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HomeMy WebLinkAbout1998-126 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 1 RESOLUTION NO. 98-126 2 3 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO ACKNOWLEDGING AND ACCEPTING THE ASSUMPTION BY EL CORTE INGLES, S.A., OF THE OBLIGATIONS OF THE HARRIS COMPANY TO THE CITY OF SAN BERNARDINO WHICH ARISE UNDER THE COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM LOANS KNOWN AS THE 1995 FLOAT LOAN AGREEMENT (HARRIS COMPANY) AND THE 1995 CITY SECTION 108 LOAN AGREEMENT (HARRIS COMPANY), AND APPROVING THE FORM OF A 1998 CITY OF SAN BERNARDINO ASSIGNMENT AND LOAN ASSUMPTION AGREEMENT (1995 HUD SECTION 108 LOAN AGREEMENT) AND AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE CERTAIN INSTRUMENTS ON BEHALF OF THE CITY OF SAN BERNARDINO 4 5 6 7 8 9 WHEREAS, the City of San Bernardino, a municipal corporation (the "City") has previously entered into two (2) separate Community Development Block Grant Program (herein "CDBG") loan agreements with The Harris Company, a California corporation, which are identified as follows: (i) $3,150,000.00 Float Loan Agreement, dated as of January 30, 1995 (herein the "1995 Float Loan Agreement"); and (ii) $7,350,000.00 City Section 108 Loan Agreement, dated as of May 4, 1995 (herein the "1995 City Section 108 Loan Agreement"); and WHEREAS, the City obtained the funds which were disbursed to The Harris Company under Recital subparagraph (ii), above, pursuant to an agreement entitled "Contract for Loan SBEO/0001/DOC/3323 5/13/98 (008.10-11 100:ah - 1 - 1 2 3 4 5 6 7 8 , 9 ' I 10 11 I ! 12 , 13 14 I , 15 , 16 17 I 18 19 20 21 22 23 24 25 26 27 28 98-126 Guarantee Assistance under Section 108 of the Housing and Community Development Act of 1974, as amended, 42 U.S.C. Section I 5308," as later superseded by a contract by and between the United States Secretary of Housing and Urban Development and the City for loan guarantee assistance (B-94-MC-06-0539), dated June 5, 1996 (collectively the ~1995 HUD Section 108 Loan"); and WHEREAS, The Harris Company used the proceeds of the funds disbursed by the City under the 1995 Float Loan Agreement and the 1995 City Section 108 Loan Agreement to acquire the property and improvements, commonly known as the ~Harris Department Store", 300 North ~E" Street, San Bernardino, California 92416 (the ~Property") and to pay for other CDBG eligible costs incurred by The Harris Company in connection with the acquisition and economic revitalization of the Property; and WHEREAS, The Harris Company proposes to convey all of its right, title, and interest in the Property to E1 Corte Ingles, S .A., a Spanish corporation (herein ~ECI"), subject to the security interests of the City in the Property under the 1995 City Section 108 Loan Agreement, and ECI proposes to acquire the Property from The Harris Company, and concurrently therewith, ECI shall grant a long-term commercial lease possessory interest in the Property to The Harris Company as the tenant of ECI; and SBEO/0001/00C/3323 5/13/98 (008.10-11 100:ah - 2 - 10 II 12 13 14 15 16 17 18 19 20 21 22 23 24 98-126 I WHEREAS, the collateral and security interests granted 2 3 to the City by The Harris Company in the Property to secure 4 repayment of the 1995 City Section 108 Loan Agreement has, in 5 turn, been assigned by the City to the City CDBG Program Section 6 108 Loan Repayment Account and the Secretary of the United States 7 Department of Housing and Urban Development under the 1995 HUD 8 Section 108 Loan; and 9 WHEREAS, ECI and The Harris Company have requested that the City consent to the proposed transfer of the fee interest of The Harris Company in the Property to ECI, and ECI and The Harris Company have also requested the City to accept ECI as the successor of The Harris Company and sole obligor under: (i) that certain $3,150,000.00 promissory note dated January 30, 1995, executed by The Harris Company in favor of the City pursuant to the 1995 Float Loan Agreement (the "1995 Float Loan Note"); and (ii) that certain $7,350,000.00 promissory note and deed of trust, each dated April 21, 1995, executed by The Harris Company in favor of the City pursuant to the 1995 City Section 108 Loan (the "1995 City Section 108 Note and Deed of Trust") . NOW, THEREFORE, THE MAYOR AND COMMON COUNCIL OF THE 25 CITY OF SAN BERNARDINO, DOES HEREBY RESOLVE, DETERMINE AND ORDER 26 AS FOLLOWS: 27 28 SBEOI0001100Cl3323 5/13198 (008.10-1) 100:ah - 3 - 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 98-126 1 Section 1. The Council hereby acknowledges receipt 2 of the following documents and instruments from ECI and The 3 Harris Company as on file with the City Clerk: 4 5 (a) 1998 City of San Bernardino Assignment and Loan 6 Assumption Agreement (1995 HUD Section 108 Loan 7 Agreement) ; 8 9 (b) Store Lease, dated as of May 2, 1998, by and between El Corte Ingles, S.A., and The Harris Company; (c) Agreement for the Acquisition of the San Bernardino Store by El Corte Ingles, S.A., effective May 2, 1998; (d) Grant of Authorization (El Corte Ingles, S.A.), dated April 15, 1998; and (e) Most available Financial Audited currently Statement of El Corte Ingles, S.A., presented to the City in April 1998. Section 2. The Council hereby finds and determines that the assumption by ECI of the obligations of The Harris Company to the City which arise under the 1995 Float Loan Agreement and the 1995 City Section 108 Loan Agreement, is consistent with the achievement of the City CDBG Program goals SBEO/0001/DOC/3323 5/13/98 1008.10-1) 100:ah - 4 - 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 98-126 1 and objectives under both the 1995 Float Loan Agreement and the 2 1995 City Section 108 Loan Agreement, and that Section 5.3 of the 3 Store Lease, dated as of May 2, 1998, by and between ECl and The 4 Harris Company, contains provisions which assure the City that .5 there shall be continuing compliance by The Harris Company as the 6 tenant of ECl from and after the date on which ECl assumes the 7 obligations of The Harris Company, with the original City CDBG 8 Program goals and objectives under each of the 1995 financings 9 referenced in the recitals of this Resolution. Section 3. The Council hereby approves the form of the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement), in the form as presented at this meeting. The Mayor and the City Clerk are hereby authorized and directed to execute the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) on behalf of the City, subject to receipt, confirmation or satisfaction of the following: (i) confirmation of receipt of approving legal opinions of counsel for ECl and counsel for The Harris Company, each addressed to the City, which evidence that the representations and warranties of ECl and The Harris Company contained in the documents described in Section this 1 of Resolution are, to the best knowledge of legal counsel, true and correct, and that the delivery SBEO/0001/DOC/3323 5/13/98 (008.10-11 100:ah - 5 - 98-126 1 2 3 4 .5 6 7 8 9 10 (ii) 11 12 13 14 15 16 17 18 19 20 21 22 23 24 2.5 26 27 28 and execution of each of the documents referenced in Section 1 and Section 3(iv) of this Resolution in connection with the approval and recordation of the 1998 City of San Bernardino Assignment and Loan Assumption Agreement, are duly and validly executed, that each is a valid, lawful and enforceable obligations of ECI and The Harris Company, as applicable; confirmation of receipt by the Director of the Development Department of either: (i) a written acknowledgment signed by authorized officers of Bank of America, NTSA, confirming that Bank of America Irrevocable Letter of Credit No. LASB- 223140, dated January 30, 1995, has been duly assigned by The Harris Company to ECI and that Bank of America shall continue to honor drafts of the City drawn under the letter of credit for the obligation of The Harris Company as assumed by ECI; or (ii) a substitute irrevocable letter of credit in favor of the City issued by another qualified bank to secure the obligation under Section 5 of the 1995 Float Loan Agreement in the principal amount and form and substance as required by Section 5 of the 1995 Float Loan Agreement; SBEO/0001/DOC/3323 5/13/98 (008.10-1) 100 :ah - 6 - 10 11 12 13 14 ]5 16 17 18 19 20 21 22 23 24 25 26 27 28 98-126 1 (iii) confirmation by the Director of the Development 2 Department that concurrently upon the execution 3 and delivery by the City of the fully executed 4 form of the City of San Bernardino 1998 5 Assignment and Loan Assumption Agreement (1995 6 HUD Section 108 Loan Agreement) Chicago Title 7 Insurance Company, shall at no cost to the City, 8 shall issue an appropriate endorsement (e. g. , 9 CLTA Endorsement Nos. 110.5 and/or 111. 4) to Chicago Title Insurance Company Policy of Title Insurance No. 9512234-15, dated April 25, 1995, in favor of the City, based upon a title proforma for the subject property in form otherwise satisfactory to the Director of the Development Department at the time of recordation of the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) ; (iv) confirmation of receipt of all other documents, instruments, certificates or receipts in fully executed form, as may be required by the Director of the Development Department in order to consummate this transaction. Section 4. This Resolution shall take effect upon the date of its adoption. SBEO/0001/00C/3323 5/13/98 (008.10-11 100:ah - 7 - 10 11 12 13 14 15 16 17 18 19 -. 98-126 1 I HEREBY CERTIFY that the foregoing Resolution was duly 2 adopted by the Mayor and Common Council of the City of 3 San Bernardino at a joint regular meeting 4 thereof, held on the 18th May day of 5 1998, by the following vote, to wit: 6 7 Council: ESTRADA LIEN ARIAS SCHNETZ DEVLIN ANDERSON MILLER ABSTAIN 8 AYES x x x NAYS ABSENT I) x x x x JMdJri1JIW dl/){u.lu{JL~ City Clerk 'I (J' day of The May foregoing resolution is hereby approved this Ir/~ , 1998. of 20 By: 21 22 23 24 25 26 27 28 SBEO/0001/DOC/3323 5/13/98 (008.10-1) 100 :ah - 8 - 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 '. 98-126 1 2 STATE OF CALIFORNIA COUNTY OF SAN BERNARDINO CITY OF SAN BERNARDINO ss 3 4 I, City Clerk of the City of San Bernardino, DO HEREBY CERTIFY that the foregoing and attached copy of Mayor and Common Council of the City of San Bernardino Resolution No. is a full, true and correct copy of that now on file in this office. 5 6 7 IN WITNESS WHEREOF, I affixed the official seal of the City of San Bernardino this 1998. have hereunto set my hand Mayor and Common Council of day of and the 8 9 City Clerk City of San Bernardino SBEO/0001/DOC/3323 5/13/98 (008.10-1) 100:ah - 9 - 98 126 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 '. EXHIBIT "A" 1998 CITY OF SAN BERNARDINO ASSIGNMENT AND LOAN ASSUMPTION AGREEMENT (1995 HUD SECTION 108 LOAN AGREEMENT: THE HARRIS COMPANY) 98-126 Los ANGELES OFFICE SABO & GREEN ATTORNEYS A T LAW A PROFESSIONAL CORPORA nON 20 I NORTH "E" STREET Sum 206 SAN BERNARDINO, CALIFORNIA 9240 1 (909) 383.9373 FAX (909) 383-9378 COACHELLA VALLEY OmCE 23801 CALASASAS ROAD SUITE 1015 CALABASAS. CALIFORNIA 91302 (818)704-0195 FAX (818)704-4729 35-325 DATE PALM DRIVE SUITE 232 CATHEDRAL CITY, CALIFORNIA 92234 (760) 770-0873 FAX (760) 770-1724 MEMORANDUM DATE: June 3, 1998 ~ ::;:; .-r, , , .-r, <-: 2: '-' I .j>,. ) -0 U1 - N ~ - . TO: Honorable Mayor Judith Valles City of San Bernardino FROM: Timothy J. Sabo, Special Agency Counsel to The Redevelopment Agency of The City of San Bernardino RE: DELIVERY OF FINAL AND EXECUTABLE FORM OF THE 1998 CITY OF SAN BERNARDINO ASSIGNMENT AND LOAN ASSUMPTION AGREEMENT (1995 HUD SECTION 108 LOAN AGREEMENT) THE HARRIS COMPANY AND EL CORTE INGLES, S.A. On May 18, 1998, the Mayor and Common Council adopted Resolution No. 98-126, which approved the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) by and among The Harris Company, El Corte Ingles, S.A., and the City. Resolution No. 98-126 authorizes the Mayor and City Clerk to execute the final form of the Assignment and Loan Assumption Agreement on behalf of the City upon confirmation of receipt by the Director of the Development Department of certain legal opinions 'from The Harris Company and El Corte Ingles, S.A., and an amendment to the 1995 Bank of America Letter of Credit. I am informed that on May 29, 1998, the Economic Development Department received an original copy of Bank of America Amendment No. 1 to its Irrevocable Letter of Credit No. LASB-223l40. 98-126 Honorable Mayor Judith Valles June 3, 1998 Page 2 Accordingly, the conditions of Resolution No. 98-126 relating to the execution of the Assignment and Loan Assumption Agreement by the City have been satisfied, and the Mayor and the City Clerk may execute the Assignment and Loan Assumption Agreement on page 8 of the document as clipped in the set of documents which accompany this memorandum. The date of the signature of the Mayor should also be added by handwritten notation next to her signature at the place indicated. Please also note that the signatures of both the Mayor and the City Clerk need to be accompanied by a notary certification. Upon execution of the Assignment and Loan Assumption Agreement by both the Mayor and the City Clerk, please contact Ms. Alva Huertas with this office at (909) 383-9373. Ms. Huertas will arrange for the fully executed original form of the Assignment and Loan Assumption Agreement to be transmitted by messenger to Chicago Title Insurance Company for recordation and the issuance by the title insurance company of the CLTA Form 111.4 endorsement to the City's 1995 policy of title insurance affecting the subject Harris Store property. Transmitted under the cover of this memorandum are the following documents for your reference and files relating to this transaction: . 