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HomeMy WebLinkAbout2004-2682 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 RESOLUTION NO. 2004-268 A RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING THE AUGUST 2004 AMENDMENT TO THE 2000 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM SECTION 108 PROJECT DEVELOPMENT LOAN AGREEMENT, DATED SEPTEMBER 18, 2000, BY AND BETWEEN 303, L.L.C., AND THE CITY OF SAN BERNARDINO WHEREAS, 303, L.L.C., a California limited liability company (the "Borrower") and the City of San Bernardino (the "City") have previously entered into that certain loan agreement entitled "2000 Community Development Block Grant Program Section 108 Project Development Loan Agreement", dated as of September 18, 2000, as amended on August 4. 2003 (the "Agreement"); and WHEREAS, the City has previously disbursed to the Borrower the sum of One Million Six Hundred Four Thousand Seventy Four Dollars and Six Cents Dollars ($1,604,074.06), exclusive of funded interest under the terms of the Agreement for the acquisition of the "303 Third Street Parcel" and for the construction and installation of the "Borrower Improvements (Phase I)", as these terms are defined in the Agreement; and WHEREAS, on August 4, 2003, the Community Development Commission of the City of San Bernardino approved an Amendment to the 2000 Owner Participation and EDI Loan Agreement, by and between the Owner and the Agency to defer the repayment of the scheduled HUD Section 108 Loan in accordance with the terms of the 2003 City Section 108 Loan Agreement and subsequent amendments thereto; and WHEREAS, the Owner has negotiated a purchase and sale agreement with the County of San Bernardino ("County") for improvement and sale of the 303 Third Street Parcel for which the County will acquire the 303 Third Street Parcel ("Sale") upon completion of certain tenant improvements ("Tenant Improvements") by the Owner in order to accommodate the relocation of the Superior Court of California; and WHEREAS, in order to facilitate the Owner and County Sale, the Owner has requested -1- Pfi(CDRG Uqu�Maggle\Un1(1 UocA114-117-19 303 W ThLd S, MCC Reno ver MP.dne 2004-268 t 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 that the Agency take certain actions to enable the Agency and the City to subordinate its HUD Section 108 Loan in the amount of $1.8 to a Senior Construction Loan in the approximate amount of $15 million of which the Owner will use a portion of said Senior Construction Loan to accomplish certain Tenant Improvements to the 303 Third Street Parcel and furthermore the Owner has requested that the Agency and City consider deferring the Section 108 Loan repayment due date of August 1, 2005 and August 1, 2006; and WHEREAS, the Owner and the Agency believe it is appropriate and necessary to amend the Agreement as set forth in the August 2004 Amendment of the 2000 Community Development Block Grant Program Section 108 Project Development Loan Agreement ("August 2004 Amendment"). NOW, THEREFORE, IT IS HEREBY RESOLVED, DETERMINED AND ORDERED BY THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO, AS FOLLOWS: Section 1. The Mayor and Common Council hereby approves the form of the August 2004 Amendment and Loan Forbearance Agreement (303 Third Street Project), dated as of August 16, 2004 by and between the Borrower and the City in the form attached hereto as Exhibit "A". The Mayor, City Clerk and the Executive Director of the Economic Development Agency are hereby authorized and directed to execute the August 2004 Amendment on behalf of the City together with such technical and conforming changes as may be approved by the Mayor upon the recommendation of special legal counsel to the City and the Executive Director of the Economic Development Agency. Section 2. This Resolution shall take effect upon its adoption and execution in the manner as required by the City Charter. -2- P:\CDDG De,1\Maggi6Drnfl Does\04-07-19 ]9J W TLir❑ St MCC Reso ver MP.Joe 2004-268 1 A RESOLUTION OF THE MAYOR AND COMMON COUNCIL OF THE CITY OF SAN BERNARDINO APPROVING THE AUGUST 2004 2 AMENDMENT TO THE 2000 COMMUNITY DEVELOPMENT BLOCK 3 GRANT PROGRAM SECTION 108 PROJECT DEVELOPMENT LOAN AGREEMENT, DATED SEPTEMBER 18, 2000, BY AND BETWEEN 303, 4 L.L.C., AND THE CITY OF SAN BERNARDINO 5 6 I HEREBY CERTIFY that the foregoing Resolution was duly adopted by the Mayor and 7 Common Council of the City of San Bernardino at a it- reg. meeting thereof, held on the 8 16th day of August , 2004, by the following vote to wit: Council Members: Ayes Nays Abstain Absent 9 ESTRADA x 10 LONGVILLE x 11 MCGINNIS x 12 DERRY x 13 KELLEY x 14 JOHNSON x 15 MC CAMMACK x n A 16 �•1X 0"� Rache G. Clark, City Clerk 17 18 The foregoing resolution is hereby approved this /5 TH day of August '2004. 