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HomeMy WebLinkAboutR38-Economic Development Agency ECONOMIC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO FROM: Gary Van Osdel Executive Director SUBJECT: JOINT PUBLIC HEARING REGARDING DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE AGENCY AND ESSEX ORANGESHOW COMMERCE CENTER, LLC - SUBJECT PROPERTY LOCATED AT NORTH EAST CORNER ORANGE SHOW ROAD AND ARROWHEAD AVENUE DATE: January 22, 2004 ORIGINAL Svnopsis of Previous Commission/Council/Committee Action(s): On December 20, 2001, the Redevelopment Committee voted unanimously to recommend to the Community Development Commission approval of an Exclusive Right to Negotiate for Property Acquisition and Redevelopment Assistance Agreement between the Agency and Essex Realty Management, Inc. On February 4, 2002, the Community Development Commission approved an Exclusive Right to Negotiate for Property Acquisition and Redevelopment Assistance Agreement between the Agency and Essex Realty Management, Inc. On September 9, 2002, the Community Development Commission approved Amendment No. I to the Exclusive Right to Negotiate for Property Acquisition and Redevelopment Assistance Agreement between the Agency and Essex Realty Management, Inc. On May 22, 2003, the Redevelopment Committee voted to recommend that the Community Development Commission .nal'l'I():,~.~.Q!~I'()s.it!<>().~()~.I2~:,~I()p-""e-".t.1\gE~,.l1!,,()!.~)'.~()~.~~~""().!~".~g~(),,)'.~,,~_!.~~.!,.s~,.,,:.Q,(),,p,--r,!o-.c::._.n_....___.....___n.. Recommended Motion(s): OPEN/CLOSE PUBLIC HEARING (Mavor and Common Council) MOTION A: A RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO ACKNOWLEDGING CERTAIN REPORT, MAKING FINDINGS AND DETERMINATIONS AND GRANTING OTHER APPROVALS RELATING TO THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND THE ESSEX ORANGESHOW COMMERCE CENTER, LLC (Communitv Development Commission) MOTION B: A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AS THE GOVERNING BODY OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, APPROVING THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND THE ESSEX ORANGESHOW COMMERCE CENTER, ____________________.n______n!o-.!o-g.(2~~Q!'__~!iQ~_~Q_@__1\@n~Q~!'.@n1\y_~~y.!'J______n_________.____________.nn_____________n___n_________ Contact Person(s): Project Area(s) Gary Van Osdel Central City South Phone: (909) 663-1044 Ward(s): First Supporting Data Attached: 0 Staff Report 0 Resolution(s) 0 Agreement(s)/Contract(s) 0 Map(s) 0 Letters FUNDING REQUIREMENTS Amount: $ None Source: SIGNATURE: N/A N/A Commission/Council Notes: \2..::.~a ~ '2CD'1-lj k, \2.60..... c.o~1 Z.OO'--l-~ COMMISSION MEETING AGENDA Meeting Date: 02/02/2004 Agenda Item Number: f(J g P:\Agendas\Cornm Dev Commission\CDC 2004\04"{)2-02 Essex SR.doc ECONOMIC DEVELOPMENT AGENCY STAFF REPORT Joint Public Hearin!! Re!!ardin!! Disposition and Development A!!reement bv and between the A!!encv and Essex Oran!!eshow Commerce Center. LLC - Subiect Property Located at North East Corner Oran!!e Show Road and Arrowhead Avenue BACKGROUND: In 1991, the Redevelopment Agency (the "Agency") purchased the 15.26 acres of property located at the northeast comer of Arrowhead and Orange Show Road (the "Site") from the City's Water Department at a purchase price of $4,936,000 ($7.42/ sq. ft.) Subsequent to the downturn in the real estate market in the early 1990s, the value of the Site declined, reaching a low of $1.60 per square foot by 1998. From time to time over the next few years, the Agency was contacted by several developers seeking to acquire the Site. However, all offers were rejected because of the large disparity between the price being offered (market value) and the price the Agency originally paid for the Site. In June 2001, the Agency received an offer from Essex Realty Management, Inc., ("Essex") to acquire the Site for $1.84 per square foot, which was subsequently rejected by the Community Development Commission (the "Commission"). On September 4,2001, Essex returned to the Agency with a suggestion that a joint venture approach to the development of the Site be considered in order to give the Agency an opportunity to recoup a greater share of its original investment in the Site, while at the same time helping to address the limited supply of small/medium size industrial buildings in our City that seriously impedes economic growth. At the Redevelopment Committee (the "Committee") meeting of December 6, 2001, Staff queried the Committee Members if they would consider a joint venture concept as a means for disposing of and developing the Site. The Committee requested that Staff provide information regarding such a concept at their meeting of December 20, 2001. Consequently, during the Committee meeting of December 20, 2001, Staff along with representatives of Essex gave a presentation of the proposed joint venture concept for consideration. Subsequent to the presentation, the Committee recommended that Staff prepare an exclusive right to negotiate agreement between the Agency and Essex for consideration by the Commission. On February 4, 2002, the Commission approved an Exclusive Right to Negotiate For Property Acquisition and Redevelopment Assistance Agreement (ERN) with Essex for the possible disposition and development of the Site. On August 15,2002, the Agency received an appraisal report prepared by James Smothers, offering an opinion of market value for the Site of $1,495,632 ($2.25/sq. ft.). By September 9, 2002, Staff had not concluded negotiations with Essex and therefore requested and received approval by the Commission of Amendment No.1 to the ERN, effectively extending the negotiating period for another 270 days. At the May 22, 2003, Committee Meeting, Essex and Staff presented a new site plan calling for the creation of 14 separate parcels and the development thereon of 14 concrete tilt-up industrial buildings P:\Agendas\Comm Dev Commission\CDC 2004\04-02-02 Essex SR.doc COMMISSION MEETING AGENDA Meeting Date: 02/02/2004 Agenda Item Number: /(3 f Economic Development Agency Staff Report Essex Group, LLC Disposition and Development Agreement Page 2 ranging in size from approximately 5,400 to 24,000 square feet (the "Project"). Additionally, the major deal points of a proposed Disposition and Development Agreement (DDA) between the Agency and Essex were discussed. At that time, Essex indicated that the contracting entity for purposes of the DDA would be The Essex Group, LLC (Developer). Prior to adjourning the meeting, the Committee recommended that a public hearing be scheduled for the Commission Meeting of June 16,2003 to consider the proposed DDA. However, it was determined by Agency Special Counsel that a public hearing on the proposed DDA should not proceed until the City's planning/environmental review process had been concluded. On November 18, 2003, the Planning Commission adopted a Mitigated Negative Declaration and a Mitigation Monitoring/Reporting Program for the Project and approved Tentative Parcel Map No. 16222 (Subdivision No. 03-12) and Development Permit II No. 03-16 for the Project. On November 20,2003, because of the length of time that had passed since the Site was appraised, an updated appraisal was solicited. On December 11,2003, an updated appraisal of the Site was received from Smothers Appraisal Services offering an opinion of value for the Site of $2,227,000 ($3.35/sq.ft.). Subsequent to receipt of the updated appraisal, the deal points of the proposed DDA were revised to reflect the increase in Site valuation. In addition, Essex Orangeshow Commerce Center LLC was substituted for The Essex Group, LLC as Developer. CURRENT ISSUE: The Common Council and Commission are being requested to approve a DDA between the Agency and the Developer that includes the following major provisions: . The Agency to sell the Site to the Developer for the fair market value of $2,227,000 ($3.35/sq.ft.) at an interest rate of 8% per annum. The purchase price, together with accrued interest will be paid to the Agency on or before December 31, 2009. As security for the purchase price, the Developer will execute a deed of trust in favor of the Agency encumbering the Site. The Agency will subordinate its interest in the Site only to construction financing necessary for development of the Site. . The Developer will be responsible for obtaining a construction loan of approximately $13,150,000 to develop, in two phases, an industrial park consisting of 14 light industrial buildings ranging in size from approximately 5,000 to 24,000 square feet for a total of 221,893 square feet of industrial space (the "Project"). Although the Developer will have until 2009 to develop the Project and to sell or lease the buildings therein, according to the Schedule of Performance attached to the DDA, the Developer proposes to begin construction of Phase I (eight buildings) in April of 2004 and complete it by mid October of 2004, and to begin construction of Phase II (six buildings) by January 2005 and to complete it by July of that same year. . In addition to the Agency receiving the purchase price of $2,227,000, plus accrued interest, the Agency will also receive 46% of net profit, as the Project is sold. Although the intent of ___..............u.u.....u................._._..________...___._____________________..._._.____._._._....................__..________________________________________________.____.___.n_..___0_________. P:\Agendas\Comm Dev Commission\CDC 2004\04-02-02 Essex SR.doc COMMISSION MEETING AGENDA Meeting Date: 02/0212004 Agenda Item Nnmber: 1<31 Economic Development Agency Staff Report Essex Group, LLC Disposition and Development Agreement Page 3 the Project is to sell each of the 14 industrial buildings to individual users, if some of the. buildings are leased, the Agency will participate financially in the positive net cash flow from such leasing (after debt service and operating expenses are paid). Pursuant to State Law, notice of the Public Hearing to consider the DDA was published twice in a newspaper of general circulation, specifically The Sun on January 16th and 23rd of this year. ENVIRONMENT AL IMPACT: On November 18, 2003, the Planning Commission adopted a Mitigated Negative Declaration for the proposed Project. FISCAL IMPACT: The Agency will receive $2,227,000 plus 8% per annum for the Site and will receive forty-six per cent of net profit, estimated to be approximately $855,114. Moreover, the Project is expected to have a valuation of $15 million upon completion, thus creating gross tax increment revenue of approximately $150,000 yearly for the Agency's Central City South Redevelopment Project Area. RECOMMENDATION: That the Mayor and Common Council and the Community Development Commission conduct the Joint Public Hearing, close said Hearing and adopt the respective Resolutions regarding the Disposition and Development Agreement between the Redevelopment Agency and Essex Orangeshow Commerce Center, LLC. '/r P:\Agendas\Comm Dev Commlssion\CDC 2004\04-02-02 Essex SR,doc COMMISSION MEETING AGENDA Meeting Date: 02102/2004 Agenda Item Number: f!.3 r r INTER OFFICE MEMORANDUM OFFICE OF THE CITY ATTORNEY CITY OF SAN BERNARDINO TO: James F. Penman City Attorney FROM: Huston T. Carlyle, Jr. Sr. Assistant City Attorne DATE: January 29, 2004 RE: Agreement Between the Redevelopment Agency and Essex Orangeshow Commerce Center (Real Property located at Northeast corner of Orange Show Road and Arrowhead Avenue). This memorandum contains a brief history of how (and why) the Redevelopment Agency purchased the subject property at the northeast comer of Orange Show Road and Arrowhead Avenue. In early 1990, then Mayor Bob Holcomb informed Mr. Bernie Kersey of the Water Department that Cal Trans was very interested and in fact was going to buy the Water Department's property at 2nd Street and D Street. Mr. Kersey was advised to find another suitable piece of property for his operations ASAP. Within a very short time, and without the benefit of an appraisal, the Water Department purchased the subject real property located at the northeast comer of Orange Show Road and Arrowhead Avenue from Plastiflex Corporation, International for $4,965,000. This money was obtained by having the Agency loan $4,965,000 of tax increment revenues from Southeast Industrial Park to the San Bernardino Joint Powers Finance Authority. The monies were then loaned to the Board of Water Commissioners for the purchase of the property. Escrow closed on June 21, 1990. Shortly after the close of escrow with Plastiflex, the Water Department was informed by Mayor Bob Holcomb that Cal Trans had decided it was not going to purchase their property at 2nd and D. The Water Department did not have the money to repay what it borrowed to purchase the property at Orange Show Road and Arrowhead Avenue. Mayor Bob Holcomb asked the Redevelopment Agency to purchase the property from the Water Department, which it did in 1991. Tax exempt bond proceeds from a 1990 Southeast Industrial Park bond issue in the amount NO-I(b? :zl ~IDY of$5,180,941 were used to "reverse the parties" out of the loan with the Agency purchasing the land and holding title in the name of the Agency, and crediting the Water Department with $407,045 to cover previously incurred architectural and engineering costs for the abandoned relocation and expansion project. . SUMMARY REPORT PURSUANT TO HEALTH AND SAFETY CODE SECTION 33433 IN CONNECTION WITH THE SALE OF CERTAIN REAL PROPERTY (ASSESSOR PARCEL NUMBERS 0141-262-03,15 AND 0141-281-01) 1. Introduction This Summary Report has been prepared by the Redevelopment Agency of the City of San Bernardino (the" Agency") pursuant to Section 33433 of the California Health and Safety rode. This Summary Report sets forth certain details of the proposed sale by the Agency for those certain parcels of real property totaling approximately 15.26 acres of unimproved land, described as Assessor Parcel Numbers 0141-262-03,15; 0141-281-01, located at the comer of Arrowhead Avenue and Orange Show Road, San Bernardino, California (the "Property"). An appraisal performed in or around December 2003 reported the appraised value to be $2,227,000.00. The Agency intends to sell the Property to Essex Orangeshow Commerce Center, LLC ("Essex"). The Agency purchased the Property in or around 1991 at the cost of $4,936,000. The Property is currently unimproved. Essex will use the Property to develop commercial and light industrial offices for future businesses. No capital improvements have been necessary or performed by the Agency since obtaining ownership and it is estimated that the Agency has spent approximately $18,000 maintainiflg the Property for the past 12 years, which averages approximately $1,500 annually. The Property has never been developed 2. Cost of the Transaction to the Agency Pursuant to the terms of the Disposition and Development Agreement to be entered into by the Agency and Essex, Essex will purchase the Property for the appraised value of $2,227,000.00. Essex will deposit $10,000.00 cash into escrow to be credited towards the purchase price at the close of escrow. Payment of the balance of the purchase price will be in the form of a promissory note secured by a first trust deed encumbering the PropertY, executed by Essex in favor of the Agency. The note shall be interest at a rate of eight percent (8%) annually, with an all-due and payable provision in 5 years. It is anticipated that Essex will pay approximately $358,447.00 in interest over the term of the Note. The Agency is responsible for the standard owner sale costs for the Property. Specifically at closing the escrow the Agency shall pay: County and City transfer tax; costs of the Owner's Policy of Title Insurance; and \i2 of escrow fees. Essex shall be responsible for any sales commission, its share of escrow fees as well as any transfer tax, title insurance or other standard owner's fees for the propertY being transferred as payment towards the purchase price of the Property. Based upon the foregoing it is estimated that closing costs to the Agency will be approximately $6,000.00. . 4830-4654-1568.1 i R3 'i r < 3 . Value of the Interest Being Conveyed by the Agency Highest and Best Use. Commercial and light industrial office uses represent the highest and best use of the Property. 4. Reason Sale will Assist in the Elimination of Blight The sale of this Property will help eliminate blighting conditions in the Central City South Project Area, by putting fallow land into productive use, by putting the Property back on the tax rolls, by eliminating an annual expense to the Agency, by increasing property values and by creating additional employment opportunities. 5. Conformance with Implementation Plan The Five- Year Implementation Plan adopted by the Agency contains several broad goals and objectives. The proposed sale of the Property will assist the Agency in meeting some of the objectives and goals of its implementation plan in the following ways: a. The sale encourages a re-investment and re-vitalization in the geographical area. b. The provision of commercial and light industrial buildings and their occupancy will increase employment in the project area, providing a catalyst for additional re-investment by private enterprise in the surrounding area. 6. Attachments a. Approving Resolutions b. Disposition and Development Agreement 4830-4654-1568.1 #R~~ RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO 201 North "E" Street Suite 301 San Bernardino, California 92401 (Space Above Line for Use By Recorder) 2004 DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND ESSEX ORANGESHOW COMMERCE CENTER LLC 4831-9195-6480.7 f Section 1.01. Section 1.02. Section 1.03. Section 1.04. Section 1.05. TABLE OF CONTENTS Page Purpose of Agreement......................................................................1 The Property and the Project............................................................1 Parties to the Agreement..................................................................1 Restrictions Against Change in Ownership, Management and Control of Developer and Assignment of Agreement...............2 Benefit to Project Area.....................................................................3 ARTICLE II DISPOSITION OF THE PROPERTY.......................................................................3 Section 2.01. Section 2.02. Section 2.03. Section 2.04. Section 2.05. Section 2.06. Section 2.0? Section 2.08. Section 2.09. Section 2.10. Section 2.11. Section 2.12. Section 2.13. Section 2.14. 4831-9195-6480.8 [] Purchase and Sale of the Property; Purchase Price; Agency Financing......................................................................................... .3 Deposit .. ... ... .... ...... ...... ........ ..... .... ..... ........ ..... .... .................. ......... ...5 Opening and Closing of Escrow ......................................................5 Escrow Instructions..........................................................................6 Conveyance of Title ..... ..... .............. ........ ..... ...... ... ... ........... ..... ........6 Additional Closing Obligations of Agency......................................? Closing Obligations of Developer ...................................................8 Inspections and Review ...................................................................8 Due Diligence Investigation of the Property By the Developer.... ............. .............. ...... ............. .............. ............. ..........10 Due Diligence Certificate ..............................................................11 Books and Records ........................................................................11 Condition ofthe Property-Developer's Release ............................11 Review and Approval of Condition of Title by the Developer ............ ......... ..... ...... ... ... ...... ....... ..... ......... ..... ... ........ ......13 Survey......... .... ......... ............ ........... ...... ..... ...... ............... ..... ..........13 f Section 2.15. Section 2.16. Section 2.17. Section 2.18. Section 2.19. Section 2.20. Section 2.21. Section 2.22. Section 2.23. Section 2.24. Section 2.25. Extension of Due Diligence Period................................................ 14 Developer's Conditions Precedent to Close Escrow .....................14 Agency's Conditions Precedent to Close Escrow..........................15 Distribution of Documents to Developer After Closing Date by Escrow Holder..................................................................16 Satisfaction of Conditions.................... ............ ......... ..... ...... ........ ..16 [RESERVED -- NO TEXT)....................................,......................16 Prorations, Closing Costs, Possession ...........................................16 BREACH OF ARTICLE II BY THE AGENCY; PROVABLE OUT -OF-POCKET EXPENSES PAYABLE AS DAMAGES BY THE AGENCY TO THE DEVELOPER ................................................................................17 BREACH BY THE DEVELOPER OF ARTICLE II; LIQUIDATED DAMAGES PAYABLE BY THE DEVELOPER TO THE AGENCY ...............................................18 Representations and Warranties..................................................... I 8 Damage, Destruction and Condemnation ......................................21 ARTICLE III DEVELOPMENT OF THE PROJECT ..................................................................22 Section 3.01. Section 3.04. Section 3.05. Section 3.06. Section 3.07. Development of the Project by Developer.....................................22 Change in Ownership Management and Control of the Developer -- Assignment and Transfer..........................................26 Security Financing; Right of Holders ............................................28 Right of the Agency to Satisfy Other Liens on the Property after Conveyance of Title....... ......... ................ ........ ....... ...... ..........31 Certificate of Completion ..............................................................31 ARTICLE IV USE OF THE SiTE.................................................................................................32 Section 4.01. Section 4.02. 4831-9195-6480.8 [] Uses............................................................................................... .32 Maintenance of the Property ..........................................................33 ii f Section 4.03. Section 4.04. Obligation to Refrain from Discrimination....................................33 Form of Nondiscrimination and Nonsegregation Clauses .............33 ARTICLE V PAYMENT OF PURCHASE PRICE OF THE PROPERTY; PAYMENT OF ADDITIONAL AMOUNTS ........................................................................................34 Section 5.01. Section 5.02. Section 5.03. Section 5.04 Developer Obligation to Pay Purchase Price of the Property; Obligation of Developer to Pay Certain Additional Amounts............. ..................... .......... ........... ........... .....34 Payments to Agency Upon Leasing of the Project ........................35 Payments to Agency Upon Refinancing and Upon Sale of the Project. ........................................................ ........ ........... ..........36 Release Provisions ....... .... ........ ...... ... ... .......... ........ ... ........... ....... ...38 ARTICLE VI DEFAULTS, REMEDIES AND TERMINATION................................................39 Section 6.0 I. Section 6.02. Section 6.03. Section 6.04. Section 6.05. Section 6.06. Section 6.07. Defaults - General..........................................................................39 Legal Actions .... ... ........ ... .... ... ............. ... ...... .... ............. ................ .40 Rights and Remedies are Cumulative............................................40 Damages........ ... ............ ... ...... ........ ...... ....... ..... ...... ...... ........ ...........40 Specific Performance Prior to Close of Escrow ............................41 Agency Rights of Termination Following Close ofEscrow..........41 Right to Reenter, Repossess and Revest........................................42 ARTICLE VII GENERAL PROVISIONS ....................................................................................44 Section 7.01. Section 7.02. Section 7.03. Section 7.04. Section 7.05. 4831-9195-6480.8 [] Notices, Demands and Communications Between the Parties............................................................................................. 44 Conflict of Interest ........... ................. ............. ........ ........... ..... ..... ...45 Warranty Against Payment of Consideration for Agreement........45 Nonliability of Agency Officials and Employees..........................45 Enforced Delay: Extension of Time ofPerformance.....................46 iii r--- Section 7.06. Section 7.07. Section 7.08. Section 7.09. Section 7.10. Section 7.11. Section 7.12. ~ Inspection of Books and Records ..................................................47 Approvals ......... ..... .... ..... .... ... ....... ..... ........ ................ ........ .............47 Real Estate Commissions......................... ................ ......................47 Indemnification ..... .... ... .,. ... ....... ...... ........ ... ......... ........ ........... ..... ...47 Release of Developer from Liability..............................................48 Attorneys ' Fees................................ ........ ............. ............... ........ ..48 Effect............................................................................................. .48 ARTICLE VIII ENTIRE AGREEMENT, W ANERS AND AMENDMENT .............................48 Section 8.01. Entire Agreement. ... ..... ....... .... ......... ... ..... ... .... ... ... ......... ...... ..........48 ARTICLE IX TIME FOR ACCEPTANCE OF AGREEMENT BY AGENCY AND RECORDATION ...............................................................................................................49 Section 9.01. EXHillIT "A" EXHillIT "B" EXHillIT "c" EXHillIT "D" EXHillIT "E" EXHillIT "F" EXHillIT "G" EXHmIT "H" EXHillIT "I" 4831-9195-6480.8 [] Execution and Recordation............................................................49 - LEGAL DESCRIPTION - DESCRIPTION OF PROJECT AND SCOPE OF DEVELOPMENT - DEED OF TRUST - FORM OF PAYMENT GUARANTY - AGENCY GRANT DEED - SCHEDULE OF PERFORMANCE - CERTIFICATE OF COMPLETION - PROMISSORY NOTE - FORM OF PERFORMANCE GUARANTY IV 2004 DISPOSITION AND DEVELOPMENT AGREEMENT (Essex Orangeshow Commerce Center LLC) THIS 2004 DISPOSITION AND DEVELOPMENT AGREEMENT (Essex Orangeshow Commerce Center LLC) (this "Agreement") is entered into as of , 2004, by and between the REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a public body corporate and politic (the "Agency") and ESSEX ORANGES HOW COMMERCE CENTER LLC, a California limited liability company (the "Developer"). The Agency and Developer hereby agree as follows: Section 1.01. Pumose of Agreement. The purpose of this Agreement is to implement the Redevelopment Plan for the Central City South Redevelopment Project by providing for the purchase and redevelopment by the Developer of certain unimproved lands consisting of approximately 15.26 acres generally located at the intersection of Orange Show Road and Arrowhead Avenue in the City of San Bernardino (the "City") and more specifically described in the legal description attached as Exhibit "A" hereto (the "Property"). The redevelopment of the Property pursuant to this Agreement is in the vital and best interests of the City and the health, safety and welfare of its residents, and in accord with the public purposes and provisions of applicable state and local laws. The Agency has determined that the development and use of the Property contemplated by this Agreement is consistent with the Redevelopment Implementation Plan for the Central City South Redevelopment Project. Section 1.02. The PropertY and the Proiect. The Property is presently owned by the Agency and is situated in the Central City South Redevelopment Project Area of the Agency (the "Project Area"). Promptly following the purchase of the Property from the Agency, the Developer shall undertake the redevelopment and improvement of the Property for light industrial, office, warehouse, light manufacturing, retail and restaurant and other commercial uses by constructing up to fourteen (14) separate buildings, each constructed on separate legal parcels, all as more particularly described in Exhibit "B" attached hereto (Description of Project and Scope of Development) (the "Project"). The Developer may subdivide the Property into separate legal parcels for sale, lease or financing. For purposes of this Agreement "Parcel" shall mean any portion of the Property, less than the entire Property, legally subdivided in accordance with the requirements of the City of San Bernardino and the California Subdivision Map Act. A "Completed Parcel" shall mean any Parcel where construction of a Project building has been completed by the Developer and Developer has obtained a Certificate of Occupancy from the City of San Bernardino and a Certificate of Completion from the Agency, as defined herein. Section 1.03. Parties to the Agreement. (a) The Agency is a public body, corporate and politic, exercIsing governmental functions and powers and organized and existing under Chapter 2 of the Community Redevelopment Law of the State of California (Health and Safety Code Section 33020, et sea.). The principal office of the Agency is located at 201 North "E" Street, Suite 301, San Bernardino, California 92401. 4831.9195-6480.8 1 (b) The Developer is a California limited liability company. The principal office and mailing address of the Developer for purposes of this Agreement is: Essex Orangeshow Commerce Center LLC 3141 Redhill Avenue, Suite 150 Costa Mesa, California 92626 Attn: Burrell Magnusson Telephone: (714) 540-5188 Fax: (714) 540-3741 ( c) The City of San Bernardino is not a party to this Agreement. Section 1.04. Restrictions Against Change in Ownership. Management and Control of Developer and Assignment of Agreement. The qualifications and identity of the Developer are of particular concern to the Agency. It is because of those qualifications and identity that the Agency has entered into this Agreement with the Developer. Prior to the issuance of a Certificate of Completion as set forth in Section 3.07, no voluntary or involuntary successor in interest of the Developer shall acquire any rights or powers under this Agreement; provided, however, that the parties hereto acknowledge and agree that prior to the commencement of construction of the Project, the Developer may assign all of its right, title and interest in this Agreement to an entity (the "Approved Assignee") (i) at least twenty five percent (25%) of which is owned directly or indirectly by the Developer or an entity that owns or is in common ownership with the Developer (the "Developer Member"), with the remaining equity interest in such entity held by one or more equity investors (the "Investors") and (ii) the managing member or manager of which is the Developer Member. Any Approved Assignee shall expressly assume the obligations of the Developer under this Agreement and agree to be subject to the conditions and restrictions to which the Developer is subject under this Agreement and, upon such assumption, the Approved Assignee shall become the Developer hereunder for all purposes. The Developer shall not, except as set forth above or in Section 3.04 hereof, assign all or any part of this Agreement or any rights hereunder following commencement of construction of the Project and, without the prior written approval of the Executive Director of the Agency, which approval shall not be unreasonably withheld. The Developer shall promptly notify the Agency in writing of any and all changes whatsoever in the identity of the business entities and individuals either comprising or in control of the Developer, as well as any and all changes in the interest or the degree of control of the Developer by any such party, of which information the Developer or any of its officers have been notified or may otherwise have knowledge or information. This Agreement may be terminated by the Agency prior to the Close of the Escrow as set forth in Section 2.03, if there is any significant or material change, whether voluntary or involuntary, in membership, ownership, management or control of the Developer (other than such changes occasioned by the death or incapacity of any individual) that has not been approved by the Agency prior to the time of such change or the Agency may seek other appropriate relief in the event that at any time following the Close of Escrow and prior to issuance of the Certificate of Completion such a change in the membership, ownership, management or control of the Developer occurs with respect to the 4831-9195-6480.8 2 Property; provided, however, that (i) the Agency shall first notify the Developer in writing of its intention to terminate this Agreement or to exercise any other remedy, and (ii) the Developer shall have twenty (20) calendar days following receipt of such written notice to commence and thereafter diligently and continuously proceed with the cure of the default of the Developer and submit evidence of the initiation and satisfactory completion of such cure to the Agency in a form and substance deemed satisfactory to the Agency, in its reasonable discretion. Section 1.05. Benefit to Proiect Area. The Agency has determined that the development of the Property in accordance with this Agreement will materially assist in the elimination of blight and the implementation of the Redevelopment Plan for the Project Area. ARTICLE II DISPOSITION OF THE PROPERTY Section 2.01. Purchase and Sale of the Property; Purchase Price; Agency Financing. (a) Purchase and Sale. Subject to all of the terms, conditions and provisions of this Agreement, and for the consideration of the promises and agreements of the Developer herein set forth, the Agency hereby agrees to sell to the Developer merchantable lien free title to the Developer and the Developer hereby agrees to purchase all of the right, title and interest of the Agency in the Property, pursuant to the terms ofthis Agreement. (b) Purchase Price. As the purchase price for the Property, the Developer shall pay to the Agency Two Million Two Hundred Twenty-Seven Thousand and 00/100 Dollars ($2,227,000.00) (the "Purchase Price"), as provided in Section 2.0l(c) and Section 2.02. The Purchase Price is based upon an appraisal of the Property dated December II, 2003 by Smothers Appraisal. (c) Agency Purchase Money Financing; Subordination. The Purchase Price shall accrue simple interest on the unpaid principal amount thereof at the rate of eight percent (8%) per annum (the "Base Interest"). The Purchase Price, together with all accrued and unpaid Base Interest outstanding thereon, shall be paid to the Agency on or before December 31, 2009 (the "Maturity Date"). Developer shall execute a promissory note evidencing the obligation of the Developer to pay to the Agency on or before the Maturity Date the Purchase Price, plus Base Interest (the "Note"). The Note shall be in the form attached hereto as Exhibit "H". A deed of trust covering the Property (the "Deed of Trust") shall secure the obligation of the Developer under this Agreement and the Note to pay to the Agency the Purchase Price and Base Interest. The deed of trust shall be in the form attached hereto as Exhibit "C". The Agency shall, at the request of the Developer, subject to the following sentence, agree to subordinate the Deed of Trust to (i) a deed of trust securing repayment of a construction loan to the Developer in an amount which, when added to the Purchase Price, shall result in a loan to value ratio not to exceed ninety percent (90%) of the fair market value of the Property as improved through the application of such construction loan proceeds to development of the Project on the Property, as determined by the lender of such construction loan. The proceeds of any construction loan to the Developer for the Project which the Agency agrees to subordinate the Deed of Trust shall be 4831.9195-6480.8 3 used and applied by the Developer solely for the improvement and development of the Project and (ii) in the event the Developer does not sell the Project to a third party upon completion of the improvement and development of the Project, deeds of trust securing repayment of one or more permanent loans (subject to the right of the Agency to receive a share of Refinancing Proceeds (as defined below) pursuant to Section 5.03 hereof). Notwithstanding the foregoing, the obligation of the Agency to subordinate the lien of the Deed of Trust to any such construction loan or permanent loan shall be conditioned upon (x) Developer's delivery to the Agency of a duly executed guaranty of payment of the Purchase Price and Base Interest pursuant to Section 2.01(d) and in the form attached hereto as Exhibit "D" (the "Payment Guaranty") and (y) such financing being provided by a responsible financial or lending institution reasonably acceptable to the Agency. The subordination of the Deed of Trust to a construction loan and the subordination of the Deed of Trust to one or more permanent loans shall be evidenced by commercially reasonable subordination agreements by and among the applicable lender, the Developer and the Agency which contain the provisions required under Section 3.05 and the covenant of the Developer and the applicable lender that the applicable loan documentation shall not be amended or modified in any material respect without the approval of the Agency. (d) The Payment Guarantv. The Payment Guaranty to be delivered in the event of a subordination of the Deed of Trust to any construction loan or permanent loan shall be executed by one or more guarantors (collectively, the "Guarantors") (i) reasonably acceptable to the Agency; (ii) having a combined net worth of not less than Five Million Dollars ($5,000,000), as shown on financial statements prepared no sooner that 60 calendar days before the Guarantors' execution of the Payment Guaranty and certified in writing by each Guarantor (with respect to his or its own fmancial statement) to be correct and accurate as of the date made; and (iii) possessing, in the reasonable judgment of the Agency, a good business reputation. The Payment Guaranty shall be the joint and several unconditional obligation of the Guarantors to pay to the Agency, on the Maturity Date, the Purchase Price plus all Base Interest accrued as of the Maturity Date. Notwithstanding a sale prior to the Maturity Date of all or a portion of the Project or the Property that results in the Developer's retaining no interest in the Project or the Property, the Payment Guaranty shall remain in full force and effect. (e) Additional Caoital Contribution Obligation. Upon subordination of the lien of the Deed of Trust to a lien securing any permanent loan, the Developer shall be obligated to, and shall, fund any and all deficits in cash flow from the Project so that operating costs of the Project, including debt service, are timely paid (the "Additional Capital Contribution Obligation"). The Deed of Trust shall also secure the obligation of the Developer to pay and perform the Additional Capital Contribution Obligation. (f) Performance Guarantv. One or more Guarantors (as defined in Section 2.01(d) shall deliver a guaranty of performance of Developer under this Agreement (the "Performance Guaranty") a form of which is attached as Exhibit "f' hereto. The Performance Guaranty shall be the joint and several unconditional obligations of the Guarantors to perform the obligations of the Developer in accordance with this Agreement, including but not limited to the indemnification of the Agency and City as set forth in Section 7.09. 4831-9195-6480.8 4 f Section 2.02. Deposit. (a) Within five (5) days following the execution of this Agreement by both parties, the Developer shall deliver to the Escrow Holder (as hereinafter defined) Ten Thousand Dollars ($10,000.00). This sum upon its receipt by the Escrow Holder, is referred to in this Agreement as the "Deposit." Upon receipt of the Deposit together with a fully executed copy of this Agreement, the Escrow Holder shall cause the Escrow (as hereinafter defined) to be opened as provided in Section 2.03, and the Escrow Holder shall place the Deposit into an interest- bearing escrow account with any interest thereon to accrue to the benefit of the Developer. At the Close of Escrow (as hereinafter defined), the Deposit shall be applied as a credit to the Purchase Price of the Property. (b) The Deposit (less an amount equal to the customary and reasonable escrow cancellation charges of the Escrow Holder) shall be returned to the Developer in the event that: (i) the Agency or the Developer terminates this Agreement pursuant to Section 2.03(a); or (ii) the Developer does not deliver its Due Diligence Certificate (as hereinafter defined) to the Escrow Holder pursuant to Section 2.03(b) and this Agreement is terminated; or (iii) the Developer's conditions precedent to the Close of Escrow described in Section 2.16(1), (2), (3), (5), (6) or (7) are not satisfied (unless satisfaction has been waived by the Developer) and this Agreement is terminated; or (iv) the Property is materially damaged prior to the Close of Escrow, or an action of eminent domain is commenced by a governmental entity with respect to the Property prior to the Close of Escrow, and the Developer elects to terminate this Agreement pursuant to Section 2.25. Section 2.03. Opening and Closing of Escrow . (a) The transfer and sale of the Property shall take place through an Escrow (the "Escrow") to be administered by First American Title Company, 3625 14th Street, Riverside, California, Attention: Tricia Cowan (909-684-1600) or such other escrow or title insurance company mutually agreed upon by the Seller and the Agency (the "Escrow Holder"). The Escrow shall be deemed open ("Opening of Escrow") upon the receipt by the Escrow Holder of a fully executed copy of this Agreement and the Deposit. The Escrow Holder shall promptly confirm to the parties the escrow number, the date of the Opening of Escrow and the title insurance order number assigned to the Escrow. (b) Subject to any extensions of time granted pursuant to Section 2.15 hereof, in the event that the Developer has not delivered its Due Diligence Certificate to the Agency and the Escrow Holder within one hundred eighty (180) calendar days from the Opening of Escrow 4831.9195-6480.8 5 , for any reason, then in such event this Agreement shall terminate upon written notice to the Escrow Holder from either the Agency or the Developer, whereupon the Deposit shall be returned by the Escrow Holder to the Developer (less an amount equal to the customary and reasonable escrow cancellation charges payable to the Escrow Holder) without further or separate instruction to the Escrow Holder, and the parties shall each be relieved and discharged from all further responsibility or liability under this Agreement. (c) The Close of Escrow shall occur upon the satisfaction of the Commencement of Construction Requirements (as hereinafter defined), subject to the provisions of Section 2.16 and Section 2.17 hereof. The words "Commencement of Construction Requirements" shall mean the taking of all necessary action and the obtaining of all required permits and approvals by the Developer so that construction of the Project may commence. The Developer shall deliver into Escrow a written certificate signed by the Developer stating that all Commencement of Construction Requirements have been satisfied (the "Construction Readiness Certificate"). The words "Close of Escrow", "Closing Date" and "Closing" shall mean and refer to the date when the Escrow Holder is in receipt of the Construction Readiness Certificate and all funds and documents to be deposited into the Escrow by each of the parties and is in a position to comply with the final written escrow closing instructions of the parties and cause the Agency Grant Deed for the Property to be recorded and the Title Policy (as defined in Section 2.05) to be issued by the Title Company (as defined in Section 2.05) and delivered to the Developer. Section 2.04. Escrow Instructions. This Agreement also constitutes escrow instructions of the parties to the Escrow Holder. Additionally, the Developer and the Agency each agree to execute the customary supplemental escrow instructions of the Escrow Holder in the form provided by the Escrow Holder to its clients in real property escrow transactions administered by it. In the event of a conflict between the additional terms of such customary supplemental escrow instructions of the Escrow Holder and the provisions of this Agreement, this Agreement shall supersede and be controlling. Upon any termination of this Agreement or cancellation of the Escrow, the Developer shall be solely responsible for the payment of the escrow cancellation costs of the Escrow Holder, the Escrow Holder shall forthwith return all monies (as provided in this Agreement) and documents, less only the Escrow Holder's customary and reasonable escrow cancellation fees and expenses, as set forth herein. Section 2.05. Convevance of Title. On or before 12:00 noon on the business day preceding the Closing Date, the Agency shall deliver to the Escrow Holder a grant deed in the form attached hereto as Exhibit "E" (the "Agency Grant Deed") duly executed and acknowledged by the Agency, which Agency Grant Deed shall convey all of its merchantable lien free right, title and interest of the Agency in the Property to the Developer upon the Close of Escrow. The Escrow Holder shall be instructed to record the Agency Grant Deed in the Official Records of San Bernardino County, California, if and when Escrow Holder holds the various instruments of the parties as set forth herein and can obtain for the Developer an ALTA owner's extended coverage policy of title insurance ("Title Policy") issued by First American Title Insurance Company or such other title insurance company mutually agreed upon by the parties ("Title Company") with coverage in an amount equal to the Purchase Price together with such endorsements to the policy as may be reasonably requested by the Developer, insuring fee title to the Property vested in the Developer is free and clear of options, rights of first refusal or other 4831-9195-6480.8 6 f' purchase rights, leases or other possessory interests, lis pendens and monetary liens and/or encumbrances and subject only to: (1) non-delinquent real property taxes; (2) non-monetary title exceptions approved by the Developer pursuant to Section 2.13 below; (3) applicable provisions of any parcel map/subdivision map for the Property; (4) the effect of the Redevelopment Plan for the Central City South Redevelopment Project; (5) the effect of any conditions imposed by the City as part of the development plan approvals for the Project; (6) the provisions ofthe Agency Grant Deed; (7) the effect of this Agreement; and (8) such other title exceptions, if any, resulting from documents being recorded or delivered through Escrow. Section 2.06. Additional Closing Obligations of Agencv. On or before 12:00 noon on the business day preceding the Closing Date (unless indicated otherwise), the Agency shall deliver to the Escrow Holder (unless indicated to be delivered directly to the Developer) copies of the following documents and other items: (1) (2) (3) (4) 4831-9195-6480.8 a certificate of non-foreign status executed by the Agency, in the customary form provided by the Escrow Holder, and a California Franchise Tax Board Form 590-RE executed by the Agency; all soils, seismic, geologic, drainage, and environmental reports, and surveys, with respect to the Property, if any, which the Agency has in its possession and/or control to the extent that originals of such items have not been delivered previously by the Agency to the Developer pursuant to Section 2.08 below; two (2) duplicate original copies of the Closing Statement described in Section 2.21, duly executed by the Agency; evidence of the existence, organization and authority of the Agency and of the authority of persons executing documents on behalf of the Agency reasonably satisfactory to the Escrow Holder and Title Company; and 7 f (5) any other documents, instruments, funds and records required to be delivered to the Developer under the terms of this Agreement which have not been previously delivered. Section 2.07. Closing Obligations of DeveloDer. On or before 12:00 noon on the business day preceding the Closing Date, the Developer shall deliver to the Escrow Holder copies of the following documents and other items: (I) an acknowledgment and acceptance of the Agency Grant Deed, duly executed and acknowledged by the Developer. (2) two (2) duplicate original copies of the Closing Statement, duly executed by the Developer. (3) an original and duly executed Note and the Deed of Trust, the latter in recordable form. (4) evidence of the existence, organization and authority of the Developer and of the authority of persons executing documents on behalf of the Developer reasonably satisfactory to the Escrow Holder and the Title Company. (5) an original and duly executed Performance Guaranty. (6) any other documents, instruments or funds required to be delivered by the Developer under the terms of this Agreement or as otherwise required by Escrow Holder or Title Company in order to close Escrow which have not previously been delivered. Section 2.08. InsDections and Review. (a) Due Diligence Items. Within five (5) days after the execution of this Agreement, the Agency shall deliver true, correct and complete copies or originals of the following documents and items (collectively, "Due Diligence Items") to the Developer: (1) copies of all soils, seismic, geologic, drainage, engineering, enviromnental and similar type reports and surveys (including, but not limited to, any Property Environmental Site Assessments), surveys, relating to the Property, if any, in the possession or control ofthe Agency. (2) notices of violations, including, but not limited to, zoning ordinances, development or building codes affecting the Property within the Agency's possession or control. (3) disclosure of any legal matters affecting the use or condition of the Property to the knowledge of the Agency. 