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HomeMy WebLinkAbout08-RDA Item .. WI ... - Redevelopment Agency · City of San Bernardino 300 Nonh "0" Slleet, Founh Floor . Sill BemIrdino, c.lifc:mia 92418 (714) 384-5081 FAX (714) 888-9413 Pride " \:?ess MARCH 15, 1990 H.A.B. DEVELOPMENT CORPORATION LOAN REQUEST Synopsis of Previous Commission/Council/Committee Action: 03-12-90 The Redevelopment Committee recommended approval of the deal points as modified. Recommended Motion: (COMMUNITY DEVELOPMENT COMMISSION) That the Executive Director be authorized to execute the attached Owner Participation Agreement and such documents as are required for its implementation together with non-substantive changes as approved by Agency Counsel. Respectfully Submitted, Director Supporting data attached: YES Ward: 6th FUNDING REQUIREMENTS: $1,500,000 Project: NW & SC Commission Notes: Agenda of: Item No. ~ - .. .. - S T A F F R f P 0 R T The attached agreement will provide a $1,500,000 loan for roadway and bridge construction which will improve circulation in both the State College Business Park and the Northwest Industrial Park and which will provide access for the development of 44 acres of industrial land with extensive freeway frontage. The loan would bear interest at 9% and be all due and payable 5 years from the completion of the improvements. BACKGROUND H.A.B. Development owns a 44 acre site located south of Interstate 215, between the Cable Creek and Devils Canyon flood control channels (see attached map). H.A.B. would like to develop the site, but will need access across two flood control channels which requires the construction of two bridges, a roadway and utilities for the parcel. They have the necessary rights of way from the County Flood control and have engineered the road, bridge and utilities to a point where they appear to have a reliable cost estimate in the amount of $1.5 million. The attached estimate of value indicates the site would have a value of $3,000,000 after the access and utilities have been provided. These is an existing first deed of trust in the amount of $630,800. The combined amount of the existing deed of trust and the loan would be $2.130,800 which results in a satisfactory loan to value ratio of 71%. The City and business in the local area would benefit by the construction of a road across the property connecting Industry Parkway on the north to Hallmark Parkway on the south. The joining of these two roads would provide better access for users in the State college and Northwest industrial parks and also improve emergency services access to the properties on the north. DEAL POINTS The deal points, as modified by the Redevelopment Committee, are as follows: _ 1. H.A.B. to build two bridges and roadway connecting industrial Parkway and Hallmark Parkway including curbs, gutters, landscaping and underground utilities all built to City specifications and on alignment approved by the City Engineer. Bidding and selection process are subject to Agency approval. 2. Bridges. roadway and necessary right-of-way to be granted to City following completion. RJT:EJ:sm:2661H - - - 3. Agency to make H.A.B. a loan of $1.5 million at 9% interest. with quarterly interest only payments for 5 years from the issuance of the Certificate of Completion at which time principal and interest shall be all due and payable. 4. Loan to be disbursed by draw in 1/3 increments upon recommendation by the Executive Director that 1/3 of the project has been completed and approval of the disbursement by the Commission. Ten percent of each disbursement to be withheld and paid at the end of the project when all indebtedness has been paid. or if with the final disbursement it will be paid. and when the Certificate of Completion has been issued. Agency can pay retained proceeds directly to creditors. 5. Loan secured by Deed of Trust in second position which can be partially released upon payment of 150% proportionate payments ($51.000 per acre). with a minimum release of five (5) acres. 6. Covenants. Conditions and Restrictions (CC&R's) must be recorded which. among other things, require grantees of all or a portion of the subject property to enter into a Development Agreement with the Agency. Failure to do so gives the Agency the right to set the granting deeds aside. The Development Agreement will be approved in escrow. BENEFITS Based upon standard assumptions the Agency can expect the following to take place on the forty-four acres: Industrial Buildings Completed Value Tax Increment (.6%) 575.000 SF $11 ,900. 000 $78,540/yr $69.000/yr $476,000 Utility Tax Development Fees New Jobs 500 jobs These are in addition to the health and safety benefits of creating a proper vehicular circulation system for the State College Business Park and the Northwest Industrial Park. RECOMMENDA nON It is the recommendation of the staff that the Commission authorize execution of the attached agreement which conforms to the deal points recommended by the Redevelopment Committee. RJT:EJ:sm:2661H illi PRELIMINARY ESTIMATE OF VALUE February 21, 1990 HAB DEVELOPMENT PARCEL The site shown on the attached Map is comprised of 41.5 acres (1.807.740 SF) located south of Interstate 215 between the Cable Creek flood control channel and the Devils Canyon diversion channel. It is a generally level parcel but has no vehicular access and is not served by existing utilities. The General Plan specifies a land use designation of Heavy Industrial and there are no special planning restrictions on the site so far as we are aware. The property fe~tures excellent Visibility on 1-215 in both directions. CURRENT OWNER The property was purchased by the H.A.B. DevelDP1118nt Corp:. on June 4, 1987 for $789,000 ($0.44/SF) with a 20' down payment and a note with undisclosed terms ..cured by a 1st Trust Deed (see the attached Camps summary). The trust deed is in the amount of $630.800. COMPARABLE SALES AND PARCELS 1. A 6 acre parcel (Marked as "A" on the map) lies immediately south of the subject property and was sold in August, 1989, for $1.38/SF (see the attached Camps summary). An assessment district has been formed and is currently constructing road and utility improvements at an additional cost of $0. 16/SF. The indicated acqUisition cost is therefore $1.54/SF for land that is similar in nature and zoning to the subject parcel except that it has no access problems. 2. Two parcels iamediately easterly of the SUbject (marked as "B" and "C") are inside the State College Business Park and have been listed for two years at a sales price of $2.00/SF but remain unsold. Partly because these parcels are limited in depth, and partly because they are at the end of what is effectively a very long cul-de-sac, they are priced well under the balance of the parcels in the park which start at $2.75/SF. The land use designation at this end of the Business Park is Light Industrial. INDICATED VALUE Based upon these indicators and a general knOWledge of other sales in the area it appears that a range of $1.75 (gross) to $2.00 (net) per SF would be appropriate to the site after adeQuate access and utilities have been Drovided. At $1.75 for the 41.5 acres, the indicated value would be $3,163,545 or, say: $3,000,000 THREE MILLION DOLLARS '- 8BC-1626-09-87 (CaMPS) I: San Bernardino , .....oooc.) "-F/O COM" INCORPORATED 8605 So.ltuo, Rd., 'hh Flaar s.n Diego, CA 92121 r~'~MM;;'~;~L LAND BUYER: a.A.B and Dey. Co. c/o a.nry A. Bickl.r P.O. Box 2007 Irvindal.i CA 11706 \ (619)328-3941 (714)886-0669 SELLER: San Bernardino c/o Sanford B. 70911 'a.ar18k Rancho lIirag., A8.oc., G.P. 8chu1hof.r Ln. CA 12270 Clo.ng dat.: Jun. 4, 1987 Docu..nt . I 188285 Sal. pric. I $789,000(c) Down paymnt: $158,200/20' Acr.. GR: 41.50 HT: H/Ay $/acr. GR: $19,012 HT: H/Ay Sq ft GR: 1,807,740 HT: H/Av $I.qft GR: $.44 HT: H/Av Zoning : lilA, San 8emarairo 0.. I 801d for inv..~.nt { Loana : 1.t 'D Sell.r $630,800 '.ra. R/Av ( tOpogrphy: Lev.l I.prvllftt.: lion. Off.it.. I Water , uti1iti.. availab1., ..v.r n..ded 9.'raff frt: H/Av Traff .d.: R/Ap Trad. : 1'10 USTING: NvJ (619) 457-2274 J 8U 10... A...... -.......,i..'. .w of ..... Bvy/h.... Lind. ;; San B.rnardino, CA 92407 , AREA MAP: 49-P/6 ~;; t . "':-:':::::::~. .::: PLAT MAP: ... belov " L.gal: Por Ilk 45,46 , unnumber.d .' Lot adjoining Bk 46 Land. of Irvinqt:ci4 IAmd , Water Co. SIt 7 Pg 32 ~ :.,... BROKERAGE SEWNG: (Brok.rag. unknown) t (Buy.r 18 broker and r.pr...nt.d ..If) The onfCll"mltlCln cantelrlecl herem ". been ~ from wIIIt ...lIeIoewcl to be rwlteOle IoCU'I:es IlI4 no guerlntft . to Ita eccurecy IS elllll'HSly .. ~ IMlle lIy COMPS INCORPORATED, COMPS . the trwle rwne of COMPS INCORPORATED ~ II Iny farm wrtIlaut tile ..... - aar....c of COMPs INCORPORATED .1II'GI'ilIltecl, All nghta,.. ..d, ~ 'liI8~ .... r'1'lUDC I...,..............~"' '- ,~ --- ... lCOM~S] DC ~311-12-1J .: au .-nazd1Ao '3.0,000(0) ..-a/' tIOS Icnnhm Rd., 7111 PIDor, len DIego, CA 12121 ~t1J COMPS INCORPORATED COMMERCIAL LAND ...", '. "". ..... .. . ... ...1.., BUYER: I.G. .vcat Co. 0/0 aog.r lalnrab ..0. .ox 3007 "YWUCS, CA .C5CO (U5)..C-2.00 -' . (111) 417-2274 ZL-1CIaD &OV'-!W %D4uu1a1 .artway, a ot Iut. ad. lara ~o, CA .2.07 ..-./, ~~ ~ au "zaud.1Do aa.oc1at.e. 0/0 .r.a:o.e ft.iUa_ CAd4h.. aot .".Hable) VITAL DATA: "0. da~. a A1atu~ I, I.... Doau.eDt . a 1'17'7 *1a1a .rlaa a '3.0,000(0) Dove paymD~: '310,000/100t Acn. D: '.00 Ift': _/Ay '/eon D: "0,000 Ift': _/Ay Iq t~ D: 2'1,1'0 Ift': _/Ay ".qft D: '1.31 Ift': _/AY loft4 ~g : IL, Clty ot I... V.. : .old tor b".et.aD~ 1ooaD. : -cma . t f .~ . ---...-----..........--_ t ...-..-...........--- T ~___.........._ ,~ . . :.~.:~~o:,:.;.:,~~,:...:.:.'. ...~.:.~:.;.~-~:.:.~:~.~.:.:...,.. ),;<<.:-;.:.;.;.~ . "':0;..':0-,:, ,';,,:. ......:, "':"'-':':""'_:":'~1iIi PLAT MAP:2u-ou-5, Lgl:.o~ blb ..,52,.1 Z~OA LaDeS , ..... Co lot 1 .. .. ~ I'~..~y: l.eYe1-tlat o1ty lot _Z'ftmt.: _OIl. ott.1t.. : All to .It. """ !l'iU. Co :ru.~ "'dcu 'fiU. ,.... _11.....,..._.. _..... IIID ~ II....., -...g.. -.....,. -................. LISTING: BROKERAGE SELLING: (Ill Iloa.. kobraga) 1III1nIIIr~ ........4 ..... ... MMl ....,..... .... ... ....... .. ...... _ ... .. ....... ... .. ....., II _....., ........, ....., ClOIIItS INCORPClUTlD. DCIMPI.. 1M .... _ ., DCIMPIINCOIlPClUTtD. .....lIIII....In...,.... "'"-' Ute .............. ---., CDlIIN INCOIlPOIaATID ..,.41 - III III. AU........ --. COli milt ,_.. __ _--.._~ S'ratt trot: _lAy S'ratt .cIa: _lAy t'rada : .0 (tJDbon) 1 2 OWNER PARTICIPATION AGREEMENT 3 THIS AGREEMENT IS ENTERED INTO THIS day of , 4 1990, by and among the REDEVELOPMENT AGENCY OF THE CITY OF SAN 5 BERNARDINO (the "Agency"), and H.A.B. DEVELOPMENT CORPORATION 6 (the "Participant"). Agency and Participant hereby agree as 7 follows: 8 9 1. [100] SUBJECT OF AGREEMENT A. [101 ] Purpose of Agreement 10 The purpose of this Agreement is to effectuate 11 the Redevelopment Plan for the Northwest Redevelopment Project 12 (the "Project") by providing for the development of the Site, 13 which is situated within the Northwest Redevelopment Project Area 14 (the" proj ect Area") of the Proj ect. This Agreement is entered 15 into for the purpose of developing the Site and not for 16 speculation in land hOlding. The completion of the development 17 of the Site pursuant to this Agreement is in the vital and best 18 interest of the City of San Bernardino, California (the "City") 19 and the health, safety and welfare of its residents, and in - 20 accord with the public purposes and provisions of appl~cable 21 state and local laws and requirements under which the Project has 22 been undertaken. 