19 20 21 ud th alles, Mayor Ci of San Bernardino 22 Approved as to form and Legal Content: 23 By: 24 Special Counsel 25 PzA DIIU W"IVN -'.61har,D.-04-04- 19303 NNThlnl S, Nice Res. vrr. MPAno 2004-268 AUGUST 2004 AMENDMENT TO 2000 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM SECTION 108 PROJECT DEVELOPMENT LOAN AGREEMENT (B-94-MC-06-0539-A) (303 Third Street Project) THIS AUGUST 2004 AMENDMENT TO 2000 COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM SECTION 108 PROJECT DEVELOPMENT LOAN AGREEMENT ("August 2004 Amendment") is dated as of August 16, 2004, by and between 303, L.L.C., a California limited liability company (the "Borrower") and the City of San Bernardino, a municipal corporation (the "City") is made and executed in light of the following facts: -- RECITALS -- The Borrower and the City have previously entered into that certain loan agreement entitled "2000 Community Development Block Grant Program Section 108 Project Development Loan Agreement", dated as of September 18, 2000, as amended (the "Agreement"). The City has previously disbursed to the Borrower certain funds for the acquisition of the "303 Third Street Parcel" and for the construction and installation of the "Borrower Improvements (Phase I)", as these terms are defined in the Agreement. The Borrower has entered into an agreement entitled "Agreement for Purchase and Sale of Real Property", as authorized by the Board of County Supervisors dated June 29, 2004 (the "County Purchase Contract"), by and between the County of San Bernardino ("County") and the Borrower, whereby the Borrower shall construct and finance certain additional improvements to the 303 Third Street Parcel and upon the completion of such additional improvements, the Borrower shall transfer its fee title interest in the 303 Third Street Parcel, as improved, to the County of San Bernardino for the purchase price payable to the Borrower by the County as set forth in the County Purchase Contract. The Borrower and the City believe it is appropriate to further amend the Agreement as set forth in this August 2004 Amendment in order to accommodate the terms and conditions of the improvement and sale of the 303 Third Street Parcel to the County in accordance with the terms of the County Purchase Contract. NOW THEREFORE AND FOR GOOD AND VALUABLE CONSIDERATION THE BORROWER AND THE CITY AGREE AS FOLLOWS: Section 1. Unless the context of the usage of a particular term or phrase may otherwise require, the meaning of terms and phrases as used in this August 2004 Amendment shall be the same as set forth in the Agreement. Section 2. (a) At the time when this August 2004 Amendment is fully executed by the parties, the Borrower and the City mutually acknowledge and agree that no default exists 4813-3284-6080.2 1 P:Wgmd�\Agreements-Amendments4Wgrmts-Amend 2004\04-08-16 Amendment to Section 108 Loan.doc 2004-268 under the Agreement, and the parties mutually acknowledge and agree further that neither party is aware of any fact or circumstance which, with the giving of notice to the other party under the Agreement and the passage of the applicable cure period, would constitute a default under the Agreement. Section 3. The text which appears in Section 1.0 of the Agreement under the heading "Approved 303 Third Street Project Budget" is hereby labeled to read as: "(A) Approval 303 Third Street Project Budget (June 1, 2001)", and section 1.0 of the Agreement is further amended to add the following text: "(B) Approved 303 Third Street Project Budget (County Purchase Contract)" On the effective date of the August 2004 Amendment to the Agreement, the words "Approved 303 Third Street Project Budget" refer to the various elements of cost which comprise the "Bid Purchase Price", as this term is defined in Section 2.5 of the County Purchase Contract, and the "Approved 303 Third Street Project Budget", as originally approved by the City as provided in Section 7.0 of the Agreement shall have no force or effect with respect to the Borrower Improvements (Phase II)." Section 4. The text of Section 1.0 of