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HomeMy WebLinkAbout1992-476 1 2 RESOLUTION NO. 92-476 RESOLUTION OF THE CITY OF SAN BERNARDINO AUTHORIZING THE 3 EXECUTION OF AN AGREEMENT WITH GREAT WESTERN BANK (GWB) TO PERFORM SERVICES RELATING TO THE ADMINISTRATION OF THE PST DEFERRED 4 COMPENSATION PLAN. 5 BE IT RESOLVED BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO AS FOLLOWS: 6 7 8 9 10 11 12 13 14 15 16 17 18 SECTION 1. The Mayor is hereby authorized and directed to execute on behalf of said City an Agreement with Great Western Bank, to perform services relating to the Administration of the PST Deferred Compensation Plan, a copy of said agreement is attached hereto, marked Exhibit "A", and incorporated herein by reference as fully as though set forth at length. SECTION 2. The authorization to execute the above referenced agreement is rescinded if the parties to the agreement fail to execute it within sixty (60) days of the passage of this resolution. I HEREBY CERTIFY that the foregoing resolution was duly adopted by the Mayor and Common Council of the City of San Bernardino at a reaular meeting thereof, held on the December , 1992, by the following vote, to 1 RESOLUTION WITH GWB TO PERFORM SERVICES RELATING TO THE ADMINISTRATION OF THE PST DEFERRED COMPENSATION PLAN. 2 3 Council Members: 4 ESTRADA 5 REILLY 6 HERNANDEZ 7 MAUDSLEY 8 MINOR 9 POPE-LUDLAM 10 MILLER 11 12 13 AYES x x x x x x x NAYS ABSTAIN ABSENT ~~~ city Clerk The foregoing resolution is hereby approved 14 day of3:) ELC. <'. ~,"':::,p ~_ , 1992. 15 16 17 Approved as to 18 form and legal content: 19 JAMES F. PENMAN, city Attorney 20 21 22 23 24 By:~<-4J ./ 25 26 27 28 2 .'. , Res 9.2 -4 76 1 2 3 AGREEMENT 4 This Agreement, is effective this 1st day of January 1993, by 5 and between GREAT WESTERN BANK, a Federal Savings Bank, 6 hereinafter referred to as GREAT WESTERN, and the CITY OF SAN 7 BERNARDINO hereinafter referred to as CITY: 8 9 WITNESSETH: 10 WHEREAS, CITY pursuant to and in compliance with sections 11 3121(b) (7) (F) and 457 (b) of the Internal Revenue Code of 1986, 12 has established a Deferred Compensation Plan, hereinafter referred 13 to as PLAN; and 14 WHEREAS, CITY desires to utilize GREAT WESTERN in the 15 performance of certain services in connection with the 16 administration of the PLAN; and 17 WHEREAS, GREAT WESTERN desires to provide such services 18 subject to the terms and conditions set forth herein; 19 NOW THEREFORE, CITY and GREAT WESTERN agree as follows: 20 1. TERM: This Agreement shall remain in effect until such 21 time as it may be terminated by the parties. In the event the 22 Agreement is terminated for "Cause" (WhiCh shall mean the failure 23 of either party to perform any or all of its obligations as 24 defined herein), the non-defaulting party shall give the 25 defaulting party written notice, specifying the particulars of the 26 default. If such default is not cured within sixty (60) days from 27 the end of the month in which notice of default is given, the non- 28 .c::;(II/B/I '',4'' 1 defaulting party may terminate the Agreement effective thirty (30) 2 days after the end of the sixty (60) day period. 3 For purposes of this Agreement, "Contract Year" shall mean 4 the period of time between the effective date of the Contract, and 5 the same day of the month in each succeeding year; the first 6 Contract Year, however, shall be extended, if necessary in order 7 to ensure that every Contract Year will end on the last day of a 8 calendar month. 9 Notwithstanding the above, this Agreement may be terminated 10 by either party, with or without "Cause" as that term may be 11 defined herein, upon the giving of ninety (90) days written notice 12 to the other party. 13 2. FUNDING: CITY may fund this Agreement by forwarding 14 participant deferrals to GREAT WESTERN at such times as it may see 15 fit. 16 3. TERMINATION: Upon the effective date of termination of 17 this Agreement, other than for Cause as defined above, the 18 following shall occur: 19 A. GREAT WESTERN shall issue reports to CITY detailing 20 the status of PLAN assets no later than twenty (20) business days 21 after the end of the month in which termination becomes effective. 