23 It is contemplated that, so long as the 24 development provided for in this Agreement is first accomplished 25 in conformity with the terms herein set forth, participant may 26 subdivide, convey and devote to other redevelopment activities 27 consistent with the Redevelopment Plan the remaining property on 28 DAB/ses/HAB.agr 1 1 2 the site. 3 B. [102] The Redevelopment Plan 4 The Redevelopment Plan was approved and adopted on 5 July 6, 1982 by Ordinance No. MC-189 of the Common Council of the 6 City of San Bernardino; said ordinance and the Redevelopment Plan 7 as so approved (the "Redevelopment Plan") are incorporated herein 8 by reference. 9 C. [103] The Site 10 The Site is that certain real property designated 11 on the Site Map (Attachment NO.1) and described in the "Legal 12 Description of the Site", which is attached hereto as Attachment 13 No. 2 and is incorporated herein by this reference. 14 The Site is that certain real property, title to 15 which is held by the Participant. 16 D. [104] Parties to the Agreement 17 1. [105] The Agency 18 The Agency is a public body, corporate and 19 politic, exercising governmental functions and powers and 20 organized and existing under Chapter 2 of the Community 21 Redevelopment Law of the State of California (Health and Safety 22 Code Section 33020 et seg.). The principal office of the Agency 23 is located at 300 North "D" Street, San Bernardino, California 24 92418. 25 "Agency", as used in this Agreement, includes the 26 Redevelopment Agency of the City of San Bernardino, and any 27 assignee of or successor to its rights, powers and 28 DAB/ses/HAB.agr 2 1 2 responsibilities. 3 4 5 2. [106] The Participant The Participant is H.A.B. Development Corporation, 6 a California Corporation. The principal office and mailing 7 address of the Participant for purposes of this Agreement is 8 10700 Jersey Blvd., Suite 450, P.O. Box 3~8, Rancho Cucamonga, CA 9 91730. 10 The Participant qualifies as an owner participant 11 pursuant to the Redevelopment Plan and rules promulgated 12 pursuant thereto pertaining to owner participation. 13 3. [107] Prohibition Against Change in Ownership, Management and Control of the Participant 14 15 The qualifications and identify of the 16 Participant are of particular concern to the City and the 17 Agency. It is because of those qualifications and identity that 18 the Agency has entered into this Agreement with the Participant. 19 No voluntary or invOluntary Successor in interest of the 20 Participant shall acquire any rights or powers under:this 21 Agreement except as expressly set forth herein. 22 The Participant shall not assign all or any part 23 of this Agreement or any rights hereunder without the prior 24 written approval of the Agency, which approval the Agency may 25 grant, withhold or deny at its discretion. In the event of such 26 transfer or assignment: (1) the assignee shall expressly assume 27 the obligations of the Participant pursuant to this Agreement in 28 DAB/ses/HAB.agr 3 1 2 writing satisfactory to the Agency; (2) the original Participant 3 shall remain fully responsible for the performance and liable for 4 the obligations of the Participant pursuant to this Agreement; 5 and (3) any guarantees provided to assure the performance of the 6 Participant's obligations under this Agreement shall remain in 7 full force and effect. 8 In the absence of specifip written agreement by 9 the Agency, no such transfer, assignment or approval by the 10 Agency, shall be deemed to relieve the Participant or any other 11 party from any obligation under this Agreement. 12 All of the terms, covenants and conditions of 13 this Agreement shall be binding upon and shall inure to the 14 benefit of the Participant and the permitted successors and 15 assigns of the Participant. Whenever the term "Participant" is 16 used herein, such term shall include any other permitted 17 successors and assigns as herein provided. 18 The restrictions of this Section 107 shall 19 terminate and be of no further force and effect upon the issuance - 20 by the Agency of a Certificate of Completion in the form attached 21 hereto as Attachment No. 5 as provided in Section 324 upon 22 completion of the Participant Improvements described in Section 23 302 of this Agreement and Attachment No.4. 24 25 II. [200] CONDITION OF THE SITE A. [201] Vesting of Title to the Site 26 As of the date of this Agreement Title to the Site is 27 vested in Participant. 28 DAB/ses/HAB.agr 4 - 1 2 B. [202] Condition of the Site 3 Participant assumes all risk and responsibility for 4 any demolition and clearance of the Site as necessary for the 5 provision of Participant Improvements. Participant assumes all 6 risk and responsibility as to the suitability of the Site for 7 the proposed development. Agency makes no representations or 8 warranties concerning the Site, its s~itability for the use 9 intended by the Participant, or the surface or subsurface 10 conditions of the Site. If the soil or other surface or 11 subsurface conditions of the Site are not in all respects 12 entirely suitable for the use or uses to which the Site will be 13 put as of the date of this Agreement, Participant shall not be 14 excused from further performance under this Agreement and it 15 shall be the responsibility and obligation of Participant and 16 not Agency to take such action as may be necessary to place the 17 Site in a condition entirely suitable for the commencement, 18 development, and completion of the Participant Improvements. 19 III. [300] DEVELOPMENT 20 A. [301] Development by Participant 21 Participant and Agency agree that the central purpose 22 of this Agreement is to provide for the development of the Site 23 in a manner consistent with the Redevelopment Plan. Participant 24 shall develop on the Site two bridges and roads connecting 25 Industrial Parkway and Hallmark Parkway, including curbs, gutters 26 and landscaping buil t to specifications of the City of San 27 Bernardino. 28 DAB/ses/HAB.agr 5 22 23 24 25 26 27 28 ... 1 2 1. [302] Scope of Development 3 The Site shall be developed by Participant as 4 provided in the "Scope of Development", which is attached hereto 5 as Attachment No. 4 and is incorporated herein. 6 The development shall include any plans and 7 specifications submitted to Agency for approval, and shall 8 incorporate or show compliance with 81~ applicable mitigation 9 measures and entitlements. 10 2. [303] Design Concept Drawings 11 By the respective times set forth therefor in the 12 Schedule of Performance (Attachment No.3), Participant shall 13 prepare and submit to the City of San Bernardino ("The City") for 14 the approval of the City Engineer Design Concept Drawings and 15 related documents containing the overall plan for development of 16 the Site. The Site shall be developed as established in this 17 Agreement and such documents, except as changes may be mutually 18 agreed upon between Participant and Agency. Any such changes 19 shall be within the limitations of the Scope of Development 20 (Attachment No.4). 21 3. [304] Construction Drawings and Related Documents By the time set forth therefor in the Schedule of Performance (Attachment No.3), Participant shall prepare and submit to the City, construction drawings, landscape plan, and related documents for development of the Property for engineering and architectural review and written approval. The bridge and roadway plans shall be prepared by DAB/ses/HAB.agr 6 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 a registered civil engineer who may be the same firm as Participant's civil engineer. The landscaping and finish grading plans shall be prepared by a professional landscape architect who may be the same firm as Participant's landscape architect. During the preparation of all drawings and plans, staff of Agency and Participant shall hold regular progress meetings to coordinate the preparation 6f, submission to, and review of drawings, plans and related documents. The staff of Agency and Participant shall communicate and consult informally as frequently as is necessary to insure that the formal submittal of any documents to Agency can receive prompt and complete consideration. 4. [305] Cost of Construction The cost of developing the Property and constructing all Participant Improvements thereon shall be borne by Participant subject to the Agency loan provided for in Section 315. 5. [306] Construction Schedule Participant shall promptly begin and thereafter diligently prosecute to completion the construction of the Participant Improvements and the development of the Property. Participant shall begin and complete all construction and development of the Participant Improvements within the times specified in the..Schedule of Performance (Attachment No.3). Participant shall strictly conform to all time requirements and DAB/ses/HAB.agr 7 12 13 14 15 16 17 18 19 1 2 limitations set forth in this Agreement. The bidding and 3 selection process of a contractor for the project shall be 4 subject to prior approval of Agency. 5 6 6. [307] Bodily Injury and Property Damage Insurance 7 Participant shall defend, assume all 8 9 10 responsibility for and hold the Agency, the City, and their respective officers, agents and employ,es, harmless from, all claims or suits for, and damages to, property and injuries to 11 persons, including accidental death (including attorneys fees and costs), which may be caused by any of Participant's activities under this Agreement, whether such activities or performance thereof be by the Participant or anyone directly or indirectly employed or contracted with by Participant and whether such damage shall accrue or be discovered before or after termination of this Agreement. Participant shall take out and maintain a comprehensive liability and property damage pOlicy in the amount of One Million Dollars (Sl,OOO,OOO) combined single limit pOlicy, including contractual public liability, as shall protect 20 Participant, City and Agency from claims for such damages- until 21 22 23 24 25 26 27 28 two (2) years after the issuance of a Certificate of Completion for all of the Participant Improvements. Participant shall furnish a certificate of insurance countersigned by an authorized agent of the insurance carrier on a form of the insurance carrier setting forth the general provisions of the insurance coverage. This countersigned certificate shall name the City and Agency and their respective DAB/ses/HAB.agr 8 19 20 21 22 23 24 25 26 27 28 1 2 officers, agents, and employees as additional insureds under the 3 pOlicy. The certificate by the insurance carrier shall contain a 4 statement of obligation on the part of the carrier to notify City 5 and the Agency of any material change, cancellation or 6 termination of the coverage at least thirty (30) days in advance 7 of the effective date of any such material change, cancellation 8 or termination. Coverage provided hereunder by Participant shall 9 be primary insurance and not contributing with any insurance 10 maintained by Agency or City, and the policy shall contain such 11 an endorsement. The insurance pOlicy or the certificate of 12 insurance shall contain a waiver of subrogation for the benefit 13 of the City and Agency. 