extended coverage policy of title insurance ("Title Policy") iss'.led by a title insurance compa'1Y mutually agreed upon by the parties ("Title Company") with liabili ty in an amount equal to the Completed New Agency Home Purchase Price insuring that the Completed New Agency Home consists of a legal subdivided parcel of land with fee title vested ~'1 ~~e Qualified Homebuyer and subject only to: '1 \ - non-delinquent real property taxes; (2) the provisions of the Agency Grant Deed for the Completed New Agency Home; (3) the Section 33334.3 Covenant; (4) the matters described in 2.13; (5) such other title exceptions, if any, resulting from documents bei'1g recorded or delivered through the Qualified Homebuyer Escrow (Agency Lot), including without limitation the purchase money mortgage security interest of the lending institution providing a purchase money mortgage ~_ .~ '._ A~"?,-.".~.;::~'~:::::;~ :""/e~;;pmen: Agr"e:nel'.~ 18 loan to the Qualified Homebuyer, secured by the Completed New Agency Home. (i) The Agency shall pay the Developer the Net Development Cost for the Completed New Agency Home solely from the proceeds of the Completed New Agency Home Purchase Price paid by the Qualified Homebuyer at the Close of the New Agency Home Escrow. No other source of funds of the Agency is available to the Agency or to the Developer to pay the amount of the Net Development Cost for the construction, improvement and sale of the Completed New Agency Home. Notwithstanding the special fund limitation on the source of Agency funds to pay the Developer the Net Development Cost, any proceeds of insurance carried or obtained by the Developer to pay for a property casual ty loss or destruction to the New Agency Home which may occur prior to the Close of the New Agency Home Escrow, shall be used and applied following the occurrence of any such loss or destruction of the New Agency Home as provided in the Agency License Agreement. Section 2.03. Developer Agreement to Undertake the Prolect. Subject to the satisfaction of the conditions precedent set forth in Section 2.16, the Developer hereby agrees to undertake the Project, including the Work on the Agency Lot. The projecc shall be undertaken in accordance with the schedule of improvemenc set forth in the Schedule of Performance. Section 2.04. Qualified Homebuyers. Sale of Completed New Homes to (al The Develocer shall designate the twelve (12) New Homes whic:-, it shall sell to Qualified Homebuyers. Each New Home whic:-, t:-,e Developer proposes to sell to a Qualified Homebuyer shall be transferred to such Qualified Homebuyer through a New Home Escrow. The .Z\.gency shall not be a party to any such New Home Escrc'^'. The Developer shall instruct the holder of the New Home Escrow, that the escrow holder shall comply with the provisions of Section 2.04 (d) of this Agreement and at the close of eac", New nome Escrow, the escrow holder shall provide the Agency with a copy of both the "seller'sff and the "buyer'sff closing statement, together with a complete copy of the real estate sales agreemenc between the Developer and the Qualified Homebuyer for the New Home. (0) The Develcper information relating to che Section 2 (el of the Section shall deliver to the Agency the Qualified Homebuyer described in 33334.3 Covenant, within five (5) '1)-02-0J ANR-.'1eadm.;cr::{ ~eve::Jpme:l~ A;;r'-!e:nent 19 days following the Developer's designation of such Qualified Homebuyer as the prospective purchaser of the New Home. Concurrently upon the Developer's delivery to the Agency of the household income and occupancy information described in Section 2 (e) of the Section 33334.3 Covenant, the Developer shall also request that the Agency issue its Notice of Agency Concurrence with respect to the Qualified Homebuyer designated by the Developer. Wi thin ten (10) days following its receipt of such written information and request from the Developer relating to the Qualified Homebuyer, the Agency shall provide the Developer with a preliminary confirmation of the approval or rejection of the income and household occupancy qualifications of the proposed Qualified Homebuyer. In the event that the Agency may request additional information relating to the confirmation of the matters described in the preceding sentence with respect to the Qualified Homebuyer, the Developer shall cause such additional information to be provided to the Agency as promptly as feasible. The Executive Director of the Agency shall issue a preliminary determination of his concurrence of the eligibility of the Qualified Homebuyer within ten (10) days following receipt of such completed income and household occupancy information. Provided that the proposed Qualified Homebuyer also qualifies to obtain purchase money mortgage financing for the purchase of the New Home with terms and costs not in excess of an Affordable Housi:1g Cost for such Qualified Homebuyer, as evidenced by a written ~ortgage lending contract by and between the Qualified Homebuyer and a financial lending institution, which is issued 'within sixty (60) days follo'wing the Executive Director's preliminary concurrence of the eligibility of the Qualified Homebuyer designated by the Developer, the Executive Director of the Agency shall issue a Notice of Agency Concurrence to the Escrow Holder. In the event that the Agency may later discover that the written information provided to it in support of a request for issuance of a Notice of Agency Concurrence is false or incorrect in any material respect, then In such event the Agency may exercise all of its remedies to enforce the provisions of this Agreement and the Section 33334.3 Covenant, if applicable, notwithstanding the fact that a Notice of Agency Concurrence may have been issued in favor of a particular Qualified Homebuyer. (c) The Developer and the Agency mutually covenant and agree to execute all necessary or appropriate written escrow instructions as may be reasonably requested by the escrow holder in connection with the New Horne Escrow. ]}-;:-)3 .;NR-~ea~~~c~~~~ ~evelcp~e~~ Aq,eeree~: 20 (d) Each New Home Escrow shall close upon satisfaction of the applicable escrow conditions by and between the Developer and such Qualified Homebuyer and when the escrow holder confirms that: (i) it is in receipt of the Concurrence for the Qualified Notice of Homebuyer; Agency (ii) the escrow holder shall recorded a fully executed 33334.3 Covenant for the New have from Home; recei ved and of the Section and (iii) the escrow holder shall provide the Agency with evidence in the form of a policy of title insurance in favor of the Agency which insures that the Section 33334.3 Covenant is subject only to the lien for property taxes and the lien in the New Home of the senior purchase money mortgage lender to the Qualified Homebuyer. Ie) In the event that the New Home Escrow may fail to close for any reason, the Developer shall cause such New Home Escrow to be cancelled. The Developer shall pay for all of the costs and expenses of such New Home Escrow and shall indemnify, defend and hold the Agency harmless from any such costs which may otherwise have been assessed or charged to the Agency. Section 2.05. [Prolect Development Cost Pro Forma] la) As of the Effective Date of this Agreement, the Developer has presented the Agency with a Project development cost pro forma as on file with the Agency. The Agency has elec::ed to provide the Affordable Housing Development Grant to the Developer based upon the Project development cost est~mate presented by the Developer in the Project development cos:: pro forma. (b) In the event that as of the date of the submission of the certificate of the Developer under Section 2.01 (h), the actual and reasonable proj ect development costs as incurred are less the sum of the product of the actual number of Developer Lots fully improved multiplied by $159,218 is less than $3,662,014, then in such event, the Affordable Housing Development Grant shall be reduced by a ratio of $1 for each $8.33 that such actual and reasonable Project development costs are less than $3,184,360. ';}~:,:-'JJ NJ,,~:-te3jc'..I:::::: J'!'/e~')~~en: Agree:ner.t 21 (c) The Developer shall maintain accounting books and records of Project development costs incurred in accordance with generally accepted principles of business accounting. The Agency shall have the right to conduct at its expense the accounting books and records of the Developer relating to the proj ect upon the request of the Agency. The Developer shall cooperate with the Agency in the production of its accounting books and records as reasonably required by the Agency and its auditors ~o conduct an audit of actual Project development costs. (d) In the event that the Agency determines that any portion of the Affordable Housing Development Grant is refundable by the Developer to the Agency as a result of the certifica~ion of the Developer under Section 2.05(b) or the audit of ~he Agency under Section 2.05 (c), then the Developer shall re::,.it the such portion of the Affordable Housing Developmen~ Grant to the Agency within thirty (30) days of written de~and therefore by the Agency. Section 2.06. Developer to Exercise Best Efforts to Obtain Add::.tlonal Developer Locs. The Developer shall exercise best effor~s to obtain at least three (3) additional parcels of land fro~ third parties in the neighborhood in which the Project shall be ~ndertaken. All such additional parcels of land as so acquired ::,y the Developer shall be deemed "Developer Lots" for the purpose of this Agreement, and the Developer shall construct and insta~~ New Homes on each such parcel. In the event that the Develcper may fail to acquire and improve at least three (3) such addi~::.onal parcels of land before the date set forth in the Schedule ~- Performance, the Developer acknowledges that the amount of the Affordable Housing Development Grant shall be subject tc a reduction or partial refund to the Agency as set forth in Section 2.05. Section 2.07. [RESERVED - NO TEXT] Section 2.08. Inspection and Review of Agency Lot. ~';ithin fifteen (15) days following the Sffective Date, the Agency shall deliver true, correct and complete copies or originals 8f the following documents and items (collectively, "Due Diligence Items") to the Developer as relate to the Agency Lot: . i I copies of all toxic waste, soils, seismic, engineering, geologic, drainage, environmental and :o~;:-)3 A~?-~e~~~~~~;:~ Deve.oprnen~ ~~,eerne~t 22 similar type reports and surveys (including, but not limited to, any Environmental Site JI.ssessments of the Agency Lot), if any, in the possession or control of the Agency and correspondence relating thereto, if any, within the Agency's possession or control; Iii) notices of violations, including, but not limited to, zoning ordinances, development or building codes affecting the Agency Lot the Agency's possession or control; (iii) disclosure of any legal or condition of the knowledge of the Agency; matters affecting the Agency Lot within use the liv) a preliminary title insurance report on the Agency Lot issued by the Title Company; (v) a copy of the real estate purchase agreement by and between the Agency and the United States Secretary of the Department of Housing and Urban Development for the Agency's purchase of the Agency Lot from the United States Secretary of the Department of Housing and Urban Development. Section 2.09. Due Agency Lot and the Project by Diligence Investigation the Developer. of the la) For sixty (60) days from the Effective Date, and subject to the extensions of time set forth below in Section 2.15, the Developer shall have the right to examine, inspect and investigate the Developer Lots and the Agency Lot (the "Due Diligence Period") to determine whether their condition, and the undertaking of the Project thereon by the Developer, is acceptable to the Developer in its sole and absolute discretion. (b) During the Due Diligence Period, the Agency shall permit the Developer, its engineers, analysts, contractors and agents cO conduct such physical inspections and testing of the Agency Lot as the Developer deems prudent with respect to the physical condition of the Agency Lot, including the inspection or investigation of soil and subsurface soil geotechnical condition, drainage, seismic and ocher geological and topographical matters, and for purposes of surveying the potential presence of any hazardous substances, if any. Any such investigation work on the Agency Loc may be conducted by :;:;-.^,:- 3 ;'~'i;;-~e"~o',,,b,:JQ', ['e."e~'QP:ne": Ag,eem":lt 23 the Developer and/or its agents during any normal business hours upon seventy-two (72) hours prior notice to the Agency, which notice will include a description of any investigation work or tests to be conducted by the Developer on the Agency Lot. Upon the Agency's request, the Developer will provide the Agency with copies of any test results. (c) During the Due Diligence Period, the Developer shall also have the right to investigate all other matters relating to the proj ect, including the zoning, use and compliance with other applicable laws which relate to the use and development and improvement of the Project, including the Agency Lot. The Agency shall cooperate fully to assist the Developer in completing such inspections and investigations of the condition of the Agency Lot. The Agency shall have the right, but not the obligation, to accompany the Developer during such investigations and/or inspections of the Agency Lot. Section 2.10. Due Diligence Approval Certificate. (a) Within sixty (60) days following the Effective Date, the Developer shall complete its investigation of the Developer Lots, the Agency Lot and the proj ect (subj ect to the extensions of time set forth in Section 2.15) and deliver a due diligence approval certificate signed by the Developer (the "Due Diligence Approval Certificate") to the Agency which either: (i) indicates wi th the the Work condition that the Developer is ready to proceed Project, including the performance of on the Agency Lot and accepts the of the Agency Lot or; (" " \ ll,~ indicates that the Developer proceed with the Project. has elected not to (b) In the event that the Developer submits its Due Diligence Approval Certificate to the Agency under subparagraph (i) of Section 2.10(a), the Developer shall include in such submission a set of New Agency Home Plans for the Agency Lot, together with an itemized written budget estimates for the Net Development Cost payable by a Qualified Homebuyer for the Completed New Agency Home. Such New Home Plans and Net Development Cost estimates shall be in a form as reasonably acceptable to the Executive Director of the Agency and such acceptance by the Executive Director shall not be unreasonably withheld, conditioned or delayed by the Executive Director. The Agency shall schedule a public hearing for the consideration of ,)J~; 2- ,J .;.';:; -~ea:::.c.'::r:o ~ :e'ie ~;;t;;me",: A::j ~eeme~ ~ 24 the disposition of the Completed New Agency Home to a Qualified Homebuyer designated by the Developer in accordance with Health and Safety Code Section 33433 within thirty (30) days following its receipt of such a Due Diligence Approval Certificate. (c) In the event that the Agency may in its sole discretion, determine that it shall not approve the disposition of the Agency Lot upon the conclusion of the public hearing described in Section 2.01 (a) (ii), the parties shall be mutually released and discharged with respect to any further right, duty or obligation with respect to the Project. (d) In the event that the Developer may at its sole discretion, indicate in its Due Diligence Approval Certificate its election not to proceed with the Project, or in the event that by a date no later than ninety (90) days following the Effective Date, the Developer may fail to deliver its completed Due Diligence Approval Certificate to the Agency for any reason, then in such event, the parties shall be mutually released from any further obligation or liability under this Agreement. Section 2.11. Books and Records of the Agency Relating to 1:he .z'.gency Lot. As part of the Developer's due diligence investigations during the Due Diligence Period, the Developer shall be afforded full opportunity by the Agency to examine all books and records which relate to the Agency Lot in the possession of the Agency and/or the Agency's agents or e~ployees, including the reasonable right to make copies of such books and records. During the Due Diligence Period, the Agency will make sufficient staff available to assist the Developer with obtaining access to information relating to 1:he Agency Lot which is i~ the possession or co~trol of Agency. Section 2.12. Condition of the Agency Lot; Developer's Release. The Developer acknowledges and agrees that it shall be given a full opportunity under this Agreement to inspect and inves1:igate every aspect: of the Agency Lot during the Due Diligence Period. The Developer shall accept the delivery of possession to the Agency Lot in an "AS IS,u "WHERE IS" and "SUBJECT TO ALL FAULTSu condition. The Developer further agrees and represents to the Agency that by a date no later than the end of the Due Diligence Period, the Developer shall have conducted and completed (or waived the completion) of all of its independent investigation of the condition of the Agency Lot which the Developer may believe to be indicated. The Developer hereby acknowledges that it shall rely solely upon its own inves1:igation of the Agency Lot and its own review of such ;',<.:-.~3 .:"'''P.-Meacj",...::r-::-::~ :e','e:;)~1".e~.