4831-9195-6480.8 8 r (4) a copy of the Redevelopment Plan for the Central City South Redevelopment Project. (b) Certain Definitions. For the purpose of this Agreement, the terms set forth below shall have the following meaning: 4831-9195-6480.8 (i) "environmental laws" means all federal, state, local, or municipal laws, rules, orders, regulations, statutes, ordinances, codes, decrees, or requirements of any government authority regulating, relating to, or imposing liability of standards of conduct concerning any hazardous substance (as later defined), or pertaining to occupational health or industrial hygiene (and only to the extent that the occupational health or industrial hygiene laws, ordinances, or regulations relate to hazardous substances on, under, or about the Property), occupational or environmental conditions on, under, or about the Property, as now or may at any later time be in effect, including without limitation, the Comprehensive Environmental Response, Compensation and Liability Act of 1980 ("CERCLA") [42 USC Section 9601 et sea.]; the Resource Conservation and Recovery Act of 1976 ("RCRA") [42 USC Section 6901 et sea.]; the Clean Water Act, also known as the Federal Water Pollution Control Act ("FWPCA") [33 USC Section 1251 et seq.]; the Toxic Substances Control Act ("TSCA") [15 USC Section 2601 et sea.]; the Hazardous Materials Transportation Act ("HMTA") [49 USC Section 1801 et sea.]; the Insecticide, Fungicide, Rodenticide Act [7 USC Section 6901 et sea.] the Clean Air Act [42 USC Section 7401 et sea.]; the Safe Drinking Water Act [42 USC Section 300f et ~.]; the Solid Waste Disposal Act [42 USC Section 6901 et sea.]; the Surface Mining Control and Reclamation Act [30 USC Section 101 et sea.] the Emergency Planning and Community Right to Know Act [42 USC Section 11001 et sea.]; the Occupational Safety and Health Act [29 USC Section 655 and 657]; the California Underground Storage of Hazardous Substances Act [H & S C Section 25288 et sea.]; the California Hazardous Substances Account Act [H & S C Section 25300 et sea.]; the California Safe Drinking Water and Toxic Enforcement Act [H & S C Section 24249.5 et sea.] the Porter-Cologne Water Quality Act [Water Code Section 13000 et sea.] together with any amendments of or regulations promulgated under the statutes cited above and any other federal, state, or local law, statute, ordinance, or regulation now in effect or later enacted that pertains to occupational health or industrial hygiene, and only to the extent the occupational health or industrial hygiene laws, ordinances, or regulations relate to hazardous substances on, under, or about the Property, or the regulation or protection of the environment, including ambient air, soil, soil vapor, groundwater, surface water, or land use. 9 J (ii) "hazardous substances" includes without limitation: those substances included within the definitions of "hazardous substance," "hazardous waste," "hazardous material," "toxic substance," "solid waste," or "pollutant or contaminate" in CERCLA, RCRA, TSCA, HMT A, or under any other environmental law; and those substances listed in the United States Department of Transportation (DOT)Table [49 CFR 172.101], or by the EPA, or any successor agency, as hazardous substances [40 CFR Part 302]; and other substances, materials, and wastes that are or become regulated or classified as hazardous or toxic under federal, state, or local laws or regulations; and any material, waste, or substance that is: (I) a petroleum or refined petroleum product, (2) asbestos, (3) polychlorinated biphenyl, (4) designated as a hazardous substance pursuant to 33 USC Section 1321 or listed pursuant to 33 USC Section 1317, (5) a flammable explosive, or (6) a radioactive material. Section 2.09. Due Diligence Investigation of the Prooertv Bv the Develooer . (a) Within one hundred and eighty (180) days from and after the Opening of Escrow, and subject to the extensions of time set forth below in Section 2.15, the Developer shall have the right to examine, inspect and investigate the Property (the "Due Diligence Period") to determine whether the condition of the Property is acceptable to the Developer and to obtain such development project approvals from the City for the improvement of the Project as the Developer may require in its sole and absolute discretion. (b) During the Due Diligence Period, the Agency shall permit the Developer, its engineers, analysts, contractors and agents to conduct such physical inspections and testing of the Property as the Buyer deems prudent with respect to the physical condition of the Property, including the inspection or investigation of soil and subsurface soil geotechnical condition, drainage, seismic and other geological and topographical matters, surveys the potential presence of any hazardous substances, if any. 4831.9195.6480.8 10 (c) Any such investigation work on the Property may be conducted by the Developer and/or its agents during any normal business hours upon seventy-two (72) hours prior notice to the Agency, which notice will include a description of any investigation work or tests to be conducted by the Developer on the Property. Upon the Agency's request, the Developer will provide the Agency with copies of any test results. (d) During the Due Diligence Period, the Developer shall also have the right to investigate all matters relating to the zoning, use and compliance with other applicable laws which relate to the use and development and improvement of the Property. The Developer may submit an application to the City and any other regulatory agency with jurisdiction for any and all necessary development project approvals for the improvement of the Project. The Agency hereby consents to the submission of such development project approval applications by the Developer. (e) The Agency shall cooperate fully to assist the Developer in completing such inspections and investigations of the condition of the Property. The Agency shall have the right, but not the obligation, to accompany the Developer during such investigations and/or inspections. The Developer shall pay for all costs and expenses associated with the conduct of all such Due Diligence investigation including the cost of submitting any development project approval application as relates to the Project to any regulatory jurisdiction. Section 2.10. Due Diligence Certificate. Within one hundred eighty (180) days following the Opening of Escrow, the Developer shall complete its investigation of the Property (subject to the extensions of time set forth in Section 2.15) and deliver a due diligence certificate signed by the Developer (the "Due Diligence Certificate") to the Escrow Holder which either: (i) indicates that the Developer accepts the condition of the Property or; (ii) contains a description ofthe matters or exceptions relating to the condition of the Property which the Developer was not able to accept or resolve to its satisfaction during the Due Diligence Period. Section 2.11. Books and Records. As part of the Developer's due investigations during the Due Diligence Period, the Developer shall be afforded full opportunity by the Agency to examine all books and records which relate to the Property in the possession of the Agency and/or the Agency's agents or employees, including the reasonable right to make copies of such books and records. During the Due Diligence Period, the Agency will make sufficient staff available to assist the Developer with obtaining access to information relating to the Property which is in the possession or control of Agency. Section 2.12. Condition of the Propertv-Developer's Release. The Developer acknowledges and agrees that it shall be given a full opportunity under this Agreement to inspect and investigate every aspect of the Property during the Due Diligence Period. The Developer shall accept the delivery of possession to the Property on the Close of Escrow in an "AS IS", "WHERE IS" and "SUBJECT TO ALL FAULTS" condition. The Developer further agrees and represents to the Agency that by a date no later than the end of the Due Diligence Period, the Developer shall have conducted and completed (or waived the completion) of all of its 4831-9195-6480.8 11 independent investigation of the condition of the Property which the Developer may believe to be indicated. The Developer hereby acknowledges that it shall rely solely upon its own investigation of the Property and its own review of such information and documentation as it deems appropriate for the purpose of accepting the condition and possession of the Property. The Developer is not relying on any statement or representation by the Agency relating to the condition of the Property unless such statement or representation is specifically contained in this Agreement. Without limiting the foregoing, the Agency makes no representations or warranties as to whether the Property presently complies with environmental laws or whether the Property contains any hazardous substance, as these terms are defined in Section 2.08(b) hereof. Furthermore, to the extent that the Agency has provided the Developer with information relating to the condition of the Property, including information and reports prepared by or on behalf of the City of San Bernardino, the Agency makes no representation or warranty with respect to the accuracy, completeness or methodology or content of such reports or information. Without limiting the above, except to the extent covered by an express representation or warranty of the Agency set forth in this Agreement, the Developer, on behalf of itself and its successors and assigns, waives and release the Agency and its successors and assigns from any and all costs or expenses whatsoever (including, without limitation, attorneys' fees and costs), whether direct or indirect, known or unknown, foreseen or unforeseen, arising from or relating to the physical condition of the Property, the condition of the soils, the suitability of the soils for the improvement of the Project as proposed, or any law or regulation applicable thereto, including the presence or alleged presence of harmful or hazardous substances in, under or about the Property including, without limitation, any claims under or on account of (i) CERCLA and similar statutes and any regulations promulgated thereunder or (ii) any other environmental laws. The Developer expressly waives any rights or benefits available to it with respect to the foregoing release under any provision of applicable law which generally provides that a general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time the release is agreed to, which, if known to such creditor, would materially affect a settlement. By execution of this Agreement, the Developer acknowledges that it fully understands the foregoing, and with this understanding, nonetheless elects to and does assume all risk for claims known or unknown, described in this Section 2.12 without limiting the generality of the foregoing: The undersigned acknowledges that it has been advised by legal counsel and is familiar with the provisions of California Civil Code Section 1542, which provides as follows: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOWN OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM, MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR." 4831-9195-6480.8 12 The undersigned, being aware of this code section, hereby expressly waives any rights it may have thereunder, as well as under any other statutes or common law principles of similar effect. Initials of Developer:_ The provisions of this Section 2.12 shall survive the Close of Escrow. Section 2.13. Review and Approval of Condition of Title bv the Developer. (a) Within fifteen (15) days following the Opening of Escrow, Agency shall cause to be delivered to the Developer a preliminary title report or title commitment for an AL T A extended coverage policy of title insurance issued by the Title Company, describing the state of title of the Property, together with copies of all exceptions specified therein and with all easements plotted, but excluding matters that may be disclosed on the Survey (as defined in Section 2.14) (the "Preliminary Title Report"). The Developer shall notify the Agency in writing of any objections the Developer may have to the title exceptions contained in the Preliminary Title Report ("Developer's Title Objection Notice") prior to the expiration of the Due Diligence Period. The Agency shall have a period of five (5) days after receipt of the Developer's Title Objection Notice in which to deliver written notice to the Developer ("Agency's Title Notice") of the Agency's election to either (i) agree to remove the objectionable items prior to the Close of Escrow, or (ii) decline to remove any such title exceptions; provided, however, that the Agency shall be required to remove all monetary liens and encumbrances created by or as a result of the Agency's activities. If the Agency notifies the Developer of its election to terminate Escrow rather than remove the objectionable items, the Developer shall have the right, by written notice delivered to the Agency within five (5) days after the Developer's receipt of the Agency's Title Notice, to agree to accept the Property subject to the objectionable items, in which event the Agency's election to terminate the Escrow shall be of no effect, and the Developer shall take title at the Close of Escrow subject to such objectionable title items. (b) Except for the permitted exceptions set forth in Section 2.05, the Agency covenants not to further encumber and not to place any further liens or encumbrances on the Property, including, but not limited to, covenants, conditions, restrictions, easements, liens, options to purchase, options to lease, leases, tenancies, or other possessory interests without the prior written consent of the Developer. Upon the issuance of any amendment or supplement to the Preliminary Title Report which adds additional exceptions (including, but not limited to, adding additional exceptions for matters shown on the Survey as hereinafter defined), the foregoing right of review and approval shall also apply to said amendment or supplement (provided that the period for the Developer to review such amendment or supplement shall be the later of the expiration of the Due Diligence Period or ten (10) days from receipt of the amendment or supplement) and Escrow shall be deemed extended by the amount of time necessary to allow such review and approval in the time and manner set forth above. Section 2.14. Survev. The Developer shall at its sole cost and separate expense obtain a survey of the Property prepared by a land surveyor duly licensed by the State of California and in compliance with ALTA/ASCM standards ("Survey"). The Survey shall be in a form acceptable to the Title Company for the issuance of the Title Policy, without the addition of 4831-9195-6480.8 13 r further exceptions, unless the same are acceptable to the Developer in its sole and absolute discretion. Upon receipt of the completed Survey, the Developer shall provide copies of the Survey, certified by the surveyor or engineer who prepared the Survey, to both the Agency and Title Company. The Developer shall have until the end of the Due Diligence Period to complete and examine the Survey and to notify Agency in writing of any objections the Developer has to title exceptions regarding the Property disclosed in the Survey ("Developer's Survey Objection Notice"). The Agency shall have a period of five (5) days after receipt of the Developer's Survey Objection Notice in which to deliver written notice to the Developer ("Agency's Survey Notice") of the Agency's election to either (i) agree to remove the objectionable items prior to the Close of Escrow or (ii) decline to remove such items. If the Agency notifies the Developer of its intention to not remove the objectionable items, the Developer shall have the right, by written notice delivered to the Agency within five (5) days after the Developer's receipt of Agency's Survey Notice, to agree to accept the Property subject to the objectionable items, in which event, the Agency's election to terminate the Escrow shall be of no effect, and the Developer shall accept the Property at the Close of Escrow subject to such objectionable items. Prior to the Closing, the Survey shall be recertified to the Developer, Title Company and the Developer's lender, if any. The Survey will be performed at the Developer's sole cost and expense. Section 2.15. Extension of Due Diligence Period. (a) In the event Agency fails to provide to the Developer the documents and other information required by Sections 2.08 and 2.11 by the date(s) set forth therein, the Due Diligence Period for such information shall be extended by one (1) day for each day of the delay by the Agency to permit the Developer to perform an adequate due diligence review (but not to exceed a total of sixty (60) such days). The Developer will use its best efforts to notify Agency of any documents the Agency has failed to deliver to the Developer within the time periods provided in Sections 2.08 and 2.11. (b) In the event that the Executive Director makes a finding that the Developer has undertaken substantial work to complete its investigation of the Property, the Executive Director shall upon the written request of the Developer, authorize an extension of the Due Diligence Period for up to four (4) additional periods of thirty (30) days each. Section 2.16. Developer's Conditions Precedent to Close Escrow The Developer's obligation to complete the purchase of the Property and Close the Escrow shall be conditioned upon the fulfillment of the following conditions precedent, all of which shall be satisfied (or waived in writing pursuant to Section 2.19) prior to the Close of Escrow: (1) The Agency shall not have defaulted on any material term of this Agreement to be performed by the Agency hereunder, and each representation and warranty made by the Agency in this Agreement shall remain true and correct. For purposes of this subsection (1) only, a representation that is limited to the Agency's knowledge or notice shall be false if the factual matter that is subject to the representation is false, notwithstanding any lack of knowledge or notice to the Agency; 4831.9195-6480.8 14 f (2) the Developer's approval of the Preliminary Title Report and the Survey, if applicable, within the time periods specified in Sections 2.13 and 2.14; (3) the Developer's approval of the contents of all Due Diligence Items, and the other investigations of the Property made by the Developer and/or its designees pursuant to Sections 2.08 and 2.09 herein on or before the expiration of the Due Diligence Period, or such later date if the Due Diligence Period is extended pursuant to Section 2.15. The Developer shall be deemed to have disapproved such Due Diligence Items unless they are approved on or before 5:00 p.m. on the day of the Due Diligence Period, or such later date if the Due Diligence Period is extended pursuant to Section 2.15 herein; (4) the Developer's approval of any notice of change in representation or warranty given by the Agency pursuant to Section 2.24(a)hereof; and (5) the Title Company has committed to issue the Title Policy, in favor of the Developer in the form described in Section 2.05. Section 2.17. Agency's Conditions Precedent to Close Escrow. The Agency's obligation to convey the Property to the Developer shall be conditioned upon the fulfillment of the following conditions precedent, all of which shall be satisfied (or waived in writing pursuant to Section 2.19) prior to the Close of Escrow: (I) the Developer has accepted the condition of the Property and submitted its Due Diligence Approval Certification to the Escrow Holder within the time period set forth in Section 2.03 of this Agreement, as such time period may be extended pursuant to Section 2.15 hereof; (2) the Developer has accepted the condition of title of the Property on or before the date set forth in Section 2.13; (3) the Developer has satisfied the Commencement of Construction Requirements and submitted its Construction Readiness Certificate to the Escrow Holder; (4) the Developer and the Agency shall have agreed upon a Schedule of Performance pursuant to Section 3.01(f) hereof; (5) the Developer shall not be in default of any material term of this Agreement to be performed by the Developer hereunder and each representation and warranty of the Developer made in this Agreement shall remain true and correct; and (6) the Developer shall be satisfied (or waive satisfaction) of each of the conditions precedent set forth in Section 2.16 and the Escrow is in a condition to close within sixty (60) days following the expiration of the 15 4831-9195-6480.8 I' Due Diligence Period (as the same may be extended pursuant to Section 2.15). Section 2.18. Distribution of Documents to Develooer After Closing Date bv Escrow Holder. The Escrow Holder shall deliver to the Developer within the (3) business days following the Closing Date a conformed copy of the Agency Grant Deed, as recorded and the policy of title insurance issued by the Title Company in favor of the Developer. Section 2.19. Satisfaction of Conditions. Where satisfaction of any of the foregoing conditions requires action by the Developer or by the Agency, each party shall use its diligent best efforts, in good faith, and at its own cost, to satisfy such condition. Where satisfaction of any of the foregoing conditions requires the approval of a party, such approval shall be in such party's sole and absolute discretion. Either party may waive any of the conditions set forth in the Agreement, but any such waiver shall be effective only if contained in a writing signed by the applicable party and delivered to the Escrow Holder. Section 2.20. [RESERVED -- NO TEXT] Section 2.21. Prorations. Closing Costs. Possession. (a) Real and personal property taxes for the Property shall be prorated by the parties to the Closing Date on the basis of a three hundred sixty-five (365) day year on the basis that the Agency is responsible for (i) all such taxes (if any) for the fiscal year of the applicable taxing authority occurring prior to the Current Tax Period (as defined below) and (ii) that portion of such taxes for the Current Tax Period to 11:59 p.m. on the Closing Date, whether or not the same shall be payable prior to the Closing Date. The phrase "Current Tax Period" refers to the fiscal year of the applicable taxing authority in which the Closing occurs. All tax prorations shall be based upon the latest available tax statement. Ifthe tax statements for the fiscal tax year during which Escrow closes do not become available until after the Closing Date, then the rates and assessed values of the previous year, with known changes, shall be used, and the parties shall re-prorate said taxes outside of Escrow following the Closing Date when such tax statements become available. The Agency shall be responsible for and shall payor reimburse the Developer upon demand for any real or personal property taxes payable following the Closing Date applicable to any period of time prior to the Closing Date as a result of any change in the tax assessment by reason of reassessment, changes in use of the Property, changes in ownership, errors by the Assessor or otherwise. (b) The Developer shall be entitled to exclusive possession of the Property immediately upon the Close of Escrow. (c) The Agency shall pay the cost of the premium for a CLTA owner's standard coverage policy of title insurance on the Property in the amount of the Purchase Price, together with all title charges (including CLTA endorsements reasonably requested by the Developer and agreed to by the Agency to remove disapproved items shown on the Preliminary Title Report or Survey, pursuant to Sections 2.13 and 2.14 above). The Agency shall pay one- half (y,) of the customary and reasonable escrow fees which may be charged by the Escrow Holder in connection with the close of Escrow. The Developer shall pay the additional cost of the Survey and requested ALTA survey policy endorsements (to the extent such endorsements are unrelated to removal of any disapproved items shown on the Preliminary Title Report or Survey pursuant to Sections 2.13 and 2.14 above) which exceeds the premium for a CLTA owner's standard coverage policy of title insurance on the Property, plus the cost of recording the Agency Grant Deed, together with one-half (Y2) of the cost of the customary and reasonable escrow fees charged by Escrow Holder in connection with the Close of Escrow. The Developer shall pay any documentary or other transfer taxes payable on account of the conveyance of the Property to the Developer. Any other Escrow-related transaction expenses or escrow closing costs incurred by the Escrow Holder in connection with this transaction shall be apportioned and paid for by the parties to this Agreement in the manner customary in San Bernardino County, California. No later than three (3) business days prior to the Closing Date, the Escrow Holder shall prepare for approval by the Developer and the Agency a closing statement ("Closing Statement") on the Escrow Holder's standard form indicating, among other things, the Escrow Holder's estimate of all closing costs, pay-off amounts for the release and reconveyance of all liens secured by the Property and prorations made pursuant to this Agreement. The Developer and the Agency shall assist the Escrow Holder in determining the amount of all prorations. Section 2.22. BREACH OF ARTICLE II BY THE AGENCY: PROVABLE OUT-OF-POCKET EXPENSES PAYABLE AS DAMAGES BY THE AGENCY TO THE DEVELOPER. IN THE EVENT THAT THE AGENCY WRONGFULLY FAILS TO CONVEY THE PROPERTY TO THE DEVELOPER UPON THE SATISFACTION OF THE CONDITIONS PRECEDENT SET FORTH IN SECTION 2.17 OF THIS AGREEMENT, THE DEVELOPER, AS ITS SOLE AND EXCLUSIVE REMEDY AT LAW OR IN EQUITY FOR SUCH BREACH, SHALL BE ENTITLED TO (A) THE RETURN OF THE DEPOSIT FROM THE ESCROW HOLDER AND (B) DAMAGES IN THE AMOUNT OF DEVELOPER'S PROVABLE OUT-OF-POCKET EXPENSES IN CONNECTION WITH (i) NEGOTIATION OF THIS AGREEMENT, (ii) DUE DILIGENCE WITH RESPECT TO THE PROPERTY AND (iii) DESIGN (INCLUDING, WITHOUT LIMITATION, ARCHITECTURAL, ENGINEERING AND CONSULTANT FEES AND COSTS); DEVELOPMENT (INCLUDING, WITHOUT LIMITATION, LEGAL AND CONSULTANT FEES AND COSTS); ENTITLEMENTS (INCLUDING, WITHOUT LIMITATION, APPLICATION, PLAN CHECK AND PERMIT FEES); AND FINANCING (INCLUDING, WITHOUT LIMITATION, APPRAISAL REPORTS, LOAN COMMITMENT FEES, REIMBURSEMENT OF LENDER'S REASONABLE TRANSACTION COSTS); PROVIDED, HOWEVER, THAT DAMAGES PAYABLE PURSUANT TO THIS SUBSECTION (B) SHALL IN NO EVENT EXCEED ONE HUNDRED THOUSAND DOLLARS ($100,000.00). WITHOUT LIMITING THE FOREGOING PROVISIONS OF THIS PARAGRAPH, THE DEVELOPER WAIVES ANY AND ALL RIGHTS WHICH THE DEVELOPER OTHERWISE WOULD HAVE HAD UNDER CIVIL CODE SECTION 3389 TO SPECIFICALLY ENFORCE THIS AGREEMENT. THE DEVELOPER AND THE AGENCY ACKNOWLEDGE AND 4831-9195-6480.8 17 f AGREE THAT EACH OF THEM HAS READ AND UNDERSTANDS THE PROVISIONS OF THIS SECTION AND EACH AGREES TO BE BOUND BY ITS TERMS. Initials of Developer Initials of Agency Section 2.23. BREACH BY THE DEVELOPER OF ARTICLE II; LIOUIDA TED DAMAGES PAYABLE BY THE DEVELOPER TO THE AGENCY. IN THE EVENT THAT THE DEVELOPER COMMITS A MATERIAL BREACH OF ITS OBLIGATIONS UNDER THIS ARTICLE II PRIOR TO THE CLOSE OF ESCROW, THE DAMAGES THAT THE AGENCY WILL INCUR BY REASON THEREOF ARE AND WILL BE IMPRACTICAL AND EXTREMELY DIFFICULT TO ESTABLISH. THE DEVELOPER AND THE AGENCY, IN A REASONABLE EFFORT TO ASCER- TAIN WHAT THE AGENCY'S DAMAGES WOULD BE IN THE EVENT OF SUCH A DEFAULT BY THE DEVELOPER, HAVE AGREED THAT SUCH DAMAGES SHALL BE IN THE AMOUNT OF TEN THOUSAND DOLLARS ($10,000.00) AS LIQUIDATED DAMAGES. SUCH SUM SHALL BE PAID TO THE AGENCY IN THE EVENT OF SUCH DEFAULT BY THE DEVELOPER AS LIQUIDATED DAMAGES, WHICH DAMAGES SHALL BE THE AGENCY'S SOLE AND EXCLUSIVE REMEDY AT LAW OR IN EQUITY IN THE EVENT OF AND FOR SUCH DEFAULT BY THE DEVELOPER. WITHOUT LIMITING THE FOREGOING PROVISIONS OF THIS PARAGRAPH, THE AGENCY WAIVES ANY AND ALL RIGHTS WHICH THE AGENCY OTHERWISE WOULD HAVE HAD UNDER CIVIL CODE SECTION 3389 TO SPECIFICALLY ENFORCE THIS AGREEMENT. THE AGENCY AND THE DEVELOPER ACKNOWLEDGE AND AGREE THAT EACH OF THEM HAS READ AND UNDERSTANDS THE PROVISIONS OF THIS SECTION AND EACH AGREES TO BE BOUND BY ITS TERMS. Initials of Developer Initials of Agency Section 2.24. Representations and Warranties. (a) Warranties and Representations bv the Agencv. The Agency hereby makes the following representations, covenants and warranties and acknowledges that the execution of this Agreement by the Developer has been made and the acquisition by the Developer of the Property will have been made in material reliance by the Developer on such covenants, representations and warranties: (1) Warranties True. Each and every undertaking and obligation of the Agency under this Agreement shall be performed by the Agency timely when due; and that all representations and warranties of the Agency under this Agreement shall be true in all material respects at the Closing as though they were made at the time of Closing, unless otherwise disclosed by the Agency. 4831-9195-6480.8 18 4831-9195-6480.8 w (2) (3) (4) (5) Due Organization. The Agency is a community redevelopment agency, existing and operating under the laws of California.. The Agency has the legal power, right and authority to enter into this Agreement and to execute the instruments and documents referenced herein, and to consummate the transactions contemplated hereby. Enforceability of Agreement. The persons executing any instruments for or on behalf of the Agency have been authorized to act on behalf of the Agency. Validity of Agreement. This Agreement is valid and enforceable against the Agency in accordance with its terms and each instrument to be executed by the Agency pursuant hereto or in connection therewith will, when executed be valid and enforceable against the Agency in accordance with its terms. No approval, consent, order or authorization of, or designation or declaration of any other person, is required in connection with the valid execution and delivery of and compliance with this Agreement by the Agency. Title. Prior to the Closing, the Agency will be the owner of (and the Developer will acquire hereunder) the entire right, title and interest in the Property to effectively vest in the Developer good and marketable fee simple title to the Property, that the Developer will acquire the Property free and clear of all liens, encumbrances, claims, rights, demands, easements, leases or other possessory interests, agreements, covenants, conditions, and restrictions of any kind or character (including, without limiting the generality of the foregoing, liens or claims for taxes, mortgages, conditional sales contracts, or other title retention agreement, deeds of trust, security agreements and pledges and mechanics lien) except: (i)the matters described in Section 2.05, and (ii) the exceptions to title approved by the Developer pursuant to Section 2.13. (6) No Litigation. To the best of the Agency's knowledge, there are no pending or threatened claims, actions, allegations or lawsuits of any kind, whether for personal injury, property damage, property taxes or otherwise, that could materially and adversely affect the value or use of the Property or prohibit the sale thereof, nor to the best of the Agency's knowledge, is there any governmental investigation of any type or nature pending or threatened against or relating to the Property or the transactions contemplated hereby. (7) Operation and Condition Pending Closing. Between the date of this Agreement and the Close of Escrow, the Agency will continue to manage, operate and maintain the Property in the same manner as existed prior to the execution of this Agreement. 19 ,-- (8) Contracts. There are no contracts or agreements to which the Agency is a party relating to the operation, maintenance, development, improvement or ownership of either of the Property which will survive the Close of Escrow except as may be set forth in the Agency Grant Deed or in the Deed of Trust. (9) Special Studies Zone. The Property is not located within a designated earthquake fault zone pursuant to California Public Resources Code Section 2621.9 and a designated area that is particularly susceptible to ground shaking, liquefaction, landslides or other ground failure during an earthquake pursuant to California Public Resources Code Section 2694. (10) The Agencv's Knowledge. For purposes of this Section 2.24(a), the terms "to the best of the Agency's Knowledge" or "to the Agency's Knowledge" shall mean the actual knowledge of Gary Van Osdel. The Agency shall give the Developer notice of any changes in circumstances that would render any of the representations and warranties set forth in this Section 2.24(a) untrue or misleading that come to the Agency's knowledge prior to the Closing Date, but such notice shall not release the Agency of its liabilities or obligations with respect thereto. All representations and warranties contained in this Section 2.24(a) are true and correct to the best of the Agency's Knowledge on the date hereof and on the Closing Date and the Agency's liability for misrepresentation or breach of warranty, representation or covenant, of the warranties and representations set forth in this Section 2.24(a), shall survive the execution and delivery of this Agreement and the Close of Escrow. (b) Warranties and Representations bv the Developer. The Developer hereby makes the following representations, covenants and warranties and acknowledges that the execution of this Agreement by the Agency has been made in material reliance by the Agency on such covenants, representations and warranties: (1) (2) 4831-9195-6480.8 The Developer is a duly organized and validly existing California limited liability company. The Developer has the legal right, power and authority to enter into this Agreement and the instruments and documents referenced herein and to consummate the transactions contemplated hereby. The persons executing this Agreement and the instruments referenced herein on behalf of the Developer hereby represent and warrant that such persons have the power, right and authority to bind the Developer. The Developer has taken all requisite action and obtained all requisite consents in connection with entering into this Agreement and the instruments and documents referenced herein and the consummation of the transactions contemplated hereby, and no consent of any other party is required. 20 .. (3) This Agreement is, and all agreements, instruments and documents to be executed by the Developer pursuant to this Agreement shall be, duly executed by and are or shall be valid and legally binding upon the Developer and enforceable in accordance with their respective terms. (4) Neither the execution of this Agreement nor the consummation of the transactions contemplated hereby shall result in a breach of or constitute a default under any other agreement, document, instrument or other obligation to which the Developer is a party or by which the Developer may be bound, or under law, statute, ordinance, rule, governmental regulation or any writ, injunction, order or decree of any court or governmental body applicable to the Developer or to the Property. (5) Each and every undertaking and obligation of the Developer under this Agreement shall be performed by the Developer timely when due; and that all representations and warranties of the Developer under this Agreement shall be true in all material respects at the Closing as though they were made at the time of Closing, unless otherwise disclosed by the Developer. All representations and warranties contained in this Section 2.24(b) are true and correct on the date hereof and on the Closing Date and Developer's liability for misrepresentation or breach of warranty, representation or covenant, wherever contained in this Agreement, shall survive the execution and delivery of this Agreement and the Closing. Section 2.25. Damage. Destruction and Condemnation. Prior to the Agency's delivery of possession of the Property to Developer at the Close of Escrow, the risk of loss or damage to the Property shall remain upon the Agency. If the Property suffers damages as a result of any casualty prior to the Close of Escrow which may materially diminish its value, then the Agency shall give written notice thereof to Developer promptly after the occurrence of the casualty. The Developer can elect to either: (i) accept the Property in its damaged condition or (ii) the Developer may terminate the Agreement and recover the Deposit as set forth in Section 2.02. The Developer shall confirm the exercise of its election under subparagraph (i) or (ii) of the preceding sentence within thirty (30) days of its receipt of notice from the Agency. In the event that, prior to the Close of Escrow, any governmental entity shall commence any actions of eminent domain or similar type proceedings to take any portion of the Property, the Agency shall give prompt written notice thereof to Developer, and Developer shall have the option either: (i) to elect not to acquire the Property, terminate the Agreement and recover the Deposit as set forth in Section 2.02; or (ii) the Developer may complete the acquisition of the Property under this Agreement, in which case Developer shall be entitled to all the proceeds of such taking; provided however, that the Agency agrees that it shall not settle or compromise the proceedings before the Close of Escrow without the Developer's prior written consent, which consent will not be unreasonably withheld or delayed). The Developer shall confirm the exercise of its election under subparagraph (i) or (ii) of the preceding sentence within thirty (30) days of its receipt of notice from the Agency. 