14 Participant shall also furnish or cause to be 15 furnished to Agency evidence satisfactory to Agency that any 16 contractor with whom it has contracted for the performance of 17 work on the Site or otherwise pursuant to this Agreement carries 18 workers' compensation insurance as required by law. 7. [308] City and Other Governmental Agency Permits Before commencement of the Participant Improvements or other construction or development of any buildings, structures or other works of improvement upon the Site, Participant shall, at its own expense, secure or cause to be secured any and all permits which may be required by the City or any other governmental agency affected by such construction, development or work. DAB/ses/HAB.agr 9 --- ... 1 2 8. [309] Rights of Access 3 For the purpose of assuring compliance with this 4 Agreement, representatives of Agency and the City shall have the 5 right of access to the Site, without charges or fees, at normal 6 construction hours during the period of construction for the 7 purposes of this Agreement, including, but not limited to, the 8 inspection of the work being performed in constructing the 9 improvements, so long as they comply with all safety rules. Such 10 representatives of Agency or of the City shall be those who are 11 so identified in writing by the Executive Director of Agency. 12 Agency shall hold the Participant harmless from any bodily injury 13 or related damages arising out of the activities of Agency and 14 the City as referred to in this Section 309 and resulting from 15 the gross negligence or willful misconduct of the City or Agency. 16 This Section 309 shall not be deemed to diminish or limit any 17 rights which the City or Agency may have by operation of law 18 irrespective of this Agreement. 19 9. [310] Local, State and Federal Laws 20 Participant shall carry out the construction of 21 the Participant Improvements and all related activities on the 22 Site in conformity with all applicable laws, including all 23 applicable federal and state labor standards; provided, however, 24 participant and its contractors, successors, assigns, 25 transferees, and lessees are not waiving their rights to contest 26 any such laws, rules or standards. Participant and its 27 contractors and sub-contractors shall pay prevailing wages to all 28 DAB/ses/HAB.agr 10 ~ ~ ~ ... 1 2 employees on the project. 3 4 10. [311] Antidiscrimination During Construction Participant, for itself and Successors and 5 assigns, agrees that in the construction of the improvements 6 provided for in this Agreement, Participant shall not 7 discriminate against any employee or applicant for employment 8 because of race, color, creed, religipn, age, sex, marital 9 status, handicap, national origin or ancestry. 10 B. [312] Taxes, Assessments, Encumbrances and Liens 11 Prior to issuance of a Certificate of Completion with 12 respect to all of the Participant Improvements pursuant to this 13 Agreement, Participant shall not place or allow to be placed on 14 the Site or any part thereof any mortgage, trust deed, 15 encumbrance or lien other than as expressly allowed by this 16 Agreement. Participant shall remove or have removed any levy or 17 attachment made on any of the Site or any part thereof, or 18 assure the satisfaction thereof within a reasonable time but in 19 any event prior to a sale thereunder. 20 C. [313] Prohibition Against Transfer of the~ite, the BUildings or Structures Thereon and ASSignment of Agreement 21 22 Prior to the issuance by the Agency of a Certificate 23 of Completion as to any building or structure, Participant shall 24 not, except as permitted by this Agreement, without the prior 25 written approval of Agency, make any total or partial sale, 26 transfer, conveyance, assignment or lease of whole or any part of 27 28 the Site or of the buildings or structures on the Site. This DAB/ses/HAB.agr 11 1 2 prohibition shall not be deemed to prevent a transfer expressly 3 permitted pursuant to Section 107 of this Agreement, or the 4 granting of temporary or permanent easements or permits to 5 facilitate the development of the Site. 6 7 D. [314] Loan Agreement: Deed of Trust 1. [315] Loan Agreement 8 Agency and Participant $hall enter into a Loan \ 9 Agreement in the form of Attachment No. 6 by which Agency shall 10 loan Participant an amount not to exceed $1.5 Million for the 11 construction of Participant Improvements. Said loan shall be at 12 an interest rate of 9% with interest only payments quarterly for 13 five years from the completion of improvements as evidenced by 14 the issuance of the Certificate of Completion as provided in 15 Section 324. Participant shall be entitled to draw on the loan 16 proceeds in 1/3 increments upon recommendation by the Executive 17 Director that 1/3 of the project has been completed and approval 18 by the Community Development Commission. From each 1/3 19 disbursement Agency shall withhold 10% which amount shall only be 20 disbursed to Participant upon evidence of the payment or 21 satisfaction of all indebtedness relating to the project, 22 including payrolls and bills for materials and equipment (or that 23 with the remaining funds such payment or satisfaction will be 24 achieved), that might subject the Site or Agency to liability. 25 At the option of the Agency it may pay the retained proceeds 26 directly to the holders of any such indebtedness with such 27 payments becoming part of the loaned proceeds. 28 DAB/ses/HAB.agr 12 16 17 18 19 20 21 22 23 24 25 26 27 28 1 2 2. [316] Deed of Trust 3 To secure said loan, Participant shall execute a 4 Deed of Trust in the form of Attachment No.7. Said Deed of 5 Trust shall provide for partial releases of the affected Site 6 based on 150% proportionate payments. 7 E. [317] Mortgage, Deed of Trust, Sale and Lease-Back Financing; Rights of Holders 8 9 1. [318] No Encumbrances 'Except Mortgages, Deeds of Trust, or Sale and Lease-Back for Development Except as otherwise provided in this Agreement, 10 11 12 13 14 mortgages, deeds of trust and sales and leases-back are to be permitted before completion of the construction of the 15 Participant Improvements, but only for the purpose of securing loans of funds to be used for financing the construction of the Participant Improvements or other improvements on the Site, and any other purposes necessary and appropriate in connection with development under this Agreement, and only if the instruments effecting such mortgages, deeds of trust and sales and leases- back contain the provisions of Sections 321 and 322 of:this Agreement. Participant shall notify Agency in advance of any mortgage, deed of trust or sale and lease-back financing. The words "mortgage" and "trust deed" as used hereinafter shall include sale and lease-back. Participant shall not enter into any such conveyance for financing without the prior written approval of Agency., which approval Agency agrees to give if any such conveyance for financing is given to a bank, savings and loan association, or other similar lending institution and such DAB/ses/HAB.agr 13 -- 17 18 -- -- -- .. - ,.. 1 2 lender shall be deemed approved unless rejected in writing by the 3 Agency within fifteen (15) days after written notice thereof is 4 received by the Agency. The form of approval by Agency shall be 5 in writing which references this Section 318, executed by the 6 Executive Director of the Agency. 7 8 9 2. [319] Holder Not Obligated to Construct Improvements The holder of any mortgage or deed of trust authorized by this Agreement shall not be obligated by the 10 11 12 13 14 15 16 provisions of this Agreement to construct or complete the Participant Improvements or to guarantee such construction or completion. Nothing in this Agreement shall be deemed to construe, permit or authorize any such hOlder to devote the Site to any uses or to construct any improvements thereon, other than those uses or Participant Improvements provided for or authorized by this Agreement. 3. [320] Notice of Default to Mortgagee or Deed or Trust HOlders; Right to Cure 19 With respect to any mortgage or deed of trust 20 granted by Participant as provided herein, whenever Agency-shall 21 deliver any notice or demand to Participant with respect to any 22 breach or default by Participant in completion of construction of 23 the Participant Improvements, Agency shall at the same time 24 deliver to each holder of record of any mortgage or deed of trust 25 authorized by this Agreement a copy of such notice or demand. 26 Each such holder shall (insofar as the rights of Agency are 27 concerned) have the right, at its Option, within thirty (30) days 28 DAB/ses/HAB.agr 14 - 20 21 22 23 24 25 26 27 28 -- - .. - -- ... 1 2 after the receipt of the notice, to cure or remedy or commence to 3 cure or remedy any such default and to add the cost thereof to 4 the mortgage debt and the lien of its mortgage. Nothing 5 contained in this Agreement shall be deemed to permit or 6 authorize such holder to undertake or continue the construction 7 or completion of the Participant Improvements (beyond the extent 8 necessary to conserve or protect the Par~icipant Improvements or 9 construction already made) without first having expressly assumed 10 the Participant's obligations to Agency by written agreement 11 satisfactory to Agency. The hOlder, in that event, must agree to 12 complete, in the manner provided in this Agreement, the 13 Participant Improvements to which the lien or title of such 14 holder relates, and submit evidence satisfactory to Agency that 15 it has the qualifications and financial responsibility necessary 16 to perform such obligations. Any such holder prOperly completing 17 such Participant Improvements shall be entitled, upon compliance 18 with the requirements of Section 324 of this Agreement, to a 19 Certificate of Completion (as therein defined). 4. [321] Failure of Holder to Compiete Improvements In any case where, thirty (30) days after default by the Participant in completion of construction of Participant Improvements under this Agreement, the hOlder of any mortgage or deed of trust creating a lien or encumbrance upon the Site or any part thereof has not exercised the option to construct, or if it has exercised the option and has not proceeded diligently with construction, Agency may purchase the mortgage or deed of trust DAB/ses/HAB.agr 15 1 2 by payment to the holder of the amount of the unpaid mortgage or 3 deed of trust debt, including principal and interest and all 4 other sums secured by the mortgage or deed of trust. If the 5 ownership of the Site or any part thereof has vested in the 6 holder, Agency, if it so desires, shall be entitled to a 7 conveyance from the holder to Agency upon payment to the hOlder 8 of an amount equal to the sum of the fOllowing: 9 a. The unpaid mortgage or deed of trust debt at the time 10 title became vested in the hOlder (less all 11 appropriate credits, including those resulting from 12 collection and application of rentals and other income 13 received during foreclosure proceedings); 14 b. All expenses with respect to foreclosure; 15 c. The net expense, if any (exclusive of general 16 overhead), incurred by the holder as a direct result 17 of the subsequent management of the Site or part 18 thereof; 19 d. The costs of any Participant Improvements made by. such 20 holder; and 21 e. An amount equivalent to the interest that would have 22 accrued on the aggregate of such amounts had all such 23 amounts become part of the mortgage or deed of trust 24 debt and such debt had continued in existence to the 25 date of payment by Agency; less 26 f. Any income derived by the lender from operations 27 conducted on the Site (the receipt of principal and 28 DAB/ses/HAB.agr 16 17 18 19 1 2 interest payments in the ordinary course of business 3 shall not constitute income for the purposes of this 4 subsection (f)). 