the Agreement is hereby amended to add the following defined term: "• Borrower Improvements (Phase II). The words "Borrower Improvements (Phase II)" mean and refer to the improvements to be financed, constructed and installed on the 303 Third Street Parcel by the Borrower in accordance with the terms and conditions of the County Purchase Contract. The Borrower shall obtain the Construction Loan to pay for a portion of the costs associated with the Borrower Improvements (Phase II). Section 1.43 of the County Purchase Contract defines the term "Improvements" as follows: "Improvements" means the Shell Improvements, the Tenant Improvements and the Landscape Improvements." The "Plans and Specifications" as this term is defined in Section 1.53 of the County Purchase Contract, are attached as Exhibit "D" to the County Purchase Contract." Section 5. The text of Section 1.0 of the Agreement is hereby amended to add the following defined term: "• County Purchase Contract. The words "County Purchase Contract" mean and refer to that certain instrument entitled "Agreement for Purchase and Sale of Real Property" dated as of June 29, 2004, by and between the County and the Borrower. A true and correct copy of the County Purchase Contract is on file with the Agency Clerk. The County Purchase Contract provides for the terms and conditions on which the County of San Bernardino may hereafter acquire the 303 Third Street Parcel, and/or provide the County with an option to also purchase the non-contiguous "Option Property" owned by the Borrower under Section 16 of the County Purchase Contract. Such non- contiguous "Option Property" is identified in the Agreement as the "Parking Lot Parcel".,, 4813-3284-6080.2 P:Wgendu\Agreements-Atnendments\Agrmts-Amend 2004\04-08-16 Amendment to Smtion 108 Loan.doc 2004-268 Section 6. The text of Section 1.0 of the Agreement is hereby amended to add the following defined term: "* Mezzanine Financing. The words "Mezzanine Financing" shall have the meaning as set forth in Section 12.0(9)." Section 7. Subject to the terms and conditions of this August 2004 Amendment, Section 5.0(a) of the Loan Agreement is hereby amended to read as follows: "Section 5.0 SECTION 108 LOAN (a) The Section 108 Loan shall be in an amount not to exceed the principal sum of One Million Eight Hundred Forty Thousand Dollars United States currency ($1,840,000.00), and the Section 108 Loan shall bear interest on so much of the principal sum as shall be drawn by the City under its HUD Section 108 Loan Agreement for disbursement to the Borrower from time -to -time. The outstanding principal balance of the Section 108 Loan shall bear interest payable to the City by the Borrower from the date of each disbursement of principal under the HUD Section 108 Loan Agreement at the variable rate of interest specified in the Borrower Section 108 Loan Promissory Note until such time as such variable rate of interest may be reset as a permanent rate of interest following the "Conversion Date" as this term is set forth under the HUD Section 108 Loan Agreement and the Borrower Section 108 Promissory Note. The City shall notify the Borrower as promptly as feasible of such notification as the City may receive, if any, from the Secretary of HUD, that the Secretary of HUD intends for a Conversion Date to occur under the "HUD Note", as set forth in subparagraph number six of Paragraph I.A. of the Borrower Section 108 Promissory Note. The City agrees to exercise best efforts, if directed by the Borrower, to request the Secretary of HUD not to cause a Conversion Date to occur; provided however, that the Secretary of HUD reserves its sole discretion under the HUD Note and the HUD Section 108 Loan Agreement to cause a Conversion Date to occur. Payments of interest on the Section 108 Loan shall be due and payable by the Borrower to the City in installments at the times set forth in the Borrower Section 108 Loan Promissory Note. Installments of principal disbursed to the Borrower shall be payable to the City prior to maturity or the acceleration of the Section 108 Loan, (assuming that the Borrower has received disbursements of the aggregate principal sum of $1,840,000.00) from and after the close of Escrow on the dates and in the amounts scheduled for payment as follows: 4813-3284.6080.2 M P:Wgendn\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Losn.doc 2004-268 Date of Principal Amount of Date of Principal Amount of