4831-9195-6480.8 21 f ARTICLE III DEVELOPMENT OF THE PROJECT Section 3.01. Development ofthe Proiect bv Developer. (a) Scope of Development. It is the intent of the parties that promptly following the Close of the Escrow the Developer shall develop the Project on the Property. The Project consists of the elements set forth in Exhibit "B" (Description of Project and Scope of Development) (the "Scope of Development"). (b) The City's zoning ordinance and the City's building requirements will be applicable to the use and development of the Property. The Developer acknowledges that any change in the plans for development of the Property as set forth in the Scope of Development shall be subject to the City's zoning ordinance and building requirements. No action by the Agency or the City with reference to this Agreement or related documents shall be deemed to constitute a waiver of any City requirements which are applicable to the Property or to the Developer, any successor in interest of the Developer or any successor in interest pertaining to the Property, except by modification or variance approved by the City consistent with this Agreement. (c) The Scope of Development is hereby approved by the Agency upon its execution of this Agreement. The Project shall be developed and completed in conformance with the approved Scope of Development and any and all other plans, specifications and similar development documents required by this Agreement, except for such changes as may be mutually agreed upon in writing by and between the Developer and the Agency. (d) The approval of the Scope of Development by the Agency hereunder shall not be binding upon the City Councilor the Planning Commission of the City with respect to any approvals of the Project required by such other bodies. If any revisions of the Scope of Development as approved by the Agency shall be required by another government official, agency, department or bureau having jurisdiction over the development of the Property, the Developer and the Agency shall cooperate in efforts to obtain waivers of such revisions, or to obtain approvals of any such revisions which have been made by the Developer and have thereafter been approved by the Agency. The Agency shall not unreasonably withhold approval of such revisions. (e) Notwithstanding any provision to the contrary in this Agreement, the Developer agrees to accept and comply fully with any and all reasonable conditions of approval applicable to all permits and other governmental actions affecting the development of the Property and consistent with this Agreement. (f) The Developer shall cause landscaping plans in connection with development of the Property to be prepared by a licensed landscape architect. The Developer shall prepare and submit to the City for its approval, preliminary landscaping plans for the Property which are consistent with City Code requirements. These plans shall be prepared, submitted and approved within the times respectively established therefor in the schedule of 4831-9195-6480.8 22 performance to be agreed upon by the parties prior to the Close of Escrow (the "Schedule of Performance") and shall be consistent with the Scope of Development. (g) The Developer shall prepare and submit development plans, construction drawings and related documents for the development of the Property consistent with the Scope of Development to the City. The development plans, construction drawings and related documents shall be in the form of drawings, plans and specifications. Drawings, plans and specifications are hereby defined as those which contain sufficient detail necessary to obtain a building permit from the City. (h) During the preparation of all drawings and plans in connection with the development of the Property, the Developer shall provide to the Agency regular progress reports to advise the Agency of the status of the preparation by the Developer, and the submission to and review by the City of construction plans and related documents. The Developer shall communicate and consult with the Agency as frequently as is necessary to ensure that any such plans and related documents submitted by the Developer to the City are being processed in a timely fashion. (i) The Agency shall have the right of reasonable architectural review and approval of building exteriors and design ofthe structures to be constructed on the Property. The Agency shall also have the right to review all plans, drawings and related documents pertinent to the development of the Property in order to ensure that they are consistent with this Agreement and with the Scope of Development. If the Agency shall determine that plans, drawings or related documents are not consistent with this Agreement and with the Scope of Development, it shall notify the Developer in writing of such determination. The Developer, upon receipt of such notice from the Agency, shall promptly revise the applicable plans, drawings or related documents in a manner that addresses the inconsistency with the Scope of Development and shall resubmit such revised plans, drawings or related documents to the Agency no later than thirty (30) calendar days after its receipt of such notice from the Agency. (j) The Developer shall timely submit to the City for its review and approval any and all plans, drawings and related documents pertinent to the development of the Property, as required by the City. Any failure by the City to approve any of such plans or to issue necessary permits for the development of the Property within thirty (30) calendar days of receipt thereof shall constitute an enforced delay hereunder, and the Schedule of Performance shall be extended by that period of time beyond said thirty (30) calendar day period in which the City approves said plans; provided, however, that in the event that the City disapproves of any of such plans, the Developer shall within thirty (30) calendar days after receipt of such disapproval revise and resubmit such plans in accordance with the City's requirements and in such form and substance so as to obtain the City's approval thereof. (k) The Agency shall in good faith use its best efforts to cause the City to approve in a timely fashion any and all plans, drawings and documents submitted by the Developer which are consistent with the Scope of Development. (I) related documents 4831-9195-6480.8 If the Developer desires to make any change in the plans, drawings and after their review by the Agency for consistency with the Scope of 23 f Development, the Developer shall submit the proposed change in writing to the Agency for its review for consistency with the Scope of Development. The Agency shall notify the Developer in writing of any determination that the change is not consistent with the Scope of Development within thirty (30) calendar days after submission to the Agency. If the Developer desires to make any change in the plans, drawings and related documents after their approval by the City, the Developer shall submit the proposed change to the City for approval. The Agency shall use its best efforts to cause the City to review and approve or disapprove any such change as provided in Section 3.01(b) hereof. (m) The Developer shall have the right during the course of construction to make changes in construction of structures and "minor field changes" without seeking the approval of the Agency; provided, however, that such changes do not affect the type of use to be conducted within all or any portion of a structure. Said "minor field changes" shall be defined as those changes from the approved construction drawings, plans and specifications which have no substantial effect on the improvements and are made in order to expedite the work of construction in response to field conditions. Nothing contained in this Section shall be deemed to constitute a waiver of or change in the City's Building Code requirements governing such "minor field changes" or in any and all approvals by the City otherwise required for such "minor field changes." (n) The cost of constructing the Project, including all off-site public improvements shall be borne by the Developer. (0) The Developer shall at its expense cause to be prepared, and shall pay any and all fees pertaining to the review and approval of the development project approvals by the City, including the cost and preparation of all required construction, planning and other documents reasonably required by governmental bodies pertinent to the development of the Property hereunder including, but not limited to, specifications, drawings, plans, maps, permit applications, land use applications, zoning applications and design review documents. (P) The Developer shall pay for any and all costs, including but not limited to the costs of design, construction, relocation and securing of permits for utility improvements and connections, which may be required in developing the Property. The Developer shall obtain any and all necessary approvals prior to the commencement of applicable portions of said construction, and the Developer shall take reasonable precautions to ensure the safety and stability of surrounding properties during said construction. (q) All construction and development obligations and responsibilities of the Developer as related to the Project shall be initiated and completed within the times specified in the Schedule of Performance, or within such reasonable extensions of such times as may be granted by the Agency or as otherwise provided for in this Agreement. The Schedule of Performance shall be subject to revision from time to time as mutually agreed upon in writing by and between the Developer and the Agency. Any and all deadlines for performance by the parties shall be extended for any times attributable to delays which are not the fault of the performing party and are caused by the other party, other than periods for review and approval or reasonable disapprovals of plans, drawings and related documents, specifications or applications for permits as provided in this Agreement. 4831-9195-6480.8 24 J (r) During the period of construction of the Project, the Developer shall submit to the Agency written progress reports when and as reasonably requested by the Agency but in no event more frequently than every four (4) weeks. The reports shall be in such form and detail as may reasonably be required by the Agency, and shall include a reasonable number of construction photographs taken since the last such report submitted by the Developer. In addition, the Developer will attend Agency meetings when requested to do so by Agency Staff. (s) Prior to the commencement of any construction, the Developer shall furnish, or shall cause to be furnished, to the Agency duplicate originals or appropriate certificates of public indemnity and liability insurance in the amount of One Million Dollars ($1,000,000.00) combined single limit, naming the Agency and the City and their employees, officers and officials as additional insureds. Said insurance shall cover comprehensive general liability including, but not limited to, contractual liability; acts of subcontractors; premises- operations; explosion, collapse and underground hazards, if applicable; broad form property damage, and personal injury including libel, slander and false arrest. In addition, the Developer shall provide to the Agency adequate proof of comprehensive automobile liability insurance covering owned, non-owned and hired vehicles, combined single limit in the amount of One Million Dollars ($1,000,000.00) each occurrence; and proof of workers' compensation insurance. Any and all insurance policies required hereunder shall be obtained from insurance companies admitted in the State of California and rated at least B+: XII in Best's Insurance Guide. All said insurance policies shall provide that they may not be canceled unless the Agency and the City receive written notice of cancellation at least thirty (30) calendar days prior to the effective date of cancellation. Any and all insurance obtained by the Developer hereunder shall be primary to any and all insurance which the Agency and/or City may otherwise carry, including self insurance, which for all purposes of this Agreement shall be separate and apart from the requirements of this Agreement. Any insurance policies governing the Property as obtained by the Agency shall not be transferred from the Agency to the Developer. Appropriate insurance means those insurance policies approved by Agency Counsel consistent with the foregoing. Any and all insurance required hereunder shall be maintained and kept in force until the Agency has issued a Certificate of Completion in substantially the form set forth in Exhibit "G" hereof (the "Certificate of Completion") in connection with the development of the Property. (t) The Developer for itself and its successors and assigns agrees that in the construction of the Project, the Developer will not discriminate against any employee or applicant for employment because of sex, marital status, race, color, religion, creed, national origin, or ancestry. Notwithstanding the foregoing, the Developer will use best efforts to offer employment opportunities to local residents and will seek to acquire goods and services from local vendors. (u) The Developer shall carry out its construction of the Project in conformity with all applicable laws, including California Labor Code provisions requiring payment of general prevailing rate of per diem wages and other applicable state labor standards and requirements. (v) The Developer shall, at its own expense, secure or shall cause to be secured, any and all permits which may be required for such construction, development or work 4831-9195-6480.8 25 ,.\. by the City or any other governmental agency having jurisdiction thereof. The Agency shall cooperate in good faith with the Developer in the Developer's efforts to obtain from the City or any other appropriate governmental agency any and all such permits applicable to the development of the Property. (w) Officers, employees, agents or representatives of the Agency shall have the right of reasonable access to the Property, without the payment of charges or fees, during normal construction hours during the period of construction of the Project for the purpose of verifying compliance by the Developer within the terms of this Agreement. Such officers, employees, agents or representatives of the Agency shall be those persons who are so identified by the Executive Director. Any and all officers, employees, agents or representatives of the Agency who enter the Property pursuant hereto shall identify themselves at the job site office upon their entrance on to the Property and shall at all times be accompanied by a representative of the Developer while on the Property; provided, however, that the Developer shall make a representative of the Developer available for this purpose at all times during normal construction hours upon reasonable notice from the Agency. The Agency shall indemnify and hold the Developer harmless from injury, property damage or liability arising out of the exercise by the Agency and/or the City of this right of access, other than injury, property damage or liability relating to the negligence and/or willful misconduct of the Developer or its officers, agents or employees. (x) The Agency shall inspect relevant portions of the construction site prior to issuing any written statements reflecting adversely on the Developer's compliance with the terms and conditions ofthis Agreement pertaining to development of the Property. Section 3.04. Change in Ownership Management and Control of the Developer- - Assignment and Transfer. (a) (1) (2) (3) 4831-9195-6480.8 As used in this Section 3.04, the term "Transfer" means: Any total or partial sale, assignment or conveyance, or any trust or power, or any transfer in any other mode or form, by the Developer of more than a 49% interest (or series of such sales, assignments and the like which in the aggregate exceed a disposition of more than a 49% interest) with respect to its interest in this Agreement, the Property, or the Project, or any part thereof or any interest therein or of the improvements constructed thereon, or any contract or agreement to do any of the same other than to an Approved Assignee; or Any merger, consolidation, sale or lease of all or substantially all of the assets of the Developer (or series of such sales, assignments and the like which in the aggregate exceeded a disposition of more than a 49% interest) other than to an Approved Assignee; or The leasing of part or all of the Property or the Project except for the leasing of part or all of the Project for the uses contemplated by this 26 J Article ill and in accordance with the provisions of this Agreement upon completion of construction of the Project by the Developer. (b) This Agreement is entered into solely for the purpose of the redevelopment of the Property and the improvement of the Project and the subsequent operation and use of the Property by the Developer in accordance with the terms hereof. The Developer recognizes that the qualifications and identity of the Developer are of particular concem to the Agency, in view of: (I) the importance of the redevelopment of the Site to the general welfare of the community; and (2) the fact that a Transfer is for all practical purposes a transfer or disposition of the responsibilities of the Developer, as applicable, with respect to the redevelopment of the Property and the Project. The Developer further recognizes and acknowledges that it is because of the qualifications and identity of the Developer that the Agency is entering into this Agreement with the Developer, and, as a consequence, Transfers are permitted only as provided in this Agreement. (c) The limitations on a Transfer as set forth in this Section 3.04 shall apply until such time as a Certificate of Completion is approved by the Agency and filed for recordation as provided in Section 3.07. Except as expressly permitted in this Agreement, the Developer represents and agrees that it has not made nor shall it create or suffer to be made or created, any Transfer, either voluntarily or by operation of law without the prior written approval of the Agency until such time as a Certificate of Completion has been recorded; provided, however, that, as provided in Section 1.04 hereof, the Developer may assign its right, title and interest in and to this Agreement to an Approved Assignee. After the date of recordation of a Certificate of Completion, certain other provisions of this Agreement shall nonetheless be applicable to subsequent conveyances of interest in the Property, or portions thereof, as provided in Article IV of this Agreement. Any Transfer made in contravention of this Section 3.04 shall be voidable at the election of the Agency and shall then be deemed to be a default under this Agreement. (d) The following types of a Transfer shall be permitted and approved by the Agency and are referred to herein as a "Permitted Transfer": (1) The Transfer by the Developer of all its right, title and interest in this Agreement to an entity (i) twenty percent (20%) of which is directly or indirectly owned by the Developer and (ii) the managing member of which is the Developer or an affiliate ofthe Developer. (2) Any Transfer by the Developer creating a "Security Financing Interest" in the Property which conforms to the provisions of Section 3.05; 4831-9195-6480.8 27 , (3) Any Transfer directly resulting from the foreclosure of a Security Financing Interest created by the Developer in the Property or the granting of a deed in lieu of foreclosure of a Security Financing Interest; (4) Any Transfer of stock or equity of the Developer which does not change management or operational control of the Property or the Project; (5) Any Transfer of any interest in the Developer irrespective of the percentage of ownership to any affiliate of or other entity controlled by the Developer or in which the Developer directly or indirectly owns a controlling interest. (e) No Permitted Transfer of this Agreement or any interest in the Property or the Project, by the Developer (other than a Permitted Transfer created pursuant to a Security Financing Interest) shall be effective unless, at the time of the Permitted Transfer, the person or entity to which such Transfer is made shall expressly assume the obligations of the Developer under this Agreement and such person also agrees to be subject to the conditions and restrictions to which the Developer is subject under this Agreement. Such an assumption of obligation shall be evidenced by a written instrument delivered to the Agency in a recordable form which is satisfactory to the Agency. (f) Provided the particular transaction satisfies the applicable provisions of Section 3.04(d), the Developer is not required to give the Agency advance notice of such a Permitted Transfer. The Agency may, in its reasonable discretion, approve in writing any other Transfer as requested by the Developer, provided such proposed transferee can demonstrate successful and satisfactory experience in the ownership, operation, and management of an operation similar to the Project. Any such transferee for itself and its successors and assigns, and for the benefit of the Agency shall expressly assume all of the obligations of the Developer to the Agency under this Agreement. There shall be submitted to the Agency for review all instruments and other legal documents proposed to effect any such other Transfer; and the approval or disapproval of the Agency shall be provided to the Developer, in writing within thirty (30) days of receipt by the Agency of the request therefor, and the Agency approval of a transfer and shall not be unreasonably withheld or delayed. (g) Following the issuance of a Certificate of Completion, the Developer shall be released by the Agency from any liability under this Agreement which may arise from a default of a successor in interest occurring after the date of such a Transfer; provided, however that the covenants of the Developer as set forth in Article IV of this Agreement shall run with the land for the term as provided in Article IV. Section 3.05. Security Financing; Right of Holders . (a) Notwithstanding any provision of Section 3.04 to the contrary, mortgages, deeds of trust, or any other form of lien required for any reasonable method of financing the construction and improvement of the Property ("Construction Financing") are permitted before the recordation of the Certificate of Completion (referred to in Section 3.07 of this Agreement) and, in the event the Project is not sold by the Developer upon recordation of the Certificate of 4831-9195-6480.8 28 Completion, one or more mortgages, deeds of trust, or other forms of lien required for any reasonable financing that takes out the construction financing (collectively, the "Permanent Financing") is permitted following recordation of the Certificate of Completion. The Developer shall notify the Agency in writing in advance of any mortgage, deed of trust, or other form of lien for Construction Financing or for Permanent Financing. The Developer shall not enter into any such conveyance for Permanent Financing without the prior written approval of the Agency, which approval the Agency shall grant if any such conveyance is given to a responsible fmancial or lending institution including, without limitation, banks, savings and loan institutions, insurance companies, real estate investment trusts, pension programs and the like and subject to agreement by such lender and the Agency on a form of subordination agreement (as provided in Section 2.01(c) hereof). (b) The Developer shall promptly notify the Agency of any mortgage, deed of trust or other refinancing, encumbrance or lien that has been created with respect to the Property whether by voluntary act of the Developer or otherwise; provided, however, that no notice of filing of preliminary notices or mechanic's liens need be given by the Developer to the Agency prior to suit being filed to foreclose such mechanic's lien. (c) The words "mortgage" and "deed of trust" as used herein shall be deemed to include all other customary and appropriate modes of financing real estate construction and land development. (d) The holder of any mortgage, deed of trust or other security interest authorized by this Agreement shall in no manner be obligated by the provisions of this Agreement to construct or complete the improvement of the Property or to guarantee such construction or completion. (e) Whenever the Agency shall deliver any notice or demand to the Developer with respect to any breach or default by the Developer in the completion of construction of the improvements, or any breach or default of any other obligations which, if not cured by the Developer, entitle the Agency to terminate this Agreement or exercise its right to re-enter the Property, or a portion thereof under Section 6.07, the Agency shall at the same time deliver to each holder of record of any mortgage, deed of trust or other security interest authorized by this Agreement a copy of such notice or demand. Each such holder shall (insofar as the rights of the Agency are concerned) have the right, at its option, to commence the cure or remedy of any such default and to diligently and continuously proceed with such cure or remedy, within one hundred twenty (120) calendar days after the receipt of the notice; and to add the cost thereof to the security interest debt and the lien of its security interest. If such default shall be a default which can only be remedied or cured by such holder upon obtaining possession, such holder shall seek to obtain possession with diligence and continuity through a receiver or otherwise, and shall remedy or cure such default within one hundred twenty (120) calendar days after obtaining possession; provided that in the case of a default which cannot with diligence be remedied or cured, or the remedy or cure of which cannot be commenced, within such one hundred twenty (120) calendar day period, such holder shall have such additional time as is reasonably necessary to remedy or cure such default of the Developer. Nothing contained in this Agreement shall be deemed to permit or authorize such holder to undertake or continue the construction or completion of the improvements (beyond the extent necessary to conserve or protect the 4831-9195-6480.8 29 J improvements or construction already made) or to operate the Project without first having expressly assumed the Developer's obligations by written agreement satisfactory to the Agency. The holder in that event must submit evidence satisfactory to the Agency that it has the qualifications and financial responsibility necessary to perform such obligations. Any such holder that undertakes and completes construction of the improvements on the Property in accordance herewith shall be entitled, upon written request made to the Agency, to be issued the Certificate of Completion by the Agency. (f) In any case where, one hundred eighty (180) calendar days after default by the Developer the holder of any mortgage, deed of trust or other security interest creating a lien or encumbrance upon the Property or any portion thereof has not exercised the option to construct the applicable portions of the Project or to operate the Project following completion of construction, or has exercised the option but has not proceeded diligently and continuously with construction or operation of the Project, as the case may be, the Agency may purchase the mortgage, deed of trust or other security interest by payment to the holder of the amount of the unpaid debt, including principal, accrued and unpaid interest, late charges, costs, expenses and other amounts payable to the holder by the Developer under the loan documents between holder and the Developer. If the ownership of the Property has vested in the holder, the Agency may at its option (but does not have an obligation to) seek a conveyance from the holder to the Agency upon payment to the holder of an amount equal to the sum of the following: (I) The unpaid mortgage, deed of trust or other security interest debt, including principal, accrued and unpaid interest, late charges, costs, expenses and other amounts payable to the holder by the Developer under the loan documents between the holder and the Developer, at the time title became vested in the holder (less all appropriate credits, including those resulting from collection and application of rentals and other income received during foreclosure proceedings.) (2) All expenses, if any, incurred by the holder with respect to foreclosure. (3) The net expenses, if any (exclusive of general overhead), incurred by the holder as a direct result of the subsequent ownership or management of the Property or the Property, such as insurance premiums and real estate taxes. (4) The cost of any improvements made by such holder. (5) An amount equivalent to the interest that would have accrued on the aggregate on such amounts had all such amounts become part of the mortgage or deed of trust debt and such debt had continued in existence to the date of payment by the Agency. (6) After expiration of the aforesaid one hundred eighty (180) calendar day period, the holder of any mortgage, deed of trust or other security affected by the option created by this Section, may demand, in writing, that the Agency act pursuant to the option granted hereby. If the Agency fails to exercise the right herein granted within sixty (60) calendar days from the 30 4831-9195-6480.8 . date of such written demand, the Agency shall be conclusively deemed to have waived such right of purchase of the or the mortgage, deed of trust or other security interest. (g) In the event of a default or breach by the Developer of a mortgage, deed of trust or other security interest with respect to the Property (or any portion thereof), where the holder has not exercised its option to complete the development or to operate the Project, the Agency may cure the default but is under no obligation to do so prior to completion of any foreclosure. In such event, the Agency shall be entitled to reimbursement from the Developer of all costs and expenses incurred by the Agency in curing the default. The Agency shall also be deemed to have a lien of the Agency as may arise under this Section 3.05(g) upon the Property (or any portion thereof) to the extent of such costs and disbursements. Any such lien shall be subordinate and subject to mortgages, deeds of trust or other security instruments executed by the Developer for the purpose of obtaining the funds to construct and improve the Property or for the purpose of obtaining the Permanent Financing as authorized herein. Section 3.06. Right of the Agencv to Satisfy Other Liens on the ProoertY after Conveyance of Title. After the conveyance of title to the Property by the Agency to the Developer and after the Developer has had a reasonable time to challenge, cure or satisfy any unauthorized liens or encumbrances on the Property, the Agency shall after one hundred twenty (120) calendar days prior written notice to the Developer have the right to satisfy any such liens or encumbrances; provided, however, that nothing in this Agreement shall require the Developer to payor make provisions for the payment of any tax, assessment, lien or charge so long as the Developer in good faith shall contest the validity or amount thereof, and so long as such delay in payment shall not subject the Property, or any portion thereof, to forfeiture or sale. Section 3.07. Certificate of Como let ion . (a) Following (i) the written request therefor by the Developer; (ii) the completion of construction of any Completed Parcel thereof, excluding any normal and minor building "punch-list" items to be completed by the Developer; and, (iii) the recordation of a notice of completion in compliance with Section 3093 of the California Civil Code, the Agency shall furnish the Developer with a Certificate of Completion for the Completed Parcel, in the form set forth in Exhibit "G" with respect to the Completed Parcel. The release of any obligations, responsibilities, and/or duties of the Developer set forth in this Agreement, which are triggered by the delivery of a Certificate of Completion from the Agency to the Developer shall only apply to the portion of the Project particularly described in such Certificate of Completion. (b) The Agency shall not unreasonably withhold the issuance of a Certificate of Completion. A Certificate of Completion shall be, and shall so state, that it is a conclusive determination of satisfactory completion of construction of the Completed Parcel. After the recordation of the Certificate of Completion, any party then owning or thereafter purchasing, leasing or otherwise acquiring any interest in the Property shall not (because of such ownership, purchase, lease or acquisition) incur any obligation or liability under this Agreement, except that such party shall be bound by any covenants contained in the grant deed or other instrument of 4831-9195-6480.8 31 ,-~ , transfer which grant deed or other instrument of transfer shall include the provisions of Section 4.01 through 4.04, inclusive, ofthis Agreement. (c) Any Certificate of Completion shall be in such form as to permit it to be recorded in the Recorder's Office of the County where the Property is located. (d) If the Agency refuses or fails to furnish a Certificate of Completion after written request from the Developer, the Agency shall, within fifteen (15) calendar days of the written request or within three (3) calendar days after the next regular meeting of the Agency, whichever date occurs later, provide to the Developer a written statement setting forth the reasons with respect to the Agency's refusal or failure to furnish a Certificate of Completion. The statement shall also contain the Agency's opinion of the action the Developer must take to obtain a Certificate of Completion. If the reason for such refusal is confined to the immediate unavailability of specific items or materials for construction or landscaping at a price reasonably acceptable to the Developer or other minor building "punch-list" items, the Agency may issue its Certificate of Completion upon the posting of a bond or irrevocable letter of credit, reasonably approved as to form and substance by the Agency Counsel and obtained by the Developer in an amount representing a fair value of the work not yet completed as reasonably determined by the Agency. If the Agency shall have failed to provide such written statement within the foregoing period, the Developer shall be deemed conclusively and without further action of the Agency to have satisfied the requirements of this Agreement with respect to the Completed Parcel, as if a Certificate of Completion had been issued therefor. (e) A Certificate of Completion shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any holder of a mortgage, or any insurer of a mortgage securing money loaned to finance the improvements described herein, or any part thereof. A Certificate of Completion shall not be deemed to constitute a notice of completion as referred to in Section 3093 of the California Civil Code, nor shall it act to terminate the continuing covenants or conditions subsequent contained in the Agency Grant Deed attached hereto as Exhibit "E". ARTICLE N USE OF THE SITE Section 4.01. Uses. (a) The Developer covenants and agrees for itself, its successors, and assigns that upon completion of construction, the Developer shall cause to be opened on the Property a facility or facilities suitable for light industrial, office, warehouse, light manufacturing, retail, restaurant or other commercial uses. The covenant of this Section 4.01(a) shall run with the land for the terms as set forth in the Agency Grant Deed. (b) The Developer further covenants and agrees for itself, its successors and assigns that the Property shall be improved and developed in accordance with the Scope of Development. Developer covenants to develop the Property in conformity with all applicable laws. The covenants of this Section 4.01(b) shall also run with the land until the earlier date on 4831-9195-6480.8 32 r which the Certificate of Completion is recorded or the fifth (5th) anniversary date of recordation of the Agency Grant Deed. (c) It is understood and agreed by the Developer that neither the Developer, nor its assigns or successors shall use or otherwise sell, transfer, convey, assign, lease, leaseback or hypothecate the Property or any portion thereof to any entity or party, or for any use of the Property, that is partially or wholly exempt from the payment of real property taxes pertinent to the Property, or any portion thereof, or which would cause the exemption of the payment of all or any portion of such real property taxes. The covenant of this Section 4.01(c) shall run with the land for the term as set forth in the Agency Grant Deed. Section 4.02. Maintenance of the Property The Developer covenants and agrees for itself, its successors, and assigns to maintain the Property in a good condition free from any accumulation of debris or waste material, subject to normal construction job-site conditions, and shall maintain in a neat, orderly, healthy and good condition the landscaping required to be planted in accordance with the Scope of Development. In the event the Developer, or its successors or assigns, fails to perform the maintenance as required herein, the Agency shall have the right, but not the obligation, to enter the Property and undertake, such maintenance activities. In such event, the Developer shall reimburse the Agency for all reasonable sums incurred by it for such maintenance activities as set forth in the Agency Grant Deed. The covenant of this Section 4.02 shall run with the land for the term as set forth in the Agency Grant Deed. Section 4.03. Obligation to Refrain from Discrimination. The Developer covenants and agrees for itself, its successors, its assigns and every successor in interest to the Property or any part thereof, that there shall be no discrimination against or segregation of any person, or group of persons, on account of sex, marital status, race, color, religion, creed, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Property; nor shall the Developer, itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessee or vendees of the Property. The covenant of this Section 4.03 shall run with the land for the term as set forth in the Agency Grant Deed. Section 4.04. Form of Nondiscrimination and Nonsegregation Clauses. The Developer covenants and agrees for itself, its successors, its assigns, and every successor in interest to the Property, or any part thereof, that the Developer, such successors and such assigns shall refrain from restricting the sale, lease, sublease, rental, transfer, use, occupancy, tenure or enjoyment of the Property (or any part thereof) on the basis of sex, marital status, race, color, religion, creed, ancestry or national origin of any person. All deeds, leases or contracts pertaining thereto shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses: (I) In deeds: "The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, 33 4831-9195-6480.8 national ongm, or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the premises herein conveyed, nor shall the grantee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessee, or vendees in the premises herein conveyed. The foregoing covenants shall run with the land." (2) In leases: "The Lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons, on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in the leasing, subleasing, transferring, use, occupancy, tenure, or enjoyment of the premises herein leased nor shall the lessee itself, or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy, of tenants lessees, sublessee, subtenants, or vendees in the premises herein leased." (3) In contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the premises herein conveyed or leased, nor shall the transferee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy, of tenants, lessees, sublessees, subtenants, or vendees of the premises herein transferred." The foregoing provision shall be binding upon and shall obligate the contracting party or parties and any subcontracting party or parties, or other transferees under the instrument. The covenant of this Section 4.04 shall run with the land in perpetuity. ARTICLE V PAYMENT OF PURCHASE PRICE OF THE PROPERTY; PAYMENT OF ADDITIONAL AMOUNTS Section 5.01. Developer Obligation to Pav Purchase Price of the Prooertv; Obligation of Developer to Pav Certain Additional Amounts. Other than the Developer's unconditional obligation to pay the Purchase Price and any accrued and unpaid Base Interest, on or before the Maturity Date, payments under sections 5.02 and 5.03 shall be due and payable from the Developer to the Agency commencing upon the earlier to occur of (i) the Developer's receipt of any Positive Net Cash Flow (as defined below) from the Project or (ii) a Refinancing (as hereinafter defined) and/or a sale of the Project or the Property or any portion thereof. Such payments shall be made by the Developer from Positive Net Cash Flow, Refinancing Proceeds and Net Sale Proceeds (as such terms are hereinafter defined) and shall continue to be made 4831-9195-6480.8 34 , notwithstanding that the Purchase Price and Base Interest have been paid in full, so long as the Developer owns any interest in the Project or the Property. Upon the release of the lien of the Deed of Trust with respect to any Completed Parcel under Section 5.04, such payments shall no longer be required with respect to such Completed Parcel, and such Completed Parcel shall not thereafter be included in the calculation of any Positive Net Cash Flow, Operating Revenues, Refinancing Proceeds and Net Sale Proceeds. The amount by which such payments exceed the Purchase Price and Base Interest is referred to herein as "Additional Interest". Section 5.02. Payments to Agencv Upon Leasing of the Proiect. Upon the leasing of any Completed Parcel or portion thereof, within the Project, following the issuance and recordation of the Certificate of Completion with respect to such Completed Parcel, the Developer shall allocate and distribute each month revenues received by the Developer under all leases within the Project ("Operating Revenues") as follows: (a) Debt Service and Operating Expenses. The Developer shall retain sufficient funds from Operating Revenues for payment of (i) debt service on any and all indebtedness secured by liens on the Property that are senior to the Deed of Trust, (ii) Operating Expenses (as defined below) and (iii) reasonable capital reserves. (b) Monthlv Management Fee. The Developer shall retain a monthly management fee with respect to the Project equal to three percent (3%) of Operating Revenues. (c) Distribution of Remainder of Operating Revenues. The Developer shall distribute the remainder of Operating Revenues as follows: (i) first eight percent (8%) to the Investors and ninety-two percent (92%) to the Agency until the Investors have received any "preferred return" to which they are entitled as of such date and the Agency has received all Base Interest accrued as of such date; and (ii) second fifty percent (50%) collectively to the Developer and/or Developer Member, four percent (4%) to the Investors and forty six percent (46%) to the Agency. Notwithstanding the foregoing, no payment shall be required to be made to the Investors or to the Agency until the calendar month following the first calendar month in which Operating Revenues are greater than the amounts described in subsections 5.02(a) and (b) ("Positive Net Cash Flow"). Payments under this Section 5.02 shall be made on or before the tenth (J Oth) day of each month following a month where the Project has Positive Net Cash Flow. Within ninety (90) days after the end of each calendar year, the Developer shall provide the Agency with an income and expenses statement for the preceding calendar year, certified by an officer of the Developer. If the sum of the monthly payments received by the Agency is less than the Agency's share of Positive Net Cash Flow for such calendar year pursuant to subsection 5.02(c) above, such statement shall be accompanied by a payment to the Agency equal to such shortfall. If the sum of the monthly payments received by the Agency is greater than the Agency's share of Positive Net Cash Flow for such calendar year, any overpayment to the 4831.9195.6480.8 35 Agency shaH be deducted from future payments required to be made to the Agency under this Section 5.02. Section 5.03. Payments to Agencv Upon Refinancing and Upon Sale of the Proiect . (a) Refinancing: Distribution of Refinancing Proceeds. As contemplated by the provisions of Section 3.05(a) hereof, the Construction Financing obtained by the Developer in order to construct the improvements on the Property and complete the Project may be taken out by Permanent Financing. For the purposes of this Section 5.03, "Refinancing" shaH mean any term loan obtained by the Developer after the issuance of a Certificate of Completion with respect to any Completed Parcel of the Project and secured by a mortgage, deed of trust or other lien on such Completed Parcel. Developer shaH cause the Refinancing Proceeds (as hereinafter defined) to be applied as foHows: (i) first, the Developer, or a designated affiliate of Developer holding a valid California real estate broker license, shaH retain a financing fee equal to one percent (1 %) of the Refinancing Proceeds (the "Loan Fee"); (ii) second, the Developer shaH distribute eight percent (8%) of the remaining Refinancing Proceeds to the Investors and ninety two percent (92%) of said remaining Refinancing Proceeds to the Agency until the Investors are current on the "preferred return" to which they are entitled as of such date and their entire capital investment has been returned and the Agency has received aH Base Interest accrued as of such date and the entire Purchase Price; (iii) third, the Developer shaH distribute fifty percent (50%) of the remaining Refinancing Proceeds coHectively to the Developer and/or the Developer Member, four percent (4%) to the Investors and forty six percent (46%) to the Agency. (b) Sale. Upon the sale of the Project or any portion thereof by the Developer to a third party foHowing recordation of the Certificate of Completion, the Developer shaH cause the Net Sale Proceeds (as hereinafter defined) of any such sale to be applied as foHows: (i) first, the Developer, or a designated affiliate of Developer holding a valid California real estate broker license, shaH retain a brokerage fee equal to (A) one percent (1%) of the sale price of the Project or any portion thereof sold in a sale transaction to an existing tenant or owner occupant or (B) two and one half percent (2.5%) of the sale price of the Project or any portion thereof sold in a sale transaction to a third party owner (as applicable, the "Developer Brokerage Commission"); (ii) second, the Developer shaH distribute eight percent (8%) of the remaining Net Sale Proceeds to the Investors and ninety-two percent (92%) of the remaining Net Sale Proceeds to the Agency until the Investors are current 36 4831-9195-6480.8 on the "preferred return" to which they are entitled as of such date and their entire capital investment has been returned and the Agency has received all Base Interest accrued as of such date and the entire Purchase Price; (iii) third, the Developer shall distribute fifty percent (50%) of the remaining Net Sales Proceeds collectively to the Developer and/or Developer Member, four percent (4%) to the Investors and forty six percent (46%) to the Agency. (c) Certain Definitions. As used herein: (i) "Operating Expenses" means all expenses which the Developer pays or incurs in connection with the ownership, leasing, management, maintenance, repair, restoration or operation of the Project, including, without limitation, any amounts paid for: (A) operating, maintaining, repairing, renovating and managing utility systems, mechanical systems, sanitary sewer and storm drainage systems, elevator systems and all other systems and equipment; (B) licenses, certificates, permits and inspections and costs of contesting the validity or applicability of any governmental enactments which may affect operating expenses; (C) insurance carried by the Developer on the Project; (D) landscaping, relamping, supplies, tools, equipment and materials, and all fees, charges and other costs (including consulting fees, accounting fees and legal fees, except legal fees incurred by the Developer in any action or proceeding arising under this Agreement and with respect to which the Agency is a party adverse to the Developer) incurred in connection with the management, operation, repair and maintenance of the Project; (E) parking area repair, restoration and maintenance; (F) equipment rental agreements; (G) wages, salaries and other compensation and benefits of all persons engaged in the operation, management, maintenance or security of the project and employer's Social Security taxes, unemployment taxes or insurance, and any other taxes which may be levied on such wages, salaries, compensation and benefits; (H) janitorial service, alarm and security service, window cleaning, trash removal, replacement of wall and floor coverings, ceiling tiles and fixtures in lobbies, corridors, restrooms and other common or public areas or facilities, maintenance and replacement of curbs and walkways, repair to roofs and re-roofing; (I) amortization (including interest on the unamortized cost) of the cost of acquiring or the rental expense of personal property used in the maintenance, operation and repair of the Project; (J) owner's association fees or charges; (K) leasing commissions, leasing incentives, advertising and all other reasonable costs associated with marketing the Project for lease or sale; and (L) any capital improvements or other costs (I) which are made to the Project after the of construction that are required under any governmental law or regulation or (II) which are reasonably determined by the Developer to be in the best interests of the Project; provided, however, that if any such cost described in (I) or (II) above is a capital expenditure, such cost shall be amortized (including interest on the unamortized cost) over its useful life as the Developer shall reasonably determine. (ii) "Refinancing Proceeds" means the gross proceeds from the new loan after deducting the following amounts: loan fees (other than the Loan Fee), points or commissions, title policy charges, recording fees, all escrow fees and charges (but not including insurance and property tax prorations), and all liens of record encumbering the Property, or any portion thereof, as security for the repayment of a Construction Loan or Permanent Loan to which the Agency 4831-9195-6480.8 