5 The foregoing portion of this Section 321 shall 6 be in addition to and shall not limit rights or remedies 7 available to Agency by virtue of its ownership of the Site. 8 9 10 5. [322] Right of the Agency to Cure Mortgage or Deed of Trust Default In the event of a mortgage or deed of trust 11 default or breach by Participant prior to the completion of any part thereof and the holder of any mortgage or deed of trust has 12 13 14 not exercised its option to construct, Agency may cure the default. In such event, Agency shall be entitled to 15 reimbursement from Participant of all proper costs and expenses 16 incurred by Agency in curing such default, and such costs and expenses shall be included as part of the loan proceeds under Section 315. F. [323] Right of Agency to Satisfy Other Liens on the Site 20 Prior to the completion of construction or the 21 Participant Improvements, and after Participant has had written 22 notice and has failed after a reasonable time, but in any event 23 not less than fifteen (15) days, to challenge, cure, adequately 24 bond against, or satisfy any liens or encumbrances on the Site 25 which are not otherwise permitted under this Agreement, Agency 26 shall have the right but no obligation to satisfy any such liens 27 or encumbrances and to include the cost thereof as part of the 28 DAB/ses/HAB.agr 17 1 2 loan proceeds under Section 315. 3 G. [324] Certificate of Completion 4 Promptly after completion of all Participant 5 Improvements in conformity with this Agreement, Agency shall 6 furnish Participant with a Certificate of Completion (Attachment 7 No.5) upon written request therefor by Participant. Agency 8 shall not unreasonably withhold any such Certificate of 9 Completion. The Executive Director may execute such Certificate 10 of Completion on behalf of Agency. Such Certificate of 11 Completion shall be a conclusive determination of satisfactory 12 completion of the construction required by this Agreement upon 13 the Site and the Certificate of Completion shall so state. 14 Agency may also furnish Participant with a Certificate of 15 Completion for portions of the improvements upon the Site as they 16 are properly completed and ready to use if Participant is not in 17 default under this Agreement. After recordation of such 18 Certificate of Completion, any party then owning or thereafter 19 purchasing, leasing or otherwise acquiring any interest in the 20 Site or the Participant Improvements shall not (because of such 21 ownership, purchase, lease or acquisition), incur any obligation 22 or liability under this Agreement except that such party shall be 23 bound by any covenants contained in the documents establishing 24 covenants on the Site in accordance with the provisions of 25 Section 401 of this Agreement which shall be applicable according 26 to its terms. 27 If the Agency refuses or fails to furnish a 28 DAB/ses/HAB.agr 18 - DAB/seS/HAB.agr 19 ~ .... - ~ -- 1 3 the City of San Bernardino. 2 Engineer. Such grant shall be on a form in a manner approved by 4 G. [325] Conditions, Covenants and Restrictions 5 Prior to the issuance of the Certificate of Completion 6 Participant shall prepare, and fOllowing approval by Agency shall 7 record conditions, covenants and restrictions affecting the Site 8 which shall, among other things, conta~n the nondiscrimination 9 provisions of Section 401, and shall require every grantee, 10 vendee under contract of sale, or lessee of all or any 11 undeveloped portion of the Site to enter into a Development 12 Agreement with the Redevelopment Agency. The execution of such 13 Agreement shall be a condition precedent to any such deed, 14 contract of sale or lease. Any such deed, contract of sale, or 15 lease given without such Development Agreement may be set aside 16 by the recordation of a Certificate of such failure by the 17 Redevelopment Agency. 18 III. [400] USE OF THE SITE 19 A. [401] Uses 20 - Participant covenants and agrees for itself: its 21 successors, its assigns, and every successor in interest to the 22 Site or any part thereof, that during construction and 23 thereafter, Participant and such successors and such assignees, 24 shall devote the Site to the uses specified in the Redevelopment 25 Plan as may be amended from time to time for the periods of time 26 specified therein. The Participant further covenants and 27 warrants that Participant shall develop improvements on the Site 28 DAB/ses/HAB.agr 20 .... ~ - ... 1 2 in accordance with the Scope of Development (Attachment NO.4). 3 Participant covenants to develop and operate the Site (or cause 4 it to be operated) in conformity with all applicable laws. The 5 foregoing covenants shall run with the land. 6 Participant covenants by and for itself and any 7 successors in interest that there shall be no discrimination 8 against or segregation of any person or group of persons on 9 account of race, color, creed, religion, sex, marital status, 10 age, handicap, national origin or ancestry in the sale, lease, 11 sublease, transfer, use, occupancy, tenure or enjoyment of the 12 Site, nor shall Participant itself or any person claiming under 13 or through it establish or permit any such practice or practices 14 of discrimination or segregation with reference to the selection, 15 location, number, use or occupancy of tenants, lessees, 16 subtenants, sublessees or vendees of the Site. The foregoing 17 covenants shall run with the land. 18 Participant shall refrain from restricting the rental, 19 sale or lease of the Site on the basis of race, color, c~eed, 20 religion, sex, marital status, handicap, national origin or 21 ancestry of any person. All such deeds, leases or contracts 22 shall contain or be subject to substantially the fOllowing 23 nondiscrimination or non-segregation clauses: 24 1. In deeds: "The grantee herein covenants by and for 25 himself or herself, his or her heirs, executors, 26 administrators and assigns, and all persons claiming 27 under or through them, that there shall be no 28 DAB/seS/HAB.agr 21 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 2. discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee himself or herself or any person claiming, under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land." In leases: "The lessee herein covenants by and for himself or herself, his or her heirs, executors, administrators and assigns, and all persons claiming under or through him or her, and this lease is made and accepted upon and subject to the fOllowing conditions: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, handicap, age, ancestry or national origin in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the premises herein leased nor shall the lessee himself or herself, or any person DAB/ses/HAB.agr 22 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or Occupancy of tenants, lessees, sub1essees, subtenants or vendees in the premises herein leased." 3. In contracts: "There shall be no discrimination against or segregation of, ariy person, or group of persons on account of race, color, creed, religion, sex, marital status, age, handicap, ancestry or national origin, in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the premises, nor shall the transferee himself or herself or any person claiming under or through him or her, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the premises." __ B. [402] Maintenance of the Site Participant shall maintain the Participant Improvements and all other improvements on the Site and shall keep the Property free from any accumulation of debris or waste materials. Participant further agrees to maintain the Site in a neat and attractive manner until construction of the improvements DAB/ses/HAB.agr 23 1 2 described in this Agreement is complete so as not to, in the 3 reasonable determination of an appropriate officer of the City, 4 be a public nuisance, or be detrimental to the health, safety and 5 welfare, or impair value of property within one thousand (1,000) 6 feet of the Site, and agrees that in the event Participant fails 7 to do so, Agency may enter upon the Site for the purposes of 8 performing necessary and desirable maint~nance, that Participant , 9 will be responsible for the cost of any such maintenance 10 undertaken by Agency, which shall be paid within thirty (30) days 11 after receipt by Participant of written demand therefor. 12 Participant agrees to prepare and record Covenants, Conditions 13 and Restrictions approved by Agency, consistent with this Section 14 402 including the maintenance responsibilities outlined in this 15 Agreement which may not be amended nor revoked without the 16 approval of Agency. 17 Participant shall also maintain the landscaping 18 required to be planted under the Scope of Development (Attachment 19 NO.4) in a healthy condition. If, at any time, Participant 20 fails to maintain said landscaping, and said condition i~ not 21 corrected after expiration of thirty (30) days from date of 22 written notice from Agency, Agency may perform the necessary 23 landscape maintenance and Participant shall pay such costs as are 24 reasonably incurred for such maintenance. 25 Issuance of a Certificate of Completion by Agency 26 shall not affect Participant's obligations under this Section. 27 28 DAB/ses/HAB.agr 24 1 2 C. [403] Rights of Access 3 Agency, for itself and for the City and other public 4 agencies, at their sole risk and expense, reserves the right to 5 enter the Site or any part thereof at all reasonable times for 6 the purpose of construction, reconstruction, maintenance, repair 7 or service of any public improvements or public facilities 8 located on the Site. Any such entry sh~ll be made only after 9 reasonable notice to Participant, and Agency shall indemnify and 10 hold Participant harmless from any costs, claims, damages or 11 liabilities pertaining to any entry. This Section 403 shall not 12 be deemed to diminish or limit any rights which the City or 13 Agency may have by operation of law irrespective of this 14 Agreement. 15 16 D. [404] Effect of Violation of the Terms and PrOVisions of this Agreement After Completion of Construction 17 The covenants established in this Agreement and the 18 deeds shall, without regard to technical classification and 19 designation, be binding for the benefit and in favor of Agency, 20 its successors and assigns, as to those covenants which are for 21 its benefit. The covenants contained in this Agreement shall 22 remain in effect until the termination date of the Redevelopment 23 Plan. The covenants against racial discrimination shall remain 24 in perpetuity. 25 Agency is deemed the beneficiary of the terms and 26 provisions of this Agreement and of the covenants running with 27 the land, for and in its own rights and for the purposes of 28 DAB/ses/HAB.agr 25 1 2 protecting the interests of the community and other parties, 3 public or private, in whose favor and for whose benefit this 4 Agreement and the covenants running with the land have been 5 provided. The Agreement and the covenants shall run in favor of 6 Agency, without regard to whether Agency has been, remains or is 7 an owner of any land or interest therein in the Site or in the 8 Project Area. Agency shall have the right, if the Agreement or 9 covenants are breached, to exercise all rights and remedies, and 10 to maintain any actions or suits at law or in equity or other 11 proper proceedings to enforce the curing of such breaches to 12 which it or any other beneficiaries of this Agreement and 13 covenants may be entitled. 