~ Agreement 25 information and documentation as it deems appropriate for the purpose of accepting the condition and possession of the Agency Lot. The Developer is not relying on any statement or representation by the l\gency relating to the condition of the Agency Lot unless such statement or representation is specifically contained in this Agreement. Without limiting the foregoing, the Agency makes no representation or warranty as to whether the Agency Lot presently comply with Environmental Laws or whether the Agency Lot contain any Hazardous Substance. Furthermore, to the extent that the Agency has provided the Developer with information relating to the condition of the Agency Lot, including information and reports prepared by or on behalf of the City of San Bernardino, the Agency makes no representation or warranty with respect to the accuracy, completeness or methodology or content of such reports or information. Without limiting the above, except to the extent covered by an express representation or warranty of the Agency set forth in this Agreement, the Developer, on behalf of itself and its successors and assigns, waives and release the Agency and its successors and assigns from any and all demands, claims, legal or administrative proceedings, losses, liability, damages, penalties, fines, judgments, costs or expenses whatsoever (i~cludingf without l~~itation, attorneys' fees 2~d costs), whether direct. or indi :-ect, known or unknown, foreseen or unforeseen, arising fror:-, or relating to the physical condition of the Agency Lot or ar,y law or regulation applicable thereto, including the presence or alleged presence of harmful or hazardous substances 2-:1, under or about the Agency Lot including, without limication, any claims under or on account of (i) CERCLl\ and similar statutes and any regulations promulgated thereunder or (ii) any o~her environmental laws. The Developer expressly waives any rights or benefits available to it with respect to the foregoing release under any provision of applicable la'^, which generally provides that the general release does :1ot extend to claims which the creditor does not kno'^, of suspect: to exist in his or her favor at the time the release is agreed to, which, if known to such creditor, would materially affect a settlement. By execution of this Agreement:, the Developer acknowledges that it fully understands the foregoing, and with this understanding, nonetheless elects to and does assume all risk for claims known or unknown, described i:1 this Section 2.12 without limiting the generality of the foregoing: 03-:~-:'J ."J'Ii<-!<Iead.:;'..:;::-:~': "e'''e,:::''men~ Agreo."'er.: 26 The undersigned acknowledges that it has been advised by legal counsel and is familiar with the provisions of California Civil Code Section 1542, which provides as follows: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM, MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.ff The undersigned, expressly waives under any other effect. being aware of any rights it may statutes or common this have law code section, thereunder, as principles of hereby well as similar Initials of Developer: The provisions of this Section 2.12 shall survive the Close of the New Agency Home Escrow. Section 2.13. Title in the Agency Lot Review and Approval by the Developer. of Condition of (a) Within fifteen (15) days following the Effective Date, the Agency shall cause to be delivered to the Developer a preliminary title report or title commitment for a CLTA extended coverage policy of title insurance issued by the Title Company, descr ibing the condition of title of the Agency Lot, together with copies of all exceptions specified therein and with all easements plotted but excluding matters disclosed on a survey (the "Preliminary Title Report"). The Developer shall notify the Agency in writing within ten (10) days of its receipt of such preliminary title report ("Developer's Title Objection Notice") of any objections the Developer may have to the title exceptions contained in the Preliminary Title Report prior to the expiration of the Due Diligence Period. The l\.gency shall have a period of five (5) days after receipt of the Developer's Title Objection Notice in which to deliver written notice to the Developer ("Agency's Title Notice") of the Agency's election to ei ther: (i) agree to remove the obj ectionable items prior to the Close of the New Agency Home Escrow, or (ii) decline to remove any such title exceptions and withdraw the Agency Lot from availability for disposition under this Agreement; provided, however, that the Agency shall be required to remove all monetary liens and encumbrances created by or as a result of the 3]-,)2-,:3 A...'1?-Meadc;w;:,r;;ok :evf.':::lprr,er,~ Agreeroe:':t 27 Agency's activities. If the Agency notifies the Developer of its election to withdraw the Agency Lot from availability for- disposition under this Agreement r-ather than remove the objectionable items, the parties shall be mutually released from any further obligation with respect to the Agency Lot or the Work. (b) The Agency covenants not to further encumber and not to place any further liens or encumbrances on the .l\gency Lot, including, but not limited to, covenants, conditions, restrictions, easements, liens, options to purchase, options to lease, leases, tenancies, or other possessory interests without the prior written consent of the Developer. Upon the issuance of any amendment or supplement to the Preliminary Title Report which adds additional exceptions, the foregoing right of review and approval shall also apply to said amendment or supplement (provided that the period for the Developer to review such amendment or supplement shall be the later of the expiration of the Due Diligence Period or- ten (10) days from receipt of tr.e amendment or supplement) Section 2.14. RESERVED - NO TEXT. Section 2.15. Extension of Due Diligence Period. _.. the event Agency fails to provide to the Developer the documents and other information required by Sections 2.08 by the date (s: set forth therein, the Due Diligence Per-iod for such informatio:c shall be extended by one (1) day for each day of the delay by the Agency to permit the Developer to per-form an adequate due diligence review (but not to exceed a total of thirty (30 days.) The Developer will use its best efforts to notify Agency of any documents the Agency has failed to deliver to the Developer with~n the time periods provided in Sections 2.08 and 2.11. Section 2.16. Developer's Conditions Precedent. The Developer-'s obligation to acquire the Developer- Lots and to under-take the Project, including taking possession of the Agency Lot, shall be conditioned upon the fulfillment of the following conditions precedent, all of which shall be satisfied (or waived in writing pursuant to Section 2.19) prior to the initial disbursement of the Affordable Housing Development Grant: (1) The Agency shall not material term of this Agreement Agency hereunder; have to be defaulted performed on by any the ')3-':'2--:'} .:..NR-Mea.;i""'::;r:>~'''; ::e':e~op:l'.e": Aq:-ee:n"r.t 28 (2) the Developer has acquired the fee title interest in each of the Developer Lots; (3) the Developer's approval of the contents of all Due Diligence Items, and the other investigations of the Project, the Developer Lots and the Agency Lot made by the Developer, on or before the expiration of the Due Diligence Period, or such later date if the Due Diligence Period is extended pursuant to Section 2.15. (4) the Developer's approval of any notice of change in representation or warranty given by the Agency pursuant to Section 2.24(a)hereof; (5) if the Developer has indicated in its Due Diligence Approval its readiness to proceed with the Project then the Agency shall have approved the disposition of Lhe Agency Lot as set forLh in Section 2.02(a); (6) if the Agency has approved the disposition of the Agency Lot as provided in Section 2.02 (a) then the Title Company shall have committed to issue the Title Policy, for the Agency Lot in the form described in Section 2.02(h) and the Developer and Lhe Agency have both executed the Agency License Agreement; (7) the Developer has obtained a cons truction financing loan commitment to cover all costs of development of at least eleven (11) of the Developer Lots, and the Agency Lot (when combined with Developer equity), on terms acceotable to the Developer; (8) Lhe Agency shall have deemed satisfied (or waived sa:isfaction of) each of the conditions precedent set forth in Section 2.17; (9) provided plans for the improvement of the Developer Lots have been submitted to the City of San Berr,ardino by the Developer wi thin days following the Effective Date, the City of San Bernardino shall have corr.pleted the plan check for the improvement of the New Horr.es on the Developer Lots, and if applicable, for the Agency Lot as approved by the City of San Bernardino Planning Commission. Agency's Section 2.17. obligation The to Agency's provide Condi t ions Precedent. The the Affordable Housing ~3-n-:3 A.'lR-~e~';.;'~::~cck [;e'"e~:J;::nen: Agreemen~ 29 Development Grant and, if applicable, to permit the Developer to enter the Agency Lot to perform the Work pursuant to the Agency License Agreement and thereafter to transfer the Completed New Agency Home to the Qualified Homebuyer designated by the Developer shall be conditioned upon the fulfillment of the following conditions precedent, all of which shall be satisfied (or waived in wri t:ing pursuant to Section 2.19) prior to the initial disbursement of the Affordable Housing Development Grant: (1) the Developer has submitted its Due Diligence Approval Certification to the Agency on or before the date set forth in this Agreement; (2) if the Developer has elected in its Due Diligence Approval Certificate to proceed with the proj ect then the Agency shall have approved the disposition of the Agency Lot as set forth in Section 2.02(b); (3) the Developer has provided the Agency with satisfactory evidence of the commitment of a lender to provide construction financing to the Developer for the cons~ruction and improvement of the New Agency Horne and not less than eleven Ill) New Homes on the Developer Lots, including all applicable development fees, with an initial construction loan disbursement amount: (when combined with Developer equity) sufficient to construct and lmprove the New Agency Heme and not less than eleven (11) of the Developer Lots; (4) the Developer shall nee be in default of any material cerm of this Agreement to be performed by the Developer hereunder and each representation and warranty of the Developer made in this Agreement shall remain true and correct; (5) the Developer shall have satisfied (or shall be deemed to have waived satisfaction of) each of the conditions precedent set forth in Section 2.16. Section 2.18. RESERVED - NO TEXT . Section 2.19. Satisfaction of Conditions Precedent. Where satisfaction of any of tr.e conditions precedent in this Agreement requires action by the Developer or by the Agency, each party shall use its diligen: best efforts, in good faith, J3-)~-,~3 ,'\."?-~e3.d:)'...L~::-;)': :-e':e::p:r.e:lc .;:;~eeme:lt 30 and at its own cost, to satisfy such condition. Where satisfaction of any condition requires the approval of a party, such approval shall be in such party's sole and absolute discretion. Either party may waive any of the conditions set forth in the Agreement, but any such 'waiver shall be effective only if contained in a writing signed by the applicable party and delivered to the other party. Section 2.20. Termination. In addition to the termination of this Agreement pursuar.c to Section 2.10 (c), in the event of the conditions set forth in Section 2.16, in the case of the Developer, or Section 2.17 in the case of the Agency is not fulfilled within one hundred a"d twenty (120) days after the Effective Date or waived by the applicable party pursuant to Section 2 .19, either party may, at ics option, terminate this Agreement upon written notice, and upon the issuance by either party of such notice or termination, the parties shall be mutually released from further obligacions hereunder, and all documents delivered by the Developer to the Agency shall be returned to the Developer and all documents delivered by the Agency to the Developer shall be returned to the Agency. Nothing in this Section 2.20 shall be construed as releasing any party from liability for any defaJlt of its obligations hereunder or breach of its representacions and warranties under this Agreement occurring prior to che termination of this ~i;gree:T.e:'"lt. . Section 2.21. RESERVED - NO ~SXT. Section 2.22. RESERVED - NO cSXT. Section 2.23. RESERVED - NO cSXT. Sectior. 2.24. Representatio~.s and Warranties. (a) Warranties and Represencations by the Agency. The Agency hereby makes the following representations, covenants and warranties and acknowledges that the execution of this Agreement by the Developer has been made in material reliance by the Developer on such covenants, representations and warranties: (i) Warranties True. Each and every undertaking and obligation of the Agency under chis Agreement shall be performed by the Agency timely when due; and that all representations and warranties of the Agency under this Agreemer.t and its exhibits shall De true in all material respeccs as of the Effective Date. :'J-'JZ~J3 ;.,;j"-;>!e3.(lQ'....t;[]~.: =e'le~opment Agree:ref,: 31 (ii) Due Organization. The Agency is a community redevelopment agency, duly formed and operating under the laws of California. The Agency has the legal power, right and authority to enter into this Agreement and to execute the instruments and documents referenced herein, and to consummate the transactions contemplated hereby. (iii) Requlsite Action. The Agency has taken all requisite action and obtained all requisite consents for agreements or matters to which the Agency is a party in connection with entering into this Agreement and the instruments and documents referenced herein and in connection with the consummation of the transactions contemplated hereby. (iv) Enforceability of Agreement. The persons executing any instruments for or on behalf of the Agency have been authorized to act on behalf of che Agency and that this Agreement is valid and enforceable against the Agency in accordance with its terms and each instrument to be executed by the Agency pursuant hereto or in connection therewith will, when executed, shall be valid and enforceaole against the Agency in accordance with its terms. (v) Use of Agency Low-Mod Funds. The sole source of funds which the JI.gency used to acquire the Agency Lot and which the Agency shall use to make disbursements to the Developer of each installment of the Affordable Housing Development Grant, shall be derived from the low-and moderate-income housing set aside funds of the Agency (as this term is defined at Health and Safety Code Section 33334.2 and 33334.3 (b)) and from no other source of fu'nds of the Agency or the City of San Bernardino. (b) Warranties and Representations by the Developer. The Developer hereby makes the follO'wing representations, covenants and warranties and acknowledges that the execution of this Agreement by the Agency has been made in macerial reliance by the Agency cn such covenants, representations and warranties: (1) The Developer is a duly organized and validly existing California corporation. The Developer has the legal right, power and authority to enter into this Agreement and the instruments and documents referenced herein and to consummate the (;-02-'-;3 ANP-~eado'..;;;~:JQ~ ~ev'O~oF:r,ent Ac;;reeTr.e:<c 32 transactions contemplated executing this Agreement ceferenced herein on behalf cepresent and warrant that power, right and authority to hereby. The persons and the instruments of the Developer hereby such persons have the bind the Developer. (2) The Developer has taken all requisite action and obtained all requisite consents in connection with entering into this Agreement and the instruments and documents referenced herein and the consummation of the transactions contemplated hereby, and no consent of any other party is required for the Developec's authorization to enter into this Agreement. (3) This Agreement is, and all agreements, instruments and documents to be executed by the Developer pursuant to this Agreement shall be, duly executed by and are or shall be valid and legally binding upon the Developer and enforceable in accordance with their respective terms. (4) The Project development cost pro forma as pcepared by the Developer and submitted to the Agency as of the Effective Date is to the best information and belief of the Developer, a fair and reasonable pcesentation of the costs and expenses which the Developer expects to incur as of the Effective Date with respect to the development of the Project. (5) The books and accounting records of the Developer with respect to the improvement of the New Agency Home and performance of any of the Work and the final accounting for the Net Development Cost for the Completed New Agency Home, shall conform co the financial accountability standards of Attachment F of Office of Management and Budget Circular A-lID, as evidenced by a notacized statement by the certified public accountant. (6) The boo ks and account records of the Developer with respect to its confirmation and certification as provided in Section 2.05, of actual Project development costs as incurred, shall conform to generally acceptable principles of accounting. (7) Neither the execution of this Agreement nor the consummation of the transactions contemplated ')]-02-')] A."I?