1998 City Assumption Agreement) of San Agreement Bernardino Assignment (1995 HUD Section and 108 Loan Loan [ORIGINAL DOCUMENT FOR EXECUTION BY THE CITY]; . Opinion of Legal Counsel for The Harris Company addressed to the City of San Bernardino, dated May 18, 1998 [COPY: ORIGINAL OPINION ON FILE WITH EDA]; . Opinion of Legal Counsel to El Corte Ingles, S.A., dated May 18, 1998 [COPY: ORIGINAL OPINION ON FILE WITH EDA]; 98-126 Honorable Mayor Judith Valles June 3, 1998 Page 3 . Bank of America Amendment No. 1 to its Irrevocable Letter of Credit No. LASB-223140, dated May 28, 1998, together with January 30, 1995 letter of credit and copy of related Bank of America correspondence, dated May 21, 1998 [COPY: ORIGINAL ON FILE WITH EDA]; . Lease between El Corte Ingles, S.A. and The Harris Company, dated as of May 2, 1998 [COPY ON FILE WITH EDA]; . Agreement for Acquisition of the San Bernardino Store by El Corte Ingles, S.A., effective May 2, 1998 [COPY ON FILE WITH EDA]; . Grant of Authority (El Corte Ingles, S.A.), dated April 15, 1998 [COPY ON FILE WITH EDA]; . Resolution No. 98-126 of the Mayor and Common Council of the City of San Bernardino, dated May 18, 1998. If you have any question relating to this matter, please contact me. TJS:ah (Enclosures) SBEO\OOOl\MEM\397 cc: James F. Penman, City Attorney Huston T. Carlyle, Jr., Assistant City Attorney Ronald E. Winkler, Director of the Development Department ,- , 98-126 RECORDING REQUESTED BY: Timothy 1. Sabo, Esq. Sabo & Green Attorneys at Law 201 North "E" Street, Suite 206 San Bernardino, CA 92401 WHEN RECORDED MAIL TO: Timothy 1. Sabo, Esq. Sabo & Green Attorneys at Law 201 North "E" Street, Suite 206 San Bernardino, CA 92401 THIS SPACE FOR RECORDER'S USE ONL Y 1998 CITY OF SAN BERNARDINO ASSIGNMENT AND LOAN ASSUMPTION AGREEMENT (1995 HUD SECTION 108 LOAN AGREEMENT) THIS ASSIGNMENT AND LOAN ASSUMPTION AGREEMENT (1995 HUD Section 108 Loan Agreement: The Harris Company) is dated as of May 18, 1998 (the "CDBG Loan Assumption Agreement") by and among The Harris Company, a California corporation (herein "The Harris Company"), EI Corte Ingles, S.A., a Spanish corporation (herein "ECI") and the City of San Bernardino, a municipal corporation (the "City") and is entered into with respect to the following facts: RECIT ALS A. The Harris Company has previously entered into two (2) separate loan agreements with the City, which are identified as follows: (i) a $7,350,000.00 City Section 108 Loan Agreement, dated as of May 4,1995 (herein the "1995 City Section 108 Loan Agreement"); and (ii) a $3,150,00000 Float Loan Agreement, dated as ofJanuary 30, 1995 (herein the "1995 Float Loan Agreement") r--- 98-126 B. The City has previously entered into an agreement entitled: "Contract for Loan Guarantee Assistance under Section 108 of the Housing and Community Development Act of1974, as amended, 42 U.S.c. Section 5308", as later superseded by a contract by and between the United States Secretary of Housing and Urban Development and the City for loan guarantee assistance (B-94-MC- 06-0539), dated June 5, 1996 (collectively the "1995 HOD Section 108 Loan Agreement") C. The Harris Company used the proceeds of the funds disbursed to it by the City under the 1995 City Section 108 Loan Agreement and the 1995 Float Loan Agreement to acquire the property and improvements commonly known as the Harris Department Store, 300 North "E" Street, San Bernardino, California 92416 (herein the "Property") to pay for certain other CDBG eligible costs incurred in connection with the acquisition of the Property. D. The Harris Company proposes to convey all of its right, title, and interest in the Property to ECI, subject to the security interests of the City in the Property under the 1995 City Section 108 Loan Agreement, and concurrently therewith ECl shall grant a long-term commercial lease interest in the Property to The Harris Company as the tenant ofECl. E. The City has previously pledged the collateral and security granted by The Harris Company in the Property to the City under the 1995 City Section 108 Loan Agreement to secure the repayment by the City of the funds obtained by the City under the terms of the 1995 HOD Section 108 Loan Agreement. F. The Harris Company and ECl have requested that the City consent to the proposed transfer offee interest of The Harris Company in the Property to ECI, and, specifically, to accept ECl as the successor and sole obligor under (i) that certain $7,350,00000 promissory note, dated April 21, 1995, and, the deed of trust. dated April 21, 1995, executed by The Harris Company in favor of the City pursuant to the 1995 City Section 108 Loan Agreement, and, recorded on April 25, 1995 Instrument No. 95-129260 in the Official Records of San Bernardino County (herein the" 1995 City Section 108 Note and Deed of Trust"), and (ii) that certain $3,150,000 promissory note dated January 30, 1995 and executed by The Harris Company (herein the "1995 Float Loan Note") IN CONSIDERATION OF THE COVENANTS AND PROMISES OF THE PARTIES AND THE CONSENT OF THE CITY TO THE TRANSFER OF THE PROPERTY TO ECl AND THE ASSUMPTION BY ECl OF THE 1995 CITY SECTION 108 LOAN AGREEMENT AND THE 1995 FLOAT LOAN AGREEMENT, THE PARTIES HEREBY AGREE AS FOLLOWS Section 1. (a) The text of the 1995 City Section 108 Loan Agreement is incorporated into this CDBG Loan Assumption Agreement by this reference 2 98-126 (b) The Harris Company and ECr acknowledge that the 1995 City Section 108 Loan Agreement and the 1995 City Section 108 Note and Deed of Trust are in full force and effect and are enforceable by the City in accordance with their terms. (c) City acknowledges that it has not declared the existence ofa default or breach by The Harris Company under the 1995 City Section 108 Loan Agreement. Section 2. (a) The text ofthe 1995 Float Loan Agreement is incorporated into this CDBG Loan Assumption Agreement by this reference. (b) The Harris Company and ECr acknowledge that the 1995 Float Loan Agreement and the 1995 Float Loan Note are in full force and effect and are enforceable by the City in accordance with their terms. ( c) City acknowledges that it has not declared the existence of a default or breach by The Harris Company under the 1995 Float Loan Agreement. (d) The Harris Company and ECr represent and warrant to the City that no material default or breach exists under the terms of any agreement with the Bank of America, who has issued its Letter of Credit in favor of the City under and in accordance with the 1995 Float Loan Agreement. Section 3. (a) ECr hereby assumes the obligation of The Harris Company to pay principal and interest, and promises to pay to the City, or to any holder in due course, when due the 1995 City Section 108 Note and Deed of Trust (and any renewals and extensions thereof) (b) ECl hereby agrees to assume and perform all of the obligations and covenants in favor of the City under the 1995 City Section 108 Note and Deed of Trust and the 1995 City Section 108 Loan Agreement. ECI agrees to be and shall be considered by the City, and any holder in due course, as an original obligor under the 1995 City Section 108 Note and Deed of Trust, as if executed by Ecr instead of The Harris Company. (c) ECr does hereby waive the right in an "Event of Default" or breach under the 1995 City Section 108 Loan Agreement, or the 1995 City Section 108 Note and Deed of Trust to require either the City or the holder of the 1995 City Section 108 Note and Deed of Trust, to proceed against The Harris Company or to pursue any other remedy in the power of the City or such holder thereunder. (d) The assumption by ECr of the obligations ofThe Harris Company shall constitute a release ofliability ofThe Harris Company to the City, except the obligations provided in Paragraph 3 98-126 9 of the 1995 City Section 108 Loan Agreement, and the City may pursue all remedies in its power against ECI following a default or breach under the 1995 City Section 108 Note and Deed of Trust, independently of the pursuit of any remedy of the City against The Harris Company for such default or breach. Section 4. (a) ECI hereby agrees to assume the obligation of The Harris Company to pay principal and interest, and promises to pay the City, or to any holder in due course, when due the 1995 Float Loan Note (and any renewals and extensions thereot). (b) ECI shall deliver to the City concurrently with the execution of this CDBG Loan Assumption Agreement a Letter of Credit issued by a bank acceptable to City in favor of the City, in an amount sufficient to secure the obligation under Section 5 of the 1995 Float Loan Agreement, and otherwise which satisfies the requirements of Section 5 of the 1995 Float Loan Agreement. (c) The Harris Company, by execution of this CDBG Loan Assumption Agreement, hereby releases and assigns to ECI all of its right, title and interest in the balance of that certain sinking fund account established by the City under Section 5 of the 1995 Float Loan Agreement. Section 5. (a) All rental and other sums payable to ECI by The Harris Company under the tenns of the lease affecting the property (the "Department Store Lease") shall be subject to the ttrms and provisions of the Deed of Trust With Assignment of Rents recorded as No. 95-129260, April 25, 1995, Official Records of San Bernardino County. (b) The form of the Department Store Lease shall be subject to the review and approval of the City and shall contain certain covenants of the parties for the benefit of the City as necessary or appropriate under the terms of the 1995 City Section 108 Loan Agreement, shall be executed by ECI and The Harris Company and have a commencement date which corresponds with the acquisition of title by ECL Section 6. (a) The Harris Company hereby represents and warrants to the City that, based upon due and diligent inquiry by officers of The Harris Company, there are no facts now in existence which would, with the giving of notice or the lapse of time or both, constitute an "Event of Default" under (i) Section 14 of the 1995 City Section 108 Loan Agreement and the 1995 City Section 108 Note and Deed of Trust or (ii) Section 16 of the 1995 Float Loan Agreement and the 1995 Float Loan Note. 4 98-126 (b) The Harris Company hereby represents and warrants to the City, that the execution and performance by The Harris Company of this CDBG Loan Assumption Agreement, and the documents contemplated hereunder, do not violate and are not restricted by any other agreement, contractual obligation, court order, or law to which The Harris Company is a party or is bound. ( c) The Harris Company hereby represents and warrants to the City that all action necessary to authorize the execution and delivery of this CDBG Loan Assumption Agreement has been taken. Section 7. (a) ECI hereby represents and warrants to the City that it has taken all action necessary to authorize the execution and delivery of this CDBG Loan Assumption Agreement. (b) ECI hereby represents and warrants to the City that this Loan Assumption Agreement, the execution and performance by ECI of this CDSG Loan Assumption Agreement and the documents contemplated hereunder does not violate and is not restricted by any other agreement, contractual obligation, court order or law to which ECI is a party or is bound (c) ECI hereby represents and warrants to the City that ECI (and not a subsidiary corporation or a limited partnership or other related entity to ECI) shall acquire the Property and shall be the lessor under the Department Store Lease and thereafter retain ownership of the Property, subject only to the Department Store Lease and other permitted exceptions to title described elsewhere herein at all times that (i) any amount of the loan assumed by ECI under the 1995 City Section 108 Loan Agreement is outstanding and (ii) any amount of the loan assumed b ECI under the 1995 Float Loan Agreement is outstanding. Section 8. (a) The consent of the City to the transfer of the interest of The Harris Company in the Property to ECI and the acceptance by the City of the assignment and assumption of the performance of the obligations of The Harris Company in favor of the City by ECI shall be expressly subject to the satisfaction of the following conditions (i) the execution of the CDSG Loan Assumption Agreement by The Harris Company and by ECI; (ii) approval by the City of the final form of the Department Store Lease and any other documents that maybe required herein; (iii) delivery to the City of fully executed original documents as required by City. 5 98-126 (b) The Harris Company and ECI each acknowledge and agree that the consent of the City to the transfer of the interest of The Harris Company in the Property to ECI may be subject to certain additional programmatic limitations as directed by the United States Secretary of Housing and Urban Development under the terms of the 1995 HUD Section 108 Loan. In the event that the satisfaction of any condition that may be thus required may be constitute a material modification or amendment of this CDBG Loan Assignment and Assumption Agreement by the parties hereto, the City expressly reserves the right in its sole and absolute discretion to accept or reject any such modification or amendment by separate action of the Mayor and Common Council. Section 9. (a) ECI shall be deemed to be a party to the 1995 City Section 108 Loan Agreement and the Note and Deed of Trust, and the "Borrower" thereunder, as this term is used therein; provided however that certain obligations and covenants of the Borrower in favor of the City shall be qualified or amended as specifically set forth herein. (b) Certain provisions of the 1995 City Section 108 Loan Agreement are hereby amended as set forth herein in order to confonn certain obligations of ECI as a party thereto in light of its assumption of the obligations of The Harris Company thereunder: (i) from and after the acquisition of title, The Harris Company shall be relieved of its obligation to comply with the covenant of the Borrower under Section 8 [Years I to 20:] (d) thereof, provided however that from and after the acquisition of title, ECI shall continuously satisfY the covenant and further provided that a breach of the covenant by ECI shall be deemed an Event of Default under Section 14 of the 1995 City Section 108 Loan Agreement; (ii) the covenant of the Borrower in Section 8 [Years 1 to 3: through Years 4 to 10: inclusive] thereof shall mean and refer to the operation covenant of The Harris Company in the Department Store Lease; provided however that a breach of the covenant under the Department Store Lease shall also be deemed an Event of Default under Section 14 of the 1995 City Section 108 Loan Agreement; (iii) the covenant of the Borrower in Section 9(B) thereof shall mean and refer to the jobs and employment covenant of The Harris Company in the Department Store Lease; provided however that a breach of such covenant of the Harris Company shall also be deemed an Event of Default under Section 14 of the 1995 City Section 108 Loan Agreement, (iv) Section 12 thereofis hereby amended by adding a third paragraph of text thereto which reads as follows 6 98-126 "From and after the acquisition of title as more fully set forth in that certain Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement: The Harris Company) dated as of May 4,1998, by and among The Harris Company, El Corte Ingles, a Spanish corporation and the City, the interest of The Harris Company in the Department Store Lease shall not be assigned in whole or in part or otherwise modified in any material respect without the prior written consent of the City and any such purported assignment of interest shall constitute a material breach of this Agreement and the City may at its option, declare the entire principal balance of the Loan and all accrued and unpaid interest thereon immediately due and payable". Section 10. (a) This CDBG Loan Assumption Agreement, and any documents that are referenced herein, or are otherwise a part of the transaction contemplated herein, will be interpreted and construed under the internal laws of the State of California regardless of the domicile of any party, and will be deemed for such purposes to have been made, executed and performed in the State of California, and all claims, disputes and other matters in question arising out of or thereunder or related to, or the breach thereof, will be decided by proceedings instituted in a court of competent jurisdiction siting in San Bernardino County, State of California, or the United States District Court for the Central District of California. Each of the parties consent to the jurisdiction of the courts referenced in this Section 10 with respect to any all action or actions that may be brought hereunder. (b) During the term of the 1995 City Section 108 Loan Agreement and the 1995 Float Loan Agreement, ECI shall appoint and maintain an Agent for Service of Process in California. ECI acknowledges and represents that it has appointed McPeters McAJearney Shimoff & Hatt, a Professional corporation, 4 W Redlands Boulevard, 20d Floor, Redlands, CA 92373, as its Agent for Service of Process in connection with this CDBG Loan Assumption Agreement, and, any documents that are referenced herein, or are otherwise a part of the transaction contemplated herein, and, that service upon that firm will constitute personal service upon it for all purposes under law, including, conferring jurisdiction over and with respect to it upon the court in which the action is commenced and to which the service of summons relates. ECI shall not change the identity of its Agent for Service of Process after the date of this CDBG Loan Assumption Agreement without first providing the City with thirty (30) days Notice, and, in such Notice, ECI will identify the Successor Agent for Service of Process THE PARTIES HAVE EXECUTED THIS CDBG LOAN ASSUNIPTION AGREEMENT as of the date indicated next to the signature of the officers of each; provided however that the date of approval hereof shall be the date on which the officers of the City executed this CDBG Loan Assumption Agreement. SIGNATURE PROVISIONS ON FOLLOWING PAGE 7 98-126 Dated: May 18, 1998. Dated: May 18, 1998. " Dated: ~, 1998. ATTEST: City Clerk of the City of San Bernardino "THE HARRIS COl\fPANY" The Harris Company, a California corporation ,/ . ~t.