22 CITY may request liquidation and withdrawal of PLAN assets. GREAT 23 WESTERN shall disburse those funds deposited in Great Western 24 Savings, not subject to penalty for early withdrawal, within 25 ninety (90) days of the effective date of termination. 26 B. If termination is for Cause, GREAT WESTERN shall 27 disburse those funds deposited in Great Western Savings, not 28 2 1 subject to penalty for early withdrawal, within thirty (30) days 2 of the effective date of termination. 3 4 4. CITY agrees to: A Cause appropriate deductions to be made from such 5 payroll(s) as may be applicable. 6 B. Send by check or wire transfer the amount of the 7 total deductions to: 8 9 10 11 12 13 14 15 16 17 18 19 20 2] 22 23 24 25 26 27 28 Great Western Bank Deferred Compensation Department P.O. Box 6350 Northridge, California 91328 or to such other facility or in such other manner as may be mutually agreed upon between GREAT WESTERN and CITY. C. Provide, in such form as agreed upon by CITY and GREAT WESTERN, a deferral listing with respect to participant sub- accounts to include not less than the following: 1. Name of Participant 2. Social Security Number of participant Amount to be credited to participant's sub- 3. account(s) GREAT WESTERN agrees to: D. Establish a sub-account for each participant. E. Credit the amounts sent by CITY to the sub- account(s) of the various participants. F. Funds invested in the option described herein as "GWBIA" will accrue interest as of the date of receipt by GREAT WESTERN. 5. RECORD KEEPING AND REPORTS: GREAT WESTERN agrees to furnish CITY, not later than twenty (20) days following the end of 3 , 1 each month and each quarter a report regarding the status of the 2 PLAN containing the following information: 3 A. Each participant's name 4 B. Each participant's social Security Number 5 C. Each participant's sub-account number 6 D. Deposits credited to each sub-account during the 7 period 8 E. withdrawals from each sub-account during the period 9 F. Interest/Earnings credited to each sub-account 10 during the period 11 G. Total value of each sub-account 12 H. Summary totals of the PLAN 13 GREAT WESTERN agrees to provide quarterly statements to 14 participants in the PLAN, no later than twenty (20) days following 15 the end of each calendar quarter. Each statement shall identify 16 the transactions which have occurred in the participant's sub- 17 account at the beginning and the end of the preceding quarter. 18 GREAT WESTERN agrees to maintain the records necessary to 19 produce the above mentioned reports, and agrees that all records 20 shall be the property of CITY and that, in the event this 21 Agreement is terminated for any reason, GREAT WESTERN will provide 22 CITY a copy of such records, in hard copy or such other form as 23 mutually agreed upon between GREAT WESTERN and CITY, within ninety 24 (90) days after the effective date of termination. CITY agrees 25 that all related computer tapes, discs and programs shall remain 26 the property of GREAT WESTERN. 27 GREAT WESTERN agrees that all information supplied to and all 28 4 ~ 1 work processed or completed by GREAT WESTERN shall be held to be 2 confidential and will not be disclosed to anyone other than CITY 3 except as required by law. 4 6. DISTRIBUTIONS: Upon receipt of authorized written 5 instructions from CITY, in such form and with such authorization 6 as mutually agreed upon by GREAT WESTERN and CITY, GREAT WESTERN 7 agrees to process the payment of benefits to participants and 8 beneficiaries in accordance with PLAN. Distribution requests 9 received by the last business day of the current month will be 10 processed on or before the last business day of the following 11 month. The above notwithstanding, GREAT WESTERN will cooperate 12 with CITY to not unreasonably delay distribution requested in 13 conjunction with "emergency withdrawals", as defined in the PLAN. 14 GREAT WESTERN agrees to withhold appropriate Federal and 15 State income taxes, according to instructions