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HomeMy WebLinkAbout2000-293 (See Companion Reao. CDC/2000-33) 1 RESOLUTION NO. 2000-293 2 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING CERTAIN MODIFICATIONS TO MAYOR AND COMMON COUNCIL RESOLUTION NO. 2000-249 AND AUTHORIZING THE EXECUTION BY THE MAYOR OF ECONOMIC DEVELOPMENT GRANT AGREEMENT NO. B-93-ED-06-0539 AND CONTRACT FOR LOAN GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED (303 WEST THIRD STREET PROJECT) 3 4 5 6 7 WHEREAS, Mayor and Common Council of the City of San 8 Bernardino (the "City") and the Community Development Commission 9 of the City of San Bernardino (the "Commission") as the governing 10 board of the Redevelopment Agency of the City of San Bernardino 11 (the "Agency") have previously adopted the following resolutions: 12 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF 13 SAN BERNARDINO, CALIFORNIA APPROVING THE CONTRACT FOR LOAN 14 GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND 15 16 17 18 19 20 21 22 23 24 25 26 27 28 COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 42 U.S.C. SECTION 5308 (CDBG SECTION 108 CONTRACT NO. B-94-MC-06-0539) FOR THE 303 THIRD STREET PROJECT AND AUTHORIZING THE APPLICATION OF UP TO $344,000 IN ECONOMIC DEVELOPMENT INITIATIVE GRANT PROCEEDS BY THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO FOR THE 303 THIRD STREET PROJECT ("City Resolution No. 2000-249"); RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF SAN BERNARDINO APPROVING THE TERMS OF AN OWNER PARTICIPATION AGREEMENT (303 THIRD STREET PROJECT) BY AND BETWEEN 303, L.L.C., AND THE REDEVELOPMENT AGENCY OF THE CITY OF SAN BERNARDINO AND APPROVING THE TERMS OF A 2000 SBEOIOOOl/nQC!4173 9/15/00 930 jmw 1 2000-293 1 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM SECTION 108 2 PROJECT DEVELOPMENT LOAN AGREEMENT (303 THIRD STREET 3 PROJECT) BY AND BETWEEN THE AGENCY AND 303, L.L.C., AND 4 AUTHORIZING CERTAIN OTHER ACTIONS RELATING TO THE 5 DISBURSEMENT OF THE PROCEEDS OF UP TO $344,000.00 IN EDI GRANT/LOAN PROCEEDS AND UP TO $1,840,000.000 IN SECTION 108 6 7 LOAN PROCEEDS BY THE AGENCY TO 303, L.L.C. (303 THIRD STREET 8 PROJECT) ("Commission Resolution No. 2000-27"); 9 10 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE 11 CITY OF SAN BERNARDINO APPROVING THE CONTRACT FOR LOAN 12 13 GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND URBAN DEVELOPMENT ACT OF 1974, AS AMENDED, 42 USC SECTION 14 5308 (CDBG SECTION 108 CONTRACT NO. B-94-MC-06-0539) FOR THE 15 303 THIRD STREET PROJECT AND AGREEING TO ADMINISTER THE 16 APPLICATION OF UP TO $344,000.00 IN ECONOMIC DEVELOPMENT 17 INITIATIVE GRANT FUNDS TO 303, L.L.C., IN SUPPORT OF THE 303 18 THIRD STREET PROJECT ("Commission Resolution No. 2000-28"); 19 and 20 WHEREAS, on September 14, 2000, the Secretary of the United 21 States Department of Housing and Urban Development ("HUD") 22 deli vered the following instruments to the City in connection 23 with the 303 Third Street Project as previously approved by City 24 Resolution No. 2000-249 and Commission Resolution No. 2000-27 and 25 Commission Resolution No. 2000-28: 26 (i) "Contract for Loan Guarantee Assistance Under Section 27 108 of the Housing and Community Development Act of 28 SBEOIOOOl/DOC/4173 9/15/00 930 jrnw 2 .. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 2000-293 1974, As Amended (42 U.S.C. Section 5308) [HUD Grant No. B-94-MC-06-5039-A] (the "HUD Section 108 Loan Agreement")"; and (ii) "EDI Grant Agreement [Grant No. B-93-ED-06-0539] (the "EDI Grant Agreement")" WHEREAS, in order to authorize the Mayor to execute the HUD Section 108 Loan Agreement and the EDI Grant Agreement on behalf of the City in support of the 303 Third Street proj ect, it is necessary to modify certain provisions of City Resolution No. 2000-249 and to acknowledge conforming changes by the Commission to Commission Resolution No. 2000-27 and Commission Resolution No. 2000-28, and to take the following actions as set forth in this Resolution. NOW, THEREFORE, THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, CALIFORNIA, DOES HEREBY RESOLVE, DETERMINE AND ORDER AS FOLLOWS: Section 1. The text of City Resolution No. 2000- 249, the text of Commission Resolution No. 2000-27 and the text of Commission Resolution No. 2000-28 are hereby incorporated by this reference into this Resolution of the Mayor and Common Council. Unless the specific context of usage of a particular defined term as used in this Resolution may otherwise require, the meaning of defined terms and phrases as set forth in City Resolution No. 2000-249 shall apply to this Resolution. Section 2. The Common Council hereby acknowledges receipt from HUD as of September 14, 2000, of the HUD Section 108 Loan Agreement and the EDI Grant Agreement for the 303 Third SBEO/0001/DQC/4173 9/15/00 930 jrnw 3 ,- 2000-293 1 Street Project. The HUD Section 108 Loan Agreement and the EDI 2 Grant Agreement are on file with the City Clerk and the Agency 3 Secretary. 4 Section 3. The Common Council hereby approves the 5 HUD Section 108 Loan Agreement as received at the meeting at 6 which this Resolution is adopted, and the Mayor and Common 7 Council are hereby authorized and directed to execute the HUD 8 Section 108 Loan Agreement on behalf of the City as the 9 "Borrower" under the HUD Section 108 Loan Agreement. The 10 provisions of Section 3 and Section 4 of the City Resolution No. 11 2000-249 are hereby modified so as to conform to the approval and 12 authorizations set forth in the first sentence of this Section 3. 13 Accordingly, all other related instruments referenced in Section 14 3 and Section 4 of City Resolution No. 2000-249 and Commission 15 Resolution No. 2000-27 shall be executed by the Mayor on behalf 16 of the City as the Borrower under the HUD Section 108 Loan 17 Agreement. 18 Section 4. The Common Council hereby approves the 19 EDI Grant Agreement as received at the meeting at which this 20 Resolution is adopted, and the Mayor and City Clerk are hereby 21 authorized and directed to execute the EDI Grant Agreement on 22 behalf of the City. The provisions of Section 3 and Section 4 of 23 City Resolution No. 2000-249 are hereby modified so as to conform 24 to the approval and authorizations set forth in the first 25 sentence of this Section 4. 26 Section 5. Section 5 of City Resolution No. 2000- 27 249 is hereby modified to conform to the approval of the HUD 28 SBEO/0001/DOC/4173 9/15/00 930 jmw 4 2000-293 1 Section 108 Loan Agreement with the City as the Borrower under 2 said transaction as set forth in Section 3 of this Resolution. 3 Section 6. Section 6 of City Council Resolution No. 4 2000-249 is hereby modified to conform to the approval of the HUD 5 Section 108 Loan Agreement with the City as the Borrower under 6 said transaction. 7 Section 7. The Common Council hereby authorizes and 8 directs the Mayor and the City Clerk to execute the Agency 9 Section 108 Loan Agreement as the "lender" in the form as 10 originally approved by Section 2(b) of Commission Resolution No. 11 2000-28 by and between 303 L.L.C., a California limited liability 12 (the "Owner") and the Agency. Accordingly, the company 13 provisions of Section 2 (b), and Section 3 through Section 5 14 inclusive of Commission Resolution No. 2000-28 are hereby 15 modified so as to substitute the City in place of the Agency as 16 the lender in the transaction contemplated under the Agency 17 Section 108 Loan Agreement. The Common Council hereby approved 18 technical and conforming changes to the text of the Agency 19 Section 108 Loan Agreement and related documents so as to conform 20 to the City as the lender under said transaction. 21 Section 8. Subject to the adoption of an approving 22 resolution of the Commission as relates to the terms and 23 conditions of the Owner Participation and Economic Development 24 Initiative Loan Agreement (the "OPA") by and between the Owner 25 and the Agency, which shall govern the administration of the 26 proceeds of the EDI Grant in support of the 303 Third Street 27 Project (also referred to as the "303 West Third Street Project" 28 SBEO/OOQ1/DOC/4173 9/15/00 930 jmw 5 \ 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 2000-293 in the EDI Grant Agreement), the Common Council hereby authorizes and directs the Executive Director of the Economic Development Agency to transfer the proceeds of the EDI Grant to First American Title Insurance Company Escrow No. AD-AM 289 with appropriate written instructions to the escrow holder (First American Title Company--Escrow Department) for final disbursement for the account and credit of the Owner under the OPA at such time as all of the related conditions for the close of the pending real estate transfer by and between the State of California and the Owner and the loan disbursement escrow established under Section 7.0 of the Section 108 Loan Agreement have been satisfied. Upon maturity of the EDI Loan, the Agency shall promptly remit the proceeds of such loan under the OPA to the City for the credit and account of the City CDBG Program. Section 9. The Executive Director of the Economic Development Agency is hereby authorized and directed to request that HUD approve a modification to Paragraph 15 (c) of the HUD Section 108 Loan Agreement in order to accommodate the senior security interest of a construction lender and later, a permanent lender in an original principal amount not to exceed $8,500,000, subject to the terms and conditions as set forth in the text of Section 14.0 and Section 15.0 of the Agency [now City] Section 108 Loan Agreement. Section 10. Except to the extent as modified in this Resolution all other provisions of City Resolution No. 2000-249 shall remain in full force and effect. SBEO/OOOl/DOC/4173 9/15/00 930 jmw 6 . 