14 V. [500] GENERAL PROVISIONS 15 16 A. [501] Notices, Demands and Communications Between the Parties 17 Written notices, demands and communications between 18 19 Agency and Participant shall be sufficiently given if delivered by hand (and a receipt therefor is obtained or is refused to be - given) or dispatched by registered or certified mail, postage 20 prepaid, return receipt requested, to the principal offices of 21 22 23 24 25 26 27 28 Agency and Participant. Such written notices, demands and communications may be sent in the same manner to such other addresses as such party may from time to time designate by mail as provided in this Section 501. Any written notice, demand or communication shall be deemed received immediately if delivered by hand and shall be deemed received on the tenth day from the date it is postmarked DAB/ses/HAB.agr 26 21 22 23 24 25 26 27 28 1 2 if delivered by registered or certified mail. 3 B. [502] Conflicts of Interest; Nonliability 4 No member, official or employee of Agency shall have 5 any personal interest, direct or indirect, in this Agreement. No 6 member, official or employee shall participate in any decision 7 relating to the Agreement which affects his personal interests or 8 the interests of any corporation, partne~ship or association in 9 which he is directly or indirectly interested. No member, 10 official or employee of Agency shall be perSonally liable to 11 Participant, or any successor in interest, in the event of any 12 default or breach by Agency or Participant, or for any amount 13 which may become due to Participant or its successor or on any 14 obligations under the terms of this Agreement. 15 Participant represents and warrants that it has not 16 paid or given, and shall not payor give, any third party any 17 money or other consideration for obtaining this Agreement. 18 19 20 C. [503] Enforced Delay; Extension of Times of Performance In addition to specific provisions of this Agre~ment, performance by either party hereunder shall not be deemed to be in default, and all performance and other dates specified in this Agreement shall be extended, where delays or defaults are due to: war; insurrection; floods; earthquakes; fires; casualties; acts of God; acts of the public enemy; freight embargoes; governmental restrictions or priority; litigation; unusually severe weather; acts or omissions of another party; acts or failures to act of the City of San Bernardino or any other public DAB/ses/HAB.agr 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 or governmental agency or entity (other than the acts or failures to act of Agency which shall not excuse performance by Agency); or any other causes beyond the control or without the fault of the party Claiming an extension of time to perform. Notwithstanding anything to the contrary in this Agreement, an extension of time for any such cause shall be for the period of the enforced delay and shall commence to ~un from the time of the commencement of the cause, if notice by the party Claiming such extension is sent to the other party within thirty (30) days of the commencement of the cause. Times of performance under this Agreement may also be extended in writing by the mutual agreement of Agency and Participant. Participant is not entitled pursuant to this Section 503 to an extension of time to perform because of past, present, or future difficulty in obtaining suitable temporary or permanent financing for the development of the Site. D. [504] Inspection of Books and Records Agency has the right at all reasonable times to inspect the books and records of Participant pertaining to the Site as pertinent to the purposes of this Agreement. Participant has the right at all reasonable times to inspect the public records of Agency pertaining to the Property as pertinent to the purposes of the Agreement. VI. [600] DEFAULTS AND REMEDIES A. [601] Defaults - - General Subject to the extensions of time set forth in Section DAB/ses/HAB.agr 28 ~ - 1 2 503, failure or delay by any party to perform any term or 3 provision of this Agreement constitutes a default under this 4 Agreement. The party who so fails or delays must immediately 5 commence to cure, correct, or remedy such failure or delay, and 6 shall complete such cure, correction or remedy with diligence. 7 The injured party shall give written notice of default 8 to the party in default, specifying the default complained of by 9 the injured party. Except as required to protect against further 10 damages, and except for Sections 319 and 321 of this Agreement, 11 the injured party may not institute proceedings against the party 12 in default until thirty (30) days after giving such notice. 13 Failure or delay in giving such notice shall not constitute a 14 waiver of any default, nor shall it change the time of default. 15 B. [602] Legal Actions 16 1. [603] Institution of Legal Actions 17 In addition to any other rights or remedies 18 hereunder, Agency or Participant may institute legal action to 19 cure, correct or remedy any default, to recover damages for any 20 default, or to obtain any other remedy consistent with the 21 purpose of this Agreement. Any legal actions initiated pursuant 22 to this Agreement or otherwise with respect to its subject matter 23 must be instituted in the Superior Court of the County of San 24 Bernardino, State of California, in an appropriate municipal 25 court in that county, or in the Federal District Court in the 26 Central District of California, as appropriate. 27 28 DAB/ses/HAB.agr 29 .. - 1 2 2. [604] Applicable Law 3 The laws of the State of California shall govern 4 the interpretation and enforcement of this Agreement. 5 3. [605] Acceptance of Service of Process 6 In the event that any legal action is commenced 7 by Participant against Agency, service of process on Agency shall 8 be made by personal service upon the !xecutive Director or in 9 such other manner as may be provided by law. 10 In the event that any legal action is commenced 11 by any party against Participant, service of process on such 12 party shall be made by personal service upon PartiCipant or in 13 such other manner as may be provided by law, and shall be valid 14 whether made within or without the State of California. 15 C. [606] Rights and Remedies Are Cumulative 16 Except as otherwise expressly stated in this 17 Agreement, the rights and remedies of the parties are cumulative, 18 and the exercise by any party of one or more of such rights or 19 remedies shall not preclude the exercise by it, at the same or - 20 different times, of any other rights or remedies for the- same 21 default or any other default by any other party. 22 D. [607] Inaction Not a Waiver of Default 23 Any failures or delays by any party in asserting any 24 of its rights and remedies as to any default shall not operate as 25 a waiver of any default or of any such rights or remedies, or 26 deprive any party of its right to institute and maintain any 27 actions or proceedings which it may deem necessary to protect, 28 DAB/ses/HAB.agr 30 1 2 assert or enforce any such rights or remedies. 3 4 E. [608] Remedies and Rights of Termination 1. [609] Damages 5 Prior to the recordation of a Certificate of 6 Completion with respect to all of the Participant Improvements, 7 if either Participant or Agency defaults with regard to any of 8 the provisions of this Agreement, the non-defaulting party shall 9 serve written notice of such default upon the defaulting party. 10 If the default is not cured by the defaulting party within thirty 11 (30) days after service of the notice of default, the defaulting 12 party shall be liable to the other for any damages caused by such 13 default. 14 2. [610] Action for Specific Performance 15 If either Participant or Agency defaults under 16 any of the provisions of this Agreement prior to the recordation 17 of a Certificate of Completion for the Participant Improvements 18 to be made thereon, the non-defaulting party shall serve written 19 notice of such default upon the defaulting party with a copy to 20 the remaining party. If the default is not commenced to be-cured 21 by the defaulting party within thirty (30) days after service of 22 the notice of default, the non-defaulting party at its option may 23 institute an action for specific performance of the terms of this 24 Agreement. 25 26 VII. [700] SPECIAL PROVISIONS A. [701] 27 28 Submission of Documents to Agency for Approval. Whenever this Agreement requires Participant to submit DAB/ses/HAB.agr 31 1 2 plans, drawings or other documents to Agency for approval, which 3 shall be deemed approved if not acted on by Agency within the 4 specified time, said plans, drawings or other documents shall be 5 accompanied by a letter stating that they are being submitted and 6 will be deemed approved unless rejected by Agency within the 7 stated time. If there is not a time specified herein for such 8 Agency action, Participant may submit a ,letter requiring Agency 9 approval or rejection of documents within thirty (30) days after 10 submission to Agency or such documents shall be deemed approved. 11 B. [702] Successors In Interest 12 The terms, covenants, conditions and restrictions of 13 this Agreement shall extend to and shall be binding upon and 14 inure to the benefit of the heirs, executors, administrators, 15 successors and assigns of Participant. 16 Upon the termination of the restrictions imposed by 17 Section 107 of this Agreement, which terminate upon the issuance 18 by Agency of a Certificate of Completion with respect to all of 19 the Participant Improvements pursuant to this Agreement, all of - 20 the terms, covenants, conditions and restrictions of-this 21 Agreement which do not terminate upon the issuance of such 22 Certificate of Completion shall be deemed to be, and shall, 23 constitute terms, covenants, conditions and restrictions running 24 with the land. 25 VIII. [800] ENTIRE AGREEMENT, WAIVERS 26 This Agreement is executed in two (2) duplicate originals, 27 each of which is deemed to be an original. This Agreement 28 DAB/ses/HAB.agr 32 . 1 2 includes pages 1 through 36 and Attachments 1 through 7, which 3 constitute the entire understanding and agreement of the 4 parties. 5 No private entity shall be deemed to be a third party 6 beneficiary with respect to any provisions of this Agreement. 7 This Agreement integrates all of the terms and 8 conditions mentioned herein or incidental, hereto, and supersedes 9 all negotiations or previous agreements among the parties or 10 their predecessors in interest with respect to all or any part of 11 the subject matter hereof. 12 All waivers of the provisions of this Agreement must 13 be in writing by the appropriate authorities of Agency and 14 Participant, and all amendments hereto must be in writing by the 15 appropriate authorities of Agency and Participant. 16 Each individual signing below represents and warrants 17 that he has the authority to execute this Agreement on behalf of 18 and bind the party he purports to represent. 19 IX. [900] TIME FOR ACCEPTANCE OF AGREEMENT BY AGENCY 20 This Agreement, when executed by Participant and delivered 21 to Agency, must be authorized, executed and delivered by Agency 22 on or before thirty (30) days after signing and delivery of this 23 Agreement by Participant or this Agreement shall be void, except 24 to the extent that Participant shall consent in writing to a 25 further extension of time for the authorization, execution and 26 delivery of this Agreement. The date of this Agreement shall be 27 the date when it shall have been signed by the Agency as 28 DAB/ses/HAB.agr 33 .. - 1 2 evidenced by the date first above shown. 