Installment Principal Due Installment Principal Due August 1, 2001 $ -0- August 1, 2011 $100,000.00 August 1, 2002 -0- August 1, 2012 100,000.00 August 1, 2003 -0- August 1, 2013 100,000.00 August 1, 2004 100,000.00 August 1, 2014 100,000.00 August 1, 2005 -0- August 1, 2015 100,000.00 August 1, 2006 -0- August 1, 2016 100,000.00 August 1, 2007 100,000.00 August 1, 2017 100,000.00 August 1, 2008 100,000.00 August 1, 2018 100,000.00 August 1, 2009 100,000.00 August 1, 2019 100,000.00 August 1, 2010 100,000.00 August 1, 2020 440,000.00 Section 8. Section 10.0(6) of the Agreement is hereby amended to read as follows: "(6) Use the funds disbursed to the Borrower under the Section 108 Loan, and later under the Mezzanine Financing and the Construction Loan, solely for payment of Approved 303 Third Street Project Budget costs, subject to the provisions of the next sentence relating to the Construction Loan. No proceeds of the Construction Loan, shall be disbursed or made available to the Borrower under the terms of the Construction Loan for any Approved 303 Third Street Project Budget costs identified in Section 2.5 of the County Purchase Contract as "General Contractor OH&P" or "Developer Fee", except in the amounts as specifically authorized by the County in Exhibit "L" to the County Purchase Contract. Section 9. Section 11.0(8) of the Agreement is hereby amended to read as follows: "(8) Create or allow to be created any lien or charge upon the 303 Third Street Property, except as may arise under the Mezzanine Financing (provided that any such lien of Mezzanine Financing shall be subordinate to the Section 108 Loan) The Construction Loan, the Permanent Loan, the OPA, this Agreement, or a Tenant lease." Section 10. Section 12.0 of the Agreement is hereby amended to add three (3) new subsections to Section 12.0 (Section (8), (9) and (10)) which read as follows: "(8) The City has approved the County Purchase Contract concurrently with the approval by the City of the August 2004 Amendment to this Agreement. From and after the effective date of the August 2004 Amendment to the Agreement, the 4813-3284-6080.2 n P:\Agendas\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Loan.dac 2004-268 Borrower shall not consent to a material amendment of the County Purchase Contract without first obtaining the prior written consent of the City, which consent shall not be unreasonably withheld, conditioned or delayed by the City. (9) Provided the Borrower has satisfied the requirements of Section 12.0(10), the City hereby permits and authorizes the Borrower to obtain certain interim financing prior to the recordation of the Construction Loan (the "Mezzanine Financing") in a principal amount not to exceed Eight Hundred Thousand Dollars ($800,000), for the purpose of paying for the actual third party costs incurred by the Borrower prior to the recordation of the Construction Loan, in connection with the design and design engineering work associated with the preparation by the Borrower of the "Plans and Specifications," as this term is defined under the County Purchase Contract. The Mezzanine Financing may be secured by the 303 Third Street Parcel, subject to the senior security interest of the City under its City Security Interest in the 303 Third Street Parcel, including the City Deed of Trust. The security interest of the lender under the Mezzanine Financing shall be released by such lender in the 303 Third Street Parcel and the Mezzanine Financing shall be paid in full concurrently with the recordation of the Construction Loan, or sooner, upon the receipt by the Borrower of any sums payable by the County of San Bernardino to the Borrower under Section 2.8 of the County Purchase Contract. (10) Within the earlier period of sixty (60) days following the effective date of the August 2004 Amendment to this Agreement or prior to the recordation of any security interest of the third party lender under the Mezzanine Financing, the Borrower shall execute an appropriate amendment or supplement to the Borrower Assignment of Agreements in a form reasonably satisfactory to the City, to include a collateral security assignment of the County Purchase Contract, to the City as security for the Borrower Indebtedness. Such amendment or supplement to the Borrower Assignment of Agreements shall contain an acknowledgement of the City that its security interest in the County Purchase Contract and all of the related