-<--b( J~ :JA~ Leopolda Del Nogal President and Chief Executive Officer 1<,~ By: By: Thomas H. McPeters Secretary "ECI" EI Corte Ingles, S.A, a Spanish corporation By ~ ~~"'~ Leopoldo Del Nogal By ~~~ Thomas H. McPeters "CITY"' City of San Bernardino, a municipal corporation By -&:c~/~ 8 98-126 STATE OF CALIFORNIA ) : ss COUNTY OF SAN BERNARDINO ) On this 18th day of May, 1998, before me, Marcia L. Peterson, a Notary Public in and for said County and State, personally appeared Leopoldo Del Nogal, known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name(s) is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument WITNESS my hand and official seal. Public in and for said County and State t@~:., ............., MARCIA L: PE~ERS.~N ., .. . . :!!;'I;": : COMM. #1094127 ;2 Z NOTARY PUBLIC. CALIFORNIA s: - ...,,;..' SAN BERNARDINO COUNTY ... to. .MY commi~Slon ~X~ires April . ~ 4. ~DOO J STATE OF CALIFORNIA ) : ss COUNTY OF SAN BERNARDINO ) On this 18th day of May, 1998, before me, Marcia L. Peterson, a Notary Public in and for said County and State, personally appeared Thomas H. McPeters, known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument WITNESS my hand and official seal. Public in and for said County and State tfj MA';" ~,,,,,;..;. I ~. ~ - :!!. "..: COMM. #1094127 Z z' - . NOTARY PUBLIC. CALIFORNIA s: - '",..:., SAN BERNARDINO COUNTY ... I. My com,mi~Slon. ExpIres A~ri~.~ 4. 2000 J 9 98-126 STATE OF CALIFORNIA ) : ss COUNTY OF SAN BERNARDINO ) On this 18th day of May, 1998, before me, Marcia L. Peterson, a Notary Public in and for said County and State, personally appeared Leopoldo Del Nogal, known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name(s) is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. f@,..'.-.... 'MARCI~'L. P~~~~ON ., .. . . :!! h. - COMM. #1094127 2: 2 'j;!; . NOTARY PUBLIC. CALIFORNIA s: - . .. .... SAN BERNARDINO COUNTY - 1 My Commi~.,on ExpIt.. APril.14. ~ooo 1 Public in and for said County and State STATE OF CALIFORNIA ) : ss COUNTY OF SAN BERNARDINO ) On this 18th day of May, 1998, before me, Marcia L. Peterson, a Notary Public in and for said County and State, personally appeared Thomas H. McPeters, known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. f@'MA'C<AC~;" 1 ... . :!!' .. COMM. #1094127 2: 2 NOTARY PUBLIC. CALIFORNIA s: - ....... SAN BERNAROINO COUNTY - 1 My Commi,:"ion ExpIt.. APril.'.:. .~~ .1 Not ry Public in and for said County and State 10 98-126 CALIFORNIA ALL.PURPOSE ACKNOWLEDGMENT No_5907 State of County of California San Bernardino On June 03. 1998 DATE before me, M. P. Hastings. Notary NAME, TITLE OF OFFICER - E.G., "JANE DOE, NOTARY PUBLIC. personally appeared Judith Valles NAME(S) OF 51GNER(S) Qg personally known to me - OR - 0 proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and ac- knowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. .1 (i) M. P. HASTINGS ~ - Comm. , 1127908 III Ul NOTARY PUBUC-CAUFOIlHIA San tarnardlno COtInty : 1_ Ily COOI_, 1.11111 FIi. at, 1001 ~ ,WITNESS my hand and official seal. '7!tt1k~z) _ SIGNA E OF NOTARY OPTIONAL Though the data below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent reattachment of this form. CAPACITY CLAIMED BY SIGNER o INDIVIDUAL o CORPORATE OFFICER DESCRIPTION OF ATTACHED DOCUMENT TITLE OR TYPE OF DOCUMENT TITLE(S) o PARTNER(S) o LIMITED o GENERAL o ATTORNEY-iN-FACT o TRUSTEE(S) o GUARDIANlCONSERV ATOR o OTHER: NUMBER OF PAGES DATE OF DOCUMENT SIGNER IS REPRESENTING: NAME OF PEASON(S) OR ENTITY(lES) SiGNER(S) OTHER THAN NAMED ABOVE C1993 NATIONAL NOTARY ASSOCIATION. 8236 Remmel Ave., P.O. Box 7184 -Canoga Park. CA 91309-7184 98-126 STATE OF CALIFORNIA ) : ss COUNTY OF SAN BERNARDINO ) On this day of May, 1998, before me, , a Notary Public in and for said County and State, personally appeared Judith Valles, known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person. or the entity upon behalf of which the person acted, executed the instrument. WITNESS my hand and official seal. Notary Public in and for said County and State 11 98-126 ]-"!CPETERS ~lcALEARXEY SHIMOFF & HATT .... I.R()....";.~SH):"i.\J.(.O~J.()I{.\.TH):" THOMAS H. McPETERS JOHN O. McALEARNEY. JR. PAUL M. SHIMOFF DANIEL T. HATT JAMES R. HARPER 11t)~IJo: S.\YI;.;<;S 0.... .\.\lI";N:U'.\ HLILJH::"'C; S}o;('O;';1> r"LoOR .. WE:--oT ..o':DL.\.:"US BOL'T.";\".\N:D I'()ST ()........t<.E I~()X ~()~... TEL 909.792.8919 FAX 909.792.6234 REDl.ANDS. CALIFORNIA 92373-0661 May 18, 1998 City of San Bernardino 300 North "D" Street San Bernardino, CA 92401-1507 Re: City of San Bernardino and EI Corte Ingles, S A.l1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) Dear Ladies and Gentlemen: We have acted as counsel for EI Corte Ingles, SA., a Spanish Corporation (the "Company"), in connection with the Assignment and Loan Assumption Agreement with respect to the two (2) separate loan agreements with the City (i) in the stated principal amount of$7,350,000 (the "Section 108 Loan"), and, (ii) in the stated principal amount of $3,150,000 (the "Float Loan") made by you to The Harris Company, a California corporation. We have examined the original or otherwise identified to our satisfaction as a true copy of the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement). The Assignment and Loan Assumption Agreement and all other documents given or executed in connection herewith are hereinafter collectively referred to as the" Assignment and Assumption Documents". Unless otherwise defined herein or unless the context otherwise requires, terms defined in the Assignment and Assumption Documents (and any documents that are referenced therein or incorporated by reference therein) shall have the same meanings when used herein. We have participated in the preparation of, and have assisted the Company in its activities relative to, the transactions contemplated by, or referred to in, the Assignment and Assumption Documents. We have examined such records, documents, instruments, certificates of public officials and of the Company, made such inquiries of officials of the Company, and considered such questions oflaw as we have deemed necessary for the purpose of rendering the opinions set forth herein. We represent that the signatures of those persons who have executed the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) on behalfofthe Company are genuine. 98-126 City of San Bernardino May 18, 1998 Page 2 We have assumed the genuineness and the authenticity of all items submitted to us as originals and the conformity with originals of all items submitted to us as copies. In making our examination of the Assignment and Assumption Documents executed by entities other than the Company, we have assumed that each such other entity had the power to enter into and perform all its obligations thereunder and also have assumed the due authorization by each such entity of all requisite action and the due execution and delivery of such documents by each such entity. Whenever our opinion herein with respect to the existence or absence offacts is indicated to be based on our knowledge or awareness, it is intended to signify that during the course of our representation of the Company as herein described, no information has come to our attention which would give us actual knowledge of the existence or absence of such facts, and no inference as to our knowledge of the existence or absence of such facts should be drawn from our representation of the Company. The opinions hereinafter expressed are subject to the following further qualifications: (i) arrangement, generally. Our opinion is subject to the effect of bankruptcy, insolvency, reorganization, moratorium or other similar laws relating to or affecting the rights of creditors (ii) Our opinion is subject to limitations imposed by general principles of equity upon the specific enforceability of any of the remedies, covenants or other provisions of the Assignment and Assumption Documents and upon the availability of injunctive relief or other equitable remedies, and the application of principles of equity (regardless of whether enforcement is considered in proceedings in law or in equity) in regard to certain covenants and provisions of agreements where (a) the breach of such covenants or provisions imposes restrictions or burdens upon the Company, including the acceleration of indebtedness due under debt instruments, and it cannot be demonstrated that the enforcement of such restrictions or burdens is reasonably necessary for your protection or (b) your enforcement of such covenants or provisions underthe circumstances, or in the manner, would violate the your implied covenant of good faith and fair dealing, or would be commercially unreasonable. (iii) Certain rights and remedies contained in the Assignment and Assumption Documents may be rendered ineffective, or limited, by applicable laws or judicial decisions governing such provisions, but such laws and judicial decisions do not, in our opinion, make the Assignment and Assumption Documents inadequate for the practical realization of the benefits and/or security intended to be provided by the Assignment and Assumption Documents. (iv) Provisions in the Assignment and Assumption Documents imposing penalties, forfeiture, late payment charges or an increase in interest rate upon delinquency in payment or the occurrence of a default may be unenforceable under California law. ... 98-126 City of San Bernardino May 18, 1998 Page 3 (v) Requirements in the Assignment and Assumption Documents specifying that provisions of the documents may only be waived in writing may not be enforced under California law to the extent that an oral agreement has been executed modifying provisions of the Assignment and Assumption Documents. Based upon and subject to the foregoing, WE .'\RE OF THE OPINION THAT (a) The Company is a corporation duly organized, validity existing and in good standing under the laws of the jurisdiction of its incorporation and is duly qualified and in good standing to do business in Spain and has full corporate power and authority to conduct its business as presently conducted. (b) The Company has full corporate power and authority to execute and deliver, and to perform and observe the provisions of, the Assignment and Assumption Documents. (c) The Assignment and Assumption Documents have each been duly authorized, executed and delivered by the Company and constitute valid and binding obligations of the Company enforceable in accordance with their respective terms. (d) The execution and delivery of the Assignment and Assumption Documents, and the Company's performance and observance of and compliance with the provisions of them do not conflict with or result in a violation of its Articles ofIncorporation or Bylaws. (e) We have not become aware of any information which would lead us to believe that the execution, delivery and performance of, and compliance with, the Assignment and Assumption Documents by the Company will violate or result in any breach of or constitute a default under any existing law or governmental regulation, or any order of any coun or administrative agency, or any agreement by which Company is bound or subject. (f) The 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) is in appropriate form for due recordation in the State of California, and, upon its recordation will not affect the enforceability or priority of the present Deed of Trust of record, recorded on April 24,1995 as Document No. 95-129260, Official Records, San Bernardino County. (g) The 1996 Consolidated Financial Statements presented to the City of San Bernardino in April, 1998 were prepared in the ordinary course of business by the Company's accountants, Arthur Andersen, and to the best of our knowledge, (1) are the true and correct 1996 Consolidated Financial Statements of the Company, (2) fairly and accurately represent the financial condition of the Company, and, (3) are used by the Company in other business transactions. 98-126 City of San Bernardino May 18, 1998 Page 4 Our examination oflaw relevant to the matters herein is limited to Spanish, California and Federal law. We have not made an independent review of the laws of any country other than Spain or any state other than California. Accordingly, we express no opinion as to the matters governed by the laws of any other country, state or jurisdiction. This opinion is solely for your benefit in connection with the referenced transaction and may not be quoted or relied on by, nor copies by delivered to, any other person., or used for any other purpose, without our prior written consent. McPeters McAlearney Shimoff & Hatt, A Professional Corporation , By: 98-126 ~ICPETERS J\;IC_-\.LEAR"'EY SHI:\IOFF & HATT .\. "l{()l""';SSlo=".\L('Oi<J'()~.\T'O:-'; THOMAS H. McPETERS JOHN D. McALEARNEY, JR. PAUL M. SHIMOFF DANIEL T. HATT JAMES R. HARPER 110:\11-; S.\\"I:"C:S 0.... .\.\IJ.;NH'_\ BL"II.DI:"O<: SI";'CO!"<o;Dl-"J.OOW: TEL 909.792.8919 -+ \VEST I~EnL.\.:-"-n:-o BOL" I.K\".\ UI> "()ST (lj"r'I('J-; IHlX ~OH4 FAX 909.792.6234 REDLANDS. CALIFORNIA 92373-0661 May 18,1998 City of San Bernardino 300 North "D" Street San Bernardino, CA 92401-1507 Re: City of San Bernardino and The Harris Company/1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) Dear Ladies and Gentlemen: We have acted as counsel for The Harris Company, a California Corporation (the "Company"), in connection with the Assignment and Loan Assumption Agreement with respect to the two (2) separate loan agreements with the City (i) in the stated principal amount of$7,350,000 (the "Section 108 Loan"), and, (ii) in the stated principal amount of $3,150,000 (the "Float Loan") made by you to the Company. We have examined the original or otherwise identified to our satisfaction as a true copy of the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 H1JD Section 108 Loan Agreement). The Assignment and Loan Assumption Agreement and all other documents given or executed in connection herewith are hereinafter collectively referred to as the" Assignment and Assumption Documents". Unless otherwise defined herein or unless the context otherwise requires, terms defined in the Assignment and Assumption Documents (and any documents that are referenced therein or incorporated by reference therein) shall have the same meanings when used herein. We have participated in the preparation of, and have assisted the Company in its activities relative to, the transactions contemplated by, or referred to in, the Assignment and Assumption Documents. We have examined such records, documents, instruments, certificates of public officials and of the Company, made such inquiries of officials of the Company, and considered such questions of law as we have deemed necessary for the purpose of rendering the opinions set forth herein. We represent that the signatures of those persons who have executed the 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) on behalf of the Company are genuine. 