set forth on form W- 16 4 completed by the participant, to remit such withholdings to 17 proper taxing authorities, and to issue net funds to 18 participant(s) or beneficiary(ies) in accordance with instructions 19 on the Distribution Request Form. GREAT WESTERN agrees to perform 20 required monthly, quarterly and annual reporting of withholdings 21 to appropriate taxing authorities. GREAT WESTERN agrees to issue 22 appropriate annual wage and tax statements to those participants 23 and beneficiaries who received distribution(s) during the 24 preceding year and to retain a copy of such information on file 25 for the period required by law. GREAT WESTERN agrees to provide 26 CITY a monthly report of all disbursements made during the 27 previous month. 28 5 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 2] 22 23 24 7. INVESTMENT VEHICLES: the herein described services investment vehicles. Great Western Bank Indexed Account ("GWBIA"). The investment vehicle identified as GWBIA shall be savings accounts with GREAT WESTERN. Each such account shall be subject to rules, regulations and statutes to which GREAT WESTERN is subject, as promulgated by the Office of Thrift Supervision (OTS), the Federal Deposit Insurance Corporation (FDIC) and other such regulatory authorities. GREAT WESTERN agrees to accept PLAN funds for investment in GWBIA. PLAN funds will earn interest by whichever of the following methods results in the highest rate payable: A. The rate of interest for all funds received during the term of the contract shall be the annualized yield obtained from the use of the over-the-counter rate quotation for the 90 Day united States Government Treasury Bill plus twenty-five (25) basis points, in effect on the last business day of each calendar quarter. This effective annualized yield will be guaranteed for the succeeding calendar quarter regardless of any subsequent change in the 90 Day united States Treasury Bill yield. The current rate/yield is: Rate 3.84 % Yield 3.96 GREAT WESTERN agrees to provide for CITY with the following % (T.B.D.) B. Such other yield as declared by GREAT WESTERN and shall not be lower than A. above. Interest will accrue daily, using the 365/360 day method, will be credited monthly, on the last day of the month, and will 25 26 27 28 6 1 be automatically reinvested to allow for monthly compounding. 2 8. ENROLLMENT SERVICES: GREAT WESTERN agrees to process, 3 or arrange to have processed, the enrollment of eligible employees 4 who participate in the PLAN. GREAT WESTERN agrees to provide 5 informational and promotional material pursuant to the PLAN for 6 distribution to employees of CITY, subject to approval of such 7 material by CITY, such approval not to be unreasonably withheld. 8 CITY agrees to allow and facilitate the periodic distribution of 9 such material to employees. 10 GREAT WESTERN agrees to conduct, or arrange to have 11 conducted, group presentations periodically for employees of CITY, 12 to explain the PLAN. CITY agrees to facilitate the scheduling of 13 such presentations and to provide facilities at which satisfactory 14 attendance can be expected. GREAT WESTERN agrees that qualified 15 personnel will be made available periodically to discuss the PLAN 16 with individual employees of CITY. 17 9. TITLE AND OWNERSHIP: CITY shall at all times be the 18 unrestricted owner of all PLAN assets, in accordance with IRC 457 19 provisions. 20 10. PRIVITY OF CONTRACT: GREAT WESTERN shall have no 21 privity of contract with PLAN participants. GREAT WESTERN agrees 22 not to accept or honor instructions which may be submitted by 23 participants without written authorization from CITY. 24 11. FEES AND EXPENSES: GREAT WESTERN shall receive from 25 CITY an administration fee equal to $.46 for each Plan "PST" 26 participant account submitted each bi-weekly pay period or equal 27 to $.50 for each Plan "PST" participant account submitted each 28 7 1 semi-monthly pay period, whichever applies. Such fee shall be 2 paid to GREAT WESTERN by CITY at the time of submission of 3 participant account data. No fees will be assessed until such 4 time as the Agreement may be funded. 