2000-293 1 RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING CERTAIN MODIFICATIONS TO MAYOR AND COMMON 2 COUNCIL RESOLUTION NO. 2000-249 AND AUTHORIZING THE EXECUTION BY THE MAYOR OF ECONOMIC DEVELOPMENT GRANT AGREEMENT NO. B-93-ED-06- 3 0539 AND CONTRACT FOR LOAN GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED 4 (303 WEST THIRD STREET PROJECT) 5 Section 11. This Resolution shall take effect upon 6 the date of its adoption. 7 I HEREBY CERTIFY that the foregoing Resolution was duly 8 adopted by the Mayor and Common Council of the City of 9 San Bernardino at a Joint Regular meeting thereof, held 10 on the 18th day of September ,2000, by the following vote, to 11 wit: 12 13 Council: AYES NAYS ESTRADA X LIEN X MCGINNIS X SCHNETZ SUAREZ X ANDERSON X McCAMMACK X ABSTAIN ABSENT 14 X 15 16 17 18 ~~.~ Cit Clerk 19 The foregoing resolution is hereby approved this /CfT~ 20 day of September, 2000. 21 22 ZL ee!-<..- h Valles, Mayor y of San Bernardino 23 Approved as to form and legal content: By: {) .1-.u,-- ~ ~o.Q G....c....... LL.f. Special 1 al counsel to the City 24 25 26 27 28 SBEO/OOOl/DOC/4173 9/15/00 930 jmw 7 Grant No. B-93-ED-06-0539 EDI GRANT AGREEMENT U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT This Agreement is made and entered into by and between THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT, acting by and through the Assistant Secretary for Community Planning and Development, ("HUD"), and THE CITY OF SAN BERNARDINO. CALIFORNIA (the "Recipient") . 1. Backqround; Purpose. This Agreement is authorized by section 108(q) of the Housing and Community Development Act of 1974, as amended by section 232(a) of the Multifamily Housing Property Disposition Reform Act of 1994, codified at 42 U.S.C. 5308(q) (collectively, "the Act"). Pursuant to the Act, on August 16, 1994, at 59 FR 42066, HOD published a Notice of Funding Availability and Program Guidelines for the Economic Development Initiative (the "NOFA"), which set forth the terms and conditions under which units of general local government could apply for and receive grants under section 108(q) of the Act ("EDI Grants") and related section 108 loan guarantees from HUD for Economic Development Projects ("EDI Projects"), as defined in the NOFA. Pursuant to the NOFA, the Recipient has applied for, and HUD has approved, an EDI Grant for the Recipient. The purpose of this Agreement is to set forth the terms and conditions under which HUD will provide EDI Grant funds to the Recipient in connection with the Approved EDI Projects described in the Recipient's Approved Application, as further defined herein. The terms and conditions of the related Section 108 Guarantee (as defined in par. 3 hereof) are, or will be, set forth in the Recipient's separate section 108 loan guarantee application, Funding Approval, and Contract for Loan Guarantee Assistance. 2. Approved Grant Amount. Prolects. and Uses of Funds. a. By execution of this Agreement on behalf of the Secretary in the space provided below, HUD agrees, subject to the terms of this Agreement, to provide EDI Grant funds in the amount of $344.000.00 ("EDI Grant"). b. This grant is approved for the following Approved EDI Projects described in the Approved Application ("Approved Project"): 303 West Third Prolect. , 1iiY 2 c. The grant funds shall be used in connection with the Approved Project for the following specifically Approved Uses ("Approved Uses") under economic development activities pursuant to 24 CFR Section 570.703(i)(1). 3. Relationship to Section 108 Loan Guarantee Application. This approved EDI Grant is based upon Section 108 loan guarantees, or additional guarantees, for the Approved Projects in an amount not less than $1.840.000.00 (the "Section 108 Guarantee") . The full application(s), or full amendatory application(s), for the Section 108 Guarantee in the above amount, have been approved by HUD (HUD-7082 commitment(s) executed) on or after August 16, 1994, or are being approved concurrently with execution on behalf of HUD of this Grant Agreement. EDI Grant funds may be disbursed by the Recipient for Approved Uses in a ratio not to exceed $1.00 or EDI Grant funds to $5.35 of Section 108 loan proceeds disbursed for approved activities. 4. Requlations; Approved Application. This Agreement will be governed and controlled by the following in effect as of the date of notification to the Recipient of award of this grant: the Act, the NOFA, and HUD regulations codified at 24 CFR Part 570 or incorporated therein (provisions for use of CDBG funds, to the extent applicable) (hereafter collectively referred to as the "Regulations"). The Recipient's application submissions, including the certifications and assurances and any documentation required to meet any grant award conditions, and including any amendments made in accordance with this Agreement, are hereby incorporated in this Agreement as finally approved by HOD (herein referred to as the "Approved Application"). Unless the context otherwise requires, a reference to "this Agreement" herein shall be deemed to include the Act, the Regulations, and the Approved Application. 5. Performance Aqreement of Recipient. By execution of this Agreement on its behalf in the space provided below, the Recipient agrees to carry out the Approved Project(s) on a timely basis and otherwise in compliance with this Agreement (including the Act, the NOFA, the Regulations, and the Approved Application, except as otherwise specifically provided in this Agreement) . The Recipient agrees to assure, and to accept responsibility for, such compliance by any other entities to which it makes grant funds available for, or which it otherwise allows to participate in, the Approved Project(s) covered by this Agreement. ~-- 3 6. Release. Deposit. and Timinq of Expenditure of Grant Funds and Proqram Income. a. The Recipient agrees to comply with environmental review procedures under 24 CFR ~ 570.200(a) (4) and 24 CFR Part 58 in order to obtain releases of grant funds under this Agreement. b. Notwithstanding any other provision of the Regulations or this Agreement, the Recipient may not withdraw grant funds from the U.S. Treasury on account of the EDI Grant under this Agreement until after execution on behalf of HOD of the Guarantee and Contract for Loan Guarantee Assistance for the applicable Approved Project described in paragraph 2 of this Agreement. c. This EDI Grant must be entirely withdrawn and expended for Approved Uses for the applicable Approved Project(s) on or before September 30. 2000. d. All program income from this EDI Grant is deemed to be program income of the Approved Project(s), which are jointly financed by the Section 108 Guarantee. The Recipient agrees that all such program income constitutes security for the repayment of the Section 108 Guarantee, and shall be initially deposited in, the Loan Repayment Account established by the Recipient, or its designated public agency, under paragraph 6 of the Contract(s) for Loan Guarantee Assistance for the Section 108 Guarantee, and shall be disbursed for the purposes and within the time period specified in said paragraph 6 of such Contract. Upon full and complete repayment of the Section 108 Guarantee, all such program income shall be used in accordance with 24 CFR 570.504. 7. Pre-Aqreement Costs. Notwithstanding any other provision of the Regulations, the EDI Grant funds provided hereunder may be used to pay for costs incurred on or after the date of HUD execution of the Funding Approval committing funds for the applicable Approved Project under the Section 108 Guarantee, provided such costs otherwise comply with this Agreement. However, use of the EDI Grant funds to actually pay for such costs is subject to paragraph 6 of this Agreement. 8. Amendment: Record-Keepinq. a. This Agreement or the Approved Application may be amended only with the prior written approval of HUD. To request approval of an amendment, the Recipient shall attach the proposed revisions to the applicable pages of this Agreement or the Approved Application to a cover letter addressed as required below (see par. 11) for notices to HUD and signed by the Recipient's official representative for this grant. For any amendment other than an increase in the amount of the approved EDI Grant (par. 2.a.), HUD may approve or disapprove the proposed amendment by letter from the Director of the CPD Division (or higher level official) in the applicable HUD office. In considering proposed amendments to this Agreement or the Approved Application, HUD shall review, among other things, whether the amendment would have affected the ranking of the application in . ~ 2 shall maintain the books and records of all Advances and Conversion Date Advances for each Principal Due Date, interest rates on Advances, payments, and Principal Amounts outstanding for each Principal Due Date. On and after the Conversion Date, the Borrower agrees that the Trustee pursuant to the Trust Agreement will maintain the books and records of all payments on the Note and all Principal Amounts and interest rates on such Principal Amounts (each as to be set forth on Schedule P&I to the Note). No advances of any kind may be made on the Note after its Conversion Date. B. Borrower's Requests for Advances. All requests for Advances or Conversion Date Advances by the Borrower under the Note shall: be in writing; specify the amount of the Advance requested; identify the Note by Borrower, number and Maximum Commitment Amount; be addressed to the Secretary at the address for notices specified in paragraph 12(f) of this Contract; be signed by an authorized official of the Borrower; and otherwise be in the form prescribed by HUD. Advances and Conversion Date Advances shall be requested and will only be approved and made in increments of not less than $1,000 for any Principal Due Date. A request for an initial Advance under a Note, or a request for a Conversion Date Advance, shall be received by the Secretary at least ten Business Days prior to the Borrower's proposed Funding Date or Conversion Date, as applicable. All other