37 consented and subordinated its lien against the Property or any portion thereof. There shall be no reduction for any fees charged or paid to any party to this Agreement (other than the Loan Fee) without the express written consent of all parties to this Agreement. (iii) "Net Sale Proceeds" means the gross proceeds from the sale of the Property or any portion thereof, reduced by broker fees or commissions (other than the Developer Brokerage Commission), loan fees, title policy charges, recording charges, escrow charges (but not including insurance and property tax prorations), and all those liens of record encumbering the Property, or any portion thereof, as security for the repayment of a Construction Loan or Permanent Loan to which the Agency consented and subordinated its lien against the Property. There shall be no reduction for any fees charged or paid to any party to this Agreement, without the express written consent of all parties to this Agreement. Section 5.04 Release Provisions. (a) No Release. Except as provided in Section 5.04(b) or 5.04(c) below, or unless the Agency otherwise consents in writing, neither the Project or any part thereof shall be released from the lien of the Deed of Trust until the Purchase Price, Base Interest and all Additional Interest to which the Agency is entitled hereunder has been paid in full. (b) Partial Releases. At the written request of the Developer, which request may be delivered on behalf of the Developer by the holder of the escrow through which the sale of any portion of the Property is to occur the Agency shall release a Completed Parcel from the lien of the Deed of Trust in connection with an all cash sale of such Completed Parcel to a bona fide, non-affiliated third-party purchaser upon the satisfaction of the following conditions precedent with respect to each Completed Parcel being released: (i) No default, or event which, with the giving of notice and/or the passage of time or both, would constitute a default, shall have occurred hereunder and be continuing; (ii) The sales agreement entered into with the third-party purchaser with respect to such Completed Parcel shall comply with all applicable laws, statutes, rules and regulations imposed by governmental authorities having jurisdiction over the Property and all other laws, rules and regulations requiring disclosures to actual or prospective purchasers; (iii) The Completed Parcel constitutes a legally subdivided interest in real property, and the release of such Completed Parcel will not violate any requirements of any document of record covering the Property or any applicable law regarding subdivisions, parcel maps, the division of land into lots or parcels and/or the sale of property to the public; (iv) All improvements on the applicable Completed Parcel shall have been completed in accordance with this Agreement and all applicable permits, laws, ordinances, regulations and other requirements of all governmental agencies and public utility companies, and all necessary inspections and 4831-9195-6480.8 38 consents and approvals for the sale and occupancy thereof have been completed or obtained, and a Certificate of Completion recorded in connection therewith; (v) All payments required to have been made under any Construction Financing or Permanent Financing secured by the Completed Parcel and all payments, fees and costs in connection with the partial release of the lien of the Deed of Trust, including recording and reconveyance fees and costs and any fees and costs reasonably incurred by the Agency shall have been paid or will be paid upon the close of the escrow for the sale of the Completed Parcel by the Developer or the Completed Parcel buyer. (vi) Developer shall have paid to the Agency, or caused to be paid to the Agency out of the escrow relating to the sale of such Completed Parcel, the Agency's share of Net Sale Proceeds attributable to the sale of such Completed Parcel pursuant to Section 5.03(b). Requests for partial reconveyance and/or appropriate releases in connection with Completed Parcel sales shall be delivered by the Agency in accordance with escrow instructions in a form approved by the Agency in the Agency's reasonable discretion. Upon request by the Agency, the Developer shall deliver to the Agency a true and complete copy of the estimated or final escrow settlement statement for any proposed Completed Parcel sale, prepared by the escrow holder. (c) Special Circumstances. At the written request of the Developer, and upon(i) satisfaction of the conditions of Sections 5.04(b )(i) and (v) above, and (ii) approval by the Agency of any improvement agreement, development agreement or other agreement or instrument imposing conditions on the subdivision of the Property, the Agency shall (x) release the lien of the Deed of Trust from any portion of the Property required to be dedicated for public roads or for common area in connection with the development thereof and (y) consent to the granting of any easement or the making of any map or plot of the Property necessary for the development ofthe Property in accordance herewith. ARTICLE VI DEFAULTS. REMEDIES AND TERMINATION Section 6.01. Defaults - General. (a) In the event that a breach or default may occur prior to the Close of Escrow, the remedies ofthe parties shall be as set forth in Article II of this Agreement. (b) From and after the Close of Escrow and subject to the extensions oftime set forth in Section 6.05 hereof, failure or delay by either party to perform any term or provision of this Agreement shall constitute a default under this Agreement; provided, however, that if a party otherwise in default commences to cure, correct or remedy such default within thirty (30) calendar days after receipt of written notice specifying such default and shall diligently and 4831-9195-6480.8 39 continuously prosecute such cure, correction or remedy to completion (and where any time limits for the completion of such cure, correction or remedy are specifically set forth in this Agreement, then within said time limits), such party shall not be deemed to be in default hereunder. ( c) The injured party shall give written notice of default to the party in default, specifying the default complained of by the nondefaulting party. Delay in giving such notice shall not constitute a waiver of any default nor shall it change the time of default. (d) Any failure or delays by either party in asserting any of its rights and remedies as to any default shall not operate as a waiver of any default or of any such rights or remedies. Delays by either party in asserting any of its rights and remedies shall not deprive either party of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. Section 6.02. Legal Actions. (a) In addition to any other rights or remedies, either party may institute legal action to cure, correct or remedy any default, to recover damages for any default, or to obtain any other remedy consistent with the purposes of this Agreement. Such legal actions must be instituted in the Superior Court of the County of San Bernardino, San Bernardino District, State of California, or in the Federal District Court in the Central District of California. (b) The laws of the State of California shall govern the interpretation and enforcement of this Agreement. (c) In the event that any legal action is commenced by the Developer against the Agency, service of process on the Agency shall be made by personal service upon the Executive Director or Chair of the Agency, or in such other manner as may be provided by law. (d) In the event that any legal action is commenced by the Agency against the Developer, service of process on the Developer shall be made by personal service on Mr. Burrell Magnusson at the address set forth in Section 1.03(b ) (or such other Agent for service of process and at such address as may be specified in written notice to the Agency), or in such other manner as may be provided by law, and shall be valid whether made within or without the State of California. Section 6.03. Rights and Remedies are Cumulative. Except with respect to any rights and remedies expressly declared to be exclusive in Article II of this Agreement as relates to a default or breach occurring before the Close of Escrow, the rights and remedies of the parties as set forth in this Article VI following the Close of Escrow are cumulative and the exercise by either party of one or more of such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by the other party. Section 6.04. Damages. If either party defaults with regard to any provision of this Agreement, the nondefaulting party shall serve written notice of such default upon the 4831-9195-6480.8 40 defaulting party. If the defaulting party does not diligently commence to cure such default after service of the notice of default and promptly complete the cure of such default within a reasonable time, not to exceed ninety (90) calendar days (or such shorter period as may otherwise be specified in this Agreement for default), after the service of written notice of such a default. In the event that a default relates to a matter arising after the Close of Escrow the defaulting party shall be liable to the other party for damages caused by such default. In the event that a default relates to a matter arising before the Close of Escrow, the remedies of the parties shall be limited to the liquidated damage sums as set forth in Article II of this Agreement. Section 6.05. Soecific Performance Prior to Close of Escrow . Prior to the Close of Escrow neither party shall have or assert the equitable remedy of specific performance in the event of a default or breach, and the remedies of the parties with respect to such a breach or default prior to the Close of Escrow shall be limited to the termination rights and liquidated damage amounts as set forth in Article II of this Agreement. After the Close of Escrow if either party defaults under any of the provisions of this Agreement, the nondefaulting party shall serve written notice of such default upon such defaulting party. If the defaulting party does not commence to cure the default and diligently and continuously proceed with such cure within thirty (30) calendar days after service of the notice of default, and such default is not cured within a reasonable time thereafter (and where any time limits for the completion of such cure, correction or remedy are specifically set forth in this Agreement, then within said time limits), the nondefaulting party, at its option, may institute an action for specific performance of the terms of this Agreement, except as otherwise provided in Section 6.04 hereof. Section 6.06. Agencv Rights of Termination Following Close of Escrow . (a) Subject to written notice of default which shall specify the Developer's default and the action required to commence cure of same and upon thirty (30) calendar days notice to the Developer of the Agency's intent to terminate this Agreement pursuant to this Section, the Agency at its option may terminate this Agreement if the Developer in breach of this Agreement assigns or attempts to assign this Agreement, or any right therein, or attempts to make any total or partial sale, lease or leaseback, transfer or conveyance of the whole or any part of the Property or the improvements to be developed thereon in violation of the terms of this Agreement, and the Developer does not correct such violation within thirty (30) calendar days from the date of receipt of such notice. (b) Subject to written notice of default, which shall specify the Developer's default and the action required to commence cure of same and upon thirty (30) calendar days notice to the Developer of the Agency's intent to terminate this Agreement pursuant to this Section, the Agency at its option may terminate this Agreement if the Developer: (a) does not within the time limits set forth in this Agreement or as specifically provided in the Schedule of Performance, subject to extensions authorized by this Agreement due to force majeure or otherwise, submit development plans, construction drawings and related documents acceptable to the Planning Department and Building Division of the City for plan check purposes and in order to obtain building permits for the Project, together with applicable fees therefor, all prepared to the minimum acceptable standards as required by the Planning Department and Building Division of the City for commencement of formal review of such documents and as required by this Agreement, or (b) does not carry out its other responsibilities under this Agreement or in 4831-9195-6480.8 41 r accordance with any modification or variance, precise plan, design review and other environmental or governmental approvals and such default is not cured or the Developer does not commence and diligently and continuously proceed with such cure within thirty (30) calendar days after the date of receipt of written demand therefor from the Agency. (c) Subject to written notice of default which shall specify the Developer's default and the action required to commence cure of same and upon thirty (30) calendar days notice to the Developer of the Agency's intent to terminate this Agreement pursuant to this Section, the Agency at its option may terminate this Agreement if upon satisfaction of all conditions precedent and concurrent therefor under this Agreement, the Developer does not take title to the Property under tender of conveyance by the Agency, and such breach is not cured within thirty (30) calendar days after the date of receipt by the Developer of written demand therefor from the Agency. Section 6.07. Right to Reenter. Repossess and Revest. (a) The Agency shall, upon thirty (30) calendar days notice to the Developer which notice shall specify this Section 6.07, have the right, at its option, to re-enter and take possession of all or any portion of the Property, together with all improvements thereon, and to terminate and revest in the Agency the estate conveyed to the Developer hereunder, if after conveyance of title, the Developer (or its successors in interest) shall: (I) Fail to commence construction of all or any portion of the improvements as required by this Agreement for a period of ninety (90) calendar days after written notice to proceed from the Agency; provided that the Developer shall not have obtained an extension or postponement to which the Developer may be entitled pursuant to Section 7.05 hereof; or (2) Abandon or substantially suspend construction of all or any portion of the improvements for a period of ninety (90) calendar days after written notice of such abandonment or suspension from the Agency; provided that the Developer shall not have obtained an extension or postponement to which the Developer may be entitled to pursuant to Section 7.05 hereof; or (3) Assign or attempt to assign this Agreement, or any rights herein, or transfer, or suffer any involuntary transfer, of the Property or any part thereof, in violation of this Agreement, and such violation shall not have been cured within thirty (30) calendar days after the date of receipt of written notice thereof from the Agency to the Developer. (b) The thirty (30) calendar day written notice specified in this Section shall specify that the Agency proposes to take action pursuant to this Section and shall specify which of the Developer's obligations set forth in Subsections (I) through (3) herein have been breached. The Agency shall proceed with its remedy set forth herein only in the event that the Developer continues in default of said obligation(s) for a period of thirty (30) calendar days following such notice or, upon commencing to cure such default, fails to diligently and continuously prosecute said cure to satisfactory conclusion. 4831-9195-6480.8 42 (c) The right of the Agency to reenter, repossess, terminate, and revest shall be subject and subordinate to, shall be limited by and shall not defeat, render invalid or limit: (1) Any mortgage, deed of trust or other security interest permitted by this Agreement; (2) Any rights or interests provided in this Agreement for the protection of the holders of such mortgages, deeds of trust or other security interests; (3) Any leases, declarations of covenants, conditions and restrictions, easement agreements or other recorded documents applicable to the Property. (d) The grant deed to the Property or to any portion thereof conveyed by the Developer to another party shall contain appropriate references and provisions to give effect to the Agency's right, as set forth in this Section under specified circumstances prior to the recordation of a Certificate of Completion with respect to such portion, to reenter and take possession of such portion, or any part thereof, with all improvements thereon, and to terminate and revest in the Agency the estate conveyed to the Developer. (e) Upon the revesting in the Agency of title to the Property, or any part thereof, as provided in this Section, the Agency shall, pursuant to its responsibilities under State law, use its best efforts to resell the Property, or any part thereof, at fair market value as soon and in such marmer as the Agency shall find feasible and consistent with the objectives of such law, to a qualified and responsible party or parties (as determined by the Agency) who will assume the obligations of making or completing the improvements, or such other improvements in their stead as shall be satisfactory to the Agency and in accordance with the uses specified for the Property, or any part thereof. Upon such resale of the Property, or any part thereof, the proceeds thereof shall be applied: (I) 4831-9195-6480.8 First, to make any payment made or necessary to be made to discharge or prevent from attaching or being made any subsequent encumbrances or liens due to obligations incurred with respect to the making or completion of the agreed improvements or any part thereof on the Property or any portion thereof; next to reimburse the Agency on its own behalf or on behalf of the City for all actual costs and expenses incurred by the Agency and the City, including but not limited to customary and reasonable fees or salaries to third party personnel engaged in such action (but excluding the Agency's or the City's general overhead expense), in connection with the recapture, management and resale of the Property or any portion thereof; all taxes, assessments and water and sewer charges paid by the City and/or the Agency with respect to the Property or any portion thereof; any amounts otherwise owing to the Agency by the Developer and its successor transferee; and 43 (2) Second, to the extent that any and all funds which are proceeds from such resale are thereafter available, to reimburse the Developer, or its successor transferee, up to the amount equal to the costs incurred for the development of the Property, or applicable part thereof, or for the construction of the improvements thereon including, but not limited to, costs of carry, taxes and items set forth in the Developer's cost statement which shall be submitted to and approved by the Agency. (3) Any balance remaining after the foregoing application of proceeds shall be retained by the Agency. ARTICLE VII GENERAL PROVISIONS Section 7.01. Notices. Demands and Communications Between the Parties. (a) Any and all notices, demands or communications submitted by any party to another party pursuant to or as required by this Agreement shall be proper if in writing and dispatched by messenger for immediate personal delivery, or by registered or certified United States mail, postage prepaid, return receipt requested, to the principal office of the Agency and the Developer, as applicable, as designated in Section 1.04(a) and Section 1.04(b) hereof. Such written notices, demands and communications may be sent in the same manner to such other addresses as either party may from time to time designate as provided in this Section. Any such notice, demand or communication shall be deemed to be received by the addressee, regardless of whether or when any return receipt is received by the sender or the date set forth on such return receipt, on the day that it is dispatched by messenger for immediate personal delivery, or two (2) calendar days after it is placed in the United States mail as heretofore provided. (b) In addition to the submission of notices, demands or communications to the parties as set forth above, copies of all notices shall also be delivered by facsimile as follows: to the Developer: Essex Orangeshow Commerce Center LLC 3141 Redhill Avenue, Suite 150 Costa Mesa, California 92626 Attn: Burrell Magnusson Telephone: (714) 540-5188 Fax: (714) 540-3741 with copy to: Robert A. Greer Law Corporation 500 Newport Center Drive, Suite 920 Newport Beach, CA 92660 Attn: Robert A. Greer, Esq. Telephone: (949) 720-4999 Fax: (949) 720-4990 4831-9195-6480.8 44 the Agency: Redevelopment Agency of the City of San Bernardino 20 I North "E" Street, Suite 30 I San Bernardino, California 92401 Attn: Gary Van Osdel Telephone: (909) 663-1044 Fax: (909) 384-5135 with copy to: Lewis Brisbois Bisgaard & Smith LLP 650 E. Hospitality Lane, Suite 600 San Bernardino, California 92408 Attn: , Esq. Fax: (909) 387-1138 Section 7.02. Conflict of Interest. No member, official or employee of the Agency having any conflict of interest, direct or indirect, related to this Agreement and the development of the Property shall participate in any decision relating to the Agreement. The parties represent and warrant that they do not have knowledge of any such conflict of interest. Section 7.03. Warranty Against Payment of Consideration for Agreement. The Developer warrants that it has not paid or given, and will not payor give, any third party any money or other consideration for obtaining this Agreement. Third parties, for the purposes of this Section, shall not include persons to whom fees are paid for professional services if rendered by attorneys, financial consultants, accountants, engineers, architects and the like when such fees are considered necessary by the Developer. The Agency acknowledges that the Developer has paid or agreed, pursuant to separate written agreements, to pay to (a) CB Richard Ellis, brokerage commissions for services rendered in connection with the Developer's due diligence investigation of the Property, including exploration of potential leasing of the Project and (b) Lee & Associates, for listing and brokerage services in connection with the potential leasing and sale by the Developer of the Project. The Developer agrees to indemnify and defend, with counsel reasonably satisfactory to the Agency, the Agency against claims for listing, sales, brokerage, finder's or other commissions or fees arising out of Developer's actions relating to this Agreement or the activities or transactions contemplated in this Agreement, including without limitation, those commissions disclosed and acknowledged in this Section 7.03. Section 7.04. Nonliabilitv of Agencv Officials and Emplovees . (a) No member, official or employee of the Agency shall be personally liable to the Developer, or any successor in interest, in the event of any default or breach by the Agency or for any amount which may become due to the Developer or to its successor, or on any obligations under the terms of this Agreement, except for gross negligence or willful acts of such member, officer or employee. (b) Developer Covenant to Defend Proiect. The Developer acknowledges that the Agency is a "public entity" and/or a "public agency" as defined under applicable California and federal law. Therefore, the Agency must satisfy the requirements of certain California and federal statutes relating to the actions of public entities, including, without limitation, the 4831-9195-6480.8 45 California Environmental Quality Act, Public Resources Code Sections 21000, et seq. ("CEQA"). Also, as a public body, the Agency's action in approving this Agreement may be subject to proceedings to invalidate this Agreement. The Developer assumes the risk of delays and damages that may result to the Developer from any such third-party legal actions related to the Agency's approval of this Agreement or the pursuit of the activities contemplated by this Agreement even in the event that an error, omission or abuse of discretion by the Agency is determined to have occurred. If a third-party files a legal action regarding the Agency's approval of this Agreement or the pursuit of the activities contemplated by this Agreement, the Agency may terminate this Agreement on thirty (30) days written notice to the Developer of the Agency's intent to terminate this Agreement, referencing this Section 7.04(b), without any further obligation to perform the terms of this Agreement and without any liability to the Developer resulting from such termination, unless the Developer unconditionally agrees to indemnify and defend the Agency against such third-party legal action, as provided hereinafter in this Section 7.04(b). Within 30 days of receipt of the Agency's notice of intent to terminate this Agreement, as provided in the preceding sentence, the Developer may offer to defend the Agency in the third-party legal action and pay all of the court costs, attorney fees, monetary awards, sanctions, attorney fee awards, expert witness and consulting fees, and the expenses of any and all financial or performance obligations resulting from the disposition of the legal action. Any such offer from the Developer must be in writing and in a form reasonably acceptable to the Agency. Nothing contained in this section shall be deemed an express or implied admission that the Agency is liable to the Developer or any other person or entity for damages alleged from any alleged or established failure of the Agency to comply with any statute, including without limitation CEQA. Section 7.05. Enforced Delav: Extension of Time of Performance. In addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default, or considered to be a default, where delays or defaults are due to the force majeure events of war, insurrection, strikes, lockouts, riots, floods, earthquakes, fires, casualties, acts of God, acts of the public enemy, epidemics, quarantine restrictions, freight embargoes or lack of transportation, weather-caused delays, inability to secure necessary labor, materials or tools, delays of any contractors, subcontractor or supplier, which are not attributable to the fault of the party claiming an extension of time to prepare or acts or failure to act of any public or governmental agency or entity (provided that acts or failure to act of the City or Agency shall not extend the time for the Agency to act hereunder except for delays associated with lawsuit or injunction including but without limitation to lawsuits pertaining to the approval of the Agreement, and the like). An extension of time for any such force majeure cause shall be for the period of the enforced delay and shall commence to run from the date of occurrence of the delay; provided however, that the party which claims the existence of the delay has first provided the other party with written notice of the occurrence of the delay within ten (10) days of the commencement of such occurrence of delay. The inability of the Developer to obtain a satisfactory commitment from a construction lender for the improvement of the Property or to satisfy any other condition of this Agreement relating to the redevelopment of the Property shall not be deemed to be a force majeure event or otherwise provide grounds for the assertion of the existence of a delay under this Section 6.05. The parties hereto expressly acknowledge and agree that changes in either general economic conditions or changes in the economic assumptions of any of them which may 4831-9195-6480.8 46 T have provided a basis for entering into this Agreement and which occur at any time after the execution of this Agreement, are not force majeure events and do not provide any party with grounds for asserting the existence of a delay in the performance of any covenant or undertaking which may arise under this Agreement. Each party expressly assumes the risk that changes in general economic conditions or changes in such economic assumptions relating to the terms and covenants of this Agreement could impose an inconvenience or hardship on the continued performance of such party under this Agreement, but that such inconvenience or hardship is not a force majeure event and does not excuse the performance by such party of its obligations under this Agreement. Section 7.06. Inspection of Books and Records. The Agency shall have the right at all reasonable times at the Agency's cost and expense to inspect the books and records of the Developer pertaining to the Property and/or the development thereof as necessary for the Agency, in its reasonable discretion, to enforce its rights under this Agreement. Matters discovered by the Agency shall not be disclosed to third parties unless required by law or unless otherwise resulting from or related to the pursuit of any remedies or the assertion of any rights of the Agency hereunder. The Developer shall also have the right at all reasonable times to inspect the books and records of the Agency pertaining to the Property and/or the development thereof as pertinent to the purposes of this Agreement. Section 7.07. Approvals. (a) Approvals required of the Agency or the Developer, or any officers, agents or employees of either the Agency or the Developer, shall not be unreasonably withheld and approval or disapproval shall be given within the time set forth in the Schedule of Performance or, if no time is given, within a reasonable time. (b) The Executive Director of the Agency is authorized to sign on his or her own authority amendments to this Agreement which are of routine or technical nature, including minor adjustments to the Schedule of Performance. Section 7.08. Real Estate Commissions. The Agency shall not be liable for any real estate commissions, brokerage fees or finder fees which may arise from or related to this Agreement. Section 7.09. Indemnification. (a) The Developer agrees to indemnify and hold the City and the Agency, and their officers, employees and agents, harmless from and against all damages, judgments, costs, expenses and fees arising from or related to any act or omission of the Developer in performing its obligations hereunder. The Developer further agrees to indemnify and hold the Agency and the City, and their officers, employees and agents harmless from and against all damages, judgments, costs, fees, and expenses (including, without limitation, attorneys' fees as defined in Section 7.11) arising from or related to any action, claim, assertion or allegation based upon compliance with the provisions of the California Labor Code, as it may be amended from time to time. 4831-9195-6480.8 47 (b) The Agency agrees to indemnify and hold the Developer and its officers, employees and agents, harmless from and against all damages, judgments, costs, expenses and fees arising from or related to any act or omission of the Agency in performing its obligations hereunder. Section 7.10. Release of Developer from Liability. Notwithstanding any provision herein to the contrary, the Developer shall be relieved of any and all liability for the obligations of the Developer hereunder with regard to any Parcel or Completed Parcel of the Project, other than any covenants and obligations contained in the grant deed by which the Property is conveyed to the Developer, upon the sale of such Parcel or Completed Parcel to a third-party that is not affiliated with the Developer and the payment of Net Sale Proceeds arising from the sale of such Parcel or Completed Parcel as set forth in Section 5.03 of this Agreement. Section 7.11. Attornevs' Fees. If either party hereto files any action or brings any action or proceeding against the other arising out of this Agreement, seeks the resolution of disputes pursuant to Section 6.02 hereof, or is made a party to any action or proceeding brought by the Escrow Holder, then as between the Developer and the Agency, the prevailing party shall be entitled to recover as an element of its costs of suit or resolution of disputes pursuant to Section 6.02 hereof, and not as damages, its reasonable attorneys' fees as fixed by the Court or other forum for resolution in such action or proceeding or in a separate action or proceeding brought to recover such attorneys' fees. The costs, salary and expenses of the City Attorney and members of his office in enforcing this Agreement shall be considered as "attorneys' fees" for purposes of this Section. Section 7.12. Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, executors, administrators, legal representatives, successors and assigns. ARTICLE vrn ENTIRE AGREEMENT. WAIVERS AND AMENDMENT Section 8.0 I. Entire Agreement. (a) This Agreement shall be executed in four (4) duplicate originals each of which is deemed to be an original. (b) This Agreement integrates all of the terms and conditions mentioned herein or incidental hereto, and supersedes all negotiations or previous agreements between the parties with respect to all or any portion of the Property and the development thereof. (c) None of the terms, covenants, agreements or conditions set forth in this Agreement shall be deemed to be merged with the grant deed conveying title to the Property, and this Agreement shall continue in full force and effect before and after such conveyance. (d) All waivers of the provisions of this Agreement and all amendments hereto must be in writing and signed by the appropriate authorities of the Agency and the Developer. 4831-9195-6480.8 48 ARTICLE IX TIME FOR ACCEPTANCE OF AGREEMENT BY AGENCY AND RECORDATION Section 9.01. Execution and Recordation. (a) Following its execution by the Developer and prompt delivery thereafter to the Agency, this Agreement shall be subject to the review and approval by the governing board of the Agency in its sole and absolute discretion within forty-five (45) calendar days after the date of signature by the Developer. In the event that the Agency has not approved, executed and delivered the Agreement to the Developer within the foregoing period, then no provision of this Agreement shall be of any force or effect for any purpose. The date of this Agreement shall be the date when the Agreement shall have been approved by the Agency. (b) The Developer and the Agency agree to permit recordation of this Agreement, or a notice of agreement in customary form, concurrently upon the Close of Escrow in the Office ofthe County Recorder for the County where the Property is located. 4831-9195-6480.8 49 IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement as ofthe dates set forth below. AGENCY Redevelopment Agency of the City of San Bernardino Date: By: Gary Van Osdel Executive Director D AS TO FORM: DEVELOPER ESSEX ORANGESHOW COMMERCE CENTER LLC, a California limited liability company By: Burrel D. Magnusson Manager [ALL SIGNATURES MUST BE NOTARIZED] 4831-9195-6480.8 50 EXHIBIT "A" LEGAL DESCRIPTION OF THE PROPERTY .15 C(JC(;x>:tf-~ 'd \d\U~ Exh. "A" 9O-2fJ6462 IIIID1T -.. -" l'ClMPIClIr or fAlII .. AIID 45. IILOOt 5.. IIICID au ~."0If0. III .. cur III' .. .........,.. ClCIlIlIf or 1M ~'""IlIll. __ or CII.UORIII&. AS .. JII.U ...;:1Jl(..... D ... , at ..... .. 2, - III' 1IUlI~. ... RIl'I'IClUIr.T DBlCRIIIID lIB ~. COJ--=-oeIllS "'I _ _ CllUD or lAID WI' 45, __ IIOUl'II II .. 51' 30" ... AJ.aI8........ CW lAID IoClIJ' .5. 1".00 PIIft 'fO ,. l'OIIII __ _ , 'Ill AI fOIIIf ",.", _ IIIIIlD . .. DS' II" .. ,...-I) D _. 15' U"), 7t1.D' nn 'lID S'IIll ... - or __ WIIDCI_ D _. U' 11- III8f C- D _. 05' "'1. "3.17 IIIIlt '10" __ CIDIIP'- or UIICll'IIO. 5"7. Rlrell".'." JII _ 7t or _. .... 51.. 52. ..~ IJP 8IID CCIt. _., ~ I/OlIIlI .. IS. 51' 3" _ (1UIllCIID II IllIG. 53' SO"I. 100 ... ..... .. _ ... or IUD BIC'I RD. 5'''. ...ca IIClDBI . _. 01' 51' ... 1_ . ... OS, 1$'" IOU .., ..--.. - IIIBI. 51' 31' __ (1IIIClIID It _. SJ' 5O"t. 110 _, -. .... D 111&. II' 51' ... (IIIICCIUI . 1lIlI. OS, '5'1. 188 ,... 'Ill A to_ . ... _ frill ar IIUlI 'JIIAC'I' 110. D'It, 'I'lflIII:II __ ., DIG. 51' 31" __ (IlIIlIIID .. IBI. 53' 58'1, 593.11 (llIClIIID 513.1S1 _ AI\llIII .. ... IdIIB ar 8IID IIlIoC'I 11). 5107 _ l'JlI ~ _ '10 'lIB ... LDI or JIIlI.1 VI a'fllllUll, 82.. I!IIlI II 11II1II, __ _ . IllIG. II' 10' III8f CIlIICGRD 8 ... II' 30'1. 712." 1IIIr. .."...... n. _ 11.25 PIIft w.--" or ... CII'IIR frill OP IUD MIlr-.'" 10_, !IIDCB -- 8' 1lIlIJ. 16' aD' _. ",." l1l'i' to 'IIIB ftlIII 101ft or I_IllS. ')e{;cription: San Bemat'dit1o. CA Document-Year.DaclD 1990.256462 Page: 2 of 5 :Jrr1er: 01-22-2004 09-.51-04 AM Comment ASDF EXHffiIT "B" DESCRIPTION OF PROJECT AND SCOPE OF DEVELOPMENT Project description: Construction of fourteen (14) buildings, each on a separate legal parcel, ranging in size from approximately 5,000 square feet to 27,000 square feet. The Project will accommodate light industrial, office, warehouse, light manufacturing, retail, restaurant and other commercial uses. Each of the buildings in the Project will be of concrete tilt up construction with twenty four (24) feet clear height under beam for the larger buildings and eighteen (18) feet clear height under beam for the smaller buildings. Each building will be designed with both dock high and ground level loading doors. Eight of the buildings will have mezzanines. The parking ratio will average approximately 2.16 cars per thousand square feet of building area. Exh. "B" EXHIBIT "C" DEED OF TRUST [TO COME] Exh. "C" RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Redevelopment Agency for the City San Bernardino Attention: Executive Director 201 North "E" Street, Suite 301 San Bernardino, California 92401 DEED OF TRUST, ASSIGNMENT OF LEASES AND RENTS, FIXTURE FILING AND SECURITY AGREEMENT THIS DEED OF TRUST, ASSIGNMENT OF LEASES AND RENTS, FIXTURE FILING AND SECURITY AGREEMENT ("Deed of Trust") is made as of ,2003, by the ESSEX ORANGESHOW COMMERCE CENTER LLC, a California limited liability company ("Trustor"), whose address is 3141 Redhill Avenue, Suite 150 Costa Mesa, California 92626, to FIRST AMERICAN TITLE COMPANY ("Trustee"), whose address is 3625 14'h Street, Riverside, California 92501, for the benefit of the REDEVELOPMENT AGENCY FOR THE CITY OF SAN BERNARDINO, a public body corporate and politic, its successors and assigns ("Beneficiary"), whose address is 201 North "E" Street, Suite 30 I, San Bernardino, California 92401. WITNESSETH That Trustor, for valuable consideration, grants, bargains, sells, conveys and warrants to Trustee, in trust with power of sale, that property in the City of San Bernardino, County of San Bernardino, State of California, more particularly described in Exhibit "A" attached hereto and made a part hereof (the "Land"), together with the following described estate, property and rights of Trustor in the Land and/or in any improvements now or hereafter constructed thereon (severally and collectively, the "Property") as security for the performance of each covenant and agreement of Trustor contained herein and in all other instruments executed in connection herewith, and for the payment of all sums of money secured hereby. A. All the fee and leasehold estates and rights of Trustor now held and hereafter acquired in and to the Property and in and to land lying in streets and roads adjoining the Property, and all access rights and easements appertaining thereto; and B. All buildings, structures, improvements, furnishings, fixtures and equipment, real, personal and mixed, now or hereafter attached to, or used or adapted for use in the operation of the Property and any and all replacements and additions thereto, including without limitation, all heating apparatus and equipment whatsoever, all boilers, engines, motors, dynamos, generating equipment, pumps, piping and plumbing fixtures, cooling, ventilating, sprinkling, fire- 4830-5243-0592.3 8/8/03 9:30 ct extinguishing apparatus, gas and electric fixtures, elevators, escalators, partitions, and shrubbery and plants; and including also all interest of any owner of the Property in any of such items hereafter at any time acquired under conditional sales contract, chattel mortgage or other title- retaining or security instrument, all of which property mentioned in this paragraph shall be deemed part of the realty and not severable wholly or in part without material injury to the freehold; and C. All and singular the lands, tenements, privileges, water, water rights, water stock, mineral, oil and gas rights, hereditaments and appurtenances thereto belonging or in anywise appertaining, and the reversion and reversions, remainder and remainders, rents, royalties, issues and profits thereof, and all the estate, rights, title, claim, interest and demand whatsoever of the Trustor either in law or equity, of, in and to the Property, whether now held or hereafter acquired; and D. All of the right, title and interest of Trustor now or hereafter existing in and to the following now or hereafter located in, upon, within or about or used in connection with the construction, use, operation or occupancy of the Property and/or the improvements thereon and any business or activity conducted thereon or therein, together with all accessories, additions, accessions, renewals, replacements and substitutions thereto or therefor and the proceeds and products thereof: (i) all materials, supplies, furniture, furnishings, appliances, office supplies. equipment, construction materials, vehicles, machinery, computer hardware and software. maintenance equipment, window washing equipment, repair equipment and other equipment and tools, telephone and other communications equipment; (ii) all books, ledgers, records. accounting records, files, tax records and returns, policy manuals, papers, correspondence, and electronically recorded data; (iii) all "General Intangibles" (as such term is defined in the California Commercial Code), instruments, money, "Accounts," (as such term is defined in the California Commercial Code), accounts receivable, notes, certificates of deposit, chattel paper, letters of credit, choses in action, good will, rights to payment of money, rents, rental fees, equipment fees and other amounts payable by persons who utilize the Property or any of the improvements or paid by persons in order to obtain the right to use the Property and any of the improvements, whether or not so used; trademarks, service marks, trade dress, tradenames, licenses, sales contracts, deposits, plans and specifications, drawings, working drawings, studies. maps, surveys; soils, environmental, engineering or other reports, architectural and engineering contracts, construction contracts, construction management contracts, surety bonds, feasibility and market studies, management and operating agreements, service agreements and contracts, landscape maintenance agreements, security service and other services agreements and vendors agreements; (iv) all compensation, awards and other payments or relief (and claims therefor) made for a taking by eminent domain, or by any event in lieu thereof (including, without limitation, property and rights and interests in property received in lieu of any such taking), of all or any part of the Property (including without limitation, awards for severance damages), together with interest thereon, and any and all proceeds (or claims for proceeds) of casualty, liability or other insurance pertaining to the Property, together with interest thereon; (v) any and all claims or demands against any person with respect to damage or diminution in value to the 4830-5243-0592.1 8/8/03 9,30 ct 2 Property or damage or diminution in value to any business or other activity conducted on the Property; (vi) any and all security deposits, deposits of security or advance payments made to others with respect to: (1) insurance policies relating to the Property; (2) taxes or assessments of any kind or nature affecting the Property; (3) utility services for the Property and/or the improvements; (4) maintenance, repair or similar services for the Property or any other services or goods to be used in any business or other activity conducted on the Property; (vii) any and all authorizations, consents, licenses, permits and approvals of and from all persons required from time to time in connection with the construction, use, occupancy or operation of the Property, the improvements, or any business or activity conducted thereon or therein or in connection with the operation, occupancy or use thereof, (viii) all warranties, guaranties, utility or street improvement bonds, utility contracts, telephone exchange numbers, yellow page or other directory advertising and the like; (ix) all goods, contract rights, and inventory; (x) all leases and use agreements of machinery, equipment and other personal property; (xi) all insurance policies covering all or any portion of the Property; (xii) all reserves (including those provided for in Section 17 hereof) and funds held in escrow by Beneficiary or other person for Beneficiary*s benefit and any funds deposited with Beneficiary, all accounts into which such funds are deposited and all accounts, contract rights and general intangibles or other rights relating thereto: (xiii) all names by which the Property is now or hereafter known; (xiv) all interests in the security deposits of tenants; (xv) all management agreements, blueprints, plans, maps, documents, books and records relating to the Property; (xvi) the proceeds from sale, assignment, conveyance or transfer of all or, any portion of the Property or any interest therein, or from the sale of any goods, inventory or services from, upon or within the Property and/or the improvements (but nothing contained herein shall be deemed a consent by Beneficiary to such sale, assignment, conveyance or transfer, except as expressly provided in this Deed of Trust); (xvii) any property described in paragraph B, above, which are not fixtures under California law; (xviii) all other property (other than fixtures) of any kind or character as defined in or subject to the provisions of the California Uniform Commercial Code, Secured Transactions, as amended and; (xix) all proceeds of the conversions, voluntarily or involuntarily, of any of the foregoing into cash or liquidated claims. TO HAVE AND TO HOLD the Property, together with all and singular the lands, tenements, privileges, water, water rights, water stock, mineral, oil and gas rights, hereditaments and appurtenances thereto belonging or in any wise appertaining, and the reversion and reversions, remainder and remainders, rents, royalties, issues and profits thereot~ and all of the estate, right, title, claims and demands whatsoever of the Trustor, either in law or in equity, ot~ in and to the Property, forever as security for the faithful performance of the Obligations (as defined below) secured hereby and as security for the faithful performance of each and all of the covenants, agreements, terms and conditions of this Deed of Trust, and in all other instruments executed in connection herewith, SUBJECT, HOWEVER, to the right, power and authority given to and conferred upon Beneficiary to collect and apply such rents, issues and profits. This Deed of Trust also constitutes a security agreement in all of the property above described or referenced in which such interest may be created under the California Commercial Code and for such purposes Trustor hereby grants to Beneficiary a security interest therein. -tX30-5243-0592.3 SiX/03 Y:30 (;\ 3 I. Agencv Loan Secured. This Deed of Trust is made for the purpose of securing (i) the prompt payment of the Note (as defined below), together with all interest, premiums and other amounts, if any, due in accordance with the terms of the Note and that certain Disposition and Development Agreement by and between the Redevelopment Agency for the City of San Bernardino and Essex Orangeshow Commerce Center, LLC, dated as of (the "'Disposition and Development Agreement"), and all references therein, regarding the payment of the principal sum of ONE MILLION FOUR HUNDRED NINETY-FIVE THOUSAND SIX HUNDRED THIRTY-TWO DOLLARS ($1,495,632.00) (the "Loan") as evidenced by that certain Purchase Money Promissory Note of even date herewith (which note, together with all notes issued in substitution or exchange therefore and all amendments thereto, is referred to as the "Note"), which amount constitutes the purchase price for Trustor's acquisition of the Property from the Agency and all other instruments or agreements executed in connection therewith, and all interest thereon and other amounts evidenced thereby; all future advances made to Trustor by Beneficiary, its successors and assigns, under the Disposition and Development Agreement or pursuant to the terms of this Deed of Trust or any other instruments or agreements executed in connection with or to secure the covenants of the Trustor set forth in the Disposition and Development Agreement (collectively, the "Transaction Documents"); (ii) the prompt performance of each and every covenant, condition, and agreement contained in the Transaction Documents; (iii) the payment of any and all other debts, claims, obligations, demands, monies, liabilities and indebtedness of any kind or nature now or hereafter owing, arising, due or payable from Trustor to Beneficiary, when the document evidencing the same specifically refers to this Deed of Trust and that it is intended to be secured hereby; and (iv) the obligations evidenced by all renewals, extensions, modifications, substitutions and conditions of any of the Transaction Documents; and any and all other obligations of Trustor to Beneficiary. its successors and assigns, now existing and hereafter arising and which are at any time specifically declared by Beneficiary and Trustor in writing to be secured by this Deed of Trust or which specifically indicate in the instruments which evidence the same that they are intended to be so secured. All obligations of Trustor to Beneficiary pursuant to the Transaction Documents are sometimes collectively referred to as the "Obligations". 