contracts, agreements and permits associated with the Borrower Improvements (Phase II) shall be subordinate to the security interest of the Construction Lender in the County Purchase Contract and related contracts, agreements and permits, as provided in Section 14.0 of this Agreement." Section 11. Section 13.0(13) of the Agreement is hereby amended to read as follows: "(13) After the Construction Lender Subordination Agreement is executed by the Borrower and the Agency and filed for recordation, if the construction of the Borrower Improvements (Phase II) is not promptly commenced, or after its commencement, such work is abandoned or work thereon ceases for a period of more than ninety (90) days for any reason, or if the Borrower Improvements (Phase 11) are not completed within fifteen (15) months following the recordation of the Construction Lender Subordination Agreement, subject to force majeure events under the County Purchase Contract, and further subject to such permitted extensions of time as may be approved by the County under the County Purchase Contract; provided however, that the aggregate amount of permitted extensions of time as may be approved by the County shall not exceed more that one hundred 4813-3284-6080.2 E P:\AgendasVAg=ce ts-Amendm m\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 1.oan.doc 2004-268 eighty (180) days without the Borrower first obtaining the approval of the City which approval shall not be unreasonably withheld, conditioned or delayed by the City." Section 12. Section 13.0 of the Agreement is hereby amended to add a new Section 13.0(21) and Section 13.0(22) which reads as follows: "(21) The Borrower is in default of any material term of the Mezzanine Financing loan agreement. (22) The Borrower is in default of any material term of the County Purchase Contract." Section 13. Section 14.0(a) of the Agreement is hereby amended to read as follows: "(a) Upon the completion of the Borrower Improvements (Phase 1) the City hereby agrees to subordinate the City Security Interest in the 303 Third Street Property to the Construction Loan as provided in this Section 14.0, subject to the satisfaction of the following conditions: (i) The maximum principal amount of the Construction Loan (including funded interest reserves and customary and reasonable costs of financing) shall not exceed $15,000,000 unless the proposed amount of the Construction Loan in excess of $8,500,000.00, and up to the maximum amount of $15,000,000 does not cause the loan -to -value ratio referenced in Section 14.0(a)(viii) to exceed 80% and is acceptable to HUD under the HUD Section 108 Loan Agreement, if applicable; (ii) At the time of the City's execution of the Construction Lender Subordination Agreement, there shall be no default of the Borrower under the OPA, this Agreement or the City Security Interest; (iii) the Borrower shall repay the Mezzanine Financing upon recordation of the Construction Lender Subordination Agreement; (iv) at the time of recordation of the Construction Lender Subordination Agreement there shall be no default by either party under the County Purchase Contract; (v) the Borrower shall have paid all financing costs charged by HUD to the City under the HUD Section 108 Loan through the date of the recordation of the Construction Lender Subordination Agreement (including HUD underwriter costs presently estimated to be $25,000.00) if not previously paid by the Borrower to the City; (vi) no provision of the Construction Lender Subordination Agreement shall require the City (or HUD) to waive or suspend its right to receive payments of principal and interest when due under the Section 108 Loan, 4813-3294-6080.2 6 P:Wgmdas\Agmements-Amendm ts\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Loan.doc 2004-268 this Agreement or the City Security Interest prior to a default by the Borrower to the Construction Lender; and in the event of a default by the Borrower under the Construction Loan or this Agreement, no provision of the Construction Loan or the Construction Lender Subordination Agreement shall require the City to first obtain the consent of such Construction Lender following a default of the Borrower before the City may draw on the Borrower Letter of Credit or demand payment from any person under the Borrower Guaranties. In the event of a default by the Borrower under the Construction Loan the Construction Lender shall not unreasonably delay its approval, if