requests for Advances shall be received by the Secretary not less than five Business Days prior to the proposed Funding Date. The Borrower may not deliver a Note or a request for an Advance or Conversion Date Advance to the Secretary more than two calendar months prior to the Borrower's proposed Funding Date. At least two Business Days prior to the proposed Funding Date or Conversion Date if the Borrower's request was timely received, or the next available Funding Date for which the request was timely received, the Secretary shall, except as otherwise provided in paragraph 11(c) or 12 hereof, deliver a corresponding Authorization Order or Advance Order (as applicable) to the Fiscal Agent in accordance with Section 2.03 or 2.04 of the Fiscal Agency Agreement for the applicable Funding Date or Conversion Date. If the Borrower requests an Advance or Conversion Date Advance of less than the outstanding Maximum Commitment Amount under the Note, the Borrower may also specify in its written request the amount of the Advance or Conversion Date Advance to be allocated to each Commitment Amount or Principal Amount per Principal Due Date under the Note. If the Borrower does not specify how the Advance or Conversion Date Advance should be allocated among Commitment Amounts/Principal Due Dates, the Borrower hereby authorizes the Secretary to direct the Fiscal Agent to allocate the Advance to the respective Commitment Amounts or Principal Amounts in order of the earliest Principal Due Date (s) . . w;r 3 C. Conversion; Public Offering. On the Conversion Date (if any), trust certificates backed by the Note (and similar notes issued by other Section 108 borrowers) will be purchased for a purchase price of the full principal amount thereof by underwriters selected by the Secretary (the "Underwriters") pursuant to an Underwriting Agreement between the Underwriters and the Secretary, at a closing on such Conversion Date as determined by the Secretary and the Underwriters. The Borrower agrees that the interest rate at which the trust certificate of a specified maturity is sold to the Underwriters shall govern the interest rate inserted on the Conversion Date in Schedule P&I of the Note for the Principal Amount of corresponding maturity. D. Consents. By execution of this Contract, the Borrower ratifies and consents to the Secretary's selection of the Underwriters and authorizes the Secretary to negotiate with the Underwriters the terms of the Underwriting Agreement and of the public offering of interests in the trust certificates to investors (including the applicable interest rates). In addition, by execution hereof the Borrower ratifies and consents to the Secretary's selection of the Fiscal Agent/Trustee and agrees to the respective terms of the Fiscal Agency/Trust Agreements. If Advances have been made in the Maximum Commitment Amount of the Note not less than ten Business Days prior to the proposed Conversion Date, or if the Borrower requests a Conversion Date Advance, the Borrower authorizes the Secretary to deliver Schedule P&I to the Note completed in accordance herewith to the Fiscal Agent/Trustee on the Conversion Date in accordance with the Fiscal Agency/Trust Agreements, concurrent with delivery of the Secretary's Guarantee of the trust certificates at the closing on the Conversion Date, and thereafter the Note shall be enforceable in accordance with its terms including Schedule P&I. In addition, the Secretary reserves the right to notify the Borrower not less than one calendar month in advance of a specified Conversion Date that the Note will be sold to the Underwriters on such date, if the Secretary in his sole discretion determines that market conditions or program needs require the participation in the proposed public offering of all or substantially all Borrowers with outstanding Advances. , ~ 4 the year it was approved sufficiently to have resulted in the application not ranking high enough for funding, and whether the amendment is otherwise consistent with the.Act, the Regulations, and the NOFA. Any increase in the amount of the approved EDI Grant represents a new grant obligation by HUD and must be documented by a formal amendment to this Agreement, or a new EDI Grant Agreement, executed on behalf of the parties by officials with the authority to execute the original Agreement. b. The Recipient shall at all times maintain an up-to-date copy of its Approved Application, including all amendments approved in writing by HOD, and all drawdowns, deposits, and expenditures of grant funds and program income under this Agreement, in its files and available for audit or inspection by duly authorized representatives of HUD or the Comptroller General of the United States. 9. Default; Remedies. A default under this Agreement shall consist of any use of grant funds other than as authorized by this Agreement, any other noncompliance with this Agreement deemed material by HOD, or any misrepresentation or omission in the application submissions which, if known to HUD, would have resulted in this grant not being provided. If HUD determines that the Recipient is in default, HUD will give the Recipient written notice of this determination and the corrective or remedial actions proposed by HUD to cure the default or mitigate its effects, to the extent possible, and to prevent a continuation or recurrence of the default (the "initial notice of default"). Further description of the processes of audit, performance monitoring, and the corrective and remedial actions available to HUD which apply to grants under the Act, including this EDI Grant, is provided in 24 CFR 570, particularly Subpart O. No delay or omission by HUD in exercising any right or remedy under this Agreement shall impair HUD's ability to exercise such right or remedy or constitute a waiver of, or acquiescence in, any Recipient default. 10. Close-out. Except as may be otherwise specifically provided, closeout of this grant shall be subject to 24 CFR 570.509, or such close-out instructions as may hereafter be issued by HUD specifically for EDI Grants. 11. Notices. HUD notifications to the Recipient under this Agreement may be addressed to the Recipient's address as stated in the Approved Application, unless the Recipient otherwise notifies HUD in writing. Recipient notifications to HUD shall be to the Director of Community Planning and Development in the HUD Office having responsibility for CDBG programs of the Recipient, unless the Recipient is otherwise notified in writing by HUD. The Recipient's rights under this Agreement may not be assigned without the prior written approval of HUD. This Agreement constitutes the entire Agreement between the Recipient and HUD, and it may not be amended except in writing and executed by authorized officials of both HUD and the Recipient, as provided in paragraph 8. w r 5 12. Bindinq Aqreement. respect to HUD in accordance in the space provided below, the Recipient. This Agreement is binding with with its terms upon execution by HUD subject to execution on behalf of 13. Special Condition(s). a. In the event that all of the Section 108 funds are not drawn down in connection with the Approved Project by September 30, 2001, the full amount of the EDI Grant ($344,000) shall become immediately due and payable by Recipient to HOD. [The remainder of this page intentionally left blank] ~ 6 This Agreement is hereby executed on behalf of the parties as follows: (Sig AN DEVELOPMENT, SECRETARY BY: o Authorized Official) , ff Ruster Deputy As for Econ nt Secretary c Development .....~:. ....,. (Date) RECIPIENT, THE CITY OF SAN BERNARDINO. CALIFORNIA (Legal Na e of Recipient) Judith Vall /( Ct.-c....----- uthorized Official) BY: or (Title) (Date) 956000772 [Employer Identification Number (EIN) of Recipient] ATT~~ ;S. ~ Rachel ark - City Clerk ~ U. S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT CONTRACT FOR LOAN GUARANTEE ASSISTANCE UNDER SECTION 108 OF THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974, AS AMENDED, 4.2 U.S.C. S5308 Date of Contract This Contract for Loan Guarantee Assistance ("Contract") is entered into between the City of San Bernardino, California, as Borrower (the "Borrower"), and the Secretary of Housing and Urban Development ("Secretary"), as guarantor for the Guarantee made pursuant to section 108 ("Section 108") of title I of the Housing and Community Development Act of 1974, as amended (the "Act") and 24 CFR Part 570, Subpart M, of the promissory note executed contemporaneously herewith and numbered B-94-MC-06-0539-A, in the Maximum Commitment Amount of $1,840,000, and any amended note or note issued in substitution for such note and having the same note number (the "Note"). The funds paid or credited to the account of the Borrower pursuant to the Note are referred to herein as the "Guaranteed Loan Funds." The Note (including the Fiscal Agency Agreement and the Trust Agreement as defined in Section I.A. of the Note and incorporated therein) is hereby incorporated into the Contract. Terms used in the Contract with initial capital letters and not otherwise defined in the text hereof shall have the respective meanings given thereto in the Note. The Fiscal Agency Agreement and the Trust Agreement are sometimes collectively referred to herein as the "Fiscal Agency/Trust Agreements," and the Fiscal Agent and the Trustee respectively are sometimes collectively referred to as the uFisca1 Agent/Trustee." PART I A. The Note: Advances and Records. The Note provides that Advances and Conversion Date Advances shall be made thereunder upon the written request of the Borrower and the approval of the Secretary, pursuant to this Contract and the Fiscal Agency Agreement. The Commitment Schedule attached to the Note represents the principal repayment schedule for the Maximum Commitment Amount of the Note. At all times, the total amount of all Advances and Conversion Date Advances under the Note for all