2. Trustor's Covenant of Pavment. Trustor shall perform all of its obligations under the Transaction Documents and under this Deed of Trust when due, without excuse or delay of any kind whatsoever, except as expressly provided herein or therein, and Trustor shall pay the Loan, and all other debts and monies secured by this Deed of Trust when due without set off or deduction of any kind. 3. Trustor's Warranties of Title. Trustor warrants to Beneficiary that it is the sole holder of fee simple absolute title to all of the Property and that said title is marketable and fi-ee from any lien or encumbrance, except as otherwise provided in this section, or approved in writing by Beneficiary, and the liens imposed by law for nondelinquent real property taxes and assessments. Trustor further covenants and agrees as follows: that Trustor will keep the Property free from all liens of any kind, including, without limitation, statutory and governmental liens:e 4830-5243-0592.1 8/8/039:30 ct 4 that no lien superior or junior to this Deed of Trust will be created or suffered to be created by Trustor during the life of this Deed of Trust without Beneficiary's prior written consent; that Trustor has good right to make this Deed of Trust and the person or persons executing this Deed of Trust on behalf of Trustor has or have the authority to do so; and that Trustor will forever warrant and defend Beneficiary's interest in the Property against every person, whomsoever, claiming any right or interest in the Property or any part thereof. 4. Trustor's Right to Contest Statutory Liens. As used herein the words "mechanic's lien" and "materialmen's lien" mean and include a "stop notice" as this term is defined in California Civil Code Sections 3179, et seq. The filing of a mechanic's or materialmen's lien against the Property or a stop notice against the Trustor or the Beneficiary and/or funds held by or owed to the Trustor for the improvement of the Property shall not constitute a default hereunder, if and so long as (a) no defaults exist under the Disposition and Development Agreement, this Deed of Trust, or any of the other Transaction Documents; (b) within fifteen (15) days after filing of such lien, Trustor obtains and maintains in effect a bond issued by a California admitted surety acceptable to Beneficiary in an amount not less than 125% of the entire sum alleged to be owed to the lien claimant or such other amount as is required to obtain a court order to release said lien of record; (c) Trustor immediately commences its contest of such lien and continuously pursues the same in good faith and with due diligence; (d) such bond or contest stays the foreclosure of the lien; and (e) Trustor pays in full any judgment rendered for the lien claimant within ten (10) days following entry of any such judgment. 5. Maintenance and Inspection of Improvements. Trustor shall maintain the buildings and other improvements now or hereafter located on the Property in good condition and state of repair. Trustor shall not commit or suffer any waste on the Property, shall promptly comply with all requirements of federal, state and municipal authorities and all other laws, ordinances, regulations, covenants, conditions and restrictions respecting the Property or the use thereof, and shall pay all fees or charges of any kind in connection therewith. 6. Construction and Repairs. This Deed of Trust is given to secure an obligation for the repayment of the Loan for the purchase of the Property anticipated to be developed with the Project (as defined in the Transaction Documents) and, without limiting the application of any provision of the Disposition and Development Agreement or any other Transaction Document. Trustor therefore further agrees: (a) To promptly commence construction of the Project and promptly complete the same, at the time required by and in accordance with the Transaction Documents and all other agreements between Trustor and Beneficiary relating to construction of the Project; and (b) To allow Beneficiary to inspect said Property at all reasonable times. 4830-5243-0592.3 8/8/039:30 Cl 5 1-- -- I I Trustor shall complete or restore promptly and in a good and workmanlike manner any building or improvement that may be constructed, damaged or destroyed on the Property, and pay when due all costs incurred therefor. 7. Alterations. No building or other improvement on the Property shall be structurally altered, removed or demolished without the Beneficiary's prior written consent, nor shall any fixture or chattel covered by this Deed of Trust and adapted to the proper use and enjoyment of the Property be removed at any time without Beneficiary's prior written consent, unless actually replaced by an article of equal suitability and value, owned by the Trustor, free and clear of any lien or security interest, except such as may be approved in writing by the Beneficiary. 8. Compliance With Laws. Trustor shall comply with all statutes, laws, ordinances and regulations which now or hereafter pertain to the construction, repair, condition, use and occupancy of the Property, including, without limitation, all environmental, subdivision, zoning. building code, fire, occupational, health, safety, occupancy and other similar or dissimilar statutes, and shall not permit any tenant or other occupant of any portion of the Property to violate the same. If any statute or order of any court of competent jurisdiction requires any correction, alteration or retrofitting of any improvements on or related to the Property, Trustor shall promptly undertake the required repairs and restoration and complete the same with due diligence at its sole cost and expense. 9. Environmental Covenants, Representations, Warranties and Indemnitv. (a) Trustor will not use any Hazardous Materials (as defined herein below) in the construction of the Project or other improvements on or about the Property. (b) Trustor shall, at its sole expense, comply and cause each tenant occupying or leasing space within the Property to comply with all applicable laws, regulations, codes and ordinances relating to any Hazardous Materials or to any Environmental Activities (as defined herein below), including, without limitation, obtaining, filing, serving or posting all applicable notices, permits, licenses and similar authorizations. Trustor shall establish and maintain a management and operating policy for the Property to assure and monitor continued compliance by Trustor and each tenant occupying or leasing space in the Property with all such laws, regulations, codes and ordinances. (c) Trustor agrees to submit from time to time, if requested by Beneficiary, a report reasonably satisfactory to Beneficiary, certifying that the Property is not now being used for any Environmental Activities. Beneficiary reserves the right, in its reasonable discretion, to retain an independent professional consultant to review any report prepared by Trustor and/or to conduct its own investigation of the Property for Hazardous Materials. Trustor hereby grants to Beneficiary, its agents, employees, consultants and contractors the right to enter upon the 4830-5243-0592.1 S/8/03 9:30 ct 6 Property to perform such tests, at Beneficiary's sole expense, as are reasonably necessary to conduct a review and/or investigation. (d) Upon the discovery by Trustor of any event or situation which would render any of the representations or warranties contained in subparagraph 9(g) hereof inaccurate in any respect, if made at the time of such discovery, Trustor shall promptly notify Beneficiary of such event or situation and, within thirty (30) days after such discovery, submit to Beneficiary a preliminary written environmental plan setting forth a general description of such event or situation and the action that Trustor proposes to take with respect thereto. Within sixty (60) days after such discovery, Trustor shall submit to Beneficiary a final written environmental report, setting forth a detailed description of such event or situation and the action that Trustor proposes to take with respect thereto, including, without limitation, any proposed corrective work, the estimated cost and time of completion, the name of the contractor and a copy of the construction contract, if any, and such additional data, instruments, documents, agreements or other materials or information as Beneficiary may reasonably request. The plan shall be subject to Beneficiary's prior written approval, which approval may be granted or withheld in Beneficiary's sole but reasonable discretion. Beneficiary shall notify Trustor in writing of its approval or disapproval of the final plan within fifteen (15) days after receipt thereof by Beneficiary. If Beneficiary disapproves the plan, Beneficiary's notice to Trustor of such disapproval shall include a brief explanation of the reasons therefor. Trustor shall submit to Beneficiary a revised final written environmental plan that remedies the defects identified by Beneficiary as reasons for Beneficiary's disapproval of the previous plan. If Trustor fails to submit a revised plan to Beneficiary within said thirty (30) day period, or if such revised plan is submitted to Beneficiary and Beneficiary disapproves said plan, such failure or disapproval shall, at Beneficiary's option and upon notice to Trustor, constitute an "Event of Default" hereunder. If Beneficiary does not notify Trustor of its approval or disapproval of the final plan or any revisions thereof within the fifteen (15) day period described above, Trustor shall provide written notice to Beneficiary of Beneficiary's failure to respond, at which time Beneficiary shall have an additional forty-live (45) days after receipt of such notice from Trustor to notify Trustor of its approval or disapproval of the final plan within said additional forty-five (45) day period. If Beneficiary fails to notify Trustor of its disapproval or approval of said plan within said forty-five (45) day period the plan shall be deemed approved. Once any such plan is approved in writing or deemed approved by Beneficiary, Trustor shall promptly commence all action necessary to implement such plan and to comply with any requirements or conditions imposed by Beneficiary, and shall diligently and continuously pursue such action to completion in strict accordance with the terms of said plan. The rights of Beneficiary with respect to the approval or disapproval of the environmental plan set forth herein and the actions of Beneficiary pursuant to such rights are not intended to, and shall not, in and of themselves, confer on Beneficiary a right to manage, operate or control the Property on a continuing basis following the discovery of the event(s) or occurrence(s) described in this subparagraph 9(d). (e) report, reasonably Trustor agrees to submit from time to time, if requested by Beneficiary, a satisfactory to Beneficiary, specifying any activities involving, directly or 4830-5243-0592.3 8/8/03 930 ct 7 indirectly, the use, generation, treatment, storage or disposal of any Hazardous Materials on the Property. Beneficiary reserves the right, in its sole and reasonable discretion, to retain, at its own expense, an independent professional consultant to review any report prepared by Trustor and/or to conduct its own investigation of the Property. Trustor hereby grants to Beneficiary, its agent, employees, consultants and contractors the right to enter upon the Property and to perform such tests as Beneficiary deems are necessary to conduct such a review and/or investigation. Beneficiary shall hold in confidence any report delivered by Trustor to Beneficiary pursuant to this Section 9, except for disclosure to (a) any consultant(s) hired by Beneficiary to review said report, (b) legal counsel, accountants and other professional advisors to Beneficiary, (c) regulatory officials having jurisdiction over Beneficiary who may request said report, (d) as required by any federal, state, county, regional or local authority or law, rule, regulation or ordinance, and (e) as required in connection with any legal proceeding. "Hazardous Materials" as used in this Deed of Trust shall mean any hazardous or toxic materials, pollutants, effluents, contaminants, radioactive materials, flammable explosives, chemicals known to cause cancer or reproductive toxicity, emissions or wastes and any other chemical, material or substance, the handling, storage, release, transportation, or disposal of which is or becomes prohibited, limited or regulated by any federal, state, county, regional or local authority or which, even if not so regulated, is or becomes known to pose a hazard to the health and safety of the occupants of the Property including, without limitation, (i) asbestos, (ii) petroleum and petroleum by-products, (iii) urea formaldehyde foam insulation, (iv) polychlorinated biphenyls, (v) all substances now or hereafter designated as "hazardous substances," "hazardous materials" or "toxic substances" pursuant to the Comprehensive Environmental Response, Compensation and Liability Act of 1980 CCERCLA"), 42 U.S.c. Section 9601 et seq., as amended by the Superfund Amendments and Reauthorization Act of 1986 CSARA"), the Federal Water Pollution Control Act, 33 U.S.C. Section 1251 et seq. the Clean Air Act, 42 U.S.C. Section 7401 et seq., the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801 et seq., or the Resource, Conservation and Recovery Act, 42 U.S.C. Section 6901 et seq.; (vi) all substances now or hereafter designated as "hazardous wastes" in Section 25117 of the California Health & Safety Code or as "hazardous substances" in Section 253 16 of the California Health & Safety Code; (vii) all substances now or hereafter designated by the Governor of the State of California pursuant to the Safe Drinking Water and Toxic Enforcement Act of 1986 as being known to cause cancer or reproductive toxicity, or (viii) all substances now or hereafter designated as "hazardous substances," "hazardous materials" or "toxic substances" under any other federal, state or local laws or in any regulations adopted and publications promulgated pursuant to said laws. "Environmental Laws" as used herein shall mean all laws, rules, regulations and ordinances relating to Hazardous Materials, including, but not limited to, those relating to soil and groundwater conditions and those statutes referred to in the definition of Hazardous Materials set forth hereinabove. 4830.5243.0592.1 81811J3 9:30 ct 8 "Environmental Activities" as used herein shall mean the use, generation, transportation, treatment, storage or disposal of any Hazardous Materials at any time located on or present on, under or about the Property, (1) Trustor hereby agrees, at its sole cost and expense, to indemnify, protect, hold harmless and defend (with counsel subject to Beneficiary's reasonable approval), Beneficiary, its successors and assignees, and the officials, officers, agents, attorneys and employees of each of them (individually, each an "Indemnitee", and collectively, the "lndemnitees") from and against any and all claims, demands, damages, losses, liabilities, obligations, penalties, fines, actions, causes of action, judgments, suits, proceedings, costs, disbursements and expenses (including, without limitation, attorneys' and experts' reasonable fees, disbursements and costs) of any kind or of any nature whatsoever (collectively, "Claims") which may at any time be imposed upon, incurred or suffered by, or asserted or awarded against, any Indemnitee directly or indirectly relating to or arising from any of the following "Environmental Matters", but excluding any Claims arising solely from the gross negligence or willful misconduct of Beneficiary: (i) Any present or future presence of any Hazardous Materials on, in, under or affecting all or any portion of the Property or on, in, under or affecting all or any portion of any property adjacent or proximate to the Property, if such Hazardous Materials originated or allegedly originated on or from the Property; (ii) Any present or future storage, holding, handling, release, threatened release, discharge, generation, leak, abatement, removal or transportation of any Hazardous Materials on, in, under or from the Property or any portion thereof, (iii) The failure of Trustor to comply with any and all laws, rules, regulations, judgments, orders, permits, licenses, agreements, covenants, restrictions. requirements or the like now or hereafter relating to or governing in any way the environmental condition of the Property or the presence of Hazardous Materials on, in, under or affecting all or any portion of the Property including, without limitation, all Environmental Laws; (iv) The failure of Trustor to properly complete, obtain, submit and/or file any and all notices, permits, licenses, authorizations, covenants, and the like relative to any of the Environmental Matters described herein in connection with the Property or the ownership, use, operation or enjoyment thereof, (v) The extraction, removal, containment, transportation or disposal of any and all Hazardous Materials from any portion of the Property or any other property adjacent or proximate to the Property, if such Hazardous Materials originated or allegedly originated on or from the Property; 4!DO.5243-U592.3 8/8/03 9:30 ct 9 (vi) Any present or future presence, permlttmg, operation, closure. abandonment or removal from the Property of any storage tank that at any time contains or contained any Hazardous Materials and is or was located on, in or under the Property or any portion thereof; (vii) The implementation and enforcement of any monitoring, notification or other precautionary measures that may at any time become necessary to protect against the release or discharge of Hazardous Materials on. in, under or atTecting the Property or into the air, any body of water, any other public domain or any property adjacent or proximate to the Property; (viii) Any failure of any Hazardous Materials generated or moved from the Property to be removed, contained, transported or disposed of in compliance with all applicable Environmental Laws; or (ix) Any breach by Trustor of any of its covenants, representations or warranties regarding Environmental Matters contained in this Deed of Trust or any of the other Transaction Documents. (g) Trustor hereby represents and warrants as follows: (i) The Property is not and to the best of Trustor's actual knowledge, has not been a site for the use, generation, manufacture, storage, treatment, release. threatened release, discharge, disposal or transportation of any Hazardous Materials; (ii) The Property is in compliance with all Environmental Laws; (iii) Trustor has not received any written notice of claims or actions (collectively, "Hazardous Materials Claims") pending or threatened against Trustor or any previous owner or user of the Property (and relating to Trustor's and/or such previous owner's or user's ownership of the Property), by any governmental entity or agency or any other person or entity and relating to Hazardous Materials or pursuant to Environmental Laws; and (iv) Trustor has not received any written notice (i) pursuant to which the Property has been designated as "border zone property" under the provisions of California Health and Safety Code Sections 25220 et seq., or any other regulation adopted in accordance therewith, (ii) of a hearing at which the Property will be considered for designation as "border zone property", or (iii) of an occurrence or condition on any real property adjoining or in the vicinity of the Property that could cause the Property or any part thereof to be designated as "border zone property". 4830-5243-0592.1 8/8/03 930 ct 10 .--~ , The foregoing shall constitute environmental provisions for purposes of California Code of Civil Procedure Section 736. 10. Insurance. (a) Casualtv Insurance. Trustor shall at all times keep the Property insured for the benefit of Trustee and Beneficiary as follows, despite governmental requirements that may detrimentally affect Trustor's ability to obtain or may materially increase the cost of such ll1surance coverage: (i) Against damage or loss by fire and such other hazards (including lightning, windstorm, hail, explosion, riot, acts of striking employees, civil commotion, vandalism, malicious mischief, aircraft, vehicle, and smoke) as are covered by the broadest form of extended coverage endorsement available from time to time, in an amount not less than the full insurable value (as defined in section 10.9) of the Property, with a deductible amount not to exceed an amount satisfactory to Beneficiary; (ii) Against rent, business, use or occupancy interruption on such basis and in such amounts and with such deductibles as are reasonably satisfactory to Beneficiary; (iii) Against damage or loss by flood, if the Property is located in an area identified by the Secretary of Housing and Urban Development or any successor or other appropriate authority (governmental or private) as an area having special flood hazards and in which flood insurance is available under the National Flood Insurance Act of 1968 or the Flood Disaster Protection Act of 1973, as amended, modified, supplemented, or replaced from time to time, on such basis and in such amounts as Beneficiary may require; (iv) Against damage or loss from (a) sprinkler system leakage and (b) boilers, boiler tanks, heating and air conditioning equipment, pressure vessels, auxiliary piping, and similar apparatus, on such basis and in such amounts as Beneficiary may reqUIre; (v) During any alteration, construction, or replacement of improvements on the Property, or any substantial portion thereof, a Builder's All Risk policy with extended coverage with course of construction and completed value endorsements, for an amount at least equal to the full insurable value of the improvements on the Property, and workers' compensation, in reasonable statutory amounts, with provision for replacement with the coverage described in Section 4.1, without gaps or lapsed coverage, for any completed portion of improvements on the Property; and 4830.5243-0592.3 8/8103 9:30 ct II (vi) Against damage or loss by earthquake, with a deductible reasonably satisfactory to Beneficiary, if such insurance is required by the senior deed of trust beneficiary and provided it is available at commercially reasonable rates. (b) Liabilitv Insurance. Trustor shall procure and maintain workers' compensation insurance for Trustor's employees and comprehensive general liability insurance covering Trustor, Trustee, and Beneficiary against claims for bodily injury or death or for damage occurring in, on, about, or resulting from the Property, or any street, drive, sidewalk, curb, or passageway adjacent to it, in standard form and with such insurance company or companies and in an amount of at least $1,000,000 per claim, $2,000,000 aggregate single limit, or such greater amount, as senior lender may require or is available at commercially reasonable rates, which insurance shall include completed operations, product liability, and blanket contractual liability coverage that insures contractual liability under the indemnifications set forth in this Deed of Trust and the Transaction Documents (but such coverage or its amount shall in no way limit such indemnification). (c) Other Insurance. Trustor shall procure and maintain such other insurance or such additional amounts of insurance, covering Trustor and the Property, as (a) may be required by the terms of any construction contract for any improvements on the Property or by any governmental authority, other than Beneficiary, or (b) may be specified in any other Transaction Documents. (d) Form of Policies. All insurance required under this Section 10 shall be fully paid for and nonassessable. The policies shall contain such provisions, endorsements, and expiration dates as Beneficiary from time to time reasonably requests and shall be in such form and amounts, and be issued by such insurance companies doing business in the State of California, as Beneficiary shall approve in Beneficiary's reasonable discretion. All policies shall (a) contain a waiver of subrogation endorsement; (b) provide that the policy will not lapse or be canceled, amended, or materially altered (including by reduction in the scope or limits of coverage) without at least 30 days' prior written notice to Beneficiary; (c) with the exception of the comprehensive general liability policy, contain a mortgagee's endorsement (438 BFU Endorsement or equivalent), and name Beneficiary and Trustee as insureds; and (d) include such deductibles as Beneficiary may approve. If a policy required under this paragraph contains a co- insurance or overage clause, the policy shall include a stipulated value or agreed amount endorsement acceptable to Beneficiary. ( e) Duplicate Originals or Certificates. Duplicate original policies evidencing the insurance required under this Section 10 and any additional insurance that may be purchased on the Property by or on behalf of Trustor shall be deposited with and held by Beneficiary and, in addition, Trustor shall deliver to Beneficiary (a) receipts evidencing payment of all premiums on the policies and (b) duplicate original renewal policies or a binder with evidence reasonably satisfactory to Beneficiary of payment of all premiums at least 30 days before the policy expires. In lieu of the duplicate original policies to be delivered to Beneficiary under this Section 10.5. 4830-5243-0592. [ X/g/OJ 9:30 ct 12 Trustor may deliver an underlier of any blanket policy, and Trustor may also deliver original certificates from the issuing insurance company, evidencing that such policies are in full force and effect and containing information that, in Beneficiary's reasonable judgment, is sufficient to allow Beneficiary to ascertain whether such policies comply with the requirements of this Section 10. (I) No Separate Insurance. Trustor shall not carry separate or additional insurance concurrent in form or contributing in the event of loss with that required under this Section 10, unless endorsed in favor of Trustee and Beneficiary, as required by this Section 10 and otherwise approved by Beneficiary in all respects. (g) Transfer of Title. In the event of foreclosure of this Deed of Trust or other transfer of title or assignment of the Property in extinguishment, in whole or in part, of the Loan, all right, title, and interest of Trustor in and to all insurance policies required under this Section 10 or otherwise then in force with respect to the Property and all proceeds payable under, and unearned premiums on, such policies shall immediately vest in the purchaser or other transferee of the Property. (h) Replacement Cost. For purposes of this Section 10, the term "full insurable value" means the actual cost of replacing the Property in question, without allowing for depreciation, as calculated from time to time (but not more often than once every calendar year) by the insurance company or companies holding such insurance or, at Beneficiary's request, by appraisal made by an appraiser, engineer, architect, or contractor proposed by Trustor and approved by said insurance company or companies and Beneficiary. Trustor shall pay the cost of such appraisal. (i) Approval Not Warrantv. No approval by Beneficiary of any insurer may be construed to be a representation, certification, or warranty of its solvency and no approval by Beneficiary as to the amount, type, or form of any insurance may be construed to be a representation, certification, or warranty of its sufficiency. (j) Beneficiary's Right To Obtain. Trustor shall deliver to Beneficiary original policies or certificates evidencing such insurance at least 30 days before the existing policies expire. If any such policy is not so delivered to Beneficiary or if any such policy is canceled, whether or not Beneficiary has the policy in its possession, and no reinstatement or replacement policy is received before termination of insurance, Beneficiary, without notice to or demand on Trustor, may (but is not obligated to) obtain such insurance insuring only Beneficiary and Trustee with such company as Beneficiary may reasonably deem satisfactory, and pay the premium for such policies, and the amount of any premium so paid shall be charged to and promptly paid by Trustor or, at Beneficiary's option, may be added to the Loan. Trustor acknowledges that, if Beneficiary obtains insurance, it is for the sole benefit of Beneficiary and Trustee, and Trustor shall not rely on any insurance obtained by Beneficiary to protect Trustor in any way. 4830-5243-0592.3 8/8/039:30 ct I3 (k) Dutv To Restore After Casualtv. If any act or occurrence of any kind or nature (including any casualty for which insurance was not obtained or obtainable) results in damage to or loss or destruction of the Property, Trustor shall immediately give notice of such loss or damage to Beneficiary and, if Beneficiary so instructs, shall promptly, at Trustor's sole cost and expense, provided (a) any senior deed of trust beneficiary makes insurance proceeds available and (b) all such insurance proceeds will be sufficient for the purpose, commence and continue diligently to completion to restore, repair, replace, and rebuild the Property as nearly as possible to its value, condition, and character immediately before the damage, loss or destruction. I I. Assignment of Insurance and Condemnation Proceeds. Subject to the rights of any Senior deed of trust beneficiary should the Property or any part or appurtenance thereof or right or interest therein be taken or damaged by reason of any public or private improvement, condemnation proceeding (including change of grade), fire, earthquake or other casualty, or in any other manner, Beneficiary or Trustee may, at its option, commence, appear in and prosecute, in its own name, any action or proceeding, or make any reasonable compromise or settlement in connection with such taking or damage, and obtain all compensation, awards or other relief therefor. All compensation, awards, damages, rights of action and proceeds, including the policies and the proceeds of any policies of insurance affecting the Property, are hereby assigned to Beneficiary, subject to the rights of any Senior deed of trust beneficiary, but no such assignments shall be effective to invalidate or impair any insurance policy. Trustor further assigns to Beneficiary any return premiums or other repayments upon any insurance at any time provided for the benefit of the Beneficiary and all refunds or rebates made of taxes or assessments on the Property, and Beneficiary may at any time collect said return premiums, repayments, refunds and rebates in the event of any default by Trustor under the Disposition and Development Agreement, the Note or, this Deed of Trust or any other Transaction Documents. Insurance proceeds or condemnation awards at any time assigned to or held by Beneficiary shall be deemed to be held in trust and Beneficiary shall not commingle such proceeds with its general assets. Trustor also agrees to execute such further assignments of any such policies, compensation, award, damages, rebates, return of premiums, repayments, rights of action and proceeds as Beneficiary or Trustee may require. 12. Use of Insurance Proceeds. After any damage by casualty to the Property, whether or not required to be insured against under the policies to be provided by Trustor. Trustor shall give prompt written notice thereof to Beneficiary generally describing the nature and cause of such casualty and the extent of the damage to or destruction of the Property. Trustor shall have the obligation to promptly repair the damage, provided (a) any senior deed of trust beneficiary makes insurance proceeds available and (b) all such insurance proceeds will be sufficient for the purpose. For these purposes, Beneficiary shall make available to Trustor proceeds of any insurance policy covering the casualty and maintained by Trustor under and subject to each of the following terms and conditions: 4830-5243-0592.1 8/8/03 9:30 ct 14 (a) Insurance proceeds which are directly attributable to the damage (herein the "Proceeds") shall be released to Trustor upon and subject to satisfaction of each of the following conditions: (i) There exists no default under the Disposition and Development Agreement, this Deed of Trust or any other Transaction Documents at any time prior to or during the course of reconstruction; (ii) Receipt by Beneficiary of satisfactory written evidence that any proposed restorations by Trustor will comply with all statutes, ordinances, regulations, rules, rulings, restrictive covenants, reciprocal easements, leases and contracts; that all proposed plans and specifications are approved by all required governmental agencies; and that Trustor has obtained all necessary building and other permits and approvals for such reconstruction; (iii) Receipt by Beneficiary of proof reasonably satisfactory to Beneficiary that there exists and will continue to exist, until the Property is reasonably expected to be restored and fully occupied, a source of funds sufficient to construct and install the Project (as defined in the Transaction Documents) or, alternatively, to pay the Loan as and when due. Such computation shall include Beneficiary's estimate of the amount necessary to pay all of Trustor's operating expenses and construct and install all of the Project improvements (as defined in the Transaction Documents) and pay all of the sums due on the Note over the projected period of reconstruction, and Beneficiary may require Trustor to establish and fund a holdback account up to the amount of the difference between the anticipated debt service and operating expenses of Trustor. In the event of any default under the Disposition and Development Agreement, this Deed of Trust, any other Transaction Documents or any reconstruction requirements, Beneficiary may, at its option, apply any portion or all of such amounts against accrued interest and the outstanding amounts due under the Disposition and Development Agreement or the Note: (iv) Receipt by Beneficiary from Trustor of evidence of sufficient cash funds to cover one hundred percent (100%) of any difference between the estimated costs of completion, as certified by an architect or engineer reasonably approved by Beneficiary in writing, and the Proceeds; (v) Receipt by Beneficiary of a certificate executed by Trustor describing the work to be performed in connection with such restoration and a certificate by an independent architect or engineer selected or approved by Beneficiary in writing stating that the work described in the Trustor's certificate is adequate to restore the Property to substantially the same size, design, quality and condition as existed prior to the damage. The architect's or engineer's certificate shall include its estimate of all costs and expenses which will be required to complete such restorations; and .:I~30-5243.0592.3 g/8/0J 9:30 ct 15 (vi) Such additional conditions as may reasonably be imposed by Beneficiary to provide assurance that the Proceeds will be used to restore the Property to substantially the same condition, to the extent possible, as existed prior to the damage or taking, including, without limitation, Beneficiary's prior written approval of all permits, plans, specifications and construction contracts for such restoration. (c) After completion of the restoration and subject to the conditions herein stated, and, if Trustor is not then in default under the Disposition and Development Agreement, this Deed of Trust or any other Transaction Documents, Beneficiary shall pay to Trustor (or such other persons or entities that may have an interest therein) the undisbursed Proceeds and Trustor's deposit for any estimated restoration expense held by Beneficiary upon delivery to Beneficiary of (i) a certificate executed by Trustor showing that the work has been completed and that all bills for labor performed and materials furnished in connection therewith have been paid, (ii) unconditional lien releases and other appropriate written acknowledgments of payment in full executed by all contractors and subcontractors performing labor on or furnishing materials to the Property; (iii) a certificate executed by an architect or engineer reasonably approved by Beneficiary confirming that the Property has been restored to substantially the same size, design, quality and condition as existed immediately prior to the damage and in accordance with all applicable federal, state, local and other governmental laws and regulations; and (iv) a certificate of occupancy and other permits issued by the appropriate governmental authorities authorizing the occupancy of the Property for its intended purposes and use. If (i) any of the conditions in subparagraph 12(b), above. are not fulfilled within sixty (60) days after the date of the casualty, or if the reconstruction cannot be completed within such 60 day period, within such additional time as may be reasonably necessary to complete the reconstruction, not to exceed one hundred eighty (180) days, and provided such additional time does not result in a breach by the Trustor under the Disposition and Development Agreement, this Deed of Trust or any other Transaction Documents; or (ii) if Trustor fails to exercise diligence in promptly commencing or continuously prosecuting the work; or (iii) if Trustor is otherwise in default under the Disposition and Development Agreement, the Note, this Deed of Trust, other Transaction Documents or any reconstruction requirements set forth therein or herein, Beneficiary may, at its option, subject to the rights of all senior deed of trust beneficiaries, receive and apply the Proceeds and any deposits made by Trustor hereunder to the indebtedness secured hereby, or to complete the necessary repairs and use the Proceeds for the payment thereof. If the Proceeds are so applied to the indebtedness and, together with any other payments due to Beneficiary under the Disposition and Development Agreement and all other debts of Trustor to Beneficiary are discharged, Beneficiary shall not have the right to require the Property to be repaired under the terms of this Deed of Trust, but Beneficiary's rights under any other lien that it holds against the Property and which is not also required to be released shall not be thereby impaired or affected. All work of repairing or restoring damage shall be done in a good and workmanlike manner with materials of good quality and in conformity with all applicable laws, 4830-5243-0592.1 8/8/03 9:30 ct 16 ordinances, rules and regulations. Nothing herein contained shall be construed as authorizing the Trustor to subject the Property to any mechanic's, materialman's or other lien for the payment of bills for material furnished or labor performed in connection with any work contemplated by this paragraph. In any event in which the Beneficiary is not otherwise obligated to permit the insurance proceeds to be applied to the restoration of the Property as hereinabove described and, at the option of Beneficiary, the proceeds of a loss under any policy, whether or not endorsed payable to Beneficiary, may be subject to the rights of all senior deed of trust beneficiaries, receive and applied in payment of the principal, interest or any other sums secured by this Deed of Trust, whether or not then due, or to the restoration or replacement of any building on the Property, without in any way affecting the enforceability or priority of the lien of this Deed of Trust or the obligation of the Trustor or any other person for payment of the indebtedness hereby secured or the reconstruction of the damaged improvements, whether such Trustor be the then owner of said building or improvements or not. 13. Use of Condemnation Awards. Should the Property or any portion thereof or any improvements thereon be taken or damaged by reason of any public improvement or condemnation proceeding, or by any other form of eminent domain, Trustor agrees that Beneficiary shall be entitled, subject to the provisions of Section 1265.225 of the California Code of Civil Procedure, to all compensation, awards and other payments or relief therefor and may, at its option, commence, appear in or prosecute in its own name any action or proceeding or make any reasonable compromise or settlement in connection with such taking or damage, and Trustor agrees to pay Beneficiary's costs and reasonable attorneys' fees incurred in connection therewith. All such compensation, awards, damages, rights of actions and proceeds may be applied by Beneficiary toward the repair of any damage to the improvements on any portion of the Property not subject to the taking as and subject to the same conditions herein provided with respect to the disposition of insurance proceeds; provided, however, that if the taking results in a loss of the Property to an extent which, in the reasonable opinion of Beneficiary, renders or will render the Property not economically viable or which substantially impairs Beneficiary's security or lessens to any extent the value, marketability or intended use of the Property, Beneficiary may apply the condemnation proceeds to reduce the unpaid indebtedness secured hereby in such order as Beneficiary may determine. Trustor agrees to execute such further assignments of condemnation proceeds as Beneficiary or Trustee may from time to time reasonably require. If so applied, any proceeds in excess of the unpaid principal and accrued interest due under or Disposition and Development Agreement or the Note plus all other sums due to Beneficiary from Trustor shall be paid to Trustor or Trustor's assignee. 14. Propertv Taxes and Assessments. Trustor shall pay in full on or before the due date thereof all rents, taxes, assessments and encumbrances, with interest, that may now or hereafter be levied, assessed or claimed upon the Trustor's ownership or use of the Property that is the subject of this Deed of Trust or any part thereof, and upon request, provide the Beneficiary -1X30-5243-0592.3 X/l{/(J3 9:30 C1 17 with copies of official receipts for payment therefor, and shall pay all taxes imposed upon, and reasonable costs, fees and expenses of, this Deed of Trust. 15. Assessment Districts. Trustor agrees not to consent to inclusion of the Land in any local improvement or special assessment district or to the imposition of any special or local improvement assessment against the Property, without Beneficiary's prior written consent. 16. Mortgage Taxes. In the event of the passage after the date of this Deed of Trust of any federal, state or municipal law, ordinance or regulation relating to the taxation of mortgages, deeds of trust or debts secured thereby so as to tax or assess any interest of Beneficiary or any payments secured hereby. Trustor shall bear and pay the full amount of such taxes. 