-Meac.;)\Ob: :s'~ Jev~loprnenc ,'I.,<:eement 33 hereby shall result in a breach of or constitute a default under any other agreement, document, instrument or other obligation to which the Developer is a party or by which the Developer may be bound, or under law, statute, ordinance, rule, governmental regulation or any writ, injunction, order or decree of any court or governmental body applicable to the Developer. (8) The Developer acknowledges that it has been informed of the provisions of Labor Code Section 1720 by its legal counsel and that the Developer is aware of the legal effect of its acceptance of the Agency Affordable Housing Development Grant. The Developer further represents and warrants to the Agency that the Developer shall not accept any other financial assistance from any other public agency in connection with the Project, including the City of San Bernardino, unless the Developer first complies with the applicable provisions of Labor Code Section 1720 in connection with its acceptance of such other assistance. (9) The representations and war ran ties Developer contained in this Section 2.24 (b) based upon the actual knowledge of of the shall be All representations Section 2.24(b) are true and the Effective Date. and warranties contained in this correct on the date hereof and on (c) Change in Facts. If either party becomes aware of any act or circumstance which would change or render incorrect, in whole or in part, any representation or warranty made by such party under this Agreement, whether as of the Effective Date or any time thereafter and whether or not such representation or warranty was based upon such party's knowledge and/or belief as of a certain date, the Agency will give i~~ediate written notice of such changed fact or circumstance to the other party, but such notice shall not release such party of its liabilities or obligations with respect thereto. Section 2.25. Damage, Destruction and Condemnation. If the Project suffers damages as a result of any casualty prior to then the Developer shall give written notice thereof to the Agency within thirty (30) days after the occurrence of the casualty. The Developer elects in such notice to the Agency to CJ-C:-'::, .~"R-~e3.j0''';C~.).)~ ::;e'Jeco>:r.lent Ar;~ee"'en: 34 either: (i) repair or replace such casualty loss or (ii) the Developer may terminate this Agreement, in which case, the balance of the Affordable Housing Development Grant as disbursed to the Developer shall be promptly refunded to the Agency, and upon the receipt by the Agency of such reimbursement, the parties shall be mutually released from further responsibility under this Agreement. In the event that, prior to the completion of the Project, any governmental entity shall commence any actions of eminent domain or similar type proceedings to take any portion of the Project, the Agency shall give prompt written notice thereof to the Agency, and the Developer shall have the option either: (i) to elect not to complete the Project and to promptly refund the balance of the Affordable Housing Development Grant as disbursed to the Developer and terminate the Agreement; or (ii) the Developer may complete such portion of the Project as not affected by such condemnation proceedings, in which case Developer shall be entitled to retain the proceeds of such taking; provided however, that the Developer shall reimburse the Agency a portion of the balance of the Affordable Housing Development Grant as previously disbursed to the Developer in a pro rated amount for each Developer Lot as so acquired by a third party public agency in eminent domain. The Developer shall confirm the exercise of its election under subparagraph (i) or (ii) of the preceding sentence within thirty (30) days of its receipt of notice of the initiation of any such condemnation proceedings affecting the Project. Section 2.26. Developer Market Reports to the Agency. (a) From and after the date of the initial disbursement of the Affordable Housing Development Grant by the Agency to the Developer until the completion of the Project as provided in Section 1.03, the Developer shall provide the Agency with the following financial reports relating to the Project: (i) within sixty (60) days of the end of each calendar quarter and upon the request of the Agency, a report on the status of the Project, which shall include, at a minimum, the trial balance, general ledger, cash receipt journal, cash disbursements journal, sales journal, job cost summary compared with the Project pro-forma, bank statement, and quarterly profit and loss statement, and schedule of cash flows and a '~-02-:J3 ".NR-~ea,",~.~~:~c, ::.e'fo;,~cpmer.~ A',jreement 35 weekly sales report for New Homes, as applicable; and (ii) within one hundred twenty (120) days after the end of each fiscal year of the Developer, an annual unaudited financial statement, prepared by the Developer for the Project, or, if obtained by the Developer, an audited financial for the Project. (b) The Agency shall have the right to inspect the business and financial records of the Developer as relate to the Project and the presentation of the information described in subsection (a), above and in Section 2.05 with respect to the verification by the Agency of final Project development costs. The Developer shall provide the Agency (and its auditors or accountants) with reasonable access to such business records upon reasonable prior notice from the Agency. The Agency shall pay for its copying and accounting costs associated with inspectio~ of the business records provided by the Developer to the Agency for inspection. ARTICLE III DEVELOPMENT OF THE DEVELOPER LOTS AND THE AGENCY LOT Section 3.01. Development by Developer. (a) Scope of Development. It is the intent of the parties that the Developer Lots and, the Agency Lot shall be developed as follows: (i) the construction by the Developer on the Developer Lots of twenty three (23) single family detached residential dwelling units (e.g., each a New Home), containing a minimum interior living area of square feet each, together with all on and off-site improvements such as streets, curbs, sidewalks, storm drains, gut1::er, utilities, etc, and not less than twelve (12) of the New Homes shall be reserved for sale and occupancy by "Qualified Homebuyers" whose Adjusted family Income at the time of initial occupancy of each New Home (e. g., close of the applicable New Home Escrow) does not exceed the household income qualification limits of a Moderate-Income Household; (ii) the performance of the Work on the Agency Lot by the Developer pursuant to the Agency License Agreement, and the Completed New Agency Home shall be reserved for sale and occupancy by a Qualified Homebuyer whose Adjusted Family Income ~. ._ 'J A.'W-Mea.dc..crx:::, ::'e'/el:;,,"'e~.t Aq~ee;r.e~,: 36 at the time of close of the New Agency Home Escrow does not exceed 115% of County median household income. (b) The City's zoning ordinance and the City's building requirements will be applicable to the use and development of the New Homes on each Development Lot and the Agency Lot pursuant to this Agreement. The Developer acknowledges that any change in the plans for development of the New Homes on the Developer Lots and/or the Agency Lot as set forth in the Scope of Development shall be subject to the City's zoning ordinance and building requirements; provided however not less than twelve (12) of the New Homes shall be reserved for sale and occupancy by Qualified Homebuyers as set forth in Section 3.01 (a) and Section 4.01. No action by the Agency or the City with reference to this Agreement or related documents shall be deemed to constitute a waiver of any lawful City requirements which are applicable to the Developer Lots and the Agency Lot or to the Developer, any successor in interest of the Developer or any successor in interest pertaining to the Developer Lots and/or the Agency Lot, except by modification or development variance approved by the City consistent with this l\greement. :c) The Scope of Development set forth in Exhibit "E" is hereby approved by the Agency upon its execution of this Agreement. The New Homes shall be constructed and improved on the Developer Lots in conformance with the Scope of Development and any and all other plans, specifications and similar development documents required by this Agreement, except for such changes as may be mutually agreed l~pon in writing by and between t~e Developer and the Agency and the mutual approval of any suc~ change shall not be unreasonably conditioned, withheld or delayed. The Developer shall improve the Agency Lot in accordance with the New Agency Home Plans as referenced in the Agency License Agreement. The approval by the City of any element of the Project except for the New Agency Home, which may be subject to the discretionary or ministerial regulatory review of the City, shall be deemed to be approved by the Agency. (d) The approval of the Scope of Development by the Agency hereunder shall not be binding upon the COITIDOn Council of the City or the Planning Commission of the City with respect to any regulatory approvals relating to the improvement of the New Homes and/or the public improvements necessary for the development of the Developer Lots and/or the Agency Lot as may be required by such other bodies. If any material change of the Scope of Development as previously approved by the Agency shall J3-G~-.~] A:!R-~ea:::::;..c~:JC'~ C:e':ec:::pme:1t Agree!!'_en: 37 be required by another government official, agency, department or bureau having jurisdiction over the development of the Developer Lots and/or the Agency Lot. The Agency shall not unreasonably withhold or delay approval of such revisions to the Scope of Development. (e) The Developer. agrees to accept and comply fully wi th any and all lawful and reasonable conditions of approval applicable to all permits and other governmental actions affecting the development of the Project. (f) The Developer shall cause landscaping plans in connection with development of the Project to be prepared by a licensed landscape architect. The Developer shall prepare and submi t, preliminary and final landscaping plans for the proj ect to the City for its approval which are consistent with City Code requirements. These plans shall be prepared, submitted and approved within the times established therefor in the Schedule of Performance. (g) The Developer shall prepare and submit development plans, construction drawings and related documents for the development of the Project consistent with the Scope of Development to che City. The development plans, construction drawings and related documents submitted by the Developer to the City shall be in the form of final drawings, plans and specifications. Such final drawings, plans and specifications are hereby defined as those which contain sufficient detail necessary to obtain a building permit from the City. (h) During the preparation of all drawings and plans In connection with the developmenc of the New Homes and the public improvements necessary for the development of the Project, the Developer shall provide to the Agency regular progress reports to advise the Agency of the status of the preparation by the Developer, and the submission to and review by the Cicy of construction plans and related documents. The Developer shall communicate and consult with the Agency as frequently 2S lS necessary to ensure that any such plans and related documents submitted by the Developer to the City are being processed in a timely fashion. (i) The Agency shall have the right to review all plans, drawings and related documents pertinent to the development of the Project in order to ensure that they are consistent with this Agreement and with the Scope of Development. 'JJ-G~-~'] ANR-Meado'..iDr:JO~ ='e':e~'')pmer.~ Ag,"ee::\e".~ 38 (j) The Developer shall timely submit to the City for its review and approval any and all plans, drawings and related documents pertinent to the development of the Project, as required by the City. The Agency shall cooperate with and shall assist the Developer in order for the Developer to obtain the approval of any and all development plans, construction drawings and related documents submitted by the Developer to the City consistent with this Agreement as promptly as feasible following the City's receipt of such plans. Any failure by the City to approve any of such plans or to issue necessary permits for the development of the Project within sixty (60) calendar day following submission by the Developer to the City of complete and correct plans shall constitute an enforced delay hereunder, and the Schedule of Performance shall be extended by that period of time beyond a sixty (60) calendar day period in which the Ci ty approves said plans; provided, however, that in the event that the City disapproves of any of such plans, the Developer shall within thirty (30) calendar days after receipt of such disapproval revise and resubmit such plans in accordance with the City's requirements and in such form and substance so as to obtain the City's approval thereof. (k) [RESERVED - - NO TEXT] (1) The Agency shall approve any modified or revised plans, drawings and related documents to which reference is made in this Agree:nent as long as such modified or revised plans, drawings and related documents are generally consistent with the Scope of Development and any other plans which have been approved by the Agency. Upon any disapproval of such modified or revised plans, drawings or related documen:s, the Agency shall statei:1 writing the reasons for such disapproval. The Developer, upon receipt of notice of any disapproval, shall promptly revise such disapproved portions of the plans, drawings or related documents in a manner that addresses ehe reasons for disapproval and reasonably meets the requirements of the Agency in order to obtain the Agency's approval thereof. The Developer shall resubmit such revised plans, drawings and related documents to the Agency as soon as possible after its receipt of the notice of disapproval and, in any event, no later than thirty (30) calendar days thereafter. The Agency shall approve or disapprove such revised plans, drawings and related documents in the same manner and within the same times as provided in this Section for approval or disapproval of plans, drawings and related documents initially submitted to the Age:1cy, and if no specific time for approval if specified then the Agency shall so '))-C;2-03 A:',,-~ea,J-:)'..b~:>~:< 2e.:e~:>prnent Agreemen~ 39 approve or disapprove the proposed modifications or revisions promptly upon the written request of the Developer. (m) If the Developer desires to make any material change in the final construction drawings, plans and specifications and related documents after their approval by the Agency and/or the City, the Developer shall submit the proposed change in writing to the Agency and/or the City for approval. The Agency shall notify the Developer of approval or disapproval thereof in writing within thirty (30) calendar days after submission to the Agency. This thirty (30) calendar day period may be extended by mutual consent of the Developer and the Agency. Any such change shall, in any event, be deemed to be approved by the Agency unless rejected, in whole or in part, by written notice thereof submitted by the Agency to the Developer, setting forth in detail the reasons therefor, and such rejection shall be made within said thirty (30) calendar day period unless extended as permitted herein. The Agency shall use its best efforts to cause the City to review and approve or disapprove any such change as provided in Section 3.0l(j) hereof. (n) The Developer, upon receipt of written notice of disapproval of a proposed change in construction drawings, plans and specifications by the Agency and/or the City, may revise such portions of the proposed change in construction drawings, plans and specifications and related documents as are rejected and shall thereafter resubmit such revisions to the Agency and/or the City for approval in the manner provided In Section 3.0l(j) hereof. (0) The Developer shall have the right during the course of construction to make changes in construction concerning the interior design of the New Homes and "minor field changes" with respect to the New Homes, and to make "minor field changes" to the public improvements necessary for the development of the proj ect without seeking the approval of the Agency; provided, however, that such changes do not affect the type of use to be conducted within all or any portion of a New Home or the ability of the City to accept the completion of the public improvements necessary for the development of the Project; and further provided that the City has approved any such minor field change to ei ther a New Home or the public improvements necessary for the development of the Project in accordance with the standards and practices of the City Building Department and/or City Public Works Department, as applicable. Said "minor field changes" shall be defined as those changes from the approved final construction drawings, plans and ':.J-C~-~.3 A."?