Principal Due Dates shall not exceed the Maximum Commitment Amount of the Note. Prior to the Conversion Date (as defined in the Note, Section I.A.), the total amount of Advances made by the Holder for each Principal Due Date under the Note shall not exceed the applicable Commitment Amount for such Principal Due Date set forth in the Commitment Schedule of the Note. Prior to the Conversion Date, the Borrower agrees that the Fiscal Agent pursuant to the Fiscal Agency Agreement shall record the date and amount of each payment and Advance under the Note and , (j(ir 4 PART II 1. Receipt, Deposit and Use of Guaranteed Loan Funds. (a) Except for funds deducted on the Conversion Date pursuant to paragraph 4(b) and fees and charges deducted by the Fiscal Agent/Trustee pursuant to paragraph 4(a), the Guaranteed Loan Funds shall be electronically transferred in accordance with the Borrower's instructions for deposit in a separate, identifiable custodial account (the "Guaranteed Loan Funds Account") with a financial institution whose deposits or accounts are Federally insured. The Guaranteed Loan Funds Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment 1) and shall be continuously maintained for the Guaranteed Loan Funds. Such Letter Agreement must be executed when the Guaranteed Loan Funds Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution. ) The Borrower shall make withdrawals from said account only for payment of the costs of approved Section 108 activities, for transfer to the Loan Repayment Account or for the temporary investment of funds pursuant to this paragraph l(a). Such temporary investment of funds into the Guaranteed Loan Funds Investment Account shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Guaranteed Loan Funds Account. At that time, any balance of funds in the Guaranteed Loan Funds Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government Obligations, as defined in paragraph 10 hereof, held in the Guaranteed Loan Funds Investment Account. All temporary investments, whether or not required as above, shall be limited to Government Obligations having maturities that are consistent with the cash requirements of the approved activities. In no event shall the investments mature on or after October 1, 2001, or have maturities which exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Guaranteed Loan Funds Investment Account") established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2), which account shall be maintained for all Government Obligations purchased with funds from the Guaranteed Loan Funds Account. The Guaranteed Loan Funds Investment Account need only be established if and when the Borrower is required to invest, or otherwise invests, the ~ 5 Guaranteed Loan Funds in Government Obligations. Such Letter Agreement must be executed when the Guaranteed Loan Funds Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) All proceeds and income derived from such investments shall be returned to the Guaranteed Loan Funds Account. All funds in the Guaranteed Loan Funds Account or the Guaranteed Loan Funds Investment Account must be withdrawn and disbursed by the Borrower for approved activities by October 1, 2001. Any funds remaining in either Account after this date shall be immediately transferred to the Loan Repayment Account established pursuant to paragraph 6 of this Contract. (b) The Borrower shall by the fifteenth day of each month provide the Secretary with a written statement showing the balance of funds in the Guaranteed Loan Funds Account and the withdrawals from such account during the preceding calendar month, and a statement identifying the obligations and their assignments in the Guaranteed Loan Funds Investment Account. (c) Upon the Secretary giving notice that the Borrower is in Default under this Contract or the Note, all right, title, and interest of the Borrower in and to the Guaranteed Loan Funds and Guaranteed Loan Funds Investment Accounts shall immediately vest in the Secretary for use in making payment on the Note, purchase of Government Obligations in accordance with paragraph 10, or payment of any other obligations of the Borrower under this Contract or the Fiscal Agency/Trust Agreements. 2. Payments Due on Note. The Borrower shall pay to the Fiscal Agent/Trustee, as collection agent for the Note, all amounts due pursuant to the terms of the Note. In accordance with the Note and the Fiscal Agency/Trust Agreements, payment shall be made by 3:00 P.M. (New York City time) on the seventh Business Day (the "Note Payment Date") preceding the relevant Interest Due Date or Principal Due Date (each as defined in the Note). If any Note Payment Date falls on a day that is not a Business Day, then the required payment shall be made on the next Business Day. Payment may be made by check or wire transfer. 3. Selection of New Fiscal Agent or Trustee. The Secretary shall select a new Fiscal Agent or Trustee if the Fiscal Agent or Trustee resigns or is removed by the Secretary. The Borrower hereby consents in advance to any such selection and to any changes in the Fiscal Agency/Trust Agreements agreed to by any Fiscal Agent or Trustee and the Secretary, subject to paragraph 4(e) of this Contract. fip' 6 4. Payments Due Fiscal Agent or Trustee; Documents to the Secretary. (a) The Borrower agrees to pay the fees of the Fiscal Agent as required by Exhibit G to the Fiscal Agency Agreement, and any additional amounts that may be due pursuant to Section 6.01 of the Fiscal Agency Agreement. If not paid by the Borrower by any other means prior thereto, the Borrower agrees that any such fees or additional amounts that have been incurred prior to an Advance or a Conversion Date Advance may be deducted by the Fiscal Agent/Trustee from the proceeds of the Advance or Conversion Date Advance, as applicable. (b) The Borrower agrees to pay the Borrower's share, as determined by the Secretary, of the customary and usual issuance, underwriting, and other costs related to the public offering and future administration of the Note and the trust certificates, as approved by the Secretary, including the cost of reimbursement and/or compensation of the Trustee pursuant to the Trust Agreement, including Sections 3.11 and 7.01 thereof. In connection with the public offering on the Conversion Date, such payment shall either be made by wire transfer to the Trustee on the day prior to the Conversion Date or shall be deducted from the Guaranteed Loan Funds on the Conversion Date. (c) The Borrower shall submit to the Secretary not later than ten Business Days prior to the Funding Date for the initial Advance hereunder, or if not submitted earlier, prior to any Conversion Date or Public Offering Date applicable to the Note, this executed Contract, the executed Note, a request for an Advance or a Conversion Date Advance (as applicable) in proper form, and an opinion acceptable to the Secretary from the Borrower's counsel to the effect that: (i) the governing body of the Borrower has authorized by resolution or ordinance, in accordance with applicable State and local law, the issuance of the Note and the execution of this Contract; (ii) the Note and this Contract are valid, binding, and enforceable obligations of the Borrower; (iii) the pledge of funds pursuant to 24 CFR 570.705(b) (2) and paragraph 5(a) of this Contract is valid and binding; and (iv) there is no outstanding litigation that will affect the validity of the Note or this Contract. In addition, the Borrower shall submit any other additional documents or opinions specifically required by this Contract (e.g., paragraph 5(c), or paragraph 15, et ~.), at the time required thereby. (d) The Borrower agrees to reimburse the Underwriters upon demand by the Secretary for the Borrower's share, as determined by the Secretary, of all reasonable out-of-pocket expenses (including reasonable fees and disbursements of , ~ 7 counsel) incurred in connection with a proposed public offering, if the Underwriters incur such additional costs for the public offering because of any refusal, inability, or failure on the part of the Borrower timely to submit in acceptable form any document required by this Contract (including paragraph 4(c)), or because of any withdrawal by the Borrower from the public offering, after the Borrower has submitted a request for a Conversion Date Advance hereunder. By execution and delivery of this Contract to the Secretary, the Borrower hereby expressly authorizes the Secretary to pay amounts due under this paragraph from funds pledged under paragraph 5(a) of this Contract. (e) The undertakings in paragraphs 3 and 4 of this Contract are expressly subject to the requirement that the Fiscal Agency/Trust Agreements shall in no event require payment of fees or charges, reimbursement of expenses, or any indemnification by the Borrower from any source other than funds pledged pursuant to paragraphs 5 or 15 et ~ of this Contract. 5. Security. The Borrower hereby pledges as security for repayment of the Note, and such other charges as may be authorized in this Contract, the following: (a) All allocations or grants which have been made or for which the Borrower may become eligible under Section 106 of the Act, as well as any grants which are or may become available to the Borrower pursuant to Section 108(q) (b) Program income, as defined at 24 CFR 570.500 (a) (or any successor regulation), directly generated from the use of the Guaranteed Loan Funds. (c) Other security as described in paragraph 15, et ~ (d) All proceeds (including insurance and condemnation proceeds) from any of the foregoing. (e) All funds or investments in the accounts established pursuant to paragraphs 1 and 6 of this Contract. 