3 IN WITNESS WHEREOF, Agency, and Participant have executed 4 this Agreement on the day and date first above shown. 5 "Agency" 6 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO 7 8 By: 9 Executive Director 10 APPROVED AS TO PROGRAM: 11 12 By: Redevelopment Manager 13 14 APPROVED AS TO FORM AND LEGAL CONTENT: 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Agency Counsel "Participant" H.A.B. DEVELOPMENT CORPORATION By: Its: President By: Its: DAB/ses/HAB.agr 34 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 . - 1 2 STATE OF CALIFORNIA ) )ss. ) 3 4 COUNTY OF SAN BERNARDINO 5 On this day of , in the year , before me, the undersigned, a Notary Public in and for 6 the State of California, personally appeared Robert J. Temple personally known to me (or proved to me on the basis of 7 satisfactory evidence) to be the person who executed this instrument as the Executive Director of the REDEVELOPMENT AGENCY 8 OF THE CITY OF SAN BERNARDINO and acknowledged to me said Agency executed it. ' 9 Signature of Notary Public (SEAL) DAB/ses/HAB.agr 35 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 ~ 1 2 STATE OF CALIFORNIA ) )ss. ) 3 COUNTY OF SAN BERNARDINO 4 On before me, the undersigned, a Notary Public in and for said State, perSOnally appeared , personally known to me or proved to me on the basis of satisfactory evidence to be the person who executed the within instrument as the President and the of the corporation that executed the within instrument, and acknowledged to me that such corporation ~xecuted the same. WITNESS my hand and official seal. (SEAL) DAB/ses/HAB.agr 36 .. "" ""' .---- -- ATTACHMENT NO. 2 LEGAL DESCRIPTION DAB/seS/HAB.agr - .. 'WI ...... - ATTACHMENT NO. 3 SCHEDULE OF PERFORMANCE 1. Execution of Agreement by Agency. Agency shall approve and execute this Agreement, and shall deliver one (1) copy thereof to Participant. 2. Obtain Design Review Approval. Agency and City approve Design Concept Drawings and right-of-way alignment (sufficient time should be allowed for possible initial denial by either Agency or City). 3. Obtain Bidding and Selection of Contractor Process Approval. Agency approves process for bidding and selection of contractor as required by Section 316. 4. Submit Completed Construction and grading plans. Participant will submit completed construction and grading plans and all other plans and documents required by Section 304. DAB/ses/HAB.agr Not later than thirty (30) days after the date of execution and submission of two (2) copies of this Agreement to Agency by Participant. Not 1at~r than ninety (90) days a~ter the effective date of this Agreement. Not later than one hundred twenty (120) days after the effective date of this Agreement. Not later than one hundred eighty (180) days after the effective date of this Agreement. Page 1 of 2 - .. 5. Obtain 'Plan check approval, obtain bUilding permits and commence construction, Participant shall obtain necessary plan check approval, obtain all building permits and begin construction. 6. Complete Construction Participant shall complete construction and obtain a Certi- ficate of Completion. DAB/ses/HAB.agr .... - .. - Not later than two hundred seventy (270) days after the effective date of this Agreement. Not later than four hundred fifty (450) days from th~ effective date of this Agreement. Page 2 of 2 ... ATTACHMENT NO. 4 SCOPE OF DEVELOPMENT I. GENERAL DESCRIPTION The Site is specifically delineated on the Site Map (Attachment No.1) and the Legal Description (Attachment NO.2) pursuant to Section 103 of this Agreement. II. DEVELOPMENT Participant shall develop the Site with t,wo bridges crossing Cable Creek and the concrete flood control cpannel southerly of the Site and roadways connecting Industrial Parkway and Hallmark Parkway all to specifications of the City of San Bernardino. Such development shall include curbs, gutters, sidewalks and facilities for underground electrical power, water, sewer, telephone, cable TV, natural gas and such other utilities as designated by the City Engineer. Participant shall complete all of the improvements set forth in this Scope of Development (Attachment NO.4) to be constructed in one phase. All of the improvements to be provided by the Participant on the Site constitute the "Basic Participant Improvements." The Basic Participant Improvements and all those off-site improvements, which are required in connection with this development (if any), and which are required to be provided by the Participant (the "Off-Site Improvements") together constitute the "Participant Improvements". The Participant shall commence and complete the Participant Improvements by the respective times established therefor in the Schedule of Performance (Attachment No.3). III. DEVELOPMENT STANDARDS The Participant Improvements shall be developed in accordance with City specifications and requirements of the City Engineer and the following development standards. A. Landscaping. The Participant shall provide and maintain landscaping within the public rights-of-way and the proposed public rights-of-way and within setback area along all street frontages and conforming with the Design Concept Drawings as approved by Agency. Landscaping shall consist of trees, shrubs and installation of an automatic irrigation system adequate to maintain such plant material. The type and size of trees to be planted, together Page 1 of 3 DAB/seS/HAB.agr with a landscaping plan, shall be subject to approval by the City's Planning Department prior to planting. B. Utili ties. Sewer, drainage and utility lines, conduits or systems shall not be constructed or maintained above the ground level of the Site unless such installations are within approved enclosed structures, and shall conform to requirements of the City of San Bernardino or other applicable governmental or private agency having jurisdiction of the work. Storm drainage for all hard surfaced areas shall be drained or may be sheet flowed to storm sewers. No drainage shall flow across public sidewalks. All non polluted waste water, such as waste air conditioning water, shall be drained to the storm or sanitary drainage systems as permitted by local codes. ~ IV. PUBLIC IMPROVEMENTS AND UTILITIES Participant, at its own cost and expense, shall provide or cause to be provided the fOllowing public improvements within the time set forth for the completion of the Participant Improvements in the Schedule of Performance (Attachment NO.3): 1. Improvement as required by the City by resurfacing, rebuilding or new construction of the existing streets, alleys or other public rights-of-way (including catch basins, curbs and gutters, drive and curb cuts, and drives between the property line of the Site and the public rights-of-way) traversing the Site on the alignment approved by the City Engineer. No street widening is anticipated in connection with the Property. 2. Installation of street lighting, signs and fire hydrants in connection with the Site as may be required. 3. Installation of public sidewalks along the frontage of the roadway traversing the Site or within the rights- of-way lines of such public streets, and appropriate street landscaping which Agency or City might require. 4. Installation or relocation by the public utility companies of such sewers, drains, water and gas distribution lines, electric, telephone and telegraph lines, and all other public utility lines, installations and facilities as are necessary to be installed or. relocated on or in connection with the Site by reason of the redevelopment contemplated by the Redevelopment Plan and the development of the Page 2 of 3 DAB/ses/HAB.agr ... ~ - Site. Agency shall not be responsible for, nor bear any portion of the cost of, installing the necessary utility connections within the boundaries of the Site between the improvements to be constructed by Participant and the water, sanitary sewer, and storm drains, mains or other public utilities owned by the City or by any public utility company within or without such boundaries, or electric, gas, telephone or other public lines owned by a public utility company within or without such boundaries, and Participant shall secure any permits required for any such installation without expense to Agency. Those of the improvements required to be provided pursuant to this Part IV of the Scope of Development (Attachment NO.4) which are located off the Site described in Attachment No. 1 constitute the "Off-Site Improvements." V. DEMOLITION AND SOILS Participant assumes all responsibility for surface and subsurface conditions at the Site, and the suitability of the Site for the Participant Improvements. If the surface and subsurface conditions are not entirely suitable for such development and use, Participant shall at its cost take all actions necessary to render the Site entirely suitable for such development. Participant has undertaken all investigation of the Site it has deemed necessary and has not received or relied upon any representations of Agency, the City, or their respective officers, agents and employees. Participant shall undertake at its cost all demolition required in connection with the development of Participant Improvements. Page 3 of 3 DAB/ses/HAB.agr ... ~ .. ATTACHMENT NO. 5 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: ) ) ) ) ) ) ) ) ) [Space above for Recorder.] \ CERTIFICATE OF COMPLETION FOR CONSTRUCTION AND DEVELOPMENT WHEREAS, pursuant to that certain Owner's Participation Agreement entered into between the Agency, and H.A.B. Development Corporation, a California Corporation ("Participant") dated as of ("OPA"), the Participant is entitled to the issuance of a Certificate of Completion upon the completion of those improvements required by the OPA to be developed by the Participant (the "Participant Improvements"); and WHEREAS, such certificate shall be conclusive determination of satisfactory completion of the construction required by the OPA; and WHEREAS, the Agency has conclusively determined that the construction on the above described real property required by the OPA has been satisfactorily completed; / / / / / / / / / / / / / / / / / / / / / / / / Page 1 of 4 DAB/ses/HAB.agr .... ~ ,.r NOW THEREFORE, 1. The Agency does hereby certify that the construction of the Participant Improvements has been fully and satisfactorily performed and completed. 