17. Soecial Assessment and Insurance Reserves. Trustor shall, at the request of the Beneficiary, pay to Beneficiary equal monthly installments of the special assessments and insurance premiums estimated by the Beneficiary next to become due, in addition to any other periodic payment or performances owed by Trustor under the Disposition and Development Agreement or any other Transaction Documents or this Deed of Trust, so that thirty (30) days before the due date thereof, or of the first installment thereof, Beneficiary will have on hand an amount sufficient to pay the next maturing assessments and insurance premiums. The amount of the additional payment to be made on account of assessments and insurance premiums shall be adjusted annually or more frequently as Beneficiary deems necessary and any deficit shall be immediately paid by Trustor upon request and any surplus shall be credited on the mortgage account. Subsequent payments on account of assessments and insurance premiums shall be made in accordance with the next estimate by the Beneficiary of annual requirements. To the extent permitted by applicable law, all monies paid to Beneficiary on account of assessments or insurance premiums may be commingled and invested with Beneficiary's own funds and, unless and to the extent required by law, shall not bear interest for Trustor. Beneficiary shall not exercise the rights granted in this paragraph so long as all of the following conditions are met: (a) There is no default under the Disposition and Development Agreement, the Note, this Deed of Trust or any other Transaction Documents; and (b) Trustor pays all assessments and insurance premiums prior to delinquency. Upon Trustor's failure to comply with either of conditions (a) or (b), above, Beneficiary may, at its option, then or thereafter exercised, require Trustor to pay the additional sums described in this paragraph. 18. Trustor's Right to Contest Taxes. Trustor shall have the right to contest any real property tax or special assessment so long as (a) no defaults exist under the Disposition and Development Agreement, this Deed of Trust or any other Transaction Documents; (b) Trustor makes any payment or deposit or posts any bond as and when required as a condition to pursuing 4830.5243-0592.1 8/8/03 9:30 ct 18 such contest; (c) Trustor commences such contest prior to such tax or assessment becoming delinquent and continuously pursues the same in good faith and with due diligence; (d) such contest or any bond furnished by Trustor stays the foreclosure of any lien securing the payment of any such tax or assessment; and (e) Trustor pays any tax or assessment within ten (l0) days following the date of resolution of such contest. 19. Report of Real Estate Transaction. Trustor has made or provided for making, or will make or provide for making, on a timely basis, any reports or returns required by state or local law relating to the Property, or the development of the Property, notwithstanding the fact that the primary reporting responsibility may fall on the Beneficiary, or other party. Trustor's obligations under this paragraph will be deemed to be satisfied, if proper and timely reports and returns required under this paragraph are filed by a title company involved in each real estate transaction relating to the Property, but nothing contained herein shall be construed to require such returns or reports to be filed by Beneficiary. 20. Leases. With respect to any leases currently or hereafter relating to any portion of the Property, Trustor agrees that: (a) Prior to the execution of any such lease or rental agreement by the Trustor, the Trustor shall give the Beneficiary thirty (30) days written notice setting forth the identity of the tenant and the relevant terms of the proposed lease; (b) Each such lease shall not be inconsistent with the covenants of the Trustor under the Disposition and Development Agreement, this Deed of Trust and the other Transaction Documents; (c) Trustor shall fully comply with all of its material obligations under all leases on the Property, so that the same shall not become in default and shall do all that is necessary to preserve the same in force; and (d) Beneficiary and its successors and assigns (including any purchaser at a foreclosure or trustee's sale) shall have the right, at its option, to recognize and continue in effect any such leasehold interests following any foreclosure or trustee's sale hereunder. 21. Assignment of Leases. Trustor hereby unconditionally and absolutely assigns, transfers and sets over unto Beneficiary, all leases, subleases, rental agreements, occupancy agreements, licenses, concessions, entry fees and other agreements that grant a possessory interest or right of entry in all or any part of the Property, together with all rents, issues, deposits and profits of the Property, together with the immediate and continuing right to collect and receive the same, for the purpose and upon the terms and conditions hereinafter set forth. Trustor further unconditionally and absolutely assigns, transfers and sets over unto Beneficiary all of its right, title and interest in and to any plans, drawings, specifications, permits, engineering reports and land planning maps, which it now has or may hereafter acquire regarding -HUO-5243-U592.3 8/8/03 9:30 ct 19 any improvements now on or to be constructed upon the Property. Beneficiary confers upon Trustor a license to collect and retain the rents, issues, deposits and profits of the Property, as they become due and payable, subject, however, to the right of Beneficiary upon a default hereunder to revoke said license, at any time, in its sole discretion and without notice to Trustor. Beneficiary may revoke said license and collect and retain the rents, issues, deposits and profits of the Property assigned herein to Beneficiary upon the occurrence of an Event of Default hereunder or Trustor's default under any of the obligations secured hereby, and without taking possession of all or any part of the Property, and without prejudice to or limitation upon any of its additional rights and remedies granted pursuant hereto or pursuant to the Disposition and Development Agreement or any other Transaction Documents, and Beneticiary shall, in its sole and absolute discretion, have the right to apply such income for the payment of all expenses or credit the net amount of income that it receives from the Property, to the indebtedness in the manner, order and amounts as Beneficiary shall determine. In the event the Beneficiary exercises or is entitled to exercise any of its rights or remedies under this Deed of Trust as a result of the default of the Trustor under the Disposition and Development Agreement, and if any lessee, sublessee or assignee under any lease assigned under this paragraph files or has filed against it any petition in bankruptcy or for reorganization or undertakes or is subject to similar action, Beneficiary shall have, and is hereby assigned by Trustor, all of the rights that would otherwise inure to the benefit of Trustor in such proceedings, including, without limitation, the right to seek "adequate protection" of its interests, to compel assumption or rejection of any such lease and to seek such claims and awards as may be sought or granted in connection with the rejection of any such lease. Unless otherwise agreed to by Beneficiary in writing, Beneficiary's exercise of any of the rights provided in this paragraph shall preclude Trustor from the pursuit and benefit thereof, without any further action or proceeding of any nature. The foregoing assignment shall not impose upon Beneficiary any duty to produce rents from the Property. and such assignment shall not cause Beneficiary to be a "mortgagee in possession" for any purpose. The rights granted in this paragraph shall be in addition to and not in derogation of any similar or related rights granted to Beneficiary in any separate assignment ofleases and rents. 22. Impairment of Securitv. Trustor shall not, without first obtaining Beneficiary's written consent, assign any of the rents or profits of the Property or change the general nature or use of the Property or initiate or acquiesce in any zoning reclassification, or do, or suffer to be done, any act or thing that would impair the security of Beneficiary's lien upon the Property or the rents thereof. Trustor shall not, without the written consent of Beneficiary, (i) initiate or support any zoning reclassification of the Property, seek any variance under existing zoning ordinances applicable to the Property or use or permit the use of the Property in a manner that would result in such use becoming a non-conforming use under applicable zoning ordinances; (ii) modify, amend or supplement any easement, reservation, restriction, covenant. condition or encumbrance pertaining to the Property; (iii) impose or consent to any restrictive covenant or encumbrance upon the Property, execute or file any subdivision or parcel map affecting the Property or consent to the annexation of the Property to any municipality; or (iv) permit or suffer the Property to be used by the public or any person in such manner as might make possible a claim of any implied dedication or easement. 4830-5243-0592.1 8/8/03 9:30 ct 20 23. Defense of Suits. Trustor shall appear in and defend any suit, action or proceeding that might affect the value, priority or enforceability of this Deed of Trust or the Property itself or the rights or powers of Beneficiary or Trustee, including any suits relating to damage to property or death or personal injuries, whether or not Trustor is ultimately found liable for any negligence or other wrongful conduct or inaction. Trustor, following mutual negotiations with Beneficiary, has waived and does hereby waive any immunity to such liability to Beneficiary under any industrial insurance or similar statute, to the extent such immunity would impair Beneficiary's rights against Trustor. Should Beneficiary elect to appear in or defend any such action or proceeding or be made a party to any such action or proceeding by reason of this Deed of Trust, or elect to prosecute such action as appears necessary to preserve the value, priority or enforceability of this Deed of Trust or the Property itself, Trustor will at all times indemnify Beneficiary and Trustee from and, on demand, reimburse Beneficiary and Trustee for, any and all loss, damage, expense or cost, including cost of evidence of title, expert witness fees and attorneys* fees, arising out of or incurred in connection with any such suit, action or proceeding, and any appeal or petition for review thereot~ and the sum of such expenditures shall be secured by this Deed of Trust with interest at the rate of 10% per annum and shall be due and payable on demand. Trustor shall pay costs of suit, cost of evidence of title, expert witness fees and reasonable attorneys* fees in any proceeding or suit brought by Beneficiary to foreclose this Deed of Trust and in any appeal therefrom or petition for review thereof. 24. Assignments and Transfers. Trustor acknowledges that Beneficiary relied upon Trustor's financial statements, credit history, business and real property managerial expertise and other factors personal to Trustor in making the Loan, and Trustor covenants not to transfer any of the interest in the Property or to permit the transfer of any interest in Trustor without first receiving Beneficiary's express written consent in each instance. A breach of this covenant shall constitute a default under the Disposition and Development Agreement, the Note and this Deed of Trust. All sums then due to Beneficiary by Trustor hereunder, under the Disposition and Development Agreement or under the Note may, at Beneficiary's option, be declared immediately due and payable if any of Trustor's interests in the Property, or any part thereof. are sold or transferred, voluntarily or involuntarily, without Beneficiary's prior written consent. 25. Matters Requiring Beneficiary's Prior Consent. So long as any part of the Loan remains unpaid or any part of the Obligations remain unperformed, Trustor shall not do or suffer any of the following without Beneficiary's prior written consent, which consent shall not be unreasonably withheld: (i) change its form of organization; (ii) modify its organizational documents; (iii) cause itself to become organized as the same or any other type oflegal entity in a jurisdiction other than that under the laws of which it is organized on the date of this Deed of Trust; (iv) merge with or into, consolidate with, or become subject to control by any other legal entity; (v) except as permitted pursuant to Section 24, make or suffer any change in its ownership or management, or become subject to control by persons other than its owners on the date of this Deed of Trust, voluntarily or by operation of law; (vi) except as permitted pursuant to Section -1X3U-5243.()592.] XIX/OJ 9:30 ct 21 27, sell, convey, assign, or transfer any Property or any interest therein, whether legal or equitable, directly or indirectly; (vii) create, incur, assume, suffer to exist, or otherwise become liable on any indebtedness relating to the Property other than (I) a Senior Loan (as defined in Section 42); (2) the Loan; and, (3) ordinary course trade payables incurred in connection with the ownership and operation of the Property, none of which shall exceed an amount reasonable and customary for such an expenditure for properties similar in type, size, and character to the Property located in the area of the Property; or (viii) grant or suffer the imposition of any lien upon, security interest in, or other encumbrance of any of the Property. Any violation of the provisions of this Section 25 shall constitute an Event of Default under this Deed of Trust and each other Transaction Document, with respect to which Beneficiary shall have the right to accelerate the maturity of the Loan and pursue all other remedies available to Beneficiary undcr this Deed of Trust, any other Transaction Document, and/or applicable law. 26. Further Encumbrances. Trustor acknowledges that Beneficiary relied upon the Property not being subject to additional liens or encumbrances for reasons including, but not limited to, the possibility of competing claims or the promotion of plans disadvantageous to Beneficiary in bankruptcy; the risks to Beneficiary in a junior lienholder's bankruptcy; questions involving the priority of future advances, the priority of future leases of the Property, the marshaling of Trustor's assets, and the Beneficiary's rights to determine the application of condemnation awards and insurance proceeds; the impairment of the Beneficiary's option to accept a deed in lieu of foreclosure; the increased difficulty of reaching agreements for workouts or to the actions to be taken by trustees, receivers, liquidators and fiduciaries; and Beneficiary's requirements of Trustor's preservation of its equity in the Property and the absence of debt that could increase the likelihood of Trustor being unable to perform its obligations when due. Therefore, as a principal inducement to Beneficiary to make the Loan secured by this Deed of Trust, and with the knowledge that Beneficiary will materially rely upon this paragraph in so doing, Trustor covenants not to encumber the Property, without first receiving Beneficiary's express written consent in each instance, which consent may be withheld by Beneficiary. A breach of this covenant shall constitute a default under the Disposition and Development Agreement, the Note and this Deed of Trust, and Beneficiary may exercise all remedies available to Beneficiary under the Disposition and Development Agreement, the Note or this Deed of Trust. Without limiting the generality of the foregoing, no mortgages, deeds of trust or other forms of security interests prior or subordinate to the security interests of Beneficiary shall encumber any real or personal property that is the subject of any lien or security interest granted to Beneficiary, without Beneficiary's prior written consent. 27. Partial Release. (a) So long as Trustor is not in default under any of the Transaction Documents, and further provided that no Event of Default is then existing, on written request of Trustor, partial reconveyances from the lien or charge of this Deed of Trust shall be granted for anyone or more of the Completed Parcels (as defined in the Disposition and Development 4830-5243-0592.1 8/8/03 9:30 ct 22 , Agreement) pursuant to the provisions of Section 5.04 of the Disposition and Development Agreement. (b) Trustor shall deliver to the Beneficiary a request for partial release of the lien of this Deed of Trust, accompanied by legal descriptions of the security Property to be released, at least twenty (20) days prior to the date requested for such partial release. Upon receipt of any such request, Beneficiary shall calculate the total Net Sale Proceeds (as defined in the Disposition and Development Agreement) payable to Beneficiary from the sale of the portion of the Property requested to be released from the lien of this Deed of Trust, which will be due and payable in connection with and prior to or concurrent with such release, and shall submit written notice of such amount to Trustor and the applicable escrow holder. (c) All partial release documentation shall be prepared by the attorneys for Trustor. All costs and charges of any kind and nature regarding any partial release from the lien of this Deed of Trust shall be paid solely by Trustor. Beneficiary shall not be required to incur any expenses in documenting or processing or otherwise related to the making of a partial release from the lien of this Deed of Trust. (d) So long as Trustor is not in default under any of the Transaction Documents, and upon approval by the Beneficiary of any improvement agreement, development agreement or other agreement or instrument imposing conditions on the subdivision of the Property, on written request of Trustor, the Beneficiary shall (i) release the lien of this Deed of Trust from any portion of the Property required to be dedicated for public roads or for common area in connection with the development of the Property and (ii) consent to the granting of any easement or the making any map or plot of the Property necessary for the development of the Property in accordance with the Disposition and Development Agreement. 28. Event of Default. An "Event of Default" shall be deemed to have occurred in any of the following circumstances: (a) Failure of Trustor to satisfy any performance or payment obligation required under this Deed of Trust, the Disposition and Development Agreement or any other Transaction Document within thirty (30) days following written notice from Beneficiary; (b) Failure of Trustor to properly perform its obligations under this Deed of Trust, the Disposition and Development Agreement or any other Transaction Document. by a date specified herein or therein or in a written notice to Trustor, if applicable, within thirty (30) days following written notice from Beneficiary; (c) The occurrence of a casualty that is uninsured as a result of Trustor's failure to maintain insurance required hereunder with respect to, any material (as determined by Beneficiary) portion of the Property; 4100-5243-0592.3 g/8/03 9:30 ct 23 (d) Trustor becomes insolvent or generally is not paying its debts as they become due, as defined in the United States Bankruptcy Reform Act, as amended from time to time (which Act, as amended, is herein called the "Bankruptcy Code"), or shall file a voluntary petition in bankruptcy seeking to effect a reorganization plan or other arrangement with creditors or any other relief under the Bankruptcy Code or under any other state or federal law relating to bankruptcy or other relief for debtors, whether now or hereafter in effect, or shall consent to or suffer the entry of any order for relief in any involuntary case under the Bankruptcy Code, or shall be the defendant or subject of any involuntary petition filed under the Bankruptcy Code that is not dismissed within ninety (90) days of the filing thereof, or shall make an assignment for the benefit of creditors; (e) Any court (or similar tribunal) having jurisdiction over Trustor or any of the Property or other property of Trustor shall enter a decree or order appointing a receiver, trustee, guardian, conservator, assignee in bankruptcy or insolvency of Trustor, of any of the Property, of any other real property of Trustor, of any other significant asset of Trustor, or shall enter a decree or order for relief in any involuntary case under the Bankruptcy Code that is not dismissed within ninety (90) days of the filing thereof, or shall make an assignment for the benefit of creditors; (f) The entry of any final judgment or arbitration award against Trustor that is not paid or stayed pending appeal, or the sequestration or attachment of, or any levy or execution upon (i) any of the Property, (ii) any other collateral provided by Trustor or any other person under this Deed of Trust or as security for performance or payment of the Loan, or (iii) any significant portion of the other assets of Trustor, which is not released, expunged or dismissed prior to the earlier of (I 0) days after such sequestration, attachment or execution or five (5) days before the sale of any such assets; (g) Trustor shall dissolve, liquidate or wind up its affairs or shall bring any legal action or take any other action contemplating such dissolution, liquidation or winding up; (h) The determination by Beneficiary that any representation, warranty or statement contained in this Deed of Trust or the Disposition and Development Agreement or in any other writing delivered to Beneficiary in connection with the Disposition and Development Agreement or any other Transaction Documents was incomplete, untrue or misleading in any material respect as of the date made; (i) The occurrence of a default by Trustor under any of the contracts or agreements assigned to Beneficiary under this Deed of Trust, where such default is not cured within the applicable cure period, if any, or the failure of Trustor to diligently enforce its rights and remedies under such contracts and agreements upon the default of any other party thereto; and -1S30.5243-0592.! SIX/OJ 9:30 Cl 24 I (j) Trustor acknowledges and agrees that all material non-monetary defaults are conclusively deemed to be and are defaults impairing the security of this Deed of Trust, and that Beneficiary shall be entitled to exercise any appropriate remedy, including, without limitation, foreclosure of this Deed of Trust, upon the occurrence of any such material non- monetary default. 29. Rights and Remedies on Default. Upon the occurrence of any Default or Event of Default under this Deed of Trust and at any time thereafter, Trustee or Beneficiary may exercise anyone or more of the following rights and remedies: (a) Disposition and Development Agreement Remedies. Beneficiary may exercise any right or remedy provided for in the Disposition and Development Agreement, or any other Transaction Documents; (b) Acceleration. Beneficiary may declare the Loan and all other performances or sums secured by this Deed of Trust immediately due and payable; (c) Foreclosure Rights. Beneficiary may declare all performances or Silins secured by this Deed of Trust immediately due and payable either by commencing an action to foreclose this Deed of Trust as a mortgage, or by the delivery to Trustee of a written declaration of default and demand for sale and of written notice of default and of election to cause the Property to be sold, which notice Trustee shall cause to be duly filed for record in case of foreclosure by exercise of the power of sale herein. Should Beneficiary elect to foreclose by exercise of the power of sale herein, Beneficiary shall also deposit with Trustee this Deed of Trust, the documents evidencing the Loan and any receipts and evidence of expenditures made and secured hereby as Trustee may require, and notice of sale having been given as then required by law and after lapse of such time as may then be required by law after recordation of such notice of default, Trustee, without demand on Trustor, shall sell the Property at the time and place of sale fixed by it in said notice of sale, either as a whole or in separate parcels, and in such order as it may determine, at public auction to the highest bidder upon any terms and conditions specified by Beneficiary and permitted by applicable law. Trustee may postpone sale of all or any portion of the Property by public announcement at such time and place of sale, and from time to time thereafter may postpone such sale by public announcement at the time fixed by the preceding postponement. Trustee shall deliver to any purchaser its deed or deeds conveying the Property, or any portion thereof, so sold, but without any covenant or warranty, express or implied. The recitals in such deed or deeds of any matters or facts, shall be conclusive proof of the truthfulness thereof. Any person, including Trustor, Trustee or Beneficiary, may purchase all or any portion of the Property, as applicable, at sale. (d) Right to Rescind. Beneficiary, from time to time before Trustee's sale, may rescind any such notice of breach or default and of election to cause the Property to be sold by executing and delivering to Trustee a written notice of such rescission, which notice, when recorded, shall also constitute a cancellation of any prior declaration of default and demand for 4830-5243-0592.3 8/8/03 9:30 ct 25 sale. The exercise by Beneficiary of such right of rescission shall not constitute a waiver of any breach or default then existing or subsequently occurring, or impair the right of Beneficiary to execute and deliver to Trustee, as above provided, other declarations of default and demand for sale, and notices of breach or default, and of election to cause the Property to be sold to satisfy the obligations hereof, nor otherwise affect any provision, agreement, covenant or condition of the Disposition and Development Agreement and/or of this Deed of Trust or any of the rights, obligations or remedies of the parties hereunder. (e) UCC Remedies. Beneficiary shall have all the rights and remedies of a secured party under the California Commercial Code, including, without limitation, Section 9501(4) thereof. Upon request, Trustor shall assemble and make such collateral available to Beneficiary at a place to be designated by Beneficiary that is reasonably convenient to both parties. Upon repossession, Beneficiary may propose to retain the collateral in partial satisfaction of the Loan or sell the collateral at public or private sale in accordance with the California Commercial Code or any other applicable statute. Such sale may be held as a part of, distinctive from or without a trustee's sale or foreclosure of the real property secured by this Deed of Trust. If any notification of disposition of all or any portion of the collateral is required by law, such notification shall be deemed reasonably and properly given, if mailed at least ten (10) days prior to such disposition. If Beneficiary disposes of all or any part of the collateral after default. the proceeds of disposition shall be applied in the following order: (i) to the reasonable expenses of retaking, holding, preparing for sale, selling the collateral, and the like; (ii) to the reasonable attorneys' fees and legal expenses incurred by Beneficiary; and (iii) to the satisfaction of the indebtedness secured by this Deed of Trust. (f) Remedial Advances. Should Trustor fail to make any payment or to do any act as herein provided, then Beneficiary or Trustee, without obligation so to do and without demand upon Trustor and without releasing Trustor from any obligation hereof, may (i) make or do the same in such manner and to such extent as either may deem necessary to protect the security hereof, Beneficiary or Trustee being authorized to enter upon the Property for such purposes; (ii) commence, appear in and defend any action or proceeding purp0l1ing to atTect the security hereof or the rights or powers of Beneficiary or Trustee, (iii) pay, purchase, contest or compromise any encumbrance, charge, lien, tax or assessment, or the premium for any policy of insurance required herein; and in exercising any such power, incur any liability, expend whatever amounts in its absolute discretion it may deem necessary therefor, including cost of evidence of title, employ counsel and pay such counsel's fees. Beneficiary shall be subrogated to the rights and lien interests of any person who is paid by Beneficiary pursuant to the terms of this paragraph. Trustor shall repay immediately on written notice to Trustor all sums expended or 4830.5243,0592. ] 8/8/039:30 ct 26 advanced hereunder by or on behalf of Beneficiary, with interest from the date of such advance or expenditure at the rate of 10% per annum, and the repayment thereof shall be secured hereby. (g) Summary Possession. Beneficiary may, at its option, either in person or by agent, employee or court-appointed receiver, enter upon and take possession of the Property and continue any work of improvement, repair or renovation thereof at Trustor's expense and lease the same or any part thereof, making such alterations as it finds necessary, and may terminate in any lawful manner any lease(s) of the Property, exercising with respect thereto any right or option available to the Trustor. The entering upon and taking possession of the Property, the collection of rents, issues and profits, or the proceeds of fire and other insurance policies or compensation or awards for any taking or damage to the Property, and the application or releasc thereof shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. (h) Collection of Rents. Beneficiary may require any tenant or other user of the Property to make payments ofrent or use fees directly to Beneficiary, regardless of whether Beneficiary has taken possession of the Property. If any rents are collected by Beneficiary, then Trustor hereby irrevocably designates Beneficiary as Trustor's attorney-in-fact to endorse instruments received in payment thereof in the name of Trustor and to negotiate the same and collect the proceeds. Payments by tenants or other users to Beneficiary in response to Beneficiary's demand shall satisfy the obligation for which the payments are made, whether or not any proper grounds for the demand existed. Beneficiary may exercise its rights under this paragraph either in person, by agent or through a receiver. (i) Beneficiary's Enforcement of Leases. Beneficiary is hereby vested with full power to use all measures, legal and equitable, deemed by it necessary or proper to collect the rents assigned in this Deed of Trust, including the right, in person or by agent, employee or court-appointed receiver, to enter upon the Property, or any part thereof, and take possession thereof forthwith to the extent necessary to effect the cure of any default on the part of Trustor as lessor in any leases or upon Trustor's default under the Disposition and Development Agreement. Trustor hereby grants to Beneficiary full power and authority to exercise all rights, privileges and powers herein granted at any and all times hereafter, without notice to Trustor. including the right to operate and manage the Property, make and amend leases and perform any other acts reasonably necessary to protect the value, priority or enforceability of any security for the obligations of the Trustor under the Disposition and Development Agreement or this Deed of Trust and use and apply all of the rents and other income herein assigned to the payment of the costs of exercising such remedies, of managing and operating the Property, and of any indebtedness or liability of Trustor to Beneficiary, including but not limited to the payment of taxes, special assessments, insurance premiums, damage claims, the costs of maintaining, repairing, rebuilding and restoring any improvements on the Property or of making the same rentable, attorneys' fees incurred in connection with the enforcement of this Deed of Trust, and any principal and interest payments due from Trustor to Beneficiary under the Disposition and Development Agreement, the Note and this Deed of Trust, all in such order as Beneficiary may 4830-5243-0592.3 8/8/039:30 ct 27 determine. Beneficiary shall be under no obligation to enforce any of the rights or claims assigned to it hereunder or to perform or carry out any of the obligations of the lessor under any leases and does not assume any of the liabilities in connection with or arising or growing out of the covenants and agreements of Trustor in any leases. It is further understood that this Deed of Trust shall not operate to place responsibility for the control, care, management or repair of the Property, or parts thereof, upon Beneficiary nor shall it operate to make Beneficiary liable for the carrying out of any of the terms and conditions of any leases, or for any waste of the Property by the lessee under any leases or by any other party, or for any dangerous or defective condition of the Property or for any negligence in the management, upkeep, repair or control of the Property resulting in loss or injury or death to any lessee, invitee, licensee, employee or stranger, except as may result from the gross negligence or willful misconduct of Beneficiary after taking possession of the Property hereunder. (j) Beneficiary's Enforcement of Contracts. Beneficiary shall have the right to enforce Trustor's rights under all architect, engineering, construction and related contracts and to bring an action for the breach thereof in the name of Beneficiary or, at Beneficiary's option, in the name of Trustor, in the event any architect, engineer, contractor or other party breaches their respective contract or contracts, regardless of whether Beneficiary acquires or retains any interest in the Property. Trustor hereby irrevocably appoints Beneficiary as its attorney-in-fact for the purposes of the foregoing, which power shall be durable and coupled with an interest. Beneficiary does not assume and shall not be obligated to perform any of Trustor's obligations under said contracts nor shall Beneficiary be required to enforce such contracts or bring action for the breach thereof; provided however, any performance of the respective contracts specifically required by the Beneficiary in writing, following any default by Trustor under the Disposition and Development Agreement, this Deed of Trust, any other Transaction Documents or the contracts, and which is properly and timely undertaken by the contractor, engineer or architect, shall be paid for by the Beneficiary in accordance with the terms and conditions of the contracts. Such payments shall be deemed additions to the amounts owed by Trustor to the Beneficiary under the Disposition and Development Agreement and the Note and secured by this Deed of Trust and shall bear interest at the rate of 10% per annum from the date of advance to and including the date of full payment, and shall be secured by any deed of trust, collateral assignment of leases and rents, security agreement and other documents granted to secure the Loan. (k) Appointment of Receiver. Beneficiary has the right to have a receiver appointed to take possession of any or all of the Property, with the power to protect and preserve the Property, to operate the Property preceding foreclosure or sale, to collect the income from the Property and apply the proceeds, over and above the cost of the receivership, against the Loan. The receiver may serve without bond, if permitted by law. Beneficiary's right to the appointment of a receiver shall exist whether or not the apparent value of the Property exceeds the indebtedness secured hereby by a substantial amount. Employment by Beneficiary shall not disqualify a person from serving as a receiver. Upon taking possession of all or any part of the Property, the receiver or Beneficiary may: (i) use, operate, manage, control and conduct business 4830-5243-0592.1 8/S/U3 9:30 Cl 28 on the Property and make expenditures for all maintenance and improvements as in its judgment are necessary and proper; (ii) collect the income from the Property and apply such sums to the expenses of use, operation and management; and (iii) at Beneficiary's option, complete any construction in progress on the Property, and in that connection pay bills, borrow funds, employ contractors and make any changes in plans or specifications as Beneficiary deems reasonably necessary or appropriate. If the revenues produced by the Property are insufficient to pay expenses, the receiver may borrow, from Beneficiary or otherwise, as Beneficiary may deem reasonably necessary for the purposes stated in this paragraph. The amounts borrowed or advanced shall be payable on demand and bear interest from the date of expenditure until repaid at the rate of 10% per annum. Such sums shall become a part of the debt secured by this Deed of Trust. (I) Specific Enforcement. Beneficiary may specifically enforce any covenant in this Deed of Trust or the Trustor's compliance with its warranties herein and may restrain and enjoin the breach or prospective breach of any such covenant or the noncompliance with any condition and Trustor waives any requirement of the posting of any bond in connection therewith. (m) General Creditors' Remedies. Beneficiary shall have such other rights and remedies as are available under any statute or at law or in equity, generally, and the delineation of certain remedies in this Deed of Trust shall not be deemed in limitation thereof 30. Application of Sale Proceeds. After deducting all costs and expenses of Trustee and of this Deed of Trust, including cost of evidence of title and reasonable attorneys* fees in connection with sale, as above set forth, Trustee shall apply the proceeds of sale to payment of all sums expended under the terms hereof, not then repaid, with accrued interest at the rate of 10% per annum; all other sums then secured hereby; and the remainder. if any, to the Beneficiary and any other person or persons legally entitled thereto. 31. Remedies Cumulative. No remedy herein conferred upon or reserved to Trustee or Beneficiary is intended to be exclusive of any other remedy provided herein or under the Disposition and Development Agreement or any other Transaction Documents, or otherwise by law provided or permitted, or provided in any guaranty given in connection with the Loan, but each shall be cumulative and shall be in addition to every other remedy. Every power or remedy given by this instrument to Trustee or Beneficiary or to which either of them may be otherwise entitled, may be exercised concurrently or independently, from time to time and as often as may be deemed expedient by Trustee or Beneficiary and either of them may pursue inconsistent remedies. 32. No Waiver. No waiver of any default or failure or delay to exercise any right or remedy by Beneficiary shall operate as a waiver of any other default or of the same default in the future or a preclusion of any right or remedy with respect to the same or any other occurrence. 4830-5243-0592.3 818103 9:30 ct 29 33. Marshaling. In case of a sale under this Deed of Trust, the Property, real. personal and mixed, may be sold in one or more parcels. Neither Trustee nor Beneficiary shall be required to marshal Trustor's assets. 34. SUBMISSION TO JURISDICTION. (A) TRUSTOR, TO THE FULLEST EXTENT PERMITTED BY LAW, HEREBY KNOWINGLY, INTENTIONALLY AND VOLUNTARILY, WITH AND UPON THE ADVICE OF COMPETENT COUNSEL, (A) SUBMITS TO PERSONAL JURISDICTION IN THE STATE OF CALIFORNIA OVER ANY SUIT, ACTION OR PROCEEDING BY ANY PERSON ARISING FROM OR RELATING TO THIS DEED OF TRUST, (B) AGREES THAT ANY SUCH ACTION, SUIT OR PROCEEDING MAY BE BROUGHT IN ANY STATE OR FEDERAL COURT OF COMPETENT JURISDICTION SITTING IN SAN BERNARDINO COUNTY, CALIFORNIA, (C) SUBMITS TO THE JURISDICTION OF SUCH COURTS, AND, (D) TO THE FULLEST EXTENT PERMITTED BY LAW, AGREES THAT IT WILL NOT BRING ANY ACTION, SUIT OR PROCEEDING IN ANY FORUM OTHER THAN SAN BERNARDINO COUNTY, CALIFORNIA (BUT NOTHING HEREIN SHALL AFFECT THE RIGHT OF BENEFICIARY TO BRING ANY ACTION, SUIT OR PROCEEDING IN ANY OTHER FORUM). TRUSTOR FURTHER CONSENTS AND AGREES TO SERVICE OF ANY SUMMONS, COMPLAINT OR OTHER LEGAL PROCESS IN ANY SUCH SUIT, ACTION OR PROCEEDING BY REGISTERED OR CERTIFIED U.S. MAIL, POSTAGE PREPAID, TO THE TRUSTOR AT THE ADDRESS FOR NOTICES DESCRIBED HEREIN, AND CONSENTS AND AGREES THAT SUCH SERVICE SHALL CONSTITUTE IN EVERY RESPECT VALID AND EFFECTIVE SERVICE (BUT NOTHING HEREIN SHALL AFFECT THE VALIDITY OR EFFECTIVENESS OF PROCESS SERVED IN ANY OTHER MANNER PERMITTED BY LAW). (B) TRUSTOR, TO THE FULLEST EXTENT PERMITTED BY LAW, HEREBY KNOWINGLY, INTENTIONALLY AND VOLUNTARILY, WITH AND UPON THE ADVICE OF COMPETENT COUNSEL, WAIVES, RELINQUISHES AND FOREVER FORGOES THE RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO THIS DEED OF TRUST OR ANY CONDUCT, ACT OR OMISSION OF BENEFICIARY OR TRUSTOR, WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE. 35. Trustor's Indemnification. Trustor agrees to indemnify and hold harmless Trustee and Beneficiary from and against any and all losses, liabilities, penalties, claims, charges, costs and expenses (including attorneys- fees and disbursements) (the "Losses") that may be imposed on, incurred or paid by or asserted against Trustee and/or Beneficiary by reason or on account of, or in connection with: (a) any default by Trustor hereunder or under the Disposition and Development Agreement or other Transaction Documents; (b) Trustee's and/or Beneficiary's good faith and commercially reasonable exercise of any of their rights and remedies or the 4830-5243-0592. ] X/8103 9:30 ct 30 r- . performance of any of their duties hereunder or under any other documents to which Trustor is a party; (c) the construction, reconstruction or alteration of the Property; (d) any negligence, willful misconduct or failure to act of Trustor, or any negligence, willful misconduct or failure to act of any lessee of the Property, or any of their respective agents, contractors, subcontractors, servants, employees, licensees or invitees; or (e) any accident, injury, death or damage to any person or property occurring in, on or about the Property or any street, drive, sidewalk, curb or passageway adjacent thereto, except for the willful misconduct or gross negligence of the indemnified person; or (f) after the date hereof, any failure of Trustor to file any tax reports or returns referred to in this Deed of Trust. The indemnity provided under subsection (f) of this paragraph shall also extend to counsel for the Beneficiary. Any amount payable to Trustee. Beneficiary or counsel for Beneficiary under this paragraph shall be due and payable within ten (10) days after demand therefor and receipt by Trustor of a statement from Trustee, Beneficiary and/or counsel for Beneficiary setting forth in reasonable detail the amount claimed and the basis therefor, and such amounts shall bear interest at the rate of 10% per annum from and after the date such amounts are paid by Beneficiary, Trustee or counsel for Beneficiary, until paid in full by Trustor. Trustor's obligations under this paragraph shall not be affected by the absence or unavailability of insurance covering the same or by the failure or refusal by any insurance carrier to perform any obligation on its part under any such policy of insurance. If any claim, action or proceeding is made or brought against Trustor and/or Beneficiary that is subject to the indemnity set forth in this paragraph, Trustor shall resist or defend against the same, if necessary, in the name of Trustee and/or Beneficiary, with attorneys for Trustor's insurance carrier (if the same is covered by insurance) or otherwise by attorneys approved by Beneficiary. Notwithstanding the foregoing, Trustee and Beneficiary, in their reasonable discretion, may engage their own attorneys to resist or defend, or assist therein, and Trustor shall pay, or, on demand, shall reimburse Trustee and Beneficiary for the payment of the reasonable fees and disbursements of said attorneys. The indemnity provided for herein shall survive Trustor's performance under the Disposition and Development Agreement and the Note secured by this Deed of Trust and foreclosure, whether by judicial foreclosure, power of sale pursuant to this Deed of Trust or by deed in lieu of foreclosure. 36. Attorneys' Fees; Costs. Trustor agrees to reimburse Beneficiary for all costs, expenses expert witness and consulting fees and reasonable attorneys* fees that Beneficiary incurs in connection with the realization or enforcement of any obligation or remedy contained in this Deed of Trust, the Disposition and Development Agreement or any other Transaction Documents, with or without litigation, including without limitation any costs, expenses and fees incurred: (a) on appeal; (b) in any arbitration or mediation; (c) in any action contesting or seeking to restrain, enjoin, stay, or postpone the exercise of any remedy in which Beneficiary prevails; (d) in any bankruptcy, probate, receivership or other proceeding involving Tmstor; and (e) in connection with all negotiations, documentation, and other actions relating to any work- out. compromise, settlement or satisfaction of the debt secured hereby or settlement of any covenants and obligations secured by this Deed of Trust or set forth in the Disposition and Development Agreement or any other Transaction Documents. For the purposes hereof. the words "reasonable attorneys' fees" shall mean and include the salaries and fringe benefits of the 4&30.5243.0592.3 8/8/039:30 ct 31 I City Attorney and lawyers employed by the City Attorney of the City of San Bernardino, computed on a hourly basis, who may provide legal services to the Beneficiary in connection with the exercise by the Beneficiary of any of its remedies hereunder. All such costs, expenses and fees shall be due and payable upon demand, shall bear interest from the date incurred through the date of collection at the rate of 10% per annum, and shall be secured by this Deed of Trust. 37. Acceptance by Trustee. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is made a public record, as provided by law. 38. Successor Trustee. Trustee may resign by an instrument in writing addressed to Beneficiary, or Trustee may be removed at any time with or without cause by an instrument in writing executed by Beneficiary and duly recorded. In case of the death, resignation, removal or disqualification of Trustee or if for any reason Beneficiary shall deem it desirable to appoint a substitute or successor trustee to act instead of Trustee herein named or any substitute or successor trustee, then Beneficiary shall have the right and is hereby authorized and empowered to appoint a successor trustee, or a substitute trustee, without other formality than appointment and designation in writing executed and acknowledged by Beneficiary and the recordation of such writing in the office where this Deed of Trust is recorded, and the authority hereby conferred shall extend to the appointment of other successor and substitute trustees successively. Such appointment and designation by Beneficiary shall be full evidence of the right and authority to make the same and of all facts therein recited. If such appointment is executed on behalf of Beneficiary by an officer of Beneficiary, such appointments shall be conclusively presumed to be executed with authority and shall be valid and sufficient without proof of any action by the Trustee or any officer of Beneficiary. Upon the making of such appointment and designation, all of the estate and title of Trustee in the Property shall vest in the named successor or substitute trustee and it shall thereupon succeed to and shall hold, possess and execute all the rights, powers, privileges, immunities and duties herein conferred upon Trustee; but, nevertheless, upon the written request of Beneficiary or of the successor substitute trustee, the Trustee shall execute and deliver an instrument transferring to such successor or substitute trustee all of the estate and title in the Property of the trustee so ceasing to act, together with all the rights, powers. privileges, immunities and duties herein conferred upon Trustee, and shall duly assign, transfer and deliver any of the properties and moneys held by the Trustee hereunder to said successor or substitute trustee. All references herein to Trustee shall be deemed to refer to any trustee (including any successor or substitute, appointed and designated, as herein provided) from time to time acting hereunder. Trustor hereby ratifies and confirms any and all acts that Trustee herein named or its successor or successors, substitute or substitutes, in this Deed of Trust, shall do lawfully by virtue hereof. 39. Reconveyance. Upon written request of Beneficiary, stating that all performances and SUfiS secured hereby have been satisfied and paid, and upon surrender of the Note and this Deed of Trust to Trustee for cancellation and retention, and upon payment of its fees, Trustee shall reconvey, without warranty, the Property then held hereunder. The recitals in any .:j.1530-:,243-0592.1 8/8/039:30 ct 32 1- reconveyance executed under this Deed of Trust of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in such reconveyance may be described as "the person or persons legally entitled thereto." 40. No Releases. The Property shall not be released from the lien of this Deed of Trust and no person shall be released from liability under the Loan or any other obligation secured hereby, except in the manner herein specified. Without affecting the liability of any other person for the payment and performance of any obligation herein mentioned (including Trustor should it convey said Property) and without affecting the lien or priority hereof upon any Property not released, Beneficiary may, without notice, release any person so liable, extend the maturity or modify the terms of any such obligation, grant other indulgences, make future or other advances to Trustor or anyone or more parties comprising Trustor, assign or in any manner transfer this Deed of Trust, release or reconvey or cause to be released or reconveyed at any time all or part of the said Property described herein, take or release any other security or make compositions or other arrangements with debtors. Beneficiary may also accept additional security, either concurrently herewith or thereafter, and sell same or otherwise realize thereon, either before, concurrently with, or after sale hereunder. 41. Beneficiary's Consents. At any time, upon written request of Trustor, Trustor's payment of Beneficiary's fees and presentation of this Deed of Trust (in case of full reconveyance, for cancellation and retention), without affecting the liability of any person for the payment of the indebtedness, Beneficiary may: (a) consent to the making of any map or plat of said Property; (b) join in granting any easement or creating any restriction thereon, (c) join in any other agreement affecting this Deed of Trust or the lien or charge thereof, and (d) reconvey. without warranty, all or any part of the Property. 42. Further Assurances. Trustor, from time to time, within fifteen (15) days after request by Beneficiary, shall execute, acknowledge and deliver to Beneficiary, such chattel mortgages, security agreements or other similar security instruments, in form and substance reasonably satisfactory to Beneficiary, covering all property of any kind whatsoever owned by Trustor or in which Trustor has any interest which, in the reasonable opinion of Beneficiary, is essential to the operation of the Property covered by this Deed of Trust. Trustor shall further, from time to time, within fifteen (15) days after request by Beneficiary, execute, acknowledge and deliver any financing statement, renewal, affidavit, certificate, continuation statement or other document as Beneficiary may reasonably request in order to perfect, preserve, continue, extend or maintain the security interest under, and the priority of, this Deed of Trust and the priority of each such chattel mortgage or other security instrument. Trustor further agrees to pay to Beneficiary on demand all reasonable costs and expenses incurred by Beneficiary in connection with the preparation, execution, recording, filing and refiling of any such instrument or document, including the charges for examining title and the attorneys* fees for rendering an opinion as to priority of this Deed of Trust and of such chattel mortgage or other security instrument as a valid and subsisting lien. However, neither a request so made by Beneficiary. nor the failure of Beneficiary to make such request shall be construed as a release of such 4830-5243-0592.3 8/8/03 9.30 ct 33 Property, or any part thereof, from the conveyance of title under this Deed of Trust, it being understood and agreed that this covenant and any such chattel mortgage, security agreement or other similar security instrument delivered to Beneficiary are cumulative and given as additional security. 43. Time of Performance. Time is of the essence hereof in connection with all obligations of the Trustor herein and under the Disposition and Development Agreement. 44. Notices. The undersigned Trustor requests that a copy of any Notice of Default or Notice of Sale hereunder be mailed to it at its address as hereinbefore set forth. Any notices to be given to Trustor by Beneficiary or Trustee hereunder shall be sufficient, if personally delivered or mailed, postage prepaid, to the address of the Trustor stated hereinabove, or to such other address that Trustor has requested in writing to Beneficiary. Any time period provided in the giving of any notice hereunder shall commence upon the date such notice is delivered or deposited with the United States Postal Service for delivery by regular first-class postage pre- paid mail, as officially recorded on the certified mail receipt. 45. Beneficiary's Right to Insoect. Beneficiary and its agents and representatives may enter upon the Property at all reasonable times to attend to Beneficiary's interest and to inspect the Property. 46. Modification. This Deed of Trust may be amended, modified, changed or varied only by a written agreement signed by all of the parties hereto. No requirement of this Deed of Trust may be waived, at any time, except in a writing signed by Beneficiary and any such waiyer shall be effective only as to its terms and on a single occasion. Neither, Beneficiary's delay or omission in exercising any right, power or remedy under this Deed of Trust upon default of Trustor nor Beneficiary's failure to insist upon strict performance of any of the covenants or agreements contained in this Deed of Trust shall be construed as a waiver of any such right, power, remedy, covenant or agreement or as an acquiescence in Trustor's breach or default. 47. Assignment by Beneficiarv; Particioation. Beneficiary may assign this Deed of Trust in whole or in part to any person and may grant participations in any of its rights under this Deed of Trust, without notice and without affecting Trustor's liability under this Deed of Trust. In connection with any proposed assignment, participation or similar arrangement, Beneficiary may make available to any person all credit and financial data furnished or to be furnished to Beneficiary by Trustor. Trustor agrees to provide to the person designated by Beneficiary any information as such person may reasonably require to form a decision regarding the proposed assignment, participation or other arrangement. Trustor may not assign this Deed of Trust to any person at any time, except in connection with a transaction approved in writing by Beneficiary. under the terms of this Deed of Trust. 4830-5243-0592.! 8/8/039:30 ct 34 48. Successors. Subject to the prohibitions against Trustor's assignments herein, this Deed of Trust shall inure to the benefit of and bind all of the parties, their successors, estates, heirs, personal representatives and assigns. 49. Partial Invaliditv. If a court of competent jurisdiction finally determines that any provision of this Deed of Trust is invalid or unenforceable, the court's determination shall not affect the validity or enforceability of the remaining provisions of this Deed of Trust. In such event, this Deed of Trust shall be construed as if it did not contain the particular provision that was determined to be invalid or unenforceable. No such determination shall affect any provision of this Deed of Trust to the extent that it is otherwise enforceable under the laws of any other applicable jurisdiction. 50. Mutual Negotiation. Beneficiary and Trustor confirm that they have mutually negotiated this Deed of Trust and that none of the terms or provisions of this Deed of Trust shall be construed against either party. 51. Paragraoh Headings. The paragraph headings in this Deed of Trust are for convenience only and in no way define, limit, extend, or describe the scope or intent of this Deed of Trust or any of its provisions. 52. Aoplicable Law. This Deed of Trust and the rights of the parties hereunder shall be governed by, construed and enforced in accordance with the laws of the State of California. 53. Entire Agreement. This Deed of Trust, the Disposition and Development Agreement, the Note and the other Transaction Documents, including any exhibits or addenda, contains the entire agreement of the parties with respect to the subject matter hereof 54. Counterparts. This Deed of Trust may be executed in two or more counterparts. all of which together shall constitute one and the same instrument and lien. The signature pages of exact copies of this Deed of Trust may be attached to one copy to form one complete document. Additional copies of this Deed of Trust may be executed in counterparts and recorded in two or more counties, all of which shall constitute one and the same instrument and lien. 55. Fixture Filing and Recording. This Deed of Trust constitutes a financing statement filed as a fixture filing under California Commercial Code Section 9502( c), as amended or recodified from time to time. This Deed of Trust is to be recorded in the real estate records of San Bernardino County, California, and covers goods that are, or are to become, fixtures. 56. Survival of Representations and Warranties. All of Trustor's representations and warranties contained in this Deed of Trust shall be true and correct at all times during the term of the Loan secured hereby, until full repayment of the Loan and release and reconveyance of this Deed of Trust. 48JO.5243-0592.J 8/8/0J 930 ct 35 IN WITNESS WHEREOF, Trustor hereby duly executes this Deed of Trust as of the day and year first above written. TRUSTOR ESSEX ORANGESHOW COMMERCE CENTER LLC, a California Limited Liability Company By: Its: By: Its: [NOTARY JURAT ATTACHED] 4830-5243-0592.1 8/8/039:30 ct 36 EXHIBIT "A" LEGAL DESCRIPTION OF PROPERTY .HDO.5243-05923 X/8/039:30 ct 37 EXHIBIT "D" FORM OF GUARANTY [TO COME] Exh."D" GUARANTY This Guaranty ("Guaranty") is given for the benefit of the Redevelopment Agency of the City of San Bernardino, a public body corporate and politic, existing and operating pursuant to the California Community Redevelopment Law, Health and Safety Code Sections 33000, et seq., (together with its successors and assigns collectively, "Lender") by whose address IS (jointly and severally, individually and collectively "Guarantor". RECITALS rl>~ "..'\; ----- d" <Ill)1 A. Lender extended credit to The Essex Orangeshow Commerce Center, LLC, a California limited liability company ("Borrower") in the principal sum of ONe MILLION FOUR HT~REDNINETY.FIVE THOUSAND SIX HUNDERED4'HIRTY-TWO DOLLARS and NollOO ~$1,495,g]2.00), pursuant to the terms of that certain Disposition and Development Agreement by and between Lender and Borrower, dated as of (the "DDN'), that certain Promissory Note (the "Note") and Deed of Trust associated with the DDA and any other security documents executed in connection with the transaction contemplated in the DDA, including all modifications to each such document (collectively, the "Loan Documents"). B. Lender would not subordinate its real property security interest created under the Loan Documents (the "Lien") to a security interest of (the "Senior Lender") for a loan from Senior Lender to Borrower in the amount of $ for the purpose of (i) construction of the "Project", or any portion thereof, (as defined in the Loan Documents) or (ii) to "take-out" such Project construction financing with a Permanent Loan (as defined in the Loan Documents), without this Guaranty. NOW, THEREFORE, to induce Lender to subordinate its Lien to a security interest in the "Property" (as defined in the Loan Documents) in favor of the Senior Lender, Guarantor agrees as follows: I. Guarantv of Debt. Guarantor unconditionally guarantees immediate payment (in immediately available U.S. currency) and performance, upon demand of (a) all obligations owed by Borrower to Lender under the Loan Documents and/or applicable law (whether due or not due, absolute or contingent, liquidated or unliquidated, determined or undetermined, direct or indirect, and whether recovery may be or hereafter become barred by any statute of limitations or otherwise be or become unenforceable); and (b) all interest and costs, including but not limited to attorneys' fees and expenses, incurred by Lender in originating, documenting, administering, collecting, enforcing, or compromising any of the foregoing, (collectively, the "Debt"). 4846.9] 94-4704.4 2. Representations and Warranties. Guarantor represents and warrants to Lender that the following statements are true and complete as of the date of this Guaranty: 2.01. Binding Obligation. This Guaranty constitutes a legal, valid and binding obligation of Guarantor enforceable in accordance with its terms. 2.02. No Conflict. Neither the execution nor delivery of this Guaranty nor compliance with its terms conflicts with or shall result in a breach or violation of: (a) any agreement or instrument to which Guarantor is now a party or by which Guarantor is bound; or (b) any provision of law or any order of any court or other agency of government. 2.03. No Actions or Proceedings. There is no pending or threatened proceeding affecting Guarantor, its business, operations, assets, or financial condition before any court, governmental agency, or arbitrator which, if determined adversely to Guarantor, would have a material adverse effect on Guarantor's financial condition or ability to perform Guarantor's obligations under this Guaranty. 2.04. Solvencv. Guarantor is solvent and the execution of this Guaranty does not make Guarantor insolvent. Moreover, Guarantor represents and warrants to Lender that its execution, delivery, and performance of this Guaranty, and of any documents securing its obligations under this Guaranty: (a) is not done with actual intent to hinder, delay or defraud its creditors or any entity to which Guarantor is indebted as of the date hereof; (b) is not done at a time when the sum of its assets at fair valuation is less than the sum of its liabilities, including, without limitation, all contingent obligations valued at their full face value; (c) is not done at a time when Guarantor intends or believes or reasonably should believe that it will incur debts beyond its ability to pay such debts as they mature or become due; and, (d) based upon Guarantor's historical needs and future projections, is not done at a time when Guarantor is engaged in business or a transaction, for which its remaining assets (or any property remaining with Guarantor) are unreasonably small (or constitute unreasonably small capital) in relation to such business or transaction. 3. Acknowledgments. Guarantor acknowledges and agrees that: (a) Lender's granting of financial accommodation to the Senior Lender and Borrower is sufficient consideration to support this Guaranty and Guarantor's obligations hereunder; (b) Lender has made no warranty or representation concerning Borrower's creditworthiness; (c) Guarantor has received copies of and is fully familiar with each and every document executed and delivered to Lender by Borrower; and, (d) Guarantor assumes the responsibility for being and keeping himself informed of Borrower's financial condition and of all other circumstances bearing upon the risk of nonpayment of the Debt which diligent inquiry would reveal and agrees that Lender shall have .H46-9 I 94-4704.4 2 no duty to advise Guarantor of information known to it regarding any such conditions or circumstances. 4. Nature of Guarantv. This Guaranty is an absolute, unconditional, and continuing guaranty of the payment and performance of the Debt and is not a guaranty of collection. Lender's recourse against Guarantor shall not be conditioned on the commencement or completion of any proceeding or the pursuit or exhaustion of any remedy against Borrower. Lender shall not be required to commence or complete enforcement or foreclosure of any lien or security interest or realization upon any collateral for the Debt as a condition of Guarantor's payment and performance of the Debt pursuant to this Guaranty. Guarantor agrees to remain primarily liable until the Debt is satisfied even though some act or omission might otherwise operate as a legal or equitable modification of Borrower's or Guarantor's obligation to payor perform the Debt. This Guaranty shall remain fully enforceable irrespective of any defenses or counterclaims that Borrower may assert regarding the Debt. Guarantor's liability hereunder shall be unlimited in amount. 5. No Termination. This Guaranty shall be a continuing guaranty and shall remain in full force and effect and shall not be discharged or affected for any reason until the Debt is satisfied. Any notice by Guarantor to modify Guarantor's obligations hereunder shall have no effect. This Guaranty shall survive the death of Guarantor and shall be a continuing claim against Guarantor's estate. 6. Revival of Liabilitv. If the Debt is revived pursuant to the terms of the Note, then Guarantor's obligations hereunder shall be revived and shall continue in full force and effect until the Debt is discharged and not subsequently revived. If any payments or proceeds received by Lender are subsequently invalidated, declared to be fraudulent or preferential, set aside, or required to be repaid to a trustee, to Guarantor, directly or as a debtor-in-possession. to a receiver, or any other person. whether directly or indirectly, under any bankruptcy law, state or federal law, common law, or equitable cause, then Guarantor's obligation to make all such payments shall be revived and shall continue in full force and effect as if such payment or proceeds had never been recei ved by Lender. 7. Waiver of Claims Against Borrower. So long as any part of the Debt remains unpaid or unperformed and/or any portion of the Debt that has been paid to Lender remains subject to invalidation or reversal as a preference or fraudulent transfer or otherwise or to being set aside and/or required to be repaid to Borrower as a debtor in possession or to any trustee in bankruptcy, Guarantor waives and agrees not to claim any setoff or assert any counterclaim against Borrower. Guarantor hereby: (a) waives all rights of subrogation. indemnification, reimbursement, contribution, and all rights arising under contract or by operation of law; (b) releases and postpones all obligations owed to Guarantor by Borrower; (c) subordinates all liens and security interest in favor of Guarantor securing or 4846-9194-4704.4 3 purporting to secure any of the foregoing and all rights to receive payments in connection with any of the foregoing to all liens and security interests in favor of Lender and all rights of Lender to receive payment and performance of the Debt; and, (d) waives any right to require the marshaling of any assets of Borrower, which right of marshaling might otherwise arise from any partial payment of the Debt by Guarantor. As between Lender and Guarantor, Guarantor shall not be deemed a "creditor" of Borrower with respect to the Debt, as defined in the U.S. Bankruptcy Code, as amended. If, whether or not at Lender's request, Guarantor shall collect, enforce or receive payment from Borrower upon any debt of Borrower to Guarantor, any such sums shall be received by Guarantor as trustee for Lender and shall be paid over to Lender on account of the debt of Borrower to Lender. 8. Financial Statements. Guarantor, together with all other guarantors of the Debt, shall, in the aggregate have a net worth of not less than Five Million Dollars ($5,000,000.00) as shown on financial statements certified by Guarantor (with respect to his, her or its own financial statement) to be correct and accurate and shall provide such financial statements to Lender prior to or concurrent with the Guarantor's execution and delivery of this Guaranty. Thereafter, Guarantor shall keep, at Guarantor's expense, adequate records and books of account in accordance with generally accepted accounting principles with regard to all of its income, expenses, assets and liabilities. Guarantor shall permit Lender, Lender's employees, agents, accountants, and attorneys. to examine and make extracts from Guarantor's records and books at such reasonable times as Lender may request. Guarantor shall provide lender copies of Guarantor's: (a) signed financial statements within 45 days after the end of each fiscal accounting year of Guarantor; and, (b) annual federal and state tax returns, with all schedules attached, within 20 days after filing with the IRS. Financial statements shall include at least a balance sheet dated not earlier than 45 days prior to delivery, a profit and loss or income and expense statement for the most recent calendar year and the partial year, if any, to the date of the balance sheet, a statement of all contingent liabilities as of the date of the balance sheet and all other financial information reasonably requested by Lender and available to Guarantor, all in form and content reasonably satisfactory to Lender. If one company, business, or entity represents 10% or more of Guarantor's income or assets, the financial statements of such company, business or entity shall also be provided to Lender by Guarantor with the financial information of Guarantor required to be provided. Upon Lender's request, Guarantor shall permit Lender to audit Guarantor's books and records to determine if the financial statements submitted to Lender accurately reflect Guarantor's financial condition. Lender shall pay all costs and expenses associated with such an audit unless it reveals that Guarantors have not maintained the net worth requirement set forth above. Any such audited statements shall be based upon generally accepted accounting principles applied on a consistent basis. If requested by Lender, Guarantor shall also furnish to Lender such other interim statements of Guarantor's financial condition or other financial information as Lender may reasonably require. Such similar statements need not be audited but shall be certified to be true and correct. 4846.9194.4704.4 4 9. Rights of Setoff. Guarantor grants Lender a lien upon and a right of setoff against Guarantor's moneys, securities, and other property now or hereafter in the possession of or on deposit with the Lender, whether held in a general or special account or deposit, or for safekeeping or otherwise. Every right of setoff or lien in favor of Lender shall continue in full force and effect until specifically waived or released by an instrument in writing executed by the Lender. 10. Costs and Expenses. In addition to the Debt, Guarantor shall immediately upon Lender's demand, reimburse Lender for all attorneys' fees and other costs, whether incurred before or after the commencement of any bankruptcy proceeding, incurred in connection with: a) enforcement or collection of this Guaranty or the Debt; and b) enforcement of any judgment rendered in connection with this Guaranty or the Debt. II. Notices. All communications required hereunder shall be given to Guarantor and Lender at their respective addresses set forth in this Guaranty, or at such other addresses as either party may designate by written notice given in accordance with the terms of this section. All communications required or permitted pursuant to this Guaranty shall be legible and shall be deemed to have been properly given and received: a) if delivered by hand, then upon such delivery; b) if sent by nationally known overnight courier, then on the next business day after dispatch; c) if mailed by registered or certified U.S. Mail, postage prepaid and return receipt requested, then 3 days after deposit in the U.S. Mail; and d) if sent via facsimile prior to 4:00 p.m. Pacific Time on a business day (as indicated on the confirmation sheet printed by the facsimile machine), then on the date sent; otherwise, on the next succeeding business day. The writing shall be deemed legible unless the recipient of the notice notifies the sender to the contrary within one business day after receipt of the notice. 12. Borrower. It is not and shall not be necessary for Lender to inquire into Borrower's powers or the officers, directors, partners, trustees or agents acting or purporting to act on the Borrower's behalf and the obligations of Borrower under the Loan Documents and any modifications thereto made or created in reliance upon the professed exercise of such powers shall be guaranteed by Guarantor pursuant to this Guaranty. Guarantor agrees that Lender's books and records showing the account between the Lender and Borrower shall be admissible in any proceeding or action and shall be binding upon Guarantor for the purpose of establishing the items therein set forth and shall constitute prima facie proof thereof. 13. BankruPtcv - No Discharge. Notwithstanding anything to the contrary herein contained, this Guaranty shall continue to be effective or be reinstated, as the case may be, if at any time, payment or any part thereof. of 4846.919447044 5 any or all of the Debt is rescinded or must otherwise be restored or returned by Lender upon the insolvency, bankruptcy or reorganization of the Borrower or otherwise, all as though such payment had not been made. Notwithstanding any modification, discharge or extension of the Debt or any amendment, modification, stay or cure of Lender's rights which may occur in any bankruptcy or reorganization case or proceeding concerning Borrower whether permanent or temporary, and whether assented to by Lender, Guarantor hereby agrees that Guarantor shall be obligated hereunder to pay the Debt and discharge Guarantor's other obligations in accordance with the terms of the Loan Documents and the terms of this. Guarantor understands and acknowledges that by virtue of this Guaranty, Guarantor has specifically assumed any and all risks of a bankruptcy or reorganization case or proceeding with respect to Borrower. 14. Waiver of JUry Trial. Guarantor hereby: (a) waives the right to a trial by jury in any action or proceeding brought by Guarantor or Lender arising under this Guaranty; (b) has made this waiver knowingly, intentionally, and voluntarily; (c) acknowledges no reliance upon any oral or written statements made by Lender or on Lender's behalf, other than those contained herein, either to induce this waiver of trial by jury or to modifY or nullify its effect; (d) acknowledges reading and understanding the meaning and ramifications of this waiver provision; and, (e) agrees to take all such actions as may be required by applicable law to allow this waiver to be enforceable. By accepting this Guaranty, Lender waives the right to a trial by jury in any action or proceeding brought by Guarantor or Lender arising under this Guaranty. 15. Guarantor's Waivers. Guarantor unconditionally and irrevocably waives: (I) the presentment, demand, protest and notice of: (a) acceptance of this Guaranty; (b) the creation or incurring of the Debt; (c) the modification, extension or renewal of the Debt; (d) any protest, dishonor, or discharge of the Debt; (e) the breach or default in payment or performance of the Debt; (f) acceleration of the Debt; (g) foreclosure or other realization upon any collateral or security for the Debt; (h) any action taken or omitted by Lender under the Loan Documents or in reliance upon this Guaranty; (i) any adverse change in Borrower's financial condition which may become known to Lender; and, (j) all other notices and demands of any kind relating to or affecting the Debt, the obligations of Guarantor hereunder, any security for any ofthe foregoing and/or the protection of or realization upon any such security; (II) notice of or any claim, defense, based on impairment of collateral, election of remedies, marshaling of assets or discharge or release of borrower or any other guarantor of the Debt; (III) any right to require Lender to sue upon or take action against Borrower or any other person to collect the Debt, to realize upon any security for the Debt or to exhaust any remedies before commencing collection or enforcement under this Guaranty; (IV) any alleged or actual act or omission by Lender (including but not limited to acts or omissions constituting negligent administration of the Debt) which materially increases the scope of Guarantor's risk or the extent of Guarantor's liability hereunder or destroys or otherwise impairs any subrogation rights of Guarantor or any right of Guarantor to demand exoneration or claim reimbursement against Borrower or to proceed against any other guarantor or other person liable for any of the Debt for contribution; (V) invalidity or unenforceability of any of the Loan Documents or any portion thereof; (VI) any election by Lender not to pursue available rights or 4X46-9 [94-4704.4 6 remedies, any delay or lack of diligence by Lender in commencing or maintaining any such pursuit, or any discontinuance of any such pursuit once begun; (VII) all rights of redemption and all rights arising under valuation, stay or moratorium laws; (VIII) all defenses of a surety or based upon suretyship; (IX) any defenses available to Borrower, any other guarantor and/or any other person liable for any of the Debt or any obligation underlying, securing or relating to the Debt, including but not limited to failure of consideration, breach of contract, breach of warranty, fraud, payment, the statute of frauds, bankruptcy, infancy, disability, incompetency, lack of capacity or authority, the statute of limitations, lack of commercial reasonableness in foreclosing or realizing upon collateral, lender liability, accord and satisfaction and/or usury; (X) any other act, omission, fact, circumstance, law, right, claim or defense which but for this provision might release Guarantor from any liability hereunder, diminish, impair or adversely affect any obligation of Guarantor or right or remedy of Lender regarding this Guaranty or give Guarantor any recourse or defense against Lender; (XI) any and all rights and defenses Guarantor may have because the Debt is secured by real property; and, (XII) any other rights of Guarantor regarding the Debt, the Loan Documents or this Guaranty which may be waived under applicable law. 16. Guarantor's Consents. Guarantor hereby consents to and agrees not to assert or take advantage of any claim or defense based upon the following: a. Any release by Lender of Borrower, any other guarantor or any other person liable for any of the Debt and/or any agreement by Lender not to sue any of the foregoing. b. Any modification, extension or renewal of the Debt or change in the terms thereof (whether or not Guarantor receives notice or has knowledge thereof). c. Any release of, change in or substitution for any collateral securing the Debt or the receipt by Lender of any additional collateral or security for the Debt. d. The cessation from any cause (including but not limited to a discharge in bankruptcy) of the liability of Borrower, any other guarantor or any other liable person for the Debt or any part thereof. e. Any failure by lender to obtain or file any Loan Document; perfect or maintain perfection of any lien or security interest; assert or enforce any right, interest or claim; file any pleading or other document relating to any of the foregoing in any bankruptcy, probate or other proceeding involving Borrower, any other guarantor or other person liable for the Debt and/or any collateral or security for the Debt, or any delay by Lender in doing any of the foregoing. f. The application of any payments on account of the Debt. Guarantor agrees that Lender may do any or all of the foregoing in such manner, on such terms and at such times as Lender, in its sole discretion, deems advisable without impairing, affecting, reducing or releasing Guarantor from the obligations hereunder and without 4846-9194-4704.4 7 prejudicing Lender's rights to pursue any remedies it may have under this Guaranty, the Loan Documents or applicable law. 17. Miscellaneous. a. Headings are inserted into this Guaranty for convenience only and shall not be considered in construing any provision of this Guaranty. b. Guarantor has had the opportunity to seek the advice of independent legal counsel of Guarantor's choice regarding the effect of this Guaranty. c. This Guaranty may not be modified, released or terminated without Lender's prior written consent. d. Time is of the essence in the performance of this Guaranty, but no delay or deferral in exercising any remedies provided to Lender in this Guaranty shall be deemed a waiver of such remedies. e. The provisions of this Guaranty are separable. If any provision is held to be invalid or unenforceable by any judgment of a court of competent jurisdiction, then the remainder of this Guaranty shall not be affected by such judgment and the remaining terms of the Guaranty shall be carried out as nearly as possible according to their original terms. f. Lender's rights and remedies pursuant to this Guaranty shall be cumulative. g. Guarantor shall be jointly and severally liable for the Debt with each other guarantor, surety, cosigner, endorser or other person now or hereafter primarily or secondarily liable for payment and/or performance of the Debt. h. This Guaranty shall be governed and construed in accordance with the laws of the State of California. 1. All representations and warranties of Guarantor contained in this Guaranty shall survive the execution and delivery of this Guaranty and shall continue until the Debt has been satisfied. J. Lender may assign this Guaranty or any part hereof at any time, but only 111 conjunction with a sale, assignment or transfer of an interest in the Debt. k. This Guaranty may be executed in counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument. I. No provision or waiver in this Guaranty shall be construed as limiting the generality of any other waiver contained in this Guaranty. 4g46~9194-4704.4 8 THIS GUARANTY has been signed and unconditionally delivered to Lender by Guarantor on the date shown in the acknowledgment. GUARANTOR: [Signature must be notarized] 4846-9194-4704.4 9 EXHIBIT "E" AGENCY GRANT DEED [TO COME] Exh. "E" RECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: Essex Orangeshow Commerce Center LLC 3141 Redhill Avenue, Suite 150 Costa Mesa, CA 92626 Attn: Burrell Magnusson GRANT DEED Space above this line for Recorder's Use THE UNDERSIGNED GRANTOR DECLARES: Documentary Transfer Tax is: 9 unincorporated area : City of San Bernardino Assessor's Parcel No. 9 computed on full value of interest or property conveyed, or 9 computed on full value of liens or encumbrances remaining at time of sale; FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, the Redevelopment Agency of the City of San Bernardino, a public body corporate and politic ("Grantor"), hereby GRANTS to ESSEX ORANGESHOW COMMERCE CENTER, a California limited liability company ("Grantee"), the following described real property in the City of San Bernardino, County of San Bernardino, State of California: Parcel of Parcel Map No. , Recorded on , 19 ,in Book at Pages _ through inclusive, of Parcel Maps of San Bernardino County, California, as more specifically described in Exhibit I to this Grant Deed. SUBJECT TO: I. Nondelinquent general, special and supplemental real property taxes and assessments which are a lien not yet payable. 2. Covenants, conditions, restrictions, easements, reservations, rights, rights-of-way and other matters of record or discoverable by inspection or survey. 3. The following covenants, conditions and restrictions: 3.1. Covenants Appurtenant. Grantee, by acceptance and recordation of this Grant Deed, expressly accepts, covenants and agrees, on behalf of itself, its lessees, mortgagees, 4828-3432-6784.3 successors and assigns, to be bound by, and to assume performance of, all of the provisions and requirements set forth in this Grant Deed to be performed by Grantee, all of which provisions and requirements are acknowledged to be reasonable. Every person or entity which now or hereafter acquires any right, title, estate or interest in the Property shall be conclusively deemed to have consented and agreed to every covenant, condition and restriction contained herein to be performed by Grantee, whether or not reference to these restrictions is contained in the instrument by which such person or entity acquired an interest in the Property. All such covenants, conditions and restrictions shall run with the Property; shall be binding upon and inure to the benefit of Grantor, Grantee and any person or entity having or acquiring any interest in any portion of the Property; shall be binding upon and inure to the benefit of the Property and. any portion thereof or interest therein. 3.2. Use of Propertv. The Grantee herein covenants and agrees for itself, its successors and assigns that upon completion of construction, the Grantee shall cause to be opened on the property a facility or facilities suitable for light industrial, office, warehouse. light manufacturing, retail, restaurant or other commercial uses. 3.3. Scope of Development. The Grantee herein covenants and agrees for itself, its successors and assigns that the Property shall be improved and developed in accordance with the Scope of Development as set forth in that certain Disposition and Development Agreement by and between the Grantor and Grantee dated ,200_ (the "Agreement"). The covenant set forth in this section 3.3 shall run with the land until the earlier to occur of (i) the recordation of a Certificate of Completion (as defined in the Agreement) or, (ii) the fifth (5th) anniversary of the recordation of this Grant Deed. 3.4. Mortgagees. A breach of any of the covenants, conditions or restrictions herein shall not defeat nor render invalid the lien or charge of any mortgage or deed of trust made in good faith and for value covering the Property or any part thereof; however, such covenants, conditions and restrictions shall be binding upon and effective against any new owner of the Property, or any portion thereof, whose title thereto is acquired by foreclosure, trustee' s sale or otherwise. No mortgagee shall be subject to any reimbursement obligation which accrues prior to the date such mortgagee takes title to the property. 3.5. Nondiscrimination. The Grantee herein covenants by and for itself, its successors and assign, and all person claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the premises herein conveyed, nor shall the Grantee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation withy reference to the selection, location, number, use or occupancy of tenant lessees, subtenants, sublessee, or vendees in the premises herein conveyed. The foregoing covenants shall run with the land. 3.6 Form of Nondiscrimination and Nonsegregation Clauses. The Grantee covenants and agrees for itself, its successors, its assigns, and every successor in interest to the Property, or any part thereof, that the Grantee, such successors and such assigns shall refrain from restricting the sale, lease, sublease, rental, transfer, use, occupancy, tenure or enjoyment of 4828-3432-6784.3 the Property (or any part thereof) on the basis of sex, marital status, race, color, religion, creed, ancestry or national origin of any person. All deeds, leases or contracts pertaining thereto shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses: (I) In deeds: "The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry in the sale, lease, sublease, transfer, use. occupancy, tenure, or enjoyment of the premises herein conveyed, nor shall the grantee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessee, or vendees in the premises herein conveyed. The foregoing covenants shall run with the land." (2) In leases: "The Lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons, on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in the leasing, subleasing, transferring. use, occupancy, tenure, or enjoyment of the premises herein leased nor shall the lessee itself, or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy, of tenants lessees, sublessee, subtenants, or vendees in the premises herein leased. " (3) In contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status, national origin, or ancestry, in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the premises herein conveyed or leased, nor shall the transferee or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy, of tenants, lessees, sublessees, subtenants, or vendees of the premises herein transferred." The foregoing provision shall be binding upon and shall obligate the contracting party or parties and any subcontracting party or parties, or other transferees under the instrument. The covenant of this Section _ shall run with the land in perpetuity. 3.7. Maintenance. The Grantee herein covenants and agrees for itself, its successors, and assigns to maintain the Property in a good condition free from any accumulation of debris or waste material, subject to normal construction job-site conditions, and shall maintain in a neat, orderly, healthy and good condition the landscaping required to be planted. In the event the Grantee or its successors or assigns, fails to perform the maintenance as required 4828.3432-6784.3 herein, the Grantor shall have the right, but not the obligation, to enter the Propeliy and undertake such maintenance activities. In such event, Grantee shall reimburse the Grantor for all reasonable sums incurred by it for such maintenance activities. 3.8 Property Taxes. The Grantee covenants and agrees for itself, its successors, and assigns that neither the Grantee nor its successors and assigns shall use or otherwise sell, transfer, convey, assign, lease, leaseback, or hypothecate the Property or any portion thereof to any entity or party, or for any use of the Property, this is partially or wholly exempt from the payment ofreal property taxes pertinent to the Property, or any portion thereof, or which could cause the exemption of the payment of all or any portion of such real property taxes. 3.9. Severability. Invalidation of any provision contained herein by judgment of court or otherwise shall in no way affect any of the other provisions, which shall remain in full force and effect. ENFORCEMENT Grantor shall have the right to enforce the covenants, conditions and restnchons contained in this Grant Deed notwithstanding any transfer of the Property or any portion thereof. Grantor has caused this Grant Deed to be duly executed on ,20 REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, a public body corporate and politic By: Its: By: Its: "Grantor" 4R28-3432-6784.3 EXHIBIT "F" SCHEDULE OF PERFORMANCE (Days shall be calendar days, and all dates herein are subject to change due to force majeure in accordance with Section 7.05 ofthe Agreement) Agency approval ofDDA ,2004 .. PROJECT/PHASE TASK DURATION START FINISH Entire Proiect Grading Plan Check 31 Days 1/19/04 3/1/04 Grading 15 Days 3/2/04 3/22/04 Street & Utility Plan Check 36 Days 2/2/04 3/22/04 Phase I Bldgs. 5, 6, 7, 10, 11, 12,13 and 14 Building Plan Check 50 Days 1/13/04 3/22/04 Construction 150 Days 3/23/04 10/18/04 Phase II Bldgs. 1 and 2 Plan Work Drawings 41 Days 1/19/04 3/15/04 Plan Check 30 Days 3/16/04 4/26/04 Construction 129 Days 4/27/04 10/22/04 Bldgs. 