requested by the City, of the exercise by the City of any of the City's remedies under the other security interests of the City in the 303 Third Street Property given by the Borrower to the City; (vii) the Construction Loan documents shall contain provisions reasonably satisfactory to the City which assure the City that: (1) an independent lender's disbursement control service shall be used to perform the customary functions of a construction lender disbursement control and payment verification; (2) the Construction Lender, and the construction lender disbursement control service, shall require the Borrower to provide the Construction Lender as part of each application for a disbursement of funds under the Construction Loan for labor performed on the 303 Third Street Property, a written certification (with a copy to the City) that all labor and construction trades personnel employed by either the Borrower or the Borrower Contractor and all subcontractors of either of them who perform work on the 303 Third Street Project have been paid not less than "prevailing wages" as this term is defined under 40 U.S.C. Section 276a-276a- 5 (Davis -Bacon Prevailing Wage Law, as amended); (3) the Construction Loan documents shall not be materially modified or amended following the approval of the Construction Loan by the City under Section 14.0(b) without the Borrower first obtaining the written approval of the City, and such approval shall not be reasonably withheld, conditioned or delayed; (4) the Construction Loan documents shall be consistent with the provisions of Section 10.0(6) and shall provide that no "developer fees, costs, expenses, overhead and profit" and the like shall be payable from the proceeds of the Construction Loan to the Borrower; (viii) receipt by the City of a MAI appraisal prepared in accordance with real property standards acceptable to a federally chartered lending institution, and otherwise reasonably acceptable in form to the Agency, which 4813-3284-6080.2 7 P:Wgendas\Agreements-Amendments\Agrtnts-Amend 2004\04-08-16 Amendment to Section 108 Loan.doc 2004-268 indicates that the loan -to -value ratio of the 303 Third Street Project under the proposed Construction Loan and the Section 108 Loan shall not exceed 80% of the appraised value of the 303 Third Street Property." Section 14. Subject to the terms and conditions of this August 2004 Amendment, the City hereby agrees to forbear from the collection of the principal sum of Two Hundred Thousand ($200,000) which would otherwise be due and payable by the Developer to the City on August 1, 2005, and on August 1, 2006, respectively, under the terms of the Borrower Section 108 Promissory Note, to a new date of August 1, 2020, at which time the Borrower shall pay, in addition the $240,000 scheduled amount of principal due under the Borrower Section 108 Loan Promissory Note on such date, an additional aggregate sum of $200,000 in principal, so that as modified by this August 2004 Amendment, the total amount of principal as shall be due on August 1, 2020, shall be $440,000. If requested by the Borrower, the Executive Director of the Economic Development Agency is hereby authorized and directed to deliver to the Borrower a loan forbearance letter in a form approved by Special Legal Counsel to the City which includes a notice to Borrower that the "Commitment Schedule" (page 12 of the Borrower Section 108 Promissory Note) is hereby amended to read as follows: "COMMITMENT SCHEDULE Principal Due Date Commitment Amount August 1, 2001 $ -0- August 1, 2002 -0- August 1, 2003 -0- August 1, 2004 100,000.00 August 1, 2005 -0- August 1, 2006 -0- August 1, 2007 100,000.00 August 1, 2008 100,000.00 August 1, 2009 100,000.00 August 1, 2010 100,000.00 August 1, 2011 100,000.00 August 1, 2012 100,000.00 August 1, 2013 100,000.00 August 1, 2014 100,000.00 August 1, 2015 100,000.00 August 1, 2016 100,000.00 August 1, 2017 100,000.00 August 1, 2018 100,000.00 August 1, 2019 100,000.00 August 1, 2020 440,000.00 Maximum Commitment Amount $1,840,000.00" The Executive Director of the Economic Development Agency is further authorized and directed to include in the loan forbearance letter referenced in the preceding paragraph, a notice 4813-3284-6080.2 8 P:tAgendms Agme ts-Amendments�Agrmts-Amend 2004W4-08-16 Amendment to Section 108 Loan.doc 2004-268 to the Borrower that the "Schedule P&I" (page 15 of the Borrower Section 108 Promissory Note) has