2. Nothing contained in this instrument shall modify in any other way other provisions of the Agency Deed or the DDA. All executory obligations of the Participant pursuant to the DDA shall ~~main in full force and effect. IN WITNESS WHEREOF, the Agency has executed this certificate this day of , 19___. REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO By: Executive Director Page 2 of 4 DAB/ses/HAB.agr . STATE OF CALIFORNIA ) )SS. COUNTY OF SAN BERNARDINO ) On this day of , 19 before me, the undersigned, a Notary Public in and for-slaid State, personally appeared , known to me (or proved to me on the basis of satisfactory evidence) to be the person who executed this instrument as the Executive Director of the Redevelopment Agency of the City of San Bernardino and acknowle4ged to me that the Redevelopment Agency of the City of San Berna~dino executed it. Signature of Notary Public SEAL Page 3 of 4 DAB/ses/HAB.agr EXHIBIT 1 That certain parcel of land in the City of San Bernardino, County of San Bernardino, State of California, described as follows: Page 4 of 4 DAB/ses/HAB.agr ATTACHEMENT NO. 6 Deed of trust with assignment of rent Deed of trust made on , 1990, by H.A.B. Development Corporation, a California Corporation, hereinafter called trustor, whose address is 10700 Jersey Blvd., Suite 450, P.O. Box 338, Rancho Cucamonga, CA 91730 to First American Title Insurance Company, a California Corporation~ hereinafter referred to as trustee, whose business address is in favor of the Redevelopment Agency of the City of San Bernardino, hereinafter referred to as beneficiary, whose business address is 300 North "D" Street, City Hall, San Bernardino, CA 92418. Trustor irrevocably grants, transfers, and assigns to trustee in trust, with power of sale, all that property, including all easements and rights of way used in connection therewith or as a means of access thereto, in the City of San Bernardino, County of San Bernardino, State of California, described as follows: Together with the rents, issues, and profits thereof, subject however to the right reserved by trustor in Paragraph B- 16 hereof to collect and apply such rents, issues, and profits, prior to any default hereunder; For the purpose of securing payment of the indebtedness evidenced by a promissory note executed by trustor, dated 1990, in the principal sum of One Million, Five Hundred Thousand Dollars ($1,500,000.00), payable to beneficiary Page 1 of 14 1 -- or order, and each extension thereof; and performance of each agreement of trustor incorporated herein by reference or contained herein. A. To protect the security of this deed of trust, trustor agrees: 1. To maintain the property in good condition and repair; - not to remove or demolish any building or improvement thereon; to complete promptly in workmanlike manner any improvement hereafter constructed thereon and to restore promptly in workmanlike manner any improvement thereon that is damaged or destroyed, and to pay when due all costs incurred therefor or in connection therewith; to comply with all laws,. ordinances, regulations, covenants, conditions, and restrictions affecting the property; not to commit or permit any waste thereof or any act upon the property in violation of law or of covenants, conditions, or restrictions affecting the property. 2. To appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of beneficiary or trustee; and also, if at any time beneficiary or trustee is a party to or appears in any such action or proceeding, or in any action or proceeding to enforce any obligation hereby secured, to pay all cost and expenses paid or incurred by them or either of them in connection therewith, including, but not limited to, cost of evidence of title and attorneys' fees in a reasonable sum. 3. To pay (a) at least 10 days before delinquency, all Page 2 of 14 taxes and assessments affecting the property, all assessment upon water company stock, and all rents, assessments, and charges for water appurtenant to or used in connection with the property; (b) when due, all encumbrances, charges, and liens, with interest, on the property or any part thereof, which appear to be prior or superior hereto; and (c) all costs, fees, and expenses of this trust. 4. If trustor fails to make any payment or to do any act as herein provided, then beneficiary or trustee (but without obligation so to do, and with or without notice to or demand upon trustor, and without releasing trustor from any obligation hereof) may (a) make or do the same in such manner and to such extent as either deems necessary to protect the security hereof, beneficiary or trustee being authorized to enter upon the property for such purpose; (b) appear in or commence any action or proceeding purporting to affect the security hereof or the rights or powers of beneficiary or trustee; (c) pay, purchase, contest, or compromise any encumbrance, charge, or lien that, in the judgment of either, appears to be superior hereto; and in exercising any such power, beneficiary or trustee may incur necessary expenses, including reasonable attorneys' fees. 5. To pay immediately and without demand all sums expended hereunder by beneficiary or trustee, with interest from date of expenditure at nine per cent (9%) per annum. B. It is mutually agreed that: 1. Any award of damages made in connection with the Page 3 of 14 condemnation for public use of or injury to the property or any part thereof is hereby assigned and shall be paid to beneficiary, who may apply or release such moneys received therefor upon any indebtedness secured hereby in such order as beneficiary determines, or at the option of beneficiary the entire amount so received or any part thereof may be released to trustor. Such application or release shall not cure or w~ive any default or notice of default hereunder or invalidate any act done pursuant to such notice. 2. The acceptance by beneficiary of any payment less than the amount then due shall be deemed an acceptance on account only and shall not constitute a waiver of the obligation of trustor to pay the entire sum then due or of beneficiary's right either to require prompt payment of all sums then due or to declare default. The acceptance of payment of any sum secured hereby after its due date will not waive the right of beneficiary either to require prompt payment when due of all other sums so secured or to declare default for failure so to pay. No waiver of any - default shall be a waiver of any preceding or succeeding default of any kind. 3. At any time or from time to time, without liability therefor and with or without notice, upon written request of beneficiary and presentation of this deed and the secured note for endorsement, and without effecting the personal liability of any person for payment of the indebtedness secured hereby or the effect of this deed upon the remainder of the property, trustee Page 4 of 14 may reconvey any part of the property, consent to the making of any map or plat thereof, join in granting any easement, or join in any extension agreement or any agreement subordinating the lien or charge thereof. 4. Upon written request of beneficiary stating that all sums secured hereby have been paid, surrender of this deed and the note to trustee for cancellation and re~ention, and payment of its fees, trustee shall reconvey, without warranty, the property then held hereunder. The recitals in such reconveyance shall be conclusive proof of the truthfulness thereof. The grantee may be designated in such reconveyances as "the person or persons legally entitled thereto." 5. Additional portions of the property subject to the lien of this deed of trust, selected by trustor, but not less than five (5) acre portions, shall be released from the lien hereof from time to time on payment against the outstanding principal balance at the rate of Fifty One Thousand Dollars ($51,000) per acre. Regardless of whether trustor prepays any part of the principal of the secured debt, partial release shall be granted at the rate of one acre for every timely payment of Fifty One Thousand Dollars ($51,000) of the principal of such debt with a minimum release of five (5) acres. If trustor sells a lot or lots, or a portion or portions of the property encumbered hereby, and gives written notice of such fact to beneficiary, beneficiary will be deemed to have agreed that it will execute a partial Page 5 of 14 release of such property from the lien hereof whenever the release amount computed as specified above is paid to beneficiary. Trustor may give such notice to beneficiary at any time before there is a trustee's sale of the property. At any time trustor is in default in payments to be made to beneficiary hereunder, any amounts paid to and received by beneficiary for execution of releases pursuant to the terrn~ of this paragraph after notice of default and election to sell' has been recorded shall not, unless the requirements of Section 2924c of the Civil Code are fully met by or on behalf of trustor, waive the right of beneficiary to continue its plans to have the property sold, nor shall they have any effect on the exercise by beneficiary of the acceleration privilege contained herein, except to entitle the person effecting such payment to the release of the property for which the release amount was paid, and, insofar as beneficiary is concerned, to constitute a credit against the secured debt. Beneficiary acknowledges that the ability of trustor to procure releases promptly is of the utmost importance. Therefore, beneficiary will at all times maintain at i~s principal place of business a person who is authorized to execute such releases on behalf of beneficiary, and such releases will be executed and delivered, when sought in compliance with the provisions contained herein, not later than ten days after written demand for such release has been made on beneficiary. 6. If trustor or any subsequent owner of the property covered hereby shall occupy the property, or any part thereof, Page 6 of 14 - after any default in payment of any amount secured by this deed of trust, trustor or such owner shall pay to beneficiary in advance on the first day of each month a reasonable rental for the premises so occupied. On failure to pay such reasonable rental, trustor or such owner may be removed from the premises by summary dispossession proceedings or by any other appropriate action or proceeding. 7. If default is made in payment of any indebtedness or in performance of any agreement hereby secured, then beneficiary, with or without notice to trustor, may declare all sums secured hereby immediately due and payable by instituting suit for the recovery thereof or for the foreclosure of this deed, or by delivering to trustee a written declaration of default and demand for sale, as well as a written notice of default and of election to cause the property to be sold, which notice trustee shall cause to be filed for record. If such declaration is delivered to trustee, beneficiary also shall deposit with trustee this deed, the secured note, and all documents evidencing expenditures secured hereby. 8. Should trustor, without the consent in writing of beneficiary, vOluntarily sell, transfer, or convey his interest in the property or any part thereof, or if by operation of law, it be SOld, transferred, or conveyed, then beneficiary may, at its option, declare all sums secured hereby immediately due and payable. Consent to one such transaction shall not be deemed to be a waiver of the right to require such consent to future or Page 7 of 14 'Or successive transactions. 9. After the time then required by law has elapsed after recordation of such notice of default, and notice of sale having been given as then required by law, trustee, with or without demand on trustor, shall sell the property at the time and place fixed in the notice of sale, either as a whole or in separate parcels and in such order as trustee det~rmines, at public auction, to the highest bidder, for cash in lawful money of the United States, payable at time of sale. Trustee may postpone from time to time sale of all or any portion of the property by public announcement at the time and place of sale originally fixed or at the last preceding postponed time. Trustee shall deliver to the purchaser its deed conveying the property sold, but without any covenant or warranty, express or implied. The recitals in such deed of any matters or facts shall be conclusive proof of the truthfulness thereof. Trustor, trustee, beneficiary, or any other person may purchase at the sale. 10. After deducting all costs, fees, and expenses of trustee and of this trust, including cost of evidence of title and reasonable attorney fees in connection with sale, trustee shall apply the proceeds of sale to payment of (a) all sums expended under the terms hereof and not theretofore repaid, with accrued interest at nine per cent (9%) per annum, and (b) all other sums then secured hereby in such order as beneficiary, in the exercise of its sole discretion, directs. The remainder, if any, shall be paid to the person or persons legally entitled Page 8 of 14 thereto. 