98-126 City of San Bernardino May 18, 1998 Page 2 We have assumed the genuineness and the authenticity of all items submitted to us as originals and the conformity with originals of all items submitted to us as copies. In making our examination of the Assignment and Assumption Documents executed by entities other than the Company, we have assumed that each such other entity had the power to enter into and perform all its obligations thereunder and also have assumed the due authorization by each such entity of all requisite action and the due execution and delivery of such documents by each such entity. Whenever our opinion herein with respect to the existence or absence off acts is indicated to be based on our knowledge or awareness, it is intended to signifY that during the course of our representation of the Company as herein described, no information has come to our attention which would give us actual knowledge of the existence or absence of such facts, and no inference as to our knowledge of the existence or absence of such facts should be drawn from our representation of the Company. The opinions hereinafter expressed are subject to the following further qualifications: (i) arrangement, generally. Our opinion is subject to the effect of bankruptcy, insolvency, reorganization, moratorium or other similar laws relating to or affecting the rights of creditors (ii) Our opinion is subject to limitations imposed by general principles of equity upon the specific enforceability of any of the remedies, covenants or other provisions of the Assignment and Assumption Documents and upon the availability of injunctive relief or other equitable remedies, and the application of principles of equity (regardless of whether enforcement is considered in proceedings in law or in equity) in regard to certain covenants and provisions of agreements where (a) the breach of such covenants or provisions imposes restrictions or burdens upon the Company, including the acceleration of indebtedness due under debt instruments, and it cannot be demonstrated that the enforcement of such restrictions or burdens is reasonably necessary for your protection or (b) your enforcement of such covenants or provisions under the circumstances, or in the manner, would violate the your implied covenant of good faith and fair dealing, or would be commercially unreasonable. (iii) Certain rights and remedies contained in the Assignment and Assumption Documents may be rendered ineffective, or limited, by applicable laws or judicial decisions governing such provisions, but such laws and judicial decisions do not, in our opinion, make the Assignment and Assumption Documents inadequate for the practical realization of the benefits and/or security intended to be provided by the Assignment and Assumption Documents. (iv) Provisions in the Assignment and Assumption Documents imposing penalties, forfeiture, late payment charges or an increase in interest rate upon delinquency in payment or the occurrence of a default may be unenforceable under California law. 98-126 City of San Bernardino May 18, 1998 Page 3 (v) Requirements in the Assignment and Assumption Documents specifYing that provisions of the documents may only be waived in writing may not be enforced under California law to the extent that an oral agreement has been executed modifYing provisions of the Assignment and Assumption Documents. Based upon and subject to the foregoing, WE ARE OF THE OPINION THAT (a) The Company is a corporation duly organized, validity existing and in good standing under the laws of the jurisdiction of its incorporation and is duly qualified and in good standing to do business in California and has full corporate power and authority to conduct its business as presently conducted. (b) The Company has full corporate power and authority to execute and deliver, and to perform and observe the provisions of, the Assignment and Assumption Documents. (c) The Assignment and Assumption Documents have each been duly authorized, executed and delivered by the Company and constitute valid and binding obligations of the Company enforceable in accordance with their respective terms. (d) The execution and delivery of the Assignment and Assumption Documents, and the Company's performance and observance of and compliance with the provisions of them do not conflict with or result in a violation of its Articles ofIncorporation or Bylaws. (e) We have not become aware of any information which would lead us to believe that the execution, delivery and performance of, and compliance with, the Assignment and Assumption Documents by the Company will violate or result in any breach of or constitute a default under any existing law or governmental regulation, or any order of any court or administrative agency, or any agreement by which Company is bound or subject. (f) The 1998 City of San Bernardino Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement) is in appropriate form for due recordation in the State of California, and, upon its recordation will not affect the enforceability or priority of the present Deed of Trust of record, recorded on April 24, 1995 as Document No. 95-129260, Official Records, San Bernardino County. Our examination oflaw relevant to the matters herein is limited to California and Federal law. We have not made an independent review of the laws of any state other than California. Accordingly, we express no opinion as to the matters governed by the laws of any other country, state or jurisdiction. 98-126 City of San Bernardino May 18, 1998 Page 4 This opinion is solely for your benefit in connection with the referenced transaction and may not be quoted or relied on by, nor copies by delivered to, any other person, or used for any other purpose, without our prior written consent. McPeters McAlearney Shimoff & Hatt, A Professional Corporation -- Thomas H. McPeters 9 ~.i:i 6 UI Bank of America PAGE, 1 DATE, MAY 28, 1998 AMENDMENT TO IRREVOCABLE STANDBY CREDIT NUMBER, 223140 AMENDMENT NUMBER 1 BENEFICIARY CITY OF SAN BERNARDINO ECONOMIC DEV. AGENCY 201 NO. "E" ST. 3RD FLOOR SAN BERNARDINO, CA. 92401-1507 APPLICANT EL CORTE INGLES, S.A. HERMOSILLA, 112 MADRID 28009, SPAIN THIS AMENDMENT IS TO BE CONSIDERED AN INTEGRAL PART OF THE ABOVE CREDIT AND MUST BE ATTACHED THERETO. THE ABOVE MENTIONED CREDIT IS AMENDED AS FOLLOWS, APPLICANT'S NAME AND ADDRESS NOW TO READ AS ABOVE. ON ANNEX A WHERE IT READS "HARRIS" SHOULD READ "EL CORTE INGLES, S.A.". ALL/7./~~S AND JITIONS REMAIN UNCHANGED. _J;je_':~--!.~c'0. -~f";.; - -- AUTHORIZED SIGNATURE '. ....0,e'11 A RIZ 0 / L { THIS OOCUMENT CONSISTS Ov A T. CHATMAN <;'-3-Qe, ~f\ U'~8 '* o'f- 0' C"'1)T$(-I~la FlbLrCDPY ... al' ~ NTISA T... QIMlION Cenw 5155 mSoult....,.--.....'IlttFlr...........CA 10011 CAlLE ADDRESS; T... MClI18A BAHKAMIFl SFO. SWIFT ADDRESS IOFAUSlSS 0__ ~*'" ,..lfWI".... 98-126 .m. Sank of America III International Trade Bank #2621 333 South Beaudry Avenue, 19th Ploor Los Angeles, Cali~ornia 90017 January 30, 1995 Irrevocable Letter of Credit No. LASB.223140 Benefic::iarv: City of San Bernardino Economic Development Agency 201 North "g. Street, 3rd Floor San Bernardino, Ca 92401.1507 ~(Q)~ Dear Sirs: At the request and for the account of The Barris Company, 300 North "E" Street, San Bernardino, Ca 92416 we hereby establish in your favor our irrevocable letter of credit in the amount of Three Million One Hundred Fifty Thousand and NO/100 U.S. Dollars ($3,150,000.00) available with ourselves by payment of your draftes) drawn on us at sight, each accompanied by your signed and dated statement in the form of the Annex A attached hereto. Each draft must be marked "Drawn under Bank of America Letter of Credit No, LASB 223140 DATED January 30, 1995." Partial drawings under this letter of credit are permitted. Each draft presented hereunder must also be accompanied by the original of this letter of credit upon which we may endorse the amount of our payment. Each draft must be presented to us, on or before May 6, 1996 on which date this letter of credit expires, at our above office. The expiration date of this letter of credit shall be automatically extended without amendment for a one year period from May 6, 1996, and on each successive expiration date, but in no event later than May 6, 2000, unless at least sixty (60) days before the current expiration date, we notify you by registered mail or overnight courier service at the above address, that this letter of credit is not extended beyond the current expiration date. We hereby engage with you that your sight draft accompanied by your Annex A and presented in full compliance with the terms of this Letter of Credit at or before 9:00 a.m., Los Angeles time will be honored by payment to you in immediately available funds, no later that 1:00 p.m., on the same day. If we receive your draft and required Annex A in full compliance with the terms and conditions of this Letter of Credit after 9:00 a.m., we shall honor your demand for pa)'"'ment no later that 1:00 p.m. on the first banking day following receipt of such draft. This letter of credit is subject to Practice for Documentary Credits (1993 Chamber of Commerce Publication No. 500. the Uniform Customs and Revision) International * * * * * * * * * * * f/' J ~../A /' ^ ,., .. /.' ' ., , (l,J I~:I" (."...;;.::: ,,-,en, r ,\,1"\1 . ~:7'U7";j""EciCoUNrER"GN"URE--- ~Jv~;.'- AUTHQfllZED SIGNATURE PROVISIONS APPLICABLE TO T,HIS GRE:DIT: This credit is Subject to the Uniform Customs and Practice for Documentary Credits. 1993 revision, International Chamber fl.! Commerce Publication No. 500. P!,:.<!se ex.?mine Ihl~ Instrument carj:>!ully II you are unable te comOly with the terms or conditions, please communlcnte with tht' .-:C2' :", p:'rty !e -.: " :-g(' lor an am","'cmen" ThiS p~C'cedllre ;;'iH lacililate prompt h.lndling '.'.'hl"1"1 documents ar... prt'senled. FX.':tf33.'.Il'leor....5.,.1 98-14All l:I' S. Bank of America []] ANNllX A t" , ))~7 ;-j U Statement I. an authorized officer of the City of San Bernardino (.City.), hereby certify that the City is making demand for payment under Sank of America, Letter of Credit No. LASS 223~40 in respect of amounts (1) owed as of the date of this Statement by Barris' (the "Borrower") under that certain Loan Agreement dated as of January 30, 1995 {the "Agreement" by and between the Borrower and the City and/or (II) otherwise permitted to be drawn from said Letter of Credit as provided in the Agreement. (Insert Date) By: Its: Hayor j)L .,ur ZEOCQlJNTEI'lSIGNATURE AUTHOfllZEDS!GNATURE I " , PROVISIONS APPLICABLE TO THISlCREDIT: This credit is subject to lhe Uniform Cusloms and Practice for Documentary Credits, 1993 revision, International Chamber or Commerce Publication No. 500. PiC?:;:" '?>:<ltnine !hlS Instrument ca~efuny If you Are unable 10 comply with the terms or conditions. please communicate \'.-ith the '~,-"'I:1t P,J"fy to "!rr~~g~ lor an am~mdrnent. This procedure willlacihtate promot handling when documents are presented. Fl!.I3UJ." r""",,",s.tooIl ,.-.'- Ch.:-r;.i '98-126 m Bank of America Inland Empire Regional Commercial Banking 1496 May 21, 1998 Mayor Judith Valles City of San Bernardino 300 North "0" Street San Bernardino, California 92418 Re: Bank of America Standby Letter of Credit No. 223140 Beneficiary: City of San Bernardino, Economic Development Agency Amount: $3,150,000 Dear Mayor Valles: This letter is being issued at the request of The Harris Company We hold in hand the Amendment application to the subject letter of credit authorizing Bank of America to substitute EI Corte Ingles, S.A. as the Applicant in place of The Harris Company. The necessary credit approvals have been obtained for this change and we anticipate that the amendment process will be completed by the end of next week. This timtng will allow for our Trade Services department to issue the amendment. If you should have any questions, please call me (909/781-1527) or Jim Heil (909/781-1510). ~:~;eryyuIY, 7. \'-->( / I r, /_'-. -~l-~---i~ !~UAo p ~ Helen Wilson Vice President Bank of America National Trust and Savings Association 3650 14th Street 2nd Floor Riverside. CA 92501 Phone 9091781-1453 Fax 9091781 -1596 o_~,c.. - . --.. .... ...-.......&... &IlnA UP Aat:;lUCA. 1aI004 Ell Bank 01 Amw:c:a 98-126 rtJ: aani;; at AJ'TUN'tQ Nadanal1i'u:sI Dd s.vl~ Anccd.rlon ("ear ..",. lue.- ~ AppII_. _ 'E!. CORTE INGLXS. ::IFWI_1........._.. S. A. ("eu..on.r.,... t..as hnll'lO'" "'~""""'''''QfcrMtl('"lAarof CNdIt")..follawE' o .......-.nbrilltJR".tlllllftlf....~........... ion........ b Airmail !I Cat.trW .~~ ofceu-___ -... ~ ........) n COa.n: mct.Zs. 5.A. Hermo.iJ.J.a. 112 28009 ~&4rid. Spain -..... :nA In'--!"of(.... -j JIII...,...,~ C~Cy 'of San S_rnard1no Eeonomi~:D~.lapmant ASency 201 No~h E S~r..c. 3r~ ?loor San Bernard1aD7 Ca 92401-1'07 '!brae M:Ul.:i.gn One Rynd:red AmclUN &: F1.t'~ Thol.lsand. (3 .1~O.OOO.O ~l ....--........ ~ cr. S. tJDllays ~ 0.": Qqb:IO_Grawn CIII Md pr-.....a.nk'.1uuing .-__a.(ara; MY' 6. .1.1!-. A1t...I.b\f............allghton..niI'.~UI'll1wn.n ~d.o~ 't1~1~... TI.hod M 1."l'l\eorlciin.........,......aI~. 2.. n._..,..........oI..b.,...IUUy~_~(....eucr', 'OI"dIncr'b...Ja1a......lnttle~~ylftgu.drH): Pl.... ~end .~p11eAn:'. uam_ on ch_ a~~~ChBd S~aD4bT L.CCer of Cr.41t 'LAS~ 223140 to read ... follovl(II: n CORTE nt;L1:S. S. A. K.na.os'111..&, 112 28009 HadrtJ. S~~ Sgod_ Iftlllna:lkIM: CUlltomwrlM"d...tIindII.... I"- rlMtoeu....m.,. W......;, CUNom.., Iq...... ....."obylea...ol Cf'GCfiI1Wfl1d\ ~~aftly<< aft raD\lwlhw! _.stMdbV 1Mh:I. I:Jl1 cr... olIfUcn ,...... SJJlPOfIIna cilDcurnMldon. c~ uncl~... tn. ~ Iafm aI rt. Lel_ Df CNdk rmIY"" ....lv -..en ravi.-anl anclI cI'llngM OM..,. ...mOCl n.~....,.<< 1PPropd8,1. by 8lMk'1 l....otGl"lIdiris-*'Vunit8nClC\lllllilm_~~1".-uch,...I.1anI utdchllftG... . ~M....UlI l"""'a.tGl 01;"" 98-126 98-126 C(Q)~1t' DUPLICATE ORIGINAL LEASE BETWEEN EL CORTE INGLES, S.A., a Spanish corporation AND THE HARRIS COMPANY, a California corporation (CAROUSEL MALL, SAN BERNARDINO, CALIFORNIA) (May 2, 1998) 98-126 5. 6. 7. ParagraDh 1. 2. TABLE OF CONTENTS Lease Page ........................ -................................ 11 Landlord and Tenant ..... 1.2 Premises . . . . . . . . . . . . 1.3 Term... . 1.4 Rent.. .. . ... . ..... Payment of Rent , ..... ........ ........ ..... J 3. Utilities. . . . .. . 4. Maintenance, Repairs, and Alterations 4.1 4.2 4.3 4.4 4.5 Tenant's Obligations. Surrender . . . . . . . . Landlord's Rights . . Landlord's Obligations Alterations and Additions . . . Use of Premises . . . . . . . . . . . . Assignment and Subletting . . . . Insurance . . . . . . . . . . . . . . . . 7.1 7.2 7.3 Liability Insurance ... Workers' Compensation Insurance . Property Insurance . . . . . . . . . . . . . . . . . . . . . .. 1 . . . . . . . . . . . . . . . .. 1 ......2 , ...... .,) , J 3 , ............ .J .......... 4 4 4 5 6 6 6 6 6 7A 7.5 7.6 8. 98-126 Insurance Policies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 7 Indemnity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 7 Exemption of Landlord from Liability. . . . . . .........8 .......... 8 . . . . .. . . .. 8 Destruction 8.1 8.2 8.3 8A 8.5 8.6 8.7 8.8 8.9 Definitions Partial Damage - Insured Loss 8 9 9 Partial Damage - Uninsured Loss .. Total Destruction. . . Damage Near End of Term . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 9 Abatement of Rent'; Tenant's Remedies. . . . . . . . . . . . . . . . . . . . . .. 