-~eado.",=,r:;c" Se'.'elc;:me"t Agreercel1t 40 specifications which have no substantial effect on the improvements and are made in order to expedite the work of construction in response to field conditions. Nothing contained in this subsection shall be deemed to constitute a waiver of or change in the City's Building Code or Public Works Department requirements governing such "minor field changes" or in any and all approvals by the City otherwise required for such "minor field changes." (p) Except as otherwise specified in this Agreement, the cost of constructing the New Homes and, the New Agency Home and all other improvements on the Project shall be paid for by the Developer; provided however, that the Agency shall be obligated to the Developer to pay the Agency Affordable Housing Development Grant in the installments as provided in Section 2.01. (q) Developer shall pay the school capital facility development improvement fees as required and at the time specified by the San Bernardino Unified School District. All other development fees imposed by the City as a condition of issuance of any permit for the development of the Project shall be paid by the Developer to the City at the time of issuance of each such permit or, s'.lbject to the approval of the City in its discretion, at the close of each New Home Escrow, pursuant to the terms of the City of San Bernardino's Development Fee Deferral program as may then be in effect. (r) The Developer shall at its expense cause to be prepared, and shall pay any and all fees pertaining to the review and approval thereof by the City, all required construction, planning and other documents reasonably required by governmental bodies pertinent to the development of the Project hereunder including, but not limited to the public improvements necessary for the development of the Project and to the specifications, drawings, plans, maps, permit applications, land use applications, zoning applications and design review documents for the New Homes, and the New Agency Home. (s) The Developer shall pay for any and all costs, including but not limited to the costs of design, construction, relocation and securing of permits for utility improvements and connections, which may be required In developing the Project. The Developer shall obtain any and all necessary approvals prior to the commencement of applicable portions of said construction, and the Developer shall take reasonable precautions to ensure J3-.~1-"; P"}lR-.'leado'~'~=~c;: :e'J"'c:;p~er.: l'.qreemer.: 41 the safety and habitability of surrounding properties during said construction. (t) The Developer shall begin and complete all construction and development and undertake all obligations and responsibilities of the Developer within the times specified in the Schedule of Performance, or within such reasonable extensions of such times as may be granted by the Agency or as otherwise provided for in this Agreement. The Schedule of Performance shall be subject to revision from time to time as mutually agreed upon in writing by and between the Developer and the Agency. Any and all deadlines for performance by the parties shall be extended for any times attributable to delays which are nOl: the fault of the performing party and are caused by the other party, other than periods for review and approval or reasonable disapprovals of plans, drawings and related documents, specifications or applications for permits as provided in this Agreement. (u) Prior to and during the period of construction of the New Ho,",es the Developer shall submit to the Agency written progress reports when and as reasonably requested by the Agency but in no event more frequently l:han every t'wel ve (12) weeks. The repor1::s shall be in such form and detail as may reasonably be required by the Agency. In addition, the Developer will attend Agency meetings when requested to do so by Agency Staff. (v) Prior to any distribution of the Affordable Housing De'Jelopment Grant, the Developer shall furnish, or shall cause to be furnished, to the .Z\gency duplicate originals or appropriate certificates of public indemnity and liabilil:Y insurance -~ the amount of TvJO Million Dollars ($2,000,000.00) combined single limit, naming the Agency, the City and the elected officers, officials, employees, attorneys and agents of both of t'1em, as additional insureds. Said insurance shall cover comprehensive general liabilil:y including, but not limited to, contraotual liability; acts of subcontractors; premises- operations; explosion, collapse and underground hazards, if applicable; broad form property damage, and personal injury including -'-ibel, slander and false arrest. In addition, the Developer s'1all provide to the Agency adequate proof of comprehensive automobile liability insurance covering owned, non-owned and hired vehicles, combined single limit in the amount of One Million Dollars ($1,000,000.00) each occurrence; and proof of workers' compensation insurance. Any and all insurance policies required hereunder shall be obtained from insurance companies admitted in the State of California and J~ ,_ :J A';?-~c"'::'2'..;':~::, =e'/c_')p:l'.",~,: .":jre",".e~l: 42 rated at least B+: XII in Best's Insurance Guide, or in special circumstances, be preapproved by both the Executive Director of the Agency and the Agency General Counsel. All said insurance policies shall provide that they may not be canceled or materially altered unless the Agency and the City receive written notice of cancellation at least thirty (30) calendar days prior to the effective date of cancellation. Any and all insura:1ce obtained by the Developer hereunder shall be primary to any and all insurance which the Agency and/or City may otherwise carry, including self insurance, which for all purposes of this Agreement shall be separate and apart from the requirements of this Agreement. Any insurance policies governing the Site as obtained by the Agency shall not be transferred from the Agency to the Developer. Appropriate insurance means those insurance policies approved by the Agency Counsel consistent with the foregoing. Any and all insurance required hereunder shall be maintained and kept in force until the Agency has issued the final Certificate of Completion In connection with the development of the Site. The provisions of the Agency License Agreement contain requirements relating to insurance coverage amounts by the Developer which is specific to the Agency Lot and the performance of the Work by the Developer on the Agency Lot. (w) The Developer for itself and its successors and assigns agrees that in the construction of the New Homes and the undertakir.g of the Project, the Developer will not discriminate against any employee or applicant for employment because of sex, marital s':atus, race, color, religion, creed, national origin, or ancestry. (x) The Developer shall carry out its construction of Lhe improvements of the New Homes and the undertaking of the Project in conforI:lity with all applicable laws, including all applicable StaLe labor standards and requirements and with respect ':0 the development of the Project. (y) The Developer shall, at ics own expense, or shall cause to be secured, any and all permits which required for the construction, development or work Project by the City or any other governmental agency jurisdiction thereof. secure may be of the having (z) Officers, employees, agents or representatives of the .z\gency and the City shall have the right of reasonable access to the Developer Lots, during normal business hours during the period of construction for the purposes of monitoring the Developer's performance under this Agreement. :'J-0~-': J ;:':;R-MeajG,,,~~':JGk ='''''/,,~c;::mer.~ .:;';~...ell'''~'': 43 Section 3.02. Property Taxes and Assessments. The Developer shall pay prior to the delinquency all real property taxes and assessments assessed and levied on or against the Developer Lots prior to the close of each New Home Escrow~ Nothing herein shall be deemed to prohibit the Developer from contesting the validity or, amounts of any tax assessment, encumbrance or lien, nor to limit the remedies available to the Developer in respect thereto. Section 3.03. Prohibition Against Transfer. (a I Prior to the completed of the proj ect as set forth in Section 1.03, the Developer shall not, without prior written approval of the Agency or except as permitted by this Agreement, (i) assign or attempt to assign this Agreement or any right herei:'1 or (iil make any total or partial sale, transfer, conveyance, lease, leaseback, or assignment of any Developer Lot or permit to be placed on any Developer Lot any unauthorized mortgage, :.:rust deed, deed of trust, encumbrance or lien. This prohibition shall not apply to any of the following: (11 the reasonable grant by the Developer of utility easements or permits to facilitate the development of any Developer Lot; (2) the assignmen:.: of all of the Developer's interes:.: in this Agreement :':0 a limited liability company of which the Developer is the managing member (and the assumption of such interes:.: by such limitec: liability company); (31 any permitted construction financing interest under Section 3.04; and (4) sales by the Developer of individual New Homes. (0) In the absence of specific written agreement or approval 0'; the Agency, no unauthorized sale, transfer, conveyance, lease, leaseback or assignment of a Developer Lot shall be deemed to relieve the Developer or any other party ftom any obligations under this Agreement. (c I Developer shall not lease or rer.:': any of the New Homes, or any structure thereon for commercial or residential occupancy by any person, pending final sale to a New Homebuyer. Section 3.04. Security Financing; Right of Holders. (a) The words "mortgage" and "deed of trust" as used herein shall be deemed to include all other customary and appropriate modes of financing real estate construction and land development. Notwithstanding any provision of Section 3.03 to the contrary, mortgages, deeds of trust, or any other form of ,)3-)2-:3 A."?-~i!a::v''''c::>: :e":,,:Jpr.1er.t Aq=ee:l'e~.: 44 lien required for any reasonable method of financing the construction and improvement of the Project are permitted on any Developer Lot before the completion of the Project. The Developer shall notify the Agency in writing in advance of any mortgage, deed of trust, or other form of lien for financing of che proj ect which the Developer proposes to be secured by any Developer Lot before the recordation of any such Project-related construction financing security interests. The Developer shall not enter into any such conveyance for construction financing without the prior written approval of the Agency, which approval the Agency shall grant if: (i) any such conveyance is given to a responsible financial or lending institution including, without limitation, banks, savings and loan institutions, insurance companies, real estate investment trusts, pension programs and the like, or other acceptable persons or entities for the purpose of financing the construction of the New Homes on the Developer Lots, and (ii) such loan contains customary construction lender disbursement controls. (b) The Developer shall promptly notify the Agency of any mortgage, deed of trust or other refinancing, encumbrance or lien that has been created or attached thereto prior to completion of the construction of the New Homes whether by voluntary act of the Developer or otherwise; provided, however, that no notice of filing of preliminary notices or mechanic's liens need be given by the Developer to the Agency prior to suit being filed to foreclose such mechanic's lien. (c) The holder of any mortgage, deed of trust or other security interest authorized by this Agreement shall in no manner be obligated by the provisions of this Agreement to construct or complete the Project Or to guarantee such construction or completion; provided however, that each surety under any completion and payment surety bond delivered by the Developer to the City of San Bernardino, if any, under the terms of any off-site improvement permit issued by the City to the Developer, shall noc, by the virtue of any term of this Agreement, be deemed to be discharged from its obligation to the City as arises under such surety. (d) In the event of a default or breach by the Developer of a mortgage, deed of trust or other security interest with respect to the Project or any Developer Lot prior co the completion of the Project and the holder of such security interest has not exercised its option to complete the Project, the Agency may cure the default of the Developer with respect to one or more of the Developer Lots, but is under no obligation to ~3-0:-J3 ~~R-Meadowc,~ok ~evelopme~t Agre~~e~: 45 do so prior to completion of any foreclosure. In the event that the Agency may cure any such default by the Developer, the Agency shall be entitled to reimbursement from the Developer of all costs and expenses incurred by the Agency in curing the default. The Agency shall also be deemed to have a lien of the Agency as may arise under this Section 3.04(d) upon the Project (or any Developer Lot) to the extent of such costs and disbursements. Any such lien shall be subordinate and subject to mortgage, deed of trust or other security instrument executed by the Developer encumbering the applicable Developer Lots. ARTICLE IV USE OF THE DEVELOPER LOTS Section 4.01. Uses. (a) The Developer covenants and agrees for itself, its successors, and assigns that at least twelve (12) of the New Homes to be developed, constructed and improved on Developer Lo;:s, shall be reserved for sale and occupancy by Qualified Homebuyers whose Adjusted Family Income at the time of initial occupancy of each New Home does not exceed the household income qualification limits of a Moderate-Income Household. The Developer shall cause to be recorded at the time of close of each New Home Escrow for each of the twelve (12) New Homes for which the provisions of this Section 4.0l(a) are applicable the fully executed form of the Section 33334.3 Covenant. The final form of the Sec;:ion 33334.3 Covenant shall be delivered to the escrow holder for execution by the Developer and the Qualified Homebuyer at the time of close of each applicable New Home Escrow. The selection of the twelve (12) individual New Homes from among the Developer Lots which shall be subject to the provisions of this Section 4.0l(a) shall be at the discretion of the Developer. If the Qualified Homebuyer may use Agency MAP funds for the purchase of the New Home from the Developer, the Qualified Homebuyer and the .l\gency shall execute a separate set of redevelopment affordability covenants in favor of the Agency to evidence the obligation of the Qualified Homebuyer to the Agency which arise by virtue of the Qualified Homebuyer's acceptance of Agency MAP Funds under the Agency MAP program. itself, (b) The Developer further its successors and assigns covenants and agrees for that each of the Developer G3-.c:- 3 ;'_\lR-,,"ea::l8-~'br:'::~ :e'~el'Jpme'H ."q~eemen: 46 Lots shall be improved, developed and used in accordance with the Scope of Development. Developer covenants to develop and use the Developer Lots in conformity with all applicable laws. (c) Developer shall not Developer Lots, or any New Home final sale to a New Homebuyer. lease or constructed rent any thereon, of the pending Section 4.02. Maintenance of the Developer Lots. The Developer covenants and agrees for itself, its successors, and assigns to maintain the each of the Developer Lots in a good condition free from any accumulation of debris or waste material, subj ect to normal construction j ob-si te conditions, and shall maintain in a neat, orderly, healthy and good condi tion the landscaping on each Developer Lot required to be planted in accordance with the Scope of Development. In the event the Developer, or its successors or assigns, fails to perform the maintenance as required herein, the Agency shall have the right, but not the obligation, to enter any Developer Lot and undertake, such maintenance acti vi ties. In such event, the Developer shall reimburse the Agency for all reasonable sums incurred by it for such maintenance activities. The obligation of the Developer under this Section 4.02 '..,ri th respect to the Developer Lots shall be discharged for each Developer Lot on the applicable Delivery Date for such Developer Lot, as improved wit!': a New' :-lome. Section 4.03. Obligation to Refrain from Discrimination. The Developer covenants and agrees for itself, its successors, its assigns and every successor in interest to each of the Developer Lots, that there shall be no discrimination against or segregation of any person, or group of persons, on account of sex, marital status, race, color, religion, creed, national origi"n or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Site; nor shall the Developer, itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessee or vendees of the Developer Lots. Section 4.04. Form of Nondiscrimination and Nonsegregation Clauses. The Developer covenants and agrees for itself, its successors, its assigns, and every successor in interest to the Developer Lots, and each of them, or any part thereof, that the Developer, such successors and such assigns shall refrain from restricting the sale, lease, sublease, :,j-0~ -..;3 r_',,"'-Cl,"aj,=,;.;t:~,,k De'lelc;-:r.le:lt Aqreerner.