11. Before trustee's sale, beneficiary may rescind such notices of default and of election to cause the property to be sold by delivering to trustee a written notice of rescission, which notice, when recorded, shall cancel any prior declaration of default, demand for sale, and acceleration of maturity. The exercise of such a right of rescission shall not constitute a waiver of any default then existing or sUbsequently occurring, or impair the right of beneficiary to deliver to trustee other declarations of default and demands for sale or notices of default and of election to cause the property to be sold, or otherwise affect any provision of the secured note or of this deed or any of the rights, obligations, or remedies of beneficiary or trustee hereunder. 12. Beneficiary may from time to time, as provided by statute, or by a writing signed and acknowledged by him and recorded in the office of the county recorder of the county in which the land or such part thereof as is then affected by this deed of trust is situated, appoint another trustee in place and stead of trustee herein named; and thereupon, the trustee herein named shall be discharged, and the trustee so appointed shall be substituted as trustee hereunder with the same effect as if originally named trustee herein. 13. I f two or more persons are designated as trustee herein, any or all powers granted herein to trustee may be exercised by any of such persons if the other person or persons Page 9 of 14 is unable, for any reason, to act. Any recital of such inability in any instrument executed by any of such persons shall be conclusive against trustor, his heirs and assigns. 14. All leases now or hereafter affecting the property are hereby assigned and transferred to beneficiary by trustor. Trustor hereby covenants that none of such leases will be modified or terminated without the wr~tten consent of beneficiary. 15. When requested so to do, trustor shall give such further written assignments of rents, royalties, issues, and profits; of all security for the performance of leases; and of all money payable under any option to purchase, and shall give executed originals of all leases, now or hereafter on or affecting the property. 16. Trustor reserves the right, prior to any default in payment of any indebtedness or performance of any obligation secured hereby, to collect all such rents, royalties, issues, and profits, as but not before they become due. Upon any such - default, trustor's right to collect such moneys shall cease, not only as to amounts accruing thereafter, but also as to amounts then accrued and unpaid. In the event of default, beneficiary, with or without notice and without regard to the adequacy of security for the indebtedness hereby secured, either in person or by agent, or by a receiver to be appointed by the court, (a) may enter upon and take possession of the property at any time and manage and control it in beneficiary's discretion and, (b) with Page 10 of 14 . or without taking possession, may sue for or otherwise collect the rents, issues, and profits thereof, whether past due or coming due thereafter, and apply the same, less costs and expenses of operation and collection, including reasonable attorney's fees, upon any obligation secured hereby and in such order as beneficiary determines. None of the aforesaid acts shall cure or waive any default hereunder or invalidate any act done pursuant to such notice. Beneficiary shall not be required to act diligently in the care or management of the property or in collecting any rents, royalties, or other profits that it is hereby authorized to collect, and shall be accountable only for sums actually received. 17. Without affecting the liability of trustor or of any other party now or hereafter bound by the terms hereof for any obligation secured hereby, beneficiary, from time to time and with or without notice, may release any person now or hereafter liable for performance of such obligation, and may extend the time for payment or performance, accept additional security, and alter, substitute, or release any security. 18. In any action brought to foreclose this deed or to enforce any right of beneficiary or of trustee hereunder, trustor shall pay to beneficiary and to trustee attorneys' fees in a reasonable sum, to be fixed by the court. 19. No remedy hereby given to beneficiary or trustee is exclusive of any other remedy hereunder or under any present or future law. Page 11 of 14 - ., 20. The pleading of any statute of limitations as a defense to any and all obligations secured by this deed is hereby waived, to the full extent permissible by law. 21. In the event of default in the payment of any indebtedness secured hereby, and if such indebtedness is secured at any time by any other instrument, beneficiary shall not be obligated to resort to any security in any particular order; and the exercise by beneficiary of any right or remedy with respect to any security shall not be a waiver of or limitation on the right of beneficiary to exercise, at any time or from time to time thereafter, any right or remedy with respect to this deed. 22. Trustor shall, upon request made by beneficiary, furnish the beneficiary with annual statements covering the operations of the property. 23. Beneficiary may collect a "late charge" not to exceed an amount equal to four per cent (4%) per calender month, or fraction thereof, on the amount past due and remaining unpaid on any instalment that is not paid within ten (10) days from the due date thereof, to cover the extra expense involved in handling delinquent payments. 24. This deed applies to, inures to the benefit of, and binds, all parties hereto, their heirs, legatees, devisees, administrators, executors, successors, successors in interest, and assigns. The term "beneficiary" means the owner and holder, including pledgees, of the note secured hereby, whether or not named as beneficiary herein. In this deed, whenever the context Page 12 of 14 . .... .. so requires, the masculine gender includes the feminine and neuter, and the singular number includes the plural, and all obligations of each trustor hereunder are joint and several. 25. Trustee accepts this trust when this deed, dUly executed and acknowledged, is made a public record as provided by law. Trustee is not obligated to notify any party hereto of pending sale under any other deed of trust ?r of any action or proceeding in which trustor, beneficiary, or trustee is a party unless brought by trustee. Trustor requests that a copy of notice of default and of any notice of sale hereunder shall be mailed to him at the address set out opposite his name, immediately below. MAILING ADDRESS FOR NOTICES H.A.B. Development Corporation 10700 Jersey Blvd., Suite 450, P.O. Box 338 Rancho Cucamonga, California 91730 Executed at San Bernardino, California on the date first above written. [Signature] Trustor Page 13 of 14 STATE OF CALIFORNIA ) )ss. COUNTY OF SAN BERNARDINO ) On before me, the undersigned, a Notary Public in and for said State, personally appeared , perSonally known to me or proved to me on the basis of satisfactory evidence to be the person who executed the within instrument as the President and the of the corporation that executed the within instrument, and acknowledged to me that such corporation exec~ted the same. WITNESS my hand 'and official seal. (SEAL) Page 14 of 14 - ATTACHMENT NO. 7 PROMISSORY NOTE SECURED BY DEED OF TRUST $1,500,000.00 Place: Redevelopment Agency 300 North "D" Street San Bernardino, CA 92418 Date: FOR VALUE RECEIVED, the undersigned jointly and severally promises to pay to the Redevelopment Agency of the City of San \ Bernardino (the "Agency") or its successors, the sum of One Million Five Hundred Thousand Dollars ($1,500,000.00), and to pay interest on the unpaid principal amount of this Note from the date hereof, at the rate of Nine per centum (9%) per annum, until paid. Interest only payments on this Note are payable on the First Day of each January, April, July, and October following the date of this Note, with all principal and interest due and payable five (5) years after the issuance of a Certificate of Completion pursuant to that certain Owners Participation Agreement entered into between the Redevelopment Agency and H.A.B. Development Corporation dated , in lawful money of the United States at the principal office of the Agency~ 300 North "D" Street, Third Floor, City Hall, San Bernardino, CA 92418, or at such other place as may from time to time be designated by the Agency in writing. This Note shall become immediately due and payable in the amount of unpaid principal, with interest, upon transfer of title of the property described in the Deed of Trust securing this Note to any person, firm or corporation other than the undersigned and except as provided in Page 1 of 3 ~ - said Deed of Trust, whether such transfer of title be vOluntary, inVOluntary, or by operation of law. The undersigned reserves the right to prepay at any time all or any part of the principal amount of this Note without the payment of penalties or premiums. All payments on this Note shall be applied first to the interest due on the Note and then to the principal due on the Note, and the remaining balance shall be applied to late charges, if any. " Except 'as provided below, all quarterly payments on this Note shall be credited as of the due date thereof without adjustment of interest because paid either before or after such due date. IN THE EVENT the undersigned shall fail to pay the quarterly interest payment when due, and if such failure be subsisting Thirty (30) days thereafter, the unpaid principal amount of this Note, together with accrued interest and late charges, shall become due and payable, at the option of the City, without notice to the undersigned. Failure of the Agency to exercise such option shall not constitute a waiver of such default. No default shall exist by reason of nonpayment of any required interest payment so long as the amount of optional prepayments already made pursuant hereto equals or exceeds the amount of the required payments. If the payments on this Note are not paid within Ten (10) days of the due date, the undersigned shall pay to the Agency a late charge of 4% per calendar month, or fraction thereof, on the amount past due and remaining unpaid. If this Note be reduced to judgment, such h judgment shall bear the Page 2 of 3 - ., .. statutory interest rate on judgments. In no event shall the total interest and late charge payable hereunder exceed the maximum amount of interest permitted under the usury laws of the State of California. If suit is instituted by the Agency to recover on this Note, the undersigned agrees to pay all costs of such collection including reasonable attorney's fees and court costs. THIS NOTE is secured by a Deed of Trust"'of even date, duly filed for record in the office of the County Recorder of the County of San Bernardino, State of California. DEMAND, protest and notice of demand and protest are hereby waived and the undersigned hereby waives, to the extent authorized by law, any and all homestead and other exemption rights which otherwise would apply to the debt evidenced by this Note. IN WITNESS WHEREOF, THIS NOTE has been duly executed by the undersigned, as of its date. (witness) Page 3 of 3