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HomeMy WebLinkAbout2005-130 NOTE: SEE COMPANION RESOLUTTNN NO. 2005-131 RESOLUTION NO. 2005-130 2 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO: 1) APPROVING THE 2005-2006 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG), EMERGENCY SHELTER GRANT (ESG) AND HOME APPROPRIATIONS; 2) APPROVING THE FIVE (5) YEAR 2005-2010 CONSOLIDATED PLAN AND THE ONE (1) YEAR 2005-2006 CONSOLIDATED ANNUAL PLAN; 3) APPROVING THE PROPOSED REALLOCATION OF 2003-2005 CDBG FUNDS; AND 4) AUTHORIZING THE MAYOR TO EXECUTE AND SUBMIT TO HUD APPROPRIATE DOCUMENTS AND TAKE ALL NECESSARY ACTIONS FOR THE EXECUTION OF PUBLIC SERVICE CONTRACTS 3 4 5 6 7 8 9 WHEREAS, the City of San Bernardino is an entitlement city and eligible to participate 10 in the United States Department of Housing and Urban Development's (HUD) Community 11 Development Block Grant (CDBG), HOME and Emergency Shelter Grant (ESG) Programs for Program Year 2005-2006; and WHEREAS, the Mayor and Common Council desire to submit to HUD the City's Consolidated Plan 2005-2010 and Consolidated Annual Plan 2005-2006; and 12 13 14 15 WHEREAS, the Mayor and Common Council desire to execute Contracts to provide a variety of community services with certain public service agencies for the 2005-2006 CDBG 16 17 and ESG Program Year; and WHEREAS, the Mayor and Common Council desire to reallocate 2003/2005 CDBG funds as provided in the Staff Report. NOW, THEREFORE, IT IS HEREBY RESOLVED, DETERMINED AND ORDERED 18 19 20 BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, AS 21 FOLLOWS: 22 Section 1. That the Mayor and Common Council hereby approve the Community 23 Development Citizen Advisory Committee (CDCAC), Redevelopment Committee and Staff 24 recommendations noted in Attachment I to the May 16, 2005 Staff Report pertaining to the 25 allocation of 2005-2006 Community Development Block Grant (CDBG) funds, Emergency -1- P:\At:aubl\RelobltloAl\lleto....do..\Zl105\05-~16 CDBG Rec MCC ... A.doc 2 3 4 5 6 7 8 9 10 11 12 13 14 Shelter (ESG) Grant and the HOME funds and the 2003-2005 CDBG reallocation recommendations contained in the Staff Report, dated May 16,2005. Section 2. That the Mayor and Common Council hereby approve the 2005-2006 Consolidated Annual Action Plan attached hereto. Section 3. That the Mayor and Common Council hereby approve the 2005-2010 Consolidated Plan attached hereto and incorporated herein by reference as though fully set forth at length. Section 4. That the Mayor is authorized to execute and submit to the U.S. Department of Housing and Urban Development, (HUD) all appropriate documents and to take all necessary actions to implement the City's 2005-2010 Consolidated Plan and 2005-2006 Annual Action Plan, including, but not limited to, the preparation and execution of CDBG and ESG standard Agreements with the respective public service agencies, as prepared and approved by the City Attorney, a copy of which is on file with the Agency Secretary, and incorporated herein by reference as though fully set forth at length. Section 5. This Resolution shall take effect upon its adoption and execution in the -2- P:\ApIlcIu\IleIeIlldoat\ReM......u\2..~l' CDBG Rec: MCC a- A.doc 2 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO: 1) APPROVING THE 2005-2006 COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG), EMERGENCY SHELTER GRANT (ESG) AND HOME APPROPRIATIONS; 2) APPROVING THE FIVE (5) YEAR 2005-2010 CONSOLIDATED PLAN AND THE ONE (1) YEAR 2005-2006 CONSOLIDATED ANNUAL PLAN; 3) APPROVING THE PROPOSED REALLOCATION OF 2003-2005 CDBG FUNDS; AND 4) AUTHORIZING THE MAYOR TO EXECUTE AND SUBMIT TO HUD APPROPRIATE DOCUMENTS AND TAKE ALL NECESSARY ACTIONS FOR THE EXECUTION OF PUBLIC SERVICE CONTRACTS 3 4 5 6 7 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and joint Common Council of the City of San Bernardino at a regular meeting thereof, held on the 9 8 10 16th day of May , 2005, by the following vote to wit: Council Members: Ayes Nays Abstain Absent ESTRADA x LONGVILLE -L MCGINNIS X DERRY X KELLEY X - JOHNSON ~ MC CAMMACK X 11 12 13 14 15 16 17 ()~h.~ ~el G. Clark, CIty Clerk 19 The foregoing resolution is hereby approved this / Jd. dayff May I 18 ,2005. 20 21 22 Approved as to form and Legal Content: 23 ~1. 24 By: ~~~. 25 -3- r:\ApItdu\Rao"delll\ReRhldo..u0l5\O~16 COBG Ilec MCC R.no A.doc IU f e ;~:';>';i': 1S:.~ Annual A,~tiQ,!J ./ :t:;JilIIlIH - '5' , . a n t a " ; .i':' ;,':~/~ p : ",,'..: ',~, ," _,. .- ',' .-" - "__' ,..-. .- -,.,.. ',.C . ^,~...np' .,,' -__-anu'.' .>> .c":'-:->,',-;'.":', .':.. '<c, ~.: ..~:._:'C~"I,,:.1t,:~_~~;;_./ 20' '." -",' ~-jF~~~;~~ ;>:>i:~:-t':~' , i..~L'>, .~: ,'>',_~, 3G~:;{::, .. iii.:'; -- San Bernar )'no Judith Valles, Mayor Esther Estrada, Council Member, Ward 1 Susan Lien Longville, Council Member, Ward 2 Gordon McGinnis, Council Member, Ward 3 Neil Derry, Council Member, Ward 4 Chas A. Kelley, Council Member, Ward 5 Rikke Van Johnson, Council Member, Ward 6 Wendy J. McCammack, Council Member, Ward 7 J Table of Contents Chapter Page KS. Kxecutive SUDIIIlllry .................................................. ES-1 1. Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1-1 1.1 Legislative Framework......................................... 1-1 1.1.1 HUD Community Planning and Development Regulations ......1-1 1. 2 Lead Agency. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1-3 1.3 Consultation.................................................. 1-3 2. Citizen Participation Process .......................................2-1 2-1 Components of Citizen Participation ............ ............... 2-1 2.1.1 Public and Community Meetings. ... ....................... 2-1 2.1. 2 Public Hearings............... . . . . . . . . . . . . . . . . .. . . . . . . . . 2-2 2.1.3 Draft Consolidated Plan Availability for Public Review.. 2-2 3. Housing and Community Development Needs .............................3-1 3.1 Household Needs ......................... . . . . . . . . . . . . . . . . . . . . . . 3-1 3.1.1 Demographic and Household Characteristics and Trends ....3-1 3.1.2 Areas of Ethnic and Low/Moderate Income Concentration ... 3-6 3.1. 3 Special Needs Populations ............................... 3-9 3.1.4 Estimates of Current Housing Needs ................ ..... 3-14 3.2 Homeless Needs......................... ......... ..... ........3-16 3.2.1 Homeless Population .................................... 3-17 3.2.2 Homeless Subpopulations ................................3-17 3.2.3 Needs of Persons Threatened with Homelessness ..........3-18 3.2.4 Inventory of Facilities and Services for the Homeless and Persons Threatened with Homelessness ...............3-18 3.2.5 Continuum of Care Gap ................... ...............3-19 3.3 Public and Assisted Housing Needs ...... .... .... ..............3-19 3.3.1 Public Housing......................................... 3-19 3.3.2 Tenant-Based Rental Housing Assistance ......... ........ 3-20 3.3.3 Inventory of Federally Assisted Housing Units ..........3-20 3.4 Market Conditions............................................ 3-21 3.4.1 Housing Growth.............. ............... ............3-21 3.4.2 Housing Costs and Affordability ........ ..... ...........3-23 3.4.3 Housing Condition...................................... 3-25 3.5 Barriers to Affordable Housing ............................... 3-27 3.5.1 Governmental Constraints .......... ......... ............ 3-27 3.5.2 Non-Governmental Constraints ... ................. ....... 3-28 3.5.3 Constraint Removal Efforts ......... ..... .... ........... 3-30 CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Pa 9 e . I r Table of Contents 3.6 Fair Housing.............................................. . . . . . . 3-30 3.6.1 Fair Housing Impediments ............... ................... 3-30 3.6.2 Inland Fair Housing and Mediation Board ...................3-31 3.7 Community Development Needs .................... ..... ............3-32 3.7.1 Community and Special Needs Services ............... .......3-32 3.7.2 Neighborhood Services .......... . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 - 3 6 3.7.3 Community Facilities and Public Improvements ....... .......3-37 3.7.4 Economic Development...................................... 3-39 4. Housing and Community Development Strategic Plan ....... ................ 4-1 4.1 Strategic Framework . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-1 4.2 Housing and Community Development Resources ... ..... .............. 4-4 4.3 Priority Setting.................................... . . . . . . . . . . .. . 4-5 4.3.1 Criteria for Establishing Priority... ..... ..... ............ 4-5 4.3.2 Priority Ranking . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 - 5 4.4 Housing and Community Development Objectives .... ......... ........ 4-5 4.4.1 Housing Strategy ...........................................4-6 4.4.2 Homeless and Persons with special Needs .... ............... 4-12 4.4.3 Community Development..................................... 4-14 4.4.4 Summary of Five-Year Objectives. ... .... ................... 4-19 4.5 Institutional Structure......................................... 4-23 4.5.1 Service Delivery and Management.. ....... ..... ..... ........ 4-23 4.5.2 Coordination.............................................. 4-23 4.5.3 Gaps in Service Delivery System .......... ......... ........ 4-23 4.6 Monitoring...................................................... 4-24 4.6.1 Monitoring Procedures..................................... 4-24 4.6.2 Performance Measures...................................... 4-24 Exhibit "AU Annual Action Plan 2005-2006 Appendices Appendix A: Public Comments CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Pege - II Table of Contents Table 3-1 3 -2 3-3 3-4 3-5 3-6 3-7 3-8 3-9 3-10 3-11 3-12 3-13 3-14 3-15 3-16 3-17 3-18 3-19 3-20 3-21 4-1 4-2 4-3 4-4 4-5 List of Tables Page Employment by Occupation: 2000 ......................................3-2 Household Type and Size: 2000 .................. . . . . . . . . . . . . . . . . . . .. . 3-2 Overcrowding by Tenure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 - 3 Race and Ethnicity.by Person and Household 2000 .......... ........... 3-4 HUD Income Definitions.............................................. 3-8 Household Income by Race/Ethnicity: 2000......... ......... ..........3-8 Licensed Community Care Facilities .................... ........ ..... 3-10 Elderly Profile....................................... . . . . . . . . . . .. . 3-11 Large Household Profile................... .................... .....3-14 Housing Assistance Needs of Low and Moderate Income Households .....3-15 Continuum of Care Housing Gaps Analysis - San Bernardino County.... 3-19 Federally Assisted Multi-family Housing ... ............ ..... ........3-21 Housing Growth................. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 -22 Housing Type: 2004................................................. 3-22 Hous ing Tenure ............................. . . . . . . . . . . . . . . . . . . . . . . . . 3 - 2 3 Median Home Prices................................................. 3-23 Housing Affordability Matrix: San Bernardino County - 2004.........3-24 Age of Housing Stock: 2000 ........... . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . 3-25 Housing Stock Deficiencies: 2000........ ....... ..... ..... ..........3-25 Number of Housing Units with Lead-based Paint Occupied by Low and Moderate Income Households ... ... .... .... ..... ...........3-26 Planning and Development Fees - 2004 . ... ....... .................... 3-28 Annual Resources Available...... ............ .... ..... ...............4-4 Five-Year Housing Needs and Priorities ... ................. .......... 4-7 Priority Non-Homeless Special Needs................................ 4-13 Priority Community Development Needs ......... ................. 4-15 & 16 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives ..................4-19 through 4-23 List of Figures Figure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Page 3-1 Documented and Projected Population Growth: 1970-2020.... ...........3-2 3-2 Population Growth 1990-2000 (Documented) and 2000-2010 (Projected) - San Bernardino and Surrounding Areas ..... ...........................3-2 3-3 Age Distribution of Population: 1990 and 2000 .......................3-3 3-4 Median Age by Race/Ethnicity .. ..... ... ............... ..... ..........3-4 3-5 Race and Ethnicity by Person: 1990 and 2000 ..... ....................3-7 3-6 Concentration of Minority Households (Attached Map) 3-7 Percent of Lower Income Households by Race/Ethnicity: 1990-2000.....3-9 3-8 Low and Moderate Income Areas (Attached Map) 4-1 Neighborhood Initiative Program (NIP) Target Areas ..... ............. 4-9 CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page. III Executive Summary AS the County seat of San Bernardino County, the City of San Bernardino encompasses approximately 60 square miles along the foothills of the San Bernardino Mountains. San Bernardino is one of San Bernardino County's principal cultural and business centers. The area evolved from a semi-rural farming community to an enterprise city with large railroad companies; its current economy is primarily based upon retail commercial businesses, manufacturing, and distribution centers. The most significant increase in the City's population occurred between 1980 and 1990 when population increased over 40 percent. The population has continued to steadily increase at a moderate pace since 1990. According to the Census, the population of San Bernardino in 1990 was 164,676, ranking it the largest city in San Bernardino County. The population grew by approximately 13 percent between 1990 and 2000, lower than the countywide increase of 21 percent during the same period but the City remained the largest city in the County with a population of 185,401. Purpose of the Consolidated Plan The 2005-2010 Consolidated Plan represents the City of San Bernardino's effort in fulfilling the requirements under the U. S. Department of Housing and Urban Development (HUD) Community Planning and Development (CPD) regulations. HOD Community Planning and Development Regulations The HUD Consolidated Plan satisfies the Bernardino's four Community Planning and Community Development Block Grant (CDBG), American Dream Down Payment Initiative (ESG) . statutory HUD requirements of San Development (CPD) formula programs: HOME Investment Partnerships (HOME), (ADDI) , and Emergency Shelter Grant The Consolidated Plan is a planning document that identifies a jurisdiction's overall housing and community development needs and outlines a strategy to address those needs. A primary purpose of the Consolidated Plan is to develop a plan for addressing the needs for low and moderate-income groups who are the intended beneficiaries of HUD programs. The Plan must include the following components: . A description of the jurisdiction's housing and community development needs and market conditions; . A strategy that establishes priorities for addressing the identified needs; and . A one-year investment plan that outlines the intended use of resources. This Consolidated Plan for the City of San Bernardino covers the period of FY 2005/06 through FY 2009/10 (July 1, 2005 through June 30, 2010). The One-Year Action Plan (2005-2006) is incorporated herein. CITY OF SAN BERNARDINO 2005~2010 Con.olidated Plan page ES-l F Bxecutive Summary Community Development Block Grant (CDBG) The primary objective of this program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, principally for persons of low and moderate income (defined as below 80 percent of Median Family Income or MFI) . Through the CDSG program, HUD provides funds to local governments for a wide range of community development activities for low and moderate-income persons. Funds can be used for a wide array of activities, including: . Housing rehabilitation (loans and grants to homeowners, landlords, non- profits, and developers) . Down payment and other homeownership assistance . Lead-based paint detection and removal . Acquisition of land and buildings . Construction or rehabilitation of public facilities such as shelters for the homeless and domestic violence victims . Removal of architectural barriers to the elderly and disabled . Public services such as job training, transportation, and child care . Rehabilitation of commercial or industrial buildings . Loans or grants to businesses Regulations governing the CDSG program require that each activity undertaken with CDSG funds meet one of the following three broad national objectives: . Benefit people with low and moderate incomes . Aid in the prevention or elimination of slums and blight . Meet an urgent need (such as earthquake, flood, or hurricane relief) HOME Investment Partnerships Act (HOME) The HOME program provides federal funds for the development and rehabilitation of affordable rental and ownership housing for low and moderate-income households (defined as below 80 percent of MFI). The program gives local governments the flexibility to fund a wide range of affordable housing activities through housing partnerships with private industry and non-profit organizations. HOME funds can be used for activities that promote affordable rental housing and homeownership by low and moderate-income households, including: . Building acquisition . New construction and reconstruction . Moderate or substantial rehabilitation . Homebuyer assistance American Dream Down Payment Initiative (ADDI) The program is intended to increase the overall ownership rate, especially among minority groups who have lower rates of homeownership compared to the national average. The focus is on low and moderate-income families who are also first- time homebuyers. To participate, recipients must have annual incomes that do not exceed 80 percent of MFI. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page ES-2 If Executive Summary Emergency Shelter Grant (ESG) The ESG program was created to provide homeless persons with basic shelter and essential supportive services. ESG funds can be used for a variety of activities, including: . Rehabilitation or remodeling of a building used as a shelter . Operations and maintenance of a homeless facility . Essential supportive services (i.e., case management, physical and mental health treatment, substance abuse counseling, childcarel . Homeless prevention Citizen Participation On February 23, 2005, the City conducted a Consolidated Plan community meeting for residents as well as public and social service providers. A variety of service agencies serving the general public and populations with special needs were invited to the workshop. The following organizations participated in the community meeting: . ABA Learning Center . AI-Shifa Clinic . Asian American Resource Center . Assistance League of San Bernardino . Boys and Girls Club . Central City Lutheran Mission . Children's Fund - Education First . Foothill AIDS Project . Frazee Community Center . Highland Senior . Home of Neighborly Service . Inland Fair Housing/Mediation Board . Legal Aid Society Liberia Del Pueblo Mary's Mercy Center Miracle Homework Center Option House San Bernardino Child Advocacy Program San Bernardino Sexual Assault Shelters Operations St Bernadine Medical Foundation Uptown YMCA Victory Resource Center YWCA - The 'Y' Academy . . . . . . . . . . . The City of San Bernardino's Economic Development Agency's Community Development Citizens Advisory Committee (CDCAC) chaired the meeting. CDCAC's comments on housing and community development needs are presented in Section 3.7 of Chapter 3, Housing and Community Needs. In addition, on April 5, 2005, the Consolidated Plan was an agenda item on the Redevelopment Agency Committee's public meeting. On May 2, 2005, the City Council will conduct a public hearing to consider the Five-Year Consolidated Plan for adoption. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page ES-3 BX8cutive Summary Consolidated Plan Summary Housing and Community Development Needs Race/Ethnic Characteristics Between 1990 and 2000, San Bernardino became increasingly diverse in its race and ethnic makeup. In San Bernardino, the White population constituted 46 percent of the City population in 1990 but dropped to 29 percent in 2000. In contrast, the proportion of Hispanics increased from 35 percent in 1990 to 47 percent in 2000. In 2000, the Black population was the third largest racial/ethnic group in the City at a distant 16 percent. Asian and other racial/ethnic groups constituted only a small proportion of the population. Income Almost 35.2 percent of the City's total households in 2000 were within Extremely Low Income (30 percent MFI) and Low Income (50 percent MFI) levels, and 19.5 percent were within Moderate Income (80 percent MFI) level. Overall, households with lower and moderate income comprised 54.8 percent of the total households. The proportion of households with lower and moderate income was highest among Black (63.9 percent) and Hispanic (62.6 percent) compared to White (43.2 percent) households. Between 1990 and 2000, Hispanic, Black and White households all experienced marginal increases in the proportion of lower and moderate income households. Special Needs Groups Illderly According to the Census, approximately 15,266 elderly persons resided in San Bernardino in 2000 and represented 8.2 percent of the total population. Approximately 7,282 persons were considered elderly with a disability. A larger proportion of senior households had low and moderate incomes (59 percent) compared to all households (55 percent). Approximately 35 percent of the elderly households experienced one or more housing problems such as overpayment or inadequate housing, compared to the citywide average of 50 percent Persons with Disabilities An estimated 36,635 San Bernardino residents over five years of age had one or more disabilities, comprising about 22.4 percent of the City population over five years of age. This compares to 19.8 percent for San Bernardino County. According to the 2000 Census, of the 27,014 working age (16-64 years) residents with disabilities, 45 percent were employed. Female-Headed Households In 2000, households headed by women comprised approximately 24 percent (9,544 households) of all households in San Bernardino. Of these households, 2,033 female-headed households (21percent) included children. Large Households The 2000 Census reported 12,582 households with five or more members in San Bernardino, representing 22.4 percent of the total households. The comparable figure for the County in 2000 was 20.4 percent. In the City, large owner- households were slightly more prevalent (12 percent) than large renter-occupied households (10.4 percent). CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan page ES-4 r Bxecutive Summary The special Census households in the housing problems, housing conditions. tabulations for HUD further indicate that among the large City, approximately 74 percent experienced some form of which include overcrowding, cost burden, or substandard Alcohol/Other Drug Abuse The National Institute of Alcohol Abuse and Alcoholism estimates the number of men with drinking problems (moderate or severe abuse) at 14 to 16 percent of the adult male population and the number of women with similar problems at 6 percent. Applying these general estimates, 12,400 San Bernardino residents may have substance abuse problems. Current Housing Needs Based on HUD data, housing problems include: 1) units with physical defects (lacking complete kitchen or bathroom); 2) overcrowded conditions (housing units with more than one person per room); 3) housing cost burden exceeding 30 percent of gross income; or 4) severe housing cost burden exceeding 50 percent of groBs income. The types of problems vary according to household income, type, and tenure. Some highlights include: . Renter-households had a higher level of housing problems (61.8 percent) compared to owner-households (39.1 percent). . Large renter-households had the highest level regardless of income level. Almost all (96 percent) income and the low income large family-renters problems. of housing problems of both extremely low experienced housing . Among the other household types, a high percentage of elderly households also suffered housing problems. Approximately 76 percent of the extremely low income and 66 percent of low-income elderly renters suffered from a housing problem. Homeless Needs According to the San Bernardino County 2003 Homeless Census and Survey, between 14,861 and 23,549 unduplicated San Bernardino County residents experience homelessness in a given year. This count may include persons living on the streets, in shelters, in a garage, or sleeping on from sofa to sofa of a friend's house. Specific information on the homeless population in the City of San Bernardino is not available. In general, national estimates place the homeless population at approximately one percent of the population. Using this figure, an estimated 1,850 homeless persons may reside in the City of San Bernardino. As part of the 2003 Homeless Census and Survey, interviews were conducted with 1,723 homeless persons regarding demographics and their housing and service needs. Some of the more significant findings are as follows. . The estimated point-in-time (daily) number of homeless residents in San Bernardino County in 2002 ranged between a minimum of 5,270 persons to as many as 8,351 persons. . During the homeless census count, 67 percent of the homeless persons were observed on the streets, while the others were found in transitional housing facilities and emergency shelters. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 88-5 Ixecutive Summary . Two-thirds of those counted were individuals; of those, 73 percent were adult males and 25 percent were adult females. . More than 300 homeless families were counted, representing 1,118 homeless family members and 21 percent of all homeless persons counted. . The "typicalll homeless person interviewed was a Caucasian male, 39 years of age, who had lived in San Bernardino County for more than 10 years and had a high school diploma. Public and Assisted Housing Needs Public Housing The Housing Authority of the County of San Bernardino (HACSB) maintains 26 scattered sites of conventional public housing, totaling 140 units. The HACSB also owns seven affordable housing developments that total 652 units. Among these 792 units, 138 are one-bedroom units, 334 are two-bedroom units, 226 are three-bedroom units, 74 are four-bedroom units, and 20 are five-bedroom units. Tenant-Based Rental Assistance As of 2004, 8,729 households received Section 8 assistance in San Bernardino County. The City of San Bernardino has the largest proportion of vouchers (2,680). Of the vouchers administered by the HACSB, more than half the vouchers are used by Black families, followed by White and Hispanic families with more than 20 percent each. Most Section 8 recipients rent two-bedroom units, followed by three- and one-bed units. Almost 1,700 vouchers were in use by elderly families, and 65 percent were in use by extremely low income (less than or equal to 30 percent MFI) families. Housing Characteristics The 2000 Census reported 63,535 housing units in San Bernardino, representing an increase of eight percent since 1990. Between 2000 and 2004, the City's housing stock grew only 0.5 percent to 64,857 units. According to the California Department of Finance estimates, single-family housing accounted for 63 percent of the housing stock in the City and multi- family housing accounted for 28 percent in 2004. The City is almost evenly split between owner- and renter-occupied units, with 52 percent of households being owners-occupied and 48 percent renter-occupied. Approximately 53 percent of the City's housing stock is over 30 years old, indicating the potential need for rehabilitation and continued maintenance for more than half of the City's housing. Approximately 843 units in the City lacked complete plumbing and 1,574 units were without kitchen facilities. Lead-Based Paint Hazard Between FY 2000 and FY 2002, the San Bernardino County Department of Public Health recorded 472 cases of childhood lead cases. The majority of these cases were reported in the City of San Bernardino. During that three-year period, the City accounted for 32 percent of the childhood lead cases in the County. Citywide, approximately 1,023 units occupied by extremely low-income households, 3,120 units occupied by low-income households, and 4,276 units occupied by moderate-income households may contain Lead-Based Paint. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page E8-6 Bxecutive Summary Barriers to Affordable Housing City actions and policies can impact the price and availability of housing for its residents. Land use regulatory controls, site improvement requirements, building codes, fees, and other local programs to improve the overall quality of housing may serve to constrain housing development. The City of San Bernardino has instituted actions aimed at reducing the impact of the public sector role in housing costS. Major efforts have involved the reduction in entitlement processing time. Other City efforts to reduce the barriers to affordable housing include the following: . Density bonuses: A density bonus provision in the Development Code allows increased density for multi-family low-income units. . Economic Development Agency: The City provides cost savings through financing options. Programs include, but are not limited to mortgage assistance, homebuyer assistance program, and owner rehabilitation and rental rehabilitation grants. Fair Housing The City's Analysis of Impediments (AI) to Fair Housing Choice concludes the following: . The AI did not identify any systematic, widespread public or private industry practices that suggest particular groups face discrimination in housing. There are scattered cases of housing discrimination complaints, primarily based on race, disability, and family status, which suggest an ongoing need for education and outreach to the public and private industry groups. . There was not a pattern of discrimination with respect to lending patterns either. Lending rates did however vary substantially by the median income of census tracts (lower income equaled lower loan approval rates). . There were significant financial constraints on the part of some groups in obtaining and maintaining suitable, affordable housing. Low Income Seniors, individuals with disabilities, and low-income large families, in particular, have difficulties obtaining adequate housing. Community Development Needs Community Development Citizens Advisory Committee (CDCACI The CDCAC is in charge of making recommendations to the City Council regarding the use of CDBG public service funds (up to 15 percent of the City's annual CDBG allocation) . Several CDCAC members provided input regarding community development needs and identified the following needs as high priorities (more than half of the responding members identified those as priority needs) : CITY OF SAN BERNARDINO 200Sa2010 Consolidated Plan Page ES-7 , Executive Summary COllllllUl1ity Facilities Childcare centers - Handicapped centers - Health facilities - Homeless facilities Parks and recreation facilities Senior centers - Youth centers Community Services - Child care Beonemic Development - Employment training - Facade improvements - Job creationfretentio n - Small business loans - Start-up business assistance servi ces Infrastructure - Street improvements - Employment training - Handicapped servi ces - Substance abuse services - Transportation services - Youth services Code Compliance Department The City of San Bernardino Code Compliance Department enforces the codes that govern the use and maintenance of private property. The codes were developed to prevent blight and other nuisances that can devalue, detract, and degrade the quality of any neighborhood. Most of the City's codes pertain to private residential property, but some codes regulate the condition of commercial properties as well. The Code Compliance Department has helped improve the conditions of the City of San Bernardino housing stock through their efforts to enforce the codes. Development Services/Engineering Department The City of San Bernardino Development Services Department is responsible for road improvement proj ects wi thin the Ci ty. The funding for these acti vi ties comes predominantly from taxes collected from the sale of gasoline in the State of California as well as from County of San Bernardino Sales Tax. Road rehabilitation activities are guided by the Pavement Analysis Management System, which was completed in 2002. The San Bernardino Development Services Department is also responsible for the maintenance and improvement of the traffic control system, parks and recreation, public facilities such as fire stations I storm drains, and sewers. Due to recent heavy rain events in southern California, the San Bernardino Development Services has stated that some repair work on the City's storm drains and sewer system will be required. Parks, Recreation, and Community Services Department The City of San Bernardino Parks, Recreation, and Community Services Department maintains the parks and recreation facilities owned by the City and offers a wide variety of classes and activities for all age groups. The Parks, Recreation and Community Services Department stated that additional funding is needed to: . . Construct a facility in the northern portion of the City; Provide maintenance of parks and playgrounds; and Fund existing programs and provide additional programs. . The Development Services/Public Works Department also stated that the northern portion of the City has experienced substantial growth in recent years and there currently are not any park or recreation facilities in this portion of the City to serve the residents. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page ES-B I' Bxecutive Summary Housing and Community Development Strategy Mission Statement The City of San Bernardino's mission with regard to housing and community development is to enhance the quality of life for the citizens of San Bernardino by creating and retaining jobs, eliminating physical and social blight, supporting culture and the arts, developing a balanced mix of quality housing, along with attracting and assisting businesses both independently and through public-private partnerships. Housing and Community Development Priorities Consistent with this aim, the City will allocate CDBG, HOME, ADDI and ESG funds for the support of community planning, development and housing programs and activities directed toward achieving the following priorities: . Preserve and rehabilitate of existing single-family dwellings. . Expand homeownership opportunities and assist homebuyers with the purchase of affordable housing. . Provide rental assistance and preserve existing affordable rental housing. . Expand the affordable housing inventory through new construction. . Eliminate identified impediments enforcement, and testing. to fair housing through education, · Remove barriers to the development and preservation of affordable housing. · Assist homeless and special needs populations with supportive services. · Promote economic development and employment opportunities for low and moderate-income persons. . Improve and expand community facilities and infrastructure to meet current and future needs. . Improve neighborhood conditions through code enforcement and abatement of dilapidated structures. Priority H-l: Dwellings Preserve and Rehabilitate of Existing Single-Family Implementing Programs: · H-l-l: . H-1-2: · H-1-3: · H-1-5: · H-1-6: Mobile Home Repair Grant Elderly/Special Needs Minor Repair Grant Program Single-Family Beautification Grant Program NIP Home Improvement Deferred Loan and Beautification Grant Lead-Based Paint Hazard Reduction CITY OF SAN BERNARDINO 2005-2010 Con.olidated Plan Page ES-9 Executive Summary Priority H-2: Expand Homeownership Opportunities Homebuyers with the Purchase of Affordable Housing and Assist Implementing Programs: . H-2-1: . H-2-2: . H-2-4: · H-2-S: Mortgage Assistance Program (MAP) Homebuyer Education and Financial Counseling Lease-to-Own Program Section 8 Homeownership Program Priority H-3: Provide Rental Assistance and Preserve Existing Affordable Rental Housing Implementing Programs: . H-3-1: . H-3-2: . H-3-3: Priority H-4: Construction Section 8 Housing Choice Voucher Program Public Housing Improvements and Initiatives Preservation of Rental Housing Expand the Affordable Housing Inventory through New Implementing Programs: . H-4-1: · H-4-2: New Construction Infill Housing Program Priority H-5: Eliminate Identified Impediments to Fair Housing through Education, Enforcement, and Testing Implementing Programs: . H-S-l: · H-S-2: Fair Housing Services Analysis of Impediments to Fair Housing Choice Priority H-6: Remove Barriers to the Development and Preservation of Affordable Housing Implementing Programs: . H-6-1: Elimination of Governmental Constraints Priority H/SN-l: Assist Homeless and Special Needs Populations with Supportive Services Implementing Programs: . H/SN-l-l: . H/SN-1-2: Continuum of Care Strategy for the Homeless Supportive Services for Special Needs Populations CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page ES-10 . Bxecutive Summary Strategy CD-l: Reduce Poverty and Promote Economic Development and Employment Opportunities for Low and Moderate Income Persons Implementing Programs: . CD-l-l: Small Business Development Corporation CD-1-2: Community Investment Corporation CD-1-3: National Development Corporation - Grow San Bernardino CD-1-4: Business Incentive Grant Program CD-1-5: Redevelopment and other economic development programs offered by the Economic Development Agency . . . . Strategy CD-2: Improve and Expand Community Infrastructure to Meet Current and Future Needs Facilities and Implementing Programs: . CD-2-1: Community Facilities and Infrastructure Improvements Strategy CD-3: Improve Neighborhood Conditions through Enforcement and Abatement of Dilapidated Structures Code Implementing Programs: . CD-3-1: Code Enforcement CD-3-2: Demolition/Clearance of Dilapidated Buildings . CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page ES-ll l' Chapter 1 Introduction 1.1 Legislative Framework The 2005-2010 Consolidated Plan represents the City of San Bernardino's effort in fulfilling the requirements under the U.S. Department of Housing and Urban Development (HUD) Community Planning and Development (CPD) regulations. This chapter explains the legislative frameworks governing the purpose and required content of this Consolidated Plan. 1.1.1 HOD Community Planning and Development Regulations The HUD Consolidated Plan satisfies the statutory HUD requirements of San Bernardino's four Community Planning and Development (CPD) formula programs: Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), American Dream Downpayment Initiative (ADDI) , and Emergency Shelter Grant (ESG). The Consolidated Plan is a planning document that identifies a jurisdiction's overall housing and community development needs and outlines a strategy to address those needs. A primary purpose of the Consolidated Plan is to develop a plan for addressing the needs for low and moderate income groups who are the intended beneficiaries of HUD programs. The Plan must include the following components: . A description of the jurisdiction's housing and community development needs and market conditions; . A strategy that establishes priorities for addressing the identified needs; and . A one-year investment plan that outlines the intended use of resources. HUD regulations require that the needs assessment and housing and community development strategy cover a three- to five-year planning period. This Consolidated Plan for the City of San Bernardino covers the period of FY 2005/06 through FY 2009/10 (July 1, 2005 through June 30, 2010). The One-Year Action Plan is updated annually and attached herein. Community Development Block Grant (CDBG) The CDBG program was initiated by the Housing and Community Development Act (HCDA) of 1974. The primary objective of this program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, principally for persons of low and moderate income (defined as below 80 percent of Median Family Income or MFI) . Through the CDBG program, HUD provides funds to local governments for a wide range of community development activities for low and moderate-income persons. Funds can be used for a wide array of activities, including: . Housing rehabilitation (loans and grants to homeowners, landlords, non- profits, and developers) . Down payment and other homeownership assistance . Lead-based paint detection and removal CITY OF SAN BERNARDINO 2005-2010 Con.olidated Plan Page 1-1 , Chapter 11 Introduction . Acquisition of land and buildings Construction or rehabilitation of public facilities such as shelters for the homeless and domestic violence victims Removal of architectural barriers to the elderly and disabled Public services such as job training, transportation, and child care Rehabilitation of commercial or industrial buildings Loans or grants to businesses . . . . . Regulations governing the CDBG program require that each activity undertaken with CDBG funds meet one of the following three broad national objectives: . . Benefit people with low and moderate incomes . Aid in the prevention or elimination of slums and blight . Meet an urgent need (such as earthquake, flood, or hurricane relief) HOME Investment Partnerships Act (HOME) The HOME program was created as part of the 1990 National Affordable Housing Act. The HOME program provides federal funds for the development and rehabilitation of affordable rental and ownership housing for low and moderate income households (defined as below 80 percent of MFI). The program gives local governments the flexibility to fund a wide range of affordable housing activities through housing partnerships with private industry and non-profit organizations. HOME funds can be used for activities that promote affordable rental housing and homeownership by low and moderate income households, including: . Building acquisition . New construction and reconstruction . Moderate or substantial rehabilitation . Homebuyer assistance Strict requirements govern the use of HOME funds. Two major requirements are that the funds must be: (1) used for activities that target low income families (up to 50 percent MFI); and (2) matched with 25 percent of non-federal funding sources. American Dream Downpayment Initiative (ADDI) This new initiative, authorized in 2003, provides communities throughout American with $200 million in grants to help homebuyers with the downpayment and closing costs, the biggest hurdles to homeownership. The program is intended to increase the overall ownership rate, especially among minority groups who have lower rates of homeownership compared to the national average. The focus is on low and moderate income families who are also first-time homebuyers. To participate, recipients must have annual incomes that do not exceed 80 percent of MFI. Emergency Shelter Grant (ESG) The ESG program was created to provide homeless persons with basic shelter and essential supportive services. ESG funds can be used for a variety of activities, including: . Rehabilitation or remodeling of a building used as a shelter . Operations and maintenance of a homeless facility . Essential supportive services (i.e., case management, physical and mental health treatment, substance abuse counseling, childcare) . Homeless prevention ESG grant funds must be matched dollar-for-dollar with non-federal kind" contributions such as the value of a donated building, equipment, new staff services, and volunteer time. funds or lIin- supplies and CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 1-2 I mm m Chapter 1: Introduction 1.2 Lead Agency The City of San Bernardino's Economic Development Agency serves as the lead agency in coordinating the preparation of the Consolidated Plan. 1.3 Consultation Various City departments, community-based organizations, and housing and service providers contributed to the development of the 2005-2010 Consolidated Plan in the following areas: Housing Programs . City of San Bernardino Economic Development Agency . Housing Authority of the County of San Bernardino (HACSB) . The Inland Fair Housing and Mediation Board Homeless Services . Option House Central City Lutheran Mission Mary's House of Mercy Salvation Army . . . Lead-Based Paint . San Bernardino County Department of Public Health County of San Bernardino Childhood Lead Poisoning Prevention Program . Economic Development . City of San Bernardino Economic Development Agency City Public Works, Facilities, and Public Safety . City of San Bernardino Parks, Recreation and Community Services Department City of San Bernardino Development Services Department . Public and Supportive Services . YMCA Boys and Girls Club Home of Neighborly Service, Inc. Inland Regional Center Foothill AIDS Project's City of San Bernardino Code Compliance Department County of San Bernardino Department of Public Health County of San Bernardino Department of Behavioral Health . . . . . . . CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 1-3 Chapter 2 Citizen Participation Process Citizen participation is one of the most important Plan process. The City of San Bernardino Economic the following strategy to solicit community input Year Consolidated Plan. 2.1 2.1.1 components of the Consolidated Development Agency implemented in preparing the City's Fi ve- , Components of Citizen Participation Public and Community Meeting On February 23, 2005, Plan community meeting providers. A variety populations with special the Economic Development Agency conducted a Consolidated for residents as well as public and social service of service agencies serving the general public and needs were invited to the workshop. No residents attended the public meeting. participated in the community meeting: However, the following organizations . ASA Learning Center AI-Shifa Clinic Asian American Resource Center Assistance League of San Bernardino Boys and Girls Club Central City Lutheran Mission Foothill AIDS Project Frazee Community Center Highland Senior Home of Neighborly Service Inland Fair Housing/Mediation Board . Legal Aid Society Liberia Del Pueblo Mary's Mercy Center Miracle Homework Center Option House San Bernardino Child Advocacy Program San Bernardino Sexual Assault St Bernadine Medical Foundation Uptown YMCA Victory Resource Center YWCA . . . . . . . . . . . . . . . . . . . . The City of San Bernardino's Community Development Citizens Advisory Committee (CDCACl chaired the community meeting. CDCAC's comments on housing and community development needs are presented in Section 3.7 of Chapter 3, Housing and Community Needs. The agencies listed above were provided the opportunity to present their agency and to elaborate on the nature and extent of needs addressed by their agency. No comments regarding the Consolidated Plan were received from the service agencies during this workshop. On April 5, 2005, the Consolidated Plan was an agenda item on the Redevelopment Agency Committee's public meeting. No comments were received during this meeting. CITY OF SAN BERNARDINO 2005.2010 Consolidated plan Page 2-1 r Chapter 21 Citizen Participation Process 2.1.2 Public Hearings On May 2, 2005 the City Council will conduct a public hearing to consider the Five-Year Consolidated Plan for adoption. Comments on the Consolidated Plan received during the public hearing will be incorporated into Appendix A. Public meetings and hearings were publicized adequately and held at times and locations which are convenient to the community. The location of the hearing at City Hall is accessible to persons with physical disabilities. 2.1.3 Review Draft Consolidated Plan Availability for Public The Draft Consolidated Plan was available for public review for a 30-day period beginning April 2, 2005 and ending May 2, 2005. The Draft Plan was available at the San Bernardino City Hall public counter and the following public libraries: Norman F. Feldheym Central Library, Dorothy Inghram Branch Library, Howard M. Rowe Branch Library, and Paul Villasenor Branch Library. Comments received during the public review period will be incorporated into Appendix A. CITY OF SAN BERNARDINO 2005.2010 Con8olidated Plan Page 2-2 Chapter 3 Housing and Development Community Needs Chapter 3 of the 2005-2010 Consolidated Plan (CP) presents an overall assessment of the housing and community development needs in the City of San Bernardino. This needs assessment provides the foundation for establishing priorities and allocating federal, state, and local resources to address the identified needs. 3.1 Household Needs Examination of demographic characteristics provides some insight regarding the needs in a community. Understanding factors such as population growth, age characteristics, and race/ethnicity all help with the identification and evaluation of the need for housing, facilities, and services. 3.1.1 Trends Demographic and Household Characteristics and As the County seat of San Bernardino County, the City of San Bernardino encompasses approximately 60 square miles along the foothills of the San Bernardino Mountains. It is a general law city incorporated in 1854, which makes it one of California's oldest communities. San Bernardino is one of San Bernardino County's principal cultural and business centers. The area evolved from a semi-rural farming community to an enterprise city with large railroad companies; its current economy is primarily based upon retail commercial businesses, manufacturing, and distribution centers. Population Growth Population growth is one of the most important factors in determining the existing and future need for housing and other community services. Figure 3-1 shows the population growth in San Bernardino between 1970 and 2000, with projections for 2010 and 2020. The most significant increase in population occurred between 1980 and 1990 when population increased over 40 percent. The population has continued to steadily increase at a moderate pace since. 1990. According to the Census, the population of San Bernardino in 1990 was 164,676, ranking it the largest city in San Bernardino County. The population grew by approximately 13 percent between 1990 and 2000, lower than the countywide increase of 21 percent during the same period. In 2000, San Bernardino remained the largest city in the County with a population of 185,401, just ahead of the cities of Fontana, Ontario, and Rancho Cucamonga. Future growth for San Bernardino, as projected by the Southern California Association of Governments (SCAG) , is expected to increase only moderately between 2000 and 2020 to 210,672 (Figure 3- 1). specifically, San Bernardino is expected to grow by about 12 percent between 2000 and 2010, significantly lower than Fontana's projected growth of 39 percent and Colton's 30 percent (Figure 3-2). CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-1 n Chapter 3: Housing and Community Development Needs Figure 3-1 Documented and Projected Population Growth: 1970-2020 250,000 200,000 _____n___ 6 150,000 :g 1 e. 100.000 106.869 50.000 210.672 207,021 Projected o 1970 2000: 2010 2020 1980 1990 Source: Department of Finance and projections from SCAG 2004 RTP Growth Forecast. Figure 3-2 Population Growth 1990-2000 (Documented) and 2000-2010 (Projected) San Bernardino and Surrounding Areas 50.0% 45.0% 40.0% 35.0% 30.0% 25.0% 20.0% 15.0% 10.0% 5.0% 0.0% Colton Rlalto San Bernardino Fontana Highland Lama Linda Redlands Sources: Census 1990 and 2000; SCAG projections. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3~2 , Chapter 3: Hou ing and Community Development Needs -------------- Age Compos tion Understanding the age structure of a population also helps with the evaluation of housing and ommunity development needs and determining the direction of future housing devel pment. The age structure of a population points toward the level and type of h using needs. Housing demand is affected by the age composition of a community si ce different age groups have very different housing needs. Typically, yo ng adult households may occupy apartments, condominiums, and smaller single-family homes because of household size and/or affordability. Middle-age adults may pr fer larger homes as they begin to raise families, while seniors may prefer condom niums, mobile homes, or smaller single-family homes that are lower cost and have eSB extensive maintenance needs. Figure 3-3 il ustrates the age distribution of San Bernardino residents in 1990 and 2000. De pite the increase in median age from 28.2 in 1990 to 27.6 in 2000, the City still has a younger population compared to the County as a whole, which had a median ge of 30.3 in 2000. Similar to the County, San Bernardino has a sizable elderl population. In 2000, elderly residents comprised approximately 8.6 percent of both the San Bernardino and the County populations. In 2000, 38 P younger. This most significa 1990, the grou In 2000, this group age 40-49 rcent of the residents in San Bernardino were 19 years of age or age structure typically signifies a family-oriented community. The t population change was for residents age 25-29 and 40-49. In at age 25-29 represented 10 percent of the population in the City. roup dropped by three percentage points. The proportion of the however, increased three percentage points between 1990 and 2000. Figure 3-3 Age Distribution of Population: 1990 and 2000 111"/. II"k 16% 14% 12% 10% 6% 4% 2% 0% 0-4 5-9 10-14 15-19 20-24 25-29 30-39 40-49 5().84 65 + Sources: 1990 and 2 00 Census CITY OF SAN BERN RDINO 2005-2010 Cansol dated plan Page 3-3 t Chapter 3: Housing and Community Development Needs In San Bernardino, a strong correlation exists between ethnicity and age distribution. Figure 3 -4 demonstrates that minorities tend to have lower median ages than White residents. The median age for Hispanics in 2000 is almost 17 years younger than their White counterparts. The gap is also significant with Black and White residents. The median age for Black residents in 2000 is about 15 years younger than White residents. Minority households tend to be large due to high birthrates and therefore, the median ages are lower when large numbers of children are considered. Figure 3-4 Median Age by Race/Ethnicity 5 40 35 30 25 20 15 10 o White Black Hspanic All Source: 2000 Census Employment Trends Unemployment Rates San Bernardino County has a stable economy that has grown steadily over the years. As population grows and diversifies, the County's labor force will most likely see steady growth. The County had the 18th lowest unemployment rate in California during 2003.1 Even during national economic downturns, the County's economy remained stable compared with the state and regional markets. In 2004, the County's unemployment rate was very low at 4.5 percent, compared to 6.7 percent for California.2 Economists typically consider an unemployment rate of 4.0 percent "full employment" of the labor force. The City of San Bernardino, however, had an unemployment rate of 8.3 percent in 2003, higher than the County rate and the state rate. Occupation Tables 3-1 and 3-2 show the distribution of resident employment by industry and occupation. The proportion of residents employed in managerial" and professional occupations was 28.1 percent. In addition, service and sales occupations made up about 43 percent of all employed persons in the City. Another other top category of occupations in the City was farming and forestry (17 percent), which included people working in food-processing plants and plant nurseries. The employment characteristics of San Bernardino residents were comparable to those of the County, as shown in Table 3-1. State of California Employment Development Department, Annual Average Labor Force Data for Counties, 2003. State of California EDD Labor Market Information Division, Sub-County Profiles, 2004. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-4 Chapter 3: Housing and Community Development Needs The overall labor force participation rate in San Bernardino was 48 percent of people aged 16 and older in 2000. The 2000 Census also estimated that over 61 percent of San Bernardino residents commute outside the City for work. Table 3-1 Employment by Occupation: 2000 Percent of All Jobs San San Bernardino OCcupation Bernardino County Managerial/Professional 28.1% 23.3% Sales and Office 15.8% 19.9% Service Occupations 27.3% 26.7% Production/Transportation 0.5% 0.4% Construction/Maintenance 11.3% 11.4% Farming, Forestry, and 17.0% 18.2% Fishery Total Jobs 100.0% 100.0% Source: Census 2000 Household Trends Information on household characteristics contributes to the understanding of growth and changing needs of a community. The Census defines a household as all persons who occupy a housing unit, which may include single persons living alone, families related through marriage or blood, and unrelated individuals living together. Persons living in retirement or convalescent homes, dormitories, or other group living situations are not considered households. Household Composition and Size The number of households in San Bernardino increased three percent between 1990 and 2000, from 54,482 to 56,330 households. As shown in Table 3-2, a majority of households in San Bernardino were families (73 percent). About 21 percent of all households were female-headed households with children, much higher than the County average. The average household size in San Bernardino increased from 2.90 people in 1990 to 3.19 people in 2000. San Bernardino has a considerable elderly population. Among all family households, approximately nine percent were headed by an elderly person, while eight percent of all non-family households (i.e. living alone or with unrelated roommates) were headed by an elderly person. Table 3-2 Household Type and Size: 2000 '" Female- '" headed Average Families '" Elderly '" Blderly households household '" with Family Non-Family wi size Families children Households Households children San Bernardino 3.19 73.0% 26.2% 9.0% 8.1% 21.1% San Bernardino 3.15 76.5% 31. 0% 9.5% 7.1% 14.8% County Source: 2000 Census CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-5 . Chapter 3: Housing and Community Development Ne.ds Overcrowding Overcrowding is an indicator of unaffordable housing. An overcrowded household is defined as one with more than one person per room, excluding bathrooms, kitchens, hallways, and porches. Severely overcrowded households are households with more than 1.5 persons per room. Unit overcrowding typically results from the combined effect of low earnings and high housing costs in a community, and reflects the inability of households to buy or rent housing that provides a reasonable level of privacy and space. Overcrowding accelerates deterioration of homes and infrastructure, and results in a shortage of on-site parking. As indicated by the 2000 Census, 21 percent of the households in San Bernardino were overcrowded. The incidence of overcrowding in San Bernardino was much higher than countywide average (15 percent). The percentage of severely overcrowded households in San Bernardino was 12 percent in 2000, also higher than the County at 8 percent (Table 3-3). The prevalence of overcrowding varies significantly by income, type, and size of household. Generally, lower income households and large families are disproportionately affected by overcrowding. However, cultural differences also contribute to the overcrowding condition since some cultures tend to have larger household size. Overcrowding is typically more prevalent among renters than among owners (see Table 3-3). Of the City's renter-households in 2000, approximately 28 percent lived in overcrowded conditions. Only 16 percent of the City's owner- households lived in overcrowded conditions. Table 3-3 OVercrowding by Tenure I '" of '" of '" of All Owner Occupied Units Renter Occupied Units Housing Units San San San San Bernardino San Bernardino San Bernardino Bernardino County Bernardino County Bernardino County Overcrowded 11.01-1.5 7.2% 5.3% 12.1% 10.3% 9.5% 7.0% persons/room) Severely OVercrowded 8.3% 4.9% 15.4% 12.5% 11.7% 7.6% (>1.5 persons/room) Total Overcrowded 15.5% 10.2% 27.5% 22.8% 21.2% 14.6% 1>1.0 person/room) Source: 2000 Census 3 . 1 . 2 Areas Concentration of Ethnic and Low/Moderate Income Race and Ethnicity Race and ethnicity have implications for housing need in that certain demographic and economic variables correlate with race. Between 1990 and 2000, San Bernardino became increasingly diverse in its race and ethnic makeup (Figure 3-5). In San Bernardino, the White population constituted 46 percent of the City population in 1990 but dropped to 29 percent in 2000. In contrast, the proportion of Hispanics increased from 35 percent in 1990 to 47 percent in 2000. 'This trend follows County, state, and national trends. Between 1990 and 2000, in the United States the Hispanic population experienced a 58 percent growth compared to a 40 percent growth of the remaining population.' In 2000, the Black population was the third largest racial/ethnic group in the City at a distant 16 percent. Asian and other racial/ethnic groups constituted only a small proportion of the population. 1990 and 2000 Census. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-6 r Chapter 3l Housing and Community Development Needs Figure 3-5 Race and Ethnicity by Person: 1990 and 2000 50% 45% g 40% '= 35% :; Q. 30% i. '0 25% c: 20% .. I! 15% l. 10% 5% 0% Wl~e Hspanic Black Asian Other Sources: 1990 ond 2000 Census Comparing the racial/ethnic composition of the population with that of the householders indicates that 39 percent of households in San Bernardino were headed by Whites and only 37 percent by Hispanics in 2000 (see Table 3-4). The larger proportion of Hispanic population (47 percent) compared with the smaller proportion of Hispanic households indirectly reflect the larger average household size of Hispanic households. Table 3-4 Race and Ethnicity by Person and Householder 2000 Persons Households San San San Bernardino San Bernardino Bernardino County Bernardino County White 28.9% 44.0% 39.1% 54.6% Hispanic 47.5% 39.2% 36.9% 29.3% Black 16.0% 8.8% 17.0% 8.8% Asian/PI 4.4% 4.8% 3.9% 4.4% Other 3.2% 3.2% 3.1% 2.9% Total 100.0% 100.0% 100.0% 100.0% Source: Census 2000 Racial/Ethnic Concentrations Areas with concentrated minority residents may show the concentration of minority households. block groups with above the County average of Minority populations are located in mostly in small pockets along Interstate 215. have different needs. Figure 3-6 Concentration is defined as Census minority households (56 percent). the southern area of the City and Figure 3-6: Concentration of Minority Households Concentrations of Low and Moderate Income Population Household income is an important consideration when evaluating housing and community development needs because low incomes typically constrain people's ability to procure adequate housing or services. According to the 2000 Census, San Bernardino households had a median income of $31,140, or just 74 percent of the countywide median income of $42,086. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-7 f Chapter 3: Housing and Community Development Needs Income Definitions For purposes of housing and community development resource programming, HOD has established income definitions based on the Median Family Income (MFI) for a given Metropolitan Statistical Area (MSA). These income definitions are presented in Table 3-5. Income Distribution Based on the HOD definitions specified in Table 3-5, almost 35.1 percent of the Ci ty' s total households in 2000 were within Extremely Low Income (30 percent MFI) and Low Income (50 percent MFI) levels, and 19.5 percent were within Moderate Income (80 percent MFI) level. Table 3-5 HOD Income Definitions In San Bernardino, households with lower and moderate income comprised 54.8 percent of the total households. The proportion of households with lower and moderate income was highest among Black (63.9 percent) and Hispanic (62.6 percent) compared to White (43.2 percent) households (Table 3-6). Between 1990 and 2000, Hispanic, Black and White households all experienced marginal increases in the proportion of lower and moderate income households (Figure 3-7). Income Group lis of Area MFI Extremely Low 0-30% Income Low Income 31-50% Moderate Income 51-80% Middle/Upper >81% Note: Federal housing and community development resources are typically not available for households with above 80% of the Area MFI. Table 3-6 Household Income by Race/Ethnicity: 2000 lis of lis of lis Low Moderate lis of Bxtremely Incomes Income Midd1e/Opp Total lis of Total Low Income (31-50lls (51-80lls er Incomes Households Households Households (0-30lls MFI MFI) MFI) (>80lls MFI) White 22,085 39.1% 14.1% 10.9% 18.3% 56.7% Hispanic 20,523 36.9% 21. 8% 17.5% 23.3% 37.4% Asian/PI 2,158 3.9% 25.3% 15.1% 13.9% 45.8% Black 9,459 17.0% 31.7% 16.1 16.1% 36.1% Other 1,875 3.1% 17.5% 8.8% 21.1% 52.6% All 56,100 100.% 20.8% 14.4% 19.5% 45.2% Households Source: 2004 HUD CRAS Data, based on 2000 Census. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 3-8 c " ~ "0 . ~ fj c 8 g I . s .. 'tl -'0 o~ c QI o .. :;::::J cO .::::J: ~~~ !l' 0 :0 C OJ 0 .5 0:0:= .. ,. ~o .. g ~~ ,? if .. I!" ",. ,f " (/l- /-r '-(u' . !' .1 ~& ~2 c " .Q i ~--- g l: .EEi c ,g ~s ~ 2' g 0 ~!s c3 0 i ~~~ ! 0 0 082 '2 ~ :5 ~f~ ~inlO ,. ~5U .. ~ !1. c ~ '" "01: g. 5.Q) 2 .s: ~ 1.!> ~ ~ g ():E <i:i ~ I H q ~ I el ~ lu ,II . II a i iii . . Jl ~ r Chapter 3: Housing and Community Development Needs Figure 3-7 Percent of Lower Income Households by Race/Ethnicity: 1990 - 2000 10% 70% 60% 50% 40% 30% 20% 0% White Hispanic Black All Households Source: HUD CHAS Data. 1990 and 2000 Low and Moderate Income Concentrations Use of CDBG funds on public improvements can only occur in income-eligible areas. The CDBG program defines income eligibility as any block group with 51 percent or more of the population earning incomes less than 80 percent of the Area MFI. Figure 3-8 illustrates the income-eligible areas in San Bernardino. Figure 3-8: Low and Moderate Income Areas 3.1.3 Special Needs Populations Certain segments of the population may have more difficulty in finding decent, affordable housing due to their special needs. In general, these "special needs" groups include the elderly, disabled persons, female-headed households, large households, and persons with drug and/or alcohol addiction. An overview of licensed community care facilities in San Bernardino that serve some of the special needs groups is provided in Table 3-7, followed by a detailed discussion of each of the special needs groups. As shown in Table 3 -7 I 112 licensed community care facilities are located in San Bernardino, with a total capacity to serve 1,960 persons. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-9 r Chapter 3: Housing and Community Development Needs Table 3-7 Licensed Community Care Facilities Capacity (number of beds or Total persons) Number of Developmentally Type of Pacility pacili ties Total Disable Dementia Adult Day Care 5 250 250 0 Adult Residential Facility 38 323 0 0 Alcohol! Drug Residential 7 N/A 0 0 Group Home 19 132 0 0 Residential Care for the Elderly 21 597 0 35 Small Family Homes 1 6 0 0 Emergency Homeless Shelters 4 94 0 0 Permanent Supportive Homeless 4 136 0 0 Shelters Transitional Homeless Shelters 13 422 0 0 Total 112 1,960 250 35 Source: State of Ca11forn1a Department of Soc1al Serv1ces Commun1ty Care L1cens1og D1v1810n, 2005. Notes: 1. The specialized care columns are not mutually exclusive. For example, a facility may have a total capacity of 10 beds, with 8 beds for developmentally disabled children and 4 of the 10 beds are designed to accommodate non-ambulatory children. 2. Group homes provide specialized treatment for persons under age 18. Group home residents are referred by the Department of Children and Family Services as well as the Probation Department. 3. Small family homes provide care to children in licensees' own homes. Small family residents are usually children on probation, developmentally disabled children, children with other special needs, and some foster children. 4. Adult residential facilities provide care for persons age 18 to 59 years including both developmentally disabled adults and persons suffering from mental illness or psychiatric disorders. 5. Elderly residential facilities provide care for persons age 60 and above. Elderly and Frail Elderly The population over 65 years of age is considered elderly; four main concerns affect the elderly: . Income: People over 65 are usually retired and living on a fixed income. . Health Care: Because the elderly have a higher rate of illness, health care is important. . Transportation: Many seniors use public transit. . Housing: Many live alone and rent. According to the Census, approximately 15,266 elderly persons resided in San Bernardino in 2000 and represented 8.2 percent of the total population. Approximately 7,282 persons were considered elderly with a disability. A larger proportion of senior households had low and moderate incomes (59 percent) compared to all households (55 percent). Approximately 35 percent of the elderly households experienced one or more housing problems such as overpayment or inadequate housing, compared to the citywide average of 50 percent. However, elderly residents are often less able to make improvements to their housing due to limited income and a higher rate of disabilities. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-10 F o .Q ~ u . 1i u g o o U g ~ . m o ~ Q) - !:! Q)", "00 OQ) :::E- . .,"OQ) d,Ce (]) 00 :; ~ 0 ~.9.E m. om ~{ ii... v . I < . ~ iO' ," ~o ~ ,f " ~~ o oS " 0" , .," ~ " a . ~ . S o 0 ~ , . . '2 g g ! ~ " ~ o 2 ~ 1 . 0 12 S ~ JI i ~ ~~ ~ 0 i. ;:. '" 0 . o. "- u ~ 0 C Cl) 2 5 % <.!l IZl 0 ->< ~ 0" g o ~ ii ~ f ~ J d s ~ q ,IJ ~I : u Jl . ii! eAV 111:) o S m 1 iii ih . . .. ~ ~ Chapter 3: Housing and Community Development Needs Table 3-8 Elderly Profile Special Need Group Elderly All Households Sources: 1) 2000 Percent of population1 8.2% 100.0% With a Disabili tyl 47.7% Low/Moderate Income2 22.4% 58.9% 54.8% Housing problems2 35.1% 49.9% Census; 2) HUD CRAS, 2004 San Bernardino has several affordable senior apartment developments that are income restricted: . Arrowhead Vista, 24317 East 4th Street, 40 units . Foothill Villas, 2613 West 2nd Street, 239 units . Mayfield Park Apts, 347 West 44th Street, 84 units . pioneer Park Plaza, 540 North "Fit Street, 161 units . San Bernandino Senior Housing, 1530 West Baseline Street, 74 units . St. Bernardine Plaza, 584 West 5th Street, 150 units . TELACU I - Sierra Vista, 650 West 6th Street, 75 units . TELACU II - Monte Vista, 451 North "H" Street, 75 units As identified in Table 3-7, 21 state-licensed elderly residential facilities with a capacity of 597 beds, with the ability to accommodate 35 persons with dementia. In addition, five adult day care facilities with a capacity of 250 serve residents in San Bernardino, including the elderly. Persons with Disabilities Disability is a physical or mental condition that affects how a person functions. Special housing needs for persons with a disability fall into two categories: 1) physical design to address mobility impairments; and 2) social, educational, and medical support to address developmental and mental impairments. An estimated 36,635 San Bernardino residents over five years of age had one or more disabilities, comprising about 22.4 percent of the City population over five years of age.' This compares to 19.8 percent for San Bernardino County. According to the 2000 Census, of the 27,014 working age (16-64 years) residents with disabilities, 45 percent were employed. Severely Mentally III Severe mental illness includes the diagnoses of psychoses (e.g. schizophrenia) and the major affective disorders (e.g. bipolar, major depression). According to national estimates, approximately one percent of the adult population meets a definition of severe mental illness based on diagnosis, duration, and disability. Based on this estimate, 1,200 persons in the City may suffer from severe mental illness. The major barrier to stable, decent housing for the seriously mentally ill is the availability of affordable housing. A substantial majority of persons in this population depend solely on Social Security Insurance payments. With limited income, few persons in this population can afford rental housing on the open market. Due to the lack of access to affordable housing, mentally ill persons are at greater risk of becoming homeless or living in unstable and/or substandard housing situations. The Census estimates of disabilities include temporary disabilities that lasted for more than six months. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-11 Chapter 3; Housing and Community Development Heeds Developmentally Disabled The term developmental disabili ty describes a number of conditions that permanently restrict an individual's development. The State of California identifies developmental disability as a diagnosis originating before age 18 of one or more of the following conditions: mental retardation, epilepsy, cerebral palsy, and autism. The definition of developmental disability also relates to a person's score on standardized intelligence tests. Persons with an IQ below 70 are typically defined as developmentally disabled. The general incidence of mental retardation in the United States has been estimated at approximately three percent of the population. Applying this estimate to the City of San Bernardino, 5,560 persons in the City may be considered developmentally disabled. Many developmentally disabled persons can live and work independently within a conventional housing environment. More severely disabled individuals require a group living environment where supervision is provided. The most severely affected individuals may require an institutionalized environment where medical attention and physical therapy are provided. Five day care facilities (with a total capacity of 250 persons) in San Bernardino are licensed by the State Department of Social Services to serve the disabled, including those with developmentally disabilities. The Inland Regional Center in the City of San Bernardino is a private, non-profit corporation funded and governed through the California Department of Developmental Services (DDS) that provides case management, resource coordination and referral, and some purchase of services to people with mental retardation, cerebral palsy, epilepsy, autism, and other related conditions. The Inland Regional Center serves the counties of Riverside and San Bernardino. Physically Disabled According to the 2000 Census, 14,465 persons, or 7.8 percent of the population (or 40 percent of those with disabilities) in San Bernardino indicated they had a physical disability. Countywide 7 percent of the population had a physical disability, representing 39 percent of those with a disability. The Americans with Disabilities Act (ADA) of 1990 and amendments to the Fair Housing Act, as well as state law, require ground-floor units of new multi-family construction with more than four units to be accessible to persons with disabilities. However, units built prior to 1989 are rarely accessible to persons with disabilities. Furthermore, not all new construction may have the range of modifications needed by specific individuals. Older units, particularly older multi-family structures, are very expensive to retrofit for disabled occupants because space is rarely available for elevator shafts, ramps, widened doorways, etc. In addition to changes to the units, the site itself may need modification to widen walkways and gates, and to install ramps. People with HIV Infection and AIDS For persons living with HIV/AIDS, access to safe, affordable housing is as important to their general health and well-being as access to quality health care. For many, the persistent shortage of stable housing is the primary barrier to consistent medical care and treatment. According to the County of San Bernardino Department of Public Health, 2,351 San Bernardino County residents with AIDS were reported to the Center for Disease Control during the period of 1983 to 2000.' Countywide, the survival rate was 40 percent. In 2000, Hispanics accounted for 27 percent of all cases. Women accounted for 16 percent of cases in 2000. San Bernardino AIDS program Report, January 2003. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-12 r Chapter 3: Housing and Community Development Needs Specifically, the City of San Bernardino accounted for 24 percent (562) of the cases, ranking the City third among all County jurisdictions in terms of preference of cases on a per 100,000 basis. At 518 cases per 100,000, Moreno Valley had the highest rate of AIDS cases, followed by Joshua Tree at 428 cases per 100,000 and San Bernardino at 303 cases. The Housing Opportunities for Persons with AIDS (HOPWA) Program is a federally funded housing program to address the specific needs of persons living with HIV /AIDS and their families. Since 1993, the City of Riverside has administered the HOPWA formula grant for communities in San Bernardino and Riverside counties. The City of Riverside contracts with the County to provide supportive services for persons with HIV/AIDS. In 1993, San Bernardino County became eligible for Title I Funds under the Ryan White Comprehensive AIDS Resource Emergency (CARE) Act of 1990. These funds were able to sufficiently support case management, home health care, and primary medical care in San Bernardino County such that all of the HOPWA funds could be used for housing acquisition, rehabilitation, and development, as well as housing and utilities assistance.6 Inland Aids Project, located vouchers, transitional housing, and utility assistance.? in the City of San Bernardino, provides motel permanent housing, and emergency rental/mortgage Female-Headed Households Single-parent households are likely to have special needs for housing near day care and recreation facilities and to have access to public transportation. In 2000, households headed by women comprised approximately 24 percent (9,544 households) of all households in San Bernardino. Of these households, 2,033 female-headed households (21percent) included children. Female-headed households also comprise a disproportionate number of families that are living in poverty. In the City, approximately 52 percent of the families living below the poverty level were female-headed families. Specifically, 91 percent of these female-headed families living in poverty included children. Countywide, 45 percent of the families living in poverty were female-headed families, and 91 percent of these female-headed families had children. Large Households Large households, those with five or more persons, have special housing needs due to larger household expenses in relation to income and the lack of adequately sized, affordable housing. As a result, large households often live in overcrowded conditions. The 2000 Census reported 12,582 households with five or more members in San Bernardino, representing 22.4 percent of the total households. The comparable figure for the County in 2000 was 20.4 percent. In the City, large owner-households were slightly more prevalent (12 percent) than large renter- occupied households (10.4 percent). The special Census tabulations for HOD (Table 3-9) further indicate that among the large households in the City, approximately 74 percent experienced some form of housing problems, which include overcrowding, cost burden, or substandard housing conditions. This illustrates that San Bernardino has a need for affordable housing units with three or more bedrooms. San Bernardino AIDS Program Report. January 2003. San Bernardino County Homeless Coalition Resource Directory. http://www.sbcounty.gov/capsbc/hcresourcedir.htm CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-13 r Chapter 31 Housing and Community Development N..ds Table 3-9 Large Household Profile Percent of Low/Moderate Housing Special Need Group population1 Income2 problems2 Large Households 22.4% 60.9% 74.4% All Households 100.0% 54.8% 49.9% Sources: 1) 2000 Census; 2) HUD CRAS, 2004 Alcohol/Other Drug Abuse Alcohol/other drug abuse (AODA) are defined as excessive and impairing use of alcohol or other. drugs, including addiction. The National Institute of Alcohol Abuse and Alcoholism estimates the number of men with drinking problems (moderate or severe abuse) at 14 to 16 percent of the adult male population and the number of women with similar problems at 6 percent. Applying these general estimates, 12,400 San Bernardino residents may have substance abuse problems. The San Bernardino County Department of Behavioral Health Office of Alcohol and Drug Programs provides a full range of alcohol and drug services for its communities and residents. Prevention, outpatient, and residential programs are offered in every significant population center in the County through contracts with community-based organizations. The following organizations and programs in the City of San Bernardino provide services such as alcohol detoxification, treatment for chemical dependency, and homeless programs: . Center for Community Counseling and Education Casa de San Bernardino, Inc. Services, Inc. Menls Recovery Program Treatment Clinic San Bernardino Communities Against Drugs San Bernardino County of Public Health Rolling Start Veterans Alcoholic Rehabilitation Program . . . . . . . . 3.1.4 Estimates of Current Housing Needs Comprehensive Housing Affordability Strategy Estimates by HUD The Comprehensive Housing Affordability Strategy (CRAS) developed by the Census for HUD provides detailed information on housing needs by income level for different types of households. Detailed CRAS data based on the 2000 Census is displayed in Tables 3-10. Based on CRAS, housing problems include: 1) units with physical defects (lacking complete kitchen or bathroom); 2) overcrowded conditions (housing units with more than one person per room); 3) housing cost burden exceeding 30 percent of gross income; or 4) severe housing cost burden exceeding 50 percent of gross income. The types of problems vary according to household income, type, and tenure. Some highlights include: . In general, renter-households had a higher level of housing problems (61.8 percent) compared to owner households (39.1 percent). . Large renter-households had the highest level of housing problems regardless of income level. Almost all (96 percent) of both extremely low income and the low income large family-renters experienced housing problems. . Among the other household types, a high percentage of elderly households also suffered housing problems. Approximately 76 percent of the extremely low income and 66 percent of low income elderly renters suffered from a housing problem. Cost burden was a major component of housing problems for the elderly. CITY OF SAN BERNARDINO 2005-2010 Con801idated Plan Page 3-14 Chapter 3r Housing and Community Development Needs Table 3-10 Housing Assistance Needs of Low and Moderate Income Households Renters Owners Small Large Household by Type, Income, Blderl Familie Familie Total Blderl Total Total and Housing Problem y s s Renters y Owners Hbds Extremely Low Income (0-30% MFI) 938 3,650 2,185 8,863 1,039 2,802 11,665 % with any housing problem 75.5 89.3 97.5 86.5 67.3 72.2 83.0 % with cost burden > 30% 75.1 84.7 87.0 81.6 67.3 69.2 78.6 % with cost burden > 50% 56.0 67.3 67.0 65.4 46.2 53.3 62.5 Low Income(31-50% MFI) 643 2,350 1,400 5,308 945 2,796 8,104 % with any housing problem 65.8 83.6 93.2 83.9 42.9 69.1 78.8 % with cost burden > 30% 65.2 71.3 60.7 69.2 42.9 64.8 67.7 % with cost burden > 50% only 22.6 18.1 12.5 19 25.4 37.7 25.5 Moderate Income (51-80% MFI) 419 2,380 1,214 5,342 1,320 5,624 10,966 % with any housing problem 42.7 52.9 76.1 53.9 28.0 58.8 56.5 % with cost burden > 30% 40.3 31.9 17.2 30.4 26.9 44.1 37.4 % with cost burden > 50% 9.3 1.1 1.2 2.4 10.2 11 6.8 Total Households 2,435 11,950 5,849 26,643 6,571 29,457 56,100 % with any housing prOblem 56.5 59.1 85.5 61. 8 27.1 39.1 49.9 Abbreviation: Hhds = Households. Note:Data presented in this table is based on special tabulations from sample Census data. The number of households in each category usually deviates slightly from the 100~ count due to the need to extrapolate sample data out to total households. Interpretations of this data should focus on the proportion of households in need of assistance rather than on precise numbers. Source: HUD Comprehensive Housing Affordability Strategy (CRAS) Data, 2004. Disproportionate Housing Need Disproportionate need refers to any need that is more than 10 percentage points above the need demonstrated for the total households. For example, 85.5 percent of large renter families (a subset of renter-households) experienced housing problems, compared to 61.8 percent of all renter-households or 49.9 percent of all households. Thus, large families that are renting have a disproportionate need for housing assistance. Extremely Low Income Households (0-30 Percent MFI) Compared to the percentage of the City population with a housing problem (49.9 percent) I extremely low income households experienced a disproportionate housing need. In this income group, 83.0 percent of all households had housing problems. Specifically, a higher percentage of renter-households (86.5 percent) had housing problems compared to owners (72.2 percent). Extremely low income large renter families had a higher incidence of problems (97.5 percent) than all households (83.0 percent). Low Income Households (31-50 Percent MFI) Approximately 78.8 percent of all low income households experienced one or more housing problems, compared to 49.9 percent of all households in the City. Thus, low income households also have a disproportionate need compared to the general population. Again, renters experienced a greater need compared to owners, as 83.9 percent of renters experienced some type of housing problem, compared to 69.1 percent of owner-households in this income group. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-15 Chapter 3: Housing and Community Development Needs Specifically, low income large family renter households had the greatest level of need of all low income households, with almost 93.2 percent facing some type of housing problem. Small-family renter households are the next group in need, with 83.6 percent, facing housing problems. Approximately 65.8 percent of all low income elderly renter households had housing problems. Moderate Income Households (51-80 Percent MFI) Approximately 56.5 percent of all moderate income households experienced housing problems. Similar to low and extremely low income households, a lower proportion of moderate income owner households (58.8 percent) had housing problems, compared to renter households (53.9 percent); however, the discrepancy is not large. Large-family renter households experienced the highest percent of housing problems compared to other moderate income households. A large portion of the housing programs were associated with overcrowding and housing conditions, rather than with cost burden. Community Development Citizens Advisory Committee (CDCAC) CDCAC is in charge of making recommendations to the City Council regarding the use of CDBG public service funds (up to 15 percent of the City's annual COBG allocation) . Several CDCAC members provided input regarding housing needs and identified the following needs as high priorities: . Affordable rental housing Ownership housing rehabilitation Homeownership assistance Housing for large families Senior housing Housing for the disabled Rental housing rehabilitation Fair housing services . . . . . . . 3.2 Homeless Needs It is the objective of the City of San Bernardino to coordinate services and facilities available for the homeless as a continuum of care. The Continuum of Care stresses permanent solutions to homelessness through comprehensive and collaborative community planning. The goal of a comprehensive homeless service system is to ensure that homeless individuals and families move from homelessness to self-sufficiency, permanent housing, and independent living. The following section summarizes the housing and supportive service needs of the homeless in San Bernardino, as well as persons and families at risk of becoming homeless. This section also includes an inventory of services and facilities available to serve the City'S homeless population and those who are at risk of becoming homeless. Service and facility gaps in the continuum of care are also identified. 3.2.1 Homeless Population Like many areas of California, San Bernardino County has a growing homeless population, due largely to the lack of affordable housing. According to the San Bernardino County 2003 Homeless Census and Survey, between 14,861 and 23,549 unduplicated San Bernardino County residents experience homelessness in a given year. This range represents between 0.8 percent and 1.3 percent of the County's total population. This count may include persons living on the streets, in shelters, in a garage, or sleeping from sofa to sofa of a friend's house. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 3-16 Chapter 3: Housing and Community Development Needs Specific information on the homeless population not available. In general, national estimates approximately one percent of the population. 1,850 homeless persons may reside in the City of in the City of San place the homeless Using this figure, San Bernardino. Bernardino is population at an estimated As part of the 2003 Homeless Census and Survey, interviews were conducted with 1,723 homeless persons regarding demographics and their housing and service needs. Some of the more significant findings are as follows. . The estimated point-in-time (daily) number of homeless residents in San Bernardino County in 2002 ranged between a minimum of 5,270 persons to as many as 8,351 persons. . During the homeless census count, observed on the streets, while the facilities and emergency shelters. 67 percent of the homeless persons were others were found in transitional housing . Two-thirds of those counted were individuals; of those, 73 percent were adult males and 25 percent were adult females. . More than 300 homeless families were counted, representing 1,118 homeless family members and 21 percent of all homeless persons counted. . The "typical" homeless person interviewed was a Caucasian male, 39 years of age, who had lived in San Bernardino County for more than 10 years and had a high school diploma.' 3.2.2 Homeless Subpopulations Since homelessness is a regional issue, data presented in this section is based on statistics for the entire County rather than for the City alone. Much of the data is obtained from the San Bernardino County's 2004 Application for Supportive Housing Grants in order to implement the Continuum of Care system. San Bernardino County's homeless falls into the following groups: chronically homeless, severely mentally ill, chronic substance abusers, veterans, persons with HIVjAIDS, victims of domestic violence, and emancipated youths. Chronically homeless persons make up 31 percent of the homeless population, 9 percent are victims of domestic violence, 31 percent are chronic substance abusers, 43 percent are severely mentally ill, another 9 percent are living with HIV/AIDS, 13 percent are veterans, and 3 percent are emancipated youths. 3.2.3 Needs of Persons Threatened with Homelessness The "at-risk" population is comprised of families and individuals living in poverty, who, upon loss of employment or other emergency requiring financial reserves, would lose their housing and become homeless. These families are generally experiencing a housing cost burden, paying more than 30 percent of their income for housing. According to the 2000 CRAS data, 63 percent of the City's extremely low income households and 26 percent of the low income households were paying more than 50 percent of their income on housing. These households are most vulnerable to sudden change in financial situations and may become homeless. Individuals released from penal, mental, or substance abuse facilities also are at risk if they cannot access permanent housing or lack an adequate support network, such as a family or relatives in whose homes they could temporarily reside. San Bernardino County 2003 Homeless Census and Survey, Applied Survey Research. 2003. CITY OF SAN BERNARDINO 2005-2010 Consolidated plan Page 3-17 Chapter 31 Housing and Community Development Needs Another particularly vulnerable population is foster care children. Upon reaching 18 years of age, foster children lose eligibility for many public services and are released without the skills necessary to obtain employment and a place to live. Several agencies throughout the County provide temporary housing and services to abused, neglected, abandoned, and/or runaway children. Once these children reach legal adult age, the services provided by these agencies cannot continue. It is important to assure that these young adults do not age out of their program into a life of homelessness. Agencies such as International Reach and Teach Institute and the Centralized Children's Intensive Case Management Services (CCICMS) playa critical role in planning a discharge plan to ensure youth with physical, mental, and/or substance abuse issues are identified prior to their emancipation, and that they are linked to appropriate supportive services and housing. The Continuum of Care system estimates there are 116 homeless emancipated youths in the County. 3.2.4 Inventory of Facilities and Services for the Homeless and Persons Threatened with Homelessness The Continuum of Care system coordinated by the County of several components: prevention services, outreach services, housing services. San Bernardino has and shelter and Prevention Services Preventive services aimed at preventing the incidences of homelessness by assisting individuals and families from slipping into the cycle of homelessness due to a temporary or sudden loss of income. Mainstream.preventive programs that are provided countywide include: . Emergency food assistance through food banks and local food pantries Community-based counseling services Low Income Home Energy Assistance Program (HEAP) Emergency food and Shelter Grants (EFSG) Program Food Stamp Employment and Training (FSET) Program Community-based case manage~ent and life skill training for low income households . . . . . The City of San Bernardino, as well as other cities and the County of San Bernardino, support the distribution of emergency. food supplies to low income households. These commodities make it easier for families to afford their housing costs and thereby avoid disruptive displacement and possible homelessness. The County of San Bernardino also allocates Emergency Shelter Grant rent and mortgage assistance to help households through troubling periods. Unfortunately, the level of demand for this service regularly outstrips available resources every year. Outreach Services San Bernardino County's Behavioral Health Department is the primary non-HUD funded outreach service provider, which receives funding from the State of California via AB2034. Some of the services provided include street to forensic outreach, homeless prevention, and housing placement and maintenance services. The Department staffs three mobile outreach teams, which identifies homeless persons and makes field assessments. Outreach also takes place at soup kitchens and homeless shelters where the staff members can reach a large number of homeless persons. The Inland AIDS Project, Foothill AIDS Project, Inland Behavior and Health Services, and the Department of Public Health all work together providing medical services such as field test for TB, HIV, and other communicable diseases and provide general outreach functions and conduct on such diseases. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-18 Chapter 3 Shelt Emerge Transi 18 mon counse housin homele accomp A netw transi housin jurisd shelte suppor transi 3.2.5 Based capaci County nearly perman with c 3.3 3.3.1 The Ho Housin of 2,3 1,739, subsid wi th t agenci CITY 0 2005-2 , Housing and Community Development Needs er and Housing Services ncy shelters often provide accommodation for a few days up to three months. tional housing provides shelter for an extended period of time (as long as ths) and generally includes integration with other social services and ling programs that assist people in attaining a permanent income and g. Permanent supportive housing is rental housing for low income or ss people with severe mental illness, substance abuse, or HIV/AIDS with anying services that also further self-sufficiency ork of nonprofit organizations operate 33 emergency shelter facilities, 32 tional housing facilities (4 under development), and 10 permanent supportive g facilities within the County. Specifically, the County, individual ictions and numerous agencies oversee a total of 552 beds in emergency rs, 1,245 beds in transitional housing shelters, and 359 beds in permanent tive housing settings. Currently, 214 beds are under development for tional housing. Continuum of Care Gap on the homeless profile developed by the County of San Bernardino and the ty of facilities/services offered, the unmet need can be determined, the , s 2004 Con tinuurn of Care Gaps Analysis identifies an existing need for 400 emergency shelter beds, 195 additional transitional beds, and 2,150 ent supportive housing units for both individuals and person in families hildren. Table 3-11 Continuum of Care Housing Gaps Analysis San Bernardino County onder 2004 Development unmet Inventory in 2004 Need/Gap Individuale Emergency Shelter 297 0 350 Transitional Housing 812 35 145 Permanent Supportive Housing 240 0 2,000 Total 1,379 35 2,495 Persons in Pamilies with Children Emergency Shelter 305 0 50 Transitional Housing 433 179 50 Permanent Supportive Housing 119 0 150 Total 857 179 250 Source: Continuum of Care Exhibit for 2004 Application Summary of San Bernardino County. Public and Assisted Housing Needs Public Housing using Authority of the County of San Bernardino (HACSB) operates the Public g program throughout the County. The Public Housing inventory is comprised 95 units owned and/or managed by the HACSB. The majority of the units, was developed with HUD funding and continues to receive an operating y from HUD. The balance was developed through a variety of partnerships he State of California, cities throughout the County, and other non-profit es. F SAN BERNARDINO 010 Consolidated plan Page 3 - 1 9 Chapter 3~ Housing and Community Development Needs In the City of San Bernardino, the HACSB maintains 26 scattered sites of conventional public housing, totaling 140 units. The HACSB also owns seven affordable housing developments that total 652 units. Among these 792 units, 138 are one-bedroom units, 334 are two-bedroom units, 226 are three-bedroom units, 74 are four-bedroom units, and 20 are five-bedroom units. 3.3.2 Tenant-Based Rental Housing Assistance Despite popular perception, most of the nation's affordable housing stock is not in public housing projects but in privately owned and operated developments subsidized by the federal government.' Section 8 is a rent subsidy program that helps low income families (up to 50 percent MFI) and seniors pay rents in private units. Section 8 tenants pay a minimum of 30 percent of their income for rent and the Housing Authority pays the difference up to the payment standard established by the Housing Authority. The program offers low income households the opportunity to obtain affordable, privately owned rental housing and to increase their housing choices. The Housing Authority establishes payment standards based on BUD-established Fair Market Rents. The owner's asking price must be supported by comparable rents in the area. Any amount in excess of the payment standard is paid by the program participant. As of 2004, 8,729 households received Section 8 assistance in San Bernardino County. The City of San Bernardino has the largest proportion of vouchers (2,680). Of the vouchers administered by the HACSB, more than half the vouchers are used by Black families, followed by White and Hispanic families with more than 20 percent each. Most Section 8 recipients rent two-bedroom units, followed by three- and one-bed units. Almost 1,700 vouchers were in use by elderly families, and 65 percent were in use by extremely low income (less than or equal to 30 percent MFI) families. Because of the large number of families waiting for rental assistance, the wait list for the Section 8 program has been closed for over two (2) years, and there are no plans to reopen the list in the Public Housing Agency Plan period (2005- 2009). Federal policies and budgetary constraints may also have a drastic effect on the provision of Section 8 in the next few years. 3.3.3 Inventory of Federally Assisted Housing Units Eleven federally assisted housing projects provide affordable housing to 1,276 households. All of these developments maintain project-based Section 8 rental assistance ensure affordability of the units to low income households (up to 50 percent MFI). Table 3-12 provides data on the City'S federally-assisted multi- family housing stock. Potential Conversion to Market-Rate Housing Among the 11 federally assisted multi-family housing projects, nine have long-term project-based Section 8 contracts that have either expired or will be expiring during the five-year planning period of this Consolidated Plan (Table 3-12). Combined, these nine projects offer 1,071 assisted units. Among these projects, Arrowhead Plaza, Beautiful Light Inn, St. Bernardine Plaza, and San Bernardino Senior Housing are considered low-risk projects. These are nonprofit-owned senior housing developments financed with Section 202 funds. Renewal of Section 8 contracts for these developments is given a priority by BUD. Forbes, Elaine, "Eroding Neighborhood Integratibn: The rent Subsidy Contracts on Low Income Family Housing Studies, Working Paper #34, 2000. CITY OF SAN BERNARDINO 2005~2010 Consolidated Plan Impact of California's Expiring Section 8 " UCLA Lewis Center for Regional Policy Page 3-20 Chapter 3: Housing and Community Development Needs Table 3-12 Federally Assisted Multi-family Housing Potential Total Assisted Earliest Project Units Units Program Bxpiration Arrowhead Vista 40 40 Section 3/25/2005 24317 East 4th Street 202/8 Beautiful Light Inn 100 100 Section 2/24/2004 1365 N. Waterman Ave. 202/8 Foothill Villas 239 239 Section 8 5/31/2004 2613 West 2M Street Little Zion Manor 125 125 Section 8 6/30/2021 2000 Jubilee Court Mayfield Park Apartments 84 35 Section 8 9/30/2004 347 West 44th Street Meadowbrook Tower & Apts. 305 210 Section 8 6/30/2004 191 West 2nd Street Pioneer Park Plaza 161 160 Section 8 9/30/2007 540 North F Street San Bernardino Village Green 240 65 Section 8 3/31/2008 2122 Chestnut Street St. Bernardine Plaza 150 148 Section 3/22/2006 584 West 5th Street 202 Sterling Village 80 80 Section 8 4/28/2013 7630 Sterlinq Avenue San Bernardino Senior Section Housing 74 74 9/15/2007 1530 W. Baseline Street 202 Total 1,598 1,276 Source: HUD Mu1ti-Fam~ly Housing Inventory, January 2005. 3.4 Market Conditions This section addresses characteristics of the housing supply in the City of San Bernardino, including type, age, condition, costs, and availability. The implications of these housing characteristics with respect to housing programs are also examined. 3 .4.1 Housing Growth The 2000 Census reported 63,535 housing units in San Bernardino, representing an increase of eight percent since 1990 (Table 3-13). This level of growth was similar to that experienced by the cities of Colton, Redland, and Rialto, while Fontana and Lorna Linda accounted for the largest growth among the surrounding cities. Countywide increase was 11 percent during the same period. Between 2000 and 2004, the City's housing stock grew only 0.5 percent to 64,857 units (Table 3- 14) . CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan Page 3-21 h Chapter 3 , Housing and Community Development Needs Table 3-13 Housing Growth Housing units Percent Change Jurisdiction 1990 2000 1990-2000 San Bernardino 58,804 63,535 8.0% Colton 14,767 15,680 6.2% Fontana 29,383 35,908 22.2% Highland 12,562 14,858 18.3% Lorna Linda 6,524 8,084 23.9% Redlands 23,189 6.9% 24,790 Rialto 23,836 26,045 9.3% San Bernardino 542,332 601,36 County 9 10.9% Sources: 1990 and 2000 Census. Housing Type The City's housing stock is comprised primarily of single-family homes. According to the California Department of Finance estimates, single-family housing accounted for 63 percent of the housing stock in the City and multi-family housing accounted for 28 percent in 2004 (Table 3 -14) . With the exception of Colton and Lorna Linda, other surrounding jurisdictions all have greater proportions of single-family housing. The County has 74 percent single - family housing compared to only 19 percent multi-family. The City of San Bernardino has the highest percentage (seven percent) of mobile homes compared to surrounding jurisdictions. Table 3-14 Housing Type: 2004 Housing Type Single Multiple Mobile Total Jurisdiction Family Family Home l1nits San Bernardino 63.3% 29.7% 7.0% 63,857 Colton 62.5% 32.4% 5.1% 15,949 Fontana 80.1% 17.7% 2.1% 41,163 Highland 77 .4% 17.4% 5.2% 15,659 Lorna Linda 49.3% 44.0% 6.6% 8,475 Redlands 67.7% 28.8% 3.6% 25,667 Rialto 73.3% 19.9% 6.8% 26,557 San Bernardino 74.1% 19.1% 6.7% 632,267 County Source: California Department of Finance, 2004. Housing Tenure and Vacancy The tenure distribution of a community's housing stock (owner versus renter) influences several aspects of the local housing market. Residential stability is influenced by tenure, with ownership housing evidencing a much lower turnover rate than rental housing. Housing overpayment (cost burden) , while faced by many households regardless of tenure, is far more prevalent among renters. Tenure preferences are primarily related to household income, composition, and age of the householder. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-22 Chapter 3: Housing and Community Development Needs The City of San Bernardino is almost evenly split between owner- and renter- occupied units, with 52 percent of households being owners-occupied and 48 percent renter-occupied. In 2004, the California Department of Finance reported a vacancy rate of 11.05 percent in San Bernardino. This vacancy rate relates probably to the City's large number of abandoned/boarded up units, rather than units available for rent or for sale. According to the 2000 Census, one-quarter of the City's vacant units then were abandoned/boarded up units. Table 3-15 Housing Tenure 2004 Renter Jurisdiction Owner , 'Ii 'Vacant San Bernardino 52.4% 47.6% 11.05% San Bernardino County 64.5% 35.5% 11.91% Source: California Dept. of Finance, 2004 Estimates 3.4.2 Housing Costs and Affordability Ownership Housing Cost According to the Data Quick Information Systems, the median price for a home in San Bernardino rose 56 percent between November 2003 and 2004 (Table 3-16). In 2003, the median home price was $138,500 and increased to $215,500 in 2004. Home prices in surrounding jurisdictions increased at lower rates than in San Bernardino, except Adelanto, with an 85-percent change from 2003 to 2004. Redlands had the lowest increase in home prices between 2003 and 2004 with a 12- percent increase. Between 2003 and 2004, countywide increase was 34 percent. However, the median home price in the County was $60,000 more than the City's median home price. Table 3-16 Median Home Prices Units Median Home Prices 'Ii Change Location Sold November 2004 November 2003 2003-2004 San Bernardino 349 $215,500 $138,500 55.6% Adelanto 104 $220,500 $119,500 84.5% Barstow 52 $110,000 $73,500 49.7% Big Bear Lake 67 $320,000 $240,000 33.3% Col ton 70 $250,000 $169,750 47.3% Fontana 405 $335,000 $240,000 39.6% Grand Terrace 13 $315,000 $220,000 43.2% Highland 94 $282,500 $250,000 13.0% Lorna Linda 24 $299,250 $221,750 35.0% Red1ands 96 $325,000 $289,909 12.1% Rialto 157 $290,000 $196,500 47.6% Yucaipa 119 $330,000 $244,500 35.0% San Bernardino 3,681 $275,000 $206,000 33.5% County Source: Data Quick Information Systems, 2004. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-23 Chapter 3: Housing and Community Development Needs Rental Housing Cost As previously stated, San Bernardino is nearly evenly split between renters and owners. Given the importance of the rental market in the City, it is critical to evaluate the affordability of the rental housing stock. Furthermore, the number of people priced out of the homeownership market is steadily increasing. Consequently, there has been a noticeable shift in tenure trends, with an increasing number of people remaining in the rental market, exacerbating the competition for scarce affordable housing units. The following are current rental rates based on internet search of rental listings: . Studio: $846 - $1,250 One-bedroom: $775 - $1,450 Two-bedroom: $915 - $1,750 Three-bedroom: $1,245 - $2,500 . . . Housing Affordability Housing affordability is dependent upon income and housing costs. Using updated income limits, current housing affordability can be estimated for the various income groups (Table 3-17). Given the median home prices presented in Table 3-16, homeownership is beyond the reach of lower and moderate income households. Similarly, lower and moderate income households cannot afford market rents in the City of San Bernardino. Table 3-17 Housing Affordability Matrix: San Bernardino County - 2004 Income Levels Annual Affordable Taxes & Income Group Income Payment Utili ties Insurance Extremely Low (0-30\ MFI) Maximum Affordable Housing Costs Home Rental One Person $11,400 $285 $50 $200 $6,153 $235 Small Family $14,650 $366 $50 $200 $20,436 $316 Large Family $17,600 $440 $5P $200 $33,400 $390 Low (30-50\ MPI) One Person $19,000 $475 $50 $200 $39,553 $425 Small Family $24,450 $611 $100 $200 $54,715 $511 Large Family $29,300 $733 $150 $200 $67,240 $583 Moderate (50-80\) One Person $30,400 $760 $50 $200 $89,653 $710 Small Family $39,100 $978 $100 $200 $119,098 $878 Large Family $46,900 $1,173 $150 $200 $144,587 $1,023 Notes: 1. Small Family = 3 persons; Large Families = 5 or more persons 2. Utility costs for renters assumed at $50/$100/$150 per month 3. Monthly affordable rent based on payments of no more than 30% of household income 4. property taxes and insurance based on averages for the region 5. Calculation of affordable home sales prices based on a down payment of 10%, annual interest rate of 6.5%, 30-year mortgage, and monthly payment of gross household income 6. Median Family Income in 2004 for San Bernardino County = $54,300 CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-24 Chapter 31 Housing and Community Development Needs 3.4.3 Housing Condition Age of Housing Stock The age of housing is commonly used by state and federal housing programs as a factor to estimate rehabilitation needs in communities. Typically, most homes begin to require major repairs or have significant rehabilitation needs at 30 or 40 years of age. Approximately 53 percent of the City's housing stock is over 30 years old, indicating the potential need for rehabilitation and continued maintenance for more than half of the City's housing (Table 3-18). Table 3-18 Age of Housing Stock: 2000 Number of Units Percent of Total San San San Bernardino San Bernardino Year Built Bernardino County Bernardino County 1939 or earlier 4.605 23,701 7% 4% 1940-1949 6,637 29,612 10% 5% 1950-1959 12,750 75,800 20% 13% 1960-1969 10,334 82,983 16% 14% 1970-1979 11,078 120,138 17% 20% 1980- 1989 11,946 165,036 19% 27% 1990-2000 6,064 104,099 10% 17% Total 63,414 601,369 100% 100% Source: 2000 CensuB Housing Deficiencies Available Census data also offer two indicators of housing stock deficiencies: the number of units lacking complete plumbing and kitchen facilities. As indicated in Table 3-19, approximately 843 units in the City lacked complete plumbing and 1,574 units were without kitchen facilities. The rate of substandard units was slightly higher for the City than for the County. Table 3-19 Housing Stock Deficiencies: 2000 Units lacking units lacking Complete Complete Plumbing Kitchen Facilities % of % of Number of Total Number Total Jurisdiction Units Units of Units Units San Bernardino 843 1.3% 1,574 2.5% San Bernardino 6,608 1.1% 9,378 1.6% County Source: 2000 Census. Lead-Based Paint Hazards Health Hazard of Lead Lead poisoning is the number one environmental hazard to children in America today. Lead's health effects are devastating and irreversible. Lead poisoning causes 1Q reductions; reading and learning disabilities; decreased attention span; and hyperactivity and aggressive behavior. Several factors contribute to higher incidences of lead poisoning: CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-25 Chapter 3: Housing and Community Development Needs . Children under two are especially vulnerable. Low income children are at eight times higher risk for lead poisoning than wealthy children. Black children have five times higher risk than White children. Hispanic children are twice as likely as White children to have lead poisoning. Children in older housing are at higher risk. Up to 50 percent of children in distressed neighborhoods have some level of lead poisoning. . . . . . The Center for Disease Control (CDC) has determined that a child with a blood lead level of 15 to 19 micrograms per deciliter (1l9/dl) is at high risk for lead poisoning and a child with a blood lead level above 19 1l9/dl requires full medical evaluation and public health follow-up. Lead Hazards Between FY 2000 and FY 2002, the San Bernardino County Department of Public Health recorded 472 cases of childhood lead cases. The majority of these cases were reported in the City of San Bernardino. During that three-year period, the City accounted for 32 percent of the childhood lead cases in the County. Estimating Number of Housing Units with Lead-Based Paint The age of the housing stock is the key variable for estimating the number of housing units with lead-based paint. Starting in 1978, the use of all lead-based paint on residential property was prohibited. National studies estimated about 75 percent of all residential structures built prior to 1978 contain lead-based paint (LBP) and that older structures have the highest percentage of LBP. CHAS data provide the number of housing units constructed before 1970 that were occupied by lower income households. This data can be used to approximate the extent of LBP hazards among lower income households. While information on units constructed before 1978 is not available from CRAS, estimates based on the pre- 1970 stock provide a conservative depiction of the extent of LBP hazards. Citywide, approximately 1,023 units occupied by extremely low income households, 3,120 units occupied by low income households, and 4,276 units occupied by moderate income households may contain LBP (Table 3-20). Table 3-20 Number of Housing Units with Lead-based Paint Occupied by Low and Moderate Income Households No. of Units Occupied by Low/Moderate Xncome Households Estimated No. of UnRs wRh LBP and Occupied by Low/Moderate Income Households Extremely Low (0-30% MFI) Low (0-50% MFI) Moderate (51-80% MFI) 4,276 Extremel y Low Low Moderate Percent Year Units (0-30% (31-50% (51-80% UnRs wRh Built MPI)l NFI) MPI) LBP' Before 1970 1,461 4,458 6,109 70% 1,023 3,120 1. Owner occupied units for extremely low-income group not available. Figure includes only rental units 2. conservative estimate of potential lead hazard Source: HUD CHAS Data, 2004. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-26 F Chapter 3: Housing and Community Development Needs Resources for Reducing Lead Hazards The City of San Bernardino administers the Lead-Based Point Removal Grant Program for Homeowners. This program is intended to assist homeowners occupying single- family homes with a grant to control lead in the home. The program is provided on a citywide basis, but priority is given to certain neighborhoods within the City determined to have a higher risk factor due to age of housing. The County of San Bernardino also offers the Childhood Lead Poisoning Prevention Program (CLPPP), a program which implements a multi-faceted approach to preventing childhood lead poisoning which includes screening, surveillance, risk reduction, primary prevention activities, interagency coordination, and services for children affected by lead. The mission of San Bernardino County CLPPP is to reduce children's blood lead levels to below 10 pg/dl, primarily through prevention activities. 3.5 Barriers to Affordable Housing Constraints to the provision of adequate and affordable housing are posed by governmental and non-governmental factors. Constraints to housing production significantly impact households with low and moderate incomes and special needs. 3.5.1 Governmental Constraints City actions and policies can impact the price and availability of housing for its residents. Land use regulatory controls, site improvement requirements, building codes, fees, and other local programs to improve the overall quality of housing may serve to constrain housing development. Land Use Controls The Land Use Element of the San Bernardino General Plan sets forth policies guide the amount and type of local development and growth. Taken together zoning regulations, these policies establish the various types, intensity, standards for land uses in the City of San Bernardino. that with and Development Standards The land use designations established in the General Plan are implemented through the City's Development Code. Residential development standards in the Development Code that often determine the number of units that can be constructed on a particular site are: . Minimum lot area and dimensions . Maximum density per acre . Maximum lot coverage . Height limit Open space Parking . . Local Entitlement Processing and Fees various impact fees and assessments are charged by the City to cover the costs of processing permits and providing services and facilities, such as utilities and infrastructure. Almost all of these fees are assessed through a pro-rata share system, based on the magnitude of the proj ect' s impact or on the extent of the benefit that will be derived from the services or facilities for which the fees are charged. In addition to on-site improvements which may be required as part of a project's development, off-site improvements may also be imposed to ensure a development pays its share of the local cost of expansions in services, facilities, and infrastructure. Such improvements may include water, sewer, and other utility line extensions; street construction; and related projects. Dedications of land or in-lieu fees may also be required of a project for right-of-way, transit CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-27 Chapter 3 . Housing and Community Development Needs facilities, recreational facilities, and school sites consistent with the city's Subdivision Ordinance. Fees have been set at a level necessary to cover the costs to the City to make appropriate contributions to the community. However, these fees contribute to the cost of housing, and may constrain the development of lower-priced units. Table 3-21 provides a list of the City's current planning and development fees. Table 3-21 Planning and Development Fees - 2004 Single- Family Apartment Unit (per Unit (per Fee unit) unit) I Tentative Tract Map $91 N/A Final Map $50 N/A Development Permit $31 $31 Landscape Plan Review $3 $3 Grading Plan Check and $15 $15 Inspection Street Light Energy Fee $420 N/A , Traffic System Fee $167 $110 Sewer Connection $911 $911 Sewer Capacity $3,500 $2,625 Storm Drain $1,030 $409 Building Plan Check $473 $170 Building Permit $572 $150 EPM $15 $112 SMIP $8 $6 Fire Plan Check $85 $169 School Fee (@$3.55/sf, avg.) $4,260- $3,550 Total $11,631 $8,261 Source: City of San Bernardino Development Services Department Fee. Note: * Reimbursement possible under California Housing Finance Agency's School Facility Fee Down Payment Assistance Program for low income units. Building Codes and Enforcement The cost of construction is impacted by compliance with building code standards, and while code compliance can add to the cost of development, compliance is necessary to protect the health, safety, and welfare of the citizens. Initial compliance will also ensure that no additional costs will occur since no code violations will result from enforcement. 3.5.2 Non-Governmental Constraints Availabili ty of Financing Financing is a significant factor in overall housing cost. Interest rates impact housing costs in two ways. The costs of borrowing money for the actual development of the dwelling units are incorporated directly into the sales price or rent. Additionally, the interest rate of the homebuyer's mortgage is reflected in subsequent monthly payments. Many consumers are priced out of the housing market due to variations in interest rates. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-28 Chapter 3: Housing and Community Development Need. Land and Construction Costs The ability to fulfill housing needs is greatly constrained by factors prevalent in the housing market. Non-governmental factors inhibiting the availability of housing include housing costs, land prices and construction costs, financing costs, existing neighborhood conditions, and consumer expectations. Discussions with local housing developers reveal that construction and new housing costs are relatively low because the City primarily has an entry level or first move-up market; therefore, costly investments are not optimal because of the nature of the market. New home prices are therefore relatively low compared with the rest of the County and the Southern California region. However, the County is experiencing influx from neighboring Los Angeles and Orange Counties, which has increased home prices in throughout the County, as demonstrated in the 56 percent increase in median home price in the City between 2003 and 2004 (Table 3-16). Vacancy Rate Vacancy rates may be viewed as both an opportunity and constraint. High vacancy rates can assist in keeping rents low, as well as the median price for re-sale housing. On the other hand, a high vacancy rate severely discourages construction of new housing units and can act as a deterrent or disincentive to property owners to make improvements and even repairs. According to the 2000 Census, the City has an abnormally high vacancy rate of 11 percent. The closure of major businesses in recent years, and particularly the closure of Norton Air Force Base in 1994, has had a far-reaching negative impact on the economy of the City and directly contributed to the high vacancy within the community. Unlike other military base closures in California and the nation, the Norton closure was particularly significant within San Bernardino. Unlike other military bases, Norton had very limited on-base housing and relied heavily on privately owned housing market supply within the City and surrounding cities. In turn, local landlords relied heavily on Norton to provide a steady supply of tenants. That fact is demonstrated by the historical vacancy rates within the City: prior to 1994, the vacancy rates traditionally ran at five percent or less. The 1990 Census showed a vacancy rate of 5.2 percent; in 1995, following the base closure, that rate jumped dramatically to over 17 percent; and since 1995, the rate has been steady at 11 percent. (While a quarter of those vacant units were boarded up/abandoned units, the overall vacancy rate of for-sale and for-rent units was still high at over eight percent.) Most statisticians and economists agree that a vacancy rate exceeding four to five percent is unhealthy with respect to a local economy, and results in depressing the housing market, particularly with respect to new construction. Local Housing Market Local housing market conditions can represent both a constraint and an opportunity to meeting objectives for housing construction and conservation. As noted above, San Bernardino has a high vacancy rate. In addition, the City has a high rate of "absentee" ownership among single-family homes that are used as rentals. Because many of these homes are in deteriorated condition or not available for sale, local housing market conditions also create impediments to achieving homeownership among lower and moderate income households. Although the local housing market shows signs of improvement, it is still affected by the aftermath of the economic downturn of the early 1990s and the closure of Norton Air Force Base. These conditions have discouraged some of the new homebuilding that the City could have otherwise expected, have reduced opportunities for low income families to become first-time homebuyers, and have discouraged many middle and upper income households from considering San Bernardino as a potential place to live. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-29 Chapter 3: Housing and Community Development Needs 3.5.2 Constraint Removal Efforts The City of San Bernardino has instituted actions aimed at reducing the impact of the public sector role in housing costs. Major efforts have involved the reduction in entitlement processing time. In the early 1990s, the City undertook a major revision to its zoning code and land use regulations with the stated intent to simplify and streamline the land development process. The outcome was a new Development Code with a rewrite of the Development Review process. The new procedure was used as a tool to expedite the review and approval process. Other City efforts to reduce the barriers to affordable housing include the following: 3.6 3.6.1 . Density bonuses: A density bonus provision in the Development Code allows increased density for multi-family low income units. . Economic Development Agency: Through the Economic Development Agency, City provides cost savings through financing options. Programs include, are not limited to mortgage assistance, homebuyer assistance program, owner rehabilitation and rental rehabilitation grants. the but and Fair Housing Fair Housing Impediments The City's current Analysis of Impediments (AI) to Fair Housing Choice concludes the following: . The AI did not identify any systematic, widespread public or private industry practices that suggest particular groups face discrimination in housing. There are scattered cases of housing discrimination complaints, primarily based on race, disability, and family status, which suggest an ongoing need for education and outreach to the public and private industry groups. . There was not a pattern of discrimination with respect to lending patterns either. Lending rates did however vary substantially by the median income of census tracts (lower income equaled lower loan approval rates). . There were significant financial constraints on the part of some groups in obtaining and maintaining suitable, affordable housing. Low Income Seniors, individuals with disabilities, and low-income large families, in particular, have difficulties obtaining adequate housing. The AI included the following actions to address fair housing impediments: . Increase the effective use and availability of the existing affordable housing stock through rehabilitation and homeownership assistance. . Continue to support the construction of affordable housing for special groups (such as elderly and disabled and low-income large families) needs cannot be met by the existing housing stock; and needs whose . Provide greater economic opportunities to low-income residents through education, job/skills training, and business development activities. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-30 Chapter 3; Housing and Community Development Needs The City is currently updating its AI for the 2005-2010 period. 3.6.2 Inland Fair Housing and Mediation Board The Inland Fair Housing and Mediation Board (IFHMB) is a fair housing agency that serves the County of San Bernardino, including the cities of Apple Valley, Chino, Fontana, Glendora, Hesperia, Hemet, Ontario, Rancho Cucamonga, Rialto, San Bernardino, Upland, and Victorville. The agency was established in 1980 and has worked to address discrimination in housing. IFHMB continues to educate both tenants and landlords as to their rights and responsibilities under fair housing laws. IFHMB intakes and investigates discrimination complaints and works in partnership with HUD and the California State Department of Fair Employment and Housing (DFEH) in addressing discrimination in housing. The following are some of the services IFHMB provides: . Fair Housing. Provides services mandated by Federal and State Fair Housing laws. These laws prohibit the discrimination of individuals in the sale or rental of housing. Services include providing information and education, mediation, investigation, or referral of housing discrimination complaints. . Bducation/Outreach. Provides workshops to community meetings, housing owners/ managers, realtors, newspapers, service organizations, high schools, colleges, English as a Second Language (ESL) participants, and other organizations or persons interested in learning about state and federal housing laws and how to recognize and avoid housing discrimination and the corresponding rights and responsibilities. . Landlord/Tenant Mediation. Provides information on landlord and tenant rights and responsibilities under the California Civil Code. In addition, the staff will offer to mediate conflicts between tenants and landlords. Housing mediation is a useful tool to promote resolutions to problems and avoid needless litigation in the rental housing industry. . HOD Certified Comprehensive Counseling. Provides counseling to homeowners who are delinquent on FHA loans regarding options available. Conducts pre- purchase and first time homebuyer education workshops to inform potential homebuyers of the home-buying process and their rights and responsibilities as homeowners. Counsels senior citizens who are interested in reverse equity mortgage programs. . Senior successfully mediates conflicts between Medi-Cal, utility companies, collection areas in dispute. Provides care referral for HEAP and Homeowner/Renter Assistance. Services. Actively and and Social Security, neighbors, and other Offers help in filing seniors agencies, services. . Alternative Dispute Resolution (ADR). California Dispute Resolution Act of 1986 provides the authority for mediation in the legal court system. IFHMB has a contract with the County of San Bernardino to provide mediation with small claims and unlawful detainer lawsuits in all of the courts in San Bernardino County. . Mobile Home Mediation. specialized problem solving (based on Mobile Home Residency Law) that reflects the dual ownership and a unique life style of the mobile home community. Conducts workshops for education and to assist residents to file for refunds on utility and property tax burdens. CITY OF SAN BERNARDINO 2005-2010 Con.olidated Plan Page 3-31 Chapter 3: Housing and Community Development Needs 3.7 Community Development Needs Community Development Block Grants (CDBG) can be used for a variety of supportive services and community development activities. These include community services, supportive services for persons with special needs, community facilities, public and infrastructure improvements, and economic development. Similarly, Emergency Shelter Grants (ESG) can be used to provide address the needs of the homeless. The previous sections focus primarily on the City's housing-related needs. This section of the needs assessment describes the City's community development needs, including: 1. Community and Special Needs Services 2. Neighborhood Services 3. Community Facilities and Infrastructure Improvements 4. Economic Development The Community Development Needs discussions are based on consultation with staff from the City, interviews with social service providers and public agencies, information from various existing documents, and comments from the Economic Development Agency's Community Development Citizens Advisory Committee (CDCAC). Community Development Citizens Advisory Committee (CDCAC) CDCAC is in charge of making recommendations to the City Council regarding the use of CDBG public service funds (up to 15 percent of the City's annual CDBG allocation). Several CDCAC members provided input regarding community development needs and identified the following needs as high priorities (more than half of the responded member identified those as priority needs) : Community Facili ties Childcare centers - Handicapped centers - Health facilities - Homeless facilities - Parks and recreation facilities Senior centers - Youth centers Community Services - Child care Economic Development - Employment training Fa<;ade improvements Job creation/retentio n Small business loans - Start-up business assistance servi ces Infrastructure Street improvements - Employment training - Handicapped servi ces - Substance abuse services - Transportation services - Youth services 3.7.1 Community and Special Needs Services Youth and Child Care Services The City of San Bernardino is a family-oriented community, with more than 38 percent of the population being children. The need for youth services is extensive, particularly for the large and minority families that tend to earn lower income or have less disposable income. As part of this Consolidated Plan development, several agencies providing youth services in the City were interviewed to obtain input on services available and unmet needs. These include the YMCA, Boys and Girls Club, and HOME of Neighborly Service. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan pag_ 3-32 Chapter 31 Housing and Community Development Heeds The YMCA offers swim lessons, gymnastics, and sports activities for young people and aquatic exercise programs for seniors. The YMCA has approximately 1,100 members per year, and provides scholarships to cover the costs of membership for children who cannot afford the membership costs. The YMCA also provides preschool for pre-kindergarten age children in the community. Similarly, the YMCA provides before and after-school programs for elementary and middle school age children through a subcontract with the County of San Bernardino Unified School District. The Boys and Girls Club mission is to provide a positive place for kids by offering activities and programs for at risk youth. Activities provided by the Boys and Girls Club include swimming, sports, and arts and crafts. For teenagers and young adults, the Boys and Girls Club provides job preparedness and placement, computer training, counseling, anger management courses, and courses that teach parenting skills to young parents. The Boys and Girls Club also provides a tutoring program that brings in students from the California State University to provide tutoring for local children. It also provides head start for pre- kindergarten age children and English as a Second Language for adults who speak a native language other than English and computer programs for adults as well. The Home of Neighborly Service, Inc. is a community center that provides activities and programs for young people as well. The Home of Neighborly Service provides boy dance programs, Boy Scouts and Girl Scouts, and a boxing program for young people to become involved in. The boxing program is one of their larger programs, which enrolls many young people, who must maintain a "C-average" in school to participate. Not only do all of these programs provide activities for young people, but they also involve parents who donate their time to run the program and plan events for the people involved. .The Home of Neighborly Service also provides a homework center for young people to come to after school, nutrition course for seniors, and homeless services such as free food, clothes, and showers in conjunction with Mary's House of Mercy. The contacts with these organizations identified the main needs facing the City of San Bernardino with respect to young people. The City has a relatively high rate of crime, and the YMCA, Boys and Girls Club, and Home of Neighborly Service try to prevent young people from becoming involved in crime by getting them off the streets and into places where they can both have fun and learn the skills they need to help them in life. Additional needs not currently provided that these organizations identified include providing more Drug Abuse Resistance Education (DARE) courses and other drug use prevention programs, crime reduction programs, more affordable low-income housing, and funding to assist people with housing rent costs, home ownership, and health care costs. Senior Services The majority of elderly in the City of San Bernardino have access to the programs that operate in the City. Many of these programs are provided at the two senior centers located in the City: Fifth Street Senior Center and perris Hill Park Senior Center. Programs offered include: . Senior Companion Program is made up of healthy adults ages 60 years and older who help other adults live independently. Senior Companions provide support to family caregivers. They assist with grocery shopping, transportation to medical appointments, meal preparation, encouraging clients to participate in daily activities, reminiscing, providing companionship and love. Without the help of Senior Companions, many older adults would not be able to continue living at home and would need more expensive, less personal care in a nursing home. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-33 Chapter 3. Housing and Community Development Needs . Retired and Senior Volunteer Program (RSVP) helps individuals age 55 and older put their skills and life experience to work for their communities. RSVP volunteers serve from a few hours to forty hours a week. They do just about everything - from tutoring children and building homes for low-income families, to teaching computer skills and testing for water safety. However they choose to serve, RSVP volunteers meet critical community needs. . The Senior Nutrition Program, provided by the San Bernardino County Department of Aging and Adult Services, includes the procurement, preparation, transportation, service of balanced meals, and nutrition education to older persons at congregate nutrition sites and to homebound individuals. Congregate meals are served to senior citizens 60 years of age or older and their spouses at nutrition sites around the county. There are six centers in the City of San Bernardino where this program provides its nutrition services. In general, service needs of the elderly include adult day care, crime/victim and legal services, education services, employment and training, emergency services, financial aid and benefits, health information and services, housing services, in- home services, mental health services, and transportation services. Health Services The County of San Bernardino Department of Public Health provides a variety of free to low-cost services and programs for low to moderate income households. Programs offered by the County include immunizations, family planning, pregnancy testing, prenatal care, substance abuse programs, and mental health services. San Bernardino County Department of Behavioral Health provides individuals with issues of mental health and substance abuse to find solutions to challenges they face so that they may function within their families and community by providing effective, efficient, and culturally based services. Services they provide include adult services, alcohol and drug services, children services, forensic services, patient rights, outpatient services, and crisis services. San Bernardino Public Health Reproductive Health Services provides family planning services to residents in both San Bernardino and Riverside Counties. Services include birth control methods, male and female reproductive exams, STD testing and treatment, HIV testing and referrals, pregnancy testing and counseling, education, and specialized teen services. The accessibility and affordability of health services are two major issues to low and moderate income households since many do not have basic health insurance, or more specialized care such as dental and vision care. In the past, the City has used CDBG funds to support health services for low and moderate income households, particularly health services for youth. Other Special Needs Services A number of agencies were interviewed to obtain information on services available and unmet needs for persons with other special needs (e.g. persons with disabilities, victims of domestic violence, persons living with HIV/AIDS, and low income households at risk of becoming homeless, etc.) Inland Regional Center (IRC) IRC is community-based, private, non-profit agency, which help people with a developmental disability obtain services and supports that enhance quality of life and increase independence, inclusion, and normalization. Inland Regional Center was designed to provide advocacy for and assistance to developmentally disabled CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-34 Chapter 3: Housing and Community Development Heeds population of San Bernardino and Riverside counties. IRC partners with existing service providers to focus upon providing the best possible services for people with developmental disabilities, resulting in positive changes, or outcomes, in the life of each person served. IRe is also interested in developing services and supports with prospective service providers who possess the necessary educational background, experience, and critical skills necessary to offer high-quality services and supports. Option House Option House provides housing, counseling services, and other types of assistance for victims of domestic abuse and their children. Option House provides a temporary crisis intervention housing program that allows victims of domestic abuse and their children to stay for as long as 18 months. The majority of the women and their children served by the program are low- income and Hispanic. In conjunction with the temporary crisis intervention housing program, Option House provides counseling for the victims of domestic abuse participating in the program. Option House also provides classes on domestic violence education, victim's rights, parenting, budgeting, nutrition, and self-esteem. Option House also provides assistance for its participants to continue their education as well as job preparedness courses. Option House identified the main needs facing the women and children they serve as affordable low income housing, job training, and jobs that pay a livable wage. Affordable low income housing is needed so women have a place they can move to once they have completed the temporary crisis intervention housing program. without affordable low-income housing, victims of domestic abuse are sometimes unable to afford housing for themselves and children. In this situation, these women see no other option but to go back to live with their abuser. Similarly, a lack of job training programs and jobs that pay a livable wage can also leave the victims unable to provide for themselves and their children. Central City Lutheran Mission The Central City Lutheran Mission provides housing and additional services for homeless people living with HIV/AIDS through their Supportive Housing Program. This program uses 14 dwelling units to house both individuals living with HIV/AIDS and families with a family member living with HIV/AIDS. The Central City Lutheran Mission also provides counseling, case management, outreach, and educational assistance for these individuals and families coping with HIV/AIDS. The Central City Lutheran Mission identified the main needs for their target population as affordable housing and health care assistance. More affordable housing is needed to provide for additional people coping with the disease who are currently living on the streets. Additionally, health care services are needed for homeless people living with HIV/AIDS. The Central City Lutheran Mission is pursuing additional funding to provide health care services for the homeless living with HIV/AIDS at the H-Street Health Clinic in San Bernardino. Mary's House of Mercy Mary's House of Mercy provides assistance for both the homeless and low income residents of the City of San Bernardino. For the homeless, Mary's House of Mercy provides showers four days a week. Mary's House of Mercy also operates a women's shelter which provides 40 beds for homeless women who are pregnant or have recently had a child. For both the homeless and low-income residents in need, Mary's House of Mercy provides hot meals and operates a food bank and a clothes closet, and provides basic medical care with the assistance of Behavioral Health Services and the Mobile Wellness Clinic. Mary's House of Mercy also operates Mary's Children, which provides financial assistance for young mothers who have recently had children. Mary's House of Mercy is currently working with the City of San Bernardino to address what the agency considers as the most important need -- to create a men's shelter in the City of San Bernardino. CITY OF SAN BERNARDINO 2005-2010 Con.olidated Plan Page 3-35 . Chapter 3r Hou8ing and Community Development N..d. Foothill AIDS Project's (FAP) FAP provides comprehensive HIV/AIDS case management and supportive services to people infected with the HIV virus. FAP helps people to obtain medical treatment by providing transportation to and from medical appointments and helping to keep people on their medical regiments. FAP also provides other services such as social work counseling, substance abuse counseling I family support, and housing assistance. FAP also provides free food for those in need and housing assistance to help people find affordable housing. FAP also works to reduce HIV infection through prevention education. The majority of the patients treated by FAP are low income. With respect to race and ethnicity, approximately 75 to 80 percent of their patients are minority, predominately African American and Hispanics. FAP has identified the major needs for their target population as affordable housing, improved public transportation, increasing the number of drug abuse treatment facilities, and educating the public about HIV/AIDS. FAP has stated that the agency has difficulty finding affordable quality housing for their clients that is in acceptable living conditions, near transportation, and safe for FAP staff to visit. This need can be exacerbated if the patient has children to care for. Recently I FAP has noticed an increase in the number of women who are infected and who have children. In this situation, FAP must find housing that not only meets the criteria described above, but must also be safe for children and large enough to house children. FAP has also stated that improved public transportation is needed. Currently, not all of FAP clients live near public transportation access points, making it difficult for clients to access FAP services. FAP has also pointed to the lack of in-patient drug treatment facilities in the community and their lack of affordability. Finally, FAP identified the need to educate the public about HIV. Misunderstanding about the transmission of HIV/AIDS creates bias and unnecessary fear. 3.7.2 Neighborhood Services Code Compliance Department The City of San Bernardino Code Compliance Department enforces the codes that govern the use and maintenance of private property. The codes were developed to prevent blight and other nuisances that can devalue, detract, and degrade the quality of any neighborhood. Most of the City's codes pertain to private residential property, but some codes regulate the condition of commercial properties as well. The Code Compliance Department has divided the City into areas based on the City of San Bernardino's police beats. The Department's main office receives calls for code enforcement, which are then forwarded to one of the two case officers assigned to the area from which the call came. Most enforcement is reactive, but the Department does proactively enforce codes as well by informing violators they are not in compliance and issuing citations to rectify the problem. There are currently six areas within the City of San Bernardino that the Code Compliance Department is concentrating their efforts. These areas are as follows: . Between W. 14th Street on the north, W. 13th Street on the east, N. K street on the west, and 1-215 on the east . Between W. Baseline Street on the north, W. 9th Street on the south, Western Avenue on the west, and N. Mount Vernon Avenue on the east CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3.36 " Chapter 3, Housing and Community Development H..d. . Between 18th Street on the north, 13th Street on the south, N. D Street on the west, and N. Sierra Way on the east Between W. King Street on the north, W. Rialto Avenue on the south, N. Mount Vernon Street on the west, and N. K Street on the east. Between N. Sierra Way on the north and west, W. 40th Street on the south, and I-18 on the east Along I-206 between Lakewood Drive and Little Mountain Drive. . . . The Code Compliance Department enforces codes pertaining to illegal auto dismantling and junk storage, illegal garage conversions, and graffiti removal. The Department also enforces codes pertaining to health and aesthetic issues such as illegal dumping, weed control, the accumulation of garbage, trash, appliances, and car parts, the maintenance of yards, fences, streets, or alleyways, and unsightly or deteriorating buildings and structures. In some cases, if a property is in very poor condition and the necessary changes are not made, a property may be demolished. Demolition is a last resort that only takes place after many efforts have been made to improve the property and failed. The Code Compliance Department does not provide any services per se, but will assist people in need with code compliance. The Department works with the Los Padrinos organization to assist elderly and disabled people in the clearance of weeds or removal of appliances and other material that the Department wants removed. The San Bernardino Police Department assists the Code Compliance Department when residents are involved in criminal activity, but are not involved otherwise. The Code Compliance Department has helped improve the conditions of the City of San Bernardino housing stock through their efforts to enforce the codes described above. During FY 1999/00, the Code Compliance Department worked with HUD on over 100 foreclosures. The number of foreclosures has since been reduced to less than ten per fiscal year. Furthermore, Code enforcement prosecutions have been very Buccessful in gaining compliance and recouping the City's costs for enforcement. A partnership among the City Attorney's Office, Code Compliance, Fire Department, and the Police Department has been conducting inspections of dilapidated structures in the City. As a result of the closing of substandard and dangerous housing, 73 families were assisted by the City in moving to residences that met City codes in 2003. CDBG funds are used to help support Code Enforcement in the low and moderate income areas. A portion of the funding is used to demolish substandard structures. The Code Compliance Department works in tandem with the Economic Development Agency relative to demolition of substandard buildings, Neighborhood Initiative Program (NIP) in the Target Areas and stabilizing of neighborhoods. Graffiti The City operates the San Bernardino Free of Graffiti (SB-FOG) program, which allows organizations, businesses, and individuals to adopt an area for graffiti removal. Anti-graffiti kits containing paint and paint supplies are provided to those who are enrolled in the program. Graffiti complaints can be filed with the Code Compliance Department. 3.7.3 Community Facilities and Public Improvements Development Services/Engineering Department The City of San Bernardino Development Services Department is responsible for road improvement projects within the City. The funding for these activities comes predominantly from taxes collected from the sale of gasoline in the State of California as well as from County of San Bernardino Sales Tax. Road CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan page 3-37 Chapter 3: Houaing and community Development Needs rehabilitation activities are guided by the Pavement Analysis Management System, which was completed in 2002. This analysis looked at the existing roads within the City and identifies which roads were in the greatest need of rehabilitation based on the existing condition of the road, traffic volumes, as well as the number of large trucks that traverse the road. The Development Services/Public Works Department has been rehabilitating roads based on this analysis at an average of two per month while focusing their attention on gateways to the City and major arteri~ls. The San Bernardino Development Services/Public Works Department also conducts additional road rehabilitation projects outside the scope of the Pavement Analysis Management System based on visual reconnaissance and public requests. The San Bernardino Development Services Department is also responsible for the maintenance and improvement of the traffic control system, parks and recreation, public facilities such as fire stations, storm drains, and sewers. Due to recent heavy rain events in southern California, the Development Services Department has stated that some repair work on the City's storm drains and sewer system will be required. Parks, Recreation, and Community Services Department The City of San Bernardino Parks, Recreation, and Community Services Department maintains the parks and recreation facilities owned by the City and offers a wide variety of classes and activities for all age groups. The Parks, Recreation, and Community Services Department operates with a number of funding sources, including: . General operations funds from the City; Funds and lands from developers working within the City; Block grants set aside by Proposition 40, which was passed in 2002; Block grants for capital improvement proj ects set aside by Proposition 12, which was passed in 2000; and Urban Park Act 2001 grant. . . . . The Parks, Recreation, and Community Services Department maintains all of the parks and playgrounds within the City of San Bernardino and offers classes such as arts and crafts, fitness, and self defense for adults, after school activities for children, sports for both youths and adults, and many other recreational activities. In addition, the Department has a mentoring program that brings together volunteers from the community and children in order to help at risk youth find positive role models and make the right decisions. The Parks, Recreation and Community Services Department stated that the need for additional funding is needed to: . construct a facility in the northern portion of the City; provide maintenance of parks and playgrounds; and fund existing programs and provide additional programs. . . The Development Services/Public Works Department also stated that the northern portion of the City has experienced substantial growth in recent years and there currently are not any park or recreation facilities in this portion of the City to serve the residents. CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan Page 3-38 Chapter 31 Housing and Community Development Needs 3.7.4 Economic Development A number of agencies help foster economic growth in the City of San Bernardino and the region. Economic Development Agency The Economic Development Agency's mission is to enhance. the quality of life for the citizens of San Bernardino by attracting and retaining businesses and jobs for the City of San Bernardino, eliminating physical and social blight, and developing a balanced mix of quality housing. The Economic Development Agency provides a variety of financial assistance programs. The principal tool used by the Agency in its eleven project areas is governed by redevelopment law and consists of Owner Participation Agreements known as OPA's and Disposition and Development Agreements known as DDA' s. An OPA or a DDA can provide financial assistance to a project over a number of years to be paid out of tax increment that the development will incur. Each one of these agreements is unique to the specific project and intended to make redevelopment of a blighted condition economically viable as well as a catalyst for future development in the area. Other citywide programs include The Micro-Enterprise Loan Program offers up to $25,000 for entrepreneurs to expand an existing business or start a new business. These funds can be used as working capital, to make tenant improvements, to purchase, machinery and equipment, and other business necessities. (Some programs offered by other agencies, such as the Inland Empire Small Business Financial Development Corporation (IESBFDC) Loan Guarantee Program, Grow San Bernardino Fund SBA 7(a) Loan Program, and the Small Business Administration 504 Loan Program offer larger loan amounts for small businesses to expand their businesses or entrepreneurs to start a new business. See discussion below. ) Another program offered by the Economic Development Agency is the Business Incentive Grant Program, which seeks to restore economic vitality and investment confidence to the City of San Bernardino. The program offers financial assistance to help business owners and tenants enhance the curb appeal of their businesses by financing exterior improvements to their business properties. The program also provides grants to help business owners retain their current employment levels or expand their current employment levels. The program offers grants reimbursements that are not-to-exceed $5,000. The applicant will be required to match this grant dollar for dollar and will be reimbursed at the completion of all pre-approved improvements. Additional programs offered by the Agency to foster economic growth in the City of San Bernardino are as follows: The Business Utility User's Tax Rebate Program. The popular program rewards new and expanding businesses who create jobs for City residents, increase sales tax revenues and/or increase property values. The program rebates a percentage of the City's utility tax levied on electricity, gas, video and telephone communication services to the business over a periOd of time. The Economic Development Action Team, also known as EDAT, assists larger projects that will add a significant number of new jobs or significantly increase tax revenue for the City. EDAT is the best tool for a fast, efficient passage through the City's Development process. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 3-39 Chapter 3: Housing and Community Development Needs The Development/Environmental Review Committee or the D /ERC is a team of specialists from various City Departments who review the detailed technical needs and requirements of projects to ensure that the project will comply with all applicable rules and regulations (including environmental). For many projects, the D/ERC is the review authority (or FINAL approving body) saving time and money. The Business Liaison Program assists businesses who encounter difficulties dealing with a City requirement midway through their development or simply need help in interpreting the sometimes complicated development process. The Business Liaison Program helps guide applicants through the City entitlement process. The BizNet Program was created by the Agency and is a state-of-the-art technique utilizing information technology, specifically online and CD-Rom databases, to promote business expansion revenue generation, and job-creation. This program, administered in collaboration with the school of Business and Public Administration at California State University, in San Bernardino, helps companies and businesses gain a better understanding of customers and competitors, both existing and potential, creating a competitive market edge. The Economic Development Agency receives its funding from tax increment revenues. The Economic Development Agency sets aside 20 percent of its funding to be used for building affordable housing. Recently, the Economic Development Agency has been concentrating these funds on affordable low-income housing for seniors. Private and Quasi-Public Organizations Small Business Development Center The Inland Empire Small Business Development Center (SBDC), a division of the Inland Empire Economic Partnership (IEEP), provides the small businesses and entrepreneurs in Riverside and San Bernardino counties with business assistance services from a variety of locations in the Inland Empire. National Development Corporation - Grow San Bernardino National Development Corporation Grow San Bernardino is a non-profit organization that provides one-on-one business consulting services to existing and potential business owners. The agency also provides grants and matching financial assistance to a variety of small and mid-size businesses. San Bernardino County Jobs and Employment Services Department (JESD) JESD strengthens the local economy by matching qualified job seekers with the employment needs of San Bernardino County business. This service is at no cost to either the job seeker or the employer. The goal is to help people help themselves by providing employment services and placement assistance to enhance the economic success and quality of life in San Bernardino County. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 3-40 Chapter 4 Housing and Development Community Strategic Plan This five-year Housing and Community Development Strategic Plan identifies the priorities for allocating resources and specific programs to address unmet significant housing and community development needs facing the City of San Bernardino for 2005 through 2010. The Strategic Plan is based on the priorities and needs as identified by residents, community stakeholders, and experts, as well as empirical data. 4.1 Strategic Framework The overall strategic framework for the City of San Bernardino Consolidated Plan is consistent with a number of important City documents, including, but not limited to the following: . Housing Element of the General Plan (2000-2006)' Redevelopment Implementation Plan (2004-2009) Capital Improvement Program (2002-2007) . . Housing Element Each jurisdiction in the State of California is required to prepare a Housing Element as part of the General Plan. The Housing Element establishes goals, policies, and objectives that will result in the maintenance and expansion of housing supply to adequately accommodate households in the community. The San Bernardino Housing Element establishes the following goals for the City: . Facilitate the development of a variety of types of housing to meet the needs of all income levels in the City of San Bernardino. . Conserve and improve the condition of the existing affordable and revitalize neighborhoods containing a substantial deteriorated dwelling units. housing stock percentage of . Assist in the development of adequate housing to meet the needs of low and moderate income households. . Assist the provision of housing for residents with special needs. The Housing Element for the City of San Bernardino was originally developed for the 2000-2005 period, with an update scheduled for July 1, 2005. Due to budgetary constraints at the State level. the Housing Element update cycle for the Southern California Association of Governments (BCAG) region has been extended by the State for one year to July 1, 2006. Currently, SCAG is requesting another two-year extension as permitted by a new legislation adopted by the November 2004 Legislature. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 4-1 Chapter 4: Housing and Community Development Strategic Plan . Reduce the adverse effects of preservation, and conservation moderate-income households. governmental of housing, actions on particularly the production, for low- and · Promote equal housing opportunity for all residents of the City of San Bernardino. Relationship to the Consolidated Plan The Housing Element addresses the housing needs of all economic segments of the community, although emphasis is placed on households with incomes up to 120 percent of the Median Family Income (MFI). The Consolidated Plan focuses on the housing and community development needs of households with incomes at or below 80 percent MFI. Redevelopment Implementation Plan (2004-2009) The Redevelopment Agency of the City of San Bernardino has established eleven (11) redevelopment project areas: . Central City Projects . Northwest . Central City North . Tri-City . Central City West . South Valle . State College . Uptown . Southeast Industrial Park . Mt. Vernon Corridor . 40th Street Each project area may vary in land use by predominantly contain similar uses such as vacant land, public, institutional, residential, commercial, and industrial uses. The Redevelopment Agency is revitalize areas plagued by objectives of the Agency are: responsible the adverse for pursuing activities blighted conditions. The that would goals and . Eliminate blighting influences including deteriorating buildings, uneconomic land uses, obsolete structures, and other environmental, economic and social deficiencies. · Improve the appearance of existing buildings, streets, parking areas, and other facilities. . Facilitate land assembly to prevent piecemeal development that would leave economic potential underachieved. . Provide a procedural and financial mechanism by which the Agency can assist, complement, and coordinate public and private development, redevelopment, revitalization, and enhancement of the community. · Re-plan, redesign, and develop underdeveloped areas that are stagnant or improperly utilized. . Encourage cooperation and participation of residents, businesses, public agencies, and community organizations in revitalizing the area. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 4~2 1- Chapter 4~ Housing and Community Development Strategic plan . Encourage private sector investment in development of the Project Areas. . Promote the economic well being of the area by strengthening and encouraging diversification of its commercial base. . Strengthen retail and other commercial functions in the Project Areas. . Provide adequate public improvements, utilities that cannot be provided or action without redevelopment. public facilities, open spaces, and remedied by private or governmental . Facilitate the construction, reconstruction of adequate transportation facilities I curbs I gutters, streetlights I storm other improvements necessary to correct existing deficiencies. streets drains, and and . Make provision for housing as is required to of various age, income, and ethnic groups opportunity for individual choice. satisfy the needs and desires of the community, maximizing . Expand or improve the community's supply of low and moderate income housing. Relationship to the Consolidated Plan Significant portions of the Project Areas fall within the City's low and moderate income areas, as defined by the CDBG program. Both the redevelopment and Consolidated Plan programs are established to revitalize deteriorated neighborhoods, expand economic opportunities, and provide affordable housing opportunities. Expenditure of redevelopment housing funds can benefit households with income up to 120 percent MFI. Targeted households to be assisted under the Consolidated Plan programs are those with income up to 80 percent MFI. Tax increment revenues generated in the eleven Project Areas are used to leverage CDBG/HOME funds. Activities to be pursued using tax increment financing include, but are not limited to, making necessary infrastructure improvements, cleanup of contaminated properties, assistance with lot assembly, and provision of affordable housing. Capital Improvement Program (2002-2007) The Capital Improvement Program (CIP) serves as a planning tool to coordinate the financing and scheduling of major capital improvement projects to be undertaken by the City. These projects generally include: public buildings, facilities, and utility systemsj development-financed infrastructurej drainage facilitiesj parksj and roads, bridges and freeways. Not all projects included in the CIP have budget approval. Typically, the CIP is reviewed on an annual basis to meet changing needs, priorities, and financial conditions. Relationship to the Consolidated Plan The City's five-year capital Improvement Program represents a key community and economic development tool to implement the priorities detailed in the Consolidated Plan. The CIP allocates funding for targeted public investments that support revitalization of the City's older neighborhoods and downtown San Bernardino as well as new development projects that will create employment for local residents. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-3 Chapter 41 Housing and Community Development Strategic Plan 4.2 Housing Resources and Community Development As the largest community in San Bernardino County, the City is responsible for the social and economic well-being of over 185,400 residents and thousands of local businesses. Housing and community development needs in the City are extensive and require the effective and efficient use of limited funds. Leveraging of multiple funding sources is often necessary to achieve the City's housing and community development objectives. Funding sources available to the City of San Bernardino on an annual basis are shown in Table 4-1. Table 4-1 Annual Resources Available ADDu.1 Federal Programs Resource. Community Development Block Grant (CDBG) $4,052,434 HOME Investment Partnerships Act (HOME) $1,605,422 American Dream Downpayment Initiative (ADDI) $44,731 Emergency Shelter Grant (ESG) $156,327 HOD Section 202 $11,000,000' Continuum of Care & Shelter Plus Care $7,762,515 Housing Authority of the County of San Bernardino (HACSB) Housing $15,831,312 Choice Vouchers San Bernardino Housing Authority Public Housing $ 4,834,128 Neighborhood Initiative Program (NIP) $690,000' HOD Section 108 Loan $7,500,000* Total $ 53,476,869 City Programs Redevelopment Tax Increment Funds (Gross) $ 20,700,000 Redevelopment Housing Set-Aside $4,140,000 City General Funds and State Funds $45,364,240 Total $ 70,204,240 Note: While the City's Redevelopment Project Areas generate significant portions of those funds have already been debt or are needed to make ERAF payments to tbe State. are significantly less than sbown. large amounts of tax increment funds, committed to existing bonds and other Available funds for upcoming projects .. Indicates that this may be a "one-time" allocation. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-4 ~ Chapter 4: Housing and Community Development Strategic Plan 4.3 4.3.1 Priority Setting Criteria for Establishing Priority Input from the various sources helped the City establish expending the HUD Community Planning and Development (CPD) funds ADDI, and ESG funds), based on a number of criteria, including: 4.3.2 the priority for (e.g. CDBG, HOME, . Urgency of needs Cost efficiency Funding program limitations and eligibility of activities/programs Availability of other funding sources to address specific needs Consistency with City goals, policies, and efforts . . . . Priority Ranking Priority ranking has been assigned to each category of housing and community development needs as follows: . High Priority: Activities to address this need are expected to be funded with CPD funds during the five-year period. . Medium Priority: If CPD funds are available, activities to address this need may be funded during the five-year period. . Low Priority: The City will not directly fund activities using CPD funds to address this need during the five-year period. However, the City may support applications for public assistance by other entities if such assistance is found to be consistent with the Consolidated Plan. . No Such Need: The City finds there is no need for such activities or the need is already substantially addressed. The City will not support applications for public assistance by other entities for activities where no such need has been identified. 4.4 Housing Objectives and Conununity Development The national goals of the CDBG, HOME, and ADDI programs are the development of viable urban communities by providing decent housing, a suitable living' environment, and the expansion of economic opportunities, principally for persons of low and moderate income. The ESG program is designed to provide emergency and transitional housing, as well as supportive services for the homeless and those at risk of becoming homeless. Mission Statement The City of San Bernardino's Economic Development Agency's mission with regard to housing and community development is to enhance the quality of life for the citizens of San Bernardino by creating and retaining jobs, eliminating physical and social blight, supporting culture and the arts, developing a balanced mix of quality housing, along with attracting and assisting businesses both independently and through public-private partnerships. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-5 Chapter 4: Housing and Community Development Strategic Plan Housing and Community Development Priorities The City of San Bernardino and the Economic Development Agency intend to pursue the national goals through implementation of this Strategic plan. Consistent with this aim, the City will allocate CDBG, HOME, ADDI and ESG funds for the support of community planning, development and housing programs and activities directed toward achieving the following priorities: 4.4.1 . Preserve and rehabilitate of existing single-family dwellings. . Expand homeownership opportunities and assist homebuyers with the purchase of affordable housing. . Provide rental assistance and preserve existing affordable rental housing. . Expand the affordable housing inventory through new construction. . Eliminate identified impediments enforcement, and testing. education, fair housing through to . Remove barriers to the development and preservation of affordable housing. . Assist homeless and special needs populations with supportive services. . Promote economic development moderate income persons. opportunities for low and and employment . Improve and expand community facilities and infrastructure to meet current and future needs. . Improve neighborhood conditions through code enforcement and abatement of dilapidated structures. Housing Strategy Rising housing costs and the aging housing stock affect many households in the City of San Bernardino, particularly those of lower and moderate incomes. Specifically, the Census documented 83 percent of the extremely low income households, 79 percent of the low income households, and 57 percent of the moderate income households experienced one or more housing problems such as housing cost burden, overcrowding, or substandard housing conditions. This section presents the City of San Bernardino's housing strategy for the next five years pertaining to the use of CDBG, HOME, American Dream Down Payment (ADDI) funds and redevelopment housing set-aside funds. Table 4-2 below summarizes the priority affordable housing objectives using these funds. Table 4-5 in Section 4.4.4, specific Five-Year Objectives, lists the specific activities to be undertaken over the next five years. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan Page 4-6 r Chapter 4: Housing and Community Development Strategic Plan Table 4-2 Five-Year Housing Needs and Priorities Goals Priority (units/ Need l1IImet Households Priority Housing Needs Income Level Need ) 0-30% High 3,259 20 Small Related 31-50% High 20 1,965 51-80% High 1,259 10 0-30% High 2,130 20 Large Related 31-50% High 1,305 20 51-80% High 924 10 Renter 0-30% High 708 20 Elderly 31-50% High 423 20 51-80% High 179 10 0-30% Medium 1,565 0 All Other 31-50% Medium 760 0 51-80% Medium 520 0 0-30% High 2,023 210 Owner All Households 31-50% High 315 1,932 51-80% High 3,307 345 Special Populations ( including elderly households with a housing 0-80% High 200 problem) Total Goals 1,390 Section 215 Renter Goals 150 Section 215 Owner Goals 1,240 Notes: 1. "Unmet Need" based on CHAS Data on households with housing programs (including cost burden, overcrowding, and inadequate housing). 2. Program goals include housing programs funded with COBG, HOME, American Dream Down payment and redevelopment housing set-aside funds only. Section a vouchers, public housing, and other privately-funded projects are not included. Persons assisted under the Homebuyer Education and Counseling program are not included either. 3. Section 215 Goals are affordable housing that fulfill the criteria of Section 215 of the National Affordable Housing Act. For rental housing, a Section 215 unit occupied by a low income household and bears a rent that is less than the Fair Market Rent or 30 percent of the adjusted gross income of a household whose income does not exceed 65 percent of the AMI. For an owner unit assisted with homebuyer assistance, the purchase value cannot exceed HUD limit. For an ownership unit assisted with rehabilitation, the mortgage amount cannot exceed HUD limit. 4. Special needs households include renter-households to be assisted with new construction/conversion of rental housing, and owner-households to be assisted with mobile home repair grants, elderly/special need repair grants, and mobile home ownership programs. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 4-7 Chapter 41 Housing and Community Development Strategic Plan Priority H-l: Dwellings Preserve and Rehabilitate of Existing Single-Family H-l-l: Mobile Home Repair Grant This program provides grants of up to $5,000 to mobile homeowners whose income does not exceed 60 percent of median income to make minor repairs and improvements per local and state codes. If the owner sells or changes registered ownership within one year after the work is complete, the funds are 100 percent repayable. H-1-2: Elderly/Special Needs Minor Repair Grant Program The Oldtimers Foundation, a non-profit corporation, working under contract with the City of San Bernardino Redevelopment Agency, makes minor repairs for low income homeowners (80 percent and below median income). The repair amounts cannot exceed $750 per house. To be eligible for this program, the applicant must be either a senior, age 60, or disabled, handicapped or recipient of S.S.I. H-1-3: Single-Family Beautification Grant Program This program is intended to assist homeowners occupying single-family dwellings to make improvements to their homes. Improvements may include: roof replacement, exterior painting, landscaping, plumbing, flooring, structural deficiencies, etc. A homeowner must own their home for not less than one year and may earn not more than 120 percent of the median income. A homeowner must agree to live in the home for at least one year following completion of work or the Grant must be repaid. This program is administered by Neighborhood Housing Services of Inland Empire, Inc. (NHSIE). H-1-5: NIP Home Improvement Deferred Loan and Beautification Grant The City of San Bernardino Economic Development Agency (Agency) in cooperation with Neighborhood Housing Services of the Inland Empire, Inc. (NHSIE) offer a program that helps income-eligible households in the Neighborhood Initiative Program (NIP) Target Areas (Figure 4-1) to improve their homes. Low interest deferred loans and grants are available to help finance housing improvements. Eligible households must live in the City of San Bernardino NIP Target Areas, and own their home for at least one year, need repairs, and meet the required income guidelines. Assistance includes: . Home Improvement Loan: Provides up to $35,000 for needed improvements available at three percent ~imple interest. This loan is deferred and is repaid only when the property is sold, transferred, rented, leased or refinanced. A Deed of Trust is used to secure the loan (lien on property) . . Beautification Grant. receive a grant of up their home and improve and landscaping. In conjunction with the $35,000 loan, owners may to $10,000 to enhance and beautify the exterior of neighborhood conditions, such as, painting, fencing CITY OF SAN BERNARDINO 2005-2010 Consolidated plan Page 4-8 Chapter 4: Housing and Community Development Strategic Plan Figure 4-1 Neighborhood Initiative Program (NIP) Target Areas ~- #5 '--)- ! ~: t, .Ii , !----- ~~- 1- J j-- i#! #7 NIP TARGET AREAS J H-1-6: Lead-Based Paint Hazard Reduction The City/Economic Development Agency (EDA) provide referrals to and works cooperatively with the County's Lead-Based Paint Removal Program to coordinate efforts to reduce lead-based paint hazards through testing. The County received funds from the State Department. of Community Services for the development of education and to raise awareness of lead-based paint. Additionally, educational materials were provided to residents through the San Bernardino Redevelopment Agency's Rehabilitation Program to inform residents of lead hazards and how to get tested, report, and remove the hazard. The Agency is also remediating and stabilizing 80 percent of rehabilitated properties by the removal or encapsulation of lead-based paint. Priority H-2: Expand Homeownership Opportunities Homebuyers with the Purchase of Affordable Housing and Assist H-2-1: Mortgage Assistance Program (MAP) MAP provides down payment/closing costs assistance to qualified first time buyers whose annual incomes do not exceed 120 percent of median income. The eligible homebuyer must buy a home, condominium, or townhouse, or a lender/HOD foreclosure house in the City. The Agency can assist with twenty percent of the purchase price of the home, but the homebuyer must contribute no less than $1,000. In addition, the homebuyer must attend a 16-hour homebuyer education program offered by the Neighborhood Housing Services. The assisted homebuyer pays back the loan only if the property is sold, transferred, re-financed or converted to a rental property within ten years. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-9 Chapter 41 Housing and Community Development Strategic Plan H-2-2: Homebuyer Education and Financial Counseling This program, operated by the Neighborhood Housing Services of Inland Empire, Inc., provides homebuyer education and financial counseling services to low and moderate-income households embarking on the purchase of a home. The counseling teaches participating families about basic household budgeting, the importance of savings, and major repairs and other regular household maintenance. Applicants for funding under the City's Mortgage Assistance Program are required to complete the 16~hour Homebuyer Education and Financial Counseling course. H-2-4: Lease-to-Own Program Through a Joint Powers Authority known as the Riverside-San Bernardino Housing and Finance Agency, the City participates in a Lease-to-Own Program that is marketed to low and moderate income renters (earning up to 140 percent MFI) who want to purchase a single-family home but do not have the financial means for the necessary downpayment and closing costs. A participating renter may lease a single-family home for up to three years, with rental payments credited toward the purchase of the home. After three years of timely payment, the participant can receive title to the property and assume the mortgage payments. H-2-5: Section 8 Homeownership Program The Section 8 Homeownership Assistance Program provides the option for qualified families/individuals to choose between rental assistance and homeownership assistance. The program will assist eligible low and moderate income families or individuals to purchase a home within the jurisdiction of the HACSB. In order to increase the level of affordable homeownership, the Section 8 Homeownership Assistance Program enables families to qualify for mortgage loan payments that would not otherwise be affordable for the households based upon their income. The homebuyer's portion of the mortgage payment would remain at 40 percent of total adjusted monthly household income. The HACSB would then pay the difference between the homeowner's portion and the mortgage payment. Priority H-3: Provide Rental Affordable Rental Housing Assistance and Preserve Existing H-3-l: Section 8 Housing Choice Voucher Program The Housing Authority of the County of San Bernardino (HACSB) administers the Section 8 Housing Choice Voucher program in the City of San Bernardino. The Housing Choice Voucher Program provides rental assistance to low income households with incomes up to 50 percent MFI. The voucher recipient is typically responsible for the rent up to 40 percent of its gross household income. The voucher will pay for the balance of the rent as approved by the HACSB. H-3-2: Public Housing Improvements and Initiatives The HACSB also owns and manages 26 scattered sites of conventional public housing, totaling 140 units in the City of San Bernardino. The HACSB also owns seven affordable housing developments that total 652 units in the City. These units are affordable to households with incomes up to 50 percent MFI. The HACSB will continue to utilize Public Housing Modernization Rehabilitation Program to upgrade its public housing stock. Resident Advisory Group. The HACSB established an organized Resident Advisory Group at four locations in the County - Barstow, Redlands, Waterman Gardens, and the Medical Center in San Bernardino. These groups are active in the administration of the on-site community centers and locating and scheduling programs. These groups are also active in other aspect of the management of their housing by offering outreach, childcare, parent education programs, and utility education programs. CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan Page 4-10 Chapter 4~ Housing and Community Development Strategic Plan Advantage ProgrlUlll The HACSB established the Advantage Program to assist Housing Authority residents in the County in becoming self-sufficient. Although The Advantage Program is funded and operated by the HACSB, the Advantage Staff is comprised of professionals from various local agencies, community colleges, and private employers. This unique collaborative partnership has enabled the Advantage Program to provide residents throughout the County with a wide range of supportive services and training opportunities. Services offer include: . Access to computers and the Internet for job searching through the Neighborhood Network; Assistance and information on how to manage family resources, including utilities and groceries; Help with transportation costs for approved activities; Assistance with childcare for approved activities; Assistance with vehicle repairs and insurance for approved activities; Help with tuition fees and books for training related to employment; Referrals to other community agencies for assistance with employment and family needs; Onsite counseling for residents and resident family members; and Help with tools, uniforms, and other items needed for employment and training activities. . . . . . . . . H-3-3: Preservation of Assisted Rental Housing Eleven federally assisted housing projects provide affordable housing to 1,276 households. All of these developments maintain project-based Section 8 rental assistance ensure affordability of the units to low income households (up to 50 percent MFI). Among the 11 federally assisted multi-family housing projects, nine have long-term project-based Section 8 contracts that have either expired or will be expiring during the five-year planning period of this Consolidated Plan. Combined, these nine projects offer 1,071 assisted units. The City will monitor the status of these units and, to the extent feasible, facilitate discussions with property owners, HUD, and interested non-profit affordable housing providers to extend the affordability of these units. Priority H-4: Construction Expand the Affordable Housing Inventory through New H-4-l: New Construction The San Bernardino Redevelopment Agency partners with for-profit and non-profit housing developers to expand the City's affordable housing stock through new construction and acquisition/rehabilitation. The Economic Development Agency will pursue both rental and ownership housing opportunities for households with incomes up to 120 percent MFI. H-4-2: Infill Housing Program This program was designed to create high quality housing on unimproved (vacant) infill sites within established neighborhoods throughout the City. The City works with local developers and lending institutions interested in joint ventures to create affordable housing opportunities for first-time homebuyers. CITY OF SAN BERNARDINO 2005-2010 Con.olidated Plan Page 4-11 Chapter 4: Housing and Community Development Strategic plan Priority H-5: Eliminate Identified Impediments through Education, Enforcement, and Testing to Fair Housing H-S-l: Fair Housing Services The City contracts with a fair housing service provider (Inland Fair Housing and Mediation Board) to mitigate impediments to fair housing in San Bernardino. The services include: educational assistance; and outreach and enforcement in the sale and rental of properties, particularly those protected by state and federal fair housing laws. H-S-2: Analysis of Impediments to Fair Housing Choice The City will complete update to the 2000 AI to identify impediments to fair housing within the context of the current market conditions and public sector environment. Priority H-6: of Affordable Remove Housing Barriers to the Development and Preservation H-6-l: Elimination of Governmental Constraints The City undertook a major effort to eliminate constraints with respect to land use regulations in the development and adoption of the new Zoning Code that unified and simplified the development regulations and processes. That effort was followed by reorganization of the City to unify the various development-related departments into a single Development Services Department and a one-stop permit counter. The City is committed to continuing the streamlining of development activities and regulations and will continue to analyze potential programs to eliminate land use constraints, particularly as related to the provision of new housing and rehabilitation of housing. Therefore, the City will consider amendments to the Municipal Code to allow increased administrative decisions by staff or Zoning Administrator to grant discretionary approvals to housing projects, administrative relief for lower cost housing and density bonus programs, deviations from the Development Code for lower cost and senior housing projects, and will continue to evaluate fees to identify those that may be waived and/or decreased in order to encourage lower cost and senior citizen housing. 4.4.2 Homeless and Persons with Special Needs San Bernardino County has a growing homeless population. According to the San Bernardino County 2003 Homeless Census and Survey, between 14,861 and 23,549 unduplicated San Bernardino County residents experience homelessness in a given year. While specific information on the homeless population in the City of San Bernardino is not available, national studies estimate the homeless population at approximately one percent of the population, placing an estimated 1,850 homeless persons in the City. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-12 Chapter 4; Housing and Community Development Strategic Plan Table 4-3 summarizes the City's five-year priority non-homeless special needs. Table 4-5 in Section 4.4.4 presents the City's specific five-year objectives. Table 4-3 Priority Non-Homeless Special Needs Dollars to Priorit Address Special Needs y Need Primary Omnet Quantified Subpopulations Level Omnet Need Program. Need Objectives 15,226 elderly Senior persons, services, Elderly/Frail High including housing repair $175,000 1,500 seniors Elderly 7,282 frail grants, and elderly ADA with a improvements disability Estimated Needs are 1,200 addressed Severe Mental Low persons primarily N/A N/A Illness with severe mental through the illness County Estimated Special needs 50 persons with disabilities 14,465 services, (not including physically housing repair Physical/ disabled grants, ADA community Developmentally High and 5,560 improvements $100,000 facilities/public Disabled development to improvement ally infrastructure projects that disabled and communi ty involve persons facilities accessibility improvements) Estimated 12,400 Needs are Persons with persons addressed Alcohol/Drug High with primarily N/A N/A Addictions substance through the abuse County issues Needs are 940 persons addressed Persons with primarily HIV / AIDS Low living with through $100,000 50 persons AIDS Countywide efforts Note: See Chapter 3, Housing and Community Development Needs Assessment for more detailed discussions on populations with special needs. Priority H/SN-l: Assist Homeless and Special Needs Populations with Supportive Services H/SN-l-l: Continuum of Care Strategy for the Homeless The City of San Bernardino recognizes that homelessness is a regional issue that impacts every community in the region. As the largest community in the County, the City also serves as a hub for service providers. The City supports the efforts of this network of agencies in ending homelessness through the Regional Continuum of Care Strategy. The Continuum of Care Strategy involves four key components: CITY OF SAN BERNARDINO 2005.2010 Con.olidated plan page 4-13 Chapter 4, Hou8ing and Community Development Strategic Plan . Homeless Prevention: provision of preventative services will decrease the number of households and individuals who will become homeless and require emergency shelters and assistance. The City seeks to prevent homelessness by funding emergency assistance for families and households at-risk of homelessness. Educating residents about available services is a key component in reducing homelessness. . Homeless Outreach and Needs Assessment: The homeless require a broad spectrum of services from transportation assistance to life skills to childcare to prescriptions. The City works with homeless providers to identify gaps in assistance and fund these identified gaps on an annual basis. . Emergency Shelter and Transitional Housing. The City provides funds to service providers offering emergency shelter, transitional housing, motel vouchers, food, and a variety of other services which address basic subsistence needs. Based on discussions with homeless advocates and providers, permanent housing and support services are priorities for addressing the immediate needs of the homeless population. . Homeless Transition Strategy: Providing emergency services without complementary transitional and permanent housing services creates a situation where the homeless remain in San Bernardino for services but are trapped in an emergency housing situation or lack shelter due to inadequate resources for transitional and permanent housing. The City will emphasize services providing transitional and permanent housing assistance through case management, life skills, rental support and job assistance for homeless families and individuals transitioning to permanent housing. The City uses ESG and CDBG public service grants to assist agencies that provide preventive services, emergency shelters, transitional housing, and supportive services for the homeless and at-risk homeless. H/SN-1-2: Supportive Services for Special Needs Populations up to 15 percent of the CDBG annual allocation can be used to support social service providers that serve the homeless, low income persons, and those with special needs. Special needs groups in the City include, but are not limited to, youth, seniors, persons with disabilities (including HIV/AIDS), persons with substance addictions, and victims of domestic violence. 4.4.3 Community Development The City of San Bernardino is one of the oldest communities in California. Much of the City was developed at least 30 or 40 years ago, with aging infrastructure, obsolete buildings, inadequate community facilities, deteriorating neighborhood conditions. These conditions affect not only residents, but also local businesses. With 55 percent of the households earning low and moderate incomes and 28 percent of the population living below the poverty level, economic development activities are also critical. The priorities for in this section. development needs. year objectives. addressing the City's community development needs are discussed Table 4-4 summarizes the City's five-year priority community Table 4-5 in Section 4.4.4 presents the City's specific five- CITY OF SAN BERNARDINO 2005~20l0 Consolidated Plan Page 4~14 Chapter 41 Houaing and Community Development Strategic Plan The "Dollar to Address Unrnet Priority Needs" and "Quantified Objectives" presented in this table are estimates only; by no means these figures guarantee funding to a specific organization or a specific group. Table 4-4 Priority Community Development Needs Priority Community Development Ne.ds PUBLIC SBRVICB NBBDS (people) Priority Level Quentified Objective.. Dollars to Address tJnmet Priori ty Need. Homeless Services High 1,500 persons Fair Housing High 1,000 persons Senior Services High 1,500 persons Handicapped Services High 100 persons $2,000,000 ($300,000 + Youth Services High allocated on Child Care Services 2,500 persons an annual High Transportation Services Medium basis for -- public Substance Abuse Services Medium 1,000 persons service) Employment Training High 1,500 persons Health Services High 4,000 persons $750,000 (ESG) Crime Awareness Medium --- Other Public Service Needs Medium u _ Lead Hazard Screening High _u PUBLIC FACILITY NBBDS (projects) Senior Centers Medium $13,000,000 Handicapped Centers Medium (up to 65% of CDBG) Homeless Facilities High Youth Centers Medium $750,000 Childcare Centers Medium (ESG) Health Facilities Medium Neighborhood Facilities Medium Parks and/or Recreation Facilities High Parking Facilities Low Non-residential Historic Preservation Low 25 projects Other Public Facility Needs Medium INFRASTRtlCTURB (projects) $20,000,000 Water/Sewer Improvements Medium (general Street Improvements (include ADA fund and improvements) High other Sidewalks (include ADA improvements) High development impact fees) Solid Waste Disposal Improvements Medium Flood Drain Improvements High Other Infrastructure Needs Medium CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan Page 4-15 -----r---- Chapter 41 Housing and Community Development Strategic Plan Table 4-4 Priority Community Development Needs Priority Community Development Heeds KCOIlOllJ:C DBVBLOPllllNT Priority Level Quantified Objective. Dollars to Address lJmDet Priori ty Needs ED Assistance to For-Profits High $2,500,000 (businesses) (Business ED Technical Assistance (businesses) High Incentive Micro-Enterprise Assistance (businesses) High 2,500 jobs Grant, CIC, Rehab; Publicly- or Privately-Owned created or SBDC) Commercial/Industrial (projects) High retained C/I' Infrastructure Development Medium (projects) Other C/I Improvements (projects) Medium CODK IlNPORCBMBNT 20,000 inspections $10,000,000 Code Enforcement High 30,000 parcels abated pLANllJ:NG/ADIIJ:NJ:STRATJ:ON Planning/Administration (COBG, HOME, and High $3,000,000 ESGl --- TOTAL KSTJ:MATBD DOLLARS NBBDBD $51,500,300 Note: This table does not include potential expenditures of CDBG and HOME funds on housing activities. Strategy CD-l: Reduce Poverty and Promote Development and Employment Opportunities for Moderate Income Persons Economic Low and CD-l-l: Agency Owner Participation Agreements (OPS) and Disposition and Development Agreements (DDA) CD-1-2: Small Business Development Center The City works with the Inland Empire Small Business Development Center (SBDC), a division of the Inland Empire Economic Partnership (IEEP), to provide small bus~nesses and entrepreneurs in the City with business assistance services. CD-1-3: Community Investment Corporation Community Investment Corporation (CIC) is a non-profit organization created in response to a countywide survey conducted by the Riverside County Board of Supervisors. The survey identified the need for capital for low-income residents to develop and expand businesses and have access to affordable housing. To address this need, crc's mission is to dedicate its resources to make capital available and provide technical assistance services for the development and expansion of micro-business enterprises in distressed areas and to the target population. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan page 4-16 Chapter 4s Housing and Community Development Strategic plan CD-1-4: National Development Corporation - Grow San Bernardino The City works with the National Development Corporation - Grow San Bernardino, a non-profit organization, to provide one-on-one business consulting services to existing and potential business owners in the City. This agency also provides grants and matching financial assistance to a variety of small and mid-size businesses. CD-1-5: Business Incentive Grant Program The Business Incentive Grant (BIG) Program is a tool to help business owners and tenants enhance the curb appeal of their businesses by financing certain exterior improvements to their business properties. BIG program goals include: . Enhance the building's original architecture (encourage architectural integrity to eliminate blighted conditions); Retain current level and/or create new employment opportunities; and Restore economic vitality and investment confidence. . . CD-1-6: Business Utility User's Tax Rebate Program The Business Utility User's Tax Rebate Program rewards new and expanding businesses who create jobs for City residents, increase sales tax revenues and/or increase property values. The program rebates a percentage of the City's utility tax levied on electricity, gas video and telephone communication services to the business over a period of years. CD-1-7: Business Liaison Program The Business Liaison Program assists businesses who encounter difficulties dealing with City requirements midway through their Development or simply need help in interpreting the sometimes complicated development process. The Businesses Liaison Program helps guide applicants through the City entitlement process. CD-1-8: Economic Development Action Team - EDAT The Economic Development Action Team, commonly known a EDAT, assists larger projects that will add a significant number of new jobs or increase tax revenue for the City. EDAT is the best tool for a fast, efficient passage through the City's Development process. CD-1-9: Development/Environment Review Committee-D/ERC The Development/Environmental Review Committee or the D/ERC is a team of specialists from various City Departments who review the detailed technical needs and requirements of projects to ensure that the project will comply with all applicable rules and regulations (including environmental). For many projects, the D/ERC is the review authority, (or FINAL approval body) saving time and money. CD-l-10:BizNet-Assistance for High Growth Businesses The Agency created and developed BizNet, a state-of-the-art technique utilizing information technology, specifically online and CD-Rom databases; to promote business expansion, revenue generation, and job-creation. This program, administered in collaboration with the school of Business and Public Administration at California State University, San Bernardino; assists private-sector companies in gaining a better understanding of existing and future clients. BizNet also provides education on existing and long range competitors, thus giving a more "competitive edge" in the market arena. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 4-17 i Chapter 41 Housing and Community Development Strategic plan Strategy CD-2: Improve Infrastructure to Meet and Current Expand Community and Future Needs Facilities and CD-2-1: Community Facilities and Infrastructure Improvements The City will continue its efforts to design and construct streets and sidewalks needed to improve the living environment, improve accessibility (i.e. ADA improvements), and prevent the deterioration of the transportation infrastructure in low and moderate income neighborhoods. City will also continue its efforts to design and construct storm drains needed to prevent flooding. The City uses Section 108 guarantees and float loans from HUD to finance large scale public improvements. Two Section 108 loans issued in FY 1998/99 and FY 2000/01 totaling $8 million were used to eliminate slum and blight conditions and to provide jobs for low and moderate income persons. In June 2003, the City submitted an application for a new $10 million Section 108 loan to fund several activities such as land acquisition, relocation assistance, demolition/clearance, and public improvements such as streets, curbs, gutters, sidewalks, etc. within eight designated areas: . 9th Street. and Rialto . Area A. Old Towne - Between "E" Street to 1-215, and 6th Street to Area 8. Meadowbrook - Between Sierra Way and Waterman Avenue, Avenue and 3rd Street. Area C. secombe Lake Waterman Avenue. Area D: North Lake - Between "E" Street to 1-215, and 9th Street to Road. Baseline . 5 th and 3rd Streets, and Sierra Way and Between . . Area B. Arden-Guthrie Soccer Complex - Bounded by. the western portion of Sterling, the eastern portion of Victoria, and northern portion of Highland to include Arden and Pacific Streets. Area P. Uptown Area - Bounded by the eastern portion of Waterman Avenue, the southern portion of Baseline, the eastern portion of "H" Street and a northern portion of Highland. It also includes 13th, 16th, 18th, and 21st Streets. Area G. Westside - Bounded by Mt. Vernon on the east, California Street on the west, and Highland on the north. It also includes Washington, California, 16th and 19th Streets. Area H: 40th Street - Includes the streets of 40th, 41st, and 44th. It is bounded by Waterman Avenue on the east, Mt. Vernon on the west, and includes the southerly portion of Sonora Drive and Ralston Avenue. . . . Strategy CD-3: Improve Neighborhood Enforcement and Abatement of Dilapidated Conditions Structures through Code CD-3-1. Code Enforcement As an older city, many of the neighborhoods in San Bernardino are experiencing deferred maintenance and exhibiting signs of decline. The City operates a rigorous Code Enforcement program to ensure neighborhood conditions are improved and maintained, and housing units and building structures are safe and up to codes. As part of the City's overall efforts in improving the quality of the living and business environments, the City uses Code Enforcement to ensure quality developments in the City. Code Enforcement efforts are also focused on the dilapidated and vacant structures to encourage property owners to eliminate unsafe conditions and building deficiencies. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 4-18 Chapter 4: Housing and Community Development Strategic Plan CD-3-2: Demolition/Clearance of Dilapidated Buildings In conjunction with the Code Enforcement program, the City also utilizes COBG funds to demolish vacant, dangerous, and dilapidated buildings. 4.4.4 Summary of Five-Year Objectives Table 4-5 summarizes specific objectives for housing, homeless, special needs, and community development objectives during the 2005 through 2010 planning period. Only programs funded with COBG, HOME, ESG, and redevelopment housing set-aside funds are included in this table. Other programs such as Section 8 and Lease-to- Own programs over which the City does not have direct control, their objectives are not specified in this table. Table 4-5 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives Priority Housing, Special Needs, and Community Development Activities Specific Housing Objectives Performance Measure Proposed Five-Year Objectives lIH-l-l. MObile Home Repair Grant Output 15 households Measure: (30% MFI) Funding Sources: HOME funds Households 30 households (50% MFI) 55 households (80% MFI) lIH-1-2. Blderly/Special Needs Minor Repair Output 15 households Grant Measure: (30% MFI) Households Funding Sources: Redevelopment Housing Set- 30 households Aside funds (50% MFI) 55 households (80% MFI) lIH-1-3. Single-Family Maintenance Grant Output 20 households Measure: (30% MFI) Funding Sources: Redevelopment Housing Set- Households Aside funds 55 households (50% MFI) 125 households (80% MFI) 300 households (120% MFI) lIH-1-4. NIP Home Improvement Loan and Grant Output 15 households Measure: (30% MFI) Funding Sources: Redevelopment Housing Set- Households Aside funds 25 households (50% MFI) 10 households (80% MFI) lIH-2-1. Mortgage Assistance Program Output 75 households Measure: (80% MFI) Funding Sources: HOME, Redevelopment Housing Households Set-Aside funds 175 households (120% MFI) CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 4-19 Chapter 4: Housing and Community Development Strategic Plan Table 4-5 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives Proposed Priority Housing, Special Needs, and Performance rive-Year Community Development Activitiee Measure Objectives #H-2-2. Homebuyer Bducation and Pinancial Output 150 households Counseling Measure: (30% MFI) Households Funding Sources: HOME, private funds 200 households (50% MFI) 550 households (80% MFI) 600 households (120% MFI) #H-4-l. New Construction (Multi-pamily) Output 85 units Measure: (30% MFI) Funding Sources: HOME, Redevelopment Housing- Housing Units Aside funds 80 units (50% MFI) 65 units (80% MFI) 45 units (100% MFI) #H-4-2. New Construction/Infill Housing Output 30 units (Single-Pamily) Measure: (80% MFI) Housing Units 71 units Funding Sources: Redevelopment Housing-Aside (120% MFI) funds and Federal HOME funds Potential Outcome Measure: Specific Housing Objectives Assist 11 percent of the 22,259 households with housing problems CITY OF SAN BERNARDINO 2005-2010 Conaolidated Plan page 4-20 I Chapter 4a Housing and Community Development Strategic Plan Table 4-5 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives Priority Housing, Special Needs, and Community Development Activities Specific Homeless/Special Needs Objectives iH/SN-l-l: Continuum of Care Strategy for the Homeless Funding Sources: ESG funds #H/SN-1-2: Supportive Services for Special Needs Population Funding Sources: CDBG funds CITY OF SAN BERNARDINO 2005-2010 Consoliaated Plan Performance Measure proposed Five-Year Objectives Output Measure: Persons Shelter Operation: 1,500 persons Homeless Services: 1,500 persons Potential Outcome Measure: Number of persons placed in supportive housing programs as a proportion of total assisted Output Youth: 1,800 Measure: Seniors: 1,500 Persons Substance Abusers: 1,000 Victims of Domestic Violence: 500 Legal Services: 1,000 Health Services: 4,000 Employment Training: 1,500 Persons with HIV/AIDS: 100 Potential Outcome Measures: . Number of seniors helped to allow them to age in place and avoid being institutionalized Number of youth diverted from gang activities Reduction in juvenile delinquency Number of persons completed drug/ alcohol rehabilitation and sustaining sobriety Number of persons transitioned into permanent/supportive housing Number of persons placed in jobs . . . . . Page 4-21 Chapter 4s Housing and Community Development Strategic Plan Table 4-5 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives Priority Housing, Special Needs, and Community Development Activities Specific Bconomic Development Objectives Performance Measure Proposed :rive-Year Objectives Output 2,500 jobs CD01-1 Agency Owner participation Agreements Measure: Jobs created or (OPS) and Disposition and Development retained Agreements (DDA) ICD-1-2 small Business Development Output 125 jobs Corporation Measure: created or Jobs retained Funding Sources: CDBG, private funds ICD-1-3: Community Investment Corporation Output 100 jobs Measure: created or Funding Sources: CDBG, private funds Jobs retained ICD-1-4: National Development Corporation - Output 300 jobs Grown San Bernardino Measure: created or Jobs retained Funding Sources: CDBG, private funds ICD-1-5: Business Incentive Grant Output 1,000 jobs Measure: created or Funding Sources: CDBG, private funds Jobs retained CD-1-6: Business Utility User's Tax Rebate Output 500 jobs Program Measure: Jobs created or retained Output 2,000 jobs CD-1-7 : Business Liaison Program Measure: Jobs created or retained Output 200 jobs CD-1-8: Economic Development Action Team-BOAT Measure: Jobs created or retained CD-1-9: Development/Environmental Review Output 200 jobs Committee-D/RRC Measure: Jobs created or retained Output 125 jobs CD-1-10: BizNet-Assistanee for High Growth Measure: Jobs created or Businesses retained Potential Outcome Measures: . Number of unemployed persons Specific Beonemic Development Objectives: placed in jobs . Number of low and moderate income persons employed Specific Community pacilities and Infrastructure Objectives I ICD-2-1. Infrastructure and. CODDlluni ty Output 25 projects Pacili ties Measure: Projects l'unding Sources: CDBG funds, Section 108 Outcome Measure: Revitalization of neighborhoods and elimination of blight ICD-3-1: Code Bnforcement Output 20,000 Measure: inspections l'unding Sources: CDBG, General funds Inspections; Abatement; and 30,000 parcels demolition abated Outcome Measure: Revitalization of neighborhoods and elimination of blight; correct housing and building codes violations CITY OF SAN BERNARDINO 2005-2010 consolidated Plan page 4-22 ,--- Chapter 41 Housing and Community Development Strategic Plan Table 4-5 Summary of Five-Year Specific Housing, Special Needs/Homeless, and Community Development Objectives Performance Measure Output Measure: Housing Units Outcome Measure: of neighborhoods of blight Proposed Five-Year Objective. 