6. Loan Repayment Account. (a) All amounts pledged pursuant to paragraphs 5(b), 5(c), and 5(d) of this Contract shall be deposited immediately on receipt in a separate identifiable custodial account (the "Loan Repayment Account") with a financial institution whose deposits or accounts are Federally insured. The Loan Repayment Account shall be established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Account" (Attachment l) and shall be maintained for such ~ 8 pledged funds. The Loan Repayment Account need only be established if and when the Borrower receives amounts pledged pursuant to paragraph 5(b), 5(c) or 5(d). Such Letter Agreement must be executed when the Loan Repayment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) Borrower shall make withdrawals from said account only for the purpose of paying interest and principal due on the Note (including the purchase of Government Obligations in accordance with paragraph 10 hereof), for payment of any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, or for the temporary investment of funds pursuant to this paragraph, until final payment and discharge of the indebtedness evidenced by the Note, unless otherwise expressly authorized by the Secretary in writing. Such temporary investment of funds shall be required within three Business Days after the balance of deposited funds exceeds the amount of the Federal deposit insurance on the Loan Repayment Account. At that time, the balance of funds in the Loan Repayment Account exceeding such insurance coverage shall be fully (100%) and continuously invested in Government Obligations, as defined in paragraph 10 hereof. All temporary investments, whether or not required as above, shall be limited to Government Obligations having maturities that are consistent with cash requirements for payment of principal and interest as required under the Note. In no event shall the maturities of such investments exceed one year. All such investments shall be held in trust for the benefit of the Secretary by the above financial institution in an account (the "Loan Repayment Investment Account") established and designated as prescribed in the attached form document entitled "Letter Agreement for Section 108 Loan Guarantee Program Custodial Investment Account" (Attachment 2), which account shall be maintained for all Government Obligations purchased with funds from the Loan Repayment Account. Such Letter Agreement must be executed when the Loan Repayment Investment Account is established. (A fully executed copy of such Letter Agreement shall be submitted to the Secretary within thirty days of its execution.) All proceeds and income derived from such investments shall be returned to the Loan Repayment Account. (b) Borrower shall by the fifteenth day of each month, provide the Secretary with a written statement showing the balance of funds in the Loan Repayment Account and the deposits and withdrawals of all funds in such account during the preceding calendar month and a statement identifying the obligations and their assignments in the Loan Repayment Investment Account. ~' ~-- 9 (c) Upon the Secretary giving notice that the Borrower is in Default under this Contract or the Note, all right, title, and interest of the Borrower in and to the Loan Repayment and Loan Repayment Investment Accounts shall immediately vest in the Secretary for use in making payment on the Note, purchase of Government Obligations in accordance with paragraph 10, or payment of any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements. 7. Use of CDBG or EDI Funds for Repayment. Any funds available to the Borrower under Section 106 of the Act (including program income derived therefrom) are authorized to be used by the Borrower for payments due on the Note, Optional Redemption (as defined in the Note), payment of any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, or the purchase of Government Obligations in accordance with paragraph 10. Any funds specifically available to the Borrower for such payments or as a debt service reserve under an EDI Grant Agreement pursuant to Section 108(q) of the Act which supports the eligible project(s) and activities financed by the Note may also be used therefor; any other use of Section 108(q) funds for such purposes shall require the prior written approval of the Secretary. Unless otherwise specifically provided herein or unless otherwise expressly authorized by the Secretary in writing, the Borrower shall substantially disburse funds available in the Loan Repayment or the Loan Repayment Investment Accounts before funds from grants under Section 106 of the Act are withdrawn from the U.S. Treasury for such purposes. 8. Secretary's Right to Restrict Use of CDBG Funds to Repayment. Upon a determination by the Secretary that payments required by paragraph 2 and/or paragraph 4 of this Contract are unlikely to be made as specified, the Secretary may give the Borrower notice that the availability to the Borrower of funds pledged under paragraph 5(a) of this Contract for purposes other than satisfaction of the pledge is being restricted. This restriction shall be in an amount estimated by the Secretary to be sufficient to ensure that the payments referred to in paragraph 2 and/or paragraph 4 hereof are made when due. This restriction may be given effect by conditioning the restricted amounts to prohibit disbursement for purposes other than satisfaction of the pledge at the time such restricted funds are approved as grants, by limiting the Borrower's ability to draw down or expend the restricted funds for other purposes, and by disapproving payment requests submitted with respect to such grants for purposes other than satisfaction of the pledge. 9. Secretary's Right to Use Pledged Funds for Repayment. The Secretary may use funds pledged under paragraph 5(a) of this Contract or funds restricted under grants pursuant to paragraph ~' 10 8 of this Contract to make any payment required of the Borrower under paragraph 2 and/or paragraph 4, if such payment has not been timely made by the Borrower. 10. Defeasance. For purposes of this Contract, after the Conversion Date the Note shall be deemed to have been paid (defeased) if there shall have been deposited with the Trustee either moneys or Government Obligations (as defined below), which in the sole determination of the Secretary, mature and bear interest at times and in amounts sufficient, together with any other moneys on deposit with the Trustee for such purpose, to pay when due the principal and interest to become due on the Note. The Aggregate Principal Amount of the Note or any unpaid Principal Amount may be so defeased, in whole or in part, as of any Principal Due Date. In accordance with the Note and the Trust Agreement, the Borrower shall give timely notice and written instructions to the Secretary and the Trustee concerning any principal amounts proposed to be defeased, including any Optional Redemptions proposed, which instructions shall be approved by the Secretary. If the unpaid Aggregate Principal Amount of the Note guaranteed pursuant to this Contract shall be defeased and deemed to have been paid in full, then the Borrower shall be released from all agreements, covenants, and further obligations under the Note. "Government Obligation" means a direct obligation of, or any obligation for which the full and timely payment of principal and interest is guaranteed by, the United States of America, including but not limited to, United States Treasury Certificates of Indebtedness, Notes and Bonds - State and Local Government Series or certificates of ownership of the principal of or interest on direct obligations of, or obligations unconditionally guaranteed by, the United States of America, which obligations are held in trust by a commercial bank which is a member of the Federal Reserve System and has capital and surplus (exclusive of undivided profits) in excess of $100,000,000. 11. Default. (a) A Default under the Note and this Contract shall occur upon failure by the Borrower to: (i) pay when due an installment of principal or interest on the Note; or (ii) punctually and properly perform, observe, and comply with any covenant, agreement, or condition contained in: (A) this Contract, (B) any security agreement, deed of trust, mortgage, assignment, guarantee, or other contract securing payment of indebtedness evidenced by the Note, or (C) any future amendments, modifications, restatements, renewals, or extensions of any such documents. (b) The Borrower waives notice of Default and opportunity for hearing with respect to a Default under paragraph 11(a). fiI 11 (c) In addition to Defaults under paragraph 11(a), the Secretary may declare the Note in Default if the Secretary makes a final decision in accordance with the provisions of section 111 of the Act and 24 CFR 570.913 (or any successor provisions), including requirements for reasonable notice and opportunity for hearing, that the Borrower has failed to comply substantially with title I of the Act. Notwithstanding any other provision, following the giving of such reasonable notice, the Secretary may, in the Secretary's sole discretion pending the Secretary's final decision, withhold the guarantee of any or all obligations not yet guaranteed on behalf of the Borrower under outstanding commitments, suspend approval of any further Advances or Conversion Date Advances under the Note, and/or direct the Borrower's financial institution to: refuse to honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or the Loan Repayment Account initiated by the Borrower, and/or refuse to release obligations and assignments by the Borrower from the Guaranteed Loan Funds Investment Account or the Loan Repayment Investment Account. 