been amended to read as follows: "SCHEDULE P & I Principal Amount Principal Interest Rate Optional Redemption Available Due Date YES NO $ -0- August 1, 2001 X -0- August 1, 2002 X -0- August 1, 2003 X 100,000 August 1, 2004 X -0- August 1, 2005 X -0- August 1, 2006 X 100,000 August 1, 2007 X 100,000 August 1, 2008 X 100,000 August 1, 2009 X 100,000 August 1, 2010 X 100,000 August 1, 2011 X 100,000 August 1, 2012 X 100,000 August 1, 2013 X 100,000 August 1, 2014 X 100,000 August 1, 2015 X 100,000 August 1, 2016 X 100,000 August 1, 2017 X 100,000 August 1, 2018 X 100,000 August 1, 2019 X 440,000 August 1, 2020 X $1.840.000 = Aggregate Principal Amount Principal Amounts for which Optional Redemption is available may be redeemed, subject to the terms contained herein and in the Loan Agreement, on any Interest Due Date on or after August 1, 2010." The Executive Director of the Economic Development Agency shall transmit such loan forbearance letter to the Borrower concurrently upon the satisfaction of the conditions set forth in Section 16. Section 15. (a) The City and the Borrower hereby agree that as of July 31, 2004, the balance of funds in the "Funded Interest Reserve Fund" established by the Borrower and the City under the Section 108 Loan was approximately $163,403. As of August 1, 2004, the Borrower hereby authorizes and directs the City to withdraw the sum of One Hundred and Thousand Dollars ($100,000) from the Funded Interest Reserve Fund, which the City shall use 4813-3294-6080.2 9 P:Wgendas\Agree ts-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Loan.doc 2004-268 and apply to pay HUD the principal installment amount of $100,000 which became due and payable on August 1, 2004, under the terms of the HUD Section 108 Loan Agreement and the City shall also withdraw from such Funded Interest Reserve Fund an amount sufficient to bring current all interest payments due from the Borrower as of August 1, 2004. The City shall use and apply the remaining balance of the Funded Interest Reserve Fund, after the application of the sums described in the preceding sentence to pay principal and accrued interest to the City due as of August 1, 2004, to pay current accrued interest from and after August 1, 2004 to HUD under the HUD Section 108 Loan Contract, and the City shall transfer all interest payments received from the Borrower under subsection (b), below, commencing with the first such current interest payment on November 1, 2004, to the Funded Interest Reserve Fund, and the City shall use any remaining balance in the Funded Interest Reserve Fund to pay the outstanding principal balance of the Section 108 Loan upon its maturity, or sooner upon prepayment in full of the Section 108 Loan by the Borrower. (b) Notwithstanding any other provision of this Agreement or the Section 108 loan Agreement to the contrary, commencing on November 1, 2004, the Borrower shall pay to the City current interest, which accrues on the outstanding balance of the Section 108 Loan on and after August 1, 2004 or a quarterly basis. Such quarterly payments of current accrued interest by the Borrower to the City shall be due November 1, February 1, June 1 and on August 1, each year until the earlier date of when the interest rate under the Section 108 Loan is converted to a fixed rate of interest or the Section 108 Loan is paid in full. Section 16. The City hereby acknowledges that the Borrower has substituted one of its former managing members, J. Kevin Brunk, for another managing member, CJJ, Inc., a California Corporation. Subject to the delivery by the Borrower to the Agency of an approving legal opinion by the attorneys for the Borrower addressed to the City and to HUD in a form reasonably satisfactory to the Agency Counsel stating that the substitution of such former managing member for CJJ, Inc., has been duly authorized by the Borrower and that the obligations of the Borrower as arise in favor of the City under the Agreement are in full force and effect and are enforceable in accordance with their terms, the City hereby acknowledges its acceptance of CJJ, Inc., a California Corporation as a managing member of the Borrower. Section 17. This August 2004 Amendment shall take effect when it has been approved and fully executed by the Borrower and the City and when each of the following conditions have been satisfied: (i) the City and the Secretary of the United States Department of Housing and Urban