9 Termination - Advance Payments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 10 Waiver. . . . . . . . . . .. ......... . . . . . . . . . . . . . . . . . . . .. 10 Eminent Domain. . . . . . . . . . . . . . . . . . . . . . . . . . .... . . . . 10 9. Property Taxes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 9.1 Payment of Taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 10 9.2 Definition of "Real Property Tax" . . . . . . . . . . . II 9.3 Personal Property Taxes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 10. Default. . . .. .. . . .. .. . . . II 10.1 Tenant's Default.. .. .. .. . .. .. .. .. .. .. .. .. ... 11 10.2 Landlord's Remedies ..................................... 12 10.3 lOA II. Default by Landlord . . . . .. . . . .. 12 Tenant's Remedies 13 13 General Provisions . 98-126 11.1 11.2 11.3 1l.4 11.5 11.6 Plats and Riders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 13 Waiver . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 13 Joint Obligation .................... . . . . . . . . . . . . . . . . . . . . . . . .. 13 Marginal Headings .... -........................ ... . . . .... 14 Time. . . . . . . . . . . . . . . . . . . . . . . . .. 14 Successors and Assigns .................. -.......... .... . . .. .. 14 11. 7 Recordation................................................ 14 11.8 Quiet Possession. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . .. 14 11.9 Late Charges ............................................... 14 I 1.1 0 Prior Agreements . . . . . . . . . . . . . . . . . . . . . . .. .. . . . . 15 11.11 Inability to Perform .. .. .. .. .. .. .. . .. .. .. . 15 11.l2 Partial Invalidity .. .. .. .. .. .. . .... .. .. .. 15 11.13 Cumulative Remedies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 15 11.14 Attorneys' Fees .. .. .. .. .. .. .. .. .. .. .. .. . .. .. .. .. .. . .. ... 15 11.l5 Sale of Premises by Landlord ..... . . . . . . . . . . . . . . 15 11.16 Subordination, Attornment . . . . . . . . . . . . . . . . . . . . . . . . . . " 16 1 1.17 Notices. ...... .. .. .. .. .. .. .. .. .. .. .. .. . .. .. .. 16 11.18 Estoppel Certificate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 16 I 1.19 Authority to Sign .............. . . . . . . . . . . . . . . . . . . .. 17 12. Legal Description 12. I Exhibit "A" 98-126 LEASE This LEASE is effective as of May 2, 1998. 1. LEASE. Subject to the terms and conditions hereof, Landlord leases to Tenant and Tenant leases from Landlord the Premises for the Term. 1.1 Landlord and Tenant. (a) The "Landlord" is EI Corte Ingles, S.A., a Spanish corporation. The landlord's principal place of business is Hermosilla 112, 28009 - Madrid, Spain. (b) The "Tenant" is The Harris Company, a California corporation. The Tenant's principal place of business is 300 North "E" Street, San Bernardino, CA 92416. 1.2 Premises. The "Premises" is the real property situated in the County of San Bernardino, State of California, commonly known as 300 North "E" Street, San Bernardino, CA 92416, and being a part of the Carousel Mall. The legal description is set forth on Exhibit "A", attached hereto and incorporated herein. The Tenant shall use the building on the Premises as a retail department store for the sale of retail merchandise. The Premises share common and parking areas with the occupants of the Carousel Mall. 1.3 Term. (a) The "Term" shall be Fifteen (I5 ) years, commencing on May 2, 1998, and ending on May 1,2013, unless sooner terminated pursuant to any provision of this Lease. (b) Landlord grants to Tenant Two (2) options to extend the Term beyond the initial Term. Each option shall for an additional Five (5) years. The terms and conditions for any extended Term shall be the same as the initial Term unless Landlord and Tenant shall mutually agree to any different or additional terms and conditions. Any exercise of an option by Tenant shall be by written notice to Landlord not less than Twelve (] 2) months prior to the expiration of the then Term. A condition precedent to the effective exercise of each option to extend the Term shall be that Tenant shall not be in material default hereunder (or would be in default but for the passage of time or the giving of notice, or both (either at the time of giving notice of Ten ant's election to exercise or on the effective date of the beginning of the extended Term). If Tenant properly gives notice of exercise hereunder, and the conditions are satisfied, the Term of this Lease shall be extended for the extended Term covered by the option which is exercised. 98-126 1.4 Rent (a) Tenant shall pay to Landlord as "Rent" for the Premises an amount equal to Three Percent (3%) of "Monthly Gross Sales". (b) "Monthly Gross Sales" shall mean for and with respect to each month of the Term the actual sales prices or rentals of all goods, wares and merchandise sold, leased, licensed or delivered, and the actual charges for all services performed by Tenant or by any subtenant, licensee or concessionaire, determined under and in accordance with the 4-5-4 method that generally prevails in the department store industry, in, at, from, or arising out of the use of the Premises, whether for wholesale, retail, cash, credit, trade-in or otherwise, without reserve or deduction for inability or failure to collect. Monthly Gross Sales shall include without limitation. sales and services( a) where the orders therefor originate in, at. from, or arising out of the use of the Premises, whether delivery or performance is made from the Premises or from some other place, (b) made or performed by mail, telephone, or telegraph orders, (c) made or performed by means of mechanical or other vending devices in the Premises or in which Tenant or any subtenant, licensee, concessionaire or other person' in the normal and customary course of its business would credit or attribute to its operations in any part of the Premises. Each installment or credit sale shall be treated as a sale for the full price in the month during which such sale is made, regardless of whether or when Tenant receives payment therefor. No franchise, occupancy or capital stock tax and no income or similar tax based on income or profits shall be deducted from Monthly Gross Sales. The following shall not be included in Monthly Gross Sales: (i) any exchange of merchandise between stores of Tenant where such exchange is made solely for the convenient operation of Ten ant's business and not for the purpose of consummating a sale made in, at or from the Premises, or for the purpose of depriving landlord of the benefit ofa sale which would otherwise be made in or at the Premises. (ii) returns to shippers or manufacturers, (iii) cash or credit refunds to customers on transactions (not to exceed the actual selling price of the item returned) otherwise included in Monthly Gross Sales. (iv) sales of trade fixtures. machinery and equipment after use thereof in the conduct of Tenant's business. (v) amounts collected and paid by Tenant to any government for any sales or excise tax, and (vi) the amount of any discount on sales to employees. (c) Tenant shall deliver to Landlord: (a) within fifteen (15) days after the close of each month of the Term, a written report signed by Tenant or by an authorized officer or agent of Tenant, showing the Monthly Gross Sales made in the preceding month. The written report shall be accompanied by the signed certificate of the Chief Financial Ot1icer stating specifically that (i) he has examined the report of Monthly Gross Sales. (ii) his examination included such tests of Tenant's books and records as he considered necessary or appropriate under the circumstances. (iii) such report presents fairly the Monthly Gross Sales of the preceding month and (iv) the Monthly Gross Sales conform with and are computed in compliance with the definition of ~lonthly Gross Sales contained in Paragraph 14 (b) If Tenant shall fail to deliver such written report and certificate to Landlord within the Fifteen (15) day period, Landlord shall have the right thereafter to employ an independent Certified Public Accountant to e.'\amine such books and records as may be necessary to ~ 98-126 certifY the amount of Tenant's Monthly Gross Sales in such preceding month, and Tenant shall pay to Landlord the cost thereof as Additional Rental, and if required by Landlord in writing, flood and earthquake coverage, in the amount of one hundred percent (100%) of full replacement cost. 2. PAYMENT OF RENT Tenant agrees to pay to Landlord, without notice or demand, the Rent defined in Paragraph lA, on or before the fifteenth (15th) day that follows the end of each and every month during the Term. Rent for any period which is less than one month shall be prorated based upon a 30 day month. The Rent shall be paid to Landlord, in lawful money of the United States of America and at such place as Landlord may from time to time designate in writing. 3. UTILITIES. All utilities, including gas, electric, water, trash services and sanitary sewer services shall be available to the Premises, and Tenant shall be responsible therefor. Tenant's utility charges shall include any and all fees, charges. and other costs assessed by city, state or local authorities related' to the providing of such services to the Premises in compliance with all laws, ordinances, regulations and requirements. 4. MAINTENANCE. REPAIRS. AND ALTERATIONS. 4.1 Tenant's Ob1i~ations. Tenant shall keep in good order, condition, and repair, the Premises (whether or not such portion of the Premises requiring repair. or the means of repairing the same are reasonably or readily accessible to Tenant, and whether or not the need for such repairs occurs as a result of Tenant's use, any prior use, the elements, or the age of such portion of the Premises) including, without limiting the generality of the foregoing, all plumbing, heating, air conditioning (Tenant shall procure and maintain, at Tenant's expense, an air conditioning system maintenance contract), ventilating, electrical, lighting facilities and equipment within the Premises, fixtures, floors, windows, doors, plate glass, and skylights located within the Premises, and all landscaping. driveways, parking lots, fences, and signs located on the Premises and sidewalks and parkways adjacent to the Premises. 4.2 Surrender. On the last day of the Term hereof, or on anv sooner termination, Tenant shall surrender the Premises to Landlord in the same condition as ""hen received. ordinary wear and tear excepted, clean and free of debris. Tenant shall repair any damage to the Premises occasioned by the installation or removal of Tenant's trade fixtures. furnishings. and equipment. Notwithstanding anj1hing to the contrary otherwise stared in this Lease. Tenant shall leave the air lines. power panels, electrical distribution systems. lighting tix1ures. space heaters. air conditioning. built-in refrigeration and freezer systems. plumbing. and fencing on the Premises in good operating condition 3 98-126 4.3 Landlord's Rir!hts. If Tenant fails to perform Tenant's obligations under this Paragraph 4, Landlord may at its option (but shall not be required to) enter upon the Premises after 10 days' prior written notice to Tenant (except in the case of an emergency, in which case no notice shall be required). perform such obligations on Tenant's behalf and put the same in good order, condition, and repair, and the cost thereof together with interest thereon at the maximum rate then allowable by law shall become due and payable as additional rental to Landlord together with Tenant's next rental installment. 4.4 Landlord's Oblir!ations. Landlord, at Landlord's expense, will keep the roof. foundations and walls of the Premises in sound structural condition. Landlord agrees that the existing roof will be free from all leaks, at the commencement of the Term and at all times thereafter, and to the extent that leaks exists, make the necessary repair or repairs within a reasonable period of time, not to exceed 90 days after notification by Tenant. 4.5 Alterations and Additions (a) Tenant shall not, without Landlord's prior written consent make any alterations, improvements, additions, or Utility Installations in, on, or about the Premises, except for nonstructural alterations not exceeding $50.000 in cumulative costs during the Term of this Lease. In any event, whether or not in excess of$50.000 in cumulative cost, Tenant shall make no change or alteration to the exterior of the Premises nor the exterior of the building on the Premises without Landlord's prior written consent. As used in this Paragraph 45, the term "Utility Installation" shall mean flooring, carpeting, window coverings, air lines. power panels, electrical distribution systems, lighting fixtures, space heaters, air conditioning. refrigeration, plumbing. and fencing. Landlord may require that Tenant remove any or all of said alterations. improvements, additions. or Utility Installations at the expiration of the Term, and restore the Premises to their prior condition. Landlord may require Tenant to provide Landlord. at Tenant's sole cost and expense, a lien and completion bond in an amount equal to one and one-halftimes the estimated cost of such improvements. to insure Landlord against any liability for mechanics' and material men's liens and to insure completion of the work. Should Tenant make any alterations, improvements. additions, or Utility Installations without the prior approval of Landlord, Landlord may require that Tenant remove any or all of the same. (b) Any alterations, improvements. additions, or Utility Installations in. or about the Premises that Tenant shall desire to make and which requires the consent of the Landlord shall be presented to the Landlord in written form, with proposed detailed plans. If Landlord shall give its consent, the consent shall be deemed conditioned upon Tenant acquiring a permit to do so from appropriate governmental agencies. the furnishing of a COpy thereof to Landlord prior to the commencement of the \\iork and the compliance by Tenant of all conditions of said permit in a prompt and expeditious manner. 4 98-126 (c) Tenant shall pay, when due. all claims for labor or materials furnished or alleged to have been furnished to or for Tenant at or for use in the Premises, which claims are or may be secured by any mechanics' or material men's lien against the Premises or any interest therein. Tenant shall give Landlord not less than] 0 days' notice prior to the commencement of any work in the Premises, and Landlord shall have the right to pOSt notices of nonresponsibility in or on the Premises as provided by law. If Tenant shall, in good faith, contest the validity of any such lien, claim, or demand, then Tenant shall, at its sole expense defend itself and Landlord against the same and shall pay and satisfY any such adverse judgment that may be rendered thereon before the enforcement thereof against the Landlord or the Premises, upon the condition that if Landlord shall require, Tenant shall furnish to Landlord a surety bond satisfactory to Landlord in an amount equal to such contested lien claim or demand indemnifYing Landlord against liability for the same and holding the Premises free from the effect of such lien or claim. In addition. Landlord may require Tenant to pay Landlord's attorneys' fees and costs in participating in such action if Landlord shall decide it is to its best interest to do so. (d) Unless Landlord requires their removal. as set forth in Paragraph 4.5(a), all. alterations, improvements, additions and Utility Installations (whether or not such Utility Installations constitute trade fixtures of Ten ant), which may be made on the Premises, shall become the property of Landlord and remain upon and be surrendered with the Premises at the expiration of the Term. Notwithstanding the provisions of this Paragraph 4.5(d), Tenant's machinery and equipment, other than that which is affixed to the Premises so that it cannot be removed without material damage to the Premises, shall remain the property of Ten ant and may be removed by Tenant subject to the provisions of Paragraph 6.2. 