12. Remedial Actions. Upon a Default or declaration of Default under this Contract, the Secretary may, in the Secretary's sole discretion, take any or all of the following remedial actions: (a) With any funds or security pledged under this Contract, the Secretary may (i) continue to make payments due on the Note, (ii) make a prepayment under Section I.D. of the Note or make an acceleration payment with respect to the principal amount of the Note subject to Optional Redemption as provided in Section III of the Note, (iii) purchase Government Obligations in accordance with paragraph 10 of this Contract, (iv) pay any interest due for late payment as provided in the Note, this Contract, or the Fiscal Agency/Trust Agreements, (v) pay any other obligation of the Borrower under this Contract or the Fiscal Agency/Trust Agreements, and/or (vi) pay any reasonable expenses incurred by the Secretary or the Fiscal Agent/Trustee as result of the Borrower's Default. (b) The Secretary may withhold the guarantee of any or all obligations not yet guaranteed or the disbursement of any or all grants not yet disbursed in full under outstanding guarantee commitments or grant approvals for the Borrower under Sections 108 and/or 106 of the Act. (c) The Secretary may withhold approval of any or all further Advances or Conversion Date Advances under the Note (if applicable); direct the Borrower's financial institution to refuse to: honor any instruments drawn upon, or withdrawals from, the Guaranteed Loan Funds Account or the Loan Repayment Account by the Borrower, and/or to release obligations and assignments by the Borrower from the Guaranteed Loan Funds ~' 12 Investment Account or the Loan Repayment Investment Account; and/or direct the Borrower and/or the Borrower's financial institution to transfer remaining balances from the Guaranteed Loan Funds Account to the Loan Repayment Account. (d) Until the Conversion Date, or with respect to amounts subject to Optional Redemption, the Secretary may accelerate the Note. (e) The Secretary may exercise any other appropriate remedies or sanctions available by law or regulation applicable to the assistance provided under this Contract, or may institute any other action available under law to recover Guaranteed Loan Funds or to reimburse the Secretary for any payment under the Secretary's Guarantee or any reasonable expenses incurred by the Secretary as a result of the Default. (f) All notices and submissions provided for hereunder shall be in writing (including by telex, telecopier or any other form of facsimile communication) and mailed or sent or delivered, as to each party hereto, at its address set forth below or at such other address as shall be designated by such party in a written notice to the other party hereto. All such notices and other communications shall be effective when received as follows: (i) if sent by hand delivery, upon delivery; (ii) if sent by mail, upon the earlier of the date of receipt or five Business Days after deposit in the mail, postage prepaid; (iii) if sent by telex, upon receipt by the sender of an answer back; and (iv) if sent by telecopier, upon receipt. The Secretarv: U.S. Dept. of Housinq and Urban Development Attention: Paul Webster. Director Financial Manaqement Division 451 7th Street. SW. Room 7180 Washinqton. DC 20410 Borrower: ATTN: John Hoe~er Redevelopment A~ency of the City of San Bernard~no 201 North "E" Street, Suite 301 San Bernardino, California 92401 (909) 663-1044 13. Limited Liability. Notwithstanding any other provision of this Contract, the Fiscal Agency/Trust Agreements or the Note, any recovery against the Borrower for any liability for amounts due pursuant to the Note, the Fiscal Agency/Trust Agreements or this Contract shall be limited to the sources of security pledged in paragraph 5 or any Special Conditions of this Contract. Neither the general credit nor the taxing power of the Borrower, or of ~' 13 the State in which the Borrower is located, is pledged for any payment due under the Note, the Contract, or the Fiscal Agency/Trust Agreements. 14. Incorporated Grant Agreement. The Contract and the Note are hereby incorporated in and made a part of the Grant Agreement authorized by the Secretary on June 22, 1994 under the Funding Approval for grant number B-94-MC-06-0539 to the Borrower. In carrying out activities with the Guaranteed Loan Funds hereunder, the Borrower agrees to comply with the Act and 24 CFR Part 570, as provided in Subpart M thereof. 15. Special Conditions and Modifications: (a) Paragraph 5(c) of the Contract is amended by deleting the paragraph as written in its entirety and substituting therefore the following: "(c) Other security, including, but not limited to, all rights of the Borrower (but none of the obligations of the Borrower) in and to the 'Security Documents' (as defined in paragraph 15(d) hereof) and to the collateral described therein. If necessary to provide the Secretary with a valid security interest in such other security, the Borrower shall execute a security agreement (the 'Borrower Security Agreement'), which Borrower Security Agreement shall be in a form acceptable to the Secretary." (b) Guaranteed Loan make a loan to acquisition of 570.703 (i) (1) . Funds shall be used by the 303 LLC , (the "Obligor"), the property pursuant to 24 Borrower for CFR to (c) The loan to the Obligor shall be evidenced by a promissory note (the "Obligor Note") and a loan agreement (the "Obligor Loan Agreement"), which Obligor Note and Obligor Loan Agreement shall be in a form acceptable to the Secretary. The amount of principal and/or interest payable under the Obligor Note during the twelve month period beginning July 1 of each year and ending on June 30 of the next succeeding year shall be equal to or greater than the amount of principal and/or interest payable under the Note for the corresponding period. The Obligor Note shall not be subject to redemption or repayment earlier than the earliest possible redemption date under the terms of the Note. As security for the Obligor Note, the Borrower shall obtain the following collateral (collectively, the "Collateral") : (i) A first priority lien on the real property described in Attachment 3 hereof (the UProperty"), ~' 14 established through an appropriate and properly recorded deed of trust (the "Deed of Trust"). The Deed of Trust shall contain such provisions as the Secretary deems necessary. (ii) Any and all rights, titles, and interests of the Obligor in and to any leases covering the Property. Such rights, titles, and interests of the Obligor shall be the subject of a collateral assignment of leases and rents (the UCollateral Assignment of Leases and Rents"). The Collateral Assignment of Leases and Rents shall be in a form acceptable to the Secretary. (iii)Any and all rights, titles, and interests of the Obligor in and to any licenses, permits, and other agreements covering the Property. Such rights, titles, and interests shall be the subject of a collateral assignment of interest in licenses, permits, and other agreements (the UCollateral Assignments of Interest in Licenses, Permits, and Agreements"). The Collateral Assignment of Interest in Licenses, Permits, and Agreements shall be in a form acceptable to the Secretary. (iv) Personal guaranties (collectively, the "Personal Guaranty") of Mr. Kevin Brunk. Mr. Wilfred C. Lemann and Mr. Martin A. Matich (the "Personal Guarantors"). The Personal Guaranty shall be in a form acceptable to the Secretary. (v)An unconditional and irrevocable letter of credit (the "Letter of Credit") from the Obligor in favor of the Borrower. The Letter of Credit shall be at all times in an amount of $500,000. The Letter of Credit shall be in a form acceptable to the Secretary and shall be issued by a financial institution ("Issuer") acceptable to the Secretary. The Issuer shall be a member of the Federal Reserve System, have a rating of at least "A2", as determined by Moody's Bank Credit Report Service ("Moody's"), for its long term bank deposits, and must reflect an outstanding standby Letter of Credit balance of $50 million or more on its most recent Call Report to its supervisory agency. The rating must be in effect as of the date of receipt of the Letter of Credit by the Custodian (as defined in paragraph 15(d) below). The Letter of Credit shall bear an expiration date (the "Expiration Date") one year from the first day of the month following the date of execution of the Obligor Agreement and shall provide for automatic renewal for successive periods of one year each as of the Expiration Date until such , cfiiP 15 time as the Obligor demonstrates to the satisfaction of the Borrower that at least 90 per cent of the net leasable area of the Property is leased and occupied. At such time, the Obligor may be permitted to withdraw the Letter of Credit. Any change with respect to the Letter of Credit subsequent to its deposit with the Custodian must be approved by both the Borrower and the Secretary. The Borrower will be responsible for demanding payment under the Letter of Credit if necessary. (d) The Borrower shall select a financial institution acceptable to the Secretary (the UCustodian") to act as custodian for the documents specified in paragraphs l5(e) below (the uSecurity Documents"). The Borrower and the Custodian shall enter into a written agreement containing such provisions as the Secretary deems necessary. A fully executed copy of such agreement, with original signatures, shall be forwarded to the Secretary contemporaneously with the delivery of documents pursuant to paragraph 15(e) below. (e) Not later than five business days after the initial disbursement of the Guaranteed Loan Funds to the Obligor, the Borrower shall deliver to the Custodian the following: (i) The original Obligor Note, endorsed in blank and without recourse. (ii) The original Obligor Loan Agreement and an assignment thereof to the Secretary, which assignment shall be in a form acceptable to the Secretary. (iii) The original recorded Deed of Trust signed by the Obligor and an assignment thereof to the Secretary, in a recordable form but unreoorded, which assignment shall be in a form acceptable to the Secretary. (iv) The original recorded Collateral Assignment of Leases and Rents and an assignment thereof to the Secretary, in a recordable form but