~ 47 rental, transfer, use, occupancy, tenure or enjoyment of each of the Developer Lots and each of the New Homes, on the basis of sex, marital status, race, color, religion, creed, ancestry or national origin of any person. All deeds, leases or contracts pertaining thereto shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses: (a) In deeds: "The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the premises herein conveyed, nor shall the grantee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessee, or vendees in the premises herein co:"veyed. The foregoing covenants shall run with the land." (b) In leases: "The Lessee herein covenants by and for itself, its successors and assigns, and all persons c~aiming under or through them, and this lease is made and accepted upon and subject cO the following conditions: That chere shall be no discrimination against or segregatio" of any person or group of persons, on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in che leasing, subleasing, trans fer:r-ir':.q, use f occupancy, tenure, or enj oyment of the premises herein leased nor s:"1all the lessee itself, or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregaticn with reference cO the selection, location, number, use, or occupancy, 0: tenants lessees, sublessee, subtenants, or vendees in the premises herein leased." (c) In contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in the sale, lease, s'~blease, trans fer, use, occupancy, tenure, or enj oyment of the premises herein conveyed or leased, nor shall the transferee or any person claiming under or through it, establish or permit any such practice or practices of '~.3- ':-';] .~Ji?-~e3ic'~'b~~,c-j.: :'e'le~",,~,en.t }l.q~i!.;>:nen~ 48 discrimination or segregation with reference selection, location, number, use, or occupancy, of lessees, sublessees, subtenants, or vendees of the herein transferred." The foregoing provision binding upon and shall obligate the contracting parties and any subcontracting party or parties, transferees under the instrument. to the tenants, premises shall be party or or other Section 4.05. Effect and Duration of Covenants Under Section 4.01 and Section 4.04. The covenants established under Section 4.04 against discrimination shall remain in effect in perpetui ty. The covenant respecting uses and occupancy of each of the twelve (12) New Homes which are designated by the Developer to be initially occupied by a Qualified Homebuyer as set forth in Section 4.01 (a), shall remain in effect for the Qualified Residence Period of each such New Home, and shall run with the land and shall constitute equitable servitudes thereon, and shall, without regard to technical classificacion and designation, be binding for the benefit and in favor of the Agency, its successors and assigns and the City. The Agency is deemed the beneficiary of the terms an provisions of this Agreement and of the covenants running with the land for and in its o'wn rights and for the purposes of protecting the interests of the community. The Agency shall have the right, if suc!'. covenants are breached, to exercise all rights and remedies and to maintain any actions or suits at law or In equity or such ocher proper proceedings to enforce the curing of such breaches to which it or any other beneficiary of such covenants may be entitled, including, without limitation, to specific performance, damages and injunctive relief. The Agency shall have the right to assign all of its rights and benefits hereunder to the City. l\.RTICLE V DEFAULTS, REMEDIES AND TERMINATION Section 5.01. Defaults - General. (a) Subj ect to the extensions of time set forth in Section 6.05 hereof, failure or delay by either party to perform any term or provision of this Agreement shall constitute a default under this Agreement; provided, however, that if a party otherwise in default commences to cure, correct or remedy such default within thirty (30) calendar days after receipt of written notice specifying such default and shall diligently and continuously prosecuce such cure, correction or remedy to ')J-.:.:-"3 A.'i?-~eaj8'~'b-r'::>c" CevP,c;"r\e~.t Aq~e~me,..t 49 completion (and where any time limits for the completion of such cure, correction or remedy are specifically set forth in this l\greement, then within said time limits), such party shall not be deemed to be in default hereunder. (b) The injured party shall give written notice of default to the party ir. default, specifying the default complained of by the non-defaulting party. Delay in giving such notice shall not constitute a waiver of any default nor shall it change the time of default. (c) Any failure or delays by either party In asserting any of its rights and remedies as to any default shall not operate as a waiver of any default or of any such rights or remedies. Delays by either party in asserting any of its rights and remedies shall noc: deprive either party of its right to institute and ITcaintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. Section 5.02. Legal Actions. (a) In addition to any other rights or remedies, either party may institute legal action to cure, correct or remedy any default, to recover damages for any default, or to obtain any ocher remedy consistent with the purposes of this Agreement. Such legal actior.s must be instituted in the Superior Court of the County of San Bernardino, State of California, in any other appropriate court in that County, or in the Federal 8istrict Court In the Central District of California. the Ib) T['.e interpretaticn laws of the State of California shall and enforcement of this Agreement. govern Ic) ~.. the event that ar.y legal action is commenced by the Developer against the Agency, service of process on the Agency shall be made by personal service upon the Executive Director or Chairman of the Agency, or in such other manner as may be provided by law. (d) In the e'lent that any legal action is commenced by the Agency against the Developer, service of process on the Developer shall be made by personal service on (or such other agent for service of process and at such address as may be specified in written notice to the Agency), or in such ':.3-':~-,J3 .;;:i~-)-!~~:iowb"=",, =ev"~:j::'"."'~.: .''-g:",err,e:-.: 50 other manner as may be provided by law, and shall be valid whether made within or without the State of California. Section 5.03. Rights and Remedies are Cumulative. Except with respect to any rights and remedies expressly declared to be exclusive in this Agreement, the rights and remedies of the parties are cumulative and the exercise by either party of one or more of such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by the other party. Section 5.04. Damages If either party defaults with regard to any provision of this Agreement following the Effective Date, the non-defaulting party shall serve written notice of such default upon the defaulting party. If the defaulting party does not diligently commence to cure such default within thirty (30) calendar days after service of the notice of default and promptly complete the cure of such default within a reasonable time, not to exceed ninety (90) calendar days (or such shorter period as may otherwise be specified in this Agreement for any specific default), after the service of written notice of such default, the defaulting party shall be liable to the other party for damages caused by such default. 8]-J2-J) A.'iR-Meajc'~<:;,:;;~ :ev~lOFt'\er.t .;gr"err,e:1: 51 ARTICLE VI GENERAL PROVISIONS Section 6.01. Between the Parties. Notices, Demands and Communications (a) Any and all notices, demands or communications submitted by any party to another party pursuant to or as required by this Agreement shall be proper if In writing and dispatched by messenger for immediate personal delivery, or by registered or certified United States mail, postage prepaid, return receipt requested, to the principal office of the Agency and the Developer, as applicable, as designated in Section 1.02(a) and Section 1.02(b) hereof. Such written notices, demands and communications may be sent in the same manner to such other addresses as either party may from time to time designate as provided in this Section. Any such notice, demand or communication shall be deemed to be received by the addressee, regardless of whether or when any return receipt is recei ved by the sender or the date set forth on such return receipt, on the day that it is dispatched by messenger for immediace personal delivery, or two (2) calendar days after it is placed in the United States mail as heretofore provided. (b) In addition to the submission of notices, demands or cO!T'..l'":1unicc-cions to the parties as set forth above, copies of all notices shall also be delivered by facsimile as follows: :0 ~~e Je~elope=: wi::h copy to: - S - .. 0: c~ ~e~narCl~O ;d=- -eh copy to: Lewis Brisbois Bisgaard & Smit.:-; LL? 650 East ~ospitality ~ane, Suite 600 San Bernardino, CA 92408 FAX: (909) 387-1138 r.2 :::1E .::'.;e:1cy: Re~eve:::;~en: Age~cy of the City 2C: ~or:~ "~'f Stree: ~ -, ~" ou.:.:e ,),,' ~ S2:;, Ber:-.2.rd.:..no, c.:.. 92401 t......'.: (:<9) S38-9~:3 Section 6.02. Conflict of Interest. No member, official or employee of the Agency having any conflict of interesc, direct or indirect, related to this Agreement, or in the development of the Site, shall participate in any decision relating to this .l\greement. The parties represent and warrant that they do not have knowledge of any such conflict of interest. 33.,n..:3 .=-'>';?-:~ea;:2."C:.c:< :e.}elopme~.t A,;:-~e~e~: 52 Section 6.03. Warranty Against Payment of Consideration for Agreement. The Developer warrants that it has not paid or given, and will not payor give, any third party any money or other consideration for obtaining this Agreement. Third parties, for the purposes of this Section, shall not include persons to whom fees are paid for professional services if rendered by attorneys, financial consultants, accountants, engineers, architects and the like when such fees are considered necessary by the Developer. Section 6.04. Nonliability of Agency Officials and Employees. No member, official or employee of the Agency shall be personally liable to the Developer, or any successor in interest, in the event of any default or breach by the Agency or for any amount which may become due to the Developer or to its successor, or on any obligations under the terms of this Agreement, except for gross negligence or willful acts of such member, officer or employee. Section 6.05. Enforced Delay: Extension of Time of Performance. In addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default, or considered to be a default, where delays or defaults are due to the force maj eure events of war, insurrection, strikes, lockouts, riocs, floods, earthquakes, fires, casualties, acts of God, acts of the public enemy, epidemics, quarantine restrictions, freight embargoes or lack of transportation, weather-caused delays, inability to secure necessary labor, materials or tools, delays of any contractors, subcontractor or supplier, which are not attributable to the fault of the party claiming an extension of time to prepare or acts or failure to act of any public or governmental agency or enticy (provided that acts or failure to act of the City or Agency shall not extend the time for the Agency to act hereunder except for delays as sociated with lawsuit or inj unction including but without limitation to lawsuits pertaining to the approval of the Agreement, and the like). An extension of time for any such force majeure cause shall be for the period of the enforced delay and shall co~~ence to run from the date of occurrence of the delay; provided however, that the party which claims the existence of the delay has first provided the other party with written notice of the occurrence of the delay within ten (10) days of the commencement of such occurrence of delay. The inability of satisfactory commitment from improvement of the Project or the Developer to obtain a a construction lender for the to satisfy any other condition of :,]-02-)] .~_"?~MeadO''''D'-~c:.i :::e-/e:oplCen~ Ag,-ee:r.e,-,: 53 this Ageeement relating to the redevelopment of the Developer Lots and/or the Agency Lot, if applicable, shall not be deemed to be a force majeure event or otherwise provide grounds for the assertion of the existence of a delay under this Section 6.05. The parties hereto expressly acknowledge and agree that changes in either general economic conditions or changes in the economic assumptions of any of them which may have provided a basis for entering into this Agreement and which occur at any time after the execution of this Agreement, are not force majeure events and do not peovide any party with grounds for asserting the existence of a delay in the performance of any covenant or undertaking which may arise under this Agreement. Each party expressly assumes the risk that changes in general economic conditior:s or changes in such economic assumptions relating to the teems and covenants of this Agreement could impose an inconvercience or hardship on the continued performance of such party under this Agreement, but that such inconvenience or hardship is not a fOece maj eure event ar:d does not excuse the perfoemar:ce by such party of its obligations under this Agreement. Sect ion 6.06. Inspection of Books and Records. The Agency shall have the right at all reasonable times at the Agency's cost and exper:se to inspect the books and records of the Developee pertaining to the Project, as necessaey for the Agency, in its reasonable discretion, to enforce its rights under t~.is Ageeement. Matters discovered by the Agency shall not: be disclosed to third parties unless required by law or unless otherwise resulting from or related to the pursuit of any remedies or the assertion of any rights 0: the Agency hereunder. The Deve:oper shall also have the eight at all reasonable times to inspect t:he books and records of the A;ency pertaining to the Site and/or the development theeeof as peetinent to the purposes of this ~greement. Section 6.07. Approvals. approvals officers, Developee, disappro'ial Schedule of (a) Except as otherwise provided in this Agreement, reauired of the Agency or tne Developer, or any agents or employees of either the Agency or the shall not be unreasonably wi t'1held and approval or shall be given within the c:..me set forth in the Performance or, if no time is given, within a " +-' reasona~_e ~lrne. (b) The authorized to slgn Executive on his or Director of the Agency her own a';thority amendments is to j3<:-,J A".R.-~,",,;;~~c~:;ci( ;:e\:e~<;lpme~.: AJ~ee~,e:": 54 this Agreement which are of routine or technical nature, including minor adjustments to the Schedule of Performance. Section 6.08. Real Estate Commissions. The Agency shall not be liable for any real estate commissions, brokerage fees or finder fees which may arise or be purported to arise from or related to this Agreement except with respect to the actual and reasonable real estate sales commission payable by the Agency to the real estate broker who represents the Agency as part of Net Development Costs for the Completed New Agency Home. . Section 6.09. Indemnification. The Developer agrees to indemnify and hold the City, the Agency, and the elected officers, officials, employees, attorneys and agents of both of them, harmless from and against all damages, judgments, costs, expenses and fees arising from or related to any act or omission of the Developer in performing its obligations hereunder. The Agency agrees to indemnify and hold the Developer and its officers, employees and agents, harmless from and against all damages, judgments, costs, expenses and fees arising from or related to any act or omission of t:he Agency in performing its obligations hereunder. Section 6.10. Attorneys' Fees. If either party hereto files any action ~- brings any action or proceeding against the other arising out of this .l\greement, or is made a party to any action or proceeding brought by the Escrow Holder or a third party, then as between the Developer and the Agency, the prevailing party shall ~e entitled to recover as an element of its costs or sui::, a:-:d not 2S damages, its reasonable attorneys' fees as f~xed by the Court, in such action or proceeding or in a seGarete act:ion or proceeding brought to recover such attorneys' fees. For the purposes hereof the words "reasonable attorneys' feesu mean and include in the case of the Agency the salaries and expenses of the lawyers employed by the Office of City Attorney (allocated on an hourly basis) who may provide legal services to the Agency in connection with the representation of the Agency in any such matter. Section 6.11. Effect. This binding upon and inure to the benefit of their respective heirs, executors, representatives, successors and assigns. Agreement shall be the parties hereto and administrators, legal ))-':2-); A..<lR-Meac;:.-licrv'oK ='e",elGpr:1e:-.: A~reeme:-,: 55 ARTICLE VII ENTIRE AGREEMENT, WAIVERS AND AMENDMENT Section 7.01. Entire Agreemer.t. (a) This Agreement shall originals each of which is deemed Agreement includes pages and list of attachments at Section 1.05), entire understanding and Agreement of the be to executed in two be an original. attachments which constitute parties. (2 ) This (See the (b) All waivers of the provisions of this Agreement and all amendments hereto must be in writing and signed by the appropriate representations of the Agency and the Developer. 03-G~-.J] .~SR-:1ea..~:'..~~.::~ :''';~:.)I:''''eCL( A.J'-ee:r.e~.':: 56 IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement as of the dates set forth below. AGENCY Redevelopment Agency of the City of San Bernardino Date: By: Agency Chair By: Agency Executive Director APPROVED AS TO FORM: Agency Special Counsel DEVELOPER ANR Industries, Inc., a California corporation Date: By: .=:-':=_.:'] A.'