5. USE OF PRE:vnSES 5.1 Tenant shall use the Premises for the use described in Paragraph 1.2 or any other use which is reasonably comparable or related and shall not use or permit the Premises to be used for any other purpose without the prior written consent of Landlord. 5.2 Tenant shall not use the Premises. or permit anything to be done in or about the Premises, which will in any way contlict with any law, statute. ordinance, or governmental rule or regulation now in force or which may hereafter be enacted or promulgated. Tenant shall, at its sole cost and expense, promptly comply with all laws. statutes, ordinances, and governmental rules, regulations, or requirements now in force or which may hereafter be in force and with the requirements of any board of fire underwriters or other similar bodies now or hereafter constituted relating to or affecting the condition. use or occupancy oflhe Premises, excluding structural changes not related to or affected by Tenant's improvements or acts. The judgment of any court of competent jurisdiction or the admission of Ten am in any action against Tenant, whether Landlord be a party thereto or not. that Tenant has violated any law. statute, ordinance, or governmental rule, regulation or requirement. shall be conclusive of that fact as between the Landlord and Tenant 5 98-126 5.3 Tenant shall comply with and otherwise observe in all respects the requirements imposed upon Landlord and Tenant by the HUD Section 108 Loan Agreement (dated May 4, 1995), and the Assignment and Loan Assumption Agreement (1995 HUD Section 108 Loan Agreement: The Harris Company, dated May 4, 1998). 6. ASSIGNMENT AND SUBLETTING. 6.1 Tenant shall not have the right to assign or sublet all or any part of the Premises. 7. INSURANCE. 7.1 Liabilitv Insurance. Tenant shall, at Tenant's expense obtain and keep in force during the term of this Lease a policy of combined single limit, bodily injury and property damage insurance insuring Landlord and Tenant as their interests may appear and without co-insurance against any liability arising out of the ownership, use, occupancy, or maintenance of the Premises and all areas appurtenant thereto (i.e. "all risk" coverage). Such insurance shall be combined single limit policy in an amount not less than $2,000,000 per occurrence. The policy shall insure performance by Tenant of the indemnity provisions of Paragraph 7.5 The limits of said insurance shall not, however, limit the liability of Ten ant hereunder. 7.2 Workers' Compensation Insurance. (a) Tenant shall maintain Worker's Compensation Insurance covering all costs, statutory benefits and liabilities under State Workers' Compensation and similar laws for the employees of Ten ant, and Employer's Liability Insurance, with limits of not less than $500,000.00 per accident or disease. (b) Tenant warrants that its contractors shall maintain Workers' Compensation and Employer's Liability Insurance for the contractors' employees and Tenant further shall indemnifY Landlord for any loss, cost, liability, expense and damage suffered by Landlord as a result of Ten ant's . breach of this warranty. 7.3 Propertv Insurance. (a) Tenant shall maintain property insurance upon all building improvements installed by Tenant. alterations and supplies on the Premises, including, but not limited to, those perils generally covered, including fire, extended coverage, windstorm, vandalism, and malicious mischief, and if required by Landlord in writing, flood and earthquake coverage, in the amount of one hundred percent (100%) of full replacement cost. 6 98-126 (b) Tenant shall maintain insurance on the building and any building improvements existing on the Premises as of the Effective Date of this Agreement. Insurance shall mean insurance covering those perils generally covered, including fire, extended coverage, windstorm, vandalism, and malicious mischief, and if required by Landlord in writing, flood and earthquake coverage, in the amount of one hundred percent (I 00%) of full replacement cost. 7.4 Insurance Policies. Insurance required hereunder shall be in companies approved by Landlord. The Tenant shall deliver to the Landlord copies of policies of such insurance or certificates evidencing the existence and amounts of such insurance with loss payable clauses as required by this Paragraph 7. No such policy shall be cancellable or subject to reduction of coverage or other modification except after 30 days' prior written notice to Landlord. Tenant shall. at least 30 days prior to the expiration of such policies, furnish Landlord with renewals or "binders" thereof, or Landlord may order such insurance and charge the cost thereof to Tenant, which amount shall be payable by Tenant upon demand. Tenant shall not do or permit to be done anything which shall invalidate the insurance policies referred to in this Paragraph 7. If Tenant does or permits to be done any1hing which shall' increase the cost of the insurance policies referred to in this Paragraph 7, then Tenant shall forthwith pay any such additional premiums. Tenant and Landlord each hereby release and relieve the other. and waive their entire right of recovery against the other for loss or damage arising out of or incident to the perils insured against under this Paragraph 7, which perils occur in or about the Premises, whether due to the negligence of Landlord or Tenant or their agents, employees, contractors and/or invitees. Tenant and Landlord shall, upon obtaining the policies of insurance required hereunder. give notice to the insurance carrier or carriers that the foregoing mutual waiver of subrogation is contained in this Lease. 7.5 Indemnitv. Tenant shall indemnif)' and hold harmless Landlord from and against any and all claims arising from Tenant's use of the Premises, or from the Tenant's conduct of Ten ant's business or from any activity, work or other things done, permitted or suffered by Tenant in or about the Premises or elsewhere, and shall further indemnify and hold harmless Landlord from and against any and all claims arising from any breach or default in the performance of any obligation on Tenant's part to be performed under the terms of this Lease, or arising from any negligence of the Tenant, or any of Tenant's agents, contractors, or employees and from and against all costs. attorneys' fees, expenses and liabilities incurred in the defense of any such claim or any action or proceeding brought thereon; and in case any action or proceeding be brought against Landlord by reason of any such claim, Tenant upon notice from Landlord shall defend the same at Tenant's expense by counsel satisfactory to Landlord. 7 98-126 7.6 ExemPtion of Landlord from liabilitv. Tenant hereby agrees that landlord shall not be liable for injury to Tenant's business or any loss of income therefrom or for damage to the goods. wares, merchandise or other property of Tenant, Tenant's employees, invitees. customers, or any other person in or about the Premises, nor shall Landlord be liable for injury to the person of Tenant, Tenant's employees, agents or contractors, whether such damage or injury is caused by or results from fire, stearn, electricity, gas, water or rain, or from the breakage, leakage, obstruction. or other defects of pipes, sprinklers, wires, appliances, plumbing, air conditioning, or lighting fixtures, or from any other cause. whether the said damage or injury results from conditions arising upon the Premises or upon other portions of the building of which the Premises are a part, or from other sources or places and regardless of whether the cause of such damage or injury or the means of repairing the same is inaccessible to Tenant. landlord shall not be liable for any damages arising from any act or neglect of any other tenant, if any, of an adjacent building. 8. DESTRUCTION. 8.1 Definitions (a) "Partial Damage" shall herein mean damage or destruction to the Premises to the extent that the cost of repair is less than 50% of the then replacement cost of the Premises. (b) "Total Destruction" shall herein mean damage or destruction to the Premises to the extent that the cost of repair is 50% or more of the then replacement cost of the Premises. (c) "Insured loss" shall herein mean damage or destruction which was caused by an event required to be covered by the insurance described in Paragraph 7.3. 8.2 Partial Dama!!e - Insured loss. Subject to the provisions of Paragraphs 8.4,8.5 and 8.6, ifat any time during the term of this Lease there is Partial Damage which is an Insured Loss, then Landlord shall repair such damage, but not Tenant's fixtures, equipment or tenant improvements as soon as reasonably possible and this Lease shall continue in full force and effect. Notwithstanding the above. if the insurance proceeds received by Landlord are not sufficient to effect such repair, landlord shall give notice to Tenant of the amount required in addition to the insurance proceeds to effect such repair. If Tenant elects to contribute such amount to landlord, landlord shall make such repairs as soon as reasonably possible and this Lease shall continue in full force and effect. Tenant shall in no event have any right to reimbursement for any such amounts so contributed. If Tenant elects to not contribute to such amount to Landlord, Landlord may either proceed to make such repairs at his expense or terminate the lease. 8 98-126 8.3 Partial Dama!!e - Uninsured loss. Subject to the provisions of Paragraphs 84.8.5, and 86, ifat any time during the term of this Lease there is Partial Damage which is not an Insured loss, unless caused by a negligent or willful act of Ten ant (in which event Tenant shall make the repairs at Tenant's expense), Landlord may at Landlord's option either (i) repair such damage as soon as reasonably possible at Landlord's expense, in which event this lease shall continue in full force and effect, or (ii) give written notice to Tenant within 30 days after the date of the occurrence of such damage of Landlord's intention to cancel and terminate this Lease, Tenant shall have the right within 10 days after the receipt of such notice to give written notice to landlord of Tenant's intention to repair such damage at Tenant's expense, without reimbursement from landlord, in which event this Lease shall continue in full force and effect, and Tenant shall proceed to make such repairs as soon as reasonably possible. If Tenant does not give such notice within such ] O-day period this Lease shall be canceled and terminated as of the date of the occurrence of such damage. 8.4 Total Destruction. If at any time during the term of this lease there is Total Damage. whether or not an Insured Loss (including destruction required by any authorized public authority), this Lease shall automatically terminate as of the date of such total destruction. 8.5 Dama!!e Near End of Term. If at any time during the last six months of the term of this Lease there is Partial Damage, whether or not an Insured loss. landlord may at Landlord's option cancel and terminate this Lease as of the date of occurrence of such damage by giving written notice to Tenant of Landlord's election to do so within 30 days after the date of occurrence of such damage. 8.6 Abatement of Rent: Tenant's Remedies. (a) In the event of damage described in Paragraphs 8.2 or 8.3. and Landlord or Tenant repairs or restores the Premises pursuant to the provisions of this Paragraph 8, Tenant shall have no claim against Landlord for any damage suffered by reason of any such damage, destruction, repair or restoration. (b) If landlord shall be obligated to repair or restore the Premises under the provisions of this Paragraph 8 and shall not commence such repair or restoration within 90 days after such obligations shall accrue. Tenant may at Tenant's option cancel and terminate this lease by giving Landlord written notice of Tenant's election to do so at any time prior to the commencement of such repair or restoration. In such event this lease shall terminate as of the date of such notice. 9 98-126 8.7 Termination - Advance Pavments. Upon terrnination of this Lease pursuant to this Paragraph 8, an equitable adjustment shall be made concerning advance rent and any advance payments, if any, made by Tenant to Landlord. Landlord shall, in addition, return to Tenant so much of Ten ant's security deposit, ifany, as has not theretofore been applied by Landlord. 8.8 Waiver. Landlord and Tenant waive the provisions of any statutes which relate to tennination ofleases when leased property is destroyed and agree that such event shall be governed by the terrns of this Lease. 8.9 Eminent Domain. If more than 25% of the Premises shall be taken or appropriated by any public or quasi-public authority under the power of eminent domain, either party hereto shall have the right, .. at its option, within 60 days after said taking, to terminate this Lease upon 30 days written notice. In the event of any taking or appropriation whatsoever, Landlord shall be entitled to any and all awards and/or settlements which may be given (except to the extent Tenant is perrnitted by law to recover additional or separate damages for such a taking). and Tenant shall have no claim against Landlord for the value of any unexpired term of this Lease. 9. PROPERTY TAXES. 9.1 Pavment of Taxes. Tenant shall pay the real property tax. as that term is defined in Paragraph 9.2, applicable to the Premises during the term of this Lease. All such payments shall be made at least 10 days prior to the delinquency date of such payment. Tenant shall promptly furnish Landlord with satisfactory evidence that such taxes have been paid. Ifany such taxes paid by Tenant shall cover any period of time after the expiration of the Term hereof, Tenant's share of such taxes shall be equitably prorated to cover only the period of time within the tax fiscal year during which this Lease shall be in effect, and Landlord shall reimburse Tenant to the extent required. If Tenant shall fail to pay any such taxes, Landlord shall have the right to pay the same, in which case Tenant shall repay such amount to Landlord with Tenant's next rent installment together with interest at the maximum rate then allowable by law. If the Premises are not separately assessed, Tenant's liability shall be an equitable proportion of the real property taxes for all of the land and improvements included within the tax parcel assessed, such proportion to be determined by Landlord from the respective valuations assigned in the assessor's work sheets or such other information as may be reasonably available. Landlord's reasonable determination thereof, in good faith. shall be conclusive 10 98-126 9.2 Definition of "Real Prooertv Tax". As used herein, the term "real property tax" shall include any form of real estate tax or assessment, general, special, ordinary or extraordinary, and any license fee, commercial rental tax, improvement bond or bonds, levy or tax (other than inheritance, personal income or estate taxes) imposed on the Premises by any authority having the direct or indirect power to tax, including any city, state or federal government, or any school, agricultural, sanitary, fire, street, drainage or other improvement district thereof, as against any legal or equitable interest of Landlord in the Premises or in the real property of which the Premises are a part, as against Landlord's right to rent or other income therefrom, and as against Landlord's business of leasing the Premises. The term "real property tax" shall also include any tax, fee, levy. assessment or charge (i) in substitution of, partially or totally, any tax, fee, levy, assessment or charge herein above included within the definition of "real property tax", or (ii) the nature of which was hereinbefore included within the definition of "real property tax", or (iii) which is imposed for a service or right not charged prior to May 2, 1998, or, if previously charged, has been increased since May 2, 1998 or, (Iv) which is imposed as a result of a transfer, either partial or total, of Landlord's interest in the Premises or which is added to a tax or charge hereinbefore included within the definition of real property tax by reason of such transfer, or" (v) which is imposed by reason of this transaction, any modifications or changes hereto, or any transfers hereof 9.3 Personal Prooertv Taxes: Tenant shall pay prior to delinquency all taxes assessed against and levied upon trade fixtures, furnishings, equipment and all other personal property of Tenant contained in the Premises or elsewhere When possible, Tenant shall cause said trade fixtures, furnishings, equipment and all other personal property to be assessed and billed separately from the real property of Landlord. 