3, 4, 8 and 9 Develop Working Drawings 45 Days 8/2/04 10/1/04 Building Plan Check 45 Days 10/4/04 12/3/04 Construction 130 Days 1/3/05 7/1/05 Exh. "F" EXHIBIT "G" WHEN RECORDED, MAIL TO: Essex Orangeshow Commerce Center LLC 3141 Redhill Avenue, Suite 150 Costa Mesa, California 92626 (Space Above Line for Use By Recorder) CERTIFICATE OF COMPLETION We, , the Executive Director and , the Assistant Secretary of the Redevelopment Agency of the City of San Bemardino (the "Agency") hereby certify as follows: By its Resolution No. _, adopted and approved resolved as follows: , 200_, the Agency has Section 1. The improvements required to be constructed in accordance with that certain Disposition and Development Agreement (the "Agreement") dated , by and between the Agency and Essex Orangeshow Commerce Center LLC, a California limited liability company (the "Developer") on that certain real property more specifically described in the legal description attached as Exhibit "A" hereto and incorporated herein by this reference (the "Completed Parcel"), have been completed in accordance with the provisions of the Agreement. Section 2. This Certificate of Completion shall constitute a conclusive determination of satisfaction of the agreements and covenants contained in the Agreement with respect to the obligations of the Developer, and its successors and assigns, to construct and develop the improvements on the Completed Parcel, excluding any normal and customary tenant improvements and minor building "punch-list" items, and including, without limitation, any and all buildings, parking, landscaping and related public or private improvements necessary or required for construction or occupancy of the building on the Completed Parcel, whether or not said improvements are on the Completed Parcel or on other property, all as described in the Agreement, and to otherwise comply with the Developer's obligations under the Agreement with respect to the Completed Parcel and the dates for the beginning and completion of construction of improvements thereon under the Agreement; provided, however, that the Agency may enforce any covenant surviving this Certificate of Completion in accordance with the terms and conditions of the Agreement and the grant deed pursuant to which the Completed Parcel was conveyed under the Agreement. The Agreement is an official record of the Agency and a copy of the Agreement may be inspected in the office of the Secretary of the Redevelopment Agency of the City of San Bernardino located at 201 North "E" Street, Suite 301, San Bernardino, California, during regular business hours of the Agency. Exh. "G" 1- DATED AND ISSUED this _ day of ,200_. Executive Director ATTEST: Assistant Secretary Exh. "G" ,-- EXHIBIT "H" PROMISSORY NOTE [TO COME] Exh. "H" I EXHIBIT" " PURCHASE MONEY PROMISSORY NOTE PAYABLE TO A PUBLIC AGENCY Borrower: Lender: Essex Orangeshow Commerce Center, LLC Redevelopment Agency of the City of San Bernardino 3141 Redhill Avenue, Suite 150 201 North "E" Street, Suite 301 Costa Mesa, California 92626 San Bernardino, California 92401 Principal Amount: $1,495,6:;2.00 g, d)l ,00:). o() Date of Promissory Note: ,2003 Interest Rate: 8% Maturity Date of Promissory Note: December 31, 2008 1. PROMISE TO PAY. ESSEX ORANGESHOW COMMERCE CENTER LLC, a California limited liability company (the "Borrower"), promises to pay to the Redevelopment Agency of the City of San Bernardino (the "Agency" or "Holder"), or order, in lawful money of the United States of America, the principal sum of Oall Million Four-Hundn:d Ninety".Five TlwttSflflti.&ilt-Htmdred-Thifty-Twe-aru:UlOf.UlO Dollars ($1,495,6J2.tlO~.~ether with interest on the unpaid outstanding principal balance from time to time as set forth below:.......:'i') ;l;)' y)() 2. INDEBTEDNESS. This Purchase Money Promissory Note evidences the indebtedness of the Borrower to the Agency under the terms and conditions of that certain Disposition and Development Agreement dated , 2003 by and between Borrower and the Agency (the "DDA"). This Promissory Note is referred to in the DDA as the "Note". A copy of the DDA is on file with the Agency Secretary as a public record of the Agency. 3. PA YMENT. Borrower shall make payments according to this section of the Promissory Note to the Agency at its address set forth above or such other address as later communicated in writing to Borrower by the Agency, in immediately available U.S. currency. Payments shall be applied first to unpaid fees, costs, and expenses which are reimbursable under the terms of this Promissory Note or the DDA, then to any late charges, then to accrued unpaid interest, then to outstanding principal. If any payment due date is a Saturday, Sunday, or United States or State of California official holiday, the due date of the payment shall automatically be extended to the next following business day of the Agency. 4X 16-361 3-2608.6 A. RELEASE PRICE PAYMENTS. Other than the Borrower's unconditional obligation to pay the outstanding principal of this Promissory Note on or before the Maturity Date, payment shall be due and payable from Borrower as provided in Article 5 of the DDA. B. FINAL PAYMENT. All accrued and unpaid interest, late payment charges, outstanding principal, and all other amounts chargeable under this Promissory Note or the DDA shall be due and payable in full on the Maturity Date. 4. INTEREST RATE. Interest shall accrue on the outstanding principal balance of this Promissory Note commencing on the date of Promissory Note set forth above, at the rate of eight percent (8%) per annum. Interest on this Promissory Note shall be computed on a 365/360 simple interest basis; that is, by applying the ratio of the annual interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. 5. PREP A YMENT. Borrower may pay without penalty all or a portion of the amount owed under this Promissory Note earlier than it is due. 6. DEFAULT. Borrower will be in default if any of the following happens: A. Failure of the Borrower to make any payment to the Agency within five (5) days of written notice due under this Promissory Note or the DDA. B. Failure of the Borrower to make any payment to a Senior Lender (as defined in the DDA) when due, after any applicable notice and cure period. C. Failure of the Borrower to make any required payment to the Agency when due under the DDA and/or failure of the Borrower to comply with or to perform when due any term, obligation, covenant or conditions of the DDA after notice from the Agency under any applicable notice and cure terms of the DDA, if the failure is not cured in accordance with the cure provisions of the DDA. D. Failure of the borrower to comply with or to perform when due any other term obligation, covenant or condition contained in this Promissory Note or any other agreement which secures this Promissory Note, after notice from the Agency, under the applicable notice and cure terms. E. Failure of the Borrower to comply with or to perform when due any term, obligation, covenant or condition of any Loan or extension of credit from any Senior Lender (other than a failure of the Borrower to make any payment to such Senior Lender when due), or to comply with or to perform when due any term, obligation, covenant or condition of such loan or extension of credit (other than a failure of the Borrower to make any payment), after notice 48] 6-36 ]]-2608.6 2 from such Senior Lender under the applicable notice and cure terms of such obligations of the Borrower. F. Any warranty, representation or statement made or furnished to the Agency by or on behalf of the Borrower pursuant to the DDA is false or misleading in any material respect at the time made or furnished, G. The DDA, this Promissory Note, the Deed of Trust or any Guaranty associated therewith ceases to be in full force and effect at any time and for any reason (including failure of any collateral document to create a valid and perfected security interest or lien) due to a default by the Borrower and failure to cure such default during any applicable cure period and other than by virtue of the repayment satisfaction and/or mutual release of any such obligation. H. The dissolution or the termination of the Borrower's existence as a going business of the insolvency of the borrower, or the appointment of a receiver for any part of the Borrower's property, any assignment for the benefit of creditors under any type of creditor workout. or the commencement of any proceeding under any bankruptcy or insolvency laws, unless such proceedings are discharge or dismissed within ninety (90) days following commencement by or against the Borrower. I. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, non-judicial foreclosure, self-help, repossession or any other method, by any creditor of the Borrower or by any governmental agency, against any collateral securing this Promissory Note, or by any governmental agency, unless such proceedings are discharged or dismissed within ninety (90) days following commencement. However, this event of default shall not be deemed to have occurred if there is a good faith dispute by the Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding, and if the Borrower gives the Agency written notice of the creditor or forfeiture proceeding and furnishes reserves or a surety bond for the creditor or forfeiture proceeding satisfactory to the Agency and proceeds to vigorously defend against such a claim. J. Sale, transfer, hypothecation, assignment, or conveyance of the Property or any portion or interest in the Property or the Project by the Borrower without the Agency' If any default (other than a default described in (A), (B) or (F) above) is curable, and if Borrower has not been given a notice of a default of the same provision of this Promissory Note within the preceding twelve (12) months, such a default may be cured (and in such event no default will be deemed to have occurred) if Borrower, after receiving written notice from the Agency demanding cure of such default: (i) cures the default within thirty (30) calendar days; or (ii) if the cure requires more than thirty (30) calendar days, immediately initiates steps which the Agency deems in its reasonable discretion to be sufficient to cure the default, and thereafter Borrower continuously pursues such cure to completion. 3 48] 6-36] 3-2608.6 7. RIGHTS OF THE HOLDER. Upon default by the Borrower, the Agency may exercise any of its rights provided under the DDA, including, without limitation, the declaration by the Agency or the holder in due course of this Promissory Note (individually or collectively the '.Holder") that the entire unpaid principal balance of this Promissory Note and all accrued and unpaid interest is immediately due and payable, without notice or presentment. Upon the failure of the Borrower to pay all amounts declared due pursuant to this paragraph entitled "RIGHTS OF THE HOLDER," including failure to pay at the Maturity Date, the Holder, at its option, may also, if permitted under applicable law, increase the interest rate on this Promissory Note for interest which accrues after the date such amount is declared due, to the rate of twelve percent (12%) per annum. The Holder may hire or pay someone else to help collect this Promissory Note, ifthe Borrower does not pay. The Borrower will pay the Holder the amount of any and all such collection related expenses, including without limitation, subject to any limits under applicable law, the Holder's reasonable attorneys' fees, whether or not there is a lawsuit, including, without limitation, reasonable attorneys' fees and legal expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), appeals, and any post-judgment collection services. The Borrower also will pay any court costs, in addition to all other sums provided by law. This Promissory Note has been delivered to the Holder and accepted by the Holder in the State of California. If there is a lawsuit arising under this Promissory Note, the Superior Court of the State of California and for the County of San Bernardino shall have jurisdiction of such lawsuit. This Promissory Note shall be governed by and construed in accordance with the laws of the State of California. 8. COLLA TERAL. The Borrower acknowledges this Promissory Note is secured by a Deed of Trust encumbering the Property (as defined in the DDA). 9. GENERAL PROVISIONS. The Holder may delay or forego enforcing any of its rights or remedies under this Promissory Note without losing them. Borrower and any other person who signs, guarantees or endorses this Promissory Note, to the extent allowed by law, each waive any applicable statute of limitations, presentment, demand for payment, protest and notice of dishonor. Upon any change in the terms of this Promissory Note, and unless otherwise expressly stated in writing, no party who signs this Promissory Note, shall be released from liability. All such parties agree that the Holder may renew or extend (repeatedly and for any length of time) this Promissory Note, or release any party, or collateral; or impair, fail to realize upon or perfect the Holder's security interest in any collateral; and take any other action deemed necessary by the Holder in its sole discretion without the consent of or notice to anyone. All such parties also agree that the Holder may modify this Promissory Note and/or the DDA without the consent of or notice to anyone other than the party with whom the modification is made. All defined words, terms or phrases indicated by initial capital letters used in this Promissory Note and not specifically defined in this Promissory Note shall have the meanings ascribed to such word, term or phrase in the DDA. 4816-3613-2608.6 4 PRIOR TO SIGNING THIS PROMISSORY NOTE, BORROWER HAS READ AND UNDERSTANDS ALL OF ITS PROVISIONS, BORROWER AGREES TO THE TERMS OF THIS PROMISSORY NOTE AND ACKNOWLEDGES RECEIPT OF A COPY HEREOF. BORROWER ESSEX ORANGESHOW COMMERCE CENTER, LLC, a California Limited Liability Company By: its Managing Member 48] 6-)6 ])-2608.6 5 EXHIBIT "I" FORM OF PERFORMANCE GUARANTY Exh. "f' PERFORMANCE GUARANTY This Performance Guaranty ("Guaranty") is made this , 2004 by (the "Guarantor") in favor of the Redevelopment Agency of the City of San Bernardino, a public body corporate and politic ("Lender"). RECITALS A. The Essex Orangeshow Commerce Center LLC, a California limited liability company (the "Borrower") has entered into that certain Disposition and Development Agreement dated , 2004, with the Lender (the "DDA") whereby Borrower purchased real property from the Lender for purposes of developing said property in accordance with the terms of the DDA. The DDA requires Developer to perform certain obligations and covenants. B. As a condition of the DDA, Lender has required that Guarantor execute and deliver this Guaranty guaranteeing the completion of the development as well as the performance of other obligations and covenants ofthe Borrower as set forth in the DDA. NOW, THEREFORE, in order to induce Lender to enter into the DDA, and in consideration thereof, Guarantor agrees as follows: 1. Guarantor hereby absolutely and unconditionally guarantees Completion of the Improvements. As used herein, "Completion of the Improvements" shall mean that, in Lender's sole judgment, the following conditions (hereinafter collectively referred to as the "Completion Obligations") shall be satisfied: (i) the Improvements shall have been constructed, completed, equipped and furnished in a good and workmanlike manner in accordance with the DDA (ii) all notices of completion shall have been filed and all statutory lien periods shall have expired: (iii) all costs of constructing the Improvements will be paid, including without limitation, interest on the Note prior to Completion of the Improvements; (iv) the obligations and covenants set forth in the DDA have been performed; and (v) all of the conditions set forth in the DDA shall have been satisfied. In addition, Guarantor hereby agrees to pay any and all costs and expenses, including, without limitation, attorney's fees incurred by Lender in enforcing any rights or remedies under this Guaranty. 2. In the event the Completion of the Improvements is not accomplished by Borrower in accordance with the terms of the DDA, Guarantor, promptly upon receipt of written notice thereof form Lender, shall (i) diligently and expeditiously proceed to cure such default and procure the Completion of the Improvements at Guarantor's cost and expense; (ii) fully pay and discharge all direct an indirect costs (including interest due under any promissory note) incurred or required to be incurred in connection with the Completion of the Improvements; (iii) pay such amounts as may be necessary to release and discharge any mechanics', materialmen's or other liens that may come into existence in connection with the same in good faith and pay any 4815-0421-3504.1 judgment arising thereunder; (iv) obtain certificates of occupancy and all other permits and approvals necessary or appropriate for the operation of the Project; and (v) fully furnish and equip the Improvements in accordance with the Plans and Specifications set forth in the DDA (collectively, the "Completion Obligations"). 3. The Guarantor guarantees that the Completion Obligations will be performed strictly in accordance with the terms of the DDA regardless of any law, regulation or order now or hereafter in effect in any jurisdiction affecting any of such terms or the rights of Lender with respect thereto. The liability of Guarantor under this Guaranty shall be absolute and unconditional irrespective of: a. any lack of validity or enforceability of any provision of the DDA or other Loan Documents (or any other agreement or instrument relating thereto); b. any change in the time, manner or place of payment of, or in any other term of, all or any of the Completion Obligations, or any other amendment or waiver of or any consent to departure from any of the loan Documents including, without limitation, changes in the terms of disbursement of the repayment of the Loan modification to the Plans and Specifications, modifications, extensions (including extensions beyond and after the original term ) or renewals of payment dates, changes in interest rate or the advancement of additional funds by Lender in its discretion; c. any exchange, release or non-perfection of any collateral, or any releaser or amendment or waiver of or consent to departure from any other guaranty, for all or any of the Completion Obligations; or d. any other circumstance which might otherwise constitute a defense available to, or a discharge of, Borrower in respect of the Completion Obligations or Guarantor in respect of this Guaranty. Notwithstanding any termination of this Guaranty or cancellation of the Note or any other agreement evidencing the Completion Obligations, if at any time any payment or performance of any of the Completion Obligations (from any source) is rescinded, repaid or must otherwise be returned by Lender (i) due to or upon the insolvency, bankruptcy or reorganization of Borrower or Guarantor, or (ii) for any other circumstance, this Guaranty shall continue to be effective or be reinstated, as the case may be, all as though such payment had not been made. 4. If Guarantor shall fail to perform promptly after written notice as herein provided, Lender shall have the following remedies: a. at its option and without any obligation so to do, to proceed to perform on behalf of Guarantor any of the Completion Obligations as provided in herein and Guarantor shall, upon demand, pay to Lender all such sums expended by Lender in such performance on behalf of Guarantor; and b. from time to time, without first requiring performance on the part of Borrower 4815-0421-3504.1 and without being required to exhaust any or all security held by Lender, to required performance by Guarantor of any obligation on the part of Guarantor to be performed pursuant to the terms hereof, by action at law or in equity or both, and further to collect in any such action compensation for all loss, cost, damage, injury and expense sustained or incurred by Lender as a consequence of such breach. 5. The Guarantor agrees that the obligations hereunder are Jomt and several and are independent of and in addition to the undertakings of Borrower pursuant to the DDA and a separate action may be brought to enforce the provisions hereof whether Borrower is a party in any such action or not. 6. The obligations of Guarantor hereunder shall be in addition to any obligations of Guarantor under any other guarantees of the Completion Obligations and/or any obligations of Borrower or any other persons or entities heretofore given or hereafter to be given to Lender, and this Guaranty shall not affect or invalidate any such other guarantees. The liability of Guarantor to Lender shall at all times be deemed to be the aggregate liability of Guarantor under the terms of this Guaranty and of any other guarantees heretofore or hereafter given by Guarantor to Lender. 7. Guarantor hereby represents and warrants: a. Guarantor is in compliance with all laws, regulations, ordinances and orders of public authorities applicable to it. b. Guarantor is validly existing in good standing under the laws of the jurisdiction of its organizations and qualified to do business in California. c. The execution, delivery and performance by Guarantor of this Guaranty are within the power of Guarantor and will not violate any provision of law, any order of any court or agency of government, or any indenture, agreement or any other instrument to which Guarantor is a party or by which Guarantor or its property is bound, or be in conflict with, result in a breach of or constitute a default under any such indenture, agreement or other instrument. d. This Guaranty, when delivered to Lender, will constitute a legal, valid and binding obligation enforceable against Guarantor in accordance with its terms. 8. No amendment or waiver of any provision of this Guaranty nor consent to any departure by Guarantor therefrom shall in any event be effective unless the same shall be in writing and signed by Lender, and then such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given. No notice to or demand on Guarantor shall in any case entitle it to any other or further notice or demand in similar or other circumstances. 9. All communications required hereunder shall be given to Guarantor and Lender at their respective addresses set forth in this Guaranty, or at such other addresses as either party may 4815-0421-3504.1 designate by written notice given in accordance with the terms of this section. All communications required or permitted pursuant to this Guaranty shall be legible and shall be deemed to have been properly given and received: a) if delivered by hand, then upon such delivery; b) if sent by nationally known overnight courier, then on the next business day after dispatch; c) if mailed by registered or certified U.S. Mail, postage prepaid and return receipt requested, then 3 days after deposit in the U.S. Mail; and d) if sent via facsimile prior to 4:00 p.m. Pacific Time on a business day (as indicated on the confirmation sheet printed by the facsimile machine), then on the date sent; otherwise, on the next succeeding business day. The writing shall be deemed legible unless the recipient of the notice notifies the sender to the contrary within one business day after receipt of the notice. 10. No failure on the part of Lender to exercise and no delay in exercising any right or remedy hereunder shall operate as a waiver thereof; nor shall Lender be estopped to exercise any such right or remedy at any future time because of any such failure or delay; nor shall any single or partial exercise of any right or remedy hereunder preclude any other or further exercise thereof of the exercise of any other right or remedy. The remedies herein provided are cumulative and not exclusive of any remedies provided by law. II. This Guaranty shall remain in full force and effect until and including the date upon which the Completion Obligations are satisfied, at which time Guarantor's obligations hereunder shall be deemed fully discharges, and Guarantor shall have no further liability under this Guaranty. 12. Guarantor assumes the responsibility for keeping informed of the condition of Borrower and of all other circumstances bearing upon the risk of nonperformance of the Completion Obligations, and agrees that Lender shall have no duty to advise Guarantor of any information known to Lender regarding any such condition or circumstances. 13. Miscellaneous. a. Headings are inserted into this Guaranty for convenience only and shall not be considered in construing any provision of this Guaranty. b. Guarantor has had the opportunity to seek the advice of independent legal counsel of Guarantor's choice regarding the effect of this Guaranty. c. This Guaranty may not be modified, released or terminated without Lender's prior written consent. d. Time is of the essence in the performance of this Guaranty, but no delay or deferral in exercising any remedies provided to Lender in this Guaranty shall be deemed a waiver of such remedies. e. The provisions of this Guaranty are separable. If any provision is held to be invalid or unenforceable by any judgment of a court of competent jurisdiction, then the remainder of this Guaranty shall not be affected by such judgment and the remaining 4815.0421.3504.1 terms of the Guaranty shall be carried out as nearly as possible according to their original terms. f. Lender's rights and remedies pursuant to this Guaranty shall be cumulative. g. Guarantor shall be jointly and severally liable for the Completion Obligations with each other guarantor, or other person now or hereafter primarily or secondarily liable for the performance of the Completion Obligations. h. This Guaranty shall be governed and construed in accordance with the laws of the State of California. 1. All representations and warranties of Guarantor contained in this Guaranty shall survive the execution and delivery of this Guaranty and shall continue until the Completion Obligations have been satisfied. J. This Guaranty may be executed in counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument. k. No provision or waiver in this Guaranty shall be construed as limiting the generality of any other waiver contained in this Guaranty. THIS GUARANTY has been signed and unconditionally delivered to Lender by Guarantor on the date shown in the acknowledgment. GUARANTOR: (signature must be notarized) 4815-0421-3504.1 e eI3 14 e25 RESOLUTIOl'i t (Q) lP 1[ - 2 3 A RESOLUTION OF THE MAYOR AND COMMOI\' COUNCIL OF THE CITY OF SAN BERNARDINO ACK.J"IOWLEDGING A CERTAIN REPORT, MAKING FINDINGS AND DETERMINATIOl'iS AND GRANTING OTHER APPROVALS RELATING TO THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE REDEVELOPMENT AGEl'iCY OF THE CITY OF SAN BERNARDINO AND THE ESSEX ORANGESHOW COMMERCE CEI\'TER, LLC 4 5 6 7 8 WHEREAS, the City of San Bernardino, California (the "City") is a municipal 9 corporation and charter city, duly organized and existing pursuant to the provisions of the 10 constitution of the State of California; and II WHEREAS, the Redevelopment Agency of the City of San Bernardino (the "Agency") 12 owns certain real property situated within the Central City South Redevelopment Project Area of the Agency and located at the intersection of Orange Show Road and Arrowhead Avenue 15 (the "Property"); and 16 WHEREAS, an MAl appraisal of the Property was conducted in December 2003 by 17 Smothers Appraisal (the "Appraiser"); and 18 WHEREAS. according to the report dated December. 11, 2003 (the "Appraisal Report"), 19 prepared by the Appraiser, the fair market value of the Property is Two Million Two Hundred 20 Twenty Seven Thousand Dollars ($2,227,000); and 21 WHEREAS, the Agency staff has prepared a draft of a Disposition and Development 22 Agreement (the "Agreement") for the disposition of the Property to the Essex Orangeshow 23 Commerce Center, LLC, a California limited liability company, or its assign (in either case, the 24 "Developer"), together with a report which summarizes the key terms of the Agreement and describes the manner in which the proposed disposition of the Property to the Developer will -1- P;\Ag~ndy,\Rl'~ol"lions\Rl',oluliulI,\2(104\04-02-02 Enu :\lice Reso.doc _ 12 _ 13 14 15 16 17 18 19 20 21 22 23 _25 assist in the elimination of blight (the "33433 Report") in accordance with Health and Safety Code Section 33433; and WHEREAS, as part of the approval process of the tentative tract map submitted by the Developer in connection with the Property, the Planning Commission of the City of San Bernardino (the "Planning Commission"), pursuant to the provisions of the California Environmental Quality Act ("CEQA") and the CEQA Guidelines developed thereunder (the "CEQA Guidelines"), conducted an initial study to ascertain whether the proposed Project may have a significant effect on the environment; and WHEREAS, the initial study identified potentially significant effects on the environment in connection with the proposed Project; and WHEREAS, the Planning Commission has imposed certain conditions on the Project which would avoid or mitigate the potentially significant effects on the environment, and the Developer has agreed to implement such conditions; and WHEREAS, on November 18, 2003, following a duly noticed public hearing, the Planning Commission adopted a Mitigated Negative Declaration with respect to the Project in accordance with the provisions ofCEQA and the CEQA Guidelines; and WHEREAS, the City has considered the initial study and the Mitigated Negative Declaration and determined that the Planning Commission contemplated all environmental effects within the scope of its jurisdiction; and WHEREAS, it is appropriate for the Mayor and Common Council to take action with respect to the disposition of the Property to the Developer and the Agreement in accordance with Health and Safety Code Section 33433 (a) (I). 24 //! 2 3 4 5 6 7 8 9 10 11 -2- P:\Agendas\Rl'slllutlQM\Rl'S(lJuli(ln~\2004\04-02-02 Euel :\1CC RU(l.dQ( ,- _ 6 7 8 9 ]0 ]1 ]2 _ ]3 14 15 ]6 ]7 18 19 20 21 22 23 24 _25 II II 2 NOW, THEREFORE, IT IS HEREBY RESOLVED, DETERMINED AND ORDERED BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, AS 3 FOLLOWS: 4 Section I. The above recitals are true and correct and incorporated herein by 5 reference. Section 2. On February 2, 2004, the Mayor and Common Council conducted a full and fair joint public hearing with the Community Development Commission of the City of San Bernardino relating to the disposition of the Property by the Agency to the Developer pursuant to the terms and conditions of the Agreement. The minutes of the City Clerk for the February 2, 2004, meeting of the Mayor and Common Council shall include a record of all communication and testimony submitted to the Mayor and Common Council by interested persons relating to the joint public hearing, the 33433 Report and the approval of the Agreement. Section 3. This Resolution is adopted in order to satisfy the provisions of Health and Safety Code Section 33433 relating to the disposition and sale of the Property by the Agency to the Developer on the terms and conditions set forth in the Agreement. A copy of the Agreement in the form submitted at the joint public hearing is contained as an attachment to the Staff Report submitted to the Mayor and Common Council for this agenda item. The Mayor and Common Council hereby find and determine as follows: (i) the disposition of the Property by the Agency to the Developer in accordance with the Agreement is consistent with the Redevelopment Plan for the Central City South Redevelopment Project (the "Redevelopment Plan"); (ii) the terms and conditions of the Agreement contain assurances that the Property will be used and maintained as contemplated under the Redevelopment Plan; -3- P:\Ag~ndas\Re)olutlons\Re.olutloMU004\04.02.02 Essex MCC Reio.doc -2 _13 14 _25 II II (iii) the purchase price for the Property payable by the Developer to the Agency, subject to the satisfaction of the terms and conditions of the Agreement, is an amount which the 3 Mayor and Common Council determine to be fair, just and reasonable, and the disposition of 4 the Property on the terms set forth in the Agreement shall materially benefit and sustain the 5 implementation of the Redevelopment Plan and assist the community to alleviate blighting 6 conditions; and 7 (iv) according to an appraisal conducted with respect to the Property by Smothers 8 9 Appraisal Services, the consideration payable by the Developer to the Agency for the 10 disposition of the Property ($2,227,000.00) is not less than the fair market value at its highest 11 and best use in accordance with the Redevelopment Plan. 12 Section 4. The Mayor and Common council hereby find and determine that the sale of the Property pursuant to the Agreement creates no additional environmental effects, not contemplated by the initial study and Mitigated Negative Declaration, requiring further analysis 15 or mitigation and hereby adopt the Mitigated Negative Declaration and direct the Development 16 Services Department of the City to file a Notice of Determination on behalf of the City with 17 respect thereto. 18 Section 5. The Mayor and Common Council hereby approve, receive and file the 19 33433 Report and the Agreement in the forms as on file with the City Clerk at and prior to the 20 21 joint public hearing. 22 Section 6. The Mayor and Common Council hereby approve the disposition of the 23 Property to the Developer on the terms set forth in the Agreement. 24 Section 7. This Resolution shall take effect upon its adoption and execution in the manner as required by the City Charter. -4- P:\AgendlS\Re5olull"n5\Res(llullon~\2004\04.02.02 Eiisn :wee Reso.doc _1 2 _13 14 _25 3 A RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BER."IARDIi'lO ACKNOWLEDGIi'lG A CERTAIN REPORT, MAKING FINDINGS AND DETERMINATIONS AND GRANTING OTHER APPROVALS RELATING TO THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEME:'IT BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SA:\' BERNARDINO AND THE ESSEX ORANGESHOW COMMERCE CENTER, LLC 4 5 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and 7 Common Council of the City of San Bernardino at a meeting thereof, held on the 8 day of , 2004, by the following vote to wit: 9 Council Members: Navs Abstain Absent Aves 10 ESTRADA 1] LONGVILLE MCGINNIS DERRY SUAREZ ANDERSON MC CAMMACK 12 15 16 17 Rachel G. Clark, City Clerk 18 The foregoing resolution is hereby approved this day of ,2004. 19 20 Judith Valles, Mayor City of San Bernardino 21 Approved as to fonn and Legal Content: 22 By: ""' .ft 23 . y Attorney / /_1/......... ~ ~ ~ ./- /-. ~ ,--- +-1;...".;....~~ ~ ')~,......., CHr-- ~ M<f ~ 64 ~v , -u..... ~4'-l'b'~- plw.!.j. ~ ~ Iffd r cLh.<-;' ~ u.,.. ~ /tJAP. /t~y...: ;H-r~"'I~~ ~~..r 1~1.-2-/f60<>~ cPA. ~ f::: (rJ.JJ~ J1'/f.) -II 'f/ '1 J ,. ~or.z. 'fl.,.. -1.1) -5- ~"l 24 P:\AI:~ndas\RnoJutiom\Rnlllutiolls\2004\04.02-(l2 E~)~1< i\1CC Reso.doc _ 2 3 4 5 6 7 8 9 10 11 12 _13 14 _25 RESOLUT{C!5)jE))1 A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AS THE GOVERNING BODY OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, APPROVING THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BER."IARDINO AND THE ESSEX ORANGESHOW COMMERCE CENTER, LLC WHEREAS, the Redevelopment Agency of the City of San Bernardino (the "Agency") owns certain real property situated within the Central City South Redevelopment Project Area of the Agency and located at the intersection of Orange Show Road and Arrowhead Avenue (the "Property"); and WHEREAS, an MAl appraisal of the Property was conducted in December 2003 by Smothers Appraisal (the "Appraiser"); and 15 WHEREAS, according to the report dated December II, 2003 (the "Appraisal Report"), 16 prepared by the Appraiser, the fair market value of the Property is Two Million Two Hundred 17 Twenty Seven Thousand Dollars ($2,227,000.); and 18 WHEREAS, the Agency staff has prepared a draft of a Disposition and Development 19 Agreement (the "Agreement") for the disposition of the Property to The Essex Group, LLC, a 20 California limited liability company, or its assign (in either case, the "Developer"), together 21 with a report which summarizes the key terms of the Agreement and describes the manner in 22 which the proposed disposition of the Property to the Developer will assist in the elimination of 23 blight (the "33433 Report") in accordance with Health and Safety Code Section 33433; 24 WHEREAS, as part of the approval process of the tentative tract map submitted by the Developer in connection with the Property, the Planning Commission of the City of San -1- P:\Acendll\Resolutionl\Ruolutlonsl2004104-o2-02 Eun CDC Rml.doc: . 2 _13 14 Bernardino (the "Planning Commission"), pursuant to the proVISIOns of the California Environmental Quality Act ("CEQA") and the CEQA Guidelines developed thereunder (the 3 "CEQA Guidelines"), conducted an initial study to ascertain whether the proposed Project may 4 have a significant effect on the environment; and 5 WHEREAS, the initial study identified potentially significant effects on the environment 6 in connection with the proposed Project; and 7 WHEREAS, the Planning Commission has imposed certain conditions on the Project 8 9 which would avoid or mitigate the potentially significant effects on the environment, and the ]0 Developer has agreed to implement such conditions; and I] WHEREAS, on November 18, 2003, following a duly noticed public hearing, the 12 Planning Commission adopted a Mitigated Negative Declaration with respect to the Project in accordance with the provisions of CEQA and the CEQA Guidelines; and WHEREAS, the City has found and determined that the sale of the Property to the 15 Developer creates no additional environmental effects, not contemplated by the initial study and 16 Mitigated Negative Declaration, requiring further analysis or mitigation and has adopted the 17 Mitigated Negative Declaration; and 18 ]9 WHEREAS, it is appropriate for the Commission to take action with respect to the disposition of the Property to the Developer and approve the Agreement as set forth in this 20 Resolution. 21 NOW, THEREFORE, THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO DOES HEREBY RESOLVE, DETERMINE AND ORDER, AS FOLLOWS: 22 23 24 Section I. The above recitals are true and correct and incorporated herein by e 25 reference. -2- P:\AlrndQ\Rnolulions\ResoluUonl\2004\04-02-01 [sIU CDC RnG,doc . . .13 14 .25 Section 2. The Commission is a responsible agency under CEQA with respect to the 2 disposition of the Property to the Developer and the development of the Property by the 3 Developer pursuant to the Agreement. The Commission hereby finds that there are no 4 additional environmental effects not contemplated by the Mitigated Negative Declaration, 5 requiring further analysis or mitigation, resulting from the disposition of the Property to the 6 Developer and the development of the Property by the Developer pursuant to the Agreement. 7 The Commission hereby directs Agency Staff to file a Notice of Determination on behalf of the 8 9 Agency consistent with the findings herein 10 Section 3. On February 2, 2004, the Commission commenced the conduct of a full 11 and fair joint public hearing with the Mayor and Common Council of the City of San 12 Bernardino relating to the disposition of the Property. The minutes of the Agency Secretary for the February 2, 2004 meeting of the Commission shall include a record of all communication and testimony submitted to the Commission by interested persons relating to the joint public 15 hearing, the 33433 Report and the approval of the Agreement. 16 Section 4. A copy of the Agreement in the form submitted at the joint public hearing 17 is contained as an attachment to the Staff Report submitted to Commission for this agenda item. 18 The Commission hereby finds and determines as follows: 19 (i) the disposition of the Property by the Agency to the Developer in accordance 20 21 with the Agreement is consistent with the Redevelopment Plan for the Central City South 22 Redevelopment Project (the "Redevelopment Plan"); 23 (ii) the terms and conditions of the Agreement contain assurances that the Property 24 will be used and maintained as contemplated under the Redevelopment Plan; -3- P:\Agendai\R"'$ohllion~\Resolulion~\2004\04-02-02 [un CDC Reio.doc . e 2 3 4 5 6 7 8 9 10 II 12 e 13 14 15 16 17 18 19 e 25 20 21 22 23 24 (iii) the purchase price for the Property payable by the Developer to the Agency, subject to the satisfaction of the terms and conditions of the Agreement, is an amount which the Commission determines to be fair, just and reasonable, and the disposition of the Property on the terms set forth in the Agreement shall materially benefit and sustain the implementation of the Redevelopment Plan and assist the community to alleviate blighting conditions; and (iv) according to an appraisal conducted with respect to the Property by Smothers Appraisal Services, the consideration payable by the Developer to the Agency for the disposition of the Property ($2,227,000.00) is not less than the fair market value at its highest and best use in accordance with the Redevelopment Plan. Section 5. The Commission hereby approves, receives and files the 33433 Report and the Agreement in the form as submitted at the joint public hearing. Section 6. The Commission hereby approves the disposition of the Property to the Developer on the terms set forth in the Agreement. The Executive Director is hereby authorized and directed to execute the Agreement on behalf of the Agency together with such technical and conforming changes as may be recommended by the Executive Director and approved by Agency Counsel. In the event that the Agreement may not be fully executed by the parties for any reason within sixty (60) days following the date of adoption of this Resolution, the authorization granted to the Executive Director to execute the Agreement on behalf of the Agency shall be of no further force and effect. Section 7. Provided that the Agreement has been fully executed by the parties within the period of time set forth in Section 6 of this Resolution, the Executive Director of the Agency is hereby authorized and directed to take all actions set forth in the Agreement on behalf of the Agency to close the escrow transaction described therein. Section 8. The Resolution shall become effective immediately upon its adoption. -4- P:\Ag~ndas\Relolulillnl\Rt'solutif)m',2004\04-02-02 EIKJr CDC Rc".do( - . . 3 A RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO, AS THE GOVERNING BODY OF THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO, APPROVING THAT CERTAIN DISPOSITION AND DEVELOPMENT AGREEMENT BY AND BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND THE ESSEX ORANGESHOW COMMERCE CENTER,LLC e] 2 4 5 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the 7 Community Development Commission of the City of San Bernardino at a 8 meeting thereof, held on the day of 9 Commission Members:- Aves Navs ]0 ESTRADA II LONGVILLE MCGINNIS 12 DERRY e 13 SUAREZ 14 ANDERSON 15 MC CAMMACK 16 17 18 19 The foregoing resolution is hereby approved this 20 21 22 23 Approved a 24 By: e25 , 2004, by the following vote to wit: Abstain Absent Secretary day of ,2004. Judith Valles, Chairperson Community Development Commission of the City of San Bernardino -5- P:lAcendIlI.RHOlutlons\Resolutlons\2004\04.02.02 [SIU CDC Relo.doc CITY OF SAN BERNARDINO Interoffice Memorandum CITY CLERK'S OFFICE Records and Information Management (RIM) Program DATE: February 9, 2004 TO: Margaret Parker, Secretary FROM: Michelle Taylor, Senior Secretary RE: Transmitting Documents for Signature - Resolution CDC/2004-4 At the Mayor and Common Council meeting of February 2, 2004, the City of San Bernardino adopted Resolution CDC/2004-4 - Resolution approving that certain Disposition and Development Agreement by and between the Redevelopment Agency and the Essex Orangeshow Commerce Center, LLe. Attached is one (I) original agreement. Please obtain signatures in the appropriate location and return the original agreement to the City Clerk's Office as soon as possible, to my attention. Please be advised that the resolution and agreement will be null and void if not executed within 60 days, or by April 4, 2004, If you have any questions, please do not hesitate to contact me at ext. 3206. Thank you. Michelle Taylor Senior Secretary I hereby acknowledge receipt of the above mentioned documents. S;gooo !;J;;!0fA~ Date: .&. '(:2 (1)'/ Please SIgn and return ECONOMUC DEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO RECElvr',:-elT'! ~u'riK INTER-OFFICE MEMORANDUM '04 MPR 25 P 2 :09 SUBJECT: Michelle Taylor, Senior Secretary, City Clerk's Office ~ 0 Margaret Parker, Secretary Executed Document TO: FROM: DATE: March 24, 2004 Enclosed is the fully executed Agreement pertaining to the following resolution: CDC/2004-4 A Resolution of the Community Development Commission of the City of San Bernardino, as the Governing Body of the Redevelopment Agency of the City of San Bernardino, Approving that Certain Disposition and Development Agreement by and between the Redevelopment Agency of the City Of San Bernardino and the Essex Orangeshow Commerce Center, LLC Please let me know if you have any questions. Thank you, Margaret Enclosure cc: Barbara Sharp (with Copy of Agreement) < ** FOR OFFICE USE ONLY - NOT A PUBLIC DOCUMENT ** RESOLUTION AGENDA ITEM TRACKING FORM Meeting Date (Date Adopted): L-2.-0'j Item # Vote: Ayes 1-'1 Nays e-- Change to motion to amend original documents D R-~ '2 i2, Resolution # C OC j 7 ()~ <.j.. Lj I Abstain &-- Absent B- Companion Resolutions 'LDD'-1-lj<" NullN oid After: (oU days / 4- '2..- 0'-\ Resolution # On Attachments: D Note on Resolution of attachment stored separately: D PUBLISH D POST D RECORD W/COUNTY D By: Date of Clerk/CDC Signature: 2-L(-0'l 7--5-0'1 2.-S6'-j Reso. Log Updated: Seal Impressed: IB-- Q-- Date Sent to Mayor: Date of Mayor's Signature: Date Memo/Letter Sent for Signature: I" Reminder Letter Sent: d 't- Cf-\ Date Returned: 3-dSoY Not Returned: D 2"d Reminder Letter Sent: Request for Council Action & Staff Report Attached: Yes~ No By Updated Prior Resolutions (Other Than Below): Yes No v' By Updated CITY Personnel Folders (6413, 6429, 6433, 10584, 10585, 12634): Yes No~ By Updated CDC Personnel Folders (5557): Yes No---L-. By Updated Traffic Folders (3985, 8234, 655, 92-389): Yes No /' By Copies Distributed to: Animal Control D EDA ~ Information Services D City Administrator D Facilities D Parks & Recreation D City Attorney D Finance D Police Department D Code Compliance D Fire Department D Public Services D Development Services D Human Resources D Water Department D Others: Notes: Ready to File: _ Date: Revised 12/18/03