100 units Funding Sources: CDBG funds Revitalization and elimination 4.5 Institutional Structure 4.5.1 Service Delivery and Management The Economic Development Agency of the City of San Bernardino has the lead responsibility for development and implementation of all of the City's housing and community development programs. The Agency is responsible for preparation and implementation of the five-year Consolidated Plan, annual Action Plans, and any amendments to the both Plans. In addition, the Agency is responsible for preparing the Consolidated Annual Performance Evaluation Reports (CAPERs), reporting on the progress achieved during a given fiscal year. Implementation of the Consolidated Plan requires mul tiple funding sources - federal, state, local, funds create housing and economic opportunities households, particularly those with special needs. the efficient leveraging of and private resources. These for low and moderate income 4.5.2 Coordination Many projects also involve the coordinated efforts of public, private and quasi- public agencies and organizations. The Agency coordinates the development and execution of a regional homeless assistance plan with a countywide Homeless Coalition and a Local Coordinating Group. Participation in these groups includes non-profit service providers, County Board of supervisions, County Department of Public Social Services, County Department of Mental Health, County Department of Public Health, Realtors, the AFL-CIO, Veterans, the Building Industry Association, Habitat for Humanity, local colleges, and job training groups. The participation of the City in this cooperative effort enables and facilitates delivery of homeless services and resources through effective networking. The Economic Development Agency also will continue to meet with public and other housing and supportive service providers to use all available resources to the maximum levels of effectiveness. Meetings with these agencies will occur regularly throughout the fiscal year to endorse applications for funding and to discuss cooperative ventures. 4.5.3 Gaps in Service Delivery System The most significant gap in the service delivery system is the lack of sufficient funding to address the extensive needs. To bridge this gap, the City actively pursues additional funding opportunities for housing and community development. CITY OF SAN BERNARDINO 2005-2010 Consolidated Plan Page 4-23 Chapter 4; Housing and Community Development Strategic Plan The City also encourages public/private partnerships to maximize the effective use of resources. 4.6 Monitoring 4.6.1 Monitoring Procedures The City of San Bernardino follows strict internal monitoring procedures to ensure funds are used appropriately and effectively. Subrecipients are monitored through quarterly reports and onsite visits by the grants coordinator. Affordable housing development projects are monitored to ensure compliance with housing quality standards with City staff performing site visits, inspections, and auditing tenant files. In addition, property management is required to submit reports documenting compliance with income restrictions. 4.6.2 Performance Measures The City has been continually working to develop a system that measures productivity and program impact. Productivity The Integrated Disbursement and Information System (IDIS) is used to track expenditures and accomplishments of CDBG and HOME funds. This information is subsequently used by staff to prepare the Consolidated Annual Performance Evaluation Report (CAPER) and to evaluate future funding applications. Program Impact An appropriate performance measurement system would also include a component that measures program impact. Program impact reflects the extent to which activities yield the desired results in the community or in the lives of persons assisted. Output-Based Performance Outputs are direct products of a program's acti vi ties. They are typically measured in terms of the volume of work accomplished, such as number of low-income households served, number of items processed, or number of units constructed or rehabilitated. The processes described above provide the department with the necessary level of information to satisfy the "outputs" component. Outcome-Based Performance Outcomes are benefits that result from a program or activity. Outcomes typically relate to a change in conditions, skills, knowledge, status, etc. Outcomes could include improved quality or quantity of local affordable housing stock, improved or revitalized neighborhoods or improved quality of life for program participants. The City intends to require each subrecipient of federal funds to describe beyond quantitative accomplishments how their programs and/or activities provide a more comprehensive, far reaching level of improvement to each individual benefiting from the use of federal funds. CITY OF SAN BERNARDINO 2005.2010 Consolidated Plan page 4-24 ANNUAL ACTION PLAN 2005 - 2006 Exhibit "A" CONSOLIDATED ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005-2006 Introduction .. ..... ...... .... ... ... ... ... ...... ... ........................... .................... ................. ..... ............ ....... ..... I I. Strategy Implementation. ... ... ... ......... ............. ... ..... ..... ...... ....... ...... ....... ............... ............. .....2 A. Funding Sources and Available Programs....................................................................3 B. Support of Applications by Other Entities ...................................................................5 C. Priority Investment Plan ...............................................................................................6 D. Non-Housing Community Development Needs.........................................................1 I E. Geographic Distribution .............................................................................................23 F. Service Delivery and Management.............................................................................24 II. Other Actions ..... ....... ...... ... ... ......... ...... ... ... .......... ....... ..... ....... ... ..... ... .................. ...............24 A. Public Policies .... ............................... .............. ..... ... ............... ... .................................24 B. Institutional Structure ........................... ........... ..... ......... ....................... .................. ....24 C. Public Housing Improvements ...................................................................................25 D. Public Housing Resident Initiatives ...........................................................................25 E. Lead Based Paint Hazard Reduction ..........................................................................25 III. Anti-Poverty Strategy....... ...... .............................................. .......... ..... ...... ......... .................25 IV. Coordinating Services .. ............... ...... ... ... .... ... ... ....... ... ...... ... ...... ... ..... ... ... ... ...... ......... ....... ..25 V. Program/Project Monitoring....... ...... ...... .... ... ... ... ..... ..... ... ............... ............... ........ ... ... .......26 VI. Program Requirements ... ... ...... ...... ...... ... ... .... ... ..... ....... ... ... .... ... ... ..... ... ... ...... ...... ................26 A. Specific CDBG Grant Program Submission Requirements .......................................26 B. Specific HOME Submission Requirements ...............................................................28 C. Specific ESG Submission Requirements ...................................................................29 NOTE: On file with Agency Secretary APPENDIX A - Listing of Proposed Projects APPENDIX B - Required Tables APPENDIX C - Required Certifications APPENDIX D - Public Comments APPENDIX E - Public Notice APPENDIX F - Grants Application Forms (Form 424) CDBG HOME ESG CONSOLIDATED ANNUAL ACTION PLAN FOR PROGRAM YEAR 2005-2006 INTRODUCTION The City of San Bernardino has provided leadership in developing community strategies for providing decent, affordable housing, a suitable living environment and expanded economic opportunities for all households within our City. The City has developed viable partnerships with the private sector that include: financial institutions, real estate professionals, developers and private businesses. San Bernardino has been at the helm in developing strong collaboration with for-profit and nonprofit organizations to access federal and state programs to increase housing opportunities for low- and moderate-income households, eliminate blight, and provide necessary public support services for families or individuals in need of assistance, as well as address needed public facilities, infrastructure improvements and entice economic development activities. The City has established its approach of developing goals and objectives that will have a long- term stabilizing impact on City neighborhoods through the concentration of resources on eight specific citywide priorities detailed in I. Strategy Implementation. The City involves its citizens in determining needs, issues and the designing of programs and activities to address those needs and issues. The City coordinates the efforts of its City Departments to meet the identified housing needs, and utilizes housing programs and projects to create sufficient visual impact intended to stimulate additional private investment in the City's housing stock and diversified neighborhoods. For 2005-2006 Program Year, the City will be awarded federal entitlement funds in the amount of $5,858,914 under the following programs: Community Development Block Grant (CDBG) Program, $4,052,434; the HOME Partnership Investment Act (HOME) Program, $1,605,422; American Dream Downpayment Initiative (ADD!), $44,731; and $156,327 in the Emergency Shelter Grant (ESG) Funds. The Annual Action Plan contains the following sections: I. Strategy Implementation Strategy Implementation details the City's investment plan for Fiscal Year 2005-2006. The investment plan includes funding sources and available programs, a matrix chart that details funding levels and number of households to be assisted under each priority; the geographic allocation of resources; and a plan for delivery service and management. II. Other Actions Other Actions states the City's proposed actions to ameliorate the negative impacts of public policies, to examine and modify, if necessary, the institutional structure that will improve service delivery, to improve public housing, to undertake public housing resident initiatives and to reduce the hazards associated with lead-based paint. III. Anti-Poverty Strategy The Anti-Poverty section contains the City's strategy to reduce the number of households with incomes below the poverty line. I City of San Bernardino - Consolidated Plan - FY 2005-2006 IV. Coordinating Services This section describes the City's plan to increase and improve coordination between public and private housing and soci!ll service agencies located in the City of San Bernardino V. ProgramlProiect Monitoring This Section describes the process the City will undertake to ensure sub-recipients of federal funds are in compliance with federal and local regulations and requirements. VI. Program Reauirements Program requirements contain two required certifications that the City will affirmatively further fair housing and is following a residential, displacement and relocation plan. VII. SummarY of Citizen Comments Citizens Comments summarizes written comments received during the public review period and describes how comments were addressed, if applicable. The mission of the City of San Bernardino is to actively and aggressively improve, develop and maintain quality neighborhoods and provide housing opportunities throughout the City of San Bernardino. The City has identified eight priority areas to pursue and focus on in the Five-Year Consolidated Plan (2005-2010). The Eight Priorities are: Priority #1: Preservation and Rehabilitation of Existing Single Family Dwellings Priority #2: Expand Homeownership Opportunities and Assist Homebuyers with the Purchase of Affordabte Housing Permanent (Existing and New Construction) Priority #3: Provide Rental Assistance and Preserve Existing Affordable Rental Housing Priority #4: Assist Homeless and Special Needs Persons with Supportive Services Priority #5: Expansion of "Affordable" Housing Opportunities New Construction Priority #6: Promotion of Economic Development and Employment Opportunities for Low- and Moderate-Income Households Priority #7: Improve and Expand Infrastructure to Meet Current and Future Needs Priority #8: Elimination of Identified Impediments to Fair Housing through Education, Enforcement, and Testing The City's strategy is to effectively utilize and aggressively seek federal, state, redevelopment, local and private resources to operate and implement a number of programs to assist households in each of the eight Priority Areas. The following is a detailed chart of funding sources and a summary of each of the priorities listed in the Five-Year Strategy section ofthe Consolidated Plan. Also included are 2 City of San Bernardino - Consolidated Plan - FY 2005-2006 One Year Objectives that have been established by the City and a proposed plan for service delivery and management. A. Fundin2 Sources and Available Pr02rams 1. Funding Sources Anticipated to be Available for Programs and Activities. The financial resources expected to be available to carry out and implement projects and activities identified for the 2005-2006 fiscal year are: FEDERAL SOURCES PrOl!rams Community Development Block Grant (CDBG) CDBG Program locome (CinemaStar lease payments to repay Section 108 Loan) HOME lovestment Partnership locome ($44,731 American Dream Downpayment loitiative [ADDI]) HOME Program locome Emergency Shelter Grant ESG HUD Section 202 Program (AHEPA Senior Housing) Continuum of Care & Shelter Plus Care San Bernardino Housing Authority Housing Choice Voucher Program San Bernardino Housing Authority Public Housing Neighborhood loitiative Program (NIP) HUD Section 108 Loan (Mercado Santa Fe and Arden Guthrie Retail/Commercial Projects) TOTAL LOCAL RESOURCES Prol!rams RDA Tax locrement Funds (Approximately) RDA 20% Housing Funds City General Fund and State Funds (Refer to Table 7) TOTAL NONPROFIT AND FOR PROFIT SOURCES PrOl!rams Non Profit Partners lo-kind Donations (Approximately) Developer lovestment (Approximately) Private Lending lostitutions (Approximately) TOTAL Resources $ 4,052,434 260,000 1,650,153 1,200,000 156,327 11,000,000 7,762,515 15,831,312 4,834,128 690,000 7.500.000 $54.936.869 Resources $20,700,000 4,140,000 45.364.240 $70.204.240 Resources $ 6,500,000 12,120,000 22.157.000 $40.777.000 3 City of San Bernardino - Consolidated Plan - FY 2005-2006 2. Available Programs for which the City Does Not Intend to Apply. The City of San Bernardino will not apply for the following federal resources during FY 2005/2006: Rural Homeless Housing The City will not apply for Rural Homeless Housing Funds because there are no rural areas located within the City. Competitive Programs Table Support of Applications on the following page indicates that the City will support applications made by other entities for federal grant funds with the exception of Rural Homeless Housing. 3. Circumstances under which the City would not certify that applications of other entities are consistent with the Consolidated Plan: During fiscal year 2005-2006, the City shall support the efforts of San Bernardino County agencies and non-profit and other entities in their applications for funding from all available funding sources. However, the City will not support agencies' applications, if such applications are not consistent with the City's 2005-2010 Consolidated Plan. The circumstances under which the City will not support such applications are: a. There is no demonstrated ability by the applicant to carry out the activity/project in a timely manner. b. Type of activity, size of proposed project, and lack of implementation plan to successfully complete and maintain the project. 4. Plan for Leveraging Private and Non-Federal Funds by Use of Federal Funds. Local funds will be leveraged to the greatest extent possible by using it as "seed money" or local match for programs funded by state or federal government and/or private enterprise. Financial assistance may be provided as grants or loans, and may include equity participation. 5. Matching Fund Requirements. The City was notified that for Program Year 2005-2006, the City is exempt from Matching Fund Requirements relative to the Federal HOME Program. Emergency Shelter Grant (ESG) Program. In-kind resources and private donations will be utilized by the non-profit service providers with the ESG Grant. Other eligible public/private sources will be actively pursued when feasible. 4 " City orSon Bernardino - Consolidated Plan - FY 2005-2006 B. Support of Applications by Other Entities U.S. Department of Housing and Urban Development CPD Consolidated Plan Support of Applications by Other Entities Report Fundin2 Source FormulaJEntitlement Programs ESG Public Housing Comprehensive Grant Competitive Programs HOPE 1 HOPE 2 HOPE 3 ESG Supportive Housing HOPW A Safe Havens Rural Homeless Housing Sec. 202 Elderly Sec. 811 Handicapped Moderate Rehab SRO Rental Vouchers Rental Certificates Public Housing Development Public Housing MROP Public Housing ClAP LIHTC 5 Support Application by Other Entities? y y y y y y y y y N y y y y y y y y y City orSan Bernardino - Consolidated Plan - FY 2005-2006 C. Priority Investment Plan The following illustrates activities the City of San Bernardino expects to address and allocate federal funds and other resources in fiscal year 2005-2006. The City will undertake priority needs in terms of local objectives that were identified in the City's Five-Year Consolidated Plan. Priority #1: Preservation and Rehabilitation 0/ Existing Single Family Dwellings Under Priority # 1, the City seeks to actively maintain, improve and develop quality neighborhoods and housing opportunities throughout the entire City. The program activities are described in detail in the Five-Year Consolidated Plan. The following table provides the funding source, amount of planned funding, households to be assisted, and activity to be undertaken. TABLE 1 CITY OF SAN BERNARDINO Priorltv #1: Preservation a,odReha,bilitationofExistioecSinl!leFamil Units Activity Funding Pla,nned Honseholds Undertaken Sonrce Fundinec to be Assisted Housing Improvement Program RDA Housing Fund $1.4 Million 125 Single Family units and mobile HOME Funds $690,000 homeslN eighborhood Housing NIP Funds Service (NHS) and Neighborhood Improvement Program (NIP) Senior Old Timers Grant RDA Housing Fund $75,000 25 Utility Assis1lmce Program RDA Housing Fund $65,000 205 Households Sources: City of San Bernardino Staff Estimates. Priority #2: ExpandHomeownership Opportunities and Assist Homebuyers with the Purchase o/Affordable Permanent Housing (&isting and NeUlConstructiQn) The City will concentrate a portion of its affordable housing funds on providing low- to moderate- income households with the opportunity to own their own home. This effort will be approached with the programmatic tools discussed in the Five-Year Consolidated Plan. Table 2 lists the amount of funding, the Funding Source, and projected number of households to be assisted. 6 City of San Bernardino - Consolidated Plan - FY 2005-2006 TABLE 2 CITY OF SAN BERNARDINO Priority #2 - Expand Homeownership Opportnnities and Assist Homebuyers with the Purchase of Affordable Housin!! Permanent tExistin!! and New Construdion) Activity Funding Planned Household. Undertaken Source Fundin. to be Assisted Mortgage Assistance Program (ExistingINew RDA Housing Fund $400,000 25 Construction- MAP Programs) Federal HOME Funds $400,000 Private Investment $10 Million TELACU Development Corporation TELACU $3 Million II HOME funds $550,000 Homebuyer Education HOME $80,000 200 Neighborhood Housing Services Loan HOME $1,000,000 5 Program ANR Meadowbrook (Single Family) Private $2,000,000 HOME funds $1,500,000 5 RDA Housing Fund $2,000,000 Walnut Single Family (In-fill Project) Private $20 Million 80 HOME funds $1,500,000 RDA Housing Fund $2 Million Sources: City of San Bernardino Staff Estimates, Private Developers Estimates. IPriority #~: Provide Rental Assistance and Preserve Existing Affordable Rental Housing Under Priority #3, the City, with the assistance of the San Bernardino County Housing Authority, will assist very low and low income households with rental payments to alleviate rent burden, overcrowding and unsafe or unsanitary living conditions. In addition, the City plans to facilitate the development of new senior rental housing projects for low-income seniors. According to San Bernardino's County Department of Human Services, 64,262 households living in the City of San Bernardino relied on some form of public aid, i.e., Cash Aid, Food Stamps and/or MediCal during the year 2004. In addition, according to San Bernardino Unified School District's Research and Statistical Department, of the 59, I 05 students enrolled, 81.1 % qualify for the District's "Free and Reduced Lunch Programs." Two factors that contribute to this steady increase are: I) the declining of "affordable housing" in Los Angeles and Orange Counties causing families to migrate to San Bernardino County; and, 2) the impact of economic opportunities that plague our local economy. As a consequence, the City projects a high level need for housing assistance during the 2005-2006 Program Year. Table 3 summarizes the activities to be undertaken, funding sources, funding amounts and projected number of households to be assisted. 7 City of San Bernardino - Consolidated Plan - FY 2005-2006 TABLEJ CITY OF SAN BERNARDINO Prioritv#J: Provide Rental Assistance and Preserve Existim! Affordable Rental lIousinl! Households or Activity Funding Planned Units to be Undertaken Source Fundinl! Assisted Housing Choice Voucher Program Section 8 $15,831,312 2,599 Lutheran Senior Housing HOME funds $250,000 50 Rental Assistance Program RDA Housing Fund $250,000 125 St. Bernardine's Senior Housing HOME funds $400,000 150 CASA Ramona Senior Housing HOME funds $50,000 42 Sources: City of San Bernardino Staff Estimates; County of San Bernardino Housing Authority Estimates, Private Developer Estimates. IIp,iQiitji#:A.$SiStJ(ohttli!$~~liiiJ;diir'ft14id''J!iiSotis}MriJli$i1liJj}~N,,"tl1lei,;; ii' , . ,... . I,' . III Under Priority #4, the City provides housing assistance and supportive services to San Bernardino's homeless population, "at-risk" population, and other "special needs" population identified by the City and its service providers. Priority #4 includes the City's strategies for transitional and emergency shelters for the homeless, the prevention ofhomelessness and helping the homeless make a transition to permanent housing. Other services to be funded include child care, senior services, job training, crisis intervention, counseling, medical assistance and after school programs. The following table details the funding sources, planned funding amounts and households to be assisted through various social service programs in fiscal year 2005-2006. The entitlement amount for the 2005-2006 Emergency Shelter Grant (ESG) Program is $156,327. The City also allocated $75,000 in CDBG public service funds for homeless or transitional housing programs. Existing programs that have proven their effectiveness will continue to be a priority for ESG funding during Program Year 2005-2006. The following have been recommended: Central City Lutheran Mission, 1139 Perris Street $15,000 for the provision of providing Essential Services for the treatment and counseling of substance abuse. This program services homeless individuals in need of medical treatment and/or counseling. The Perris Street site can house up to seven individuals. Participants can remain in the program as long as treatment and programs are being followed. ESG funds will be used to assist with staff salaries. 8 City of San Bernardino - Consolidated Plan - FY 2005-2006 Foothill AIDS Project (FAP), 362 Orange Show Lane $11,000 for the provision of Homeless Prevention. This project will assist individuals who are HN Positive, homeless or at risk of becoming homeless. The organization works in collaboration with County Housing Authority. The F AP organization will utilize ESG funds as a "one-time" assistance to individuals or families who need "move-in" assistance, i.e., first month's rent, security deposit, utilities, etc. A Housing Service Plan will be developed and other supportive services will be provided. Frazee Homeless Shelter, 1413 Kendall Avenue $16,000 for the provision of Maintenance & Operations for shelter services. The Frazee shelter provides services to homeless men. The Kendall A venue site can serve eight individuals at any time. The minimum stay is one (I) night; the maximum stay is six (6) months. Each person enters into a plan to get them back to work or are assisted in securing permanent benefits, i.e., Social Security, veteran's pension, etc. Ninety (90%) of their clients are veterans. ESG funds will be used for utilities and consumable supplies. Mary's Mercy Center, 641 Roberts Avenue $22,327 for the provision of providing Essential Services for a day shelter to include showers, laundry facilities and emergency food bags. Mary's Mercy Center provides a center for homeless and low-income individuals by offering a "day center" for homeless and working poor by offering showers/hygiene, meals, clothing, infant emergency needs and bus passes. Counseling services are provided on a weekly basis. ESG funds will pay for staff and some items for the day shelter. Option House, Incorporated - P.O. Box 970, San Bernardino $22,000 for the provision of providing Temporary Crisis Intervention Program. Option House is a family/domestic violence intervention and prevention services agency. Program houses up to fourteen (14) women and their children for up to 60 days. Residents live in a "home-like" environment and focus on putting their lives back on track. Option House also has a satellite office in the County Courthouse. ESG funds will assist with staff salaries and utility costs. Salvation Army - 845 W. Kingman, San Bernardino $70,000 for the provision of providing Maintenance & Operations for the Salvation Army's Emergency Shelter. The Salvation Army's shelter can accommodate seventy-four (74) individuals per day. The City's Police Department, social services and hospitals "refer" or "take" clients to the Salvation Army for emergency shelter. A job referral program is also offered. Clients who secure employment are allowed transitional living at the shelter for an extended period of time. ESG funds will be used for staff salaries and consumable supplies. New programs that will close gaps in San Bernardino's continuum of care are also a funding priority. Emergency Shelter Grant (ESG) projects recommended for funding are consistent with the priorities and needs established in the City's 2005-2010 Five- Year Consolidated Plan. The City will continue to leverage non-HUD funding sources, i.e., City General funds, Redevelopment Set-Aside funds, Cal-Works funds, as well as state, county and private funding. 9 City of San Bernardino - Consolidated Plan - FY 2005-2006 The City continues to collaborate closely with Community Action Partners of San Bernardino County, a private, nonprofit, public benefit corporation whose mission is to reduce the causes and conditions of poverty and to develop and implement a coordinated plan to address homelessness in San Bernardino. Grants for shelter and care programs were awarded to sixteen (16) entities. These awarded projects will provide homeless services throughout San Bernardino County. The entities are identified as follows: I) Institute for Urban Research and Development $2,192,400; 2) Community Action Partnership of San Bernardino County $750,477; 3) Community Action Partnership of San Bernardino County $1,995,040; 4) Morongo Basin Mental Health Services Association, Inc. $87,606; 5) Central City Lutheran Mission $76,794; 6) Inland Temporary Homes $69,402; 7) Foothill Family Shelter, Inc. $34,125; 8) Inland Behavioral and Health Services, Inc. $367,063; 9) New Hope Village, Inc. $66,675; 10) Knotts Family Agency $420,000; 11) Luvlee's Residential Care, Inc. $912,150; 12) The Salvation Army $158,522; 13) Frazee Community Center $26,250; 14) Victor Valley Domestic Violence, Inc. $276,379; 15) Central City Lutheran Mission $17,672; 16) St. John of God Health Care Services $311,960. Clients will be educated on how to access services available in their community, including public health programs and other social service organizations. TABLE 4 CITY OF SAN BERNARDINO Prioritv #4: Assist Homeless and Spedal Need Persons witb Sunportive Services Activity Funding Planned Housebolds Undertaken Source FundiDl! to be Assisted Emergency Shelter Grant Program ESG $156,327 1,850 (Emergency/Transitional Programs) CDBG $146,500 Central City Lutheran Mission, Frazee In-Kind Private $5,752,759 Homeless Shelter, Mary's Mercy Center, New Donations House, Incorporated, Salvation Army, Foothill AIDS Project and Option House, Inc. Rental Assistance Program RDA Housing Fund $250,000 125 Community Action Partnership, Frazee Shelter + Care $7,762,515 315 Community Center, Saint John of God COC Healthcare, Salvation Army of San Bernardino, New Hope Village, Inc., Fontana Native American Center, Central City Lutheran Mission, Provisional Educational Services, Inc. ASA Learning Center CDBG $15,000 40 In-Kind $150,000 Sources: Otv of San Bernardino Staff Estimates, Non-Profit Orflanizations and Child Care Provider Estimates. 10 City of San Bernardino - Consolidated Plan - FY 2005-2006 Under Priority #5, the City will concentrate on the development and construction of affordable housing units for families earning less than one hundred twenty percent (120%) of area median income (AMI). The programs to be utilized under this priority are described in the Five-Year Consolidated Plan. The following table indicates the funding sources, funding amounts and number of households to be assisted. TABLE S CITY OF SAN BERNARDINO Prioritv #S: Exnansion of Affordable Housinl! Onnortunities throul!b New Construction Activity Funding Planned Households Undertaken Source Fundinl! to be Assisted Walnut Single Family In-fill Private funding $20 Million 80 HOME $1,000,000 RDA Housing Fund $1.2 Million ANR Meadowbrook Single Family In-fill Private $2 Million 5 HOME $1,500,000 RDA Housing Fund $2 Million TELACU Single Family In-fill Private $3 Million 11 HOME $550,000 "G" Street and 16th Street HOME $320,000 Single Family Development Private $1,040,000 4 Senior Advocate Single Family Private $180,000 Development HOME $80,000 I AHEP A Senior Multi-Family Housing HUD $ 13 Million 90 HOME $700,000 Simpson's Housing Solutions Multi- Private $6.6 Million 37 Family HOME funds $700,000 Mary's Mercy (Multi-Family) Private $400,000 9 (Men's transitional housing) HOME funds $300,000 Sources: City of San Bernardino Staff Estimates, Private Developer Estimates. D. Non-Housing Community Development Needs As previously noted in the Non-housing Community Development Needs Assessment, the availability of Community Development Block Grant (CDBG) monies and other resources, will enable the City to allocate funds to specific low-income neighborhood areas that are prone to neighborhood decline and dilapidation. Through this effort the City reduces the risk of obvious delineation of lower income neighborhoods; thereby promoting pride of homeownership and residency in all geographic areas within the City limits and in turn, encouraging the economic empowerment of its low- and moderate-income residents. II City of San Bernardino - Consolidated Plan - FY 2005-2006 Two of the City's highest priorities are: (1) to attract industries and employers that provide higher- paying jobs and a wider range of employment opportunities, and (2) to assure that local residents have the necessary skills to fill those jobs. To implement said priorities the City, in collaboration with other public agencies and private enterprise developers, will pursue strategies that promote the growth of production industries whose goods or services are sold to state, national, or global markets to bring outside income into the community. The City will also promote particular industries that are attracted by the comparative natural resource, i.e., transportation, costs, labor force, and other natural resource advantages that San Bernardino offers. The primary entity to implement these priorities is the City's Economic Development Agency (EDA). During the 2005-2006 fiscal year, the City's EDA will continue to support job creation, job retention, training, education, downtown revitalization, and infrastructure improvement efforts. Federal assistance in the form of a Section 108 loan, float loans, economic development initiatives and other financing such as redevelopment funds will be the resources that will be sought or used to assist the City in Priority #6. Table 6 details the organizations that the City will contract with for the promotion of economic and job creation. TABLE 6 CITY OF SAN BERNARDINO Priority #6: Promotion of Economic Development and Employment Opportunities for Low- and Moderate-Income Households Businesses Activity Funding Planned to be Assisted Undertaken Source Fundin!! or Jobs Created Small Business Development Corporation In-Kind; Private $500,000 6 Institution and CDBG $20,000 Community Investment Corporation In-Kind; Private $300,000 Institutions and 10 CDBG $25,000 National Development Corporation - Grow San In-Kind; Private $1,250,000 20 Bernardino Institutions and Redevelopment Funds CDBG $50,000 Business Incentive & Downtown Revitalization! Redevelopment Funds $230,000 35 Fa,ade Program Private Business $380,000 Contributions Sources: City of San Bernardino Staff Estimates, Private Business Owners Estimates. 