5 12 . CIRCUMSTANCES EXCUSING PERFORMANCE: The performance 6 by the parties to this AGREEMENT is subject to force maieure and 7 shall be excused for the time and to the extent that it is 8 prevented by fires, power failures, strikes, acts of God, 9 restrictions imposed by government or governmental agency, or 10 delays beyond the delayed party's control. Failures of or 11 defaults of participants, employers, or investment vehicles shall 12 excuse performance by GREAT WESTERN of the duties affected thereby 13 to the extent and for the time that it is prevented from 14 performing them. 15 13. INDEMNIFICATION: Each party to this Agreement shall 16 indemnify and hold the other party, its officers, agents and 17 employees harmless from all damages, losses, costs and expenses, 18 including attorney fees, amounts paid in settlement, judgments, 19 and any other legal expense, arising from the negligence or 20 wrongful conduct, whether negligent or intentional, of the 21 indemnifying party or of its officers, employees or contractors. 22 GREAT WESTERN shall not be liable for investment performance, 23 except as expressly provided in this Agreement. 24 14. ASSIGNABILITY: No party to this Agreement shall assign 25 its rights or delegate its duties or responsibilities under this 26 Agreement, or sub-contract any of its responsibilities hereunder, 27 without the prior written approval of the other party. Such 28 8 1 approval shall not be unreasonably withheld. Unless otherwise 2 expressly stated in such approval by a party, any such assignment 3 or delegation shall not relieve the assignor or delegator of any 4 of its duties and obligations under this Agreement. 5 15. PARTIES BOUND: This Agreement and the provisions thereof 6 shall be binding upon and shall inure to the benefit of the 7 successors and assigns of the respective parties. 8 16. APPLICABLE LAW: This Agreement shall be construed in 9 accordance with the laws operating within the State of California. 10 17. UNLAWFUL PROVISIONS: In the event any provisions of 11 this Agreement shall be held illegal or invalid for any reason, 12 said illegality or invalidity shall not affect the remaining parts 13 of the Agreement, but the same shall be construed and enforced as 14 if said illegal or invalid provision had never been inserted 15 herein. Notwithstanding anything contained herein to the 16 contrary, no party to this Agreement will be required to perform 17 or render any services hereunder, the performance or rendition of 18 which would be in violation of any laws relating thereto. 19 18. MODIFICATION: This writing is intended both as the 20 final expression of the Agreement between the parties hereto with 21 respect to the included terms and as a complete and exclusive 22 statement of the terms of the Agreement, pursuant to California 23 Code of civil Procedures section 1856 or its successor(s). No 24 modification of this Agreement shall be effective unless and until 25 such modification is evidenced by a writing signed by both 26 parties. 27 19. NOTICES: All notices and demands to be given under this 28 9 . 1 Agreement by one party to another shall be given by certified or 2 united states mail, addressed to the party to be notified or upon 3 whom a demand is being made, at the respective addresses set forth 4 in this Agreement or such other place as either party may, from 5 time to time, designate in writing to the other party. Notice 6 shall be deemed to be effective on the day the notice is received 7 by GREAT WESTERN or the CITY. 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 If to GREAT WESTERN: GREAT WESTERN BANK Deferred Compensation Department 19850 Plummer Street Northridge, California 91311 If to CITY: CITY OF SAN BERNARDINO Finance Department 300 North "D" Street San Bernardino, California 92418 IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the day and year first above written. 0J \~\,\ \ \\, n'i~ Date Signed ATTEST: Q~v.L ~ ci t'y Clerk Approved as to form and legal content: 25 JAMES F. PENMAN, 26 City Attorney 27 By: 28 10