.I;<-:-!e"do'",b;oo~ :Jevei-:;c",e,.: A'l,eement 57 EXHIBIT "A" Legal Description of Agency Lot 1/29/83 2:00 J~n SB2C<,]: 94.3 Exh. "A" - 1 1!29/C3 2'SO ;~m 532J03:94.3 EXHIBIT "B" Form of Agency License Agreement (may affect the Agency Lot) Exh. "B" - 1 1/29/03 =:~= :X~ 532003:94.3 EXHIBIT "cn Legal Description of Developer Lots Exh. IIr'II '- - 1 EXHIBIT "0" Form of Notice of Agreement 1/29/03 2:0~ J~~ 3320J3::-...3 Exh. "0" 1/29/83 2:00 JITm 532003:94.3 EXHIBIT "E" Project Description/Scope of Development Exh. "E" - 1 EXHIBIT "F" Schedule of Performance 1/29/03 2:CO Jmm 582003:94.3 Exh. "F" -1 :/29/03 2:00 ~mn" 332003:94.3 EXHIBIT "G" Form or Section 33334.3 Covenant Exh. "G" - 1 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Redevelopment Agency of the City of San Bernardino 201 North "En Street, Suite 301 San Bernardino, CA 92401 Attn: Executive Director (Space Above Line Reserved For Use By Recorder) RECORDATION OF THIS INSTRUMENT IS EXEMPT FROM ALL FEES AND TAXES REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORDABILITY COVENANTS AND RESTRICTIONS Daced as of 200 Meadowbrook Single Family Residential Grant Development Agreement 1/29/03 2 oc Jmrr, S32C03:94. Exh. "G" ~ 2 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORDABILITY COVENANTS AND RESTRICTIONS (Meadowbrook Single Family Grant Development Agreement) THIS REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO COMMUNITY REDEVELOPMENT HOUSING AFFORDABILITY COVENANTS AND RESTRICTIONS (the "Section 33334.3 Covenant") is made and entered into as of 200_, by and among ANR Industries, Inc., a California corporation (the Developer"), the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a body corporate and politic (the "Agency"), and (the "Qualified Homebuyer"), and this Section 33334.3 Covenant relates to the following facts set forth in Recitals. R E C I TAL S A. The Qualified Homebuyer proposes to acquire a single family residence (the "New Home"), located within the City of San Bernardino (the "City"), from the Developer, to be owned and occupied by the Qualified Homebuyer as their principal residence. The legal description of the New Home is attached hereto as Exhibit "A" and incorporated herein by this reference. B. The Agency has used and applied certain affordable housing development funds from the Low-and Moderate-Income Housing Funds of several different redevelopment project areas, to make the New Home available for acquisition by the Qualified Homebuyer from the Developer subject to the terms and conditions of the CorrmuClity Redevelopment Law found at Health and Safety Code SeccioCl 33000, et seq. (the "Act") and this Section 33334.3 Covenant; 2:1d C. The Act mandates that the acquisition, use and occupancy of the New Home shall be regulated in certain respects for the term as provided herein (the "Qualified Residence Per iod") iCl order to ensure that the Ne'w Home will be used and occupied in accordance 'with the Act and the affordable single family residential dwelling unit development goals and objectives 0: the Agency. ::':9/03 2:00 ]:T~'C', s32JC3:94.] Exh. "Go - 3 NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS AND UNDERTAKINGS SET FORTH HEREIN, AND FOR OTHER GOOD AND VALUABLE CONSIDERATION, THE RECEIPT AND SUFFICIENCY OF WHICH IS HEREBY ACKNOWLEDGED, THE QUALIFIED HOMEBUYER, THE DEVELOPER AND THE AGENCY DO HEREBY COVENANT AND AGREE FOR THEMSELVES, THEIR SUCCESSORS AND ASSIGNS AS FOLLOWS: Section 1. Definitions of Certain Terms. As used in this Section 33334.3 Covenant, the following words and terms shall have the meaning as provided in the Recitals or in this Section 1 unless the specific context of usage of a particular word or term may otherwise require: Adjusted Family Income. The words "Adjusted Family Income" mean the anticipated total annual income (adjusted for family size) of each individual or family residing or treated as residing in the New Home as calculated in accordance with Treasury Regulation 1.167(k) - 3b) (3) under .the Code, as adjusted, based upon family size in accordance wi th the household income adj ustment factors adj usted and amended from time to time, pursuant to Section 8 of the United States Housing Act of 1937, as amended. Affordable Housing Cost. The words "Affordable Housing Cost" shall have the meaning as set forth in Health and Safety Code Section 50052.5, as this section may hereafter be amended from time-to-time by the State of California. A Qualified Homebuyer and/or the Successor-In-Interest of such Qualified Homebuyer, if any, shall pay no more than an Affordable Housing Cost for the New Home as of the applicable Delivery Date. Agency Investment Reimbursement. The words "Agency Investment Reimbursement" mean and refer to the sum of money which may be payable to the Agency by the Qualified Homebuyer if, during the Qualified Residence Period, the Qualified Homebuyer sells, assigns, transfer or otherwise hypothecates the New Home to any person who does not satisfy the requirement of a permitted successor-in- incerest (in other words the Successor-In-Interest designated by the Qualified Homebuyer is a person or household whose Adj usted Family Income exceeds the income level for a Moderate Income Household). The Agency Investment Reimbursement, and the method or formula for determining the amount, if any, as may be payable by the Qualified Homebuyer to the Agency upon the resale of the New HOITce, is more particularly described in Section 5 of 1/29/03 2:0J Jrr~ S82003:94.3 Exh. \\G" - 4 this Section 33334.3 Covenant. As of the Delivery Date, the Agency has provided the Developer with the sum of $41,667 as an affordable housing development assistance contribution for the improvement of the New Home, and the provisions of Section 5 of this Section 33334.3 Covenant are included in satisfaction of the requirements of Health and Safety Code Section 33334.3 (f) (8) Code. The word "Code" means the Internal Revenue Code of 1986, as amended, and any regulation, rulings or procedures with respect thereto. Delivery Date. The words "Delivery Date" mean the date of delivery of title and possession of the New Home from the Developer to the Qualified Homebuyer at the close of the New Home Escrow. In the case of a Successor-In-Interest, the words "Delivery Date" refers to the date on which such Successor-In-Interest acquires the New Home from the Qualified Homebuyer; provided however, that for the purpose of establishing the termination date of the Qualified Residence Period, the Delivery DaLe shall refer to the date on which this Section 33334.3 Covenant is recorded. Moderate-Income Household. ':'he words "Moderate-Income Household" mean persons and families whose income does not exceed one hundred and twenty percent (120%) of the area median income of the City adjusced for family size by the State Department of Housing ar.d Community Development in accordance with adjustment factors adopted and amended from time to time by the Uniced States Department of Housing and Urban Development pursuant to Section 8 of the United SLates Housing Act of 1937, as amended, and Health and Safety Code Section 50093, as this section may hereafter be amended from time-to-time by the State of California. New Home. The words "New Home" mean and refer to the completed affordable single-family residential dwelling uni t (including the land 2:cd landscape improvements thereon) as constructed and inscalled by the Developer and sold to the Qualified Homebuyer. New Home Escrow. The words "New Home Escrow" mean and refer to the real estate conveyance transaction or escrow by and between the Developer and the Qualified Homebuyer (or later, by and between the Qualified Homebuyer and the Successor-In-Interest) . The transfer of the New Home from the Developer to the Qualified !-iomebuyer (or later, by and 1/29/03 2:00 j~ 332J03:94.3 Exn. "G" - 5 between the Qualified Homebuyer and the Successor-In- Interest) shall be accomplished upon the close of the New Home Escrow. Notice of Agency Concurrence. The words "Notice of Agency Concurrence" mean and refer to the acknowledgment in recordable form in which the Agency confirms that the proposed Successor-In-Interest of the Qualified Homebuyer satisfies all of the Adjusted Family Income and other requirements of this Section 33334.3 Covenant for occupancy of the New Home by the Successor-In-Interest at any time during the Qualified Residence Period. Qualified Homebuyer. The words "Qualified Homebuyer" mean the purchaser of the New Home from the Developer (e. g. : all persons identified as having a property ownership interest vested in the New Home as of the close of the New Home Escrow). At the close of the New Home Escrow, the Qualified Homebuyer shall: (i) have an annual Adjusted Family Income which does not exceed the household income qualification limits of a Moderate-Income Household: (ii) shall be a first-time homebuyer, as this term is defined in Health and Safety Code Section 50068.5 as this section may hereafter be amended from time-to-time by the State of California; and (iii)pay no more than an Affordable Housing Cost for the New Home pursuant to the terms of the purchase trar.saction for the New Home, including all sums payable by the Qualified Homebuyer for its purchase money mortgage financing, insurance, escrow and other fees and costs. Qualified Residence Period. Period" mean the period of Date and ending on the date after the Delivery Date. The words "Qualified Residence time beginning on the Delivery which is forty-five (~5) years Section 33334.3 Covenant. The words "Section 33334.3 Covenant" mean these Redevelopment Agency of the City of San Bernardino Community Redevelopment Housing Affordability Covenants and Restrictions by and among the Qualified Homebuyer, the Developer and the Agency pertaining to the New Home. Successor-In-Interest. The words "Successor-In-Interest" mean and refer to the person, family or household which may acquire the New Home from the Qualified Homebuyer at any time during the Qualified Residence Period by purchase, assignment, transfer or otherwise a"d whose payr:-cents for 1/29/03 2:00 S52003:94.J Exh. "G" - 6 the acquisition of the New Home from the Qualified Homebuyer do not exceed an amount which is an Affordable Housing Cost for such Successor-In-Interest household. The Successor-In-Interest does not need to be a "First-Time Homebuyer" but, such Successor-In-Interest shall have an income level for the twelve (12) months prior to the date on which the Successor-In-Interest acquires the New Home which does not exceed the maximum Adj usted Family Income level for a Moderate-Income Household. Upon acquisition of the New Home the Successor-In-Interest shall be bound by each of the covenants, conditions and restrictions of this Section 33334.3 Covenant. The titles and headings of the sections of this Section 33334.3 Covenant have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict the meaning any of the terms or provisions hereof. Section 2. Acknowledgments and Representations Qualified Homebuyer. The Qualified Homebuyer acknowledges and represents to the Agency that, as Delivery Date: of the hereby of the (a) the total household income for the Qualified Homebuyer does not exceed the maximum amount permitted as Adjusted Family Income for a Moderate-Income Household, adjusted for family Slze; (b) the Qualified Homebuyer intends to promptly occupy the Ne',-J Home after the Delivery Date as the principal place of residence for a term of at least two (2) years following the Delivery Date and the Qualified Homebuyer has not entered into any arrangement and has no present intention to rent, sell, transfer or assign the New Home to any third party during the Qualified Residence Period so as to frustrate the purpose of this Section 33334.3 Covenant; (c) the Qualified Homebuyer has no present intention to lease or rent any room or sublet or rent a portion of the New Home to any relative of the Qualified Homebuyer or to any third person at any time during the Qualified Residence Period; (d) following interest, the sum payable each month by the Qualified Homebuyer the close of the New Home Escrow as principal and property taxes and, property casualty insurance for 1/29/03 2:00 Jmm sa20C3:94.3 Exh. "G" - 7 the acquisition of the New Home does not exceed the Affordable Housing Cost for the household; (e) the Qualified Homebuyer agrees to provide the Agency wi th the following items of information for inspection by the Agency promptly upon wri~ten request of the Agency: (i) State and federal income tax returns filed by all persons who reside in the New Home for the most -chree (3) recent tax years preceding the close of the New Home Escrow for inspection of such State and federal income tax returns; (ii) curren-c wage, income all person residing close of the New Home and salary statements in the New Home at Escrow; for the (f) The Qualified Homebuyer has been informed by the Developer that this Section 33334.3 Covenant imposes certain restrictions on the use and occupancy of the New Home during the term of this Section 33334.3 Covenant and that this Section 33334.3 Covenant imposes certain restrictions on the resale of the New Home during "[he Qualified Residence Period. The Qualified Homebuyer ac~nowledges and understands that these restrictions shall be ap91icable to the New Home and to any resale of the New Home from the Delivery Date to the end of the forty-five (45) year Qualified Residence Period which is "'"'. ,r-. J1 , L'J'i (g) Each r-eprese:l.tat.:or:s of "[he foregoing acknowledgements and of the Q~alified Homebuyer are true and correct. Dateci: Initials of Qualified Homebuyer Section 3. Covenant of the Qualified Homebuyer to Maintain Affordabili ty of the New Home During the Qualified Residence Period and Covenant Relating to Sale or Transfer of the New Home During the Qualified Residence Period to a Successor-In- Interest. (a) The Qualified Homebuyer for itself, its heirs, successors and assigns, hereby covenants and agrees that during the term of the Qualified Residence Period the New Home shall be used and, occupied by "[he Qualified Homebuyer as its principal residence, and that the ,Jew Home shall be reserved for sale, use ~/29/C3 2 OC j~~ S322J3:9"; 3 Exh. "G" -.8 and occupancy by the Qualified Homebuyer and/or for another Moderate-Income Household as a Successor-In-Interest at an Affordable Housing Cost. The Qualified Homebuyer, for itself, its heirs, successors and assigns, further covenants and agrees that, during the Qualified Residence Period, the Agency shall have the right and duty as provided in this Section 3 to verify that each proposed Successor-In-Interest of the Qualified Homebuyer in the New Home satisfies the income requirements and Affordable Housing Cost limitations of a Moderate-Income Household (based upon the Adjusted Family Income of each household), and that the completion of any resale or transfer of the New Home to a Successor-In-Interest shall be subject to the recordation of the "Notice of Agency Concurrenceff as provided in Section 3(d). (b) Tr.e Qualified Homebuyer, for itself, its successors and assigns, hereby covenants and agrees that during the term of the Qualified Residence Period the Qualified Homebuyer shall not sell, trans fer or otherwise dispose of the New Home (or any interest therein) to a Successor-In-Interest without first giving writ:en notice to the Agency and without first obtaining the written concurrence of the Agency as provided herein. At least forty-five (45) days prior to the date on which the Qualified :-1orc,ebuyer proposes to transfer title in the New Home cO a Successor-In-Interest, the Qualified Homebuyer shall send a wricten notice cO the Agency as provided in Section 17 of the intention of the Qualified Homebuyer to sell the New Home to a Successor-=n-Interest which includes the following true and correc~ i~formation: :~) name of the proposed Successor-In-Interest (including the identity of all persons in the household of the Successor-In-Interest, proposing to reside in the New Home); (i i) copies of State and federal income tax returns for the Successor-In-Interest for the calendar year preceding the year In which the notice of intention to sell the New Home is given to the Agency; (iii) resale price of the New Home payable by the Successor-In-Interest, including the terms of all purchase money mortgage financing to be assumed, provided or obtained by the Successor-In- Interest, escrow costs and charges, realtor broker fees and all other resale costs or charges l/2?/CJ3 2:':0 ~:r~c. 532::,J3: 94.3 Exh. "G" - 9 payable by either the Qualified Homebuyer or the Successor-In-Interest; (iv) name address, and telephone number of the escrow company which shall coordinate the transfer of the New Home from the Qualified Homebuyer to the Successor-In-Interest; (v) appropriate mortgage credit references for the Successor-In-Interest together with a written authorization signed by the Successor-In-Interest authorizing the Agency to contact each such reference (for the purposes of this subparagraph (v), appropriate mortgage credit reference may include a true and correct and complete copy of the mortgage loan application submitted by the Successor-In-Interest to its proposed purchase money mortgage lender); and (v~) such other relevant information as the Agency may reasonably request, as provided in Section 3(c). (c) Within twenty (20) days following receipt of the notice of intention and accompanying written information described i~ Section 3(b), the Agency shall provide the Qualified Hor:\ebuyer with either a preliminary confirmation of approval or a preliminary rejection of approval in writing of the income and household occupancy qualifications of the Successor-Ir.