Development have entered into an appropriate amendment to HUD Section 108 Loan No. B-94-MC-06-0539-A in a form satisfactory to the Mayor and the Executive Director of the Economic Development Agency which provides that the principal sums payable by the City to HUD under HUD Contract Loan No. B- 94-MC-06-0539-A, shall be due and payable by the City to HUD in the amounts and on the dates as follows: Prineiaal Due Date Commitment Amount August 1, 2001 $ -0- August 1, 2002 -0- 4813-3284-6080.2 10 P:\Agmdu\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Loan.doc 2004-268 August 1, 2003 -0- August 1, 2004 100,000.00 August 1, 2005 -0- August 1, 2006 -0- August 1, 2007 100,000.00 August 1, 2008 100,000.00 August 1, 2009 100,000.00 August 1, 2010 100,000.00 August 1, 2011 100,000.00 August 1, 2012 100,000.00 August 1, 2013 100,000.00 August 1, 2014 100,000.00 August 1, 2015 100,000.00 August 1, 2016 100,000.00 August 1, 2017 100,000.00 August 1, 2018 100,000.00 August 1, 2019 100,000.00 August 1, 2020 440,000.00 Maximum Commitment Amount $1,840,000.00 (ii) the Borrower and the Redevelopment Agency of the City of San Bernardino have entered into an appropriate amendment to that certain agreement entitled "2000 Owner Participation and EDI Loan Agreement' dated as of September 18, 2000, as amended (the "OPA"), which provides that: (A) the maturity date of the EDI Loan Promissory Note shall be modified to a new date of August 1, 2006 and (B) due date for the payment of the sum of Two Hundred Thousand Dollars ($200,000) by the Borrower to the Agency under Section 5 of the OPA shall be modified to a new date of August 1, 2006 provided however that in the case of both subparagraphs (A) and (B), such obligation of the Borrower to the Agency shall be payable sooner upon: (i) the sale of the 303 Third Street Parcel by the Borrower to San Bernardino County under the terms of the County Purchase Contract or; (ii) the occurrence of a default under the EDI Loan Promissory Note; (iii) Wells Fargo Bank National Association, as custodian for HUD under the terms of that certain "Financial and Document Custodian and Trustee Agreement' dated June 6, 2001 by and between Wells Fargo National Association and the City, shall have accepted the receipt of the collateral assignment of this August 2004 Amendment by the City of this Amendment for the benefit of HUD; (iv) the Borrower shall have delivered to the City the approving legal opinion of its attorney as described in Section 16; and (v) the Executive Director of the Economic Development Agency shall have issued a loan forbearance letter in form approved by Special Legal Counsel to the City which acknowledge to Borrower that so long as no Event of Default exists under the Agreement as hereby amended (and further provided that no other event of prepayment has occurred under any of the Section 108 Loan Collateral), that the 4813-3284-6080.2 11 P:\Agendas\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 t-oan.doc 2004-268 next installment of principal due the City under the terms of the Borrower Section 108 Promissory Note shall be on the new date of August 1, 2007. Section 18. Except as modified by this August 2004 Amendment all other provisions of the Agreement and Section 108 Loan Collateral remain in full force and effect and all of the representation, warranties and covenants of the Borrower under the Agreement and the Section 108 Loan Collateral remain true and correct as of the date of execution of this August 2004 Amendment by the Borrower. Section 19. This August 2004 Amendment may be executed by the parties in counterparts and when fully executed, each counterpart shall be deemed to be one original instrument. 4813-3284-6080.2 (signature page to follow) 12 P:\Agendas\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Lo n.doc 2004-268 THIS AUGUST 2004 AMENDMENT is executed by the authorized officers and members of the parties whose signatures appear below. CITY City of San *mardino, a municipal corporation Date: fl O By: avor APPROVED AS TO FORM Legal Cou el By: Ex�� rtive Director of 3e Economic Ilevelopment Agency TIT 303, L.L.C., a California limited liability company Date: a By:Qi% Martin A. Matich, Manager -and- By: CJJ, Inc., a California CorpAration, Manager APPROVED AS TO FORM Brunk, its President Attorney for Borrower 4813-3284-6080.2 13 P:\Agendas\Agreements-Amendments\Agrmts-Amend 2004\04-08-16 Amendment to Section 108 Lo n.doc