10. DEFAULT. 10.1 Tenant's Default. The occurrence of anyone or more of the following events shall constitute a default and breach of this Lease by Tenant: (a) The vacating or abandonment of the Premises; (b) The failure by Tenant to make any payment of rent or any other payment required to be made by Tenant hereunder. as and when due. where such failure shall continue for a period of 10 days after written notice thereof by Landlord to Tenant; (c) The failure by Tenant to observe or perform any of the covenants, conditions or prOVISions of this Lease to be observed or performed by the Tenant. other than described in Paragraph (b) above. where such failure shall continue for a period of 30 days after written notice thereof by Landlord to Tenant. provided. however. that if the nature of Ten ant's default is such that II 98-126 more than 30 days are reasonably required for its cure, then Tenant shall not be deemed to be in default if Tenant commences such cure within said 30 day period and thereafter diligently prosecutes such cure to completion; or (d) The making by Tenant of any general assignment or general arrangement for the benefit of creditors; or the filing by or against Tenant of a petition to have Tenant adjudged a bankrupt, or a petition or reorganization or arrangement under any law relating to bankruptcy (unless, in the case of a petition filed against Tenant, the same is dismissed within 60 days); or the appointment of a trustee or a receiver to take possession of substantially all ofT enant's assets located at the Premises or of Tenant's interest in this Lease, where possession is not restored to Tenant within 30 days; or the attachment, execution or other judicial seizure of substantially all of Tenant's assets located at the Premises or of Tenant's interest in this Lease. where such seizure is not discharged within 30 days. 10.2 Landlord's Remedies. In the event of any such default or breach by Tenant, Landlord may at any time' thereafter, in his sole discretion, with or without notice or demand and without limiting Landlord in the exercise of a right or remedy which Landlord may have by reason of such default or breach: (a) Terminate Tenant's right to possession of the Premises by any lawful means, in which case this Lease shall terminate and Tenant shall immediately surrender possession of the Premises to Landlord. In such event Landlord shall be entitled to recover from Tenant all damages incurred by Landlord by reason of Tenant's default including. but not limited to. the cost of recovering possession of the Premises; expense of reletting. including necessary renovation and alteration of the Premises; reasonable attorneys' fees; the worth at the time of award by the court having jurisdiction thereof of the amount by which the unpaid rent and other charges and adjustments called for herein for tRe balance of the term after the time of such award exceeds the amount of such loss for the same period that Tenant proves could be reasonably avoided; and that portion of any leasing commission paid by Landlord and applicable to the unexpired term of this Lease. Unpaid installments of rent or other sums shall bear interest from the date due at the ma-..:imum legal rate; or (b) Maintain Tenant's right to possession. in which case this Lease shall continue in effect whether or not Tenant shall have abandoned the Premises. In such event Landlord shall be entitled to enforce all of Landlord's rights and remedies under this Lease. including the right to cover the rent and any other charges and adjustments as may become due hereunder; or (c) Pursue any other remedy now or hereafter available to Landlord under the laws or judicial decisions of the State of California. 10.3 Default bv Landlord. Landlord shall not be in default unless Landlord fails to perform obligations required of Landlord within a reasonable time, but in no event later than 30 days after written notice by Tenant 12 98-126 11.4 Marginal Headings. The marginal headings and anicle titles to the anicles of this Lease are not a part of the Lease and shall have no effect upon the construction or interpretation of any part hereof 115 Time. Time is of the essence of this Lease and each and all of its provisions in which performance is a factor. 11.6 Successors and Assigns. The covenants and conditions herein contained. subject to the provIsions as to assignment, apply to and bind the heirs, successors, executors, administrators and assigns of the parties hereto. 11.7 Recordation. Neither Landlord nor Tenant shall record this Lease, but a short form memorandum hereof may be recorded at the request of either party. 11.8 Ouiet Possession. Landlord agrees to deliver possession of the Premises to Tenant on the commencement date of the Term. Upon Tenant paying the rent reserved hereunder and observing and performing all of the covenants, conditions and provisions on Tenant's part to be observed and performed hereunder, Tenant shall have quiet possession of the Premises for the entire Term hereof, subject to all the provisions of this Lease, and Landlord shall defend said right of Ten ant against any person or persons seeking to eject Tenant from the Premises. 11. 9 Late Charges. Tenant hereby acknowledges that late payment by Tenant to Landlord of rent or other sums due hereunder will cause Landlord to incur costs not contemplated by this Lease, the exact amount of which will be extremely difficult to ascertain. Such costs include, but are not limited to, processing and accounting charges. and late charges which may be imposed upon Landlord by terms of any mongage or trust deed covering the Premises. Accordingly, if any installment of rent or any sum due from Tenant shall not be received by Landlord or Landlord's designee within 10 days after written notice that said amount is past due, then Tenant shall pay to Landlord a late charge equal to the maximum amount permitted by law (and in the absence of any governing law, ten percent of such overdue amount). plus any attorneys' fees incurred by Landlord by reason of Tenant's failure to pay rent and/or other charges when due hereunder. The panies hereby agree that such late charges represent a fair and reasonable estimate of the cost that Landlord will incur by reason of the late payment by Tenant. Acceptance of such late charges by the Landlord shall in no event constitute a 14 98-126 waiver of Tenant's default with respect to such overdue amount, nor prevent Landlord from exercising any of the other rights and remedies granted hereunder. 11.10 Prior Agreements. This Lease contains all of the agreements of the parties hereto with respect to any matter covered or mentioned in this Lease, and no prior leases, agreements or understandings pertaining to any such matters shall be effective for any purpose. No provision of this Lease may be amended or added to except by an agreement in writing signed by the parties hereto or their respective successors in interest. This Lease shall not be effective or binding on any party until fully executed by both parties hereto. 11.11 Inabilitv to Perform. This Lease and the obligations imposed hereunder shall not be affected or impaired because a party is unable to fulfill any of its obligations hereunder or is delayed in doing so, if such inability or delay is caused by reason of strike, labor troubles, acts of God, or any other cause beyond .. the reasonable control of the party. 11.12 Partiallnvaliditv. Any provision of this Lease which shall prove to be invalid, void, or illegal shall in no way affect, impair or invalidate any other provision hereof and such other provision shall remain in full force and effect. 11.13 Cumulative Remedies. No remedy or election hereunder shall be deemed exclusive, but shall, whenever possible, be cumulative with all other remedies at law or in equity 11. 14 Attornevs' Fees. In the event of any action or proceeding brought by either party against the other under this Lease the prevailing party shall be entitled to recover the fees of its attorneys in such action or proceeding, including costs of appeal, if any, in such amount as the court may adjudge reasonable as attorneys' fees. In addition, should it be necessary for Landlord to employ legal counsel to enforce any of the provisions herein contained, Tenant agrees to pay all attorneys' fees and court costs reasonably incurred. 11.15 Sale of Premises bv landlord In the event of any sale of the Premises by landlord, Landlord shall be entirely freed and relieved of all liability under any and all of its covenants and obligations contained in or derived from this Lease arising out of any act, occurrence or omission occurring after the consummation of such sale; and the purchaser, at such sale or any subsequent sale of the Premises shall be deemed to 15 98-126 have assumed and agreed to carry out any and all of the covenants and obligations of the Landlord under this Lease. 11.16 Subordination. Attornment. Upon request of the Landlord, Tenant will in writing subordinate its rights hereunder to the lien of any mortgage or deed of trust, to any bank, insurance company or other lending institution, now or hereafter in force against the Premises, and all advances made or hereafter to be made upon the security thereof In the event any proceedings are brought for foreclosure, or in the event of the exercise of the power of sale under any mortgage or deed of trust made by the Landlord covering the Premises, the Tenant shall attorn to the purchaser upon any such foreclosure or sale and recognize such purchaser as the Landlord under this Lease. Notwithstanding the provisions of this Paragraph, so long as Tenant is not in default, this Lease shall remain in full force and effect for the full term. .. 11.17 Notices. All notices and demands which mayor are to be required or permitted to be given by either party to the other hereunder shall be in writing. All notices and demands by the Landlord to the Tenant shall be sent by United States Mail, postage prepaid, addressed to the Tenant at the Premises, and to the address set forth in Paragraph 1.1 (b), or to such other place as Tenant may from time to time designate in a notice to the Landlord. All notices and demands by the Tenant to the Landlord shall be sent by United States Mail, postage prepaid, addressed to the Landlord at the address set forth in Paragraph 1.1(a), and to such other person or place as the Landlord may from time to time designate in a notice to the Tenant. 11.18 EstoDPel Certificate Each party shall at any time and from time to time, upon not less than 10 days prior written request from the other party, execute, acknowledge and deliver to the requesting party a statement in writing (i) certifying that this Lease is unmodified and in full force and effect (or, if modified, stating the nature of such modification and certifying that this Lease as so modified is in full force and effect), and the date to which the rental and other charges are paid in advance, if any. and (ii) acknowledging that there are not, to the party's knowledge, any uncured defaults on the part of the requesting party hereunder, or specifying such defaults ifany are claimed, and (iii) setting forth the date of commencement of rents and expiration of the term hereof Any such statement may be relied upon by third parties identified by the requesting party at the time of the request. 16 98-126 11.19 Authority to Sign. Each individual executing this Lease on behalf of a named corporation represents and warrants that such individual is duly authorized to execute and deliver this Lease on behalf of the corporation, in accordance with the bylaws of that corporation, and that this Lease is binding upon the corporation. This Lease has been signed by the parties hereto to be effective the day and year first above written. Landlord !:#I/." ~'_T'" , /, ~.~! ~'J.. '\ \ .~ } --- Carlos Martinez-Echavarria Executive Director of the Board Attest: Tenant The Harris Company, a California corporation ~Cl) 0~(UC;~ By: Thomas H. McPeters, Secretary Leopoldo Del Nogal, President and Chief Executive Officer 17 98-126 Exhibit "A" P';RCEL NO.1: PARCEL 12 0:- P/\RCEL H.l:l.? NO. 688, Iri THE CITY 0: SAN SERN?o.?..DH:-:l, COU~{rY 0:- S.;N BERHr.RDINO, ST;..:r:: 0: C~.LI:O?NI';, AS PER P_~.? R~CO?D~O !N Boo:-: 25 0: P;'.?CEL }J..::'.?S f ?,~":2:. <.7 TO 56 INCLUSIVE, IN 'I:-:Z O.::IC:; 0: 'ZHE: COUNTY F.::CO?.DE:R 0: Sr,!D COU~I'!":". Pr.?CEL NO.2: 'Z20SE: CERTAIN ~;ON-:::Y.CLUS!VE Er.SE:::EH!'S tJ?O::, OVE?, UNOER AND i\C?QSS 'IE! LAND DESC?:2.2~ ht'\O FOR. ~HE USE I\NO PUP.POSES OEFIUEO BY 1-.RTICLE V 0: 'i:HAT CE:tr';HI DECLr.Rl\TIO~: 0:- nES:rRICTIO~IS I CO:1STRUC'!'ION, O?E?.;:rrOft I RESTRICTION i\NO EASEX:::::r AC?EE:::.:nr, EXECUTE::- BY THE P.EDEVELO?!-!ENT ACEtlCY 0: THE CITY OF s?o.:r BE?'!j~.ROHIO, C;'.L! rO?N lA, E'I ~.L., 0.;720 O:;CEH3::R 2~, 1970 }"~iO RECORDED O:::C::::-~3:;R 21" 1970 IH BOOK 7560 ?r.C:::: 2ao, O::ICIA.r. RECO?uS. Pr.RC::::L NO.3: "ALL 'ZEDS:::: E:~.SEHE~iTS FOrt Hh!..LS, FOOT!NCS, F'OUND;\7'IONS AND SU3SV'?:AS:Z SU.P?ORT, J\tiD UTILITY FACILITIES 0: THE "HARRIS EUILDING" AS G~.NTED, AND HO::t~ :pr.RTICUL~.RLY' D::::SC?IS=:O A~jD DEFINED BY' THE FOLLOiH!iG INS'!'?U~:EN1'S R,ECORO::::O Ili 'ri-:E OFFICE a: '!r.:: COUNTY' P.ZCORDER 0:- THE COUNTY OE' Sr.N BE?_'ir.?DINOi A. ;C.G:t:::EH"::NT EN'!E~EO INTO ON S::::?7E~!aER 15, 1971 BY .?ND BE'!'nZZN '!HZ Ei\.~:tIS COX?;.~:y I .. Cr...LIFO:ua;.. CO??O?_=i.'i:"ION, ;'.~iO 'IHE P20:::VELO?:'I:::I,'!' r.CENCY 0: THE: C!7Y 0: Sr.~ :aE?N.?P~!~.;O, C.;LIFO?~;IA r..NO R.=:CO?..o:::D ON OC't03:::R 21, 1971 IN' BOO::: 7278, OF OF:r.C!~.L R.ZCO?.DS, P.::'.G:::: 56'~ . B. j;,GREEP.El'i'i." ESTE:?ZD IN'tO o~r SE?:r:::!'~a::::R 30, 1971 Er r.ND BETHE:::ti J:ri2 li.:l..?RIS CO~!?::'.~;:.' ;.ND JO:-:~i s. GRIE'FITH .?~.;D CO~!?';NY I r. CO??O?.).Trmi, F.ND CU?CI-:riJ?l'i~?. COX?';~{Y r ;.. P;'.?-rN2?S:iI?, Jon;'!' VZNTUR2S UND:::~ 7:-:::: NF-_I.!::: 1-.:-1:;) STtL:: 0: C2N'I?...:'.:' CITY CO~?~.N"[ r ;.~;D.. CO~;:t:::CT!CUT GEN2?_:'.t.. r:O?TC;'.CE: ;'.Nu ?Z:;'.LTY INVE:S7K2NIS, ;.. K;SS?