unrecorded, which assignment shall be in a form acceptable to the Secretary. (v) The original Collateral Assignment of Interest in Licenses, Permits, and Agreements and an assignment thereof to the Secretary, which assignment shall be in a form acceptable to the Secretary. ~ 16 (vi) The original Personal Guaranty and an assignment thereof, which assignment shall be in a form acceptable to the Secretary. (vii)The original Letter of Credit and an assignment thereof, which assignment shall in a form acceptable to the Secretary. (viii)An opinion of the Borrower's counsel, addressed to the Secretary and on its letterhead, that: (l)the Obligor is a limited liability company, duly organized, validly existing, and in good standing under the laws of the State of California; (2)the Obligor Note has been duly executed and delivered by a party authorized by the Obligor to take such action and is a valid and binding obligation of the Obligor, enforceable in accordance with its terms, except as limited by bankruptcy and similar laws affecting creditors generally; and (3)the security instruments specified in (ii) through (vii) above are valid and legally binding obligations, enforceable in accordance with their respective terms. (ix) A mortgage title policy, issued by a company and in a form acceptable to the Secretary, naming the Borrower as the insured party. The policy must either include in the definition of the uinsured" each successor in ownership of the indebtedness secured by the Deed of Trust or be accompanied by an endorsement of the policy of the Secretary. (x) A certified survey with a legal description conforming to the title policy and the Mortgage. (xi) An appraisal of the fee simple ownership interest in the Property specifying an estimate of fair market value of not less than $1,675,000. The appraisal shall be completed by an appraiser who is certified by the state and has a professional designation (such as "SRA" or "MAl"), and shall conform to the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (UFIRREA"). <fiiP . 17 (f) Paragraph 12 is amended by adding at the end thereof the following language: U(g) The Secretary may complete the endorsement of the Business Notes and record the assignments referred to in paragraph 15(e), and thereby effectuate the transfer of the documents referenced and underlying indebtedness from the Borrower to the Secretary or the Secretary's assignee." "(h) The Secretary may exercise or enforce any and all other rights or remedies (including any and all rights and remedies available to a secured party under the Uniform Commercial Code) available by law or agreement (including any of the Security Documents, as defined in paragraph 15(d)) against the Borrower, against the Obligor, or against any other person or property." (g) The Borrower covenants and agrees that it shall establish and maintain a reserve (the "Debt Service Reserve") in the Loan Repayment Account for payment of principal and/or interest on the Notes upon notice from the Secretary to the Borrower at the address specified in paragraph 12(f) above that the Secretary in his sole discretion has determined that grants pledged pursuant to paragraph 5(a) are unlikely to be sufficient to pay when due the amounts to become due on the Notes. Such notice shall be hereinafter referred to as the "Notice of Inadequate Security." The Debt Service Reserve shall be established in an amount determined by an independent financial advisor acceptable to the Secretary (the "Financial Advisor") in accordance with a methodology acceptable to the Secretary. The Debt Service Reserve shall be fully (100%) and continuously invested in Government Obligations, as defined in paragraph 10 hereof, which investments shall be held in trust for the benefit of the Secretary in the Guaranteed Loan Funds Investment Account as provided in paragraph 6(a) hereof. Grants pledged pursuant to paragraph 5(a) may be used to fund the Debt Service Reserve in whole or in part. The Borrower shall engage the Financial Advisor and shall instruct it to submit to the Secretary for his review and approval the methodology it proposes to use in determining the amount of the Debt Service Reserve, which submission shall include any comments and/or recommendations of the Borrower regarding the acceptability of the methodology. Such submission shall not be required if the selection of the Financial Advisor and the application of the methodology comply with guidelines promuigated by the Secretary subsequent to the date of ~. 18 this Contract. Within 60 days of the Notice of Inadequate Security, the Borrower shall furnish to the Secretary at the address specified in paragraph (12) above acceptable evidence that the Debt Service Reserve has been established in the manner prescribed above (including such certifications and/or opinions by the Financial Advisor as the Secretary deems necessary) . (h) The Debt Service Reserve shall be maintained in an amount consistent with an amortization schedule developed by the Financial Advisor and approved by the Secretary. SEP 2 6 2000 The Grant Agreement, dated for the grant made to the Borrower pursuant to Section 108 (q), under grant number B-93-ED-06-0539, is hereby incorporated in this Contract and made a part hereof. [Rest of Page Intentionally Left Blank] Qii 19 IN WITNESS WHEREOF, the undersigned, as authorized officials on behalf of the Borrower or the Secretary, have executed this Contract for Loan Guarantee Assistance, which shall be effective as of the date of execution hereof on behalf of the Secretary. City of San Bernardino, California BORROWER ATTEST: Rachel Clark (Name) BY: Judith Valles (Name) City Clerk (Title) Mavor (Title) C(~(:t~a~~ "i i LL-- (Signature) BY: (Name) istant Secretary Economic Development (Title) Jeff Ruster (Signature) (~;:D ? c: v_ ,U (Date) . r/iI ~ . A'rrAi'a-..:....1 1 . o. S. DEPAR'l'MEN'l' OF HOOSING AIm 0lIBAH DEVELOPMENT LI:.'nAl< AGREEMEN't FOR SE.C'fiOR 108 LOAN GOUANTEE. PROGRAM Ct1S'1"ODUL ACCOom.' Name of Institution (and Branch) Street City D....TE (1 This account is established for funds received by the Borrower under note(s) guaranteed by the United States Departme~t of Housing and Urban Development (HOD) under the Section 108 Loan Guarantee Program. (Guaranteed Loan Funds Account.) [J This account is established for repayment of the note by HUD under the Section 108 Loan Guarantee Program. Repayment Account) . guaJ:"aIlteed (Loan [] This account is established as a debt service reserve under the Section 108 Loan Guarantee Program. (Debt Service Reserve Account. ) You are hereby authorized and requested to establish a custodial account to be specifically designated . Trustee of United States Department of Housing and Urban Development." All deposits made in such account shall be subject to withdrawal therefrom by the Borrower named below. and shall also be subject to withdrawal therefrom by HUD. No agent of the Borrower shall be authorized to withdraw funds from the account. You are also autborized to pay HUD at any time upon its written demand, which need not name a specific amount. the entire amount in such account subject only to notice requirements contained in applicable re~lations governing this institution. but in no event to exceed seve~ business days. You are further authorized upon the request of HOD to refuse to honor any instrument drawn upon or withdrawals from such account by fii ~ ; parties ot.her ~an HUD and to change the name of the aforesaid account t.o the .United Stat.es Department of Housing and Urban Development,. In no instance shall the funds in the Custodial Account. be used to offset funds which may have been advanced to, or on behalf of, the Borrower by the custodian institution. This lett.er is submitted to you in duplicate. please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to KUD. Name of Borrower By (Signat1Jre) Title The undersianed institution certifies to the United States Department of Housing and Urban Development (HOD) that the account identified is in exist.ence in this institution under account number . and agrees with the Borrower named above and HUD to honor da~ands on such aCC01Jnt in the manner provided in the above letter, subject only to notice requirements contained in applicable regulations governing this institution. but in no event to exceed seven business days. The undersigned institution further agrees upon the request of HOD to refuse to honor any instruments drawn upon or withdrawals from such account by parties other than HUD and to change the name of the aforesaid aCC01Jnt to .United States Department of Housing and Urban Development.. In no instance shall the funds in the C1Jstodial Account be used to offset funds which may have been advanced to. or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Ins1Jrance Corporation. the Federal Savings and Loan Insurance Corporation. or the National Cr~dit Union Administration. Name of Institution By Title Date ~ :~ ~ Aft:ar-m-.. N'f 2 U. S. DBPAIl'rMEN'T OF HOUSING AND 0llBAH DEVELOPMENT LE'1"TZll AGP"'''''''I::N'f POR SECTION 108 LOAN GtrAltAN'l'BE PROGlWf c:tJSTOIlXAL INVES'l'MENT ACCOUNT Name of Ins~i~ution (and Branch) Screet Cicy DATE [J This accounc is es~ablished to hold obligations and their assignments, such obligations having been purchased wi~h funds from che Guaranteed Loan Funds Account. (Guaranteed Loan Funds Investment Account.) [J This account is established to hold obligations and their assignments. such obligations having been purchased with funds from the Loan Repayment Account. (Loan Repayment Investment Accounc . ) [J This account ~s escablished to hold obligations and their assignments, such obligations having been purchased with funds from ~he Debt Service Reserve Accounc. (Debt Service Reserve Invescroent Account.) You are hereby authorized and requested to hold obligations and assignments of those obligations in crust for che Uniced States Departlnent