-I~terest. The Agency shall not unreasonably withhold, co~dition or delay approval or rejection of the qualifications of the proposed Successor-In-Interest in connection ,,;~ th any proposed sale of the New Home. In the event that the Agency may request additional information relating to the confirmation of the maLters described in Section 3(b) with respect to a proposed Successor-In-Interest, the Qualified Homebuyer shall provide such information to the Agency as promptly as feasible. (d) Upon its final confirmation of approval of the Adjusted Farr.~ly Income and Affordable Housing Cost eligibility of the Successor-In-Interest to acquire the New Home, the Agency shall deliver a written acknowledgment and approval of the resale of the New Home to the Successor- In- Interest (e. g., the Notice of Agency Concurrence) in recordable form to the escrow holder referenced in Section 3 (b) (iv) above, and thereafter the Successor-In-Interest may acquire the New Home subject to the satisfaction of the following conditions: 1/29/03 2:CO jn~ 532J03:94.3 Exh. ""If " 10 (i) the income and household occupancy information provided to the Agency shall be true and correct, and the Notice of Agency Concurrence executed by the Successor-In-Interest and the Agency shall be recorded at the close of the resale escrow; (ii) the escrow holder shall have provided the Agency with a copy of the customary form of the final escrow closing statement of the Qualified Homebuyer and the final escrow closing statement for the Successor-In-Interest; and (iii) the other conditions of the resale escrow as established by the Qualified Homebuyer and Successor-In-Interest shall have been satisfied. (e) The Qualified Homebuyer for itself, its successors and assigns hereby covenants and agrees that during the Qualified Residence Period the New Home shall not be leased, subleased, or rented to any third person, except foe- a temporary pee-iod (not to exceed 12 months) in the event of an emergency or other unfoe-eseen cie-cumstance as may be expressly approved in writing by the Agency subject to compliance during the temporary rental period with the reasonable temporae-y rental occupancy conditions required by the Agency. The Qualified Homebuyer shall submit a we-itten request to the Agency prioe- to the commencement of the temporary occupancy, as practicable, but in any event within not more than (60) days following the COITJnencement of a temporary rental occupancy of the New Home by a third party, which notice to the Agency shall set forth the grounds on which the Qualified Homebuyer believes an emergency cr other unforeseen circumstance has occurred and that a temporary e-ental occupancy in necessary. Section 4. Maintenance Condition Qualified Homebuyer, for itself, its hereby covenants and agrees that: of the New Home. The successors and assigns, (a) The exterior areas of t'le Ne',; Home which are subject to public view (e.g.: all irr.;oe-ovements, paving, walkways, landscaping, and ornamentation) shall be maintained in good repair and a neat, clean and oe-derly condition, ordinary wear and tear excepted. In the event that at any time during the term of the Qualified Residence Period, there is an occurrence of an adverse condition on any area of the New Home ',;hich is l/29/03 2:00 Jmm 582003:94.3 Exh. "G" - 11 subj ect to public view in contravention of the general maintenance standard described above, (a "Maintenance Deficiency") then the Agency shall notify the Qualified Homebuyer in writing of the Maintenance Deficiency and give the Qualified Homebuyer thirty (30) days from the date of such notice to cure the Maintenance Deficiency as identified in the notice. The words "Maintenance Deficiencyu include without limitation the following inadequate or non-confirming property maintenance conditions and/or breaches of single family dwelling residential property use restrictions: failure to properly maintain the windows, structural elements, and painted exterior surface areas of the dwelling unit in a clean and presentable manner; failure to keep the front and side yard areas of the property free of accumulated debris, appliances, inoperable motor vehicles or motor vehicle parts, or free of storage of lumber, building materials or equipment not regularly in use on the property; failure to regularly mow lawn areas or permit grasses planted in la',;;-) areas to exceed six inches (6U) in height, or failure to otherwise maintain the landscaping in a reasonable condition free of weeds ar.d debris; parking of any commercial motor vehicle in excess of 7,000 pounds gross weight anywhere on the property, or tt.e parking of motor vehicles, boats, camper shells, trailers, recreational vehicles and the like in any side yard or on any other parts of the property which are not covered by a paved and impermeable surface; the use of the garage area of the dwelling unit for purposes other than the parking of motor vehicles and the storage of personal possessions and mechanical equipment of persons residing in the New Home, In the event the Qualified Homebuyer fails to cure or commence and to diligently proceed to complete the cure of the Maintenance Deficiency within thirty (30) days from the date of notice to cure, the Agency may thereafter conduct a public hearing following transmittal of written notice thereof to the Qualified Homebuyer ten (10) days prior to the scheduled date of such public hearing in order to verify whether a Maintenance Deficiency exists and whether the Qualified Homebuyer has failed 1/29/03 2:00 J~~ 532003:94.3 Exh. "G" - 12 to comply with the provision of this Section 4(a). If, upon the conclusion of a public hearing, the Agency makes a written finding that a Maintenance Deficiency exists and that there appears to be non-compliance with the general maintenance standard, as described above, and that tbe Qualified Homebuyer has failed to cure such Maintenance Deficiency, then in such event the Agency shall have the right (in addition to any other rights or powers then available to the Agency or the City of San Bernardino) to enter the New Home (exterior areas only) upon ten (10) days written notice to the Qualified Homebuyer and perform all acts necessary to cure the Maintenance Deficiency, or the Agency may take other action at law or equity the Agency may then deem appropriate to accomplish the abatement of the Maintenance Deficiency. Any sum expended by the Agency for the abatement of a Maintenance Deficiency as authorized by this Section 4(a) shall become a lien on the New Home. If the amount of the lien is not paid within thirty (30) days after written demand for payment by the Agency to the Qualified Homebuyer, the Agency shall have the right to enforce the lien in the manner as provided in Section 4 (c) . (b) Graffiti which is visible from any public right-of-way which is adjacent or contiguous to the New Home shall be removed by the Qualified Homebuyer from any exterior surface of a scructure or improvement on the New Home by either painting over the evidence of such vandalism with a paint which has been color-matched to the surface on which the paint is applied, or graffiti may be removed with solvents, detergents or water as appropriate. In the event that graffiti is placed on the New Home (exterior areas only) and such graffiti is visible from an adjacent or cor.tiguous public right-of-way and thereafter such graffiti is not removed within 72 hours following the time of its application; then in such event and without notice to the Qualified Homebuyer, the Agency shall have the right to enter the New Home and remove the graffiti. Notwithstanding any provision of Section 4 (a) to the contrary, any sum expended by the .l\gency for the removal of graffiti from the New Home as authorized by this Section 4 (b) shall become a lien on the New Home. If the amount of the lien is not paid within thirty (30) days after written demand for payment by the Agency to the Qualified Homebuyer, the Agency shall have the right to enforce its lien in the manner as provided in Section 4(c). (c) The parties hereto further mutually understand and agree that the rights conferred upon the Agency under this Section 4 expressly include the power to establish and enforce a lien or other encumbrance against the New Home in the manner 1/29/03 2:00 JITm 5320J3:94.3 Exh. "Go - 13 provided under Civil Code Sections 2924, 2924b and 2924c in the amount as reasonably ne::essary to restore the New Home to the maintenance standard required under Section 4(a) or Section 4 (b), in::luding the reasonable attorneys fees and costs of the Agency associated wit:' the abatement of the Maintenance Deficiency or removal 0f graffiti and the collection of the costs of the Agency i" connection with such action. In any legal proceeding for en:orcing such a lien against the New Home, the prevailing party sha~l be entitled to recover its attorneys' fees and costs of suit. For the purposes of this Section 4, the words "reasonable attor:-:eys' fees and costs of the Agency" mean and include the salaries and benefits payable to lawyers employed by the Office of the City Attorney, allocated on an hourly basis, who pro-;ide legal services to the Agency in connection with the enforcement of this Section. The provisions of this Section 4, shal~ be a covenant running with the land for the Qualified Residence Period and shall be enforceable by the Agency in its discretio", cumulative with any other rights or powers granted by the .:',;ency under applicable law. Nothing in the foregoing provisio:-:s of this Section 4 shall be deemed to preclude the Qualified :iomebuyer from making any alterations, addi tions, or other cha"ges to any structure or improvement or landscaping 0'-' the New ::0me, provided that such changes comply with the zoning and de','elopment regulations of the City and other applicable law. Section 5. Protection of Agency Investment Derived From the Low-and Moderate-Income Housing Fund Home - Agency Investment Reimbursement. of Moneys in the New (a) For the purpose of this Section 5, the following terms shall have the meaning as provided below: "Purchase Money Mortgage" means the original balance on the Delivery Date of the Ne~ Home mortgage provided to the Qualified Homebuyer by the conventional mortgage lender, plus the original outstanding balance of t~e Agency MAP Loan, if any. "Qualified Homebuyer Equity" means the downpayment amount in cash paid by the Quali:ied Homebuyer for the New Home on the Delivery Date (e.g.: t!o,e equity or "basis" as defined under the Code, net of the Pur::~ase Money Mortgage of the Qualified Homebuyer in the New Ho::-,e), plus the reduction, if any, of the outstanding principal calance of the Purchase Money Mortgage secured by the New HOlT,e through the date of the resale of the New Home. 1/29/03 2:08 JIT~ 532:J03:9':;.3 Exh. "G" -" 14 "Resale Price" means the total consideration paid by the Successor-In-Interest, including real estate broker fees and co~~issions for the purchase of the New Home, but excluding escrow fees and mortgage financing costs payable or otherwise allocated to the Successor-In-Interest in connection with the transfer of the New Home from the Qualified Homebuyer to the Successor-In-Interest. "Resale Profit" means the balance of the following calculation: (Resale Homebuyer Profit. Price)-(Purchase Equity + Resale Money Mortgage)-(Qualified Cost Adjustment Factor)=Resale A portion of the Resale Profit shall be payable to the Agency by the Qualified Homebuyer in accordance with Section 5(b). "Resale Cost Adjustment Factor" means one of the following sums determined by reference to the number of years which have elapsed between the Delivery Date and t:he date on which the resale and transfer of the New Home to the Successor-In-Interest occurs: Date of Resale of New Home after the Delivery Date: Resale Factor: Adjustment Cost From the Delivery Date to the $0 50', anniversary after Delivery Dat:e t01e 50', t:he 10c" Delivery From a~d including anr.iversary to anniversary after Date including the lOth to the 30th after Delivery From and anniversary anniversary Date From and including the anniversary to the end of Qualified Residence Period 30th the $5,000.00 $10,000.00 $15,000.00 Lhe (b) The LCh'-ar.d }\gency has used and applied Moderate-Income Housing Funds certain moneys from of the Agency to :/29/03 2:00 =~~ S320C3:94,3 Exh. "G" - 15 assist with the development of the New Home. In the event that the New Home may be sold, assigned, conveyed or otherwise transferred by the Qualified Homebuyer during the term of the Qualified Residence Period to a person or household whose Adjusted Family Income exceeds the income level for a Moderate- Income Household, a portion of the Resale Price of the New Home in excess of an adjusted sale price amount which the Qualified Homebuyer paid on such resale date (e.g.: the "Resale Profit" amount) shall be payable to the Agency as the Agency Investment Reimbursement in accordance with Health and Safety Code Section 33334.3 (f), and as provided herein. In the event that, at any time during the Qualified Residence Period, the Qualified Homebuyer (or any Successor-In-Interest) may sell, assign, conveyor otherwise transfer the New Home to a person or household whose Adjusted Family Income exceeds the income level for a Moderate-Income Household, a portion of the Resale Profit realized by the Qualified Homebuyer shall be payable to the Agency as the "Agency Investment Reimbursement" in the amounts as follows: Date of Resale of New Home After Delivery Date From the Del~very 2::ci a:n.niver:-sary Delivery Jate Date to the after the ~rox the 2~~ anniversary the lO~ anniversary after Delivery Date to the From the J..O::'""' anniversary to end the 20cC anniversary after the Delivery uate Portion of Resale Profit Payable to Agency from Resale of New Home 100% of Resale Profit is payable to Agency as Agency Investment Reimbursement 75% of Resale Profit is payable to Agency as Agency Investment Reimbursement 50% of Resale Profit is payable to Agency as Agency Investment Reimbursement From the 20c,- anniversary to 25% of the Resale Profit is the 30th anniversary after the payable to the Agency as Delivery Dal:.e Agency Investment Reimbursement From the 30t", anniversary 10% of the Resale Profit is after t~e Delivery Date to payable to the Agency as the end of the Qualified Agency Investment Residence Period Reimbursement 1l29/C} :2: DC Exh. "G" - 16 S320:J]:94.3 (c) Three (3) examples of the application of the formula described above as "Resale Profit" to determine the amount of the Agency Investment Reimbursement payable on the date of a hypothetical resale of the New Home are presented as follows: EXAMPLE A: Resale to a exceeds the income level purchaser whose Adjusted Family of a Moderate Income Household: Income Assume that on the Delivery Date the sales price of the New Home payable by the Qualified Homebuyer was $145,000 and thac the resale occurs on the 7th anniversary following the Delivery Date; Assume the Resale Price of the New Home is $175,000; and AsscIT,e that Qualified Homebuyer Equicy as of the date of the resale is $16,000: EXAMPLE A CALCULATION OF RESALE ($16,0003+$5,000') =$21, 0005:Resale BELOW) . PROFIT: $175,000'-$133,0002- Profit (SEE ALSO FOOTNOTES, The payable example F-.gency Investment Reimbursement amount under Example A a: close of the resale escrow in this hypothetical is $15,750 (e.g., 75% of $21,000). SX.z\MPLE B: Resale to a purchaser whose Adj usted Family Income exceeds t~e income level of a Moderate Income Household: .z\ssl.::::e same facts as Price of the New Home in Exarcple A EXCEPT is $220,000. that che Resale ':':-.~ ?eS3J..e Pric:e 0: the New ;;8~.e to the Successor-In-I::terest 1:1 :::xc:-nple f-... ph...s ':':--.'2 ?'....:r.:hase Mo;"e1' Mort.gage a20'...;;-"t $7 ,e::=:: .::";e;.2)' MAP) of t.r:e New Hone as cr ($126, DOC conventio:-"a2. t.he De:ivery Jaee. mo:-~qage ~ 'T~,eJua l i f i ed Homebuye r oav~er.: p:~s $4,000 reduc:ion Purchase ~o~ey Mortgage loa~s). Equitj' i::. the New Earne ($2.2, OeD cash dcwr: of ou:s:a::ding principal balance on t~e T~e ?esa2.e Cost Adjustment Factor in the 7:h year. .:'..gency T~e ?esale Profit of $21,000 is subject to a 75% :n~e3:ment Reimbursement, or S:5,750 payable allocat~cn ~o pay to the Agency ,:he (as . . d' - p~cvlae l~ ~ec~ion 5 (b) ) . :i. ,/~? /03 2: DC 5B2083:94.3 Exh. \\G" - 17 EXlI.MPLE B ClI.LCULATION OF RESALE PROFIT: $215,0006 - $133,000- ($16,0007 + $5, 0008) ~ $61,0009: Resale Profit (SEE FOOTNOTES 6- 10, BELOW). The Agency Investment Reimbursement under Example B payable at close of the resale escrow in this hypothetical example is $41,667 as this amount, although less than $45,750 (e.g., $61,000 x 75%), is the full amount of the Agency Investment Reimbursement. EX.l\MPLE C: Resale to a purchaser whose Adj usted Family Income DOES NOT exceed the income level of a Moderate Income Household: Assume same facts as in Example A and that the Successor- In-Interest also pays no more than an Affordable Housing Cost for the New Home at a resale price of $175,000 on the 7th anniversary date following the Delivery Date; EX~IBIT C CALCULATION OF RESALE PROFIT: No Agency Reimbursement payable to Agency as the Successor-In- Interest is a Moderate Income Household in this hypothetical sale and pays to the Qualified Homebuyer no more than Affordable Housing Cost for its purchase of the New Home. (d) The sole source of funds of the Qualified Homebuyer to pay the Agency the Agency Reimbursement Agreement, shall be from che Resale Profit amount realized ac the time of resale to a purchaser whose Adjusted Family Income exceeds the income level of a Moderate Income Household. In the event that the applicable a~ount of the Agency Investment Reimbursement is paid to the Agency at the time of resale of the New Home to a person or household which does not qualify as a Successor-In-Interest, the Agency shall cause to be recorded concurrently with the resale of the New Home to sucn person, a notice of release of the following provisions of this Section 33334.3 Covenant: Section 2, Section 3, Section 5 Section 7 6 Resale ?