-.C::vSS::TTS BUSIN:::SS 'Z?r.iST I r.ND ?2CO~n:::D O~~ 0(:70:;:::::\ 21., 1971 IE EOO_~~ 7278 0: O:::rCI~ RECO?~Sr P.;G::: 589. 98-126 cO)(Py DUPLICATE ORIGINAL AGREEMENT This Agreement is made by and between The Harris Company, a California corporation, and EI Corte Ingles, S. A., a Spanish corporation, to be effective on and as of May 2, ]998, 1. Definitions. The following terms as used in this Agreement shall have the meanings ascribed to them: (a) "Harris" shall mean The Harris Company, a California corporation. (b) "ECI" shall mean EI Corte Ingles, S. A., a Spanish Corporation. (c) "Parties" shall mean Harris and ECI. (d) "Agreement" shall mean this Agreement by and between Harris and ECL (e) "Effective Date" shall mean May 2, 1998. (f) "San Bernardino Store" shall mean the real property and improvements situated in the County of San Bernardino, State of California, commonly known as 300 North "E" Street, San Bernardino, California 924] 6, and being a part of the Carousel Mall. The legal description is set forth on Exhibit "A", attached hereto and incorporated herein. (g) "HUD Section 1 08 Loan" shall mean the loan as set forth in the Agreement by and between The Harris Company, a California corporation, and, The City of San Bernardino, a municipal corporation dated May 4, 1995, in the original amount of Seven Million Three Hundred Fifiy Thousand Dollars (57,350,000.00), and secured by the Deed of Trust with Assignment of Rents by The Harris Company, a California corporation, as Trustor, Chicago Title Company, a California corporation, as Trustee, and City of San Bernardino, as Beneficiary, dated April 2], 199-1, recorded on April 25, 1995 as Docllmem :--:0 95-129260 in the Official Records of San Bernardino County, and, Amendment 1'-:0 I to HUD Section 108 Loan Agreement by and between The Harris Company, a California corporation, and, The City of San Bernardino, a municipal corporation dated p-'[ay 16, 1996. (h) "Unpaid Balance ofrhe HUD Section 108 Loan" shall mean Se\'en J\'lillion Thirty Five Thousand Dollars (57,035,000.00) as of the Effective Date. 98.,-}26 (i) "Float Loan" shall mean the loan as set forth in the Loan Agreement by and between The Harris Company, a California corporation, and, The City of San Bernardino, a municipal corporation dated January 30, 1995, in the original amount of Three Million One Hundred Fifty Thousand Dollars ($3,150,000.00), evidenced by a Promissory Note dated January 30, 1995, and, secured by the Bank of America, NTSA Irrevocable Letter of Credit No. LASB-221340 dated January 30, 1995. (j) "Unpaid Balance of the Float Loan" shall mean a total of Three Million One Hundred Fifty Thousand Dollars ($3,150,000.00) as of the Effective Date. (k) "Float Loan Sinking Fund" shall mean the interest payments made to the City of San Bernardino, with respect to the Float Loan, retained in a separate interest bearing account maintained by the City of San Bernardino, and to be credited against the Unpaid Balance of the Float Loan at the maturity date, as more fully set forth in the loan documents with respect to the Float Loan (I) "Balance of Sinking Fund" shall mean Eight Hundred Seventy One Thousand Six' Hundred Seventy Five Dollars (5871,67500) plus interest earned with respect to the separate interest bearing account maintained by the City of San Bernardino, as of the Effective Date. (m) "Net Book Value of the San Bernardino Store" shall mean a total ofThirteen Million Twenty Nine Thousand Four Hundred Thirty Three Dollars ($13,029,433.00) as of the Effective Date, of which Five Hundred Twenty Four Thousand Dollars ($524,000.00) is attributed to the Land, Twelve ,vlillion Two Hundred Twenty Seven Thousand Nine Hundred Forty Six Dollars (512,227,946.00) is attributed to the Building and Improvements-Store, One Hundred Forty Four Thousand Fifty Three Dollars (5]44,053.00) is attributed to Building Improvements-Corporate, and, One Hundred Thirty Three Thollsand Four Hundred Thirty Four Dollars (5133,434.00) is attributed to the Building Improvements-lSD. 2. Transfer of Balance ofSinkimz Fund and San Bernardino Store to ECI. Harris shall transfer the Balance of Sinking Fund and the San Bernardino Store to ECI, as of the Effective Date, subject to the HUD Section 108 Loan and the Float Loan 3. ECI to Pav Uno aid Balance of the HUT) Section 108 Loan and the Unoaid Balance of the Float Loan. ECI shall pay the Unpaid Balance of the Hl D Section 108 Loan and the Unpaid Balance of the Float Loan when due and otherwise in accordance with the terms and conditions of the H1c D Section 108 Loan and the Float Loan ~ 98-126 4, Net Book Value of Store: Harris and ECI agree that the Net Book Value of the San Bernardino Store conforms to the accounting records maintained by Harris in accordance with generally accepted accounting principles. 5. Further Coooeration The Parties agree to provide any further documents or instruments, and shall perform any further acts that may be reasonably required to fully effect the transactions contemplated by this Agreement. 6. Arbitration: Any controversy or claim arising out of, or relating to, this Agreement, or the making, performance, or interpretation of it, shall be settled by arbitration in San Bernardino, California, under the commercial arbitration rules of the American Arbitration Association then existing, and judgment on the arbitration award may be entered in any court having jurisdiction over the subject matter of the controversy. 7. Attornev Fees: If any legal action is brought by any party to enforce any provision of this Agreement, the prevailing party shall be entitled to recover from the other party reasonable attorneys' fees and court costs in such amounts as shall be allowed by the court. 8. Governing Law: This Agreement is entered into the County of San Bernardino, California and shall be governed by and construed in accordance with the laws of the State ofCalifomia. 9. Modification of Agreement: This Agreement may be modified by Harris and ECI by a written instrument signed by each of them specifically referencing this Agreement and stating the changed provisions thereof, and, not otherwise. 10. Counteroarts. This Agreement may be executed by the parties hereto in any number of . counterparts, each of which shall be deemed to be an original, but all of such counterparts together shall constitute one and the same instrument. 11. Time is of the Essence Time is of the essence in this Agreement. 12. Severabilitv: Any terms or provisions of this Agreement which shall prove to be invalid, void, or illegal shall in no way affect, impair, or invalidate any other term or provision herein and such remaining terms and provisions shall remain in full force and effect. 3 98-126 13, Authoritv: Any person signing this Agreement represents that he has full power and authority to do so, and, that his signature is legally sufficient to bind the party on whose behalf he is signing. 14. Entire Agreement: This Agreement contains the entire understanding of the parties with respect to the subject matter hereof, and supersedes any prior understanding between the parties, whether written or oral. SIGNATURE PROVISIONS ON FOLLOWING PAGE 4 98-126 IN WITNESS WHEREOF, the parties have executed this Agreement to be effective on and as of May 2,1998. The Harris Company, a California corporation / C7c ~'-'L-L-u--:;::-:0 Leopoldo Del Nogal President and Chief Executive Officer [Seal] By: And: - ~C{) Thomas H. McPeters Secretary -~J' , EI Corte Ingles, S. A, a Spanish corporation ..,.i:/.!....L..!' ~- ~~ . .~..., ~') -\ ~A& 1, /,:- \ . . ." """;1. /" , /..-" p' /t:"..- ...'IY""'-''''~ ; t&/ - v' i ..", ,/' Carlos Martinez Echavarria Executive Director of the Board 5 98-126 Exhibit "A" P;;RCZL NO.2: P';RCEt 12 OF P/\RC=:r.. HAP NO. 689, !li THE: eI'!'l' 0: S.;N 5:::tN~.?.oIt;':), COUti1Y OF S.:'.N aZiUI.:'.ROINO, STATE: 0: C;'.t!FO?NI;:",.;:..S ?:::::t r~;? RECO?OEO Itl BOO:: 2S OF P;.~C:::L !-'_;PS, ?;'.::~.: ~7 TO 56 ItleLUSIVE, It; 'i'r.S OE'FIC:: OF' J:'H~ CQUN'!'r F.tCO?.DE?. 0: S;.!O COi.m:r. P;'.?C::::r. ~iO. 2: 7:-!OSE: CE:'R7AIN ~;ON-EY.Cr..USIVE E.::'.S'::~:E:lfrS U?O::, OVER, UNO:::R AND ;.C?OSS Tii! L.b,,~ro DESC:HS;:::; AKO FOR. THE USE: l\No ?U??OS'::S O'::FIN:::O BY ;d~.!'ICL:: V OF 7:-{",'Z' CE:?-r';!tl O:::CL;:'.Rl\'!'IO~: OF nES7R!C'!'IO:lS I CO:ISTRUC'I'!O~r, .O?ER.;TIOCl, RESTRICrIOrl i\ND E}..S:::X:::I:r ;'.CRE::::~::::~tT t EXc:ceJ"I'2J BY 'ZH':: P.EOZVZLO?"':::::ti':t' ;:"C:::~:Cy OF 'ZHE: CITY 0:: SA:l B! ?..N.?o.RO Hi'O, C;'.!.!rO:t:/!;.., E'l" ;'.t.. I D.~.7~0 DEC:::--!3:::R 2';, 1970 ;"~rD !J..ZCO:::"D!D O::CE:~3!R 2!', 1970 IN 500:< 7sea ?;..c::: 2ea, O::'!C!~.:. RECOROS. P;"RC~L NO.3: . ALL 'Z'HOSE E}l.S:;H.E:H'3:'S FO::l H}l.!.!..S, FOOTItiCS, FOUNDt\:LIONS AND S03SU?:.;c::=: Su??O?:L, ~~;:J U1'ILI'l'X' F;"C!L!TI€S 0:: 'Z':-!~ "HARRIS BUILOINC" ;:"$ C;:t;..HTEO, j;ND P.O?=: :p;.?!ICUL?o.:u.y O::::SCRI6Z0 A!'iD DE::!tiE:O BY 'IHE: FOt.LOj.'II;G INS'tRU!-::::tiTS P..E:CO:l.O:;O It; 'i";.:'Z O::.!C2 0:' 1':-;:: COUNTi' P.zCO:tOE~ OF. 'I'H2 COUNTt OF S.;N 22?"."l??D!NO; r.. r.G?22HZNT :::~:72:U:D !N70 O~i SE?7'::EZER 15 t ~971 :BY ]1.~;D S:::T;.;:::::C 'i"i-:'=: P'.::'_':l_~ZS CO:";?;'.~:::, " C;..!...IFOR!.j:i:i.... CO??O?_;TION, j:..~iD TEE: p.zO:E:1/ZLO?:{::r,r ;'.G::~:CY OF 'I~::: CIT? 0: S.:'.N B:::?~.::..?!'.?!z...o, C;'.!.!FO~NI;, r.ND RZCO?..o::o O~1 OCTOS:::? :21, 1971 IN EOO:\. 7278, or o:rrcr;'.L R2CO?..DSr ?::..c::: 5o'~ . E. ;'.GR:::::Z!-'2~:7 E:;T2?ZD !ti;:'O O~i SZ?T:::~.:ZZ? 301' 1571 s:t }.~D :a2i:i,::':::i 7:;:: E;:'.??IS CO~:?:'.~::: r.NO .JO:-:~i s. C?r ::.!7P. r.t.jO CO~;?';~i::, r. eO?:?O?_:..?rO~;, r.NO CU?C::::-Tu;;:~::? CO:-::?::'.S:- r i-. ?':'_~T~i:::?S::I? 1 .:rOni:" V'::::-i?U?ES U::OE~ T=-:::: N.::'_l.!2 ;:=';NiJ STYL:: 0: c::t;r?_=-.:' err::' COX?r.N:', ;..~;:::. CO:-ii;::C?ICUT c.;::ti2?-::'.'L r:O?i:Cr.C::: ;..~iiJ ?:::':'.LTY n:VESTX:;:;TS, ;:.. rr...::'.SS~C::iJSS:::77S BUSIN:::SS ';';'.,...::'.:. I r.ND ?2CO?D::D O~r OC:'05':':::-' 21., 1971 Hi SOO:: 727Z 0: O::IClr':' R:::CO?OS, ?::'.C:: 589. 98-126 .- COI?1f DUPLICATE ORIGINAL GRANT OF AUTHORITY TO EXECUTE ANY DOCUMENTTH.-\ T i\1.-\ Y BE REQUIRED BY THE CITY OF SAN BER:'iARDINO AND/OR THE UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOP;\IENTWITH RESPECT TO THE TRANSFER OF THE SAN BER.NARDINO STORE PROPERTY FROM THE HARRIS COi\lPANY, A CALIFO&'1L-\ CORPORATION, TO EL CORTE INGLES, S, A., A SPANISH CORPORATION I. Grant of Authoritv: EI Cortes Ingles, S. A., a Spanish corporation, hereby grants to Jorge Pont, Leopoldo Del Nogal, and Thomas H. McPeters the right and authority to execute on its behalf, any two (2) of them acting together, any documents that may be required by the City of San Bernardino and/or the United States Department of Housing and Urban Development, with respect to the transfer by The Harris Company, a California corporation, to it of the San Bernardino Store Building (as defined in Paragraph 2 hereof), subject to the HUD Loan (as defined in Paragraph 3 hereof), and the Float Loan (as defined in Paragraph 4 hereof). 2. Definition of San Bernardino Store Buildin!!: "San Bernardino Store Building" as used in Paragraph I shall mean and refer to the property situated in the County of San Bernardino, State of California located at 300 North "E" Street, San Bernardino, California, legally described as set forth in Exhibit "An, attached hereto and incorporated by reference. 3. Definition ofHUD Loan: '"HUD Loan" as used in Paragraph 1 shall mean and refer to any and all of the following: (a) HUD Section 108 Loan .-\greement dated as ofi\"lay 4, 1995 by and between The City of San Bernardino, a municipal corporation and The Harris Company. (b) Promissory Note dated April 21, 1995 by and between Harris and The City of San Bernardino in the amount of Sc\'en i\lillion Three Hundred Fith- Thousand Dollars (S7,350.000). (c) Deed of Trust with Assignment ot'Rents by The Harris Company. as Trustor; Chicago Title Company, a California corporation, as Trustee; and City of San Bernardino, as Beneficiary, dated ,-\pril 21, 1995 and recorded on April 24. 1995 as Document No. 95-129260. 98-126 (d) Amendment No. I to HUD Section 108 Loan Agreement dated May 16, 1996 by and between the City of San Bernardino, a municipal corporation and The Harris Company. 4. Definition of Float Loan: "Float Loan" as used in Paragraph I shall mean and refer to any and all of the following: (a) Float Loan Agreement dated as ofJanuary 30,1995 by and between The City of San Bernardino, a municipal corporation and The Harris Company. (b) Promissory Note dated January 30, 1995 by and between Harris and The City of San Bernardino in the amount of Three Million One Hundred Fifty Thousand Dollars ($3,150,000). (c) Bank of America, NTSA Irrevocable Letter of Credit No. LASB-221340 dated January 30, 1995. 5. Effective Date and Revocation: This Grant of Authority shall be effective upon the execution hereof, and shall remain effective until revoked in writing specifically referencing it. Any action taken pursuant hereto prior to revocation shall continue to be valid and legally binding. IN WITNESS WHEREOF, this Grant of Authority is executed and delivered on the date indicated. Dated: April 15, 1998 [Seal] ~-.- I<;:<,:,:':i;_(.~':.~ El Corte Ingles, S. A. '... .....:. r-~ .. ! -:-.... I , _ '\ Ij:"r~._.,_!.s:-.__.-.:_' . ,,' / . I ~_._. ._.....,,''-'''~ l .-//;./., _ / ,_ '. . --/ (./ '., ," /{ ~ l __-- . . .,'....:t~.. ".-~,~...~ '-- i \. z..___ v :~ I ,-~' " . . ~ " - I ~ '..Y'-~ .-. '":-..~;:::;::.:!:f.!f7/ Carlos Martinez Echavarria Executive Director of the Board 98-126 Exhibit "A" P;'RCi::L NO.1: PARCEL 12 OF P,\RCEL HAP NO. 68S, Iti THE: CITY OF S;;.N BERNA?.DIt:':l, COUtl7Y OF S.1l..N BERW".ROINO, STli.'l'E OF C?-.t.IFO?NIr.,.;"S PE:R }L~p RZCO?DEO IN BOO;';' 2~ 0:' P;'~CEL K:"'?S, ?;"':;:S <7 '1'0 56 INCLUSIVE, IN THE: OFFIC:; 0:: 'IHZ COUrl'Z'X' F.ZCORDER OF S;'.ID COU~:!'~. P;'RCi::L 110. 2: 'rHOSE CERTAIN ~;ON-EXCLUSIVE E.~.SEHEI1TS U?O~:, OVER, UNDER l\NO ;'.CROSS 'rH~ L}l.ND .DESCR.IS2:J ^l\D FOR ~HE USE 1\NO PURPOSES OEFIN:::O BY ARTICr-E V OF ':L'Hn."Z' C::;J.r.;nl DECL;..;~NrIO~: OF nESTRIC'XIO:lS, CO:.fSTRUCTION, O?ZAATIOrl, RESTRIC'!'!ON AND E;'.SEXE:li!' .AG?EE~:':;Wr, EXZCUT~!J BY THE RZDEVELO?HENT AGENCY OF THE: CITY OF S~.=' aE?..n~.RDIHO, C;'.!..!FORN!A, ET JI..L., O.:'.7'Eu DECEH3ER 24, 1970 AND RECORDED DEC:::H3ER 2~, 1970 nl 500K 7SeO PACE 280, OFFICIA!. RECORDS. PARCEL NO.3: . ALL Tr.OSE E?-.SEHENTS FOR HALLS, FOOTInGS, FOUNDi\7IONS ^ND SU3S:i?:-;'CE SU??ORT, J\N!J UTILITY Fl\CILITIES OF' 'ZH=: "HARRIS BUILDING" j;S G~.N'I'E:O, AND HO?::: :p~.R"i'ICULARLY D~SCRIB==O AND DE:INEO BY THE: FO!.LOrl'Il{G INS'l'Ru!-:::m:s RECORO!:O If: THE O~FrCE OF' '!'H':: COUNTY P~COROE?- 0:. THE COUNTY 0:: S;:"N BERNARDINO; A. r.CRZE!-!Z!'f'!' E~:!'ERZO INTO O~l SE?'!'EE3ER 15, 1971 BY r.ND BE:T;';;:2~1 THE H^-~_'US COXPr.N::", r. C;..L.IFO?l1IA COR?O?3i.TION, ;'.ND THE ?...E:CEVELO?HENl' r.G::~:C':" 0: 'ZHE CZ7t 0:- S;'.~i BERN)..?q!1;O, C;'..!...IFO?N!;" }I._NO R:::CO?..DEO ON OCTOS!R 21, 1971 XN EOO::: 7278, 0: O;:ZC!AL ?::CO?.DS, P;'.CS 5Q~. B. ;'.GREE~..E'l"i'l' Et-;!'E:?ZD :r~lJ:O ON SE?TE~.(aER 30, 1971 BY ;A.NO EE7i;:E2~i 'l'r.E r..::'.~?IS CO~~?;..~:~. r.NS! J'O::~i S. GRIFFITH AND CO!-IPAW:', r. CO??O?-::'.TrO~, r.NO CURC::::-'!'i.1~:i:::R CO~?;'.NY, r. ?.?-_~.'!N:;;?.S;'!I?, .:J'OItiT V:;;NTURES UNDER TH:: Ur._"t::: AND SrYL:: OF C::NT?_~.!.. CITY CO:{?ANY', ;:'.~iD, CO)l~;EC:'ICUT c.;::NE:?_:'.L }:O?'tG~.GE AND ?2;:'.r/I'Y' INVESTP.~NTS, ;.. K.:'.SSAC::iJSSs'7TS BUSINESS 'Z"?:;S7, ;:'.ND P.zCO?DEO O~l OC!'03E::\ 21., 1971 Ir-; BOO':-: 7276 0: O:FIC!;'~ R~CO;:;i:)S, ?~.G::: SS9.