of Housing and Urban Development (HUD) in an account specifically designated Trustee of United States Department of Housing and Urban Development.' All obligations and assignments shall be subject to release to the Borrower named below. and shall also be subject to release to HOD. No agent of the Borrower shall be authorized to release the obligations or assignments. You are also authorized to release the obligations and assignments to HUD at any time upon its written da~and, which need not name specific obligations and assignments, all obligations and assignments being h~ld in such account subje~~ only to any notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days. ~' ;., You are fur~er authorized upon the 'request of HOD to refuse to honor any request for release of the obligations and assignments from such account. by parties other than HUP and to change the name of the aforesaid account to the .United States Department of Rousing and Urban Development_. In no instance shall the obligations in the account. be used to offset funds which may have been advanced to. or on behalf of, the Borrower by the custodian institution. This letter is submitted to you in duplicate. Please execute the duplicate copy of the certificate below, acknowledging the existence of such account, so that we may present the copy signed by you to HUO. Name of Borrower By (Signaturel Title The undersigned institution certifies to the United States Department of Housing and Urban Development (HUD) that the account identified is in existence in this institution under account number . and agrees with the Borrower named above and h1JD to honor demands release on such account in the manner provided in the above letter, subject. only to any notice requirements contained in applicable regulations governing this institution, but in no event to exceed seven business days. The undersigned institut.ion further agrees upon the request of HOD to refuse to honor any request for release of the obligat.ions and assignments from such account by parties other than HOD and to change the name of the aforesaid account t.o .united States Department of Housing and Urban Development.. In no instance shall the obligations in the account be used to offset funds which may have been advanced t.o, or on behalf of, the Borrower by the custodian institution. Deposits in this institution are insured by the Federal Deposit Insurance corporation. the Federal Savings and Loan Insurance Corporation, or t.he National Credit Union Administrat.ion. Name of Institution By Title Date ~ ATTACHMENT 3 Description of Real Property [Borrower shall insert description] 20 ~ ..-~cr: -1) uU'rIUCI 10,00 r, UU. '''-'' "-' ,3+4--+e.. BId i EXHIBIT "A" PARCEL NO.1: THE WEST 22 FEET OF LOT 7, BLOCK 14. CITY OF SAN BERNARDINO, IN THE CITY OF SAN BERNARDINO. COUNTY OF SAN BERNARDINO. STATE OF CALIFORNIA. AS PER PLAT RECORDED IN BOOK 7 OF MAPS. PAGE(S) I, RECORDS OF SAID COUNTY. EXCEPTING THE NORTH 3S FEET THEREOF. ALSO EXCEPTING RIGHT OF WAY OF SAN BERNARDINO. ARROWHEAD AND WATERMAN RAILWAY CO., IF SAME BE FOUND TO INCLUDE ANY PORTION OF SAID LOT 7. PARCEL NO.2: mAT PORTION OF LOT 6, BLOCK 14, CITY OF SAN BERNARDINO. IN THE CITY OF SAN BERNARDINO, COUNTY OF SAN BERNARDINO, STATE OF CAUFORNIA, AS PER PLAT RECORDED IN BOOK 7 OF MAPS, PAGE(S) 1, RECORDS OF SAID COUNTY. DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 22 FEET EAST OF THE NORTHWEST CORNER OF LOT 6; THENCE SOUTH 148-112 FEET, MORE OR LESS, TO THE SOUTH LINE OF LOT 6; THENCE EAST ALONG THE SOUTH LINE OF SAID LOT 6, 5J .87 FEET, MORE OR LESS, TO THE WEST LINE OF LAND BELONGING TO THE SAN BERNARDINO LODGE NO, 146 OF THE INDEPENDENT ORDER OF OPD FELLOWS AS PER DEED RECORDED IN BOOK 'U' OF DEEDS, PAGE 415; THENCE NORTH 148- 112. MORE OR LESS, TO THE NORTH LINE OF LOT 6; THENCE WEST 51.87 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. PARCEL NO. 3: THAT PORTION OF LOT 6. BLOCK 14, OF THE CITY OF SAN BERNARDINO, IN THE CITY OF SAN BER-"lARDINO, COUNTY OF SAN BERNARDINO, STATE OF CAUFORNlA. AS PER PLAT RECORDED IN BOOK 7 OF MAPS, PAGE(S) I, RECORDS OF SAID COUNTY, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 229.23 FEET WEST OF A POINT 41.25 FEET SOUTH OF THE INTERSECTION OF THE CENTER LINE OF "C" STREET AND THlRD STREET OF SAID CITY; THENCE SOUTH 14854 FEET; THENCE WEST 37.75 FEET; THENCE NORTH 148.54 FEET; THENCE EAST 37,75 FEET TO THE POINT OF BEGINNING. PARCEL NO.4 PARCEL A: ALL THAT PORTION OF LOTS 6 AND 7, IN BLOCK 14, CITY OF SAN BERNARDINO, IN THE CITY OF SAN BERNARDINO, COUNTY OF SAN BERNARDINO, STATE OF CALIFORNIA, AS PER PLAT RECORDED IN BOOK 7 OF MAPS, PAGE(S) 1, RECORDS OF SAID COUNTY. DESCRIBED AS FOLLOWS: ~ ~E. 10 (-4 ~t~. -l~' UU(TUtl l~:~b ~. UU,l '--' .'-../ COMMENCING AT A POINT 87 FEET WEST AND 100.70 FEET SOUTH OF THE NORTHEAST CORNER OF SAID LOT 6; THENCE WEST 100.83 FEET. PARALLEL WITH THE NORTH LINE OF SAID LOT 6; THENCE SOUTI-I 47.84 FEET. PARALLEL WITH THE EAST LINE OF SAID LOT 6; THENCE WEST ALONG THE NORTH LINE OF LOT 7; 85.35 FEET TO A POINT WHICH IS 25.5 FEET EAST OF THE NORTHWEST CORNER OF SAID LOT 7; THENCE SOUTH PARALLEL WITH THE WEST LINE OF SAID LOT. 35 FEET: THENCE WEST 3.5 FEET; THENCE SOUTH PARALLEL WITH THE WEST LINE OF SAID LOT, 88.54 FEET TO A FOINT 25 FEET NORTH OF THE SOUTH LINE OF SAID LOT; THENCE EAST PARAlLEL WITH THE SOUTH LINE OF SAID LOT, 190.45 FEET TO A POINT WHICH IS 87 FEET WEST OF THE EAST LINE OF SAID LOT: THENCE NORTH PARALLEL WITH THE EAST LINE OF LOTS 7 AND 6, 171.22 FEET, MORE OR LESS, TO THE POINT OF BEGINNING. PARCEL B: A PERPETUAL RIGHT OF WAY FOR PASSAGE OF FOOT PASSENGERS, TEAMS, AUTOMOBILES, TRUCKS AND oTHER VEHICLES OVER AND ACROSS THE FOLLOWING PROPERTY: THAT PORTION OF LOT 7. BLOCK 14. CITY OF SAN BERNARDINO. IN THE CITY OF SAN BERNARDINO. COUNTY OF SAN BERNARDINO, STATE OF CALIFORNIA. AS PER PLAT RECORDED IN BOOK 7 OF MAPS. PAGE(S) I, RECORDS OF SAID COUNTY. DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EAST LINE OF LOT 7, WHERE SAID EAST LINE IS INTERSECTED BY THE NORTH LINE OF THE EXISTING RIGHT OF WAY OF PACIFIC ELECTRIC RAILWAY CO.; THENCE WEST ALONG THE NORTH LINE OF SAID RIGHT OF WAY 87 FEET, MORE OR LESS. TO THE EAST LINE OF THE PROPERTY DESCRIBED AS PARCEL NO. 3 ABOVE; THENCE NORTH 30 FEET; THENCE EAST 87 FEET. MORE OR LESS. TO THE EAST LINE OF SAID LOT 7; THENCE SOUTH 30 FEET. TO THE POINT OF BEGINNING. AS CONVEYED BY MARTHA L. KIPLINGER, ET AL., TO GEORGE M. COOLEY AS TRUSTEE. BY DEED RECORDED IN BOOI( 719, PAGE 130, OF DEEDS. PARCEL NO.5: ALL THAT PORTION OF LOTS 6 AND 7, BLOCK 14. OF THE CITY OF SAN BERNARDINO, IN THE CITY OF SAN BERNARDINO. COUNTY OF SAN BERNARDINO. STATE OF CALIFORNIA, AS PER PLAT RECORDED IN BOOK 7 OF MAPS, PAGE(S) I. RECORDS OF SAID COUNTY. DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 87 FEET WEST OF THE NORTHEAST CORNER OF SAID LOT 6, BEING THE NORTHEAST CORNER OF WHAT WAS KNOWN AS THE COX BUILDING; THENCE WEST ALONG THE NORTH LINE OF SAID LOT 6. 100 FEET 10 lliCHES TO THE NORTHEAST CORNER OF THE BUILDING FORMERLY OWNED BY THE INDEPENDENT ORDER OF ODD FELLOWS; THE.NCE SOUTH 100.70 FEET; THENCE EAST 100.83 FEE.T PARALLEL WITH THE NORTH UNE OF SAID LOT 6; THENCE NORTH 100.70 FEET TO THE POINT OF BEGINNING. PARCEL NO.6; THATPORTlON OF LOTS 6 AND 7. BLOCK 14, CITY OF SAN BERNARDINO. IN THE CITY OF SAN BERNARDINO, COUNTY OF SAN BERNARDINO. STATE OF CALIFORNIA. AS PER PLAT RECORDED IN BOOK 7 OF MAPS, PAGE(S) 1. RECORDS OF SAID COUNTY. DESCRIBED AS FOLLOWS: (j)' ~~E. ~ f f m. -19' UUITUETT3:3T- ~. UU4 .......... .~ COMMENCING AT THE NORTHEAST CORNER OF SAID LOT 6; TlIEI'lCE WEST 86 FEET, MORE OR LESS. TO THE NORTHEAST CORNER OF THE COX BUILDING, SO CALLED. ALSO KNOWN AS THE CREAMERY BUILDING; THENCE SOUTH TO THE SOUTH UNE OF SAID LOT 7; THENCE EAST TO THE SOUTIiEAST CORNER OF SAID LOT 7; THENCE NORTH TO THE POINT OF BEGINNING. SAVING AND EXCEPTING THEREFROM THAT PORTlON EMBRACBD WlTIDN RIGHT OF WAY OF PACIFIC RAll..WAY COMPANY. PARCEL NO.7: THE EAST 3.5 FEET OF THE WEST 25.5 FEET OF THE NORTH 3S FEET OF LOT 7, BLOCK 14. CITY OF SAN BERNARDINO, IN THE CITY OF SAN BERNARDINO, COUNTY OF SAN BERNARDINO, STATE OF CAUFORNlA, AS PER PLAT RECORDED IN BOOK 7 OF MAPS. PAGE(S) 1, RECORDS OF SAID COUNTY. , (ij;J ~~~\=4- - -. '-'" s-w-~ 7'-/ k:.. EXHIBIT" A" THAT PORTION OF BLOCK 2 OF THE CITY OF SAN BERNARDINO. COUNTY OF SAN BERNARDINO. STATE OF CALIFORNIA. AS PER PLAT RECORDED IN BOOK 7 OF MAPS. PAGE(S) I. RECORDS OF SAID COUNTY. LYING SOUTHERLY OF 2ND STRBET. 82.5 FBEf WIDE, EASTERLY OF ARll.OWHEAD AVENUE. 82.S FEET WIDE. (FORMERLY CRAFTObLSTREET). WESTERLY OF MOUNTAIN VIEW AVENUE. 82.S FEET WIDE, <FORMERLY CAMEL STREET) AS SHOWN ON SAID PLAT DESCRIBED ABOVE AND NORTHERLY OF KING STREET. (FORMERLY BRIDGE STREET) AS SHOWN ON BEDFORD BROTHERS SUBDMSION PER PLAT RECORDED IN BOOK 8 OF MAPS. PAGE 30. RECORDS OF SAID COUNTY. EXCEPT THAT PORTION OF SAID BLOCK 2. DESCRIBED IN THE QillTCLAIM DEED FROM ROY T. COE AND HBLEN C, COE, HUSBAND AND WIPE TO GEORGE EDWARD COE AND ROYNA MAE COBB RECORDED AUGUST 24, 1967 IN BOOK 6873. PAGE 738. OFFICIAL RECORDS OF SAID COUNTY. DESCRIBED AS FOu.oWS: THAT UNSUBDlVlDED PORTION OF LOTS 4 AND S. IN CITY Bl.OCK 2. AS RECORDED IN BOOK 7 OF MAPS. PAGE I. OFFICIAL RECORDS OF SAN BERNARDINO COUNTY, CALIFORNIA, DESCRIBED AS FOllOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID LOT 5. THENCE SOUTH 225 FEET; THENCE NORTHEASTERLY TO A POINT 50 FEET SOUTH AND 184 FEET EAST OF THE POINT OF BEGINNING; THENCE NORTHEASTERLY TO THE NORTIiEAST CORNER OF SAID LOT 5; THENCE WEST TO THE POINT OF BEGINNING. A PORTION OF SAID UND IS Al-'i0 SHOWN AS I.OTS 1 THROUGH 10, INCLUSIVE. OF BI.OCK 4. AND THE ALLEY VACATED ADJACENT TO SAID LOTS. OF BEDFORD BROTHERS SUBDIVISION. AS PER PLAT RECORDED IN BOOK 3 OF MAPS. PAGE 84 AND BOOK g OF MAPS. PAGE 30. RECORDS OF SAID COUNTY. ~ ~, I"'~ P~4()~47 ..... RECEIVED !n'_ El'O~IO?:1JC ~EVELOFMENT l,CENCY '00 DCT 11 API 10 02 CITY OF SAN BERNARDINO