=ice of New Home in Exa~ple a. P~rchase Money Mortgage amount ~s the sa~e as in Example A.. The Q~a~ified Homebuyer Equity ~s the 5a~e as i~ Example A. T~e Res2~e Cost Adjustment Fa=:=~ is :~e sa~e as In Exa~ple A. :1/29/032:00 JITun Exh. "G" - :3 582003:94.3 Section 6. Acknowledgment of Subordination of the Provisions of Section 3, Section 5 and Section 7 (b) of this Section 33334.3 Covenant to the Mortgage Security Interest of the First Mortgage Lender. Concurrently upon the execution and recordation of this Section 33334.3 Covenant the Qualified Homebuyer shall obtain certain purchase money mortgage financing for the acquisition of the New Home from (the "First Mortgage Lender") . As of the Delivery Date, the Qualified Homebuyer has provided the Agency with a true and correct copy of the loan agreement by and between the First Mortgage Lender and the Qualified Homebuyer. As a condition to providing its mortgage loan to the Qualified Homebuyer, the First Mortgage Lender requires the Agency to agree that the provisions of Section 3, Section 5 and Section 7 (b) of this Section 33334.3 Covenant shall be junior and subordinate to the security interest of the First Mortgage Lender of even date herewith, in the New Home. The Agerlcy hereby ackrlowledges and agrees that the provisions of Section 3, Section 5 and Section 7 (b) of this Section 33334.3 Covenant are subordinate and junior to the security interest of the First Mortgage Lender of even date herewith in the New Home. No breach or default by the Qualified Homebuyer of any provision of Section 3 and/or Section 7 (b) of this Section 33334.3 Covenant, nor the exercise by the Agency of any remedy it may have against the Qualified Homebuyer in the event of such a breach or default shall affect or render invalid the lien of the First Mortgage :ender in the New Home. In the event that the First Mortgage Lender (or its assignee) may foreclose the lien of the First Mortgage Lender in the New Home through trustee sale, judicial foreclosure or by acceptance of deed in lieu or foreclosure, the First Mortgage Lender, and its good faith purchasers for value, shall receive title in the New Home rree and clear of the provisions of Section 3, Section 5 and Section 7(b) of this Section 33334.3 Covenant. Section 7. Foreclosure of Purchase Money Mortgage Loan and Agency Right of Firs.t Refusal. (a) During the Qualified Residence Period the Agency shall have the right (but not the obligation) to bid on the purchase of any mortgage loan lien secured by the New Home at the time of any trustee foreclosure sale or any judicial foreclosure sale. 1/29/032:00 JrtUU Exh. "G" - 19 582003:94.3 (b) During the Qualified Residence Period the Agency shall have the right of first refusal to purchase the New Home from the Qualified Homebuyer on the same terms which the Qualified Homebuyer may propose to sell the New Home to a third party who does not qualify as a Successor-In-Interest. The Agency must exercise such a right of first refusal within thirty (30) days following written notification of the intention of the Qualified Homebuyer to resell the New Home to such a third party, and such notice shall be accompanied with a true and complete copy of the written sale agreement between the Qualified Homebuyer and such third party. If the Agency accepts the offer in writing within such time period the Agency shall be bound to complete the purchase of the New Home in accordance with the written sale agreement of such third party. Thereafter the Agency shall pay the "resale price" to the Qualified Homebuyer and close an escrow for the transfer of the New Home to the Agency within sixty (60) days following written notification of the intention of the Qualified Homebuyer to resell the New House. Section 8. Covenants to Run With the Land. The Developer, the Agency and the Qualified Homebuyer hereby declare their specific intent that the covenants, reservations and restrictions set forth herein are part of a common plan for the development of affordable single family housing improvements in the Northwesc Redevelopment Project and that each shall be dee~ed covenancs running with the land and shall pass to and be binding upon the New Home and each Successor-In-Interest of the Qualified Homebuyer in the New Home for the term provided in Section 10. The Qualified Homebuyer hereby expressly assumes the duty and obJ..igation to perform each of the covenants and to honor each of the reservations and restrict.ions set forth in this Section 33334.3 Covenant. Each and every contract, deed or other instrument hereafter executed covering or conveying the New Home or any interest therein shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations, and restrictions, regardless of whether such covenants, reservations and restrictions are set forth in such contract, deed or other instrument. Section 9. Burden and Benefit. The Developer, the Agency and the Qualified Homebuyer hereby declare their understanding and intent that the burden of the covenants set forth herein touch and concern the land in that the Qualified Homebuyer' s legal interest in the New Home is affected by the affordable single family dwelling use and occupancy covenants hereunder. The l\.gency and the Qualified Homebuyer hereby further declare 1129/032:00 J;:1.i1"'< Exh. "G" - 20 5320C3: 94.3 their understanding and intent that the benefit of such covenants touch and concern the land by enhancing and increasing the enjoyment and use of the New Home by the intended beneficiaries of such covenants, reservations and restrictions, and by furthering the public purposes for which moneys from the Low-and Moderate Income Housing Fund of the Northwest Redevelopment Project were used and applied by the Agency in order to make the New Home available for acquisition and occupancy by the Qualified Homebuyer. Section 10. Term. This Section 33334.3 Covenant shall apply to the New Home and the Qualified Homebuyer and to each Successor-In-Interest as of the Delivery Date for the Qualified Residence Period e. g.: this Section 33334.3 Covenant shall remain in full force and effect for forty five (45) years after the Delivery Date, except as to certain sections hereof as provided in Section 5 (d). Any provision or section hereof, may be terminated after the Delivery Date upon agreement by the Agency and the Qualified Homebuyer (or the Successor-In-Interest in the New Home), if there shall have been provided to the Agency an opinion of special legal counsel that such a termination under the terms and conditions approved by the .'\gency in its reasonable discretion will not adversely affecc the Agency or the investment of Low-and Moderate-Income Housing Funds of the Agency in the New Home. Section 11. Breach and Default and Enforcement. (a) E"ailure or delay by the Qualified Homebuyer to honor or perform any material term or provision of this Section 33334.3 Covenant shall constitute a breach under this Agreement; provided however, that if the Qualified Homebuyer commences to cure, correct or remedy the alleged breach within thirty (30) calendar days after the date of written notice specifying such breach and shall diligently complete such cure, correction or remedy, the Qualified Homebuyer shall not be deemed cO be in default hereunder. The Agency shall give the Qualified Homebuyer written notice of breach specifying the alleged breach which if uncured by the Qualified Homebuyer within thirty (30) calendar days, shall be deemed to be an event of default. Delay in giving such notice shall not constitute a waiver of any breach or event of default rwr shall it change the time of breach or event of default; provided, however, the Agency shall not exercise any remedy for an event of default hereunder without first 1/29/03 2 GO :~, s32JC~:94.3 Exh. "Go - 21 delivering the written notice of breach as specified In this Sect ion 11. Except with respect to rights and remedies expressly declared to be exclusive in this Section 33334.3 Covenant, the rights and remedies of the Agency are cumulative with any other right or power of the Agency or the City or other applicable law, and the exercise of one or more of such rights or remedies shall not preclude the exercise by the Agency at the same or different times, of any other right or remedy for the same breach or event of default. In the event that a breach of the Qualified Homebuyer may remain incurred for more than thirty (30) calendar days following written notice, as provided above, an event of default shall be deemed to have occurred. In addition to the remedial provisions of Section 4 as related to a Maintenance Deficiency at the New Home, upon the occurrence of any event of default the Agency shall be entitled to seek any appropriate remedy or damages by initiating legal proceedings as follows: (i) by mandamus or other suit, action or proceeding at law or in equity, to require the Qualified Homebuyer to perform its obligations and covena~~s hereunder, or enjoin any acts or things which ~ay be unlawful or in violation of che rights of ~he Agency; or (i i \ DY other ac~ion at law or in equity as -~ , necessary or convenient to enforce the obligations, covenants and agreements of the Qualified Homeouyer to the Agency. (b) No third party shall have any right or enforce any provision of this Section 33334.3 Covenant of the Agency or to compel the Agency to enforce any of this Section 33334.3 Covenant against the Qualified on the Nel^, Home. power to on behalf provision Homebuyer Section 12. shall be governed Governing Law. This Section 33334.3 Covenant by the laws of the State of California. Section 13. Amendment. This Section 33334.3 Covenant may be amended after the Delivery Date only by a written instrument executed by the Qualified Homebuyer (or the Successor-In- Interest, as applicable) and by the Agency. The Developer shall have not any right or power to approve any such amendment to 1/29/03 2;QC J~~ 5B2003:94.3 Exh. "G" - 22 this Section 33334.3 Developer of any such not be required. Covenant, amendment and after the execution by the delivery date the shall Section 14. Attorney's Fees. In the event that the Agency brings an action to enforce any condition or covenant, representation or warranty in this Section 33334.3 Covenant or otherwise arising out of this Section 33334.3 Covenant, the prevailing party in such action shall be entitled to recover from the other party its reasonable attorneys' fees to be fixed by the court in which a judgment is entered, as well as the costs of such suit. For the purposes of this Section, the words "reasonable attorneys' fees" in the case of the Agency shall mean and include the salaries and benefits payable to lawyers employed by the Office of City Attorney, allocated on an hourly basis, who provide legal services to the Agency in connection with the enforcement of this Agreement. Section 15. Severability. If any provision of this Section 33334.3 Covenant shall be declared invalid, inoperative or unenforceable by a final judgment or decree of a court of competent jurisdiction such invalidity or unenforceability of such provision shall not affect the remaining parts of this Section 33334.3 Covenant which are hereby declared by the parties to be severable from any other part which is found by a court to be invalid or unenforceable. Section 16. Time of this Section 3333s.3 of time within which satisfied, time shall be is of the Essence. For each provision Covenant which states a specific amount the requirements thereof are to be deemed to be of the essence. Section 17. Notice. Any notice required to be given under this Section 33334.3 Covenant shall be given by the Agency or by the Qualified Homebuyer, as applicable, by personal delivery or by First Class United States mail at the addresses specified below or at such other address as mav be specified in writing by the parties hereto: If to the Agency: Executive Director Redevelopment Agency of the City of San Bernardino 201 North "E" Street, Ste 301 San Bernardino, CA 92401 Phone: (909) 384-5081 1/29/03 2:00 JIT~ 5a2003:94.3 Exh. "G" - 23 If to the Qualified Homebuyer: Attn: Phone: Notice shall be deemed given five (5) calendar date of mailing to the party, or, if personally received by the Executive Director of the Qualified Homebuyer, as applicable. 1/29/03 2:00 :~~ 5B2003:94.3 Exh. "G" - 24 days after the delivered, when Agency or the IN WITNESS WHEREOF, the Developer, the Qualified Homebuyer and the Agency have caused this Section 33334.3 Covenant to be signed, acknowledged and attested on their behalf by duly authorized representatives in counterpart original copies which shall upon execution by all of the parties be deemed to be one original document. The recordation of this Section 33334.3 Covenant is authorized under Health and Safety Code Section 33334.3 (g) . QUALIFIED HOMEBUYER Dated: By: By: DEVELOPER ANR Industries, Inc., a California corporation Jated: By: AGENCY Redevelopment Agency of the City of San Bernardino Dat:ed: By: Executive Director [ALL SIGNATURES MUST BE NOTARIZED] Approved as to Form: By: Agency Special Counsel 1/29/03 2::: S22C03:94.3 Exh. "G" - 25 1/29/03 2 OC J~~ Sa~J03:94.3 EXHIBIT "A" Legal Description of the New Home Exh. "G" - 26 EXHIBIT "H" Copy of HUD Mortgagee Letter 2000-30 1/29/03 2:00 J~m SB2C03:9<1.3 Exh. "H" - 1 EXHIBIT "I" Form of Agency Grant Deed (for Completed New Agency Home) 1/':9/03 2:00 J~~ 53':OJ3:9,,-.3 Exh. "I" - 1 CITY OF SAN BERNARDINO Interoffice Memorandum CITY CLERK'S OFFICE Records and Information Management (RIM) Program DATE: February 7, 2003 TO: Margaret Parker, Secretary FROM: Michelle Taylor, Senior Secretary RE: Resolution CDC/2003-5 At the Mayor and Common Council meeting of February 3, 2003, the City of San Bernardino adopted Resolution CDCI2003-S - Resolution approving and authorizing the Executive Director of the Redevelopment Agency to execute the Meadowbrook Single Family Residential Grant Development Agreement by and between the Agency and ANR Industries, Inc. Please obtain all signatures and return the original agreement to the City Clerk's Office. If you have any questions, please do not hesitate to contact me at ex!. 3206. Thank you. Michelle Taylor Senior Secretary I hereby acknowledge receipt of this memorandum. Signed: )?;bi/'K1Nl,/ii:J!1U. / j / Please sign and return Date: 3;0//(13 / ** FOR OFFICE USE ONLY - NOT A PUBLIC DOCUMENT ** RESOLUTION AGENDA ITEM TRACKING FORM Meeting Date (Date Adopted): 2 -:3'.0 ~) Item # .2231-\ Resolution # Vote: Ayes i. ') Nays h Abstain.0 Change to motion to amend original documents: C{X)zcoj-5 , Absent .8- Reso. # On Attaclunents: / Contract term: Note on Resolution of Attaclunent stored separately: -=- Direct City Clerk to (circle I): PUBLISH, POST, RECORD W/COUNTY By: NullNoid After: - Date Sent to Mayor: :::> - -:; . C/'\ Date of Mayor's Signature: ) - s. c: ", Date of Clerk/CDC Signature: ? (. 0/:, Reso. Log Updated: ...- Seal Impressed: Date Memo/Letter Sent for Signature: d - '1 - 0 ?", 60 Day Reminder Letter Sent on 30th day: 90 Day Reminder Letter Sent on 45th day: See Attached: L Date Returned: ;-j. ;) c.3 See Attached: See Attached: Request for Council Action & Staff Report Attached: Updated Prior Resolutions (Other Than Below): Updated CITY Personnel Folders (6413, 6429, 6433, 10584, 10585, 12634): Updated CDC Personnel Folders (5557): Updated Traffic Folders (3985, 8234, 655, 92-389): Yes ,/ No BY{ Yes No ..L By Yes No ..L BJ= Yes No / By ~ Yes No / By Copies Distributed to: City Attorney Parks & Rec. Code Compliance Dev. Services Police Public Services Water EDA V Finance MIS Others: Notes: BEFORE FILING, REVIEW FORM TO ENSURE ANY NOTATIONS MADE HERE ARE TRANSFERRED TO THE YEARLY RESOLUTION CHRONOLOGICAL LOG FOR FUTURE REFERENCE (Contract Term. etc.) Ready to File: ~ Date: '"I. i)_ 0"5 Revised 01/12/0 I ** FOR OFFICE USE ONLY - NOT A PUBLIC DOCUMENT ** RESOLUTION AGENDA ITEM TRACKING FORM Meeting Date (Date Adopted): '2_- 3 -'O?J Item # 12.2':3 t3 Resolution # Vote: Ayes [-'I Nays-() Abstain CJ Change to motion to amend original documents: eiX'12((;5-(: , Absent e Reso. # On Attachments: - Contract term: Note on Resolution of Attachment stored separately: ~ Direct City Clerk to (circle I): PUBLISH, POST, RECORD W/COUNTY By: N ull/V oid After: Reso. Log Updated: Seal Impressed: v-" Date Sent to Mayor: ::)-:j 0:':> Date of Mayor's Signature: Date of ClerkJCDC Signature: ,. Date Memo/Letter Sent for Signature: 60 Day Reminder Letter Sent 01l30Iliilllr.-_ 90 Day Reminder Letter Sent on 45th day: See Attached: See Attached: ~ached:= Date Returned: Request for Council Action & Staff Report Attached: Updated Prior Resolutions (Other Than Below): Updated CITY Personnel Folders (6413,6429,6433, 10584, 10585, 12634): Updated CDC Personnel Folders (5557): Updated Traffic Folders (3985, 8234,655,92-389): Yes..L. No By-L , Yes No~ By---+-- Yes No ,/ By i - By:- Yes No v' Yes NO/ ByJ= Copies Distributed to: City Attorney Parks & Rec. Police Public Services Water EDA --~ Others: Finance MIS Code Compliance Dev. Services Notes: BEFORE FILING. REVIEW FORM TO ENSURE ANY NOTATIONS MADE HERE ARE TRANSFERRED TO THE YEARLY RESOLUTION CHRONOLOGICAL LOG FOR FUTURE REFERENCE (Contract Term. etc.) Ready to File: ~ Date: Revised 01/12/0 I