12 City orSon Bernardino - Consolidated Plan - FY 2005-2006 The Economic Development Agency's mission is to enhance the quality oflife for the citizens of San Bernardino by attracting and retaining businesses and jobs, eliminating physical and social blight, and developing a balanced mix of quality housing. The Micro-Enterprise Loan Program offers up to $25, 000 for entrepreneurs to expand an existing business or start a new business. These funds can be used as working capital, to make tenant improvements, to purchase machinery and equipment and other business necessities. Other programs offered by other agencies, such as the Inland Empire Small Business Financial Development Corporation, Grow San Bernardino Fund SBA 7 (a) Loan Program and the Small Business Administration 504 Loan Program offer larger loan amounts for small businesses to expand their businesses or entrepreneurs to start a new business. The principal tool used by the Agency in its eleven project areas is governed by redevelopment law and consists of Owner Participation Agreements known as OPA's and Disposition Development Agreements known as DDA's, An OP A or a DDA can provide financial assistance to a project over a number of years to be paid out oftax increment that the development will incur. Each one of these agreements is unique to the specific project and intended to make redevelopment of a blighted condition economically viable as well as act as a catalyst for future development in the area. Another program offered by the Economic Development Agency is the Business Incentive Grant, which seeks to restore economic vitality and investment confidence to the City of San Bernardino. The program offers financial assistance to help business owners and tenants enhance the curb appeal of their businesses by financing exterior improvements to their business properties. The program also provides grants to help business owners retain their current employment levels or expand their current employment levels. The program offers grants reimbursements that are not-to-exceed $5,000. The applicant will be required to match this grant dollar for dollar and will be reimbursed at the completion of all pre-approved improvements. Additional programs offered by the Agency to foster economic growth in the City are as follows: The Business Utility User's Tax Rebate Program rewards new and expanding businesses who create jobs for City residents, increase sales tax revenues and/or increase property values. The program rebates a percentage of the City's utility tax levied on electricity, gas, video and telephone communication services to the business over a period often years. The Economic Development Action Team, also known as EDA T, assists larger projects that will add a significant number of new jobs or significantly increase tax revenue for the City. EDA T is the best tool for a fast, efficient passage through the City's Development process. The Development/Environmental Review Committee or the D/ERC is a team of specialists from various City Departments who review the detailed technical needs and requirements of projects to ensure that the project will comply with all applicable rules and regulations. For many projects, the D/ERC is the review authority and can save time and money for the developer or applicant. The Business Liaison Program assists businesses who encounter difficulties dealing with a City requirement midway through their development or simply need help in interpreting the, at times, complicated development process. The Business Liaison Program helps guide applicants through the City entitlement process. BizNet was created by the Economic Development Agency and is a state-of-the-art technique utilizing information technology, specifically online and CD-Rom databases, to promote business expansion revenue generation, and job-creation. This program, administered in collaboration with 13 City of San Bernardino - Consolidated Plan - FY 2005-2006 the school of Business and Public Administration at California State University, San Bernardino, helps companies gain a better understanding of customers and competitors, both existing and potential, thus gaining a more competitive edge in the market arena. The City will administer the development of the following economic projects: 1. a. Lowes Home Improvement - Proposed project will be located on Hallmark Parkway and involves the construction of an 120,000 square foot facility. 140 to 150 new jobs will be created with a potential $60 million in annual sales. Details of the vacation and relocation of Gannet Parkway are being finalized to allow this project to go forward. This project was delayed from last year after the Sun Company raised objections to the road relocation but they have since rescinded their objection allowing the project to proceed. b. Lowes Shopping Center - Proposed in the same location approximately four to five thousand square foot ancillary stores and restaurants will be built on site complementing the major anchor home supply store. It is estimated that 130 jobs will be created. 2. Arrowhead Credit Union - The Agency will be entering into a DDA to dispose of8.2 acres of Agency owned property to the Arrowhead Credit Union for the purposes of building a regional operational and training center. The project will be in the area of 84,000 square feet with four floors and employ approximately 350 employees, trainees. This project will add approximately $75 million to the City's tax base. 3. Alere Distribution Facility - Proposed project is a new 850,000 square foot manufacturing/distribution center slated to commence construction on Industrial Parkway. This is the first spec building of this size in San Bernardino and demonstrates a new confidence in the industrial sector within this community. Project is expected to add approximately $40 million to the City's tax base. 4. American Sports University - The Agency is working with a "group in investors" who have purchased the old Sun Newspaper building located dowutowu to convert the structure to a Marshall Arts University offering degrees in sports marketing and sports medicine. The majority of the work includes assistance with the entitlements which are considerable considering the college will include a substantial housing element. S. Catellus - The Agency assisted in the entitlement process of the Catellus project on Mill street which recently began construction and is anticipated to be complete in 2005. The project will consist of two industrial/distribution centers, one 800,000 square feet and one of 100,000 square feet. These two building are being built as "spec" projects but a local manufacturer of juice has expressed interest in half of the large building to expand their operations in San Bernardino. This project is also in excess of$40 million and compliments the other large distribution centers in the area including, Kohls, Mattei and Pep Boys. Project to generate approximately 350 new jobs. 6. Paragon Group - The Agency has been assisting in the entitlement process of a 250,000 square foot manufacturing/distribution on Industrial Parkway which will be built as a "spec building." The project will add $112,000 of tax increments to the City's tax base. 14 City of San Bernardino - Consolidated Plan - FY 2005-2006 7. Walgreen's Drug Store - Southwest corner of Baseline and Mt. Vernon. New construction of a 15,000 square foot convenience/drug store. Construction is underway with Grand Opening slated for December 2005. 8. Amapola - The Amapola Restaurant expansion consists of a small restaurant chain that is building a 10,000 square foot Central Commissary. Construction is scheduled to be completed by the end of Summer 2005. Fifteen (15) jobs will be created. Private investment is estimated at 1.5 million. Agency investment is $170,000. 9. 5th and Mount Vernon AM/PM Mini Mart - This project is the development ofan ARCO gas station, AM/PM mini-market and car wash. Construction is slated to begin early in 2006 with a grand opening in May 2006. It is estimated that $5 million dollars of annual sales tax will be realized by the City, with 15 jobs to be created. 10. North Arden-Guthrie - RetaillEntertainment Shopping Center. Acquisition of25 privately or lender owned residential structures or vacant parcels (4 vacant parcels); relocation of approximately 80 residential tenants; demolition of approximately 20 residential structures; development of over 17 acres containing between 122,000 to 186,000 square feet of retail, restaurants, entertainment and recreational shopping center together with infrastructure such as parking, and on and off-site street improvements. Total project costs are estimated at $IOmillion (includes land acquisition) and development costs are estimated at $18 million. The sources of funds for this project are as follows: Developer Equity/Financing contribution of approximately $22 million and $5 million in public resources from the Redevelopment Agency or Section 108 Loan Guarantee Funds. A total of 75 jobs is projected to be created. 11. Mercado Santa Fe (EI Tigre Site) - The project involves approximately 9.2 acres located in the Southwest quadrant of 1-215 commonly referred to as Mercado Santa Fe, south of the historic Santa Fe Depot, on 2nd Street. HUD has approved $2.5 million of Section 108 funds that could be utilized to facilitate the redevelopment of this blighted area into a new Shopping Retail Center and mixed uses, which may include housing. A total of 75 jobs is projected to be created from this development project. The above-referenced economic development projects will facilitate the creation, promotion, and retention of employment opportunities for low- and moderate-income households. 15 City orSon Bernardino - Consolidated Plan - FY 2005-2006 IIPri(Mt.Jr 1/.7: . ~~jiiid'lmp,.()ve Existing Inf,.astructUNioM~bt~m,lf:ji!.fu"ilNee..11 The City's five-year Capital Improvement Program (2004-2009) represents a key community and economic development tool to implement the priorities detailed in the Consolidated Plan. The Capital Improvement Program allocates funding for targeted public investments that support revitalization of the City's older neighborhoods and downtown San Bernardino as well as new development projects that will create employment for local residents. During the 2005-2006 fiscal year, the City proposes to spend $45,364,240 on capital improvements detailed in Table 7. The Capital Improvements are funded from a variety of sources that include: Sales Tax Fund, State Funds and Traffic Fees, Developers' Fees and Traffic Systems Fee Fund, Sewer and Storm Drain Fund, Park Fee Funds, as well as the City's General Fund and CDBG Funds. Community Development Block Grant (CDBG) funds will be utilized to fund payment on fire equipment leases, and Code Compliance, for the continued effort towards reducing neighborhood blight and substandard living conditions to work in concert with the City's EDA housing revitalization program. Many of the City's low-income neighborhoods have higher incidents of code violations. There are a number of factors that influence this higher rate, including an older housing stock, lack of return on income investment, lower income residents with limited or fewer resources for housing maintenance. The City will commit CDBG funds carryover for the clearance and demolition of substandard structures. TABLE 7 CITY OF SAN BERNARDINO Priority #7: 'Exnandand lmnroveExistin" Infrastruclllteto Meet Current and FulllreNeMs The Capital Improvement Program is divided into six major sections as follows: I. General Buildings 2. Streets and Street Lights 3. Sewer 4. Storm Drains 5. Traffic Controls 6. Parks and Recreation 1. GENERAL BUILDINGS Prolect" ..... ,.,. 'DeseriDtion tlllidln!!"soiiree ..., 1<'$nilP\2~ciunt Fire Stations Repair Restrooms General Fund $75,000 City Yard Pavement Rehab Refuse $50,000 General Fund City Yard Building Restoration Work General Fund $100,000 City Yard Block Wall (Phase II) General Fund $75,000 Code Compliance Enforce City's Code in Target CDBG $2,250,300 Areas (8 target areas) General Fund $1,000,000 City Yard Clarifier Structures Refuse fimdIMotor $50,000 Pool Fund TOTAL $3 600 300 16 City of San Bernardino - Consolidated Plan - FY 2005-2006 2. STREET LIGHTING AND STREETS J)esWl>tjllll F'llndilllrSOllrCe li'un<<illl!:AlIlount Correct deficiencies to Bridge and Railing Repair Gas Tax Fund $110,000 Bridges at various locations Various Locations Accessibility Improvements y,~ Sales Tax Fund $500,000 Various Locations Bus Stop Concrete/Pads y,~ Sales Tax Fund $25,000 Campus Parkway Kendall to North Park Y2~ Sales Tax Fund $292,000 Construction Safety Improvements School of the Month Gas Tax Fund $50,000 BNSF Yards Grade Separation Replacement of Street Fund, Y,~Sales $24,000,000 Bridge Tax Fund,TBA State Infrastructure Bank Loan 40" Street Improvement Design widening of 40" Street Y,~ Sales Tax Fund $500,000 1-215 Freeway Project stndy for 1-215 Southbound Y,~ Sales Tax Fund, $800,000,000 loop at University Parkway TBD Street Rehabilitation Median Rehabilitation 2'd from "I" AB 2928 Fund $130,000 to 3rd 17 City of San Bernardino - Consolidated Plan - FY 2005-2006 2. STREET LIGHTING AND STREETS (Cont.) , Pavement Improvement 3" between "K" Street and Mt. y,~ Sales Tax Fund $200,000 Vemon viaduct Grade Separation Palm Avenue and Cajon Boulevard T.B.D. $490,000 Various Pavement Infrastructure Repair Old Towne Gas Tax Fund $50,000 Improvements Pavement Rehabilitation Two Lanes: 24' Gas Line Project y,~ Sales Tax Fund $246,340 Road Extension Lena Road Extension Mill Street to y,~ Sales Tax Fund $ 10,000 Orange Show Road Pavement Rehabilitation Redlands Boulevard from Club Gas Tax Fund $ 100,000 Way to Hunts Lane Street Improvements Little Mountain Drive from 48'h to y,~ Sales Tax Fund $290,000 Devil's Canyon Creek Street Improvements Victoria A venue from Richardson y,~ Sales Tax Fund $475,000 to Mountain View Avenue Street Enhancement Del Rosa A venue Beautification Developer $100,000 Contribution Gas Tax Fund Pavement Rehabilitation Marshall Boulevard from "E" to Gas Tax Fund $50,000 "G" Construct New Bridge Alabama Street at City Creek South City ofHighland, $100,000 (Design only) of3'd County; y,~ Sales Tax Fund Light Pole Replacement Replace Light Poles and Support Gas Tax Fund $50,000 Electrical Systems TOTAL $35 76H 340 3. SEWERS Sewer Main Extension In excess of 300" for SFR Development Extension of Mains and Line extension engineering Repair or reconstruct failing manholes City Wide Replace Sewer Main Sewer Line $150,000 Construction Fund Sewer Line $100,000 Construction Fund Sewer Line $50,000 Construction Fund Sewer Line $700,000 Maintenance Fund TOTAL $1.000.000 Sewer Main Rehabilitate Manholes at Various Locations "I" Street, I7'h Street to 21" Street 18 City of San Bernardino - Consolidated Plan - FY 2005-2006 4. STORM DRAINS Project n~~cri...tlon li'i!ddbll!S.ClUrl1~ lIl1l1i1in2Amoudt Cross Gutters and Various Locations Storm Drain $50,000 Drainage Inlet Repairs Construction Fund Box Culvert Repairs Various Locations Storm Drain $50,000 Construction Fund Baseline Street Storm Massachusetts to uH" St. (Design $400,000 Drain only) State Street Storm Drain Install Master Plan Storm Drain Storm Drain $308,400 from the 1-210 Freeway Construction Fund TOTAL $808.400 5 TRAFFIC CONTROLS ..... " ~ City-Wide Traffic Signal Upgrade Traffic Signals and Signal Traffic Systems $150,000 Improvements Improvements (04/05) Fee Fund University Traffic Signal Interconnect Traffic Systems $25,200 ParkwayIKendall Drive Fee Fund Highland A venue at Install New Traffic Signal Traffic Systems $130,000 Guthrie Street Fee Fund Sierra Way/16th Street Install New Traffic Signal Traffic Systems $120,000 Fee Fund Central Install New Traffic Signals Traffic Systems Fee $100,000 A venue/Arrowhead Fund Little Mountain Drive/48th Install New Traffic Signal Traffic Systems Fee $120,000 Street Fund 13th Street and Mountain Install New Traffic Signal Traffic Systems Fee $150,000 Avenue Fund Gilbert Street and Cedar Install New Traffic Signal Traffic Systems Fee $120,000 Avenue Fund Rialto A venue and Design New Traffic Signal Traffic Systems Fee $20,000 Meridian Avenue Fund Mt. Vemon Avenue Install Interconnect & PPB from Traffic Systems Fee $50,000 Mill Street to Highland Avenue Fund "E" Street and Orange Design New Traffic Signal Traffic Systems Fee $20,000 Show Lane Fund Sterling A venue and 6th Design New Traffic Signal Traffic Systems Fee $20,000 Street Fund Little Mountain Drive and Install New Traffic Signal Traffic Systems Fee $130,000 Northpark Boulevard Fund Traffic Signals Battery Traffic Systems Fee $115,000 Backup Systems Fund 19 City of San Bernardino - Consolidated Plan - FY 2005-2006 5. TRAFFIC CONTROLS I"llrtdinl!$611~~!\ I"mIdlnl!A'm91!nt Waterman Avenue and Traffic Systems Fee $120,000 Parkdale Drive Signal Fund Upgrade TOTAL $1 390 200 20 City orSon Bernardino - Consolidated Plan - FY 2005-2006 6 PARKS AND RECREATION ... .... Descriution Fl1ndioliSOlilie Flll1dilll!l\.I!l!lllllt Seccombe Lake Park Security Renovation Park Bon Funds 6$100,000 Verdemont Master Park Construction Park Bond Funds $90,000 and Trail Plan Miscellaneous Parks Park Construction $25,000 Construction Fee Funds Convert Wading Pools to $350,000 Water Playgrounds at 4 Parks Norton/Galaxy Repair Floors, Walls, Office Funding TBD $1,018,000 Renovations Spaces, etc. Belmont !Magnolia Develop Park Funding TBD $150,000 Pocket Park Citywide Trails Develop Citywide Trails Master Park Construction Fee $75,000 Plan Funds La Plaza Park Refurbish Kiosk and Landscaping Park Construction $50,000 Fee Funds Upgrade Community At 5th Street, Mill Center, Delmann $200,000 Center Heights and Hernandez Center Norton Air Force Base Refurbish Swimming Pool, $200,000 Bathhouses, Track and Irrigation Perris Hill Bowl Rehabilitate Concrete and Seating, Grant $450,000 ADA Compliance, Technical Booth, Upgrade Lighting & Sound Ballard Field Upgrade Basketball Courts Park Construction Fee $50,000 Funds Pioneer Memorial Install Fending and Resurface $100,000 Cemetery Interior Roads Irrigation of Park $32,000 Property Adjacent to University Heights Development Meter Fee Reimbursement Irrigation of Park Property adjacent $32,000 to University Heights Development Al Gunther Park Baseball $750,00 Fields Civilian Little League T- $90,000 Ball Field Lighting Newmark Little League $35,000 Backstop TOTAL $3 797 000 Source: City of San Bernardino Capital Improvement Program 2004-2005. 21 City of San Bernardino - Consolidated Plan - FY 2005-2006 To support the City's efforts in increasing housing availability and accessibility for low- and moderate-income households, this 2005-2006 Action Plan allocates $45,000 of CDBG funds for a Fair Housing contract with the Inland Mediation Board of San Bernardino County (IMB). The IMB will provide $455,000 of private funds for administration. The City supports a number of programs and services to promote fair housing, including: . Education and training on state and federal fair housing laws. . Mediation and complaint resolution. . Monitoring of compliance by individuals and organizations involved in the sale, financing, renting, advertisement, and management of housing. . Financial assistance and economic development programs to increase incomes for low- and moderate-income households. The City will focus on two strategies to remove impediments to fair housing: (1) increase accessibility to homeownership, and (2) ensure that low- and moderate-income renters have access to fair rental housing. Current and past studies of impediments to fair housing and monitoring of compliance have concluded that the primary difficulties faced by low- and moderate-income households relate to their financial circumstances rather than race, ethnicity, gender, or national origin. Most complaints submitted to the Inland Mediation Board involve Fair Housing and landlord-tenant disputes. The complaints filed involve tenants' rights, evictions and security payments and property maintenance issues. There appears to be a disproportionate number of complaints filed by female-headed households with children, which could indicate that some single mothers experience difficulties in obtaining suitable housing for their families. In light of these findings, the City will continue to implement programs and support efforts by other agencies to improve economic opportunities for low- and moderate-income households, increase housing availability (particularly homeownership), assist other agencies in providing child care and supportive services for families with children, and ensure that single parents are not unreasonably restricted in their housing choices. 22 City of San Bernardino - Consolidated Plan - FY 2005-2006 TABLES CITY OF SAN BERNARDINO Priority .#8: Elimination. of Imnediments to Fair. Housino throll<<l hEducation, Enforcement, and. Testiit2 Activity Funding Planned Honseholds Undertaken Source Fundin~ * to be Assisted Fair HousinglLandlordfTenant Program In-Kind $220,000 850 Education Seminars In-Kind $120,000 10 Testing Cases In-Kind $80,000 2 Enforcement - Advertisement In-Kind $80,000 5 Sources: City of San Bernardino Staff Estimates, In/and Mediation Board Staff Estimates. . Ine/udes $45,000 ofCDBG Funding. The impediments identified in the City's Analysis are: . Lack of knowledge and awareness of Fair Housing Laws makes it impossible for residents to recognize discriminatory practices by housing providers and lenders, . Recommended Action: Increase the level of education through various means such as newsletters, workshops, paid public announcements on the radio, community billboards, and personal interviews on local cable television. . Discriminatory lending and insuring practices based upon color, race, nationality, and other arbitrary characteristics such as families with children and persons with disabilities . Recommended Action: Conduct intensive lenders and insurer's training with emphasis on fair lending practices. . Lack of affordable large units to accommodate large families, . Recommended Action: Encourage the development of 3+ unit apartments and single-family units. E. Geo2raphic Distribution The City's Economic Development Agency, administrator of the federal programs and other redevelopment housing programs, will concentrate most of its rehabilitation and preservation programs and activities within the City's seven identified focus neighborhoods through the Neighborhood Initiative Program (NIP), and the 12 redevelopment areas, and will also administer a citywide Single-Family Dwelling and Mobile Home Maintenance Grant Program for low- and moderate-income owners. In the Five-Year Consolidated Plan, the City sets forth its rational for allocating resources to these programs. 23 City of San Bernardino - Consolidated Plan - FY 2005-2006 F. Service Delivery and Mana2ement The Economic Development Agency (EDA) has the lead responsibility for the development and implementation ofthe City's comprehensive housing affordability strategy. The current five-year strategy incorporates all anticipated funding sources: federal, state, tax increment, local funding, redevelopment, and private financing. These funds create single and multiple family housing, as well as senior housing and other identified special needs construction. The types of housing which will receive the greatest level of advocacy by the City will be housing for the elderly, handicapped, special needs populations and low- and moderate-income families. The EDA will focus on all of these new construction, rehabilitation and special needs housing issues in fiscal year 2005-2006. Numerous projects require the need to involve private developers, as well as non-profit developers, in order to enhance affordable housing in the City. The EDA is able to develop and implement agreements with developers and provide gap financing, construction financing, and silent Second Deeds of Trust for first time homebuyer programs. This is coupled with the implementation of housing rehabilitation programs, grants for mobile home parks, infill housing, senior housing, and new construction that provide affordable housing opportunities in the City. A. Public Policies I I ....".,.,...,..................,....... II. OTHER ACTIONS The City and the EDA will continue dialogue and project coordination with various public/private agencies involved in implementing the City's housing goals and continue to provide input on regulations, codes, and ordinances that could potentially have adverse effects on the development of affordable housing. B. Institutional Structure The City and the EDA will continue to aggressively attract housing development to ensure that all development will be completed in harmony with the State Housing Element and Consolidated Plan's goals. During FY 2005-2006, specific actions will be taken to achieve cooperation and coordination amongst state, local, and private agencies and institutions in implementing activities. The City and Economic Development Agency will coordinate the execution of a regional homeless assistance plan with a countywide Homeless Coalition and Community Action Partners of San Bernardino County. These groups include: non-profit service providers, City of San Bernardino Police Department, County Board of Supervisors, County Department of Public Social Services, County Department of Mental Health, County Department of Public Health, Realtors, the AFL-CIO, Veterans, the Building Industry Association, Habitat for Humanity, local colleges and job training groups. The participation of the City and EDA in this cooperative effort enables and facilitates delivery of homeless services and resources through effective networking. In addition, any development of homeless services outside the city limits serves to lessen the City's homeless problems. 24 City orSon Bernardino - Consolidated Plan - FY 2005-2006 C. Public Housin2 Improvements The Housing Authority of the County of San Bernardino ("Authority") owns and manages about 800 units of public housing within the City limits, and nearly 2,000 countywide, for occupancy by very low-income families who pay no more than 30 percent of their monthly income for rent. The Authority's public housing program includes a mixture of single-family housing (scattered sites), multifamily housing, and special needs housing (such as for seniors and individuals with disabilities) funded under several state and federal housing programs. According to the Authority, there are currently 14,139 applicants on the waiting list for Public Housing Programs. Because the waiting list is currently closed, the number of households eligible for, and desiring assistance, is undoubtedly much larger than documented. D. Public Housin2 Resident Initiatives Due to the size of San Bernardino County, the Authority divided its service area into seven districts. Authority Staff coordinated and monitored the election of a jurisdiction-wide Resident Advisory Council to represent the voice of the resident population in these districts. The Resident Advisory Council's overall purpose is to improve the quality of life and resident satisfaction within assisted housing. It also participates in self-help initiatives to enable residents to create a positive living environment for their families. E. Lead Based Paint Hazard Reduction The Lead Based Paint Hazard Reduction Strategy is detailed in the Five-Year Consolidated Plan. It is summarized as follows: (1) Coordinating public and private efforts to reduce lead-based paint hazards and protect young children; (2) Integrating lead hazard evaluation and reduction activities into existing housing programs; (3) Public awareness through educational materials and programs; and (4) Education and advocacy and (5) lead base eradication to the extent finances are available. ~' The City of San Bernardino will continue to implement this strategy in Fiscal Year 2005-2006. I AN IP V ' '.' '-, I I. T ~ 0 ERT1'c STRATEGY "ii,':: - - I ,.... The City has set forth a comprehensive Anti-PovertyStrategy in the Five-Year Consolidated Plan that it plans to implement over the five-year period. I IV. COORDINATING SERVICES I The City of San Bernardino will continue to meet with public and other housing providers, private and governmental health, mental health, and social service agencies to use all available resources to their maximum levels of effectiveness to provide for San Bernardino's needy and hungry. Meetings between these parties will occur regularly throughout the fiscal year to endorse applications for funding and to discuss cooperative ventures as they present themselves. 25 City of San Bernardino - Consolidated Plan - FY 2005-2006 I ^VP^R^^G^""'fiAllJrIDR'G^ ^iJE:H^C'[^ : ^M^'G^^NtH'f~nTM"^^ ^ ^^^ ,(\>;'< 'j{'> ,;- .. ',U:artdYJ.Jilm _ --. ,,- .. - ,,-:: ,,+ - -." '; C ;:\Ua11'U;'>;:-,," ............"".;;;.,.>.. i'. ;._.~...__...__.;.._.m._;_..w;w..ww._;_.__.._;_._;_.w.ww/......."......".....:.....;- .,_. "". _ _ ""..wnw____..,,,,"...__.";"';-- , ^ ^ I The City will undertake annual reviews of all agencies it provides financial assistance to in conformance with 24 CFR 91.230. Its findings will be provided as part ofthe CAPER Report due to HUD annually. The report will describe the current status and success of planned activities as described in the Plan and other information that describes progress and successes of activities. The Five-Year Consolidated Plan priorities will be evaluated through comparison of goals, set out for the fiscal year compared with productivity characteristics and completion data for each program or activity set for accomplishments of those goals. The numbers with the objective presented in the Report will state each program and priority's overall effectiveness. VI. PRGGRAM REQUIREMENTS I "CPD Consolidated Plan System Listing of Proposed Projects" identifies the City's Priority Description and One-Year CDBG Funds Investment Plan for non-housing community development activities for the City of San Bernardino. Proposed non-housing activities include public facility improvements such as the rehabilitation of public service facilities including but not limited to senior centers and emergency shelterlhomeless facilities, park/playground improvements, installation of lighting within low- and moderate-income neighborhoods, as well as the funding of a multitude of public services/agencies. A majority ofthe public service agencies funded provide counseling, food, job training, child care and serve the City' seniors, children/adolescents, youth programs, shelters, etc., and households in general. A. Specific CDBG Grant Pro2ram Submission Requirements 1. CDBG - Other resources that may become available in addition to annual grant - None a. Program income estimated and expected to be generated during the Program Year - $260,308. (1) The amount estimated and expected to be generated by and deposited to revolving loan funds - None (2) The total amount estimated and expected to be received from each new float- funded activity that is included in the Plan - None (3) The amount estimated and expected to be received during the current program year from float-funded activities described in a prior statement or plan. CinemaStar - $260,308 b. Program income received in the preceding program year that has not been included in a statement or plan - None 26 City of San Bernardino - Consolidated Plan - FY 2005-2006 (I) Proceeds from Section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the strategic plan - None. (2) Surplus funds from any urban renewal settlement for community development and housing activities - None (3) Any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan - None 2. Float-funded Activities - None 3. Section 108 Activities - the City is presently obligated to repay two Section 108 loans, the CinamaStar and the 303 3rd Street Building for a total of outstanding 108 loans of $7,580,000. The City or EDA currently uses the project revenue stream (lease payments) or EDA redevelopment tax increment funds to pay the debt service on both loans. Both of these projects continue to provide jobs for the low- and moderate-income population of the City of San Bernardino, as well as provide a reliable revenue source to the City in the form of sales tax and property taxes which are reinvested in the community in the form of services and the provision of public improvements. On March 5, 2005, the City was notified of an award of $7.5 million in Section 108 HUD Loan Program. a. North Arden-Guthrie - Retail/Entertainment Shopping Center Acquisition of24 privately owned residential structures or vacant parcels (4 vacant parcels); relocation of approximately 80 residential tenants; demolition of approximately 20 residential structures; development of over 17 acres containing between 122,000 to 186,000 square feet of retail, restaurants, entertainment and recreational shopping center together with infrastructure such as parking, and on and off site street improvements. Total project costs are estimated at $10 million (includes land acquisition) and development costs are estimated at $17 million. The sources of funds for this project are as follows: Developer Equity/Financing contribution of approximately $22 million and $5 million in public resources from the Redevelopment Agency or Section 108 Loan Guarantee Funds. b. Mercado Santa Fe (EI Tigre Site) The project involves approximately 9.2 acres located in the Southwest quadrant ofI-215 commonly referred to as Mercado Santa Fe, south of the historic Santa Fe Depot, on 2nd Street. HUD has approved $7.5 million of Section 108 funds that could be utilized to facilitate the redevelopment of this blighted area into a new Shopping Retail Center of approximately 100,000 square feet and mixed uses, which may include housing. 4. Urgent Needs - N/ A 27 City of San Bernardino - Consolidated Plan - FY 2005-2006 B. Specific HOME Submission Requirements 1. Resale Provisions - The City's resale or recapture provision ensures the affordability of units acquired with HOME funds in compliance with 24 CFR 92.254(a)(4). Specifically, homebuyers agree that for a ten (10) year period commencing on the date of recordation of the Agency Deed of Trust and the Affordable Housing Covenant to notify the Agency not less than thirty (30) days prior to: (i) the sale of the New Home, (ii) the transfer of any interest in the New Home, or (iii) any refinancing of the lien ofthe First Mortgage Lender to which the lien of the Agency Deed of Trust is subordinate. After ten (10) years, and provided that no default may then exist, the outstanding principal balance and accrued and unpaid interest of the Loan will be forgiven as provided in the Promissory Note. 2. HOME Tenant Based Rental Assistance - N/A 3. Other Forms ofInvestment - Private Resources from Community Housing Development Organization (CHDO) Partners. 4. Affirmative Marketing - The City will use combine efforts of CHDOs, realtors, newspaper advertisement and flyers to affirmatively market homes to all residents and prospective buyers regardless of race, color, gender, marital status, religion and disability. 5. Minority/Women's Business Outreach - The City's outreach effort is fully described in the MlWBE Plan which includes actions that will be taken to establish and oversee the inclusion, to the maximum extent possible, of minority and women, and entities owned by minorities and women, including without limitation, real estate firms, construction firms, appraisal firms, management firms, financial institutions, investment banking firms, underwriters, accountants, and providers of legal services, in all contracts, entered into by the City with such persons or entities, public and private, in order to facilitate the activities to provide affordable housing under the HOME Program in compliance with 24 CFR 92.351.(b). 6. Program Income - $1,200,000 7. Refinancing - N/A In fiscal year 2005-2006, the City will receive $1,650,153 in HOME funds of which $44,731 is American Dream Down Payment Initiative (ADDI). HOME funds will be allocated as follows for the new fiscal year: 10% ($165,015) for EDA HOME administration; 15% ($247,523) to qualified Community Housing Development Organizations (CHDOs) who aid in the provision of affordable housing in the community; 5% ($82,507) for CHDO operations and capacity building. The ADD! Program was signed into law by the President in December 2003. This Program will assist low-income families to become first-time homebuyers. The remaining $1,155,108 will be used for the provision or preservation of affordable housing which benefits low-income persons (80% and below median income). The type of the activities that may be funded include, but are not limited to, rehabilitation of single family housing, rehabilitation or construction of multi-family housing; homebuyer programs; 28 - City of San Bernardino - Consolidated Plan - FY 2005-2006 acquisition of land, public improvements to facilitate affordable housing and transitional housing. These funds will be used to augment the Redevelopment Agency's annual Housing Fund. C. Specific ESG Submission Requirements The City solicited and made funding recommendations based on experience, ability to provide service and the number of households expected to benefit from the program. Match grant funds were also identified in each recipient's application from fund raising, in-kind donations and volunteers labor donated. Staff together with a representative from San Bernardino's County's Community Action Partners, Incorporated assisted in reviewing and rating the ESG proposals. Each proposal was evaluated on: project narrative, past experience, cost effectiveness, leveraging and overall quality of proposal. 29